Financial Hardship Help
Hello,
My husband recently had a massive stroke, he is the breadwinner of the family, we have 4 kids, I am a stay at home mom. My husband is a hard worker, the money we had saved to buy a home will now be used to live off of for a few months, but if he doesn’t return to work, we will have to move in with family out of state, please help us, as soon as he is able to he will return to work.
I am a full time employed single mom of the teenage daughter and one who has recently moved in her own place. I have been a single mom for 15 years and always worked hard to make ends meet. Yet,last year my youngest daughter got diagnoised with depression, Tourettes, Non-epileptic seizures, neurological disorder, and OCD. I work as cook at a local veterans hospital and as a Government employee I was not eligible for paid FMLA. All time I unpaid. Take care of was unpaid. I am back to work but have medical debt and now struggling to pay bills. Overtime or a extra job isn’t a option as she needs supervision while not in school, even at 15 yrs old. I have been doing ok till this month. I ran over nails needing new tires, a water hose break destroying my pantry and all the food in it, and back to school supplies. I have been able to pay everything but my rent. My landlord was great helping fix the hose ( my fault) and holding the late fees on rent for me but I still have no funds to pay rent and the next rent will be coming feom my next pay check. Loans are not an option with my medical debt at the moment. I just need a very small push to get back in the game and on track. Please help me keep a roof over my daughters head and food on our table.
Hi, I am Mathais Tayo Brown, an Asylum Seeker in Cyprus. I migrated to this Island to seek refuge from some unforeseen circumstances in Liberia.
I am a graduate of the Stella Maris Polytechnic with a bachelor of science degree in Biology and a medical school dropout. I have developed a life-changing business idea but couldn’t afford the necessary capital to fund the process. I have searched and applied for financial aid to so many places but all to no avail. Fortunately, I came across BeggingMoney. I believe that this platform will help fulfill my business dream.
In a couple of months, I will return to Liberia to establish this dream I have long created. The name of the company will be “Tayo’s Charcoal”. Tayo is my maiden name so I chose to use it at the moment. It may change if investors and other financial helpers come in.
Business Overview: Tayo’s Charcoal specializes in distributing high-quality charcoal in Liberia, leveraging the abundant raw materials available in the region. Our unique environment allows us to cultivate and produce charcoal
efficiently, meeting the needs of countless customers. As we prioritize sustainable practices, we are dedicated to fostering strong relationships with our suppliers and clients while positively impacting the local community and environment. We remain committed to maintaining our quality and service standards as we continue to grow.
Tayo’s Charcoal is positioned at the intersection of demand for eco-friendly energy sources and the rich natural resources found in Liberia. We provide high-quality charcoal products to various market segments, including households, restaurants, and industries. Our operations prioritize sustainability, enabling us to support local economies while meeting the growing demand for charcoal locally and regionally.
Our mission is to deliver high-quality charcoal while fostering sustainable practices that benefit our local community and environment. We aim to become a trusted leader in the charcoal distribution industry while maintaining our commitment to quality, service, and sustainability.
Tayo’s Charcoal operates on a business-to-business (B2B) and business-to-consumer (B2C) model, catering to individual consumers and commercial clients. We source raw materials directly from local suppliers, allowing us to maintain quality control while supporting the local economy. Our distribution strategy focuses on direct sales, online orders, and collaborations with retailers to maximize market reach.
Our primary products include a range of charcoal types suitable for various applications, such as grilling, cooking, and industrial use. In addition to charcoal distribution, we also offer consultancy services for customers looking to optimize their charcoal consumption or production processes. As we grow, we plan to expand our product line to include value-added products and innovative solutions tailored to market demands.
Tayo’s Charcoal aims to achieve the following high-level financial targets within the first three years of operation: reach a sales revenue of $500,000 in the first year, $1.2 million in the second year, and expand to $2 million by the third year. We anticipate maintaining a gross profit margin of at least 40%, driven by
efficient production, effective marketing, and strong relationships with our suppliers and customers. Our strategic investments in marketing and operations will position us for sustainable growth in the industry.
Tayo’s Charcoal is poised for significant growth in the charcoal distribution market, leveraging the rich natural resources of Liberia. To capitalize on this opportunity, we have developed a comprehensive funding plan designed to ensure the successful launch and sustained growth of our operations. This
funding strategy is integral to our mission of delivering high-quality charcoal while maintaining our commitment to sustainable practices and community engagement.
