Begging Money

Financial Hardship Help

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Avoiding Homelessness

I’d like to start by saying thank you for taking the time to hear me out. I’ll be blunt so I take as little of your time as possible.

I need $5,000 to avoid being homeless just in time for a cold, miserable winter.

Who you’re helping: you can call me Seven if you’d like a name for the cause. I am one of two queer young adults living in a household together. I am also disabled, with chronic pain and several conditions that make work difficult for me, though I am searching.

The situation: We were living in an area with minimum-wage jobs, middle-class rent, and upper-class grocery prices. I, the main provider in the household, was unable to make ends meet. I had to do things I am not proud of just so we could eat, and we still couldn’t pay the bills. We ended up moving a few weeks ago to go somewhere milk, rice, and eggs doesn’t cost $25 plus tax, with the promise of cheap housing and a job for my friend when we arrived. The house is more expensive than we were told, and the job is not available for a few months. We also had to move suddenly, and our old landlord is demanding two months rent from us (neither of those months are backpay) as well as withholding the entirety of our damage deposit. I do not have the money to fight this; I do not want to fight it. I want to pay her and never think about it again. The only job that has called me back would be an excellent opportunity for me to work from home, no longer destroying my body for minimum wage and ensuring I can work more— but it requires nearly a thousand dollars of my own money to take a course and an exam to be licensed.

The money that I am asking for is going to cover four things: the rent the old landlord is demanding; the new places rent; the phone bill that I have not been able to pay for several months; and the licensing so that I can break out of this cycle of working as much overtime as possible to avoid starving. People talk about life changing money. This $5,000 is lifesaving money for myself and my friend.

My PayPal is PayPal.me/mxtoucey. My ko-fi is ko-fi.com/that_toucey-boy. I appreciate any and all help I can get, and I hope that I reached out in time.  Thank you.

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Support Us by Investing in Dental and Physical Health and Business

Hello!

Hope this finds you well :)

I want to thank you for reading my essay. I do appreciate you taking the time out of your day to do so.

I have come across some unforeseen challenges.

While testing my resilience and determination, I find myself facing dental and medical expenses, lawyers’ fees, and the desire to start an entrepreneurial business.

I humbly appeal to your compassion, your kindness, and your ability to help. Your support can make a significant impact on my life and on our community.

Health is important for a fulfilling life; unfortunately, I have run into some unexpected medical issues and expenses that can take down careful planning.

Your assistance would provide me and my husband with dental help (check-up, cleaning, x-rays, fillings, and a crown), we currently do not have any insurance.

By investing in our health, you would be supporting us as individuals, and I will be able to volunteer again in my community.

Beyond our health, I wish to establish a business which can pay for this in the future, a healthy diet, and work from home, as our other health issues prevent us from going out to work (My husband’s hands and my body stability). So it would also help us to access necessary treatments, medications, and healthcare services not covered by OHIP, along with time for recuperation after our operations.

The lawyers’ fees are from a death in the family where I was being sued by someone in the will with which I was an Executrix.

With your financial support, I aim to turn my business vision into a reality, thereby securing our own future and also contributing to the prosperity of those around us.

Investing in a business is not just about monetary returns; it is about investing in ideas, potential, and the promise of positive change. Your contribution would be a financial investment, and also help with my confidence in building an online business with my mentor, and with my ability to bring about positive changes.

Again I appeal to your generosity to consider supporting me in my pursuit of health and entrepreneurship.

By contributing to our dental and medical expenses, fees, and business endeavors, you would be aiding us as individuals and investing in the potential for positive change for the community around us.

Thank you so much for your consideration.

Please see below for a breakdown:

Dental: $5,000
Health: $50,000
Lawyer Fees: $55,000
Business: $10,000
Total: $120,000

paypal.me/kritznholland

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Unemployed and struggling to Pay Rent and Groceries

Hi everyone,

Several months ago I lost my job, they lay me off and just told me that I’m not fit for the role. When I asked them why, they refused to specify to cover their side legally so that I couldn’t take them to court. I worked in customer service for years and so when I finally landed a lower level corporate job, it finally felt like I was making it in life as a 25 year old. They let me go right before my probation period ended, and did not have any sort of discussion with me as to whether I was underperforming.

