Begging Money

Financial Hardship Help

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We often hear “I need money now” for rent, food or bills – not an easy situation to be in. See our advice below.

Emergency Rental, Food, and Bills Assistance Programs

How to get help with rent?

At times, many families find themselves homeless, or unable to continue to occupy the premises of their choice. This may be due to fire, accident, storms or many other causes, but often it is merely a problem in paying the rent. Illness that forces a breadwinner to stay home, or loss of a job; any and all of these conditions can put a family in need of temporary assistance to tide itself over until the members of the family find themselves again in a position to pay their own rent without the need of subsidising or other rental assistance.

Agencies have been set up in many parts of the country to help in this regard. Non-profit organizations, these charities, such as The Salvation Army, as well as some governmental agencies are often able to offer emergency rental assistance for families who are being evicted by a landlord, or who simply have no way to pay their rent at the moment. Realizing that landlords, despite the old cartoon imagery of a rich greedy person feeding off the work of renters, the vast majority of landlords are not really making a profit at all on the current tenant. This is only a stopgap so that the landlord may pay the monthly house payments in the hope of some future profit if housing increases in value some years later. If the tenant can’t pay the rent, the landlord may soon find himself in the same position with regard to the lender. Lenders do not want to hear sad stories.

Although these different programs for rental assistance may be available, much depends upon the funding at the moment. Some programs quickly run out of money and are simply unable at the moment to provide further help to persons in need of assistance.

The vast majority of families in need of temporary rental assistance are those to be found in the low-income range; seniors, disable persons and children are among those most often affected. Others too, faced at one point or another with a temporary emergency may qualify for assistance in these cases.

In most cases, those in need of longer-term assistance, persons who have not been gainfully employed for a considerable length of time with not prospects for the immediate future may not qualify for rental assistance under these temporary emergency programs.

Those more likely to receive aid are persons who are able to convince interviewers of their willingness to do what is necessary to get back on their feet along with the ability to do so. Since emergency funding is considered a short-term “fix” for a crisis situation, the grants may be only issued for a few days, perhaps to defray the cost of a motel room, pending the applicant’s ability to find other lodgings.

Therefore it is important, in most similar cases, for the applicant to show the interviewer the imminent possibility to become self-sufficient.

Most non-profit agencies as well as other agencies attempt to work closely with rental assistance applicants to help them with any additional support as needed depending upon each applicant’s situation. Often applicants are further given counseling and referrals to other agencies that may be more helpful to an applicant.

In such cases, any additional services rendered are free to the applicant in crisis. This may include lack of employment and such other problems that may arise such as medical emergencies. Most agencies participate in these endeavors as well as teaching applicants the processes involved in applying for governmental programs, immediate rehousing and how to apply for Section 8 vouchers as well as information about low income housing, and assistance in paying the security deposits that are almost universally demanded by today’s rental market.

Since the goal of all similar agencies to to render aid to persons in immediate need of emergency housing and other crisis situations, the funds issued to applicants for rent or other necessities is only meant to allow the applicant extra time to deal with the emergency. However, at the same time, applicants will normally be provided with support in the long term to guard against similar future emergencies.

If you have an eviction notice or expect to be unable to pay the rent in the immediate future, or even realize that you need to find less expensive living quarters, now is the time to apply for assistance. Often with early application, money may be available to catch up unpaid rent as well as other options that may be explained to you.

Assistance may also be available to help with the security deposit, the initial rents and even moving costs. In some cities non-profit agencies may offer other emergency assistance to those in crisis. These funds are normally paid out on a one-time basis. Depending upon the location, resources that may be in place for housing crisis families can be wide-ranging.

Potential applicants are advised to find the telephone numbers as well as any other information available to them and educate themselves about the different programs that may be able to help with emergency assistance.

Not only non-profit private agencies, but many governmental agencies, are able to provide interim assistance, depending on the locality. Massachusetts has a program called RAFT, while in Texas a rental assistance program called TDHCA is available. Florida has a similar program called EFAHP and in Connecticut their program is called RAP. Many other government programs around the country also offer assistance to pay rent or a portion of overdue rent in their ongoing efforts to reduce the growing threat of homelessness in their particular communities.

Another program, called the Federal Stimulus Program is a little-known program through which our federal government provides billions of dollars across the nation to provide rental assistance for qualified applicants. These funds have become invaluable to families that find it increasingly difficult to keep up with the rising costs of rent and other housing needs.

HUD the Housing and Urban Development, agency works throughout the country as well. A number of families approaching two million are able to use this program, a program that can not only help those in need to pay their rent and/or security deposits, but HUD can issue vouchers to provide temporary housing as well as providing assistance to senior citizens and the disabled to keep up with overdue rental payments.

These programs not only offer grants to help pay rent, but the government Rent Voucher Program aids applicants to seek housing in the privately owned housing market.

These agencies can, generally, offer legal advice to those facing eviction. Every year millions of people receive free legal advice and assistance to educate them with the eviction process and their rights as well as responsibilities. The government provides funded Legal Services Corp. which provides attorneys who may mediate a solution between landlord and tenants in addition to advising tenants of their rights as well as help them apply for Section 8 or other assistance and another positive aid they offer is help and counseling on housing discrimination.

Counseling may also be provided to help applicants apply for government and/or private grants. Money is available for many of these crisis situations.

It is the goal of these agencies to prevent evictions wherever possible. The federal government as well as the many non-profit private agencies strive wherever possible to help applicants remain in their current quarters without the fear of being summarily evicted. Often these agencies are able not only to prevent evictions, but subsequent lawsuits that may be brought against a tenant. Alternatively, the agency may be able to find more suitable and affordable housing for an applicant facing eviction.

Many churches too offer funds that can help those in short-term financial difficulties. United Way and The Salvation Army are only two of the better-known charitable institutions that may be able to offer help when needed. Generally they give priority to those living in apartments and facing short-term financial crises.

A good number of other national and local charities are ready to help with the expenses of rent and other essential needs as well as providing case management and many other social services. No all charities have ready money all the time, but even those may be able to help by helping an applicant with information about other resources and assistance in applying for free grants to pay overdue rent.

Other agencies that often provide help might be, for example, Catholic Charities, Social Service Offices, United Way, the American Red Cross, the Legal Aid Society and as mentioned earlier, The Salvation Army. Aside from these examples there exist many other emergency aid agencies for those who are able to become informed.

While most of these programs provide only short-term emergency aid, they are designed for the most part to tide a family over until a longer-term solution becomes available. Often these same agencies will be able to direct qualified applicants to resources that may assist them in finding an apartment or house for more permanent security.

It is important however, during these times of crisis, to keep in touch with creditors and the applicant’s current landlord so they understand what you are doing and what you expect to accomplishment. It is important that the applicant be extremely honest with everyone about the situation and it may sometimes be possible to have monthly payments temporarily lowered, or even be allowed to skip a monthly rental payment. Other plans may be devised and put into place to avoid being evicted.

It is well-understood that not only landlords but other creditors too are much more willing to cooperate with persons who are up-front with them, honest in their discussions and show a willingness to cooperate and do whatever they can to improve with situations.

How to get help with bills?

Ask The Energy Company

if energy bills are the source of the hardship, then the energy providers’ own in-house programs are often the quickest way to help rearrange and meet repayments.

LIHEAP: Low Income Home Energy Assistance Program

This national program’s focus is on subsidies for repairs, weatherproofing and utility bills that families cannot afford to pay.

LIHEAP covers any energy related home repairs for low-icome families, including seasonal expenses like air cooling systems and winter heating bills. The local LIHEAP office is the first point of contact for those in need of energy or utility assistance. Eligibility varies from state to state.

WAP: Weatherization Assistance Program

The WAP is a federal grant organized by the Department of Energy that helps needy families improve their homes’ energy efficiency, and has assisted over 7 million households across many states, territories and Native American tribes since its inception in 1976.

According to the DOE guidelines, a household with anyone over 60 is eligible for the WAP, as are legally recognized disabled people. Most states make families with children eligible, and the website for the WAPTAC (Weatherization Assistance Program Technical Assistance Center) can advise others if the grants are available in their area, and whether they qualify.

LifeLine Assistance: Free Cell Phones

Americans in need of a cell phone plan but without the means to maintain one can get assistance from LifeLine Assistance‘s free phone program. This is indeed a lifeline as daily life and business in particular is practically impossible without a mobile phone.

LLA is an FCC mandated scheme offering a free cell phone with at least 250 monthly minutes included. It’s available in the 49 states, Washington DC and Puerto Rico, and typically requires a household income below 135% of Federal Poverty guidelines. For some states it is below 150%. Eligibility varies across participating states, with slightly different rules around qualifying income.

Other sources of help are available at state government level, or many national and local non-profit and charity organizations, and the energy companies themselves.

How to get Food For Free?

It doesn’t always require money to eat, and there are many ways to gain free food without adding to your debts or joining the 10% of Americans who have resorted to shoplifting. Ask people you know, or traders and restaurant and store owners.

Above all it’s important to explain why you are asking for food: because you can’t afford to eat. And not to be critical about what food you eat. Without a certain amount of money, there is no longer the choice of what to eat. So meat may become harder to get or if meat’s all that’s on offer and you are a vegetarian, it’s best to accept it with thanks.

Grow Your Own, Share With The Community

The most sustainable – and satisfying – way to provide free food for yourself is to grow it, and you can start with just seeds if you live in the country or with just a small space in the city. Guerrilla gardening is an interesting urban option, more organised community gardens and allotments can share space and expertise for growing, and seed swapping communities among gardeners are a good source of materials and encouragement.

Ask A Farmer

Out in the sticks there won’t be the option of stores and restaurants as a source of food, but ask any farmer and there’ll be some left on the fields that they didn’t or can’t sell. Many will let you pick these leftovers.

Food Banks

A rapidly growing movement in the United Kingdom and US is the organized and charitable distribution of food to those who can’t afford it. Most of the food is donated, and food banks are one of the easiest ways to obtain some nutritious food. Many banks have conditions for who they can give food to, but there is no need to be ashamed about visiting one.

Links to Food Banks in various countries

United States /United Kingdom /Austalia /Canada /Ireland /New Zealand /South Africa

Offers and coupons

Online and direct from the stores, many coupons are available to promote new products. And companies across the United States send out free samples of new products. They’re unlikely to provide a healthy, balanced diet on their own but could supplement free food from other sources.

Waste Food

In an affluent country there is an abundance of unsold or waste food, and a little social interaction and resourcefulness can unlock access to a surprising amount of it.

Ask at the market

Often around closing time, stall holders will sell off any remaining stock for next to nothing, and it’s always worth telling them you have no money and asking if they’ll give you something for free. You can often pick up some fruit or salad, and if they can’t offer anything, thank them anyway and ask at another stall.

Free Supermarket Food

Ask at the big stores and you’ll be too far down the chain of command: “My boss doesn’t allow us to do that” will be the usual answer. So smaller supermarkets and neighborhood stores are a better option, where you can talk to that boss. You may find warmth and generosity among Muslims and immigrants to the West who run stores.

Restaurant Leftovers

It requires some patience, a little nerve and a bit of practice, but it’s possible to get free, professionally prepared food, even a table to sit and eat it at. Restaurant districts in cities are obviously the best place to try this, and expect a success rate around 5%, so it requires persistence, but will sharpen your bargaining skills, and who knows where else that could lead?

Turn up at a restaurant after the busiest time but not too late, and explain that you have no money and ask if they have some left overs in the kitchen. It can help to have a container such as a plastic box ready in case they do have something, and if they’re friendly and can’t offer anything the first time, maybe they can put something aside the next day.

Searching and Foraging

It grows on trees, on the ground and some seasons there’ll be abundant fruit and tasty plants such as dandelions or chickweed. Even cities can produce some tasty wild food, and anyone near downtown Seattle has access to America’s first Food Forest in a major city.

Dumpster Diving

Growing media coverage of the colossal food wastage at supermarkets and restaurants has made it much less weird, and more popular, to search through the dumpsters in search of some quality food to turn into a meal.

Last Updated: October 12, 2019

Upcoming Surgery – Unpaid Time

Hello Everyone. My name is Holly and I am in a huge bind. I currently work full time and go to school part time. I own a home in DC and have an upcoming surgery that will have me off of work for a minimum of three months. I am in intense pain daily, yet I have been pushing through and continuing to work and attend classes. I can no longer handle the pain and now I have to have ankle reconstruction surgery. This surgery will require my doctor to go into my ankle, separate the bones, shave them down, and then permanently fuse the joint with two screws. I will be on complete bed rest for a minimum of twelve weeks and then limited capacity for another twelve weeks. I will be unable to work at all for the first twelve weeks and my return to work after that will be based on accommodations by my employer. This couldn’t come at a worse time as I was recently in a head-on car accident (not my fault) that had me out of work for several weeks, where I exhausted all of my sick leave and my savings account as I was not paid once my sick leave was exhausted.

After I complete my surgery, my short-term disability insurance won’t kick in for at least a month and because I have exhausted all of my leave and savings, I will be without an income for at least a month. Then, once payments do start, I will only receive 50% of my normal pay before taxes. I do not know how I will survive on this. I do not like to ask for help, but I am in a bind. I have a mortgage and bills to cover for this month plus that I will not be paid and I am worried about what I can do. I was hoping to put this procedure off until I could build my savings back up – and I have even avoided getting a new car since my accident as to limit my monthly expenses. But the pain has gotten so bad that I can barely walk and now surgery is my only option. I am not one to ask for handouts, but I am worried I will lose my house and get into debt that I can not work my way out of. I appreciate anyone who can or is willing to help me in this time of great need. I will forever be indebted to you and promise to pay it forward once I am back on my feet (no pun intended). Thank you for taking the time to read my story and for considering to help me.

PayPal Link: paypal.me/msgreyeyes

Filed Under: Emergency Money Tagged With: USA

Last Updated: October 12, 2019

Need help getting out of debt and putting my life back on track.

Hi. I’m not normally one to do something like this, but I feel like I’m out of options. I’ve just turned 30 and am a single man living on a passable wage. I’ve suffered from clinically diagnosed anxiety and depression for more than half my life now, and I feel like I’m drowning at this point.

