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Last Updated: July 22, 2023

Without any job, I cannot afford to pay my mortgage

Hello everyone, my name is Kabir I’m a CNC machinist I believe I can make any machine parts in the world with CNC machine, this level of confidence I have in my job. But unfortunately, I can’t find any job on my expertise at least within two to three hours of driving time from my home.

Without any job, I cannot afford to pay my mortgage my credit card bills, and many other expenses for my family. I don’t like to talk about all the negative things that happened to my family but for this writing, I need to mention a few matters that pushed us to the brink of the poverty cycle.

Since my Three years old son was diagnosed with autism My family life has changed drastically. We got an eviction notice From our landlord (which is technically discrimination against my son’s disability), caused us one year of homelessness, Job loss, RRSP saving loss, Depression, heart attack, and scammer attack, and now are unable to pay our mortgage which could make us homeless again.

My family is suffering from this situation for the last 5 years, now we’re living in a remote area where cell phone doesn’t work, Internet work only with satellite, but at least we have a home. It was my last effort to buy this house in this remote area, the area where you might come for recreation purposes, fishing, hiking, camping, and probably some mosquito bites!!

However, we don’t want to be homeless from here again with our nine years old child, we fully understand the pain of being homeless, we had that experience well enough, and now we know that people become homeless not because they’re lazy to work rother because our social system not focusing on the real issue which leads people to the homelessness.

So, as I understand the real issue of homelessness I’m not just asking for financial help for myself but to work on the issue that might prevent or stop the situation that makes people poor and homeless.

Here is the idea, I and my wife started a home-based business called “Quadeville Naan and Pizza” which would be a non-proprietary organization, currently we are supplying our naan bread to some local stores, and our future plan is to build a mobile pizza vendor business as franchised. Every mobile kitchen carries a special made-for-pizza wood oven with it.

As it is a non-proprietary organization we’re just working as an employee and All the profits from this organization go to the expansion of the business, Creating jobs for the homeless, and solving all other issues related to their homelessness.

So, please drop some money whatever you can afford in my account would help me to pay my mortgage. By using your money to create jobs for myself and my wife and many others who have similar issues.

Thank you and God bless you

 Kabir

https://www.paypal.com/donate/?hosted_button_id=5XH9NZ65KEKM8

Filed Under: Mortgage Tagged With: Canada

Last Updated: July 18, 2023

cannot get a job

 

 

 

Hi, I’m a mother of 3 children, I’m so embarrassed to be writing this letter. Ive been in the stock market for over 10 year trying to beat the stock market, however I failed badly at it. I’ve lost my hold life saving, my kids college funds and now I don’t know what to do. I try to apply for jobs but for some reason I have no luck. I think am being blackball because of my age. Now my only hope is to do something for myself. My passion is investing in real estate and I don’t have the money because I took it from my home to invest it and lost it all. Now I cannot afford my own home. I’m so depress and broke that the roaches move out left me. My goal is to get my second mortgage pay off and I will figure out the rest. I would love for whoever is reading this to help me please. I know this letter is not long enough but if I tell you everything that am going thru their would not be enough space for the internet to handle.

https://paypal.me/Aldia1010?country.x=US&locale.x=en_US

 

Filed Under: Mortgage Tagged With: USA

Last Updated: July 17, 2023

Single MOM of 4 KIDS (9,8,4,&3) ABOUT TO LOSE HOME

Hello all! My name is Alyssa and I am a 29 year old single mother who is at a complete loss. In 2020, I took a job as a “Area Manager” for KBS. Up until August of 2022 I was able to perform the job duties properly and had absolutely no problems. Within the 2 years of this job, I was able to begin buying a house, a car, and finally giving my children the best life I could afford. 

In September of 2022, My children’s father passed away and now this left me with the sole responsibility of my children 24/7. My job required a lot of over nights and long hours. With their dad no longer here, I couldn’t do the duties of said job and because of inability to meet required job performances, I was let go. 

It took me about a month in a half to find a job that would work with the schedule I needed to fit my children’s needs as well. After starting my new job, I totaled my car one morning while driving home and because money was so tight at the time, car insurance was one thing I had to let go. 

