Begging Money

Financial Hardship Help

  • Home
  • Ask For Help
  • FAQ
  • Donate

Last Updated: May 17, 2026

Humbly & With Gratitude, Getting Back on my Feet

When family members, friends and even strangers need support, I’ve gone out of my way to help when I can. Time, emotional support, money, a recommendation letter – when I can, I help out. I also have volunteered for years for causes I’m particularly passionate about, for women, teens, education, and the arts. My upbringing by my grandparents and mother focused on values including hard work, education, and giving to others. Throughout my life, I’ve worked hard and been financially stable. A few years ago, that began to change through a series of events, and I’m trying to get back on my feet. $50,000 would tremendously help my situation for a re-set. Less is welcome and appreciated. I would be very grateful for $50, $500, $100, $2,500, $25 or whatever one could spare or give to help.

Three years ago, I was rear ended in my car by a speeding driver. My car was totaled, and I was taken to the hospital for examination and treatment. I didn’t have any internal bleeding or broken limbs, but I had a concussion and damage to my chest wall due to the force of the accident and deployment of the air bags upon the impact of the speeding vehicle hitting my car. I had comprehensive auto insurance coverage, but the at-fault driver did not. I had to pay for many of my own medical bills and still do. I also had to purchase another used car, which I wasn’t expecting, and it was a squeeze. I went back to work after a couple of months of physical therapy, treatment and recovery for the concussion, setting up payment plans where I could for my medical bills, and with the very sensible, safe, “affordable” used car to get me to and from work.

A year later, I was laid off from my position along with 350 others due to a corporate restructuring. The company said that it was still trying to course correct after the COVID pandemic. While I had been with the company four years, I wasn’t offered much of a severance package. I was told that it was a standard settlement for everyone with that amount of time with the company and non-negotiable. I set about networking and telling every person that I knew that I was looking for a new role. I went to professional networking events. I was on every job board from Indeed to LinkedIn to Glassdoor. I sent out several resumes everyday, and had Zoom and in-person meetings about potential work opportunities. I went on interviews, but didn’t find another position for 11 months. I used my savings to pay bills. I had paid for my mortgage for the first three months, but then couldn’t afford to continue to pay monthly. I entered a deferrment program with my mortgage lending company just to hold onto my home. My mind and body were wracked with anxiety continually for fear that I would lose my home which I had worked so hard to purchase. Every month, I had to determine which bills to prioritize to pay because it was difficult to pay them all. I have a lot of debt now. I’m a different person now, it seems, because I’m working to survive and am doing all that I can do to thrive again. The position that I took is not at the same job or compensation level as my previous role. I make substantially less and continue to look for a new position that is a match for my education and work experience, so I can be paid more and continue to pay my debts. I’m behind in my utility bills, medical bills, car repairs, and while I’ve been able to keep my house, I have to pay the mortgage company for the months it “covered” me.

I am deeply grateful for your compassion, support and consideration.

paypal.me/lampluv

Filed Under: Mortgage Tagged With: USA

Categories

  • Animals
  • Begpackers
  • Business Capital
  • Car Repairs
  • Cryptocurrency
  • Dental
  • Emergency Money
  • Eviction Notice
  • Funeral Costs
  • Home Foreclosure
  • Medical Bills
  • Mortgage
  • Rent
  • Scammers
  • Single Dads
  • Single Moms
  • Student Loans
  • Tuition Fees
  • Uncategorized
  • Wishes
  • Contact

Copyright ©2016 · Legal Disclaimer, a TOS & Privacy Policy