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Last Updated: September 16, 2024

I need a new water heater – installed!

My brother recommended this website to me, despite knowing I prefer helping other people… not asking for it.  I moved back in with my folks over 12 years ago, to help around the house because my mother had such back problems, she couldn’t clean, cook or do much of anything else physical.  She had 3 back surgeries – the first two, didn’t help much.  The third one eventually was the one that really fixed her back problems, so she would have better mobility with little pain.

Sadly, my father never got to see her recover fully from her back surgery and have a more normal life, as he unexpectedly died – 4 days before Christmas 2013.  It’s been my mother and I since he died, and I made it a point to make sure she was happy as much as possible, since she missed him so much (they were married for 50 years)!  She died almost 2 years ago, and I’m sure she lived as long as she did… because I was here and kept her spirits happy!!

This is where things got really bad.  Two days after she died, the water heater blew (literally… it was spewing water from the top of it – fortunately, I was home and turned the water off within a minute of it happening, to prevent flood damage everywhere).  My mother’s retirement/social security was what paid all the bills.  I was already deeply depressed, after losing my mother – and my best friend.  We ate our meals together (I did most of the cooking, but let her help when it wasn’t too taxing on her physically); we watched TV together – even if it wasn’t my favorite shows… just to keep her company; and I took her shopping, when it was a store she really wanted to go to (I did all the mundane shopping for food, supplies, etc.).

I am still without a water heater!  I was planning on buying a water heater at the beginning of January 2023, but the state of California passed a law that mandated ALL natural gas water heaters must be Low-NOX compliant or something like that.  I “had” the money to buy a 40-gallon water heater – but that was for the model that didn’t have that new requirement – the newer model was one-third higher in cost, putting it over a thousand dollars!  That put me into a downward spiral of depression, not knowing what I was going to do.  I had a limited amount of savings, but spent more time trying to figure out how I was going to get a cheaper water heater… instead of just biting the bullet and just getting it (being depressed REALLY screws-up clear thinking – at least I don’t drink or do drugs).  If I would have just bought the more expensive water heater, I could have gotten a job back at the beginning of 2023 – without worrying if I could bathe quickly, so I could function normally.  Heating water in large pots on the stove top and putting them into clean 5-gallon buckets to use in the bathtub… made bathing a “3-hour” process.  That made me MORE depressed, from the start of heating the water, until the time I was finally able to finish.  I called several agencies in my city, so see if there was a way around that expensive water heater, but to no avail.  After a month or so, I gave up… and also found out that available job was no longer available.

I’ve used up all of my savings, and though that job is available again (and I “am” going to take it)… I *REALLY* need a new water heater!  If I am lucky, I will be able to keep paying my monthly bills, but I can’t afford to buy a water heater.  I haven’t taken “a shower” in almost 2 years!!  Although I still bathe with water heated on the stove, it is a VERY difficult and time-consuming process.  I don’t know if I would have the time to install a water heater on my own (or if I can even do it), and there’s been a change in the code for installation requirements – which I’m not sure I can do correctly.  I made a few calls, and it’s looking like a cost of around $3000.00 (probably to correct some of the non-compliance things my father and I didn’t do on the last one we installed).  There’s also going to be a gap (lag?) in my ability to pay my bills at the beginning of next month, based on when I start working and what I’ll have earned by the time I start getting paychecks.  I’m also not sure what the take-home pay will be exactly, after taxes.

I would like to get at least $5000.00 (that’s 5 thousand, not 500 thousand) – in case there are unexpected expenses on the water heater replacement, and to make sure I keep the lights on and so forth.

https://paypal.me/KenInSanDiego

Filed Under: Emergency Money Tagged With: USA

Last Updated: September 16, 2024

This will help me back on my feet and help my local community and then every community I am able to incorporate my safety course into.

