Begging Money

Financial Hardship Help

Being a single mother especially in today’s era can be extremely overwhelming. If you are one of those mothers who is doing it alone every day you know what I am talking about. It seems like the bills just continue to pile up and never end.

Researchers have said that just in 2015 year ending alone over 80 percent of the households in America that we’re single households we’re in fact ran by a FEMALE head of household which we’re mostly living very poor.

Many people may say well there is government assistance for them to get a grant but it’s hard to find and information regarding that said topic anywhere. So in hopes to help the single mothers out in the world this article will give you some insight on the different assistance topics we can cover including where and how to get a grant or scholarship. Also, you will read and see how simple it is to receive help with income expenses and medical insurance.

Are there really grants for a single mother?

Of course they do but these grants are not only for single mothers. However, that doesn’t mean there isn’t help for a mother to receive one. I know its mind boggling that the government hasn’t had any means created for money for a single mother that is actually in the shape of a grant. One thing the government does for a single mother is they assist them through a group or have set sponsors through a company, and sometimes they are covered by the actual income assistance completely.

Below are a few websites that will redirect you to free items that you can get just for registering on the website.

Low Income Assistance for Single Mothers / Government Grants

As I said there is not an official grant for a single mother available that is FEDERAL. However a single mother can go through federal programs and register and sign up for them. Those kinds of programs are usually for households with low income. Which means you would also qualify for Welfare. No matter what the case these are programs to help those who make below the limit and live poorly.

Below are different types of assistance based in the United States.

TANF – TEMPORARY ASSISTANCE FOR NEEDY FAMILIES

TANF is a crucial for many low income families located within the US.

With TANF you receive a small amount of cash every month that you can use toward your food, rent, and other necessities. However you only receive TANF for up to 60 month limit.

If you are a single mother and you have children in your home who are less than 19 years old you are eligible for TANF.

SNAP – SUPPLEMENTAL NUTRITION ASSISTANCE PROGRAM

Food-stamps or SNAP as other people may refer to is financial help for meals. You can receive money every month to place food on the table if you are on low or no income.

For most of Americans living in poverty SNAP is potentially the only assistance they can get.

Research has shown that in 2015 SNAP benefits have helped at least 45 million Americans. Most of the ones who receive the stamps are under are up to the age of 18.

When you go to use your benefits for SNAP you have your own personal debit card to ring your groceries up with at the register. If you are interested in trying to get on with SNAP benefits all you have to do is fill and application out and send it in or take it into a local office that deals with SNAP benefits.

NSLP – NATIONAL SCHOOL LUNCH PROGRAM

This is a program that gives free (or discounted) food to students whose parent’s income is bellow a poverty level. The income needs to be at least between 130-185 percent bellow the poverty line.

Most the time if a person is a receiver of SNAP benefits their children will be accepted into this program for free lunches. But, that doesn’t mean if you don’t have or receive SNAP that your children are disqualified.

You need to contact your child’s school to apply.

TEFAP – THE EMERGENCY FOOD ASSISTANCE PROGRAM

Food for the American families who are in the poverty range not matter what the age.

If you have received food stamps before or any other program assisting you and helping you such as the ones in this article you could also be approved for this program.

You will need to contact your State distribution agency to learn more about the Emergency food assistance program.

Local Food Banks

A food bank doesn’t exactly fit into the whole “Grant” program area as it is actually a location in your town where you can get food if you are in need.

Do not allow you or your family to go without food. If you ever reach that trouble you can call 211 and ask them where the nearest food bank is based on your location.

More then 200 food banks exist with the feeding america foundation and they supply enough food to feed over 40 million people.

WIC – WOMEN, INFANTS AND CHILDREN PROGRAM

This program includes a package deal where you as a mother are able to receive healthy foods, whether you are pregnant or a new mother, and also to children who are 5 or under.

WIC is a program that is temporary and only used for a short amount of time – usually between 6 to 12 months.

EARLY HEAD START / HEAD START

These programs are for children up to 5 years old.

You can receive free child’s medical and dental care along with their schooling, and dietary needs.

Find your closes headstart office on their website or call at 1-866-763-6481.

Insurance for unemployment

This is a special program which will pay you weekly if you are unemployed and it had nothing to do with you for you being fired or let go. You will only be able to receive this benefit for maximum 26 weeks. Different states have different benefit rules. But most states will average out at about 45% of whatever the average weekly income is.

Single mothers who are out of a job temporarily can find solace with these benefits and can help make the burden less for themselves because this pay will restore what you have lost from losing your work.

If you want to try and get this started and opened for you, you will have to find your local unemployment office or apply on the website for this specific program. Most states will allow you to also try to sign up for this over the phone.

Section 8 housing

Section 8 is basically a program that helps a family be able to pay for their housing. If approved you will receive a voucher of up to 70 percent of your bills (utilities and rent). You are expected to pay the other 30 percent.

If you want to apply and feel you qualify you can get in touch with your local office involved with public housing, the HUD office.

CCAP – CHILD CARE ASSISTANCE PROGRAM

This is a benefit for families who can’t afford to place their children in daycare while working.

You still have to pay a certain percentage but it isn’t a big lump of money. The less you earn, the less you need to contribute.

