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Financial Hardship Help

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We often hear “I need money now” for rent, food or bills – not an easy situation to be in. See our advice below.

Emergency Rental, Food, and Bills Assistance Programs

How to get help with rent?

At times, many families find themselves homeless, or unable to continue to occupy the premises of their choice. This may be due to fire, accident, storms or many other causes, but often it is merely a problem in paying the rent. Illness that forces a breadwinner to stay home, or loss of a job; any and all of these conditions can put a family in need of temporary assistance to tide itself over until the members of the family find themselves again in a position to pay their own rent without the need of subsidising or other rental assistance.

Agencies have been set up in many parts of the country to help in this regard. Non-profit organizations, these charities, such as The Salvation Army, as well as some governmental agencies are often able to offer emergency rental assistance for families who are being evicted by a landlord, or who simply have no way to pay their rent at the moment. Realizing that landlords, despite the old cartoon imagery of a rich greedy person feeding off the work of renters, the vast majority of landlords are not really making a profit at all on the current tenant. This is only a stopgap so that the landlord may pay the monthly house payments in the hope of some future profit if housing increases in value some years later. If the tenant can’t pay the rent, the landlord may soon find himself in the same position with regard to the lender. Lenders do not want to hear sad stories.

Although these different programs for rental assistance may be available, much depends upon the funding at the moment. Some programs quickly run out of money and are simply unable at the moment to provide further help to persons in need of assistance.

The vast majority of families in need of temporary rental assistance are those to be found in the low-income range; seniors, disable persons and children are among those most often affected. Others too, faced at one point or another with a temporary emergency may qualify for assistance in these cases.

In most cases, those in need of longer-term assistance, persons who have not been gainfully employed for a considerable length of time with not prospects for the immediate future may not qualify for rental assistance under these temporary emergency programs.

Those more likely to receive aid are persons who are able to convince interviewers of their willingness to do what is necessary to get back on their feet along with the ability to do so. Since emergency funding is considered a short-term “fix” for a crisis situation, the grants may be only issued for a few days, perhaps to defray the cost of a motel room, pending the applicant’s ability to find other lodgings.

Therefore it is important, in most similar cases, for the applicant to show the interviewer the imminent possibility to become self-sufficient.

Most non-profit agencies as well as other agencies attempt to work closely with rental assistance applicants to help them with any additional support as needed depending upon each applicant’s situation. Often applicants are further given counseling and referrals to other agencies that may be more helpful to an applicant.

In such cases, any additional services rendered are free to the applicant in crisis. This may include lack of employment and such other problems that may arise such as medical emergencies. Most agencies participate in these endeavors as well as teaching applicants the processes involved in applying for governmental programs, immediate rehousing and how to apply for Section 8 vouchers as well as information about low income housing, and assistance in paying the security deposits that are almost universally demanded by today’s rental market.

Since the goal of all similar agencies to to render aid to persons in immediate need of emergency housing and other crisis situations, the funds issued to applicants for rent or other necessities is only meant to allow the applicant extra time to deal with the emergency. However, at the same time, applicants will normally be provided with support in the long term to guard against similar future emergencies.

If you have an eviction notice or expect to be unable to pay the rent in the immediate future, or even realize that you need to find less expensive living quarters, now is the time to apply for assistance. Often with early application, money may be available to catch up unpaid rent as well as other options that may be explained to you.

Assistance may also be available to help with the security deposit, the initial rents and even moving costs. In some cities non-profit agencies may offer other emergency assistance to those in crisis. These funds are normally paid out on a one-time basis. Depending upon the location, resources that may be in place for housing crisis families can be wide-ranging.

Potential applicants are advised to find the telephone numbers as well as any other information available to them and educate themselves about the different programs that may be able to help with emergency assistance.

Not only non-profit private agencies, but many governmental agencies, are able to provide interim assistance, depending on the locality. Massachusetts has a program called RAFT, while in Texas a rental assistance program called TDHCA is available. Florida has a similar program called EFAHP and in Connecticut their program is called RAP. Many other government programs around the country also offer assistance to pay rent or a portion of overdue rent in their ongoing efforts to reduce the growing threat of homelessness in their particular communities.

Another program, called the Federal Stimulus Program is a little-known program through which our federal government provides billions of dollars across the nation to provide rental assistance for qualified applicants. These funds have become invaluable to families that find it increasingly difficult to keep up with the rising costs of rent and other housing needs.

HUD the Housing and Urban Development, agency works throughout the country as well. A number of families approaching two million are able to use this program, a program that can not only help those in need to pay their rent and/or security deposits, but HUD can issue vouchers to provide temporary housing as well as providing assistance to senior citizens and the disabled to keep up with overdue rental payments.

These programs not only offer grants to help pay rent, but the government Rent Voucher Program aids applicants to seek housing in the privately owned housing market.

These agencies can, generally, offer legal advice to those facing eviction. Every year millions of people receive free legal advice and assistance to educate them with the eviction process and their rights as well as responsibilities. The government provides funded Legal Services Corp. which provides attorneys who may mediate a solution between landlord and tenants in addition to advising tenants of their rights as well as help them apply for Section 8 or other assistance and another positive aid they offer is help and counseling on housing discrimination.

Counseling may also be provided to help applicants apply for government and/or private grants. Money is available for many of these crisis situations.

It is the goal of these agencies to prevent evictions wherever possible. The federal government as well as the many non-profit private agencies strive wherever possible to help applicants remain in their current quarters without the fear of being summarily evicted. Often these agencies are able not only to prevent evictions, but subsequent lawsuits that may be brought against a tenant. Alternatively, the agency may be able to find more suitable and affordable housing for an applicant facing eviction.

Many churches too offer funds that can help those in short-term financial difficulties. United Way and The Salvation Army are only two of the better-known charitable institutions that may be able to offer help when needed. Generally they give priority to those living in apartments and facing short-term financial crises.

A good number of other national and local charities are ready to help with the expenses of rent and other essential needs as well as providing case management and many other social services. No all charities have ready money all the time, but even those may be able to help by helping an applicant with information about other resources and assistance in applying for free grants to pay overdue rent.

Other agencies that often provide help might be, for example, Catholic Charities, Social Service Offices, United Way, the American Red Cross, the Legal Aid Society and as mentioned earlier, The Salvation Army. Aside from these examples there exist many other emergency aid agencies for those who are able to become informed.

While most of these programs provide only short-term emergency aid, they are designed for the most part to tide a family over until a longer-term solution becomes available. Often these same agencies will be able to direct qualified applicants to resources that may assist them in finding an apartment or house for more permanent security.

It is important however, during these times of crisis, to keep in touch with creditors and the applicant’s current landlord so they understand what you are doing and what you expect to accomplishment. It is important that the applicant be extremely honest with everyone about the situation and it may sometimes be possible to have monthly payments temporarily lowered, or even be allowed to skip a monthly rental payment. Other plans may be devised and put into place to avoid being evicted.

