My Dad passed away in 2013 and his sudden death was a huge impact to our family especially my mom who nearly went into depression. I was careful with her emotional and mental state and i am thankful that she is fine mentally. As i am the eldest in my family, i took up the role to manage the family. While i was working to make ends meet, i was also studying for my degree. Where my salary was not sufficient, i tap on credit cards to help me out financially. I thought i was able to manage until my mom and my health went under the weather.  My mom and myself went for surgeries on different years and that puts stress and burden on me and my family financially. I realised that i was getting little breathless in paying all the interest and dues for the credit cards.

However, being the eldest,  i try to provide as much as possible to my family. On top of that, i gave almost half of my pay to my mom as pocket money or household expenditures as she is no longer working due to her health.

Few years later, i fell in love and got married. Though He was a great guy, he was just starting his first actual career (he was already in his 30s then). Again, the vivacious cycle continues as i tap on the credit cards to live my life and manage 2 households now after marriage.

I thought i could continue to work and get my salary and pay. But i realised the amount has come up to about $65,000 and every month on pay day, my salary is cleared out in seconds. I barely has some money left. And i am worried about my mom’s health. What if there is an emergency and i do not have any extra to help out. My cards has been maxed out i couldn’t rely on that.  I am financially stressed and i am also facing some new work demands which are draining me mentally and physically. I am usually quite an optimistic person.   But my work demands and the financial stress is consuming me alive. I thought of changing my work so that mentally i am sane and my blood pressure doesn’t goes up to 200/120. But leaving this job would also means i will have lesser financial means to pay for the outstanding amount that is due monthly. With my mom due for another 2 surgeries and me on constant checkup.. How could i help more when i am not having extra to help my family. I would need $65,000 to clear my cards so as to free myself up to continue to care for my family and the ability to change a job that can let me stay sane. I chance upon this website and perhaps its a god-sent opportunity for a change to take place. I believe in the kindness of people. I humbly ask for kind soul like you to give a helping hand and empower me the ability to go on in life and to continue to provide the necessity and support to my family. Any amount counts. 🙏 please click the link below to make a difference in someone’s life. I am appreciative.🙏❤

https://www.paypal.me/mdpanda

Hello hope you are doing well in these difficult times. I hadn’t a clue such a site existed. Where I can request for help. I desperately need some help. In September of last year 2020, I was made redundant because of the ongoing Covid-19 pandemic, the strain of looking for another job added to my pre-existing loan which I took to help my family, my younger brother supported to relocate our parents from Lebanon as the economic crisis there was unbearable and they are both well over the age of 60 and cannot take anymore stress and needed someone to take care of them, but as the pandemic raged on and my job loss, he couldn’t handle both taking care of the family and himself,
I managed for a few months in hopes of landing a job that would stabilize my loan as I had a small amount kept away for emergency, but as the months dragged on I went into credit card debt as well. Moreover, as flights were closed for the duration of the lockdown, this only contributed much more to the already existing debt in which I had already started missing payments on at this point. During this time the situation for my parents became unbearable, and we had to fly them out. Thus, as soon as the opportunity presented itself I borrowed yet another amount and to help my brother make sure that they are sent home. The amounts kept payback piling up until the bank issued a police case against me and had me banned from traveling or even renewing my visa in which failing to do anything about it would lead me to being detained. The amount the amount that I have to prepare for payment is approximately $2200, $1400 for the fine for bounced check on the loan and $800 for the one raised towards the credit card payments. I cannot name the country this is happening in as they are not friendly towards those who highlight such cases and that would tarnish their image, and I fear for my safety as well as they can easily detain me and that would be indefinitely as I would have no means of paying the loan and credit card which amount to again approximately to $41,000 in total.
The payment of the fines of the Police Case would buy me enough time to be able to keep searching for a job and is a more reasonable amount rather than the full amount, I am landing a number of interviews which have increased lately and in the hopes of getting a stable job soon, but without clearing the fine I will not be able to even have them process a work visa and would only dig me deeper until I reach to the final stage which is a court hearing and given the strict laws here which deal with defaulters as jailed until the amount is cleared,
I will be sharing the receipts of the payments I will be doing and hopefully will be able to clear them soon and I would appreciate for any amount that would contribute to the amount that I am requesting I cannot share any bank statement as I am in fear of anyone finding out and making my situation much worse, as in this country PayPal is not accepted I will be using my brother’s account from outside the country for the amount to be transferred to him and through an exchange I will receive the funds, since any bank transfer to my account will automatically hold the amount and will not even go towards the outstanding that I have,
Thank you all for looking at my post and reading this was a good therapeutic talk as well and any amount would really help in these difficult times and I will pay it forward remembering the help I received in these dark times, stay safe and keep your loved ones close.

The PayPal account is @serjagopian

If you want to get in touch you can reach me by email.

I am quite depressed and I can’t even think clearly. I feel as if at the end of my life. I don’t even know where to start by writing this. I am currently overseas in the Philippines. I had planned on moving back to the United States in 2020. This was before the Covid-19 lockdowns had started. At that time I was already tight on money. But I thought I would be okay.

Then the lockdown restriction had been put in place. Which shut down all of the public transportation between cities. And that really hurt me. Now, what used to be a $20 bus ticket round trip to the immigration office in the capital, in Manila. Turned into $120 because I had to hire someone who had a car to drive me there.

At first, I thought that I would be okay. I hired a driver and I went there. We left at 4 in the morning and got there at around 8 am. There was a huge line, of about 100 people, out the side of the building and I got in it. After a couple of hours, I finally got to the front. Only to find out it was by appointment only. I pleaded with a guy but he couldn’t do a thing.

After I accepted the fact that there was nothing that I could do. I went back to where I was staying.

I woke up the next day and logged on to my computer to book an appointment. And found out there were no available appointments for the next two months. And the system did not let you book for dates past two months.

I was supposed to be on a 14-day lockdown anyways. So it was okay for me to wait some time. I checked throughout the day. Until finally, I got an appointment. That was about a month later.

Then, about a week before my appointment. There was a 30-day lockdown with heavy restrictions. Which had closed the immigration offices. And my appointment got canceled. So I waited.

After the thirty days had ended. I had gotten an appointment for next week. I hired a driver again and the same thing as before.

I got there around 7 or 8 am. And there must have been 300 people waiting in line. I was worried because my appointment was at 8:30 am. I went up to the guard at the front and showed him my paperwork, but he told me I had to wait in line so I did. When I finally got to the front of the line it was 2 pm. And they closed the doors. I was literally the next person to go in. I could feel the air conditioning when a guard would open the door.

They said that there were too many people. And that people weren’t listening about rules social distancing. I was so fucking pissed off. After I accepted I couldn’t get in that day I left.

I could go on. I wasn’t sure what to write. Maybe I wrote too much. But with all the months of lockdown which was something like 3 or 4 months of no traveling. And multiple months of waiting for an appointment at immigration. Have consumed all of my money. Covid started last year. It is 2021 now.

I haven’t gotten my stimulus from the IRS yet.

I have friends who have helped me out and kept me alive. But the month to month is too much to keep asking for.

They offered me a place to stay and could help me get a job but I need to get there first. That is all I want to do. Get back to the US and get a job.

I don’t know what to do anymore.

Anything would help.

paypal.me/lenadidas