I am now 4 months behind on my mortgage payments and about to lose the only good thing left I have for me and my children. I hate asking for help but $1000.00 is what I pay monthly alone for just my mortgage. If you can please help me so that being homeless is not the next adventure for my children and I. God Bless You All

https://www.paypal.com/paypalme/MyKidSaReMazin

HOUSE.jpg

Filed Under: Mortgage Tagged With: USA

Last Updated: July 12, 2023

Almost 28 weeks pregnant and broke

My husband and I are expecting our first baby in early October. We are beyond excited to be parents and snuggle our little boy.

It’s unfortunate that at this time, we are completely broke. I almost wish I could tell a crazy story as to what happened or explain an unforeseen expense, but the hard truth is that years of poor money management, living outside of our means and ordering too many pizzas has caught up with us. We are also about 25k in debt, and that doesn’t include my student loans. We have a high car payment and a high mortgage payment as well. In the last 4 months, I have cut back in every way possible, but somehow the funds just still aren’t there.

We can’t pay our mortgage on time this month, and waiting until we can will create a viscous cycle, putting us in the same position next month.

I am an elementary teacher and the bulk of my maternity leave will go unpaid. I just hope to catch up on some bills and be in a less stressful place before baby arrives. We are currently not in a position with either of our families to ask for money.

Our baby deserves the best start to life, and we can’t risk losing his home. He will be our greatest adventure and is already our biggest joy. We want to make ends meet and be able to purchase the things he needs before he is here. We also have an 8 month old puppy who needs to be spayed in August. She is becoming a fur sister more quickly than we thought she would, and we don’t want her needs to fall by the wayside for any reason.

Thank you for your consideration.

https://paypal.me/hirwy

Filed Under: Mortgage Tagged With: USA

Last Updated: July 13, 2023

Hard times

Hi, my name is Ross.  I have a wife and two kids.  For the last 7 months I have been dealing with back issues and unable to work.  For the first 5 months I was getting disability pay through my work at 50% of my normal paychecks.  I no longer recieve disability pay and I am still in the process of going to different doctors and specialists to figure out exactly what is going on with my back. I am currently back to work with a lot of restrictions and working less than 40 hours every 2 weeks.  My 16yr old son is working and using his paycheck to help his mother and I pay our bills.  I can’t even begin to tell you how that makes me feel as a father, asking my son to help pay the bills his mother and I are suppose to be responsible for.

As of this moment, we are a month behind on our mortgage with this months mortgage due in a few days as well.  Thanks to the food shelf and local food programs, nobody is going to bed hungry at least.

$2500 would go a long way to getting our heads back above water.

I just want to thank you for taking the time to read this, and I greatly appreciate any and all help!

Paypal.me/milinkogreat

Thanks,

Ross

 

Filed Under: Mortgage Tagged With: USA

Last Updated: July 11, 2023

In need of a financial blessing for mortgage & bills

Hi, my name is Jackie, I am married. We are in need of financial assistance. In 2012 we lost our son to gun violence as he went to a family reunion out of state and ended up in the wrong place. I am cosmetologist. But when that happened with my son it  was like everything just left my body. I went into a mental stage with major depression. But after a couple years I pushed myself to get back up and try to live for my other 3 kids and grandkids. Then in 2017 I lost my 12 year old grand son he was spending the night at a friend a friend house and as he was leaving out to go home two other kids saw a gun in a chair in which the mom of the house was in the military left the gun in the chair and the two kids went to grab the gun and as my grandson was walking out the house the gun went off and shot my grandson in the neck. There I was again back in the stage where I tried to push myself so hard to get out of. My world turned upside down. But through it all I can say I made with through with the help and strength of God. In 2019 I had a surgery to have two lumps removed out of my breast. During the surgery I had a stroke & seizures. I made it through that. March 5 2023 I had a colonoscopy ended up having seizures during that. Couldn’t walk now but now I am waking but I’m dealing with a pricked nerve from when I was in the hospital they hit my nerve with a needle. It’s a lot to share but I will make it short. We have a mortgage and it’s due my husband is struggling trying to keep the builds a float by himself we are behind on paying. We had a church that we was pastoring we had to let it go because the bills started piling up. I’m just asking for some assistance to help us pay off our mortgage and to try to get our church back we always fed the homeless. But now since my husband is the only one trying to pay the bills. It’s like we are losing everything. We are behind on our car payment. We really need a financial breakthrough until I can get back on my feet to help my husband. It is really hurtful to see him needing the help and I can’t help. If you can please help us.

