For the past several years since Covid, I have been out of work with my jobs and not bringing in much income. Then in 2021, My dad died, and I was left with nothing because of fraud in my family that took his assets and then let his house sit and deteriorate without using the insurance settlement that taken from him to fix the house and repair it, cashed out all his stocks, and then this past year, demolished my father’s old house.

This has now also left me with no where to stay when I travel for work to Orlando and I can’t afford to keep getting hotels.

This has left me with no other option than to scale my business here, and for that, I have to purchase all the equipment needed, hire people, get attorneys to create contracts and to protect me, raise money somehow for salaries, hire someone to recreate my website, and money for marketing and advertising.

The attorney will also help me with templates that I can just fill in the amounts .

I will also need to go back go school for business which I can now do for free through my company, but there are some certifications that are not offered which I need, and are only offered through my job.

And to make matters worse, we are now down to one bathroom that barely works and has leaks, we filed a claim and were denied and don’t have the required $18k dollars to rip out the walls, take out the old cast iron pipes, and refurbish both bathrooms.

Also, our foundation is settling and we don’t have the money for new gutters and the screens to go over the gutters. The old ones were ripped down because we had a tree come through our roof and had to use what insurance money we had to get roof replaced, minus the other damaged areas and replacing gutters on house.

Both of our washer and dryer are out, we have been steadily borrowing from our HELOC loan to pay our bills, make car payments, and now we are barely making the interest payments with no dent into the principle. Our credit cards are maxed out almost trying to buy fuel and groceries, paying for insurance, and then on top of all this, the kids doctor bills and providing our our 2 kids which are now 2, and 4.  We feel like failures honestly and it seems like no matter how hard we work, we just can’t seem to catch a break.

And right when we think it can’t get any worse, both dishwasher and microwave went out, which made us take more money out to pay for that. My wife is the only one working providing for us and every dime I get, I’m purchasing new equipment so that I can start eventually taking on work myself locally.

And it gets even better, our garage door hasn’t opened since 2007 (which is way before I lived here and met my wife in 2016). About two years ago, we didn’t realize it but the owners before us had set couch cushions and some type of crates in the attic, which came through the roof. So now we can’t even get the new garage door without first repairing the damaged area in the garage. The amount cost for that is $2800.

I am actively searching now for work and purchasing the last little bit of equipment required to take the jobs offered for freelance cinematography. I’m also studying harder than ever for my FAA Part 107 Drone Certification so that I can make income flying drones for films, advertisement and marketing, as well as for commercial and survey work.

So I am definitely not just sitting around doing anything.
Our mortgage is through the roof, our loans that we took out to consolidate are getting paid on time, and we are doing everything that we can to pay off debt while still keeping the lights on and water running and even if we don’t eat, making sure that our kids do.

If there is anything at all anyone can do to help us with these financial burdens and repairs, getting the new washer dryer, dishwasher, and paying down all these cards that we had no choice but to do during COVID and after, so we can finally start getting back to what we were before and becoming financially free, it would most humbly be greatly appreciated.

God Bless you all and if you can’t help, please just pray that someone who has the means to, will and can, and that God will send those people or that person our way.

https://cash.app/$nlwaters

Hello to all..

First I want to thank you for taking your time to read this message. I am a single mom of 4 children. Sadly things have been going not so great besides being with health and my children being healthy and being able to go to school and have the protection and love from me and family. We recently left our home due to a not so well situation with their dad which I won’t speak bad of because at the end of the day we left we are okay and he is their dad. I lost my job a couple of months ago at a very great position and was one week away from moving before I was laid off. I’m so tired I keep happy for my children and stay positive but it’s difficult they’re young and I want them to be children and enjoy this stage in their life because as nice as it is to adult times get difficult in moments. We are in a room we sleep all in 3 combined beds we have no space my kids have no privacy neither do I. I feel so bad I try and apply every single day to job openings and positions available in numerous job boards but I haven’t had any luck and I need to move as soon as possible. I don’t like to bed and ask but I can’t take it anymore we sleep uncomfortable my babies are I uncomfortable but still smile 😞 I want to be the best for them if you can please help me with anything you can. May God bless you from the bottom of my heart I mean it honestly.

I appreciate you. Thank you so much.

https://cash.app/$StephJVAR

 

I fell behind on on my Electric bills due to the loss of my great aunt, and behind two property tax payments. I need assistance catching up, ive exhausted my credit cards. Donation would help tremendously. We don’t qualify for government assistance, and I dont want to lose the home I recently inherited.

Im a small business owner, who is currently looking for a job to help stay current.

 

https://paypal.me/mauieee33?country.x=US&locale.x=en_US

 

Hi my name is Jareth Brashear and I’m requesting help with a situation that I have not been able to overcome .

I’ll explain it as shortly and clearly as possible . I am basically in the worst , most depressive financial situation of my life so far , in fact I’ve never been here at this point before . About five years ago I was on an ok trajectory with a manageable debt totaling around eight thousand dollars . Since that time several unfolding events made it to where I had to take out loans to survive . At that time I had 619 credit score and had possibilities and options.

