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Last Updated: November 6, 2023

Gymnastic Tuition

Hello Everyong,

My name is Gillian and I live in Canada. My 10 year old daughter is in a high intensive gymnastic program and I need help paying her tuition fees she is no Simon Biles but she is good that is why she is in the program she goes 3 – 4 hour a day Monday to Friday except for holidays and two week in the summer. She is always training. She loves it very much and I would like to keep her in the program but it is very costly. The tuition is $450 a month including competition fees. Since the pendamic everything had gone up but my pay has remained the same. If anyone out there has a passion for gymnastic like me and my daughter and you could help in anyway I woul be very grateful. My paypal address is blackboxtv@gmail.com

Thank You

Gillian

Filed Under: Tuition Fees Tagged With: Canada

Last Updated: November 4, 2023

My wish at a second chance in life

My name is Kevin, I am reaching out in what seems like the lowest point I have been in for quite some time.

Before going any further. I want you to know that if you only have a little bit to give or would rather give the money to someone who actually has an emergency or unfortunate event. Please stop reading and give it to them. This is my cry for help, however that does not mean I have given up. I will work on myself and work to get myself out of this situation eventually. If you do have extra. Every little bit helps. I thank you with everything in me.

I am 22 having experienced quite a bit. I started working at a young age and moved out in my teens. I don’t mind the work and helping those I can when available. But I feel like me being that way is what led me to this point. In hindsight, I should’ve made sure I was in a position to help first. A few years back in my teens. I worked hard but having moved out. It was pretty hard keeping up with all the bills. To the point that had to go into debt, considering how young I was with no help or co-signer. Interest was just killing me back then. They eventually had to repo my car at the time because I could not keep up with the bills. Up until now I still have money owing on that car.

Just a little under two years ago, I met my currently ex-girlfriend. Since I had destroyed my credit and still had outstanding debt. We decided I would help build her decent credit and pay off her debt first so that we would be able to put everything under her name. Especially since we both moved to a new city with no family or friends. At the time, money was not really my biggest concern. I did not mind helping her and working all the time. The entire time we were together I would keep 50-100 dollars just for spending every month as she was the one budgeting all the bills and expenses due to all of it being under her name. We were sharing a car that she had financed even before we had met.

About 6 months ago we broke up. We were both civil and still living together and sharing a car. Now as I already know most people would tell me off. Up until now I am still helping her pay off all her debt. Although we are now broken up. I had said I would help her as long as we’re under the same roof. Now I am not saying I’m perfect, however as much as I can, wether it be to people I am close with or just people I meet. I try to keep my word. No matter what it takes. And I take full responsibility. The problem I am running across is now she is meeting up with someone and she used to pick me up and drop me off at work. I don’t mind even though most of the time I either get dropped off 3-4 hours before my shift starts or wait 3-4 hours after my shift ends to get picked up. As much as we tried. We never got the same work hours. The issue is now she is taking advantage of me helping her pay for all the bills and helping her with most of her debt. Recently she would stay the night there and just never come back in the morning to drop me off or leave right after her shift even though I finish work later. All without heads up.  There has been cases where I have needed to call in saying I will be a couple hours late due to the fact I needed to walk or wait for a co—worker to finish his shift and pick me up afterwards then walk back a couple hours.

I’m not much of a social type and all this time I have just been working and going home. Having no spare money does not help with that. But with her going out all the time. I never have the car so I am always stuck at home.

The reason I am here is because I would like a fresh start. She said she would move out once I have a car so now that is all I need. However I need to figure out my debt first before then so that I can start off clean. Without worry that they would come after my possessions after I finally put something under my name. I have been trying but with me still helping her, and paying most of the bills, it’s making it impossible for me to save up for a car especially since I get no help or even consideration from her. I have given her 10-20 thousand dollars for her to clean up her debt over the years. I have recently asked for it back since she no longer gives me consideration. At least help me get a car so I no longer have to ask her. It has been a few weeks and she has not made a move or said a word to either pay it back or help get something figured out for me.