It is well-understood that not only landlords but other creditors too are much more willing to cooperate with persons who are up-front with them, honest in their discussions and show a willingness to cooperate and do whatever they can to improve with situations.

How to get help with bills?

Ask The Energy Company

if energy bills are the source of the hardship, then the energy providers’ own in-house programs are often the quickest way to help rearrange and meet repayments.

LIHEAP: Low Income Home Energy Assistance Program

This national program’s focus is on subsidies for repairs, weatherproofing and utility bills that families cannot afford to pay.

LIHEAP covers any energy related home repairs for low-icome families, including seasonal expenses like air cooling systems and winter heating bills. The local LIHEAP office is the first point of contact for those in need of energy or utility assistance. Eligibility varies from state to state.

WAP: Weatherization Assistance Program

The WAP is a federal grant organized by the Department of Energy that helps needy families improve their homes’ energy efficiency, and has assisted over 7 million households across many states, territories and Native American tribes since its inception in 1976.

According to the DOE guidelines, a household with anyone over 60 is eligible for the WAP, as are legally recognized disabled people. Most states make families with children eligible, and the website for the WAPTAC (Weatherization Assistance Program Technical Assistance Center) can advise others if the grants are available in their area, and whether they qualify.

LifeLine Assistance: Free Cell Phones

Americans in need of a cell phone plan but without the means to maintain one can get assistance from LifeLine Assistance‘s free phone program. This is indeed a lifeline as daily life and business in particular is practically impossible without a mobile phone.

LLA is an FCC mandated scheme offering a free cell phone with at least 250 monthly minutes included. It’s available in the 49 states, Washington DC and Puerto Rico, and typically requires a household income below 135% of Federal Poverty guidelines. For some states it is below 150%. Eligibility varies across participating states, with slightly different rules around qualifying income.

Other sources of help are available at state government level, or many national and local non-profit and charity organizations, and the energy companies themselves.

How to get Food For Free?

It doesn’t always require money to eat, and there are many ways to gain free food without adding to your debts or joining the 10% of Americans who have resorted to shoplifting. Ask people you know, or traders and restaurant and store owners.

Above all it’s important to explain why you are asking for food: because you can’t afford to eat. And not to be critical about what food you eat. Without a certain amount of money, there is no longer the choice of what to eat. So meat may become harder to get or if meat’s all that’s on offer and you are a vegetarian, it’s best to accept it with thanks.

Grow Your Own, Share With The Community

The most sustainable – and satisfying – way to provide free food for yourself is to grow it, and you can start with just seeds if you live in the country or with just a small space in the city. Guerrilla gardening is an interesting urban option, more organised community gardens and allotments can share space and expertise for growing, and seed swapping communities among gardeners are a good source of materials and encouragement.

Ask A Farmer

Out in the sticks there won’t be the option of stores and restaurants as a source of food, but ask any farmer and there’ll be some left on the fields that they didn’t or can’t sell. Many will let you pick these leftovers.

Food Banks

A rapidly growing movement in the United Kingdom and US is the organized and charitable distribution of food to those who can’t afford it. Most of the food is donated, and food banks are one of the easiest ways to obtain some nutritious food. Many banks have conditions for who they can give food to, but there is no need to be ashamed about visiting one.

Links to Food Banks in various countries

United States /United Kingdom /Austalia /Canada /Ireland /New Zealand /South Africa

Offers and coupons

Online and direct from the stores, many coupons are available to promote new products. And companies across the United States send out free samples of new products. They’re unlikely to provide a healthy, balanced diet on their own but could supplement free food from other sources.

Waste Food

In an affluent country there is an abundance of unsold or waste food, and a little social interaction and resourcefulness can unlock access to a surprising amount of it.

Ask at the market

Often around closing time, stall holders will sell off any remaining stock for next to nothing, and it’s always worth telling them you have no money and asking if they’ll give you something for free. You can often pick up some fruit or salad, and if they can’t offer anything, thank them anyway and ask at another stall.

Free Supermarket Food

Ask at the big stores and you’ll be too far down the chain of command: “My boss doesn’t allow us to do that” will be the usual answer. So smaller supermarkets and neighborhood stores are a better option, where you can talk to that boss. You may find warmth and generosity among Muslims and immigrants to the West who run stores.

Restaurant Leftovers

It requires some patience, a little nerve and a bit of practice, but it’s possible to get free, professionally prepared food, even a table to sit and eat it at. Restaurant districts in cities are obviously the best place to try this, and expect a success rate around 5%, so it requires persistence, but will sharpen your bargaining skills, and who knows where else that could lead?

Turn up at a restaurant after the busiest time but not too late, and explain that you have no money and ask if they have some left overs in the kitchen. It can help to have a container such as a plastic box ready in case they do have something, and if they’re friendly and can’t offer anything the first time, maybe they can put something aside the next day.

Searching and Foraging

It grows on trees, on the ground and some seasons there’ll be abundant fruit and tasty plants such as dandelions or chickweed. Even cities can produce some tasty wild food, and anyone near downtown Seattle has access to America’s first Food Forest in a major city.

Dumpster Diving

Growing media coverage of the colossal food wastage at supermarkets and restaurants has made it much less weird, and more popular, to search through the dumpsters in search of some quality food to turn into a meal.

Last Updated: January 1, 2021

Help Me Today & I’ll Pay It Forward Tomorrow

So let’s get this out in the open straight away.

I am asking you to donate to me and I am not going to give anything to you or do anything for you in return.

I intend to pay this goodwill and generosity forward when I am pretty much sorted, but right now, today as you read this, I cannot give you anything back in return.

So why should you help me?

Because as humans, we are inherently kind and want to help others when we can.

About Me

I’d love to tell you exactly who I am but as you read on, you will understand why I can’t, just yet.

I am married with 4 children. Back in the day, I was a bit of a high-flier with my job flying me all over the world. I was good (and still am) with people, could see the big picture and my successes lead to promotions which led me being head of departments. I loved the travel and always packed an extra case for duty-free and shopping trips.

I was outgoing, confident and would look in the mirror and think ‘yes, you are attractive’. Ok, maybe I should add modesty to that list of adjectives too then :-)

However, I had to fight hard to get what I had and where I was.

My mother left me with my grandparents when I was 2 whilst she travelled the world without a care or second thought for me.

I had no idea who my father was – his name wasn’t listed on my birth certificate. Not too sure what that says about my mum – either she was very forgetful or my dad really hurt her. Probably the latter as she stayed bitter and twisted until she died.

I went into care when I was 10 – being brought up in care made me tough and a bit of a self-starter, reliant on myself.

I met my husband in my late 20s and immediately thought this is it! I have finally found the man that I am going to spend the rest of my life with.