The initial phase of Tayo’s Charcoal will require significant investment to cover various operational aspects.
Our estimated funding requirement for the first three years is as follows:
Equipment and Infrastructure: $150,000
1. Charcoal production machinery
2. Vehicles for distribution
3. Storage facilities
Raw Materials: $80,000
Sourcing high-quality wood and other raw materials to produce charcoal
Operational Costs: $50,000
1. Labor costs, including hiring skilled workers and training programs
2. Utility costs associated with production
3. Logistics and distribution expenses
Marketing and Branding: $30,000
1. Developing a brand presence through advertising and promotional activities
2. Creating a website and social media channels to reach a broader audience
Contingency Fund: $20,000
Reserves to manage unforeseen expenses and maintain operational continuity
In total, Tayo’s Charcoal is seeking to raise approximately $330,000.
This amount may seem huge, but with your help, my dream of becoming a successful businessman will come true.
This is the link to my PayPal account: paypal.me/MathaisTayoB
For more information, you can contact me via email or WhatsApp: tayopato32@gmail.com/+35794448316
Thanks for your help and may God bless you richly.
I hope this message finds you well. My name is kh cyril], and I am reaching out to you today with a humble request for support. In 2017, my life took an unexpected turn when I suffered a stroke that left me with significant physical and financial challenges. Since then, I have been on a journey of recovery, but it has been a long and difficult road.
The stroke impacted my ability to work, and as a result, I have been struggling to cover the costs of my essential medical needs. Each month, I require approximately $300 to pay for necessary medications, doctor consultations, and rehabilitation therapy. Unfortunately, without a steady income, it has become increasingly difficult to keep up with these expenses, and I am now reaching out to the kindness of others for help.
The funds raised will go directly toward ensuring that I can continue my treatment and rehabilitation. Specifically, the $300 a month will cover:
Your support, no matter how small, would make a tremendous difference in my life. By contributing to this fundraiser, you will help me access the medical care and rehabilitation I need to continue my recovery. Every donation brings me one step closer to regaining my health and independence.
If you are unable to donate, I completely understand. However, you can still help by sharing this message with your friends, family, and social networks. Spreading the word can have a powerful impact and help me reach more people who may be able to assist.
Thank you for taking the time to read my story. Your generosity and kindness mean the world to me. Together, we can overcome this challenge and work toward a brighter future.
With heartfelt gratitude,
[khcyril
4o
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pay pal @sailer111
Any other resources?
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Hey there,
I’m a single dad struggling week to week. I work two jobs to make ends meet, but still no matter what I do I find myself drowning and sadly my 12 yr old daughter sees it which is the most painful and embarrassing part. A father failing his kid/s is the scariest thing and is what keeps me up at night fighting back the tears while I lay on the couch because my daughter has my room since we live in half a house that I rent. With that being said after a year of this I have been working on a business startup that is an app that has been a year in the making and we are almost there, right at the finish line. Unfortunately I have sank so deep trying everything I can to make my dream a reality and giving me and my daughter a better life, giving my daughter a better life than me when I was growing up. I grew up in a family of 6 living off my fathers solo income of 50k a year. I know other people have had it worse but I have worked so hard to get as far as I have but scared in failing right at the finish. Thats not me giving up though, I am trying everything I can because failing isn’t an option, my family’s future depends on it. This is why I am here. I will continue grinding everyday per usual but in the meantime I wanted to try asking for help. Whether it be donations to help me finish getting my business up and running or to help me and my daughter survive a little easier until then. I have never asked for handouts and I’m not the best at asking for help, but please help me show my daughter anything is possible as long as you don’t give up and to chase your dreams no matter how hard or impossible they may seem. Help me not fail my family.
paypal- @chancemorehead
cashapp- $ChanceMorehead
I am writing to you today to seek any help due to a significant medical hardship that has impacted my life and financial stability.
I was diagnosed with Rare spinal disease called Adhesive Arachnoiditis 4 years ago. Since then, I have undergone 12 surgeries and 8 procedures,I had 5 surgeries last year which have not only been physically and emotionally draining but have also put me in a difficult financial position and living from couch to couch.