EITC – Earned Income Tax Credit

It is a tax benefit for people with low income. You could potentially get as much as $6,000.

If you normally have a tax rate of $1050 but you are allowed $5550 then you get refund of $4500.

There is a Children’s Tax Credit too for as much as $1,000 for EACH child.

LIHEAP – LOW INCOME HOME ENERGY ASSISTANCE PROGRAM

LIHEAP is a program that is a one time help to help pay for heating / cooling expenses.

Most of the time this is for the disabled or families with children or disabled person in the home.

If you need any extra information regarding this topic you can get in touch through the number 1-866-674-6327 or a local number for your local LIHEAP office.

WAP – WEATHERIZATION ASSISTANCE PROGRAM

Weatherization assistance program lowers energy bills for families in need. Usually the elderly and families involving children are accepted and put to the top of the list before all.

Your monthly income need to be below 200 percent poverty level.

To apply, find a local WAP center.

Medicaid

Medicaid is help with medical expenses. If you do not have health insurance this gives you certain benefits as long as your income restriction meets the level it should.

A lot of single mothers may meet the standards to be recipients of Medicaid even if you are unemployed.

Every state has different rules about Medicaid plans. You can find out exact requirements on this website.

Together with ObamaCare it ensures that even single mothers who didn’t receive any health benefits will now be able to have coverage.

CHIP – CHILDREN HEALTH INSURANCE

CHIP gives children without health insurance a chance to have health benefits all the way up until they are nineteen. It is for families whose income is too high to receive Medicaid benefits.

It provides every type of benefit you can think of — dental, eye exams, and even annual doctor’s exams.

Every state has its own rules. If you would like to learn a little more about this specific benefit you can call 1-877 Kids now (1-877-543-7669)

Federal Pell Grants

Aid program for students of up to $5,815 for those in need to be able to set foot into college.

This is the best opportunity for a mother who is single to finally be able to finish her schooling and finally continue in the workforce. The money is completely free of charge with no interest rates or paybacks ever.

You need to fill out an application and submit it for a pell grant and have it turned in on or before June 30th of every year.

Federal Supplemental Education Opportunity Grant

Similar to the Pell Grant. If you already have had pell grants and you are at the top of the charts in need you will be first on the list to receive this. Depending on a persons needs that are wrapped in with their financial struggle will ultimately decide who will receive anywhere between $100 too $4,000 annually.

Charities

Charities can be a way to seek help for you and your children whether you are in need of food or clothing or even housing. A lot of charities around the world actually have their own food banks that they run and they will give you bags of free food.

If you go to salvation army a lot of the times they will let you sleep there if you have no where else to go especially if it is a result of violence.

Churches

Most churches will offer you food and clothes or maybe even a place to stay if you have been recently kicked out by the one you are living with.

To find information on this you should look through your phone books local listing or yellow page. You can also research online and see what churches are available to your area and call them and ask what services they do offer.

Loans

Single moms can receive loans usually relatively quickly but I would not recommended that at all. You could potentially go into debt and not be able to rise back from that.

Sometimes you have no choice because you have to fix your broken car or maybe pay for utilities and food and need the help right then. But you have to be able to pay that loan realistically quick.

Pay attention to your credit because if you try to get a loan through a bank or anyone they will check your credit score and see if it is even available to be able to place a loan out to you. If it is a loan that is for payday loans or credit card advances they will not run a check but you will end up paying more after fees and costs.

Line of Credit

If your credit is decent some people ask a bank for a loan personally. Most of the time this is a better idea then asking for a payday loan because if you need quick money with lower rates of interest this is it.

Personal Loans

On a personal loan interest is lower dramatically but you have to pay in instalments. It doesn’t really fit criteria for an emergency. Normally if you just tell them you do not have any more funds and that is why you need this they will turn you away. If your credit is poor you will not be able to even touch this offer.

Short term (payday) loans

This is a very popular type of loan. You may know it by the term “Cash advance.” The interest runs really high on these and it is a loan that is only for a small time frame.

This is a loan that would more then likely be considered if a problem arises and you needed to repair your car or had a disastrous dental emergency. You have to know for sure you will be able to give every penny back.

If you do not pay this type of loan back you could be in loads of trouble financially.

Credit card cash advance

Do you own a credit card? If so you will be able to get money from a bank as easy as 1, 2, 3. This is not a method that is highly praised though because as soon as you start taking money out of the bank the interest keeps rising and you also are charged for using and pulling out of the bank a fee. This is potentially the easier options if you do need cash asap but you have to pay it back and make sure you absolutely can.

When it is all said and done grants will not solve your money issues within your home if that is what you expect. To get a grant is definitely not easy it isn’t a walk in the park by any means.

If you are looking to get a more stable source of financially being stable you should probably look in areas around you or find a women shelter until you can get back up on your feet.

If you think you have all the time in the world you can apply for other areas of assistance such as Food stamps, HUD, and etc. They do take a lot of time and effort for someone to get back with you and let you know if you have been accepted and enrolled. Try finding a part time working job as a way to financially start becoming stable again.

