Hello everyone and thanks for checking my fundraiser out!My name is Krista :) I’m a 32-year-old freelance writer/stay-at-home mom and I have a favor to ask all of you, but first I want to tell you a bit about my situation.I chipped both of my teeth from falling down (I was on a new medication (prescribed) and I didn’t handle it well), causing me to pass out while standing. I fell forward and smashed my face into the ground. The one tooth stayed chipped, but I paid to have a cap put onto the other one because it was much worse. A few years later my ex-husband punched me in my mouth, causing the cap came off. I kept using it for quite a while, but it fell off a couple of years later in the middle of a conversation on the beach…at night. Needless to say, I couldn’t find it. That was two years ago, and it’s been rotting ever since, which you would think would be a good enough reason to have insurance cover it. I’ve had to struggle with taking them both out and going without teeth in the front or having this. It’s a tough decision that I’m sure most of you would hate to make. I have insurance but implants are not covered by my insurance because it’s considered cosmetic, and not to mention, they’re extremely expensive. I’ve tried to save up for it, but life happens, and unfortunately, it has put my teeth at the bottom of the “to-do list”.

My current smile causes me to be extremely self-conscious and embarrassed to smile or laugh on an everyday basis. I have a difficult time going after jobs that I know would add to my success as a writer because I’m afraid of the interview process, which is one of the main reasons I work from home. I also struggle feeling good about my appearance because my smile reflects poor health and lack of care, even though that’s not how it happened. I would really like my smile to reflect how I feel inside: a happy, friendly woman, who loves herself.

My fiance Brandon and I met a little over two years ago and brought the most beautiful little human into the world. As a family, we enjoy camping, music, and reading books. I love our little family more than I could ever explain, and in many ways, they’ve helped show me who I am, which I am eternally grateful for.  On June 22nd we’re getting married on a beautiful family farm. As vain as it may be, I want to have a pretty smile on my wedding day. I want pictures of me laughing with my husband. I want pictures of me smiling. I don’t want to look back on that day and be disgusted by my own teeth. I understand that A LOT of you are in the same boat as I am, so I understand that I may not receive anything at all from this. I’m grateful for the good friends and family that you all are, regardless of whether or not you can help me, but if there’s ANYTHING you can do to help me fix my smile, even if it’s just sharing this, I would greatly appreciate it. Also, the amount I’m asking for is an estimate based on 2 implants. I have a dentist appt on the 14th of January where I will be getting a referral to a qualified dentist for the work.

Before I begin, yes, I have a job. And no, I don’t work at the local dollar store.

I’m a MIG welder and I make decent enough money to keep food in my toddlers belly. Everything else is still a struggle.

I didn’t have insurance when I gave birth to my son and I’m paying hundreds of dollars a month just to keep from getting my paychecks garnished. I’ve just started paying these debts and it has already taken a financial toll on me.

After paying my debts down little by little and paying for childcare so I can continue to work, I barely have the money to pay rent and utilities. I have no transportation of my own and because of these debts, a laughable credit score. I make too much money for any government assistance program but all of my paychecks go straight into someone else’s hand and the scrape change gets my boy fed and sheltered, barely. This was the only thing I could think of… to ask someone else for money is embarrassing enough as it is, but it’s all I can count on.

 

Heres a basic breakdown of what I have figured:

$35,000 for medical debt

$65,000 for a small, livable home

$5,000 for a reliable vehicle

$25,000 to keep in a savings account for emergencies while I continue to work towards building my credit back up.

 

I have $470 to my name as of right now (payday) and I am already two weeks behind on daycare payments ($125 a week). Rent is due in two weeks ($600 a month) and winter has hit our heating unit hard giving us a $500 electric bill (also due in two weeks).

I have already sold most of my belongings with any monetary value except my StraightTalk phone that I keep minuets on in case of an emergency with my son and a hand full of old Simpsons DVDs to keep him entertained.

Total open honesty: I only have work clothes with burn holes, oil and rust stains. I literally shower with my dish soap to avoid any unnecessary spending on myself.

I’d really like to get back to living a regular life again where I can do laundry within the confines of my own home. Shower with hot water and actual lady like toiletries.

If I continue to do this on my own it will take me over 6 years to get on track. I’m not sure if I can keep up with everything for that long.