Thank you.

Filed Under: Mortgage Tagged With: USA

Last Updated: July 11, 2023

Broke and Can’t Afford My Mortgage and Bills!!

Hi. My name is Georgia. I have three daughters and we live in Augusta, GA. My Mother and I recently opened an independently owned restaurant, but we started in the riskiest way possible. We took out personal loans to use as startup funds and were on path to pay back these loans with the revenues from food sales. Due to inexperience, we endured numerous setbacks which resulted in reduced revenues. This led to us having to use our available personal fund reserves to cover the business expenses, debts, and payroll. I also did a cash out refinance of my home mortgage that increased my monthly payment by $900 and used all the money to fund the business account. Current monthly mortgage is $2,574.98 (not including late fees). And personal credit card debt is almost $40k. All of our personal funds have depleted, and I personally haven’t been able to pay my mortgage and credit card bills since March 2023. We could really use any financial assistance that you can give us.

Thank you!

https://paypal.me/galexdagr8?country.x=US&locale.x=en_US

Filed Under: Mortgage Tagged With: USA

Last Updated: July 7, 2023

Unemployment has me hostage

Hi, so I lost my job in February of 2023. I attempted to apply for unemployment only to find out that I was blocked. Upon speaking with unemployment it was discovered that a claim was initiated as I was working in 2022. My previous employment was 3.5 yrs.
At this point, I had to wait 3 weeks for a Zoom appt to verify my identity. I have 100% satisfied the requirements and was told it may take 6 to 8 weeks to be “Scrubbed” by the “Professionals”.
Months passed and I called every week after 8 weeks to be told that nothing is updated. I asked to speak with these “Professionals” and was told it is impossible, they are too busy.
It is now July, and I am behind in my mortgage, I single-handedly bought on 2021 & now my home is in jeopardy, I have begged and borrowed for my electric and water & sewer bills. My credit card companies are aware but are happy to continue to charge fees! My credit score has dropped to 465.
I have contacted my state’s governor and placed complaints where I needed. To NO avail.
I am asking for anything to help me stay afloat until I find work. I am a 26-year chairside dental assistant still looking for work.

Filed Under: Mortgage Tagged With: USA

Last Updated: July 5, 2023

Husband was downsized

Hello,

My name is Abby and I could use your assistance. I know this is a long shot, but if it would be possible for you to send me some money, I would be incredibly grateful. A million, or a couple hundred thousand, or anything like that would be a drop in the bucket for you, but would mean the whole world to me and my family.

I am a nurse, and I am working full time while also taking online classes to work towards my bachelors degree and then a masters as a nurse practitioner. Therefore my already significant student loans are continuing to grow each semester. My husband and I just got married in April, and while we worked hard to keep the wedding small and affordable, it still drained us pretty badly. We are also trying to plan our honeymoon as we have yet to take one.

On top of all of that, my husband just lost his job 2 days ago. Despite having some of the best numbers in his department at the insurance company he worked for, they are going through massive layoffs and decided he had to go. He is actively looking for something now, but this is not the best situation for us.

My husband and I also are very excited to become parents, and want to try to have children soon, but we know children are quite financially draining, so we are trying to get things in order. We will also need a new vehicle once we DO have a child, as our current car is only a two-seater.

So once again I ask: would you be able to send us some money, or do anything else to help us out? I wouldn’t have anything to offer in return except my undying gratitude.

