Begging Money

Financial Hardship Help

Being a single mother especially in today’s era can be extremely overwhelming. If you are one of those mothers who is doing it alone every day you know what I am talking about. It seems like the bills just continue to pile up and never end.

Researchers have said that just in 2015 year ending alone over 80 percent of the households in America that we’re single households we’re in fact ran by a FEMALE head of household which we’re mostly living very poor.

Many people may say well there is government assistance for them to get a grant but it’s hard to find and information regarding that said topic anywhere. So in hopes to help the single mothers out in the world this article will give you some insight on the different assistance topics we can cover including where and how to get a grant or scholarship. Also, you will read and see how simple it is to receive help with income expenses and medical insurance.

Are there really grants for a single mother?

Of course they do but these grants are not only for single mothers. However, that doesn’t mean there isn’t help for a mother to receive one. I know its mind boggling that the government hasn’t had any means created for money for a single mother that is actually in the shape of a grant. One thing the government does for a single mother is they assist them through a group or have set sponsors through a company, and sometimes they are covered by the actual income assistance completely.

Below are a few websites that will redirect you to free items that you can get just for registering on the website.

Low Income Assistance for Single Mothers / Government Grants

As I said there is not an official grant for a single mother available that is FEDERAL. However a single mother can go through federal programs and register and sign up for them. Those kinds of programs are usually for households with low income. Which means you would also qualify for Welfare. No matter what the case these are programs to help those who make below the limit and live poorly.

Below are different types of assistance based in the United States.

TANF – TEMPORARY ASSISTANCE FOR NEEDY FAMILIES

TANF is a crucial for many low income families located within the US.

With TANF you receive a small amount of cash every month that you can use toward your food, rent, and other necessities. However you only receive TANF for up to 60 month limit.

If you are a single mother and you have children in your home who are less than 19 years old you are eligible for TANF.

SNAP – SUPPLEMENTAL NUTRITION ASSISTANCE PROGRAM

Food-stamps or SNAP as other people may refer to is financial help for meals. You can receive money every month to place food on the table if you are on low or no income.

For most of Americans living in poverty SNAP is potentially the only assistance they can get.

Research has shown that in 2015 SNAP benefits have helped at least 45 million Americans. Most of the ones who receive the stamps are under are up to the age of 18.

When you go to use your benefits for SNAP you have your own personal debit card to ring your groceries up with at the register. If you are interested in trying to get on with SNAP benefits all you have to do is fill and application out and send it in or take it into a local office that deals with SNAP benefits.

NSLP – NATIONAL SCHOOL LUNCH PROGRAM

This is a program that gives free (or discounted) food to students whose parent’s income is bellow a poverty level. The income needs to be at least between 130-185 percent bellow the poverty line.

Most the time if a person is a receiver of SNAP benefits their children will be accepted into this program for free lunches. But, that doesn’t mean if you don’t have or receive SNAP that your children are disqualified.

You need to contact your child’s school to apply.

TEFAP – THE EMERGENCY FOOD ASSISTANCE PROGRAM

Food for the American families who are in the poverty range not matter what the age.

If you have received food stamps before or any other program assisting you and helping you such as the ones in this article you could also be approved for this program.

You will need to contact your State distribution agency to learn more about the Emergency food assistance program.

Local Food Banks

A food bank doesn’t exactly fit into the whole “Grant” program area as it is actually a location in your town where you can get food if you are in need.

Do not allow you or your family to go without food. If you ever reach that trouble you can call 211 and ask them where the nearest food bank is based on your location.

More then 200 food banks exist with the feeding america foundation and they supply enough food to feed over 40 million people.

WIC – WOMEN, INFANTS AND CHILDREN PROGRAM

This program includes a package deal where you as a mother are able to receive healthy foods, whether you are pregnant or a new mother, and also to children who are 5 or under.

WIC is a program that is temporary and only used for a short amount of time – usually between 6 to 12 months.

EARLY HEAD START / HEAD START

These programs are for children up to 5 years old.

You can receive free child’s medical and dental care along with their schooling, and dietary needs.

Find your closes headstart office on their website or call at 1-866-763-6481.

Insurance for unemployment

This is a special program which will pay you weekly if you are unemployed and it had nothing to do with you for you being fired or let go. You will only be able to receive this benefit for maximum 26 weeks. Different states have different benefit rules. But most states will average out at about 45% of whatever the average weekly income is.

Single mothers who are out of a job temporarily can find solace with these benefits and can help make the burden less for themselves because this pay will restore what you have lost from losing your work.

If you want to try and get this started and opened for you, you will have to find your local unemployment office or apply on the website for this specific program. Most states will allow you to also try to sign up for this over the phone.

Section 8 housing

Section 8 is basically a program that helps a family be able to pay for their housing. If approved you will receive a voucher of up to 70 percent of your bills (utilities and rent). You are expected to pay the other 30 percent.