It really brought me down as it was the first time I got layoff for a job I actually enjoyed. The rejection hit me hard as I couldn’t identify why they let me go, doubting my abilities and it lead me into a deep depression. I have finally managed to change my perspective and understand that them letting me do was a huge blessing. Rejection is redirection. It just means the universe was trying to guide me in a better direction that I deserve.

I have been applying to all sorts of jobs, but haven’t had much leads. I have been applying through all sorts of platforms and messaging employers via email and Linkedin but so far, nothing. I am running out of time with my employment insurance (ei), only 2 and a half months left on ei.

Ei does not cover all my bills, so I have been collecting debt just to pay for my basic needs like groceries and public transit.

I am a single South Asian woman who moved out of my parents place 2 and a half years ago due to abusive parents. I now struggle with C-ptsd due to early childhood trauma, and ever since my parent became physically abusive with me, it pushed me to move out and live on my own. I tried living with roommates to lower my costs, but it didn’t work out as that too became an unhealthy environment for me to live in. The landlord/roommate sub-leaded the room to me, I didn’t find out till my contract was nearly up with them that they weren’t even the owner of the house. This would have been very important information to have known in the beginning. On top of that, I wasn’t aware that their partners would come over nearly everyday, and lets just say the walls were not sound proof. Constant arguments between the couples was very triggering for me. I don’t mean bickering, but screaming, cursing fights. Even when I had conversations with them, they still couldn’t keep the noise level down. Thats when I decided that it was just best for me to live safely on my own.

The cost of living has gone up due to inflation and I cannot simply move back in with my parents as most people have considering my parents are not safe individuals to live with. I have been in therapy for years to work on my mental health and learn to work with my triggers and traumas, eager to change my life and turn things around. To end the cycle of trauma in my family. However, now that I am unemployed, I now struggle to pay for therapy too.

I cannot go to other relatives for help as they all gaslight my situation, they refuse to believe my parents are abusive (parents pretend to be on their best behaviour). They refuse to accept the abuse, neglect, and sexual trauma I have experienced for several years. I have accepted that I am the black sheep of the family and that I’m ultimately on my own.

There is no room in the homeless shelters in Ontario as they are overcrowded. There are many individuals such as refugees living on the streets. It gets super cold in the winter time, which makes the homelessness crisis in the GTA even worse.

I am determined to keep going, but I need assistance to pick myself backup. I kindly ask for a donation of $10,000 in order to pay off the debt I’ve collected and to cover my basic needs like rent and groceries.. I know that’s a lot to ask for, therefore even any smaller donation such as $5 is greatly appreciated.

I have fought this long to survive and fight for my freedom, I owe it to myself to keep going but I need financial help. God bless anyone kind enough to donate.

http://paypal.me/nilaane

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Urgent financial assistance request for college fees

I am writing to you with a humble and sincere request for financial assistance to cover my college fees. At the age of 23, I find myself at a critical juncture in life where the pursuit of further education is crucial for my personal and professional growth.

For the past five years, I have dedicated myself to working tirelessly to support my family and alleviate the burden of debt that my parents have shouldered. While I am grateful for the opportunity to contribute to my family’s well-being, it has left me in a challenging financial situation, hindering my ability to pursue higher education.

Despite my commitment to work, I harbor a deep-seated desire to break free from the cycle of laborious factory work. I believe that returning to school is not only an investment in my own future but also an opportunity to acquire the skills and knowledge necessary to escape the limitations of my current circumstances.

The funds I am seeking will be exclusively allocated to cover my college fees, enabling me to enroll in a program that aligns with my aspirations and provides a pathway to a more fulfilling and sustainable career. Your support will not only alleviate the financial burden on me but will also empower me to pursue a brighter future.

I understand the gravity of financial commitments, and it is with utmost sincerity that I reach out to you for assistance. I am committed to working diligently towards my educational goals and, in turn, giving back to the community that has supported me.

I kindly request you to consider my plea for financial aid and support my journey towards a better future. Any contribution, no matter how small, will make a significant impact on my ability to access education and break free from the constraints of my current circumstances.

