Begging Money

Financial Hardship Help

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IM DESPERATE , LOW INCOME

Hello !

Im in a very bad situation i just to work a lot and bring enough money at home for a living but one day some people screwed me up up and lost 138 k  in 1 month ,

And ever since it has been a struggle i owe a lot of money and i owe lots of bills because i cant afford the level of life we had before , im married i have childrens , and 2 morthages that i cant pay , electrical bills are out of control , and car loans , pretty much everything is out of control , im asking for help becase im just a hair away from lost everything and become a homeless , i really dont want that to happen , my debts rigth now are a lil more than 30k .

I dont know what else to do , this is an emergency , i dont even know how to explain all this to my familly .

Please help .

Paypal.       @drywallguy573

 

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Desperately Trying to Stay Alive.

Hi. I don’t know if submitting this is a dumb thing to do, but I am at a rock bottom of sorts and am looking everywhere for help.

My name is Katie. I am 31 years old, and I am late-diagnosed Autistic and ADHD. I have PTSD and CPTSD. I also have Persistent Depressive Disorder, and have recently been experiencing increasing migraines, arm and head tremors, and peripheral neuropathy. I do not have insurance. My mother is bedridden with a neurological condition that was never diagnosed, and I fear that it may be hereditary. She is married to someone that can afford all of the bills, but I am not. I cannot afford to be sick, let alone bedridden. I am nowhere near that condition now, but I have the beginnings of what she went through, and I am terrified.

I was raised to be a people-pleaser. Most of the decisions I have made in my life, up until the past year, have been to make other people “proud”. This has caused me to be on a career path that is not mine. I was once in a doctoral school program and was on track to make significant amounts of money, but as the years went on (and the pandemic quarantine made me realize how much I was masking and living in constant fight-or-flight), my tolerance for overstimulation and social interaction decreased significantly, and I could no longer hide my conditions. I have been hospitalized for suicidal ideation before, and I was sure that I was going to stop existing if I continued this school program. I wasn’t doing it for me. It didn’t make me comfortable. I didn’t have any peace. It was nothing but chaos and fear for me, and I was spiraling deeper and deeper.

I made the very high-stakes decision to leave the program last fall. This gave me so much fear, but also a large amount of self-respect. I was finally doing something for myself. I moved to a new state with my current partner in hopes that I could forget my old life and start fresh. I had to start a job in a related field because it was all that I had on my resume. As expected, I could not stay in that job for more than a couple months, and as soon as I found the opportunity to try something new, I left. It felt wonderful to try a new genre of work. I was in an artistic manufacturing job. I was moving my body every day, healing the stress-related inflammation in my body that had built up over the past years. I was coming home happy and still had the energy to work on art, go outside, keep my space clean, and practice self-care.

And then the fucking migraines started.

I was unable to work 40 hours a week. I had to miss at least one day per week because of these migraines. Because of the physical nature of the job, there was nothing alternative that I could do to still make money for that day. I used to get migraines maybe 5 times a year, and suddenly I was getting them every other day. They are debilitating. I cannot see properly, parts of my face and limbs go numb, and I have brain fog that makes it unsafe to drive. My arm tremor comes and goes, which makes fine motor skills difficult. And because of the lack of hours, I was unable to afford the benefit package offered by the business. I lost my health insurance.

My partner sat down with me and told me that I should quit my job. That he could work overtime while I find something that is less physically tasking. He specifically suggested remote work. We were financially suffering already because I was no longer able to work 40 hours a week, and I was scared to do this, but I did. I listened to him, and I quit. I made him promise over and over that this was actually okay with him, and that the overtime would be manageable while I tried to find, optimally, a remote job. A job that I could hopefully still perform with a migraine. I emphasized that it’s so hard to land a remote job with how saturated the market is, how many fake jobs are posted. And he insisted. So I quit.

I was approved for food stamps, but I was denied Medicaid, and was told I am being forced to wait until the enrollment period to qualify for Marketplace insurance plans. So I still have no health insurance.

