Not long ago, i was working as an electrician and life was going fine, i was at TAFE studying and i was really happy. Not long after till somehow i went to get Sushi one day and my card was not working when i tried paying for it, so my brother had to but in. So, we went to catch a bus home, i was left with my head scratching thinking maybe it was just the card acting up. I had no online banking at the time, so i could not check how much was in my account. Also, my foolish self did not think it was necessary. So, i called the bank a few days later as i tried paying for my OPAL card to recharge it with money as i was trying to go city. They confirmed that i had nothing in my bank account, which was impossible as i could not have spent the money, i know for a fact i barely spent 2k, as all i bought was Mcdonalds once in a while, while i made 21,000. I later found out, someone close to me, as they admitted it to me with my brother as a witness, someone did this in my family and they refuse to pay me back the money, giving me fake promises, and im left in this mess financially and depressed, not being able to enjoy my life, thinking everyday about how i worked so hard to be able to enjoy none of it. Thanks for those who took the time out to read, i wish you all a good day. Till this day i also wonder how it got stolen because i never gave any information out, in the image this is proof i made that money. I’m left with 5k to pay in tax too and i have no job right now.
Hi, my name is Cori,
I just made this post 12 hours ago and realized I never put up anything to be contacted by..
I grew up in a very abusive household. I had to learn a lot on my own at the age of 16-17, while my mom could’ve cared less. I myself never really understood the way life worked. I took it upon myself to put myself in debt with school, with buying a car, marrying at a young age and him adding more bad debt to my credit. I’m in a hole one I cannot dig myself out of. I work full time, trying to go back to school. Everyday I wake up with stress hoping I can pay for food, buy my dog dog food, pay for laundry detergent, house bills. Etc. I pray to god everyday that I can have a start over and rewind. You could be my start over with your financial help.. Thank you
My PayPal is paypal.me/corianndilley
Hi! I’m a hopeful music therapy student wanting to study away from home for the first time in my life.
Music therapy is the use of music and music tuition to rehabilitate or support people from all backgrounds. Young vulnerable teens and dementia patients alike, music therapy is a resource that can seem less daunting than Cognitive Behavioural Therapy to those in receipt of it.
Sadly I’m not 100% sure I can afford it without working several jobs alongside, which at that point, wouldn’t leave me enough time in the day to do my university work or my clinical placement.
In the past, I have avoided moving away from home to study as I couldn’t afford it and ended up doing my initial bachelors degree in the same town I was raised in. This isn’t an option for my masters in music therapy, and if I could study from home and save the money I would, but I can’t commute the distance I would need to travel several times a week as I suffer pretty badly from insomnia and fatigue is a real issue that goes alongside it. So a journey of more than thirty minutes after a night of no sleep would be impossible.
Unfortunately, unlike an undergraduate course, there’s no maintenance loan for postgraduate degrees as it is expected that your family will support you. My family is low income and the thousands of pounds it costs to live away from home is not something they can help me with other than the odd £20 here and there for food or transport. This would barely cover a fifth of the living costs I would incur a week.
I’m not asking for a mysterious donator to come out of the woodwork and drop a year’s worth of rent onto my lap, but if I could scrape together another month of rent, it’s another month where I’m not worried about making ends meet. I feel awful about posting on a platform such as this one, but I’m getting desperate. Each months rent, with bills included, is around £500. I understand that this is a lot of money, but it is the price of freedom for me.
If you should see me as a worthy cause then please consider donating, even if it’s only a couple of pounds it would be greatly appreciated.
Thank you so much for reading my story and possibly even considering it.
Should you wish to donate, my paypal.me link is paypal.me/kayleycharmagne.