It took 20 years of non-physical abuse, aka marriage, to finally break me mentally and drive me to 2 years of weekly therapy sessions to finally see that I had in fact married a narcissist.

I wasn’t going mad when I thought my husband was belittling me, demeaning me, that he was didn’t care what he was doing to me if it made him feel better about himself.

20 years of narcissistic abuse akin to Chinese water torcher wore me down, completely shattered my self-confidence and self-belief in every, and so many other ways imaginable.

But the dealbreaker is seeing how his behavior is now affecting our children. The constant put-downs and sniping is causing them to doubt themselves, to second guess if they can actually do something.

I tell them that they were born to fly. He gives them every reason why they can’t.

I need to leave for not only my mental health but for that of my children too.

Unfortunately, it’s not as simple as packing our bags and off we go.

I have a part-time job that would just about cover the rent on a one-bedroom property in the crappiest area of town.

I started a business during the first lockdown and though sales are increasing, it’s still not enough to help me set up on my own with the kids.

Plus, if my husband were to get wind of me leaving before I’m ready to go, he would make everyone’s life a living hell.

This is why I have to do this anonymously, for now.

This is where I’m asking for your help.

Night after night, day after day, I think about how can I get enough money to be able to leave on my terms. My business is my long term plan but this year with Covid-19, Christmas and New Year has shown me that waiting another 12 months is simply not an option for me or my children.

I need out. We need out. Now. And I need out within weeks, not months or years.

So I asked the Universe what can I do and this idea started to grow and I thought, ‘what will it hurt to ask?’

Can you donate to help me move into a home where I and my children can relax and be happy once we walk through the door?

Can you donate to help me move into a home where I don’t have a panic attack when I hear my husband’s key turn in the door?

Can you help me by donating so my children can hear the voice that tells them that they can fly as high and far as they choose to and not the voice that is like an anchor pulling them down?

How I will Pay it Forward

I will do my utmost to help any man or woman in the same position as me. I don’t know how yet, but I promise that I will help in any way that I can.

I will support charities that help disadvantaged children with my time, fundraising and any other way that the charity advises that I can help.

paypal.me/free9dl

Filed Under: Emergency Money Tagged With: Australia

Last Updated: December 31, 2020

Help Me My House Burned Down

Help me my house burned down. The house I was living in burned down over a week ago. I lost all my stuff and so did my girlfriend. I was being mugged in my home when i managed to get away a few blocks away the person ran back to my house and lit it on fire. My cat and best friend oreo died in the fire. The incident was reported on many websites. It took place on Riggs Place in Westchester CALIFORNIA. It was my girlfriends childhood home im fundraising for both of us. We are staying at a hotel now and we need help paying rent for a new place

paypal.me/davidgoldstone31

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Filed Under: Emergency Money Tagged With: USA

Last Updated: December 31, 2020

EMERGENCY!!!PLEASE HELP MY FAMILY AND I!!!!

My name is Nicole Gamble and me and my family are at the lowest points of our lives. I honestly don’t have anyone to help me.I ask everynight “why me God why?”. So here is my situation… I havebeen in and out of jails and institutions my whole life. I was the biggest drug addict in all Ohio…well ok I’m exaggerating but I was on Heroin and Meth very badly. I was adopted in the third grade and I rebelled from then on. I felt so empty inside.Mh parents didn’t want me, heck I couldn’t even come to there houses anymore. Imagine being so young and having your parents ripped away from you.So when I used drugs I didn’t feel that pain anymore….Fast forward to September 29,2019. My adopted mom passes away.she was my best friend.i was clean at the point of her death I had been clean since June 6th.i was going to meetings,even running the meetings in dayton on Findlay. After the funeral I was so scared I would relapse because of the grief and depression I checked into a 30 day program and it was the best decision ever because I wouldn’t have learned the tools that I have today.I got out got. Ajob , transportation, and a house. My neighbor down the street had a 16 year old daughter that had given birth to a beautiful baby names Gavin. She was on the verge of giving up the baby to children services I told her I will take the baby. Finally that emptiness I had felt fotlr years was gone.all those years I tried to fill that void with drugs but now MY SON was here in my arms making me feel needed, loved,WANTED!!!NOW  for the reason I am here on this site…..I lost my unemployment,my rent has a balance of $3500 and I have no food to eat.yhe last time I ate was Sunday night. I sell my plasma to get diapers and formula.but his formula is literally costing me $25 a day because of his condition.on top of all this my insurance no longer pays for any of my heart medications. And I need these meds these meds are literally what keeps my heart beating. PLEASE FIND IT IN YOUR HEARTS TO HELP ME!!I WILL BE FOREVER GRATEFUL!!! GOD BLESS YOU!!

 

http://paypal.me/NGamble164

Filed Under: Emergency Money Tagged With: USA

Last Updated: December 30, 2020

Please. I dont know what else to do anymore.

I’m not even sure what to put here. This whole process just feels kind of like using your last breath to yell for help even though you know nobody is going to hear you. I read a bunch of the other requests to maybe get an idea of how to approach this, but all it did was remind me that I’m not the only one who is going through a rough time right now. Sometimes life just deals a really bad hand for people, this year especially, and its disheartening to know so many people are struggling. My family has had a particularly rough past couple of months, and i can feel the stress taking a toll. I feel like im almost to the point of being numb to it, because I just don’t know what to do anymore. Its too much. Its always been uncomfortable for me to ‘broadcast’ my personal issues and emotions, but at the rate that this year has gone, im fairly confident nobody will even read this, so why not? My mother has been fighting cancer the last two years, and despite how positive the outcome had been looking, things took a turn for the worst a couple of months ago and she has been in and out of the hospital ever since. Mostly the former. Unfortunately, with her medical bills and my younger brother resigning from work to help take care of her (because my stepfather is an EMT and the main source of their income) they havent been able to make ends meet, and ive needed to start helping just so they can keep a roof over their heads. Since I have my own bills as well, and my work hours keeping getting hit because of the pandemic, i may have to move back in with them. It would be that, or letting them get evicted, and I couldn’t live with myself if i could’ve prevented ot but let it happen anyway. Then, as if things arent hard enough, we lost three family members in last month alone, only one was partially expected. The other two were a shock and i honestly still havent been able to process that theyre gone. I did have 900 dollars saved up ( i know that doesnt sound like alot but it took me a while to save it so it was alot to me) but my S.O. got into an accident in my car coming home from work and it was totaled out, so i had to use it to buy a cash car short notice because i literally cannot afford to miss any work at all. Now I have an unreliable car, people counting on me that i cant let down, and everything seems to be actively fighting against me. I just wish i could get enough of a cushion financially so that i could pay some of my mothers bills at the house in advance so they wouldnt have to worry for a couple of months, or to catch up on some of my past due bills so i could maybe feel like i can breath again if only even just for a day or two. Well, like i said in other terms prior, its probably a lost cause, but if by some miracle its not, thank god for anyone who feels inclined to help me. 