It has been about five weeks since I quit. Since then, I have applied to over 90 jobs. I have received a response from less than five, and they have all ghosted me since. I have made fan art for these companies. Follow-up emails. Follow-up messages on job apps. Messages to recruitment staff on LinkedIn. Phone calls with recruiters in the area. Phone calls to HR departments. DMs to companies’ Instagrams. I am trying to change my career path, with a resume that only reflects parts of what they’re looking for, in a remote setting with high competition. I am trying So. Fucking. Hard. And the other day, my partner informed me that he “doesn’t want to leave, but that he may have to” because he can’t keep “going from crisis to crisis”.

In less than a year’s time, I have faced deep depression and suicidal ideation, changed my life track, gained happiness and peace, started showing signs of an unknown debilitating neurological illness, and lost almost everything. In the midst of beginning a new season of my life, I have been halted. And the only person that I know in this new state may be leaving me. I am accruing significant credit card debt to keep paying parts of my bills that my partner cannot cover. He is burnt out and miserable from working overtime to cover our rent. This house is not home for either of us, and it is starting to get toxic. I feel so stuck, and my soul is tired, and things feel so very bleak from top to bottom.

Money doesn’t solve everything, but god damn if it wouldn’t help me right now. I have seen a neurologist out-of-pocket, and they are holding off on important testing because I cannot afford it. I have been put on archaic, old medications because they are in my price range, and I am suffering greatly from their side effects. I am still having migraines multiple times a week. I am trying to make and sell jewelry and sell some of my photography for bits of money here and there, but it is so exhausting to function and survive right now that I am not succeeding in anything consistently. I have a phone interview today for a job, and I am hoping so much that they call me back afterwards. Please. I need an out. Please.

If you can help financially, my PayPal is paypal.me/karolinakat. If you have any referring power for a remote job, I have past experience in Prior Authorization and appeal submissions for Ophthalmology patients. I am very good with technology, a very fast typer and quick learner, and I am passionate about helping people. I have very good phone etiquette, and a lot of experience helping people through scary medical situations.

If I can get a full-time job with benefits, I can start to piece everything back together. I just cannot get an in-person job with my current health conditions. I will not be able to show up like they need me to. Hopefully in the future, after I get proper treatment, I will be able to get an in-person job again. But with the condition that my mom is in, I don’t truly know. I need to prepare for the worst and hope for the best.

I just want to be my own person. I really, really hope that I didn’t waste my entire functional life trying to appease others. I really hope that I didn’t make this realization too late. I want to flourish as myself. I want to be at peace. I want to live, even if my mental illness tells me I want to die.

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Need Help for Funeral

My mother in-law just passed away in my house this past Tuesday.  I didn’t where to go to get help financially till I found this. I’m barely making ends meet to get by and I’m supporting my partner that’s on disability that doesn’t work.  I’m looking to raise about $15,000. Please if anyone can help I would greatly appreciate! Thank you to those that can help.

paypal.me/Dcielo77

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I am desperate to keep my car and pay off debt !

My name is Robin Marshall,

I live with my partner Santos Salazar.

in 2020 we bought a car at the time it was affordable to maintain.

then a few months later covid hit we were able to maintain the note despite the fact his hours were cut back. Until I was diagnosed with cancer then suddenly he was fired from his job for no real liable reason other than the company turned corporate. And they did not want to foot the bill on the insurance for my health condition. He was fired while I was in the hospital having cancer removed from my lung.

He worked for another company for less pay and no insurance so we had to pay everything out of pocket and it didn’t help matters at all.

Then August of last year his health started to decline and could no longer work at his job. We have dried up everything we had in savings.

I will always be under the care of Oncology due to risk factors. I have been disabled for several years, and have been denied disability 2 times now.

He has not been able to qualify for any assistance for reasons unknown.

We have only 1 year left to pay on our car and got behind on the payments and can take it from us any day now.

I need it to get to my doctors appointments to maintain what little health I have left.

Thanks So much

Every bit will be appreciated..

