Starting over???

I am 45 yrs young. I could tell you my sob story, but that would take up the whole website, not just this page.

To say I have been through it would be an understatement. I was homeless at 12 left behind on the streets of Manchester, NH. After losing my hero, my best friend and protector (My Stepfather). Yet, I still overcame that and was able to graduate early and move throughout this life loving, kind, honest, compassionate and hardworking. I’m a stroke survivor and a twice over cancer survivor. I was diagnosed at 5 with ADHD, ODD and OCD. But, no matter what this life threw at me, I was able to rise above and keep it moving, not allowing anything to break my stride. (at least emotionally)

I raised 2 kids by myself and their ages are 25 and 19. Both my girls are amazing. No, I’m not just saying that. My oldest is a welder and my youngest is a Souz’ chef. I’m not sure if I am spelling that right. (please don’t tell her)

At 40 years old, my life crashed and burned. My ex relapsed, I had no idea what I was looking at. I was never in the drug scene. I was always busy taking care of people my 2 kids, my biological father, (I had found at 16) his wife who hates me, my sister and her kid, my other sister’s kid. My life was too full for all that noise of the drug scene, always tried to just do the right thing and lead by example.

So, as I was saying, Sorry for making a short story long. So, he relapsed. I thought I could save him. I thought he would come out of it. After a year of arguing and fighting with him. I tried the drugs.

But before I get into that, a little backstory. May 23, 2014, he walked by the hardware store I was running at the time. I was so in love from the second I saw him. I would have moved mountains to know his name. I went out to the VFW that night as I was the vice president of my chapter at the time and there he was.

I couldn’t believe it. From there and for the next 3 years, it was the most supportive and loving relationship I had ever been in. I never felt so loved, supported and respected. AND then he relapsed.(2017)

In 2018, after trying the drugs. He came back to me and was loving again. Yes, we were doing drugs but, I had my heart back. Until I didn’t. 2019, He started mixing the drugs I wouldn’t.  I already was shameful, embarrassed and ready to be done. He got really violent, in and out of the bedroom. With the shame that goes with that, I pushed my best friends (my children), my family and anyone/ everyone else. It started out fine, I’ll do the drugs if you stop fighting me. Then turned into well if you’re going to be around, keep me high, so I don’t have to feel the hurt. To ultimately, I had to do the drugs because he had done so much to me that, if I wasn’t high I couldn’t and dind’t want to breathe because every time I breathed I broke and everytime I broke I couldn’t breathe. I’m not sure if you have ever felt like that but it was for the first time my life, the pain, everything was just too big for me.

For the first time, I failed, and I felt like a failure. I failed at love, I failed myself, my kids/family, lost my job, and ultimately I landed in jail for his nonsense. I lost everything and everyone. When I got out of jail, (2020) I had a job waiting for me, I was working on getting my family back, but I wasn’t healed and it showed.

I relapsed after over a year. By 2021 I was in rehab in FL. In 2022, I came back home to NH…. Sober, partially healed and feeling better than I had in YEARS!! I now have 2 years 4 months under my belt of sobriety, I finally got over my fear of losing it all. I recently went back to school to earn my degree in Psychology with concentration in Social work. I want to help battered women and children. I am still healing and on my journey of self.

I was injured at work in 2022 and have been out of work since on workman comp. I am looking for help to buy a laptop for school, get a car as my car has died (like dead, unfixable dead) and I would like to move closer to school as it is costing me a billion dollars a week in car rides and eventually buy a house.

My future plan is to buy a house big enough to open a sober living/battered women’s for women like me, that has lived a hard life and has gone through multiple scenarios of abuse, that want a better life. I am hoping that my life story can help these women, like a survival guide, and give them a safe supportive space to go and heal from life. Hopefully we can learn new ways of succeeding no matter the age, race, or any scenario. Teach them ways to help themselves and each other.

I just want all of us to know we aren’t alone, and we can be happy. I believe this to be my true purpose.

 

Hello, my name is Rick Garrett, and I’m reaching out for support during a challenging time in my life in paying off student loan debt.

 

In 2009, during the recession, I was laid off from my job and struggled to find new employment for almost a year. The Washington State Employment Security Department encouraged me to return to school, and I accepted the opportunity. I did well academically, making the Dean’s List every quarter. To support myself, I found a part-time job as a graphic designer while continuing my education. Unfortunately, full-time opportunities remained elusive.

