Begging Money

Financial Hardship Help

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In need of Compassion

First of all, thank you for taking the time and consideration for looking in to how you can help us.

My name is Aaron and I live in my car with my dogs (Kuma, & Sweet Pea) and my spouse (Darren).

At the end of 2021 things were looking great! We were both in lucrative jobs (prison monitors), on our way to paying off debts and able to afford a few nice things every now and again. Sadly, in February of 2022 we both lost our jobs working at the prison because one of the head resident managers accused my husband of sleeping with her husband and rather than investigate, since the other resident Manager had seniority, we were let go, to avoid further conflict.

Since February we have been evicted. We attempted to make ends meet doing Door Dash until one of us could get back on our feet, but soon we could no longer afford the debt consolidation fees every month, nor could we afford to make student loan payments, car payments, utility payments and we had fallen behind enough that all of our debts are back in collections and student loans will be resuming in October and we don’t know how we’re going to feed and house ourselves, let alone get back on track to get out of debt.

My husband decided he would go to college to get the job he has always wanted in funeral services and I can look for work in the area where that school is. So we’ll be moving to Salt Lake City at the beginning of August.

Because we have so much money in collections and my student loans are through the roof, he is using his GI Bill from the Army to pay for his schooling.

Our collections debt is a little over $25k. My student loan debt is right at $66k. Once I can land a new job I will begin to pay it off. Hopefully within the next 21 years (at the end of which I’ll be 66 years old) we can have all our debts paid off and maybe start to put something away for retirement.

The Request:

I am asking for $75,000 to pay off all of our debts as quickly as possible so that we can begin to save money for retirement. I don’t expect to get the full amount I’m asking for, any amount would be appreciated! And multiple donations from multiple people would still go a long way in helping us get to saving for our retirement faster.

If you can see it in you to donate to our cause we would be eternally grateful, or, if you can pass our story on to someone else who may be able to help, that too would be wonderful!

Please make donations to:

https://paypal.me/dabate17?country.x=US&locale.x=en_US

And please know, from the bottom of our hearts we thank each and every one of you who took the time to read about our request.

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Nursing student who’s in debt and pregnant

Hello there, i want to apologize in advance for the very long story, i am a 24 year old nursing student who is in debt, and pregnant. Where to begin, well all of last year and this year has been my nightmare. Last year i was doing so good, going to my classes online, working 3 jobs! Yes 3 jobs, i was a private caregiver for 2 private patients whom i loved dearly. Unfortunately one of them got dementia she had to be sent to a nursing home so i try to visit her as much as i can. The other i was not able to work anymore and you will soon find out. My 3rd job was a nursing facility; in that facility i grew close to a polio patient whom i decided to start a gofund me fundraiser for him for his physical therapy but that’s another story for another day. I was so exhausted but i was so happy because i was able to afford anything. I lived in my own home i was renting, i had 3 cars, as i am a car enthusiast. I worked on them on my days off or i would drive them to pass time, and that’s how i met the guy who took everything from me. Well to be exact we started dating before my jobs he just didn’t show his true intentions before. Long story short he was controlling and jealous of my accomplishments. He manipulated me he didn’t work and i even bought him a car for 9k cash, he promised to pay me back but he never did. He would use my cars and he would eventually break all of them, get them taken away for reckless driving i would always pay to get them back for fees, repairs etc. Eventually i had spent all of my 13,000 i had worked so hard to save up on his mistakes, i lost all my cars, i am car less. I was naive and dumb he kept promising to change, which eventually he did once he found out we were pregnant, but i also have medical issues of my own, i’m anemic, my bones hurt on the daily doctors kept sending me to specialists. Now i’m not able to take any medications for the safety of my baby. I am not able to work as it got super difficult for me so i had to unfortunately stop working for my other patient. I wasn’t able to afford to rent so i moved in with my toxic parents. I am now 9 months pregnant, i was still doing online classes but i stopped the last trimester that finished as i need to get everything ready. My mother who keeps commenting on my life and saying i wont be able to give my son a good life. My father whom has medical psychological issues he yells, and drinks. The father of my son lives with his mom, always has but his mom tried to force me to get an abortion, she too hates working she lives off unemployment, she dates men just so they can pay her car or rent, she has even admitted to me doing certain things for money as she hates working. That place would be even worse than my own home. As for the father of my son, he now works, but only one job, he once again convinced me to help him get a new expensive car for when our son arrives with my credit, which is $670 a month his other car he too broke because he used to race them and not know how to care for them. I am now relying on his paycheck but it all goes to his suv as he only gets paid minimum wage for a construction/remodeling job, for private people. Have yet to be able to pay my school debt, whom i was supposed to start my Nursing program and finally be a nurse in 12 months! It’s 24,000 and i have yet to buy my son the biggest necessities for his arrival, small things are bought, just need crib, car seat, stroller, diapers, bathtub the most expensive things. I would love to be able to have my own home once again too as it’s too crowded here, with my parents and sister and older brother who is inconsiderate. As you can see i went from being my best to crashing down in a matter of a year. I would be ever so grateful to anyone who helps with anything at all… i am not the type to beg i love being independent but with no ones help what will i do..? I am a little embarrassed so i did use a different name. My paypal does have another name. paypal.me/Anagomez881  Thank you.

