We often hear “I need money now” for rent, food or bills – not an easy situation to be in. See our advice below.

Emergency Rental, Food, and Bills Assistance Programs

How to get help with rent?

At times, many families find themselves homeless, or unable to continue to occupy the premises of their choice. This may be due to fire, accident, storms or many other causes, but often it is merely a problem in paying the rent. Illness that forces a breadwinner to stay home, or loss of a job; any and all of these conditions can put a family in need of temporary assistance to tide itself over until the members of the family find themselves again in a position to pay their own rent without the need of subsidising or other rental assistance.

Agencies have been set up in many parts of the country to help in this regard. Non-profit organizations, these charities, such as The Salvation Army, as well as some governmental agencies are often able to offer emergency rental assistance for families who are being evicted by a landlord, or who simply have no way to pay their rent at the moment. Realizing that landlords, despite the old cartoon imagery of a rich greedy person feeding off the work of renters, the vast majority of landlords are not really making a profit at all on the current tenant. This is only a stopgap so that the landlord may pay the monthly house payments in the hope of some future profit if housing increases in value some years later. If the tenant can’t pay the rent, the landlord may soon find himself in the same position with regard to the lender. Lenders do not want to hear sad stories.

Although these different programs for rental assistance may be available, much depends upon the funding at the moment. Some programs quickly run out of money and are simply unable at the moment to provide further help to persons in need of assistance.

The vast majority of families in need of temporary rental assistance are those to be found in the low-income range; seniors, disable persons and children are among those most often affected. Others too, faced at one point or another with a temporary emergency may qualify for assistance in these cases.

In most cases, those in need of longer-term assistance, persons who have not been gainfully employed for a considerable length of time with not prospects for the immediate future may not qualify for rental assistance under these temporary emergency programs.

Those more likely to receive aid are persons who are able to convince interviewers of their willingness to do what is necessary to get back on their feet along with the ability to do so. Since emergency funding is considered a short-term “fix” for a crisis situation, the grants may be only issued for a few days, perhaps to defray the cost of a motel room, pending the applicant’s ability to find other lodgings.

Therefore it is important, in most similar cases, for the applicant to show the interviewer the imminent possibility to become self-sufficient.

Most non-profit agencies as well as other agencies attempt to work closely with rental assistance applicants to help them with any additional support as needed depending upon each applicant’s situation. Often applicants are further given counseling and referrals to other agencies that may be more helpful to an applicant.

In such cases, any additional services rendered are free to the applicant in crisis. This may include lack of employment and such other problems that may arise such as medical emergencies. Most agencies participate in these endeavors as well as teaching applicants the processes involved in applying for governmental programs, immediate rehousing and how to apply for Section 8 vouchers as well as information about low income housing, and assistance in paying the security deposits that are almost universally demanded by today’s rental market.

Since the goal of all similar agencies to to render aid to persons in immediate need of emergency housing and other crisis situations, the funds issued to applicants for rent or other necessities is only meant to allow the applicant extra time to deal with the emergency. However, at the same time, applicants will normally be provided with support in the long term to guard against similar future emergencies.

If you have an eviction notice or expect to be unable to pay the rent in the immediate future, or even realize that you need to find less expensive living quarters, now is the time to apply for assistance. Often with early application, money may be available to catch up unpaid rent as well as other options that may be explained to you.

Assistance may also be available to help with the security deposit, the initial rents and even moving costs. In some cities non-profit agencies may offer other emergency assistance to those in crisis. These funds are normally paid out on a one-time basis. Depending upon the location, resources that may be in place for housing crisis families can be wide-ranging.

Potential applicants are advised to find the telephone numbers as well as any other information available to them and educate themselves about the different programs that may be able to help with emergency assistance.

Not only non-profit private agencies, but many governmental agencies, are able to provide interim assistance, depending on the locality. Massachusetts has a program called RAFT, while in Texas a rental assistance program called TDHCA is available. Florida has a similar program called EFAHP and in Connecticut their program is called RAP. Many other government programs around the country also offer assistance to pay rent or a portion of overdue rent in their ongoing efforts to reduce the growing threat of homelessness in their particular communities.

Another program, called the Federal Stimulus Program is a little-known program through which our federal government provides billions of dollars across the nation to provide rental assistance for qualified applicants. These funds have become invaluable to families that find it increasingly difficult to keep up with the rising costs of rent and other housing needs.

HUD the Housing and Urban Development, agency works throughout the country as well. A number of families approaching two million are able to use this program, a program that can not only help those in need to pay their rent and/or security deposits, but HUD can issue vouchers to provide temporary housing as well as providing assistance to senior citizens and the disabled to keep up with overdue rental payments.

These programs not only offer grants to help pay rent, but the government Rent Voucher Program aids applicants to seek housing in the privately owned housing market.

These agencies can, generally, offer legal advice to those facing eviction. Every year millions of people receive free legal advice and assistance to educate them with the eviction process and their rights as well as responsibilities. The government provides funded Legal Services Corp. which provides attorneys who may mediate a solution between landlord and tenants in addition to advising tenants of their rights as well as help them apply for Section 8 or other assistance and another positive aid they offer is help and counseling on housing discrimination.

Counseling may also be provided to help applicants apply for government and/or private grants. Money is available for many of these crisis situations.

It is the goal of these agencies to prevent evictions wherever possible. The federal government as well as the many non-profit private agencies strive wherever possible to help applicants remain in their current quarters without the fear of being summarily evicted. Often these agencies are able not only to prevent evictions, but subsequent lawsuits that may be brought against a tenant. Alternatively, the agency may be able to find more suitable and affordable housing for an applicant facing eviction.

Many churches too offer funds that can help those in short-term financial difficulties. United Way and The Salvation Army are only two of the better-known charitable institutions that may be able to offer help when needed. Generally they give priority to those living in apartments and facing short-term financial crises.

A good number of other national and local charities are ready to help with the expenses of rent and other essential needs as well as providing case management and many other social services. No all charities have ready money all the time, but even those may be able to help by helping an applicant with information about other resources and assistance in applying for free grants to pay overdue rent.

Other agencies that often provide help might be, for example, Catholic Charities, Social Service Offices, United Way, the American Red Cross, the Legal Aid Society and as mentioned earlier, The Salvation Army. Aside from these examples there exist many other emergency aid agencies for those who are able to become informed.

While most of these programs provide only short-term emergency aid, they are designed for the most part to tide a family over until a longer-term solution becomes available. Often these same agencies will be able to direct qualified applicants to resources that may assist them in finding an apartment or house for more permanent security.

It is important however, during these times of crisis, to keep in touch with creditors and the applicant’s current landlord so they understand what you are doing and what you expect to accomplishment. It is important that the applicant be extremely honest with everyone about the situation and it may sometimes be possible to have monthly payments temporarily lowered, or even be allowed to skip a monthly rental payment. Other plans may be devised and put into place to avoid being evicted.

It is well-understood that not only landlords but other creditors too are much more willing to cooperate with persons who are up-front with them, honest in their discussions and show a willingness to cooperate and do whatever they can to improve with situations.

How to get help with bills?

Ask The Energy Company

if energy bills are the source of the hardship, then the energy providers’ own in-house programs are often the quickest way to help rearrange and meet repayments.

LIHEAP: Low Income Home Energy Assistance Program

This national program’s focus is on subsidies for repairs, weatherproofing and utility bills that families cannot afford to pay.

LIHEAP covers any energy related home repairs for low-icome families, including seasonal expenses like air cooling systems and winter heating bills. The local LIHEAP office is the first point of contact for those in need of energy or utility assistance. Eligibility varies from state to state.

WAP: Weatherization Assistance Program

The WAP is a federal grant organized by the Department of Energy that helps needy families improve their homes’ energy efficiency, and has assisted over 7 million households across many states, territories and Native American tribes since its inception in 1976.

According to the DOE guidelines, a household with anyone over 60 is eligible for the WAP, as are legally recognized disabled people. Most states make families with children eligible, and the website for the WAPTAC (Weatherization Assistance Program Technical Assistance Center) can advise others if the grants are available in their area, and whether they qualify.

LifeLine Assistance: Free Cell Phones

Americans in need of a cell phone plan but without the means to maintain one can get assistance from LifeLine Assistance‘s free phone program. This is indeed a lifeline as daily life and business in particular is practically impossible without a mobile phone.

LLA is an FCC mandated scheme offering a free cell phone with at least 250 monthly minutes included. It’s available in the 49 states, Washington DC and Puerto Rico, and typically requires a household income below 135% of Federal Poverty guidelines. For some states it is below 150%. Eligibility varies across participating states, with slightly different rules around qualifying income.

Other sources of help are available at state government level, or many national and local non-profit and charity organizations, and the energy companies themselves.

How to get Food For Free?

It doesn’t always require money to eat, and there are many ways to gain free food without adding to your debts or joining the 10% of Americans who have resorted to shoplifting. Ask people you know, or traders and restaurant and store owners.

Above all it’s important to explain why you are asking for food: because you can’t afford to eat. And not to be critical about what food you eat. Without a certain amount of money, there is no longer the choice of what to eat. So meat may become harder to get or if meat’s all that’s on offer and you are a vegetarian, it’s best to accept it with thanks.

Grow Your Own, Share With The Community

The most sustainable – and satisfying – way to provide free food for yourself is to grow it, and you can start with just seeds if you live in the country or with just a small space in the city. Guerrilla gardening is an interesting urban option, more organised community gardens and allotments can share space and expertise for growing, and seed swapping communities among gardeners are a good source of materials and encouragement.

Ask A Farmer

Out in the sticks there won’t be the option of stores and restaurants as a source of food, but ask any farmer and there’ll be some left on the fields that they didn’t or can’t sell. Many will let you pick these leftovers.

Food Banks

A rapidly growing movement in the United Kingdom and US is the organized and charitable distribution of food to those who can’t afford it. Most of the food is donated, and food banks are one of the easiest ways to obtain some nutritious food. Many banks have conditions for who they can give food to, but there is no need to be ashamed about visiting one.

Links to Food Banks in various countries

United States /United Kingdom /Austalia /Canada /Ireland /New Zealand /South Africa

Offers and coupons

Online and direct from the stores, many coupons are available to promote new products. And companies across the United States send out free samples of new products. They’re unlikely to provide a healthy, balanced diet on their own but could supplement free food from other sources.

Waste Food

In an affluent country there is an abundance of unsold or waste food, and a little social interaction and resourcefulness can unlock access to a surprising amount of it.

Ask at the market

Often around closing time, stall holders will sell off any remaining stock for next to nothing, and it’s always worth telling them you have no money and asking if they’ll give you something for free. You can often pick up some fruit or salad, and if they can’t offer anything, thank them anyway and ask at another stall.

Free Supermarket Food

Ask at the big stores and you’ll be too far down the chain of command: “My boss doesn’t allow us to do that” will be the usual answer. So smaller supermarkets and neighborhood stores are a better option, where you can talk to that boss. You may find warmth and generosity among Muslims and immigrants to the West who run stores.

Restaurant Leftovers

It requires some patience, a little nerve and a bit of practice, but it’s possible to get free, professionally prepared food, even a table to sit and eat it at. Restaurant districts in cities are obviously the best place to try this, and expect a success rate around 5%, so it requires persistence, but will sharpen your bargaining skills, and who knows where else that could lead?

Turn up at a restaurant after the busiest time but not too late, and explain that you have no money and ask if they have some left overs in the kitchen. It can help to have a container such as a plastic box ready in case they do have something, and if they’re friendly and can’t offer anything the first time, maybe they can put something aside the next day.

Searching and Foraging

It grows on trees, on the ground and some seasons there’ll be abundant fruit and tasty plants such as dandelions or chickweed. Even cities can produce some tasty wild food, and anyone near downtown Seattle has access to America’s first Food Forest in a major city.

Dumpster Diving

Growing media coverage of the colossal food wastage at supermarkets and restaurants has made it much less weird, and more popular, to search through the dumpsters in search of some quality food to turn into a meal.

Last Updated: May 7, 2019

Help me pay it forwards please 🤯

Hello, my name is Nathan Kittle and I was looking for some assistance please. I’m 48 and live in Richmond VA with my 76 year old parents that I try to help with housework and yardwork to try to earn the right to stay with them and to earn a few dollars a week. In May of 2017 my fiancee that I’d been with for 4 years decided she was done with me and left me for a old college fling. I was forced to move in with my parents and shortly after lost my job due to cutbacks.

We have a 3 year old daughter named Alice that is the only thing that keeps me going most times. They all either stay at his parents or her parents and they are in NC for usually 3 weeks a month and in RIC for a week where I see her about 3 or 4 days out of that time. I have really bad teeth (no I am not a drug addict) due to really bad experience with a dentist when I was little that compounded into a phobia of dentist that led to my current state where it’s so bad it’s hard to chew most things and causes me problems most times where it’s doing nothing but getting worse and worse. I don’t have the resources or insurance or money to get it fixed or stabilized.

An added drawback is nobody really wants to seem to hire a man whose mouth looks like 500 miles of bad road. I have applied for lots of jobs and a handful of interviews have resulted with zero results. Also have seemed to have exhausted finding any type of job where a employer could use me out of the customer or clients eye. Fixing my teeth would most assuredly resolve the issues finding a job and go a very long way to restoring my self esteem and the depression and pain from the problem and I’d really like to smile again please.

Another hurdle I have is my car is falling apart under me and I need to get it fixed or possibly buy a better condition used vehicle. I currently have a 2005 Dodge Stratus worth 155k miles and needs a whole lot of work with the suspension, exhaust and a handful of other issues with it, those two being the worst. I have never really asked for a complete bailout and hand like this before. My parents would help me more if they could but just don’t have that kind of money like that. They help me where they can. I’d ideally like to try to raise about 12,000 to mainly get a used car that could concievably last me the rest of my life. On top of my teeth my health isn’t perfect and I have Crohn’s disease and Hepatitis C so I can kind of feel myself slowing down a little. I just want to be able to work and get to work reliably and have my teeth fixed and be able to spend to with my daughter and be able to afford by me working some of her expenses because her mother acts like she’s doing me a favor by [Read more…]

Last Updated: May 7, 2019

Recover from financial burden

I am seeking help to recover from my financial stress.