Begging money.com

Hello, this is where this all started and has snowballed from. September 11th 2001!
Pre 9-11 I had started my very first corporation Clearview Inc. I was so incredibly proud of and actually still am proud of it because I know what it would have been if 9/11 never happened! The business I had created was when I was employed as an account executive At Fleetwood homes in Woodburn, Oregon. I had an Appointment with a client at a manufactured home park in McMinnville Oregon and after my appointment, I was walking to my car and I had the most beautiful epiphany I had ever had!  It was a complete vision of an amazing business that was absolutely needed at the time! Which would help people that bought a manufactured home and moved it into a park where they would not own the land but they would rent there land space. I would be the only company to help move peoples manufactured homes out of the parks they were in onto there own land they actually owned! My job was to Help them find land and assist in the financing and development of the whole project all to help people own instead of rent! so with my experience having been in the manufactured housing industry as an account executive then promoted to a sales manager for the last few years back in 1995 I started this whole company in 2000 and I was doing so well I was making lots and lots of money every single day I had opened up an office and we had hundreds and hundreds and hundreds over 1000 clients that all paid for our small  non refundable fee that we were asking to help seed our business on top of me using every credit card I had which was close to $100,000  in credit cards I went into debt because I believed in what I was doing! Then one morning I get a phone call from countrywide home loans! They approached me and they wanted to give my company a $1 million dollar a month escrow account to be able to fund land/manufactured home construction loan deals through making it a more streamlined process. This was the most exciting time in my life. I had an office in Salem Oregon  and an office at countrywide at this point. I would wake up at the butt crack of Dawn and with a spring in my step!  I had hired almost a dozen sales reps . Giving each a professional button up collard shirt with our logo on it! All sales people working for me were finding clients in manufactured home parks who wanted to not rent there land anymore and would rather own there land! I also was licensed bonded and insured. I also had my contractors license I had to pay $8000 for an insurance bond because I wasn’t actually doing the work myself. I was subbing the work out. I went to all the same places that actually put the houses together from Fleetwood where I previously worked.  I went to those  same guys and I told them what I was doing and asked if they would be interested in helping me so it was done right and of course they all agreed because at the time right before 911 the whole manufactured housing industry here in Oregon was dying or had already died and it was like I was the only one left offering a paycheck to people I was trying to help those who were forced into a park to rent to be able to own there own land! Because of this all the manufactured home builders it seemed because of this they pretty much all shut their doors. All of them!  Woodburn was a Mecca for manufactured homes. All of them had closed, there was about seven or eight different giant dealerships in Woodburn Oregon They were  huge dealerships and they all closed Their doors went out of business so I was pretty much the only one left and I was thriving. We charged 299 and we had more than a 1000 clients and for that 299 what we would do we would pull their credit, we would get them preapproved and we would help them find a piece of property usually 30-60min from where we met them in there manufactured home park. So on that new property, we would get them a construction bid so we could submit it to countrywide for approval and I had an in-house contractor that I had hired. That was our old contractor at Fleetwood homes to work up a bid on what it would cost to put water, sewer or electricity whatever you would need on that property , and also the cost of what it would cost to move the house their current house onto that private property and I would structure it all up into a construction loan and with the help of countrywide home loans wanting to be the main lender for this it was a no-brainer. It was a wham Bam thank you ma’am type thing it was absolutely fantastic , I would actually be taking phone calls while I was golfing for my sales people that were out getting deals done and it was just I can’t even tell you how positive this all was!  Then all of a sudden 911 happened and right when this happened actually everybody knows exactly where they were when they had heard  the news of September 11th! I was personally up in the mountains elk hunting and we went into town into the town of Tillamook Oregon to get something to eat and that’s when I looked up on the TV and I saw the towers being hit. That’s where I was, and I had no clue it was going to have such a devastating effect on my new business that was thriving!  in fact I was oblivious to that ever happening that day! That next Monday at work countrywide home loans where  I was submitting loan to countrywide home loans so we start using that $1 million a month escrow account that we were supposed to have! Instead of them being honest and just saying we can’t risk doing a new venture durring this time our country is in. They just kept on us thinking everything was ok until I started to get our approvals back! They said approved but after reading the approval and what stupulations they attached to each approval was opposite to what we said was required to make this all happen .  Our files approval said no first time home buyer program  they said they needed a certain type of carpet in each home  needed 20%-50% down payment! they needed all the kind of stipulations that were completely opposite to what we agreed on in the first place! They were basically saying no and killing each deal we had.  I had to immediately put a hold on all business and stop all sales people from collecting any more deposits from clients making sure people weren’t gonna start thinking we were just doing it for that fee!  The last thing I wanted to do was not be 100% legit! thank God, I put in big black writing that our 299 fee was 100% nonrefundable because if I had to pay back every single one of those clients,  which I wanted to at the time but couldn’t! If I did I would still be paying that to this day, but I did pay out of my pocket over $100,000 of all credit cards  over hundred thousand dollars in credit card debt I carried that credit card debt with me after I had to close the doors on Clearview Inc.  that was the name of my corporation. I had to close the doors of my business because nobody was interested in doing a new type of idea right after 911 so I went in immediately started doing mortgages after 9/11 and my life was great again! I was kicking butt again. By the way I bought my first home when I was 21 years old in Sherwood, Oregon. I had it built by a builder called Costa Pacific homes  in 1997 in the Woodhaven subdivision in Sherwood Oregon. I had my Homebuilt at 21 years old. It was a brand new home beautiful gorgeous home. I lived in it for 17 years got married in 2007 right before the recession the big banking recession still to this day having a very hard time I had to walk away from my home what I ended up doing was using all the equity in my home to pay off all my credit card debt. I paid off every single debt I ever had including my truck loan I had at the time and when the recession hit in 2008 to 2016 pretty much I went through real tough time it didn’t  matter how good you were at doing mortgages or how much business you had, absolutely zero banking institutions were lending any money none were wanting to do any business! For about 2whole years.  