I’m currently suffering the effects of leaving a horrible job. In December 2017, my ex-employer said they would not be offering health insurance or paid vacation in 2018. After checking my options, my health insurance cost would go from $150/mo for a great plan to $450/mo for a catastrophic plan (which I cannot afford). My prescriptions went from $11 to $100 each – I was diagnosed with depression and anxiety 15 years ago and haven’t been able to afford my medication for months now. I’ve simply gone without. I opened 2 credit cards to pay for my medicine, but they are now maxed out and I haven’t been able to get my meds for a long time.

My ex-employer also made multiple mistakes on my tax forms in 2017. I had to file an amendment in March of 2017. Just last month I received the new bill from the IRS. $900. I simply cannot afford it on my current job’s pay. I left my previous job because they were going under, and I took a pay decrease to join my current job. I’ve also learned that I have car repairs that need to be done. I need to replace my bearings, bearing hubs, and brake pads. They’re long past the point that this should’ve been done. I also need to renew my registration, so great timing, I suppose. My girlfriend and I’s anniversary is coming up in 2 weeks and I can’t even afford a dinner for us. I feel like a failure.

I also used to help rehabilitate and rehome feral cats. That entire project and part of my life is at a standstill because I can’t afford the time or money to do so. I’ve taken up a part time job at a retail store at a mall just to make end’s meet.

I’m now over $2,500 in debt and they’re all asking for money at the same time. I simply can’t do it. I really don’t see a way out and I’m doing all I can but it’s just not making a dent. I need help and I don’t know where else to turn. If anyone can help, and amount would be a blessing. I can’t stress that enough.

If you took the time to read this, thank you. It means the world to me.

https://www.paypal.me/clobberinthyme

 

Filed Under: Emergency Money Tagged With: USA

Last Updated: October 12, 2019

Help young mother and 3 young kids !

Hello, my name is Brooke I am a single mother of three beautiful children, 1(boy-Brantley 3) 3(girl-Peyton) 7(girl-Aubrey) . Here’s my story

I have been though alot in my 27 years,I always have the perfect childhood and everything I could ever ask for growing up, I was blessed with the most amazing Mother and father and of course my step dad was my all time best friend ! I can definitely say never take something for granted , and always make sure you let your loved ones know how much you love them, because in 2009 before I even graduated high school, my dad was diagnosed with cancer, after having a stroke in his apartment which took three days for him to even be found, not thinking he was going to live , he was a trooper and got through it like a champ ! Trying to juggle work, make sure I visited my dad daily , and get through school was touch, I was barely getting by, you will never believe the news I received only 3 shorts months after hearing the news about my father having cancer, My step dad my hero and my best friend was diagnosed with stage 3 cancer, I could not believe it and I felt like my heart was going to explode. I couldn’t take in any more, and thought how on Earth is this happening, how and why !! My dad was starting to go down hill quite fast, and now I was dealing with my step father too. About a month later in April of 2009 my dad took his last breathe, I drove up to new york with my sister and brother in law..and we put his ashes with his moms.. when I got home I had a car waiting for me that my step dad decided I deserved after everything I was going through and almost my 18th birthday, I was so excited  but noticed my step dad going down hill quickly.   After he found out he had cancer his life ended pretty shortly, just 6 short months after my dad passed. We had a family gathering which was kind of crazy because everyone including his best friend was over painting.. I noticed something was not right with you and he was not able to breathe very well so I hooked his oxygen up and quickly called my mom into the room, that’s when he said Brooke it’s my time to go, I went and gathered everyone to come say goodbye, and you wouldn’t believe it my step dad’s last words were ” Brooke finish school, and don’t depend on any man, your moms going to need you and I love you ” it  took some time letting it all kick in, and laying in bed with him after he passed for over an hour wasn’t very easy, but I could not understand why this was happening after just having to  recover from such a tragic life event, I couldn’t imagine going through one, let alone BOTH of the men that I  looked up to the most being gone forever, or how my mom would ever survive sense she was so spoiled. After his death my mom was in a major depression she was receiving very large checks almost daily which were suppose to have paid off the mortgage on our home, But my mother took the dark path and spent all her money on everything but the house. I had my first daughter in October of 2011, she had just started walking when my mom noticed her hips were starting to really bother her, she kept letting it go thinking it would cure itself until about a month later she had to start using a cane and a walker , I finally got her some insurance and into the doctors, by this time she was using a wheelchair and depended on me, they said not one but both of her hips have completely deteriorated. A year went by and there house went into foreclosure we moved out and my mom and I got into a 2 bedroom apartment, we lived there for about a year. Everything was going ok besides my mom was no longer able to walk , dealing with all that was enough , until the unexpected happened, my mom’s mouth was causing her alot of pain she went into the dentist thinking it was just a cavity to find out that she was diagnosed with throat and mouth cancer, they did surgery and removed what they “thought” was all of the cancer.. My mom’s checks stopped coming in as much and money was limited , we decided to move out of the apartment and she went and stayed with a friend and I moved into a small place with my boyfriend. I had my second daughter on December of 2015. I was working at a nursing home before all of this happened  I felt obligated to quit so I could spend every waking minute going to my mom’s to make sure she gets showered,.fed and etc. Well about , a year later I finally got my mom’s hip surgery set up and she was able to finally get surgery and walk again finally after 2 long miserable years , now my mom could finally walk but it wasn’t even 4 months until she was hit  and with terrible news, my mom  found out she had stage 3 cancer again and had to do chemo and radiation , my mom had no where to go and neither did me or the kids we lived in hotels and was barely getting by each day , we took taxis to stores and to doctors appointments , my mom had a feeding tube inserted into her because she was no longer able to eat , my mom started losing weight and was at 80 pounds within weeks the radiation took 2 layers of skin off her neck I’ve never seen my mom in such horrible pain in my entire life.  she was no longer able to eat ,talk ,and barely had the energy to walk from point a to point b. I couldn’t take living in hotels anymore wondering if my mom was going to pass away on a hotel bed , I had my son on April of 2018, I am so blessed that my mom was able to meet him and we were able to get into a small house with her social security check.. my mom’s time was coming to an end I felt like dying I had three kids about to have no parents and no where to go or a vehicle to get there but I stayed strong for her .. 4 short  months later my mom died on September 11th. 2018. My mom’s death left me with no where to go, and also no vehicle. My mom and I were using taxis for all her appointments. My  mom’s friend took me and all the kids into his home we ended up being together .. A year later today  I am depending on him and I can’t seem to get ahead because he will not let me . I have  had 3 jobs and he had every excuse to why I could.not work them the main reason being no baby sitter because i can’t afford daycare nor able to work to come up with daycare so I can work a regular job. But with me not working i am told daily how worthless I am and how I have not worked and don’t pay anything , so I get a job to help and he won’t watch the kids to let me work Everyday he tells me he wants us out and is super mean. I need out asap for my health and my  kids.  But I can’t seem to get ahead enough to get on my feet or let alone a vehicle to get from point A to point B.. please help me get on my feet so i can get a vehicle and into a house before it’s to late and I am homeless. Anything will help !! He loves the power of her having me depend on him. Yet he won’t so anything to help me. I’m desperate the mental abuse is killing me slowly..I need enough money to either get a car and the kids into daycare so I can work and get into a house, or somewhere to move to .please help

Filed Under: Emergency Money Tagged With: USA

Last Updated: October 12, 2019

Good friend needs my help

Hello there, and thank you for taking the time out of your day to read my post. whether you decided to donate or  not, your view is greatly appreciated. I am hoping someone with a genuine, and generous heart comes across this post.

Today Im going to tell you about one of my good friends, L. More of like a sister. People often tell us that we “share a soul”. She is the type of person to put everyone else first, before herself. She had a big, bright, glowing smile that could light up a whole room. Where there was a will, she would find a way. I do not recognize her anymore. I have never seen her so broken. She is never the type to ask for help, especially financial, but she has been struggling for months. Last December she quit her job and moved herself and two babies across the country to care for her mother who was diagnosed with Cancer. After only 5 months her mother passed. Overwhelmed by the grief and amount of debt she had consumed from her mothers death, plus costs for funeral arrangements, took everything from her financially and then mentally. Suffering from extreme depression and unable to work. Her mothers house is the only thing that she has left of her family and she would be devastated if she lost it. She is currently in $18,000 worth of debt and it gets worse everyday with the cost of living. I feel as if she doesn’t get help soon she will not be able to care for her two small children. She has lost all hope and I have never seen her this way it frightens me. Banks have rejected her, and our friends have given as much as we can but it hasn’t nearly made a dent in the expenses. It hurts me more than ever to know theres is nothing I can do to take her pain away. She would never reach out online herself, which is why I am here today. She feels embarrassed when its not her fault. I am asking you to look into your hearts and help a lady who has done nothing but great things for people in her lifetime. Anything helps. I have included her direct PayPal link, for I want all of her donations to go directly to her. I chose not to include her picture for the privacy and respect of her family. Thank you in advance and God Bless.

PayPal.me/loveforl

Filed Under: Emergency Money Tagged With: Canada

Last Updated: October 9, 2019

A Hongkonger need your help.

I am a Hongkonger.  I believe everyone knows the current situation in Hong Kong. Because of different political views, I oppose violence, and my boss feels that the demonstrators are creating chaos, I argued with her and she has said more than once to fire me. However, I am currently carrying huge debts and raising my daughter. At this moment, I feel very helpless and hope that someone can help me! When I get through the problem, I will definitely give back to the community to help other people in need. Please help me.

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paypal.me/fishyu1898

Filed Under: Emergency Money Tagged With: Asia

Last Updated: October 8, 2019

Vision loss at 39

Hi there,

I am a 39 year old female who lost my job a few months ago due to a rare eye disease I was recently diagnosed with before the job loss. its called Stargardts disease. It resulted in significant vision loss for me.  I’ve emptied my savings and maxed out my card to pay my Bills.  I have nothing left, now facing homelessness.  I cannot even afford special low vision glasses I need costing $3,000. This is a painful time right now.  I’m trying to keep a smile but its fading.  Please help me while I attempt to securea job that will accommodate my vision impairment. Thank you.  God bless

 

my PayPal is:

paypal.me/Thelp739

Filed Under: Emergency Money Tagged With: USA

Last Updated: October 7, 2019

No where else to turn!

Hey guys i’m asking for help which I never do but I am running out of options! I moved about as far across the country as you can get from what loved ones I have left, to follow my new husband in the military! unfortunately after only living here for 3 short months and my husband being stationed in another country he came out of the closet as gay! That tore my whole world apart but I had met a few friends who helped me move on. I met a man who seemed absolutely perfect and was willing to help me through my rough patch! Little did I Know that things were going to get much worse when that man  for an entire year set me up to believe he was prince charming. He was the exact opposite! When he really felt like he had me he started showing his true self. He quit his job and I  tried to take care of everything but fell short and fell into a lot of debt. When the abuse started it was small at first and I found myself making up excuses for his behavior! I was scared to leave him though because I did not have a vehicle of my own nor did I have any friends to help due to him isolating me from everyone. I was afraid that with no car or place to live I would also loose my job and be completely screwed!

There was a small miracle that a lady I worked with had a room and a car for rent and i had just received my income tax. so i built up the courage and I left! After I left him he retaliated to the point that I needed to get a restraining and anti harassment order. I had two jobs when I moved out and due to his actions I was let go at both jobs! I am having a hard time finding a new job at the moment due to only being able to work overnights. I owe my roommate over 3 months in rent and I nanny her children during the day to help compensate for rent now. I am also in the need of purchasing a cheap car because I will be loosing the car that I am borrowing at the moment!

I know it seems like a lot but anything anyone could help with would be much appreciated to help me get back up on my own two feet!

paypal.me/lutecare

Filed Under: Emergency Money Tagged With: USA

Last Updated: October 7, 2019

Power to be disconnected- EMERGENCY – please help!!

My family and I are in need of immediate support in order to catch up on our power bill. Our 3 person family experienced some slight set backs mid year (accounts compromised by thiefs, identify theft, frozen bank accounts – time off work w/o sick pay etc) that put us behind on almost all of our bills. With the pressure of rent, both cars + all other living expenses we’ve fallen further and further behind each month.

My wife and I are full time workers who devote a large portion of our time to our jobs in order to provide for our beautiful daughter. We prioritize all schooling, sports, competition cheer fee(s)/admissions etc to ensure she has every opportunity in life. Along with those opportunities come a fairly heavy cost which also adds onto our month to month expenses. This has also  been a large factor in how we continue to fall further and further behind, but we keep toughing it out and putting our little one first.

We have exhausted all of our local resources/government funding programs and every application has been declined. For some reason our family has been told we “earn too much” to qualify for the assistance. Now, my wife and I combined make an “Ok amount” and we are normally able to pay our bills on time every month which we are very fortunate/grateful for. However, sometimes when the unexpected arise and you are shifted into tough times unwillingly. Where’s the assistance for the hard working families that might find themselves in a rut? What really makes it sting is that not only 5 minutes later a knowing and willing drug addict will walk through the door and request energy assistance and be approved and granted all funds available faster than you can blink. Now don’t get me wrong, there are great people and families that also find themselves on hard times on the regular and I feel and understand where they are coming from, because it’s where my family and myself started, so I have no problem knowing my taxes are helping them. But should it not help me when I myself am in need of emergency assistance?

I have an 8 year old daughter i’m worried will have to experience her power being shut off with no assistance available, because we “make too much.”  Nowadays, the cost of living is going up and our full time jobs are just barely making ends meet, so any slight hiccup in that routine and it throws a wrench in the entire machine. — there should be some type of emergency resources available for our working class and middle class families as well.