Thank you for reading this plea, and I hope you have a wonderful day. IMG_9630.jpeg

Filed Under: Mortgage Tagged With: USA

Last Updated: July 5, 2023

Mortgage assistance

Good Morning my name is Robin. I am a mother of two. I am reaching out to you because, I am in dire need of mortgage assistance. I’m currently facing a financial hardship due to leaving my dead end job to further my education.

I worked at a company taking care of individuals for 15 years. I worked my way up from caregiver to residential supervisor. In my 15 years there I held 3 positions. Once I made it to residential Supervisor. That was as far as I could progress in the company without a degree. I entered that position December 29, 2019. Just before the pandemic. I loved the position because I was able to advocate for the clients on so many levels.

Everything was going well until, the pandemic started to strike within the company. The staff that I supervised started to become ill with the virus and began spreading it to clients. many staff quit due to fear. So I was left short staffed. due to the shortage in staff I had to work double shifts on a regular basis. Most times 6 days per week. I did my duties as a supervisor during the day and worked as house staff second shift. At times I would have no staff available and I would work a residence with 6 clients alone.  I ran two residences at the time and we were constantly on quarantine. One of my clients became extremely ill. I sat with her in my PPE on a regular basis. She asked me not to let her die. she later passed away. I grieved over her for a long while.

That is when I decided I had enough and that I needed to better my education so that i could obtain a better career. So I left my Job Dec. 22, 2021  and enrolled in SIUC. My major is psychology. I was able to maintain my bills with financial aid up until a few months ago. I had some car trouble and a few issues in my home. so the money that I had saved for bills was spent.

I am behind a few months on my mortgage now and I fear foreclosure. I am kindle asking for $6000 dollars to assist me in my time of need. I will be sure that every cent goes towards my mortgage. I am also searching for employment at this time. Thank you for reviewing my request it means the world to me. Even if you are unable to assist me. I completely understand my pay pal link is paypal.me/aspiringbw excuse my pay pal name I made it a while back and I’m unable to change it at the moment. Thank you

 

Filed Under: Mortgage Tagged With: USA

Last Updated: July 4, 2023

$11,000 would help me towards a home loan with program Naca.com

I was married with my x husband for more then 20 years. He was very verbal abusive. I felt I needed to stay with him to keep the family together. My x husband was so negative that we had to get rid of our house in 20963 E 40th pl Denver CO 80249, we had to do a short sale and he decided to rent, that’s how negative he was. A family of 5 living in a 2 bedroom apartment because he preferred it that way. My boys decided to join the military and at the moment they are independent. One is living on the base and the other is working, and got his degree to move up in the military, so he is going back. I divorced in 2021. My daughter has depression since 2016. A therapist told me she was suicidal and gave me a lock box for sharp objects and medication. I was living in a studio with my daughter since my x wouldn’t give me child support. I couldn’t get FMLA quick to keep an eye on my daughter after I found out she is suicidal so I moved in with my sister in Fountain CO because she works from home and she can keep an eye on my daughter. My daughter was doing way better since she got along well with her cousins. I have a friend background Italian  American, if you would like to include some help for him too I can email his name since he doesn’t know I am including him on this story, so his name at the moment is private. He was living in his van because he had it worse the me with his x wife. We are just friends and room mates. Colorado is cold so I offered that we can help each other with rent. We are renting a 3 bedroom 2 bath apartment. He has the master bedroom with a restroom. I have one bedroom for myself and one for my daughter and a restroom for me and my daughter. He was so depressed because he doesn’t see his son and he is paying about $800 for child support. I am paying $1,000 for my part of the rent and he is paying about $600. I pay the electricity and he pays the internet, water and gas. He now found a great job, I am working from home for a good health care insurance company and this month is the last month my room mate has to pay child support. I am working on paying off my debt and I am very close. My debt is now about $1,500. My credit was bad after my divorce since I was on my own without child support. Thanks to living with my sister I paid off most of my debt. I can’t live forever with my sister  and I felt they needed privacy  and so did we. We are living with my Italian American friend and making sure he is doing well. And he is helping us too. But we don’t have savings for a down payment for a permanent home. Naca has a program for 0 down but when I attended their online work shop they talked about fee’s that add up to $11,000. I can have a permanent home for me, my daughter, and an additional room for my sons when they are back. I really would like to help my room mate in some way. If you would also like to help him I will give you his name in an email, in private, since he doesn’t know I am including him in my story. He has a son and he was very depressed because his x wife would say negative things to his son so his son wouldn’t visit him. He would like to have a permanent home for him and his son since his son is a little older and is understanding more  and talking to his dad more. My room mate is driving a bad old van that breaks down often,  he needs a car to get to work. I have moved about 100 times in my life and would be nice to finally buy a permanent home and my friend has been moving allot too. I am glad I found him to help each other but we have different tastes and I feel we can’t be a couple. But I still want him to be happy. We are here for a reason, we meet people for a reason, to help each other. We have a good job but we don’t have a saving, we were paying our debt and we are almost done. This wouldn’t only help me but also my daughter and my two sons because anything that is mine will end up being theirs. And they have a place to stay. If you would like to help my friend it will also help his son and my room mate, his mother needs help too it would help 3. My room mate has a mother living in Corning NY that needs help and he plans to bring her to Colorado. He can use the same program Naca. I can show him how. Or he can try FHA depending on credit and any $ will help towards down payment or closing costs. Or a car for work. I love my work from home job, I can stay with the same healthcare company for ever but I also would like to start other projects to bring more income. My future goal is after I move into a permanent home, is to get started on  3 affordable projects I have in mind that will hopefully bring more income and since part has to do with a channel on YouTube, it can bring enough to help others. But at the moment I need to concentrate on me and my family and also help my friend. If you send enough for $11,000 I will be so thankful. If you send more then $11,000. I will give that to my friend. 

