Begging Money

Financial Hardship Help

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Help me for my Credit Card Loan apps Debt as a Student

Hi everyone,

I never thought I’d end up here, writing something like this, but I’ve reached a point where I don’t know where else to turn. I’m a college student trying to build a future, but right now, it feels like I’m buried under a mountain I can’t climb.

Over the past year, I made some terrible financial decisions out of desperation. Like many students, I was juggling classes, rent, and basic living expenses. I started using credit cards and loan apps to try and stay afloat. At first, it was just to cover small things, but it quickly spiraled out of control.

Things took a turn for the worse when I started gambling, hoping to win enough to pay everything back. Instead, I fell deeper into the trap. I used credit cards to fund gambling apps, then borrowed more just to pay off previous loans. It became a vicious cycle that I couldn’t escape. I kept telling myself I’d fix it “next month,” but now I’m stuck in a loop I can’t break on my own.

Right now, I owe around $2700 spread across multiple apps($1750) and credit cards($950). The interest keeps piling up, and I’m barely scraping by. I’ve cut back on everything I can, I’m trying to find side gigs, but with classes and no family support, it’s not enough. I’m constantly anxious, my mental health is crumbling, and it feels like I’m drowning.

I know I messed up. I take full responsibility for the choices I made. I’m not asking for a handout to gamble again or waste – I’ve stopped completely and I’m trying to get my life back on track. But right now, I need help to break free from this debt trap and breathe again.

If you’re able to help in any way – even just a little – I would be endlessly grateful. And if you can’t, I completely understand. Just sharing this or sending a kind word would mean a lot too.

Thank you for reading my story.

Paypal: paypal.me/abhigarg48
Crypto: BTC Address: bc1qn4qk5gwldjspljdyyw7vyvwqwq0pfs6xs4t6y7
ETH Address: 0x5b5950a2d831774ed36ba18dbcb16901b72acd13

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Lost job one week after house purchase…please help!

Hello friend,

I am in need of help.  I was laid-off unexpectedly one week after closing on my first home.  I have been applying for jobs daily, but so far have not been granted an interview.  I also have a large amount of student loan debt that was on an income-based repayment plan.  However, it seems this option won’t be available much longer, and my monthly payment will increase about 7x.  My emergency fund will only last through end of this summer, which is when the new student loan payment will take effect.  At that point I will lose everything.  Normally I wouldn’t make a request like this, but desperate times call for desperate measures.  Any financial support you can provide will help immensely, more than you realize.  Thank you so much for your compassion in assisting those in need.  May you be blessed 100x for your act of kindness.

My paypal.me link is paypal.me/Emery2161

 

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Trying to Stay Afloat After Losing My Job – Anything Helps Right Now

Hi everyone,

This isn’t an easy thing for me to write, but I’ve reached a point where I need to ask for help.

A few months ago, I was unexpectedly let go from my job. It was a position that aligned with my degree and something I had worked incredibly hard to land. I poured my energy into that role, only to find myself unemployed through no fault of my own. Since then, life has felt like a nonstop uphill battle.

I’ve been doing everything I can to stay afloat. I’ve been Ubering nearly every day, taking whatever odd jobs I can find—from dog walking to helping people move. I’ve even applied to jobs outside of my field, including restaurant work and retail, just to have something steady. In fact, I’ve applied to over a hundred jobs, and I can prove it. I’ve tailored my resume, written countless cover letters, and followed up every chance I got. But despite all the effort, nothing has landed yet.

The biggest weight on me right now is my student loans. I’ve fallen behind, and the pressure is getting heavier by the day. I’m not someone who shirks responsibility—I know these are my loans, my obligations. But life has thrown me off course, and now I’m just trying to catch up before things spiral even more. Right now, I’m about $3,000 behind. That amount would help me get current on my payments, keep collectors off my back, and give me just enough breathing room to keep applying to jobs without my life collapsing around me.

I’m not asking for luxury—just a little help getting my head above water. Anything you can give would mean the world to me. And if you can’t donate, just sharing this would help more than you know.

I truly believe I’ll get back on my feet soon. I just need a little help to make it through this stretch. Thank you for reading, and thank you for caring.

https://www.paypal.com/paypalme/desnoela

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Urgent help for Tuition fee and student loan refund

My name is Brenda, and I live in Antwerp, Belgium. I’m pursuing an Advanced Master’s in Development Evaluation and Management at the University of Antwerp, a dream I’ve chased across continents, fueled by a burning desire to create tangible change in the field development evaluation for projects linked to humanitarian aid and gender equality

I witnessed firsthand the devastating impact of poorly planned development projects within local communities in my country, with consequences felt by the vulnerable, especially women and children. This ignited a passion within me – a yearning to understand what works, what doesn’t, and how to build truly sustainable and equitable futures for marginalized communities.

