For the past several years since Covid, I have been out of work with my jobs and not bringing in much income. Then in 2021, My dad died, and I was left with nothing because of fraud in my family that took his assets and then let his house sit and deteriorate without using the insurance settlement that taken from him to fix the house and repair it, cashed out all his stocks, and then this past year, demolished my father’s old house.
This has now also left me with no where to stay when I travel for work to Orlando and I can’t afford to keep getting hotels.
This has left me with no other option than to scale my business here, and for that, I have to purchase all the equipment needed, hire people, get attorneys to create contracts and to protect me, raise money somehow for salaries, hire someone to recreate my website, and money for marketing and advertising.
The attorney will also help me with templates that I can just fill in the amounts .
I will also need to go back go school for business which I can now do for free through my company, but there are some certifications that are not offered which I need, and are only offered through my job.
And to make matters worse, we are now down to one bathroom that barely works and has leaks, we filed a claim and were denied and don’t have the required $18k dollars to rip out the walls, take out the old cast iron pipes, and refurbish both bathrooms.
Also, our foundation is settling and we don’t have the money for new gutters and the screens to go over the gutters. The old ones were ripped down because we had a tree come through our roof and had to use what insurance money we had to get roof replaced, minus the other damaged areas and replacing gutters on house.
Both of our washer and dryer are out, we have been steadily borrowing from our HELOC loan to pay our bills, make car payments, and now we are barely making the interest payments with no dent into the principle. Our credit cards are maxed out almost trying to buy fuel and groceries, paying for insurance, and then on top of all this, the kids doctor bills and providing our our 2 kids which are now 2, and 4. We feel like failures honestly and it seems like no matter how hard we work, we just can’t seem to catch a break.
And right when we think it can’t get any worse, both dishwasher and microwave went out, which made us take more money out to pay for that. My wife is the only one working providing for us and every dime I get, I’m purchasing new equipment so that I can start eventually taking on work myself locally.
And it gets even better, our garage door hasn’t opened since 2007 (which is way before I lived here and met my wife in 2016). About two years ago, we didn’t realize it but the owners before us had set couch cushions and some type of crates in the attic, which came through the roof. So now we can’t even get the new garage door without first repairing the damaged area in the garage. The amount cost for that is $2800.
I am actively searching now for work and purchasing the last little bit of equipment required to take the jobs offered for freelance cinematography. I’m also studying harder than ever for my FAA Part 107 Drone Certification so that I can make income flying drones for films, advertisement and marketing, as well as for commercial and survey work.
So I am definitely not just sitting around doing anything.
Our mortgage is through the roof, our loans that we took out to consolidate are getting paid on time, and we are doing everything that we can to pay off debt while still keeping the lights on and water running and even if we don’t eat, making sure that our kids do.
If there is anything at all anyone can do to help us with these financial burdens and repairs, getting the new washer dryer, dishwasher, and paying down all these cards that we had no choice but to do during COVID and after, so we can finally start getting back to what we were before and becoming financially free, it would most humbly be greatly appreciated.
God Bless you all and if you can’t help, please just pray that someone who has the means to, will and can, and that God will send those people or that person our way.