sampathjayantha957@gmail.com mama godak asrana pulak kanek maga thaththata wakugadu amaruwa hadela dayalaiss karanawa ammata dayamatek hadila mama godak asrana wala inne maga duka oyala wath dakala mta phita wannko plis halmi oyalata davi phitai
Urgent Appeal for Financial Assistance to Overcome Debt
Hello Everyone,
I hope this letter finds you well. I am reaching out with a humble heart, seeking your assistance during an incredibly challenging time in my life. I find myself in a situation where I am burdened by overwhelming debt, and despite my best efforts, I have been unable to find a way out. I am turning to this platform with the hope that you may be able to provide some form of financial relief to help me regain stability and move forward.
I never imagined that I would be in a position where I would need to ask for help, but due to unforeseen circumstances, I am struggling to meet my financial obligations. I have a Home Loan, Credit card bills, and some Person Loans which together amount is approximately $ 40000.00. This has left me with mounting bills and no clear path to recovery. Despite working hard to make ends meet, my income is simply not enough to cover my debt while also taking care of my basic living expenses.
I have explored various options, including cutting down on all non-essential expenses, negotiating payment plans with creditors, and seeking additional employment, but I am still unable to make meaningful progress in reducing my debt. The emotional and financial stress has taken a toll on my well-being, and I am deeply worried about my future.
This platform has a remarkable history of helping individuals and families in their times of need, and I am praying that you might consider my request. Any assistance you could provide, whether it be through a financial contribution, referrals to resources that could help, or advice on how to manage my situation more effectively, would mean the world to me. Even a small amount of support would make a significant difference in my ability to get back on my feet.
If necessary, I am happy to provide any documentation or additional information that would help verify my situation. I understand that many people are in need, and I deeply appreciate any consideration you can give to my request. My goal is not just to clear my debt but to regain financial stability so that I can contribute positively to my community and help others in the future who may face similar difficulties.
Please let me know if there are any steps I need to take to apply for assistance or if there are any specific guidelines I should follow. You can reach me at sharma.nitin2483@gmail.com, and I would be grateful for the opportunity to discuss my situation further.
Thank you for taking the time to read my letter and for the incredible work you do in supporting those in need. Regardless of the outcome, I am deeply appreciative of your consideration and kindness.
You can send any support via PayPal at: paypal.me/sharmanitin2483
With sincere gratitude,
Nitin Sharma
Email Id: sharma.nitin2483@gmail.com
Donation for a Cause – Help Me Rebuild My Life https://www.paypal.com/paypalme/GKCHEE
Dear [BeggingMoney],
I hope this letter finds you well. I am reaching out to you with a humble request for support as I navigate one of the most challenging periods of my life.
For over two decades, I suffered from an undiagnosed health condition, which led me to place my trust in a now-retired Malaysian Chinese physician. Unfortunately, this decision resulted in severe financial ruin. It was only later that I discovered my health struggles were due to an inherited condition called alpha thalassemia trait. Although not life-threatening, this condition impairs oxygen transport in my blood, leading to chronic fatigue, weakness, concentration difficulties, and persistent headaches—symptoms that have affected me my entire life.
Adding to my hardship, I have been subjected to relentless cyberbullying for years, both in Malaysia and Singapore. Online and in real life, I have endured verbal abuse, false rumors, and constant harassment, which have made it nearly impossible for me to secure stable employment. The combination of my health condition, financial exploitation, and ongoing harassment has left me in a state of extreme vulnerability.
Despite these challenges, I am determined to rebuild my life. My goal is to further my studies, gain additional qualifications, and secure stable employment. By doing so, I can escape low-paying jobs that expose me to further harassment and build a dignified and self-sufficient future.
I invite you to visit my website, [my website domain name], where I have documented my struggles, qualifications, and work history. You will also find donation buttons for those willing to offer financial support. Any form of assistance—whether through a contribution or simply sharing my story—would mean the world to me.
