Emergency Rental, Food, and Bills Assistance Programs

Hello. Not sure who is actually reading this, as the title suggests. If this is just a page to advertise loan companies, the 400-word requirement seems cruel.
My story is not atypical, I guess. A few years ago I went through a divorce. During the process my car was repossessed and I went into bankruptcy. Through it all though, I managed to keep a decent job working at a resort in Las Vegas.
After the discharge, I began to feel like I had some financial freedom, or at least breathing room. I thought I could move out of my small post-divorce apartment and get one with more room for myself and my daughter (I shared custody with my ex-wife.) Thought I could get a new car. Thought I could afford the “almost necessities” like high-speed internet, a smartphone and mobile devices for my daughter.
I mean, I was getting all kinds of offer in the mail for credit cards. My bank would not give me a credit card, citing the bankruptcy, but hey, these guys would. High interest, but it’s a credit card, right? I might need it! I can do this!
I moved into a bigger apartment where my daughter could have her own room. It was expensive, but typical for the area. I got a car. But I was starry-eyed and got fleeced by the dealership. $458 a month for a small Toyota “due to your low credit rating.” Car insurance was high due to my living and working in Vegas. Still, I was getting by and I had a couple of the aforementioned credit cards for emergencies.
After about a year, life started throwing curve balls. Overtime hours dried up at work, and my paychecks got smaller. My apartment least expired, and renewal would be a significant increase in rent. Bills started piling up. I started to get nervous.
There was other mail coming. Loan offers with “easy installment plans.” They were attractive offers, and the payments seemed like something I could afford. I bit. Big mistake. Within six months, I was falling behind. Stress was eating at me. I took out more loans. Soon, my checks were going almost entirely to loan payments. As a result, I started paying other bills late, and struggling to manage even that.
My landlord gave me the ultimatum to move out or get evicted. Staying with my ex-wife was not feasible and, being socially awkward, I had no friends or work associates I could stay with. There was no living in my car, as it was about to be repossessed. There was one option. Move back in with my mother, in Maine, try to get work up there, and try to get everything sorted out enough to move back to Nevada.
I decided to do it. I could only console my daughter by promising to be back as soon as possible. I started the drive to Maine with tears in my eyes and with intense feelings of shame and guilt. I stayed with family members along the way, and borrowed money from them for travel expenses.
Within a week, I was in Maine, where I am now. A final paycheck from my old job covered a few bills, and my mother helps with groceries. She is living mainly on Social Security though, and cannot afford to support me for an extended period of time. Finding work in this area is tough, as it is a very small town. My car has not yet been repossessed, but I have been warned that is coming. I am past due on payments to a lender, and have been threatened with legal action. My mother’s phone now rings with people looking for me. Sleeping and eating have become difficult. My thoughts have become very bleak.
The worst part of all this is, I have lost my daughter. I cannot properly provide for her now, and I cannot even see her. I cannot tuck her in at night, I cannot hold her hand when she crosses the street. Texting her on a deactivated phone is all I can do, and I can only do that when I am near wi-fi. Being apart from her is heartbreaking. It hurts even worse because, realistically, I will not be back to Vegas anytime soon.
This is really a confessional more than anything else, as I have difficulty believing anyone is even reading this. The picture I have included is my daughter at a park in Las Vegas. I included one where her face is not visible to protect her identity. Thank You to anyone who did read this.

My PayPal link is paypal.me/deanbk

Almost two years ago I was blessed at the age of 57 with a beautiful baby girl, EVER… Her mother was also the mother of my now 17 year old son who I had not been fortunate enough to raise. 4 years ago I asked then to come and live with me, with no plans to have another child. I have been a self employed videographer and photographer for 10 years, nurturing my own clients. Because of Postpartum Depression and a very rough childhood, her mother was not coping well with the challenges and sacrifice of time raising a new child. She decided she wanted to work and I was more than happy to stay at home and take care of our most precious child. Recently just before the Holidays, her mother packed up while I was at a meeting to secure some work, took our child and left the home. Its going on three weeks and we were dependent on her salary and VA check. I cooked, cleaned, got up with my daughter in the middle of the night and fed and changed her every morning! We visited the park everyday when we could and she soon was helping daddy cook sitting on the counter in the kitchen at dinner time….I miss my cooking buddy so much. I am actively looking for a full/part time job and hopefully something will come in soon, but I am in a bind trying to make ends meet and need about $2500 to get me through the next month and half. It may not seem like much, but I keep my expenses at a minimum. Love my daughter and her mom but don’t know what her plans are or the stability of her mind with all the fear she has had in her life. But I need to look towards planning to become stable enough to one day have my daughter with me. Thank you for any assistance, sincerely! paypal.me/everback

Hello, my name is Bryan Alexander. I’m a Grandpa in need of some financial help. I am a very proud man and it is very hard for me to ask for anything. Me and my wife of 27 years have custody of our two grandchildren, Livia age 4 and Lyam who turned 3 today. On May 20th 2018 everything in my life changed. Debbie my wife passed away. One year prior May 14th 2017 I thought was the worst day of my life. As me and my brother found our father dead on his bathroom floor from a heart attack. I can’t explain how embarrassed I am to be asking for help. After selling my house and relocating for a fresh start for these two babies things have caught up to me. I’m in a desperate position to the point where I’m in panic mode. Financially I am behind on everything. The car is going to be repossessed at the end of the week and I don’t know what will happen with the apartment. The television and electric are due to be shut off also. I’m a man that has always been responsible and appreciate everything I’ve had. It’s my fault that I am in this situation. I’m not a quitter and once I’m able to work the kids into a normal routine I plan on going back to work. With the damage I have done to my good credit I don’t have a lot of options for financial help. I’m asking for $17,000.00 to catch everything up and pay what medical bills are left that the insurance did not cover. Thank you and if there might be something I forgot please let me know so I can address it. paypal.me/papalivlyam

Hello from Greenville, SC.