 

During this time, my life took a difficult turn. My roommate, best friend, and ex-partner was diagnosed with stage 4 cancer. We both struggled to make ends meet, and after his passing, I was left devastated and alone. To cover living expenses, I had to pull money out of my 401K, leaving me with a significantly diminished retirement fund. My student loans and the few hours I worked each week were the only things keeping me afloat.

 

After graduating, I lost our home and moved in with a friend. I then traveled to visit my parents, hoping to regroup. My part-time job increased my hours to 25 a week, and I was able to manage remotely. But just as I started to gain some stability, life threw another curveball. My mother fell ill with dementia, and then COVID-19 hit. My visit turned into a permanent stay as I assisted with my mother’s caregiving needs.

 

During this time, my job increased to full-time with a raise, and I finally started paying down my credit card debt. Student loans went into forbearance due to COVID, but the pressure of debt has continued to loom over me.

 

Earlier this year, my mother passed away. Now, at 57, I find myself still helping with my father, who is also facing financial woes paying for my mom’s medical bills, while trying to navigate my own financial challenges. At nearly $200,000 in debt, I am scared and weighed down with regret. I’m doing my best to stay afloat and pay down my debt, but I can’t do it alone.

 

Despite my full-time job, which offers no vacation days or paid holidays, and freelance work on the side, my 401K remains at less than half a year’s salary. My company doesn’t offer a matching 401K, but I’ve set my contributions at 10% to rebuild what I lost. I’m thankful to have health insurance, especially since it covers 20 therapy sessions that are helping me recover from an anxiety disorder.

 

This is where I need your help. Your support will help me pay off my student loans, reduce the financial burden that has been weighing me down for years, and allow me to focus on rebuilding my life.

 

Any contribution, no matter the size, would mean the world to me. Thank you for taking the time to read my story and for considering supporting me on this journey.

Sincerely, Rick Garrett

Paypal: paypal.me/ricktgarrett

Just as the title has stated, I need help paying off my student loans. I am a 25 year old woman who has accumulated hefty student loan debt. I went into schooling to learn about medicine since that was my dream career at the time.

But, during my schooling, I got a call from a family member stating that my friend, whom I knew since preschool, took her own life. Since finding that out, I went into a deep depression, blaming myself for not being there for her or what I could have done differently. I am currently on medication for it, but I neglected my studies and foolishly dropped out.

 

I still have over $130,000 in student loan debt. Any donation, no matter how small is highly appreciated! Thanks for taking the time out of your day to read this.

 

Cash app:  $mochiyoshiii

Dear friends and community members,

I hope this request finds you in good health and spirits. i am writing to you all today to share my story and asking for your support if this very difficult time in my life. I am facing a lot of obstacles in my pursuit of having my American dream. I am DACA recipient(Deferred Action for Childhood Arrivals)where it has giving me the opportunity to live and work in the United States, the only home I have ever known. This program has allowed me to pursue my education and and contribute to society in many meaningful ways.

One of the most significant challenges I have faced as a DACA recipient is the financial burden of higher education, because DACA recipients are not eligible for federal financial aid and some scholarships. I have had to rely on private loans with high interest rates, in addition  to being considered out-of-state has significantly increased my tuition costs. To give a clear picture, out-of-state tuition is often two or three times higher than in-state tuition. I have been working two to three jobs and receiving some private loans, I have found it nearly impossible to keep up with the debt and stress that there financial obligations have been putting on me. From my impacts in my academic performance and my overall well-being.

Adding to my difficulties, I recently lost one of my pillars in my life, my grandfather was the only father figure I had known all my life. He was a pillar of my strength and supported our whole family with his loving ways. He guided me and helped me navigate the challenges of being a DACA recipient  and motivated me to pursue my dreams despite the obstacles. Losing him has been a devastating blow.

In light of these challenges, I am reaching out to you for help. With your help, no matter how big or small, would help me reduce my student loans and help my grandfather lay in peace…Thank yo for taking your time to read my story and for considering my request.