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Please help me get back on track and out of debt

Hi! My name is Patrice! I am a 35 year old single woman. I work full time as an elementary school social worker, and have two part time jobs as a mental health therapist.
In my personal life I struggle with borderline personality disorder. For those of you who don’t know, BPD is an emotional regulation disorder that also impacts impulse control. As a result, I have gotten myself in trouble over the years with my spending. When I’d get depressed I’d go on a retail therapy shopping spree or take the first trip out of town to run away from my problems regardless of how much money I actually had available to spend. Over the past 5 years I have spent countless hours in intensive therapy working on myself and am in much more control and living a much healthier life, but still have all of this debt following me and feels so overwhelming even with my three jobs. I would appreciate any help I could get from kind and understanding people to help me in my efforts towards eliminating that debt.

Thank you for your consideration,

Patrice

https://www.paypal.com/paypalme/my/profile

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Supporting our Disabled Son

Thank you for taking the time to read about our story and considering helping our cause. We are seeking support with our heavy student debt that is keeping us from being able to save for a handicap-accessible home, wheelchair van, and the many things my son requires for support.

My son initially had some issues with feeding and low blood sugar and spent a couple of days in the NICU, but we were sent home once we were stable. After a week at home, we noticed that he was just not thriving the way his twin brother was. After several invasive tests and over a week at the children’s hospital we received a diagnosis of congenital muscular dystrophy (CMD). In short, CMD is muscle disorder that makes muscles weaker than they should be. This can make simple tasks like lifting your own head and limbs difficult or impossible. It becomes dangerous when the muscles that are responsible for breathing become involved. We have since learned the specific type disorder  he has is called LAMA2-CMD, one of the most common types of CMD, but still ultra-rare.

 

Since that time of diagnosis until now, we have learned so much about being special needs parents and how to best support him. He is one smart little guy who has been a chatterbox since early on! We have been fortunate to have collected many adaptive items for him to best be able to explore the world from a stander where he is able to experience weight-bearing, to his scoot chair where he can “chase” his brother around the house. We have been spending so much time enjoying our boys that we really don’t know anything different than life as it is now. While there are moments when emotions fill us with fear of the unknown, we know that each day we have the opportunity to do better, and that is just what we will do! While we are not living for a “cure” we are living to make life the best it can be for our son and others with this frustrating disease.

Currently, there is no “cure” for LAMA2-CMD, however, there are many promising therapies in the works. Research requires funding, and that is where you come in! We are making a lofty goal to promote research for this unique condition. We have many creative thoughts on how to support our goals of finding therapies to enhance the lives of those affected by LAMA2-CMD and the most important one right now is to support research efforts. We have held many fundraisers and have raised over $20,000 so far, we have lofty goals, but this is a start! With so much of our focus on making the world adaptive for my son and fundraising, we are just feeling so heavily bogged down by student loan debt.

