Financial Hardship Help
Researchers have said that just in 2015 year ending alone over 80 percent of the households in America that we’re single households we’re in fact ran by a FEMALE head of household which we’re mostly living very poor.
Many people may say well there is government assistance for them to get a grant but it’s hard to find and information regarding that said topic anywhere. So in hopes to help the single mothers out in the world this article will give you some insight on the different assistance topics we can cover including where and how to get a grant or scholarship. Also, you will read and see how simple it is to receive help with income expenses and medical insurance.
Of course they do but these grants are not only for single mothers. However, that doesn’t mean there isn’t help for a mother to receive one. I know its mind boggling that the government hasn’t had any means created for money for a single mother that is actually in the shape of a grant. One thing the government does for a single mother is they assist them through a group or have set sponsors through a company, and sometimes they are covered by the actual income assistance completely.
Below are a few websites that will redirect you to free items that you can get just for registering on the website.
As I said there is not an official grant for a single mother available that is FEDERAL. However a single mother can go through federal programs and register and sign up for them. Those kinds of programs are usually for households with low income. Which means you would also qualify for Welfare. No matter what the case these are programs to help those who make below the limit and live poorly.
Below are different types of assistance based in the United States.
TANF is a crucial for many low income families located within the US.
With TANF you receive a small amount of cash every month that you can use toward your food, rent, and other necessities. However you only receive TANF for up to 60 month limit.
If you are a single mother and you have children in your home who are less than 19 years old you are eligible for TANF.
Food-stamps or SNAP as other people may refer to is financial help for meals. You can receive money every month to place food on the table if you are on low or no income.
For most of Americans living in poverty SNAP is potentially the only assistance they can get.
Research has shown that in 2015 SNAP benefits have helped at least 45 million Americans. Most of the ones who receive the stamps are under are up to the age of 18.
When you go to use your benefits for SNAP you have your own personal debit card to ring your groceries up with at the register. If you are interested in trying to get on with SNAP benefits all you have to do is fill and application out and send it in or take it into a local office that deals with SNAP benefits.
This is a program that gives free (or discounted) food to students whose parent’s income is bellow a poverty level. The income needs to be at least between 130-185 percent bellow the poverty line.
Most the time if a person is a receiver of SNAP benefits their children will be accepted into this program for free lunches. But, that doesn’t mean if you don’t have or receive SNAP that your children are disqualified.
You need to contact your child’s school to apply.
Food for the American families who are in the poverty range not matter what the age.
If you have received food stamps before or any other program assisting you and helping you such as the ones in this article you could also be approved for this program.
You will need to contact your State distribution agency to learn more about the Emergency food assistance program.
A food bank doesn’t exactly fit into the whole “Grant” program area as it is actually a location in your town where you can get food if you are in need.
Do not allow you or your family to go without food. If you ever reach that trouble you can call 211 and ask them where the nearest food bank is based on your location.
More then 200 food banks exist with the feeding america foundation and they supply enough food to feed over 40 million people.
This program includes a package deal where you as a mother are able to receive healthy foods, whether you are pregnant or a new mother, and also to children who are 5 or under.
WIC is a program that is temporary and only used for a short amount of time – usually between 6 to 12 months.
These programs are for children up to 5 years old.
You can receive free child’s medical and dental care along with their schooling, and dietary needs.
Find your closes headstart office on their website or call at 1-866-763-6481.
This is a special program which will pay you weekly if you are unemployed and it had nothing to do with you for you being fired or let go. You will only be able to receive this benefit for maximum 26 weeks. Different states have different benefit rules. But most states will average out at about 45% of whatever the average weekly income is.
Single mothers who are out of a job temporarily can find solace with these benefits and can help make the burden less for themselves because this pay will restore what you have lost from losing your work.
If you want to try and get this started and opened for you, you will have to find your local unemployment office or apply on the website for this specific program. Most states will allow you to also try to sign up for this over the phone.
Section 8 is basically a program that helps a family be able to pay for their housing. If approved you will receive a voucher of up to 70 percent of your bills (utilities and rent). You are expected to pay the other 30 percent.
If you want to apply and feel you qualify you can get in touch with your local office involved with public housing, the HUD office.
This is a benefit for families who can’t afford to place their children in daycare while working.
You still have to pay a certain percentage but it isn’t a big lump of money. The less you earn, the less you need to contribute.
It is a tax benefit for people with low income. You could potentially get as much as $6,000.
If you normally have a tax rate of $1050 but you are allowed $5550 then you get refund of $4500.
There is a Children’s Tax Credit too for as much as $1,000 for EACH child.
Most of the time this is for the disabled or families with children or disabled person in the home.
If you need any extra information regarding this topic you can get in touch through the number 1-866-674-6327 or a local number for your local LIHEAP office.
Weatherization assistance program lowers energy bills for families in need. Usually the elderly and families involving children are accepted and put to the top of the list before all.
Your monthly income need to be below 200 percent poverty level.
To apply, find a local WAP center.
Medicaid is help with medical expenses. If you do not have health insurance this gives you certain benefits as long as your income restriction meets the level it should.