I am not the type to want anything fancy. My wish is just a decent car, a decent place, a decent work life balance so that I can also just go out when I actually need to and just relax. With my situation now, always working and going straight home. I am losing a fighting battle against my mental health. As much as I hate to admit it anyway. Sure do I want a super nice car. Yes. I want it just as much as the next 22 year old. But I’ve been living alone and know enough about the world that I don’t need it and probably would not be able to get it anytime soon if I ever do with my situation. Besides. I’ve had to make a lot of sacrifices throughout my life. My wants or dreams are nothing. I just want to focus on my needs and start fresh. I just want to have help in getting myself even and my biggest obstacles right now taken care of so that I can actually feel all the work and fight I am putting in going forward is going somewhere. Or at least making me feel closer to my end goal. Right now I am just fighting a losing battle both in life and mentally. With everything going on. It feels like I’m stuck fighting against everyone, fighting against my own principles, fighting against myself with no progress. No matter what.

I need help with paying off my debt which is a few thousand in and of itself and buying a decent car as I will be starting to drive 100 kilometres to and from work starting December with a new job. I would only ask for help with the debt but with my destroyed credit. It is impossible for me to be able to finance a car. And I don’t make enough now to buy even a used one with cash. Once I keep the place and live alone. Even then I would barely have left over cash after everything is said and done. I need help to be able to get her out and start being able to live at least a better life and surrounding.

I know that was a long explanation and if you made it this far. I greatly appreciate it. And if you decide to help me in my goal to be better. You have my deepest gratitude and I give you my word that I will pay it forward and help when I can in anyway I can.

I have about 15,000 in debt, and I still need to be able to buy a vehicle. I do not expect for the entire thing to be covered. I will still work hard to be able to pay it off. However, if you are able to help. Every dollar count and would highly hold you in regards.

I thank you. From the bottom of my heart.

 

paypal : @aminthea

Filed Under: Wishes Tagged With: Canada

Last Updated: November 3, 2023

I got SCAMMED – Now falling behind in more debt – Please Help

Dear generous reader,

I hope this message finds you well. I am writing to you today because I find myself in an extremely challenging situation, one where I am struggling to meet my financial obligations. The mounting pressure from outstanding debts, including my mortgage, credit card debt, and a car loan, has begun to intensify, leading to phone calls from the creditors and looming financial uncertainty. My income is insufficient to restore all my accounts to a good standing, and I find myself in a relentless cycle of accumulating more debt every day, even to buy groceries. It is my sincerest hope that you may consider extending your kind support to help me navigate this turbulent period as I work towards regaining financial stability.

My financial turmoil began when I fell victim to a fraudulent scheme over the past 2-3 months. I lost approximately $25,000, which originally did not belong to me. I was drawn into what seemed like a legitimate “job” in the realm of cryptocurrency “investment.” The scammers involved me in high-risk crypto investments that promised exceedingly high returns. These investments operated through a series of “daily tasks” and initially paid out smaller sums as returns. For instance, I could “reserve a seat” with $100 and expect to receive $140 once the trade concluded. They primarily engaged in Futures trading on the crypto market, creating an illusion of genuine gains.

I naively believed that this method could help me pay off my credit card debt and settle overdue bills that had been accumulating. Consequently, I borrowed $11,000 from a private financial institution at a staggering interest rate of 35%. To fund these investments, I also borrowed from my wife’s credit line and relied on the generosity of two friends. This financial journey began on August 15, 2023, and for a brief period, it seemed like I was finally on the path to financial recovery. However, my hopes were dashed just two weeks later when I discovered that I had unwittingly embarked on the most significant mistake of my life, losing every cent I had invested.

I am currently engaged in a challenging pursuit to track down the scammers and, hopefully, recover some of the lost funds. This process is protracted and demands further financial resources, as I need to enlist the services of a cryptocurrency firm to trace the transaction routes in the hopes of securing a refund.

