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Last Updated: February 12, 2025

Went Financially Astray After Illness

In October of 2020, I got sick. I was admitted to the hospital with pneumonia. I was isolated in my own room, receiving an IV of remdesivir for 5 of the 6 days I stayed there. Upon returning home, my boss wanted me back to work as soon as possible. I had already been working from home at that time, so I followed his advice and tried an 8-hour day as soon as the quarantine time had expired (14 days back then). That first day I started in to work, I needed a nap after 2 hours!! I had to request extended time away, and reduced hours, for when I did finally return. Fortunately, my doctor worked with me for this.

Eventually I began working 20 hours a week. That solved for the lack of energy, but cut my pay in half, of course. I signed up (and paid via credit) for several successive online businesses, that never ended up amounting to anything – I tried several versions of real estate; which included tax lien certificates, finding foreclosed property owners to let them know they were entitled to any amount of proceeds that were above and beyond what they owed, and I even tried to partner up with a real estate “flipper” to get something going. But none panned out. So now, not only did I have half the income, but I had significant bills for the training hanging over my head. In total, about $84k in debt.

At the end of 2023, my company wanted me to return to 40-hour weeks. I didn’t feel capable of doing that at the time, and being 64, I decided to retire and take my social security.

It wasn’t very long before I started looking for an online part time job. And I found one! It was actually advertised on job boards, so I thought it was legit. It was unusual in that it required me to put money into it to continue to “earn” additional money. But then multi-level marketing businesses require funds too, so maybe it’s “the new normal”?  (Of course, MLMs have products, not whatever this service was.) It was also crypto based, so I figured I was learning something new.

Unfortunately, I seem to have a streak of magical thinking, like my mom. My brother says I’m just another older lady that got tricked out of her funds.

A good friend of mine had predicted long ago, that I would have a hefty amount of money to my name someday – and I thought “maybe this is how I accomplish that”!

Looking back, I can see that I was in some kind of a trance. I’d seen myself get careless about money and just go along with excessive charges because I was feeling good in the past – but this time took the cake, so to speak.

Before too long my whole retirement savings and inheritance had been plied into this so-called part time crypto job, that was supposedly “optimizing software” for a variety of companies. Realistically, my money was being held for ransom, with additional and higher stakes required for the promise that the money would be returned. I had the money – and the timing of my inheritance was coincidental, so I thought “it must be fate”! So, I kept thinking I would see where it takes me. Well, it took me to where I no longer had any money. There was always a new fee that has to be submitted before the funds would be returned. I see now that my original money has been held for ransom – to the point of complete depletion. Over $200k.

So now I don’t have enough coming in to last me to the end of the month. My minimums due are more than what I make. I have enrolled into a financial hardship program, but even their fees are steep! There is relief at the end of a three-year tunnel with them, but that’s not helping me get there much.

In the meantime, I have applied and been hired as a caregiver for Senior Helpers in my community, but it hasn’t started yet, and payday won’t be for two weeks after I start.

I have started Capital One’s Khan Academy to learn better how to manage my funds not that I have less coming in. It’s quite a shift in my experience and reminds me of when I just got out of high school.

I am taking steps to pull myself out of this and really hope that someone might be willing to provide funding to get me through this gap/mess I have created for myself. Please be kind and help. $5k should get me through this month, and my earnings from my job should kick in after that. I’m grateful for any donations. Thank you.

https://paypal.me/MaryLivingston92?country.x=US&locale.x=en_US

 

Filed Under: Emergency Money Tagged With: USA

Last Updated: February 11, 2025

A Heartfelt Plea for Help

Introduction I find myself in a difficult and heartbreaking situation. Recently, I have been battling a severe illness that has left me physically and emotionally drained. The toll it has taken on my life is overwhelming, and I am reaching out for support during this challenging time.