Paypal.me/RMarshall1966

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Single Mother Trying to Better Life through Nursing School

First I hope to thank anyone who is able to provide assistance, if even in prayers. I am a single mother of a wonderful young boy, and I am trying to create a better life for us both as I pursue a nursing degree. I have faced numerous challenges in life trying to control my finances on my own and provide for my family. I’ve made mistakes such as providing money to a  friend when he could not immediately pay me back. However, I wanted to support his dreams and struggles as well. I did what I thought was right at the time, but I should have thought more about the future. I loaned $10k of my own inheritance and requested another $10K to help my friend because I truly believed he had a solid plan that would also assist my struggles. Unfortunately the money he invested had been a digital currency scam.  My kindness became my downfall and now I feel like a big fool. I wish I could take back those moments, and we tried everything from contacting police and investigators to retrieve the scammed currency, but alas, my friend made a mistake and it affected me big time as well. Now I’m back in school trying to shoot for a better career and support system, I am struggling to pay credit cards and keep up with my normal expenses. While I have a job, it pays little and nursing school fills up a lot of my time as well as trying to care for my child. He’s too young for me to safely leave alone and babysitters are too expensive. I used to have more support with his father’s side grandparents, but unfortunately both passed away due to cancer within a span of 2 years. My parents try to give me what they can, but they also work full-time and have many health problems they are trying to reconcile.

I am trying really hard to balance my responsibilities with school, motherhood and my current job. I can only pick up certain shifts due to a busy schedule, maintaining my grades, child care and this has put a major dent in my income. Nursing is a huge passion of mine as I want to work hard to give back to my community by providing skilled and therapeutic care. I love my patients and strive to treat them with dignity. I know once I graduate I will be able to stabilize myself a bit more, but I still have a year to go. I’ve made it this far, but financial struggles are affecting whether I can afford to continue.

I am reaching out because I believe with extra support, I can overcome the financial obstacles and relieve some stress. My focus will aim towards further myself and serving my community. I can improve my ability to provide for me and my son. By completing my degree, I will be able to secure a stable job and give back one day to others. I want to be a positive role model for my son and show him the importance of education and perseverance.

I am grateful for any assistance provided. Your support will make an incredible difference in my journey and help keep me afloat in the world. Your generosity is a value I will always keep in mind and try my best to return to others through my care, support, and guidance.

paypal.me/Kylie329

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A Hard Year That I Want to Make Right

To Whomever Reads This:

This has been a tough year for my family and my business, and it actually started much longer ago than this year.  I grew up poor and was almost homeless twice.  It’s a feeling I never wanted to experience again, and one I definitely never wanted my children to experience.

I am a former special education teacher of seven years, stayed home with my children for four years to help get them through school as they both have health issues and being with them was important.  Their father and I separated in 2011, and had a nasty divorce in 2015, and I had to move back in with my parents.  I went back to school in 2016 to be a massage therapist and opened my business in January 2018, a field I never imagined for myself.  Being a massage therapist has allowed me to help others in ways I didn’t know were possible, and has taught me so much about who I am.   I had to build up my credit from the divorce, and finally got it to a good value, then Covid happened.  Thankfully, I was remarried by this point because during Covid I was not allowed to work, and my husband was considered an essential employee.  Covid definitely lessened my clientele base as there are still people I’ve not seen since, but I was always able to manage my finances still, and continued providing a life for my family that we were proud of.  I have definitely changed my clientele over the years, having different people now, though some still remain from my opening in 2018.

After Covid I switched locations three times within a year because I was not able to take over the centers I’ve wanted to be a part of.  I helped open a health center in 2022, and for a while it seemed as though all was back to normal, as my clientele and business were growing.  My husband fell off a roof and fractured his neck and had a mini stroke, doctors said if the fracture was 3mm to the right, he’d have been paralyzed or dead.  He suffers from a lot of pain and cognitive issues, so he had to go down to contingently working and has had several months where he has not been able to bring in any income.

In January of 24, I got my kids full time because of some issues with their dad.  We’d had shared parenting 50/50, and I didn’t think an extra few days a week would be an issue, but realized very quickly how much more it cost with groceries and sports activities.  During this time, my daughter was a senior and my son a freshman in high school, and both of them are highly active in sports, scouts, school and the community.  I wasn’t taking these things away from them, so we continued going about our days; also senior year is quite expensive.  I am the only driver for four people so my schedule revolves around my family, and as a result, I had to change my schedule at work.  We only have one vehicle because we can’t afford another right now, so my daughter is unable to drive the vehicle she picked out for herself.

In March of 24 I became a part time caretaker for my grandmother, having to change my schedule again.  In June, I became a full time caretaker of my grandmother because she suffered a nasty fall down the stairs, fracturing and breaking multiple bones, she couldn’t even get out of bed, so her care became 24/7.  This meant having to change my schedule yet again, in which I started losing clients faster.  Unfortunately, grandma passed in August which freed up my time, but the grief of losing one of my most important people took a toll on me.