My husband and I are in a financial jam.

He let his law license go dormant while he took care of his mother by himself for nine years. We got married right before she went on Medicaid and moved into a nursing home, so he is now actively trying to “re-awaken” his license – and that’s expensive in South Carolina. We’ve scrimped for the continued learning education (CLE) courses that the state requires, and he’s completed all he needs for the South Carolina bar. But now we’re so broke we can’t pay attention.

This isn’t a sob story of money mismanagement. It’s the stark reality of our existence in Greenville at the moment. Neither of us have a permanent job, which means we never know when we will work or how long a temporary assignment will be. The pay is usually $11 0r $12 an hour, and we have zero health insurance. When we’re not scrambling for rent money, we’re panicked about paying utilities. To add a dose of un-fun to the mix, my husband was diagnosed in December with diabetes, high blood pressure, and a torn rotator cuff.  I’m so freaked out, I can hardly move.

We don’t have a lavish lifestyle.  I can’t make ends meet on my sparse income, and the only way we can keep afloat is to get a financial injection, so that neither stress nor exhaustion sink either of us. I reckon we need $3800 to make this happen. Here’s the itemized breakdown of what we need and why we need it:

• South Carolina Supreme Court and bar reinstatement appeal fees ($1200)
• January rent ($1200)
• January utilities – electric and bundled phone/cable/Internet ($300)
• renewed car insurance ($600)
• Gas/food/sundries ($500)

This is a huge game of catch-up for us. Once my husband has his license reactivated, he can legally practice law. Oh, and credit cards? Fuggeddabouddit. Mine are maxed out, my husband has no credit, and there’s no company who will extend us credit on my pithy income amount or my husband’s, which is nil. Family can’t help us because they don’t have any money to spare, and friends don’t have it, either. Any chance you’ll help us? We’ll no doubt go into debt for my husband’s rotator cuff surgery, but if he has a legal job in place prior to that, we’ll have both health insurance and he’ll have paid medical leave. But until then, I need a chance to not worry about rent or utilities and actually help my husband.

Please be our 2019 miracle and help us survive this unexpected blast of bad luck.

Oh, and in case you were wondering, my husband is a social services attorney. (Translation: actually does good.)

paypal.me/thankyou29615

First of all, I would like to thank anyone taking the time to read this. I know that everyone has a story, and sometimes it can be hard to choose who needs help. I hope that after reading this, at least one person will be able to help me get back on my feet.

January 3rd, 2018 began like any normal birthday. I woke up to my then-wife of 10 years, and started making plans for the day. She made me a lovely dinner and picked up my favorite cake. As I went to kiss her and say thank you, she pulled away. I asked, “What’s wrong?” She said, “I don’t want to talk about this right now.” Instantly, I could tell something was amiss.

After losing my appetite and convincing her to spill, she confessed that she had been talking to a sugar daddy on an online video game, who was interested in polyamory (something I’ve told her I was definitely not okay with). She said she was 100% sure she was done. I’ll admit, I cried and even threw up a little. Here I was, enjoying a meal I thought was made with love and not pity.

Over the next few weeks I pleaded and talked to her about options such as counseling, but it was too late. She agreed, but still kept talking to the guy in secret. She never had any intention of working through it.

Unfortunately at the time, we were stuck in a lease on a place it took both of us to afford until the end of July. She agreed to stay, but slept in the guest room and spent the time chatting away with her new beau. Jealousy and depression was an understatement. I was disgusted having to listen to that.

For the next few months we tried to come to an amicable agreement, but she kept moving the goalposts. The year before, she had returned her car that she was financing after filing bankruptcy and asked if we could share my SUV which was paid off. However, she eventually became possessive of the vehicle and requested that in the divorce. Needless to say, she won.

To make matters worse, she took all the assets that were actually good for quick cash value, leaving me with things of “value” on paper such as our mattress, but that depreciate quickly. I felt scammed. However, the nail in the coffin was her and her mother convincing the landlord to let her out early and evict me if I couldn’t make rent by myself . With the help of a pro bono attorney, I was able to extend the lease but was beginning to sink in debt.

So, only a year after becoming debt free again, I began to open credit cards to make up for what she covered. I also had to take a position that only offered 25 hours a week from home as I was without transportation. I saved and saved, but no dealer would approve me for even the most modest of vehicles.

In August, feeling defeated, I succumbed to depression. I attempted suicide and was found outside by a neighbor m. Fearing being locked up in an institution, I told the ER personnel that I merely took extra anxiety meds due to the stress but didn’t intentionally try to harm myself. They bought it the first time, but not the second I went in there.

At that point, my doctor convinced me that clinging to a house that was filled with 10 years of shared belongings, in her home state (I moved to be with her), wasn’t good for me. She said, “You can always get new stuff! I say get rid of everything, get your passport and go be with your family in Canada.” My sister in Canada agreed. She even said that she would hire me for her own daycare, sign off on my visa and help me settle. In the frame of mind I was in, I agreed.

Within a month, every material possession that I owned that didn’t fit into two suitcases was sold or donated and I was in Canada. Things were great for the first week. However, my sister failed to tell me that she was considering leaving her husband. Not only that, but she was talking to someone else too! It’s like she didn’t have any sympathy for what I just went through. Still, I bit my tongue and tried to make the best of it.

Little did I know that her husband knew, and had mentioned it when she was gone one time. When I told my sister that he knew, she got really defensive and ultimately insinuated that I must’ve been the one to say something. As if I would do anything to make a volatile and desperate situation in a foreign country any worse. Nevertheless, for the remainder of my visit she was aloof and spent most of her time holed up in her room talking to her new crush. And she also reneged on helping me.