My husband works very part-time as he is the primary caregiver for our twin sons since the pandemic started. Due to the risk of illness, we could not put my sons in daycare. I am considered self-employed and pay for our health insurance premiums, currently $2000 per month, not including deductibles and max out of pocket which we reach each year due to my son’s diagnosis. We feel like we are drinking from a fire hose daily and student loans are just such a burden we are unable to put a big enough dent into.

 

We appreciate you taking the time to consider supporting us in becoming student debt-free so we can focus on our children!

 

paypal.me/MamaOnAMission32

This is a photo of my current account that we are looking to pay off this year:

 

image0.jpeg

 

 

 

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Asking for a little so I can give a lot..

First off, thank you SO much for taking time to consider my story and investing in me. Let me tell you a little about myself…

In 2010 I graduated with a masters degree from a local University. I work what I consider one of the most rewarding jobs I could have as a Speech-Language Pathologist. Currently, I work with the entire life-span with my youngest patient being only a few weeks old to my oldest is currently 101 years young. I help them speak, think, process information. I help them swallow again, breathe successfully and help them progress to get themselves home again. I establish a relationship with not only my patients but their families as well and I deeply care for all of their well being.
When I graduated with my degree 12 years ago, I had $150,000 worth of student loan debt along with a few thousand in credit cards.

Fast forward to current and I was blessed with two amazing little angels, a bonus son and a loving and devoted husband. The two of us work two+ jobs each week to make ends meet and provide for our home. Despite monthly payments as I am suppose to, I now have $197,845.00 in student loan debt. Because of the payments I also have extensive credit card debt. Child care costs given that my husband and I both work more than full time hours is outrageously expensive. Given the cost of everything right now this is not something that will get much easier at any time in the near future.
At this time, the school district we live in is the bottom of the state for academics. They get zero funding and the programs are falling apart. I am desperately trying to pay off my debt so that we can afford to move to the neighboring school district and give my children the lives they deserve. The chances and experiences they deserve. The chance at a solid education and the joy of a tight-knit community.

I don’t want millions. I just want to be debt free so that the hard earned money I make from caring for all of my patients everyday and working multiple jobs goes to showing my family an amazing life. One that’s filled with time together and chances to volunteer with our community.
The money provided to me will go directly to my student loans and my credit cards first. Then once I am debt free, my goal is to make monthly “pay it forward” events and take my little ones with me to see it unfold. Place $100 inside a pack of diapers, put $50 in the top of a can of formula. Hoping to make ends meet for a parent who is least expecting it. And once I am debt free, I can do this with my own hard earned money to make others feel happy and give them a sense of relief. In total I am in need of  $225,000 to have a clean slate. Please, please consider donating to my family and I and help me achieve these goals. Help me to show my family the amazing things that are available to us. Please help me from the drowning feeling of anxiety from the debt that I’ve encountered just trying to survive…

Thank you, thank you from the bottom of my heart for reading my story and considering helping me!

paypal.me/MamaOzzy1203

 

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Struggling University Drop out

Hello to anyone reading my post this is my story.

I grew up in a financially struggling household. It was always my dream to attend university to pursue law to become a defense lawyer, from 12 years old to the time I graduated I had multiple part-time and summer jobs to fund my university studies which, I missed out on a lot of fun things my friends were doing because of this.

Once graduation came around I had saved up nearly $80,000 to fund my studies and I was beyond excited. Looking back it was definitely worth it, so I moved out for the first time to pursue my dream. That was 4 years ago.

All was going well for the first and second year, I was working a part-time job while doing school full-time. Things were looking very good. I managed to pick up a vehicle in my third year which was a huge accomplishment for me, but it was not a good decision. After a few months, it started to have problems and repairs kept adding up. I was going over my budgets each month and tried to pick up more shifts. I had to sell it which I barely received a fraction of the cost. This greatly impacted my funds.