Paypal donations would be faster and more direct and allow me to pay the company as it comes in — each person to donate can and will receive updates.

paypal.me/h4zey

or go fundme

https://www.gofundme.com/f/please-help-our-family-power-billfinal-notice

Filed Under: Emergency Money Tagged With: USA

Last Updated: October 7, 2019

Second Chance Needed

This second chance that my children and I are looking forward to having would mean starting a new chapter in life. I would finally be able to breath, smile and be more present for my children. Normally in life I was able to take two steps forward in just to get kicked back by ten. However, here lately I’ve been unable to even take one step forward. There’s a saying, “When it rains, it pours”. Well for me it’s more like, “trouble falls like rain, and lately it’s been pouring”. Have you ever felt like you were drowning and no matter how hard you fought you just couldn’t catch your breath? Be it financial problems, health problems or etc.? It’s a feeling that I wouldn’t wish on anyone. For 17 years I have been on my own and was fortunate to be able to make ends meet. Never had much but it was always just enough. I never had to ask anyone for anything and I’ll be honest, I prided myself by not having to do so. It just feels good not to have to depend on anyone or be vulnerable, you know? Well things happen sometimes that are out of our control. At times we have to put our pride to the side and reach out for assistance. I’ve turned to family first however no one can help due to them having it hard themselves. I work a full time job however I recently had to take a leave due to health reasons and received only a % of pay while being out. Being able to barely make ends meet while receiving 100% of my pay then turn around to only being able to receive 60% of your pay will cause you to go downhill faster than expected. I’m back at work full time now however I have gotten so behind on my rent, car note, cell phone bill, light bill, you name it. I can barely afford to put food on the table for my children. Here lately I’ve put in applications for part time jobs as well. So far, I relieved emails advising that the hours that I’m available to work part time are not available for seven different jobs, literally (Including Amazon) I’m trying on my end by any means necessary (legally of course) however at this time I feel as my luck has ran out. Like I stated previously, I feel as if I’m drowning and I wish and hope someone could throw a life jacket to save me. Giving up has crossed my mind numerous times. BUT NO- I have two smart, respectful, charming young men into making to raise and to be strong for. I can’t give up what would that look like to me children?

 

You would be helping my children and myself in ways no one has before- and your help will be greatly appreciated. By you paying it forward, you would be helping our family with keeping a roof over our heads, food on the table and electricity to be able to see and do school work. That’s one family’s life changed, entirely because of you. Please make a commitment rather it be $20, $50, $100,500 or whatever you’re able to bless another family with to get through the trying time.

Filed Under: Emergency Money Tagged With: USA

Last Updated: October 7, 2019

Car – To Leave Toxic Family

Hey everyone!

I suffer from diagnosed severe social anxiety, generalised anxiety and depression. Unfortunately my parents don’t understand any of it (especially anxiety), no matter how much I explain, no matter how much they learn about the scientifics behind it, and no matter what my doctors and psychiatrists say to them. Over the last two years, I’ve been trying medications, councillors, therapy and it’s included many, many doctors appointments. During this time, my parents have developed an anger towards me and ‘the way I am’ because of my mental health – which I cannot control. It’s gotten to the point where this year they have been extremely emotionally and verbally abusive. I have unfortunately attempted suicide because of this, self harmed nearly every day, and completely shut down and isolated myself from every person I had in my life.

I have extreme anxiety just being at home in my house, I’m constantly mentally abused and looked down upon  by the two people who I expected to care the most. My household is the most toxic place for me, and I need x100 to get out. Working is very hard for me because of my non existent social skills and never ending nervousness and panic attacks. I struggle to even leave the house. I don’t want to go into too much detail because it’s hard to talk to others about, but it’s extremely heavy stuff. There isn’t one night I don’t cry for 40 minutes in the shower, and I sleep through most days as an escape of everything. I just am completely hopeless but still holding onto this mini plan of mine.

Long story short, I’m currently trying to save about $4,000 or less to buy myself a car, in order to be able to move out of home as I won’t need to depend on anyone, and I won’t really NEED to live there anymore. And then get myself a job so I can live somewhere, just to be able to get out of my house as soon as possible. It’s come to the point where I can’t handle it anymore, and I know in my heart and my head that I will not survive much longer there. I’m completely open to any donations, even $1 ❤️ I have saved $500 so far this year, and I’m still trying my best to earn money here and there when I can get out of bed.

I would genuinely really appreciate anything, for the sake of my future. I don’t want to die, but the state and situation I’m in right now is leaving me no choice sadly.

This is all 100% true, although I wish I had different reasons for asking for money such as college funds or bills being payed or even wanting a luxury holiday getaway. I’m simple just trying to help myself now before it’s too late.

I hope everything made sense! This is scary to put out on the internet even though it’s anonymous, so please do respect what I’ve said. I will always respect you ☺️

Thank you guys so much.

– Z (From New Zealand).

Filed Under: Emergency Money Tagged With: Australia

Last Updated: October 6, 2019

New start. Please help

almost been two years since I was in the hospital. I tried my hardest to kill myself but the knife wasn’t sharp enough so I kept cutting the same cut making it deeper hoping it would get to my vein but it didn’t so I gave up I took all of the pills I could find but I was still alive. It was the day before my nieces baby shower. I wanted to die because that was the night my sister told me I wasn’t wanted and she didn’t care about how I felt because I took her her time away because she raised me when I was young. Her husband also joined in with her said that he never wanted me to come live with them and that I was a waste of space. The only reason I’m still with them is because of my grandma my sister loves her so much and will do anything for her. My sister knows if she kicks me out my grandma wouldn’t have it. So she’s waiting until I graduate. At the time I was at my favorite school and had friends I loved and a teacher who I cared about so much. I would get her a birthday every year with everything she liked. But after that night everything changed. My sister acted like nothing happened and went on with the party. My mom came and I cried I miss my mom so much it hurts but at the time there was nothing I could’ve done. Later that day I went to talk with my counselor and she wanted me to go to the hospital. So I did. I didn’t move from that hospital bed. I just slept I didn’t eat or talk. My niece was born when I was in the hospital. Everyone was so happy but I couldn’t be happy. No one came to visit me but my mom and that was once because she lives 1 hour away and had my brother to take care of. I stayed in the hospital for two weeks. I wanted my sister to come but she was still at the hospital with my niece. So her husband did. I don’t like him and I never will. The ride was silent I didn’t talk I didn’t even want to get in the car. But I knew if I didn’t I would have to stay a lot longer at the hospital. I lost weight and dropped sizes so fast. I wasn’t eating or moving or drinking anything. I was willing to let myself go and not care anymore but my niece was just born and I wanted her to know who I was. My niece has my heart more than anyone else. I would do anything for her. She likes k pop and all kinds of food. She likes her shoes and her little car. I want her to be happy but I know if something happens to me with her at a young age she wouldn’t be happy… but because she’s little she’ll forget. She wouldn’t know what happened to me which is the best but I want to be around for her. I’m so nice these days because I don’t have time to be in pain. I hate being in pain it hurts to much. My life was created by pain but it’s who I am today. I would change a lot of things but I can’t. I just have to work hard and make changes in the  future. I would like to have children but it scares me if I wait to long my mother won’t be around. She won’t be able to show me what to do and teach me everything she knows. She has a lot of heart problems and I know she won’t get better. I want her to live her life and be happy but these last couple of years has been hard on her she lost her dad, her friends and people who were close to her… I don’t have a lot of friends anymore because I don’t socialize anymore. Somehow I got the best friend I have today is because I was forced to talk with her and we bonded because we were alike. I don’t work out because it takes a long time and my family doesn’t want me to lose weight or gain it they think I’m perfect if I had a choice I would lose more weight to get to where I was before I moved with my sister but I know that won’t happen I’ve stayed the same for almost 2 years. I do run though at night mostly not a lot of people around and I walk long distances fast because I don’t have time to waste. And if I set my mind to something I’ll do it. Even if it takes a lot of energy yes I may sleep all day but I’ll still do whatever my mind comes up with. It’s almost been two years now and I’m still struggling. Anything will help me get my life together. I would like to get money to help me get a car so I’ll be able to work and then live on my own.

Cash.app/$AvaReeves

https://www.paypal.me/AvaReeves

Filed Under: Emergency Money Tagged With: USA

Last Updated: October 6, 2019

Help Me Get My Life Back

Life is a joke, and I’m the punchline…

2019 has been one of the hardest years of my life, and each time I get up it seems I’m knocked down again, and again, and again.

I know there will be others on here who are more in need, or even more deserving, but here I am asking you, a complete stranger, to help life me up. The fact is I’m scared, I feel like I’m losing it all. My health, my body, my mind, and my livelihood.

At the age of 6 I was diagnosed with Juvenile Rheumatoid Arthritis, for the last 23 years of my life it has not stopped me from living my life. Through the joint damage I have always managed to keep high functioning, with the “minor” set back of a hip replacement at 21….but that’s just cool if I’m being honest. I have a fake joint that is ceramic and super badass looking on x-rays. I don’t know why, and I don’t know how, but January 2018 things started to shift. The medication I had been on for 7 years was failing, but that wasn’t a big deal…so I thought but January 2018 also marked me landing my dream job so life couldn’t keep me down if it tried, but I was naive and had no idea how hard life was about to try.

I ended up failing that medication and flaring, so we switched me to a new one…but it didn’t work, so we tried again, and it worked…for one dose. Back to the drawing board we went, our next option had some pharmaceutical hoops we had to jump through but after months of me just sitting and flaring (joints swollen, systemic issues, body attacking me) but we got there, and it seemed like a miracle. I felt amazing. This $4,000 a month pill was working wonders, until it gave me shingles, and destroyed my immune system, and somehow made my white cells lazy. At this point I feel like I’m losing my mind. I’m exhausted, and so sick of trying to stay positive, I ended up having to take medical leave from work (Feb 2019 by this point) so I could really focus on getting better. 6 weeks later and a new medication again I was feeling human enough to get back to work. I returned to a new boss and with a brand new added anti-depressant I was ready to have a fresh start. By this point it’s April and things are going well, at least with my health.

On May 10th my mom passed suddenly. So again I had to take some time off work for the funeral and family. But my health was still okay and even though my new boss made me send him proof of her death, I was still hopeful things would be okay.

How wrong was I?! End of May I end up getting sick, I assume it’s the flu, something doesn’t feel right. I’m exhausted, shaky, feverish. Long story short, I ended up in and out of the hospital. Poked, prodded, antibiotics, ultrasounds, CT Scans, MRI’s, X-Rays…and it was finally determined that my medication dose was too high. It caused my body to go into a full blown immune response.

Up until now you’re probably wondering why I need your help, right? Well you see, as I sat in the ER I was fired from my job via email. I was too sick to work, but I had money in savings…had. I have only just begun to feel well enough to look for jobs and my ex employer has made it near impossible for me to get my unemployment. There is some legal stuff in the works but that is all up in the air.

All said and done I am $13,000 in credit card debt since we had to use those to get through this, and to pay for the thousands in my insurance deductibles for my medications.

These meds I kept failing? They were all biologics which cost thousands of dollars a month.

I also have some upcoming orthodontist work that is needed, my jaw is shifting and I am in immense pain from my open bite. My insurance won’t cover the braces.

———-

Lost Wages – $10,000

Credit Cards – $13,000

Upcoming Medical – $5,000

I don’t expect even close to they amount, I would feel bad if I did. I am hoping and praying that I can get out of this mess but I am asking for ANY help, to help me make even the smallest of dents in my debts. I’m scared that life will throw another wrench into things and those numbers will keep growing.

I am scared that my anxiety and depression will reach a point where I lose my spark.

I am scared.

https://paypal.me/TiffinyBlair

 

 

 

Filed Under: Emergency Money Tagged With: Canada

Last Updated: October 5, 2019

Housing emergency Situation

My name is Angela. I am Mom to 3 amazing boys. For the last year however we have been living out of boxes. By this I mean just that living out of boxes.  We moved across town to my “ex-in-laws” rental property which is a triplex. I did this because I was under the impression their son and I would be working on things as we raised our son. Turns out after I moved all the way across town for much cheaper rent. Him and I won’t be working on things as he has a girlfriend and has been with her for years… My entire life for the past few years has been a lie! Now I am moved across town caring for my 3 sons in a rental that is not only owned by his parents, they all live directly across the street.  Yeah a big kick while I’m already down.

So because I’ve moved all the way across town and rental rates became insane in our area I’m forced to stay here.  We are living out of boxes because there is a bad cockroach problem and the pest control comes every few weeks to spray and do their job.  We can’t quite put our things away because it all needs to be packed back up within a few weeks it’s very tiring.  I’ve done this the past year to help the ex-in-laws out as they do help with their grandson and my older sons. But there comes a point when as a parent yourself you can’t continue to live this way.

My boys and I have missed out on Church and other general activities because of these Cockroaches.  And with the new school year it’s been the final straw.  Walking them to school last week a cockroach crawled out of my stroller.  Then Friday that just past my one son took his math book out of his bag to have a cockroach fall out of it on the floor. I can’t imagine how this poor kid felt at school with this happening as I myself felt embarrassed and like shit when one crawled out of our stroller earlier.

I have been looking and applying for the last 8 months (no lie emails to back me up) to rentals and being told ” we only rent to students or rooms for rent”.  Then the ones who consider us require first month’s rent last month’s rent and a deposit incase we damage anything.

I understand they want their property to stay good and clean. But I also know that people like myself raising my children are fully capable of keeping a clean home. Some people rent and ruin it for the rest of us.

I am here as a last resort. I’ve applied at all of our loan places and been turned down as I am not currently working. Also my credit score is low because I have not been working.

I have no family as I take care of my Papa since my Nana passed away and my mom passed away 10 years this November from kidney failure and hepatitis C tainted transfusion.

It’s just me and my boys and  we really need the help to move to a clean safe bug free home.

I have someone coming the 7th of October to take the rest of our belongings to the dump as now these bugs have made their way into our boxes.  Please help me move my boys to a better long term home.

I went to shelters and been turned away as my landlords say I can stay as long as we like… That they still have a mortgage.  Their mortgage is not my concern my concern is my children having a clean bugfree home to live in.

Please help me save up $10,000.00 to move into a safe place and also replace our beds and items we have had to replace many of which can’t be replaced as they were the only items of my late mother’s.

Also all 3 of my son’s birthdays are coming up November 1st, 8thand 13th and all they want is a safe place to live. So please help me help them.

I lost my health care job when my Nana fell ill and passed away unexpectedly with Cancer and now have to take care of my Papa as she always did.