I held on for as long as I could, my wife that I had married in 2007 she ended up leaving me. During that time, I thought at the time I was making the right move which was walking away from my house when there was probably other choices that I could’ve made at the time I thought that that was the right choice because I was very interested in making sure my credit was never going to be damaged because I made sure to make sure all my debts were paid off and paid on time  I had a perfect credit score Well my depression went by and as we get older time just flys by before I knew it  10 years went by really really fast. By the time I got out of this horrible depression i was in for 10 years I went to borrow some money because I have borrowed money from every credit card you can think of out  there but what I did after I paid them off, I closed my accounts because at the time I didn’t want my now new ex-wife to be getting into my credit because it happened a long time ago with another girl before I met my now ex wife. I just was trying to protect my credit. Then after 10 years, nothing I paid off in my credit report showed any history at all! I  bought and paid for 16 cars. I’ve used every credit card you can think of paid them all off and on time and I find out that I have absolutely no credit history even though I bought a house that was $300,000 and all this credit that I’ve had over $450,000 worth of credit all paid off , and paid off all on time my report shows nothing! This is because after 10yrs our credit history if there’s no activity it all falls off!! I actually shot myself in the foot when I decided to close all my accts thinking it would make my score raise even more than my 720 score at the time. The reason why I walked away from my home was because I made a deal with Chase that if I walked away from the home or they made a deal with me if I walk away from home on my birthday, which is kind of a kick in the nuts to have to walk away on my bday i thought that wouldn’t hurt me because I was unable to pay my mortgage at the time. I paid 17 years on that house and I paid off everything and I have zero credit now I show I should be able to walk into a bank and get a $50,000 loan just with my signature and I am unable to get loan for anything right now because no credit is bad credit, I should’ve known this myself having been in the mortgage industry for as long as I’ve been I’ve been in for 13 years and never once did I think I would go through a hard time and be in such a horrible place right now after I walked away from my home. Now I have a  two level apartment built on my parents property the same property I grew up on and both of my parents are getting very very old. They’re in their 80s and Alzheimer’s is starting to set in and I help my dad close his business so he could retire  and I never knew Alzheimer’s was going to be as tough as it is but  i’m an only child and my parents don’t have anybody else but myself and I’m not going to abandon them ever and I have no money and I have to be here all the time and I’m looking at maybe possibly going back to work but I hate to not be here because even the two of them as long as they’ve been together, they’re starting to argue with each other and my father told me he would rather be alone then argue about nothing with Ma! I’ve been there they argue over the dumbest things things that don’t even exist! actually and dementia and Alzheimer’s having watch my grandmother go through it. My mom hid from me a lot of the horrors that comes with it and I am starting to find out what those horrors are from my own mother having Alzheimer’s right now. So I do work helping my mother and father, and it’s a full-time job and I because of the decisions that I have made I don’t have any money of my own at all. I have no retirement I used all my 401(k) trying to save my house. I am trying to get rent assistance but the county I live in here in Washington county in Oregon. Believe it or not they only allow you to call at exactly 9am on the 15th of each month! I have called for the last 4 months and because they only accept a small amount of people that a whole bunch of people are calling in right at 9 o’clock. It can’t be 9:01am or 9:02am or it can’t be 8:59am has to be right at 9:00 AM. You have to call and it’s just a matter of luck if you get picked and it is the most, craziest ridiculous system I have ever seen and now witnessing having to call and deal with this not getting any help. And get this, I have been called back by the rent assistance people because of all the messages that I’ve left and every time they explain how I have to call on the 15th right at 9 o’clock and that’s the only time I can call  and it’s just a matter of luck instead of them helping me all they do is call me back and tell me what is required for me to call. It’s absolutely ridiculous and the only thing that’s required is to call at 9 o’clock and believe me, I have called right at 9 o’clock for the last four months and have gotten nowhere , I have rent every month 1500 That’s what it cost here and it’s because my parents have a mortgage left on their property to help build this place that I have. I’m living in now and it’s really really stressful trying to take care of my folks and take care of me at the same time and not being able to do anything because of zero money I have no children of my own. I really really regret not having children of my own , really wish that I had that opportunity to experience that in this life I have not been able to experience that I am single. I have no kids and I have no debt and I’m broke after working my butt off since I was 14 years old I have nothing to show for it because it was all taken from me , all from 9/11 and then  the bank recession in 2008-2016 and I have not been able to get back on my feet since! After being there to help my father close his business to help him retire. And he also doesn’t have a retirement. Both my parents only have their social security income What I am asking for is $100,000 so I can start the business that I have wanting to start since I was in high School. That is  be able to help teach firearms safety to all ages. I am a certified NRA firearms safety instructor and I feel that it is absolutely necessary for pretty much everyone to learn gun safety!  firearm safety is just like when people need to drive every day. They also had to learn how to drive safely and people get a lot of extras in life when they drive careful when they’re a good driver, and the rules of firearm safety are so simple and very much needed in our society today that I think that it would be a big big help to our community if that were something that was offered and not even actual firearms need to be present either! Ever since I was very young, I have been around firearms all my life. I have always  treated even play guns as if they were real guns and that’s how I was taught since I was very little and starting with an air gun worked my way up. I have always known how important safety is with firearms and whenever I get the opportunity to go out in  help I volunteer my expertise and I am able to help but so far it’s only been in a volunteer type situation and I would like to put my knowledge and my 49 years of experience out there to be able to put a big positive impact on my community and this is my best way of being able to do that and $100,000 would absolutely help me in this venture because it would help pay off my  parents mortgage that help build this place that I’m living in and it would also help me help to start gun safety consulting business. I am reaching out for support to help launch a firearms safety course what to do when there is a firearm present and nobody has firearm experience, also what to do in a school setting if they hear someone is making jokes of doing anything malicious, or if they here someone is depressed and wanted to hurt another person. All important things to consider in this day and age! I will make sure that everyone knows it’s a positive thing to let myself or another adult who is approved on my approved persons to let anyone contact to tell there side of why they are concerned about possibly someone making threats to make sure others know it’s safe to tell an adult or a police officer.  This will benefit local schools and provide a valuable resource for  all community’s.