Your kindness and generosity can help me reclaim my life and create a future where I am no longer defined by my hardships but by my resilience and determination. For those willing to contribute, please do so through my website at https://com20250.com, by sending messages to mrcheegk@gmail.com , or through the website’s contact bar. Thank you for taking the time to read my story and for any support you can provide.
With sincere gratitude,
[Chin Cheong Ghee]
[My Contact Information]
+6594657642 Singapore
+601117604909 Malaysia
[My Website: my website domain name]
[My Email: My Gmail Address]
GK Chee
me
mrcheegk@gmail.com
Support My Dream of Helping Others Through a Pharmacy Business
Hello everyone,
I am 45 years old, young energetic person and I have dedicated over 22 years of my life to the pharmaceutical marketing industry. Throughout my career, I have always believed in giving back to society. During the COVID-19 pandemic and even afterward, I helped many poor and needy individuals by providing them with essential medicines, food, and financial assistance. Helping others has always been a part of my life, and I want to continue making a difference.
Now, I am at a turning point in my journey. I wish to utilize my vast experience to establish my own pharmacy business, where I can ensure that people have access to affordable and quality medicines. However, to make this dream a reality, I need some financial support. While I have managed to save some money from my job, I still require an additional $62,500 to cover essential expenses such as:
- Office Rent & Utilities – Setting up a small but well-equipped workspace.
- Staff Salaries – Hiring dedicated professionals to manage the operations smoothly.
- Purchasing Medicines & Inventory – Ensuring that a sufficient stock of essential medicines is available.
- Transportation Costs – Delivering medicines to those in need, especially in remote areas.
I am not just starting a business for personal growth—I see this as an opportunity to give back to the community. As I have always done, I will continue to donate 10% of my total income to support underprivileged individuals who cannot afford basic healthcare. Your support will not only help me build a sustainable business but also allow me to assist countless people who struggle to access essential medicines.
Every contribution, no matter how small, brings me one step closer to my goal. If you believe in my mission and wish to be a part of this journey, please consider donating. Your kindness will not only support my dream but will also bring hope to many needy individuals.
You can contribute through my PayPal account: Paypal.me/myaccount45
Thank you for your generosity and support! Together, we can make a meaningful impact.
Warm regards,
Singh Pharmacy
Life has played the worst game with me. Need immediate support to be alive.
I have never asked for money to anyone. My father and mother used to be the most honest people for me who taught me the lesson “to live by your own efforts.”
Firstly, it’s so hard for me to explain my situation and ask for money, but I have no other choice for now. My words might sound like I’m just trying to sound very genuine, but I still need to write. I’ll try to explain everything in short.
I’m born in a very poor family where my mother and father worked day and night to take care of the family. When I grew up and my parents observed a musician in me, they tried to provide me the affordable music lessons which was really very hard for them, but they did it. I am a very serious musician and got many plans to grow my musical career. I slowly started my own music company where I used to work for my clients at a very low cost. I later on started to take care of my old parents. I used to earn only a survival income which was a far better days financially than my childhood.
My creative mind always used to think of new opportunities and ideas to grow my business but my financial situation never allowed me to execute any of my plans. Suddenly, COVID time came and I was again in a very bad financial situation, as nobody knows me globally. My local clients stopped working with me. I didn’t have any money to do advertisements for my work and get international clients.
One day, I was searching opportunities on the internet and registered on the freelancing platform “Fiverr”. I started getting some clients but not regularly. It was helping me in some ways but definitely in a temporary way, and one day Fiverr has also blocked my account for no reason. Don’t know why but my life has always played a bad game with me. After few days, I again started my local teaching business which helped me for a next few years, but it was also a struggle because of the local politics. I don’t know why people around me have always tried to stop me from growing.
