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Financial Hardship Help

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Last Updated: March 12, 2023

Need help paying off a portion of my debt so I can start to get ahead

I want to make this as sincere as possible so I would like to start by saying I am very fortunate. I have some lingering debt that I cant get on top of and with inflation after the pandemic its becoming harder and harder.

I was in a relationship which ended in 2019 and in that relationship I was paying “rent” to my partner  who owned the house I was living in with him. During that time I was also going back to college for a program I really wanted to be in and all the financial burden for that was on me. I relied on student loans, a line of credit to get me by plus any money I did make working part time. I was also commuting 1.5 hours everyday to go to school because I couldn’t pay rent for a place close to school and to my boyfriend at the time.

When I broke up with this boyfriend I moved back in with my parents but I had one more year of school. My mental health declined and therefor my mental capacity commute and attend school made it difficult for me to work on top of all that.

Im lucky to have a job that pays me above minimum wage however my job is seasonal contract and my winter contract is part time. This makes it difficult to pay off my credit card which is my biggest concern because the interest just builds up so fast.

I am in a better relationship now with a much more supportive person. My partners income goes mainly to our home expenses. I pay a portion of the bills that I am able to pay. With utilities costs increasing and the inflation on groceries I have not been able to pay off my credit card the way I planned over the winter and if I could, I would be able to focus more of my income to my student loans and line of credit and maybe finally clear up my debt after years.

My partner and I want to have kids in the near future and I do not want to be paying off this debt and trying to manage the expense of raising kids. I also really don’t want to raise kids with lingering debt because I saw the stress it caused my parents and I don’t want that for my future family.

I am really just hoping for some kindness and the ability to finally free myself from this credit card so I can start getting ahead on my other debt. My credit card balance is $5000 and that is all I am hoping for. If you are able to donate I would really, really appreciate any help.

Thank you for reading,

paypal.me/276563

Filed Under: Uncategorized Tagged With: Canada

Last Updated: March 10, 2023

Eggstravaganza

Dear Valuable Community Supporter/Partner,

My name is Pame Adams. I am the owner of C’WeetPeas Special Events Planning and Catering. C’WeetPeas is an unofficial non-profit organization and has been operational since 2016. C’WeetPeas has provided School Supply Drives, Winter Coat and Jacket Supply Drives, Thanksgiving and Christmas baskets for families, Valentine and St. Patrick’s Day giveaways, volunteer worker and financial supporter for numerous local and national non-profits.
On behalf of my organization, C’WeetPeas EPC and the community we serve, I am writing to ask for a donation in the form of a gift card, gift certificate, financial, service or product donation. C’WeetPeas EPC will sponsor for the first time an Easter Event. The event will take place at Battery Park (basketball side) on April 8, 2023, from 12pm-5pm. (flyer attached) All donations will be used towards easter baskets, hunting supplies, activities, food, entertainment and resources. Attendees will include but not limited to, The Sheriff of Richmond, Richmond Fire Station, radio station, community leaders, Motorcycle Clubs and three-character bunnies, balloon twister, face painters and ice cream trucks.FB_IMG_1678114088629 (1) (1) (1).jpg

Donation options.
CashApp- $Cweetpeas
Venmo- @Cweetpeas
Chime-$ CweetPeas
Checks and/or money orders make payable to Pamela Adams
Services

As of March10, 2023 the balance owed is $907.81

Filed Under: Uncategorized Tagged With: USA

Last Updated: March 5, 2023

There’s a first time for everything I guess

Even a month ago, I couldn’t imagine I’d be desperate enough to ask for money online, but here we are.

I guess it’s best just to lay it all out. About 3 weeks ago, it came to light that my wife of 21 years was addicted to meth. She’s been in treatment now for about a week. I wasn’t aware of it, but she had been a regular user for 3 years. We’re using an outpatient clinic that my insurance covers, Thank God, but she’s not bringing money in right now. She drives for Instacart, DoorDash, And a few others. It’s apparently a bit of a  trigger for her. We’ll see if she’s able to come back to it or if she has to get a different job.