A lot of single mothers may meet the standards to be recipients of Medicaid even if you are unemployed.
Every state has different rules about Medicaid plans. You can find out exact requirements on this website.
Together with ObamaCare it ensures that even single mothers who didn’t receive any health benefits will now be able to have coverage.
CHIP gives children without health insurance a chance to have health benefits all the way up until they are nineteen. It is for families whose income is too high to receive Medicaid benefits.
It provides every type of benefit you can think of — dental, eye exams, and even annual doctor’s exams.
Every state has its own rules. If you would like to learn a little more about this specific benefit you can call 1-877 Kids now (1-877-543-7669)
Aid program for students of up to $5,815 for those in need to be able to set foot into college.
This is the best opportunity for a mother who is single to finally be able to finish her schooling and finally continue in the workforce. The money is completely free of charge with no interest rates or paybacks ever.
You need to fill out an application and submit it for a pell grant and have it turned in on or before June 30th of every year.
Similar to the Pell Grant. If you already have had pell grants and you are at the top of the charts in need you will be first on the list to receive this. Depending on a persons needs that are wrapped in with their financial struggle will ultimately decide who will receive anywhere between $100 too $4,000 annually.
Charities can be a way to seek help for you and your children whether you are in need of food or clothing or even housing. A lot of charities around the world actually have their own food banks that they run and they will give you bags of free food.
If you go to salvation army a lot of the times they will let you sleep there if you have no where else to go especially if it is a result of violence.
Most churches will offer you food and clothes or maybe even a place to stay if you have been recently kicked out by the one you are living with.
To find information on this you should look through your phone books local listing or yellow page. You can also research online and see what churches are available to your area and call them and ask what services they do offer.
Single moms can receive loans usually relatively quickly but I would not recommended that at all. You could potentially go into debt and not be able to rise back from that.
Sometimes you have no choice because you have to fix your broken car or maybe pay for utilities and food and need the help right then. But you have to be able to pay that loan realistically quick.
Pay attention to your credit because if you try to get a loan through a bank or anyone they will check your credit score and see if it is even available to be able to place a loan out to you. If it is a loan that is for payday loans or credit card advances they will not run a check but you will end up paying more after fees and costs.
If your credit is decent some people ask a bank for a loan personally. Most of the time this is a better idea then asking for a payday loan because if you need quick money with lower rates of interest this is it.
On a personal loan interest is lower dramatically but you have to pay in instalments. It doesn’t really fit criteria for an emergency. Normally if you just tell them you do not have any more funds and that is why you need this they will turn you away. If your credit is poor you will not be able to even touch this offer.
This is a very popular type of loan. You may know it by the term “Cash advance.” The interest runs really high on these and it is a loan that is only for a small time frame.
This is a loan that would more then likely be considered if a problem arises and you needed to repair your car or had a disastrous dental emergency. You have to know for sure you will be able to give every penny back.
If you do not pay this type of loan back you could be in loads of trouble financially.
Do you own a credit card? If so you will be able to get money from a bank as easy as 1, 2, 3. This is not a method that is highly praised though because as soon as you start taking money out of the bank the interest keeps rising and you also are charged for using and pulling out of the bank a fee. This is potentially the easier options if you do need cash asap but you have to pay it back and make sure you absolutely can.
When it is all said and done grants will not solve your money issues within your home if that is what you expect. To get a grant is definitely not easy it isn’t a walk in the park by any means.
If you are looking to get a more stable source of financially being stable you should probably look in areas around you or find a women shelter until you can get back up on your feet.
If you think you have all the time in the world you can apply for other areas of assistance such as Food stamps, HUD, and etc. They do take a lot of time and effort for someone to get back with you and let you know if you have been accepted and enrolled. Try finding a part time working job as a way to financially start becoming stable again.
The moral of this is you can not expect a grant to fall into your hands without effort and take all your worries away. They are only here too do one thing and that doesn’t usually fix anything with your financial setting.
This is all on you and what you decide, no one else can decide for you.
Hello,
My name is Ebony, I am a mother of two wonderful little girls (5 and 8). I was laid off of my 5 year bartending job 6 months ago. My unemployement ran out, and the bills are stacking up. I havent paid rent in 4 months. I have applied for many jobs but there doesnt seem to be any going around. I do instacart everyday but am only able to bring in about $100 a day. I am at this point BEGGING for any help.
Hi there,
This may sound incredibly cheesy but i’m genuinely writing this with tears in my eyes and an anxious heart as I have never been someone to ask for help. I’m truly at a loss for what to do. I tend to overthink and am afraid of coming across as ungrateful and would never take for granted any kind of help.
If you are someone who is generous enough to be looking to donate to someone in need, this is a brief of me, my story and where i’m currently at to be in the position that i’m in asking for a strangers help.