This picture is of my older boys and some of the many boxes of chocolate bars they sell everyyear for their cub/Scout group. Our family is a very loving caring family.  We do the best we can when we can and always help out.  Now we are in need of help ourselves. I will happily post back as we get donations come in and let you know when we found a place.  A huge thank you for all that  helps us out you are the real definition of beauty in our world.  Please email me at lisquma@gmail.com if you would like to help out directly or our pay pal link is left here for your help

PayPal.me/AngelaLisqum

Filed Under: Emergency Money Tagged With: Canada

Last Updated: October 5, 2019

I Need $170 For Electric Bill ASAP

Hello,

I am looking for cash assistance with a personal emergency. Because of an unexpected emergency home repair, my available cash on hand was depleted earlier this month.  Due to this situation, my electric bill is past due and may be shut off tomorrow if I don’t get a payment in.  I did attempt to get them to extend the due date, but my efforts were not successful. I actually will get paid later this week, but somehow when I mentioned this to the power company, they told me that it was not good enough to prevent disconnection.

The reason why I fell behind on my bill in the first place is because I had a short period where I was out of work and was paying my utilities with money that I had managed to put away. However, this money evaporated once I had an issue with flooding, and needed professional assistance. Because I just secured new employment a couple of weeks ago, I had to wait for payroll to catch up and will receive my first check later this week. Unfortunately for me, a partial payment of roughly $82.00 was due on this past Friday.  Since this date has passed, I will now need roughly $170.00 as soon as possible to avoid interruption. Once this amount is paid, I will be able to get myself back on track financially with my new job.

Additionally, I am working on other avenues to earn the money, but family and friends were already helping me and are tapped out because rent is due in a few days.  I am very concerned that I may not be able to come up with enough money in time. If you know of any other avenues online that I could explore in order to raise the money that would be great as well. I have a couple of websites that I usually work on for extra money, but they pay out once o a week.  As far as I know, MTurk pays out on a frequent basis, but I am not aware of any others. Any assistance that you can provide would be greatly appreciated, as I know that this request is not much notice.

In the future, I would love to help someone else in the future in this exact way once I get back on my feet. I know it is hard for everyone, and it took me a lot of soul searching to reach out to complete strangers in this way.

Please pay at my PayPal account:

https://paypal.me/billhelp263?locale.x=en_US

Thanks for taking the time to read this. I appreciate any help that you can give.Slide2.JPG

Filed Under: Emergency Money Tagged With: USA

Last Updated: October 5, 2019

End of my rope.

I’m not sure where to start.  Usually I’m good with words, but I’m  terrible at asking for help, so I’m a bit out of sorts here.  Here we go.

I am a friendly, hard working mom of four.  I believe that I appear to have it together.  You’ll never see me without a smile on my face, I’ll do the stupidest things to cheer someone up, and my kids are well mannered and cared for.  I’m quick to offer help, and just as quick to turn it down.  I suppose I appear strong, both physically and emotionally.

However, I’m not that person.  I’m weak,  I’ve spent most of my life severely depressed, and I feel as if I’m just pretending to be an adult. The main problem with my depression is that I’m self destructive.  Not with drugs or alcohol necessarily.  Food sometimes.  Mostly with responsibility.  A problem will present itself, and I’ll hide.  I’ll do everything I can to escape the problem.  Occasionally my head will clear and I feel like I can put up the fight and I can pull things together to last another month, but usually it’s flight.  I know it’s just going to make things worse, but I save those problems for “future me” to deal with while “present me” buries my head in the sand.  I’m a complete and under mess under this smile, and I’m not sure if I can keep the facade up much longer. I want to do better, and I believe I am, but it is such a slow process and every time I start to get on top of things, I fall.  Those falls get deeper and deeper.

So.  What am I asking for specifically?  This past month has been hard, and the house of cards is about to collapse.  My refrigerator broke down.  I’ve received disconnect notices for my water, utilities, and phone.  I backed into a car at school (my fault, we’re covered, everyone is fine, but I was overly optimistic when I chose the $1,000 deductible option) and I’m self employed and it has rained every damned Saturday this month, which has effected my income tremendously.

I know things will get better.  Right now, however, I just can’t make it work.  I don’t know how.  So here I am.

If you can help in any way, I would be eternally grateful and will pay it forward to the best of my ability.  I just really, really don’t want my kids to see my failures.

Thank you,

https://paypal.me/BRLMOM

Filed Under: Emergency Money Tagged With: USA

Last Updated: October 5, 2019

Starting over after Medical Devastation

Hello,

Thank you for taking the time to read my story and consider helping me.

I am college educated, (receiving a BA from the University of Utah in 96), I went on to get married and have 2 beautiful children. I was also very successful in the financial business world.

I am a hard working woman who fell onto medical malfunction that imploded my entire life.

While working very hard, sometimes 60-80 hours a week, my husband at the time became a stay at home father as he could not find work, he eventually went on to go back to school to receive his MBA, so that I would be able to take some time off and slow down and be able to enjoy life a little.

2 1/2 years ago, my youngest daughter came into my room and found me vomiting blood and passed out, I was rushed to the hospital and went into a coma.  They found two tumors in my liver which resulted in my body and brain filling with ammonia, causing brain bleeds and complete organ failure. I was put on life support and my family was told that I was in severe pain and that I would never recover or regain consciousness.  They signed the life termination forms and were told they could hold my hand once the donation team had finalized the organ process to see what would be viable to donate. At that time, one member of the donation team noticed there was enough viable brain activity to warrant placing me back on a feeding tube and back onto life support.  The doctors rallied and my girls fought to help me live.  I came out of the coma 2 weeks later, I wasn’t really all there at first, and the stories are quite funny to look back on how I was when I came to.  However, I was back.  It took 4 months to learn to eat, talk, hold a pencil and the hardest thing to relearn was to walk, this took almost a year to be able to stand and take a few steps and then to walk on my own.

My first grandbaby was born 4 months after I regained consciousness and this gave me more motivation to thrive.

While gaining the strength to walk, I was finally released from the hospital, after over 238 days in the hospital, I was home and while I was walking daily, I was up to ten feet at a time without assistance… it’s amazing what I took for granted before and how just taking a step felt like a victory.

At that moment, my husband of 25 years had packed his bags and decided to leave me for the woman who had consoled him while I was in the hospital.  He took the remaining savings that I had and walked out the door.  I could go on and on about that, but I am not bitter and it is just a part of the story.  However, it is one of the reasons I am in financial distress.

so fast forward to today.

I am now walking, talking and finally strong enough to be alive and happy.

I haven’t been cleared fully for work as I still have the tumors on my Liver which have caused Chronic Pancreatitis, however, I have been able to keep all of that at bay and am happy to say I am so ready to get back to work, as I feel strong and ready to become an active part of society again.

My distress is as follows:

My savings depleted with the illness and medical bills (all paid for with savings), but savings gone with my ex leaving, I sold everything I have ever owned of value, even down to shoes and all of my furniture.

I did just move from my home and am currently in a hotel for the weekend and then I am just not sure where I will go, this is what brings me here.

I can get into a place but I need help.

I have been offered a job, but it does not start Until November 15, I am trying for any job interim to just have food and pay my car and phone as those are the only things I have left and I need them to get the job and get to a job.

There is an apartment I can move into ASAP, if I just can get assistance to get in.  This has been the most humbling and difficult situations I have ever been through, I am one that has always given the help and I find myself in a place needing to ask for it.

I have gone through a lot,

I am a survivor,

not a victim

There is a lot more to the story, and if  I hadn’t lived it, it would seem true. This is in part just the surface of what has happened and I ask humbly for your help and consideration.

BAB1E9C4-E8D3-406D-A67F-FAEB5CD525D3.jpeg

Filed Under: Emergency Money Tagged With: USA

Last Updated: October 1, 2019

Condo flood no insurance

My condo is as flooded after a pipe in the bathroom broke when we weren’t home. The bathroom is on the second floor and 100s or gallons of water pour through all the vents literally raining to the first floor and destroying everything. They then found asbestos in the dry wall. I have had to pack up myself and my children and are staying in a hotel for 6 weeks (if I can pay for repairs) and pay $50 a day to stay here. I had to get a $200 a month storage unit. Move all of our belongings out. All of my appliances and furniture are trashed. The condo is basically being gutted.

Filed Under: Emergency Money Tagged With: USA

Last Updated: October 1, 2019

Having a rough time. Any help is graciously accepted.

So the way I got here is a bit crazy. I was on track to going to college and everything was going good. I was working at the local Texas Road House as a line cook saving for college and a car. Back in June my mother who lives in Las Vegas where I was born had a house fire that consumed most of the house along with personal items. Thankfully she was not at home of the time of the fire which was caused by a gas leak. I decided to put my college goals on hold. I moved my mom up to NY where I currently live. The Red Cross was able to help my mom with a bus ticket up to New York and a gift card for food. I knew the situation I was in was a bad one. I was also sinking my saved money to move to a better spot to accommodate my mom better with her service animal. She has a German Shepard named Grace. My mom ended up Staying with me up until July 25. The insurance was able to help and my mom was able to get resettled in Las Vegas. After this I moved in with a friend to try and get back on my feet because what I did not tell my mother was that I was draining myself financially and mentally. The move along with bills/food/transportation/and a host of other things drained me. Then I come home one day and find the landlord there. The landlord asked who I was and I explained that I moved in with my room mate who said he asked the landlord if it was okay to move me in. Mind you I had also been paying rent to my room mate. The landlord and me talked and we pieced together that apparently my friends uncle used to live there. When he moved my friend took his apt but never notified the owner. So the landlord locked up the house along with all of my possessions when I went to my grandmas to talk to her about storing my stuff there. It took me 6 days to get my things due to lack of urgency from the owner. In that mean time I only had the clothes on my back and what was in my backpack at the time. Work ended up letting me go on the 5th day as I was not able to work let alone live practically. It has been a month since then and I am working hard to get back on track. I got a job at the target in my city but I don’t start until Oct 21 of this year. Problem is I have no way to provide for the uniform I need along with running out of hygiene products and food. I am staying with my grandma so I have a roof over my head. I cant bring myself to ask my grandma for help when she already works long hard days and she is supporting me right now. Giving me free rent and food until I start work. Also I can not ask my mom as she needs to be able to focus on her. So here I am asking for help. I only need 200-300 to be able to get uniforms/supply myself with food/ and help out my grandma until I start my new job. Any and all support it welcome. Bless you for taking the time to read this. If you wish to help I do not have a papal card so it would not help unless anyone knows a way to transfer it to a green dot card. I do have a cash app card tho so I will be able to access any funds donated. The cash app will be below. Thank you for taking the time to hear my story.

cash.app/$VegasVK

or manually in the app

$VegasVK

Filed Under: Emergency Money Tagged With: USA

Last Updated: October 1, 2019

Please help this Grandma

I am asking for money today because I am a 42-year-old grandmother who recently had a TIA, which means I had a mini-stroke. I work full-time in hospital billing, but I have found myself under a pile of hospital bills, new prescriptions and no longer able to help raise my two grandchildren financially or physically. I also find that I’m in a lot more pain with the stress that I’m finding myself under due to not having money to make ends meet. I have been diagnosed with a condition called fibromuscular dysplasia which causes a large amount of aneurysms in my brain and in my kidneys which in turn causes severe spasms and migraines that make it hard to get up and go to work everyday. But I have no choice because I still have to keep my health insurance and I have to make sure that I keep paying my car, Pay my rent,pay my groceries and pay my medications to be able to keep getting through daily living. Because of the pain medications that I have to take on an everyday basis I’ve also been diagnosed with diverticulitis which is also caused me to lose a very large amount of weight and also causes me to only be able to eat certain things on everyday basis which also causes my grocery list to be more expensive because I can’t just eat every day common foods. I just don’t know what to do anymore, and to survive, I cry every day because of the pain and also because I realize that it any moment I could have a massive stroke and either become handicapped or just become a burden to the rest of my family or die and at this point in time I don’t even have life insurance to cover basic funeral expenses.I beg of you for help to be able to get medication to keep my blood pressure down to be able to control the little of the fibromuscular dysplasia. To control the diverticulitis and just be able to keep helping raise my grandchildren and keep moving forward every day and be able to get back and just do the best I can every day with life itself. I thank you  if you did actually take the time to read through this to the end, I realize how busy and how important your time is, but this is just from a grandma asking for help just to make ends meet again to get over this horrible bump and I’ve come across that I don’t know what I’ve done to deserve but that I’m just trying to make it through an every day to just live and do the best I can to survive and I’m sorry my brain doesn’t work as good as it used to think of words.  

PayPal.me/jmpasillas

9BE3EC9F-7567-464D-BADA-938F1F1A94EE.jpeg

Filed Under: Emergency Money Tagged With: USA

Last Updated: October 1, 2019

Struggeling to meet impossible money needs – need small financial help.

My wife and I are in desperate need of short term help. We are both in our late 50’s and my wife had to retire due to an abnormal heart condition. I am still working as a construction contractor. However, I took an assignment in Louisiana earlier this year. I relocated from Indiana to Louisiana anticipating a 2-3 year assignment. But and after only 12 weeks,  the company I was contracted to went under and lost the contract. I was released and received no further compensation. After being unemployed for 2 months, I am working but at a much lower rate. My problem is all my bills are now going to be two months behind and I am two weeks away from my first pay check. My medical insurance has not started and my wife is in need of her heart medications and we are out of money. I have drained our savings and I do not have money in a retirement account i have access to borrow or withdraw.

The amount needed to bridge us over until I start getting paid is $4,000.00

House Payments           (2 months)  1680.00

Car Payment                  (2 months)    600.00

Auto Insurance             (2 months)    250.oo

Medical prescriptions ( 2 months)   1070.00

utilities                             (2 months)     800.00

I have never been in this situation, but pray for help so we don’t fall into foreclosure or forced into bankruptcy. I will be able to pay back those who help over the next 12 months.

Please contact me to answer any questions but we are in desperate need.