Just recently I found out that my CPA mis-filed some taxes and I’ve had a lot of fees added on to an already strained bank account.  I had to start using credit cards during my husband’s recovery, and my divorce came back to rear it’s ugly head again, as well.  I’m fighting now to get the retirement money from my ex husband that I was owed, as well as more child support money as I only get $48 a week.

I know I have a beautiful life, and am very blessed in many ways.  I also know I can bounce back from this, but the last time it took about 15 years and it was so hard to get everything to a good spot.

Asking for help is difficult for me because I’ve had to do it most of my life, and in opening my business, tried to build a life that we could be proud of.  I’ve made sure we became the people who helped others, paying for their meals without them knowing, tipping well when we go out, helping a kid get food at sports events because they have no money, etc., thus teaching my children to give to others before themselves.

As I stated earlier, I know I can build myself up again, but I feel like I’m drowning, and it hurts.   $10,000 would allow me to rectify the past due bills and taxes, $30,000 would get me completely out of debt, anything more would allow me to get a second vehicle so my 18 year old daughter can have the freedom to work and go where she needs to, but anything at all would be a blessing.  I really appreciate whatever you’d be willing to help with, and look forward to the day when I can continue helping those in need and paying it all forward however I’m able.

To anyone who is willing or able to help, I appreciate you so very much.  You are the blessings of life that we hear so much about, and that I strive to be for others.

My PayPal link is  paypal.me/NyckeBlack

Sincerely,

A Very Grateful Nurturer

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Struggling business that needs financial

We specialize in creating exquisite lighting and home decor solutions that transform spaces into homes. Our flagship store, offers a unique selection of lighting fixtures, ceiling fans, and decorative hardware. With a focus on quality and design, we help customers create beautiful, functional living environments. Join us in illuminating homes and lives across Texas and beyond. We need financial help to stay afloat during this trying time. I am also open to financial partners. Cash app $sunbries 

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Need to fill fridge, close out bills and get back and forth to work. Single mom please help me.

help me please. I’m a single mom and I feel like I’m drowning. I work full time and I have 2 boys. One of which has autism. I have never received a dime for them from their dad. I am fighting to get my head above water. I do not receive any governmental assistance. My car broke down and I have no way to work. I just need something cheap I can buy without having a car payment. And I am behind on my cards and my household bills. My fridge is running low. I can find a car for around 2500 in my area. On my cards I owe 1800 and 1600 and my household bills that are past due are electric 500 water 600 and gas 300. Please just help me get up just a little. I am so tired. I only have cash app. Thank you for reading and helping me.
Cashapp $jugglethestruggle

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Running out of money

Hello everyone, my name is William Steele and I’m a 60-year-old IT Specialist that recently lost my job at a large Telecommunication Company because the company starting downsizing early 2024 due to decreased revenues. This unfortunate event has put me in a dire strait situation as I did not receive any severance pay from the company after being employed by them for over 6 years.

I did apply for unemployment benefits from the TX Workforce Commission (TWC) and was deemed eligible for unemployment pay but when I requested my first payment it was rejected. The TWC stated in their decision letter the following reason “you did not perform your work to the employer’s standards although you had previously demonstrated you were capable of doing adequate work. I have since requested an appeal to try and over turn this decision, because I followed the defined company standards the whole time I was employed by that company. I have also recently received an update on my appeal request from TWC that stated “Your appeal has been processed and your case is being scheduled for a hearing. We are experiencing a large volume of hearing requests and we will schedule your hearing as soon as possible. You will receive written notice of the hearing date and time through the U S Mail when your hearing is scheduled”. I have not yet received that written appeal hearing in the mail.

This response from TWC is very concerning as my current funds are limited and have a possibility of being exhausted before my appeal hearing is even scheduled. My only hope is to either receive funds from generous people reading this post or obtaining employment before running out of money.

I am actively seeking employment and willing to accept an offer that will allow me to maintain my current household budget or a lesser amount on a temporary basis. I had to withdrawal all of my retirement funds so I can pay rent, utility bills, car insurance, medical bills, and credit card bills. But those retirement funds are running out as the months progress. The money I currently have in the bank is all the money I have to my name.