Now, slowly I planned again to increase my sales and buy some gadgets to start doing Music Production. For that, I had to take loans from bank to buy instruments and gadgets. I took loan of $10,000 which is still running. Now, I got increased some sales but due to insufficient earnings, I was not able to advertise and get enough funds to pay the loans. I researched and found that I need to buy some Videography equipments to increase sales and fulfil the needs of my client. Now, again I took loans anyhow from bank for $10,000 and suddenly I don’t know what happened, I am not getting any clients since 5 months and having no money even to survive. I have the responsibilities to take care of my old parents who did everything for me, and I don’t have a single penny to give them even an ordinary sleeper to wear. I don’t know whether I am a good son or not, whether I should be alive or not. Is doing music a crime for financially poor people? Is dreaming of a huge business prohibited for a financially poor person? Whom should I ask for a little help? Nobody is there in my family who even wants to talk to us. Where should I go? Don’t know.
I’m in need of around $20,000 to get rid of my debts and pay the home rent for past 5 months, and then look for some work to survive. Requesting to whoever is reading till now, please help me. I can never be thankful enough for this help. Thanking will be just a small word for your huge support. I have heard that there are people who have big heart to help people like me. Don’t know whether it’s true or not, still writing here my situation. I don’t know whether someone is even reading it or not. But really a huge Thanks to those who have read my entire situation and to those who will help me with the funds. Thank you so much! I wish god keeps everyone happy and healthy forever.
My PayPal ID is: paypal.me/ichowdhury1103
PayPal Email ID: ichowdhury1103@gmail.com
Urgent Help Needed to Overcome a Financial Crisis
I am reaching out during an extremely difficult time, seeking support to overcome a financial crisis that has spiraled beyond my control.
A few years ago, my sister faced a devastating divorce and took on significant loans to care for her 1-year-old son, who is now in school. Wanting to help her, I stepped in and provided substantial financial support. However, I was already struggling with the fallout from a failed business investment, which left me with multiple loans.
In trying to manage both her financial burden and mine, I unknowingly fell into a trap of mounting debts with high interest rates. The situation has now escalated to the point where I am constantly receiving collection calls and warnings of severe consequences. I am overwhelmed and have exhausted all possible options to address this crisis.
I am a hardworking individual, confident in my ability to recover over time. However, I urgently need help to pay off immediate dues. The collection agents have set a strict deadline, and I must start repayment within the next 2 days to avoid serious repercussions.
I am humbly seeking financial assistance of ₹10 lakhs to get through this emergency. Your help will give me the chance to stabilize my situation, protect my family, and work toward a sustainable future.
Any support, no matter how small, would mean the world to me during this critical time. Thank you for your kindness and generosity.
payment link – https://www.paypal.com/ncp/payment/LXDZY3G8ZUTCA
Begging for donations to pay back bank loan taken for chemotherapy treatment.
Dear people of goodwill, my name is Peter Ghane. I am Cameroonian residing in the UAE. I am here to beg for your financial help/donations so that I can repay a bank loan I took to save my moms life with after she underwent a breast cancer operation at the Shisong cardiac hospital in Kumbo, Northwest region of Cameroon. This operation took place in July 2020. She lived on chemotherapy from 2020 to March 2023 when I lost her. During her treatment , I obtained a bank loan here in the UAE for her chemotherapy which was her only hope of survival worth $35000 for her treatment . The means of repayment of the loan was to be a monthly deduction from my salary since I was working . It got happened that in 2023 before losing my mom I lost my job. I have been struggling to get out of the trauma of my moms death and also struggling to get a job so as to pay back the loan to no avail. I am depressed because of this loan facing a travel ban and living here right now with expired paper and no job. When my mom passed away in 2023 I wasn’t able to go home and give her last respect because of this loan. In all, I have paid $5000. $30000 balance is still remaining to pay. Please, people of goodwill help me. Save me from further depression. Please I need this $30.000 to pay for this loan and set myself free and also be able to go back home and morn my mom . Please help me the bank is on my neck for the loan. Save me please. Below is my paypal. Thank you all.
https://paypal.me/peterghane
https://paypal.me/peterghane?country.x=AE&locale.x=en_US
Help me to avoid committing suicide please!!