 

 

https://paypal.me/weneedamoneymaricle

Filed Under: Emergency Money Tagged With: USA

Last Updated: September 30, 2019

Homeless, have plans, I just need a boost asap (within like 4 days) to make it happen

Okay, short version, I’m unpaid at my job which is a failing business and I’ve dealt with a lot of damage control and nonsense at the expense of my education, my mental and physical health, and so much more. Well the place is about to close in a matter of days and I have had plans for “if it does” for a while. I have a place to go. I have someone who will watch my cat temporarily. I have someone who will buy me a bus ticket if I need it.

Well the thing is I’m still stuck here putting up with things that no self respecting person would, because *drumroll* my cat sitter needs a pet deposit of $350, plus I need to pay for expenses of about $200-250 after I move (at this point, it’s if).

 

If I get $350 it will enable me to make a move even though I’ll still have hardships to deal with. At least I will be away from this place.

And even then I have to leave behind a sweet fellow, a street car I’ve been feeding for over a year. I would like to take him but that would only be possible if I can rent a place to live. So it’s not all smiles and sunshine here, this is not the ideal. Ideally I would find a place to stay here until I build myself up a bit. But renting myself would require at least like $700 a month and I’d need a couple months to build up my endeavours. So yeah. It wouldn’t be much more, technically, than $350 but since I don’t expect anything here, I am gonna have to leave that little one to starve.

I do have an eBay store, I’ve recently gotten into freelancing online, plus I work for free fixing people’s computers and this is something I could do in my own especially since I have a few repeat customers already.

 

I’m not lazy. I’m just in a really bad place and have been for some time. I’ve been homeless for years now and lost my truck because it broke down and was towed to the towing company’s junk yard before I could afford to tow it to myself. So I lost an $8000 paid off truck. And I lost my job. And wasn’t able to keep jobs after that because, well, you try walking 5ish miles in 90F weather every day, while trying to take classes, and while the people closest to you put you down constantly. So yeah I messed up school, I messed up a job I actually liked, etc.

 

Anyways that’s why I’m here working for free. I ended up getting the guts to sleep under my desk, my boss low key knows, and he knows I have nowhere to go and had discouraged me from finding another job and such. At times when I needed to take the day off to go deal with food stamp requirements or school things, I’ve been reminded what a bad worker I am and told I need to be here.

So. I’m finally stuck here in the middle of my boss’s problems. He never really listened to me earlier, either. So it really is, like his problems he’s demanding me to fix every day and I need out asap.

 

Seriously if you are reading this and can only spare like $5 or you can’t share anything but could spread this sound, you don’t know how much that will help me, while I’m working my ass off and racking my brains trying to figure out how to make this money that I need. Every little bit helps. I’m fighting and doing my best to not give up and, every little bit helps.

 

PayPal.me/hindofartemis

Filed Under: Emergency Money Tagged With: USA

Last Updated: September 29, 2019

I am in desperate need

I am behind on all my bills, to the point of foreclosure, having my utilities shut off, my only form of transportation being taken away, and no groceries in my house. I’m a hard working woman but I have had to stop working due to having a severe case of Hydradentis Suppurativa in between my thighs. I can no longer walk without extreme pain, and if I continue to push myself I’ll have to be hospitalized. I’m only 20 and I’m unsure if I can qualify for disability but, I honestly need it.If anyone can help me in anyway I would greatly appreciate it. God bless you all.

https://paypal.me/Green1927?locale.x=en_US

Filed Under: Emergency Money Tagged With: USA

Last Updated: September 29, 2019

NY photo shoot, travel and comp/head shots to LA

I am a single mom.  My daughter who is eight has been offered representation by a NY talent agency and a talent agency in LA.

We need $1500 for photo shoot in NY and $1000 for travel from TX to NY.

I also need $800 to order comp cards and headshots for the agency in LA.

 

https://www.paypal.me/aburris74

 

Filed Under: Emergency Money Tagged With: USA

Last Updated: September 29, 2019

Trying to make a new life in the Army.

Hey well my name is Steve. I’m just going to admit yes the financial situation I am in now I from my stupidity and so I come here to ask for help. So that I can make a better life for myself, fiancee and my kids. I was married and had kids. Sounded amazing when I started that part of my life. It wasn’t bad for the longest part but than it went down hill. My ex wife starting cheating on me and when I found out I was enraged a decided to get a divorce. I went many years trying to get work and make a career out of everything and it seemed like it was fine. Until I was hit with back child support of $15,000.00 which made my life hell. I went from. Pay check to paycheck to not being able to pay for gas to get to work and eventually losing job after job. I would ride the bus walk bike and even long board to and from work. And still bad weather etc I would lose my job.  I eventually had it good as a GM at a fast food place and it was good. Still barely making it by on bills and that was working 60 hours a week. Well eventually it got to me and I had to take a break from being a GM and I was let go. That was a little over a year ago now since I was the GM. It’s been hard since than to find a good paying job that can help me afford my bills and have something to say is a savings.  I am currently working now but it’s not making any dents into my back child support that I owe. My fiancee and I had discussed me join the military and i was yes I’m in I’m going to do it. It would help me get ahead in life and get out of debt and have something for my kids to be proud of k owing there father helped to defend this country. I have talked to an amazing recruiter and I have put in all my paper work and I am set to go into basic training so I can help defend my country and do right in my life.  And i have recently found out that might all be null and void cause of my back child support and the office of recovery services wanting to change me with a felony of non support for my child support debt.  I am in the process of selling almost everything I own so I can cut that debt down but I know I dont have many items worth much, not since my divorce never could afford it. So I’m here at the point in my life where I am begging to get help to cut my back child support down to nothing or just low enough so I wont receive a felony so I can join the military and be a proud member of the army. The amount I need total is $20,000.00 but if I can get it down to $8,000.00 than that stops a felony charge and makes it so I can still enlist in the army and become a better american, better future husband and better father. So from the deepest part of my heart please help me. I will pay it forward to help make our world better. Thanks

If you want to help. A man be a better father and husband please click the link below.

My link is here https://paypal.me/steveshelton88

Filed Under: Emergency Money Tagged With: USA

Last Updated: September 28, 2019

I never thought I would have to ask for this

…but somehow it has come to be that I am in this position. Believe me, I hate it, and if I could see any other way, I would not be asking strangers for money online.

I thought I had my life mapped out, and everything was going along fine. I have 2 jobs, I have a kind family…why am I in this position I hear you ask? Well, all I can say is – we all fall down sometimes. I have found myself spiralling slowly downwards over the last few years. It almost feels like slow motion – for so long I was in denial that I couldn’t support myself financially. I can’t admit it to anyone around me – I have a kind family, for sure, but I could not live with myself if they found out that I was in this position. So I keep up the facade of everything being ‘fine’, and it is truly exhausting. I told people that I took a weekend job on top of my Monday-Friday job ‘because I get bored easily’. That’s not true – my mind and my body are broken from working 7 days straight! I took a weekend job because I found myself in a spiral of debt.

I don’t have a drug problem. I don’t have a gambling problem. I don’t smoke, I don’t drink. I didn’t lose money to an awful ex. I wasn’t the victim of a scam. I just got hit with a few big bills in short succession and the spiral began. And I can’t see a way out. Even working 2 jobs, I’m only making enough money to keep myself out of complete bankruptcy. I am desperate for just enough money to push me over that ledge, back to safe ground where I can begin again and not be constantly clawing my way up the cliff of debt upon debt.

So I am here, quite literally begging. I need £1000 to change my life – and it really will change my life. It will make me safe again – safe from myself and what I am afraid this situation will lead me to do to myself if I can’t get out. I don’t expect anyone to give me anywhere near that amount – why on earth would they?! I’ve read the stories on this site and they are truly heartbreaking. People who have gone through so much – they deserve the money so much more than I do. So all I am asking for is £1. Just one – and with luck, and hope and prayers, enough people might see this and have it in their heart to give me that kindness. And I promise that the day I am in a position to do the same, I will help everyone in whatever way I can.

So my plea to you is – £1. It may just save my life, in more ways than one. I wouldn’t be asking this if there was another way – I need to get over that ledge so I can start my life again. Thank you.

paypal.me/donationEA

Filed Under: Emergency Money Tagged With: UK

Last Updated: September 27, 2019

In a deep hole, lost, forgotten, depression, anxiety, debts. A desperate final plea for help. Hair is falling out. A final plea for help.

Hello to all reading. My name is Adam Griffiths. I think to myself why am I here? Have I really had to drop this low to a begging website to be a able to find a little help? It seems so.

The reason I am asking for help is as follows. For the last 3 years I have struggled majorly with huge debts. These debts are indeed my own fault admittedly, but not all my own fault. I thought I could be a good person and help someone, someone who was in trouble, sad, depressed and had no image of a good happy life, she was my other half, a women who I thought loved me, turned out I was very mistaken. I decided to help by buying her anything she wanted, this meant getting things on credit to see the smile on her face, this was a mistake I have lived with for 3 years and I am now at breaking point with the financial struggle. Once she got all she needed, she left, no letter, no warning, just left and never heard a thing from her again. And now I am in debt of over £13,000. Since then I fell into a deep abyss of depression and anxiety. I live in fear of meeting people, trusting people, going out with friends. It has gotten so bad that now my hair is falling out at an insane rate. I’m 26 years old and on the verge of self destruction, giving up, lying in a corner to die. I have always been a hard working individual, I do have a job, I work as hard as I can to keep going and keep on pushing, but that is also a struggle, as I get bullied a lot at work, I get cast out from the others, treated differently because I always seem sad. And now I have to degrade myself to cyber begging in hopes of a few…maybe even 1 kind person to show that not everyone has a black heart.

I have no family, father abandoned me when I was 2 years old. A mother that has never loved me or shown what motherly love is. Abused as a child, which haunts me to this day. I still live with my mother which is wrong, I should be out of my mothers house and starting my own future, but it’s impossible to do so with these debts I have, I cannot escape this, it follows me like a bad smell, Keeps me awake most nights too.

I’m not asking for £100,000 I’m not asking for £50,000. I’m simply asking for a little help, this is a desperate , legitimate and last ditch effort at a plea for help from someone who understands and feels the pain I feel everyday. A plea for someone to help take away the feeling of helplessness, sadness, and the struggle to continue.

If there is anyone out there reading this right now, And feels the pain I feel, i am asking you to do the impossible, I’m asking you to make one mans dream come true of being debt free, happy, and powered with the ability to move on with life and pull me out of this hole.

I do not expect to have money handed over without questions being asked, and answered. I am more than happy to have an online conversation with anyone who wishes to help, to prove to you that this is a legit plea for help. With proof of all debts, live conversation if need be.

There is a photo of what this life is doing to me physically, you will see my hair is falling out.

I thank anyone who took the time to read this, I hope this has touched areas of your heart to help.

 

Thank you.

https://paypal.me/griffiths4

Filed Under: Emergency Money Tagged With: UK

Last Updated: September 27, 2019

Trying to avoid Bankruptcy

Hello,

This is not easy for me to do. I am normally able to take care of my financial issues myself. I had hit some hard times this past year I had lost my job and was not working for almost a year. In that year I had gone thru my entire retirement and savings. My wife had to go the the ER and at that time we did not have insurance and had to come up with almost $10,000 the only way I could pay for that was on Credit Cards.

The good news is I did get a new job however it pays about $10,000 less them I was making and now I’m just trying to pay what I can but it’s getting hard. People keep telling me that God only gives you what you can handle. well the water is at my eyes and rising fast.

Getting back to zero would be great but not looking for people to help me start over even tho that would be nice and would be about $200,000.

I’m just looking for a little boost to help me along $30,000 to $40,000 to payoff some of the credit cards and my Car that are the big monthly payouts.

My father was the kind of person that would give the person the shirt off his back. I have always thought of myself as one of those people. I have never thought I would be the person that would need the shirt or the handout.

It’s to the point that even going to the store to get grocery’s is a limited event meaning we are buying stuff that is not the best for the health. I can’t go to get food stamps because I make to much and they don’t take into account what kind of debt you have.

All I can say is my wife and I are good people and would not be doing this if we did not need the help and we have no other option other than Bankruptcy and that would do worse for use in the future then the damage on my credit from late payments.

Once again I am only doing this because it is my last resort and am looking to the hearts of people out there to give me and my wife a hand and a little life line to get things back on track.

For donations you can visit the following PayPal page:

paypal.me/Help201910

Filed Under: Emergency Money Tagged With: USA

Last Updated: September 27, 2019

Help for a cna moms children

Hello I’m a mom of three kids two boys 1 girl.  I am a cna nurse 5 days a week and believe me while I love and enjoy helping others the pay stinks. I am in need of help with groceries, clothing, and medication for my kids.  This request of help is not for myself as it is for my kids.   While I pay all of my bills and take on the financial burden of my household most times I’m having to puck and choose what gets paid, do I pay electric or do I buy a few groceries do I get a few outfits or pay car insurance, do I pay for prescriptions or do I buy gas to get to work to pay other bills. I do not qualify for real state assistance as I was offered snap however it was for 23.00 a month and to me it was not worth the effort of receiving and going to a monthly review 45 min away and to receive so I turned it down I’d easily spend that in gas getting there.

I’m asking for donations to help provide groceries, clothes, medicine and stock up on wood pellets to heat home for winter

Idealistically I’d like to take additional shifts about 3 days a week in evenings  at work to earn money but reality of it is babysitting fees would eat that all up I would be working just to pay a baby sister and nothing else.  I make 9.75 an HR and am taking classes offered at work 3 days a week to become a geriatric nurse and am trying to work my way up the ladder but it is not gonna happen over night. So there is no luxury in our life right now in about 4 yrs there will be when I complete all classes and rank up.  Right now things are extremely rough and I just need a little help that I don’t normally ask for sleepless days and nights and stress is getting the best of me.