The moral of this is you can not expect a grant to fall into your hands without effort and take all your worries away. They are only here too do one thing and that doesn’t usually fix anything with your financial setting.

This is all on you and what you decide, no one else can decide for you.

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Please And Thank You So Much

Hello there, I know there is alot of people asking for help on here. This may be a one in a million requests and possibly a hundred other stories similar to mine, but I’m not all of them, I’m me. My story is a little unique in a tragic/happy way. There is so much to it, however I will try to keep to the specific details.

I became a single mother of 3 children on June 29, 2017. My fiancee shot himself in the head in front of me when I was 3 months pregnant with our youngest daughter. I at the time was on light duty at work because of medical conditions, so he was the sole provider. We were in the process of closing on a home to purchase but it was threw his name and his VA Loan. So my children and I then became homeless. We bounced around place to place. Until my parents allowed us to move in with them temporarily. I have severe PTSD, depression, extreme Anxiety that I’m trying to work threw. On top of trying to work full time and raise 3 beautiful happy children. It’s so hard trying to do all this alone. I just cant seem to financially catch a break. I dont get government assistance because I make 250.00 more than needed to qualify. I have medical Bill’s piling up, car payments that im getting so far behind on, student loans that is racking up interest that I just cant pay off. Debt collectors are calling me multiple times a day but I dont have any extra money to give them. All my money goes toward my kids, food, gas to get back and forth to work, house hold items, helping my parents with the Bill’s here at there house and some Bill’s I can pay towards my stuff. I was told that I may start having my paychecks garnished because of the amount of debt I am accumulating. I am trying so hard to stay afloat for my children but it’s becoming very overwhelming and so stressful. I have almost $41,000 in debt and it just keeps rising. We just need a break, someone to help in any way to lessen this burden. I cant do this alone anymore. I’m so tired of crying, worrying about not being able to properly take care of my babies everyday. Am I doing great enough for them. I’m always helping others whenever I can, as much as I can. Please and Thank you for any help that is given. Thank you for your time and patience with listening to my story in a short version. I appreciate you in every way. Thank you again soooo much.

My PayPal information is

paypal.me/tanyas3

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In need of a blessing

Hey ,  never would have thought there was something like this ever where in need there’s someone willing to give a blessing to struggling of being controlled by paper , when I was old enough to find out that everything revolves around how much you make wasnt till my parents claimed bankruptcy we  lost everything but each other , thankful an want to help as much as I could so I began working an it just wasnt doing anything there was Bill’s pulling up the stress of fulltime working,being a mom, just isn’t doing anything , between being tight with money barely being able to make rent 1300  cutting cost of grocery’s an just making it by with the little money that comes my way , we need more education in money and how fast it can go if not prepared or just Bill’s alone ,I thought it would be a good idea to get a credit card that I have maintained good credit but that was my only way to have food in the fridge and gas for work now I owe 6000 for just cost of living , i put some towards it and dont use it because of the stress when i do get paid it goes and there is so much I pray for a blessing of getting further so my boy doesn’t have the stress I did when I was young with my parents, it’s the sliver lining there is someone like you to open a blessing  , god bless you I really hope you give a chance to a young mom who wants better for quality of life and give back when I can because without some good we would be miserable.

♡ PayPal shannontac88@gmail.com

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PLEASE.

My name is Holly and I’ve never done this before. I am going through an extremely difficult time right now. I am desperate. I don’t know what else to do. I am currently living in a one bedroom apartment with my two girls. One is three years old and the other is almost a year old. They were everything to me. They are the only good thing to me in this world. I am beginning to slip again though.

I made a lot of had decisions growing up. There was a lot of anger inside of me and there still is. My father molested me and my mother was to drunk or high to care. I watched various men hurt her. She was too wrapped up in all of her own trauma that she wasn’t exactly there for my brother and I like she should have been.
I began to not care anymore. I started drinking. I became bulimic. I was put on probation and I even went to jail. I lost custody of my daughter, but I recently just got her back thank God. I don’t want to mess up again but it feels impossible to move forward. I owe a grand in child support to the state. I owe another grand in fines. My car was stolen and that’s another four grand I have to somehow dish out in order to better my credit because it’s shot. I need to reinstate my license and I am currently without a vehicle. I could go on and on.

I do receive food stamps and I do work part time cleaning houses but it is hardly enough to support the three of us. I feel alone. I don’t have any family that I can count on to help me. The father of my children is nowhere in sight. I need help because it feels like I am drowning and going back to old habits is tempting. I love my girls though. They don’t have anyone if I’m not taking care of them. I struggle with numerous mental disorders daily. Constantly. I don’t know how to be happy but I am trying desperately to be for my children because I don’t want them ending up like me – feeling like their mother is too sad to put aside time for them. I am begging you. Please. I need someone to help me. I don’t know where else to turn. I just want to be able to move forward with my life. That is all I’ve ever wanted. I would be more than grateful for anything. I am pasting my paypal link below if you would like to help. I can’t tell you how much it would mean to me. God bless you all.

https://paypal.me/HollyTon

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Help a single mom of 3 move.

Hello guys. I’m getting desperate so I found myself here. I am in need of financial assistance to be able to leave the situation and place I’m currently living.

