Hello. I am writing to ask for a little help. I am due to be married (Planning to save up for the wedding) in the middle of this year, and am uncertain if I can afford the new costs of living. I haven’t lived with my partner before the engagement, and am now aware of the rent, utilities, gas and grocery cost. Its quite a lot. I have some debt and a job that doesn’t pay quite as much to afford paying off the debts in a decent span of time. I’m not the type to job hop and am staying due to an interest and joy I take from the job. It definitely has potential but it’s not paying off enough right now.

The amount of debt is about $45,000.

I’ve closed the accounts that were a source of the problem and have stopped using loans, learned to use credit cards responsibly since then. But my credit is still in the pits. I’ve made some cuts to my overall spending

If I was helped, I would look to possibly become a donator on this site myself. I want to help others and am normally not one to ask for help. If I can get help, if appreciate it. Anything.

I have a PayPal down below.

Thank you for your time.

https://www.paypal.me/JeSsReE323

Hello,

My mother always said, if your 15 minutes early your on time. If your on time your late. She raised me to be independent. I have worked my whole life and supported myself. Recently within the last 2 yrs. I had to sell my home and leave my life of 30yrs. I tried everything I knew, to keep from having to leave. Nope, that option was not in my cards. I moved 5 states away and stayed with  my uncle and aunt until I could get on my feet. I didn’t know anyone. It was scary, but I was positive about this new start. However in May of 2025, I lost my brother. He was the last family member from my immediate family. I am the last family member. Then I turn in the gap to see my son with his family.  I always thought, I’ll be the Gigi, and every Sunday the kids will come over for dinner and enjoy my fam.  That is not where I stand today.

While 5 states away, not knowing anyone. I got a job, an apartment, and was starting to love my little life. I was in the process of transitioning to a new and better job opportunity when my brother passed. So, I flew home, to unexpected conditions that left him on life support, and having to make a decision that no one wants to make.  Already out of work, waiting on new job, bills, cost of living, etc….i started falling behind. I thought, this is not supposed to happen. And suddenly a relationship formed. It brought a spark of hope that things were going to turn around. Until I asked for help, and found myself having to move out of my apartment. With nowhere to go, I had to make a choice, and stayed with my new found Beau. While trusting him to help me move and put my belongings in storage. Half of came u stolen. He refused to help me with storage. I just started new job, having to take time off  causing me to loose that job. So now, I’m not working, not able to provide for myself, and my new beau turned out to not be my knight in shining armor. And then when I got shoved into the tub causing cracked ribs, I knew it was time to go. No time to pack ANYTHING.  My whole life packed up and moved to 5 states away, to having to walk away from it all, car, furniture, pictures, animals, family heirlooms, tools, etc. in a frantic state of mind. I grabbed some clothes and a few toiletries, toothbrush, bar of soap, deodorant. And jumped on a greyhound and came back home. No one knew anything. Until I made a phone call and asked to be picked up from bus station.

That was on November 18th.  I have cried and cried til I couldn’t cry anymore. I ask myself how could I allow myself to get to this point. What I have learned is, material items can be replaced, but life cannot. However, my heart hurts badly when I think about my animals. They depended on me. And I feel like I failed them. Or The ring that my son gave me the morning that I moved away. The small things in life have the biggest impact.

However, I keep telling myself it’s gonna be ok. But I now sit here with no way to go, no job, nowhere to live(I’ve been going from my kids on week to a friend the next week. I am fortunate to have my life. And that’s what I have to keep reminding myself.

However, the law of the land does not wait for man. This is the longest I’ve been without a job. I’m beside myself.  I have a goal. I know what I want in my life. I have been knowing. Now that I am with a bare foundation, It can be built with solidarity. And what I want to do, I know I can do it. I need help.

I’ve never been in a situation where I need help like I do today. It is a very humbling experience. What I would like to accomplish, is to have my own cake business. And have done cakes under someone else. I have always helped other where and when I could. However, this time I want to help myself. And I cannot do it alone.

I need help with getting reliable way to go which would consist of $20,000. And living quarters to have stability.

I am at the mercy of someone else’s hand. And would be forever grateful for someone to reach out and say, I believe in you! I want to help. That’s what anyone would want to hear, I think.

With closing in my request, I hope & pray the right person finds this. I don’t know how to go from this point. And need help, monetarily, to get back on my feet.