I’m 25 years old, (I feel awful to be in this kind of financial position at my age, especially given how easy it seems to be to make money online in our day and age but hopefully someone will understand.) I for the most part keep to myself and i’m a single Mother to a beautiful four year old boy who i’ve been blessed to have been raising (solely on my own following an abusive relationship with his Father). I’ve never had a substantial amount of money by any means but that’s always been okay with me; a roof over our heads is something I have been thankful for every day and although I’ve always felt that helping someone should not be something to announce, to give you an honest idea of the person I am, I’ve lived paycheck to paycheck and as long as my Son is taken care of, giving someone in need my last 50 dollars comes without a second thought. All i’ve ever wanted to do is to be able to give back and help. I’m unfortunately just really struggling right now.
To the point:
I recently put all that I had into a website that failed (not too smart on my end, I know). Because I wasn’t ever able to get a rental on my low income via “regular real estate”, and was always turned down for share houses having a young child, my only option was to search for a private landlord. I began renting the place that i’m about to be kicked out of going on 6 months ago. (she put us on a 6 month lease and never submitted the papers or did anything formally). Has changed the costs of living without prior notice and seemingly whenever she feels like it and it has been not only a headache but heartbreaking that she’s just been taking advantage and all I truly care about is looking after my Son and giving him somewhere stable to live. I have always made sure that he eats, etc. But she has just let me know that we need to be out in less than two weeks from today. As i’ve been living paycheck to paycheck I don’t have the money to arrange moving costs (even if it’s just a van) but more importantly the money to secure a bond for wherever it is that we go. I’m terrified and anxious. We don’t have family to stay with which I know would be so ideal. Absolutely anything, no matter how small, would mean more to me than I could even put into words and will hopefully give us some security. I know that so many people have it worse off but if you do decide to help, I can promise you I would have the kind of gratitude to where I will keep in touch (if this enables me to) and give back tenfold when i’m in the position to. If you do decide to help (cannot even fathom it) please write me and I will by all means express my gratitude without deadlines or limitations. Thank you.
PayPal.Me/crystalb95
<3
Hi,
Firstly, if you have found your way to this letter, thank you for taking the time to read this. Obviously, I am not a professional writer and tend to go on and on, but I’m just writing from my heart.
I have made many piss-poor decisions (PPDs) over the course of my lifetime (one of my father’s favorite expressions) and fortunately have learned from many of them. But made a big PPD, you know, “wrong thing for the right reason”, which in the end is still a PPD.
This major PPD I am speaking of, I made on behalf of my children. I think this is fairly common, right? Parents want the best for their kids, and emotions often time, cloud the decision making. “Pay now or pay later” along with “hindsight is 20/20” are great sayings for a reason.
A little history. I married fairly young by today’s standards at the age of 23 in 1980 and we were blessed with three wonderful children within 6 years. Money was tight, as my husband was the only one working outside of the home. Like many, we lived paycheck to paycheck and did not have a lot to contribute to savings, or the biggest pipedream of all, “college savings”.
Years later when Child-1 was accepted to college, she took out student loans in her name, and the balance was borrowed through “Parent-Plus” loans. Child-2 started college when Child-1 was halfway through. Thinking back, might have been a wiser idea to have them four years apart, but thought at the time, “how wonderful to have them close together so they could play”. Same thing, more Parent-Plus loans to get Child-2 through college. Child-3 started college when Child-2 was halfway through too. Same horrible PPD to continue borrowing and adding to the balance.
Clearly, I was in denial of the magnitude of this decision. I justified this PPD, as I believed in my heart, and still do, that having your children’s lives be better than your own, is worth every sacrifice. I would do anything for my children. My parents could not afford to pay for college for me or any of my 5 siblings and I would be damned if I didn’t get my kids through college, no matter what. I started community college and eventually dropped out as working a full-time job and school while pregnant was becoming too overwhelming for me in a young marriage. I wish either of my parents was alive to see what beautiful human beings their grandchildren are. Unfortunately, my mother died 25 years ago and my father 28 years ago, though, I know they are proud.
Their father and I had always told our kids that if they worked hard through their school years, stayed out of trouble, and worked as much as they could in college, that we would pay for their degree. If they chose to have any further education after completing their degree, they would pay for that themselves. They held up their end of deal. Bottom line…. $130,000+ in Parent-Plus Loans. All children did well in college, graduated, and went on to pursue higher education, which they are paying for. I am profoundly proud of them more than words can ever express. Believe me, they are all smarter than their parents, so there is that to be grateful for.
My husband started his own business providing general contracting in 1990. Feast or famine, but he managed to keep it going and I went back to work when the youngest was in school. He began having mental health and depression issues about twenty years ago, alcohol and drug issues started later and he went downhill. He resented the pressure of having so many financial and parenting responsibilities. He began working less and less, stating that it was my turn to carry the load, he was done with the parenting and the marriage.
We split when I was 57. From the proceeds of the sale of our home, after paying off a 2nd, he did give me 18k to find a place to live and get myself situated. He stated that I applied for the parent loans, and he did not sign anything and had no idea of the balances or the lenders. It was all my responsibility. He claimed retired, moved out of the country and I have received no support from him after 34 years of marriage. The lender sends everything to me.