Realizing that I couldn’t just go apply for jobs or places in Canada, I used the last of my savings to come back to the states and rent a room from a friend. While the situation here is stable, I’m stuck. I’m very far from public transportation, and many of my job offers are far away. Also, I don’t have ANY professional attire for an interview.

To end the year, my grandmother passed right before Thanksgiving which I spent alone, a new girl I was seeing cheated on me on Christmas, and my New Years plans fell through. 2018 has definitely been the worst year of my life, and right now I’m wishing nobody found me outside that summer night.

As of now, I have a few short term and a few long term goals.

Immediate:

1. Get some professional and casual worn attire. This is the hardest because I’m a big guy and 6’6” with size 16 feet. Just 8 articles of clothing to make 2 or 3 outfits is around $800+ in my size.

2. Find transportation.

3. Find a job.

4. Get a gym membership and supplies again (have lost 49 lbs this year, but would have lost more had I been fully focused).

Long term:

1. Find my own apartment.

2. Pay off the $3000 or so of debt plus student loans.

3. Earn my masters in psychology and gain a new career.

4. Find a woman of God who values the sanctity of marriage.

I really don’t want to give up on life. I would like to believe that I can be someone useful to God and to society. But I just don’t know where to start. As I said, everything I own is in two bags. And while I’m thankful for the room I have, I don’t know how to move forward without the chicken or the egg, so to speak.

My birthday is tomorrow, and I’m really wanting this year to be better than the last. If anyone out there has it in their heart to help me become self-sufficient and get back on my feet again, I would cry tears of joy and feel my desperate prayers have been answered!

Any contributions can be made here: PayPal.me/BabyBare

Thank you, and Happy New Year!

Hello and thank you for taking the time to read this!

I’ll get straight to the point: my now-ex boyfriend began stalking me in July. Showing up at my workplace (I’m a part-time tutor at my college), driving by aggressively when I was out, “randomly” showing up where I was, lurking in the parking lot after church…it was definitely a scary situation.

In August, he showed up outside a study room I’d booked at the library, “guarding” it by placing himself directly outside the door. I hadn’t told him of my plans to be at school, and I usually wouldn’t have been there since it was a day I didn’t have class. At that point I was terrified enough that I called a friend to walk me out, and I went straight to the courthouse seeking some sort of protection. They directed me to the local women’s shelter, where I filled out the paperwork for an ex parte domestic violence protective order (DVPO). I was granted the order in court the next day.

I then had to hire a lawyer, because my ex had representation to fight the DVPO. During the first case hearing, he had a lawyer and I did not yet. Trying to be calm and represent myself was difficult, but I managed it. I was fortunately able to make a down payment of $200 (10% of the anticipated total) to hire a lawyer before the next hearing – thankfully my lawyer understood how tight money is.

After a few continuances, I was finally granted a year-long no-contact order. My parents were very supportive and even used their emergency fund to help with the legal fees. They also care for my twin sister who has disabilities, so they have very little wiggle room in their budget to begin with.

The total amount came out to be approximately $2700 (fairly reasonable for the quality representation I received). We are currently overdue by $762.50, and I’d like to at least come up with that amount as soon as possible to avoid any interest charges. I’ve attached a screenshot of the invoice as verification of the amount.

With my part-time hours, I won’t have the extra money to pay that amount any time soon. I’m taking a full-time courseload, so adding more hours or getting another job would negatively impact my academic progress and likely end up stressing me out even more, not to mention cost more money if I have to retake a class.

Any help to pay the overdue amount and to replenish my parents’ emergency fund would be appreciated!

Thanks again for taking the time to read this, as well as for your assistance.

~ Emily

www.paypal.me/EmCWolf67

Greetings,

I really don’t do this kind of stuff, but I am currently at a loss. I haven’t been able to work for the last few years and instead have been taking care of my mother. She currently suffers from a long list of ailments, but the main one that has me tied to the house is her COPD. There are times where she gets so sick that I have to pick her up and take her to the bathroom. I have tried finding work, but the doctor suggests that she be supervised 24/7. Yesterday I went grocery shopping and within 30 minutes of leaving the house I got a call from my cousin (who lives next door) that the ambulance was at my house. Turns out that the breaker responsible for my mother’s oxygen compressor tripped and my mother panicked and dialed 911. I don’t have my own car and this is why I am asking for money. I managed to find a job that allows me to pick my own schedule as long as I work a minimum of 1-2 days a week. Without a car, maintaining this job would be impossible. Before I started caring for my mother I was an IT Technician. I loved my job. I love repairing electronics and I still do, whenever I find time of course. In the morning I give her all of her medications [Anti-depressants, Pain medicine (Rheumatoid Arthritis), albuterol sulfate along with maintenance inhalers such as symbicort and ipratropium bromide, insulin (she’s also diabetic), hydralazin (She has a weak heart) and several other medications.] As you can tell, the situation isn’t looking to good. I feel that if I just had that extra help, I could turn A LOT of things around. My ex couldn’t handle it and left me and I feel alone in my endeavors. If you could please help me out, I am only looking for enough to get a car and no more. Thank you for taking the time to read this.

Sincerely,

Robardy Ruiz-Rivera

I had what I thought was my dream job. I began my Management career 18 yrs ago as a way to improve the life for my daughter and myself. I accepted a position with a local Company to manage their store a yr ago. I felt like I hit the jackpot after yrs of struggling. Unfortunately, I had to make the decision to leave this position recently after months of verbal abuse and threats to terminate me from the Vice President of this Company. I’m a hard working and reliable employee who dedicated 15 1/2 hr days to this Company. My final decision to leave came after listening to several racial and sexual comments being made by this VP. I could not risk my career any longer. Leaving has placed me in a terrible situation where I am struggling to pay for my housing at $1400 for the month. I am looking for a full time job each day that will cover my own costs of living. I have taken a part time job on that I started this week as a get by job to pay for food and such. I am struggling to find a job as my normally reliable car now needs a $300 repair for a new starter. I am not the kind of person to ask for help. This is very difficult for me but I am truly about to be homeless. If my rent isnt paid by the 3rd of January, they file an unlawful detainer on me and add another $550 to this. Any help offered will be so greatly appreciated, ( more than words can ever express). Thank you for taking the time to read my request.

