Ladies and gentlemen,
Thank you for giving me the opportunity to be here, with you because I find myself in a situation that no parent wants to face, I need help to pay my daughters’ school fees and clear years of overdue tuition loans for the upcoming August–December 2025 semester.
My financial hardships began in February 2013, when I was laid off without severance. Two years later, in February 2015, I suffered another unjust dismissal, again without any compensation. In both cases, I had no reserve to cushion the blow. In September 2025, my small online business—once a lifeline—hit an abrupt downturn. Sales plummeted overnight, and I had no cash buffer. I used every dollar I earned on essentials: gasoline to deliver orders, mobile telephone airtime to stay connected with clients, and food to feed my family. As a result, my inventory went to zero, and restocking became impossible.
Despite these challenges, by God’s grace and with the unwavering support of a few generous friends, my two girls have continued their education without interruption. Their dreams and ambitions have remained intact, and they’ve thrived even when I couldn’t. However, the friends who stood by us are now facing their own financial crises. I owe them not only my gratitude but also a promise to help stabilize their lives just as they did mine.
Until now, I’ve been applied three times for a second mortgage in two different banks without success, I also tried to get personal loans in different credit institutions or apps and it wasn’t approved, so, today, I ask for your assistance to settle outstanding school credits that have accumulated over several semesters and to fully fund the August–December 2025 tuition. Your support will lift a heavy burden off my shoulders and ensure that my daughters can focus on their studies without fear or distraction. I pledge to honor your generosity by diligently working toward restoring my business, repaying my friends, and rebuilding a stable future for my family.
Every donation—large or small—makes a meaningful difference. Together, we can transform this moment of hardship into a stepping‐stone toward brighter opportunities. From the bottom of my heart, thank you for considering my request and for helping me invest in my daughters’ education, which I believe is the surest path to lasting change.
Thank you and kind regards,
https://www.paypal.com/paypalme/fjcotero