I work at the central bank of my country. Many might assume that being employed at such an institution means being financially secure. While I was financially stable once, my circumstances have changed drastically. I took a $100,000 home loan from the bank and used $30,000 to purchase land. The remaining amount, unfortunately, was lost in an investment scam where I was hoping for high returns. Now, the land I purchased is mortgaged to the bank and cannot be sold, leaving me with no liquid assets.
My salary is insufficient to cover my family’s expenses, as a significant portion goes toward the loan installment. To manage daily expenses, I started relying on credit cards, but their limits are nearly maxed out. The total outstanding balance on my credit cards is around $19,000, and I can no longer meet even the minimum payments.
This financial stress is affecting my mental health, and I’m struggling to focus at work. I’m terrified of losing my job, which would worsen everything. The thought of suicide has crossed my mind, as I believe my death might bring financial relief to my family through organizational death benefits. It pains me to think this way, but I feel trapped and helpless.
To recover, I need at least $25,000 to clear my credit card debts and cover my sister’s wedding expenses. I’ve started learning freelancing as a way to generate additional income, but it will take at least six months to see any significant results. Unfortunately, I don’t have the means to sustain my family for that long.
If anyone is willing to extend a helping hand, it would truly save my life and give me a chance to rebuild. Your kindness could be the lifeline I desperately need right now.
My wallet address for USDT (Crypto)
Network: TRC 20
Address: TArJbE5gQ4bAkiEidudvLeZJURiscHUATf
Wallet address for BTC (Bitcoin)
Network: BTC
Address: 1DuSPPErTM5G1ptZK3jwV6uuAkmfRL5h4b
Starting a small business
Being the eldest child of a small family, I have tried many small scale businesses and failed in all of them, after taking a photography course on 10-04-2021 and completing it on 01-08-2021, I rented a place for small scale photography and editing. started
With the money from that business, I maintained the business place and spent happy time with my family
Our family was not happy for long. On 29-12-2024, due to a technical fault, all the photographic equipment and all other equipment in my place of business were destroyed by fire.
Not only that, due to the effect of the fire, the surrounding shops were also damaged, so those shops also had to pay.
A friend of mine told me about this website when we were helpless and had nothing to say because of that urgency.
I need USD 36000 to buy photography equipment and other equipment to restart my small business, please help me if possible.
PayPal.me- @nimesh344
How to make a house
I am very poor.I send the child to schoolwith great difficulty.we live by doing hiredc work .No permanent home.live in a rented house.eat one meal a day.please help us to build a house.many thanksto you
Daughter’s college education fund
Hi Kind People,
I’m humbly requesting your help. I am seeking USD 9,500 to support my daughter’s college education, a critical investment in her future. As a single father, I’ve been solely responsible for her upbringing and providing her with the resources she needs to excel. With my daughter graduating high school and preparing for college, this amount will help cover essential expenses, ensuring she has a strong start in higher education and a chance to pursue her dreams.
The funds will be allocated primarily to tuition fees, which represent a significant portion of the cost of attending college. Quality education is not only an academic opportunity but also a pathway for her to build a stable and fulfilling career. In addition to tuition, there are associated expenses such as textbooks, lab materials, and technology (like a laptop) that are necessary for her to complete assignments, access learning resources, and participate fully in her classes.
Another major expense is housing. As I currently rent and don’t own a house, ensuring my daughter has safe and suitable accommodation close to her college is a priority. Whether it’s on-campus housing or an off-campus rental, housing costs, along with utility bills, can quickly add up.
Living expenses such as food, transportation, and healthcare are also unavoidable. While I strive to support her through my current income, these costs are substantial and challenging to manage alone. Public transportation or travel costs between home and college during holidays also need to be factored in.
Beyond the essentials, this fund will also give her access to extracurricular activities and opportunities like workshops, internships, and study programs that enhance her learning experience. These activities are often overlooked but are crucial in shaping a well-rounded education and increasing employability after graduation.