Hello, my name is Trinity and I need your help, I’m not asking for much I’m just asking for $5,000. I’m 17 and I’m honestly going through a tough time financially, my mom struggles day by day to take care of me because I want a lot of stuff as a teenage female, I want new clothes, and shoes, and to be able to pay for school expenses such as AFJROTC dues (trips, and to receive my ropes, and stuff), I need a chromebook for school and it’s  $35 to borrow theirs, I want to take drivers ed and that is $65 I want to be able to have extracurricular activities such as join clubs and be apart of friendly outings with my friends. For someone on a $7.25 salary who has to pay bills and keep food on the table, that’s not cutting it. I’m asking because I want to relieve some pressure off my mom because she works hard, real hard and she’s a diabetic so some stuff wears her down. Why don’t I get a job you may ask? I’ve tried so many times but nobody hires me. I’m moving to FL in the summer and by then I want to have a head start financially so I can be okay until I find a job there. My mom is stressed to death because she wants to be able to afford things I want but can’t and it hurts her to see me upset because she can’t get it. My grades in school are great and I’m a respectable child. Please, I’m really begging you.  The money won’t be wasted on frivolous things they’ll go towards my school dues, me new school clothes and shoes and whatever is left will go to my mom for insulin and other necessities ..I promise you I’ll put them where I say they’ll go. Any amount of money is appreciated..please..and thank you

https://www.paypal.me/TrinityW168

Happy Holidays!  My name is Keith. I recently moved from Atlanta Ga to New Orleans LA, due to some issues between myself and roommate. I ended up moving in with my sister and her fiance, with nothing but two suitcases of clothes, leaving behind books, a computer, and a lifetime of stuff.

I managed to get a job within a few weeks, working at a minimum wage hotdog place with my sister. I also did bike deliveries off my brother-in-law’s bike when he wasnt. Hours were barely 20 a week, and deliveries werent paying out much. Most of my first two checks went straight to my sister to help out with bills, as they had another roommate who ended up screwing them over.

While I was working there, I got interviewed by a security company, going through two rounds of them. After passing background and drug tests, I was hired on. My start date is Dec. 26th. While its a much better paying job, its salary and I wont have a paycheck till Jan 15th.

Money is extremely tight. Holidays were bad around Nola, with the old job cutting hours, even as we worked. I used much of my last paycheck to get a new haircut, buy some thrift store dress clothes, and pay what I could to bills. Im down to just enough to cover bus fairs for the days I need to work, plus just enough to get by on ramen and cheap food.

So Im asking for some help. Im alone on Christmas, as my sister and brother-in-law left to visit my niece in Texas for a few days. Im stressing over starting this new job, figuring out how Im going to eat lunches for work, wondering if and when my shoes will give out (pics below), and trying to make time go by so I get my first paycheck of new job to not be this stressed about money.

If you can, please help. It’ll mean the world to me and reduce the stress Im under. Switching job sucks in general, but its worse when one is already crap.

paypal.me/KeithKime

Well, I’m in a terrible jam at the moment. I recently  lost my job that I’ve  been at for 4 years. They let me go and I filed for unemployment.  Unfortunately  unemployment  denied my claim and took the company  side claiming I neglected  my job for talking for 21 minutes.  Mind you,  this was the first that i ever done this and didn’t  realize it was that  long because  I was trying to help a coworker report  someone  from HR. However,  me trying to fight to get my job back didn’t  work because of lack of support.  So now im trying  to look for a job that pays me well and help me pay the bills and not  live paycheck  to paycheck.  I love working but since  the holidays are here  its quite hard. i haven’t  been out of work  like this  in so long the stress  is  starting  to get the best of me. Since losing my job I’ve  became behind  in my car payment.  And I need my car to get a good job. I have a kid i need to pick up from school and take to appointments  and I don’t have reliable  family  members or friends to help with transportation  or helping  me in this  time of need. Housing is OK. I can get help through  social services and or churches. However,  my car is what i need. I’m willing to sacrifice  my classes  to get a full time job again just so I won’t  have to stuggle like this. I understand  that I want to go to school for  business  management  but a job is what I really  need. And im asking  for money  for my car  to hold me over until I get back on my feet. Thank  you.

paypal.me/KrystalF167

Ok, so I guess I will give a litte background; my wife and I have been together for 18 years and we have a 14 year old
daughter, 2 german shepherds who serve as ‘service’ dogs for me or ESA’s and 2 cats that belong to my daughter that help
her with her anxiety. I was a part time photoshop/motion graphics artist and photographer for a while. Part time because
it was the most I could handle without getting overwhelmed. I had gotten injured while serving in the military and have
PTSD from that injury. I had been trying to deal with it for years and finally figured out that I had been walking around
with a TBI for about 22 years. I have been trying to go through the VA, which is probably a lot like beating your head
against a stone and consist mainly of getting phone numbers for help, calling those numbers and then the person on the
other end giving you another number to call. Or some combination of red tape and rejection.