My kids dad and I broke up a few months back, because he cheated on me while pregnant with our youngest and ended up giving me an std. I’ve stayed here because he tells me I don’t have to leave the house since I have always been a stay at home mom and have no money. I currently don’t have a car, because it is broken down (even then, my ex claims it’s his) so I have no way to find a job. He won’t help me out, because he doesn’t want the kids to be in daycare and we have no one to provide child care for us. I’m stuck here because I have no source of income and everything is under his name and he controls all the finances. He has also been drinking just about all day and doing drugs, so things have been very difficult for me since he tends to get verbally abusive. All of my family lives 1,000 miles away and I’ve been isolated from everyone so I have no friends here to turn to. I’m trying to make money any way I can to be able to at least move to be with my family, where I know I’ll have the support and help I need. I’d be starting from zero and living out of one bedroom with my three kids, so I’m trying to make as much as I can to be able to relocate and find a place for us, while I get situated with a job there.

I have had no luck with online jobs and don’t know what to do anymore. The whole situation is starting to make me physically ill from the stress and anxiety and I’m just worried for my overall health if I stay here. I know I’m not in a good place emotionally, and like I said it’s been making me ill. The stress has caused me to lose weight because I haven’t been able to eat or keep any food down and I’ve started developing hives from stress. That’s how bad my situation is at the moment. I really just need to get out of here.

Thank you all in advance, any amount is appreciated.

My paypal: PayPal.me/rosiecakex

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Family crisis

Please help a single mother of 3 without help from anywhere, my kids a still very young and no money for daycare , so i could go back to work , sometimes no enough money for food stuffs , after paying for house rent, there is nothing left for us. Pls help us financially to pay our bills and our outstanding debts we acquired over the last years, mostly due to my fraudulent ex husband who took our money and left me with the children to care for . Unfortunately my last child is chronically ill and needs lots of attention . Pls help us, i have no choice than to come here to beg for help, pls help us .

Thank you. https://paypal.me/LawrentaE

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Single Mom of Disabled Daughter

I’m a single full time working mom.  I have two minor daughters still living at home ages 11 & 12. My 12 year old daughter Sam has severe mental health issues due to genetics and a fall down a flight of stairs at age two,  she also has other health issue that affect her growth and weight. It took years of me advocating for her to get proper medical treatment. Prescriptions were just being thrown at us over and over but unfortunately no success. The mental and weight issues cane to a head over a year ago . She could not attend school and was placed on hospital home bound schooling which I had to stop working in order to take care of her. I reached out for help but unfortunately there was minimal help, we reside in Florida which is 48th on the list for mental healthcare. My daughter has Autism, Multiple Personality Disorder, ADD, Sensory Issues, Dyslexia, ODD , learning disabilities and growth hormone issues that caused rapid growth-and weight gain at a early age . She  has been dished a hard life which is so unfair and heartbreaking  for a child. I see the agony in her eyes, it brings me to tears daily. I believe In God and pray daily but my faith is slipping due to the overwhelming financial burden this has put on us. Sams dad is not in her life and has not been since she was a baby, he abandon us.  I have always worked and provided for us except when things got so bad year before last. Basically, I developed health issues and ending up needing surgery which did not work. I was suppose to have three more surgeries but I could not because I had to put my daughter first. To shorten up this story I will state a few facts:  I ended up having to stay home with Sam for almost a year, working with a team of therapists , case managers, doctors, the State.  We all were advocating to get State approved in house treatment for Sam. I was even told by a State Official to move to another State where there would be better help. “Like I could pick up and Just Move without a job , no money and no family to help” There was a incident  of me trying to restrain Sam from a severe mental acting out which was typical but this time I ended up in a ambulance with a broken ankle. I told the EMT’s that I felt cursed at this point, So now at this point ,I’m in a cast at home with no help from anyone due to we have no family in Florida and very few Family members in another State that couldn’t take time off from their jobs to help.  I lost everything- our home, my car, my credit. I have past due bills that I cannot pay. Sam finally got approved for in-house treatment this past September. She is still in the hospital and it’s February, she will continue to be there and will possible end up at another facility. I did go back to work full time and I have a very stressful career managing condos & HOA’s. It’s a job with long stressful hours but I thank God for employment. We had moved to an apartment after We lost our home. We had to move from the apartment  because I could not afford the rent. We are now living in a rental home and we are barely making it paycheck to paycheck but we at least have a roof over our heads and I had to finance another car. I’m so worried that my paycheck is going to get garnished for past due debts that I have yes way of ever being able to pay. Because  I went back to work now I’m going to have to start paying over $800 a month for health insurance  for myself and my daughters and most of the policies don’t even cover the cost of my daughters  required meds once she returns home. I may have to stop working again when they do release her. I feel like giving up but that’s not the answer, it’s just too much on me and I’m desperately asking for donations beyond a number at this point because I can’t predict the future issues I will be faced with. Once I start having to pay for health insurance and meds then I won’t be able to pay for the absolute bare necessities. I still need my surgeries but I have to work and I can’t afford to have them or take the time off work.  I am pushing myself  beyond mental & physical exhaustion daily. I work 12 to 13 hour days with nightly required board meetings. I have to put a smile on my face and keep everyone pleased which is virtually impossible to please everyone.  On the weekends I drive almost two hours one way to go visit Sam and then drive back home. I can never get caught up on housework. Yes one cares to help and my other daughter Victoria is trying her best In school and still brings home A&B’s even thru all the stress she endures too. I pray that kindhearted people will read this and please help us . Please lessen the tons of bricks I’m carrying around everyday for Lord knows I’m tired:(

http://paypal.me/Michelle0424

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Struggling single mom of two