If you want to apply and feel you qualify you can get in touch with your local office involved with public housing, the HUD office.

CCAP – CHILD CARE ASSISTANCE PROGRAM

This is a benefit for families who can’t afford to place their children in daycare while working.

You still have to pay a certain percentage but it isn’t a big lump of money. The less you earn, the less you need to contribute.

EITC – Earned Income Tax Credit

It is a tax benefit for people with low income. You could potentially get as much as $6,000.

If you normally have a tax rate of $1050 but you are allowed $5550 then you get refund of $4500.

There is a Children’s Tax Credit too for as much as $1,000 for EACH child.

LIHEAP – LOW INCOME HOME ENERGY ASSISTANCE PROGRAM

LIHEAP is a program that is a one time help to help pay for heating / cooling expenses.

Most of the time this is for the disabled or families with children or disabled person in the home.

If you need any extra information regarding this topic you can get in touch through the number 1-866-674-6327 or a local number for your local LIHEAP office.

WAP – WEATHERIZATION ASSISTANCE PROGRAM

Weatherization assistance program lowers energy bills for families in need. Usually the elderly and families involving children are accepted and put to the top of the list before all.

Your monthly income need to be below 200 percent poverty level.

To apply, find a local WAP center.

Medicaid

Medicaid is help with medical expenses. If you do not have health insurance this gives you certain benefits as long as your income restriction meets the level it should.

A lot of single mothers may meet the standards to be recipients of Medicaid even if you are unemployed.

Every state has different rules about Medicaid plans. You can find out exact requirements on this website.

Together with ObamaCare it ensures that even single mothers who didn’t receive any health benefits will now be able to have coverage.

CHIP – CHILDREN HEALTH INSURANCE

CHIP gives children without health insurance a chance to have health benefits all the way up until they are nineteen. It is for families whose income is too high to receive Medicaid benefits.

It provides every type of benefit you can think of — dental, eye exams, and even annual doctor’s exams.

Every state has its own rules. If you would like to learn a little more about this specific benefit you can call 1-877 Kids now (1-877-543-7669)

Federal Pell Grants

Aid program for students of up to $5,815 for those in need to be able to set foot into college.

This is the best opportunity for a mother who is single to finally be able to finish her schooling and finally continue in the workforce. The money is completely free of charge with no interest rates or paybacks ever.

You need to fill out an application and submit it for a pell grant and have it turned in on or before June 30th of every year.

Federal Supplemental Education Opportunity Grant

Similar to the Pell Grant. If you already have had pell grants and you are at the top of the charts in need you will be first on the list to receive this. Depending on a persons needs that are wrapped in with their financial struggle will ultimately decide who will receive anywhere between $100 too $4,000 annually.

Charities

Charities can be a way to seek help for you and your children whether you are in need of food or clothing or even housing. A lot of charities around the world actually have their own food banks that they run and they will give you bags of free food.

If you go to salvation army a lot of the times they will let you sleep there if you have no where else to go especially if it is a result of violence.

Churches

Most churches will offer you food and clothes or maybe even a place to stay if you have been recently kicked out by the one you are living with.

To find information on this you should look through your phone books local listing or yellow page. You can also research online and see what churches are available to your area and call them and ask what services they do offer.

Loans

Single moms can receive loans usually relatively quickly but I would not recommended that at all. You could potentially go into debt and not be able to rise back from that.

Sometimes you have no choice because you have to fix your broken car or maybe pay for utilities and food and need the help right then. But you have to be able to pay that loan realistically quick.

Pay attention to your credit because if you try to get a loan through a bank or anyone they will check your credit score and see if it is even available to be able to place a loan out to you. If it is a loan that is for payday loans or credit card advances they will not run a check but you will end up paying more after fees and costs.

Line of Credit

If your credit is decent some people ask a bank for a loan personally. Most of the time this is a better idea then asking for a payday loan because if you need quick money with lower rates of interest this is it.

Personal Loans

On a personal loan interest is lower dramatically but you have to pay in instalments. It doesn’t really fit criteria for an emergency. Normally if you just tell them you do not have any more funds and that is why you need this they will turn you away. If your credit is poor you will not be able to even touch this offer.

Short term (payday) loans

This is a very popular type of loan. You may know it by the term “Cash advance.” The interest runs really high on these and it is a loan that is only for a small time frame.

This is a loan that would more then likely be considered if a problem arises and you needed to repair your car or had a disastrous dental emergency. You have to know for sure you will be able to give every penny back.

If you do not pay this type of loan back you could be in loads of trouble financially.

Credit card cash advance

Do you own a credit card? If so you will be able to get money from a bank as easy as 1, 2, 3. This is not a method that is highly praised though because as soon as you start taking money out of the bank the interest keeps rising and you also are charged for using and pulling out of the bank a fee. This is potentially the easier options if you do need cash asap but you have to pay it back and make sure you absolutely can.

