Hello everyone my name is Carlos and I recently had to quit my job because it cost me more to go to that job than what I was being paid. I am in desperate need of assistance because as I wait for the process of getting hired again the bills have been pilling up and plunging my bank account far into the negatives. Bank accounts don’t allow screenshots so I cant really provide a picture. That is my main struggle but life has not been kind to me for the past year. I have taken out loans to try and help my situation in the past and they helped at the moment but as time went on and Covid struck I lost all overtime and my earning plummeted and it has caused a chain reaction of me falling behind on bills, rent and financial help to my parents.
Last week I had to default for a month on one of my loans and I feel like everything is about to fall apart. I have never heard of a website like this but in my desperate attempt to look for help I have found this website. My immediate need is $1000, which is broken down to $700 for rent and $300 for payments on some loans to get them to leave me alone for another month. I don’t know the limit we are allowed to ask for help for but that amount is my best case scenario. Just in case I would like to explain my full dilemma to see if it is at all possible to helped.
I currently have 2 loans, a $5000 loan and a $3000 loan. I make payments of about $300 a month for both but due to interest I am not making a dent. Originally I was working enough overtime that I had planned on paying it off early but that plan crumbled before my eyes. Another problem is due to currently being unemployed my bank account ended up negative $760 and climbing due to fees from the bank. So as you can see everything is falling apart for me. I am hoping to start work soon but I still need help for rent and anything else would be wonderful.
I am very grateful for anyone willing to help me in my time of need. I would love to try to get back on my feet and help my family again, as well as anyone else in need. I am just currently in a rough spot from a result of not asking for help when I should have. So please if anyone can, help me.