 

To top it all off, I was out of work due to the pandemic for 6 months, and no matter where I applied I could not find work. I bought and flipped some stuff from local thirft stores just to make some money but it was not nearly enough. Desperate, with poor credit, I received a loan of $40,000 with an interest rate of 49.6%. I was first told 19.99% but there were underlying terms.

This forced me to drop out and work, I am currently working 60 hours a week at 2 jobs with around $72,000 worth of debt on a loan with interest, maxed out credit cards, and I am barely making it past each month with living expenses, and monthly payments.

I am not the type of person to ask for money but I am so over my head I have no idea what to do, I can’t move home and I am living in a very run-down apartment building. This post is my last resort.

Thank you so much to anyone who read my post, bless you and your family. If anyone reads this message and is considering low credit loans, please DO NOT go through with it because it will catch up to you and make it very hard for you to get back on your feet.

I am trying my best to get back on my feet so I can eventually finish off my degree, I would be more than thankful for any donation.

My PayPal: paypal.me/donavynm17

 

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Financial Assistance

Hello everyone, my name is Christian and if you took time out to read this, then I appreciate that. I’m sure my story isn’t unique but I’m nearing the end of my resources so I figured this would be worth a shot. To start off, I had a child my sophomore year of college and I was 19 at the time with hardly any money or assets available to me. Although, with  help from friends and family, I was able to graduate with my bachelors in 2018 only to then not ever find a job in my field and then a year later, I found myself stuck with a new student loan bill and not a lot of money to pay everything. Luckily, I was able to get a job working as a maintenance person in an oil refinery and made decent money. At this point, I can sort of feel my life coming together. Fast forward to 2020, covid hits and all non essential personnel are told to stay home. Through unemployment, we manage to get by while waiting for the world to return to a sense of normalcy and later that year I would return to work near the end of the summer. In November of that year, a car accident left me with a torn labrum and I was now unable to work. I did have short term insurance and some savings so I was okay going through this period of not working but it definitely dwindled down the emergency fund i had and also led to more credit card spending. Following this, I was sold a dream by my uncle to go back to school to become a certified HVAC technician and that my school would be paid for and I would be taken care of in the meantime. This was not the case at all. From May of 2021 to May of this year, I was only able to work 20-30 hours a week because of school and almost forced to go into more debt to just stay afloat with bills and responsibilities I had.  This goes without mentioning that the company who brought me on ( Yes the one my uncle was involved with) began to tank and eventually I was left with owing these new student loans all to myself now. So just to recap, not only did I go through a year of not being able to work full time, I know would be responsible for even more student loans that I previously had been told would be taken care of. Luckily, I have started another job with a different company, same field of work. Unluckily, I know have about $30,000 in credit card debt. I’ve looked at consolidation, debt relief programs and bankruptcy before coming here. I’ve not come here to ask for all of my debts to be paid. I’ve never missed a payment on anything but with my house note, car note, insurance, and student loans I’m on the verge of finally cracking.

https://www.paypal.com/paypalme/Cholmes921504

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Down and Out (Almost Giving Up)

Hi, thank you for taking your time to even come this far onto my post. I am a 23 year old who accountably admits to my mistakes and faults made in my past.. here I will explain everything.

I’ve come from a low income family where my dad had a gambling addiction from a very young age. Being through this as a kid made me not get the best life as any child would get however that didn’t bother me as much as I was grateful for whatever I had. As I got older and my dads debts got bigger as the eldest son I took responsibility in look after my family as I have 4 other siblings. I went to Uni but stayed at home so can reduce my costs of living, I applied for all the loans and students loans as well as working Saturday and Sunday in a part time job to help support my family. I gave almost every single penny towards the providing for my siblings and paying off my dads debts. I went through hell and back paying off and surviving solely on the happiness of my siblings faces when providing for them. This was all at the expense of my own mental health, but it didn’t matter as long as I looked after my family. I’ve been paying off my dads debts but racking up my own. I have then landed my self a graduate job but my mental health took the better of my and put me into a dark whole, here is where majority of my own debts built up. I took loans out to keep my family afloat, I borrowed money from friends and family to clear my dads debt as the loan sharks who my dad got the loans off threatened my family. This as the eldest son caused me so much distress as my life has been spiralling down hill, but I did all of this for my family even at the expense of my life and happiness.