She’s the one who handled the household bills and we’re also apparently behind on basically everything. January and February house payments, Electric, gas, water, trash, and internet are all late and sending me shut off notices. (well, except for electric and gas of course because of the cold weather rule, But they’re Not shy about letting me know they need me to at least have payment arrangements made by the day the cold weather rule expires). Since I sometimes do some work from home, internet is a must and the shut off date for it is Feb 16.

We have two daughters and our youngest one’s birthday is coming up on the 22nd. She doesn’t want much but honestly at this point, I don’t think I can get her I’ll be anything. She’s turning 12.

And I just found out yesterday that my brakes need to be fixed in my car for it to pass inspection. I have I tell the end of the month to get this one taking care of but it’s just another bill I don’t have the money for.

I’m a college educated professional employed as a public school teacher. I already tutor on the side and am trying to pick up more shifts this week. I also do handyman and gardening work from time to time. I’m doing everything I can to earn extra money, but I know I can’t make it all myself. Anything anybody wants to send me to help would be greatly appreciated.

Added together, I need about $600 total to get all the utilities caught up and pay for a little more food for my family as well as a little gas money so I can get to work and back. My older daughter informed me all my youngest wants for her birthday is a pre-order for a new Zelda game for her switch. So I guess I need enough for that as well. And then another $300 for my brakes but I’m confident I can take care of that. I’ve already filed my taxes And if my return gets here when it’s scheduled to I’ll be able to use that to cover the last two house payments that were missed as well as the March payment. So I’ll be happy with anything a generous doner would like to give.

I love my wife but hate the position we’re in right now because of her addiction. This is definitely the Worse the minister was talking about when he was saying for better or worse. I’m normally a very private guy and it’s killing me to even ask like this. Believe me when I say that you will forever have my gratitude and I pledge to pay it forward to others if you generous donors help me and my family out of this tight spot.

My PayPal me info is below

 

PayPal.me/scottwoldridge

Filed Under: Uncategorized Tagged With: USA

Last Updated: March 5, 2023

D.D. Drowning In Debt

This is something I have never tried before. I have a lot of debt but if I can get any help with one specific card that would be immensely helpful! I have one card that has a balance of $7,700.00 I am a business owner and while my business is growing I am still paying myself a smaller wage either $2,000 a month or less, I have other debt/loans that I am still paying off so I pay myself enough to make those monthly payments which equal out too about $1,800 a month. Any help would be greatly greatly appreciated. Please know that I am not just sitting back just asking for handouts I am trying to get more clients, I am in the beauty business and I am trying to expand by getting people to come and rent from my salon. I can’t get a second job because I have two young kids and it would cause immense pressure and problems in my marriage. I cannot ask my husband for help because he already is working extra hours and has picked up a teaching job a few Saturdays as much as he can pick up. I also feel like I cannot come to him with this because he has already helped me so much and quite frankly I don’t think my marriage could take it. I also have signed up to donate for plasma and I am looking to see of I can do some type of online side work that I can fit into my schedule.

https://www.paypal.me/CristinaP190

Filed Under: Uncategorized Tagged With: USA

Last Updated: February 21, 2023

Family in need.