Thankyou for your donations. It will forever be told in my life story.

PayPal link is :  PayPal.me/74jdb

Thank you.

Hello,

I’m not sure if there’s enough space here to convey my current situation.

I’m at my literal rock bottom. I’ve made so many mistakes. I think I’m a good person, but I still feel like I hate myself because of the situations I’ve put myself in.

My mental health is non-existent. My self esteem is too.

I’ve always considered myself smart, hard working, honest and ambitious, but for the life of me I cannot figure out how to fix the hole that I’m in.

I honestly wouldn’t mind going into detail, but I think that there’s a word limit here.

I need a lifeline and a second chance at life. I have crippling debt close to 6 figures. I truly need help. Anything helps. If not a donation, at least a job opportunity. I have 10 years of experience in sales and customer service. I made a pretty good income before, but my experience is very niche and doesn’t transfer to other sales careers. I started working right out of high school, so I wasn’t able to get a degree.

Again, I don’t mind going into detail. Maybe we can find a way to connect and discuss… I really need a mentor or someone to point me in the right direction.

Whatever amount helps. My debt is almost 6 figures. I know it’s not feasible to expect this help. But genuine advice and help/job options would be so so welcome!

cashapp is $nmsocal

For the past year I have been helping a single Dad and his eight year old daughter stay off the streets, and try to get themselves established and settled. The young man has been working hard to find a stable job, and to keep his little girl in school, and provide her with at least some semblance of the life an eight year old girl should have. The young man has no family; just him and his daughter. He does have a few friends where he lives, and they have helped him as much as they could; but they are struggling as well. He has no transportation; just the bus and walking. But they have both been what I call real “troopers” through all of this. Then this past May the young man needed emergency surgery. That really threw everything into a tailspin for a while.

I have essentially been supporting them; with rent, food, utilities, transportation, etc. Unfortunately I could not bring them to stay with me. I was, and am astounded at what it takes financially to rent an apartment these days! And of course we all know what the general economy is like! Due to all of the “help” I have given them, I now find myself in a real financial bind. I have depleted savings; and I have maxed out credit cards trying to keep everyone’s head above water.

I have been told by some that none of this was my business or my problem. I am sorry, but yes, it was! I am sure if the young man had been by himself, he could have managed somehow. But he has an eight year old little girl to take care of! And I cannot stand the thought of an eight year old child being on the streets! Maybe I am foolish; but I don’t think so. I have just been trying to help!

How much do I need to “recoup?” To be totally honest, I would be over the moon with $200,000! But I know that is not anywhere near a realistic amount. So, I can assure you that any and every amount will be incredibly appreciated! I am just trying to rebuild what I have given out. I have also been told that I do not know how to say no; and that my heart is too big. But I carry a real burden for anyone who is living on the street, and I could not let this child be one of the number.

Thank you from the bottom of my heart!

paypal.me/titanic6969

My husband of 26 years and I have found ourselves in the endless cycle of payday and installment loans.

I have a good job that I really like, but I’m salaried.  So no matter how much I work I can’t get any extra.  Salary increases have not kept up with inflation.  My husband is a substitute teacher.  He is really good at it and is requested by many teachers.  However, when school is closed or he gets sick, he doesn’t get paid.  Also, he has trouble finding work in the summertime. For years, he worked at a county park, but the summers have gotten too hot and he couldn’t handle the job anymore.  It was negatively impacting his health.  Since then he has had trouble finding anything else.

We started by taking loans from my 401K, but that is not sustainable.  Our credit is awful, so we don’t qualify for traditional loans.  But predatory lenders are more than willing to “help”.  We have borrowed money from friends and family, but that avenue has been exhausted.  We are having trouble paying our rent and other bills and then we have the exorbitant payments to the predatory lenders.  I don’t know what to do anymore.  We are spiraling out of control.

In addition, his parents are older and need his help a great deal.  They are about 45 minutes away, so that takes gas money.  Now with inflation, they are starting to have financial problems.  It would be ideal if we could find a way to live together, but their house is too small and too far from my work. Our apartment is close to my work, but has no extra space.  It is also on the second floor and they couldn’t handle that.

So I am asking for help. I think that $10,000 would get us back on our feet.  Pay off some of these awful loans and pay back friends and family.

Please help.  I know this is my own doing, but I really want a fresh start.

paypal.me/MStuembach

Thank you.