Thank you in advance. Blessings to you and your family. God will give you more. God is my witness that all that I said in this post is true. 
Pay Pal 
paypal.me/kiwimurillo
(I repeated the same as a previous post because I had forgotten my paypal link, and this was the only way to add it, plus I added more info.)

Filed Under: Mortgage Tagged With: USA

Last Updated: July 3, 2023

Mortgage Payment Assistance

Dear Anonymous Givers,

I hope this letter finds you well. I am writing to humbly ask for your assistance with my past due mortgage payments. Due to a combination of financial and medical hardships, which set me back (8 months of post surgery recovery :( I have fallen behind on all of my expenses. But main concern is my mortgage payments. I’ve done everything in my power to try to stay afloat as much as possible. i.e. Uber and Instacart. It’s been very difficult and challenging. However, I am happy to share that I have recently secured a new job, which brings a glimmer of hope.

I am striving to regain stability and bring my mortgage payments up to date. (2 months behind). Your generous support would greatly alleviate the burden I am currently facing. With your help, I can catch up on the past due balance and work towards a more secure and stable future.

In the spirit of paying it forward, I aspire to be in a position to assist someone else in need in the future. Your kindness and compassion would not only change my life but also inspire me to make a positive impact on others when I am able.

I sincerely thank you for considering my request. Your support would mean the world to me and help me on my journey towards financial stability.

With heartfelt gratitude,

Thank you and God Bless ! I am kindly requesting $4000, this amount for help pay my mortgage as well as late fees that have accrued.
paypal.me/nowFaith23

 

Filed Under: Mortgage Tagged With: USA

Last Updated: July 4, 2023

A Plea for Stability and Belonging: Help Us Preserve Our Home and Community

We are the Gaoa (first a is silent) family—a humble, hardworking family of four, living a beautiful life filled with love, companionship, and dreams. Today, we reach out to you with a plea for help, as our cherished home and beloved community face an uncertain future.

 

For the past five years, we have rented our cozy abode, nestled in the heart of a community that has become an integral part of our lives. Our children, Manixx and Raygan, have grown up here, forging lasting friendships and finding their passions through sports teams and school activities. We have celebrated birthdays, shared laughter, and shed tears of joy within these walls, and the sense of belonging we feel here is immeasurable.

