Begging Money

Financial Hardship Help

Last Updated:

Life is lifeing & I don’t know what to do

Hi,

To whomever may be reading this, I hope your day is going good:)

I am a Canadian female, soon to be 20 years old this month of March. A little about me: I was raised by a strong single mother. I love and have always been musically involved ,with school and church choirs, instrument lessons, etc., I am a pisces, I currently work two full time jobs, one support work for individuals with intellectual disabilities, and at a alarm call centre

My parents split when I was 3, and I usually would see my dad a few times a month. My mother has always been a hardworking woman, she has been my mother and father for most of my life. My father struggled financially and my mother did not demand child support, and when she would it would be enough to cover one week out of 4 weeks in a month. My mother has always worked 2-3 jobs to be able to provide for me and my siblings(I have 6 siblings between both my parents, and 2 younger half sisters on my father’s side). I would say my second parent Is my sister, she always looked out for me when my mom was at work, and took care of me like a mother, so I very much love her and appreciate her for everything she to has done for me.

I went on all school field trips, I took piano lessons, I joined literally all the school sport teams (except basketball), went to my sisters whenever, had family cookouts, got my drivers license, got my first car, had my first accident, got my first job (@ Mcdonalds), went through depressive phases, and changes, graduated high school, etc., and I can’t think of one time my mother hasn’t been present for everything, and if there was a time where she wasn’t, she would be the one funding and supporting everything I do. My mother has helped me grow (mentally, physically, financially, spiritually), she has taught me faith and love, forgiveness, independency, and so.much.more. My mom is not the perfect human being but to me she is the perfect mother.

Unfortunately we don’t always meet people with good intentions in this life and with that my mom met her now ex-husband (not my father), they had a good relationship from the start, he seemed to be a nice guy, had his own construction company and would make good money to support us and handle anything else he had to handle, my mom agreed to cosign his sister company to his company, and even paid the office space mortgage for him to be a supportive, participating wife. And guess what, even I can’t believe it, but this guy was totally broke, all the money we thought he was bringing home was just a ton of business loans he took out, and high credit loans, and he had to file bankruptcy because he couldn’t even pay it back because his business was not doing as well as my mom thought, and with my mom being as understanding as she is, she sat down and listened to what he had to say but it was nothing but great deception. My mother decided she will stick by her husband and be there for him for his next plan to restore his finances. This time, he asked my mom to take out loans for him, get credit cards from places like Home Depot, Canadian Tire, etc., and she did. Long story short, the money he promised to pay for the loans and credit, was never paid, my mom could not afford to pay for her mortgage and since it’s an investment home, she couldn’t afford the renovation costs on top of that, take care of me (and my step sister living with us then), pay for her car, and basically pay off her expenses, and then also pay for his expenses as well, therefor we know how crazy interests on loans get and the bills piled, then eventually she had to file for bankruptcy, it became overwhelming for her, and looked back and seen what loving this man did for her, and decided to divorce him beginning of covid. I went to go live with my sister because my mom was a health care nurse and wanted to make sure I would not get sick from covid or anything else at the hospital. I came back to live with my mom September 2020, and I got my first job at McDonalds, I also was able to take my drivers test so I got my license. My mom for the first time told me what was going on behind the scenes. I have always known my mom to be positive and happy, but for her to express what she was going through just meant to me it was serious, she was hurt, and I could tell. The bills that she had to pay were at least 5x what it should have been for just me and her. I was in junior year of high school and I was working so I kept myself busy between those two things. My mom was working 3 jobs at the time, and somewhere along the way she had to drop one because she started experiencing health issues that would not allow her to work as much and had to step down to 2 jobs which she currently works til now. I managed to save 15k working at McDonalds my first year while I was helping my mom, and as I saw mom start to overwork herself, the stress was visible, I decided to get a second job to support my mom more. Once I got my high school diploma, I was able to drop one job, there was more employment opportunities once I obtained my diploma and was over 18, and so i remained at McDonalds until June 2023, but the second job helped with increasing my income. Just before I graduated in June of 2022, my brother who was living with my dad had his first seizure, and was later diagnosed with epilepsy while in a coma for one week. I am extremely grateful that he was able to be there for my graduation, despite all worrying and the tears. My mother became restless knowing that yes he is an adult so no one was watching him or checking up on him as much, so she had him move in with us, after all, we did have a spare bedroom, and it brought us comfort knowing he was there. My brother was involved in a collision summer of 2022 and was found at fault arguing his mental capacity was not enough for him to operate a vehicle, and with that his insurance sent him a letter saying he had to pay for the damage to the other vehicle, and they refused to cover the repair costs for his vehicle as well, so out of nowhere, he just got into over $30,000 in debt, on top of having to still pay for his non drivable vehicle since he was financing. My brother has had a difficult time getting jobs just because he is a slow learner, and not everyone is willing to put their trust in confidence in him, but they don’t know him like I do, and I know that anyone who has him on their team , is winning, period. It may take him a bit longer to learn some things but same with me, same with someone else. I was really strong in math in school, but put some bio in front of me and I no longer know what your talking about, science has always taken me longer to learn but math I comprehend like English lol. As of right now my brother works part time for the city at community centres and after school programs helping other kids and conducting the programs they have for them, and I am helping him look for full time employment because only god knows when he will finish paying his debt on top of other his other things expenses when he only makes just under 500$ biweekly.