Despite having [health insurance], I am facing substantial medical bills, and my condition has affected my ability to work, resulting in a loss of income and living from place to place i have no help besides receiving EBT.
I am a mother of 3 beautiful kids,I do not work cause i have issues walking and im in extreme pain 24/7 cause of my disease.
Given these circumstances, I respectfully request any help. This support would significantly alleviate my financial burden and allow me to focus more on my recovery and health and being able to take care of my children.
Thank you very much for your time and consideration of my situation. I look forward to your understanding and a positive response. Please feel free to contact me at [Mariaadelina.407@gmail.com] should you need any further information or clarification.
Sincerely,Maria
cashapp:$Mariaadelina1386
To whom it may concern,
Hello. My name is Leanne. I’m 28 and from Liverpool, England. I know it’s none of your concern but I wanted to ask if you’d help an average person out.
I’m currently on maternity leave in the UK and if you are aware of our government statutory pay you’ll know that I currently earn less than half of what I was earning when I was working. I’m really struggling financially. I have household bills piling up and we’re barely staying afloat.
The only thing keeping me going right now is the beautiful smile from my little girl every morning. I’m really trying to give her the life I didn’t get as a child. My mother is disabled and my father is an alcoholic. I’m one of four children which meant we didn’t get what we needed, never mind what we wanted as children. I was determined to not have the same thing happen to my child, but life isn’t working out that way currently.
You see, I work in a nursery when I’m not on maternity leave and while I have every intention of going back to work once my maternity leave ends in February of next year – however with the cost of her nursery fees its giving me anxiety as I have no idea where this money will come from. My daughter would be attending the nursery I work at and even with an employee discount of 20%, my monthly nursery fees would be £915.40. Which is more than my whole monthly household expenses.
Anyway, the reason I’ve created this post is to see if you could spare some of your wealth to change the life of an ordinary person for the better. I’ve worked hard to be where I am – it’s by no means the wealth that you possess but its a long way from where I was as a child.
I’m hoping to be gifted £30,000 to cover the cost of nursery fees for her entire time at the nursery (just under 4 years). You may think that I’ve worked out how much I need wrong, but I haven’t because come September next year we’ll be entitled to funded hours which will take the cost down slightly which is why I’m only asking for £30,000.
I’m hoping that you’ll take mercy on us and help in anyway you can, I will be forever grateful for your generosity.
Thank you for reading and hopefully hear from you soon.
Regards, Leanne
PayPal: https://www.paypal.me/LeanneW2024
My nan is in critical care and cancer treatment is very expensive, i have used all my savings and I’m literally struggling myself right now as at the same time I am taking care of my ill mother too.My nan is being badly treated by nursing staff, beaten up and god knows what else,unfair I’m not there to defend her as o had to leave my country to be able to provide for them and myself but is been really tough and difficult in the past couple of months. I would much appreciate any help that anyone can offer. Thank you in advance and I’ll have you in my prayers 🙏
@monika3555
Thank you. Kind regards
Let me introduce myself. My name is Gwladys. As I write, I’m mother of four children and my book, “Happiness, my best Friend” is about to be published by www.austinmacauley.com.
You’re thinking: “So everything’s going well for her. why does she need some financial help?” Indeed, what I need is an act of kindness. To understand why, let’s go back eight (8) years ago.
Eight (8) years ago, I left my country to join my future husband in France. I was so self-confident then. No challenge frightened me. In fact, I have a bachelor degree in human resources and an associate degree in accounting. I speak English and French fluently, and I’ve always believed that difficulties are lessons that lead to higher levels of awareness, knowledge and openness. And my big faults were: pride, stubbornness and perfectionism. My father always said it would be nice if I knew how to ask for help. Eight years of material hardship taught me humility.
Once in France, I studied music therapy and took care of handicapped children. However, we lived in a small village, for peace, calm and love of nature. I had to work odd hours and couldn’t take the bus. So I gave up looking after disabled children because I didn’t have a car. I used to borrow my husband’s car, but he found a job with better paid than mine.