I am asking for help for my family because an accident my husband had seven ago. He had a business doing roof work and he backed into a skylight. He fell 25ft to the concrete and landed on his head. The doctors did not give us much hope that he would survive but the Lord had other plans! We have had a hard road to this point, but we are so blessed he is still here with us today. He has been left with a blind eye and one ear deaf with the other ear 50% hearing loss. The biggest challenge has been the anxiety and depression. So back up to the accident, he lost his business, his eyesight, hearing, home, best friends and a ministry he had. The loss of everything has caused the anxiety and depression as you can imagine. His desire is to start another business in the construction field again but this time on the ground instead of roofing. He has found a concrete flooring business he would like to do but the cost of the machines to do the work is something we cannot afford to purchase. The cost for the equipment is 16,000.00.  He is needing a second chance in this life, and I believe this would help his depression to be able to have a business again where he can provide for his family.  We have 3 children and 2 grandchildren. We have been married 37 years. My children are having a very hard time watching their father in such a depressing state. He has said many times he wished the Lord had taken him on that day and it’s so heartbreaking to hear those words come out of his mouth. I have always been a stay-at-home mom raising our kids. I have had no work experience or college so me finding much of anything to help out has been difficult. We are just asking for help to buy this equipment if that would be something you could afford to help with. Aso would love to have your prayers for our family. My middle son was also with his dad when he fell and has had pretty bad ptsd from what he witnessed with this accident. If you could pray for him as well. I want to thank you for your consideration, and I also want you to know that we have been givers throughout our whole marriage. We love to give and will be paying it forward as soon as we are able.  Many blessings to you all

https://www.paypal.com/paypalme/lynetteb44

Filed Under: Uncategorized Tagged With: USA

Last Updated: February 20, 2023

Homeless from abandonment

Good day to whomever wants to help me,  I am a 52 year old female and I was married for 22 years and my so called husband, which has been physical, mentally, and verbally abusive for the past few years. I have been trying to get away from him but he stalking me, even at work. One day over a year now while I’m at work he packed up everything, I mean everything, changed the locks on house and disappeared, left me with the clothes on my back and my purse. I’ve tried to get help through the system but if there isn’t any children they refuse to help you. I’ve lost my job and I can’t get ahead for nothing. I’m sorry to have to ask this of you, HELP!!! I Thank You BLESSED BE 🙏

paypal.me/Cohn156

Filed Under: Uncategorized Tagged With: USA

Last Updated: February 20, 2023

Critically in Need of Financial Assitance

Hi I am trying to raise money for my family as we have faced some horrible injustices and we will be facing some financial difficulties in the next few months. The first thing happened to one family member who worked in the school system. That family member faced harassment, intimidation, bullying and as result of it faced extreme stress which may have contributed to internal bleeding which lead to that family member being hospitalized. The situation was so bad that the family member had to file a lawsuit against the school that lasted 2 years and guess what the lawyer was incompetent and the lawsuit got dropped and went nowhere. Ultimately due to the horrible environment and health problems the person retired from their job. Before I go any further I want to also mention that while this was going on we had a boiler crisis as well. We needed a new boiler as the one we had was too old and was becoming extremely dangerous to use. So we ended up having a company come and replace it. The problem is that the company that installed it did such a poor job installing it that an inspector came and failed the boiler twice. We called the company and told them to come and fix it but they refused saying that we used up all our visits and we ended up having to get another far better company to come a correct the issue. The owner of the company came and corrected the boiler issues but told us that the previous company owed us money and that we were entitled to it. We tried getting the old company to pay us what we were owed since they did not fix the issue but they refused and to make matters worse they started calling us demanding money from us so we had to start ignoring their calls which did end after several months but they still have not paid us. Now back to the work situation. The other family member’s pay while get cut due to retiring and in April the person will not get paid for the whole month. Also this person has also had to have surgery due to neck issues and will have to make monthly payments to pay for the surgery as they cannot pay it in a lump sum. Any and all financial assistance would be extremely helpful at this point in time. Just an update. The other family member has had the surgery and is now at home recuperating once again any final assistance would be extremely helpful. Just another update. The other family member is now home to get better. There are some evil people however at work that are refusing to give the person their pay even though they have followed all the needed steps to do so. The other family member’s only other source of pay will be social security which will help for a few days but that is it. Any financial assistance as soon as possible would be extremely helpful.

Filed Under: Uncategorized Tagged With: USA

Last Updated: February 18, 2023

Can’t get ahead

Hi, thanks for reading. I am seeking donations to help with large debt that has accumulated over several years due to many reasons. Making minimum payments leaves me with nothing every month, many months less than that. It’s a cycle I cannot get out of. I went from having excellent credit to poor credit pretty quickly and cannot qualify for a loan.

