My husband and I are expecting our first baby in early October. We are beyond excited to be parents and snuggle our little boy.
It’s unfortunate that at this time, we are completely broke. I almost wish I could tell a crazy story as to what happened or explain an unforeseen expense, but the hard truth is that years of poor money management, living outside of our means and ordering too many pizzas has caught up with us. We are also about 25k in debt, and that doesn’t include my student loans. We have a high car payment and a high mortgage payment as well. In the last 4 months, I have cut back in every way possible, but somehow the funds just still aren’t there.
We can’t pay our mortgage on time this month, and waiting until we can will create a viscous cycle, putting us in the same position next month.
I am an elementary teacher and the bulk of my maternity leave will go unpaid. I just hope to catch up on some bills and be in a less stressful place before baby arrives. We are currently not in a position with either of our families to ask for money.
Our baby deserves the best start to life, and we can’t risk losing his home. He will be our greatest adventure and is already our biggest joy. We want to make ends meet and be able to purchase the things he needs before he is here. We also have an 8 month old puppy who needs to be spayed in August. She is becoming a fur sister more quickly than we thought she would, and we don’t want her needs to fall by the wayside for any reason.
Thank you for your consideration.
https://paypal.me/hirwy