I wanted to try jobs that fitted in with my qualifications. In France, I was told that my diplomas were worthless. I was offered the chance to take tests to train as a receptionist for doctors’ surgeries. Although I passed all tests, the training was offered to a Frenchwoman. I wanted to start at the very bottom of the civil service by taking competitive exams, but I couldn’t because I didn’t have French nationality.
I must admit I was disgusted. Then we had our three children and, as we were always short of money, I devoted myself to looking after them at home. Despite having studied seven years beyond high school, my husband found himself doing nothing but odd jobs. He was French, but had studied in Italy. So no, he was considered like me: without diplomas. So he focused on hard jobs so that we wouldn’t lack anything.
We had enough to eat, clothe the children and send them to school. We didn’t have any extras: no extra money for vacations, new car, or the kids’ activities. But we were happy. We like simple things: walking in the woods.
Socially, we were rejected. In our little village, material poverty was a contagious disease. And inevitably, the arguments began. He was tired of the hard jobs and the constant problems we had. I was ready to leave. But then something happened.
I love reading. I read a lot about neuroscience and lots of books on personal development. I’d forgotten to mention. Just before the birth of my eldest, I had caught a very rare virus (SHAG) and ended up with a general anesthetic and a cesarean section. For two years, I couldn’t remember anything. I couldn’t say words, cook without recipes or drive a car. I had panic attacks. But I was absolutely convinced that everything would be all right. After all, I’d always been brilliant at school. So I spent some time trying to understand how the human brain works.
And with help of music therapy, I tried a lot of sound wave therapies. Then something clicked. I wanted to write, and nine months later, the book “Happiness, my best friend” was born. It was the greatest gift I’d ever been given. I got all answers to my unhapiness. Better still, I spent the most beautiful nine months of my life: joy, contentment, euphoria, wonder. Better still, I told myself that there might be people like me who had reached the end of the tunnel and that this book could help them. The publishing house was incredibly happy to have found me. And I got a good contract. But ?????
Yes, very quickly I understood that it was a house of great renown, which liked to do things right: 6 months for production, a year for publicity before doing the accounts and paying the author. Plus I signed a participatory contract where I had to pay £5500. Any normal person would jump up and down, but not me. I’d just spent two (2) years self-publishing and I spent 130€ every month on the web master, the advertising agency and the pro bank. I also paid a lot for Facebook ads, website creation, Pinterest ads, etc…. I did pretty well. However, I closed the website, my micro-business and I owe 3250€ to the translator and 650€ to a friend. In fact, my French book was translated into English and Italian and put on the website. My husband was very unhappy because he felt we couldn’t afford all those expenses.
Then I took out a personal loan of €8,500, thanks to my publishing contract, to help with household expenses. I had small contracts for translation and AI enhancement with Tellus, Neevo and Oneforma. Soon, with the new baby, I couldn’t do it anymore. Maybe I’d given too much. I couldn’t pay my debts.
There was a time when I wished someone would solve all my problems for me. I’ve discovered that these problems have led to the creation of such a magnificent book, and I’m about to write a second one: “the storms of marriage”. What I’d like today is to be able to pay off my debts of $21,017 (£5500 + €8500 + €3250 + €600) and have a surplus of $15,000 (for the next few months), just long enough to reorganize. I see this boost like water found in the desert after a too long walk.
Of course, I would love to change our old car, or do some work on our house, or go on vacation with the kids. However, if I can pay off my debts and benefit from a surplus, I’d be delighted.
Whoever you are, I realize that you owe me nothing. So I’d like to say thank you whatever your decision and especially thank you for taking some time to read my story.
Here’s my paypal link: https://paypal.me/Behappy552?country.x=FR&locale.x=fr_FR
Thank you again.
I’m a single mom of a 17 year old young lady. I must say that I am very green when it comes to borrowing or asking for money. I’m the type of person that if I can’t buy it, I don’t need it. At this point in time I have no choice. It has taken me a week to come and post this, but we’re in diar need for some help and I have no one that can help me, so here I am.
It all started on September 3, 2020 I woke up and got ready for work like I always have, not knowing my life would be totally changed by that afternoon. I worked for Louisiana Department of Children and Family Services as a case analyst. A co- worker and I were on our wayback to the office to call it a day. We we setting at a red light when we were then rear-ended. I don’t remember much of it except for the excruciating pain and telling my coworker I couldn’t move. Next thing I know is paramedics we’re putting a neck brace on me and putting me onto the gurney.