I’m not even sure what to put here. This whole process just feels kind of like using your last breath to yell for help even though you know nobody is going to hear you. I read a bunch of the other requests to maybe get an idea of how to approach this, but all it did was remind me that I’m not the only one who is going through a rough time right now. Sometimes life just deals a really bad hand for people, this year especially, and its disheartening to know so many people are struggling. My family has had a particularly rough past couple of months, and i can feel the stress taking a toll. I feel like im almost to the point of being numb to it, because I just don’t know what to do anymore. Its too much. Its always been uncomfortable for me to ‘broadcast’ my personal issues and emotions, but at the rate that this year has gone, im fairly confident nobody will even read this, so why not? My mother has been fighting cancer the last two years, and despite how positive the outcome had been looking, things took a turn for the worst a couple of months ago and she has been in and out of the hospital ever since. Mostly the former. Unfortunately, with her medical bills and my younger brother resigning from work to help take care of her (because my stepfather is an EMT and the main source of their income) they havent been able to make ends meet, and ive needed to start helping just so they can keep a roof over their heads. Since I have my own bills as well, and my work hours keeping getting hit because of the pandemic, i may have to move back in with them. It would be that, or letting them get evicted, and I couldn’t live with myself if i couldve prevented ot but let it happen anyway. Then, as if things arent hard enough, we lost three family members in last month alone, only one was partially expected. The other two were a shock and i honestly still havent been able to process that theyre gone. I did have 900 dollars saved up ( i know that doesnt sound like alot but it took me a while to save it so it was alot to me) but my S.O. got into an accident in my car coming home from work and it was totaled out, so i had to use it to buy a cash car short notice because i literally cannot afford to miss any work at all. Now I have an unreliable car, people counting on me that i cant let down, and everything seems to be actively fighting against me. I just wish i could get enough of a cushion financially so that i could pay some of my mothers bills at the house in advance so they wouldnt have to worry for a couple of months, or to catch up on some of my past due bills so i could maybe feel like i can breath again if only even just for a day or two. Well, like i said in other terms prior, its probably a lost cause, but if by some miracle its not, thank god for anyone who feels inclined to help me. 

I’m not even sure what to put here. This whole process just feels kind of like using your last breath to yell for help even though you know nobody is going to hear you. I read a bunch of the other requests to maybe get an idea of how to approach this, but all it did was remind me that I’m not the only one who is going through a rough time right now. Sometimes life just deals a really bad hand for people, this year especially, and its disheartening to know so many people are struggling. My family has had a particularly rough past couple of months, and i can feel the stress taking a toll. I feel like im almost to the point of being numb to it, because I just don’t know what to do anymore. Its too much. Its always been uncomfortable for me to ‘broadcast’ my personal issues and emotions, but at the rate that this year has gone, im fairly confident nobody will even read this, so why not? My mother has been fighting cancer the last two years, and despite how positive the outcome had been looking, things took a turn for the worst a couple of months ago and she has been in and out of the hospital ever since. Mostly the former. Unfortunately, with her medical bills and my younger brother resigning from work to help take care of her (because my stepfather is an EMT and the main source of their income) they havent been able to make ends meet, and ive needed to start helping just so they can keep a roof over their heads. Since I have my own bills as well, and my work hours keeping getting hit because of the pandemic, i may have to move back in with them. It would be that, or letting them get evicted, and I couldn’t live with myself if i couldve prevented ot but let it happen anyway. Then, as if things arent hard enough, we lost three family members in last month alone, only one was partially expected. The other two were a shock and i honestly still havent been able to process that theyre gone. I did have 900 dollars saved up ( i know that doesnt sound like alot but it took me a while to save it so it was alot to me) but my S.O. got into an accident in my car coming home from work and it was totaled out, so i had to use it to buy a cash car short notice because i literally cannot afford to miss any work at all. Now I have an unreliable car, people counting on me that i cant let down, and everything seems to be actively fighting against me. I just wish i could get enough of a cushion financially so that i could pay some of my mothers bills at the house in advance so they wouldnt have to worry for a couple of months, or to catch up on some of my past due bills so i could maybe feel like i can breath again if only even just for a day or two. Well, like i said in other terms prior, its probably a lost cause, but if by some miracle its not, thank god for anyone who feels inclined to help me.

https://www.paypal.me/AReynolds638

Filed Under: Emergency Money Tagged With: USA

Last Updated: December 30, 2020

help me buy food

Hello, this year has been very hard on many people and I was no exception. I have been struggling this year and have spent a large amount of time out of work and locked in my house unable to go out. It has been very hard and I doubt anyone else has enough money to be able to assist me but if anyone is able, I would like some money so that I can make sure that I can buy food to eat coming into the new year and maybe a bit further on so that I can survive while attempting to get a stable job in this hard time. So far for the past 4 months a large chunk of my diet has been cheap beans and toast and occasionally a bit of macaroni cheese. However, this is not very nice to be surviving on and yet I am in the situation where I may not even have enough money to continue buying that food. Any form of money that you are able to spare will be greatly appreciated and I hope that at some point in the future I will be able to carry on and return the same amount of money and hopefully more to other people in need. I do hope that someone reads this and has not been affected by this virus like I have and hope that they and their family are doing well in this hard time. I hope that you are all doing well and are able to spare a few pounds so that I can eat for the upcoming months even if it is beans on toast. I don’t really know what to write it is very hard for me at the moment and surviving is becoming a real drag. I have limited as much as I can from other areas but nothing is looking good right now. If you are able to please understand my situation as I would not resort to this otherwise. I hope that you have some money to spare even if it is a few pounds as it would mean the world to me at the moment and I promise that in the future when I am more stable I will help someone else just like you helped me and hopefully help even more people to survive and eat food when they are at their lowest point in life. Thank you for reading this hope you have a nice day and please if you have any money spare please help me.

paypal.me/roboball2014

Filed Under: Emergency Money Tagged With: UK

Last Updated: December 29, 2020

Is there anyone out there? Losing hope

Where do I begin? Life has been extremely hard and difficult for me since my first memory. I have been through sexual abuse, watching a parents struggle with addiction, not wanted by my father, seeing my dad (step father) die from a gunshot wound falling on me and seeing the blood pour from his head with every beat. I can still here his screams like yesterday and it was 25 years ago. That was all at the age of 8. I quietly struggled within with hurt and anger never understanding why my mom always chose a man over me or all the family I did have or know could do for me because my sister’s dad she needed it more. Why my Dad had a new family he loved and could do for me because my brothers needed him and I had my mom?  So since I could work I have been on my own. I started drinking pretty much daily from the age of 17/18 to hide the pain and cope. I managed to finish school and work full time for rent and all my other bills. At 20 the only positive thing I can think of in my life is my husband and I got together. At 22 I finally was diagnosed with ptsd anxiety, major depression disorder, and little later bipolar I. I didn’t take the medicine correctly and it made things worse with the drinking and depression. I hid it well for a long time maintained professionally and emotionally. Things were good for a few years we made good money and started making adult purchases and all that good stuff, but when my husband started his career as LEO I was not strong enough to handle it. The stress and worry of losing the only person who cared about me was too much as he started to push away from me due to work stress and my drinking got worse making it 10 times harder for him.