The Struggle Every day is a struggle as I cope with the symptoms of my illness. Simple tasks that once brought me joy now feel insurmountable. The pain and fatigue are constant companions, making it hard to find the strength to get out of bed or engage with loved ones. My medical bills are piling up, and I fear that without assistance, I may not be able to afford the treatment I desperately need.

Why Donations Matter Your generous donations can make a significant difference in my life. They will help cover medical expenses, provide necessary medications, and allow me to focus on recovery rather than financial stress. Your kindness can bring hope back into my life during this dark time.

Conclusion I humbly ask for your support as I navigate this challenging journey. Every contribution, no matter how small, brings me one step closer to healing and regaining my health. Thank you for considering helping someone in need.

Filed Under: Emergency Money Tagged With: USA

Last Updated: February 11, 2025

Need Help, Stuck in Financial Rut due to Legal Battle with Vehicle Manufacturer

To a very kind individual,

I need $2,000.00 to help me get back on track and ensure bills can get paid while I am waiting for a settlement from my vehicle manufacturer. The settlement includes reimbursements for emergency repairs that had to be done and that I had to pay for unplanned. The costs set me back further than I thought. The 2k would help me get back on track. I am guaranteed the settlement in the next two months, just in a holding pattern waiting for check from Manufacturer and I am struggling. Your help or any help is greatly appreciated.  https://www.paypal.biz/thetysonblairshow

Filed Under: Emergency Money Tagged With: USA

Last Updated: February 11, 2025

Can’t Recovery fully in Debt

I’m recently taking back agency over my life. Preform self care in multiple areas, and succeeding by proceeding. Late week I found out that I owe 10,000 to the IRS.  I don’t have a lot of in cone. I live at a substance abuse program and house manager. Making 800 in stipend money, phone bill, car insurance, and groceries come out of that. Please help me get debt free. I’ve been sober for 3 years 4 months. I’ve gotten my record expunged, and am enrolled in a training course for medical peer support specialist. Please help me with my continued success as we all play part in creating places for better world on this earth.

Filed Under: Emergency Money Tagged With: USA

Last Updated: February 10, 2025

Urgent Appeal for Financial Assistance to Overcome Debt

Hello Everyone,

I hope this letter finds you well. I am reaching out with a humble heart, seeking your assistance during an incredibly challenging time in my life. I find myself in a situation where I am burdened by overwhelming debt, and despite my best efforts, I have been unable to find a way out. I am turning to this platform with the hope that you may be able to provide some form of financial relief to help me regain stability and move forward.

I never imagined that I would be in a position where I would need to ask for help, but due to unforeseen circumstances, I am struggling to meet my financial obligations. I have a Home Loan, Credit card bills, and some Person Loans which together amount is approximately $ 40000.00.  This has left me with mounting bills and no clear path to recovery. Despite working hard to make ends meet, my income is simply not enough to cover my debt while also taking care of my basic living expenses.

I have explored various options, including cutting down on all non-essential expenses, negotiating payment plans with creditors, and seeking additional employment, but I am still unable to make meaningful progress in reducing my debt. The emotional and financial stress has taken a toll on my well-being, and I am deeply worried about my future.

This platform has a remarkable history of helping individuals and families in their times of need, and I am praying that you might consider my request. Any assistance you could provide, whether it be through a financial contribution, referrals to resources that could help, or advice on how to manage my situation more effectively, would mean the world to me. Even a small amount of support would make a significant difference in my ability to get back on my feet.

If necessary, I am happy to provide any documentation or additional information that would help verify my situation. I understand that many people are in need, and I deeply appreciate any consideration you can give to my request. My goal is not just to clear my debt but to regain financial stability so that I can contribute positively to my community and help others in the future who may face similar difficulties.

Please let me know if there are any steps I need to take to apply for assistance or if there are any specific guidelines I should follow. You can reach me at sharma.nitin2483@gmail.com, and I would be grateful for the opportunity to discuss my situation further.

Thank you for taking the time to read my letter and for the incredible work you do in supporting those in need. Regardless of the outcome, I am deeply appreciative of your consideration and kindness.