As I am working two jobs I am paying for everything I need to pay, while trying to help my mom, my brother, and the rest of my siblings with what I can, and unfortunately, I can not attend post secondary school at the moment because I cant afford it, and with working two jobs, I won’t be able to keep up with my education that I would make my priority. Our house had to be put on pause with the renovations, and recently the bank sent my mom a letter effective immediately stating she needed to upgrade the electrical wiring in our house because it is an older home, so if the house catches on fire, insurance does not cover us at all. That is the simplest and shortest version of my story with a timeline.

Well, to conclude this, I am not sure what to do with my life, and money is not everything, but it has impacted my life so. My mother and my brother have this huge wrongful debt to pay and mine very minor, and I don’t know when my mom’s body will reject physically, or when my brothers health will restore, but these two people I love with my whole heart. Everything is getting sooo expensive here to the point that I cant even support my family the way I want to because I also have things to pay but yet still the least amount to pay between us three. This life feels like a loop, that will. never end, I feel like I won’t be able to go to school while I’m young so I can build my life, I see my brother who’s only 3 years older than me going through depression because he feels like he won’t be able to make it in this society, my mom is growing older and her energy has decreased dramatically because of the financial stress and exhaustion. I can’t see myself being able to save enough money and pay for things, and still support my family. So, I have sought this website while currently working on finding side hustles that can help with streams of income to take us out of the situation we are in so we can find build a future as well, and to all the readers of my story, I would like to say thank you for reading and those who understand where I am coming from.

I do not want to come off as desperate because I understand that everyone has their own going and I am definitely not the only one.

My PayPal is @mmwaahh

 

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Desperate to own a home

Hi everyone!

I am a 25 year old woman and I have been married to my wonderful husband for about two years. Ever since before we got married we’ve been trying to afford a home, but every time we think we get close, an emergency happens and we have to drain our savings, or the market skyrockets again. We’ve been living in the same apartment building for a few years now, and the rent has recently gone up and we are struggling to save any money. When it comes to rent, power, gas, car payments, groceries, and feeding our cat and dog, it’s been exhausting trying to keep up with everything. We both have full time jobs, and we’ve both been trying to move up in our respective jobs and companies for years now, but it’s like our hourly wage just cannot keep up with inflation. It feels most days like we’re barely able to keep our head above water.

We pay around 1500$ for our rent monthly where we are, so if we could get a home, we’d be able to afford it. Our credit is good as well. The saving up a down payment is where we’re screwed every time. Ever since I was young I’d dream of my future home where I’d live with my husband and start a family, and that life seems so close but just out of my grasp. Many of my days and nights are spent worrying and stressing about never being able to have a home of our own, with a yard for our dog and where we could start a family.

I always thought I’d be a mother with a home by this age, and turning 25 this year and not having those has been a hard thing to come to terms with. We’re trying so hard to make this life a reality for us, but with how expensive everything is I’m worried that it will never happen.

I’m not sure what I expect to come out of posting here, but if even one person reads this and thinks they can help with any amount, I wouldn’t even know how to properly express my thanks. I’ve never been good at asking for help or accepting money from people, but everyone eventually has to come to terms with accepting help. So, here I am. If you’ve read this whole thing, even if you aren’t able to donate, thank you at least for hearing me.