I’d love to get about $300 to purchase winter clothes, coats, and boots for my 3 kids,about $200 for groceries that I will stretch for a whole month as I budget to $50 dollars a week and I eat little to non of this about 5 days a week as its enough for my kids, a ton of wood pellets to warm my kids in the winter  that ranges between $175-225 depending on availability of brands, and $75 for prescription co-pays.   Id appreciate any and all amounts as I’m desperate for help for my kids.  Thanks all and god bless. paypal.me/mamaof003

Filed Under: Emergency Money Tagged With: USA

Last Updated: September 26, 2019

Please Help us in this Crisis

I have been on my own since 15 yrs old. I’ve lived an extremely difficult life, but somehow managed to stay away from drugs and crime. I’ve lived an honest life, never asking for help, and giving what little I had to others in need. With the abundance of struggle and hardships throughout life, I never thought I’d make it as far as I have, all on my own! I’m a 35yr old single Mother with 2 miracle children! Months ago my Bank noticed fraudulent charges being made from my account and upon further investigation, it was found that money had been being stolen for over the past Year!! They could only replace the past 60 days. Which =$900 so can you imagine what had already been taken? As a result of this, I have been struggling to survive and support my children ever since, because of the effects, that money being taken has caused. I relied on that savings to cover everything I couldn’t from my own wages. It has now resulted in all my utilities being behind so much, I have shut off notices, accruing late fees, and one has recently put a lien on my home! I’m also now behind on mortgage and increasing debt. To make things worse, one vehicle was totaled in April by another driver and my back up vehicle was now broke down as well and I have no means for repairs. Daily I struggle to get my kids to and from school and myself, getting to work! I also received notifications from franchise tax board, garnishing the remainder of what little funds I had left in my account because I couldn’t pay registration for those vehicles and now, my license has been suspended as well. To make it worse, 2 weeks ago, those vehicles were broken into and vandalized!! Stealing everything inside! I’m trying everything in my power not to lose everything I’ve worked so hard for!! But when I can hardly put groceries in our home, I have no way to pull us out of this nightmare!! All because I was victim to theft. My Children don’t deserve this and I cant save us!! My big brother was the only person we could rely on for any type of support, but tragically, he was taken from us, by murder in 2015 while being robbed. This has been the hardest and biggest mountain I’ve ever had to climb!! And I’ve climbed quite a few!! Please help in any way!! Im desperate and can’t fail my Family. I’m the only person they have, to count on. Our current situation equals:   1.Mortgage currently due $3,658.55. 2.total utilities due $964.72. 3.registration still being garnished $289.  4.A running vehicle $??? I don’t know what to ask? All we need is enough to get a safe running vehicle. $2000?   5. Limited xray license renewal $386 (in order to keep my job)  6. My Sons braces (behind on payments $1300) he has not been able to have them adjusted for over 9 months now, because I can no longer pay the monthly bill. Please give us another chance! Please help me keep from losing our home and help us make it to school and work. Please help us keep utilities on, and most of all, Please help a Family truly in need! A family that has never asked or relied on others to make a way for us! I believe in my heart that somehow there’s a chance for a miracle. I am so incredibly grateful for any type of help we may be able to receive. Thank you from the bottom of my heart for taking the time to listen. If you are unable to help, Please let me know of any resources that may be able to because I have been unsuccessful in doing so. Again, thank you!

Paypal.me/familyneedsme.com

Filed Under: Emergency Money Tagged With: USA

Last Updated: September 26, 2019

20000 Would be preferable but honestly I need any help that is available.

Once upon a time I met a girl.  Back then I was happy having nothing and didn’t aspire for more.  I fell for got a job and wanted to have a house.  I was an asphault worker of 7 years on the road.  Eventually I got to move on.  Worked three years as lead in a multi million dollar tire shop.  Got a line of credit or 2 and a car.  Had to leave my job as the boss was dating my sister and got not nice.  All the while my mothers boyfriend left her around the same time and I had to financially help her out while I could.  After that getting jobs was an insetting thing.  No one likes to follow labor laws here up north and I got yelled at for something the assistant manager told me to do as it was another tire shop I worked hard enough but ultimately it was seasonal.  I did as much work in between jobs I could as well as looked for more work. During this time I also lost a guy that was a brother to my siblings and I.  He was a drug user with cerebral palsy and he died of an overdose.  There was not much in the tank for motivation.  I have had a job since I was 8 working in my grandmothers greenhouse.  My dad was a drinker/gambler that just wasn’t ready for kids so he got temperamental.  There wasn’t much I could do in regards to going to school as my dad did what moms next BF did and left her with nothing.  SO to say I have my CAT english because I was going to attempt school around the time my friend died.  By the time that all blew over I lost my window of opportunity  With the extra three weeks and not getting that government grant in time I would have to wait as I needed money  to keep it afloat again.” I ended up at a contracting company who didn’t have supervisors for their workers.  I stuck it out and would have stayed but the new hire wanted to be in charge.  He would call me half hour before a  job and ask if I wanted to go in.  All hours of the day after not calling me for 4 days.  I wouldnt even be at home and have to refuse.  He told my boss I didn’t want to work and removed me from the regular hours list all together.  I asked for a layoff with call in because at least I would have some income to wait by the phone.  He agreed and never did anything about it.  I eventually got some more cash work shoveling roofs in the middle of nowhere.  Once again seasonal. Keep in mind this is about 2 years worth.  So all the while I am chewing away my funds and my credit.   One night finishing my day I was driving my gf’s vehicle home and the 8 foot snow banks were pushed back 2 feet over the ditch.  Problem being where the ditch started looked like the rest of the road.  So I got pulled in going home.  I had 2 beers at lunch while out in that minus 30 weather and I had one at the end of the day with my friend that I worked with before heading home.  I called 911 myself as I was in no way feeling influence by three cans of beer of 5-6 hours and the cop smelled beer on me.  I told him I just finished one maybe 10 – 15 minutes ago and I was honest about the ones earlier.  He ignored the road conditions and told me he had to give me a breath test.  First one I have ever had at 36.  It went over because I just drank it.  Charged with careless, blowing over 80 and improper pull in to shoulder.  Lost my licence for 3 months.  All the while I couldn’t get any work in this rural area without my car and it cost me 800 just to have my licence returned.   In this time I had to hire a lawyer.  Because I was being railroaded by the cops.  I blew 20 pts over the limit.  The equivalent of half a beer.  The 2 earlier stayed enough in my system I guess so that last one was just enough to put it over on the counter because it was freshly drank.  But he dint’ request an actual blood test as is protocol or let me know he had numbers for lawyers there and they were free.  All said and done I was already at that point tight on money but I finished the season with the snow and finally had some employment insurance after fighting to get it for 5 -6 months.    I have worked all my life.  I as well as my brothers and sister had no means to ever save the money needed for school.  Us three boys dropped out in High school because bills needed to be paid.  I attempted to upgrade a few times but I couldn’t stick to it.   My GF at this point had watched me be reduced to a jobless struggling and depressed bitter jerk.  We had an argument about work one night as she didn’t understand why I couldn’t stay at some of those other jobs and she figured that i could just grab any job. I tried to explain the unsafe works I was given.  The ridiculous hours and being away from home just to get screamed at by a guy that was drinking on his breaks and he wasn’t even my boss.   Not wanting to pay for some hours being done.  Trying to make us stay after a contract was completed to bill extra hours the mill didn’t ask for.   Every Job I mentioned here except the tire job did these illegal and dangerous types of things.  She doesn’t get what it is like to not have a safety net is what I focused my rebuttal on and she didn’t have to take care or a parent.  She left me because the DUI charge was the last straw.  Insurance is still giving her the run around and at this point she knows if convicted it is criminal.  6-10 grand a year for insurance year no driving.  All the while I told her I wasn’t inebriated.  All the fights about jobs and money and my future then that.  We spent our last month and a half together.  She stayed till just passed my birthday as we still love each other.   She was just to stressed and embarrassed with all the small town gossip and the situation as it was.

I see people getting free trips to school and never have to hold a job for more then 2 months at a time.  I have watched  them drink their schooling away and they still get to do all the things successful people do because they aren’t having to pay for any of it.  I am smart but I kept a car going to this point.  as well as 2 lines of credit, 2 credit cards, all eventually got maxed as that is going to happen over that much time as well as paid my half of rent and whatnot without steady work.  I managed that for 2 to three years.  Now I have lost everything and I have all the bills from my fiance leaving.  I am in the middle of a court case which has to go to trial if I even want to dream like I can have a future.  All the while I dont even have a littering charge on my record before all of this.  I worked hard all my life and did the right things all my life just to systematically be beat down by it.  All the while the jerk that hit my sister and called child services every 2 days while calling her names gets to keep his stuff.  The jerks that took away my shifts and treated me like garbage, because I dont cause I fuss and I am an easy target trying to not rock the boat,  they still have thier lives.  I mentioned it once to my boss that is when last second calls happened. Hell I will bet that cop who couldn’t take the 2 seconds to acknowledge that the road was bad on his report gets to go home to his wife.    I am here by myself with my new job I have to go 2 which breaks more rules then the other ones combined.  But I was ok about all of that because in my head I figured that dui might get knocked down to a careless.  My grandfather got heart problems about the time I left the tire shop.  Inoperable.  My mom had a pace maker installed 2 months ago as he heart stops and her brother just got his aortic valve changed so I have been under some stress but in my mind I think I can fix  it until yesterday when I got the phone call saying they wont plea down it is guilty or trial.  If I dont win I am basically fucked.  If I plead guilty I am slightly less fucked.  But all the while before yesterday I have been working heard to be able to start catching up on the things financially behind while talking to the wife with opes I could move with her as she will not come back to here.   I owe her a 9000 to 11ooo dollar rav which she gets the money for if I can win.  If we dont get back together at least there is that.  If I dont save enough money while paying my bills and stopping my last thing of value from being repo’d (car)  then I can’t afford the lawyer.  To be honest I dont’ know what the point of any of this even would be anymore.  I treated people nice, I was helpful, I was hard working, and I did nothing but try.  If I can’t even take a shot to have another chance myself then there is no point struggling.   A good person like me cant be redeemed and the garbage of society get all the freedoms and I dont think I can take another round at it unless I win that case.  So whomever is reading this.  You dont have to help me.  I am embarrassed to even ask but I dont have a choice.  But for once it would nice to see someone back up the underdog again, not the takers and the haters.  I dont want to have to work 3 times harder to not even have what most are given.  I told the truth in every part of this.  I will keep trying to get my chance at a chance.  But there is only so much more I can handle with this and I have never been to this point before.  So I dont know that I am begging more then I am asking if you guys think a society based like this is even worth wanting to be around to fight for.  I am tired.  Regardless of all of this,  I hope anyone who reads this is well and living their lives with the ones they care about stress free.    paypal.me/DB727

 

Filed Under: Emergency Money Tagged With: Canada

Last Updated: September 26, 2019

Drowning in Debt

 

Hello, My name is Scott and I’m asking for your help because I no longer know what to do. The short version is my partner and I are severe debt, totalling almost £30,000 and we can’t get ourselves out.
When my partner lost his job we were already on a very tight budget due to not working in very well paid positions. Having no job meant we ended up having to take out a loan to cover expenses, but when their unemployment continued on, each passing month grew harder and harder. Eventually we took out another loan to try help us with the debt we were already obtaining. But it got worse, and so we did a stupid thing and took out another loan, and another. Bank loans and payday loans, one after another. We didn’t know what to do. We just couldn’t pay back anybody. Our credit card has been maxed out for months, and every pay day I try to pay off something towards it, only for the interest to then put the card straight back into the minus.
We’ve suffered for almost 3 years. Each month we’re convinced will be the month when things start to pick back up, but every month is worse then the last.
This last payday we’ve hit the ultimate rock bottom. We have nothing left and no way of obtaining any more money. We’ve got empty cupboards and are scrounging for food. We have a puppy, the love of my life, and what little money we find is used to make sure he always has something to eat, even if it means my partner and I don’t eat for a day or two just to make what we have last a little longer.
I’m humiliated, embarrassed and so desperate. I have nowhere left to turn but to ask strangers on the internet for help. I don’t know if this will work, I don’t know if a single person will even read this let alone donate some of their own earning to help us, but it’s all I can now do.
If you do help us, please know I am so unbelievably grateful and that if I find myself financially secure one day, not only would I never ever touch a loan again in my life, but I would come back here and help somebody else out. Pay it forward as thanks.
Thank you for taking the time to read this, and thank you even more if you help us out.
Scott

 

paypal.me/CandydragonArt

Filed Under: Emergency Money Tagged With: UK

Last Updated: September 26, 2019

Starting A New Job

Optimism.

Honestly, something I don’t have. I know, I should be more optimistic, but life has not only made that nearly impossible, life has nearly forced me to lose my Faith in religion, my faith in mankind, and my faith in myself. I’ve attempted suicide 7 times this year. My wife has attempted twice. 2 years ago, we had it made. We were living in a nice apartment, we had a 2015 Chevy Impala, we grossed nearly $30,000 a year, we had it made. But life/god/religion (among other things) decided that was too good. In the short time of 24 months, we lost everything. We lost our apartment first, downgraded to a mobile home, the downgraded to living with my wife’s relatives, then we lost the house her grand dad left us to the bank. Next was our jobs, then our car, then our kids, all taken away from us. Life has beat the life out of us. We are barely holding on to our lives. We’ve been chewed up, spit out, and  swept away. We literally have NOTHING. No Clothes, no home, no water, no food, no money ( Honestly $0.00), no reason to live. But here’s the “silver lining” as they say, I finally found a company that is willing to help us, but there are certain things that i need so that i can be presentable enough to even go. I’ve done all the “pre-screen” stuff, (application/interview/drug test). The last thing on the agenda before I start actually working and making $7.25/hr, is ORIENTATION! AND THAT’S TOMORROW!! But, with that being said, I’ve exhausted all of my resources to get to this stage. and now I dont’ know how I’m going to make it. I need :

***THE MOST IMPORTANT THING ON MY LIST!***

***$53.99*** for 2 (two) Cell Phones (one for me, one for wife) I have NO WAY of contacting my employer, I have no way to communicate with my wife, I have no way of calling 911 in case of emergency. I had a phone, but about a week ago, I was walking to the local library and I got jumped by 4 guys. They beat me up, choked me until I passed out, stole EVERYTHING out of my pockets (License, Social Security Card, Wallet, Government Issued Cell Phone) and it cost $25 for a replacement cell phone from QLink Wireless, so it would be $50 for two (me and my wife need one) + shipping.