I will add some issues that have contributed to this problem below.

My dog of 12 years passed away a year ago after months of expensive treatments. I have adopted another dog, who was diagnosed with an incurable eye disease. The visits to see these specialists are very costly and surgery is recommended.

I was in an abusive relationship. He put me in a bad space emotionally, physically, and financially.

I work full time and even overtime, but I do not make much, despite having a college degree. I have some serious health conditions that cause me to miss work and even though I work for a healthcare facility, they do not pay when I’m out of work. Not even the 3 times I contracted COVID from work. I missed weeks of pay just from that and I have a lot of medical bills of my own.

Everything is more expensive these days, as you all know. I have a medical condition in which I have some strict dietary restrictions. Those groceries are even more expensive. I am in a bad place and tried to just eat ramen because that’s more economical, but I got very sick from doing so. I am getting by with one meal/snack per day but I don’t even have the available funds for that at the moment.

I have a car, but I cannot afford the necessary repairs to be safe, or much less on the road. I have missed work due to not having gas money. I need to work to make money but I can’t even get there sometimes. There is no public transportation where I live.

I do not have family and I don’t know where else to turn. Daily expenses are too much, and especially when there is an emergency situation, I have no other options.

I have fallen into a deep depression and I can’t see the end (I am on antidepressants). I am riddled with anxiety. It is a constant fight to function in any capacity.

I spoke with a debt consolidation company yesterday, and hope it will help. There are definite downsides, and it won’t be a cure all. I have also been selling household items and saving in every way I can think of. I do not live extravagantly by any means. It’s been years since I’ve spent money on anything unnecessary, entertainment or socializing.

Thank you for reading and I any bit helps. Even if it’s advice or good vibes and prayers sent my way.

https://paypal.me/Lala12210?country.x=US&locale.x=en_US

Filed Under: Uncategorized Tagged With: USA

Last Updated: February 9, 2023

Help me get a car please

You think you know a person until you find out you, You don’t know them at all! I am 51 and suddenly single, after 23 years of marriage 2 children 3 affairs , he left I Sadly suffer from PTSD. My so called friends robbed me , my mom got cancer I loaned my car to a friend in need who totaled it , my ex stole the insurance money I have no money, car or hope.

https://www.paypal.me/sophianordlie

88862D25-F3B1-4073-93F7-CCB2C4511963.jpeg

Filed Under: Uncategorized Tagged With: USA

Last Updated: February 8, 2023

The Best Part of Me is My Kids

I always knew life could be unfair. And I always understood that sometimes bad things happen to good people. But at the same time, I truly believed in my heart that if you put God first, tried your best to be a good person, and worked hard that things would generally be ok. Be strong and persevere through the tough times because they too will eventually pass. I was wrong….

Or at least that’s what it’s starting to look like. This is my last ditch effort that I’m making to hopefully prevent what’s about to happen from happening. Because if it happens, my life is over. I will have no reason to live. And no… I’m not suggesting I would ever harm myself. But I would basically just be waiting to die. I will never again experience joy or love or peace of mind. And it’s not fair. It’s not right. Someone please help me.

If there were any kind of alternative to what I’m doing here, I would try it. But I’ve already tried everything. Sometimes I can’t even believe this is real. This is like the stuff you see in movies. I guess reality can be stranger than fiction. Because this is real. It’s happening to me. To us. And I don’t know how to stop it.

I have 3 beautiful daughters. 14, 10 and 3. I met my oldest when she was 3. She was my wife’s child from a prior relationship. The bio dad wasn’t around, and I eventually adopted her. She quickly became my child. As for the other two, I raised them both since they were born. And when I say I raised them, I mean it more than most fathers could probably identify with. Because I was a stay-at-home dad.

My wife and I got together in 2011. We both worked but she always had a much better job than I did. In 2012, after our first was born, because of the drastic difference in our wages, it made more sense for her to return to work following her maternity leave. We had discussed several options. Neither of us were comfortable sending our infant to daycare. No judgement on anyone else’s choice to do this. It’s just something we weren’t comfortable with.