Hi, I’m a single mom of two and I’m struggling. I had a seizure a year and a half ago and injured my back when I fell. I was out of work up until 4 months ago. During the time I was going to physical therapy to walk again unassisted, my now 4 year old was diagnosed with sensory processing disorder and adhd. My now 12 year old stepped up and took care of her sister and I when I couldn’t walk. My landlord was gracious enough to work with me on my rent when my savings ran out and although I am working again I am struggling to pay the bills I am behind on and the bills I have coming due. I’ve tried getting a third job to go along with the full time job and part time job I have now but I also hate missing out on spending time with them. I hate asking for help from anyone as I am usually the one helping others.  I had let a woman stay with us because she was homeless and I wanted to help her and she ended up stealing from me and my children and disappeared after taking $250 from my oldest daughter. I feel like I have hit rock bottom and let my kids down because I’m helping someone they got used too. I’m living paycheck to paycheck and even had to take a title loan out on my car to be able to buy groceries, pay the light bill and rent this past month. I just need some help getting Back on my feet. I’m $3200. Behind on rent that my landlord told me to just pay as I can (I’m blessed that he has been so wonderful to us during this time). My hope is to get the help to at least pay off the title loan on my car and catch my rent up so I don’t have to keep struggling every week to buy groceries. My kids think I’m the greatest person on earth but I’m feeling like such a failure to them. If you can find it in your heart to help me I will pay it forward when I’m back on my feet again. If all you can do is send a prayer up that things get better for me and my little family I appreciate that more than you will ever know. Thank you and God bless!

PayPal.me/charlottehud

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Please help me through this last hurdle

81537487_10157250779717705_4014637868671565824_n.jpgThat is a picture of my 3 children and I. They are 17,15,10 and my whole world. I was a stay at home mom for 14 plus years and when I did go back to work when my son started kindergarten, it took me almost a year to find a job. I worked as a legal assistant for one year before being laid off so I decided to go back to school.

I enrolled in the Education Assistant Program and had really just started the course when the unthinkable happened. My middle daughter who was almost 14 at the time attempted suicide. I had to make a choice between school or my child and it wasn’t even a choice. Her mental health seems to be becoming more stable at this point but it has not been an easy road.

The most I have ever made in my life is $24,000/year. That is currently my yearly rent. Not long after my daughter, I hit a rough time with my own mental health and had a breakdown. I have Borderline Personality Disorder which means I  have no emotional skin. All my emotions are felt about 100x more than the average person. It’s great when they are happy emotions but not so much fun when they are not. I  have suicide attempts in my past as well.  I have now taken extensive counselling and learned more about my disorder and skills to manage it and finally feel like my life is going somewhere and that I can make it.

So I decided to go back to school, this time to become a Private Investigator which has been a lifelong dream of mine. I had been working from home as a skip tracer but work became very slow in December and because of that I decided to focus solely on my schooling in order to get done faster. I have also already been speaking to an investigation company as well as a cyber crime company regarding work and as of now they are just waiting for me to complete the course and apply for my license. I am so close to completion (approximately 1-3 weeks to go).

I had initially planned to be done in the beginning of December but some recent stressful situations stemming from my previous landlord changed that. He had been stalking me (been reported). So we moved at the beginning of Jan and it was only because of a friend and return of my damage that I was able to make this happen. Because of the delay and the move I am now behind schedule.

I have not been able to pay my February rent as of  yet and  I had thought I could get through this situation, but I have come to the realization that I am digging a hole for myself and children and everything is coming to a head at once. My internet, cell phone, license (expired on my birthday) my car (needs rotors ASAP metal on metal) as well as my rent are all due now. I am so overwhelmed and have exhausted all options available.

Having no work, has made it harder and harder to keep food on the table and I am terrified I am going to lose our home. I am hoping that someone or someones out there would be willing to help me.

My main goal right now, is to finish school, be self sufficient and provide a good life for my kids and I without relying on anyone or anything. With my rent now being 9 days late and everything else about to be cut off I am losing hope fast. I am so close to making it, but having no way to pay these things off, it’s looking more likely I will lose our home and be unable to complete school period.

I don’t ever want to end up in this position again. My entire adult life has been spent being a wife and a mother. Always having a partner to get through tough times with and support each other to stay strong. Navigating these challenges on my own has proven to be incredibly stressful and I am barely holding on.

Everything I’ve been working for is within reach, I just need some help to get there. I hope with all my heart that someone out there is touched by my story and gives this single mother a chance to make her dream job and her dream to support her children on her own come true.

I am looking at ideally needing about $7,000 or so to pay off the bills as well as the rent for February and March, as February is a short month and realistically I will not be able to write my exam, apply for and receive my license in 2 weeks time.