Meanwhile, I am grappling with the burden of regular expenses such as my electricity bill, car loan, and mortgage. The situation has worsened since I am now servicing a new, high-interest loan that I didn’t have before, and my wife’s part-time job pays less than the average income. As a result, even providing our three children with proper meals has become a daily challenge.

The weight of regret and shame I carry is profound. I should have known better, and the most distressing part is not being able to adequately provide for our children, given the predicament I have placed us in.

If you have reached this point in my message, I want to express my heartfelt gratitude for your time and consideration. I am already appreciative of the opportunity to share my story on this platform in the hopes of finding assistance to extricate myself from this dire situation. I am also committed to raising awareness about the specific type of scam I encountered, as I wish to protect others from falling victim to it. As my financial worries persist, I will explore the most effective ways to reach a wider audience and make a difference.

From the depths of my heart, I thank you for taking the time to read my story and consider lending a helping hand. I am more than willing to provide evidence of the loans I acquired, the funds I transferred to the scammers, and the complete account of how this unfortunate episode unfolded.

Thank you so very much for your consideration and support.

Sincerely,

paypal.me/peyem

Filed Under: Scammers Tagged With: Canada

Last Updated: November 3, 2023

Losing my hope and faith

Hello I would first like to thank you for spending your time reading me! This certainly isn’t an easy thing to do, I feel like a failure, I have always taken care of everything life throws at me myself.
My situation requires rent arrears to be paid as soon as possible. August 27,2021 my rented home burnt down and I lost absolutely everything, what I was wearing was what I had left. I was homeless, I do not have family to turn to so I stayed where I was welcome trying to not be a burden.

An M.S. diagnosis came during this time making everything that much more difficult. The added financial, physical and emotional stress is unbearable at times.
I am not homeless anymore , yay!, but trying to replace absolutely everything lost and keeping up to new financial challenges has been impossible and put me behind in rent, bills etc. I have a great fear of becoming homeless again, I have cut expenses wherever I could which turns out to be medication and food. M.S. is difficult enough. I live on CPP Disability that is never enough, but a roof is the most important aspect for me at the moment. Arrears are at 885.00 and I cannot catch up, I need help!

I truly appreciate the time spent reading me ;

paypal.me/laurapgaudet

Filed Under: Rent Tagged With: Canada

Last Updated: November 2, 2023

Emergency Money For Rent & Utility Bills So We Don’t Get Disconnected From Our Basics

Due to unforeseen circumstances, we find ourselves in desperate need of financial assistance. My name is Tina. My husband & I are self employed. We have a home based HR company. We are owed over $19.5k as of October 16th 2023, but have been unable to collect it from our client, who has just disappeared from the face of this planet. Subsequently, we are in arrears 3 months, and desperately require funds before utilities get disconnected as notification have started to roll in: rent ($3855), utilities ($980)Gas, water & Hydro plus telephone ($300), which totals $5135K. Settling this amount will allow us to retain our residence and utilities plus phones while continuing to apply ourselves to our work and generating revenue for future needs & growth.

We thank you & pray for continued blessings upon you; perhaps one day soon, we can once again lend a helping hand to a fellow brother/sister in need.

Please: paypal.me/tin22

Filed Under: Rent Tagged With: Canada

Last Updated: October 29, 2023

Please Help! I Need A Hand Up

The last 3 years have changed my life. I’ve worked as an RN for the past 15 years. I’ve worked in ER, in a care home, ophthalmology, surgery, and medicine. I have even worked 1 year in Saudi Arabia 12 years ago. It’s safe to say I feel confident in my practice.