When they get a little older, we liked the idea because it starts to socialize kids for kindergarten but even then, it was only part-time. The cost of daycare isn’t cheap. Plus, my wife worked 50+ hours per week, and she enjoyed being able to come home and have the house cleaned, the laundry done, the beds made, the kids fed, the diapers changed, etc. Anyone who has ever held the position of homemaker knows it’s a full-time job. And I did it very well.

There were times that I questioned our decision about this. But my wife used to tell me that I was worth more to her at home then working some minimum wage job. I didn’t have any kind of career or profession like she did. I thought I was doing the right thing for my family.

But I also knew that the kids would grow up eventually. And the need for a full-time caretaker would become less and less as they got older. So during these years that I was the “house-husband,” I put myself through college. I was technically a full-time student but because I could take many of the courses from home online, I was able to juggle both things.

So the years went on. My wife continued to get raises and be even more successful at her job. And I did my thing at home. The two older girls turned out to be the most well-rounded, intelligent, talented, and beautiful children you could ever meet. I expect the same for our 3-year-old in the future. I’m not perfect by any means. But I knew I was a good dad. I could tell by the results.

We ended up buying a home. And even though we were living off of one income, we all lived pretty comfortably. My original plan was to go back to work once the two older girls got old enough to be on their own a little bit more. But right after I graduated from college, my wife expressed to me that she wanted another baby. Our youngest was born in 2019.

So even though this was quite a change of plans for me, here I was with yet another infant. I don’t regret anything having to do with my kids. The time I spent home with them was some of the greatest most fulfilling years of my entire life. I loved my kids, and they loved me. And even though I wanted to utilize my degree, when my wife decided she wanted another child, I was happy to oblige her. It’s not like we needed the money. We were doing pretty good. So why not make her happy?

We had a good marriage for a lot of years. My wife was a little controlling in some regards but hey, when you truly love someone unconditionally, you take them for what they are – both good and bad qualities. She insisted on controlling all of our finances. She paid the bills. Everything was in her name (except our house). And maybe I was being naive, but I didn’t ask questions. I mean I trusted her. She was the one earning the money so I figured it was her right to maintain that facet of our marriage.

After many good years together, in 2020, things started to fall apart. The painful details are not important. But I discovered she was being unfaithful. There was even a question as to whether our youngest was biologically mine or the product of one of her affairs. And unfortunately, it wasn’t a matter of her transgressing, getting caught, being sorrowful, and maybe us attending some counseling to keep the family together. That’s not what she wanted. She wanted to continue to do what she was doing. And she wanted me out.

But I was the stay at home parent, remember? She controlled everything. I had no money, nowhere to go, no resources, nothing. And she had no plans on helping me get on my feet or get into an apartment or something. She just expected me to leave empty-handed. After building a family and a life with her for almost 10 years, she just expected me to leave having nothing to show for it.

I refused to leave. I didn’t want to leave my girls. It’s not like I was the dad getting home at 5:00 p.m., spending a few hours with the kids, and maybe doing something on the weekends. I was with these girls morning noon and night, since they were all very small. I had such a close attachment to all of them. I suggested cohabitating under one roof, co-parenting peacefully, but no longer being together as man and wife.

That may sound crazy to some, but I didn’t want to leave and be the “every other weekend visitation” dad. That’s not who I was. I wanted to wake up in the same house as my children. And I was willing to put up with all her extramarital, extracurricular activities just to be able to do that. We tried but it didn’t last very long.

I had no desire to be with anyone else. In fact, to this very day, I still have not been with another woman intimately. My faithfulness and my honesty never really seemed to matter to my soon to be ex-wife though. It was December of 2020, not long before Christmas, when my wife decided she would get rid of me no matter what it took.