PayPal.me/vicwenz

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Single mom with 2 kids

I come to canada with my two kids for make a difference in my elder son life because he has disabilities and he can’t walk so I just want him to be happy and feel he’s a normal like other kids but I try alot here with difficult situations because of him and I need to be around and can’t get full time job and when I try to work it’s hard to stay because I have to take alot of days off because of him..

I just move with him to British Columbia because he hate how the winter forces him to stay inside the school and house because of snow so I just I want to make it easier for him to live his simple life and now I need to be a rent and buy furniture and have a small car so we can go anywhere with him i will appreciate it if someone helps me with that.

God bless you all

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Expanding Garden and trying to help others

Hi all, i’m not sure how or why this came across my path but, we are a family of 6 and we   have not recovered from the job losses that came with the pandemic, we do have a very small garden that did save us some money and helped feed a couple of neibours up the road that are still struggling as well . maybe we can find some help. We are looking to expand our garden and grow more food and help people in our community, especially those who are struggling..  i would also like to have some extra to sell at our local farmers market, for less the the non “organic” that the retail grocery stores sell , any money made from that would be to be used for new potting soil , straw,  a newer rototiller , mine is… limping by … i dont know how….  could use a more reliable vehical for my family as well but.. the garden is my bigger plan, do good things and good things will come in time.

 

i would like to tear out more grass and build raised beds  but.. still playing catchup from the pandemic and …  things are really tough for a bunch of us in my area,,,

 

 

like i mentioned, im not sure how this even crossed my path…  any help is muchly appreciated

 

paypal.me/Tomso123

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BLINDSIDED!! URGENT FINANCIAL HELP NEEDED!!!

Hello Generous Donors,

I really don’t know how to ask for help, since I am usually the one helping people out which I love doing. I am just caught right now between a rock and a hard place and don’t know what to do.

This is a little bit of my story below:

I got a call a few weeks ago from my husband, saying he doesn’t want to be part of the mortgage renewal, which is coming up February 2, 2024, (a few days from today ), and that he also wants a divorce. He said this has been his plan all along to use me and my resources to achieve his dream of living in North America, and then dump me.

This is a man I have supported from the get- go since we met and now that he has finished graduate school, and is now working in his profession, he has decided not to come back home, which was the plan we had discussed and agreed on and then it will be my turn to get the certification for my profession.

I am not working right now because I have been dealing with a lot of health issues, studying for my professional exams, and taking care of my elderly parents, who have been in and out of the hospital this past year. And speaking of health issues on one of my hospital visits after the doctor said it could be breast cancer, she asked if we had any questions, my husband’s question was if the doctor was aware of any grant program that would sponsor his graduate school, the doctor was in shock. In retrospect the few doctors visit he decided to come with, he always asked the various doctors I was seeing the same question about the sponsorship, and each time the doctors were speechless.

I have never felt safe and secure in this relationship, due to the various kinds of abuse I have suffered since we got married. He said I should have seen this coming, and if I didn’t then I was foolish. I didn’t know making plans with your spouse, supporting and believing in them , means you are labelled as been foolish.

I have called the bank and the options they gave is not feasible before the deadline of February 2, 2024 . A  friend told me about this platform and persuaded me to give it a try so I don’t end up homeless.

My goal is to raise $400000 to pay off the mortgage, loans, bills, condo fees, exam fees, and to help with my parents, who were a great help to us financially when we were struggling in our early years of marriage.

Thank you for taking the time to read my story, and for your generosity in helping me out of this terrible situation I have been thrust into without any lifeline. May God bless you all.

https://paypal.me/L24849?country.x=CA&locale.x=en_US

https://paypal.me/L24849?country.x=CA&locale.x=en_US

 

 

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Financial assistance to help pay my tuition fees

 

 My name is Karen, and I am an aspiring international student from Ghana with a burning passion for data analysis and a desire to make a difference in the technology field. I am reaching out today with the hope of raising funds or finding a sponsor who can help me pursue my dreams.

I have recently been admitted into Thompson Rivers University in Kamloops, British Columbia, Canada, to study Applied Data Science for a two-year program starting in September 2024. However, I find myself facing a significant financial hurdle. The total tuition fees for the program amount to approximately 40,000 Canadian dollars, and I am required to pay 9,200 Canadian dollars for the first semester by February 19th, 2024, which I am unable to fulfil due to my current financial circumstances.