You can send any support via PayPal at:   paypal.me/sharmanitin2483

With sincere gratitude,

Nitin Sharma

Email Id: sharma.nitin2483@gmail.com

Filed Under: Emergency Money Tagged With: Asia

Last Updated: February 9, 2025

Urgent Help Needed – Lost My Job, Need Support for Rent & Studies  

Hi everyone,

I never thought I’d be in a position where I have to ask for financial help, but life has taken an unexpected turn, and I have no other choice right now. I recently lost my job, and now I’m struggling to cover my rent and education expenses for this month. I just need a little help to get through this difficult period until I can find another job.

I was working while studying to support myself, managing to pay for my rent, food, and tuition fees without asking for assistance. Unfortunately, due to circumstances beyond my control, I was laid off from my job unexpectedly. My employer had to cut costs, and as a student working part-time, I was among the first to be let go. This has left me in a really difficult situation because I have no savings to fall back on.

Right now, I urgently need $600 to cover my rent and basic living expenses for this month. The country where I’m studying has a relatively low cost of living, so this amount is enough to get me through the month while I actively search for a new job. I have already started applying for jobs and am confident that I will secure something soon, but I need immediate help to avoid missing my rent payment and falling behind on my studies.

I am truly doing everything I can to get back on my feet. I’ve reached out to local businesses, sent applications online, and even considered freelance work, but it takes time to land something stable. Missing my rent payment could put me at risk of losing my place, and without a stable home, continuing my studies would be incredibly difficult.

If anyone is in a position to help, even a small amount would mean the world to me. I understand that times are tough for many people, so if you’re unable to contribute financially, simply sharing my request with others who might be able to help would also be greatly appreciated.

You can send any support via PayPal at:

https://paypal.me/szolnora

Thank you for taking the time to read this. Your kindness and generosity would make a huge difference in helping me get through this tough time. I truly appreciate any support you can offer.

With gratitude,
A student.

Filed Under: Emergency Money Tagged With: EU

Last Updated: February 8, 2025

I need $18,000 to clear debt incurred from losing job

Why I Need This Support:

1. Job Loss & Extended Unemployment: I was laid off in 2023 and it took over a year to secure a stable position.

2. Significant Debt Accumulation: During this period, I incurred over $20,000 in debt, making it difficult to regain financial stability despite now having a job. I need $18,000 because after paying that, I will be able to make arrangements with creditors to pay off the balance.

3. Car in Repossession: My car, which I have already paid off more than halfway, is in the repossession proceeding. Losing it would severely impact my ability to work as an outside sales representative.

4. Temporary Transportation Issue: I am currently using a loaner car for work, but I must return it soon. Without my own vehicle, I risk losing my job and falling further into financial hardship.

5. Path to Financial Recovery: Clearing this debt will allow me to move forward, stay on track with my new job, and avoid further financial setbacks.

Thanks in advance for any help that can be rendered.

PayPalme.com/AshaAdira

Filed Under: Emergency Money Tagged With: USA

Last Updated: February 7, 2025

Urgent help needed. Debt is more than income

I work for a low income, my mother lost her job during covid and I have been providing for us since then. My mother is too old to find work and my boss doesn’t want to pay me more. They said that there’s nothing more I can do for them to justify getting paid more. Because of my low income I am unable to qualify for renting properties and my current landlord wants us out in a month although I can’t find accommodation which I can afford because I’m rejected based on my income.

I have an oppertunity to qualify for a rent to buy property which won’t be rejected because it is for low income individuals but I can’t receive the funding from the bank because I owe $2500 in credit card debt trying to keep my mom and I afloat to buy food. My mom is also struggling cause her glasses are old and I haven’t been able to afford it to get her new glasses. She is currently using my old pair but the lenses have started to crack. I also used most of my savings to fix her car as I need it to be able to go to work. I work most weekdays between 9-12 hours and don’t receive money for overtime worked.