I would do so well at this because it’s where my heart lies and would really be helpful to absolutely everyone. Your help big or small would be overwhelmingly appreciated ! If you’ve read all of this, I can’t tell you how much I appreciate you and I thank you. Heres the a link to my Cashapp and my PayPal!

$marvinhfloydjr

+marvinfloyd116.paypal

Filed Under: Business Capital Tagged With: USA

Last Updated: September 16, 2024

Turning Point

I live in the UK. A long time ago I was a founder member of a relatively successful band called “City Boy.” I was married in 1978 and we had two sons. My music career came to an end in 1982, and I returned to my former career as a teacher – mainly of maths, and some music.

I divorced my wife in 2002 because of her unreasonable behaviour – her seeking to control everything in my life became too much – but I decided to leave the house (which we co-owned) to her, so that she and the boys could continue to live there. She reneged on that arrangement, but the main consequence of my decision was that I had obviously begun to live in rented accommodation, which I have done ever since. My ex-wife proceeded to spoil my name, not only amongst my friends, but even my family, including my sons. 

I was very depressed during that time, but then I met an extraordinary lady from Africa. (She had raised nine young boys from the streets of Nairobi, with her husband, over a number of years, in their home. They had all become responsible citizens of Kenya, and two of them subsequently became American citizens). She transformed my whole perspective on everything, and she effectively saved my life! When her husband died, I resolved to support her (and her son), and I have done so since. I gave my lady’s son my multi-track recorder some years ago. Both he and his mother are extremely talented singers, musicians and songwriters. What he does with it is staggering… if only we had the resources to set up a proper recording studio, he could make a lot of money.
We have now lived together for some years – not co-habiting  – and I would love to marry her, but what can I offer her? I have no savings. Our outgoings generally far exceed our income. 

I recently lost my job. I had been asking colleagues for assistance – simply out of desperation. Most people agree that terminating my employment was too severe a sanction, but the conciliation service I asked to represent me has not succeeded in convincing my former employer of that. 

I have a passion for teaching, almost as much as my passion for music, and I know I am an effective teacher (I have many positive comments from recent students of mine). 

I am 74, but I love to work. The word “retirement” is, simply, not in my vocabulary. Right now, I’m desperately seeking a new post, but I don’t own a car, so that prevents me even from doing supply (substitute) teaching unless I can get there on public transport. 

Despite our dire circumstances, this lady has supported me through thick and thin… I contracted pneumonia in 2019, and she never doubted that I would survive. I know that she was responsible for my still being alive today. 

We’re hoping for a turning point in our lives right now. 

 

PayPal.me@LaurenceMThomas

Filed Under: Uncategorized Tagged With: UK

Last Updated: September 16, 2024

Help mom Joan’s Caregiver in needed support

Support for a Caregiver

I’ve been a caregiver for my mom Joan and my brother Mike (my brother has a disability, which he’s struggled with for over a decade now) for several years, which has been financially straining.

Our mom, Joan, was hospitalized just after Christmas 2021 with Heart Failure and spent two months at Memorial Hospital West in Pembroke Pines, Florida. Since she’s been home she’s been on oxygen via a machine, on and off, since Feb. 2022. Mom experiences chronic dizziness, difficulty in breathing, and generalized weakness, which keeps her bed ridden often.