Thank you for taking the time to read my request. I am more than willing to provide any additional information or answer any questions you may have. Your generosity will not only transform my life but will contribute to the creation of a better and more empowered community.

 

My paypal link:

https://www.paypal.com/paypalme/tbajwa100?v=1&utm_source=unp&utm_medium=email&utm_campaign=RT000481&utm_unptid=abbd4e24-8568-11ee-924e-3cecef6b00a2&ppid=RT000481&cnac=IN&rsta=en_GB%28en-IN%29&cust=MQ45Z2GYDPNKE&unptid=abbd4e24-8568-11ee-924e-3cecef6b00a2&calc=2242ab5b8e9dc&unp_tpcid=ppme-social-business-profile-created&page=main%3Aemail%3ART000481&pgrp=main%3Aemail&e=cl&mchn=em&s=ci&mail=sys&appVersion=1.216.0&xt=104038%2C127632

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“Urgent Plea: “ I fear to be running out of time and would like to reunite with My Mother once again After a Decade, even if it is only for a couple of weeks”

Dear Kind-hearted people;

My name is Luis, I’m a 61-year-old man, Married, and a proud father of twin boys, battling some health issues that have kept me from full-time work for several years now, I would like to see and hug my 82-year-old mother, whom I haven’t seen in a little over a decade (since my twin boys were born), COVID-19 restrictions have cruelly made this separation even longer not to mentioned that sadly I am unable to travel with my kids to where my mother is (Venezuela) and expose my children to the dangers that we could encounter there and also because of the trip cost will be much higher, I certainly do not  know how many chances we will have to be reunited, hopefully, this will not be the last one, but meanwhile, time continues to slip away,

My twin boys have never seen her in person or been with their Grandma(They have only interacted on WhatsApp), not even for a single day and they continuously ask to go and see her, so for the past 3 years I have been trying to save as much money as my already beat-up budget allows me to in order to bring my mother to a safe area where we can meet and spend at least a couple of weeks together, I have succeeded in gathering pennies here and there to save more than half the total expenses, after long research and taking in consideration my mother’s age and travel conditions, we agreed to meet in the Dominican Republic where obtaining a Visa is most favorable for her and the flying time is shorter,  so we started planning and we have been filled with excitement about the possibility of this reunion.

This urgent need is what rendered me here on this site, I’m pleading for your kind hearts to help me bridge this distance. Every contribution, no matter how small, is a giant step towards embracing my mother once more. Your kindness can turn these lost years into treasured moments and memorable times. Please, if you can, help reunite us before time or any other unexpected events steal this chance forever.

I am and always will be forever Grateful,

Sincerely

Luis

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AM IN A VERY CRITICAL FINANCIAL SITUATION WITH MY VERY SICK MUM AND MY NEW BABY TOGETHER WITH MY HEALTH SITUATION

My Name is saul jamwa.
I am here to ask for assistance for the challenge I have encountered since 2022.
In the year 2022, I got into an accident which interrupted with my finances.
At that time I was pledged to marry my beautiful wife..
Just after the accident, I married my wife because I knew it could give me a little strength, but even after
marriage, I still undergo severe migraine headaches and it was non stop.
I was unable to work or do anything.
I ended up having bills after bills waiting for me.
I even finished all my savings because even the insurance were taking forever to help me with the
situation.
The sad thing I was even unable to do sponsorship because my wife is not from Canada and Colombia
where she is from, it is not easy process.
With all the situation, I had my severe sick mum who has been ailing for a long time, at that time, she
was in the hospital very sick from heart problem and she is using oxygen at the same time and on my
side I was told I had epilepsy due to many episodes of seizures I have been having. And what they told
causes seizures is stress
So dealing with my sick mum, my health deteriorated a lot to the point I have been having seizures, and
at the same time migraine attacks.
And it has not been easy because I didn’t have anyone to help me with the situation even until now
The situation grew just worse and worse and I have been having debt after debt because I couldn’t even
declare unemployment because that will destroy the process of sponsorship with my wife.
The debt it has been a lot and a lot.
Late this year my mom’s lungs stopped working, it was at a time I was trying to work regardless of my
health situation for I a the bride winner of my family in Colombia, Kenya and mum here in Canada. I was
called that mum stopped breathing because her lungs failed..
It has not been easy, process, no money no one to run to and the debt is a lot that you fear that it may
destroy my life completely .at the same time no even food to eat.
This destroyed even my credit score, I have been unable even to pay my bills and I had to commute
everyday from Toronto to Peterborough because mum has been in ICU under the support of ventilation.
She had to stay in ventilation for almost 3 weeks and the doctor said she cannot live by herself, so they
had to give me a letter to bring my aunt from Kenya which I had to create more debt.
As we talk my baby was born on 25th October I was unable to go because of mum condition.Please my situation is very serious if you can please help me with anything POSSIBLE to pay all my debts