Hello, I need help with a non-life threatening or emergency so, please consider this before helping me.

I am turning 62 this year and my legs have decided that they are going to do what they want to do instead of what I think they should be doing.. It’s part of life and where I need help is in buying materials to set my wood working shop up so that I can continue to work sitting down when my legs refuse to stand. I have most tools needed but lumber prices have made this dang near impossible for my to get done on my own. I will build the lower tables and bench tops myself. The few tools that I need to make things a little easier are mostly hand powered tools, no big commercial equipment. By lowering the surfaces and racks for tool and supplies helps me be more independent while working in my shop. I am trying to position myself to stay ahead of being dependent on someone else or Govt programs. My wood shop makes wooden toys and deco that I sell on-line, this keeps the belly happy and the heat on. Thank you for your consideration and time.

Merry Christmas,

Butch    Cash app:  $butchermade

Dear Everyone,

I hope this message finds you with great spirit.

I am reaching out today with humility and a heart full of uncertainty, hoping that someone reading this might be willing to extend a hand during the most difficult chapter of my life.

In the middle of my graduate program in the U.S., everything changed. A devastating car accident left me permanently disabled, battling mental instability, chronic anxiety, and overwhelming stress. The physical injuries were only the beginning – what followed were endless medical bills, unpaid loans, and a financial collapse I never saw coming. I have been trying to recover ever since, but the debt, pain, and emotional burden have only grown heavier.

I pursued graduate school with the belief that education would secure my future and allow me to give back to my community. Instead, I now carry more than $120,000 in student debt, a weight that has followed me every single day.

Today, I find myself deep in a hole I cannot climb out of alone. The constant pressure has taken a toll on my mental health, leading me at times to some very dark thoughts. I am doing my best to stay hopeful, but the weight of everything has become almost unmanageable.

That is why I am here, sharing this with vulnerability and sincerity.
I am politely asking for immediate help – any amount, no matter how small, will make a meaningful difference. Your support would go directly toward easing the financial strain that has consumed my life and would give me a moment to breathe, heal, and rebuild.

From the bottom of my heart, thank you for taking the time to read my story.
If you are able to donate, please know that your kindness will not only help me financially – it will help restore hope during a time when I desperately need it. Your generosity would mean more than words can express, and I would carry that gratitude with me forever.

Thank you, truly, for any support you can offer.

Merry Christmas and Happy New Year to you!

Sincerely yours,

paypal.me/tsaeduu

Hello,last yr I was brave enough to escaped a very abusive ,toxic relationship ,and in the midst of it all ,I lost my home,car and everything I owned.(even my mother’s ashes)!I’m Greatful to be alive,and sober.I am disabled,and am currently staying with my daughter and her family.i need some independence back in my life.but I dont see a way to achieve any of it.i dont have any family left besides my kids.and dont know anyone that could help me back up.please ,please help. $KatrinaOhl4 

HI my name is Deanna i am a 62 year old single female  living with stage 4 kidney cancer. I was diagnosed  in 2018 and can no longer work. I live on 828 ssdi a month. And 162 dollars in snap benifits. And I have Medicare and medicaid. My cancer meds cost 35000 a month. Your read that right.  Thank God I was able to pay my home off before I could no longer work. I live in Louisiana and the last bad storm destroyed my fence and my homeowners didnt cover it with the policy i have. I dont even know if i wil lbe able to even pay for home insurance in 2026 it just keeps going up. They want 3000 and it barely covers anything.  I can no longer keep my chickens in the yard.  I have no savings left and can’t afford to fix it. It’s being held up by the trees its leaning against on one side. It’s gonna take approximately 15000 to 18000 to get it replaced. Please if anyone has it in there heart to donate I would be forever grateful.. My cancer can be verified. God bless.  https://paypal.me/timetravelresale

Hello, beautiful soul.
Even though my story has brought me many tears and much suffering, for some reason I’m writing this letter with joy and gratitude for every opportunity.

For a long time I lived giving more than I had, never expecting that one day the person I loved and trusted would leave me and my little child without a home, a car, or the means to survive.
The thought that no one but me would feed my son gave me the strength to move forward and prove day after day that darkness will never defeat the light!

And today my 5-year-old son and I share one dream: to have our own little “home of happiness” a place no one will ever be able to take away from us.
A place where the love of each one of you will continue to live on.