To help alleviate some bill payments I have enrolled into a debit relief program to consolidate a high interest personal loan and most of my credit card bills. Making this difficult decision does help with the stress of worrying about making timely payment on debit, but will add to future issues when trying to obtain employment, rental applications, loans, and credit cards.

I am 2 years away from retirement and have researched out to family members not for money, but for a place to live temporarily if my situation worsens in the near future. The reason I did not ask my older siblings for money is because they all are retired and are barely making ends meet on their social security benefits. I’m glad that both my parents are not live to see the unfortunate situation I find myself in today.

To help make it through these rough times I’m hoping this message finds charitable people that can give whatever they can to help me get back on my financial feet. I’m not looking for a hand out but a helping hand up. My goal is to receive enough money to terminate my current apartment lease and pay for moving expenses. Estimated cost around $10,000. If I receive enough funds, I will be moving back to the east coast where I will be closer to family that can support my living situation temporarily. Moving back to the east coast will also greatly increase my chances of finding employment in my career field.

paypal.me/williamsteele1244

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Struggling Mother of Two

Good day.I am a Zimbabwean mother of two seeking assistance to improve my life.I had been with the father of children for 12 yrs in a common law relationship when he decided to marry another woman legally leaving me and the children to suffer.As it is we can barely feed.I am a teacher by profession but struggling to find a job in South Africa as we relocated from Zimbabwe hoping for a better future.Now my wish is to migrate to the UK or USA but the challenge is cash to process required documents.Have been applying for visa sponsorship without luck.Am now planning to relocate via Nursing apprenticeship but still I need cash for flight,medical exam,police clearance etc…which amounts to around £10000 .The USA option is also not viable considering I need $18 000 to apply for the EB3 visa.I am asking for financial help from well wishers.I believe I have potential because I have received interview invitations after sending my cv only to be turned down once I inform them am not physically in the USA.Am willing to be loaned money to pay back once I settle down.Thank you for your help in advance.

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Urgently need to move out of state

Hi, We are a family of 3 who need to move out of state, We currently live in Florida, but due to the cost of living, we are unable to remain here. We are asking for $10,000

My husband has been cut back on his hours at work, he is also the sole provider for our household.  I do not work, due to our daughter being disabled and I am her caretaker.  our rent has increased from $858 a month to $1716.00 a month.  We DO NOT qualify for assistance since my husband has made too much money in the past 3 months.

We are moving to Arkansas, where we have friends who are willing to help my husband get a job there and help us find a home. We will need to stay in a hotel until we find a home. We will need to rent a Uhaul as well for our belongings. Gas money and travel expenses. Once we get there, we will need a deposit, first, and last, and cleaning fees as well for the home.

With the money we receive, we will use it to get us moved to where we can become stable in work and be able to maintain our home and the bills associated with it. We will be able to buy food and pay for our electricity, phone, water, and sewer. Our daughter will be able to get all her medical care re-established once we are there as well.

our daughter was born with Kartagners Syndrome with Cilinary Dyskensia, Sidius Inverses with Dexa Cardia. In Lamen’s terms, she was born with all her organs reversed, her cilia hairs in her lungs, ears, etc do not work, her heart is reversed to the right side and her lungs are on opposite sides as well she is a mirror image of us on the inside. She is also legally blind and needs a cane and will be applying to get a seeing guide dog as well. We need housing that will be suitable for her to live in, which means no mold, etc.

We only need help this one time in our lives, and we appreciate it very much.

I truly appreciate you taking the time to read this and donating to us, so we can make a positive change to our lives and for the benefit of our daughter.

donations can be made to my Paypal

http://paypal.me/Akasha2

 

 

 

 

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Heart broken dad who just wants to see his kids

I’m a single dad seeking financial help. The mother of my kids up and left with my children to her boy friends house. I am grateful that they have a roof over their heads as I failed to provide a viable income due to the work not coming in. Originally a contractor. I had to take up spark and door dash to do my best to provide, but in the end. It wasn’t enough as I was already far behind on bills and rent on top of being in dept. I currently can’t even afford to visit my children which is beyond heart breaking. My kids miss me and I miss them so much. I feel like I lost everything. I just want to see them again. This is my last week in this house as I can’t afford it and I’ll be evicted shortly. I’m just a heart broken dad who needs a pick me up and wants a fresh start so I can be caught up and financially stable. I just want a place to live where I can be near my kids again. I miss them so much. I’m not asking for a specific amount. Any help will be greatly appreciated. Thank you so much in advance. Whoever you are.  I will never forget you.