We have domestic relations laws in this country for a reason. For a lot of years, abusive husbands got away with way more than they should have because of how the laws used to be. The way they are set up now allows someone who has been beaten, or someone who is afraid for their life, to quickly go obtain a restraining order without any questions asked, and without any proof being required. The new laws were written specifically to be this way because someone who is truly trying to get out of an abusive relationship shouldn’t be hampered by the usual rules of evidence, or by a slow moving judicial system. The way the domestic laws are set up now, I’m sure it has saved many lives. The downside of the whole thing is that it leaves a person who wants to misuse the system plenty of room to do so.

I never hit or threatened my wife. And she had absolutely nothing indicating I did. She didn’t have bruises or any type of injuries. All she had was one hell of a story to tell our local family court system. Needless to say, her lies were believed, and the next thing I know state police showed up at my house and gave me about 10 minutes to gather everything that belonged to me, and put me out in the cold.

And the worst part about all of it is that temporary custody of my children was awarded to my wife, meaning if she did not want me to see my kids anymore, unless I wanted to go to jail, I could not. All I had known for 10 years was my wife and my home and my family. And now all of it was ripped away from me. I never understood what having the rug pulled out from underneath you meant. But I do now.

I’m so glad that I was able to graduate with a bachelor’s degree prior to this taking place. Don’t get me wrong, I am still struggling, because I had to start over with absolutely nothing. I work full-time as a social worker. The pay isn’t great and I barely survive. But I do survive. I live in a pretty run-down apartment, but it’s really all I can afford right now. And it wasn’t long before I started receiving divorce paperwork.

My wife has money for an expensive attorney. I cannot afford one. I tried getting help from several legal aid agencies, and all of them have a waiting list a mile long. I’m forced to represent myself and I’m not doing so well thus far  She has gone into these divorce hearings and completely lied about almost everything. She claims that her wages are much much lower than they actually are. And I know this to be true because we were together for so many years. I know what her income is. I’ve seen our federal tax return statements. But again, her lies are believed because they are coming out of the mouth of a paid attorney, and this resulted in in order for child support that is crippling me.

Believe me, I’m not bitching about having to pay child support. Of course I want to contribute to my children’s financial needs. But it has resulted in a situation where I will not be able to save for an attorney, she will continue to lie, she will continue to utilize the money and resources she lies about having, and I will never see my children again.!

She lies about her own situation, and she lies about my part in all of this. I have not seen my children in over 2 years. She has moved on to a new boyfriend. She wants to start a happy little family with him and she wants me to be a distant memory that she can soon forget. I have tried several times, asking the courts to allow me to see my children. Because of her dishonesty, and my inability to retain an attorney, I have not been successful.

If I had a lawyer, or if I knew what I was doing, I’m sure I would be entitled to a lot more than she wants to give me in the divorce. We own the house together, but by the looks of things, I’m not going to end up with anything. And I know, I know, people get screwed in divorces all the time. That’s not my issue.

She can have the house. I don’t want a thing from her. But she is asking for sole custody of the children. Between the restraining order she has, and that, I will never be able to see my kids again. And this is all based on lies that she told. I was a damn good father. I don’t deserve this. And I have learned what a narcissist truly is and what they are capable of.

Please be clear about something. Her goal is to completely take my children away from me. If I don’t retain some kind of representation, she will be successful. I don’t care about anything material that we accumulated while we were married. She can have all of it. I just want to see my children.

And I am running out of time. I am already working and earning as much money as I possibly can, but the more I make, the more they will take in child support. Child support for children I’m not even allowed to see. None of this is fair and none of this is right. I don’t deserve this. I’m not an unfit parent. There have never been any protective agency investigations on me or anything of that nature.