At the time when the Covid Pandemic started in 2020, I was working as a casual staff where I provided relief for staff that go on vacation or are sick. For 3-4 months when the Covid Pandemic started in 2020, I was lucky if I got 1 -2 shifts a month. I had to utilize the CERB assistance during that time to pay rent and cover other bills. Later in 2020, I got a temporary full-time position. In a span of a year, I was seeing so many changes in regard to policies being pushed out in the hospital I worked in and the other facilities in my area, that it was negatively affecting the care being provided.

I had to make a choice as a healthcare professional if I was going to go along with these changes, knowing it was going against the ethics and nursing standards that have been laid out for many years. I chose to advocate for patient safety. I was ridiculed, bullied, harassed, and eventually fired from my position. Those decisions cost my career. My employer submitted a complaint to my regulatory body about conducting myself unprofessionally, which forced me to give up my license to practice.

During my career as an RN, I wanted to start a real estate investing business and had successfully purchased a rental income property several years. However, since losing my nursing job, I had to sell my rental property just to cover my rent and bills until I could find any job. I had applied for a loan over a year ago and it’s still pending. That delay has really messed me up in the ability to move forward. I’m now facing eviction at the end of November. For the past 2 years, I’ve been trying to find a job and I just recently obtained one as a caregiver, which is a far cry from being an RN. As a result, my rent and bills are mounting. I feel like I’m drowning and it’s very overwhelming at times. I would appreciate a hand up so I don’t lose my place.

I’m asking for $30K to help clear things off and get me back on solid footing. I definitely appreciate more than ever the stress of being behind and potentially losing everything. It’s changed my outlook on things. I’ll definitely pay it forward and help others on this website once I get out of this stressful situation. Thanks so much!

PayPal.Me/needingahandup753

 

Filed Under: Emergency Money Tagged With: Canada

Last Updated: October 28, 2023

Medical cover

A humble plea for support change my life

Dear kind Donors

I arrived in Canada with my husband and our three children, carrying with us a treasure trove of dreams and hopes. I was determined to enhance my prospects, so I dedicated myself to learning English, a vital skill in this new land. As time went on, I decided to further my education by enrolling in college. However, life had a twist in store for me that I could never have foreseen.

During this journey, I was diagnosed with breast cancer, a devastating blow to my family’s aspirations. The treatment journey was grueling, consisting of chemotherapy, surgery, and radiation. Despite the pain and challenges, I persevered, determined to fight for a better future for my children.

But life’s trials weren’t over; seven months later, I was faced with yet another daunting diagnosis: brain cancer. This was a turning point, one that tested my spirit to its very limits. With immense courage, I underwent a delicate brain surgery and continued with radiation therapy.

The toll on my body and spirit was significant. I found myself in a position where I could no longer work, and my husband, nearing retirement age, struggled to secure employment. Our financial situation grew dire, and we found ourselves burdened with a substantial debt of $90,000, unable to meet our obligations.

In the face of these challenges, I felt my hopes slipping away, and a sense of helplessness began to consume me. I couldn’t fathom how I would provide for my children, who were my driving force throughout this tumultuous journey. The weight of uncertainty and the fear of not being there for them weighed heavily on my heart.

In these trying times, it feels as though I’m living on borrowed moments, unsure of what the future holds. The one thing that keeps me moving forward is the enduring love and resilience of my family. We hold onto the belief that there is still a glimmer of hope, and that there are kind souls out there who can offer a lifeline to help us navigate this challenging chapter in our lives.

The adversities we face may seem insurmountable, but I hold onto the strength within me, the love of my family, and the belief that there are compassionate individuals who can make a difference. It’s my fervent wish that my children can fulfill their dreams, and I can only hope for the chance to see them achieve the bright future I envisioned when we first set foot in this land of opportunity.