Neither one of them, especially our mom, can drive. I drive mom to several medical appointments on a regular basis including to the Memorial West Hospital Heart Center, her general doctor appt’s, dental appt’s, and to Labcorp (located inside of a local Walgreens) for numerous blood draws for Metabolic blood panels and many more types of tests.

I pick up both mom and Mikes meds at the pharmacy regularly. Food shopping, laundry, daily meals, are provided by myself financially. I take mom’s vitals signs (Blood pressure, pulse oximeter to measure her blood oxygen level, her pulse, etc. I’ve struggled financially in the past four years to keep up with being a caregiver for two immediate family members whom I love dearly, especially since I myself was hospitalized in late 2019/early 2020 with serious medical problems. It’s overwhelming sometimes. I’m not one to ever ask for help, but any financial help will be so much appreciated! Love you all, Marc

Donations can be made here: https://paypal.me/michaelstarcke1?country.x=US&locale.x=en_US

Filed Under: Medical Bills Tagged With: USA

Last Updated: September 16, 2024

In Need of a Hard Reset

This is my Hail Mary. My desperate call from help. Me having faith that the Lord will provide. I come to the internet today in hopes of getting a hard reset on my life.

My name is Meghan. I am a hardworking mom of two to my goofball son and peppy daughter. I am at the start of a divorce from an abusive husband. Any chance that this man gets to make my life miserable, he ensures that he does. I have had to even get law enforcement involved for the levels of escalation that have occurred. My husband will also do anything and everything possible to keep me in a financial bind, as he knows that my credit has taken a turn for the worse throughout our relationship and I do not have any excess finances.

Honestly, most days, I just feel like I’m drowning. I feel like I am never going to be able to get myself or my children away from this maniac. There are even some days that I feel that my children deserve so much better than me… I feel like such a failure to them. It hurts so much that my kids want to go certain places and do certain things, but thanks to my crippling debt, the most I can do is live paycheck to paycheck. And even that isn’t even working anymore. It has gotten to a point that my account is negative before my paycheck can even hit my account.

If I somehow could just get 12,000, my life would literally be able to do a complete 180. That would completly eradicate my debt and give me a fresh start. I would be able to improve my credit and actually be able to get a place for me and my children, far away from my husband. All I want is just a better life for them. Anything at all helps. I will leave my credentials below for anyone willing and able to help. Thank you so much and God bless…

Venmo: MeggieChan

CashApp: MeggieChanDesu

Filed Under: Wishes Tagged With: USA

Last Updated: September 15, 2024

Mortgage Payment For Family Home. Trying to Stay Current. Family Hardship.

My name is Dean Andrejczak. I live in Bonners Ferry, Idaho. I am 60 years old and struggling to stay current on my mortgage payments. I am married with four children, my youngest is the only one left at home.

Last winter I was unemployed from December to January and I became over extended.  I have $270k in equity and thought I could get a HELOC  loan. My house has been on the market for sale since February. We are trying to sell it to relocate to Maui, Hawaii.

However, due to it being on the market, the bank will not due a loan on it. I had few options. I discovered that there were  high interest loans available on line. I am an optimist at heart and believed that if I took them that I would get my act together and pay them off soon. I ended up taking nine small high interest loans and they are crushing me. I can’t seem to get ahead of them and they are preventing me from staying current. I am all about integrity and keeping my word. I can’t seem to get ahead of them.  I haven’t had a late payment in 4 years. After The 16th of the month I am considered late but, not 30 days late and that’s what I’m trying to avoid.

I need an angel to help me through this difficult time. I am willing to pay the money back or pay it forward.

Once the house sells I’m willing to pay it back.

We are also going to inherit a large sum of money within the year most likely. However, I need to satisfy the bills now. the mortgage waits for nothing.

My mortgage is $2178.45

My high interest loans total just under $9000

I will pay back any moneys upon the sale of my house or when the inheritance comes in. Either one is likely to happen within the next 10 to 12 months.

Please know that I believe in a higher power and that I will honor paying you back.

Integrity is the only thing I truly own and I put myself in this situation because I am an optimist to a fault it seems. I am grateful for this life and it’s challenges… I just need a helping hand as I am at this crossroad and humbled by this challenge presented to me.

I use Venm0   deanandrejczakav@yahoo.com Grateful-Dean

Also PayPal  deanandrejczakav@yahoo,com  Dean Andrejczak

My phone number is 208.920.1504 text or call

I live in Bonners Ferry, Idaho

I’m grateful for any assistance and am willing to pay you back with interest if need be.

Thank you in advance from a struggling man,

Dean and Family

PS… Thanks for even considering helping anyone on this site. You are compassionate and an empath… as am I.

