I have been successfully paying my mortgage since 2015. Though I officially retired from fulltime education in 2020, I did work on a part-time basis from 2020 until 2024 to ensure I was able to manage monthly expenses. With two years left on my scheduled mortgage payments, my balance is about £8000. Being no longer in part time work, I am finding it a monthly struggle to get over the two-year hurdle–my pension is not a full one and after all expenses, this is an ongoing stressful experience. I would appreciate any help if its out there, even if it was just to clear half the amount(£4000), it would give me time to work out how I can tackle the remaining half even if it means renegotiating the time for final payment. Please make contact using my Paypal address: paypal.me/BIDMAS