My grandmother Evelyn was a fighter, not just in spirit but also in reality, for she had been battling breast and stomach cancer for the past 5 years. Despite the pain and discomfort, she battled cancer as best as she could. When she was diagnosed in 97, they did surgery on her breast and stomach, and we were all told that “we would be lucky to have her a year and a half” but she battled for 5 years instead.
Part of the reason my grandma was trying to fight cancer as best as she could was because of my uncle Steven. When my uncle was born blue, she almost lost him along with herself during delivery. My uncle had issues when he was in school and was advised to be evaluated but my grandmother chose otherwise and kept him sheltered. My uncle lived with my grandmother all his life and took care of her during her battle with cancer. I would be the one who would take my grandmother out (she never drove) to run errands, go to appointments, or just get her out of the house.
My grandmother and uncle were living off her social security benefits and if there was anything else they needed I would take care of it. Since my grandmother had gotten sick, I tried to get her to ask her about my uncle and what would happen to him if anything happened, but in her heart, she just felt like everything would work itself out.
My grandmother passed away and now I am the one to try to take care of my uncle as best as I can under the circumstances. There is no income coming in for my uncle, he is 64 years old and I am trying to figure out what he can qualify for but everyone has told me that he needed to be seen and diagnosed when he was a child. Since my uncle tends to act like a child, I have to gently get him to understand the things that has to be done. He has never had a checking account, has no idea what to do with a debit card, I had to get him an updated birth certificate to get him an ID, etc. I have had to take care of my grandmothers’ funeral arrangements and now I must take care of my uncle until I can hopefully get him situated and hopefully get him some kind of income. I recently had my hours cut at work which has but even more of a financial strain on me during this time.
I would appreciate any help that I can get while I get myself full-time income to help pay for everything that was left for me to manage. Thank you.

Cash App $teemo0903        Paypal: paypal.me/teemo0903

Hello, I’m just going to be vulnerable here. I’ve been a bit apprehensive to ask for help on this because I’ve always been one to try and fix things on my own for myself… while helping other people. But I realize the value of asking for help. You’ll see what I mean….

Background:

I’m currently $24k+ in debt and my credit cards have been eating me alive. Why? Over the past 2 years and and some change, I’ve been too ‘helpful’ with some people. For years, I understood good financial stewardship, read Rich Dad, Poor Dad, Richest Man in Babylon, etc. to keep my knowledge flowing and applied myself. Come 2021-2022, I was finally able to keep at least $1,000 in my bank account for emergencies.

I have always been compassionate and empathetic. My dream, despite my current situation, has always been to give freely without expecting anything in return. While my heart was in the right place, my wisdom was put aside when in some situations I let myself ‘bless people’ too early before I had more than enough for us both. Let me explain….

The Beginning of the Issue:

In late 2021, I started a company with someone I knew. We’ll call them Bee. Bee and I connected with two real estate ladies we’d met for a turn-key unit in Texas we’d use as an Airbnb Vacation Rental in early 2022. During this time, I wasn’t financially unstable, and actually put in 90% of the funds despite owning half of that LLC.

To furnish the unit and pay for the service, it was $8.4k we’d owe the turnkey property managers. So I spoke with Bee and two investors who gave us a little less than half of that, and I ended up paying the rest with a credit card I had.

That was fine, it didn’t mess me up or anything right away and I met the goal of getting cash back from that transaction…. However, the debt-to-income ratio wasn’t as ideal as we had hoped about 2 months in. I managed the pricing of the unit and did extensive testing, but for the whole year, no one would book for above a certain amount per night.

This led to me having to pay out of pocket when we weren’t booked, along with cleaner fees (and please believe me, out of the 7 or 8 that were in our unit, only 2 of them could be trusted and it cost me). Since for we weren’t cash-flowing, rent became solely my responsibility since Bee was not able to pay for much.

Utilities, internet, emergencies, management system costs, travel, guest amenities, they all fell to me. I came out a little worse for wear through all this at the end of 2022, but was still afloat enough to take care of myself. Then…

I met someone:

He seemed to have been accosted by the pandemic and was just on the brink of an eviction. A thing about me is people with depression… I care about them a lot. Not that I don’t care about other people, but I just have a soft spot because I dealt with that too. And even if it isn’t fully absent in my life, I still want to be there for others who struggle with it if they’ll allow me.