My family grew up very poor, however, I worked hard to ensure I had a good education in order to help the family. Throughout that journey, there was lots of despair, stress and the feeling of giving up. However, the fuel that kept me was the dream of making my mom happy.

She became ill when I was only 10 and life made another turn for me and my siblings. But we remained positive and I always had great conviction that I would become successful.

As I became an adult, life became a bit easier and I was able to help the family. My siblings also did well enough for themselves and we were on the path to success.

The family then split up – mom and brother moved to USA, I moved to Canada and other sibling remained in Jamaica. Throughout all this, we all had no paternal support.

While in Canada with no family, I was able to beat the odds and get a good enough job. I proved myself and got promoted quickly through the ranks. And it looked like my dream was closer to reality.

Throughout all this, I’ve contributed significant financially to family, friends and others in need, as I knew what I experienced and can sympathize with anyone in that situation

Last year things took a turn. I assisted someone in need. It turned out that he was not sincere and it led me on a slippery slide which kept getting worse until my current situation where I have huge loans, damaged my credit, unable to help my family who is depending on me, and have my salary vanish the minute I get paid.

This situation has caused me tremendous pain, embarrassment, and debt. But most significantly – depression. As I have not revealed my situation to anyone – can’t. It kills me inside and I have nowhere to turn at the moment.

Despite the many dark thoughts that creep into me each day, theres still some strength and hope that there is a light somewhere and that why I haven’t given up quite yet. I’m hoping to get back on my feet, when I would be a wiser person and be careful next time.

I’ve learned that success and failure are much closer together than we might think, and it doesn’t take much to fall from the sky to the ground.

I hope there is someone out there who can help. I am usually very private and do not even have the courage to beg for help. But Im giving it a try here.

The picture attached is one of 3 such accounts

[Read more…]

Last Updated: May 7, 2019

Please read need money for food

Life is really hard right now. I know it seems like I’m over exaggerating, but I have been struggling so much these past few years. I have to live with my sister, because Cps took me away from my mother when I was 14 so I’ve been with my sister for a long time. Being away from my mom, has been hard for me. I have a twin brother who I used to be very close with that I don’t see a lot so it’s difficult for me to have a sibling relationship with him anymore. Money is tight. My sister has to work 2 jobs to make ends meet if she can. She is also raising my two nieces. It’s very hard for her to supply stuff for all of us. Living in a two bedroom house. My niece stays with me in my room and my younger niece is with my sister. My Sister’s kids’ father doesn’t pay child support that often. So we don’t have a lot of extra money in the house. Some nights, my sister can only provide for the kids and not us. Knowing we can go without eating compared to the kids. I don’t mind to share with them but I can’t go without food for a long time. I tried jobs numerous times but no one is hiring me, because I don’t have any work experience. I also go to school part time so that is also a factor in why no one will hire me. I’ve been to the hospital a couple of times, due to my depression. With things being so rough it puts me in a bad state of mind where I have a tendency to isolate myself and worse. Isolating myself so much has made me to the point that I have accumulated extreme social anxiety. Sometimes just being in public can give me a panic attack and makes really hard for me to be successful in life. I could really use some help with extra income coming in. I wouldn’t need much, just enough for a couple weeks to help my sister to not have to worry about me for a little bit. At least $59 could really help out so much. It would be put to very good use and would be so much appreciated. If not, I understand but if so then it would help out a lot.

Thank you so much for you time.

www.paypal.me/AvaReeves

Last Updated: May 7, 2019

Grateful For Any Help

My name is Michelle Holder, I am a married mother of two beautiful little girls – a 2 year old and a 9 month old. They are the loves of my life and everything I do is for them. I work full time as a retail manager, and my husband is currently looking for work. Even though we are struggling to make ends meet with one income, I am very grateful that he is able to be home to care for our daughters. We have been able to save on childcare, and it gives me peace of mind to know they are safe at home with their father. We recently filed our taxes, and were expecting a tax refund in the amount of $1850. We were disappointed to find that 100% of our refund was applied to a tax debt that we had no idea existed. Apparently, my mother had used my social security number to claim part of her income on a small business she started, but she never told me about it. We were really counting on that refund money to be able to afford the down payment on a new home. Our current lease ends at the end of May, and we now have no money to move. We can’t afford to keep paying the rent where we are currently living so we were hoping to downsize to save some money. Money is very tight and we have quickly fallen behind on many bills. The most pressing concern, however, is just having enough money for food and gas this month as we scrape together everything we can to save up for our move. Our refrigerator and pantry is empty this morning. We have a quarter tank of gas in our car. I get paid on Thursday, but my entire check will have to be applied to May rent and I will still be $30 short. Not to mention will have no money left over for food and gas. I have faith that these struggles will one day end and that in the future we will be able to help someone else in need. If you are so led, my family and I would be so grateful for any amount you can offer to help us. I appreciate the time you spent reading this post. Thank you!

Paypal.me/MichelleDHolder

Last Updated: May 5, 2019

I dont really need alot, but I do need help urgently.

Good day to anybody reading this , I have never thought myself of doing such thing as begging for money but I will briefly resume my situation and clarify that I do not need alot of money… but I need help to start working again.

I am 25 years old IT support, currently living in Madrid, Spain and originally from
Romania.

My history is not the brightest one , but I guess my past is not important here, but what is happening now.

I am broke since few years ago but that never stopped me from doing what I like and trying to help others, I have never ask for any stranger, for anything at all.

But since few months ago I am unemployed, my account its in negative and I dont have money for transportation anymore, neither anybody that could lend me a hand, hence I have been moving everywhere and trying to find a place but as things are in Spain it is very uncertain of how my future is going to be, or if I am going to have any stability for more than 6 months ever, I actually never did in almost 26 years.

This Friday 3 of May I need to go to a very important interview for me, which could fix my life and probably the next two years.

I cannot attend such interview hence I dont have money to even go out for a coffee, and its around 26 KM through highways and so on to get there, to be honest I even thought of walking it off , as things are I’m in total desperation.

I have became this broke because my contract finished, I was previously living in Athens, adopted a stray cat that was super ill, with a huge infection and almost blind, I spent my savings to rescue her and bring her to Spain with me, her name is Dotty and after a while she is great, and I would rather give her food than eat it on my own, every sandwich I have, she has the half of it..

And this is her now,

As you can see , she is way happier and healthy :)

For 3 months I have been doing interview after interview, getting responses of “You will start soon, dont worry, we handle it” but it is never like that, I recieve phone calls , but thats it pretty much.

Now I can’t even keep doing interviews or afford rent or living , soon I dont know where I will stay.

Even so the situation its like this I will manage to get food, but I can’t fix the transportation issue, I do have dreams but I would like to try to get them on my own, I’ve actually studied Fine arts and IT as a side thing to get money, but now my qualification might not be enough as IT to keep working as support, so Im kinda desperate, and nobody wants to hire me even as a Waiter because they thing I wouldnt be suitable for the job.

The transportation pass costs only 20€ monthly until the next month , in which I will be 26 and it will cost 89€, then I will really not know what to do because as things are thats alot of money for me and I need to use it for basic expenses.

For now I would be blessed happy with that 20€.. I could pay my transportation and keep trying my best to find any kind of income at all this month , before I actually get stuck deeply and then I will have even worse problems…

Thank you if you have dedicated your time to read my petition and even if you don’t donate anything , thanks for your time.

This is me , my cat, and a proof of my bank account just now.

I am sorry to be asking things for free and if anybody has the will to trust me , I will try my best to pay back some day… Hopefully.

Thank you alot, and if you decide to help me I wouldnt be more grateful, I can maybe paint for you or fix anything with your computer… or just listen, I dont want to take anything for free and if I can pay back somehow , I will.

This my paypal and my mail if you ever decide to help me out or just to talk with me , both are welcome.

paypal.me/MCovaci

Last Updated: May 5, 2019

Exhausted

I’ve never done this because I told myself I would never have to. But I am just tired. I’m 37, have 3 kids and have been with my high school sweetheart for 20 years (Married for 14). I have never been able to fall asleep or wake up without the pit of stress in my stomach. Honestly, I need money to pay off our debt and cancel these credit cards. I have never missed or been late for a payment, but I am falling behind on our mortgage. The credit cards need to be paid off and canceled, which I haven’t been able to do in 20 years. I have been at my job for 19 years. I work 6am-5pm every day and make decent money. Between myself and my wife, we take home (after taxes) about $5000 a month. The problem is, our bills are about $4800 a month. That is just bills. It does not include gas, groceries or our kids expenses. I have always been lucky by coming up with money to offset the extras. This year it was taxes. I am going to be out of that money by July. I sold my motorcycle in December to catch up with the mortgage and get the kids Christmas presents. Now I have fallen behind again on the mortgage. If I can get the credit cards paid off then we could save money. My daughter is graduating high school in 3 years and I have nothing for her to go to college. All I do is stress about what to do. I can give copies of our bank account to show the bills we pay. We don’t do drugs, rarely drink and do not gamble. My wife knows we struggle, but I will not tell her about this. I have been trying to find other ways to “fix” this debt, but I am truly exhausted. I will do anything for my family, and if nothing comes from this, I will continue to struggle, but I will always find a way to take care of them. I will also give copies of the debt that gets paid off. If anyone can help, I will forever be in your debt. I also have been delaying paying student loans because I have nothing extra to give toward it. We have about $50,000 in credit card debt. At least $30,000 of that came from medical bills about 3 years ago. I just really need help.
Thank You

Last Updated: May 3, 2019

Father of 4 Needing help getting by

paypal.me/CHarrison401

Good Morning,
My name is Craig, I am a father of four boys who live at home with me. Recently our situation became difficult when my vehicle broke down, We went almost a month without a vehicle. Due to not having reliable transportation ( I would pay people to take me me to work, the boys to childcare and not only would they be late sometimes they didn’t show up at all) I lost my job. We have recently gotten the vehicle out of the shop paying almost 400.00 dollars (over 400.00 before they provided a discount).

Currently I am looking for another long-term job/career placement while I am in the process of that I have also been asking to earn money buy doing side jobs, I’ve sold almost everything in our house (besides the boys things) to maintain during this time. We are currently in the process of being evicted, We were supposed to be out by the 17th of April, due to not having a vehicle nor a place for my children to go we are still here facing court and legal obligations ( I wanted to Avoid those, but at this time it I’m just a sitting duck). Prior to our vehicle being broke down; I received a utility bill (rent and water are together) that was over 1200.00 I was having difficulties paying the entire amount by it’s due date ( April, 01 2019).

I have found a place for us to go short term, I have concerns about it but I can not have my children without a place to live. My boys depend on me and only my income to proved for them, I have reached an absolute low. My children do not deserve to live like this and I will make sure they are back in there own house as soon as I can.

At this moment I am becoming behind on car payments, the twins are getting low on diapers and clothes (outgrew 0-3 and 6-3 since this started). I am not receiving many opportunities with side jobs, and we are still taking things from Michigan (House we are being evicted from) to Indiana ( Friends Apartment we are going to stay at) it is about a 35-40 minute drive each way so the amount of gas I am using is ridicules amount. I have maybe 4-5 loads to take to the new place. If I could afford a sitter I would have 2-3. I have the twins furniture ( swings, cribs and seats) the other boys ( beds, TV’s and books/shelf) and then odds and ends (totes of clothes, toys ect)

I am not exactly sure how i am supposed to end one of these.

If you could be able to help us in anyway possible It would be greatly apprehended. I will do work as well if you have anything I can do or know where I could go.

Thank you

Craig and Boys ( Markus, Edwin, Lee and Allen)

paypal.me/CHarrison401

Last Updated: May 3, 2019

A Second Chance

I would like to start by saying thank you to anyone and everyone that might read this. May God bless you if you help and even if you don’t…

Hello. My name is Daija and I am 21 years old. I started college for the first time back in 2015. I was excited to be majoring in computer science, it was something I had to wanted to since I was a child. I love computers and picking them apart to see how they work. Unfortunately, I had a dire emergency happen, and I had to abruptly withdraw from classes and move across the state. I was unable to find a job in time to pay off the loan I took out for classes. I was a shut in for a few years due to severe depression and anxiety. One day, I finally decided that enough was enough and that I needed to do something better with my life. I’ve gotten all my stuff together so I can finally go back to school but there is an issue. To apply to the school I want to go to, I need the official transcripts from my old school. But, my old school will not release my official transcripts until I pay my old bill for the classes I took. My parents cannot afford to help me because they are in a lot of debt and most of their money goes towards bills and other expenses. I have also looked everywhere for any way to make some extra money and haven’t found anything which is why I came here. I currently have a job right now, but it is only part-time and I will not be able to save up enough money in time to apply for the fall semester. I also need to save up money for a car and insurance. In total, I will need $2,000 to cover everything.

If you are willing to help me out, this is my PayPal link:

PayPal.Me/dmsmith97

Any and all help is greatly appreciated! Thank you so much!

Last Updated: May 3, 2019

Help Me Catch up on Bills so I can get back on my feet

Hello!!