I come from a humble background, being the second of ten children in my family. My father, who is the sole breadwinner, works tirelessly to support our family and cover my siblings’ educational expenses. Unfortunately, the high cost of my tuition, coupled with the challenging exchange rate in my country, has placed a tremendous burden on my family’s financial resources.

I am a diligent and determined individual, and I firmly believe that education is the key to unlocking opportunities and realizing my potential. I have taken the initiative to work as a cleaner to contribute to my education fund, but the earnings are not sufficient to cover the substantial costs associated with my studies. Furthermore, I recently fell victim to a scam, where I lost a significant portion of my savings, leaving me in an even more precarious position.

By pursuing Applied Data Science at Thompson Rivers University, I aim to acquire the necessary skills and knowledge to excel in the field of data analysis. I have witnessed the success of many remarkable women who have ventured into the technology industry, and it has further fueled my determination to make my mark in this field. I am confident that with the right support, I can contribute to the growing demand for skilled data analysts and serve as an inspiration for other young women aspiring to pursue careers in technology.

I humbly request your assistance and sponsorship to help me overcome the financial challenges I am currently facing. Your generous support would not only enable me to fulfil my educational aspirations but also empower me to make a positive impact in the field of data analysis. Your investment in my education would not go in vain, as I am committed to working hard, achieving academic excellence, and giving back to my community.

 

For funds you can send it to https://www.paypal.me/karenaseye 

 

With utmost gratitude and anticipation,

 

  

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I can contribute to the community if I am not worried about income

Hello there – my name is Katherine and I just retired from 35 years of public service. My income drops this month because of that. I am not desperate or complaining – I have been blessed to have full time work my whole life.

I am seeking to raise $25,000. This is because a) my divorce 10 years ago had me start from scratch financially and b) my 70 year old home got a flooded basement a coupe of months ago and I am now in debt due to getting the basement fixed/waterproofed/re-do the finished part that was wrecked.

I have had a part time job since I was 13, and full time since I was an adult. I have never claimed any kind of financial help, ie worker’s compensation, medical leave, been unemployed, ever. I was raised by a mother with a strong work ethic.

I know there is endless need in the world, and my request is petty by comparison. I stumbled across Odetta Rockhead-Kerr’s You Tube video about ways to seek financial assistance and this site was the first one she mentioned so I am giving it a shot.

My goal for being retired is to do volunteer work rather than get a job for pay, which I definitely will if I have to. I didn’t foresee that big house expense and I am trying to keep money aside for future financial security.

My areas of focus for volunteer work are with youth and help for animals. I worked with youth in my pre-retirement job and there is great need for positive role modeling out there. And animals – no matter what they are – my heart is with all creatures. I would like to be an animal advocate and go to schools telling kids about how amazing creatures are – smart, have feelings, etc, to educate kids about being kind to animals. Schools in my area don’t want to pay guests to speak to kids but often have them if there is no charge.

So in a nutshell, I could relieve my financial anxiety around the house fixing and do work that I would truly love and excel at (but not get paid for), if I could be in receipt of that $25,000 cost for the basement.  If anyone wants to help me, I would be able to send proof of the basement costs, and of me being engaged in volunteering. I am 100% being honest.

Thank you for your time in reading this and considering helping me.

Katherine : D

paypal.me/prevpinkfuzz

 

 

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need your help for tuition to stay in school

Hello my name is Omar and I moved to Manitoba Canada with my family in 2020. I was fortunate to be awarded a full time scholarship to McGill university to study biological sciences.

I am currently in my second year pursuing a passion that I believe holds the key to making a positive impact on healthcare and the well-being of communities.

The full-time scholarship initially alleviated the financial strain associated with post-secondary education. However, unforeseen circumstances have disrupted this support, leaving me in a precarious situation. This sudden and unexpected change has left me anxious with the reality that the financial resources I once relied upon to cover tuition, textbooks, and living expenses are no longer available.

As a result, I am faced with the daunting challenge of ensuring I can continue my studies and fulfill my dream as I come from a single parent household and my mother is working two jobs and not able to support me at this time.

Your support can make a significant difference in preserving the continuity of my education. By contributing to my post-secondary tuition, you are not only investing in my academic journey but also supporting the development of a future healthcare professional who is committed to making a positive impact on the lives of others.

I understand that there are numerous worthy causes competing for your generosity, and I am genuinely grateful for your consideration. Your donation will not only help cover the immediate financial gap but also empower me to continue my education.