During the course of six years it I quit a couple jobs (fired from one) due to drinking and my mental health issues. I would pull myself together and start a new job because I had to I made more than my husband, plus it’s just my nature I have always had to do for myself or no one else would. The last time I was out of work for almost 10 months couldn’t get out of bed didn’t leave the house. I somehow managed to pull it together and start again but I did not know not realize how far behind it put us financially and my husband did not tell me because he wanted me to focus on getting better. He knew I would break again if I knew what I had caused. So he handled all the bills etc. all I did was work and come home and drink. He finally helped me slow down on my drinking he would literally portion it for me. Sad I know but it’s true and this made me realize that I didn’t want to drink anymore so I tried to stop. Didn’t want to admit it for a while so I would try and hide when I would drink because if I didn’t drink I would be physically sick. So I finally admitted to my husband I didn’t want to drink anymore but had to and that was hard to admit. Finally I got to the point where I was not dependant on alcohol anymore but during time we slowly started losing things because we just could not catch up from student loans, house, cars, his hospital stays being injured at work, surgeries, and so on we could no recoupe from initially get behind because of my demons. We both lost our jobs. Finally the last straw was in 2018 we lost our house we had no one willing to help us and lost everything but what we could pack in a car. It was devastating forget the house and belongings having no important keepsakes and having to give our dogs was devastating. Had them 14 years our world, we don’t have any children. Something we both really want and never prevented but it has just never happened so that broke us both. We had no money and no where to go. My mother let us come there after realizing we were homeless. We didn’t want to ask anyone for anything and have both always had to do for ourselves and what little bit of people we did have in our life we helped. She is still with the man the reason I left home at 16 and had sexually touched me in my adult life a couple years earlier after being electrocuted at work and was heavily medicated to try and stop the shaking. Was supposed to make sure I was ok while my husband was working. Anyway we found a place all we needed was a little over a week and he told us we had to leave on our anniversary.  He was very jealous my husband and me and even got mad that my husband would help my mom around the house and conversate. Well after paying for a hotel room every night we no longer had the money to move into our place. I started drinking again not near as bad but reverting back to the way I knew how to cope. We worked and stayed in hotels for months. My granddad passed away and I received $1500 found a place was there for a month and 15 days before we had to leave. Of course our luck a crook and landlord who had friends in the town had us evicted saying he didn’t receive the rent check. So back on the street again. I was allowed to stay a my mom’s house but he was not. After not being able to afford rooms all the time and working and sleeping in the car he wanted me to stay there he thought it was best for me but he for some reason was not even allowed to come to their house and wish I never did! It hurt me bad I started to drink heavily maybe the most I ever had ever. By this time it’s first of January 2020.  A year and a half after losing everything I ended up in the hospital. My alcoholic (oh yea did I mention that earlier? Made my struggle that much harder) mother drove me to emergency room door and dropped me off I thought I had the flu been feeling bad for two months and I could barely walk had no energy. Last thing I remember was checking in and them putting the blood pressure cuff on me. Glady I had got in touch with my husband and he was there but by the time he got there I was already in CCU it happened quick.  Two week later I start to remember again. I had acute respiratory Failure w hypoxia, pneumonia, sepsis, anemia,  pleural effusion, and some liver condition I don’t remember the exact name off hand but from drinking. I also suffered from alcohol withdrawal but haven’t had a drink since! Almost a year now longest time ever my whole life. Anyway it was terrible I was on a ventilator, had to be given blood bc my blood had no oxygen in it I was dying. Had x-rays everyday, needles stuck in my lungs and back trying to remove fluid.  Infection had reached every part of my body blood included. I could not move catheter quit working so Iwould have to use the bathroom on myself.  Husband was told to ca in any family that wanted to see me. No one came besides my mom and my sister came once for maybe 10mins. Needless to say I was told I would not be able to leave without in patient physical therapy. I could not do anything on my own. Well that came to an end when the bill got so high and fever broke for a day and they said I was being discharged when asked about therapy I was told it would have to come out of pocket. So crazy to me I could not even walk on my own. I had to call and ask my mom to come and get me. Fought hard and after a month I was able to walk again but still weak and my mom’s husband kicked me out because I walked down the road to see my husband who was not allowed there. It was terrible there is no reason at all for either of us to be treated that way by anyone let alone our family. I could understand if we of us had wronged anyone but that is not the case I assure you. So hotels and renting cars to work need money daily so we can get a room is a vicious cycle can never save anything.  Finally a friend from high school contacts me and let’s us come stay with her. Little did I know her and her  boyfriend both have alcohol and drug addiction. Well after a month of working all we could and just sleeping here trying to save to get a place her boyfriend comes in messed up out of his mind and tries to stab my husband. So he is gone and all we had was given to her for bills over two months. She hasn’t worked in a year but her family supports her so we had no idea she did not pay anything with the money given from us and them. She wasted over 10grand on what I do not know hasn’t paid rent in two months and her lease is up Jan 9th. Once again we have no where to go and I am terrified. Just found out my disability got denied we are not making enough to rent a car much less hotel room. Covid really messed up our gig work and with it being cold all my complications from being sick are worsening. Raynaud’s is so bad my hands and feet are numb most of the time. Tired, dizziness, and feeling foggy a lot but can’t sleep well if that makes sense. My hair is finally growing back it fell out rapidly within two months of being out of the hospital and I have my husband but I am losing hope and don’t know what to do. I believe she is going to a family members or something and I hope she gets the help she needs. I have still managed to not drink and I lived but for what to go through more hell? We need transportation, a place to stay, and have no money. Dr bills are hundreds of thousands I lost count and they don’t have this address but 29 x-ray bills have hit collections and my credit was already damaged so not sure someone would rent to us anyway. I am so scared and with raynaud’s and circulation issues I don’t know if I can survive the cold. Thank you for listening I know it’s a lot so anything is appreciated. If there is anyone out there that can spare and help us it would be greatly appreciated, after almost dying I have let go of all the anger and pain and just want to live a simple and happy life. I feel I deserve that as well as my husband who has stood be me through the worst thought possible.