Like many other people like me I have had all kinds of problems related to PTSD which just gets worse over time if left
untreated. Over the years it had made working regular jobs more and more difficult until finally it was just better for
me to do freelance work doing things I had gone to school for. But my symptoms got worse over time and I got more isolated.
Eventually I wound up in a doctors office and was told that I weighed 450 pounds and had type 2 diabetes. My blood pressure
was through the roof. This meant I had to start taking a bunch of pills and I had to start pricking my finger everyday to
check my blood sugar. It was depressing to say the least that my life had degenerated to such a state. But the more I
thought about it the more angry I got about it. I didnt want to go out like that and wanted to do everything that I could
about it. So I quit smoking, learned all I could about cleaning up my diet, started strength training, lost over 150 pounds
(and counting)got rid of type 2 diabetes, and learning about sublimation and using outdoor things I was familiar with to
help with my ptsd.

During all of this we had been living in a run down trailer owned and rented out by my wifes uncle. We had had issues with
him for a while, as in trying to get him to fix things like floors that had holes in them or sockets hanging out the walls
or broken heating and air units, shorted out wiring etc. His response was to change the lease or threaten to kick us out.
And at times we were struggling and he knew it so we couldnt really do anything about it.

During the last few years we had been living there our daughter was being bullied severely in school. She started cutting.
She wore long sleeves and kept everything to herself so her mom and I had no idea any of this was going on for a while. When
we found out we got her into counseling. She had always been a bright shining light wherever she went but now was totally
introverted and depressed. She had to go to the hospital a couple of times because she felt like hurting herself again.
After a lot of individual therapy and at home therapy she started doing better.

Around this time we heard from my wifes uncle that he was going to sell the property and that we had to be out by October.
We had not gotten our tax refund check back yet so we planned to just use that for the money we would need for deposits and
such to move somewhere else.

Then we heard that Hurricane Florence was forecast to hit us and we knew we would not be able to stay being
that we lived right on the coast next to the water in a run down trailer. In my particular case high winds are a trigger for my PTSD
so I knew I didnt want to be anywhere near it. It would just trigger my fight or flight and I would be stuck in that mode for the
duration and I did not think I could take that.

My blood pressure had been a lot better than years before but for whatever reason lately it had been worse and a couple of weeks
before the storm hit I had to go to the hospital because it had been so high. As we did not have anywhere else to go during the storm
I felt the safest thing to do was to take my wife, daughter, myself, two dogs, and cats and pack as much of our stuff as we could and go as
far west as we could get. We made it as far as we could with not much money. We wound up finding a pet friendly shelter and rode
the storm out for about a week and a few days.

While we were there we got video over the phone from people back home of what the storm was doing back home. We could see the water
was surging and flooding everywhere. Houses were halfway covered or more. We were not sure what we would be going back to.

But we were fortunate to meet some people who offered to take us in and help us out which was wonderful because since the storm was
over the shelter was kicking people out but because the roads were closed, damaged or flooded, especially where we were from there
was no way we could even attempt to go back. Even if we could we didnt have a penny to our name. We were able to take our stuff we
had brought with us and our pets and have a solid roof over our heads.

In the meantime we were able to get information about our house back home but had to wait to get back to see for ourselves because
all the roads were still damaged or flooded. Eventually after what seemed like forever, which was actually September the 27th by now the
roads were clear enough for us to drive back home to see what the house looked like and what we had to do.

After driving for 2 and a half hours we pulled up and saw the landlord had put a padlock on the door. It wasnt even October yet, not to
mention the storm. We got out and were able to look in the windows and see some of the damage and the tree that came down on the roof,
water damage, mold etc. We tried talking to him on the phone but he threatened to sue us. So we had nowhere to go but back to where we had
been before. I regardless everything we had left behind was ruined or lost. Photographs that can never be replaced, clothes, electronics, little
knick knacks you wouldnt think twice about that you bought for a loved one that didnt seem like it mattered that much at one point but hurt
your heart now to think about because there is an empty place where the memory used to be.

We didnt have anywhere else to go so we could only continue to stay with the people who had taken us in. We were thankful to have somewhere
to go, and soon we were able to get our tax refund check that we had been waiting for we bought a few items of clothes, and some other basic
stuff we had to have. We used the bulk of the tax money as rent. We got our daughter enrolled in a good school. She was starting to build her
self esteem and confidence and was improving. Everything was working out really well and it was looking like we were going to be able to stay until
tax time next year to help us get back on our feet and get everything sorted out. But then one of the folks we are staying with had a problem at work
and had a lot of money cut from there salary and they cant handle the extra expense. So now we will have to be out by the first of the year.

My wife has been able to get a job but wont start getting paid until February. With everything that has happened and that is going on my symptoms
are very bad. Worse than they been in a very long time. I have been good at bouncing back before during tough times but this one is different.
A lot of stuff Im not going to say here but Im pretty much just running on Faith at this point. Im far from perfect, Ive made mistakes. But I
care about what happens to my family and I just want them to be ok.

I have computer parts I can trade or sell, knives, backpacks, flashlights and thats about it. Im more than willing to pay back anything
borrowed. I grew up working on a farm, with horses, working in the fields, framing houses, construction, all sorts of stuff outside, I went
to school for visual communications/photography/graphic design. I am willing and able to do whatever I can. I just need to get my family somewhere
safe and give them a chance at a normal life so they have a future. I dont want them to be out in the cold or in the woods. Shootings, stabbings
drugs and gangs are common here. I just wanted to get us away from the storm not strand us in a nightmare. Its Christmas Eve, I am praying for a
Christmas miracle.

paypal.me/owenalbertson

Our situation is very heart-breaking and desperate.

I’m in my 40s and Autistic.  I live with my brother, who is also my legal guardian.

On April 13, 2015, our mother died of “The Big C”.  We had tried everything to save our home, including crowdsourcing on GoFundMe.  My brother even offered himself in employment to big people, including Donald Trump, at reduced pay in exchange for our bills covered until he could graduate from college with his Associates in Business Administration.  Everyone turned a blind eye and a deaf ear to us, had nothing but scorn for us, so we were foreclosed on.  We lost everything.  We left for another city to try to start over.