I don’t really know if I should go into detail with this one. All I can say is that I didn’t just ‘shower him with money and gifts because he had depression’; at seldom times when talked about not being able to eat/not having food, I would offer assistance. I bought him a car to live in, as he no longer had anywhere to go. I helped him get a job. All this is still 2022 when I still have the Airbnb sucking the grief out of me.

He is no longer in my life and I’ve learned from that situation. I’ve taken responsibility for being too frivolous when it comes to people. Yes, “people” because I have been kind to my friends and family too.

“People”:

I had another friend who experienced homelessness and was forced to live in their car in early 2023. I helped pay for their apartment which they still reside in and they’ve been going strong at an Amazon Warehouse. :) He insists on paying me back for his car’s down payment. He has been paying me back in small increments while keeping himself abreast. This has helped me pay small amounts back to my CCs, but not by too much with the interest.

Speaking of Family…

My family has needed things in the past, but what I would mainly help with were car troubles and food. I would end up using my credit cards to help them while waiting for them to pay me back “next check” which some of my CC bills got higher and stayed that way just from that.

I still paid on these with what I would get from furniture rehab, snow plowing, some jobs such as Amazon, a Pizza joint, etc., but some bills remained unfazed. It got to the point where some of them took advantage of my generosity and would keep asking. It was my fault and issue for accepting in good faith.

My Current Finances:

I have gone from job to job, currently working at a UPS warehouse and making less than $280/wk from that as it is a seasonal position. Everything I’ve been making has been going to the high interest credit card debt I have been faithfully paying each month on multiple cards.

Now, one of my cards requires over $300/mo to pay the minimum and I truly don’t have any money left. I’ve helped and helped, but when I’ve asked my family, they weren’t there for me. I don’t entirely blame them, I understand adulthood is about learning from your lessons. I especially don’t blame them for my mistakes nor anyone for how I was too helpful.

I’ve learned this year that in order to help others, I shouldn’t go out of my way to make sure they’re well before I am– how can I go anywhere if the cart’s before the horse? I don’t intend to become selfish or miserly toward people, but I can promise myself this… first, the way I allowed myself and my finances to be used and abused will never happen again. Second, I just can’t be everyone’s hero.

Some Other Reasons My Debt is So High:

• No longer have healthcare, so I have out-of-pocket medical bills that are on a payment plan, thus taking more out of me per month.
• In my pursuit of entrepreneurship, I’d invested money and time into different avenues that have not yielded a return.
• The Investors have been gracious, but I am still paying them back.
• I don’t watch much TV and have maybe 3 subscriptions. The rest are bills.
• Gas & car maintenance.

Screenshots:

Proof of my debt is found in the screenshots. I currently have $79 in my bank account and it has just been a mess. If this served as nothing more than a cautionary tale for being too helpful, then I’m glad I could entertain you. God bless you.

[Read more…]

Hello, The  situation in Women’s Prisons in Haiti is distressing. Overcrowding  the living condition is unhuman.  The justice system doesnt work in Haiti. some people are in Jail not  knowing  reason. They  are sleeping in the floor, No food, No water they on their Period No Pads, it has  been a  month  now since they having server Rash all over their Bodies.  It is extremely Hot In Haiti some have High Blood pressure, Diabetes, Asthma and more no one seems to care. The government doesn’t  care. They only  food they to  eat is on Wednesday. A pastor bring them Bread and sugar and one gallon of water. The need to build 2 reservoirs in each prison Women, Kids and Men’s Prison, each one Reservoir cost $1,350 to build so they can have access to  water 24/7. They needs Medicine  and a special soap for the rash NOW. Hot Meal,  Pads, Under wears, Toothbrush, Toothpaste, Air Mattress and more. We need $100,000

Thank you for taking time reading this message and thank you helping the peoples’ in Haiti.

Urgent Needs, Water, Medicine, Food, Air Mass.

 

My Cash App $evelinedav

 