 

Paypal.me/dunn3324

 

 

Filed Under: Emergency Money Tagged With: USA

Last Updated: December 29, 2020

Christmas Relief for Some Outstanding Kids

Hi, my name is Randa. My spouse, Anthony, and I have four kids ages 10, 9, 7, and 1. We have struggled financially for years, but it is slowly getting better. The situation with Covid, which has caused hardship and death among many, has ironically and unfairly made our life a little easier in some ways. Anthony was sent to work from home sometime this past summer, and the employer he works for started hiring people to work from home as well. I applied, was hired in August, and we are now able to work from home, full-time. It would never be possible for me to work full-time away from home, even when 3 of our kids are grown and on their own, our 7 year old has developmental delay and sensory processing issues and will most likely always be dependent on others, so he will be at home with us forever. So we started making more income than we ever have before, about 54k a year for both of us put together if you need a number. We no longer qualify for food stamps, which is great in it’s own way, because we do not like depending on them. But it has come with the cost of struggling more and more as we try to transition from below the poverty line, to almost above the poverty line for our household size. We are thousands of dollars in debt. We will eventually be okay if we keep pushing through. I am not necessarily asking for money for our debt. We are used to being broke. What I am desperately hoping for, is to give my kids a good Christmas. I have $50 to spend on Christmas right now, and my heart is breaking because my kids have had such a rough year. Even spending that little amount will leave us struggling to feed everyone until our next payday. We have been lucky, and have stayed covid-free and safe. But my two oldest have had to school virtually, and miss their friends and are tired of being cooped up in the house, they are unhappy. They are great kids and deserve better. My special needs child has to school on site to receive his therapy, and has learned so much this year. He understands enough now to look forward to Christmas, and I don’t want him to be disappointed, he is such a sweet and loving boy, I can’t stand the thought of him looking forward to this and not meet his expectations. Our 1 year old is the happiest little guy around, he doesn’t know or care that it’s Christmas, he will be okay this year, so there’s that. Even if we don’t get the memory of his first Christmas like we hoped, he will still wake up with a smile that morning and look at me like I’m the best thing that ever happened to him. But I digress, to be honest my hopes aren’t high that we will receive any help.  Desperately googling for money and begging on some random site I found doesn’t seem like something that will work out in real life, especially with 5 days left until the holiday. But I have to try. We have already pawned everything, we don’t have family to ask for help, we don’t have friends at all, it is apparently too late to apply to any of the organizations that offer assistance this time of year. I also don’t know what photo I would attach to this, what kind of photo would whomever looks at these requests is looking for in this situation. So I posted a candid of my kids in the car. I don’t know if you need an exact number to ask for. Any amount would help. $300 would give my kids a good Christmas and get us to the next payday, so that’s what I’ll ask for. But even $10 would help. That’s milk, bread and eggs with some change left over to get my kids a treat. About $15k would get us out of debt so we can start fresh and not struggle as much, but I doubt any “rich” person who is wanting to help people would feel comfortable with that, but who knows? But seriously, any amount would help, but around $300 to get us through the year would be a huge blessing and relief. But any amount at all would help. To whomever may or may not read this, Merry Christmas.

Paypal.me/aperry2315

Filed Under: Emergency Money Tagged With: USA

Last Updated: December 29, 2020

No other options

Due to the uncontrollable circumstances my wife and I have been put in because of the Covid-19 pandemic and all the new rules, restrictions, and fears involved with it. I am humbly requesting financial assistance in any amount. It will be used to, hopefully, survive this Covid-19 pandemic. I cannot think of any reason that makes me more deserving than anyone else in desperate need. I have always tried to be the best human possible and treat others only how I wish to be treated. Now I have no other choice but to ask for help or else my family and I will never be able to survive this ridiculous pandemic. I appreciate the opportunity to even ask for help and I know one day I will be able to pay this same life saving gesture to another person in need. As with many others we have become unemployed and backlogged in the unemployment system so over the last few months basically every bit of savings has been spent on critical bills and basic necessities to just get by. We have traded or sold anything and everything not priceless or necessary to live. I don’t know what else to do and feel like i have exhausted every lifeline possible to provide for my family. I am almost 40 and cannot remember a time that I was not working full time except moving to a new state many years ago. Where do go from here? Will we ever actually recover from this devastating virus? This whole year has just stacked up to be a life wrecker, not just for us but millions of people who will never recover from this without help from people like you. By donating even the smallest amount you are literally saving people’s lives. In order to have the chance at recovering from this we have to survive it. This is my last chance effort to help keep my family fed until restrictions lessen and we can get back to working our butts off to recover from this. I appreciate you taking the time to read this and if you find it in your heart to bless my family with any sort of donation we will be forever grateful. I know that there has to be good people left out there that understand how difficult it is to even think of asking for help. I just do not know what else I can do. I am failing my family and have run out of options. Thank you.

 

Paypal.me/ttouch88

Filed Under: Emergency Money Tagged With: USA

Last Updated: December 27, 2020

Can’t catch a break :/

Hello all,

My name is Harlee, I’m 27 years old and am in need of some financial stability. I used to have an amazing credit score and be able to manage my finances without any issues. I’m usually too proud to ask for help but I’m in way over my head and have been for so long now the anxiety is just too unbearable to deal with anymore. I feel so awful and believe the stress and anxiety is causing nausea and heartburn. I just want to feel like I’m going to be able to get to a point where I can actually make it out of this hole I’ve dug. I’ve had such a rough two years and it would be hard to some up all of my short comings I’ve experienced seemingly one after another but I will do my best. I’d say it started when my fiancee broke up with me and moved out. I went from a 2 income household to 1. I had to pay full rent ($750) and utilities (varies) for 3 months. I took such a hard hit from that before I met a guy and we started dating and he moved in. That gave me some hope and I was able to start catching up on other bills that I fell behind on like my car loan and my care credit card (for health and dental). In august 2019 I hit a deer and had to total out my car with my insurance. It luckily covered the rest of my loan and my bf fixed it up a bit and I could drive it and change my insurance from full coverage since I no longer owed on a loan. Then my small relief of stress only lasted a few months. Come december of 2019 I lost a part of my heart that can never be replaced when my bestfriend/ feline companion fell ill. I rushed him to the vet and they ran $320 worth of test and told me he was fine. A few days later he passed away. My heart was completely broken that morning, I woke up and he came up to me as if he was waiting for me to wake up and be with him before he let go. He cried as if he was in pain and I yelled for my boyfriend as I held him and begged for him not to die. He passed away in my arms on december 29th 2019. He deserved the best memorial so I got him cremated and to be returned in a nice wooden urn box for $130 2 days later and felt like I had to say goodbye again as I gave him over to the guy at the cremation place. As if the end of the year wasn’t already hard because of my loss, I was also to discover my parents were separating. I feel as if I lost so much in 2019 and didn’t think Christmas last year would be the last one I would be able to spend with my whole family and with my best friend/companion. I thought 2020 has to be better than this. But was so wrong. About 6 months ago I loaned my car to a friend and they got in an accident to avoid a deer and they ended up hitting a telephone pole and completely totaling my car to the point where I could not afford the repairs. So even though I was already way in debt I had to get another vehicle. My boyfriend was able to help me with paying off a bill that would determine whether or not I could get a car loan. I got a car loan and car and went from paying only $75 a month for insurance to paying $140 for my car loan and $260 in insurance because I need full coverage since I’m on loan through the bank. I could barely keep up with payments between all my other bills. To make matters worse I had limited hours due to covid and was barely making money. Over the last few months i had health issues that also kept me from being able to work as much as I could and needed. I got cellulites in NY foot and couldn’t walk or work for days and I wasn’t able to keep up with some of my bills and went into even more debt. I’ve been so depressed and the meds I got switched to a few months ago made my sleeping schedule so crazy that I would wake up so much in the middle of the night and it kept making it so I was unable to wake up on time for work and I tried to tell my employer that I had set up an appointment to fix my meds and that I wouldn’t be having that issue any more. Then they fired me first missing too much. I found out that the reason I was fired was because they forgot to enter one of my doctor excuse notes and even though it was a mistake on their end they would take me back and I am now unemployed and panicking about making ends meet. On my way home after getting fired a car pulled out and into my car while I was going 60 omg the highway and now I don’t know what to do. This car already costs me more than I can afford and now I can’t even return it or anything. I’m struggling so hard to find a job but the search is beyond difficult with the pandemic going on And i just need to get a little bit ahead of where im at  now to really get out of this rut and work up from there. these overdraft fees and late payments keep digging me a deeper as hole to get out of. Please someone help me. I need it so badly it might just be what I need to turn things around and pull me out of this depression I’ve been battling. Thank you for reading my story and anything donation wise is greatly appreciated. Happy Holidays every one!