I blame myself for not fully researching or reading the pages of small print on these loans. I wonder how many other people are in the same PPD boat as me. I hear the numbers on student loan debt is in the trillions of dollars but hear little of the loans parents and grandparents have taken out for the benefit of their children and grandchildren. Older parents and grandparents do not have many years of money making to payback these loans. These loans cannot be “forgiven” due to financial hardship. The only forgiveness is in the death of the borrower. The parent loans are at a fixed rate, over 6%. Been paying on this for years and the balance is still over $110K.
So that is my story. 6 years later, here I am at 64 in a few months, humbly, reaching out for any help in paying down my debt as I am getting further and further behind and I continue to struggle to make the minimum payments. With Covid hitting last year, I had a cut in pay but, I am so grateful that I did not lose my job. I struggle with other debts I was left with and must prioritize my car payment after rent, so I can continue to work. I will not ask for money from my children, they work hard to pay their own student loans and are all starting their own families. I will not burden them.
No retirement plans in the near future for me, which I am fine with. I will continue to work as long as I am healthy and will continue to pay my debts as best I can, as I accept these obligations.
I know there are people in the world, generous people, that have the means to help others and are willing to do so out of the goodness of their own hearts. The generosity of people never ceases to amaze me.
Everyone has different blessings to share and blessings come in many different forms Anyone who has the means to help, in whatever amount or way, I would be truly grateful.
My dream, that at some point is that I can help someone else out, financially or with the life lessons I’ve learned, pay it forward as they say.
If you made it to the end, thank you for reading.
Sincerely yours,
mom
To whom it may concern,
I never thought I’d be in a position where I was so desperate for help. I have 2 children I’m 33 never married and a full time single parent. I have huge goals that are achievable but I am slipping further away from them by the second. I’m not sure where exactly to start. I am in a living situation that has been taking its emotional toll on me, I do photography and it is not even making ends meet right now. I do not have family support and have a few friends that help with childcare while I work. I need help making my car payments or paying it off would be a miracle! I can not lose my car! My payments are 480.34 a month and it is killing me financially. I need this cleared up so that income can be towards the low income apartments. I am number 3 on the list but next in line for an upstairs. I cannot stress enough how badly I need me and my babies to be away in a new home. The rent would be 525 a month. I am planning on using whatever I get with taxes towards my down payment which will be 1100 which I’m hoping I will at least get that back. I could get the call from the apartments anywhere from today to 4 months. I need help so badly. Please I am asking for 20k to pay off my car and have a little bit of extra for unexpected things. Or even just help so I can pay down the principal. Anything will help. Thank you for reading…
paypal.me/mamabear0231
Each morning, throughout the day, and into the sleepless nights, “Don’t Quit” ( by John Greenleaf Whittier) flows through my head. I try not to let my little one see the worry and fear in my eyes. Everyone needs someone to believe in them at some point in their life,, I say as I do what I can to help others.
My one and only will be two in May. I am 36 yrs young. We were evicted from our home a couple of days ago. His father was extremely abusive. Broken fingers, arms, wrist. Then he realized he couldn’t detest visible marks and began pounding my head, no visible marks.. let’s not forget the choking. When I was sleeping, pregnant, and afterwards. It didn’t matter. I finally found the courage after the last one. He wasn’t supposed to get out of jail. No bond looking at 15yrs + for the first of at least 5 documented instances.. The home my son and I were just evicted from was his House. The state put a restraining order so he couldn’t come around me or our son. I knew I needed to move out of the house as soon as possible, and I was working on that. Single mom during covid.. I was just thanking my lucky stars that we had a roof over our head and for the time being my utilities wouldn’t get shut off. Then I woke up one morning to an eviction notice from ” the new owners” . My ex had not paid the taxes on the house, ( 2bedroom home) and it was sold as at an auction. My son and I had no say so.. we had to go..
Don’t Quit I hear my grandmother in the back of mind… my baby sister quit a few years ago.. I’m not quitting, I’m here. Swallowing my pride and asking for help. I’ve lived off of very little close to nothing for so long I don’t have a figure of what I need. I just need a leg up… Someone to believe in me, at this point in my life. I do odd jobs here and there where I can to pay for diapers and wipes and such. My pcp, which she is such a blessing, has passed along her son’s clothes that he has grown out of to my little one.
A lady from church has given me a trailer to be able to live in. However before I could figure out how to get it moved, Hurricane Laura did some damage to it. I applied for fema however I was denied, trailer is considered a storage under the paperwork it was on..
I need to get the trailer moved 3.2 miles. I also need a septic tank to be put in, along with electric post. If someone could donate the services to have these things done or work with me on a payment plan that would help either way..
3,500 septic tank, 1,500 for the electric pole. The damage on the trailer is the bathroom ceiling and floor along the main bedroom. ?? 3-4000 ?? I would do as much as work myself as possible. To move the trailer I was quoted 2,700 and upward. Some companies don’t want to or can’t move an older trailer.. due to licences and such.. ?
Needing 10-15 thousand.. will be helping in providing a safe and permanent place for my son and I. No more abuse no more fear of getting kicked out.