I vow to do the same for someone when my ship comes in. We are one this planet to lift each other up and I didn’t ever expect to be the one lifted. I’m usually doing the lifting with small random acts of kindness. I’m in a hard spot and can’t seem to find resolution by my own means. I need to meet this obligation or I feel like I jeopardize my integrity. Please pray that my house sells before the snow flies if not sooner. Then my problem is solved.

 

Filed Under: Mortgage Tagged With: USA

Last Updated: November 4, 2024

In Dire Need

  1. With my vehicle currently down, I’m not able to secure delivery work. I am two months behind on rent and in need of funds to get my vehicle back on the road so I can pay my own way. Family and friends have helped all they could, but they have their own situations to keep up.
  2. I am in need of $2,000-$3,000 to catch up the rent and get a quality mechanic to get my vehicle back on the road to work. This is something I’ve never done and I would be entirely grateful for the help and assistance.

https://www.paypal.com/paypalme/56Greg

Filed Under: Rent Tagged With: USA

Last Updated: September 14, 2024

Subject: Urgent Plea for Help to Avoid Homelessness for My Disabled Daughter and Myself

 

 

Your Honour,

I write to you today with a heart heavy with desperation and fear for the future of my disabled daughter and myself. As mandated by a court order, I am facing eviction from our current rented home, thrusting us into the terrifying possibility of homelessness. This situation is compounded by my dire financial state, worsened by the denial of educational services for my daughter, which forced me to cease work and accumulate substantial debts.

My daughter suffers from severe disabilities that profoundly impact her daily life and necessitate specialised housing and constant care. Despite these challenges, we face continuous denial of adequate support and are subjected to bullying and manipulation. The current rental, though not adapted to her needs, is being taken away from us unjustly, leaving us without a secure shelter.

The toll of this instability is grave. My daughter’s condition has deteriorated during the year she was denied access to suitable education and care, making her increasingly difficult to manage without appropriate accommodations. My son, witnessing the struggles we endure, has also fallen into depression. The emotional and financial burden of repeatedly furnishing new homes due to damage inflicted by my daughter has pushed us deeper into debt and despair.

I implore you to consider our plea for assistance. What we need most urgently is stable housing where we can adapt the environment to suit my daughter’s needs and alleviate her distress. Whether a modest home or otherwise, any place that ensures we will not face homelessness again would be a lifesaving blessing.

Additionally, financial aid to alleviate my debts accrued from past homelessness episodes and the costs of setting up new homes would provide much-needed relief. The toll on my health has been severe, with recent incidents leaving me near-blind and battling severe anaemia from stress and physical strain.

Your compassion and intervention at this critical juncture would mean more than words can express. Please do not let us suffer further. I beseech you to grant us the mercy and assistance we so desperately need to ensure my daughter’s well-being and our survival.  Landlord have told us that they cannot meet with my daughters rental needs, and the local authority has denied us housing support. I have been to court, but the judge and the local authority are playing with our lives. I fainted last month due to all the long lasting torture. Please help us.

With profound gratitude and hope,

Here is my PayPal link paypal.Vme/whosacelebritym

Filed Under: Emergency Money Tagged With: UK

Last Updated: September 14, 2024

Financial aid to finish my Master’s degree

Hello, good morning.

My name is Santiago, I am 53 years old, I am from Chile and I graduated in 2022 with a degree in Computer Engineering. Currently, I am studying a Master’s degree in Cybersecurity. I am writing to you to request financial support that will allow me to cover the cost of the program during the time I have left of my studies, since at this moment I am unemployed and focused exclusively on my studies.

The amount I need to cover between now and the end of the year is $7,800 USD. Unfortunately, the employment situation in my country is complicated, which led me to make the decision to continue with my academic training in order to improve my economic situation. I am convinced that this goal will be achievable once I obtain my professional degree.

In advance, I appreciate your consideration and the possibility of contributing to the realization of my professional goal.

To contribute, you can do so through:

Bitcoin: 38ifiiSvH2g1pATYyrDC6jbGK7CPANdMaw
PayPal: paypal.me/surquieta

Thank you very much everyone!

Filed Under: Student Loans Tagged With: South and Central America

Last Updated: September 14, 2024

Help to repair the Earthquake damage Miles Family home…

Dear Begging Money Donors, I pray that my donation request letter finds you in good health, and a generous hearth.

My name is Stanley Miles, and I am looking to raise funds to repair our earthquake damage home in Jamaica. I very much appreciate you taking a moment of your valuable time to read our story. 

My family and I have been very much depressed by the collapse of a section of our house due to the effects of an earthquake earlier in 2024. 

We were able to save most of our furniture and other items, but extensive damage was done to the walls which eventually collapse and affected parts of the roof, and floor. Damage was also done to the sewage pit at the back of the house. This house was built in the 1940s, and is built mainly of bricks, box and caste concrete. 