and to establish my business that will help me to support my wife, family and mum

Mum she’s unable to work she is very weak, we have no money, I had to asked for money to help me

with my ticket to Colombia to go and sign baby’so birth certificate.

I don’t know how everything will look like.

Your help will enable me to stand up back on my feet and reduce stress which causes seizures and will be

able to help me support my wife.

It Is a lot of debt am having that I feel sad to mention.

As we speak I have nothing in my name and debt is increasing and my baby is born my health situation is

at hand and mum still needs full support financially from me and I don’t have any where to go for help.

Please help me out with anything

Am very sorry for the inconvenience it may bring to you

Thank you for your help

My PayPal email address is oluoch.paul@gmail.com

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Medical Bill & Winter Clothes

Hello everyone, I hope this message finds you well. I am reaching out with a humble request for assistance. Recently, I spent six days in the hospital due to complications from Chron’s disease, and I am currently undergoing outpatient treatment, which has resulted in a hospital bill of $3751.79. The financial strain from these medical expenses is overwhelming, and it is significantly impacting my day-to-day life. Additionally, as winter approaches, I am in need of help to provide my 9-year-old son and myself with warm winter clothes. At 33 years old, navigating these challenges has been a tough journey. If you are able to contribute, any amount would be deeply appreciated. You can send your donations to my PayPal account at paypal.me/MelissiaBarnes. Your support will go a long way in alleviating the financial burden and ensuring that my son and I can face the upcoming winter with warmth and comfort. Thank you so much for your kindness and generosity.

 

 

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Struggling to provide for my daughters and I

hi! I have recently face some hardship, and I have exhausted all options. I recently started training for a job after being a stay at home mom for nearly 7 years and unfortunately the training is unpaid, we do receive an incentive of $500 after 3 months. Since I am still in training I do not receive any income from this, it will be a few weeks until then. I had to pay out of pocket for certificates, upgrading license, driving tests etc for this job and it has put me behind so much. It will help me in the end but I don’t know how I will financially survive this until then. I am struggling to keep up with my mortgage, that has increased due to the current rates. My car’s front end is in need of being fixed and two tires need to be replaced. I live up north where the weather is unforgiving until April. Therefore my car is not drivable, as I do not feel safe doing so especially with my small children. I have no family near by.  I’m so close to having to foreclose on my home. I am dreading Christmas this year, I just want to be able to give my girls a few gifts.

If you have read this far, thank you for reading my story.

If you are able to donate, I will have a huge weight lifted off of my shoulders.

I will find a way to pay it forward. Hopefully one day I will be in a comfortable position financially where I can help someone.

paypal.me/jjaeck13

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Medical Bills & Living Expenses

I sustained a serious injury in 2019 when heavy boxes fell on my head while at work. Unfortunately, the injury did not heal as it should have, resulting in a prolonged period of severe concussion lasting over a year. The impact of this accident extended beyond my head, affecting my neck, spine, shoulders, and back, resulting in chronic pain and discomfort. Moreover, I experienced memory loss and significant cognitive impairment due to brain trauma.

This incident occurred in my workplace, and regrettably, the necessary first aid was not administered promptly, which likely contributed to the extended recovery period.

Furthermore, my workplace showed no willingness to take responsibility for the accident, and the workers’ compensation process was rushed to dismiss my case. I was left with the difficult decision of pursuing a lawsuit, but the financial burden and concerns about my immigration status prevented me from doing so.