Fast forward to 2018.  He’s gotten his Associates and he’s less than a year away from getting his Bachelors in the same field when the living expenses disbursement money that was sent to us every 3 months…guess what? It turned out to be disbursements from the student loans, and the university didn’t tell us that up front!  He had used a portion of it to pay his tuition, every time.  So when June came around, we were in trouble, because he had to call several times in order to find out the truth.  Another failed crowdsource fundraiser later, on September 2018, he was fired from TD Bank and forced to drop out of college.

He took on a job selling life insurance, but it is not going well.  At all.  In fact, he hasn’t been able to sell anything in the past 3 weeks due to the clients being, for the most part, stingy or on disability.  I took on a part-time job at a retail shop (I can’t take on full-time because I’m on SSI and in this state, if you work too much, you lose medical), but I can’t make enough to cover the rent.

We have been trying everything we can on our own but at this rate…we will be out on the streets for the New Year, and dead soon after.

Rent is $907.71.  Utilities run $200.  We don’t have landlines, so phones are $220 (leased).  Auto payments is $300, Insurance is $120.  That’s not covering food expenses.

Rent is due on the 1st (1/1/2019), grace period is 5 days.  After that, it’s $100/day late fee.  On the 10th day, it’s an automatic eviction, no exceptions.

We need at least $2,000 to survive.  The photo taken is our biggest one, the rent, which includes sewer, water, pest control and trash.

Please help us.  Help me have something to believe in again.

paypal.me/EmpressReborn

Hello all! We are the Schnieber Family.

We moved from Texas to New York last winter to help out my wife’s teenage nephews escape from a questionable neighborhood in the Bronx and try to better their lives. This has extended an ever-increasing financial burden upon us. We come to you humbly asking for your help to assist us. Any amount would be greatly appreciated.

When we moved to New York in February 2018 we were both having a hard time finding employment. Despite getting my masters degree in social work last summer I discovered Albany’s job market for social workers was saturated. Several times I thought about changing careers path but after spending so much time to obtain my degree and already being in so much debt I felt that something would eventually come up. I was able to find occasional temporary work but nothing noteworthy.  Another financial setback that I had was multiple medical problems including severe shingles, and tearing my foot from a severe sports injury that left me unable to walk without the aide of crutches for over a month and unable to stay on my feet for an extended period of time.  My wife eventually found a job at the airport but this required her to commute all the way to NYC, a full three hour commute away.  This placed a lot of distress on our marriage so she eventually decided to quit.

My wife and I have gone through many financial challenges on the road towards a brighter future. We accumulated nearly $200,000 in combined student loan debt in order to get me through my masters and my wife nearly done with her bachelor’s degree. We also incurred over $20,000 in credit card debt as a direct result multiple setbacks (medical, unemployment, etc.). Our cat had over $1,000 in medical expenses due complications from a bladder infection that required x-rays and other procedures.

Although I am grateful about recently receiving gainful employment working to help children with autism, this is not enough to mitigate the overwhelming amount of debt we have amassed.

My wife’s dream has always been to adopt and we feel that it is our calling to do so. However, our friends and family have helped come to the realization that we shouldn’t continue with the adoption process until we clear most of our debt. This financial burden has resulted in my wife and I having chest pain, hair loss, and other medical issues. Clearly this would also affect the new addition to our family.

Note:Upon request you can also send your gifts directly to our creditors if that’s preferred.

Considering the amount of debt we wanted to take care of and the limited My wife is working on a budgeting/financial app (the envelope system) that is going to be an all-in-one system for Android and Iphone. This app is estimated to be completed by March 2019 or sooner. It will have everything from budgeting, debt tracker, and loan/mileage/tip calculator, amongst other features. She decided she wanted to make an app that had everything she need it all in one place.

A link to download this app will be sent to everyone that helps us with any size donation they can as a form of gratitude for everything y’all are helping us with.  We can’t be any more grateful. Thank you so much for taking the time to want to know more about us and helping us thru this hard time. Anything helps, even if it is just sharing this with your family and friends.

May God bless you and your family for many years to come.

Thank you,

The Schnieber Family.

• ALRIGHTY THEN.

Hello everyone. My name is Laura and I’m only 20 years old. Im on this website because I’m very desperate. In the past week I have been stressing out because of money reasons that I will disclose in the next few 100 words or so.

In a span of 3 days I lost my job, lost the love of my life, learned I’m getting evicted, and my roommate tried killing himself. A lot right? Oh, yeah.

I worked for my friend, for two years. He owned a online business where we sold nerdy collectibles and toys. I had my dream job of doing data entry for him. Weird, right? A 20 year old totally in love with a desk job, but it was my dream job. I could dress however I wanted to and work for however long I wanted to. Perfect in my eyes.

Also, I had so much fun at this job and learned so much I didn’t know before.

He had to shut down the business though because we were trying to merge with another company who put us in major amount of debt. So after 2 whole years of finally being in a stable job it’s gone in a matter of a few seconds.

This same friend allowed me to move into the house he was renting at so I didn’t have to live with my parents anymore. I was so appreciative of him letting me move in. Finally!!! Making it on my own and not depending on my parents. Again perfect.

I was really happy for the first time in a long time, because I suffer from really bad depression and anxiety. (I tried killing myself last year on Christmas. My best friend found me bleeding out in his bathroom floor on Christmas night. Went the the hospital and got stitched up.) I thought to myself that I can actually do something on my own. That I can really make it in this world.

But after my friend had to shut down his business our landlord started to raise our rent. We barely have any money for food, let alone rent. We tried explaining to our landlord about our issues but he just refused to hear us out. So he evicted us and we have until the day AFTER Christmas to move out.