Paypal.me/HRD26

I hope I did the paypal link correctly if not thats my paypal if you need to find it. Thank you

Filed Under: Emergency Money Tagged With: USA

Last Updated: December 27, 2020

The LAST Dominoe!

 

Our series of unfortunate events starts June of this year. Financially, my fiance and I had finally gotten to an area of foundation to build on; Utilities, rent etc. were all caught up, the family vehicle had been repaired to great shape, and there was room to begin chipping at debts and creating savings for our four little ones and our futures.

  The first “domino”, was actually a large part of a tree crashing into the rear of my van. The damage left the van barely drivable due to trunk damage and the family as a whole without transportation as the kids could not ride under the crushed roof. The city insurance deemed that as “An Act of God”, they were not responsible for covering the damages, and my insurance provider said that they were in the midst of changing policy providers when the accident occurred, which again left my vehicle uninsured and the damages on me. Unable to cover the damages myself, I decided to junk the vehicle, and spent a course of three weeks working with a purchaser who was allegedly in the marine corps, but eventually sent me a fraudulent check to cover the purchase, funds and time I could not recover. Depleting savings, we purchased a backup vehicle and have had to replace an alternator, the fan has died, the power steering system needs to be replaced completely, and the radiator just cracked this past week. 

My fiance was receiving unemployment benefits earlier this year as well, but has been in appeals with IDES since August regarding the emergency benefits that were given out earlier this year and IDES asking for repayment from some recipients. A process that is still ongoing with an interview scheduled on the 22nd of this month.

With the vehicle down, little to no family support, and the processes for assistance being as long as they are in regards to COVID, we are looking at 5000 dollars worth of bills, rent and repairs in a pile that is growing faster than we can fix it. 

Our landlord has been patient, but feels eviction is necessary if we don’t make a payment before December’s end. I have a position available to me that is a 35  minute highway commute, but don’t have means to repair the radiator though I’m set to start some time next week. Not having any extras for the children this holiday season is disheartening enough, but the reality of losing our shelter and more is scarier and closer. We appreciate anyone who took the time to read, and bless anyone who is willing to help.   

Cashapp: $Theoretic

Paypal: Paypal.me/mdgreen87

Filed Under: Emergency Money Tagged With: USA

Last Updated: December 27, 2020

Bad year!

Hi,

I’m usually the one that’s helping others, but now I’m the one in need of help and don’t know what to do.

I’ll start off with my story and will try to keep it short and to the point, with the best explanation as possible.

Covid is really wrecking my life right now along with so called family. My father passed away from cancer back in June of this year, and because of covid we couldn’t spend his last few weeks in the hospital with him to help get his affairs in order. So he never got his will filled out. But he was old fashioned and didn’t think that he needed one since I was his only son.(doesn’t matter in illinois) we had to go through probate which is up now, and hear lies the problem….He had a shop at his residence that him and I shared, and after some years I have a lot of tools and equipment there to which I work for extra income while I might be laid off from my job. Which hasn’t been a problem lately since my mother still resides in the house. Which I have discussed with her on purchasing the property from her since she wants to downsize, and to me that’s my childhood home and I don’t want to see a stranger living there, let alone losing my shop. I’ve been off of work do to the covid, so it was going to be something I was planning on doing when I got back to work and could show an income to get a loan, and here is where the problem comes in………

My dad was previously married before and had 3 daughters and they’re entitled to a portion of everything, and 1of them is greedy and causing problems to where we have to get property appraised and buy her portion out sooner than expected ( she has already consulted a lawyer) the property is close to $200k and I can’t afford that right now with being off work and my mom can’t afford it with being in her 70’s, retired, and living on a fixed income. So she’s going to force the sell of the house and my mom is going to have to find another place to live with raising my 3 young nephews and we’ll lose everything of my dad’s memories and what he worked hard for all of his life because of 1 personal greed of money.

So I’m looking to raise as much as I can to buy out my sister’s share to be done with her, and to keep my only place that I can call Home, and keep the shop of where I have my memories of spending time with my father at, which has helped me get through his passing this far.

I would like to thank everyone personally for whatever help I receive, and will try to pay it forward whenever I can.

Thanks for reading!