When it is all said and done grants will not solve your money issues within your home if that is what you expect. To get a grant is definitely not easy it isn’t a walk in the park by any means.

If you are looking to get a more stable source of financially being stable you should probably look in areas around you or find a women shelter until you can get back up on your feet.

If you think you have all the time in the world you can apply for other areas of assistance such as Food stamps, HUD, and etc. They do take a lot of time and effort for someone to get back with you and let you know if you have been accepted and enrolled. Try finding a part time working job as a way to financially start becoming stable again.

The moral of this is you can not expect a grant to fall into your hands without effort and take all your worries away. They are only here too do one thing and that doesn’t usually fix anything with your financial setting.

This is all on you and what you decide, no one else can decide for you.

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Please help me!

Hi My name is Lejla

First off I would like to say thank you for even taking the time to read my letter. I currently work a Renditions Salon as a hairstylist where I have been renting a station for 9 years! I have a beautiful five-year-old daughter who is my entire life! Before covid hit I can honestly say I felt like I was exactly where I should be in my mid-thirties and I basically felt like I was on top of the world. Here lately I feel like literally drowning and I’m not sure when the next curveball of life is going to hit. Lets rewind a little bit…. In August of 2016 I had my daughter. One year later I married my high-school sweetheart which is my daughter’s father and we purchased our first home as a family. It felt like my dream finally came true and things were finally falling into place. My career had picked up better than ever I was a mother and I finally got to start my life with the men I fell in love with at age 16. Before we had our daughter we partied and drink a lot so after I became a mother I decided that I didn’t want to live that lifestyle anymore since I was a mommy and responsible for another human life after all my daughter was planned and I waited patiently to have her till I was 30 years old. I made sure I had everything in order before I got pregnant and during your pregnancy. See I was always really in love with my daughter’s father and I wasn’t always sure that he felt the same about me as I did about him. I always thought that because we were so young he wasn’t giving me his all. He always talk very highly about himself and had a very high self-esteem but from time to time when he was drinking he would completely drown my self-esteem and say very hurtful things which led to a lot of mental abuse even way before we ever planned on having our daughter. I thought that with age my daughter’s father and I wood become a team and become a family and just be these awesome parents to our children. When I was pregnant with my daughter him and I talked about daycare and how expensive it was we obviously knew that he couldn’t start working part time and stay home with the baby because his job was more of a nine-to-five my job was more flexible because I am self-employed and rent my station so I make my own hours. He told me that if I cut my hours and half and became a part-time worker that he would take care of the majority of the bills and I would have course pitching any chance that I could. We both agreed and it seems like a really good family and team plan but when the time came he demanded 50% of all of the bills on top of me paying all of my own pills like $600 a month for my rental chair at work that I all by myself going with my own car payment my own insurance my own cell phone bill and etc. Obviously money and financials problems cause stress and arguments we started getting even more distant and before I knew it he was drinking more than ever which meant he was even more mentally abusive and more rude towards me. One day I was cleaning our house and he was drinking of course daughter was 1 years old he said something that changed my whole way of looking at him and loving him. See I always taste him around in our younger years and he finally gave me a chance later on so he told me that day that if I hadn’t been so obsessed with him over the years and didn’t make him marry me buy a house and have a baby that our relationship would have been a lot better. I looked up and looked at home and it was like someone hit a switch from on to off that was it for me I no longer could keep making this man be with me or love me I had no choice but to let him go. We sat down and talked about everything and both decided that we were not for each other like we thought we were. We decided to still live under the same roof since we just purchased her home a year ago and Prince we have known each other for so many years we also decided that it would be good for our daughter to grow up for the first couple of years with both of her parents under the same roof. This would let us build some equity in our home and it would be good for our child. We decided to split all the bills 50/50 still even though I was still going to be working part-time and he would be working full-time. He started dating shortly after this and I honestly didn’t have a problem with it because we had talked about it and after all this is my daughter’s father and I wanted nothing but the best for him. If he is happy and daughters Happy that’s how I always looked at it. I on the other hand wasn’t ready to date yet so I worked and came home cooked and cleaned and focused on my daughter and being a mom. One year later I meant someone that I was interested in and started dating him. I set my daughter’s father down and was honest with him and told him and you seem completely fine with it until you actually saw the guy. He completely changed he started doing things I never thought he was capable of doing. He started acting like he actually cared and started telling me that he wanted me back. At this point I was done the kind of person that I am is I will give you my all and be on your team 110% but once I lose feelings and alter my mind a different direction there’s no going back so when my mind is made up it’s made up. Things escalated very fast. The man I was dating went through complete an absolute hell. He was harassed, followed, and had caught two fake felony charges for burglary in the first degree for my house. My daughter’s father was out to completely ruin his life and mine along with it… I knew that living under the same roof was not going to work so I asked my parents for advice and they told me to file for divorce and find a small apartment for my daughter and I. I set my daughter’s father down and told him the plan and since I was always a very good money saver I was ready the file and start looking for apartments. I knew that it was completely and totally out of the question for me and my daughter to get to stay in the house and for him to leave. He agreed to the plan but asked me if I would give him some time to get his funds together as soon as this was my daughter’s father and everything that him and I do affects our child I obviously said yes that I would wait a little longer until he got his money right. 