Due to our present financial situation, we by ourselves are unable to complete the rebuilding of the house has needed, we have actually start working on the house by digging new foundation, and start buying materials, however, because of the shortage of funds, we are seeking your financial assistance. I have added some pictures to give you further insight about the situation of the house.

Any money donated will be used to purchase additional building materials, such as:

concrete blocks, cement, sand, gravel, board, zinc, nail, wire…  

As well as for additional tradesmen and labor cost.

I am begging you to make a donation to this cause. Any amount you are willing and can afford to contribute will be so greatly appreciated, and if you are not able to contribute money at this time, you could share our story with your friends and family, this would mean a lot to us as well. 

The hurricane and rainy season are here, so we would really like to try and get the house safe and ready for the family as soon as possible.    

Thank you for your contribution, you might not know how much it means to me and my family to have your support. 

Thank you

Yours Truly

Paypal.me/Stanley Miles 453

Filed Under: Emergency Money Tagged With: USA

Last Updated: September 14, 2024

Out of options

I am here as a last resort because I don’t now know where to turn. I have exhausted all loan request and have been denied by all. I have been a first responder my entire life. (I’m 63 years old). In 2020, due to PTSD, I became disabled and unable to continue working. I applied for disability but it took me 2 years to get approved. During that time, I borrowed and borrowed to pay my obligations as I had never been behind on payments. This eventually caught up with me and the hole is so deep I can’t crawl out. I now face losing my home if I can’t come up with $3000. That is all it would take for me to reach the area where I can be back on my feet and be able to provide for my family. I know my story doesn’t sound as good as some I’ve read here, and I know others are also in need. I just tell it the way it is. I need $3000 to move on or I’ll probably wind up on the street. God Bless anyone who may see fit to help us recover. Cashapp $RPJ813

Filed Under: Mortgage Tagged With: USA

Last Updated: September 14, 2024

Great person who is barely keeping head above water.

Hello! Today I am asking for donations because I am teetering on the edge of losing everything. I have a job and work very hard and it usually keeps all my bills paid leaving no extra money. I started a digital conversion business for the extra money. I can convert old vhs, photos, and 8mm film into various formats. I put in about $8k (in credit card debt)into the business including courses for affiliate marketing. Anything to make my business successful. Well I was pitching my business to others, peoples phones were listening to create personalized ad content. So after I explained my services to potential customers people began to report that google was putting ads out for the same services only cheaper. The business tanked and I am behind because of it. Top that off with the following. I was in a motorcycle accident this summer and I thought I had great insurance but it turns out I didn’t. So this year was the year of the hospital visits. I have developed kidney stones so that was another ER visit. I was hoping to get surgery this year for almost crippling carpal tunnel in my wrists. I am just swamped with medical bills. The interest on my credit card debt is keeping me to a point where I will never be able to pay it back. I live alone in my own home so I have no safety nets. I already borrowed from my 401k. I am a great person but I’m buried.
I volunteer to do taxes for low income families every year. I started NOBLPets.com a pet registry program. I am on the board of directors for my neighborhood. As well as the beatification committee to make my neighborhood beautiful for everyone else. I seem to be volunteering a lot and unfortunately doesn’t bring any income in. Please help by donating or even sharing your success stories that I might someday not be constantly worried what bill is gonna strike my bank account next and am i gonna get yet another overdraft fee.
I also am an animal foster parent and might have to give it up because i cannot afford to pay for medical attention for the animals I foster. This absolutely breaks my heart. I beg for your help. I know I can get out of this debt and ill continue to try and keep my head up. Thanks
paypal.me/dustin122183

Filed Under: Uncategorized Tagged With: USA

Last Updated: September 14, 2024

Help My Dad Get back His Normal Life

You reading this means a lot to me, and I am very thankful for your time. At the beginning of 2024, my father suffered a fall which caused him to go to the hospital. He is in his mid 60s. He has been dealing with arthritis for many years among other health problems, including diabetes and chronic pain. This pain in his knees and legs would get so bad that his walking would be impacted, and unfortunately it finally resulted in him tripping and falling. He had to stay in the hospital for over a month, and then to a nursing home for therapy for another month. Despite him finally being home, his knees were still in horrible condition. If he did not get them fixed, he absolutely would eventually get hurt again, and be in the same situation he just endured. With this knowledge, and with the pleas by me and others, my father finally had the knee replacement surgery he needed for years now. More therapy and pain came afterwards. There was a moment of relief, but he still needed the other knee replaced. He finally got his other knee replaced in August. Throughout these many months up until now, many obstacles and outside problems approached my father. He had to deal with someone using his debit card to make unauthorized purchases while he was in the nursing home. He had to help his mother, who lived in another state, get rid of bed bugs that were brought into her home. He had to deal with his Medicaid being threatened. It was temporarily removed, but was restored. His truck broke down while we tried moving things to sell, which caused more issues with a tow fee. Just many problems big and small that just piled up on my father, who was in a physical and mental state weaker than ever before.  I have managed to help my father the best that I could. I helped him with applying and restoring his Medicaid online among other application help, and have helped pick up his medicine for him when he could barely walk.