With heartfelt gratitude,   Carlos

https://paypal.me/carlosbahena35?country.x=US&locale.x=en_US

Cashapp: barlos35

I am a student with lupus. I moved to the US eight years ago and English is my second language.  I worked a lot of jobs because of my health condition, it was hard to deal with the labor jobs. I decided to go back to school and graduate but I haven’t found a job yet. I also got in a car accident in June and lost my car. Right now, I have a student loan and a credit card debt and lost my Medicare and a lot of bills related to the car accident and bills from my regular checkups for my health condition. I was a hard-working woman but right now I am demotivated about the things I am going through. I lost my confidence and was afraid to get back on track. I just decided to do this by thinking that if I get some of my bills covered, I will find a job and figure out what I will do shortly.  My health is unpredictable, I deal with it every day. I know everybody is struggling to pay their bills and help their family. I am one of them and trying but can’t, I am tired and want to quit. This wasn’t my plan when I moved to the US, I hoped to change my life and my family’s life but that is impossible now, and that is why I am begging here. I need to cover these bills. Overall, I have around more than 50,000 dollars in loans and credit card debt and also hospital bills. This was my last choice to do it and I am also embarrassed about it. Please let me know if you guys also have any ideas to improve my life. You may not know anything about lupus, it is not easy to deal with it for your lifetime. I was diagnosed with it when I was sixteen years old. I am not excusing myself because of the disease. I tried a lot to change my life but still, I am struggling because that is affecting my everyday life, mental health, relationships, and dealing with the side effects of the medications. It is hard to face people in this situation it is an overwhelming situation for me. I am hoping that everyone understands my situation. I will say thank you for reading this and listening to me. Thank you!

 

 

PayPal.me/sam177574

Hello!

I never thought I would ever find myself in a situation where I am asking people for money.. but I decided to look at this in an objective way and see the positive and not just focus on the negative aspect of this. I am currently a mother of two children, working full time as a substitute teacher and happily married. I just finished my masters degree, but planning to go back to school to work on my teaching credentials. I am hesistant though because I have over 150,000 dollars in student debt.  I have always wanted to know what it feels to be financially free and not worry about money. I have worked very hard to get to where I am academically and career wise, but I feel like it doesn’t really show financially. As you can imagine, teachers don’t make that much money, substitute teachers make less. I don’t work during summer months and don’t get paid at all. I have numerous bills that are past due and some I even let them go to collections because unfortunately I am unable to pay for them.  This has really hurt my credit. I have always found it necessary as a parent to accept all the loan award that I was offered by financial aid. Unfortunately, this has led me to owe over $180,000 dollars in student debt to be exact. That doesn’t even count the extra two years that I will owe once I am done with my teaching credentials. I come from a low income family and my parents were not in a great financial situation to be able to help me pay for my education. Everything that I have achieved has been through my own efforts and perservearance in order to give my children a better future.

My husband doesn’t make that much money either. I try my best to support him with the bills, but during summer it’s so hard and if anything I just make more expenses out of his account. He is unable to help me pay for my student loans at this time. Due to money issues, we haven’t been able to move out of our 1 bedroom apartment. I haven’t been able to take my kids on a well deserved vacation. I dream of the day where I can live peacefully and not worry about money problems. I started my own youtube side business recently doing videos that are related to intuitive spiritually.. but lets be real.. it will probably be a while until I see any kind of money coming from that if any at all. I really hope that someone on here can help in any way.. I have tried my best to minimize costs and unecessary expenses, but it’s hard to do that when you have children. During summer months, kids want little treats here and there.. and expenses do go up a little more since they are home more. This also includes, electricity bills, more grocery expenses, more gas bills in order to drive them to swim class or other extracurricular activities to keep them busy. I am humbly asking for any support… All of this financial stress is making me feel hopeless and thinking that we wont ever get to have that white picket fence dream.  I don’t think we should be worrying about money problems. My husband and I area very hard working people, we are kind, help people when they need help. Now I feel like we are the ones that need the help. There is so much I want to do but don’t have the means to take the necessary steps. I just feel like it’s always one thing after another. When I do work during regular school year, I can’t even save any money because I am too busy trying to catch up on paying outstanding dues. I want to better support my husband with the bills, I want us to move to a bigger place, I want us to repair our credit, I want to be able to plan a family vacation one day, pay off my student loans one day… but of course all of that requires money to do so. I really appreciate anyone who is taking the time to read this lenghty message. I am truly grateful. I don’t even know what words to use right now to express my gratitude to anyone reading this. Thank you so much.

https://paypal.me/marismiles05?country.x=US&locale.x=en_US

Hello all,

My name is Robert and I’m currently seeking help. A while back I had lost my job and couldn’t find a job for a couple of months. I had a hard time trying to pay the out-of-pocket expenses for school as my FAFSA doesn’t cover the full amount. I’m currently on contract with my job but it doesn’t pay enough and doesn’t provide tuition reimbursement. I’ve been drowning in debt with credit cards as that’s how I’ve been paying for school. Honestly anything will do as it will relieve some pressure off my shoulders.