And if God has decided to act through your hands, and you feel your heart respond to help our dream come true, I pray that all the kindness you give returns to you in even greater measure.

https://www.paypal.com/donate?hosted_button_id=XZ2LGTRKBJNS2

Hey there everyone.

First just let me say thank you for reading my request. I’m a proud woman and asking for help is very hard for me, even if it’s for someone else. You’ll understand if you read through. I’m a 65 year old retired floral designer and I’m almost totally disabled. I had to quit working for good in 2005. I’ve a list of ailments as long as your arm of health issues which have me bedridden 90% of the time. (I won’t bore you with the list.) I only leave the house once a month to go to my pain doctor and now and then to other doctors as well as a hospital visit occasionally. My mobility is very bad now and my primary Doc has wanted me to get a wheelchair for a couple of years now but I’ve been procrastinating. (I wouldn’t be able to use it in the house anyway unless every doorway was widened.) I use a walker away from home and do OK at home with my cane most days.

My husband is a 73 year old man with severe COPD and a spine full of arthritis. He’s a retired Marine with 25 years of service. From Vietnam to Desert Storm, he was there. He’s been to 80 countries! After the Corps he became a policeman for a few years then changed to the Sheriff’s Department. We met in 2000 while he was there. He was a cop for 12 years and retired again. He worked in Animal Control for 7 years as well. His mobility problems aren’t quite as bad as mine but he’s catching up to me fast. Plus on top of that, he can’t breathe.

With all our health problems we’ve needed quite a bit of help over time. We have a wonderful friend who used to be our neighbor. We met her through her 3 sons who were all our yard workers over their high school years. Each one as they went through the grades. Barbara, their mom started working for us cleaning the house a couple of times a month and doing extra chores and running errands sometimes. She’s honest, hard working, and dependable. She’s also a great friend. She’s partially disabled herself but manages around here ok. She’s also worked for other elderly people who needed personal care but lately her employers have been passing away. We’re all she has right now.

Four months ago Barbara’s boyfriend totaled her car driving to his first day at a new job. (He lost the job before he ever got there.) Barbara and he are quits and they lost their place since neither could afford the rent alone. He moved into an old, broken down van at his brother’s and Barbara came to us. She’s been offered several new old folks to care for but hasn’t been able to take the jobs because she doesn’t have a way to get there. We have only one vehicle ourselves and it’s 22 years old so it’s starting to dollar us to death. The hubby doesn’t want us without it in case we have an emergency. I’ve had several falls and each time I was hospitalized so he says we need it here. He’ll let her run to the store or the pharmacy for us because they’re less than 10 minutes away. She came to live with us 4 months ago and we’re giving her free room and board, I’m paying her phone bill (and have had to replace the thing when she’s broken it twice) and the hubby buys her cigarettes. She borrows money quite often but always pays it back or works it off.

Now finally I’ll get to the point. Having Barbara here to help us full time is wonderful because we both think the world of her and she’s doing dishes and laundry and other stuff we can’t easily do anymore but having an extra person in the house has done a number on our food bill, the power bill (it came today and was up over $80 from last month!), not to mention hubby’s always paying her for extra stuff he finds for her to do, like washing the vehicle or cleaning out the refrigerator. That sort of stuff. We can’t afford it. We’re getting overdrawn in both our banks for the past two months and it’s worse every time. Our savings are gone (there wasn’t that much anyway. The hubby loves to shop and the PX calls out to him…LOL)

If we could afford it we would loan Barbara enough money to buy a “new” used car but we simply don’t have it. We were living paycheck to paycheck before Barbara came and can’t afford to take out a loan. We’re already carrying a lot of debt. I took the cash value out of my life insurance two months ago to catch us up but it’s gone. We really need to get her some wheels so she can start taking more clients or get a job in town. If you folks could help out it would truly be a blessing. She’s a good person but has just fallen on a bad time financially and is dragging us down with her when all we wanted to do was help her out. We’d really appreciate anything you could spare. I know this is the worst time of year with the holidays coming up but you’ll be in all our prayers.

Thanks again!  Cathy

https://www.paypal.com/paypalme/Cathy6285

The hubby thinks she ought to be able to find a decent used car for about $10,000. Cars just cost so much nowadays that it sounds like a huge amount but it isn’t if you look at the price of used cars these days.