My name is Janean Meyer. I am 58 years old. In 2009 I got a divorce, moved to a new city, bought a house. After I moved and got all set up, I was in a company layoff. After 17 years with the company, I was in shock. I didn’t know what to do. Over the last 12 years I have struggled financially. I ended up having to work with a debt relief agency to pay off my bills. This left my credit in a state that I was unable to help by 2 girls. Jenna is 35 and struggles with RA and Lupus. Her hands are already deformed, and she struggles with taking care of her 3 children and family. We have asked Navient to cancel her loan since she is disabled. They do not want to do that. Jenna must work to pay for her loans, and I am scared for her health. Having her student loan paid would be a blessing. As I approach retirement, I am trying to make sure I will be able to survive on Social Security. Losing the job of 17 years, I had to use my 401K to survive. Now I fear how I will be able to live and pay my student loan and other expenses. Paying off my student load as well with help me into retirement. My other daughter Britney is a single mom raising a 11-year-old son. She is a medical assistant and must work 2 jobs to make ends meet for her and her son. I would like to be able to also help her with a down payment on a townhome or something, so she has a place of her own. With having to struggle with debt, I have been unable to qualify for a loan to help her purchase a house. Lastly, I recently moved back to Reno NV to help care for my aging parents. My sister and I share a house and right now with my credit score and hers, we are unable to refinance the house, as it was in hers and her ex-husbands name. We are hoping he doesn’t try and take it from us. My parents are 82 and we want to make sure we have a home for them until they leave this planet. My sister is 62 and closer to retirement and we are not sure how we will be able to maintain our expenses and be able to care for our parents. I know so many are struggling in this world. I am trying to do all I can for my family. I would appreciate any help so my daughter can enjoy life with her kids as her health continues to decline. I would like to be able to help my daughter who is a single mom give a better life to her son and not have to work 2 jobs. I would like to be able to not have to work until I am 70 just to enjoy life and take care of my parents. Losing that job after 17 years turned my whole life upside down. Just trying to get back on track. Thank you for reading my story.
My paypal account information is paypal.me/resqume
First and foremost, thank you for reading this. I’ve always wanted to be a teacher ever since I came here to the United States when I was younger. My mom and I left the Philippines because she wanted a better life for me, to follow what millions of immigrants do, live that American Dream. I realized this opportunity did not come cheap, we left our family and friends, my mom worked two jobs and made sure that I understand education was important. I wanted to make her proud and coming from nothing in the Philippines, I knew being in America was a gift. When I was younger there were so many amazing teachers that helped me transition with the culture and language that I knew I wanted to give back and help kids understand that they are enough, that they are more capable of so much more than they believe. To make students see that if you are willing to work hard and show effort, that you too can achieve the American Dream.
I am the first in my family to graduate college, but it came with a price with loans. I didn’t have scholarships so I had to take out loans to achieve my dream of becoming a teacher. I know this is the career I want to do and I have truly enjoyed the journey with student teaching and I believe I can make a difference, even if it’s just one student’s life.
Well, I’m finally achieving my goal of being a teacher, but I have acquired some debt of course from college. I have several thousand dollars of debt and would love to get help so when I start my career I can be able to say I am debt-free.
I know there are amazing people out there that have big hearts and are willing to help people and I hope you read my story. I know there are many stories out there and people that need help as well. But what makes me different is that and I make a promise to you, I will not let you down. Take a chance on me and I promise you will not regret it. Having my student loans taken care of will not just eliminate them, but also lift a huge burden off my shoulders. College loans are expensive and there are millions of people that have them. I’m only asking if you can help, I would greatly appreciate your help and contributions. Thank you in advance and God Bless! Thank you, thank you, thank you!
Hello. My name is Tristan Winchester and I will be one of the best future television directors out there in the next ten years.
While in college, especially while at SCAD (The Savannah College of Art and Design), I have noticed how expensive everything at school is. On top of that, I did well in high school, but still have to pay 35k a year for four years. That’s around $140,000 dollars. It’s an awful situation because my parents aren’t helping. They would if they could, but they stay in severe credit card debt. I’m not asking for $140,000 dollars. I would never expect anybody to ever pay that to me.
My parents always lectured me about going to college and saving money, but I never listened. I have been working hard lately though. I’ve been working double shifts at my job but with how much I make it won’t be enough. My parents both work 9-5 jobs and they didn’t go to college and they said it was the biggest mistake of their lives. Both they and I want me to succeed where they have failed.
To be honest, I like working. I like showing myself that I can achieve whatever I put my mind to. The only amount of money I’d ask for is anywhere between $5,000 and $10,000 dollars. If I received that, I wouldn’t have to worry about going to the grocery store, buying necessities for school, including textbooks and paint that are $70.00 a piece…. and much more throughout the four years. But even if you’d like to donate even less than that, maybe in the tens or hundreds… anything.. and I repeat, ANYTHING will help me out. Thank you for taking the time to read and listen to my story.
I promise you, when I become one of the biggest television show/movie directors in the world – I will pay whoever back. And that’s a promise. Thank you so much.
My PayPal – paypal.me/TristanWinchester
Thank you for listening to me, it means so much that you are helping me out. Thank you.