• Hi, my name is Kay. A few months ago, I found myself in a terrible financial crisis. My fiance and I had gone into business with an acquaintance and began renting a room from him. Well, long story short, 4 months after that, we had a disagreement with his business partner, and we found ourselves being thrown out onto the street, all of our business taken, and our name being trashed. Basically, this guy who had absolutely no experience or contacts in the construction field had used my fiance to learn the ropes, land a few solid jobs, and get some contacts in the field. Once we had several thousands dollars worth of jobs lined up and as soon as he felt confident in his own ability to bid, he backed out of our agreement, and threw us out as though we were trash, all while trashing our business name, basically ensuring that we couldn’t land jobs. Shortly afterwards, my fiance was unexpectedly incarcerated, and how to do a few months for an old misdemeanor ticket. So, that left me alone, living out of my car with my dog… I’m finally able to get a hold of a friend, who introduced me to a wonderful woman, who let me stay at her house. She is on disability, still works part-time, with two beautiful daughters, and in a bunch of animals including chickens pigs and a bunch of dogs. Well I just found out that she has an electric bill that is insanely high, and owes the electric company over $10,000, and she has been arguing with them for months trying to find assistance trying to get it the bill lowered, but they are going to shut us off in the next week if we can’t make a payment. She has asked for assistance, but nothing has panned out. I am creating this in hopes that someone might be able to help her, as she was so willing to help me in my time of need. (I swear if I was in a position to give it to her I so would however, Im destitute and have no idea what I’m going to do once my fiance is released) anyway thank you for reading and we would appreciate any help!!! God bless and thank you!!
• The company is black hills electric
• She doesn’t know I am asking for help, she probably wouldn’t, but we need help honestly…

Hey! My name is Jimmy and I’m 38 years old. I’ll start by giving background about myself. My five year old son lives with me, full-time. I was diagnosed with narcolepsy 13 years ago. I am a law enforcement officer and have worked for my current employer for ten years. The area I live in is very poverty stricken and that has a direct impact on the hourly wage that I am paid. After paying bills, there isn’t a whole lot of money left over to build up savings or have an emergency fund. Let alone extra money for special occasions or a random toy here and there for my son. My father lives close to me and babysits for me when needed. Many days, I only eat supper but I do make sure that my son gets all the meals that he needs.

The things that I need money for:

My house is in desperate need of maintenance and repairs. I do not have central air, so I have to use window a/c and fans to try and keep the house cool in the summer. The interior needs renovation on the walls, cabinets, proper weatherization, and a couple of new windows. To top it all off, I woke up to the sound of water dripping and found a nice puddle of water on the floor due to my roof leaking.

My car needs new tires. It also needs regular maintenance like brakes and an oil change. I think it’s been three years since I’ve been able to change the oil.

My son could definitely use some new clothes. I bought him some at the beginning of the school year, but more variety would be nice. I only have one pair of jeans and they have a significant amount of holes in them.

I am not eligible for public assistance due to my gross annual income (just under 40k)  but deductions such as taxes, health insurance premium, and retirement take about 40 percent of my check. I don’t drink alcohol or smoke cigarettes. Nor do I use street drugs. I don’t spend my money recklessly, but food and other necessary utilities wipe me out.

All money received will go to all the things I spoke about. Thank you for your time and have a great day!

https://www.paypal.me/Riley5319

I hope this letter finds you in the best of spirits. I am reaching out to discuss a personal matter that requires some financial assistance.

Over the past few months, I have encountered some unforeseen expenses related to [check garnishments for past taxes].  I’m two months behind on my mortgaged ($6500),  my 8 year old daughter’s school tuition ($4200), and other expenses.After exhausting my savings and considering various options, I find myself in a situation where I need to seek assistance.

Understanding the weight of this request, I am reaching out to you with great respect and humility. Any donation, no matter how small, would be greatly appreciated. Your donation will give me chance to get back on my feet. Thank you for your generosity and support. 

Regardless of your decision, I am grateful for your understanding and consideration.

Warm regards,

https://www.paypal.com/paypalme/@MyraT421

https://cash.app/$taylorbemade

I am in a very severe bind.  I tried to turn to other people including family for help but have been turned down.  When I say “no one to turn to” I mean no one.  My life is definitely going to spiral downwards when it comes to my finances.

In 2017, I was working for Microsoft for 2 years and it was wonderful.  Great people, great pay and things were finally starting to look up.  However, tragedy struck in 2019 when I was diagnosed with epilepsey and could no longer work.  Prior to 2017, I have been consistenly in therapy and psychiatry and on medication and have since returned in order to get my life back on track and improve my relationships with others and coping skills.  Thankfully, that has been the case and I even have been able to befriend more positive people instead of the negative people I once had in my life.

My whole life I endured intense mental, emotional and verbal abuse from my father.  I know that is why I had low self-esteem and why I allowed so many negative people into my life to hurt me the way he did.  I stopped all contact with him and them and had my last name changed due to not wanting to have anything to do with the man.  My mother has been disabled since she was 36 years old and is now confined to a wheelchair.  I’ve been getting some money from social security as well as taking various jobs to at least pay down some of my debt that came from buying necessities on my credit cards and student loans in order to get an education as my father cheated my mother out of child support when my brother and I were small.  He refused to work because he knew he would have to provide the support to her so did that just to spite her.  My grandfather always helped us all the time until his passing in 2012 with necessities.  I look up to him and miss him still to this day.