The program at the University of Antwerp is exceptional. I’m learning from leading experts, engaging in cutting-edge research, and collaborating with brilliant minds from across the globe. Each lecture, each project, is equipping me with the tools to become a more effective agent of change.

However, my journey is precariously balanced.

As a self-sponsored student, I shoulder the entire financial burden myself. I work tirelessly to make ends meet, juggling part-time jobs with the demanding coursework. But the rising cost of tuition and rent in Antwerp is pushing me to the brink.

I’ve exhausted my savings, and the constant worry about meeting my immediate needs of completing my tuition fee of 1500 euros and paying off a student loan of 6000 euros overshadows my studies. I am currently in my last year of study.

I believe in the power of knowledge to transform lives, and I am determined to use my education to make a real difference. I am seeking an investment in my potential to become a catalyst for positive change. With your help, I can complete my studies at the University of Antwerp and  contribute meaningfully to a world that desperately needs skilled and compassionate development professionals. Your support would not just be funding my education; it would be empowering me to weave a better future for countless others.

paypal.me/brenda75175

Thank you for your kind consideration

 

 

 

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My loans

Please help me

Now I will work Saudi Arabia. But I’m not enough my salary. Because I have to lot of problems. I have three children. I want send them school. They want study. But I can’t do everything my salary. I want to make my house also my mother can’t walk. I want take medicine for her. Another I want take vehicle. Because my mother bring hospital I’m not vehicle.so I have to lot of loan.i want put money this loan so please check my notification and help me.😥😥😥😥😥🙏🙏🙏🙏🙏

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Help me take a big step forward in my life!

I’m reaching out for your support to help me take an important step in my life.

For several years now, I’ve dreamed of doing an internship abroad, and a great opportunity recently came up — the chance to apply for an internship at the EBI in England. But first, I need to prove I have a solid level of English and successfully pass the Cambridge exam scheduled for August.

I’m an international student from West Africa, currently living in France. I’m here alone, without any family to support me. I work alongside my studies to cover my basic needs, rent, bills, and tuition. Despite all my efforts, I still have significant gaps in English.

I found an amazing tutor on Preply who offers intensive lessons perfectly suited to my needs, but they cost around €400 per month. My goal is to take these lessons from April through August so I can give myself the best possible chance to succeed in the exam.

Unfortunately, with my current income, I can only cover my basic living expenses. I’m trying to save a bit, but that money is reserved for a future accommodation in England if the internship works out, or for any emergencies.

Even if I don’t get accepted into this internship, improving my English and passing this exam will open doors to other international opportunities. This isn’t just a dream — it’s a true investment in my future.

If you’re able to help in any way, even the smallest contribution can make a huge difference. Thank you from the bottom of my heart for your time, your kindness, and maybe your support.

https://paypal.me/HermineKIOSSOU?country.x=FR&locale.x=fr_FR

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I NEED $500 TO PAY MY DEBT AND FINISH MY UNIVERSITY DEGREE IN MY COUNTRY

Hello everyone, I hope you are all doing well.

My name is Alexandra, and I am studying Translation and Interpretation in Peru.

This is my first time writing on this platform because, unfortunately, my family is going through a very difficult financial situation. My dad is considering taking out loans to finish paying for my studies, but I think this is a terrible idea because we are already overwhelmed with debt, we don’t need more. I only have a few more months left before I graduate from university. $4000 is a lot of money in my country. I would truly appreciate any support to help me pay off my university debts and continue my studies, I am so close to finishing my degree.

Wishing you all a wonderful life!

Here is my PayPal link for ANY financial support you can offer: https://www.paypal.me/alexapierina

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Help to improve our qualify of life!

I am seeking finanical assistance to be able to improved qualify of life for myself and gransdons I take care of them both. I am more than $150,000 in debit with student loans, credit card, medical bills and back taxes: have not been able to make any kind of headway on these bills along with current monthly bills like rent, all ustilities, insurance and purchasing food has been so overwhelming lately. Only with the Lords help have I made it through one payday to the next.