If you have any questions or would like more information about my situation, academic progress, or future aspirations, please feel free to reach out. Your kindness and support during this challenging time will not be forgotten, and I am committed to paying it forward in the future.

Thank you for considering my request, and I hope you will join me in ensuring that the dream of pharmacy education remains alive.

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Revitalize mobility: fund Gabriel’s power chair, and therapy

Hi my name is Gabriel Harris, and I’m reaching out because I find myself at crossroads, seeking support for a journey I never thought I would have to take. Life has thrown me challenges, but today, I’m reaching out to ask for your help to overcome them. I am fundraising for three critical aspects in my life:

A new power chair: in 2014 my wheelchair reached the end of its journey. It’s battery and parts are obsolete, leaving me without the essential means of mobility. I have my eyes set on a Permobile sip and puff Power chair, a remarkable device that not only meets my mobility needs but also provides the freedom to recline. Unfortunately the price tag is a staggering $43,000 Canadian, and without extended healthcare or coverage I am relying on the generosity of the kind hearts like yours.

Work tools: as I embark on my journey to self-sufficiency, I require a new PC laptop with dragon dictate software Office edition to enforce my work efficiency. This tool will not only enable me to communicate more effectively but also empower me to pursue my professional goals.

Physical therapy: for the past 14 years, I’ve faced an absence of physical therapy due to financial constraints.  I’m hoping to change this situation. I am seeking funds for physical therapy sessions, priced at $300 twice a month. Investing in my health is an investment in the future where I can lead a more independent and fulfilling life.

My journey: For those who don’t know I am a C2- C3 complete quadriplegic.  I mean everybody is going through something, but my situation is making it really hard for me to get ahead.  I haven’t qualified for extended healthcare coverage because, as they put it, “I was too broken“. Yet, despite facing adversity, I am determined to rewrite my story, I am driven to rebuild, not just my physical well-being, but also my dreams and aspirations.

How you can help: Any contribution no matter how small, would mean the world to me. Even a fraction of the total amount will bring me closer to the  Permobile chair, my self sufficiency goals, and physical therapy sessions that will make a significant impact on my life. Your support is not just about a financial contribution, it’s a gesture of Hope, compassion, and belief in the resilience of the human spirit. Together we can make a difference one step at a time. Thank you for taking the time to read my story and I appreciate any support you can offer.

With gratitude,

Gabriel Harris

 

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Empowering Mr T: Legal Support for a Dedicated Single Dad and His Triumph Against Adversity

Hello, compassionate souls,

Today, I’m reaching out on behalf of Mrs. T, a dear friend facing unexpected challenges. In a world where everyone could use a helping hand, Mrs. T and her family find themselves in need of support that extends beyond their immediate community. They’ve always been the first to lend a hand to others, yet unfortunately, the financial assistance they require surpasses what their closest connections can provide. This is a call to compassionate strangers who understand the power of collective generosity. Your contribution can be the lifeline that guides them through these challenging times. Let’s be the unexpected support system they never knew they had. Thank you for considering and for being the beacon of hope for a family facing financial hurdles that can only be overcome with the kindness of strangers. One day, I would like to write a book. I am taking this opportunity to write my best friend’s story and I hope you will understand their situation through my words.

 

In the turbulent life of Mr. T, a dedicated single father, the journey has been a relentless battle for stability amidst the challenges of a tumultuous divorce from Mrs. Wong.

Background

When Mr. T. left the relationship with Mrs. Wong due to her infidelity, life became a nightmare. Despite maintaining a façade for the kids by attending family parties and supporting both households, Mrs. Wong was determined to end the relationship. The divorce proved financially crippling for Mr. T, leading to bankruptcy, while Mrs. Wong had the advantage of a free lawyer due to her welfare status.

Custody Battle

The initial 50/50 custody agreement escalated into a complex legal struggle. False claims by Mrs. Wong about Mr. T not providing financial support exacerbated the financial strain. Despite winning custody, Mr. T faced ongoing challenges. Mrs. Wong resorted to extreme measures, including kidnapping the kids, making false CPS reports, and attempting to turn the children against Mr. T’s new girlfriend at the time.

Struggles and Setbacks

Facing financial constraints, depression, and the impact of the COVID-19 pandemic, Mr. T struggled to maintain stability. Hindered in his efforts to see his kids, he encountered challenges like the kids’ behavioral problems and academic issues. Despite Mrs. Wong’s actions, Mr. T persevered, finding a new job, securing a home, and dealing with the debts left by his ex-wife.