The repercussions of this accident have persisted, and I have recently learned that the injury has shifted downwards, affecting additional parts of my body, including my leg.

Despite these severe injuries and the immense challenges they’ve presented, I persevered in trying to work. As an immigrant without family support in my adopted country, I felt a deep responsibility to sustain myself and manage my medical expenses. However, my condition has worsened, and I am no longer able to work, even from home. I’m currently grappling with debilitating symptoms, including dizziness and impaired vision. Unfortunately, I can’t afford the medical bills and accumulated debt, which prevents me from seeking proper diagnosis and treatment.

My situation has become dire; in addition to my health issues, I’ve lost my immigration status. While I await restoration of my status, I do not have access to government subsidies or assistance. The financial strain is taking a toll, and I am on the verge of homelessness despite the assistance I’ve received from kind-hearted individuals. While I am deeply grateful for their help, I require more substantial support.

I urgently need funds to cover my back and leg treatment, including a necessary surgery. Furthermore, I require financial assistance for basic living expenses as I work to regain my health, as well as funds for diagnosing and treating the issues with my eyes and brain.

In my current desperate situation, I would be immensely grateful for any amount of support, as every contribution, no matter how small, can help me in some way, whether it’s to pay for essential utilities or contribute to my medical bills. My immediate goal is to secure $25,000, which would cover my medical expenses and basic living costs for the next few months. While this amount may not cover the entirety of my treatment, I firmly believe that once the root cause of my dizziness is identified and treated, I will be able to work and gradually cover the remaining costs.

I humbly request your assistance and generosity during this trying time. Your contributions can make a significant difference in my life, allowing me to access the necessary medical care and support to regain my health and stability. May you be blessed, and I hope that you never experience such hardship. Thank you for considering my plea for help.

For any financial assistance, please find my PayPal details – https: https://paypal.me/sunneygood?country.x=CA&locale.x=en_US

 

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Help a single mom with a 6 year old with mental health issues

Hello,

I have been raising my daughter alone for the past few years. Her dad continues to promise to pay but hasn’t held a job more than a week since I left him. I haven’t talked to him in months as he is narcissistic and abusive and adds no value to her life. Since she’s been in school she hasn’t had the best time. She has trouble with outbursts and anger, trouble regulating and concentrating. It is been nearly impossible since covid to get her any help. She sees a psychologist 3 hours away from where we live that costs $220 a session, and the only place I can find to get her assessed is a private practice and it will cost over $3000. My benefits cover $500 a year for all of that. My grandpa has cut me off for no apparent reason when I only ever asked him for money to help with that. I am drowning in debt now and if it continues like this we will likely lose our house and everything else. I believe she has some form of bipolar and possibly childhood depression. I would like to get her the help she needs sooner rather than later, any help would be greatly appreciated.

https://www.paypal.me/KirstenO791?locale.x=en_CA

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Bringing Joy to Seniors: Acquiring Sync Licenses for “hencetheoutfit – the Seniors Show”

Dear Supporters,

I am reaching out to you with a heartfelt request to help me complete a project that is close to my heart, and I believe it’s my life’s work. It’s called – “hencetheoutfit – the Seniors Show – Joke, Jacket, Song, repeat if necessary – Sewing My Way to the Top.”

This DVD is designed to bring joy, entertainment, and a sense of belonging to seniors around the world and is the video representation of my award winning Seniors Show honed over 13 years of live performances. However, I’ve hit a roadblock that requires your support. I am embarrassed by this, but I HAVE to help the Seniors by Christmas.

The DVD project is, in fact, complete and ready to go, and it looks just awesome. Music and laughs, stories and songs, lights, mirror balls and bubble machines and glittering jackets, – hell, even angel wings and antlers!! It’s the result of countless hours poured into crafting a unique and uplifting experience for seniors. The content is carefully curated, designed to spark nostalgia, laughter, and cherished memories – plus swingin’ tunes and with each song increasingly awesome jackets! It’s awesome, trust me on that, I’ve been an entertainer for 35 years and I know what I’m doing.

The music selected plays a crucial role in creating the perfect atmosphere, but here lies the challenge – acquiring SYNC PUBLISHING LICENSES to put copyright old music in film or video.