Also :

$10/cab fare

$10/food money + $10 for wife food money

$15/Pair of Pants (all my clothes are garbage)

$10/at least ONE good shirt

$20/shoes I can work in

$40/hotel room (so I can shower/rest)

$15/haircut/shave

that’s nearly $180.

And I need it like right now, or our lives will continue to fall apart. If you can help with any items on the list, you would be greatly appreciated. Also, my word is my bond, and I give you all my word that every penny will go towards improving our lives. We are both strong believers in karma, and paying it forward, so 99% of the time, me and my wife do the right thing. Everyone makes mistakes, and we have made our fair share, but now we are focused on our future. Our Goal is to make enough money to get us a place to live, so we can get ours 2 little girls back. They are, and always will be, our reason for continuing to try, and not just giving up.

Thank You All,

https://paypal.me/notheromat

Sincerely,  The Thomas Family.

 

Filed Under: Emergency Money Tagged With: USA

Last Updated: September 26, 2019

Help me get out of an abusive household

Hi, my name is Alyssa and I am in desperate need of funds to get out of my abusive household. I live with my father, who has beaten me, stolen from me, and made me incredibly paranoid and scared for my safety. On multiple occasions, he has maxed out my credit card, stolen money from me, and trashed my room looking for more hidden money. I have to sneak around my house in the middle of the night just to find food. He tells me I have to provide for myself, yet takes all of my funds. Everything was great before my mother died, she was always able to get him out of his fits of anger, she made him so happy. She died of cervical cancer in 2014, and since then, my father took all his resentment out on me. He forces me to cook, clean, and essentially play maid for him since he is almost always too drunk to do it himself. When he gets drunk, he gets violent. He breaks my things, chokes me, pins me against walls, and throws things at me while calling me worthless and saying things like I’m his property and no one will love me. It’s gotten to the point where I’m fearing for my life, he’s put me in the hospital multiple times but has always played it off as me “just being clumsy”. I’m afraid of him, he’s told me multiple times that I would be better off dead and that I mean nothing to him, yet he never allows me to leave the house or have a job. He has maxed out all of his credit cards and is currently in debt, so he made me get multiple credit cards so he could max mine out too. I opened a secret bank account and even saved enough money from coins i’ve found around the house to buy a cheap phone. Its become a saving grace, i’ve gotten into contact with an aunt of mine who lives in Oakland, California and is willing to give me a place to stay, as long as I’m able to find transportation there. A flight to Oakland is roughly $200, and that is money I dont have and I don’t want to risk stealing from my father and him finding out. I’m hoping someone will have the heart to help me pay for a one way ticket to Oakland, as well as possibly helping me pay off my credit card bills, it’s affected my credit very negatively and I’m hoping that in the future when I’m out of this household and finally able to get a job, i’ll be able to get my own place and maybe even a car in the future. Anything helps, even a dollar. I just don’t know how much longer I can stay here in this nightmare of a house with my father. I’m truly afraid of him and what he’s capable of.

Here’s my paypal information:
paypal.me/alyssacast8991

Anything helps, have a blessed day.

Filed Under: Emergency Money Tagged With: USA

Last Updated: September 24, 2019

Need a helping hand- Can you help?

First, thank you for reading this.

I never thought I would have to ask strangers for help, but pride is a luxury I can no longer afford. Embarrassingly, at nearly 60, I need your help: I am broke and at the point of being homeless.

I spent many years caring for my sick mother after my step-father died. I was her only caregiver until in the end she died of cancer. During this time, I could only work part-time, and I had to use my savings to look after us. I am not from a rich family. I was the first in my family to go to college, and I became a teacher, and then I spent many years teaching in poorer countries before my mother’s illness. I now have no family left.

I have always been careful with money, but I have used up all of my resources, sold off what can be sold, and now all I have left is a few hundred dollars. Now I need help. I have a prospect of job but not the money to last until I get paid. Can you help? Any amount would be appreciated, and I will pay it forward when I can.

Thank you again for reading and for any donation.

Robert

paypal.me/RobertHGCA

Filed Under: Emergency Money Tagged With: Canada

Last Updated: September 23, 2019

Drowning and Need a Lifeline

You don’t know me but my story is like so many others. I’m broke. Medical bills among others are piling up. I come from a poor background and there’s no one to turn to for financial assistance.

I went to a technical school after believing it would help propel me to a higher tax bracket. It didn’t. And now in addition to everything else, I have student loans.

I’ve worked multiple jobs concurrently for the past 20 years. Bookkeeping, both Uber and Lyft driving, Notary Public, conducting marriage ceremonies and on and on.

So here I am on a public website literally begging for money. There was a time when I would have been too proud. Those days are over. I humbly ask for your generous donation to me.. a complete stranger.

What I have to offer back to you is the very simple but profound knowledge that you are helping to make someone’s life just a bit brighter.

with thanks,

me

https://www.paypal.me/slmclaughlin

 

Filed Under: Emergency Money Tagged With: USA

Last Updated: September 23, 2019

HELP! COLLEGE STUDENT!

hi. i started college not too long ago and i’m being forced to stop going because of my parents. they would rather me have a job so i could care for them but i dream of bigger and better things. all i want is 200 bucks to start with just to save up slowly with a part time job as i still want to continue going to college. please help. i know this may seem like a cry for help at this point but i don’t really know what else to do. there’s so much i want to see and do with my life as a college student. my dream is to go to university one day and continue living the dream. my parents don’t understand the concept of being proud of yourself because of something you achieved. and i just want to show them i can do this. with my whole passion and soul i really want to finish this. if i can’t finish college and do what i love then i don’t have anything else in life that really interests me. my dad keeps telling me i’m a looser nobody and i always will be no matter what college degrees or universities i get into. they simply don’t understand but .. i’m hoping some of you can. even if you send me 10 cents i would really appreciate it. i just want a small amount to start with because it’s so hard to create something out of nothing for a college student let’s be real here. i study acting. something i could have never even dream of doing. not many people get the chance to actually do the class because it is so hard. and the fact i got it just makes me so proud, proud of myself at least. i may not be the best writer or reader but i definitely know i’m put onto this world to do something big. and i want to do huge and amazing things with my life, not go to a job everyday thinking of how much i hate doing what i do. money is important. education is just as important and i could never pass this up. ever.. i could write on and on about how much i love acting and my entire class but it’s frustrating and hard when you have parents who blab and blab into your ears about you not being good enough. it truly hurts so much. i just hope some of you can help.. every little helps..

here is my paypal link. if you decide to send anything at all it would mean the absolute world to me.

https://www.paypal.me/NicolasMizic

Filed Under: Emergency Money Tagged With: UK

Last Updated: September 23, 2019

Money for Car to Get a Job: Jobless Disabled Teen

Hi guys,

I am asking for money to put towards a vehicle for myself to open up the opportunity to get a job and financially support myself and pay my rent and other bills.

I hate that I have come to the point of relying on others to support me, but I had to resign from my most recent position due to the physical stress it put on my body. I have a condition called Cerebral Palsy. More specifically, I have Spastic Diplegia, a chronic neuromuscular condition of  spasticity or a  high and constant tightness or stiffness in the muscles of the lower body or legs. It was caused by a lack of oxygen to my brain while I was in my mother’s womb. While  my case is mild, it causes constant stress on my muscles and joints and has lead to many injuries in the work place.

My goal is to find a job that is much less strenuous and requires less movement and constant standing. My last job was very close to where I lived but in order for me to get a job that does not deteriorate my physical health I will have to travel further.

I take pride in being as independent as I can, but unfortunately I have come to a point where I must rely on others to help me gain my independence back.

After losing my job I have struggled to pay rent and meet the deadlines of my other bills. My account is currently over $200 in the red and I have no other option than to seek financial help from others at this point. If I can get the funds to buy myself a vehicle it will give me the opportunity to make my own money and be financially sound. I am becoming more and more desperate and even the smallest amount  is immensely appreciated.

I fully intend to pay it forward once I have the means to do it. I make it a conscious effort to help those in need in anyway I can. It would be nice to be able to take it one step further.

Thank you so much!

Pay Pal: PayPal.Me/mwllr

 

 

Filed Under: Emergency Money Tagged With: USA

Last Updated: September 22, 2019

College, insurance, unable to work… help????

Greetings.

I am a high school senior who is currently enrolled in homeschool and getting tons of “apply for our college” letters in the mail, many of which peak my interest (I made a composite score of 27, so a lot of them are offering full rides). Because it is almost time for me to quote “leave the nest” and head off to college (some all the way across the country), my mother has suggested that I get a driver’s licence and a job so we could tour the campuses of the ones I’m thinking about going to for the next 4 years.

I do finally have a license, however, since I am homeschooled the labor laws in my state are not any different for me and restrict where I am able to work by a great amount. I have put in over 15 applications in the past two weeks, none of which are reaching back out to me.

Soon, our insurance on our cars (both pretty old ’06/’07 cars, but hey they work at least) is going to go up due to my car being added to the plan. My mother has already talked to me about how little money we are going to have by the end of the month going on, as we currently have a small amount over $200 in our account with more insurance bills coming out later in the month. Most of the time, my grandmother helps us out with our bills which leads both my mother and I feeling guilty.

My mother is on disability, having recently gotten a liver transplant that gave her a second chance. My father (who has been divorced from my mother for around 15 years now) has been helping us with child support every Friday ever since he left. Even with his help, we don’t even get $20K a year.

Of course, this is all putting a great amount onto our shoulders. I’m desperate and I just want to see my mom not worry about our money anymore. If you help, I will be forever grateful knowing someone out there helped us in such dark times in the world.

Thank you for your time.
https://paypal.me/nagaiko

Filed Under: Emergency Money Tagged With: USA

Last Updated: September 22, 2019

Lost

Hi, 

PayPal.me/jjaleqs

Im trying to get my life on trucks right now, so every help counts and thank you in advance.

I got bring to a different city to start a new life with my boyfriend and raising money together yo bring my family to us. But I got tricked, He took my money and left to marry someone else. All my 3000 pounds savings were gone. Every month until my family supposedly comes I used to send money to help out , now I have nothing to send. I have a 11 year old brother in school, my dad is ill so he had no choice to get retired, and that money to be process takes 6 to 12 months. And my mom is by herself, her past boss passed away, so her salary drastically decrease. All money would go to them and any left to sort out myself so I could bring them with me asap. Once again thank you for reading trough.

PayPal.me/jjaleqs

Filed Under: Emergency Money Tagged With: UK

Last Updated: September 21, 2019

Please help me get back on feet

After a family emergency, I fell behind with my bills and racked up some credit card debt. Thank God my family is well now but I’m stuck with this debt.

Filed Under: Emergency Money Tagged With: USA

Last Updated: September 20, 2019

NEED HELP, PLEASE

I was laid off from a job last year, which was hard finding a new job to replace it. I work in Aviation, and unlike Accounting or HR, Aviation jobs are not as common. Either I commute/move, or I pick a different field to work in. After 17 years in Aviation, I chose to give Real Estate a try. Similar to about 3 out of 4 new agents, I was only able to complete a few transactions and quickly realized that this wasn’t working. During my time in Real Estate though, I found myself racking up Credit Card debt while trying to stay afloat and not miss any bill payments.

I have since started a new job, back in Aviation, working an hour and a half away from my house. Now that I’m fully employed again, I’ve been working to get caught up with my finances, and ensure that I don’t miss any payments, but I keep finding myself falling behind and paying late, which incurs a late payment penalty. These late fees pile up and screw me up for the next pay period.

I have a 7 year old son. His mother and I are no longer together, but we  try to remain cordial with one another, for his sake. She’s been watching him more these days, as my finances have been tight enough with just me, and would be severely impacted (negatively) if he were living with me still. I miss him, and am fighting hard to fix my situation so that I can have him around more.

My total Credit Card debt is around $25,000. While I don’t expect anybody to fully pay off my debt, I would absolutely appreciate any help that gets sent my way.

Thank you, to whoever sees this and feels like being generous to me. My son and I greatly appreciate your kindness!

PayPal is:

Paypal.me/JustinHofeling

Filed Under: Emergency Money Tagged With: USA

Last Updated: September 20, 2019

Friends, Romans, Gentlebeings, Help a Sister Out!

I lost my job unexpectedly (isn’t it almost always? hah) on 9/16.

I received one last paycheck, but it was short because I was out sick.

I’ve applied for unemployment, but may not get it because my last boss was an employment lawyer, and he’s cheap and will probably fight it.

I could really use some help for a time until I find new work, so I don’t lose my apartment and my car (in a city with infamously bad public transportation), and become a burden on my elderly parents, who are already assisting my sister and her 2 children.

I live pretty frugally. I have a cheap apartment, an economy car, and rarely eat out. Please do what you can for me and the kitties, and help us keep our home!

I try to be there for friends and strangers when I can…now it’s my turn to ask. I hope to find a new job soon, and be back in a position where I can be of service to others. All help is appreciated, even if it’s only a few bucks!

paypal.me/ShiraVonDoom

Filed Under: Emergency Money Tagged With: USA

Last Updated: September 20, 2019

Please Help-Homeless

Dear Potential Donors,

Thank you for taking the time to read my request for help. I am currently living in my car because I’m unable to afford rent/food/furniture. I’m on a limited income which doesn’t allow me to eat some days. I’m requesting $10,000. I’ve lost everything. I don’t have any furniture, clothing, and I’m pretty sure because I’m unable to work, that an apartment manager will require more than first mo rent/deposit. I know you have a lot of people on here asking for your help. I’m no better than anyone else. I would just like for you to know, that I am a good person that has just fallen on hard times. I indeed to take your kindness and pay it forward.

https://www.paypal.me/CPHILLIPS445

 

Thank you for your consideration,

Christina

Filed Under: Emergency Money Tagged With: USA

Last Updated: September 20, 2019

A DESPERATE PLEA FOR HELP!

Hi, my name is Jade and I’m a 21 year old University student from South Wales. I have found this website due to desperately searching the web to try and find some sort of solution to what seems like a never-ending and worsening problem. I really hope somebody can help us!