My father is a hard worker who worked on two legs that, at times, felt like two exploding bombs with every step he took. But with the fall and surgeries, he has not been able to work at all besides the small periods of time before his first and second surgeries. We had to sell some of our own possessions for him to have some money that could allow him to get his needs. I am so proud of him for overcoming his fears and getting these surgeries he desperately needed. But with all this time not working, my dad’s rent debt grew considerably, and now it’s starting to become a problem that has to be amended soon. Fortunately the person he is renting his space from is very understanding and has been very nice so far. He needs to pay around 7 months of rent (each month being around $650, or about $4550) and I would like to get him some money that can cover the next couple months of rent among other expenses so my dad can start saving and get back on his feet.

All this debt and months of hard work unfortunately made what should have been a period of recovery and relaxation for my father into stress and anxiety. I have never seen my father cry for many, many years until recently due to this. I want to help him so that I can help his body and mind heal. I myself have still been job hunting (very difficult), but I have been doing all that I can supporting him and being there with him.

I am here now asking for help. I want to give my dad much needed relief. This year has been the hardest year of his life, and I want to help him turn it around so that as soon as possible, he can be happy and be at peace again. My father was never rich, and this request is not so that he could be rich. It’s so that he can have a normal life again that was taken away from him at the beginning of this year. Any money received after the rent is covered will be saved and used for future rent and other expenses. That would mean the world to him and me.

 

Sincerely,

O.P.

 

My Cashapp is : https://cash.app/$GTC1000

 

Any and all help would be gratefully appreciated. Thank you for your time reading my message. I am hoping for a big break for my father, who deserves happiness for the love he has given me, and the hard work he has done to be able to provide.

Filed Under: Rent Tagged With: USA

Last Updated: September 14, 2024

Just Me and my Bloodhounds now

  • I have been with the same man for 31 years, married 21. I have always been a supportive wife. It hasn’t been all that good for us the past 10 years. Recently, I finally had to admit him to a treatment center for alcoholism. He was there for 45 days. He came out sober and excited about life again. However, that life didn’t include me. He met another girl there, 16 years his junior that is also an addict. He moved out and moved her in at his new condo after knowing her for 3 months. Left me here with our mortgage and other debts. We are in the process of divorce, and he was ordered to pay me monthly. He did not want to do that. So, he lost his job purposely out of spite and is not helping me with any of our debt. I have done all I can now for 7 months alone, with lawyer fees and my other debt I have spent all I have. I only work 32 hours a week due to having Systemic Lupus. It’s a very debilitating disease that I struggle with daily. Extreme fatigue, muscle and joint pain throughout my body, and it attacks my organs. I have acute kidney failure, had pancreatitis multiple times and just recently found out I have pulmonary fibrosis. I also have severe raynauds syndrome that caused me to have multiple finger amputations. I do all I can to get by and survive, but I’m afraid to lose it all because he refuses to help me. I have two bloodhounds that I adopted a year ago. I spend a lot of money on them to give them the best life and food I can. They mean the world to me and they are large dogs that eat a lot lol. They have helped me get through all of this and I just want to keep my home with my dogs. I’m stuck right now because I can’t sell anything, I can’t refinance or make any changes until this divorce is final. I only have 4 years left on this mortgage.
  • Anything you can do is greatly appreciated. Thank you for your help.
  • Paypal.me/NikiN1675
  • [Read more…]

Filed Under: Mortgage Tagged With: USA

Last Updated: September 13, 2024

Scoliosis Corrective Treatment

Greetings,

I hope this message finds you well. I have recently been diagnosed with scoliosis. I noticed progressively more pain and difficulty with movement over the past year – causing me to finally go see a chiropractor this week. He sent me to a radiologist and diagnosed me after seeing my x-rays.

The doctor is a scoliosis specialist that has a great reputation for correcting spinal issues. He makes a customized apparatus to help patients realign and correct the issues throughout the spine, in addition to intensive physical therapy. My challenge is that the treatment costs $8,000 for the treatment of 20 2-hour sessions, corrective supplies and other materials. I recently completed some construction on my home and cannot afford the $8,000 treatment. I’m usually very responsible, but my savings has been depleted by a series of emergencies. Any assistance, even if it isn’t the full amount would be so greatly appreciated. I’m a pretty active person and being able to have full range of my body is so important to me. I really want to feel healthy again. My Cashapp cashtag is: $VWalk4 Thank you.

Filed Under: Medical Bills Tagged With: USA

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