Thanks for not quitting on my letter… I know I am all over the place.. help me rebuild some structure in my life. Mentally and physically.
Thank you.
paypal.me/Lsubuddha
Nikki and Eli
My daughter and I left a very unstable situation while living with our family. My father forced us out of the house. In order to have something over our heads I found a small trailer I could buy. Also, it was discounted. Sale! I sold all of my personal possessions to get it and get out as quick as I could. Since getting it, this has been both a blessing and a curse, we have a roof over our heads and we are no longer stressed from all the emotional exhaustion our family was causing us, we also have privacy and feel more secure. On the other hand, it has been a nightmare.
The first week we got into the trailer everything started falling apart. I know that they’re not meant for hard use but they are not meant to fall apart the moment you get them. I called to see if the seller would help with repairs and they sent out a repair man but would hardly cover anything we needed and I learned pretty quickly why they let me have it so cheap. We pretty much got taken for suckers. Maybe we should have done more research into the place we got it from but I don’t think that I’m the first person they have sold a complete and total dud to. I was also in a panic to find anything. It was a heap of junk, even the guy they sent us said that he could tell it had been sitting there for a couple years, unsold and as the repair man put it the trailer had “lot rot”.
From the first day we got into it, the water heater broke, we had floods, cupboards and wood trim would just fall off randomly. The toilet backed up. Ughhh!! The kitchen faucet blew off and then needed to be replaced. There were holes in the floor hidden behind storage cabinets that went straight through to the ground outside. This thing has had over $3000 in repairs done to it. The kitchen sink is broken and water is leaking in to the counter top and is all swollen. Now on top of that its growing mold! Which is a health hazard and nobody can replace it. We have only lived here for 8 months and it is a complete and total mess.
It’s me and my daughter who live together and we need more space. I have back and hip issues and it’s hard to get around in such a tiny space. It is only 20 feet long! I need a decent chunk of change in order to get something larger and much better made than this one. It is falling apart and as it is I don’t think it will last much longer. If it becomes unlivable, we will be on the street. Things aren’t easy right now for anyone, especially with a pandemic going on and I know that it’s not easy to ask for help especially from strangers on the internet. I am praying and hoping people will be sympathetic and that someone can help. Even just a little bit goes a long way. Please help me restore my faith in my fellow man.
Hello fellow humans,
I hope that everyone is well, and that all reading this are not suffering hardships or emotional distress at this time. As not everything is financial, of course. Often I think (incorrectly of course) that if I just had a huge bank account everything would be great. Wouldn’t that be perfect if it were so. However, money can certainly help make things easier, which can be critical at certain times in life.
A brief bit about me. I live in Chicago and have my own business as a personal assistant, working on individual situations as a professional problem solver. Generally my clientele are business people who have semi-retired, etc. and desire a certain amount of business assistance. Because of covid-19 my business is about 10% of what it had been a year ago. Since April 2020, I have curated a little online retail jewelry/vintage goods business, and continue to do ok with that, even working towards growing it to a website.
This past year has brought about a huge transition for so many people. Last March, my boyfriend who had lived alone moved in with my daughter and myself. He was halfway through his first year in law school when things went on lockdown, and he found he needed support and vice versa. So that was fine, and we all adjusted quite well, given the circumstances. Mike had lost his job in banking in 2019 and decided to go to law school. So now I had two full time students living with me. Little did I know that flash forward to the end of summer, and my teenage daughter had a childhood friend who needed someplace to live. So as of September 2020 I have taken in another teenager, and have 3 full-time students at home. Eating and consuming energy. I had also been fostering elderly dogs at the beginning of the pandemic, and eventually fell in love with one and adopted her. So now I have three fur kids, two human kids, and adult man kid. We are a full house of awesomeness, studying, animal joy and love.
Everything is temporary, and this too shall pass. And next year everyone will graduate!! Something to look forward to for sure. Till then, I’ll be hustling and doing everything I can to keep everyone going and strong. If any of this touches you, and if you find it in your heart to toss a few bucks here and there for the excessive electricity bills, gas, the all-important Wi-Fi, food…. Just a little extra for life in general, to keep things going and help prop me up a bit through my moment of struggle, would be more than generous and kind. The kids and animals would be grateful, and we are all thankful to be as healthy and blessed as we all are.