I live at home with my mum. It’s just us and always has been.

When I was younger my mum dated my ex-stepdad and financially, we were okay. All seemed good.

Except a short while after marrying him and they moved in together he became abusive in all forms, especially financially. He would take control of her finances, take money from her that he’d promised he’d pay the bills with and half the time he’d be down the local pub and come back to the home drunk.

Eventually after a few years my mum realised her worth and told him to leave. We thought all was great a few months later until my mum got letters through the door from the electric/rent/council tax companies stating that many months worth of money had not been paid. Because the bills were in her name there wasn’t much she could do. My mum did call each of them and explain – agreed to start paying them back and I offered to chip in too to ensure the bills decreased as soon as possible. Even my mums new partner is so very kindly chipping in despite struggling himself. The initial owed collectively was around £7045 and we had gotten into a great routine of repaying despite the circumstances.

However, my mum then suddenly became diagnosed with cancer some weeks later and therefore has not been able to work at all. This leaves just me and my mums partner to try and pay off the bill whilst tending to her.

Due to everything going on the bill was left unpaid for quite some time. This meant bailiffs were coming round often and the company who ordered them kept adding bailiffs fees etc. Because of this the collective amount now stands at £10,329.22. Everyone is suffering so heavily with mental health right now and my mum is currently on anxiety medication.

I’m pleased to announce that my mum is now cleared of her cancer and has returned back to work, but she has no quality of life! If there is anyone out there reading this then please send anything you can to help us. It’s so unfair that she has this mass debt due to a toxic relationship. I absolutely despise having to ask for money and feel awful…

My mum is my world and if I can get rid of this debt I would love to give her that peace of mind, finish my degree and start saving to take her on her dream holiday so we can finally start over.

Thank you.

https://www.paypal.me/Jadeylee45388093_488457848340969_3843796525041844224_o.jpg

Filed Under: Emergency Money Tagged With: UK

Last Updated: September 20, 2019

I cant take being in debt anymore

Hello, my name is Darren and for the past few years I have been struggling so very much with debt. When I was younger I got myself into alot of financial troubles and kept shrugging off anything that involved paying back, and before I knew it I was owing out more than I could possibly think of paying back…but my stupid young self didnt care and kept acquiring more and more debt as a result of it. I was broken in every way imaginable. After years of trying to finally get myself back on track, I’ve managed to get myself a proper job where I work so hard to earn as much as I possibly can. I have a wonderful fiance whom one day I would love to make my wife but due to my debt I never see it being a reality. I’m at the point in my life where i want to start to settle down and to create a life for myself and my other half. I managed to get all the owings that I got myself into debt with consolidated, so im paying it off little by little every month, I give all that I can possibly spare to help relieve the debt I have but it will still take me 7 years to pay it off. This crushes me deeply. 7 years i have to put on hold my life, my partner’s life because of stupid decisions I made as a teenager. I want to provide and be everything a man is supposed to be to their partner but I see no end. I smile, I laugh, but inside I’m broken I’m so distraught that waking up most days all in think about is the debt I have. The debt I have stops me being able to get a mortgage, its frozen by credit rating so anything involving finance I cant touch, so I’m paying extortionate prices paying for rent which clears the majority of my income a month. I feel so helpless so sad and ashamed of my younger self and I only wish I had seen and done things so differently. I need help I just need someone to see how much I’ve changed since then and that ive grown into a man who cares and wants what’s best for those around me. I care for everyone, even with money I cant afford to give away, if I see a homeless person I still try to help as I feel that could have been me. I dont know what else to do anymore…7 years of my life to go before I can actually have one is soul destroying. I’m lay here on my bed thinking about how I’m going to afford to get to work how I’m going to ever afford to pay for a wedding how I’m ever going to afford to pay for a home for my family..I just wish I could change things. I really really do. Part of me thinks I’m being naive as to think anyone would help me for something I caused to myself, but if only people could see how much I try on a daily basis they would understand. I need help I cant take not being able to provide properly anymore. So i guess, whomever if anyone is reading this I plead with you to help me. I hate asking for anything its something I’ve always hated doing as I want to do things for myself and not bother anyone else with my own issues but in struggling so very hard. I hide my feelings from everyone as inside I’m crumbling away. I want to be strong but im finding it so hard. I plead with anyone who can feel my pain to please help me, anything would help me get closer to being debt free and all I can do is pray that someone reads this and realises that I’m a good guy that destroyed my life before it even had a chance to blossom. I believe there are kind people out there that have big hearts that can help me, i just never want to be a burden to anyone. I want what’s best for my partner and i feel the more she waits the more she may fall away from me and that kills me inside to think of..shes amazing to me and i know she will wait for when i can, but 7 years is so long to ask of anyone to wait to be able to start a proper life. I’m 27 years old and I’ll be 34 before i can even think about starting.. just thinking of that brings so mainly pains to my chest. I ask if you, whoever you may be to please heed my plea. I pray someone reads, I pray someone can help. And if you read but cant help then thank you for hearing me out, I’m a wreck that’s got so much to give.

https://paypal.me/dmacdougall125

Filed Under: Emergency Money Tagged With: UK

Last Updated: September 20, 2019

Trying to get on my feet

 

Hi. I am 45 years old. Have always tried to do the right thing. Throughout my life, I have Opened my house to many people in need. Being there for others is a great thing but when it’s you in need and having to ask, is altogether different. But I do need help. Let me explain…

for 24 years, I was a music director and praise & worship leader for a church. Loved every minute of it.  Once my Dad became sick, I had to help with him and a lot of planning for a career was put on hold. And I would do it all over again just to have a few more days with my Dad. He passed away 3yrs ago. In the meantime, my Mom became quite ill. So, I moved Out of my home and in with her. Took care of her for 3yrs until she passed, suddenly, last Nov. Needless to say, my whole world fell a part. I moved From Tn to Sc because of needing new scenery. Once here, I stayed with someone for a little while. It was supposed to be until I could get on my feet. With only a part time job, making $7.53 an hr, that was impossible. I finally have a job with a hotel. I’m a night auditor and though it’s not much money, I do Love my job. The problem is, it’s so expensive here. I need to get a car but can’t come up with a down payment. I’m driving my dads car but have to turn it into the dealership because it’s not in my name, tags are out, apartment complex is going to tow it, utilities are late, rent is almost due again, $840, I’m working all the time to try and stay afloat. The storage unit is due and has all of my parents treasures in it. I just Feel so overwhelmed. I cannot Completely grieve my Mother because I’m always having to turn some difficult corner. I have 2 little dogs that have been with me for 14yrs. They are ALL I have. I do Not know where else to turn. A shelter is impossible because I’m not giving up my puppies. I’ve lost way too much already. I also Don’t spend money. It’s only on the apartment, utilities and some food. No extras. I’m trying to do door dash but can’t now because my tags are out. My best-friend passed away 2 months before my Mom. It’s just all been way too much. Anxiety & depression is at an all time high and I need Help so I can get ahead.

If you can do anything at all, please help me? I don’t Drink, smoke or do drugs.

I just Want to live.

Thank you so much!

 

Paypal.Me/Shana707

Filed Under: Emergency Money Tagged With: USA

Last Updated: September 19, 2019

My nephew was murdered and now DHS is trying to take my son.

I just got off parole for criminal trespassing im a recovering addict. I dont look so good on paper. Im a single mom, a survivor of narcissistic abuse i think. Two months ago my son and nephew were shot and my nephew was killed. My son survived but is paralyzed. The boys that did this are under age the defence is trying to get them tried as juveniles. Police report tells a story that has the same verbage the DHS case worker has that the caller (confidential) told the department on aug 20th. They came and interviewed my 8 year old without my knowledge and without my presence or permission without anyone there with him. From what my son told me and what dhs told me i have reason to believe that the defence is trying to raise reasonable doubt so they can get the boys that murdered my nephew charged as juveniles ( a reverse transfer). I cooperated until i found out the two stories were the same. I need $2500.00 for my lawyer. I need $1500.00 by Monday the 22nd of sept 2019. So my lawyer has at least a week to get the information he needs together for court on oct 1st. I have a nice bedroom set not sure what its worth but will sell it and everything else i own or am willing to work it off
I was just catching my breath been steadfast and have never given up. Im a good mom and im gonna lose my son if i dont have a good lawyer please help.

Filed Under: Emergency Money Tagged With: USA

Last Updated: September 19, 2019

Family in need

Hello.

My name is Stephanie.  I don’t really know how to go about this whole process, and I don’t feel altogether comfortable reaching out to strangers for assistance, but I have no other resources at this point.

Nearly 6 months ago my husband and I were involved in a terrible car crash, that has essentially ruined our lives.  As a result, I not only sustained a brain injury that has changed me as a person, but our family business has collapsed.  We are currently without an income and have fallen very behind in our rent and utilities.

So far, our landlords have been gracious, but as can be expected, they’re beginning to grow impatient.

I am typically a proud person, who finds it difficult to ask for assistance, it is due only to a great need of financial help that I find myself in this situation.

We have two young children who have also been impacted by our current circumstances.  The fear of homelessness is such a terrifying reality that I find it difficult to draw any sense of joy or hopefulness from life.

I would be so completely grateful to anyone who is willing to offer us a bit of charity, and if ever our circumstances become such that we can help those in need, it will be a lifelong priority of ours.

We’ve sold just about everything of value, short of our sofa and one vehicle.

I don’t really know what else to say, except that I now fully understand the sadness and hopelessness of poverty, having children makes this experience even more frightening.  Even though the events that lead to our current position in life, were not of our doing, we still feel a tremendous sense of failure, particularly in regards to children.  We are unable to provide for them in the way that we once were.  It often happens that my husband and I go without meals so that our children can eat.  We have applied for food assistance with the state, which we hope will be approved shortly.

I suppose it’s of some importance to me that I express how out of character it is for me to accept or seek help from others, and that I am reaching out now only because I have nowhere else to turn and no immediate prospects.

We are working to regain our financial independence and have every hope that we will be able to rebuild our business in the future.  We just need some assistance in finding our footing and getting our lives back on track.  In order to become current with our rent and utilities, we are in need of $4,675.47.

Any assistance at all will be sincerely appreciated and will help our family heal.

Thank you.

https://www.paypal.me/joonastar

 

 

Filed Under: Emergency Money Tagged With: USA

Last Updated: September 19, 2019

About to be homeless Please Help

To get started, my name is Ashlyn. I am 24 years old and I am currently enrolled in the Los Angeles Recording School and attend full time. I’m originally from South Carolina and moved to Los Angeles to chase a life long dream of producing music. I also drive for lyft. I actually normally do this 60-75 hours a week while in school to be able to attend school and afford a place to live.

Recently my life has turned into a series of unfortunate events. My car was totaled, I have to park on the street at my apartment and I had to park on a corner after coming home late from work on a Saturday night. Another driver hit my car and completely totaled it. I couldn’t even open the doors to get my stuff out of it. But if you remember, I drive Lyft 60+ hours a week in order to be able to afford school and housing. So this hit me hard. My car was band new and unfortunately I owed more on it than the insurance was able to give me so I now have no way to actually make a living.

I have been applying to places all month to try to make up for it but I have to pay my rent or I won’t have a place to live after Sunday. I know I will probably have to crash on some friends couch this close to the dead line but hope to gain my own space soon.

Depending on how much money I can actually raise changes my outcome drastically. My real goal is to raise $15,000. If I can raise this I will be able to keep my apartment and get my car back so I can get back to work and stay in school. If I can’t raise this amount I will take the money I can raise and get on a plane and go back to South Carolina and use whatever extra money I have to live on until I can get a job back there. I would really hate dropping out of school and heading home but I have to be practical.

GOAL BREAK DOWN:

New car down payment and 1st month payment: $5k

Behind on rent + what I’ll need for rent before I’ll get a paycheck: $5k

What I owe this month and next month in Tuition: $400

Laptop/ equipment ruined in car: $4k

Food because I’m out of money completely: $200

I’m asking you to please donate or work out a payment plan with me for when I can work again. I am a girl trying to chase my dreams who happens to be really low on luck but I am not someone who waste opportunity. Thank you so much for your time and if you donate, there aren’t enough words to express how grateful I am to you.

PayPal: https://paypal.me/ashlynboom

Filed Under: Emergency Money Tagged With: USA

Last Updated: September 18, 2019

Insurance Due – Need Help by the 21st

Hello. My name is Jess and I’m in need of some help. My husband who is a retired army veteran and I just started a trucking company a few months ago. He has a pick-up truck and a trailer that he uses to haul 3 cars on. We kicked off this company back in April and unfortunately we have had some setbacks in trying to get this business going. Needless to say we probably have spent more money on trying to get this going than we have actually made. But the last two months have been horrible for us and now we are behind on our insurance. We owe for two months a total of $4806.37 and we have until Saturday, September 21st to pay before we are cancelled. Now we did manage to come up with $3906 and we are still in need of $900.

 

A lot of people are probably thinking why don’t you cut your loses and move on? It’s hard for us because we already spent a lot of time and energy into this. We are both very determined young minorities that want to build a small and successful business for ourselves and our future kids. We have had some setbacks especially in the past week but even with that we are still determined to try and make this business work. Being a truck driver on the road is not easy especially when we are having to sleep in our truck to cut down on hotel stays. We take showers at a local planet fitness. We have been cutting back on what we eat and have been eating lots of sandwiches and noodles. We know owning a business is not easy and that the first year is the hardest and we are very determined to make it in this business because we know the potential and we just need a little more time to make the right connections.

 

This past week has been one of the most challenging weeks to date. It first started off with our business credit card and debit cards being stolen from us as we were trying to do a good deed and assist a man who needed help. We even gave him $20 that we really needed for ourselves to go and buy food and this man stole from us. He even proceeded to charge almost $300 on our credit card at CVS Pharmacy. Then to top it off one of our trailer tires came off and it wasn’t a fix that my husband could do so we had to reach out to a business that had roadside assistances and that set us back $900 which we planned on using for our insurance.

 

So if anyone can bless us with a donation we would greatly appreciate

paypal.me/JessTinner

 

Filed Under: Emergency Money Tagged With: USA

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