My name is Kat. I am a 22 year old female who just graduated from Rutgers last May 2018. I never thought i’d be on this spot but here i am. I recently moved out of my parents house because it was toxic to my mental health and since then i have been toughing it out with my boyfriend who graduates next year from Rutgers as well. My parents blocked me on everything because I moved out and as of right now I only have him. I work as a teacher assistant for $9/hr, i am looking for a better paying job please pray i find one soon! Right now, my bank account is .88 cents because i am paying rent, utilities, student loans and paypal credit. I am in need of assistance, my rent is $423 and it is due by this Friday. My boyfriend and I work all the time and my boyfriend goes to school as well, we are trying as hard as we can to catch up on our all bills but they just keep piling up because we need to keep going negative to not get any late fees, or go negative because of the late fees. No matter how much we work and how hard we try to pay everything & catch up enough on our bills to stop being super stressed all the time and to stop worrying and wondering if our next check will help keep us afloat or if we will have to keep going negative on our bank accounts to stay afloat by paying what we have to pay (car insurance, rent, loans, credit card, etc.) We are both 22 and life has hit us very hard recently. We just want enough assistance to help us finally catch up and feel like we can finally stand up and breathe easily without being in a constant worry and without having to decide if we can even afford to eat that day or if it’s better to not eat & pay bills. I know nobody has 3 thousand dollars laying around to help someone but ANY assistance counts and will definitely help. please help give us the push & help/start that we are soo longing for. It’s hard to figure out life and bills straight out of college mostly without your parents to guide you so please be that light we need by helping us with anything you can. Once again, thank you so much. Attached are pictures of us, and a graduation picture! :)

paypal:

paypal.me/iPrincess

Last Updated: May 3, 2019

Help. For me and my boyfriend.

Hello.

This is the second time I do this and it’s really embarrassing to say the least. But I’m desperate and as for now. This is my only option.

I am a 25 year old Swedish girl/woman who moved in with her boyfriend in England. It was not the smartest move. Yes I moved because I love him. But I mainly moved because I was not able to live my own life in Sweden. I have suffered a lot mentally and physically the past 8-10 years. I have had severe panic attacks for a very long time. It’s not the attacks themself that has gotten me here. I was too scared to go outside because of them. When I stopped going outside I developed some type of social phobia. It has really ruined my life and it still is. Some might just tell me to get over it. Or see a therapist. I have seen one. When I was in Sweden. But I was pushed towards taking medicine the whole time. Which is also another phobia I have somehow developed. It is very hard for me to take medicine. Especially if I have never taken it before. I am also very afraid of being sick. I am guessing it is for the same reason.

I am now feeling very lost. I have no job. No friends. I do have my boyfriend. He is working a lot. But I can’t help him. I have tried working before. But my anxiety and everything that comes with it got the best of me.

I am now stuck. I feel like I will have to go back to Sweden if I don’t find a solution quickly. I want to go a course. So maybe I can start my own business one day. But I don’t have the money. I want to help my boyfriend with his teeth but I could never make that money. I have tried to find free dental treatments. But I think what he needs is dental implants and it is very expensive.

I don’t really have any proof of anything I’m saying. All I have is a letter from my doctor. It is in Swedish so even that won’t really make sense to a lot of people. But I’m not losing anything by trying. Maybe my pride. But I’m desperate and I need to ask for help.

Thank you

Last Updated: May 2, 2019

Recently scammed single mom desperate for help

I am a single mother with 2 kids. About a month and a half ago my car broke down. I had about $2400 from my tax return left. So I decided to try and get a personal loan online for $4000 to get a vehicle. I have never tsken a personal loan before and was not familiar with the process. The first “company” that contacted me asked me for a processing fee first which I paid. Then they asked for me to purchase a PPI because my credit isn’t great. Then they asked that I “secure” the loan with 17% of the loan amount. I was hesitant but after being assured over and over that I wouldn’t be asked for anymore money, I went ahead and paid it. Of course, they then required a transfer fee. It was $998, $499 for 2 transfers. I told them I did not have it, and my “loan officer” said that if I could come up with $350, his company could cover the rest, and I could return the money when I received the loan. Stupidly I did. I was then told after making that payment that the loan wouldn’t process because the money didn’t come from me. If I could just come up with $149 then I could pick receive the first half of the loan, pay the rest of the fee, and receive the rest of the money. Desperately hoping I would get the money, I came up with it n only to be told that I had to activate both transfers before I could receive either. I requested the loan be cancelled at this point and my money returned. They refused. I contacted them many times and got the run around. Now they say the loan application “expired” and because if that my money cannot be returned. Total, that company got me for $2014. The next company that contacted me asked for half of the first month’s payment upfront, which was $25.70. I misunderstood and paid $25.17. I was asked to pay the correct amount and was assured that both payments would be applied to my first payment. Then they said my credit was so bad that they required me to enroll in their credit builder program. The cost would be $140, and after paying it I would receive the loan within 15 to 20 minutes. After waiting for 2 hours and attempting contact several times I was finally able to speak to someone and was told that my credit was so awful that I now needed to pay a $254 fee for them to boost my credit. I refused and asked for my money back. They refused. They instructed me that I had another option and told me to open a wells Fargo checking account. They were going deposit $6000 into the account and I was to withdraw it and send it to them. This was supposed to somehow erase my unsecured debt. I refused and was told that I could either pay the $254 or open that account and do as they said or I wouldn’t receive the loan or my money back. Total I loSt $190 to this company. The last company that contacted me had a decent website and no bad reviews or comments that I could find. I was sent a very professional loan agreement, and everything seemed legit. The only catch with this loan is that because my credit wasn’t good I had 2 options to secure the loan. The first was to have a co signer with a 700 credit score that made $30000 a year at least. The second was to pay 3 monthly payments upfront. A total of $450. I would not have a payment for 3 months and would receive the loan within 1 to 2 hours after making the payment. I hesitated, but my loan officer seemed like a very nice, intelligent woman. I told her that I had already lost a lot of money and that as a single another hit was going be a very bad thing for me. She assured me over and over that her and her company were reputable, reliable lenders and they weren’t in business of trying to take from people. Finally I agreed to make the payment. I never received the loan of course, and when I contacted my “loan officer” the next morning she hung up on me repeatedly before finally transferring my call to her “client manager”. He informed me that although in the contract it plainly stated that once the $450 payment was made the money would be transferred, that because of a small little clause in the fine print, the lender could request additional collateral. I asked for the loan be cancelled and my money returned and was told that would take at least days. The next day the client manager contacted me and said that his company would cover the $450 payment and I could send it back to them once I received the loan. I refused and was told that he would contact me within 24 hours to give me an exact date on when I would get my money back. Of course, I’ve never heard back from them gotten my money back. Now I am need of a vehicle still, and am extremely behind on bills. I am not seeking a hand out. I am seeking a personal loan from a good person who won’t mess me over. $8000 is what I’m looking for.

https://paypal.me/steph3080?locale.x=en_US

Last Updated: May 2, 2019

Remaining Hopeful

I’ve always had a pretty crazy life. Admittingly, some of this chaos stems directly from my own actions and choices. However, there is a good deal of trouble that I had no control over, and no significant influence over.

The most recent chain of events began with my now ex-fiance’s decisions. The first hurtful choice was to demonstrate emotional abuse toward me. He constantly put me down, called me vulgar names, manipulated my money and controller my social and work life. But being the loyal lover I am, I stood by him regardless. Then he cheated on me while I was away. He slept with his ex in my bed, in the house my money paid rent in. There were countless other instances where he instigated and participated in highly promiscuous conversations, although I never knew if it was more than talk.

When I found out about the infidelity with his ex, I confronted him which landed several fists upon my own body. He busted my lips, broke 2 ribs and my nose and gave me a concussion.

When I finally got away from him, I went to my elderly great uncle’s in a different state, but I lost everything I owned. And because both of our names were on the lease, and his name was on the utilities, I wouldn’t have much success making him leave. This took place on April 25, 2019.

My old uncle’s been quite kind to me. I was offered the opportunity to work on his beautiful 5+ acre lot. Of course it’s full of overgrown flower beds and gardens. The agreement is that re-beautification and then regular maintenance of the property would be my payment for his provision of room and board to me.

However, I have no personal hygiene items, no clothes, no shoes, bedding, no personal items whatsoever now. I filed a police report, of course and was told that because of the distance between that house and my uncle crossing state lines, there would be a significant amount of time to deal with retrieving my things. Like up to 6 months or a year of waiting!

So in a state of emergency, I went to Google, which led me to this site. I’m running out of ideas and options. Yet, all things considered, I’m remaining hopeful. If you have it within your means and heart to help me with ANYTHING, I would be grateful forever!

https://www.paypal.me/KayMC731

Last Updated: May 2, 2019

Please help my daughter and I overcome being homeless

Hello, my name is Keisha. I am writing this request because I am in an emergency situation with my daughter and we need help. Due to our house collapsing on July 3^rd of 2018, we’re now homeless. We relocated to Wisconsin to stay with someone, but it didn’t work out. We were in a shelter, but they only allow 30 day stays here in Wisconsin. Since having to leave the shelter, we have stayed at bus stations, warming shelters, and hospitals to avoid freezing to death. I have gone to multiple agencies in an attempt to get help, but everyone is giving me the run-around. I am looking for a job which is hard because we don’t have a stable place to live to keep ourselves groomed. I have been putting my best foot forward, but I realize that at some point we all have to ask others for help. At this point, my goal is to gain employment and get us a place to live. I also want to open up a business. I realize that money won’t completely change my situation, it will help though. I’m willing to put in the work in order to be successful. After searching for help, I landed here. What I am asking help for is to get us a stable place to live, a used car to get around in because transportation is limited in Wisconsin. I would also like to purchase some basic furniture like beds, sheets, pillows, pots, pans, and dishes just to get started. I also want to possibly get help starting a small business so that I can help myself and my daughter. I also want to open up a nonprofit to help other single parents who are experiencing homelessness with their children get back on their feet. Also, I want to pay what I owe to my college so that I can go back and finish my last year of school. I am asking for $10,000 to make all this happen. This would include a security deposit and paying for additional months of rent while I job search. A little more about me is that I am 40 years old, my daughter is 17 and this is her last few weeks of high school. I am a two-time cancer survivor. Last year this time I couldn’t walk. I have been fighting to get back to a normal life, but things happen. I’m still pushing to get it together. I just need help. Thank you for reading my post. And take care.

https://www.paypal.com/paypalme/Ticeshia

Last Updated: May 2, 2019

Need emergency funds asap

Hello

I need emergency money to buy some food. I do get $150 a month in foodstamps but myself and my roommate are running short and we have already been to the food pantry this month. I only have a couple cans of food left and its not going to last till I can get foodstamps or go to the food pantry again.

I also need cat food and cat litter. Money to help pay for my two cats and dog shots that are coming up very soon.

I also need household items like toilet paper, shampoo, conditioner, soap, dishwasher detergent, laundry detergent, quarters to do laundry and garbage bags.

I also need money to buy a car and help to pay title and licensing fees. My roommate and I currently walk everywhere we go…which I don’t mind but I have to depend on my mom to drive me to get groceries and take me locations out of my area. I had a Toyota Camry that was paid off but when I paid it off I took off my full coverage insurance and put on liability only. Then a couple months later I hit a deer and totaled it. I didn’t have enough money to fix it so I had to junk it. I also would like to have a car because my 14 year old daughter lives about an hour away and she hasn’t been coming to visit that often because of work and school activities and if I had a car I could go there and visit her. I would also like to be able to visit my other daughters grave whenever I wanted to. So I could go there and sit with her. I haven’t been able to go to her grave in over 6 months. I’m currently on disability for my mental illness I have schizoeffective disorder. Basically I show signs of both bipolar and schizophrenia. I also have major depression and an anxiety disorder…anyway just thought I would give you a little history. On disability I can work part-time and I want to do that and if I had a car it would open up the possibilities for a job because there are not many around here. It would also help my roommate to look for a good paying job and something that was full-time and not just part-time.

I also need money to help me pay for moving costs and security deposit on a new apartment. I am currently being harassed by my neighbors upstairs. Apparently she doesn’t leave the apartment and her parents are always there and all’s they do is listen to my conversations all day and talk about it amongst themselves. Recently they started hacking into my phone account and read my text messages..I can hear them repeating what I write in my texts and talk about the text messages I receive. The also monitor what I am doing online on my phone. Like tonight I was trying to get a loan before I came here and I heard them talking about that. They have no boundaries and I am very worried about what they are going to do to me. They are stalking me and who knows what they are capable of. I have a degree in Behavioral science and I have studied people like them and no good can come out of this I need to move because my landlords won’t do anything. Please help me move.

My roommate also needs some clothes. When he moved in he had 1 pair of jeans and 2 shirts and 2 pairs of shoes. His pants are to big and they sag and he needs some nice shirts and possibly with summer coming some shorts. He also wants to get a haircut but we haven’t been able to get it as of yet.

I would really appreciate any help you can give me. I’ve tried to cover all of this on my own but it just seems like up I am moving backwards instead of forward. I am on a really fixed income and live paycheck to paycheck. I really need to get a part-time job and some assistance to bounce out of this rut I’m in. I’ve been on disability for the last 6 years when I had my breakdown and basically lost my mind. I worked very hard before that I was a 911 dispatcher and a correctional officer. I was working all of the time. If I could I would do it again I miss it. But my mind keeps me away from a lot of things. I know your probably thinking why do I have so many animals when I can’t afford them right. Well the cats were my daughters..my daughter that passed away and I told her I would watch them till she found a place to live but she passed away before that happened. There is no way I could ever give them up. And my dog is my companion animal. She helps me recognize real voices from fake ones. Basically if she barks I assume the voices are real..and if she doesn’t it must be in my head. I’ve had her for 8 years I would be crushed if I lost her.