I am a grandmother of 60 and have been taking care of grandsons for past 12 years. I am also the prize breadwinner of my family of 4 including myself, the youngest is 13, the oldest is 18 and now with a son of his own. He wants to quite school to get a job but I will not allow being his last year. The twonhouse we live in has a discounted rent but keeps going up every year. I cannot save enough money to move out or try to put down on a house.

I do work a full-time job at 5/3 Banking Center Call Center adn make a decent pay and have borrowed from my 401K a couple times so that option is not yet available since I have not paid it back fully. I am close to retirement but affraid that I will not be able to retire with I have borrowed from the little 401K I have.

I have tried to use my card a 2011 Volkswagen Jetta to get a loan but that did not work out since my credit score is so low and car to old. I am asking for any financial assistane to help so I can get back in the loop of payment current bills and make a stab at the other bills. I will be eternally grateful and beeter able to help others that are struggling with various situations they face. Thak you for your time and considerations.

paypal.me/Mich37777

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Urgent Request for Assistance with Student Loan Debt

I hope this message finds you well. I am writing to ask for assistance regarding my $10,000 student loan, which continues to accumulate interest. I am in an extremely difficult financial situation due to a medical condition that prevents me from working. I have been diagnosed with severe knee pain in both legs, and my doctor has recommended surgery as the only solution for relief. Unfortunately, this condition has significantly affected my mobility, making it impossible for me to stand for long periods or perform any job that requires physical activity. As a result, I have been unable to earn an income, and my financial situation has become increasingly unstable.

I have made a small $50 payment as a gesture of goodwill to show that I am not ignoring my responsibilities. However, with no source of income and ongoing medical issues, I am completely unable to keep up with my loan payments. Every year, the interest increases, making the debt even more unmanageable. I am reaching out to you in the hope that there may be some form of assistance available to help reduce or alleviate this burden.

I understand that financial aid programs may be limited, but I am kindly asking if there is any possibility of support based on your generosity. Whether it is through debt forgiveness, a partial reduction, or any other form of relief, it would make an incredible difference in my life. My situation is beyond my control, and without assistance, I fear that I will fall into an even deeper financial crisis. I am willing to provide any necessary medical documentation to support my request and demonstrate the urgency of my circumstances.

I am truly grateful for your time and any help you may be able to offer. Even a small reduction in my debt could give me hope and allow me to focus on my recovery without the constant fear of financial ruin. Please let me know if there are any programs or options that could assist me.

Thank you in advance for your understanding, compassion, and any support you can provide. I look forward to hearing from you.

Best regards,

 

https://paypal.me/chezramsecret?country.x=CA&locale.x=fr_CA

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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Dreams Deferred: A Family’s Struggle with Student Dept

Dear Kind-hearted Supporters,

My name is Momar Ba, a devoted husband and father to five wonderful children aged 17, 14, 9 (twins), and 8. Originally from Ivory Coast and raised in Senegal, I arrived in the United States in 2002, driven by the pursuit of the American dream. From 2007 to 2011, I pursued nursing studies at Lakeland Community College in Kirtland, Ohio. However, in 2010, while preparing immigration documents to reunite my wife and two eldest children with me, I faced significant financial and time constraints. Balancing part-time work with rigorous clinical studies led to academic setbacks, causing me to halt my education.

In November 2012, my family joined me, and I took on two jobs to secure suitable housing beyond our initial small studio. My wife, limited by language barriers and lack of formal education, contributes by occasionally offering hairdressing services. Currently, I am employed as a Level 2 Operator at Swagelok.

  • Despite our combined efforts, managing the mortgage, daily expenses, and credit card debts has made it nearly impossible to address my outstanding student loan, which now totals approximately $66,604.80, including $14,238 in unpaid accrued interest as of January 19, 2015.

    Our children express a deep desire to visit our homeland, a wish we are unable to fulfill due to our financial constraints. With the ongoing challenges of inflation and rising living costs, we find ourselves in a difficult situation. We humbly seek your generosity to help us overcome this financial hurdle, allowing us to stabilize our finances and provide better opportunities for our children. Your understanding and support mean the world to us.

    Thank you sincerely for considering our request.