 

While we work tirelessly to provide for our family, the past 2 years have been a challenging one. Like so many others, we were hit hard by the devastating effects of the pandemic. Both my husband and I lost our jobs, leaving us in a state of financial uncertainty. Despite our best efforts, we struggled to keep up with our obligations and fell behind on some payments, including credit cards and our car loan, amounting to $25,000 in debt.

 

However, we never lost hope or determination. With the gradual easing of restrictions and renewed job opportunities, we managed to catch up on our rent in a single month, prioritizing our family’s stability above all else. Although this setback adversely affected our credit score, we have been relentlessly working towards rebuilding it, often feeling like we’re climbing an uphill battle.

 

Sadly, our landlord has recently informed us of their intention to sell the house we have come to call home. While we understand their decision, it has left us facing an agonizing reality. Without the means to secure a down payment or the creditworthiness required to obtain a mortgage, we find ourselves at a crossroads.

 

This is where we humbly request your assistance. We are seeking a generous heart willing to lend a helping hand by providing us with $214,000—the amount needed to purchase the house we have grown to love. We understand the magnitude of this request, and we are immensely grateful for your consideration.

 

By granting us this extraordinary opportunity, you would not only be securing a roof over our heads but also preserving the stability and happiness of our entire family. Our children’s hearts would be filled with immeasurable joy, knowing they can continue to call this community their home and maintain the relationships they hold dear.

 

We assure you that your investment would not go in vain. We are fiercely determined to regain financial stability and will work diligently to honor any repayment terms or agreements that we can establish together. Your trust in us would be met with unwavering gratitude, and we would make every effort to demonstrate our appreciation in meaningful ways.

 

Your act of kindness would not only impact our lives but also inspire a ripple effect of positivity within our community. It would serve as a testament to the power of compassion and reinforce our belief that unity and support can overcome any obstacle.

 

We hope our story has touched your heart and resonated with the values you hold dear. We kindly request you consider helping us acquire our home, the place where countless memories have been etched into our souls. With your support, we can continue to foster love, stability, and growth within our family, ensuring that the bonds we have formed in this community remain unbroken.

 

Thank you from the depths of our hearts for taking the time to read our story and consider our humble request. May life’s blessings surround you, and may the kindness you show today to be returned to you tenfold.

http://paypal.me/TLGaoa

Filed Under: Mortgage Tagged With: USA

Last Updated: July 3, 2023

Financial Hardship

My story begins with the COVID pandemic 2020, and seems to be neverending! Due to the shutdown and slow recovery from the COVID pandemic I ended up losing my job. I was able to find a job, but for $5.00 per hour less than I was making at my previous job plus my previous job had unlimited overtime that I was taking full advantage of! Due to the fact that I had just built my dream home it became very challenging because my house was financed under my previous income . I was 52 years old at that time just building my first home, so remained hopeful that things would go back to normal and I’d be able to pull my finances back up to where it used to be. But because my mortgage payment was more than my biweekly paycheck, I started to exhaust my savings. I talked to my supervisor and was able to pick up some overtime that made it a little easier. I wasn’t able to do anything else but pay my bills, but I was still remaining hopeful.. until November 2021, I got COVID pneumonia, I was hospitalized for 3 weeks then released with a 3 months recovery. I was out of work with only a percentage of my pay. Which totally wiped out all savings and I was pretty much behind on everything after that! Because of ongoing health issues due to the COVID pneumonia I wasn’t able to pick up the extra hours like I used to. After I got well enough to where I didn’t need my oxygen tank everywhere I go, I applied for a better job that would increase my pay. I received a job offer and accepted it! Although it still didn’t match my income before the pandemic when I started, it would within a couple of years. I started this new job August 2022, I was so excited! I felt like I could relax a little and enjoy my new home! But!! April 2023 The Company that I am now working for, stopped all production! We are on short hours but still clocking in Monday thru Thursday doing nothing! I am now 55years old and terrified that if I get laid off, will I get a job that handles my debt, my savings are gone so I don’t have anything to hold me over. I did look into selling my house, which is heartbreaking! But rent in my area, is very little different than my mortgage. And my debt to income ratio has my hands tied on other options!