I tried every year different solutions to help me out of situations and pay for things but i have come to this as my final solution as I have tried everything. I now have baliffs and so many people chasing me now for money that I have come to a standstill that I’m almost at a point of giving up in life.. but I won’t because I know there’s goodness in the world and goodness in people that will help me out of my situation, as I’ve also met the most loving and supporting girl who has helped me through every situation since I was younger, to a point where I don’t want to lose her and would like to marry her in the most simplest form.

but I am struggling personally with everything else I can’t even get my life on track, so I’m begging really begging anyone out there to please be able to help me, I have gone through so much pain throughout my life and it’s becoming so hard now, I know and I appreciate the fact that no one out there is obliged to help me and that’s completely understandable. I just hoping there’s just that one person or many people out there that just take a chance and help me get my life on track as I am on my final legs.

below I have outlined the debts I am in.
thank you for reading and I hope god blesses you all.

loan 1: £4,890

loan 2 : £6,850

loan 3: £3300

owe friends and family: £18,000

student loan and maintenance: £48,000

debts with baliffs: £5200

please would anyone out there help me get my life back on track I’m begging anyone I don’t want to give up and I don’t want the easy solution out of life, but everything has become so intolerable at this point as I’ve been fighting so hard since I was a young child.

PayPal.me/mas485

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Mentally disabled, inflation, student loans & loss of income

In short:
Loss of about 50% of joint income. Mental illness issues in relation to part-time work besides studies. Student loans. Can barely afford food, won’t be able to in 1-2 months, especially due to current inflation rates. Have to sell things and/or give up on education without any help.
https://paypal.me/null?country.x=DK&locale.x=da_DK

Background:
My boyfriend and I have lived together for 6 years. In our country, there is student support, which we have been living off of, roughly 1600€ (or 1685$ USD) a month total. This has worked, even during COVID we made things work.
However, I was diagnosed with Bipolar Disorder and ADHD, which makes it incredibly hard for me to work part time – in fact, my doctor even managed to grant me more money through the student support system, because they deem me unable to work besides studying, if I am to finish my education.
However, I once dropped out of my education, due to mental issues, which is when I started getting help (around 2018). That meant, I had failed the three exams that semester I needed to pass. When I re-applied to the same education the following year, the system still had registered my exam failures. To my knowledge at the time, this would have no real influence, but it did. Later, I failed an exam, end of 2021, which mean I no longer had the required credits, despite having passed the subjects from last time I was enrolled. This automatically made me lose my income via. the social security system, and I naturally tried to file complaints, and see if anything could work. However, twice I was declined, as this was, apparently, how the system works.
At the same time, I cannot get any other income, without losing my student support rights forever (due to the mental illness paper that was signed from the doctor, giving me more aid, saying I cannot work).

Situation now:
Right now, I live off of my boyfriend’s student support, part-time job and student loans (which I myself ALSO lost the right to take, when I failed said exam). On top of this, he himself is having issues, now, due to inflation from the Russo-Ukrainian sanctions. Gas now costs up to 2.30€ or 2.40$, instead of 1.48€/1.56$, which also means all food and daily goods have increased in prices up to 30% in some cases (for example with meat and dairy). This naturally means, that not only have we lost almost half our income, inflation have skyrocketed and made living conditions impossible.
In terms of help from family, we can only get (limited) help from his father. I won’t go into details with my own family relations, but things are tough.
It may be possible for me to regain student support rights, but it won’t happen before October, when these things are re-evaluated, if I pass 100% of exams.

Economy in short:
The total loss of income is 1.600€/1.700$ per month, and inflation is, right now, set around 6%, while some goods like food are 15-30% depending on the exact item.
Our total income now, which is 0% from my part, is around the same as what is lost, 1.600€/1.700$ per month.