On April of 2001, I ended up having to have neck surgery because of the accident, which now makes me disabled and unable to work due to the surgery and back injuries.
While on medical leave for my surgery, I was terminated from LADCFS by my review stating (summing it up) that I refused to follow orders from management and i wasnt learning fast enough. Which it basically meant that I did not to take children out of their homes, away from their families and into the state’s custody. So by that, I lost my job, a nice income.
I’m still receiving workman’s comp disability. My bills got behind but before I ran out of my savings I called each one of my creditors and asked to use my insurance that I purchased for my credit cards or if they had some type of hardship assistance. Needless to say, I was denied both and was told that they would not look at my account until I was further in debt. My credit cards started going into collections, along with a few judgements.
Then on May 7, 2024 I almost lost my son in a collision with a big rig. His truck was totalled and I thought I’d never see him again, but thank God, he was able to walk away from it with a rod in his leg, so he could walk again, and several scars. He’s doing great now walking with a little limp, but he’s here and walking.
This has all taken a toll on me, not to mention the overdue bills, especially an overdue electricity bill that I have been having to pay an extra $100 on a month. This is all so very hard to do especially when you can’t even do for yourself much because you have limited movement and at times you can’t even walk.
Doctors still do not know what is wrong with my back from the accident in 2020. They’ve said possible surgery but they want to do more injection procedures first to see if that helps me be able to walk, stand and sit normally because I can hardly stand to take a shower, but I fight through the pain to get it done.
All I do really know is I have to keep fighting to keep my head above water so that I can pay off my truck ($28,000) and I can get us a forever home. Then when I got my check over $450 was taken out of my bank account, for God only knows what but that money was part of half of my truck note, so now I’m a half of a month behind on that and still fighting with the company that took my money.
Now I have to figure out what to do so that my checking account doesn’t go south with everything else, which it probably will. It’s already hard to make it on the income that I have, but now it’s even harder to catch up.
My father was helping me financially, but now he says that he can’t help us anymore, because he’s paying his girlfriend’s bills and he’s retiring in October even though the deal when I moved here, was that my father would pay all the utilities for me and my kids, which consists of the electricity, gas, and water. It’s mostly because it’s his house and all the utilities are in his name but he doesn’t live here.
I wish angels would come and assist me with these financial burdens. That way me and my daughter can move back around my mama where we know we would live happily ever after.
I was able to get in touch with FHA, but since all my credit cards had messed up my credit I have to get that taken care of first. It will take at least $1,000 to fix my credit, so that we can move into our forever home and we would finally have a house that we can call ours. If those angels are reading this and can assist me financially, I would be forever grateful.
https://www.paypal.me/lissa111818
Hello,
I hope this finds those who read this well. My story is not finished being written, and I’m truly hoping someone out there can help me bring it to a happy conclusion.
I was a single mom raising my 3 beautiful kids on my own. I was awarded a child support judgement to help me with them, but never received a dime in support. In fact, when last I heard, my ex-husband is in excess of $370,000 in child support arrears. I had resigned myself to the fact that I would never receive any of it, so I worked sometimes 3 jobs at a time just to keep food on the table and a roof over our heads.
In 2008, I lost my primary job due to a failing economy. I had been working as an accountant at a destination resort. I had years of experience, but no educational background, so finding another job in that field was nearly impossible. As a result, I lost my house and had to swallow my pride and ask to move myself and my 3 kids into my parents house to avoid homelessness.
While living with my them, I applied for dozens of accounting positions, but couldn’t even get an interview without a degree so I went back to college and obtained a BS in Business. This left me with over $60,000 in student loan debt, but at least I had that degree and was able to get a decent job.
After a few years, I was able to get back on my feet. I met what I thought at the time was a wonderful man who was so sweet and loving with my kids. After a year, we got married. After 12 years of marriage, my daughter finally opened up to me and told me that my husband had been molesting her from the age of 14 to 17.
With this devastating news, I left my husband and again found myself without a home. But, at least I was able to remove my kids from that toxicity. I had to start all over again.
It took about a year, but I was able to get back on my feet again. I was self sufficient, my kids were safe and happy, life was good.