Paypal: https://paypal.me/robertk405?country.x=US&locale.x=en_US

my PayPal is @Hileenlove Hello All,

My name is Hileen

I am a 32 years old living in Nashville. I am writing to you all because I feel like I am out of options. I am in desperate need of financial assistance. I grew up in a toxic family where my parents always fought over not having money, my mother worked two full time jobs growing up to take care of my older sister and myself, due to her always being at work she wasn’t always around to be there for us, my father on the other hand was a alcoholic, abusive man who wouldn’t come home days on end etc. Fast forwad to college, I converted to Christianity my Freshman year at a Private Christian University in Nashville, TN called David Lipscomb, and due to my new found faith my family decided to completely cut me off, to where I have been left to provide for myself, throughout all my hardships, I would get myself into bad relationships for love, and they would use me to the point all my money would go to buying them stuff to feel loved, and wanted, and now in my 30’s I am desperately trying to learn, heal, grow, and better my future, but I just cannot catch a break from all the debt I am drowning in, covid really sat me back to where I was able to finally save up 8000 and during covid my hours went down and since work as been so slow. I am a waitress here in Nashville, and am trying to get all my debts in line before I make the move to Louisville for a fresh start away from everyone, and focus on my health, and my dreams in life are to become a life coach for young middle eastern women who struggle with self identity because of their environment. I have made terrible money choices throughout my young life and I am realizing it was due to my family being bad with money. I grew up hearing money was the root of all evil etc. and every time my mother had money or my father… they always spend it all. I am shy, scared, ashamed to ask anyone for help, because in my culture a woman my age should already be married with kids, and I choose to not. I have no one to loan me money. My credit is bad and every time I have extra cash it all goes to my student loans, rent, bills. I recently sold my car for 4000 because I was behind on bills and it all went to my bills. I have been on the verge on suicide because of my struggles that I go through behind closed doors. I will greatly be grateful for any donations, and would love to have your contact in hopes that someday I would like to repay back the kindness to help me get back on track. All the past due bills has me in a mental break down state of mind, it takes away motivation to move forward.

My mother took on Parent PLUS loans to support my college education. Unfortunately, her health has declined significantly, limiting her ability to work and causing immense stress due to the financial burden. It is heartbreaking to see her in such distress, knowing that she took on these loans solely to support my education and future.

Since graduating three years ago, I have been unable to secure a well-paying job that allows me to live independently and assist her. Your generous donation would help ease the financial strain on my mother, allowing her to focus on her health, and help me stabilize my own situation.

We are $41,000 deep in student loans. Any contribution, no matter how small, would make a significant difference and bring us closer to a more stable future. Thank you for considering my request.

Sincerely,

College Grad21

Cashapp: $FranOz

I am a mental health counselor and single mother of 3. I need help with my student loans and funds to support my children in sports. I am trying to raise 60k so that I can out 50k on student loans and have 10k to be able to support me and my children until I find a better job.  I love what I do and the people I help but the money is not good. I get 32k a year and that is before taxes. I live in GA which is very expensive and I need help. My children’s father do not help me w/ them at all. I have 3, 16, 13 and 9 2 boys and 1 girl. My boy are in football and my daughter wants to get in Karate. I can barley afford all the bills and each month I am left with nothing trying to make sure that they have everything that they need and now student loans are coming knocking and I cannot pay. I am in debt 165k dollars for something that I truly love but the pay sucks so I can not pay my student loans. PLEASE help me pay off some of my loans so that I am able to continue to make ends meet and at least let me children experience a better life then I did growing up. I want to be able to give them a nice childhood. I have no family here w/ me and I feel all alone because my family back home feels that I feel like i am better than them because i choose to move out the hood and a city where crime is through the roof so that my children did not have to be in survival mode all the time.

I have paypal but i do not know how to find the link tried but could not

Zelle : jasminegalison2017@gmail.com

Cashapp: $AGoddess30