Sincerely,
Kimberly Z
Hello everyone, I am a single parent of 3, but two are living. I lost my two year old back in May during this terrible pandemic. After my daughters passing it’s been hard. It was a struggle getting her arrangements paid for and now I’m just completely broke. I have been forced to move from place to place with two small children because I can’t commit to paying bills due to not having money. Jobs are hard to come by for me and I’ve had no luck with receiving government assistance or a stimulus check. I have been fortunate to have people let us stay with them for a short period of time but it’s not ok to have to move the kids around so much. I’ve always handled things on my own simply because I don’t have any family support a few friends, so I’m just alone out here in the world. I always felt like it was good to be by myself until now. I have no one to call for help or guidance. Mothers shouldn’t have to struggle at all but it seems we do. There shouldn’t be an issue with receiving government assistance to provide for your family. It’s discouraging to get shot down repeatedly knowing you have children to take care of. Being labeled or looked at as an unfit mother during tough times isn’t fair either. There should be better support out here for us. It’s so many people that get help out here and they really don’t need it… they’re just greedy…not caring that they’re taking away from people like me that truly need it. I’ve always helped people in need because it was the right thing to do, but now that I need help… there is none. I feel like this is my only chance of receiving help. I’m trying to keep my faith in humanity…. trying to tell myself that there are still good people out here that are selfless and understanding. Any donation would be appreciated and a true blessing to me and my kids. I’m now without my vehicle with no money to get it fixed. I own my vehicle and I can’t afford to be without it… We’re struggling with no transportation, no home of our own and a serious lack in food and other items needed. My 3 children were all preemies and they’re behind in development. My son is still in pull-ups due to his autism and my daughter is in pampers. I’m praying that things turn around for us but I know that a donation from someone would help us get there faster. Thank you all in advance
PayPal.Me/yakimagolden
I am 29 years old with a 8 year old daughter. I have been in a controlling and abusive relationship for almost 11 years. I have forget that everything from destroying all of my things to almost choking me to death. I am just now strong enough to want to get out and want better for myself and my daughter. I have been saving up money to move out and get myself a vehicle. I have been saving all that I can but still feel that it won’t be enough and I was just hoping for a little help along the way. I have never been that type to ask for help but I am desperate at this point. Any help at all would be greatly appreciated.
https://www.paypal.me/bjaissle
Hi =)
Single mom of a gorgeous 3 year old boy here! We have been tent camping through the winter in Texas.
I lost my business due to Covid a few months back. I applied for Unemployment and was accepted at 147 a week. I brought our expenses way down to only 200 a week.
And we were getting along just fine until the most recent snag in our unemployment. When the CARES Act extension was signed, I was prompted online to make a new claim, big mistake. I did that on Sunday Dec 27th and then Monday the 28th a PR came out telling people not to do that.
So we haven’t had our unemployment for 4 going on 5 weeks. My claim was denied (as expected, I was self employed) and now it is in the appeals process. It should only take another week or two to get straightened out. But we have to leave our current campsite on Thursday and I fear we will have to stay in the car to save everything we have to cover food and gas.
Part of our downsizing was to do tent camping down in Texas. The Texas State Parks are very safe and vary in price. They run 14-30 a night plus a daily fee of 3-8. I bought the 70 dollar annual pass so we don’t pay the daily fees and get our second night half off. I also went through and mapped out the cheapest sites so we are staying at 14-18 a night. These campsites include electricity to run our heater and keep our electronics charged. With the pass we have also visited other parks for free. For example we stayed at Bonham (15/night) for camping but had a day visit at Eisenhower (25/night) so we are really having a good time.
My son is too little to understand we are in a scary spot. He wakes up with a smile and giggles all day! He loves the outdoors and has loads of toys. So we are good…but need a little help to bridge the gap for unemployment to come back. I have learned some coding and have tried to drum up business from old clients. I also have had a lot of success day trading but have had to cut into the principle so much that it’s worthless at this point.
Our weekly expenses come to 200 a week. Our minivan is paid for and campsites run 100ish for 7 days. We do our laundry on sunny days.
I have never been in need before and am truly mortified that I put my son in this situation. He was conceived through fertility treatments. I have made a ton of money over the years. But my business failing threw me for a loop. I just kept throwing money at the problem not setting aside for this emergency.
Thank you for reading and thank you for being on this site at all. Every dollar helps! Seriously! And will be used judiciously. My son will never be in this situation again. This part really sucks but I am thankful to learn this hard lesson now before my son is old enough to understand.
Hey there,
I do NOT like asking for help.. Generally I would figure out a way to make the money myself, but I don’t see any other options at the moment, unfortunately.. I came out to MT, from WA, because I was supposed to have a job set up, but things fell through and the person who drove me, left me here! I don’t know a single person here, and have been living in hotels. I have to find a way to pay for the room each day or I am in the streets, in below 20° whether.. I have been trying to get enough money to get back to WA, because my 5 year old daughter is there, staying with my mom until I get home. I have been stuck here for over 3 months now. I have never spent more than a night away from my daughter until now. I can’t find work here and there are many many options I have in WA. I have talked to many people about doing something to earn enough or to have them come out and get me, but everything seems to fall through. I also have some dental issues I need to deal with as soon as I possibly can! I have wa state insurance, but not Mt, so it’s a 50 Copay for the dentist and I can’t even really afford to survive out here, let alone pay for that, knowing the first couple times I go, they aren’t going to do anything. I got an abscessed/infected tooth and the entire right side of my face is doubled in size from the swelling.. I had appointments set up to fix everything in Washington, but I have not been able to get back in time. I was sort of relying on the 2nd stimulus money to get me back home, but the account it was supposed to be direct deposited in has been closed. It said the money was received, but I haven’t gotten anything, and have no access to the account it was sent too. I have tried multiple times to find a way to get it or prove I never received it, but I’ve called everyone I could think of and talked to everyone they transferred or referred me too, but NOTHING has came even close to being resolved. I’m unemployed at the moment, so I’m not able to get a loan or a vehicle or anything..