If someone would be able to help me to pay off my debt I would be able to give my mother a better life with less stress and be able to buy my own house at an affordable rate and get away from the constant fear of not having a place to rent

thank you for reading my story. God bless you

http://paypal.me/HidinginPlainSight

Filed Under: Emergency Money Tagged With: Africa

Last Updated: February 7, 2025

Disabled Man In Need Help Paying Credit Card Debt

I’ve always tried to be smart with money. I never splurged on expensive things or lived beyond my means. But having Ulcerative Colitis changed everything.

When my UC got really bad, it completely took over my life. The pain, exhaustion, and constant trips to the bathroom made it impossible to work consistently. Even with Medicaid, there were still costs like medications, pain management and other things insurance didn’t cover. I had no savings, no backup plan, so I turned to credit cards just to get by.

At first, I told myself I’d pay off the credit card debt once I got better. But UC doesn’t just go away, and I kept falling behind. I maxed out my cards on groceries, gas, and basic needs. When I couldn’t make the payments anymore, my credit score tanked.

Not having credit has made life so much harder. I can’t get approved for a decent credit card, which means I have no cushion for emergencies. Renting by myself isn’t an option. It feels like I’m stuck, unable to move forward.

Now, I work for Lyft, but with my income, paying off my debt is tough. Most of what I make goes toward bills and everyday expenses.

I didn’t get into debt because I was reckless. I was sick, struggling, and had no other choice. I just want a chance to get back on track, to pay off what I owe, and to finally stop feeling like I’m drowning financially.

paypal.me/ltserge94

cashapp: $ltserge94

Filed Under: Emergency Money Tagged With: USA

Last Updated: February 6, 2025

Help Save My Family

PAYPAL.ME@Courtney021181     I hope this letter finds you well. I am reaching out to you in a time of need and vulnerability, as I am struggling to make ends meet due to a significant loss of wages. Please allow me to explain my current situation and the reason for my plea for assistance. Recently, I opened my home to a child in need of care and support. The child has faced challenges and difficulties, particularly in their behavior, that have required my full attention and dedication. As a result, I have had to prioritize their well-being and care over my own professional commitments, leading to a substantial reduction in my income. While I wholeheartedly believe that providing a safe and nurturing environment for this child is the right thing to do, it has placed a considerable financial strain on me. The decrease in income has made it difficult for me to cover essential expenses, including bills and other financial obligations. On January 26 2025 I had a terrible car accident losing the only vehicle I had in total loss, Fractured bone in my neck and broken bones in my back. Thankfully God kept me here cause he seen the good in my heart. I’m facing a lot like behind in all my bills including Rent in the amount of 2,880.62 as of today possibly facing eviction. I am writing to humbly ask for your help during this challenging time. Any form of assistance, whether it be financial support or practical resources, would be greatly appreciated. Your kindness and generosity would make a significant difference in helping me navigate through this difficult period and continue to provide the necessary care and support for me and my family. I understand that times are tough for many, and I would not ask for help if it were not absolutely necessary. I deeply appreciate your consideration and support, and I sincerely hope that you can find it in your heart to help me during this time of need

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Filed Under: Emergency Money Tagged With: USA

Last Updated: February 5, 2025

Treading water and struggling

Hello everyone,

I hope this message finds you well. I want to take a moment to share my story, as I find myself in a challenging situation that I never anticipated. Recently, I lost my job, and I am currently struggling to find new employment due to persistent health issues. I believe that sharing my journey may help others understand my circumstances and the support I need during this difficult time.

I enjoyed my work and felt proud to contribute to my team and the company. Unfortunately, due to unforeseen circumstances, my employment was terminated. This job loss was a significant blow, as it came during a time when I was already facing health challenges that made it difficult to maintain my previous level of productivity and energy.

Since losing my job, I have been actively searching for new employment. However, my health issues have created barriers that make the job market particularly daunting. This has not only affected my ability to seek out new opportunities but has also created feelings of anxiety and uncertainty about my future.