Anyway thank you for reading my story and I appreciate any help you can give me. Thanks

Last Updated: May 2, 2019

i need a vehicle asap!

hello all 👋🏽

my name is Sabrina, i am 23 years old and live in Florida with, quite a predicament. if i’m going to be honest.. i feel like the things that are going on in my life, are only because i let them get to that point. my head hasn’t been completely screwed on right and i’m well aware with that. if you were to want to learn one thing about me, its that i would NEVER ask anyone around me for help, family or friends! my pride is entirely to deep for that. also, i’ve been down that road before and it doesn’t end well.. they always end up giving up on me or singling me out to others, which creates a lot of judgement towards me… sometimes i wish i could start over and do things differently but tend to forget that life’s just not that easy. about a year and some months ago i lost such a good, high enough, paying job working for a mental institution.. i did not have my own vehicle so i relied on friends and family to take me to work, which was of course was not their job but they did the best to help me out, eventually times got harder as those that would take me to work, weren’t able to take me anymore, which of course lead to me getting terminated. 😪 it shattered my heart so much, just because that was such a great job, and i enjoyed taking care of all my residents, but anyway after i lost my job, the same morning i recorded a video of myself and posted it on youtube, you could just see the devastation in my eyes. (if you want to watch the video, type in “shesogoofy” and scroll to the video that says “you will never believe what happened “) i was just so angry at the world, but most importantly myself. why couldn’t i just get my own vehicle when i had a chance and i never would have went through this.. nope, here i am now in the same predicament! 😩 i am beyond stressed! a year and some months later, here i am trying to help other people instead of helping myself first. i cant help it, its like a trait. its like i’ve been stuck in a low place, and i don’t want anyone i love to go through it as well, so i’ll give my all for them to be on their feet, if that means i suffer in silence. i am recently started back working in December and have been hitching rides to work but lately its been getting way to difficult. i feel as if im at the point where, if i have one more call in.. i am going to loose my job. 😭 i really do not want yo loose my job so i am begging you, someone, anyone to give me a little extra help. it doesn’t even have to be that much, honestly anything helps!! i found a vehicle that i liked, its not the best but it’ll get me to work and back home! its only $1,200! i have $400 saved up at this very moment. i just need enough for me to pay the other $800 and then to put a title in my name and a license plate and tag and first months insurance … i’m not really sure how much the other stuff is going to cost, because i’ve never had a vehicle or insurance or anything , so i’m literally stressing out so bad.

thank you,

paypal.me/snrizo

Last Updated: April 30, 2019

Struggling to make ends meet at the moment! :(

Hi – my name is Angela and I am in desperate need of help! I work for a living and I am not on any drugs although I probably should be as flighty and dingy as I am lol. I pretty much work paycheck to paycheck even though I do make it, it’s just I have bills due every week from credit cards, loans, house payment, student loans, Jeep payment, insurance, utilities and so forth. I have a son who lives with me and we normally are fine and may struggle a bit here and there but nothing major. However two and a half months ago we took in my disabled Mother that also has dementia and is crazy and when I say crazy I mean she went outside and told some kid she was being held hostage to call the cops and half the police department showed up at my house among other things that she has said or done oh boy it has been rough. Taking care of her has been very exhausting and stressful. I never miss work and since she has been in my care I have missed quite a bit. I signed up for FMLA to cover my absences but I do not get paid for the nights missed. I am trying to get her placed in a nursing home but it has been a nightmare thus far! So far now I have missed so much work that my checking account has been negative for two weeks in a row now. I am struggling something terrible! I have more bills coming due and not getting any overtime at work and or missing work here and there to care for her is starting to take its toll on me physically, mentally, and financially!

If anyone who reads my story and would consider donating to help me in my time of need would truly be appreciated more than you could possibly imagine! It doesn’t matter the amount anything at this point even if just a dollar would make a difference. I am not looking to try and get rich…I am just reaching out for help to get me out of this rut that I have gotten into and praying that something works out!!

(It says to add image and in another, it says post image not sure which one to use, but I will post a snap chat pic of myself and my son, I love this picture so at least if someone were to consider helping me out at least you can see who you are donating to.)

paypal.me/Septblubear

Last Updated: April 30, 2019

Stranded in Farmington New Mexico

Hello my name is david monsebais, I’m 23 years old. I’m originally from Corpus Christi Texas. May 7th of this year I decided to try out a new place I had decided and planned to go to Lad Vegas, Nevada for better opportunities. As I got into Albuquerque, New Mexico my vehicle began to over heat at around 1:30 am. I ended up polling over to see what was going on, come to find out there was a whole in the radiator. So coinciding is was late at night/ early in the morning I couldn’t get a hold of and of my family of friends, I tried waiting till later on in the morning but around 3:00 am two men came to my window asking if I needed any help. I rolled my window down enough for one of the men to actually reach in and punch me in the face. It was out of nowhere, with tiers in my eye I couldn’t see or do anything , they ended up opening my door and dragging me out of my vehicle I begged them to leave me alone and told them they could take what ever they wanted, as I said that one of the men stopped on my chest and the other man ended up getting into the driver seat and they both took off in my vehicle. In my vehicle there was two duffle bags of cloths, my contracting tools, my hygiene products, etc. I ended up walking to the merest gas station and made a phone call to the police. I then made a police report with the Albuquerque police, after the police left I ended up staying in Albuquerque on the streets for 2 days hoping that the police would find my vehicle. On May 10th I went into the police department to check the status of my case. Come to find out it had been impounded, stripped of all the inside interior and engine had also be taken out. I realized I couldn’t do anything about my vehicle, I shamefully begged people for money just to get a shuttle from Albuquerque to Farmington,NM. When I got to Farmington I had no idea what to do. I met someone on the street they cave me advice to go to the food stamp office to get government assistance I had been denied, so I started doing odd jobs around town worked up just enough to purchase a cell phone and service. today April, 26, 2019 it’s been really hard to find jobs around Farmington lately, I don’t ask for handouts for free because I’m more then capable of working. But it’s hard to conversate with residents and business owners to find jobs with very old, wornout, clothes, my boots that I have are making my feet crack and bleed most likely because of my diabetes I can’t go to the hospital because I can’t afford to rack up any kind of bills. I am a strong man butt I do believe every single person needs help at least once in their life. And I have put my pride and ego aside, to ask for help to get a nice meal, a sleeping bag some New clothes, food to last for a bit, New work boots or work shoes, and if possible tools so I can earn more money doing more precise maintenance jobs, then I can get my ss card, and all the documentation I need to have as a citizen. I have a friend that has been kind enough to let me use his bank account to hopefully God willing I do get the help I really need. I do understand there are people in the U.S. that are a lot worse off but I will pay it forward as soon as I get on my feet.thank you for taking time out of your day to go over this

.David M

Paypal.me/DavidM1661

Last Updated: April 30, 2019

Looking for an Angle

I was shot in the head by a cop. I survived. I have a seizure disorder because of the head trauma and have lost my left field of vision in both of my eyes (tunnel vision.

I can’t drive, I have been trying to file for disability again now for the past 6 months. I filed once before and wasted 2 1/2 years of my life on a no-name firm that told me they were handling everything. I was denied, the firm failed me. I clearly meet a listing in the SS Blur Book for listings they consider legit.

I have tried working but I can’t be out in the sun very long because of a sensitivity to sunlight due to my injury. I have gotten into the IT world. I have been studying for the past 1 1/2 to get some certs so I can try and get a job inside where I can stay out of the Sun, last June I was able to pass my CompTIA A+ cert for IT Tech.

I now am studying for my CCENT (Cisco certified entry-level technician) cert for networking.

2 years ago because of my head injury, I awoke in the middle of the night and went after what I thought was someone breaking in the house at 3 am (I live with dad, who is on disability) who gives me a roof over my head. upon waking to what I thought was a break-in I went after the person in the dark who ended up being my Dad! I was so confused how this could happen, the police came and because there was an assault even though it was not my intention to go after my dad because I thought it was a break in, the police still took me in and charged me with aggravated assault. I waited for almost 1 1/2 to go to court for it. I and dad both told the state attorney that it was a mistake and yet she said I still had to be held responsible for my actions!

I was put on 7yrsprobation to which I have to pay a monthly probation supervision fee to the state every month otherwise I will be in violation of the terms of my probation. I can’t work because my seizure has gotten worse, I don’t have insurance and medication is a lot for my dad to pay already.

I saw where I could donate plasma, anything to get the money for probation and meds, ( I get food stamps) so food is ok, but after a few months of giving plasma my med levels were to low and I started having bigger problems. I can’t get the money from plasma any more and I still have to but my meds which are 35$ a month with my GoodRX card and my probation is 52$ a month, 87$ a month I don’t have.

I have a new disability case in the works now with a firm that is sure I will win, this takes time and I need help now. I’m at a point where I have to humbly ask for money from strangers because I’m not able to do it anymore. the probation Officer doesn’t care, he will violate me and send me to jail because of the payments.

I need help and need it bad. the 58$ a month I don’t have for meds and probation.

I’m sorry and ashamed to ask, but I am.

my pay pal is

paypal.me/chessplayer79

anything to help me would help in ways I have written about above and keep me out of jail for something that was an accident and give me my seizure meds.

Thank You paypal.me/chessplayer79

Last Updated: April 29, 2019

Getting Fraud Checks in My Bank Account That I Have To Pay For!

To start this Horrible story out, I am a 19 year old Female who is in college. I am almost done with my year here at a community college. I am in debt already from student loans and a car loan. This past week of April 24th, 2019 I have noticed that someone has been trying to deposit checks that are FRAUDULENT into my bank account. I had no idea what to do so I was writing down all the information about those checks. Friday comes around and I can’t see those checks that are trying to get deposited anymore! With this never happening to me before! I thought maybe my bank account app was just acting up, So I let the weekend go by. It is Monday April 29th, 2019 I get a call from my bank who says that they froze my account because I have been getting fraudulent checks in my account that someone was signing as my name. I am sitting here freaking out because they have said they are trying to give all the money back to the people but it is still missing some! They have said I am going to owe the bank over $20,000! I don’t have that type of money! I already have two loans! that they took my money for my car loan to pay for some of the money I am missing! They have also told me that the police will be contacted, and I might be charged for committing the crime. I have never been in trouble like this before! I also do not have any money! So I am reacting out to you kind people to please help. Anything you can do to help me would be amazing. I am looking for at least $10,000 to help pay for what those horrible people have done to me.

If you are willing to help out this young 19 year old who got screwed over by the bank, and horrible people in our world! I would greatly appreciate it! You guys are the last chance I have.

I am accepting PayPal, Vemo, Cash app

Paypal: https://paypal.me/Sexylilthickgirl

Vemo: @Janieci-Heimer

JanieciH Cash App: $

Last Updated: April 29, 2019

Given so much, have so little and drowning

I sincerely appreciate your time in reading my post. I’m a single mom to a foster child I hope to adopt in the next few months, and an at home caregiver for a friend with neurological deficits.

In March my client had brain surgery that was supposed to leave him in the hospital for 1 week, and instead due to unforseen complications stayed for a month and a half- despite the surgery going textbook.

In that time I was his caregiver I was not getting paid because he was in the hospital, and the state does not consider a home care aide necessary during that time.

What they don’t account for, however, is the fact that my client left his six cats and three dogs for me to care for. He owns the duplex that I live in, I rent half of it.

During his stay in the hospital, I was not only expected to continuously update his family, but also to answer calls from any doctors or nurses who had questions about his care or his home life. Every weekend in March I had to drive on my dime nearly five hours one way to Seattle upon doctor’s request.

I don’t ask for handouts, I’ve earned everything that I have and I am incredibly proud about that; but unfortunately, I gave too much of myself, my time, and my money to my client and now my child and I are living with the consequences.

I could have told them no. I could have stayed at my house in my comfort zone, since I wasn’t getting paid anyways. I didn’t though. I couldn’t. I care too much about my client/friend to leave him high and dry.

Yesterday someone got a hold of my credit card numbers, causing me to have to close my card and order a new one. That was my backup plan. Now I have bills that are due next week and no way to pay them.

I’m asking if someone would be gracious enough to donate. I feel like an incredible failure. So close to adoption, and I’m at risk of losing him because I cannot show financial security.

My hours have since gone up tremendously, but catching up will take months, and my first check won’t be until mid May.

paypal.me/509girl

Last Updated: April 29, 2019

Credit Card Debt for New Homeowner

I have never done this before and am embarrassed to do so. I have always been someone who only used her credit card if she knew she could pay it off in full that month. I have also always had an amazing credit score.

I moved out of my parents house not long after graduating college in 2013. The company I was working for had an apartment that I was living in. I had to have roommates over the summer and kept having bad experiences with it.

So instead of finding another apartment to rent I decided to save up and buy my first home. I bought it two years after moving out of my parents house.

When I got my home there was a lot of work to be done. The floors had to be replaced and the whole place had to be painted. New doors had to be installed and appliances bought.

My parents told me I would be able to pay off my credit cards within a few years> But a little over a year and half after buying my home I lost my job. During the time I was without a job I had condo fees and and homeowners insurance due along with the rest of my monthly bills.

I finally found a job I liked but had to settle for less money than I was making before which made it even harder to pay off my credit card bills.

With the interest building up and and what looks like no end in sight that is why I ended up here. I know I am suppose to give an amount that is needed but anything anyone could give would be amazing and totally appreciated. No amount is too small.

paypal.me/2387126

Last Updated: April 29, 2019

Rental Help Needed – Extreme Hardship

I want to start out by saying, I have never asked anyone for anything, and this is so hard for me to do. I am a single mom of 2 children, always worked hard in the corporate world to provide a beautiful life for my children. I never dreamed my life would be turned upside down at the end of December. Sadly, I was laid off from my job at the end of 2018, that same day, my son had his first suicide attempt. The months that have followed has been a constant battle mentally, financially, and my strength has been tested. My son had a second mental breakdown, and to further my hardship, my ex chooses this time to stop paying child support leaving me no choice but to start legal proceedings. I have desperately sold anything of value, maxed out every credit card, just trying to keep our home, pay for utilities, keep everyone feed, in addition to paying my son’s medical bills, hospital stays, counseling, and medicines. I was so thankful to finally get a new job and told myself everything is about to start getting better. Sadly, I was informed days before I was supposed to start that they decided to make some changes internally and had decided to post-pone hiring till a later unknown time.
I am trying to be strong, but the reality is, I am weeks away from losing our home if rent ($1550) is not paid, losing my car (May 5, if a min of $525 is not paid), and it will be a miracle if the power company will give me another extension on the $325, I owe. On the outside, I am strong for my children, but I am terrified and as a last hope, I am swallowing my pride and asking for help.