Securing these licenses has proven to be an arduous and expensive process – brutal! The music industry demands a fair compensation for the use of their compositions, and rightfully so. However, for an independent project like mine, the financial burden is pretty overwhelming.

The biggest mountain comes 6 inches from the finish line – SYNC LICENSE MOUNTAIN. The DVD manufacturer’s cannot legally print the DVD’s without the proper licenses so I am present, dead in the water. This project deserves it’s honour, it deserves it’s integrity. As far as I know it is the first and only entertainment DVD specifically for Seniors ever. I simply MUST obtain the necessary licenses legally, which requires a substantial investment.

Initially, I set out to fund this project from my own savings, driven by a deep passion for providing seniors with a source of joy and companionship. Unfortunately, the costs have far exceeded my limits, and I have reached a point where I can no longer continue without your generous assistance.

The $1680.00 I aim to raise will be allocated exclusively towards acquiring the sync licenses – manufacturing the DVDs and creating a website I will pay for myself somehow.  Every contribution, no matter the size, brings me one step closer to realizing this dream. Nothing will stop me. I WILL make this happen. I WILL help the Old Folks.

By supporting “hencetheoutfit – the Seniors Show,” you are not only helping to overcome this financial hurdle, but you are also becoming a crucial part of a movement that seeks to bring happiness to seniors who may be feeling isolated or in need of a little extra sunshine in their lives. This will do it.

The last 4 years has seen an attack on Seniors like never before in human history. Millions have fallen. Each day we see more and more cruelty inflicted on those who can least protect themselves – from targeted physical abuse to online scammers. If it’s selfish of me that this DVD project will be all that’s left of me in the end then so be it. At least I tried to be remembered for creating something good. At 63 years old I have no children and I never married.

I hope beyond hope that there are people who could find it in themselves to come together as a community to help spread hope, love, and joy to seniors everywhere. Your contribution will not only fund a project, but it will touch the lives of countless individuals who deserve to experience the warmth of “hencetheoutfit – the Seniors Show – Joke, Jacket, Song, repeat if necessary – Sewing My Way to the Top.”

Thank you for considering my project, and for potentially being a beacon of light in the lives of seniors around the world.

Here’s a look at the project

https://www.facebook.com/wayne.usselman/videos/282256037974623          and

https://www.facebook.com/wayne.usselman/videos/289288663997985

Warmly,

Wayne Usselman Creator, “hencetheoutfit – the Seniors Show”

please help the old folks – my paypal link is;

paypal.me/hencetheOutfit

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Gymnastic Tuition

Hello Everyong,

My name is Gillian and I live in Canada. My 10 year old daughter is in a high intensive gymnastic program and I need help paying her tuition fees she is no Simon Biles but she is good that is why she is in the program she goes 3 – 4 hour a day Monday to Friday except for holidays and two week in the summer. She is always training. She loves it very much and I would like to keep her in the program but it is very costly. The tuition is $450 a month including competition fees. Since the pendamic everything had gone up but my pay has remained the same. If anyone out there has a passion for gymnastic like me and my daughter and you could help in anyway I woul be very grateful. My paypal address is blackboxtv@gmail.com

Thank You

Gillian

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My wish at a second chance in life

My name is Kevin, I am reaching out in what seems like the lowest point I have been in for quite some time.

Before going any further. I want you to know that if you only have a little bit to give or would rather give the money to someone who actually has an emergency or unfortunate event. Please stop reading and give it to them. This is my cry for help, however that does not mean I have given up. I will work on myself and work to get myself out of this situation eventually. If you do have extra. Every little bit helps. I thank you with everything in me.

I am 22 having experienced quite a bit. I started working at a young age and moved out in my teens. I don’t mind the work and helping those I can when available. But I feel like me being that way is what led me to this point. In hindsight, I should’ve made sure I was in a position to help first. A few years back in my teens. I worked hard but having moved out. It was pretty hard keeping up with all the bills. To the point that had to go into debt, considering how young I was with no help or co-signer. Interest was just killing me back then. They eventually had to repo my car at the time because I could not keep up with the bills. Up until now I still have money owing on that car.