Honestly, ANYTHING would help me and I would appreciate you tremendously for helping me and my family!!
My PayPal is https://www.paypal.me/Bree1013
Where do I start? Well I just moved to the state of Virginia from Michigan June 2020 with my soon to be ex-husband, 13-year-old son, 21-year-old daughter, and my 16 month old granddaughter. unfortunately in the last couple of months my husband and I have separated and I am in a very scary situation. I have been home taking care of our son due to him not being in school and also due to him having some health problems. My daughter recently was able to get a job so she can start helping me until I can find a job. I am watching my granddaughter until she can find a good daycare so that makes it a little harder for me to work right now also. I have no family here in Virginia that I could go stay with so I can’t afford to lose my home. I am trying to come up with my rent for February. My rent is $1,530 a month and I am so behind on my utility bills. My biggest concern is my rent because without a home I won’t need to worry about my utilities so if there is a way I could receive some help with my rent that would be amazing. I know that $1,530 is a lot to ask for so if you someone could help me with any amount that would be absolutely amazing.
I have applied for assistance through the state but that will take some time for all that to come through. I have been calling around trying to get help with my rent and or bills but most places won’t help with rent unless you are about to be evicted and I am trying my hardest not to get to that point. This has been so hard for me to keep it together and not let my kids see me breaking down. My daughter has been trying to help with the bills and food as much as possible. I just don’t know what else I could possibly due. I am in a state that I have no one to run to for help and a place to stay if I was to loose my home. Please if there is anyone willing to help me and my beautiful family I would be forever great full. Thank you to whom ever takes the time to read this and maybe even help me.
PayPal.me/MissCadillac
A little over 7 years ago, my son passed away unexpectedly. His death was horrific, tragic, and almost destroyed me. I received a job offer out west that I couldn’t turn down. the only problem was that I could not take my children with me. So at the time, what I thought was best, was to leave them with my mom and her husband. In the two years that I was gone, she and her husband made my children believe that I abandoned them. They told my children that I didn’t want them. One of my daughters was raped. When she went to my mom and her husband and told them about it, they said that it was her fault. She should have never put herself in that situation. They somehow convinced my oldest daughter that I was an abusive monster. During these two years, I had no clue any of this was going on. I just figured the reason why I didn’t hear from them much was because they were just being moody teenagers. I moved back down south to be with my children. I love to attend about an hour away from where my children like. I got established and stable, and then asked my children to come I live with me again. My oldest one had refused, but my youngest one moved back in with me. I had no idea that she was six months pregnant. My mother knew, and did not tell me. She refused to take my daughter to an obgyn. She also knew the circumstances of how my daughter became pregnant and refused to take legal action or provide any comfort or peace. Instead of my normal, energetic, happy child, she was more like a wounded puppy when she came to live with me. Although she was 6 months pregnant, she was not showing. It took her a while to tell me everything that had been going on. My heart broke. I confronted my mom about it, and she placed all the blame on my CHILD. Even though it was her responsibility as my mother and my daughter’s grandmother to keep me informed about her life. My daughter made the decision to place her baby for adoption. She gave birth in early December…. Leaving the hospital without her baby, without my grandbaby, was the third hardest day I’ve EVER had my entire life. And it definitely was not something that my daughter deserved to go through at such a young age. I found out about everything, I told her that I would back her 100% with whatever she chose to do with the baby. But she made the right choice. She knew that if we kept her daughter, that she would be a constant reminder of how the baby was conceived. She knew that if we kept her baby, we would struggle even more financially. Not long after my daughter had her baby, I had a mental breakdown. I think that dealing with her situation, triggered the trauma that I went through losing my son. It was so bad that I couldn’t get out of bed, I couldn’t eat, I couldn’t sleep. I couldn’t even shower. My child that was/is going through something equally as traumatic, had to take care of me. She had to make sure that I ate. She had to make sure that I showered. She checked on me quite often to make sure I didn’t do anything foolish. As a result of my breakdown, I lost my job a couple of days before Christmas. We live in a pretty small, rural town. We do not have a car. the place I was working was literally a couple of miles down the road from our house. So I could walk to and from work. There is nowhere else in our area within walking distance that I could apply for a job. When I first moved here, I decided on this town because it was 45 minutes away from where my children were living at the time. Also, my mother’s side of the family lives here. It didn’t take long until I figured out that they’re just as terrible as she is. I don’t speak to any of them anymore. My mom included.
The reason why I made this post is because our dream is to move to Charlotte, North Carolina. I’ve done quite a bit of research on it and have met a lot of people that have either visited or lived there. Not one person has had anything bad to say about Charlotte. There’s a great job market for what I went to school for. The rent seems reasonable. Like I said earlier, we do not have a car. I’ve gone through what little bit of savings I had to pay bills. I need help buying a car and moving expenses. What we want, and so desperately need is a fresh start and a new place that we know we will be able to succeed. Please if anyone can help, we would be forever grateful. Making the choice to help us, could positively impact our lives in ways that you’d never know. Thank you for taking your time to read this.