3 weeks later my checking and saving account at u.s. Bank was completely wiped out by him. $29,000 gone. Everything I had worked so hard for it in the past several years just gone… I am the kind of mom that always thanks in advance and wanted to start saving early for my daughter so every birthday every holiday every stimulus check that my daughter got went into savings for her future. Well she no longer had that. I no longer have anything besides now I was in debt. He left my bank account a negative and they recently close out my accounts due to being negative for such a long period of time. Not only did I not have the funds to file for a divorce or move out I now was not able to fulfill my dream of opening up a eyelashes and eyebrows Lounge and having my own business but now I no longer even had money I think my daughter places or spoil her like I always promised myself I would. After all I did wait till I was Thirty to have her purposely for financial stability. So not only where we left with the negative bank account he completely start paying any percent of the bills. Thank God for my loving and caring parents I don’t know how I would have made it this far without them. He completely and totally trapped me and is trying to completely drown me. I lost at least 50% of my clientele due to covid and I already I’m limited on my hours at work because I work around his schedule all mine and my daughter’s funds are gone and now I am paying all of the bills by myself 100% with the help of my parents obviously when they can help. I went to the bank and talk to them about my money and they told me the only way to get it back is if I prosecute him which meant I would hurt my daughter so I did not do that. I also thought in the back of my head that he is just mad right now and he would have wished to give it back. When I bring it up he just told me he spent it and changes the subject. Also the guy that I was dating went missing July 3rd. And no I do not think that my daughter’s father had anything to do with that it actually got investigated and they said that he didn’t have any part of it know anybody that he knew. I can barely make ends meet and put food on the table let alone hire a private investigator to help find nice man that I was dating that actually put his life on the line to date me. I no longer can take my daughter wherever she wants or buy her any toy that she wants like I promised myself when I decided to become a mother and planned to have her. I still haven’t received my taxes or the last stimulus check for the child tax credit because my account but US Bank was recently closed out and when it was direct deposited there was no account any longer so it got sent back and now I’m waiting for paper checks whenever that may be. I already have been waiting since April for my taxes because my tax lady messed up and said that I didn’t receive one of my stimulus checks which I did receive all of them besides the child tax credit one that I’m supposed to be receiving right now so my taxes went under investigation and instead of 2,800 dollars that I was supposed to get I’m going to be getting $900 which is better than nothing but I have no idea when I will be receiving this paper check. My credit has went down ayo two car payments I no longer have insurance for my car because I can’t afford it I owe $2,500 to my boss for my rental chair I owe $4,000 to US Bank 4 when my daughter’s father cleaned out my account in June and put my accounts in negative… I never in my life thought for one second any of this could be possible for me to be going through at age 35 but I am and I have no idea how to get myself out of this mess. I was recently told that I was eligible for 79 weeks of back pay for unemployment and being self-employed I’m losing 50% of my clientele but I can’t seem to get anywhere with that. I even had an appeal date and my code to enter into the phone to talk to a referee did not work. I call every single day to see the status of my back pay for the 79 weeks but I’m getting nowhere. I am not able to do any of the things that I wanted to do in life with my daughter and I don’t know when this all is going to end. I just know that it’s very hard to make ends meet would losing 50% of my clientele due to covid and getting $29,000 taken from me and my daughter and having to pay 100% of all the bills in order to maintain and keep a roof over my daughter’s head. One thing I know is that bad karma exist I’ve had it but I also know that I don’t deserve any of this because I go above and beyond for every person, stranger or not and this is not MY bad karma, this is happening to me because my daughter’s father is creating bad karma for me… having to live each and every day knowing that I didn’t even have the funds to put my daughter in preschool this year is awful especially when I worked so hard to have and Save every dollar that I had. This is a complete and total nightmare and I pray that I can finally wake up from it because I truly and honestly don’t know how much more I can take at this point… So please if you could help me with ANYTHING AT ALL IT WOULD BE SO AMAZING AND A HUGE BLESSING… THANK YOU IN ADVANCE

PayPal is @Lejla777

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Struggling to stay afloat

hi my name is moya, I’m a mother of boys that are 7. I am struggling right now do to job loss. Bill’s are stacking up and I’m going to be 1000% honest, I AM LOSING IT COMPLETELY!. I’m trying my best to pay Bill’s but I can’t keep up. I truly need help. I don’t know what else to do or who to turn to. I’ve tried getting help from other resources but I end up getting the short end of it. I’m just so tired. I just need help. And I pray it arrives soon because I’m literally on my last cry for help….

https://paypal.me/MoyaS3

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Single & Pregnant Needing Money to Care for Baby

Hello, my name is Mallory; I am 31 and currently pregnant with my first child. I am in a tough position, as the baby’s father has been very clear that he will have nothing to do with me or the child whatsoever. Although he wants to be removed, he has also threatened and harassed me, pushing to terminate the pregnancy. As much as I try to focus on my own needs, this is very difficult both mentally and emotionally.

