I wanted to share a significant milestone in my life with you all. As I approach retirement, I’m filled with excitement and a bit of nervousness about this new chapter. To help make this transition as smooth as possible, I’m aiming to reach a retirement fund goal of $500,000. Your support, whether big or small, can make a tremendous difference. Your kindness and generosity will help me embrace this new phase with confidence and joy. I deeply appreciate any contribution you can make.

Thank you for being part of this incredible journey with me!

Warmest regards.

https://paypal.me/retirement500?country.x=US&locale.x=en_US

My son is the Pastor of a faith-based recovery and restoration, IRS approved non-profit ministry, to help ex addicts with a 9-month program to help them have a better life after they graduate and be a productive member of normal societal living. The ministry, which started in January 2021, also accepts homeless individuals or any individual experiencing some life crisis situation.

My wife and I helped with the initial finances needed to purchase the first property. That is now our women’s home. We added another home for men in July 2022. My wife passed away in October 2021. I continued to help the ministry with expenses when donations were very limited. This came from utilizing all the profit I made from selling my house. I continued to help over time by using my credit cards, which have now accumulated over $65,000 in debt. The ministry has paid back some of the original debt and has made payments to me when finances were available, but that has been sporadic.

I was forced to retire from the company I worked for after 30 years (their long term policy.) I am 66 years old and now I just have my social security income to live on. I volunteer as the business administrator for the ministry ever since we opened. The ministry simply can’t afford to pay me a wage. But that doesn’t make sense anyway when they owe me for all the income I have put into the ministry and the expenses I have paid through my own income and credit card debt since the ministry opened. I do not regret any expense I have helped to pay and really I don’t care whether or not all I have spent is paid back. I just would like to see my credit card debt eliminated. The rest doesn’t matter to me.

My total minimum payments on credit card debt now exceed my social security income by several hundred dollars. I don’t know how to get out of debt at this rate. My credit score and rating (that was once very high) is now shattered, so I can’t get any loans to consolidate my debt. I just feel at a loss how to reduce the debt. I can’t even afford bankruptcy. Every social security payment gets ate away trying to pay the credit cards. The majority of charges on my credit cards were for the ministry. And a little spent on my own personal expenses just trying to survive.

The ministry can house 22 women and 32 men. The ongoing expenses of the ministry make it very difficult at times to meet all the ministry expenses, so paying me back just cannot be the highest priority. But I don’t need a lot to live on anyway. I live in a tiny home on the property and  I am quite happy and content in this kind of setting the rest of my life. But I do not want to pass from this life with all this debt and add another burden to my son or the ministry.

Anything you are able to help me with to reduce and eventually eliminate the $65,000 debt would be greatly appreciated. This is very stressful and tearing me apart inside. I have always lived very responsible and always paid any debt in a timely manner and had very good credit. It seems that will never be the case again. Helping me with any amount is also helping the ministry and all those we are able to help that benefit from our program… past, current, and future residents in the program. We have had many success stories.

Thank you in advance and no matter what you can do, please know I will be extremely grateful and will also keep you in my prayers.

Link for donations: https://www.paypal.com/paypalme/psbelcher?country.x=US&locale.x=en_US

I am 75 yo a terminally ill Vietnam Era Veteran.  I have worked most of my life.  At 13 I mowed lawns for different businesses.  At 16 I worked after school in a factory.  At 19 I enlisted in the USAF and served 4 yrs.  I worked my way from the bottom to the manager of different retail stores.  I lost my son to a bicycle accident, after my initial mourning, I turned to helping troubled youths, in his memory.  I assisted around 20 youths, however only 6 actually accepted the help and went on to a profitable career.  At 43 yrs old I became terminally ill, however I did continue to work different off jobs even through today.  Now at 75 yo I’m not able to do very much work, but I still try.  I have never used any social services or government ran services in my life.  I humbly come to you asking for any assistance you can help me with.  My debts are all current, at approximately $43,000 owed.  But there is very little left for any basic things or pleasure able things I would love to do during my last few years, all depending on when the inevitable time does occur.  Thanking you in advance for any assistance you can do.  God bless

paypal.me/RichardBlake523

Thank you for your time in reading my request.  I am 68 years old, single, retired and living on social security for my income.  The cost of my medications that are not covered by Medicare are very expensive and I need to find room in my budget to pay for my medicine and an upcoming knee replacement.  If I could pay off the second mortgage on my home and some personal debt, I would have approximately $800 extra each month.  I need $8600 for the personal debt payoff and $59,000 to pay off the second mortgage.  If you have the desire to help, please donate whatever you can to help me reach my goal.  Thank you and may God richly bless you.

paypal.me/momajo23

CashApp $ednahatcher

Venmo @Edna-Hatcher

This month has brought about so much chaos for my family. My husband lost his job and I had to come home after working as an OTR truck driver of the last 8 years. I had no option as I needed to find the means to keep a roof over our heads. But the bills are piling up to fast and I’ve been unable to find a job as of the time of posting this. This is a last ditch effort to not get evicted in 8 days, keep our vehicle, and survive till I can find a sustainable job. I’m an extremely hard worker and I’ve been studying day trading forex for the last year while I was working 80 hr weeks on the road. It just won’t work fast enough to pay our bills in the immediate.

I never thought I would have to do something like this, have always believed in working for what I have but life really turned against me this time. I would have been able to continue in my job but I had to come home to update my license as it was about to expire and due to Hurricane Milton, I was delayed too long in being able to do so.