Paypal.me/DaveH319

Filed Under: Emergency Money Tagged With: USA

Last Updated: December 27, 2020

First time homeless on the streets a month

Hello my name is Josh I recently became homeless about a month ago maybe more, I’m originally from Connecticut I moved down to Florida Pasco county in Holiday and I saw so many homeless people down here and I was like wow this is the most people on the streets I’ve ever seen in my life never even thought it would be a possibility that I would be joining them soon enough, so my situation for my living was I was renting a room and working at armored roofing until the covid hit and I got laid off but the summer wasn’t so bad because they were giving the extra $600 a week on top of the 125 so $725 a week was more than manageable but then in September when it all went away and I couldn’t afford to keep up with my rent and cell phone car insurance everything else food I ended up having to move out because the guy who was on the house ended up needing the money to pay his bills and his mortgage so I decided I would join the homeless on the street because I had in no choice I have no family down here no friends I’ve only been down here for about a year and I’m hoping to go back to work soon so I can get back on my feet but some help would be really really appreciated, I’ve never been in a position where I couldn’t support myself but now things are so bad I don’t shower I go days without food and I’m just at my wits end with life so I decided to try this, I’m not sure why I can’t post pictures I’m using a really beat up cell phone that barely works and I can only use it on Wi-Fi so it’s not downloading my pictures and I hope that that doesn’t ruin this website for asking for money for help, anyone who feels like going on my Facebook page it’s under Joshua James lovely, I’m so sorry I have to ask people for money I really am embarrassed and even when I get money out here on the streets I still help out anybody on the streets that’s out here with me cuz I know how bad it is, well I guess I’m going to submit this and hope for the best and maybe I’ll be on my feet shortly, thank you to anyone who even took the time to read this and thank you even more to anyone who helps me out and I promise if you Facebook friend quit request me I’ll pay it forward or pay it back I give you my word as a man.

My PayPal is @joshualovely

Filed Under: Emergency Money Tagged With: USA

Last Updated: December 27, 2020

We lost our jobs, got sick and quarantined. Asking for help after trying everything we could to support ourselves, but we have been unable to manage the past few months.

Hello.

I apologize for asking for this, I tried many other options and I still can’t make ends meet.

We have a lot of debt, medical bills, and utilities and living expenses to cover, but I am only asking for help with the most essential right now.

During the pandemic all my family members lost their jobs. I found a job a month ago but it’s not gonna be enough to support 5 people and pay back the bank loans that were taken before the pandemic started. Some of my family members have mental disorders, and we are the first to admit that a lot of money was wasted, but we are working on paying it back.

Everyone is looking for a job, but until we all have stable jobs we can’t manage to pay bills every month, pay back loans and have money for food and basic necessities. What’s even worse, at the moment I can’t go to work because we are quarantined since my mother got sick. My sister is studying in a different city, and needs to pay rent and support herself as well, while also paying for her college semester fees. I never got to study since we didn’t have the finances, so I started working when I finished high school. We also need money to get medication for my mother, since she was already not entirely healthy, and getting sick stressed her out since she knows a lot of people her age who got this virus and sadly didn’t make it. My father died when I was 5 so she raised us alone with no financial support for 20 years, and I want to now help her out as much as I can. At least to have food and try to keep the heat on so she can recover.

I don’t have any pictures to post, what I am asking for is money to help us get trough the month, and not have to worry about utilities being turned off or not having food to eat.

Again I apologize for asking for anything, I don’t like to since i know people are struggling, but I am not able to pay utilities, food and medication with my paycheck alone, since minimum wage can’t cover everything. Any help would be greatly appreciated. Thanks in advance to anyone who reads this. I know a lot of people are in a difficult situation, and I hope it gets better for everyone.

Thank you very much for reading. I hope you are all healthy and have a good day.

paypal.me/nikolic24

Filed Under: Emergency Money Tagged With: EU

Last Updated: December 25, 2020

Financial hell

In need of help, support, tips, anything.

Late 2014 and my life was pretty good, I had just bought my first pet, a nice car and an amazing apartment, no loans or debt.

2015 my then gf cheated on me and I lost my job due to my employer, he had made me sign a contract that was fraudulent so when we got a new boss he just tossed me out, I was never employed for real.

2016 start and I’m depressed but looking for jobs and applied for financial support, living in Sweden so it should be easy, right?

still no job and no financial support, I have used most of my savings by this time… I started to study to become a nurse. They always have jobs! Sure enough I now work for almost no pay, but I still work! Got diagnosed with bipolar type 2 and when I tell my dad he told me to fuck off, we still don’t talk. Tried to take my life three times that year. 

2017 I got fired and had to sell my apartment, so I could eat and live, I somehow found a girl who likes me.

With the money I got from my apartment I bought a tiny house far away from any city for cheap!

Not long after my heater stops working, I pay way too much for a new air and water heating system but got heat again! Just in time for winter, great! Roof just broke, its snow outside and inside… I have to take a loan I have no money, fix it fast roof fast! we even find mold so this is not “new”. (My insurance doesn’t cover it, they only cover damages under the roof tiles.)

Soon to be new year, my roof breaks again, they took money to fix things they never did… I file a dispute, they come back to fix it, no need to pay! Tax time… I get screwed got to pay a profit tax for selling my apartment, I had to sell my car to dodge taking a loan.

2020 starts, got a job but just for the summer, roof breaks again new loan, new firm, new roof. Now roof holds out water but it’s still not done right, covide comes and I have no money, no job, no financial support and a broken house, it’s hard to want to live, but Im doing my best to see the light…

https://paypal.me/Nikkiswe

Filed Under: Emergency Money Tagged With: EU

Last Updated: December 23, 2020

A mother’s battle with cancer

First and foremost I want to thank everyone who takes the time to read this. Your time and effort is greatly appreciated. My name is Jessica and I’m 32, single mother with two children, and I’m also dealing with health issues like cancer, high blood pressure, and diabetes. I have worked hard ever since I was old enough to, and even more since I had children. I was poor growing up but was taught to never give up no matter what I’m going through or what the situation was. Even with the world how it is and not having luck finding employment yet I still do my very best for my children everyday. In 2010 I was diagnosed with cervical cancer and it has been a battle mentally, emotionally, physically, and financially ever since then. In the beginning I was in denial for the longest time until I spoke to someone who got me convinced I could fight it and get better. The thing that has proven to not play in my favor is having to rely on medicaid during the majority of the time to get me through and to pay for medical treatment and medicine for not just my cancer but for all health issues. There were periods where i would get the notice to renew benefits late, or having to move would cause an interruption in benefits. There were even times when I was married because of certain requirements I was no longer eligible. The most recent problem is when I moved my Medicaid was changed to something that doesn’t cover anything except 2 doctor appointments a year, no medication or anything else. Back in august I lost my job due to being sick to the point there are days I can’t get out of bed. I can’t get my kids anything for Christmas, barely can keep bills paid, get to and from appointments or pay for medicine, and only have 1 person to rely on who is having a hard time as well. I currently take any opportunity to work that comes available. I’m babysitting, cleaning, dog sitting, and helping people with technical issues with various devices when possible. At this point I just need enough to get transportation and to keep bills paid until my unemployment claim is approved or until I’m working again, whichever happens first. My kids solely depend on me, and I have never been jobless this long. I attached a photo of how badly I retain water every now and again from a combination of my health issues fighting against me ( my stomach is never that big). Anyone who knows me can tell you that I have a big heart and always pay it forward whenever and however I can. I will pay it forward in this case as well and help someone in need once I get back on my feet. I have faith that I will have a job soon, but until then any help is appreciated.

paypal.me/Jnews2020

Filed Under: Emergency Money Tagged With: USA

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