I am not in the financial position to care for a child completely on my own, but I know with some help I can get set up to do a good job. I am asking for money to help me get situated before/after baby comes, so I can properly provide. I feel this is  unfair as it should partially be the responsibility of the father, but this is the reality of my situation.

I currently live alone in a separate state from my family and friends. They are emotionally supportive, but do not have financial means to support with money. I would like to move back home, but am unable to afford the move on my own. I have about $12k debt that I really hope to pay off before giving birth, so I can fully focus my resources on the baby as it deserves.

 

Money that I do receive will go toward:

-Paying off debt

-Moving home to be around family/friends (and away from the baby’s father)

-Maternity leave (my company offers partial leave, but full leave includes unpaid time that I can not afford to take)

-Childcare for when I do return to work, so I can continue working full time

-Hospital bills from giving birth

 

Thank your for taking time to read my story, and if you are able to support I greatly greatly appreciate it!!

http://paypal.me/mrose9020

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In need of extra money for bills

Hi! Im a single mom of 2 boys living on my own. Im in need of extra money because my youngest has been sick with different things the past 5 months and it’s making me miss a lot of work. I have recently started a new job about 4 weeks ago and have only worked maybe 2 1/2 of the weeks because my youngest has been sick (hand foot mouth and now has a stomach bug). I need money to pay my rent and other bills that go along with living by yourself and 2 kids. And I haven’t made much money the past month. Anything helps!

Thank you!

https://www.paypal.me/kkern09

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Anything helps. Chucky cheese birthday boy

Hello I’m a widowed 35 year old recent widow . My husband who I married in January of 2019. I’m not asking for pity or sorrow, but if I explained every hardship I’ve been through recently you would call me a liar or drama queen. I’m far from lazy but all I do most of the day is look at my phone and just sit in bed. I have two little spunky boys that don’t deserve this I wish I could take them out more. If I didn’t buy and pay for my home 12 years ago I wouldn’t know what I would be doing now probably somewhere working and not begging for money on the internet. Well back to the point I’m only asking for literally a couple dollars for a happy meal. Just to go to McDonald’s is so hard for me as I can barely leave the house. My mom is the one holding us together at the moment but she makes 1700 s month that to take care of two households and 5 people. My youngest boy will turn 7 this week and I don’t have two Pennys to rub together. If it wasn’t for child tax credit but I managed to mess that up and still haven’t been able to fix because the irs just wrote two weeks ago saying I need to verify my identity and then they’ll put my return in the back of the list again so I’m only receiving 250 .  So I should be having s nice Christmas hopefully it arrives before the new year atleast right now even by Easter would be great. But in the mean time. My little guy wants to go to chucky cheese so that check is already spent. And I don’t even have it yet because it comes in the mail. So this afternoon it should bd in my mailbox the most money I’ll see all month but hopefully not. Anything helps again . And thank you for reading I hope I didn’t bore you too much.

https://www.paypal.me/CeliaClements?locale.x=en_US

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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Please save my children

First I’ll introduce myself, I’m a single mother to three beautiful children. I was always the child that could never do anything right in my families eyes. I’m the first born daughter and was basically made to do everything from cooking, cleaning, shopping I didn’t have a proper childhood. I raised my baby brother and sister at the age of 9. I thought it was normal and how the whole family thing worked. I would get treated so poorly if I did something the wrong way or didn’t do anything at all when asked but no matter what I would constantly put them before myself until I had my son at 17 years old. He wasn’t planned nor did I have a say in the matter but in all honesty I wouldn’t change anything for the world because he changed my life around from that very moment I saw my son for the very first time. Being a mother it opens your eyes and your mind, thoughts on how can I give this precious baby the life he deserves, so I walked out of those doors and never looked back.

I have been supporting myself and my children with no immediate family, friends just me and I am now 32 years old. I thought life was perfect and I couldn’t be anymore happier. I found an amazing man that treated my son and I the way you could only dream and wish for. Life was great! We had been together for 10 whole years but it wasn’t happy ever after the moment it was 7 years into our relationship. What changed I dont know. You know we all thought at one stage in our lives or have heard, when someone is in an abusive relationship ‘why don’t they just leave’ that was me until I went through the unimaginable. The pain, the broken bones, the dislocations, the blood, the bruises and the nasty/mean words that destroy every ounce of you. How worthless you feel and being so petrified from all the threats.