As a single parent who has navigated life without financial or emotional support from my ex-partner, providing my daughter with the education she deserves has always been a priority. However, I currently lack the financial capacity to shoulder the entire cost on my own. With her being my only child and the center of my world, I am determined to do everything I can to give her the opportunities I couldn’t have.
This amount will bridge the gap between what I can provide and what my daughter needs to thrive in college. It’s not just about financial support—it’s about empowering her to break barriers, secure her future, and fulfill her potential.
My PayPal account is:
paypal.me/rajivsingh1604
My email address is:
singh_m_raj@yahoo.com
Thank you very much in advance. God will bless you in 3 folds.
Regards,
Rajiv
LOSING MY HOME CAN’T PAY MY MORTGAGE
Hi, my name is Agatha, I hail from Kerala (Aluva) – India. I am aged 54yrs (a widow with no children) my mother is 74years old she is also a widow. She hardly moves around with the support of a wheel chair and walker. We two are all alone at our home (my house is a small house with roof sheet 950sq.ft in 4,5cents of land which is mortgaged in Bank)
I have never asked for help like this, but I have nowhere else to turn at this point. I was doing fine for a long time…until about April of 2020. Also between that time, my only brother passed away due to brain demurrage. Between the unexpected death, I was unable to hold onto my job, unfortunately. This caused me to fall further behind on my mortgage and bills.
Also my Mother started falling sick, from 2020 till this day my mom gets hospitalized frequently due to different illness… Recently she was admitted in the hospital for an urgent surgery for umbilical hernia. From 2020 till this day I have spent almost 8-10 lakhs Indian rupees for hospital charges for my mom alone… I can produce all the documents upon request.
Even I am sick since 2019… I am advised surgery for my spinal cord for which I need INR. 2.5 lakhs surgery cost alone also I need bed rest for 6 months. I cannot think about my surgery since I need to take care of my bedridden mom. I have no money to keep a home nurse. Now I am hardly moving around inside the house with the grace of God the almighty. Due to severe back pain and numbness I walk like a baby toddler walk.
I am in a horrible financial situation/ my credit cards are maxed out. I am not able to pay my monthly mortgage, pay my credit card bills, Bank notice worries me. Where will I take my mother and go once my house is ceased by bank. (I can produce the bank notice upon request)
I never thought I would have to beg. So, I am asking for help getting rid of my debts and not be foreclosed… Off my shoulders. The balance on it is $40,000. But any help will be greatly appreciated.
I ask God to bless everyone who can help me and May God multiply every blessings back to you. Amen. Thank you all in advance.
My PayPal is www.paypal.me/agatha0044
Urgent Help Needed – Struggling with $23,000 Debt, Caring for Elderly Mother
I hope this message finds you well. My name is Meena and I am writing to you today in a time of personal hardship and distress. I find myself in a difficult financial situation, and I am reaching out in the hope that you may be able to offer some support.
At present, I am facing significant financial burdens due to personal debt amounting to $23,000. Unfortunately, despite my best efforts to manage this situation, I have been unable to secure a solution on my own. The weight of this debt has been overwhelming, and I am struggling to find a way to pay it off while also meeting the daily needs of my family.
I am a single individual who is the primary caregiver for my aged mother, who is in need of constant care and attention due to her health. As you can imagine, this has made it even more challenging to find stable work or maintain a steady income. My mother’s health is my priority, and my ability to take care of her has been compromised by the financial strain.
I am reaching out to you, as I believe you may have the resources to assist me in my time of need. I would be deeply grateful for any help you may be able to offer, whether it be a financial contribution or any advice or connections that could help me find a way forward.
Your generosity would provide much-needed relief, not just for me, but for my mother as well. It would give me the chance to focus on caring for her without the constant worry of mounting debt and limited resources.
Thank you for taking the time to read my message. I fully understand that you may not be in a position to help, but I truly appreciate your consideration, and I am open to any suggestions you may have that could help improve my situation.
Wishing you all the best, and I sincerely thank you for your time and kindness.