Alternative to current situation:
We’ve made it work before, but now it seems like we might have to sell his grandpa’s things he had inherited (which naturally, neither of us want to) as well as his car in the long run. Even if this continues, we might, worst case scenario, have to drop out of both of our educations, even though we both are about 1 year from finishing to get full time jobs (unskilled labour, minimum wage) instead.

Anything helps, and I would truly be appreciative of whatever anyone might be able to. We will have to make changes to our habits, and maybe we can make it work this way.
https://paypal.me/null?country.x=DK&locale.x=da_DK

(Note: Due to the financial situation, and relation to my bank, it is my boyfriend who will handle questions etc.)

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Out of Options

The year has been depressing and I have decided to ask for help. Covid has killed a few people that I care about and now my girlfriend has left me after 6 years. I have no one to turn to and ask for help with my financial situations. I am currently in debt, 50,000. I have 20,000 student debt, and 30,000 credit debt. The reason why I am in debt is because of the covid situation. I had to get a loan to help pay for my bills and for my school. I took a pharmacy Technician program which costs roughly 20,000. I have 30,000 in debt because I couldn’t work because of the amount of work I had to do to make sure I had a passing grade of 80%. I didn’t want to burden my parents because they make minimum wage jobs, barely even able to pay for their own housing. I was forced to move out and had to pay for my bills on my own. I had a savings but I ran out and I started taking loans just so I can make meet ends.

Every single dollar will help.

Thank you very much

Paypal: paypal.me/jayjay377

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To make my career easier.

Hello beautiful people, my name is Jorge Escobar, I am from Panama and I am currently 20 years old, I am a student of the Information Systems Engineering career at the Technological University of Panama, I am currently one year away from graduating, but that is complicated for me a little since I don’t have enough resources to make my life as a student easier.

 

In 2020, due to the pandemic, the classes became virtual, it was easier than possible, the university where I study is 4 hours from my house, so I did not have to spend money on transportation, in 2021 the classes they were still virtual, but my life would take an extremely painful and unexpected turn, on May 3 of this year my 65-year-old father died of natural causes, it was a great pain and a direct affectation to my life both emotionally and financially. After the death of my father we were able to move on together with my mother, but this would not last long, only 10 days later, on May 13, 2021, my 45-year-old mother would also stop living due to natural causes, that was the worst thing that I experienced, only 10 days later! It was an even greater pain, time passed and there was support from some people but for a few months only, after this I had to continue alone, I did not want to leave the university because I felt that it was all that I had in my short life, as the classes were virtual, the expenses in general (services, food, health, covid19), were reduced, there were days when I did not eat, but I continued with my university and to cover expenses I decided to do homework other students exchanged money, I did well for the rest of the year and I was able to stabilize my life a little financially, emotionally I was still devastated and wanted to die, but I couldn’t leave what my parents had left me, a 13-year-old brother years of which I take care I spent that year and part of this year 2022.

 

The reason why I ask for money is that this career is everything for me, I am already in the 4th year, I cannot leave it, I have good grades, an index of 2.47 out of 3, as shown below, so lately the laptop that I have ( specifications: i3 5th generation) I am not up to what I do in my career and possibly in my work (Data Analysis, Computer Security, Servers, software development, etc), it is slow many times and has battery problems and blue screens, it turns off by itself many times because it gets very hot, I have looked for help in my country, but I have not received it, that is why I come here hoping that they can help me get a new laptop with good features and that they help me last many years, for the career and for when I enter the world of work, I also want to have a little fun and relax playing on it, I consider a budget for an entry-level ($ 1000 or less) and I trust that with your help I can get it, they are The only one option I have.

 

Here I leave my paypal

 

 

paypal.me/jiem20

 

 

Thank you very much for reading and thank you because I know we will reach the goal.

 

IMG_20220514_091816.jpg

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My student loan debt is robbing me of my happiness

Hello everyone! First, thank you for listening to my story. I’m 26 years old, I am a full-time graduate student working towards my doctorate degree, I work 3 part time jobs, and unfortunately, I’m drowning in $295,000 of student loan debt.