    Warm regards,

    Momar Ba

    https://www.paypal.biz/momartba

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Help with Parent Plus Loans

As a parent, there’s nothing more rewarding than seeing your child chase their dreams and pursue their education. Yet, with that joy often comes an unexpected burden. My name is Chris Gonzales, and I’m reaching out to share my story in hopes of finding support to help me raise $28,000 for my Parent PLUS loans. I took out Parent PLUS loans, believing that investing in their education would open doors to a brighter future. I wanted to support their dreams wholeheartedly, but I had not fully anticipated the financial strain that this decision would place on our family.
Over the past few years, despite trying my best to manage the payments, the burden has grown heavier. Interest rates have made it challenging to keep up, and unexpected expenses have left us in a difficult position. As a result, I find myself at a crossroads, feeling overwhelmed and uncertain about how to move forward.
The total of $35,000 feels intimidating, and while I have been committed to my child’s education, I now realize that I can’t carry this financial load alone. My hope is to raise this amount to alleviate some of the stress and allow us to focus on what truly matters—supporting my child as they strive for their goals without the cloud of debt hanging over us.
If you are able to contribute, share my story, or offer any resources or advice, it would mean the world to me and my family. Every bit of support will bring us one step closer to relieving this burden and creating a stable foundation for my child’s future.
Thank you for taking the time to read my story. Together, we can make a difference, and I am forever grateful for your kindness and generosity in these challenging times. https://paypal.me/Strang1Around

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VA home loan wasn’t enough to pay student loan debt

Dear to whomever reads this

Am a partially disabled veteran who’s been STRUGGLING to push for 100% disability that would have granted me student loan forgiveness.

Toxic relations ‘threatened’ me to “quit” a good job & go back to college only for “their” benefit. Only to end up with being ‘shamed’, in debt, & surviving on ‘paycheck to paycheck’ dead end jobs.

Current student loan debt’s around $30k, down from around $140k from paying $110k with my VA Home Loan in order to re-finance my mortgage <2 years ago. Now THAT entire VA Home Loan payout ($170k) became my new mortgage balance.

Was previously paying extra principal until laid off from work July 2024 (now, Jan 2025 & still job hunting).

Didn’t qualify for the “Art Institutes” debt forgiveness due to “when” I enrolled.

Deeply fear next POTUS admin changes/cuts to such student loan debt relief programs.

Only income’s VA disability which pays mortgage & HOA alone, for now, both increase ever so often.

paypal.me/Jeanine77Munoz

Or direct to student loan debt co:

https://sloanservicing.com/
Account D045553271

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$1200 Burden Is Crushing Me from Achieving My Goal to Pursue Career in Education

Dear kind supporters, I am seeking your help to overcome a financial crisis that is severely affecting my mental well-being and my ability to focus on building a better future.

In 2019, I managed to get a student loan, tenure of 6 years, from a private lender after I submitted the acceptance letter without any collateral. The loan included a 6 months moratorium period. I graduated in April 2023 and with the help from one of my friends, I managed to secure an online data management job in May 2023. Moratorium period ended and I started paying EMIs from November. Everything was going as usual until July this year. I got laid off in July, 2024. With no income, I began crediting my loan account with my savings.
Since then I have actively sought various opportunities, including part-time delivery jobs, to potentially work as a STEM content writer, data manager, etc. but faced a heavily saturated job market with very little to no vacancies. For 2 weeks, I worked as delivery-guy, but the salary was brutally low and pay days were inconsistent in my area. I searched for 3 months, no luck. This financial setback forced me to rethink my career path and focus on long-term goals.

During my undergrad years, I discovered my passion for physics, a subject I find both fascinating and fulfilling. But due to other academic commitments and majoring in a different STEM field, I couldn’t dedicate myself to it fully. Given my circumstances, I’ve resolved to pursue this passion and work towards teaching physics and math at the BSc level. I believe I can excel as an educator on online/offline platforms with focused preparation.
In October, I committed to this plan and while addressing my financial situation, I though I must utilize all of my savings to at least minimize the Principal amount and the interest. That way I could bring everything down as the EMIs were pulling a lot from my savings. So with literally all my savings that I’ve been saving since University days, financial support from my parents and a few relatives, contribution from a very close friend and after selling quite a lot of my personal items, I managed to submit 80% of the amount. This led to the loan being restructured, leaving a remaining principal of approximately $1,200.

However with no savings left, I couldn’t meet the EMIs for November and December. These defaults have drastically impacted my credit score which is not the main thing. Most importantly, how would I pay the next EMIs? My parents, despite their limited means, have supported me as much as they could. I even attempted to secure a loan with collateral (a motorbike), but it was rejected due to its insufficient value, bad credit score and associated risks. My father’s offer to act as guarantor was also rejected given his retired service (job) status and his personal financial constraints.
Feeling overwhelmed and desperate, I have stopped asking my parents and relatives to reduce their burden and try to figure things out independently.