I’m in need of about $15,000 to pay rent, electric, internet, food, and to keep our truck from being repossessed. I need a vehicle to get around for all jobs I am looking to do.

If you can find it in the kindness of your heart to help in any way, I will be eternally grateful.

My Paypal.me: https://paypal.me/StacyBrown328?country.x=US&locale.x=en_US

I don’t quite know how to do this so I am going to do my best.

My life has never been easy and that’s ok but right now I am in a serious financial bind.

I have know one who can help me my parents both died young my mom at 55 and my dad at 64. I am only 58 and dealing with health issues myself. So I am reaching out to complete strangers to help me. They are selling the house I live in with my family and I also have custody of my grandson. I am asking for money to move for security and first months rent. My worst fear is being homeless please please help us. They said to include my cash app so it’s $dawnct519

I can’t thank you enough for your kindness.

I wasn’t very wise with my money when I turned 21 and spent too much going out with friend and doing things and I got in a good amount of credit card debt. I was able to start saving up and paying most of it off. I got together with my girlfriend at the time. We got a place me, her, and her 2 kids. I didn’t know that she was in a lot of debt when I met her. I would end up having to oh the majority of all the bills we had my son and had to move into a larger place to have room. That got more expensive. His mom also stopped working the end of her pregnancy and for a while after. That made 100% of the financial burden on me. We couldn’t keep up so I would have to use credit cards and take out small loans.  She also wrecked 3 of our vehicles requiring to take out a new loan each time. We eventally split up. Then we had to get a lawyer for custody of my son. After all that I got into the plumbing apprenticship  and started out making the least amount of money I have since I could remember. That made it harder. Slower I would get raises. That would lessen the burden. But then things like Covid would happen and I would miss work. Then we would ba slow at work and I would get layed-off for a month. It’s just seems like everytime I try to catch up something comes up. Whether it be needing new tires on my car or a medical bill for my son. I just feel like I’m drowning and won’t be able to come back up. I just really want to give my son a better life. He’s growing up so fast and I just want him to have a good, fun childhood. I don’t want my stress to affect him. He’s my number one priority and my reason for writing this.

paypal.me/McKenzieFrancois

Hi my name is Katie. I have worked with intellectual disabled clients all my adult life. I lost my job this year due to being sick and having to take off too many days. I started to work for the ride share company Lyft and my car got stolen while I was driving for them. The police found my car and it took weeks for my insurance to fix my car. Then, once I started driving again for Lyft I was held at gunpoint. It caused me to have PTSD. I have since stopped driving with Lyft but I am now financially struggling. I’m loosing my home and about to loose my car. I am 3 car payments behind and struggling to just buy groceries. My car payment is $571.46. If I could get any help, I would greatly appreciate it.

My cash app is:$lovegood1

My Zelle is: Kathryn Krieg

Please help our daughter.  She has been in the hospital since July. Her and her father were in a terrible car accident.  Her father passed away. He left her with my fiancé and I. He had no insurance. We have tried everything to get this bill paid from the hospital. There is still $12,000 left. She is being released at the end of the month. It has to be paid by then. I am begging that anything will help. We are at a loss. Our hearts are broken. Please help us get her home. We love her so much.

My cash app tag is:

$KelleAsmus399

my name is Brian I recently lost everything I’ve had and I’m trying to get back up on my feet and get myself where I’m not struggling I’m asking for help with money that way I can find a place to live and get winter clothes and food I applied for food stamps and was only allowed to get $40 a month which is not enough but I’m appreciative of but I can get so anything would help thank you very much paypal.me/BrianMincks

Hello, my name is Barbara. I’m a single woman living in Florida. I want to express my immense gratitude to anyone willing to hear my story. Lately, life has been challenging, and despite my efforts to persevere, it often feels like for every step forward, I take two steps back.

I feel like I’ve been a prisoner in my mind, watching life pass me by while I’m distracted by the daily grind of trying to survive. Survival has been the central focus of my life, and it’s emotionally exhausting in more ways than one. Yet, I still try to remain optimistic, believing I can bring something good into the world through the goals I’ve set for myself.

I’ve struggled with depression my entire life due to childhood trauma. This year, I’ve come to realize that I feel profoundly alone in this world. Despite my efforts to find closure and healing with my family, they continue to cause me emotional pain. It’s painful to accept that, no matter how much I give and sacrifice, they devalue me. I’ve had to make the difficult decision to walk away from them, questioning if blood is truly thicker than water.

Loneliness has become a familiar companion, something I’ve grown used to like a cozy sweater. Despite this, I’ve been determined to survive without relying on those who’ve hurt me the most. Fearing the tough job market, I returned to school to pursue a graduate degree in Social Work. The reality of the job market is daunting—I’ve applied countless times and faced rejection after rejection, despite my 15 years of experience in healthcare as a Case Manager and Healthcare Recruiter. Currently, I work as a caregiver for seniors, earning $1400 a month while my bills total $2300.

To make ends meet, I’ve had to rely on student loans, leading to $58,000 in debt. Looking back, I regret the financial burden of returning to school. I worry about my future, wondering if more student debt will lead to sustainable employment. My total debt now stands at $73,400, and my dream is to start an online business as an Integrative Life Coach, helping those struggling with mental illness, trauma, loneliness, and introversion.

Despite my struggles, I’m passionate about giving back. I often help others while silently suffering. It’s like screaming for help and not being heard. Although I’ve held hope for something greater, obstacles continually obstruct my path. Yet, I cling to the little hope left to move forward.

I share this not for pity but to offer a glimpse into my inner struggle.