Meeting Mrs. T

In the midst of his struggles, Mr. T found solace in a new relationship with Mrs. T, a woman who had endured her own harrowing experience with a narcissistic and abusive ex-husband, Mr. NP. Mrs. T’s escape from a dangerous marriage, coupled with the challenges of raising her daughter alone, showcased her strength and resilience.

Joining Forces

Together, Mr. and Mrs. T faced adversities and worked towards creating a stable and loving environment for their combined family. Their journey is a testament to resilience, love, and the power of overcoming life’s toughest challenges.

Additional Details

Amidst financial struggles, depression, and Mrs. Wong’s attempts to sabotage, Mr. T remained committed. His perseverance led to a new job, a stable home, and addressing the debts left by his ex-wife. Mrs. T’s escape from an abusive marriage and her subsequent challenges in single parenthood strengthened their bond.

Mrs. T’s Struggles

Mrs. T’s escape from her abusive ex-husband, Mr. NP, was a courageous act that came with its own set of challenges. Hospitalized for weeks due to the toll of her abusive marriage, Mrs. T faced opposition from her own parents, who initially blamed her for her choices. She navigated single parenthood, dealt with Mr. NP’s inconsistent child support, and eventually found support from her parents.

Challenges in Their Love Story

When Mr. T and Mrs. T found love, they were initially hesitant due to their past experiences. Mrs. Wong, however, became a significant obstacle. Despite pretending to be okay with the new relationship, she actively tried to undermine it. She manipulated the boys, threatened Mrs. T, and even resorted to stalking the couple, creating a hostile environment. Her actions led to a situation where the kids, under Mrs. Wong’s influence, felt compelled to falsely express discomfort with Mrs. T, as revealing a positive relationship would anger Mrs. Wong. This resulted in strained dynamics within the family unit.

Current Situation and Call for Help

Now, as Mr. and Mrs. T are just beginning to rebuild their lives—increasing credit scores, clearing bills—they face a daunting challenge. They don’t have the $20,000 needed for legal representation to protect their family from Mrs. Wong’s disruptive actions. Your support will be instrumental in ensuring the safety and stability of this resilient family.

Moreover, with the recent 14th birthday of the teenager, Mrs. Wong has started pressuring him to testify in court, expressing a desire to alter the custody arrangement. Mr. and Mrs. T live in constant fear of being summoned to court and are determined to pre-emptively secure legal representation. Living in a country that tends to favor women in custody battles, the financial burden of hiring a lawyer is an overwhelming obstacle.

Adding to their stress, the couple faces the challenge of maintaining their old cars, bought after the separation in 2007 and 2009, which are now causing significant problems. Repairing these vehicles would cost a considerable amount, and with both Mr. T and Mrs. T focusing on repairing their credit, acquiring a new car is not currently feasible. Mr. T, having recently gained freedom from bankruptcy, is unable to borrow money. This financial strain adds an extra layer of anxiety to an already stressful situation.

Your assistance will not only provide immediate relief but also contribute to the ongoing legal preparation necessary to safeguard the well-being of the children.

Your Support Matters

Join us in empowering Mr. T and his family as they navigate the complexities of life, demonstrating that love and resilience can triumph over even the most challenging circumstances. Your generosity will make a lasting impact on the lives of a father and his children who are determined to build a brighter future together. Thank you for being a source of strength for this resilient family.

paypal.me/forlegalsupport

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Pay It Forward

Dear reader, bearer of blessings and generous supporter, I humbly address you today in the hope of seeking your valuable assistance.
Active in the construction field for more than two decades, I have always devoted my entire being to my work.
Unfortunately, health problems forced me to end my career.

A few months after stopping my professional activities, I made the decision to start an online business.
After almost two years of diligent effort, my business is finally starting to flourish.
However, over the past few months, to sustain myself, I have had to rely on my credit card and savings.
Within three months, I fear that I will no longer be able to pay my rent, hence my approach today.

I am appealing to your generosity to grant me financial support of $20,000 to settle my debts and obligations,
while my business fully takes off. Any amount you can contribute will be received with immense gratitude.

When I started my business, I made a promise to God to dedicate 10% of all profits to Christian charities,
helping to bring relief to those in need through various organizations.
By choosing to participate in this solidarity chain, “Pay It Forward”, you are not only helping me,
but you are also providing significant support to hundreds of people.