My children (my god my children) I have stood in the way of this monster raging at my children and would take every bit of anger from this man to save my kids. I have been beaten black and blue to save my children they mean so much to me and I could never see or have anything bad happen to them especially from this horrible human being. This has been going on the 3 years. I thought I was going to die, he was going to kill me, what would happen to my children if I weren’t here anymore? Where did my strength go? The one that got me far away from my family. I don’t have anywhere to go. I have no one to help me. He smashed my car so I wouldn’t leave, he damage the house I’m renting, he smashed my children’s gaming computer because I said it was fine for them to play while he was full of anger, it was only to get them away from him. I will always remember the smiles it brought to their faces when I first got it for them. The only thing they cherished and loved is gone, but it could have been me. Everything I worked hard for is destroyed. Why don’t you call the police? he is the police and that makes everything so much harder for us.

We are now in a 3rd hotel room that I’m using my last bit of savings on, the savings he had no clue about. We saw his mate as we were waiting for the bus to go to the next hotel, he then called my ex saying he found us. You could only imagine the fear we all went through. Fortunately we had left before he arrived. All we have is the clothes on our backs and bags with little few belongings. Carrying our life with us on public transportation to get to another safe place is tiring and scary. My 8 year old daughter is exhausted, my 12 and 14 year old sons are willing to do anything to keep us safe even if it means walking for hours on end to get  as far away as possible. I feel I let my children down as a parent. I put the blame on myself for them being in this situation. No child should have to go through anything like this. I’ve never been a person to ever ask for help my entire life. I need to leave the state and move away as far as possible for the safety of my children and myself.

Thank you for taking the time to read this through. I hope you’re all doing well and one day I hope I’ll get back up there giving my children the life they deserve.

Much love VB ❤ paypal.me/vickib303

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Single mom in debt

Hi I actually cant really believe im doing this, but im here for a reason.  Im in a lot of debt.  I got fired during covid when I lived in Boston and then my son and I moved to Texas to be near family and that has been awful, just one thing after another has happened. Ive had to charge my Credit Cards and they just have all piled up.  I had to find a new place to live and its been awful. Car was broken into, Storm Nicholas destroyed us even more. All of my debts are coming to be due or Ill have consequences.  Im working but its just not enough.  Im asking for help. Please. Ive posted a picture of a letter that I got that is due or Ill go to court. Trust me I do have more on my desk.  Ive never done this before.  But Im trying to keep everything together and keep a straight face for my son.  I have the letter amout due, I have another loan and a hand full of other credit cards that are all due. Im asking for 40,000 so I can pay everything and not have to worry anymore.  My PayPal link is.

paypal.me/nickole0408

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Help a single mother with sons medical bills that aren’t covered

Hi, everyone. This is my son, Colten. He is my only child and 10 years old. I am a single mom. 2021 has been a rough year for us. It started out with sleep studies and surgery and progressed into specialist visits and a set of hearing aids, and long story short, it has left me with a pile of credit card debt to the tune of about $7,000, which is what insurance didn’t cover over the course of the last 10 months. The debt is crushing me and I’m afraid I’m going to lose everything over it and not be able to get back on my feet due to the credit card debt taking a big hit on my credit score. The only debt I had prior to my sons medical issues is what I owe on my car, $3,000. But I’m only asking for help with the debt I have due to medical needs. I want to be able to send my son to train camp (yea, like choo choo trains) this summer in Chattanooga, but I can’t do it with this debt hanging over my head.

 

Any and everything helps us get out of this hole we are in.

https://www.paypal.com/paypalme/metalKCCO?locale.x=en_US

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I Need of help to pay for my daughters quinceanera/sweet 16

Hi I am a single mother of 3 my oldest daughter just turned 16 she could not have her quince last year because of Covid and now I promised her party end of Oct Ive paid for most of it little by little but I am short like $5000.oo! I can take it as a Loan I have a full time job and I’m the sole provider of my girls making sure they have everything they need, PLEASE Help, I don’t want to tell her I have to cancel when Ive put down payments on everything thinking I would have enough, but I had to pay for a deposit for a home for us and expenses that came up.

Thank you very much for your time in reading this

have a wonderful day!

https://www.paypal.com/paypalme/carmelitan75

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Finally Saying “those” Words *edited post*