I humbly appeal for your financial assistance. This pending principal has become a huge obstacle, draining my mental energy and focus. My thoughts are consumed with fears of financial consequences after 1 more month of skipping EMI that will push me to a Non-performing asset making things even worse, debts owed to those who helped me the best they could and the looming impact on my future. I cannot focus on my studies which are crucial for achieving my career goals.

I’ve made mistakes, like failing to prepare for financial sustainability during university and delaying my focus on a long-term plan. I’ve learned my lesson the hard way. Time is slipping away and I can’t afford to waste any more of it. I hope you understand.
Your generosity could help me clear this financial hurdle and give me the clarity and peace of mind I need, to focus on studies and career. I am confident that with hard work and determination, I can secure a job within the next 6 months and build a sustainable and meaningful career.

I beg for your financial support. I need to have at least $1200 so as that I can completely close the loan. If you’re unable to do for any reason, no issues at all. I request you to please forward it to your colleagues, friends, parents, close relatives or to others who could help. Even individual donations of $20 could help me reach my goal in no time.

My PayPal:  https://paypal.me/tradehere348

If you like to help, I request you to please use “Goods and Services” for donations as friends and family option is not accepted here in my country.

With heartfelt gratitude,
Biswajit

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A Holiday Wish: Freedom from Student Loan Debt

This holiday season, I’m reaching out to ask for your kindness and generosity to help me take a significant step toward financial freedom. Like many others, I’ve been working hard to build a better future, but the weight of $20,000 in student loan debt has been holding me back from achieving my goals.

I dream of owning a home—a place to call my own and begin building a life that feels secure and stable. However, student loans have made it difficult to save and plan for the future. Every month, I watch a significant portion of my income go toward these payments, leaving little room for growth, emergencies, or the chance to invest in my dreams.

As the year comes to a close, I’m hopeful that the season of giving might bring a little light into my life. I know times are tough for many, but I also believe in the power of community and the kindness of strangers. If 1,000 people donated just $20, I’d reach my goal in no time.

Paying off this debt would mean so much more than just a zero balance. It would mean freedom to start fresh, the ability to save for a down payment on a home, and the chance to finally feel like I’m moving forward instead of treading water. Your help would allow me to focus on building a stable and secure future.

If you’re able to contribute, even a small amount, I’d be forever grateful. Every little bit truly makes a difference, and if you can’t give right now, I completely understand. Sharing this post with others who might be willing to help would also mean the world to me.

This is a vulnerable ask, and it’s not something I take lightly. It’s humbling to reach out, but I know that the holiday season is about hope, kindness, and the belief that we can all help each other in some way.

Thank you for taking the time to read this, and if you’re able to contribute, you can do so here: PayPal: @faedrasilv

 

Wishing you and your loved ones a joyful holiday season filled with warmth and peace.

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Help Me Fulfill My Dream: Bring This Ambitious Animation Project to Life!

Hi, my name is Jorge Calmanash, I’m a 3D animator and film student with a passion for storytelling. I’m working on an ambitious animated project called Shin Core, a tale where science meets mythology in an electrifying adventure.

Shin Core follows the story of a passionate young scientist who, for his final thesis, makes an extraordinary discovery: an object from ancient Greece that defies time and logic. This discovery allows him to create a revolutionary invention: a bracelet imbued with the power of Zeus himself. But what begins as a dream quickly turns into a nightmare when the power spirals out of control and he is threatened by titans that the great Zeus once imprisoned and who will destroy everything that sees them to finish his mission. To save himself and those he loves, he must prove to the entire world that he is not a threat and that he can harness ancient energy and set things right.

This story is not just about action and invention, but about perseverance, the pursuit of knowledge, and the responsibility that comes with power. It’s a story that resonates with anyone who has dreamed big but faced unforeseen challenges along the way.

To bring this vision to life, I’m creating a 3D animated pilot episode, which will be the first step in establishing Shin Core as a full-fledged series. However, animation is a resource-intensive art form, and I need your help to make this happen.

Your donations will directly contribute to:

High-quality animation tools
Collaborations with talented artists
Story development and research
Promotions and festival appearances

Why support Shin Core? This project is more than just an animated story—it’s a testament to creativity and innovation. It explores themes of science, mythology, and human resilience, with the goal of inspiring audiences to push boundaries and take responsibility for their talents.
SHOW THE ANIMATIC 1 VERSION 1

Donation link: paypal.me/MaJorNashTV