Thank you in advance for your help and assistance.
Any donations are greatly appreciated.
paypal.me/theGVfamily

Last Updated: April 29, 2019

depression and financial difficulties

Hi everyone,

My name is James and I’m writing with great reluctance, to ask for your help. I’m here because of my depression and financial debt. There are so many more important requests on this site so please check them out first. But if you can spare anything, I’d be truly grateful.

The past few years I have been okay and I’ve been able to support my girlfriend Natalie whilst she completed her teacher training, a qualification some of you know requires long hours and minimal financial support, and even though she worked part-time throughout, we didn’t make enough to support ourselves and ran into debt in the process.

I managed to get onto a creative writing MA. Something I had always wanted to do as I found writing helped with my depression, and even when going through the financial difficulties that we were, I felt I found something I enjoyed doing and was going to finally gain a qualification. Until I approached the end, when I had a very sudden and rapid break down, which left me feeling suicidal and unable to work. I spent several days in bed crying, unable to get up and take care of myself, and wanted to kill myself. My GP gave me different medications, which helped a little, but my thoughts were still overwhelming. I was referred to the Islington crisis team, who helped me rest and overcome some of those difficulties, but my depression leaves me struggling to cope a lot of the time.

My tutors were supportive and extended my final year project. However, I have gotten into a lot of debt over the past few years, yet I don’t earn enough and am only able to cover the minimum. The money I have I need for medication and therapy.

This year we are going to have a baby. This wasn’t planned. But I believe we’ll make good parents. My plea is for financial help to get us back on our feet. To get me therapy and eliminate our debt worries. The picture I have attached I hope is proof at least that I’m not lying, but it is only a third of all that I owe.

I want to be in a good place for when our baby is born. I want nothing more than to be there for my family. I am deeply ashamed to be who I am, for being a burden to my girlfriend, and for being here asking for help. Anything you can spare is deeply appreciated. Thank you for taking the time to read this.

Last Updated: April 29, 2019

A Debtors Plea

My name is Timothy. I am married and have three children. Perhaps it is an old story and cliche, but it seemed to happen so fast.

I was always good with small amounts of money, and they say those that do well with little do well with much, but not in my case. I am 26 years old. My wife and I married young, when I was 19. Our three children, two girls and a boy, were each born in quick succession. We bought our first home less than a year after my son was born and all was looking good.

I had always heard it was cheaper to own a home than to rent, and running the numbers before purchase it seemed that way. Much like an ice burg is a house. You don’t find all the small things until a year or so later. Then you find out about the bills you’d forgotten to account for, the small problems you run in to, and you find yourself swiping the card more and more often to fix this and take care of that, until you are swiping it for bills and food and gas and diapers. At least this is what I found. I know I made some bad decisions that seemed good at the time. Like putting in a fence when we first moved in for the kids and dog, telling myself I would pay it come tax season, just a few short months away. But then the car broke down, and then the other car followed with issues of its own with the tires and brakes, and then the refrigerator went, and the oil heating turned out to be twice the price I had initially researched. The list could go on and on, with doctor bills for my children, dentist bills for a broken tooth for myself, a chiropractor bill for not being able to turn my head, and a physiatrist visit for my wife, whom we recently found out has manic-depression. The second year of home ownership and the next chapter of life has not been any easier. Debt continues to pile on.

I work as a welder. We make monkey cages for research facilities around the USA and occasional overseas facilities. It’s a strange line of work. I work on average 50 hours a week and have a two and a half hour round trip commute in order to afford owning a home. Yet even at these hours and the distance, I still only make enough to break even and we have begun to miss the minimum payments on the credit cards. The interest rates haven’t kicked in as yet, but I know we can’t make enough in time.

Our debt currently sits at 24,765.83. I have added a picture of the largest credit card we have. I would upload all to show, but they allow only one, or I do not know how to add more. I do not know what it will go up to if I fail to pay it off. Which I will on my own. I know that without help we will not be able to keep up with the payments and the payments on our home, which we will lose should we fall further behind and start missing those payments as well. So far we have not.

I have never been one to ask for help. I think I have too much pride. My wife tells me it is a fault. I know it to be true in many cases. But I need help. I took on too much that I didn’t understand. If it was just me, I’d take it, and pay it off for years. Sell everything. But I took on a commitment to my family as well. And I need to provide a home for them. I cannot do this burdened with debt, though I know it is my own, and I reap what I have sown. But, please, if anyone has read this far, please help me.

Last Updated: April 28, 2019

Struggling Family

Hello, my name is Marie and I’m going to attempt to type out my story for you (Please note that I’ve never asked for help before so I’m not exactly sure the correct way to put it).

My father passed away when I was 18 before he ever got to show me about building credit, taking out loans, and everything else he had planned to. My mother lost her house a short while after he passed away, at the time my boyfriend, our son and I had an apartment. My brother was facing living on the street and I knew my father would’ve helped him every way he could. My brother bought a trailer in a trailer park with the intentions of fixing it up with my cousin.. my cousin walked out on him. My boyfriend and I gave up our apartment, moving in with his parents for what was supposed to be two weeks.

It’s been a year and a half now that my boyfriend and I have been footing the bill for this trailer we can’t even live in, $7200 later in just a year of rent on it, nevermind all the material and we are still stuck living with his parents with our two children now. My brother kept promising me that it would be done and he just washed his hands of it and wants nothing to do with it any longer, completely leaving my boyfriend, our kids and I high and dry.

There are no apartments around our area for rent, and we don’t qualify for a loan on any of the properties as they’re all really expensive for his credit after his student loans we’re trying to pay off. We are looking to buy a small piece of land to place a cheap mobile home on so we can stop paying ridiculous rent on a place we can’t even live in and also so we can get out of his parents house as neither of us want to raise our children here. Anything is greatly appreciated and I’ll always pay it forward as soon as I can. Thank you for taking the time to read my post, and an even bigger thank you if you can help out. Xo.

Goal: $25,000

https://www.paypal.me/mariexox

Last Updated: April 28, 2019

Struggling Single Mother

I have never asked for money before and never thought I would have to but at this point, I am willing to try anything. I am a single mother of three kids, 16, 15 and 12. I work full-time and I go to school online part-time for Criminal Justice. I have a Bachelor’s Degree in Communications. I work the state of Pennsylvania. I first started with the State in April of 2010 at a state run mental institution. I worked there up until October of 2018, when I transferred to the Department of Corrections. I left my job at the mental institution because I was injured several times over the course of eight years and it was taking a toll on my body. I made pretty good money and worked overtime all the time. I make okay money now but the overtime is not a choice with my position now. I am finish out my current semester at school and then putting my schooling on hold so I can get a second job. I have fallen behind on bills, I am several hundred dollars negative in my back account and struggle to put food on the table. Not only that, but I now have to worry about my house going up for tax sale. My house is another issue. I desperately need electrical work done to it. I have an issue where half of my outlets will work on and off. If I can pay my property taxes, I need to get my electric fixed before a hazard occurs from it. My vehicle blew up in January so I had to use my income tax to get a new car. My credit wasn’t too good because of my divorce so my car payment is through the roof. I am court ordered to get child support but rarely ever get it. I have fallen so behind on my bills, it has pushed me into a depression. I have always worked hard but it seems no matter how hard I work, I always fall short. So I am asking for help to get caught up on my bills and property taxes and maybe put something towards fixing my house. I am usually an independent woman who can stand on her own foot but right now I feel like I am drowning. Thank You

paypal: PayPal.me/cassie1981.

Last Updated: April 28, 2019

A Witness to a Dirty Business

I am a witness who has information related to the welfare and safety of us all.

Emergency money will go to an emergency situation.

It’s a long story. And it’s all true.

I began as a campus safety advocate and when I realized problems were fixable, I was met with malicious and well plotted attacks on my personal and professional life. Now I remain anonymous to prevent further retaliation. Still, the matter at hand is that important; school shootings, severe bullying, human trafficking, refusal to provide an education to some, emboldened volatile behavior and more.

There is much evidence to back the claims, yet I’ve been on a wearing 7 year journey with targeted attacks coming at me from all 4 corners, on top and from the bottom, so I’m not sure how to condense such serious facts w/o sounding crazy. There is literally a deep, dark rooted unspoken truth that is a secret to anyone outside of education.

There exist many great educators and great students, yet there is a percentage of corrupt administrators/educators that when multiplied across the city and states – make no mistake, they equal Serious Damage to our youth, their families, the police, and communities at large. All of this is Fixable. Yet, so many won’t touch this subject with a 10 foot pole and the corrupt know that.

To make it worse, public education is anything but public. No-one looks under the roof of Public Ed. for long and when they do, they’re often fooled by the smoke and mirrors. Many inside the system turn a blind eye scared of the system swallowing them. And it will – as it almost has me.

I haven’t asked for anything in my Life. But, now I’m exhausted and need help.

If you donate, it will allow me to be a bit more financially free and I’d use your help to pursue this cause.

I can’t turn a blind eye to the at-risk youth who need us most, to the innocent lives who are real and will never get the attention they deserve unless we do more than talk about speaking up.

Where are the celebrities and athletes now? This cause needs their soundbites too.

Last Updated: April 28, 2019

Our lil family made it threw divorce but will we make it threw death?

Our marriage was honestly doomed from day one. I remember the look on my family’s face when they realized i had a Mexican standing next to me as I told them all how much I loved him.. Day’s before we got married his father told me “I never wanted my kids to marry outside of our race”..

Our son was born 8 weeks early & DOA.. 10 Years later I have my special lil side kick whos mommy’s ride or die and never wants to leave anyone behind. We were Married on 07/07/07. Had our son 10/1/08. Divorced 10/08/15. Our marriage was what failed not our family. We strived to set an example about our modern family. We had or issues. We just never let our issues fall onto our son.

On March 21,2019 as I watched the sun come up (I never do that) I felt at such peace and had an over whelming feeling peace. At that very particular moment I wish for one more sunrise with my boys….. Little did I know how sick my ex-husband was. Unfortunately my ex husband has passed away that morning. I found out via a condolence message on Facebook from someone whom i haven’t seen or spoken to in years. His family waited 6……………. Long……….. days for they cared to notify us of his passing. I feel so robbed. OUR son feels robbed. Every human deserves to have those final very special moments with their loved ones before they pass. again we were robbed.

Since his passing
* The car repossessed
He was making the payment. The day he passed his girl friend called in the checks as stolen for the last 6 months so needless to remind you they repossessed my lil grocery geter.

* The biological’s took me to Superior Court
Ive had no contact with them in 5+ years yet 3 days after my ex passes away they start telling everyone that I use Heroine to cover up my meth use.. Luckily the judge seen right threw that B.S. Im sure that reminding the Judge that they sold me the life insurance policy that I was the beneficiary of..
I wonder if the Life insurance policy was the reason for the BS court stunt. PROBABLY!

*Our puppy got Parvo. Kitty Rae is still with us but she cost us a very pretty penny that I just so happen not to have @ $4000

Now here we are. My rent is past due as of 4/4/19. Rent is due again….. And the courts have me listed at set to be locked out on Monday 4/29. To keep from losing our home I need Mays Rent of 1300.00 plus I need an additional 1900.00 for Aprils rent and late fees.

I am Begging you. We’ve lost just about everything else. Please help keep our home. We have no one to help us. I’ve applied for more loans then God ever thought possible.

Please and Thank you

Paypal.me/2019justus

Last Updated: April 27, 2019

Attracting All Good In My Life!

Hello, my name is Heather. I am grateful and happy to be an incredible, powerful, blessed person with a life of only love and goodness! I feel alive and awake in a way that I’ve longed for over the past 38 years of my life, but that wasn’t always the case.

My story is not unique. I’ve struggled with life’s challenges just like everyone else, maybe more than some, yet less than many others. Nonetheless, I invite you to read on as I share is a little glimpse of my adult journey:

I fell in love and got married when I was 25. I was excited about raising my adorable new 4 year old step-son and growing our family with more babies. But before we could even begin, my husband got sick and I was widowed less than 2 years into our marriage. Shortly after, I was evicted from our home and my car was repossessed all while I was fighting in court against my [step] son’s absent, drug-addicted biological mother who saw this as an opportunity to collect a bigger welfare check.

Because of the drugs his biological mother was doing while she was pregnant, he was born with 3 structural heart defects and endured several surgeries including major open-heart surgery as a baby. She lost custody when he was 6 months old, continued to abuse drugs and was not a part of his life at all for 7 years leading up to the day I filed for adoption.

In the end, the courts ruled her unfit to take custody and decided that removing him from the only family he’s ever known and placing him into foster care was not right either. So I was able to keep our family together after my husband’s passing. I’ve continued to raise my beautiful son with all the love, protection and guidance he deserves. Together, we have faced his father’s death, his search for identity beyond fear and resentment, his tourette’s syndrome, and his heart health. Today, he 17 years old, he just graduated high school, his heart is strong and his future is limitless!

As for me, the past 10 years were a constant struggle. One step forward, then five steps back. Countless hurdles just kept getting in my way. I became annoyed when people regurgitated nonsense at me like, “have faith, it will get better”, because I just didn’t believe it anymore. I was forced to enlist in a war against my own fate, so I put on my helmet, shielded my heart and angrily charged forward.