However, it is just not enough.  I am really hurting and I am desperately seeking any amount of contribution.  I always believed in paying it forward and helping others.  It is something that has held me together for many years while struggling to make ends meet and still does to this day.  Even though I am unable to help financially at this point, I always have helped others with what amount I could because I believe no one should have to struggle on a daily basis.

Thank you so much for taking the time to read this.  I appreciate and am grateful for you in doing so.

 

Kind people,

Please consider helping this single grandmother (GiGi) who is raising her 5 year old grandson whom was in a tragic car accident which was caused by his mother (my daughter). He suffered a traumatic brain injury. Because of this I’m in a current custody battle over him. The LEGAL fees are killing me…..

I have also lost my father and my mother recently.
Due to all of this stress, I have recently attempted suicide and was in the hospital. After getting out, I developed Covid and have been very sick! I have been out of work and now am facing loosing my HOME and my CAR… PLEASE consider helping me.  I have to have a way to get to therapy and get him to the dr.
I’m desperate at this point… please help me…. I can not be on the street or I could loose him..  I’m so lost right now….. depression is REAL!!! Suicidal thoughts are real….

paypal- @ChristieBuffington

Cash app- $ChristieBuffington

Venmo-  Christie-Buffington

The situation involving my stolen car has undoubtedly caused immense disruption to my daily life and has created a significant emotional and financial burden. Given that the impound has made the release of my vehicle contingent upon providing proof of active insurance, it has become imperative to secure the necessary funds to meet this requirement.

The impound fees, compounded by the costs of towing and storage, can quickly escalate, adding to the financial strain I am already experiencing. Failure to retrieve my car promptly from the impound could result in additional fees and penalties, further exacerbating my financial predicament.

Furthermore, the requirement to reinstate my car insurance before retrieving my vehicle is not only a legal necessity but also a practical one. Operating a vehicle without insurance not only leaves me vulnerable to potential legal consequences but also exposes me to significant financial liabilities in the event of any accidents or damages.

By providing an emergency financial donation, I would have the means to cover the expenses required to release my car from impound, ensuring I can regain access to my essential mode of transportation. Additionally, this donation would enable me to reinstate my car insurance, thereby safeguarding me against potential financial risks and legal implications associated with driving without proper coverage.

In summary, the emergency financial donation would serve as a vital lifeline, allowing me to address the immediate financial obligations necessary to retrieve my stolen car from the impound and reinstate my mandatory car insurance. This support would not only alleviate my current financial distress but also provide me with the means to overcome these obstacles and regain my mobility and financial stability.  @DMF210

I am writing to request your help during a time of extreme financial hardship. My wife’s two grandmothers recently passed away as well as dealing with a loss of a miscarriage, and I have had to take a significant amount of time off from work to support her family. Additionally, I have been laid off from my full-time job and other part-time jobs that I was relying on to supplement my income. As a result, I am struggling to pay my bills, including my car note, rent, and everyday living expenses. I am currently working part-time, but it is not enough to cover our expenses.

We both have a large amount of student loan debt, which is making it difficult to get back on my feet. I am working hard to find full-time employment, but it is challenging due to the current economic climate.

We have exhausted all of our savings and have no other options for assistance. We are humbly asking for your help to get through this difficult time. Any donation, no matter how small, would be greatly appreciated. Your donation will help us to cover our basic expenses and give us a chance to get back on our feet. Thank you for your generosity and support.

https://www.paypal.com/paypalme/Marvin9

https://cash.app/$BYOBseries

Good evening,  I am having some trouble with my words typing this as I never had to ask for help,  I feel this to be an embarrassment.  I recently had to have surgery on my back and I am also disable from MS and Fibromyalgia.  I am a 50 year old woman and I have been able to bless some people through my time.  Before my surgery I found out my hot water heater was leaking which had damaged my bedroom bathroom and hallway floor.  My bathtub cracked and underneath now has to be replaced along with everything in the bathroom, there is mold on the walls and ceiling,  with the medical bills and repairs I don’t know what to do.  I am not about to get any assistance and they can condemn my home for the mold.  If anyone can help it would be greatly appreciated.  Thank you and God Bless.  Here is my PayPal link. paypal.me/StephanieTil