Despite my best efforts to apply for various positions, I have found it incredibly challenging to secure interviews, let alone a job offer. The combination of being out of work and dealing with health problems has left me feeling defeated and worried about my financial situation. My unemployment benefits are minimal, and they barely cover my essential living expenses. As a result, I am now facing mounting bills that I cannot keep up with.

I am reaching out to friends, family, and anyone who might be in a position to help. I am humbly asking for donations to help me stay afloat during this tough time. Any amount you can contribute would be immensely appreciated and would go directly towards covering my bills, including rent, utilities, and basic necessities.

I understand that times are tough for everyone, and I do not make this request lightly. I am committed to finding a new job and improving my health, but I need a little assistance to help me through this challenging period. I believe that with your support, I can regain my footing and eventually get back to a stable and fulfilling work life.

Thank you for taking the time to read my story. Your kindness and generosity mean the world to me. If you can help, please know that your support will make a significant difference in my life.

My paypal is: paypal.me/EnderHayes

My venmo is: @EnderHayes

My cashapp is: $EnderHayes

Filed Under: Emergency Money Tagged With: USA

Last Updated: February 4, 2025

The Worst three months of my life-death, eviction, vehicle broken down, PLEASE READ!

I am going to give you the short version of why I need help. I’ve been with my boyfriend for almost ten years. He has a rental business, including two trailer parks. His business was in major trouble when I met him. So, it wasn’t long until I left my job and went to work for him full time. He and I did it all, I handled the management side, we both did the remodeling and yard maintenance, and before too long we had his business headed in the right direction. Now, even though we were together for a lot of years and we shared every aspect of our lives, we never legally got married. I knew this meant I wouldn’t be entitled to anything of his and I was good with that. He has one daughter who is grown and I have three boys and a girl, who are all grown. His daughter was going to get everything that her dad owned which is how it should be. Now fast forward to last October. My oldest son was on his motorcycle headed to work when someone hit him while they were going over eighty mph. My son didn’t make it. He didn’t have life or burial insurance; he was 29 years old. He left behind his wife and two little girls. There are no words to describe the hurt of burying one of your children. And even though Lance had some health issues going on, he put that on hold so that I wasn’t left home alone. My car started overheating in November. Lance didn’t feel like working on the car at the time, so it got put off until later. I knew he would take care of it once he felt cards. Had he not been there when I lost my son, I’m not sure I would have made it thru. I couldn’t ask for a better companion, best friend, rock. Then on January 16, 2025, less than three months after my son died, I woke up and walked in our bathroom to find him lying on the floor. His mouth and nose were completely full of vomit, his face was blue, I knew he was gone, but I still attempted C.P.R. until the paramedics arrived. They worked on him for over twenty minutes, but he was gone. Now, several years before I met him, Lance his house in his mother’s name because of some tax issues. Well, the day he passed, before they had even removed his body from the house, his daughter and mother put an eviction notice on the door, knowing I have nowhere to go and no way to get there. So, in less than three months I lost my son, the love of my life, my job, and now I am being forced out of the only home I have known for many, many years. And my car never got fixed. I can start doing door dash for income if my car was running. But I borrowed money against the title back in October and I owe the title company $2,217.00. I was in the middle of an emotional break down today and I saw a video that was talking about your website. As for the amount of money that I need, I have no way to figure that out. My emergencies are as follows: I have to find somewhere to go with no income, and I have to get my car fixed so that I have a way to move and a way to find a job, but I have to pay this title loan off or they are going to come get the car anyway. My son doesn’t have a headstone because we could not afford one. Thank God Lance’s had money that covered his funeral. Oh, and I forgot to mention that I was diagnosed with cervical cancer last year, but I don’t have health insurance, which is the least of my concerns. Right now, I am praying for a miracle. Any help will be greatly appreciated. Thank you for listening.  $heatherlove32 is my cashtag.