I would like to express my anticipated appreciation for your generosity and the time you took to read my request.
May the blessing of Jesus accompany you in your acts of kindness.

paypal.me/psalm20

 

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Golden life NOT so Golden

It is with a heavy heart I write this. I lost my husband 3 years ago and while there was no debt except for a mortgage, there was no life insurance to pay that off. My daughter then said move closer to family Mom. So I did and she killed herself one month later, 8 months after losing my husband, Then the basement in this newer place I bought turned out had leached and been leaching for some time. When the insurance was not to cover it, I did speak with a lawyer to sue but he said I would have to do a lot, and I was in no condition mentally. So I got a second mortgage and got it fixed. Then in March 2023, I lost my job of 13 years with a family-type company. They gave me a decent severance which paid the bills while I looked for other work. I used some of that money to invest in the 7figure system but that did not go so good in my state of mind. I forgot that they were taking out another 2500 in the next month and I did not have that kind of money so the bank sent it back but PayPal got stuck in the middle because the 7figure system had a no return policy. Even though I begged them to reconsider. So 5 months later I got a job with a Canadian company and then found out I have cancer! And at the end of 3 months, they let me go. They did not have to tell me why. But the day I signed up for their medical 2 hours later they let me go. They knew I had cancer. So now here I am with no emergency fund. And bills to pay and mortgage to pay. My mortgage is $150K or $1400 a month. I am behind in bills and all this stress is making my cancer grow like wild fire. I did start a GoFundMe but that made $1200 and stopped no one else has sent any money It helped pay my house and vehicle insurance and my Blue Cross and part of the mortgage I do have CPP so that helped But with Cancer I am now afraid I will end up living in my car soon. Any help would be so appreciated. I am $1,000’s of dollars behind in CC and hydro and water and phone bill. And house tax is coming up which is $2500. I am still looking for work I have applied at over 45 places already.

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Freedom from crushing debt

First things first.  The financial difficulty that I am in is 100% my responsibility.  I blame no one — my employer, family, the government, climate change or Santa Claus.

My blunders and missed opportunities have landed me in a $40,000 hole.  I am determined to come out of it.  Despite an MBA I see no shame in working part-time doing Uber Eats, to supplement my income from a full time job.  However, an interest rate of 19.9% remains a formidable stumbling block to paying it off in a reasonable timeframe.  Fighting compound interest — the most powerful force in the universe — is a losing game.  Sisyphus comes to mind.

Second, I am not looking for free money.  I am looking for interest free loan(s) so that I can pay off my creditors.  You decide how much you would contribute to this cause, and the repayment terms.  Your advice and guidance are also welcome.

On a regular basis you will receive a progress report about reduction in my liabilities.

My goal of turning around my negative equity to a clean balance sheet by December 2025 is reflected in my paypal.me identifier turningaround2025.

My credit report is available for your perusal.

As a law-abiding citizen I have a completely clean record, and background check report from law enforcement can be produced if required.

I have not declared bankruptcy, have no ongoing consumer proposal; nor do I intend to take these routes.

Every bit helps.

What’s in it for you?  Making someone’s dream come true would — God willing — make your dreams come true. As Saint Francis of Assisi once observed: “For it is in giving that we receive.”

“To the world you may be one person, but to one person you may be the world.”
Bill Wilson

And lastly, thank you for your time.

paypal.me/turningaround2025

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SINGLE MOM NEEDS DUOBLE LUNG TRANSPLANT

HELLO

im a 32 year old women. i  am a single mother i have 1 son. he is 11 years old. and i am the waitlist for a double lung tranplant. i only have my mother who will be taking caring of me post transplant. i will have to relocate 3 hours away from my home for 6 months post tranplant. There fore i will have to pay 2 rents plus pay my mother to look after me. i have no one who can  look after my son while we are out of town.. im scared i will not have to the money to pay someone to look after my son and enough money to cover the cost of paying someone to look after my son while im healing and getting the transplantsts of having to rent 2 places. if i dont get this transplant i will die and my son will grow up without a mother. i need to hire a nanny for about 6 month. and pay 2 rents aswell and help support my mom. i just dont have the money as i have been sick for the past 2 years. please anything helps

 

https://paypal.me/motochick434?country.x=CA&locale.x=en_US