I got a text from him (friend/roommate) that day when I was out running errands with my boyfriend that he was gonna kill himself. I freaked out and had my boyfriend take me home, but when I got there my roommate  wasn’t home. I started panicking even more. I tried calling him and texting him but no answer.

He gets home about an hour later. My boyfriend and I are in my room, trying to stay calm. I hear my roommate puking in the bathroom and I’m too scared to check in on him, so my boyfriend went to go check in on him. He comes back and tells me he is passed out on his bed, still breathing. I calm down a bit. He is here and safe.

Moments later cops come to the house. I then break down and have a major panic attack. I had another roommate go answer the door because I just couldn’t. I overhear that they are just here for a wellness check. My friend is coherent and doesn’t need to go to the hospital.

I calm down more after overhearing that.

After the cops left, my boyfriend does. He has his own things he had to go do and said I should stay here just incase. I agreed and let him leave.

I am so emotionally exhausted and decide to take a nap. When I wake up so is my friend and we talk about things. We figured out what he had to do for his mental health. I agreed that he needed to move back in with his parents and I move in with my boyfriend.

So, everything is fine right?

Wrong.

The next day feeling a bit better that things will be ok, I go Christmas shopping with my female best friend. I wasn’t planning on getting my boyfriend anything yet but I found the perfect present for him and spent the last bit of my money on it.

Too excited about it I call him to come over so I can go ahead and give it to him. (I’m awful at gift giving for this reason.) He said he would be right over.

When he got here to my place I gave him his present instantly. Something was off though. He didn’t seem very happy about it. I asked him what was wrong and he told me we needed to talk.

My stomach fell instantly.

He broke up with me of course. He told me the reason was that he couldn’t handle my stressful life. Never did I ask him to help me out. Never did I ask him for anything but to listen to me. He offered for me to move in with him and help me out.

Heart broken I told him he needed to leave. He couldn’t even look me in the eye or say anything.

I called my best friend and asked if she could come get me. If she didn’t I was gonna kill myself. Everything in a span of three days just went down the toilet.

She came quickly and I spent the night with her and her family which is also basically my family.

She told me that we could find an apartment and move out together. Even though she has a significant other.

But I don’t want to have her fully support me. So, for the past week I have been looking at apartments and applying to jobs. That’s all I have been doing in my free time.

Stress is consuming me and Christmas is coming up.

To top it all off I asked my dad if I could spend the night on Christmas and he told me he had to check.

For his own daughter to spend the night on Christmas. Just for one night.

I cried so hard at that.

It really hurt and broke me even more.

I don’t like asking people for help.

But I am so very desperate for money for an apartment so I won’t be homeless. So I won’t starve or kill myself.

I know that this isn’t anyone’s problem but my own, but I’d really appreciate any amount of money.

I feel like I’ve hit rock bottom but I have no other option until I find a job, but it’s hard around Christmas time.

So for anyone that has read this even if you don’t donate any money I thank you.

Cause it helps to talk about your problems, even if it to strangers.

Thank you and I hope everyone has a better holiday season than I have so far.

My name is Alexander. I recently lost my job through no fault of my own and finding a new job has been absolute hell during the holiday season. It seems no one wants to deal with the hiring process this close to the end of the year. As the days go on, the stress of making my loan payments, credit card payments, and just simple day to day costs like food and gas keeps increasing and I’m starting to get very worried that I may have to surrender my car to the bank. I’ve always been a responsible person when it came to finances but being unemployed isn’t doing me any good in this respect. I fill out surveys and do everything I can for extra money, but it’s so minimal and it’s definitely not paying the bills. I’m getting scared and desperate and I hate that I have to turn to an option like this for help but my options have dwindled. I don’t want a fortune. I don’t need much. I just need to beat back this months expenses and bills because I’m very confident that once the new year passes, finding a job will be much less difficult. I’ve been on my own since my mother passed away when I was 14 and I’ve never had to ask for help before but at this point, my pride means nothing. I absolutely must have my car to make money and life will fall apart for me if I have to give my car to the bank. I’m already late on the payment and the bank has notified me that I have but two weeks to figure something out. I don’t want something like this on my credit report and I can’t handle the stress anymore. I have no friends or family to ask for help, im truly alone in this. I’m just praying I can find some sort of Christmas miracle, as it were. Thank you for taking the time and I’m sorry to have to ask for money like this…

paypal.me/LaMoreAlex

Hello beautiful;

Who

What have I become? Before I get into that, let me tell you who I was…

I was the girl with the pretty face, who got the attention she craved, but not the love she longed for.

I was just a pretty face.  I was heart break and emptiness. I was fear. I was lost. 

I am love, 

I am pain.

I am a hopeless.

What is love without pain?

♥  Me

a hopeless romantic   

This pretty much sums up my life. I love love.  I fall in love hard.

I am bitter, angry, exhausted, confused, and lost.

I married wrong

I married young, separated young.

I have 5 beautiful kids who I have birthed via c-section. 🤯🙏

I have found myself in various forms of abusive relationships. My kids have seen me cry, scream, yell, plead, and question all that I valued. That isn’t fair to them. I vowed myself to change, so I am.

This was my last and final encounter with domestic violence, before I end up dead  

---

I am suffering from an orbital fracture, bruising, and a concussion from being punched 3 times in the head. This left me with flashing light in my left eye, migraines, and fear of another unprovoked attack. My teeth were pushed in, but I have no dental insurance, so I have been in severe pain from that. Unfortunately, this happened around Christmas and I am just struggling to ensure my kids have a great one and a great year. 

My dream is to end up doing something with law enforcement, and I can’t wait to go back to school! I am currently waiting to fix my windshield so I can make it to necessary appointments. He had punched my windshield so hard, he made it spider web crack badly.

I am sincerely just asking for help. Family and friend turned their backs on me when they were “threatened”, and I am at a loss for words, and for hope.