Her job in our small community gives her a lot of power and a lot of influence, not to mention the fact that her family is also a very important family in this area with a lot of money. I’m not even sure exactly how much I would need. I know lawyers are expensive. But whatever anyone can find in their heart to help me with I would appreciate. God bless all of you.

https://paypal.me/demart3969?country.x=US&locale.x=en_US

Filed Under: Uncategorized Tagged With: USA

Last Updated: February 8, 2023

House for my sick mother

Hello, my name is Yeison. I am a 20-year-old farmer who was forced to stop studying to take care of my mother, all because of the death of my father. Although we have lived in the countryside for a long time, we do not have a home, since we work on a farm in exchange for money and a place to live. The reason for requesting your help is because my 50-year-old mother is sick, as a consequence of a long life working in the fields. She has developed a problem in her hip and lungs (a consequence of cooking with firewood), for which she needs therapies and medications. To carry out the therapies we have to go from the countryside to the city for about 4 hours and stay somewhere for 1 day, this is impossible for us since we don’t have that much money, but we have managed for example I had to borrow money and sell some things we had at home. In addition, to complete the situation, they fired us from the job we had in the fields because we must be constantly traveling to the city, the bosses gave us a month and a half to vacate the country house. After that time I don’t know what we are going to do, where we are going to go live and continue with my mother’s therapies. At the hospital, the doctors told us that my mother needs to leave the field and start therapy (since we stopped all the treatment), so I would like to be able to buy her a house in the city and for the initial expenses, I need $24,000 USD, so that We can go live there and thus continue with the therapies without having to pay for a hotel, tickets and food continuously, since that is why we leave the therapies. I would like to be able to help my mother to have a better quality of life, I can work for medicines and city expenses and while my mother recovers I would like to be able to continue studying to have a better job and better pay to survive in the city. I am someone who is willing to do anything in order to improve in life, I would wholeheartedly appreciate your help to this humble peasant family to recover their mental and physical health, I am desperate, I don’t know what else to do to help my mother to buy the house in the city. I don’t want to buy him a big house, just one where we can live comfortably for a better quality of life. More than for me, for my mom, since I don’t want to abandon her because I don’t have anyone else in life. please I need help

https://www.paypal.com/paypalme/workingfarmer

Filed Under: Uncategorized Tagged With: USA

Last Updated: February 7, 2023

Just Trying to Breathe a Little

Hi, my name is Dan, I’m 30 years old and honestly could use help with just about everything. Prior to leaving my last job in December of 2020, I actually – for the first time in my entire life – decided to try and address my mental health issues. First by admitting to myself that I had issues, then by seeking medical help.

Despite being prescribed anti-depressant and anti-anxiety meds, though, I continued to spiral. Between working a soul-crushing job – albeit an easy one – and trying to emotionally work through my grandma’s death and yet another failed attempt to connect with someone, it felt like I couldn’t stop the bleeding. So in a last-ditch effort to try and save myself and avoid acting on my suicidal ideation, I quit.

There was no relief. In the months that followed, my condition worsened so I was referred to a psychiatrist and therapist. I continued to pile up bills I couldn’t afford because unemployment wasn’t enough. I cycled through meds every month or two as nothing seemed to work. I began having panic attacks and violent outbursts whenever I sat down to apply for jobs. I stopped taking care of myself. And I watched my bank account slowly dwindle, knowing full well that when it hit zero, I was done.

That happened on December 20th, 2021. I was so broke I couldn’t even buy all my meds so I tried to pick what I thought were the most useful ones. But I couldn’t even cover that. So I had to rummage through my pockets for spare change. After that, I went home, went to sleep for the first time in over 30 hours, then tried to overdose when I woke up. Three weeks later, I was admitted to the psychiatric ward for the first time.

Last year wasn’t much better. I had several more failed suicide attempts. There was another hospitalization. There was an overnight observation because apparently they had nowhere to send me. I received two denials for disability because my issues are all mental health related, though, that’s pending a doctor’s visit next week for my back. I had to have my scope of care expanded a couple times. And I had to rely on my family and what government assistance I could get just to get by. Still, I never stopped looking for a way out.

Then, in October, a flat tire turned into a hole in the frame of my car. Which led to us discovering it not only needed the frame to be welded but also had several other issues. For me, that was almost the last straw. I’d been kicking things around in my head, wondering if it was worth it. Wondering if it wouldn’t be better just to end it and free my family of that financial burden. But I kept going back and looking at dogs up for adoption at the local ASPCA.