Just a little under two years ago, I met my currently ex-girlfriend. Since I had destroyed my credit and still had outstanding debt. We decided I would help build her decent credit and pay off her debt first so that we would be able to put everything under her name. Especially since we both moved to a new city with no family or friends. At the time, money was not really my biggest concern. I did not mind helping her and working all the time. The entire time we were together I would keep 50-100 dollars just for spending every month as she was the one budgeting all the bills and expenses due to all of it being under her name. We were sharing a car that she had financed even before we had met.

About 6 months ago we broke up. We were both civil and still living together and sharing a car. Now as I already know most people would tell me off. Up until now I am still helping her pay off all her debt. Although we are now broken up. I had said I would help her as long as we’re under the same roof. Now I am not saying I’m perfect, however as much as I can, wether it be to people I am close with or just people I meet. I try to keep my word. No matter what it takes. And I take full responsibility. The problem I am running across is now she is meeting up with someone and she used to pick me up and drop me off at work. I don’t mind even though most of the time I either get dropped off 3-4 hours before my shift starts or wait 3-4 hours after my shift ends to get picked up. As much as we tried. We never got the same work hours. The issue is now she is taking advantage of me helping her pay for all the bills and helping her with most of her debt. Recently she would stay the night there and just never come back in the morning to drop me off or leave right after her shift even though I finish work later. All without heads up.  There has been cases where I have needed to call in saying I will be a couple hours late due to the fact I needed to walk or wait for a co—worker to finish his shift and pick me up afterwards then walk back a couple hours.

I’m not much of a social type and all this time I have just been working and going home. Having no spare money does not help with that. But with her going out all the time. I never have the car so I am always stuck at home.

The reason I am here is because I would like a fresh start. She said she would move out once I have a car so now that is all I need. However I need to figure out my debt first before then so that I can start off clean. Without worry that they would come after my possessions after I finally put something under my name. I have been trying but with me still helping her, and paying most of the bills, it’s making it impossible for me to save up for a car especially since I get no help or even consideration from her. I have given her 10-20 thousand dollars for her to clean up her debt over the years. I have recently asked for it back since she no longer gives me consideration. At least help me get a car so I no longer have to ask her. It has been a few weeks and she has not made a move or said a word to either pay it back or help get something figured out for me.

I am not the type to want anything fancy. My wish is just a decent car, a decent place, a decent work life balance so that I can also just go out when I actually need to and just relax. With my situation now, always working and going straight home. I am losing a fighting battle against my mental health. As much as I hate to admit it anyway. Sure do I want a super nice car. Yes. I want it just as much as the next 22 year old. But I’ve been living alone and know enough about the world that I don’t need it and probably would not be able to get it anytime soon if I ever do with my situation. Besides. I’ve had to make a lot of sacrifices throughout my life. My wants or dreams are nothing. I just want to focus on my needs and start fresh. I just want to have help in getting myself even and my biggest obstacles right now taken care of so that I can actually feel all the work and fight I am putting in going forward is going somewhere. Or at least making me feel closer to my end goal. Right now I am just fighting a losing battle both in life and mentally. With everything going on. It feels like I’m stuck fighting against everyone, fighting against my own principles, fighting against myself with no progress. No matter what.

I need help with paying off my debt which is a few thousand in and of itself and buying a decent car as I will be starting to drive 100 kilometres to and from work starting December with a new job. I would only ask for help with the debt but with my destroyed credit. It is impossible for me to be able to finance a car. And I don’t make enough now to buy even a used one with cash. Once I keep the place and live alone. Even then I would barely have left over cash after everything is said and done. I need help to be able to get her out and start being able to live at least a better life and surrounding.

I know that was a long explanation and if you made it this far. I greatly appreciate it. And if you decide to help me in my goal to be better. You have my deepest gratitude and I give you my word that I will pay it forward and help when I can in anyway I can.

I have about 15,000 in debt, and I still need to be able to buy a vehicle. I do not expect for the entire thing to be covered. I will still work hard to be able to pay it off. However, if you are able to help. Every dollar count and would highly hold you in regards.

I thank you. From the bottom of my heart.