Thank you,

https://paypal.me/soclosebutsofar?locale.x=en_US

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Single mum on a disability, giving my all to my kids.

20200208_055933.jpg

Above is a picture of my eldest daughter’s 21st. I managed to buy 1 cool drink and a cheese cake, I couldn’t afford candles or gifts.

I am paying 370pw rent and 75 fn power and it leaves me with 400 a fn to feed and clothe my kids and pay all other nessisities of life, 3 days before my girls 21st my gas bottle ran out received the bill today $132, I received my water bill @$141 yesterday, and our hot water is on mains and I just received the bill for that $196.

My kids need clothes and shoes, I was blessed and found a $8 pair of shoes for myself ones without holes in them at the opp shop, unfortunately they don’t fit any of the kids otherwise I would have given the shoes to one of my kids. My step daughter has just started year 11 atar, her mum passed away in 2012 valentines day, and her dad is not in the picture and I can not afford the books or calculator for her, she’s doing mathematics methods, marine and marine, chemistry, physics, biology and English all atar courses, each course book cost between $80-$125 plus the calculator is over $200

I’m breaking under the stress, I have lupus, sjogrens, rhumatoid arthritis, chronic fatigue syndrome, fibromyalgia, anxiety, I’m a rape survivor, but most of all what I’m proud to be is I’m a mum to 3 (15,17 n 21) and step mum to 4 (their mum passed away in 2012 and dad made choices that means he no longer is around 9,10,16 n 18) and a step gramma to 1 (1) n a mum in law and a go to mum for many children, my doors are always open.

I’m in serious debt with a mobile phone company, with my car financial company because I just do not have the money to pay my payments, the guilt is killing me I have always managed to scrape through. I’ve recently moved 500kms away from a toxic town to better my children’s lives to give them more opportunities and a better education, and it’s been a life changing move for my kids they are blooming, I love it here I love the way my children have embraced the change. I’m getting less money and the rent is double and financially it’s suffocating me.

Because we are new to town the kids are still trying to find work once they do things will hopefully get easier, until then I would appreciate any financial help please and thank you from the depths of my heart and soul.

paypal.me@NicholaMarshall

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Celebrate his graduation from College

To the Selfless individual who helps strangers:

 

I am a single mom with two kids. My son is 22 and my daughter is 13. I am also the caregiver to my elderly mother whom has health issues. Through the years I have always struggled financially, but never has it been this bad. In the past I’ve always managed to make things work. Since the New Year, that hasn’t been the case. I’ve tried to find a second job and applied at several places, but have not even gotten a call for an interview. My main goal in making this request is to alleviate some of the monthly financial burden as well as fund a trip to California in May to see my son graduate from Pomona College.

A little about my son, whom has made me one proud momma. He graduated #1 in his high school. He was part of a scholarship program called Quest Bridge that allowed him to be matched to the school of his choice with no debt upon graduation. He has a job lined up after graduation with Intuit in San Francisco. So to say I’m proud of him is a huge understatement. The way finances are at this time, I just do not see how I would be able to make that trip to watch him walk across that stage for the biggest accomplishment of his life thus far. It would be a huge deal for my son to have not only me there but also his sister and his grandmother (my elderly mom). We have always been a very close family, and my son will be the first grandchild to graduate from college for my mother. I’ve estimated this trip to cost roughly $3000.00, with travel from North Carolina, accommodations and food.

The other part of my request would be used to alleviate some of the monthly financial burden. In December I was informed that my pay would be garnished 15% due to a student loan in my name that defaulted. I immediately contacted them and was set up on a rehabilitation plan. However, they will continue to garnish my pay over $500 a month for the next 4 months while I’m making an additional payment in good faith. Once the 4 months are complete I can request the garnishment be lifted. Because of this garnishment bills are falling behind. I know if I had a little cushion to fall back on until the garnishment is lifted things would be a lot less stressful for me and everyone else in the house. My long term goal is to be able to buy a house and being able to stay above water and make payments on time will help build my credit score to accomplish that goal. I am currently paying for a washer and dryer that I got from Aaron’s. Eliminating that payment would save me almost $100 a month.

paypalme/adicrocco77

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Single Mum – Homicide Survivor

This is going to be a little long, so please bare with me.

I’m a 19 year old single mum by abuse and I’ve had a pretty toxic life. I was adopted when I was only 3 days old, so I know very little about my biological parents. I grew up in a very toxic and abusive household and was exposed to violence at a very young age. My half-sister was emotionally, verbally, and mentally abusive towards me. Knowing that she was extremely violent, my adoptive parents would always leave her home alone with me almost everyday since I can remember. The violence and abuse resulted in me self-harming and becoming suicidal at the age of 12.

A few years later, my (ex) best friend, who I’d known since elementary school, started getting toxic towards me. She told me that she had a crush on me when I was little, which I guess didn’t bother me. Well, that crush became an obsession. She would try to force herself onto me sexually, which she did on several occasions. [I have a VERY hard time at confronting people.] All of this started when I was about 16. At around age 17 was when it started becoming severely toxic. At that time, I was severely depressed. She started parking outside of my house saying that she’d be there in case I needed her. When I told her to leave, she told me that she wouldn’t because I apparently NEEDED her. [I’ve tried several times to get her out of my life.] I told her that I was not interested and to stay away from me and that resulted in her calling me emotionally abusive. In the end, I ended up filing a police report on her and that is still currently in progress.