My take home pay biweekly is $1200, my mortgage is $1552, car $535, car insurance $110, Furniture bill $240, along with light, water, gas, credit cards, if it wasn’t for credit cards I probably wouldn’t have food to eat!

I just want any help I can receive because it’s getting so overwhelming I can barely sleep through the night. I’m so afraid I’m going to get laid off! Any help is welcomed.

Sincere Regards,

Sonjia Core – PayPal.me/SonjiaCore

 

Filed Under: Mortgage Tagged With: USA

Last Updated: July 3, 2023

$11,000 would help me towards a home loan with program Naca.com

I was married with my x husband for more then 20 years. He was very verbal abusive. I felt I needed to stay with him to keep the family together. My x husband was so negative that we had to get rid of our house in 20963 E 40th pl Denver CO 80249, we had to do a short sale and he decided to rent, that’s how negative he was. A family of 5 living in a 2 bedroom apartment because he preferred it that way. My boys decided to join the military and at the moment they are independent. One is living on the base and the other is working, and got his degree to move up in the military, so he is going back. I divorced in 2021. My daughter has depression since 2016. A therapist told me she was suicidal and gave me a lock box for sharp objects and medication. I was living in a studio with my daughter since my x wouldn’t give me child support. I couldn’t get fmla quick to keep an eye on my daughter after I found out she is suicidal so I moved in with my sister in Fountain CO because she works from home and she can keep an eye on my daughter. My daughter was doing way better since she got along well with her cousins. I have a friend background Italian  American, if you would like to include some help for him too I can email his name since he doesn’t know I am including him on this story, so his name at the moment is private. He was living in his van because he had it worse the me with his x wife. We are just friends and room mates. Colorado is cold so I offered that we can help each other with rent. We are renting a 3 bedroom 2 bath apartment. He has the master bedroom with a restroom. I have one bedroom for myself and one for my daughter and a restroom for me and my daughter. He was so depressed he couldn’t keep a job. I am paying $1,000 and he is paying about $600. He now found a great job and I am working from home for a good company. I am working on paying off my debt and I am very close. My debt is now about $1,500. My credit was bad after my divorce since I was on my own without child support. Thanks to living with my sister I paid off most of my debt. I can’t live forever with my sister so I felt they needed privacy and so did we. We found an apartment in Colorado Springs for about $1,600. We are living with my Italian American friend and making sure he is doing well. And he is helping too. But we don’t have savings for a down payment for a permanent home. Naca has a program for 0 down  but when I attended their online work shot they talked about fee’s that add up to $11,000. I can have a permanent home for me, my daughter, and an additional room for my sons when they are back. I really would like to help my room mate in some way. If you would also like to help him I will give you his name in an email, in private, since he doesn’t know I am including him in my story. He has a son and he was very depressed because his x wife would say negative things to his son so his son wouldn’t visit him. He would like to have a permanent home for him and his son since his son is a little older and is understanding more talking to his dad more. My room mate is driving a bad old van, he needs a car to get to work. I have moved about 100 times in my life and would be nice to finally buy a permanent home and my friend has been moving allot too. I am glad I found him to help each other but we have different tastes and I feel we can’t be a couple. But I still want him to be happy. We are here for a reason, we meet people for a reason, to help each other. We have a good job but we don’t have a saving, we were paying our debt and we are almost done. This wouldn’t only help me but also my daughter and my two sons because anything that is mine will end up being theirs. And they have a place to stay. If you would like to help my friend it will also help his son and my room mate also has a mother that needs help so it would help 3. My room mate has a mother living in Corning NY that needs help and he plans to bring her to Colorado. He can use the same program Naca. I can show him how. Or he can try FHA depending on credit and any $ will help towards down payment or closing costs. Or a car for work. My future goal is. After I move in to a permanent home, I have about 3 projects in mind that will hopefully bring more income and since part has to do with a channel on Youtube. If I make enough I will help others too. But at the moment I need to concentrate on me and my family and also help my friend. Thank you in advance.

https://www.paypal.com/paypalme/kiwimurillo

Filed Under: Mortgage Tagged With: USA

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