The only problem was the loans were high interest and I didn’t fully understand the financial world . Basically in the course of the last three years I totaled a car one night while falling asleep at the wheel , I had to come up with the money to pay the rest of that car off and the insurance deductible which was one thousand dollars . After that about a year later , I had a major work accident at the factory I worked for . In 2020 a shard of metal broke off of my machine and hit me in the chest at close range . This caused several things to change in my life as I had to fight to force the aerospace company I worked for to pay for the two medical bills …one was the night of the occurrence which was X rays and a shot . the second was a surgery that I spent three weeks battling them on to finally do .

I had worked for that company for at least eight years and had to fight that hard for myself only to get blamed in the next company meeting for the occurrence. This led me to turn in my notice and work out my last two weeks . During that time of working with that company I had also signed up with a Debt relief company to consolidate my bills and take down the interest on my loans . This turned into a three year cycle of the company simply doing nothing while just taking funds from me and building a fund account . It worked for one creditor in the beginning but legally it didn’t protect me from calls and harassment like the program claimed it would . If I could go back in time now I would have gotten a good lawyer instead .

Eventually I had to default on the program because it was getting me nowhere . Jump back into the future after my work accident . So after I left the company I took a three month break from work , this was right after the pandemic and during that time . I cashed out my 401K and basically used it to purchase a new car and pay some bills , I also used it for rent and living expenses during the three months I took off work . I took three months off from working because at this point I was depressed , tired and living in constant stress cycles . I worked five days a week and lots of mandatory overtime on top of it . I also worked third shift and rarely got sleep in those days so I took three months to recuperate from that life and from the accident that happened at work .

I had to quickly improvise and get another job as sky rocketing inflation brought the prices up on everything . still cycling through depression I got other loans to survive with because six months after I bought my new used car it had a transmission fluid leak I didnt know about . This costed me another one thousand five hundred dollars I did not have at the time but had to come up with . Then I got another job so that I could continue paying my bills .

The positive in this job is that I work a week on and have off a week . It helped me recuperate my time and energy but now I have a ridiculous amount of debt on my hands and a much lower credit score from all the financial burdens . Signing up with the Debt relief company landed me down to a 465 credit score and I have been attempting to raise it but it’s not raising quickly enough , I think I have a 470 score now and it took me three months to raise it five points .

I have tried multiple lenders in attempting a consolidation loan but with that score I cannot get any help at all . My family has fallen on hard situations themselves so I can’t get a co signer either on a consolidation loan . Recently in the past six months one of my major credit cards garnished my wages and it has left me hurting financially .. Also from where I took out my 401K about a year or two ago , the IRS is coming after me for the two thousand dollars that I owe them as well .

At this same time that I’m encountering all of this I fell asleep again at the wheel about two weeks ago and damaged my car on the left driver side . the repairs for that are over two thousand dollars . In total to fix my car and get out of the loans I took I’m about 25,000 dollars in the red.  I live paycheck to paycheck now making seventeen dollars an hour at the company I work for . One of the loans I mentioned above is a title loan that really hurts me , I have four thousand left before its paid off and the payments are five hundred sixty three a month . At this rate the garnishment and the title loan will finish off around the same time in February of 2024 , that’s a long time to battle this with all the problems I have .

I also have court in a week to pay the two hundred dollar ticket I got the night I fell asleep while driving about two weeks ago . I took out the title loan to try and pay off the IRS but I had to use that money instead for my car when it had the transmission fluid problem . I have a Volkswagen so the parts , labor and time is expensive . I have never asked for money from a person personally before outside of my family . I am very independent and always have been but I have fallen upon a desperate situation where all of these things are on me at once and it’s overbearing mentally , emotionally and physically .

I would appreciate any help at all towards clearing up these issues . I realize now how the world of finance works and I wish I could have learned it sooner before I made bad mistakes with high interest loans that were beyond me . I’ve learned a major lesson about this and will be taking steps to correct it in the future .

I’m basically asking for help so that I can have a second shot at living a good life and a progressive one so that I can turn around and help someone else in my same predicament one day . Debt is literally mental , emotional and spiritual torture and there are very few ways out of it once you have it in large amounts . This cycle has been tearing my life apart for years now .

In closing I just want to thank the person who took the time to read my request and consider helping me out of this terrible situation . I will take personal responsibility and provide proof of anything that any donor for me might require ….my life has been a roller coaster of hardship for the last three to five years and it has not stopped . I’m willing to also pay back everything a person may donate to me , I don’t really believe in hand outs . As stated earlier in my request I am a very independent person and I would never expect anyone to simply give me a large amount of money without setting up a plan for me to pay it back .

Thank you for your time and attention

paypal.me/JBrashearKaehler

$Starwolf33 is my Cashapp

* I prefer cashapp but either one works for me .