**Accepting donations at PayPal.me/xCJxDOOMx

*Any remaining donations will be given to ACJHS in their efforts to supply poverty stricken families with basic necessities such as shampoos, laundry soap and meals so these students can focus on school and not the financial burdens they cannot control.*

First, thank you for reading this even if that is all you can afford to do. I appreciate it truly.

I am the luckiest unlucky person I know. By that, I mean: very bad things have happened to me my entire life, but they could be so much worse. As the title states, I have two rare diseases and I’m only 28. I was in heart failure by 26. I was divorced just months before being admitted to the hospital. I have upwards of $23,000 in debt, not counting school loans or medical bills. I’m forced to live with my cheating ex-boyfriend because of my massive debt. I couldn’t finish my last year of college because I ran out of money. I had to have chemo for one of my diseases, and it’s not cancer. My ex-husband was mentally and emotionally abusive, which turned physical at the end. I was orphaned at a young age and taken in by my grandparents, both of whom died by the time I turned 18.

All of this sounds absolutely terrible, but as I said before, it could be so much worse. I could have died from heart failure instead of getting treated just weeks before it had turned fatal. Chemo sucks, but it helped the massive bleeding that I was enduring 6 hours a day, every day. I could have stayed in my marriage and watched myself break–not to mention die from my diseases since my husband hadn’t believed I was ill. I could have grown up with drug abusing parents and became worse off than I am today.

Every step I have taken in life has lead to something better than it could have ended up, and I’ thankful for that. But I do need help, which I have never been so good at asking for. My debt is a culmination of my ex-husband racking up my credit cards due to his poorly run contractor business, some medical expenses, living expenses when i could not afford them, and sky high interest rates. I’m happy to say that I entered into a debt management plan and am making payments on time every month with a little money left over for living and food. I am asking for help with medical bills and my housing situation. I am due to get another 6 rounds of chemo in February which will cost me days that I could be working at my job, and I am slowly going crazy living with my ex-boyfriend. I am thankful he offered me a room for free at his house, but his new girlfriend is pushing me out. I understandably have no money to spare for deposits for an apartment, but I am working on figuring out my expenses to where I could afford a monthly payment for rent. Quite honestly, if I had the means to get rid of my debt faster, I could afford everything on my own.

 

Because of my diseases and lack of college degree, it’s hard to find a better job. I currently work from home full time as well as run a t-shirt business online (www.honeypuns.com).

 

I would appreciate any help towards my medical expenses, debt, or living situation. I am truly thankful to you for reading through this, and offering help if you do so. Here’s to a year of getting healthier and continuting to be the luckiest unlucky person. Thank you!

If you would like to know more about me or my diseases, my story was picked up after my last round of chemo and shared: https://www.unilad.co.uk/featured/woman-who-thought-frequent-nosebleeds-were-normal-has-serious-health-warning-for-others/

 

My paypal link is: paypal.me/LadytheV

My husband went into end stage kidney disease, otherwise known as kidney failure. The news was devastating because although we knew it could happened, we just weren’t prepared. He has insurance through his work, but it isn’t enough to cover for the bills. We have three children together and it has become a struggle everyday to keep up financially since his failure and with three little ones it is not easy. Currently I am facing a deep depression and PTSD because I lost my job and having a difficult time finding a new job and because I struggle with my past sexual abuse from my family I have PTSD that intervenes with everyday life.

I do food delivery for some cash and it helps with small things like gas and some food now and again. It isn’t enough to be honest. I am a very proud person and typically would never come on a site to ask for money. I just don’t know where to turn as I don’t have any family due to my past and his family also struggles as my brother in law went through the same thing. We really desperately need the help. Please and thank you.

http://Paypal.me/withloveselena

My partner and I are trying to get our feet off the ground and our lives started together…. but we are drowning in debt, and have had the worst luck racking it in! We want our lives to start…we want to get married and above all else we want to have children together, but we feel like we are in a debt hole that we just can’t get out of. We currently have $1300 in hospital bills (our hospital loan as a 20% rate, so we feel like we can never pay it off!), $8000 in car loan (our car broke down unexpectedly and my partner would have lost his job if we didn’t get a new one- we had no choice), and $8000 in credit card debt. We feel like we are just barely getting by because all of our funds are going straight to our debts…it’s making us feel hopeless and creating so much unnecessary strife. We consider ourselves extremely responsible with money and otherwise, but have had terrible luck. Will you be a person who helps us get out of this never-ending black hole of debt? Once these few things are paid off, we feel like we can finally move on and start our real lives together…help a young couple find our way! Thank you so much.