05617B77-7363-4A6A-ADB8-DED2B4F67B12.jpegHey! My name is Kayla. As much as I hate doing this (it’s really hard for me to accept help sometimes, especially financially), but I have recently hit a wall, yet again and am in need of some financial assistance.
I am a full time employee in technical support (I can fix your phone!), even with being a full time employee, it has been a struggle keeping up with the necessary bills in order to live comfortably, such as electric, water, internet (necessity for my job), and rent. After I have managed to pay these bills, that always feel to be rising no matter how much I try to keep them at bay and paid off each month, I’m then left with little to no money until the following pay day (usually over a week away or more from initial day of running out). I do not received any kind of government benefits, as I do not qualify due to my income being considered “enough,” when in reality, I’m barely making it by. I always find a way to survive, but I’m exhausted and need help, I have a daughter that needs fed and to live comfortably and happily, don’t get me wrong, I will always go without so she doesn’t have to, including skipping meals to make sure she can be fed and full every day until I can get the money to buy more groceries. She’s also in school so with that comes school fees, clean/new clothing and shoes when needed, class trips and any other funds that may be requested by the school, and of course being a child also comes with the need to ask for any and every toy under the sun, and even though I do splurge ever so often for the joy of her smile, I am very limited on what I can say “yes” to depending upon the pricing, and as a parent seeing your child smile brings joy and warmth to your heart regardless of the reasoning for it, and even though I do limit what/when she gets regardless of money being limited, I would still love to say “YES!” to that big expensive toy every once in awhile, even just to see the excitement and joy she gets from it, it’s something I think all of us as parents need from time to time to remind us of the child in ourselves and to just see our children happy then even for a moment, you feel whole and full of ridiculous amounts of love. My daughter has been my lifeline for years, if it weren’t for her, I don’t know if I was still be here to even type this. Her dad is constantly in and out and does not pay child support, never has, and tends to disappear here and there depending upon who he’s “with” at the time.
I am the sole parent and one my child depends on, I am super mommy to her, but it gets hard to feel super when I’m constantly stressing myself out and it’s always over financial related situations that her life should not be effected or impacted by and all I want to do is be that super mommy she sees me as and be able to interact and enjoy time with her without my mind wondering about what needs paid next and how I’m going to pay it, I would love to not only do that for my benefit and sanity, but I would love to be able to do it for her and to fulfill her request for a “YES! Day” where she makes the rules and I have to say yes to everything I am asked/she wants to do that day, regardless of the expenses. I mean, who doesn’t want a yes day though? Even as a parent, I feel it would be beneficial to us both and help me relax and feel like a child too even for just a moment while enjoying time with my baby.

If you’ve made it this far, thank you for taking the time to read my story, and please know this is out of the norm for me and has been hard for me to do, but I can honestly say I am at the point of desperation and need to just breathe, even for a moment, and so I am here to finally say those words I have such a hard time saying because I am heavy on my pride and independence, but it’s time for me to say it, I NEED HELP. With that being said, this is worth a shot with the situation I keep finding myself in no matter how hard I try to get above water, and am putting myself out there. So, I will say thank you in advance for any assistance sent my way, and even if not, I want to say thank you for reading my story and know I understand and appreciate you anyways! I send my love to you all and thank you!

paypal.me/kaylalitten

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Financial Help is Much Appreciated

 

Good Evening,

First off, thank you for taking the time to read my story, it is greatly appreciated. Sharing my struggles is tough, but I am only human and I need help to provide for my two young kids and I.

This is my last resort on trying to find help to keep my water and electric on as well as pay the rest of my rent. My landlord is not very happy with me, which is understandable because he is a businessman.

A little about my situation, I am an employee for the public school district and was out of work for the summer for two months. When school started, my sons got Covid and I got covid shortly after. I was quarantined for a week and a half after being home with my kids for a week and a half when they were quarantined. I was out of work for 3 weeks in the month of September and only work 2 days during the latest pay period. I was basically out of work for about 3.5 months. I was fortunate to get help from family. I can not continue to ask for help from them because they are a part of the working class as well.  I have tried to apply for numerous loans, which I have gotten absolutely no where due to lack of income and my poor credit score. After researching for many hours, I have come across this website and I am hoping for the best.

Anyways, my paycheck was a little less than $160.00 and I do not get my next paycheck until another two weeks. My first full paycheck from the school district will probably be around $600, or maybe a little less. Why do I work for the school district with such little pay? I am currently in my third year in the bachelor’s program to get my degree in education. Working for the school district is what I love to do, and I gain the hands-on experience.

After getting paid today, I paid for gas and my youngest son’s daycare fee. Now I have 25 dollars to last me for the next two weeks, which is unmanageable. I am doing my very best with a full time job, online schooling at night, and raising my boys. I have prayed and cried. I need help to stay afloat until my next payday. Please, anything helps. Stay healthy and safe!

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URGENT NEEDDD

To anyone willing to listen,

I am a 26 year old mother of three young boys; ages 8,5, and 4. My youngest is developmentally delayed and my middle child has autism. 