The journey has been long and arduous, but I haven’t given up. I’m a fighter, and I’ll keep fighting for my family, no matter the odds. We may be facing one of life’s darkest chapters, but I believe in the resilience of the human spirit and the power of compassion to light the way forward.

https://paypal.me/gege632761?country.x=CA&locale.x=en_US

 

Filed Under: Medical Bills Tagged With: Canada

Last Updated: October 28, 2023

For a good start be my life changing event…

Dear Donor,

My name is Philippe Arguin and I am writing to you today asking for your help. I am passionate about the world of technology and particularly about the domain of cryptocurrencies and online businesses. My goal is to actualize my aspiration and achieve financial independence by setting up online revenue-generating businesses and investing in the economy of the future – cryptocurrencies.

However, to reach this dream, I require an indispensable tool, a laptop and starting funds to invest in cryptocurrencies. Without these two elements, it’s challenging for me to get started and break into this fascinating realm.

This is where you come in. With your generous aid of $10,000, you would be helping me take that leap. This investment would not just allow me to buy the necessary equipment to initiate my projects, but will also pave the way for my adventure into cryptocurrencies.

In return, I guarantee you that your investment into my ambition won’t be in vain. I am determined and prepared to tirelessly work to turn this dream into reality. Ultimately, my goal is to reach a point where I can give back to the community and help others achieve their dreams, just like you’d be helping me today.

I understand that the world of technology and cryptocurrencies may seem risky to some, but with the right strategy and an abundance of resilience, I am confident that I can succeed.

I sincerely thank you for taking the time to read my request and consider helping me out. Each donation, no matter how small, brings a person closer to their dream. In this case, it’d be helping me fulfill mine.

Thank you immensely and best regards,

Philippe Arguin
https://www.paypal.me/papercut101

Filed Under: Business Capital Tagged With: Canada

Last Updated: October 25, 2023

TUITION FEES FOR AN ORPHAN

Hi. My name is Utanu and I am the aunt of the prospect recipient of your donations. I live in Toronto, Ontario, Canada where I welcomed my nephew, Haguy Bakafwa. as an international student. So, I am coming to you to humbly beg money on behalf of my nephew Haguy, a brilliant and lovely young from the Democratic Republic of Congo in Africa, now attending the engineering school at the Polytechnique Montreal of the University of Montreal in Canada.  I am writing you to raise funds and help a less fortunate, yet immensely promising young soul achieve his dreams of becoming an Electric Engineer. Haguy is so intelligent and dedicated to his studies that, as a first-year student, he is already part of the student’s Technical Society with the mission to build an electric car and compete internationally. This dream will become possible only with the help of kind-hearted souls like you. Your donation will be greatly appreciated, and I thank you in advance for your support. I asked Haguy to write you and talk to you directly. Here is his letter:

“Hello, everyone,

I’m Haguy, and I’m a 19-year-old international student currently living in Toronto, Canada. I’m pursuing my dream of studying Electrical Engineering as a first-year student at the Polytechnic School of the University of Montreal/Université de Montréal, where my journey began on August 28, 2023. You can find proof of my admission attached.

My goal is to become an Electrical Engineer and make a positive impact by providing clean and renewable energy solutions for our planet. But, to achieve this dream, I need financial support because education is expensive.

I want to share a bit about my background. I’m an orphan; I lost my father in 2019. My mother and my aunt have been my pillars of support, doing their best to take care of me and my three siblings. Thanks to the kindness of someone from my church who believed in me, I received a student visa to Canada. My mother and aunt worked hard to pay for this opportunity. I am forever grateful to that person.

I arrived in Toronto on January 19, 2023, as an international student from the Democratic Republic of Congo. My aunt is helping me with tuition and living expenses. I initially planned to study Electrical Engineering at Memorial University of Newfoundland after completing an English language program. However, I discovered that the University of Montreal offers the program in French, which is my first language, so I applied and was accepted.

I’ve been in class for a week, but I’m already feeling the financial strain. My aunt has been incredibly supportive, purchasing an expensive laptop for my engineering studies, paying three months of rent in Montreal, and contributing $5,000 toward my $14,500 tuition fee for this fall. The total cost of tuition for a year is $29,000. My aunt also covered my books and provided me with living expenses for the first three months while I looked for a part-time job.

