In October of 2020, I got sick. I was admitted to the hospital with pneumonia. I was isolated in my own room, receiving an IV of remdesivir for 5 of the 6 days I stayed there. Upon returning home, my boss wanted me back to work as soon as possible. I had already been working from home at that time, so I followed his advice and tried an 8-hour day as soon as the quarantine time had expired (14 days back then). That first day I started in to work, I needed a nap after 2 hours!! I had to request extended time away, and reduced hours, for when I did finally return. Fortunately, my doctor worked with me for this.

Eventually I began working 20 hours a week. That solved for the lack of energy, but cut my pay in half, of course. I signed up (and paid via credit) for several successive online businesses, that never ended up amounting to anything – I tried several versions of real estate; which included tax lien certificates, finding foreclosed property owners to let them know they were entitled to any amount of proceeds that were above and beyond what they owed, and I even tried to partner up with a real estate “flipper” to get something going. But none panned out. So now, not only did I have half the income, but I had significant bills for the training hanging over my head. In total, about $84k in debt.

At the end of 2023, my company wanted me to return to 40-hour weeks. I didn’t feel capable of doing that at the time, and being 64, I decided to retire and take my social security.

It wasn’t very long before I started looking for an online part time job. And I found one! It was actually advertised on job boards, so I thought it was legit. It was unusual in that it required me to put money into it to continue to “earn” additional money. But then multi-level marketing businesses require funds too, so maybe it’s “the new normal”?  (Of course, MLMs have products, not whatever this service was.) It was also crypto based, so I figured I was learning something new.

Unfortunately, I seem to have a streak of magical thinking, like my mom. My brother says I’m just another older lady that got tricked out of her funds.

A good friend of mine had predicted long ago, that I would have a hefty amount of money to my name someday – and I thought “maybe this is how I accomplish that”!

Looking back, I can see that I was in some kind of a trance. I’d seen myself get careless about money and just go along with excessive charges because I was feeling good in the past – but this time took the cake, so to speak.

Before too long my whole retirement savings and inheritance had been plied into this so-called part time crypto job, that was supposedly “optimizing software” for a variety of companies. Realistically, my money was being held for ransom, with additional and higher stakes required for the promise that the money would be returned. I had the money – and the timing of my inheritance was coincidental, so I thought “it must be fate”! So, I kept thinking I would see where it takes me. Well, it took me to where I no longer had any money. There was always a new fee that has to be submitted before the funds would be returned. I see now that my original money has been held for ransom – to the point of complete depletion. Over $200k.

So now I don’t have enough coming in to last me to the end of the month. My minimums due are more than what I make. I have enrolled into a financial hardship program, but even their fees are steep! There is relief at the end of a three-year tunnel with them, but that’s not helping me get there much.

In the meantime, I have applied and been hired as a caregiver for Senior Helpers in my community, but it hasn’t started yet, and payday won’t be for two weeks after I start.

I have started Capital One’s Khan Academy to learn better how to manage my funds not that I have less coming in. It’s quite a shift in my experience and reminds me of when I just got out of high school.

I am taking steps to pull myself out of this and really hope that someone might be willing to provide funding to get me through this gap/mess I have created for myself. Please be kind and help. $5k should get me through this month, and my earnings from my job should kick in after that. I’m grateful for any donations. Thank you.

https://paypal.me/MaryLivingston92?country.x=US&locale.x=en_US

 

Introduction I find myself in a difficult and heartbreaking situation. Recently, I have been battling a severe illness that has left me physically and emotionally drained. The toll it has taken on my life is overwhelming, and I am reaching out for support during this challenging time.

The Struggle Every day is a struggle as I cope with the symptoms of my illness. Simple tasks that once brought me joy now feel insurmountable. The pain and fatigue are constant companions, making it hard to find the strength to get out of bed or engage with loved ones. My medical bills are piling up, and I fear that without assistance, I may not be able to afford the treatment I desperately need.

Why Donations Matter Your generous donations can make a significant difference in my life. They will help cover medical expenses, provide necessary medications, and allow me to focus on recovery rather than financial stress. Your kindness can bring hope back into my life during this dark time.

Conclusion I humbly ask for your support as I navigate this challenging journey. Every contribution, no matter how small, brings me one step closer to healing and regaining my health. Thank you for considering helping someone in need.

To a very kind individual,

I need $2,000.00 to help me get back on track and ensure bills can get paid while I am waiting for a settlement from my vehicle manufacturer. The settlement includes reimbursements for emergency repairs that had to be done and that I had to pay for unplanned. The costs set me back further than I thought. The 2k would help me get back on track. I am guaranteed the settlement in the next two months, just in a holding pattern waiting for check from Manufacturer and I am struggling. Your help or any help is greatly appreciated.  https://www.paypal.biz/thetysonblairshow

I’m recently taking back agency over my life. Preform self care in multiple areas, and succeeding by proceeding. Late week I found out that I owe 10,000 to the IRS.  I don’t have a lot of in cone. I live at a substance abuse program and house manager. Making 800 in stipend money, phone bill, car insurance, and groceries come out of that. Please help me get debt free. I’ve been sober for 3 years 4 months. I’ve gotten my record expunged, and am enrolled in a training course for medical peer support specialist. Please help me with my continued success as we all play part in creating places for better world on this earth.