In 2018 my family and I got news that we were being evicted from our home without cause because the lease was up. I tried everything to move before the court order was placed but everyone refused to help. Housing three kids a mother and a deadbeat father wasn’t anyone’s thought of a good idea. I was working three jobs and doing everything I could to make sure my children had everything they needed. After the eviction I had to quit that job, I didn’t have a vehicle they repossessed it when they got notice of my job loss. We went to move in with someone that we believed at the time to be a good person. This was a mistake as one day my partner at the time came home to the 60 year old man naked in bed with my naked 5 year old. I immediately called the police and had him arrested. After reporting the incident to law enforcement cps was called and we were forced to move even though he had already been arrested. We then moved into a hotel and I found a job. I had to walk a mile and a half but it was worth giving them a place to lay there heads even if it was a glorified crappy bedroom with no room and nothing to cook on. We lived there for almost a year and could no longer afford the motel that was 250$ a week. I am a hairstylist and would cut the owners hair for a ten dollar discount or permission to do a load of laundry. 

We then moved in with my kids grandmother, where we endured physical and emotional abuse, psychotic episodes after attempting to move or clean her things, police calls accusing us of harming her when I’m reality she was throwing things at my kids and shoving me into doors. It was traumatic not for me but for my babies who now wake up at night 😢 because of everything she did.

 She would leave me at the house with no food and no vehicle with the boys to go fishing with my abusive boyfriend all day everyday, whom is her son. She would let her 14 dogs to pee and poop all over her home so bad no matter what you tried to used the smell never deteriorated. I had spent all day one day deep cleaning her house made everything as clean as I could get and wanted to surprise her. When she got there she immediately let all 14 dogs out and let them have a house free for all potty break and then refused to clean it up sat down and started watching her program. She had moved a child molester in and after showing her his background check she got infuriated. They then called cps out to the house without cleaning everything and cps opened a case. After five years of constant waiting for approval to rent somewhere we finally found something it was expensive but I had two options stay in the home with their grandma and lose my children or find something of our own and they would close my case. I chose a trailer for 974$ a month. 

Covid 19 hit I was laid off in March of 2020 for three months because my job entails the closest contact with other people, and after returning to work my hours were nearly cut in half. I went from making 900$ every two weeks plus tips to making not even 400$ every two weeks plus tips. My boss insisted she was cutting my hours because she had none to give, so I requested hours at another location. She agreed and eventually found a reason to let me go saying I wasn’t reliable but I could keep my job at the other salon! What sense does that make? I’m not reliable but I’m a half hour early for my shift and you allowed me to work at another location??. So I eventually was only able to get hours at the other store. 

I had a mental breakdown due to the abuse I was enduring from my kids dad, and finally leaving him, and the abuse I endured from my bosses and coworkers was unreal. ( My four year old had a seizure brought on by a fever and I had to miss work to take him to the hospital and my boss called me to scream at me and called me a shit mother and said it was my fault he had a seizure) So my boss from the other location thought it would be best to do a layoff until further notice so I could get myself back to being normal. 

I claimed 20 weeks of unemployment and have been just getting by off of that. I exhausted my weeks almost a week ago. I have also been actively filling out applications in person and online for the last six months with no call backs, no orientations, no interviews. I don’t have money to pay my utilities I don’t 

My goal is to raise $200,000 so we can have a home of our own where I won’t have to be terrified of losing it when income is interrupted. A vehicle so I can transport my children, gas to take my kids to school, 8,000$ that someone was so willing to loan to me, the care my middle son needs, and clothes and shoes for my boys. I am out of money out of resources and at my end. My children deserve better and the pandemic has prevented me from giving them what I crave to; stability, happiness, and success. Without getting a start we will only fall further behind.

Please I am begging anyone and everyone who can help please for my boys find it inside you. They have had one Christmas their whole lives with lots of presents and most of the Christmas’ where we can’t afford presents they look at me and say mommy thankyou for our home. 

https://paypal.me/roseamy1?locale.x=en_US

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Single mother of 2 needing help

Hello everyone my name is Melissa Lazo. I’ve been needing help financially with getting essential necessities for not only myself but for my 5 year old son and my 11 month old daughter. I’ve been working part time for about a month now but with the seasons changing and the weather getting cold, my daughter has been getting sick. Which doesn’t allow me to go into work. I have been trying to make the money I get last as much as I can but with my daughter needing diapers and formula, it has been a lot harder. My family do try as much as they can to help me out but they also have their own bills and basic necessities to get. I don’t normally ask for help when it comes to money but I’ve been stressing out and struggling to provide for my kids and myself.

Thank you everyone again. paypal.me/MeliLazo2116

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Pack barrels for Jamaica

Hi i am single mother of 3 children looking for some help . i have 2 children in Jamaica and 1 children here. I am looking for donations so i can pack barrel to send to Jamaica. I will take food clothes and money. Children are  boys  7, 11, and girl 4
Lysol spray/ wipe
Inverter/ battery charger
Lotion
Portable Ac
Shampoo
Conditioner
Pot cover
Laptop
Tablet
Foldable solar
Ziploc bags
Lysol
Sheet
School supplies
Soap
Bleach tablet
Portable stove
Portable fan /AC
Flashlight
Dvd

Use Vacuum seal bag for sheet and clothes so it will not take up alot of space in barrel and I can send alot more things