However, her resources are stretched to the limit. She is also dealing with serious health issues and medical bills for my mother, who was in a car accident on the day I left for Canada. My aunt is a strong single mother, but she can’t take on additional work to support me further. Without her help, I won’t be able to pursue my dream.

So, I’m turning to all of you for help. I’ve started a GoFundMe campaign to raise the funds needed to cover my tuition and make my dreams a reality. Here’s a breakdown of what I need:

  • $29,000 per year for tuition as an international student (proof in my admission letter).
  • $9,500 to cover the remaining balance of my fall semester tuition by November 2023.

I’ll also need support to cover the $24,000 yearly tuition for the coming years while searching for scholarships and working part-time.

To give you a bit more insight into my background, I lost my father when I was 14. He was a successful Civil Engineer. After his passing, my paternal family tried to take everything from us, but my aunt stood up for us. Despite limited means, she’s been a rock for our family, supporting us in various ways.

My mother worked tirelessly to provide for us until her life took a painful turn in a car accident on January 19, 2023. She is currently hospitalized with life-threatening injuries, and my aunt is covering her medical bills. The financial strain has taken a toll on my aunt’s health as well.

I’m asking for your help to make my dream come true. Even a small contribution can make a big difference in my life. I promise to work hard and give back to society through my education in Electrical Engineering, contributing to the development of sustainable energy solutions and better lives for those in need. Proof of my admissions to the engineering school and attendances can be provide if required.

I humbly thank you for your support.

Warmly, Haguy.”

 

https://www.paypal.com/paypalme/ademafandu

 

Filed Under: Tuition Fees Tagged With: Canada

Last Updated: October 23, 2023

Urgent Request for Temporary Assistance: Support Needed for My Children’s Education and Financial Stability

Urgent Request for Temporary Assistance: Support Needed for My Children’s Education and Financial Stability

I hope this letter finds you well. I am writing to you with utmost sincerity and hope, facing a temporary but pressing challenge that has left me in a difficult and uncertain situation. It is with a heavy heart and a humble spirit that I seek your assistance during this trying time.

As a single father, my highest priority has always been the well-being and education of my two beloved children. It is their future and happiness that drive me each day. However, due to unforeseen delays in some projects and the recent economic turbulence that has affected us all, I find myself in a situation where I urgently need to pay for my children’s school registration fees, books, uniforms, and the next few months of their school fees.

This unforeseen financial strain has also led to a mounting pile of bills and payables, creating a significant burden on my shoulders. While I have received support from a close friend, I am hesitant to burden them any further, and I wish to stand on my own feet once more.

I am confident that within the next two to three months, my financial situation will stabilize, but this current phase is emotionally taxing, impacting not only me but also my children. My primary goal is to shield them from the stress of financial difficulties and provide them with the stability they deserve.

In my search for assistance, I wanted to avoid involving friends and family, as I understand the potential for discomfort, embarrassment, and unwanted discussions. Therefore, I am reaching out to you, hoping for an anonymous helping hand that can provide me with the temporary relief needed to clear my financial obligations.

I assure you that all the bills, school vouchers, book receipts, and other miscellaneous payables are readily available for your verification, should you require them. This message comes from a place of genuine need, and I am stepping out of my comfort zone to seek assistance during this challenging period.

Additionally, I have mentioned my desire for a travel allowance to take my partner on a much-needed holiday to rejuvenate our spirits and return with a positive and productive mindset. I chose to include this request here to be transparent and straightforward.

Below is a breakdown of the financial assistance I am seeking, in parts, or whole:

  • Kids’ school fees: $1,350 USD
  • Piled up rent, bills and payables: $12,042 USD
  • Debt owed to a close friend: $10,000 USD
  • Miscellaneous kids’ safety net for two months: $3,000 USD
  • Miscellaneous domestic safety net for two months: $3,000 USD
  • Decompressing holiday with my partner: $10,000 USD

For your convenience, I have provided a PayPal link where you can make a contribution: [PayPal Link: PayPal.me/hasanslink (@hasanslink)]

I am also available on WhatsApp, phone, or Zoom, should you wish to verify the authenticity of this request or speak with me personally.