Warm regards,
Meena R
Payment Informaton
paypal.me/MeenaRenganathan
Financial Aid of SGD$100,000
Respected Sir & madam,
I used to have a luxury and exotic car rental business named Auto Kings Motor Pte.Ltd. in Singapore. It was my dream to provide luxury and exotic car experiences to the normal-wage citizens in my country at a relatively low cost as car prices in Singapore costs a fortune and even owning a normal toyota sedan would be a luxury to most.
I once heard a convo between a couple when they saw a Ferrari supercar drove past and I was beside them waiting to cross the junction. The wife was so attracted to the car and told the husband the car look so good and as I myself a car enthu I was also looking at the car with excitement but then, after the wife has finished her statement the husband said,
“Dear we are barely meeting our needs and owning a car in Singapore is a luxury and my pay is just enough to cover our monthly expenses and a little savings for our future.Maybe sooner or later if I can earn more I will at least get you for a joyride on those cars.”
That statement really took me away and I felt bad really bad when I heard that. So after I reached home I started planning and calculating with minimal profits just to cover the costs of the installments and maintenence of the cars. On Nov 2022 at the age of 22 I started the company named Auto Kings Motor Pte Ltd with the help of my best friend who was way older than me and as he was a man with wonderful plans and ideas and he came in as a partner.I started this company with all my lifetime savings.Everything was going well and I had a satisfaction with what I was doing even though I didn’t focus on the reaping of profits as it was never the intention. With just $100-$150 you can get a supercar joyride experiences for 30-45mins and for a day rental would be around $350/24hrs for a McLaren MP4-12C which is a wonderful deal and it was a success as people started recognizing the company. And once in 2023, we offered a chauffered drive for a wedding for both bride and groom on a Rolls-Royce Ghost for free as they were from a middle-class background and had a dream wedding plan and was short of funds and that’s when I thought okay this is on me. They hesitated but as I insisted they were filled with Joy. My heart was contented when I noticed them overflowing with happiness.
“If you keep those around you happy and content, The God will always keep you happy and content.”
Hearing this lines from my grandparents since childhood it has always been a policy for me. I was a guy who doesn’t have parents since a month old new-born only to be raised by my grandparents with love and affection and with principles.
Noticing this, my partner wasn’t happy as with this business we could make huge profits so he confronted me but he was getting some pay too not much but was a decent sum.So as there was a friction there since then there was a distance between myself and my best friend who was also my business partner so he started taking funds from the company’s funds stating the maintenence and servicing of the cars so since he was handling that and as I trusted him I didn’t really check the invoices properly and that was the period my grandfather was falling ill and I had to take care of him and his F&B store so I entrusted the company’s operations to my best friend since he was the next person in the command besides me.
So as I was busy and mentally and physically tired with handling my grandfather’s treatments and his F&B store, I didn’t really bother about the company which I have started and only met my business partner once per week.Everything was going normal until one day I received a call from the finance company stating that the cars were repossessed due to overdue of installments of 3 months which was about SGD60k++ and I was stunned and speechless so I contacted my business partner but to no avail so I went to his residence to have a discussion and to understand what was going on but he wasn’t there too. I didn’t know what to do and I was betrayed i felt so much of pain because all this years i have never thought of even a slightest harm to anyone but when a best friend of 7 years betrayed and left me in deep trouble hurt me so much and I was ordered to be made bankrupt as I couldn’t arrange the funds.
The next court hearing is on 25th February 2025.
Please help me with the Funds of SGD100,000/USD 74,000.
Even if not as a donation, at least help me with this amount as a loan.Please sirs/madams because if I am made bankrupt i wouldn’t be able to provide the needs and care of my grandparents they are my only relation.I swear in the name of god the almighty that I would return the money if you could provide me with the funds as a loan. I swear I would return please help me sirs/madams. I am just a 24 year old who wanted to spread love and a person who gets happiness keeping people happy. Never have I ever thought a slightest harm to anyone but god has pushed me into this situation and the pressure and depression is an unbearable pain. This is my last hope please help me and my grandparents.