 

Growing up, I lived in a very toxic and abusive household due to the untreated mental health issues of my parents. The way that I coped with this was to put all my mental energy into my studies. When it came time to apply for college, the school’s that offered me the most financial aid were close to home, and for my own safety, attending college close to home was not an option. I ended up going to a good university out of state, but to attend, I had to take out private loans with 10% interest rates.

 

I graduated with my Bachelor’s degree in psychology, passionate about helping people heal as I could see the toll that untreated mental health can take on a person, and on their family. I was hopeful and certain that if I worked hard, and cared deeply about what I do, that the finances would work itself out. My plan was to go to grad school, graduate, and open my own practice to treat my patients to the best of my ability. What I didn’t think about was this: that going to graduate school would require me to take out more loans, that starting a private practice would require me to take out more loans, and that I would be completely on my own with no help.

 

At this point, I feel that my very sense of freedom has been taken from me because my life is dedicated to paying off this debt. I want so badly to have a comfortable life and take care of other people and my patients, but right now I can’t even take care of myself. I’m struggling to pay rent, I’m beyond stressed and burnt out from working and being in graduate school full time, and sometimes I “decide” to fast, but really, I just can’t afford food for the day. I’ve been feeling so stuck because of my debt, that I literally feel like I no longer want to go on. I’m at such a disadvantage to really being able to start my life. I did not want this to be my story. I want to help as many people as I can, I want to be able to provide for my future children, and I want to live a comfortable life in a safe place, but right now I’m just struggling.

 

Again, thank you so much for listening to my story and thank you all for your kindness. If you would like to donate, my Paypal is linked below.

https://paypal.me/giannasmith

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A college student hoping for a new beginning.

Hi everyone,

My name is Chris and I am a recently graduated college student from Michigan and honestly I’m sitting here writing this at 4 in the morning because many sleepless nights have become that of a habit from this past years struggles. My life has consisted of taking my dad to rehab because of his drinking problems throughout middle school and high school, to dealing with family turmoil because of an alcoholics decisions. The one person who always made sure to be there and know I was doing okay was my mom. About four and a half years ago my mom was diagnosed with lung cancer only a week after finalizing a divorce with my dad who didn’t treat her anywhere near what she deserved. So from the age of 14,15,16 I had to work to help pay for the bills while my dad wasted all of my parents savings on ambulance visits costing us thousands of dollars at a time. When my mom got diagnosed with cancer we didn’t know that she would battle for over four years, and last January she passed away due to the cancer just growing to fast. She was my only person. She never got to over seas to ever travel or even go to her one dream vacation of Hawaii. With that being said, my mom shared my dream of moving to colorado as soon as I graduated because she knew how much the mountains motivated me to live a life worth living, and I still plan to make that dream happen, but the issue is the cost of living and not having a reliable car to even get me to the state I want to live in, I am here hoping for a miracle that somehow a random site of anonymous people can possible kickstart a life that I can finally call mine. That way I can pay off my student debt, finally have a car worth more than a grand, and be able to live in a place that isn’t tainted by my dads struggles. So yeah, is this a Hail Mary? Probably. But maybe there are people who used to be in a position like mine and hoping that someone would stumble across a site like this and change someone’s life forever. I don’t have a specific amount that I could ask for because I know everything is just getting more expensive. But I know that one day I’ll be in Colorado and be able to live the life me and my mom always talked about while she battled cancer and often was my support when I should have been hers. The picture I provided is my first time being able to hike a 14 thousand foot mountain in Colorado and this place truly is my dream. 