I am open to exploring the possibility of reciprocating and providing a service or assistance to you in return, as a gesture of gratitude for your support.

Regardless of your decision, please accept my sincerest gratitude for taking the time to consider my request. Your kindness and generosity will forever be remembered, and my prayers are with you, wishing that the universe brings blessings to you and your future generations when you need it most.

Thank you for your compassion and understanding.

Best wishes and warm regards,

Hasan

Filed Under: Emergency Money Tagged With: Canada

Last Updated: October 23, 2023

Lost money in crypto scam

Hello,

My name is Serah. I am living in Canada, I am divorced, being on my own for over 10 years now.

Last year I needed some extra income to help me to pay off my car loan, customer proposal debt and other living expenses.

I responded to the add and invested $250 in cryptocurrency to gain more money. I worked with the broker and slowly my money grew in my investment account.

The invested money were growing to the point where I wanted to withdraw them to pay my bills, but the broker told me I have to invest $3000 CAN dollars in order to withdraw what I already had in my wallet.

Because I am very inexperienced in cryptocurrency, to my disappointment, after sending $3,000 dollars to the company, I have never been paid the money I supposedly earned.

I felt frustrated and started loosing faith in humanity and in the goodness of this world.

I was left with over $3000 dollars in debt on the top what I already own to the other creditors.

It took me a lot of time to recover from the fact that I was scammed and to get over the feeling of total disappointment.

I learned my lesson in life and I will never repeat the same mistake again.

I still own those money to my credit card company as I am only able to keep up with a minimum payment.

I am asking from the bottom of my heart to help me to clear that debt and I will be forever grateful.

I want to believe that there is someone who cares and I will pay forward the same kindness to someone else in the future.

My PayPal account: https://www.paypal.com/paypal.me/serah550

Thank you,

Serah

Filed Under: Scammers Tagged With: Canada

Last Updated: October 22, 2023

Disabled And In Debt

Hello, I hope this note finds you well. Thank you for your time and consideration. My name is Naomi I am 52 years old, single, living on disability income. My income is well below the poverty level. I have just over twelve thousand in credit card debt. With your contribution I will pay down that debt.

During the pandemic I was renovicted from my rental and my mom died. Renovicted means I was evicted so that the new landlord could renovate and charge more for the rental. Prior to those difficult emotional and financial changes,  I could manage my credit card bill much easier.  Today the monthly credit card bill  takes a good chunk out of  budget that I need for my living expenses.  Rent and all of my expenses went up. I am having difficulty getting the things I need.  If I could eat cheaper food I would, but I have food allergies. It’s expensive to have these extra considerations for my health.

I have been living with arthritis since I was a child.  It’s the reason I am on disability income support and it is not much.  I have arthritis in most joints in my body including my fingers and neck.  I am an artist learning how to use a graphics program on the computer. My plan is to create artwork to sell online.  With my health the way it is, my progress is slow.  Despite that my art and learning keeps me focused on eventually improving my income through my own work.  It can take hundreds of pieces of art to have a competitive presence online.  It will likely take time before I see a return on my effort.

I am asking you for help today to help me create a better financial situation for myself that allows me room to get the things I need.  When I get the balance of that debt paid. I will be lowering the limit on that card, so that I am never in this spot again.  It was too easy to get into this financial difficulty. My income is not enough. Rising expenses, unexpected expenses, emergencies were charged to the credit card.  And despite always keeping up to date with payments the credit company hiked my interest rate to  twenty percent and twenty-two percent for cash withdrawal. I phoned to ask why and was basically told because they could.