Please just think about the extent that you would go for the person that you love the most. To start off I have been blessed with this person in my life. I’ve never met anyone else so In Tune, Righteous, Selfless, Talented and Caring. There aren’t enough words to describe his amazement. Of course everyone has a story, but I hope this one sticks out to you. David Green III, is super intelligent, and started to play football in the third grade. He was bullied and picked on, but he took that and strengthened himself while growing up. He stood up for others against their bullies, and chose the underdogs on his team. He shows people hope and spreads knowledge. Like many of us he didn’t have the best childhood. Everyone needs that father figure in their lives especially being a boy, that fatherly manly figure shaping and molding you into the best man that you could be. Tragically, he watched his father get jumped to death… at the age of 5. “Mommy why is daddy on the floor”.. he looked up to him like a super hero, like most do at that age. He thought nothing could possibly happen to him. Though, as the days went by he knew.. he’d no longer have his father in his life. He stepped up playing the big brother and daddy role. Not only for his older sister and younger brother but for his mom, and not much long afterwards for me and my siblings as well. In his senior year he met and started to get close to his uncle. Being as though he never had much or a father, he appreciated and leaned towards him and his lifestyle. His uncle would buy him shoes and take him out, but why all of a sudden. His grandmother fought so hard to file a lawsuit against the hospital his father was sent to, and while in a coma; he aspirated in the doctors care.. in other words they finished killing him. That was in Miami Florida. He was blessed with that money along with this siblings. To go to school and help pay for their way through college. Like a serpent does his uncle kept driving him off the wrong path, manipulating him and showing him what life is like making your own money and traveling. David went to Willingboro High School, he broke his high school football records, always started. Alongside with his best friend Trae Greene, and his younger brother Jahad Green. He played Wide Receiver. You can see him on HUDL, look his name up and watch his interviews. He even has a ESPN profile that started in college. He went to Delaware State, a division 1 college with a partial scholarship. He always wished his dad could have been there to have at least seen one of his games. Wished he could have asked him questions he didn’t understand in life. Sadly it wasn’t for long.. he stopped going with the influence of his uncle. “Don’t worry come move to California we gonna be good, this life is better”. “I’ll always be here for you”. Along with many other made up sob stories. So he did, and took out all of that money. His uncle said, “let’s put our money together and watch it grow. You’ll have this back and more, don’t worry.” So he did.. until finally he was fucked. Everything was stolen from him. His money, clothes, shoes, play station, they even took his little brothers things. He was taken advantage of, left with nothing. She wasn’t the best influence on her kids. He thought he was choosing the right route, and almost looked up to him as a father figure. His uncle said “don’t worry you’ll be back in school next year I’ll take care of everything”. Now owing his college $12,000. When we met instantly I knew he was much more different than others. I can see the hurt in him. I can see him fighting his own demons and trying to do everything he can to turn things back around. Also the light in my life, I was going through so much. I raised my siblings, my youngest brother with special needs and paused my life to help my mom take care of them. We also grew up in shelters and nothing compares to losing a father, but I know how it feels to have one leaving and being absent. We moved to Florida with my family from Willingboro, NJ. You could imagine how hard it was for him to come back out here from the last time he was. Slowly we have been helping each other build back up spiritually, mentally, physically, and emotionally. He left his friends and family to come help mine, even going through everything he had himself. When I didn’t have the money he bought us food and made sure the doors were locked every night. He made sure we had smiles on our faces and with the only thing of value he had left, he would let me use his car to get to where I needed to get to. I was living in a living room and he was living in a basement, both slept on couches. Both doing everything we could for our family. We are happy now and we’ve come so far, we met in 2019. Even through our trials and tribulations there’s been nothing but positivity. At our lowest points we’ve managed to turn that around and get stronger. He is a king. He is the man I want my future children to call daddy. He is my future husband. I leave to the military in about 2 months. Unfortunately with the money he owes to the school he can’t even continue to go to college or continue to be the incredible student, athlete and football player he is. We hope he will have 3 years left to play, especially due to the Corona Virus coming in the way of so many; including our jobs. Coming up with that amount before this summer is seemingly impossible. They won’t work with him, a HBCU college. They won’t release his transcripts until the full amount is paid, they won’t accept a payment plan. It’s not student loans, it’s money he owes to the college. We’ve looked for everything trying to find any type of help. It’s been so sad and frustrating. Being on the phone for countless