I hustled, I sacrificed, and I worked like a dog until I finally achieved my humble little slice of happiness! In 2015, I met my boyfriend, a wonderful man who treats me like gold and reciprocates the love and respect I have for him to this day. We moved into a lovely little rental house and have been here for 3 years. I took an entry level job starting at $10/hr and worked my way up to 3 promotions within a year. For the first time in my adult life, I was making $45,000/yr and paying all my bills on time. The best part was that I loved my job and the people I worked with. By the age of 36, I had finally established a simple, peaceful, stable life for myself!

But it didn’t last long and things started falling apart this year. My boyfriend had an accident. He was at a gas station when suddenly, for no known reason, he had a seizure and fell to the floor. On the way down, he banged his head on the counter so hard that he broke his neck! Now miraculously, just 3 months after the accident and spinal surgery, he has fully recovered! But during that time, he was only getting 60% of his regular pay and while I was struggling to make up the difference, the engine blew on my car. With no savings and a repossession on my credit report, I had to take out a loan with a 22% interest rate to finance a used car.

There were a few other setbacks along the way, but once my boyfriend returned to work and I was back on the road, the dust began to settle for a couple months. And then…..

After 3 years of success and dedication with the best company I’d ever worked for, my position was one of seven to be eliminated in the restructuring this past winter. I was blindsided, brokenhearted and terrified!

Baffled by my relentless misfortune, I wondered how so many bad things could keep happening to a good person who was actually TRYING. Paralyzed with fear and depression, I stopped fighting and gave up on life for 3 months. My finances quickly spun out of control, I didn’t recognize my own face in the mirror, and I was completely lost…….

But not anymore! I’m aware now! And I’m so grateful for what I’ve recently learned about myself and the power I have to attract all good things in my life! I will continue to grow and learn, live and love, give and recieve.

I’ve updated my resume, I’m actively job searching everyday, and I’m driving for Uber to earn a living in the mean time. I have faith that all of my needs are met immediately. Even if I don’t know how, I must ask. Right now, I’m asking for $1,100 to pay my rent for April and get my auto loan back in good standing.

Thank you for reading my story. Thank you for blessing me. And may you and your family continue to be blessed abundantly!!

I am happy and grateful to recieve blessings via PayPal at: paypal.me/duffeydirect3

Last Updated: April 27, 2019

Product of a postcode

PRODUCT OF A POSTCODE

Hi all and thanks for taking the time to read my story. It all started in 1998 when I was 18 and my family moved to Spain and I decided to stay here in the UK and find my own way in life which I did by learning to be car mechanic which is where I met my first partner who I have 3 children with a boy of 13 and twins (boy & girl) who are now 11, my partner worked in her dads MOT garage but sadly he died 6mo this after we got together and left the business to her, when my eldest was born she then stayed at home and I run the business for 8years sadly she suffered from post natal depression and the relationship ended and she sold the business which I still can’t get over as I would of run it to keep it for the kids when they grew up anyway this left me in a bad place having no money and not living with my kids the depression was creeping in and many a night was spent alone with this on my mind :-(, I realised I couldn’t stay this way so picked myself up and for the next 8years I survived by selling stuff I shouldn’t have etc let’s just say as the title suggests being a “product of a postcode”) its all I knew growing up in the east end of London dodgy dealings etc where all around me it’s what I knew best, in this time I was always there for my 3 kids having them as much as I could etc but still to this day there mother makes it hard work stopping contact etc regularly and not being able to afford court fees I’m stuck in that situation with her which sucks, anyway 7 years ago now I meet my second partner who I have a 6year old boy with and meeting her changed me making me stop the dodgy dealings and get back into what I’m qualified to do car mechanics, I left my home to move in with her thinking as I always say “till the end” and things were ok but for many reasons we split when my youngest boy was 3 he’s now 6 as I said and so for the second time after putting everything into a relationship I walked away with £80 and 5 bags of clothes and the depression taking a hold again (I think I’ve always wanted a family as mine moved away when I was young which is why when my relationships go wrong I find it so hard hence my saying “till the end” which I told both my partners and meant no matter what but I can’t control other peoples feelings etc) being told to leave I had no choice but to move back in with my mother (who moved back from Spain a few years before this) who I had not lived with or relied on since I was 18.

And so we get to why I’m asking for the kindness of strangers now, my problem is this over the years of relationship breakdowns etc when I get low and depressed I shut of from my problems so any bills, parking tickets things like that I push away and try to forget about which has left me with many debts over my head on top of this I have 2 baby mums wanting money for the kids on top of my rent, living expenses, car upkeep so I can get to work and money to do thing with my kids when I do have them life’s just become one vicious circle of working all month only to payout everything which normally means my monthly wage is gone within a week and so I’m left scrimping and borrowing until I get paid again which is when it all happens again I get paid only to be left with nothing shortly after, if I didn’t have the debts over me my wage would last but I’m currently paying out £700 a month on bills I shouldn’t have but have because of the depression etc.

I just want to finally say the being a product of a postcode ain’t all bad because growing up in the east end of London E1 postcode has given me morels which I’m proud of inc respect for others and loyalty and well I guess never giving up as I’m here writing this now and these morels are defo part of my DNA and will stay with me forever

So I’m asking for any help you can give big or small to ease the stresses of money worries and give me back the freedom to do more with my kids instead of having the weight of the world on my shoulders, I know if I have it even to this day with my problems I always give what I can to homeless ppl I see etc so I’m hoping there’s more out there like me that are willing to help a fellow human in need and break him free of the stressful position he’s in to which he will be forever grateful.

Yours thankfully
A product of a postcode

www.paypal.me/leesmyth26

Last Updated: April 27, 2019

Drowning in Student Loans

Thank you all for looking over my request, I appreciate the time you are putting into this.

Things have been hard and it’s frustrating, I work a full-time jobs and a part-time job to try and make ends meet, and I’m trying to create other revenues for myself. I’m drowning because of my student loans debt that I am trying to refinance, but my credit isn’t good enough to qualify.

So I am trying to manage my way through until I get myself financially in a better position to actually live life and do the same for others.

At the moment I am working 60+ hours a week with my two jobs trying to just pay my student loans and rent, even having to rely on others to get food and paying the bare minimum for electricity. I don’t have a credit card which I suppose is a blessing because I’m not racking up credit card debt I can’t pay off, but when my bank account hits 0 it means I have nothing.

This is humiliating and frustrating, I can’t even get a cup of coffee, I don’t have streaming sites to watch TV, I don’t buy anything new because I can’t afford it, I have taken on great hobbies like sewing and gardening simply because it is cheaper to fix things and grow food. Which has helped in many ways, but it is hard in other ways because I don’t have a lot of room to expand. I really need any sort of help, I have so many things I want to be able to do, like buy a new bottle of shampoo or eventually be able to afford going out to dinner. At the moment though my goal is to just make it through the month and pay off my loans and my rent.

I refuse to stay in this position but at the moment I need help getting through while I work hard to get out of this position. Any help and support is much appreciated! I am trying to hard to put good back into this world and I’m trying to not let this destroy me but it’s hard, financial difficulties can feel so crippling.

There will be a day I have my own money and I will do whatever I can to help people not feel the way I feel at this moment.

So please any form of help would be great, even if it is just advice or a story about you being in the same boat and how you got out of it.

Thank you again, I do so much appreciate the help and the support!

paypal.me/myfodder

Last Updated: April 27, 2019

please read. In need of help

Life is really hard right now. I know it seems like I’m over exaggerating, but I have been struggling so much these past few years. I have to live with my sister, because Cps took me away from my mother when I was 14 so I’ve been with my sister for a long time. Being away from my mom, has been hard for me. I have a twin brother who I used to be very close with that I don’t see a lot so it’s difficult for me to have a sibling relationship with him anymore. Money is tight. My sister has to work 2 jobs to make ends meet if she can. She is also raising my two nieces. It’s very hard for her to supply stuff for all of us. Living in a two bedroom house. My niece stays with me in my room and my younger niece is with my sister. My Sister’s kids’ father doesn’t pay child support that often. So we don’t have a lot of extra money in the house. Some nights, my sister can only provide for the kids and not us. Knowing we can go without eating compared to the kids. I don’t mind to share with them but I can’t go without food for a long time. I tried jobs numerous times but no one is hiring me, because I don’t have any work experience. I also go to school part time so that is also a factor in why no one will hire me. I’ve been to the hospital a couple of times, due to my depression. With things being so rough it puts me in a bad state of mind where I have a tendency to isolate myself and worse. Isolating myself so much has made me to the point that I have accumulated extreme social anxiety. Sometimes just being in public can give me a panic attack and makes really hard for me to be successful in life. I could really use some help with extra income coming in. I wouldn’t need much, just enough for a couple weeks to help my sister to not have to worry about me for a little bit. At least 50$ could really help out so much. It would be put to very good use and would be so much appreciated. If not, I understand but if so then it would help out a lot.

Thank you so much for you time.

Last Updated: April 25, 2019

A helping hand

I really don’t know where to start with this actually I feel really shamed but I was talking to a friend who told me this site really helped them. Im Devon I recently moved to Houston Texas I’m originally from Mississippi if you know anything about Mississippi then you might have an idea why I’m on here. I moved to start a new life for myself I packed the few clothes I had and left hoping to find a decent paying job witch I know I will find being in Houston it’s been a week so far and I haven’t had any luck yet I’m not here looking for someone to donate much just something to get me by with food and a cheap motel for a week or two I’ve seen a few that charge by the week at a very fair price I’m not going to post sad lies or any fake story’s to get thousand of dollars from genuine people I’M really not in that bad of shape I do own my SUV and I’ve been sleeping in it but it will not be for long before I’m very success driven I’ve never done anything like this before but I’m sure there will be people with negative remarks that is why I didn’t post a photo of myself so before judging take in consideration I’m drug and alcohol Free never been in any kind of trouble just a genuine person going through a rough spot on the road to better self thanks

Last Updated: April 24, 2019

I Desperately Need Help At This Point

First of all is like to thank anyone who took the time to actually click on my post. This is kind of embarrassing to have to do but I literally have no one else for support.

I’m a 24 year old young woman living in NY (so you know everything is expensive) Ive had a lifetime of struggle since I could remember from family issues, to school, every kind of abuse their is, etc. I’ve been through it all and it’s really taking a toll on me these days in particular. I wasn’t blessed with the best family or living environment so I was extremely unprepared for the real world of adulthood. I’m tired of having to go through desperate measures for money just so I can eat for the week. I’m really trying to get my life on track and actually make some accomplishments in life. But there’s a bunch of things holding me back. It’s hard to find a good job because I wasn’t able to go to college so I don’t have many opportunities. And any opportunity I have is somewhere I’m unable to get to. And I’m tired of not having a car being the excuse for a lot of things. My credit is not the best so I’m really trying to build that up to get a car loan because I also don’t have a co-signer and it’s reallllly hard getting anything with poor credit. [Read more…]

Last Updated: April 23, 2019

Financial problems

Hi, I’m Damian as you all see I’m up here for a reason. Well to start off I’m in debt and No matter what I try to do it seems as if I make things worse for myself. I can’t afford to pay my bills I work during the day building pallets for companies. I was doing fine paying things until I lost my other job before the one I’m doing now. It’s under the table money $250/wk . Im still applying, calling, walking in, trying to get other jobs to pay stuff off even if it means I burn myself out trying to. It’s hard enough to even get another actual job I keep getting denied which sucks because I only have limited experience or w/e. What makes things even worse is I have my own place. I barely eat trying to save the change I have and use that for emergencies only. I’m not bad with money management but after I lost my job the first one my bills started stacking up because I was unemployed couldn’t pay the ones coming up. The little money I’m making now is barely enough to pay 1 bill. I’ve tried asking close family, didn’t get anywhere because I had to pay them back when they needed it even if I couldn’t afford it at the time, or They don’t communicate with me anymore, I don’t really have any ACTUAL FRIENDS which sucks, I’ve tried applying for loans, even if it meant messing my credit score up more because what choice do I have. My credit is poor and I’m trying to repair that as well so it makes trying to get loans, etc even harder. Tried debt relief, I get denied time after time. I messed up my credit when I was younger not knowing any better… I sell my items which took me forever to get (Xbox, phones, shoes, clothes) just to try to make up the difference. I have a lot of bills which I did not plan to happen and put myself in a bind. I’m limited on clothes and things to wear. My bills aren’t cheap (they classify me as a new driver $300 a month) my car insurance is canceled and I have to pay an amount twice as much in full with late fees because I can’t pay it atm and I’m TAKING the risk driving without insurance which is illegal. It scares me to death because I don’t want to get pulled over and get locked up but I have to get to work to make money some how for now. I’m still financing the car I have which I just started not to long ago my first car, which hurts me to death seeing I’m already struggling. I have rent coming up soon which if I don’t pay I’m out the door! I’m selling my phone that I’m still paying on because I need the money. IM late on bills and payments and still got more coming up. It’s just bills after bills and it’s not like I’m not trying just sitting on my ass NO I’m not I’m taking risks because I don’t want to lose what I worked so hard to earn. I get nightmares at night, I’m still struggling with anxiety and ptsd very bad which really doesn’t help anything but makes me paranoid and worse. but I don’t have and kind on health insurance or anything to get actual help for it and this just makes it worse. I’m 21 it’s embarrassing and hurts like hell knowing that I have to go this far. I look up each and every day ways to make money or quick cash or anything while still trying to get a better paying job and financial support ! I can’t sleep at night, I’m not myself I’m so couped up in worry, fear, trying to figure out what to do. Ik this may not seem like something big but please don’t judge from what you see, it’s bigger than what it seems. I’m not in the worse situation but I don’t want to drown myself even more. I feel like I’m on my last leg. Any kind of support will be GREATLY appreciated.