They recently lowered the rate on my card to fifteen percent, thankfully.  I hope they never find a reason to raise that rate again. I really appreciate your time and help. Have a good day. Thank you. PayPal.Me/Naomi82888

 

Filed Under: Uncategorized Tagged With: Canada

Last Updated: October 20, 2023

Single mom with Child with disability

Earlier this year my husband and I separated and I was left to look after our two young boys alone. 8 and 4. The youngest was diagnosed with level three non verbal autism shortly after and while there are benefits and help available, it is slow moving.  As a result of his diagnosis, his school was not taking him full time which affected my ability to work. I’ve had car repairs and bills piling up and I just need a break till his disability benefit kicks in. Even just 5,000$ would make the world of difference. Once things have settled I’ll be ok but I feel like I can’t provide for my kids. It’s upsetting me and affecting my mental health. With the cost of living and groceries for a special needs child with a sensory disorder it can be hard. Food banks don’t always provide what I need. I just want peace of mind which is all any of us want. PayPal: @tthibault0216

Filed Under: Single Moms Tagged With: Canada

Last Updated: October 20, 2023

Reinventing my life and business

“Hello, kind-hearted individuals. I am a 46-year-old lady who is in need of a helping hand to turn my cupcake business dreams into reality. Unfortunately, I have recently faced some unexpected medical setbacks that have taken a toll on my finances. As a result, I find myself in a challenging situation where I am unable to fully fund my business venture. Your generous support would not only provide me with the necessary resources to kickstart my cupcake business but also give me the opportunity to regain financial stability. Every contribution, no matter how small, will make a significant difference in my journey towards self-sufficiency. Thank you for considering my plea and for your compassion during this difficult time.”

 

https://www.paypal.com/paypalme/my/profile

Filed Under: Business Capital Tagged With: Canada

Last Updated: October 19, 2023

Student in need of money for school

I’m studying to be a teacher because I have a strong desire to work with children and shape their destinies. However, I am at a crossroads, dealing with financial difficulties that threaten to derail my route to accomplishing my cherished desire. I’m telling you my tale in the hopes that you’ll be the guiding light I’m looking for.

For me, teaching is more than a job; it’s a calling, a mission. Every day, I am motivated by the conviction that education can mold young minds, stimulate creativity, and pave the way for a brighter future for our planet. My academic career, however, has been hampered by financial difficulties.

Tuition, textbooks, living expenses, and other education-related costs have grown prohibitively expensive, making it increasingly impossible for me to focus on my studies and attain the grades required for success. I refuse to give up on my aspirations, but I can’t achieve it on my own.

Your contribution, regardless of the amount, might be my saving grace. Here’s how your help can make a difference:

Tuition Assistance: Your gift can help fund my tuition expenses, allowing me to concentrate on gaining the skills necessary to be an amazing teacher.

Teaching materials: Access to crucial teaching tools may dramatically improve my academic performance and, eventually, my capacity to build a dynamic and engaging classroom.

Living Expenses: With your help, I can focus on my academics rather than worrying about the essential living expenses that come with being a student.

Transportation: Having reliable transportation allows me to attend classes and participate in hands-on teaching experiences, both of which are critical for my growth as an educator.

Professional Development:

Your generosity will allow me to pay for seminars, certificates, and courses that will help me become a qualified and passionate teacher.

Your contribution is not just an investment in my education; it is also an investment in the next generation of students I will have the privilege of teaching. By assisting me, you are assisting in the development of young minds, the opening of doors of opportunity, and the realization of my potential as a passionate educator.

Your gift will not be forgotten, and I am fully dedicated to paying it forward in the future, enhancing the lives of numerous children.

I am appreciative for your concern and assistance. With your assistance, I am determined to realize my ambition of being an inspirational teacher who will have a significant influence on the lives of the future generation.

Thank you for believing in the power of education and for being the guiding light on my path to shaping young minds.

 

With immense gratitude,

Sam

http://paypal.me/samuel98201

Filed Under: Tuition Fees Tagged With: Canada

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