amounts of days and hours, being forwarded back and forth to different administrators. He will be going to the NFL. He’s on that field every single day practicing. “Better and better everyday”, he says. He strives for greatness, nothing less. We are both on unemployment and he’s waiting to start this job; helping peoples houses from going into foreclosure. He is a young and strong black king. He is David Green III, and it won’t be the last time you hear his name. I’m reaching out in hopes that one of you would be able to bless him in any way. Help in any way you could to help him achieve his goals. Everyone deserves a second chance and this is a mistake he’s living with every day of his life. He hated himself for so long until I helped him to value himself again, and opened his eyes again. “There’s so much more to life and we have so much ahead of us. There’s always a will and a way.” If I could come up with the money and more I would, he really deserves this. I would go to hell and back for him. I hate to see his hope fade just a little as each day goes by. I hate seeing him so stuck and sad. It’s things like this that make people feel there’s no other option but to take the dangerous route. He won’t but I know it crosses his mind from time to time. He’s so strong-willed, it motivates me to want to be the absolute best I could. This is the long-story short, and again I hope it reaches your heart. I feel like this is the most I can do as of now on my part, he doesn’t know yet. He’s taught me so much and has given my life more meaning. I don’t want to get mine or his hopes up to much, but I feel like he may just be lucky. He’s too special, he does everything right.. All he wants to do is to be able to go back to school and finish what he’s started his education and future athlete career. I see so many celebrities blessing these amazing young people. So many organisations blessing these schools and I can’t help but to wish he could be one of those people. His birthday is actually coming up April 11, he will be 21 years old. I hope to give him the best gift possible. Anything will help, I appreciate everyone who took the time out to read our story ❤️
I’m writing to ask for help paying student loan debt. I have $50k in student loans. I went to school for nursing and what I make even though its good, does not cover all my living costs. The bills keep piling up and a difficult ex marriage let me in more than student loan debts. I’ve also made some bad decision in my finance and just need a little help to get back on the right track. I am in the process of getting my life together. I just got engage, we want a small elopement but want to be able to put a down payment on a home. Having my student loans erase will help us be able to qualify and free up money for a mortgage. Also, my mother and brother are in another country and will be moving in with me within a year. I rent a small basement from a friend and this house would be a blessing. There is obviously a lot going on in my life right now and any bit of contribution count even $5. It adds up and it makes and difference and it will be greatly appreciated.
Without my student loan being cleared up it will be a struggle to make ends meet. Because of covid the student loan garnishment payments have stopped but they will start back up again in a few months. I defaulted on my student loan so it shows negative on my credit report and they take the money directly from my paycheck. In all I have $110k in debt but nothing impacts my credit or my paycheck like the student loan payment and that’s why such a huge burden will be lifted off of my shoulders with the money to pay off my student loans. My fiancé would help but he also has student loans, his doesn’t impact is credit however, and other debt to take of as well. We are right now each working six days a week to try to get rid of some of these debts. Its taking a toll on our wellbeing, I have to say and we have begun to feel depress and hopeless that with such effort the dent we’ve made seems to be so minimal. We don’t mind the hard work for our future but we just need a miracle right now to help push us over this big hurdle. Because of what we went through we hope to teach our future children to not relive the same mistakes we did. Thank you from the bottom of my heart. If you can’t help that’s fine. Pass my story along maybe one day someone would be able to and I thank you for passing it along.
Well, here I am a 21 year old student from the Netherlands, totally new to this concept or idea of giving away money. It does seem like a scummy move to make as an individual to ask someone for financial help without even knowing them but I might as well try it because I fear for my future and my loved ones and I bet people like me have been in the same situation.
Let me start off by saying I have an income and I am not like dying or anything, no one I know is in danger and my life is going okay now. I have asperges syndrome which for me means I am very keen on perusing things that interest me and neglecting things I hate. I had a major interest in science and technology and could spend hours just reading about concepts relating to chemistry, biology, IT, Neuroscience, ancient history and many other things. I had been making 3D models for a sandbox game using professional modelling software and using a vast amount of software and stuff that people my age had never even heard of. I was truly one of the most nerdy kids you can imagine. The fact that I was good at some of these specific things meant that I only enjoyed them more and like people with Asperger’s often experience, I spend all my time on that stuff and non on actually making a life for myself and doing stuff for school.