Filed Under: Emergency Money Tagged With: USA

Last Updated: February 1, 2025

Help with cleaning up my debt and vehicle bills

Hello

Im A 43 year old man with two jobs and still can’t get ahead with bills. I have two vehicles I’m paying and over 40,000 dollars in debt. With all this it’s putting a huge burden on me trying my best to juggle life and bills at this time in life. I’ve asked friends and family for help but no help at all.  I’ve even tried picking up and other job but it’s to hard. If there is anyone out there to help out it would be great fully appreciate in helping me push forward. And once that I’m back on my feet and doing will I wouldn’t mind paying it forward and helping the next person in need of help. God bless and thank you for reading my post

my cashapp is $ManuelJr505

 

 

Filed Under: Emergency Money Tagged With: USA

Last Updated: January 31, 2025

A Super Woman needs help too!

Hello,

My name is Crystal, the daughter of Tonya Lynn. Who is an exceptional woman. I am not saying this because she is my mother, but I am saying this because she will and has taken care of so many without asking for anything back.

In 2023 I had an amputation of my right leg. At the time I was living in a different town. However when I lost my leg my mother said, ” That’s it you are coming home. My mom even prepared for me to come back home by hopping around with one leg, just to see things from my point of view. I am 43 years old and my mom took care of me. I know this sounds cliche but I am not the only one that she helps.

I grew up seeing how she helped others without asking for anything back something that I wish more people would do. We grew up poor but happy and my mother struggled with ways to keep the lights on, a place to stay, relief from “what will happen next” with a smile. Although I saw her cry so many times.

What I am asking for is help with fixing her house so that she can finally have peace of mind. She has had this house for 17 years and bought it on her own. She struggles with the maintenance because she still pays her mortgage as well as other bills.  Since I have been here she has had cost of basic maintenance that she cannot afford. Plumbing issues, a gas water heater replacement, and rodent issues. My mother is a great person and everyone loves her but I cannot help her financially help her. I just want to help her have sound of mind when it comes to the only thing she rightfully struggles to own. I am asking for $5,000 to help me help a Super Woman, my mother, Tonya Lynn Brown.

 

Thank you,

Crystal Lynn Tutt

@Crystaltutt (paypal)

Filed Under: Emergency Money Tagged With: USA

Last Updated: January 31, 2025

The closing of a cycle

What can I say D day approaches. I’m set to move out next month but I’m stuck in a paycheck to paycheck cycle. I’m typically good at setting aside the funds I need to cover specific expenses but these last few months & weeks have been something else. From November to December I was locked into the holiday for retail which had me exhaused & beyond stressed. And having stress brian equals a lack of focus on saving up for my move. Then at the top of the new year the wildfires struck. I don’t live in the danger zone but the city I live in, Alhambra, which is south of Altadena where the Eaton Fire took place,  was heavly affected by the toxic smoke and ash. The place where I live was definitely not built to prevent such levels of somke from seeping in, as it was built back during Tiki Era craze. I had to stay with a friend in a town over to be in a cleaner environment. If it’s not the wildfrie smoke it’s my toxic neighbors that live down stairs & my roommate, an acquaintance I’ve been living with for 2 two years, who has his own ticks & only a cretin level being cordial. He’s has apologized but it’s definitely time for me to part ways. My move is local & to another friend. One who I’ve known since high-school & lives in a more peaceful situation. I figure I need no more than $2,000 to move. Half of that to clear financial obligations to the apartment,  mostly Utilities.  The rest for the move & contribution for rent in the new space. Any amount helps. I would love nothing more than to close out this cycle of being stuck between a rock & a hard place. For what it’s worth, I have grown a lot while living in my current space. I’m looking forward to continued growth away from a toxic environment.

Cash App: $MDillyDally

PayPal: https://www.paypal.me/MichaelDillihay

Filed Under: Emergency Money Tagged With: USA

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