Cash app: $karsonandthea
BTC: bc1qg873mpqcnypcu9dt4mj505m9wcgx99t7snnxf4
ETH: 0xA4F71Fd3C82BC20656a3B0f1c2032725Df413810

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Losing my house

Hi,

I’m Anthony I have 5 kids and my wife last year I lost my job and since have taken one for much lower pay. We had been getting food stamps but when they added my 18 year old daughter’s income we lost them. Right now we are $5358.00 behind on our mortgage. I have until Friday at noon to come up with it and have $2150.00 that is every dollar I have kinda still need food and gas. So what I’m asking for is $3500.00. If your reading this and it’s after the 4th of October it’s to late but thanks for reading. I don’t have a great store but also I don’t want to live in Walmarts parking lot.
Thank you in advance and my family will most definitely pay it forward when we can .

PayPal.me/AnthonyAnderson644

 

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Hardship

I got into a car accident in march. I didn’t have collision coverage and I was at fault for the accident according to the police. So my insurance wouldn’t cover the coast for repairs. The other parties insurance wouldn’t cover it as well because I was at fault. I don’t have the money to fix the car. I’m not looking to fit it anyway I decided to not drive anymore. But it’s been sitting at a collision place and I owe them money, my insurance wouldn’t cover that as well. I have two jobs just to cover my regular bills. I’ve been trying to come up with the 6,000 myself that I owe the collision place. But every time I’ve tried to get the money I’ve had to use it for other stuff that has come up. I would appreciate anyone that can help!!!

 

https://www.paypal.com/myaccount/profile/

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Please Help Us out of Poverty Trap

Hi, I’m a mom of four children. I was married to my husband who is the father of my three oldest children. I received an inheritance when my grandfather died and my now ex husband used all that money gambling, buying himself cars and paying for sex workers. He then left when I give birth to my daughter. She was five weeks old at the time. He left me with massive debts that I could not pay as I was unemployed in 2011 and the country was in recession.

I signed up for benefits and I applied to go back to college as a mature student. This was incredibly stressful as I had 3 children under the age of 7 at the time and the bank was trying to take my house from me. I worked with a government agency to keep my home and set into a payment plan that meant I eventually cleared my debts.

I secured a full time nursing position and cleared my debts. I then meet another man whom I thought loved me. We had a baby together. My fourth and he is four years old. I’m good will i took a loan out for this man as he said he would pay me back in a few weeks. I have been paying back this loan myself as he does not help me with it. The loan is €10,000.

My eldest son crashed my car. He was ok which was the most important part of it. However I needed a car for work. So I am now paying back €20,000 car loan plus €10,000 that is in my name but I never had any of the money from it. My good heart was scammed again.

My eldest son is 19 and in college. I pay his fee’s in college. I also pay his dr fee’s as he has ADHD and is dyslexic. I get no help from my sons father.

I have two other children in high school aged 13 and 17. My 17 year old boy wants to be a lawyer but I worry how ill help financially in college.

My youngest son father is mentally unwell. He does not work and is a burden on me financially. I pay all household bills for 6 people. All food bills, all heating bills everything.

Currently I am behind in my bills. I owe €1000 to the electricity, I need to raise money to fix the heating system as that’s broke, I need to fix the hole on the roof, I need to fix the ceiling in the kitchen as there is a big hole where the shower is above it and I need to fix the toilet and shower as they are both broke. I have no money to do this.

My mother died aged 65 last year and I need the money to pay for the headstone which is €3000.

My car needs repairs. The breaks are broken. It needs an oil change but I can’t afford it.

My ex husband wants to sell the house so he can buy a new house for his new wife and family. He has never helped me with the children financially. So much that my oldest boys have changed their name because they know he has let us starve in the cold with no food. Now he wants the house sold for the value of the mortgage which is €50,000 left. That’s all that’s left in the mortgage as I have paid on my own for over 10 years.

please help us

https://paypal.me/annMarieGaynor?country.x=IE&locale.x=en_US