This is less of an issue now for me then it was as a child and I see it as a double-edged sword because I did get well-versed in a lot of topics and it did do me a lot of good as well. The issue this generated for me though is that I was never really seen as someone who could achieve anything big, teachers always neglected me, I was a very asocial person at the time and I was never able to really express myself in the things I was good at. When my education got worse and worse, I was send to special education when I was 12. Here the main course that was given to us was administrative business which pretty much entailed to working in a small supermarket and learning to accept deliveries and use a cash registry. At this point I was just about at the age where I could see where I stood in society and how people saw me and it dawned to me that if I didn’t do something I would never make anything happen. I truly wanted to spend my life working on amazing stuff like DNA sequencing and coding and never expected how my neglect for the normal educational system would get me to a low point like that.
Well, I needed to make a change about this and this is when I started to truly try and educate myself while I was at this school. I read numerous books and watched hours upon hours of lectures online trying to get better at stuff I was truly interested in. When I finally graduated, I was able to get accepted in a good school studying IT and I eventually graduated.
I now finally had the credentials to get into university and do what I truly wanted, pursue a career in science! This truly did make me happy, I felt like I had reached something that was almost out of my grasp before I could even comprehend what this game of life had in store for me. Well this all started falling apart because all courses in my university required advanced knowledge of math that I had never in my life seen before. I never had any regular middle school or high school experience and our special education system only teaches the simplest of math. I realized that I was set back further then anyone else in my class. Well I tried to make the most of it anyways and did pass my first year but now with covid I have 0 clue what I even need to do anymore. This second year has been the hardest time I have ever worked in my life but it seems it all leads to nothing. I have 15k worth of student debt and its like 100% a given that I have to repeat this year and many other years. I feel like if I try to continue with this dream of actually becoming the person I dreamed of as a kid and all which I have fought so hard for will just go to waste and leave me without money having to earn back all my debt slowly. I can´t even live together with my girlfriend because I can´t really make an income. All I would want is a way I could feel like I am not wasting my life by trying. I have 0 support structure and no way to fix this other then myself and I hate it. I have never felt so bad in my life even though I am finally doing what I thought I wanted.
I don’t want to mess up everything for me and my girlfriend just because of my selfish wants. I spend hours per day trying to learn math but I just end up straying away so much further from the rest of my class as I cant even comprehend the concepts we are getting thought.
My major now is organic chemistry and I have passed both ORGO1 and ORGO2 which is huge! I understand all the chemistry, but I am just failing everything else just because I can’t even do simple algebra.
I don’t expect anyone to give me money but I hope someone like me who actually did make it, someone who maybe also has gone through a struggle like this but who came out on top can maybe understand my pain going through this and seeing the debts stack up without even feeling like ever being able to complete this study and having to give up on it. All I want is to be able to try it in my own way even if it takes me 10+ years.
The image I attached is my work on complex quantum mechanical modeling of atomic orbitals in ceartain energy levels of molecular bonds. It shows how far I have come now from being destined to work as a store clerk to someone who actually comprehends science to a degree. I am no expert yet but I would spend all this effort again to get there a million times over.
Firstly, if you have found your way to this letter, thank you for taking the time to read this. Obviously, I am not a professional writer and tend to go on and on, but I’m just writing from my heart.
I have made many piss-poor decisions (PPDs) over the course of my lifetime (one of my father’s favorite expressions) and fortunately have learned from many of them. But made a big PPD, you know, “wrong thing for the right reason”, which in the end is still a PPD.
This major PPD I am speaking of, I made on behalf of my children. I think this is fairly common, right? Parents want the best for their kids, and emotions often time, cloud the decision making. “Pay now or pay later” along with “hindsight is 20/20” are great sayings for a reason.
A little history. I married fairly young by today’s standards at the age of 23 in 1980 and we were blessed with three wonderful children within 6 years. Money was tight, as my husband was the only one working outside of the home. Like many, we lived paycheck to paycheck and did not have a lot to contribute to savings, or the biggest pipedream of all, “college savings”.
Years later when Child-1 was accepted to college, she took out student loans in her name, and the balance was borrowed through “Parent-Plus” loans. Child-2 started college when Child-1 was halfway through. Thinking back, might have been a wiser idea to have them four years apart, but thought at the time, “how wonderful to have them close together so they could play”. Same thing, more Parent-Plus loans to get Child-2 through college. Child-3 started college when Child-2 was halfway through too. Same horrible PPD to continue borrowing and adding to the balance.