My name is Chris knapp,

My insta is cknapp16 if you wanna make sure that I’m a real person, and my pay pal is

@chrisknapp17

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Teacher can’t make student loan payments

Hi! I am a high school English teacher who absolutely adores my job. However, my teacher salary does not pay enough to keep up with my student loans. Just before starting college, my dad died by suicide. He was supposed to help me pay for school, but suddenly he was gone. During my undergraduate studies, I had to take out private student loans with Sallie Mae. I took out six loans (3 years worth) which total $90,445. Unfortunately, Sallie Mae stopped letting lenders consolidate or refinance their loans, so now I am stuck with 6 hefty individual payments a month, instead of one manageable payment. I am only 25, so I don’t have enough credit to refinance with another lender, and I don’t have anyone to co-sign for me. I’ve researched and tried every option, but nothing or nobody is willing to help. These payments are killing me slowly.. I can hardly afford to eat anymore. If I could get rid of these loans, it would be the most incredible blessing of my life. I need this so bad. Please help me.

https://www.paypal.me/maysmad?locale.x=en_US

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Surface Pressure

loan.PNGSome people may say and think that I have lived a semi charmed life. Growing up I had an older brother and two younger sisters; my parents were together, and they made it work for the most part. My family all grew up close and especially my sisters and I grew up inseparable and best friends. My senior year of high school the unimaginable in my perfect little life happened and my mom was diagnosed with lung cancer. I was struggling in school and trying to finish strong so I could get into college to make my mom’s dreams come true for her kids. I worked hard, and before I graduated, I had secured a spot at the local college of UNH. My mom was able to attend my graduation and see me start my freshmen year of college. My mom had also gone into remission, and they had thought they had cured this for her.
At the end of the first semester my mom felt something was off and went for another look, they told her she had three weeks to live. She would be leaving behind my youngest sister who was only 12, the middle sister who was 15, myself at 18 and my brother at 20. Three weeks passed and she had lost her fight with cancer, and we had lost our whole world. My mom was the type of person who everyone adored, she lit up a room, made people feel welcomed and accepted, was creative, thoughtful, and incredible.
I knew my roll at this moment would change forever I quickly and fiercely swerved into the role of protector of my younger sisters as my brother was not there for us much. My dad started dating and within a year was married, never caring to put energy or focus into my younger siblings. The youngest of which was quickly spiraling out of control. She didn’t have proper guidance or therapy to deal with loss and turned to poor friend choices and rugs to cope. She went against my dad, and he took it personally and lashed back out. He sent her away to a girl’s home where she slowly started to lose all sense of sanity and hope for the world. I knew immediately I had to step in I had to do something. I knew I didn’t have the power to take her out, but I was there for her. While trying to work, attend college, full time, and put in the hour plus drive every other day to care for her I was no longer able to properly guide my own life.
I made it through college and graduated but with not much of a plan and a lot of debt. During this time my other sister had lived with me as well as she went through bad breakups and even divorce at young age. My youngest sister also had run away from one of the home and became pregnant. She decided to try and keep the baby. Shortly after the baby was born however her mental health declined and I took the baby in for her while she was admitted to the psych ward once again. We were all forced with the unbearably difficult decision to put the baby up for adoption. (To help we found an amazing family who love her more than anything, an open adoption and she is safe and cared for).
My sister was eventually able to live on her own. my middle sister graduated college and got a great job and is living so well with a husband and children.
I am struggling, I have not ever been able to pick up all my pieces that I let fall while I tried to save and keep my siblings together and from falling apart. I could never know if my choices were correct to sacrifice myself, but I can tell you I would never hesitate to do it again. Although I am not financially sound, I was safe, I was strong, and I could endure anything I needed to for my family and that is always.
I am currently facing divorce and have two amazing children of my own. My car won’t make it to my next inspection, and I have credit card debt due to medical and car bills. I need to be able to move out on my own, take care of my kids and move on to the next chapter of my life living for me and my kids.
I need this debt of my past to be gone, the debt I uncured to make everyone happy but myself. Right now, I am working in the Early Childhood Education field, and still giving back to children and families all that I can to help them start their lives strong and provide safe space for children who may not have that when they leave our Centers in the evening. I help our teachers who struggle in their daily lives, try to make this a place of love, light, support, family, and learning.
Please help me I am basically at the lowest and begging for help.
Sincerely,
Stephanie
https://paypal.me/null?country.x=US&locale.x=en_US loan.JPG