Fast forward to me finally moving out of the toxic house I’ve lived in my entire life. Ever since I was 16, I wanted to get emancipated so I could move out. The only problem was that I didn’t have a stable job. The lifetime of abusive has caused me to have anxiety, depression, and major PTSD. Because of that, I am unable to work. I’ve been trying to get SSI, but that is a work in progress. Anyways, I recently moved out a few months ago with a guy I’d known for about 2 years. During that time, we had gotten pretty close. He was the guy that helped me out of the toxic friendship with my (ex) best friend. He helped me move out so I could get out of the toxic house I was living. After a few months, everything was going smooth until he lost control of his anger and just snapped. [He did tell me that he had some alcohol before returning home.] He came home from work at around 2AM and heard my (now 4 week old) baby crying. It was time for his feeding and I was just about to get up to feed him. He came into my room and started yelling at me asking if I had fed him. [He is not the father of my child.] Before I could get up to feed him, he decided to take care of it himself. [I didn’t say he had to.] He started threatening me with Social Services saying that I wasn’t taking care of him, which was said all out of anger and frustration. After a few minutes of arguing, he charged at me, threw my baby on the bed, and started choking me. I even have the audio file and pictures to prove it. [He even admitted to me that at that time, he wanted to kill me and that was his intention.] In the end, I had to move back into the toxic household I grew up in. After finally moving out, I end up back here a few months later.

Everything that has happened has taken a HUGE toll on my life. The years of abuse, self-harm, and suffering have left me hopeless beyond repair. I honestly don’t know what to do anymore. I could have died and my son wouldn’t have had his mother here. I felt like I’ve lost yet another very close friend. I’ve always felt like my life was cursed and having to move back where I am now confirms it for me. I thought I could start off 2020 with a good start, but even that is too much to ask for. Being in this house is extremely bad for my mental and emotional health, but I have no where else to go. I’m stuck between moving back into that toxic house, or staying in the toxic house I grew up in. I am just completely at a loss and need some money to get back on my feet again. I’m currently looking for other places to rent, but I don’t have the money. [My name is still on the lease on the other house.] With all of that, I’ve had to supplement formula to my son because he wasn’t drinking enough BM. I’m sure most of you know how expensive formula is. On top of that, with all of this stress and depression, my milk supply is drying up and I can barely pump an ounce. [That’s with both breasts combined.] Any donation amount would be EXTREMELY appreciated for me.

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paypal.me/AurorahStone

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Flood Victim/single mom -Needs help rebuilding after 2015 flood, Hurricane Mathew 2016 & Hurricane Florence 2018

My home was flooded 3 times since 2015. It was repaired fully after 2015. My kids were 6 and 10 at that time. We got into the house for 2 months after being displaced for 9 months. After moving in with new things, clothes and furniture, 2 months after we flooded 5 ft of water and lost everything again. Furniture, belongings, and were displaced again. We have lived in 5 different places in 5 years. We don’t remember what it is like to have a dresser for clothes. After almost raising the house, with a grant. We got flooded yet again 7 ft of water for 10 days. The house was insured through Fema but they would never actually totaled out the home. Even hitting the ceiling of the 3rd flood, we only then got money for the ceiling damage. Even totaling all the flood claims together. It is not enough to rebuild. I realize now that by the time the inside of the home is going to be starting I will run out of money for drywall etc. This is because I used the insurance money to pay my mortgage on a home I couldn’t live in, and pay for extra rent to live somewhere else. I am also now a single mom. Which is not what I expected to happen. My kids are mentally messed up by all of this. They lost 5 yrs of their childhood and don’t have “real” home memories now. I don’t think they remember their old house much now. They also lost their one and only grandpa 2 months after the first flood. This was just devastating and still affect me today. My father was only 74 and a huge part of my life. He was my only confidant. My life was ruined by the floods… the stress of the flood I believe took my father from me… and now I feel that this never-ending stress has taken a toll on me. I have been strong… But now I just feel there is no light. I believe I will run out of money and not be able to finish this house. I need 10,000 to pay off one of my credit cards… which I just stopped paying on. and the house is going to take about 30,000 more than I thought. Its money that I had but went through… because of the added expenses of being flood victim 3X. It adds up.. its’ hard to explain but it adds up and I have had my head above water barely this whole time… and feel that I am starting to sink. Mainly because now the father of my children and I are not staying together. This has taken a toll on our relationship and its just over. His business took a hit too so there is no money there because he is getting sued. It never ends. I just want my life back and just want a home for my kids. If anyone is looking to help a single mother and her two kids I would be so grateful. I am resorting to this because I have been trying to get another job, but no luck. I think being an older single mom is effecting me getting another job. My kids are now 10 and 14. I want to have their birthdays in their NEW house. We are shooting for July to finish. Necessity is now an elevator because of the height of the house. I am an older Mom and my hips are both needing to be replaced. I just can’t believe I am getting older and my house is being built higher…. 14 ft (FEMA required) and on piers… Usually, you go lower when you get older. Everything I worked for is into this house. I have to live in it. I can’t just leave it and move somewhere else. If you can help in any way I would so much appreciate it. My children would be so happy to not worry about if the house is going to be finished or not.