In 2019, my father suffered a major heart attack. In March of 2023, he took a fall that hospitalized him. He spent 2 weeks in the hospital. He was then moved to a rehabilitation facility. After his allotted time there expired, we had to move him to an assisted living facility. He never went back home. He passed away December 9, 2023, leaving my 83 year old mother living alone in a house that was too much for her to handle, both physically and financially.
Once again, I uprooted myself to move back in with her so I could care for her. I had to leave my job, and haven’t been able to find another one. I am now caring for my aging mother, not able to pay my bills again. Because I had to leave my job to take care of her, I lost my income but my debt is still there.
Mom tells me “what doesn’t kill you only makes you stronger”. Well I’ve proven how strong I am, over and over again. But, I’m not feeling very strong right now.
So, I’m once again swallowing my pride and admitting I need help. I’m drowning in $75,000 in debt from loans, credit cards and a car payment. I’m asking for help. Any help would be so greatly appreciated.
Below is the link to my paypal account.
With everything my children and I have been through and overcome, I can honestly say that this is the hardest thing I’ve ever done.
Thank you for taking the time to read my story. Blessings to you and yours.
Sincerely,
Jamie
A truly grateful soul
Hello, I am a stay-at-home mom of 3 children. My husband is the breadwinner and we have prioritized my staying at home with the kids, which has come at a cost financially. I have homeschooled for 8 years and we are trying to transition out of that. We live in a major city in the PNW that has a very high cost of living and we simply do not have extra money for these things.
My other concern is that with my daughter at home with me, I am unable to work to pay for 2 tuitions. I will NOT put her in public school. I understand this is a privilege, to be a stay-at-home mom and to even entertain the idea of private school. I know there are many families more needy than ours. I know that no matter what, if it is in God’s will for these children to be at this school, He will make a way to see that through.
“Commit to the Lord whatever you do,
and he will establish your plans.” Proverbs 16:3
Recap
$6,000-8,000 Tutoring for a year
$13,000 Tuition for 2 children for 2025/2026
Thank you for considering us. A prayer of unspeakable gratitude and blessing will be extended with any donation.
paypal.me/lifeofgratitude
I, Gerald Burrell, a disabled veteran, and my disabled wife Jovan, along with our autistic daughter Anaiya, face a dire situation. I lost my job last October due to a short hospital stay, plunging us into financial hardship. With bills piling up and no income, we risk foreclosure. A $60,000 donation would save our home and ensure stability for Anaiya’s care. Your support would profoundly impact our lives in this critical time.
PayPal.me/GeraldB808
Thank you
Hello everyone. I am a commuter student to a public university. I chose to go to a school in a state which I reside in and do not live too far away from because it was the only state I knew I could afford without going into debt. I live at home with my parents who both have full time jobs but had to take time off due to my father having cancer. I rely on my car heavily as I use it to get to campus and use it to get to my two jobs throughout the week to be able to continue affording college. Recently I got home from a late night shift at a nursing facility I work at and when I woke up the next morning my car was stolen right out front of my house. Although the car was no where near new in fact it was a 2001 ford fusion, it was given to me by my grandmother who has since passed and I had no payments on it. I am in dire need of getting a new car I have no intentions of getting a nice new car yet instead something that is reliable enough to get me from point A to point B for the next year and a half. That being said if anyone would be able to donate anything at all to help me afford a new car I would be beyond grateful. I’v found a used 2006 civic with around 90,000 on it for less than 5k. My Venmo is p_058 and my cash app is p05811. Thank you so much for taking the time to read this, god bless all of you have a lovely day.
To make a long tory short I’m an idiot, I had/have a dumbass gambling problem which I’ve managed to kick for brief amount of time the longest being about 4 months and its put me into debt. To make thing worse I have a habit of not properly tracking my general spending. I’m trying to give up gambling for good at the moment but being in debt is making it hard because when ever I do get money my mind immediately goes to if I bet x amount and win then I can pay of my debt, hence me being an absolute moron. I’m currently in about £12,000 debt if you don’t include my student debt which would probably make the total £78,000. I do have a full time job but It seems I am not be able to make a dent in the debt even though I do try since all this stress is really starting to trigger my migraines. So that’s why I’m here begging for money.
Anything helps thanks