 

paypal : @aminthea

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I got SCAMMED – Now falling behind in more debt – Please Help

Dear generous reader,

I hope this message finds you well. I am writing to you today because I find myself in an extremely challenging situation, one where I am struggling to meet my financial obligations. The mounting pressure from outstanding debts, including my mortgage, credit card debt, and a car loan, has begun to intensify, leading to phone calls from the creditors and looming financial uncertainty. My income is insufficient to restore all my accounts to a good standing, and I find myself in a relentless cycle of accumulating more debt every day, even to buy groceries. It is my sincerest hope that you may consider extending your kind support to help me navigate this turbulent period as I work towards regaining financial stability.

My financial turmoil began when I fell victim to a fraudulent scheme over the past 2-3 months. I lost approximately $25,000, which originally did not belong to me. I was drawn into what seemed like a legitimate “job” in the realm of cryptocurrency “investment.” The scammers involved me in high-risk crypto investments that promised exceedingly high returns. These investments operated through a series of “daily tasks” and initially paid out smaller sums as returns. For instance, I could “reserve a seat” with $100 and expect to receive $140 once the trade concluded. They primarily engaged in Futures trading on the crypto market, creating an illusion of genuine gains.

I naively believed that this method could help me pay off my credit card debt and settle overdue bills that had been accumulating. Consequently, I borrowed $11,000 from a private financial institution at a staggering interest rate of 35%. To fund these investments, I also borrowed from my wife’s credit line and relied on the generosity of two friends. This financial journey began on August 15, 2023, and for a brief period, it seemed like I was finally on the path to financial recovery. However, my hopes were dashed just two weeks later when I discovered that I had unwittingly embarked on the most significant mistake of my life, losing every cent I had invested.

I am currently engaged in a challenging pursuit to track down the scammers and, hopefully, recover some of the lost funds. This process is protracted and demands further financial resources, as I need to enlist the services of a cryptocurrency firm to trace the transaction routes in the hopes of securing a refund.

Meanwhile, I am grappling with the burden of regular expenses such as my electricity bill, car loan, and mortgage. The situation has worsened since I am now servicing a new, high-interest loan that I didn’t have before, and my wife’s part-time job pays less than the average income. As a result, even providing our three children with proper meals has become a daily challenge.

The weight of regret and shame I carry is profound. I should have known better, and the most distressing part is not being able to adequately provide for our children, given the predicament I have placed us in.

If you have reached this point in my message, I want to express my heartfelt gratitude for your time and consideration. I am already appreciative of the opportunity to share my story on this platform in the hopes of finding assistance to extricate myself from this dire situation. I am also committed to raising awareness about the specific type of scam I encountered, as I wish to protect others from falling victim to it. As my financial worries persist, I will explore the most effective ways to reach a wider audience and make a difference.

From the depths of my heart, I thank you for taking the time to read my story and consider lending a helping hand. I am more than willing to provide evidence of the loans I acquired, the funds I transferred to the scammers, and the complete account of how this unfortunate episode unfolded.

Thank you so very much for your consideration and support.

Sincerely,

paypal.me/peyem

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Losing my hope and faith

Hello I would first like to thank you for spending your time reading me! This certainly isn’t an easy thing to do, I feel like a failure, I have always taken care of everything life throws at me myself.
My situation requires rent arrears to be paid as soon as possible. August 27,2021 my rented home burnt down and I lost absolutely everything, what I was wearing was what I had left. I was homeless, I do not have family to turn to so I stayed where I was welcome trying to not be a burden.

An M.S. diagnosis came during this time making everything that much more difficult. The added financial, physical and emotional stress is unbearable at times.
I am not homeless anymore , yay!, but trying to replace absolutely everything lost and keeping up to new financial challenges has been impossible and put me behind in rent, bills etc. I have a great fear of becoming homeless again, I have cut expenses wherever I could which turns out to be medication and food. M.S. is difficult enough. I live on CPP Disability that is never enough, but a roof is the most important aspect for me at the moment. Arrears are at 885.00 and I cannot catch up, I need help!

I truly appreciate the time spent reading me ;

paypal.me/laurapgaudet