Clearly, I was in denial of the magnitude of this decision. I justified this PPD, as I believed in my heart, and still do, that having your children’s lives be better than your own, is worth every sacrifice. I would do anything for my children, would die for them. My parents could not afford to pay for college for me or any of my 5 siblings and I would be damned if I didn’t get my kids through college, no matter what. I started community college and eventually dropped out as working a full-time job and school while pregnant was becoming too overwhelming for me in a young marriage. I wish either of my parents was alive to see what beautiful human beings their grandchildren are. Unfortunately, my mother died 32 years ago and my father 27 years ago, though, I know they are proud.
Their father and I had always told our kids that if they worked hard through their school years, stayed out of trouble, and worked as much as they could in college, that we would pay for their degree. If they chose to have any further education after completing their degree, they would pay for that themselves. They held up their end of deal. Bottom line…. $130,000+ in Parent-Plus Loans. All children did well in college, graduated, and went on to pursue higher education, which they are paying for. I am profoundly proud of them more than words can ever express. Believe me, they are all smarter than their parents, so there is that to be grateful for.
My husband started his own business providing general contracting in 1990. Feast or famine, but he managed to keep it going and I went back to work when the youngest was in school. He began having mental health and depression issues about twenty years ago, alcohol and drug issues started about five years later and he went steadily downhill. He resented the pressure of having so many financial and parenting responsibilities. He began working less and less, stating that it was my turn to carry the load, he was done with the parenting and the marriage.
We split when I was 57. From the proceeds of the sale of our home, after paying off a 2nd, he did give me about 20K to find a place to live and get myself situated. He stated that I applied for the parent loans, and he did not sign anything and had no idea of the balances or the lenders. It was all my responsibility. He claimed retired, moved out of the country and I have received no support from him after 34 years of marriage. The lender sends everything to me.
I blame myself for not fully researching or reading the pages of small print on these loans. I wonder how many other people are in the same PPD boat as me. I hear the numbers on student loan debt is in the trillions of dollars but hear little of the loans parents and grandparents have taken out for the benefit of their children and grandchildren. Older parents and grandparents do not have many years of money making to payback these loans. These loans cannot be “forgiven” due to financial hardship. The only forgiveness is in the death of the borrower. The parent loans are at a fixed rate, over 6%. Been paying on this for years and the balance is still over $110K.
So that is my story. 6 years later, here I am at 64 in a few months, humbly, reaching out for any help in paying down my debt as I am getting further and further behind and I continue to struggle to make the payments. With Covid hitting last year, I had a cut in pay but, I am so grateful that I did not lose my job. I struggle with other debts I was left with and must prioritize my car payment after rent, so I can go to work. I will not ask for money from my children, they work hard to pay their own student loans and are all starting their own families. I will not burden them.
No retirement plans in the near future for me, which I am fine with. I will continue to work as long as I am healthy and will continue to pay my debts as best I can, as I accept these obligations.
I know there are people in the world, generous people, that have the means to help others and are willing to do so out of the goodness of their own hearts. The generosity of people never ceases to amaze me. Everyone has different blessings to share and blessings come in many different forms.
Anyone who has the means to help, in whatever amount or way, I would be truly grateful.
My dream, that at some point is that I can help someone else out, financially or with the life lessons I’ve learned, pay it forward as they say.
If you made it to the end, thank you for reading.
Hi! My name is Bella. I attended Cornell University for 4 years, then took a year off and now attend law school. I am very proud of my accomplishments so far, and hope to continue making even more!
I find myself on this website out of sheer desperation, fear and frustration. While I was studying at Cornell, I found it necessary to take out a loan of $16,000 to help pay my tuition. I hadn’t planned to start making any payments on this loan until after law school, but the loan payments suddenly kicked in because I was not enrolled in school for a period of time. I was not able to make any payments on the loan (which has now grown to over 20k). Ever since covid, I have been unemployed, and the little savings I did have went towards my current tuition/expenses. At this point, I have entered a repayment plan, but am seriously scrambling for funds. I appreciate you taking the time to read this, and would really appreciate anything you can spare. Have a nice day and best of luck to you:)
I am down to my last few dollars. I am around 60,000 dollars in debt. My bills are overdue and interest is piling up on me. I am 25 years old with a college education. And I am jobless. My family just lost there business which put us all out of work and we can’t afford to have the house we have now, especially with me in it.
I had made tens of thousands of dollars doing labor demanding jobs. And it all went to my debt and bills. I am clasping on hopes of unemployment coming in but no one has answered me.