I am a single mother who has recently had some financial trying times. My hours have been cut due to oil prices falling and Covid. My husband passed away 2 years ago and we lost everything.
I am currently employed but have lost 30 hours a pay period and all overtime. I have had some emergency expenses impact my living standards and security in general and am asking for help to get back on my feet so I can be the best mother I can be and not qualify for assistance because I work and believe in being a substantial member of the economy, but I also do not make enough to have any emergency’s or extra expenses I am barely able to pay my rent and utilities. I feel if I could just get my immediate bills and emergency expenses under control I would be able to stay where I needed to be financially its always tight but it works.
I continue to be about 400 short on rent each month and am not able to catch up. Our truck recently broke down, and our little kitten was attacked by a dog and will need surgery. I am doing my best and intend on getting a second job but at this point I have to swallow my pride because If I dont get a little ahead or on time I will lose all shelter and security for my daughter.
I do not have any family or anyone ever available to ask for help or even cosign on a loan etc. Both of my parents are passed and I have no other siblings. My grandparents on both sides are also passed.
I am not able to pay 400.00 of my rent this month, and will be behind starting next month which will total to $1,200.00
I am asking for any assistance with:
Rent:$1,200
Groceries:$150
Truck fixed:$950 (entire back break system and damages)
Kitten: $988 Needs surgery was bite by a dog with serious injuries needs surgery and antiboitcs
Anything you could do would really help!
If I use my next paycheck to fix my truck, I will maybe lose my shelter. As for our kitten I feel terrible that this is all happening at once and his estimated vet bill is $988 bare minimum with no complications. My daughter loves that little kitten and I am not financially able at this time to help him.
I am a hard worker, college graduate, I grew up with no parents or family in a very dysfunctional home but I am resilient and a survivor. I graduated high school, college and paid for it all myself working as a hotel manager during the day, bartender on weekends and college at night. Now that I am a mother getting a second job is not worth the cost of hiring for the babysitting hours. Also I do not get much time with her as is. I am a handworker and I feel if I could just get my truck fixed and be able to pay my rent, I could at least manage until I can find a way to make a second income to support us.
Hello! I’m reaching out to you in hopes of finding someone willing to help me get back on my feet again. Being a single mom of four children, life has brought countless obstacles that I have been always been able to work my way through with my head up for my kids. But currently with the Coronavirus, the world pandemic and the line of work that I am in, in finding it harder to be able to provide the income that I need to properly support my family. For over ten years I have worked in the hospitality industry as a waitress and almost two years ago I was able to be promoted to a bartender at my current job. I was so excited because that meant a raise and the potential for more tips and a better life for my children whom I have for the most part solely provided for for the last thirteen years. The happiness didn’t last long because last year I was furloughed when restaurants were closed to try and stop the spread of COVID-19. Within the same month me and my children had found out that our home was structurally unsafe and also had extremely unhealthy amounts of black mold and were forced to have it condemned and relocate to a hotel. We were fortunate to stumble across and receive some government assistance after about a month or two at the hotel and got into an apartment. I thankfully was able to go back to work a day or two a week and I thought things were starting to look up! Little did I know I was wrong again. I received a phone call from my mom telling me that my stepdad had stage 4 lung cancer that had spread to his brain and urged me that he didn’t have long to live. I took my children to South Carolina so we could visit with him one last time before he passed. It was an emotional trip but brought us all a bit of peace knowing he was able to see his grandchildren before the dreaded day came. He passed away right before thanksgiving. When me and my children returned back home we were faced with having to make the decision to again move out of our home because I was making barely $15 a shift at work. People were and still are frightened of getting covid and are reluctant to come sit down and dine in a restaurant and have a couple drinks. I didn’t have the option of getting anymore rental assistance due to having previously received it and the man I was seeing at the time offered us to move in with him. I was very reluctant to do it because I didn’t feel comfortable giving up me and my children’s home because we hadn’t been together long and not even in a official relationship at that time. It was to soon. But I would have ended up loosing the apartment anyways because I couldn’t afford to pay it. So I caved and moved in the end of November. His sweet caring demeanor disappeared about a week in when he asked me to officially be his girlfriend. I found out very fast that I had just entered an emotionally abusive household and relationship. All the help he promised with my children and my bills I was already so very behind it were empty words. His “self employed” he boasted about has brought in not a penny. His bills then became my bills to pay. I currently have a water shut off notice for January 19th. My kids cannot go without water. The electric and gas bill are also months behind along with almost $1000.00 loan payment that is three payments behind and many others. I also need to get my children and me out of this house and into our own place again. Somewhere where they are able to be happy and themselves again without him being rude to them, telling them they are annoying and breaking there young spirits that I have worked so hard to keep happy and sparking. If there is anyone who is able and willing to help us out and overcome this rough part in our lives we would be forever grateful and have every intention to pay it forward to another in need when I am capable of doing so. Thank you so very much for taking time out of your day to read this.
https://www.paypal.com/paypalme/my/profile