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Last Updated: June 21, 2025

Left Behind With Debt—Help Me Breathe Again.

Dear Friends, Family, and Kind Supporters,

I’m reaching out with vulnerability and hope in my heart.

Several years ago, my life changed forever when my beloved husband was tragically killed in a motorcycle accident. It was only after his death that I discovered our life insurance policy had lapsed—he had missed a payment, and I was left not only grieving but also unprepared financially.

We had always planned for stability. But instead, I was left with his outstanding debts, and shortly after, our son—who had been awarded a full scholarship to college—lost his funding in his final year. Determined to help him graduate, I borrowed $20,000 in Parent PLUS student loans so he wouldn’t have to abandon his education. He worked two jobs, but it wasn’t enough. As a mother, I did what I felt I had to do.

Then, I lost my job. For over two years, I could only find part-time work. During this time, I defaulted on the student loan, and with compound interest and penalties, the balance ballooned to $95,286.34—an overwhelming burden I’ve been trying to chip away at ever since.

I’m working again and making payments, but the weight of this debt has prevented me from moving forward. I can’t move or get a fresh start. I’m stuck—not for lack of effort, but because of circumstances beyond my control.

I’m humbly asking for your help.

Your support—whether it’s a donation, a share, or a prayer—will make a direct and life-changing impact. Every dollar raised will go toward paying down this debt, reducing the emotional and financial pressure I’ve carried for years, and helping me rebuild. Payment can be made to my paypal account under the email address of tvprogirl@yahoo.com.

Thank you for taking the time to read my story. If you feel moved to help, know that it means more than I can ever express.

With deep gratitude,
Carol Rodarte Wilson

Filed Under: Student Loans Tagged With: USA

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