PayPal.Me/mulaa90

Last Updated: April 23, 2019

Desperate Help in Critical Times

Good day and many blessings to all who take the time to read this plea for help so that my family and I can finally feel relief in this quicksand of a world. My name is Jerry Batista and I am a 42 year-old family head of a wonderful wife named Belkys (41) and a awesome, loving son named Isaiah (16). I have been married to my wife for over 19 years (she is my high school sweetheart and got married on April 8th, 2000) and we met in Ponce High School in Ponce, Puerto Rico (she’s originally from Newark, NJ and I am from Queens, NY). She has always been so loving and supportive in all of my decisions, especially our decision to move from Ponce, Puerto Rico to Raeford, North Carolina (we decided to move since, although Puerto Rico is absolutely breathtaking, it is very difficult to raise a child due to the crime, bad influences and corruption). So we packed up and had to start from scratch as of February 3rd, 2016 in Raeford, NC. I have been trying to maintain a job (In the Cheerwine company as a merchandiser, at Smithfield Hog Production as an animal handler, and at Walmart as a shipping loader) but I recognize that as the years pass, my body is giving out due to old age (a while back in 2013 I broke my wrist when I fell off a scaffold while standing on a ladder at a construction project in Puerto Rico and due to this the doctor that attended me said that I would get my arthritis sooner and more severely which I am now feeling). Right now I am unemployed but constantly searching either personally or online for work. I am falling behind on my rent, utility bills and car payments and am worried that my family and I could be evicted from our home and lose our vehicle which is our only means of transportation. I have utmost determination to provide for my family and have applied to countless jobs but I am desperately needing a way out so that I can provide for my family on my own and we can all get out of our debts before we lose it all. I greatly appreciate the time that is being taken by the ones who are reading this and, like they say in football, this is a “Hail Mary” to see if someone can “catch” it and my family and I can actually “win”.

Last Updated: April 22, 2019

Desperate Father about to lose home…

Never done this and scared, here goes nothing…

I know they say to put an amount your asking for, but I can’t do that as I wouldn’t know where to begin. Anything from anyone would be helpful.

Want to start by saying Thank you to anyone and everyone that might read this. God blesses you if you help and even if you don’t…

My last 2 years in a nutshell leading to me finding this website and begging to complete strangers:

Kicked out by wife and not allowed to see my boys, carpal tunnel surgery, bit by dog with 4 tears and 11 punctures total, car accident head on, homeless during half of mn winter living in my truck, dr appointments 5 days a week for my back and neck, 2 neck injections, 5 separate back injections and then nerve burning, still seeing doctors, constant pain, chronic pain, 147000 miles on my truck in 1.5 years for a total of 278870 when she died, gallbladder surgery, a hospitalization for staph infection from any of many procedures I’ve endured, all this time while still working until my back couldn’t take anymore and I was taken out by dr orders and disabled for 6 mos. Credits gone, bills behind.

The best part of all this is I recently went back to work, not 100% better but can function again, I found a really great place to live not far from my job and have been lucky to be here for a year now. Had to borrow money from family to pay rent but able to keep it kinda stable for me and my 2 son’s. I’ve got 2 cool female roommates and we all get along. Got home the other day to find a realtors sign in the front yard and when I confronted my landlord she says I don’t want to do this anymore, be glad if you have until the end of June.

Thought I was finally having things look up for me, trying to make payments to bills and slowly creeping towards being able to somewhat breathe again. Never expected this kick in the teeth.

So I’m back to where I started, screwed, no place to go, absolutely no money in the little time I might have before moving and here begging for help from people I don’t know…

I’m sorry for the length and if you’ve made it this far thanks again for listening. Please if you can help I’d be forever grateful, if not able I understand that as well.

paypal.me/bigdaddyjc

God bless...

Last Updated: April 22, 2019

In serious financial situation need your help to international table tennis player

In Serious Financial Situation and Needs Help Urgently

Good day everyone, I am so sorry to disturb you all; it’s just that I am in a serious need of US$ 20, 000. There is a debt of US$10,000 that has to be paid before (1st of May, 2019) or I face legal actions. I live in India now i am in usa. I am a international table tennis player. I have won us open and oman open. I took loan to participate above tournaments for interest. I expected government release my money and i will repay. But no one did not helped me after winning the titles.now they are asking me money if i not pay which rendered me paralyzed financially.

I cannot pay house rents and it is so bad that when I wake up every day, I don’t even know what will happen in the evening and I have been living on borrowing since last year and now, I need the US$20, 000 so badly in order to cater for the money I have borrowed from people because they are already threatening me with legal actions as we speak.

To make the matter worse, because i am in usa came here to some leagues. I thought i will work here but i dont have any work visa here. I cannot take a any contract or even work anywhere.

Since last year I have been living with a lot of issues due to my financial hardship. I have been owing my landlord for months and he also is planning to evict me. I cannot even provide for myself anymore not to mention providing for my family.

Below is what I am asking for:

$10,000 for urgent debt to avoid legal actions.

I know that this may seem difficult to achieve but I don’t mind any amount to help me with. I just need to get out of those from those problems. I dont need 1$ also if any one willing to clear my loans i will give all loan papers nd document.Some of my achievements are follows.

US Open Butterfly carry cup Division- B Champion-2018 at North caralino USA
Oman Open International Table Tennis medalist-2017-18 at Muscut ,Oman.
14 All India Medals.
3 Times state champion in individuals
3 Times university champion
15 Times state no-1 in ranking tournaments
26 Times state no-2 in ranking tournaments
28 Times state no-3 in ranking tournaments
30 Times represented Andhra Pradesh in all India championships and participated all India national championships
Nearly got 600 medal and prizes in various state and all India,

I will appreciate it if you can assist me.

Thanking you

https://paypal.me/umeshachanta

Last Updated: April 22, 2019

Just Need To Get On My Feet

Hello anyone willing to read and consider!

I am a 45 year old single mother of 2, ages 12 and 15. I work full time and I am not into anything stupid like drugs or gambling. I am well known and well-liked in my small town. I work in emergency services and help the public. This keeps me level-headed as I do realize that monetary problems aren’t the end of the world. That said, it sure is stressful, just the same.

Recently, I have struggled financially with no end in sight. My bills are all late and doubled/tripled in size. The reason? How did this happen? Well, after recovering from Christmas costs and going into the new year, my wages have been garnished and it’s been tough to stay ahead with the temporary reduction of income. (Thankfully that debt will be paid in 3 more paychecks).

My income tax looks great! But that goes to my student loans year after year because I can not afford to make payment arrangements on them. Who thought getting that much-wanted college degree at age 37 would be a mistake? I am proud to have it and to have obtained it while newly divorced and with a fire in my soul, but it’s killing me to see my refund processed and then go straight to the education department time after time. If I had the money to square it, I would.

My children are both smart, outgoing and very athletic. Their equipment is more important to me than my credit score.

I don’t spend money on manicures, pedicures, vacations or clothing for myself. I have a hard time finding something to wear to dinner that doesn’t look like I got it in 1995. Fortunately, I have a uniform for work. Any extra cash I have goes to kids and their needs.

I just need help catching up so I can breathe. I lose sleep every night with worry. Frustrated that I work full time, and yet paycheck after paycheck, something sets me back. I don’t have family or friends to ask- I owe many already. Please help me get to “even” so I can move forward without this burden. I don’t need a million dollars… I just need to get caught up and move on. A day without worry would be priceless.

Thank you for your time.

Amy

Paypal.me/softbaseballmom

Last Updated: April 22, 2019

Getting kicked out of home soon..

Well, where do i start.. I hate to be doing this, I don’t even like asking family / friends to borrow money. Even though i have a Uncle who has helped me out so much lately, i’m just overwhelmed and need a little space to breath.

I’ve been out of work for months, what money i did have dwindled away. I didn’t sign up for benefits until last month. My pay day is suppose be tomorrow of £317.

But i found out a couple of days ago i will infact receive £0. Because apparently last time i was on benefits i did not sign off when i started working. So they sanctioned me for 36 days. (of course i knew nothing of this) So i wont receive 6 days pay for next month too.

I was suppose to pay rent on the last day of every month, £200 to my mum who i live with, I couldn’t afford to pay Aprils. So i owe her £200 which i was going to give her out of my benefits tomorrow. She has already said I can’t live here anymore if i cant give her rent. which i understand. It would only leave me with £117 a month for food etc anyway but i would try to get by.

I also have a car, which is in a family members name. He signed for it when i had a decent job and i owe him a fair bit of payment on it since he’s been covering me while im looking for work. But Im going to have to sell it, for a loss and settle any payments left. I dont mind not driving, it just hurts having to let my uncle down again with money.

So here i am, i have £15 cash in my name. Im trying desperately to get a job, with my depression and anxiety i just want to give my family back what i owe them. I dont care about going out, buying new clothes etc i just want to make them whole and get that pressure off me.

My monthly outgoings just totally outweigh anything coming in and there it seems there is no end in sight.

I don’t know what else to say, im sure there are far more deserving people out there than me.

I thank anyone for reading, even if you could donate just a few pounds, it would really help out for bread and milk etc.

I wish you all well, thank you!

paypal.me/Scott50899

Last Updated: April 22, 2019

Struggling after death of both parents!

Hello everyone! I am new to this site and honestly I really hate to have to do this but I have no other choice at this point.

To start off I am not requesting a specific amount because ANYTHING at this point would help, even 5 dollars. On February 27th, I lost my father that I had been caring for, for the last year. He developed kidney failure shortly after my mother passed away March, 4th 2017. It has been an extremely hard 2 years for me, especially losing both parents at such a young age. I took the death of my mother really hard as I was 25 when she passed. As I thought I was getting back on track and getting my life together, my father became extremely ill. He was in a coma for 2 months. The doctors told me to send him home on hospice November 2018. I would not do that because my father himself told me he wanted to live. My father was sent home by stretcher, I arranged for palliative care, and also arranged to have him transported by ambulance to dialysis because he was now bed bound after being in a coma. My father was retired but his pension didn’t cover even half the cost of the copays for his ambulance rides. I struggled to make payments just to get him to dialysis. We barely survived but by the grace of God, we made it somehow. I also have a disabled brother who I take care of. He is able to do a lot of his own but has some intellectual disabilities. He suffered through this time because he didn’t know how to express himself seeing my father so sick. My father ultimately ended up passing away and I was left to care for my brother. My brother was receiving disability which wasn’t much either but that was discontinued after my father died because he was his listed representative. We had to sell EVERYTHING to cover my dads funeral, I had to apply to become my brothers representative, that’s currently pending. I’ve received a job offer but I’m unable to start yet because I have my brother living with me and he can’t stay home alone. I’m open to getting a sitter for him but we just don’t have the money right now. I know things will get better but right now I’m DESPERATE!! My checking account is overdrawn, my water is about to be turned off and I have no gas in my car. I’m just really stuck right now and could really use a helping hand. I have no family left, my parents and grandparents are all deceased. ANYTHING will help our situation. I’m even willing to pay the funds back as soon as I get on my feet. I just want to be able to care for my brother and myself. We having NOTHING right now. If you could find it in your heart to help us we would really appreciate it. I can pay whatever I need to back with interest. Thanks so much for reading! God bless!

This is my paypal link: thank you so much, I’m forever grateful!

paypal.me/kvpzhott

Last Updated: April 22, 2019

It’s true hard times hit us all!

Hello my name is Michael, I’m a 39 year old male from Wilmington North Carolina . Back in November I lost my job as a contract worker for company that installs and maintains the necessary components in police cars fire trucks ambulances things of that nature . Right before that in the same year I had also went through a divorce after 17 years of marriage unexpected . This pretty much left be starting out on my own with no friends or no family to help me get back on my feet . I did however manage to get a mediocre job and rent out a very small apartment . But at the beginning of this year I was forced into selling my car as the repairs would be upwards of $4,500 leaving me with no transportation to aforementioned job . Since then the bills have been slowly pulling up to the point where I do not have a single item left that I could even put into a pawn shop and nothing worth of value that I could sell .

There has been talk about the contracts for my installation job to open back up towards the end of the year Christmas season season , however I’m in fear that I will lose everything before I get a chance to see that come to that come to fruition. In this area jobs are hard to come by especially if you do not have means of transportation. I would just like to be able to afford some type of car that would be reliable enough to get me back and forth to whatever job I can find and hopefully I can get some work to make it through this hard time that I’m experiencing. I went to college for what I do and I know that the way I’m living now is worse by far then the time that I spent paying for my college and struggling on what I was going to eat how was I going to get gas things of that nature . However God seen me through that and for the most part my life has been normal and happy. I guess this is my time of trial and I’m humbling myself I have no other options. So I’ll just leave this here and leave it in God’s hands then hope that may be out there somewhere somebody can see it in your heart help me get a better grasp of what’s going on so that I can dig myself up out of this hole and take control of my life yet again.

paypal.me/xact710

Last Updated: April 21, 2019

Asking for prayer and help

My name is Rachael. I am a 28 year old mother of two amazing little boys, 11 and 6. Recently I have come into some health issues that have really taken full control of my life. I was told due to my mental health condition I should apply for disability and stop trying to fight this awful , body consuming illness, that I know is curable, and sit at home and try to medicate my way out of it.

That is not what God had in store for me, I know this. I am a fighter, and up until a recent hospitalization, I felt on top. Unfortunately it put me and my finance so far down, that I’m scared I won’t make it out if it. I am asking for help to give myself a chance to cleanse the fear and anxiety out of my body and give my full trust in God to show me the way. We are three months behind on rent. I’m scared I will lose focus if my finances continue to dwindle away. I want to work, I want to show my boys the right path in life . I just need help. I am asking for prayers, donations, anything to help me not lose our home, and my faith that I can overcome all of this. That I just need a helping hand to show me the way.