At the end of October, my parents helped me bring my new bestfriend home. And while he’s helped considerably – largely due to us always being together – finances continue to remain a major stressor.

My parents make sure the dog has food and toys. They give me a place to live. They buy toiletries and necessities for the house. They cover all the bills. They cover my car payments. Basically everything they can do, they’ve done. And then some. All so I can stay focused on my mental health and working through things.

As for me, food stamps allows me to eat. I continue to take my meds. I attend therapy weekly. I see my psychiatrist monthly. I’m about to start with a peer support program. And I managed to find a disability lawyer that will take my case.

Still, I would like to be able to lighten the financial burden for my family a little. We don’t know how much my car repairs are going to cost yet. But I do know there’s only $450 and some change left on my car payment. I also know I can’t afford my insurance next month or to put gas in the tank once it’s out of the shop because the last $20 I got from Christmas are going towards dog food (the rest went towards insurance).

I’m not asking for much. Just a bit to help over the course of the next few months leading up to my disability appeal. Anything helps, and thanks for taking the time to read my story.

https://paypal.me/MrT3nni3s?country.x=US&locale.x=en_US

Filed Under: Uncategorized Tagged With: USA

Last Updated: February 5, 2023

Financial assistance to secure a brighter future

Hello to anybody reading.

My name is Jaedan Ross. I am a 39 years of age and currently reside in Berkshire UK.

As a child i was sexually abused by my biological father and one of his friends. Through nightmares i remember how it started and what would happen when my mother was out at work. I have come to terms with this mostly but this still affects several aspcect of my life even today. i still have regular nightmares and wake up crying and then cant get back to sleep and sometimes i dont sleep at all for the fear of the nightmares waking me.

I have attempted to take my own life several times since the age of 15 i am currently in the headapce that i no longer wish to be alive. I cant take this feeling anymore and am begging for assistance to normalise my life as i cant face another 10 years in this despair.

I have been in several relationships that have all ended badly and made my mental health issues even more complicated than they were previously. I have Complex PTSD, deprerssion, Borderline Multiple Personality disorder, Diabetes and Hyertension more recently past 18 months i also suffer from bouts of Vertigo.

I have always worked but am not a very educated man. I worked in retail for a large chunk of my early adulthood and then from 2010 i was a care assistant looking after elderly clients with dementia and then adults with autism and severe learning difficulties. I am now working as a housekeeper ( room attendant ) in a large hotel but am struggling to make ends meet as these jobs are all minimum wage.

over the last 20 years i have taken out loans to please partners and had credit cards, once these relationships broke down i was left with debt that i was unable to satisfy and have now got several defaults and repossesions on my credit file. nobody would touch me with a loan and last year i entered in to an IVA, i am unfortunately struggling to meet payments for my regular bills and cost of living.

I presently over 19k to the IVA company and on top of this i borrowed money from my landlady £3600 and havent been able to pay rent for the 7 months i have lived here and right now this totals £2100, i also owe money to my grandarents who took money out of their pension with the understanding i would pay them back monthly and i havent been able to pay this back i currently owe them £5500, i also owe somebody who was a close friend £2500 which she loaned to me to hire the van to move me last june, covered my food and bills for the 2 months but this didnt stretch to my rent.

im worried that i will lose my friendship with my friend as she has been going through oesophogeal cancer treatment and has been unable to work. my grandparents are getting upset that i havent been able to pay them back and i dont know for how much longer i will have somewhere to live if i cant pay back my landlady and catch up with rent payments.

i would like very much to step away from lower paid work and train to become a registered nurse but to enable myself to do this i would need to go to college and sit my GCSE’S to enable me to get on to an access to higher education Nursing course and then to go forwards and do extra training to become an oncology speciality nurse for breast cancer.

while i am still plagued with debt i will never be able to better myself and change my situation to have a chance at a succesful future.

i hope there are people out there willing to help me with my situation and i thank you sincerely if you do.

paypalme/JaedanRoss83

Filed Under: Uncategorized Tagged With: UK

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