My dream is to pay off the majority of my debts and start a business of my own, helping people create beautiful sounds for music and doing podcasts spreading information that can be helpful for anyone across the nation.
I have no money to make that dream come true. I’m drowning in my own debt. I need help. I need a lot of help right now. I want this too work. And with the money donated to me I promise to fulfill my aspirations.
My PayPal is:
I’m a new grad who just started working but has very little hours. I still have a $14,000 student loan and want to pay it off. My family also just had a recent break & enter and they took my parents money, jewelry, and also my little sister’s money from her toy money safe. With a wedding coming up, I am experiencing anxiety with all these financial hardships and would really appreciate any help.
Thank you to those who decide to help. It would really mean a lot. Also to my family
In 2008, at age 44, I went back to school to finish my Bachelor’s degree and also began working for Clark County School District as a custodian. Please note, I had previously been an Arbitration Manager for a Manheim auto auction concern in Las Vegas, prior to entering the public sector.
In 2010 I finished my BSM degree and then went on to complete my MBA degree in 2012. I subsequently applied internally for numerous posted internal positions in CCSD. Never once was I granted an interview while working as a custodian. And I was told I never would. After 12.5 years, my supervisor was set to retire in October, 2020. His replacement, half my age, had no prior operations supervisory background or experience. However, the school administrator created a Building Manager position for him in direct conflict with school policy (Administrative . politics is how it was explained to me), which meant it was not a matter of if, but when I would be terminated. Hence, I was essentially forced to quit. Am now 57 with $187,000 in Federal Student Loans. Have been applying for jobs I am amply qualified for. However, is seems there are no takers in this economy and even if I wanted to, the Federal Student Loans cannot be discharged in bankruptcy. Have always done excellent work, am well-spoken, well-written, can negotiate, arbitrate, train call-center personnel, sell, collect, supervise and manage subordinate staff members and can consult. I have a passport, know how to tie a Windsor knot, know the difference between a dinner fork and a salad fork, and know what ‘Noblesse Oblige’ means. However, mediocrity (coupled with corrupt politics) appears to be the order of the day.
IRS says I can receive gifts as long as they do not exceed $15,000 USD. And while I do not anticipate ever receiving such a large gift amount, of that magnitude, I am told I have to make sure I explain that the most I can receive from one person is $15,000 per year. As before, I am and have been willing to work. However, in this economy (and I have to assume there are other people who may be far worse off than myself), for whatever reason, it has been an uphill climb, the likes of which I have not previously experienced. Thank you in advance for any help you might be able to comfortably manage. My PayPal link is:
I am a 25 year old living in the UK. Since October 2020 I have been unemployed. I was undertaking a PhD in Chemistry and the funding fell through due to Covid. I also suffer from depression and anxiety and have done for many years. This has made searching for work difficult as my depression has been very high this past year. I have contemplated suicide a couple of times during the pandemic. I have student loans totalling upwards of 10,000 pounds and I also have rent, broadband, electricity, and food to pay for. My rent is piling up and is almost 500 pounds per month. I am in a nice quiet area and it really helps with my depression and I really don’t want to have to give it up. Some extra money would also help me learn to drive, I suffer from dyspraxia which made learning to drive difficult in the past. I want to take automatic driving lessons which are easier for people with dyspraxia but much more expensive. Being able to drive would help with my confidence and in finding a job.
Any money that people can spare will really help me to survive and to help me pay off my student loans. The debt that I am in is overwhelming. It is making me sick and causing me sleepless nights. I have had to sell prized personal possessions in order to survive. I am also overweight and trying to become healthier so money sent to me would also help to kit out my kitchen with healthier food and some equipment like an Air Fryer, blender etc.
My parents divorced a few years ago which was the main reason I had to find a new place to live and my mother doesn’t keep well so money would also help to support her. There is also a family dog, Rosie the lovely White West Highland Terrier. She has an inflammatory bowel condition and the cost of tests for her were 3,000 pounds. Any money spared would help to cover those costs and to pay for the medicine that she will need to help her.
It kills me to have to resort to begging for money from strangers, I wish that it hadn’t come to this. I am desperate, and I want to take the opportunity to express my sincere gratitude to anyone who takes the time to read this and donate any money to help with my living condition. You really are lifesavers and you restore my faith in humanity in a time where the media and the world is full of quite a lot of pain and misery.
Here is my PayPal link.