God bless you and your family
For any info contact me @ whatsapp .
+65 8922 2056
Mohamed Zainul
For donations & loans
Paypal- Zai0707
https://paypal.me/Zai0707?country.x=SG&locale.x=en_GB
$1200 Burden Is Crushing Me from Achieving My Goal to Pursue Career in Education
Dear kind supporters, I am seeking your help to overcome a financial crisis that is severely affecting my mental well-being and my ability to focus on building a better future.
In 2019, I managed to get a student loan, tenure of 6 years, from a private lender after I submitted the acceptance letter without any collateral. The loan included a 6 months moratorium period. I graduated in April 2023 and with the help from one of my friends, I managed to secure an online data management job in May 2023. Moratorium period ended and I started paying EMIs from November. Everything was going as usual until July this year. I got laid off in July, 2024. With no income, I began crediting my loan account with my savings.
Since then I have actively sought various opportunities, including part-time delivery jobs, to potentially work as a STEM content writer, data manager, etc. but faced a heavily saturated job market with very little to no vacancies. For 2 weeks, I worked as delivery-guy, but the salary was brutally low and pay days were inconsistent in my area. I searched for 3 months, no luck. This financial setback forced me to rethink my career path and focus on long-term goals.
During my undergrad years, I discovered my passion for physics, a subject I find both fascinating and fulfilling. But due to other academic commitments and majoring in a different STEM field, I couldn’t dedicate myself to it fully. Given my circumstances, I’ve resolved to pursue this passion and work towards teaching physics and math at the BSc level. I believe I can excel as an educator on online/offline platforms with focused preparation.
In October, I committed to this plan and while addressing my financial situation, I though I must utilize all of my savings to at least minimize the Principal amount and the interest. That way I could bring everything down as the EMIs were pulling a lot from my savings. So with literally all my savings that I’ve been saving since University days, financial support from my parents and a few relatives, contribution from a very close friend and after selling quite a lot of my personal items, I managed to submit 80% of the amount. This led to the loan being restructured, leaving a remaining principal of approximately $1,200.
However with no savings left, I couldn’t meet the EMIs for November and December. These defaults have drastically impacted my credit score which is not the main thing. Most importantly, how would I pay the next EMIs? My parents, despite their limited means, have supported me as much as they could. I even attempted to secure a loan with collateral (a motorbike), but it was rejected due to its insufficient value, bad credit score and associated risks. My father’s offer to act as guarantor was also rejected given his retired service (job) status and his personal financial constraints.
Feeling overwhelmed and desperate, I have stopped asking my parents and relatives to reduce their burden and try to figure things out independently.
I humbly appeal for your financial assistance. This pending principal has become a huge obstacle, draining my mental energy and focus. My thoughts are consumed with fears of financial consequences after 1 more month of skipping EMI that will push me to a Non-performing asset making things even worse, debts owed to those who helped me the best they could and the looming impact on my future. I cannot focus on my studies which are crucial for achieving my career goals.
I’ve made mistakes, like failing to prepare for financial sustainability during university and delaying my focus on a long-term plan. I’ve learned my lesson the hard way. Time is slipping away and I can’t afford to waste any more of it. I hope you understand.
Your generosity could help me clear this financial hurdle and give me the clarity and peace of mind I need, to focus on studies and career. I am confident that with hard work and determination, I can secure a job within the next 6 months and build a sustainable and meaningful career.
I beg for your financial support. I need to have at least $1200 so as that I can completely close the loan. If you’re unable to do for any reason, no issues at all. I request you to please forward it to your colleagues, friends, parents, close relatives or to others who could help. Even individual donations of $20 could help me reach my goal in no time.
My PayPal: https://paypal.me/tradehere348
If you like to help, I request you to please use “Goods and Services” for donations as friends and family option is not accepted here in my country.
With heartfelt gratitude,
Biswajit
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