Anything helps and everything and everyone is greatly appreciated. Thank you for reading my story. I’m sorry if it isn’t too clear, I am still suffering from migraines and I feel foggy.

Whitney

I stumbled across this website in a desperate attempt to seek help. I’ve been in a series of unfortunate events (no pun intended) since October and I just can’t seem to catch a break. I left my husband with my 3 children in tow on October 5th. I’d discussed this with my father and step sister in the months prior and both were on board to help me and provide shelter once I arrived. I was running away because I felt I had no choice as I didn’t believe my husband would willingly give me the separation I wanted and needed. I planned with my sister for 2 months about how we were going to go about this. She helped me purchase my plane ticket in secret, which was very hard as I was a stay at home mom with no income of my own. I was able to make it to the airport and to New York (was formerly in Atlanta) without a hitch. During my flight, my step sisters grandfather passed away so when we landed she was not home. The family had gathered in mourning. She sent our younger sister to let me in the house but once she opened the door, she was eager to leave. Something seemed off. In the wee hours of the morning when my step sister arrived at the house with her grandmother (who she lives with) I was shocked, confused and devastated when grandma completely lost it, yelling and screaming asking why I was there and accusing me of trying to kill her with stress. The entire time my sister said nothing. I stayed awak all night trying to figure out what the hell went wrong and what I was going to do if she was serious. The next morning grandma asked me to leave. I was beyond hurt. This is one of the women who helped raised me. I saw her as my own flesh and blood and she was kicking me out on the street with my 10 year old daughter, 2 year old son and 4 month old baby. She said I couldn’t stay because if someone else needed to stay I’d be in the way. I can not make this shit up. After literally dragging my bags to the door I had no other choice but to leave. My daughter was shocked and emotional asking why our family didn’t love us. I called my father and told him the situation asking if I could come stay with him since he said I could before and this man literally laughed at me. Told me my (ex) step mother never liked me and asked why did I think I was welcome at my step sisters and said his wife didn’t not want us in her home either. Needless to say we’re not even on talking terms right now because he was the main one telling me I was more than welcome to stay with him. Desperate I called my daughters father who also lives in New York. He lives with his parents and had to ask permission for me to stay with my children. All was good and well for about 2 weeks as I stalked LinkedIn and Indeed for jobs, leaving almost daily to interview. I was paying for childcare and transportation and quickly running out of cash. Eventually I was asked to leave from there too. My daughter was allowed to stay of course but they told me although they felt sorry for my situation, it wasn’t theirs and there was not enough space for all of us there, which was true. The fact that the father was undergoing chemo didn’t help, especially with my 2 year old going stir crazy from constantly being told to sit down and be quiet. All I had was our clothes. No stroller, no baby carrier, just clothes. I wound up on the street sleeping where I could (McDonalds was often a good spot). I attempted to get to a shelter but was initially denied because they were full. I was referred to the Bronx but was unable to go because I didn’t have any more money and it would have been impossible to get there holding one baby in my arms and trying not to lose track of the other. So began the long journey of couch surfing, which is very difficult with 2 young children. After using the last of my food stamps and being cashless I was forced to call my husband for help. He sent me everything he had in his savings account (for the boys) and helped me locate an apartment. The cheapest we could find happened to be in New Jersey.  Even with the money he’d given me I was about 1800 shy of what I needed to move in. I called everyone I could think of to borrow money and by the grace of God, I was able to get it. So now I’m in a studio apartment, stealing WiFi in order to apply for jobs and I haven’t even figured out child care yet. I know absolutely nothing about this state and know no one here. I applied for benefits but being that my husband and I are still legally married I was denied due to his income that I have no access to. I was drowning in depression and questioning everything when a check arrived to my new home. The only persons that had this address were the jobs I applied to, my mom, and my husband. I used the mobile app to deposit the $2986.40 and was overjoyed with the blessing I’d received. I purchased cleaning supplies to clean the house, an air mattress, disposable eating utensils, and a blanket along with a pot and pan from dollar general. I did some very basic grocery shopping, then I put the remaining money in my “bill pay” account to pay the upcoming rent and bills, and even took out $200 to pay for a babysitter once I secured a job. I was hopeful, but all that came to a hault when the check bounced a few days later. I called my bank to find out why and was accused of fraud. All of my accounts (including my husbands account since I was a joint user) were frozen. I called every day trying to find out what happened and how it could be resolved and both my bank and the issuing bank were no help. In the end (earlier today) all of my accounts were drained and I still owe them an additional $600. My husband is beyond pissed at me and I’ve already borrowed all I could do I have no one else to beg which led me here. My apartment is on the 15th floor and I think every day about jumping. I was already dealing with depression coupled with postpartum depression alongside the ending of my marriage and homelessness… this is too much. I JUST got us off the streets and we’re about to wind up right back there because some idiot wrote me a bad check or tried to scam me or what ever. At the end of the day I have 2 kids I can’t feed and one I can’t see, interviews I can’t get to, no child care, no bank, and no money. I’m not even certain if this website is some kind of scam too but at this point, what else do I have to lose??

I need $599.26 to offset the negative balance on my account by January 22nd or it’ll be charged off and closed.

I need $1800 to pay back the money I borrowed to move in and another $1800 to pay my rent.

That doesn’t include childcare, groceries, or transportation. But if this is indeed a legit site any and all help would be more than appreciated. If not for me, then at least for my kids. I do get WIC but they don’t give you meat, so we’ve been pretty much surviving off of peanut butter and jelly sandwiches and eggs with rice. That’s all I have. I feel like the worst mother ever.

I didn’t intend to make this so long but I wanted to try my best to tell the whole story as best I can. If you’re inclined to help

my PayPal is PayPal.me/Telliey [Read more…]