I have lived a very rough life , but I know that I have made it this far for a reason. The fight is still there, I’m just so alone. I don’t want my kids to see the pain and fear. I want to devote any free time to devoting my life to God. Having anxiety creates these barriers . To the point I feel like I can’t breathe and am going to end up back in the hospital. I know I’m strong , I will do anything for my boys. I’m just asking for some help so I don’t wake up every day wondering if my electric will be on, eviction notice on my door. I just need time to get this illness under control naturally and under Gods care. To allow me to live my best life with my family. I’ve never yearned for Jesus so much in my life , I know I have a purpose .

paypal.me/rachaellynn29

Last Updated: April 21, 2019

In Serious Financial Situation and Needs Help Urgently

Good day everyone, I am so sorry to disturb you all; it’s just that I am in a serious need of US$ 4,500. There is a debt of US$2,000 that has to be paid before this Friday (19^thof April, 2019) or I face legal actions. I live in Doha Qatar and I have some issues with my business start ups which rendered me paralyzed financially.

I cannot pay house rents and it is so bad that when I wake up every day, I don’t even know what will happen in the evening and I have been living on borrowing since last year and now, I need the US$2,000 so badly in order to cater for the money I have borrowed from people because they are already threatening me with legal actions as we speak.

To make the matter worse, because in Qatar you need a sponsor to work and live, my sponsor is also treating me badly and he refuses to renew my work permit (ID card) since last year May, without which I cannot take a any contract or even work anywhere. He shut down my business and is demanding some money before he can open it and also renews my ID card; and I don’t money since I cannot do anything without the ID Card.

Also, I need US$1,000 urgently to cater for my sister who is in a hospital as we speak who needs money for urgent surgery in this week. This is also serious and she has been there for weeks now without any money to pay for the surgery.

Finally, I want to pay my sponsor the US$1,500 he is demanding before he can reopen my business and also renew my ID Card so I can be able to continue my business and take contracts to earn a living.

Below is what I am asking for:

$2,000 for urgent debt to avoid legal actions before Friday 19^th of April, 2019

$1,000 for my sister who needs urgent surgery in the hospital

$1,500 to pay my Sponsor so he can reopen my business and renew my Work ID Card

Total: $4,500

I know that this may seem difficult to achieve but I don’t mind any amount to help me with. I just need to get out of those debts, pay for my sister’s surgery, get my business reopened, get my ID card renewed and continue my business so I can start earning again. Thanks very much in advance.

I will appreciate it if you can assist me.

https://paypal.me/aflakco

Last Updated: April 21, 2019

I survive hyperthyroidism but Personal Financial Crisis is killing me

It’s all start in 2013 the first time I got temporary paralysis and find out later that I got hyperthyroidism
Doctor start give me medicine therapy but I’m not feeling any better so I’m start to be a bedridden.

In 2017 Doctor see that medicine therapy is going nowhere so she sent me to get a radioactive iodine therapy
just one week after that I be able to walk again not as fast as normal people but it’s a good start.

And now I’m got subsequent symptoms such as Hypertension, Chronic kidney disease, Disorder of lipoprotein metabolism, Non insulin dependent diabetes mellitus.
Doctor say don’t start exercise just yet, so not a bedridden anymore but have to a bedridden still.

Just Feb of 2019 that Doctor give me green light to exercise and send me to Physical therapy, But First things I’m do is find a job, more than 50+ job I apply for, all reply with silent, not so sure my health or my age that they concern, may be both.

Why find a job is the first things I’m do, cause from 2013 I have no income, money come from sell all any valuable tools, toys, Gadget, especially camera and gears ( I use to be a photographer) and all that time mom is the only one who work as a English teacher.

Today I find out that I got nothing left, what I got is just a old phone and a old computer, and no one willing to hire me, so to get back on my feet again I need help, just a basic professional grade camera and gear just enough to kick start my life again, so I can have income to pay the rent, pay all dept and put my Mother in a retirement mode so she can enjoy gardening.

The camera and gears cost around 250,000.- THB (US$ 7,862) just a camera and two lenses a flash a tripod and some miscellaneous gears, that’s all I ask not a full fancy setup that may cost up to a million and more.

So to help me and my mom please donate to

https://www.paypal.me/tonesinsuk

Last Updated: April 21, 2019

My family needs your help.

Hello everyone. My name is Tessa and this is my story. In 2008-09 I was 13 years old, softball playing tom boy who grew up in a “picture perfect” neighborhood with my 5 siblings. Kalyn, Josiah, Destiny, Justice & Jon Caleb. Nothing could go wrong in this world as I played outside riding bikes, making clubs, climbing trees and just being a kid. I vividly remember when I first realized something was out of the ordinary or just what seemed to be my parents more stressed out than usual. I could see the environment of our house change, almost in an instant. I noticed my dad was home a lot more often and that it was just an intense time for him. What I didn’t know was that he had just lost his job and our lives were going to soon change forever. The economy crashed for the land business in a moment and once nothing was selling, the company he was employed by decided they had to make cuts in order to survive. One of those cuts was my dad. A father of 5 kids and soon to be six as we found out my mom was expecting with my younger brother Malachi. I quickly realized as the year went by, my dad wasn’t able to find another job. With the economy, two knees who need surgery and two hernias sitting right on top of each other, with no zero funds or health insurance. It left us in what seemed to be an impossible situation. Before we knew it, the life savings my parents had together was down to its last pennies. We were told we had to move because we could no longer afford to live in the home that we thought we would be in forever. With nowhere to go, with only the help of our friends and family my parents, my siblings and I, realized things were changing for the worse and we didn’t know what was coming next. We lost our house, both vehicles and the family just became closer. I will now be 23 years old on Friday, still with the same medical issues, my dad has poured his heart and soul into believing for a miracle, providing for us and now with 9 kids total, and one grand baby. We need your help. From the family who doesn’t ask for help, with now 9 kids, Kalyn, Tessa, Josiah, Destiny, Justice, Jon Caleb, Malachi, Mercy and Kori. Please consider giving to our family.

Originally from Georgia, now living in Alabama with no home of our own, barely making rent with no room to bend for finances. Please consider giving. Thank you.

-tessa

PayPal.me/tessamullis

Last Updated: April 20, 2019

Ex serviceman drowning in debt with no way out

Let me start at the beginning to help you understand how I came to be in my current situation.

I was born on one of the many council estates here in England (I guess in the US you guys call them “The projects” or “Social Housing”) to a single mother after my father left after hearing about my mother’s pregnancy.

I quickly became 1 of 4 children and my mother worked hard to provide for us. On numerous occasions when she was working nights in a biscuit factory our home would be burgled and the young child minder left defenseless and unable to stop it. What little money my mother had been able to save was stolen and our home trashed. From a very young age I had the mindset that living in poverty was how my life was to be. I would go to school and see the other kids with new uniforms, shoes, backpacks and wish I could be like them.

Fast forward to the age of 16 where I saw a way out. I finished secondary school and joined the British Army. No college or University for me as the fees were too high. During training i was paid £20 a week in cash and this felt like I’d won the lottery. I would instantly waste it on anything my heart desired from the shops, having never had this luxury before. Once training was over I started to get paid directly into a bank account that the Army had set up for us all during training. Each pay day I would send half home to help my Mother and siblings out, to do my bit to provide for her the way she always had for me the best she could, it was the right thing to do.

When I turned 18 this is when the slippery slope into debt began, I was contacted by my bank and offered a £3000 loan. Now imagine a poor boy from the council estate who thought £20 was a lot of money being offered £3000! I jumped at the chance of that amount of money with no regards to the consequences. Very quickly the money ran out. I would buy myself those new clothes I’d always dreamed of, I helped my Mother to decorate our small home and before I knew it, i didn’t have a penny again!

So the bank offered me a larger loan this time, to pay the £3000 off and too have some left over, again I jumped at the chance and time after time they offered me more money, until the last loan was for £25,000. Then one day I looked at my account and saw the repayments for almost £1000 a month. I simply couldn’t repay these.

I started to wish for overseas tours with the Army to earn extra pay, my wishes were granted, I served in Northern Ireland, Kosovo and the Iraq, all combat missions and all having a detrimental affect on my mental health, like many leaving me with PTSD and forgotten about by the Army. I left the Army drowning in debt, suffering with Battle shock and with no where to turn for help. I did whatever I could to repay my loan, I worked cleaning plates in a restaurant in the evening and then straight to building sites as a night watchman.

I eventually joined the UK Police force on a very basic wage and have been here ever since, but still my pay doesn’t cover all my bills and debts, I pay out more than I have coming in, I work extra shifts delivering pizzas around my job on the force but still can’t get my head above water.

I’ve never let anyone close to me know the extent of my problem, of my debt, because I’m too embarrassed. I’m 34 years old now and facing a life of debts I’ll never be able to pay. I’ll never be able to own my own home, year after year I go without holidays just working all the overtime I can to give me some financial breathing room. http://Paypal.me/JKelly01I’ve fought wars and served my country and still continue to do so, but i feel like they’ve let me down, I need help to get out of this quicksand of debt that’s dragging me down further and further each day.

Any donation possible would help me greatly, every penny is going to pay of my debts and give me a fresh start and a healthy future free of debt.

My current debt stands at £25,983,00

Thank you for reading my story and may God Bless you.

My Paypal account

http://paypal.me/JKelly01

Last Updated: April 20, 2019

When Life gives you nothing.

So I have never done this before. Just kind of at the end of the line. I always wanted better, but now that I am here, I feel stuck. I bought a place from who I thought was a friend. It is a little place, Two bedroom, One Bath. It was great, they needed the money for a quick move and I needed a place of my own. I put my savings into it and I used most of my paychecks to pay off the rest. It was a great deal. They had the roof redone and the appliances were left behind. I had to fix some wall damage and remove the carpet due to pets they had, but It was a deal… or so I thought. The year goes on and my fiance gets pregnant, planned of course. We both work, so this was no big deal. Unfortunately she was diagnosed with Preeclampsia, which for those who do not know, is a condition during pregnancy in which High blood pressure can result in early induced labor to prevent health risks. Her job was not happy, she needed to reduce her hours and limit her activity, but they seemed to only make things worse. One day she had an allergic reaction and needed bed rest, her job took the opportunity and terminated her. This is where we get rough. No one would hire a pregnant woman who was due in a few months and this hurt us. I make enough to barely pay for our cost of living now and she was denied unemployment. Now with five months till her due date we are trying to get the place ready. We get our taxes, use all of it to fix up two rooms and tune up our only working car now. Things were rough, but wasnt impossible to manage. Sadly last month that vehicle decided it was time to go. This was unfortunate since we had to use our new savings on a vehicle. This vehicle that was in price range had hidden issues that were known to the previous owner, but he honestly felt the need to lie to us. So now we have a vehicle that leaks three types of fluid and I have to fix it. I wish it ends there, but I just found out that the roof that was claimed to be fixed, wasnt. And now I have water damage and leaks! Leaks all around! And my child is due this friday! And I really wish this was made up, but what else can I do? I just need help.

Last Updated: April 18, 2019

Rough patch that’s only getting worse

Hello, my name is Joshua. I don’t like asking or begging for money but I don’t know what else to do. I don’t have much family to turn to and my friends are in their own mess and can’t do much to help me either. That’s why i’m here. Im in a rough spot that is not getting any better and it seems the hole is only getting deeper.

My story: The first instance of what is causing my problems is my job cutting my hours down to 26-30 hours a week. Sometimes its less than that but for the most part they “try” to keep me at 30. Me and my wife made this work for a bit because she has a second job and it has helped keep us afloat for awhile, but her other job has also cut her hours down to barley over 6 a week. The second job was our safety net and now has hole in it due to the hour cuts. The next cause of our problems is our car. It hasn’t had any problems up until now. The first problem on it was battery. Its not a big problem and we got it taken care of quick for 150 dollars, but the car kept dying on us for some reason. We went to get it checked again and the mechanics claimed it was the starter, so we get it fixed for 250 dollars. Even after all of this the car is STILL dying on us. It is outside dead as I am trying this now. I am getting it examined at the dealership soon and I have no clue what the charge is going to be. Another one of my situations is that I had to pay into my taxes this year. I had to pay in last year too but I was more prepared then and had plenty of work. I owed them an additional 120 dollars. I don’t know why i’m still paying in but i’m having a friend help me understand it better. Finally on top of all this is that i’m having to pay all of this while still hanging out in the negative. Me and my wife already calculated next pay day and we are not going to be able to make next rent, phone payment, and food. I don’t know what else to do.

If there is anyone reading this, please, help me.

paypal.me/JoshuaKonkle

Last Updated: April 18, 2019

Just need a little help to get on my feet!!!

I’m just going through a tough time, my business has failed. And I’m struggling to make ends meat. And need just a little money to bounce back. Need to pay the rent and put food on the table. If there is anyone out there who can help it will surely be appreciated. And I promise to pay it forward, being I have a natural giving spirit myself. And I truly believe that all who I’ve helped in the past will come back to me in good karma in the form of someone helping me in my time of need. All I need is $5,000 us dollars, so I ask that someone out there with the means to help please do so. I’m a proud man and never like to ask for anything, but at this point I have to swallow that pride. And allow someone to help me if possible and never put myself in this situation again. Life happens, and I know that are still some good hearted people out there who will and can help me. I’m not here to use or rip someone off for their hard earned money. Trust me I know how it feels to be taken advantage of. So that’s the last thing I would want to do to anyone here. Who are sincerely reading profiles and wanting to help those who are in need due to their financial hardship. So me coming here asking for help is truly genuine and not to blow money given. I need it to pay bills and to get my life back in order. And I feel I’m not asking for a large amount, I can take a little and make it go a long way. So I can sustain myself and my family and insure I’ll get back on my feet ASAP! I have helped many people in the past knowing how it is to struggle and hit a difficult point in life. So people read this post with compassion and know that I’m a sincere person with a heart of good. Just unfortunately I’ve feel on hard times like never before and have to resort to coming to this site asking for help. But I’m not to proud to ask for help when I know I need it. For those of you who have read my situation. I appreciate you reading it, a cheerful giver always will have a cheerful receiver. Thanks for your time and consideration!

https://paypal.me/keg416?locale.x=en_US