Giving in the way of Money or free building materials, an elevator fund, or roofing. Furniture will have to be bought in July as I have nothing but beds and goodwill furniture right now. paypal.me/MathewFlorenceflood

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We lost everything but escaped domestic violence to save our lives

Hello,

I am a single mother of two. My son is 6 and daughter just turned 1.

I had to leave everything and relocate in the middle of the day when it was safest to leave.

I walked away from my job of ten years, my home of eight years, all of my family and support system.

Since then I have lost my brand new car that I paid nearly 20k on already to repossession. For three months we were living off of my 401k that I cashed out. I could not use any credit cards due to them being traced. although they were both our names and now my credit is completely destroyed and somehow although We are safe in one aspect for leaving we are still suffering for the lack of stability.

I am terrified to loose my babies because even though in my heart I’ve done the right thing society portrays me another way when I am passed on the street with my children asking for change. To which I will add is very difficult for me but my pride is not by any means as important as feeding my children because food stamps in Oregon is nowhere enough. Or for a warm dry place to sleep because there is no shelter. We were lucky enough to be gifted an old fifth wheel but have no way to pull it and really no way to pay the rental space fees etc.

There are times when I feel I have no choice but to go back to that personal hell at least my babies were safe and had the basic necessary living arrangements covered.

This is basically my last hope.  I do truly beg with my entire being. Please help give life to a family who worked day in and day out, worked two jobs and went to college fulltime online.  Help someone who had their life together and a plan for their future one who had a college savings for their children and owed a home at the age of 30 but had it all taken that or sacrificed in order to live to actually see their children grow up in a safe healthy happy home.

We have nothing but each other.

We need any and all help and or advice possible.  I have reached out to all outlets nonprofits, state, government, church you name it. There are wait lists two years long. Please help us get on our feet I can do the rest. I’ve done it I can do it. Thank you for reading. A, E, and A

paypal.me/stellarias226

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In Over My Head!!…

Hello,

First of all, thank you for taking the time to read about my family and me. I never thought I would have to be a person that would ever ask for money, but I honestly do not know what else to do.

I am mother of 3. I work full time, my youngest (4) is in daycare, and my oldest two (11 & 13) are in grade school.

I am asking for your help because I am so far in debt that I can’t breathe. The stress of money gets to me daily, multiple times a day. It honestly causes a strain on my relationship with my kids as well. All of my kids would love to do sports (soccer & baseball) and I am unable to afford this because I owe so much in credit card debt. I can’t seem to get ahead. I haven’t been able to give them one birthday party. It absolutely kills me because I cannot give the basics to my children. I just want to be able to provide for my children instead of having to tell them ‘no’ all the time.

Please help my relieve some of my financial burden, so my kids can have a better life.

Financials:

-I get paid every 2 weeks and after all of the bill’s are paid I have about $110 to last for 2 weeks. I cannot get food stamps because I make too much money.

Total Credit Debt owed is about $12,000. Any amount whatsoever will help me relieve some stress of my plate.

Thank you again for considering to help my family. We would be blessed to be so fortunate.

Blessings to you!!

paypal.me/mamalife3

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Single Mother desperate need of dental treatment after unprovoked attack.

Hi,

I honestly have no idea where to start, or how to even word this. Asking for help has never been a strong suit of mine.

Two years ago I was randomly attacked in the street by a man I had never seen before. I had not long finished work and was still in my work uniform. It all happened so fast I didn’t even have time to register what had happened. I was punched in the mouth three times which completely knocked me out. When I came to all I could taste and see was blood. An ambulance had been called and the police were standing around me telling me to not move as I had hit my head. Once the ambulance arrived they checked me for concussion which I didn’t appear to have however, the paramedics wanted to take me to hospital as it appeared my teeth had gone right through my bottom lip and I needed treatment.

Once at the hospital I had a doctor examine me and had my lip glued. I was released roughly 6 hours after arriving and instructed to seek an emergency dentist. The next day I travelled to an emergency dentist who informed me that my tooth had been pushed up into my jaw bone nothing could be done as there was too much swelling, I essentially had to wait to see if the tooth would die or not.

Fast forward two years, I now am a single mother of a 9-month-old little boy supporting him entirely on my own. As the months go by I ham experiencing more and more issues with my tooth. I am in constant pain and cannot bite into anything hard not only because of the pain but I also cannot risk pushing the tooth, which is now rooted in my bone up further. I have been told that I need braces in order to try and pull down the tooth to try and set it back into place. The problem is I have been told that this will cost £2,500 or $3,248 as I am sure you can understand as a single mother that amount of money is impossible for me to come up with when we struggle financially every day.

I cannot cope with this pain anymore, if anyone could please help I would be forever grateful to you. This is my last resort. I have decided to share the photos I took once I was released from the hospital. Thank you so much for taking the time out of your day to read my story.

paypal.me/chloedentonxo

Chloe.

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