Hello, if you’re reading this just know that I am thankful and blessed that my story even reached one soul. I got full custody of my daughter about a year ago, I have been working many hours to keep her in a stable home with food, electricity, transportation and anything else she needed to feel safe. She has moved quite often and I promised her this time would be different. Shortly after that my dad passed away and I took in full custody of my little brother as well so that I would not have to see him in the foster care system like I was. Their whole life along with mine has been based on survival so it’s really all we have known. The last couple of months we have been comfortable, I finally felt like I was stable and doing things right. I landed a good paying job and was able to talk a landlord into letting me rent out a unit. My girlfriend has helped as much as she could but has a bills of her own along with her lease ending in one months with full intention of moving in with me. By that time sharing bills will be easy, we just need to get passed this eviction. I did everything I had to do to put myself in position for a stable home. Three months into living with my now two kids I broke my foot and could not work. I am the only provider of this household and was unable to file for unemployment. I was denied for numerous vouchers and when I reached out to my landlord he called me a charity case and dismissed my situation. I continued to beg him for a chance to heal and get back into working but he did not want to hear it. We have been sleeping in a house with no heat, electricity, food, or much of anything. I felt blessed to at least have a roof over our heads. The eviction notice was filed yesterday and the landlord is threatening to evict ASAP unless we can pay the past due amount along with next months rent and utilities. A total of 1900 2 months rent with late fees) PLUS electricity (400) and food for the week (100). A total of 2400$ needs to be paid in the next four days or me and my kids will lose everything. I really don’t want to be the one to let them down because they really look up to me to keep them safe and I really don’t want to let my father down either because I chose to take in my little brother. Any little bit would help tremendously and this might be the prayer I have been asking for. I go back to work in 4 weeks time and my injury is almost healed. Please if anyone could help this would truly be a miracle. If you can’t I understand and just appreciate you taking the time to read my story. God bless and love to you all.
Breaking a lease is usually grounds for eviction. The landlord or property management is not always going to consider the circumstances. Knowing your rights can help you deal with the process properly. This is useful in cases where you feel that you are being evicted unjustly.
Here are six important tips to protect yourself should you face an eviction.
Know the laws
Become familiar with the laws in your state. Each state has their own version of the Landlord and Tenant Act. This will serve as a guide to understanding the relationship between you and your landlord. It will contain an eviction section to focus on, but be sure to read the entire document. You can get a copy through the Attorney General’s website or by going to a local courthouse.
Pay close attention to the details regarding evictions, especially anything that constitutes an illegal eviction. In general, the landlord has to give a certain amount of notice and you have a window of time to correct the situation. Not allowing or adhering to this is a violation. An illegal eviction is not allowed in most states. If your landlord tries to evict you outside of the process, you can sue them. For example, if they change the locks on you or remove any property.
From the day you move in, you should keep documents and records of all interactions with your landlord. This is beneficial should anything like an eviction come up. Keep every notice or letter they give you. Record the time, date, and nature of any verbal communications too. Always keep cashed checks and receipts as well as maintenance records.
It is also a good idea to take photos of the property when you move in, or once any grievance occurs. Some landlords have been known to claim damage to property and claim it was done by you. The more documentation and evidence you have, the better your case will be against your landlord or eviction. Not all landlords try devious tactics, but it is best to be prepared in the event they do.
Consult with an attorney
It helps to get legal advice during an eviction, even though you do not need representation for the case. Use a private attorney if you can afford one or check with Legal Aid for assistance. Most cities have Legal Aid offices and will be happy to provide consultation services. You get information and advice for a reduced price and sometimes free. Be sure to take all your documents and evidence so they can help you set up your case. Running through the details with them gets you prepared mentally for the case ahead.
Go to the hearing
You need to go to an eviction hearing in court. You cannot be evicted without this and your landlord is responsible for scheduling this. Do not miss this hearing. If you do not show, the judge automatically rules in favor of the landlord. If you go to the hearing, you may have a chance of beating the eviction. You will never know if you decide to pass. When you show up, the landlord also cannot claim damage against you or any other fines.
Make sure you are prepared before you go. Plan to proceed in the same way you discussed with your attorney. Have all documents ready to present and establish your defense before you get there. Dress professionally and arrive early.
Handling an eviction
In some cases, the judge will rule in favor of the landlord. Even if you have all documents and a good defense, you need to be prepared for this outcome. Make arrangements ahead of time to stay somewhere else and plant to rent a storage unit. If you have already found another rental, you do not need to worry about that. BE prepared to leave the property quickly. Every state allows an amount of time for eviction and in some cases it can be as little as 48 hours.
Getting another place
Evictions can be reported to credit bureaus. This can hurt your chances of renting again. Most landlords do not report this but there are other ways credit companies can get this info. There are companies that collect information and sell it to prospective landlords.
Be prepared for your next landlord to know about the eviction. Don’t plan on hiding it. Explain the circumstances to them and be honest. You can present all the same documents you had for the hearing to make your case. It does not do any good to talk bad about the previous landlord, especially if the eviction was your fault. You do not want to appear like a problem tenant. It can take time to find a new rental.
Many will turn you down, but someone will approve of you. You should expect that when you are approved you will have to pay or a higher security deposit. The eviction becomes less relevant as time passes, especially when you begin to make on-time payments.
An eviction can seem disastrous and cause for worry. The important thing to remember is that you are not the only one to go through this. Many renters have been evicted and get through the process just fine. Protect yourself by following the laws and being honest. Be prepared and know your rights and you will have the best chance of beating an eviction. If you do get evicted, know that it is not the end of the world. With time, everything will be right again.
I will start by telling you my name. My name is Erica Shephard. I am a 41 year old mother of 5. My children are Alexis 22, Alexander 15, Asia 13, Eric 8 and he will be 9 on tomorrow, and the life of the party Erian 6. I am a bipolar, depressed mother of 5, that is unstable and always looking to help others when I can’t even help myself. I have numerous jobs and I always seem to find the things that I don’t like about them. I always go over and beyond and always help anyone in need whether it’s my last or not. I am a giver. I have offered my home to many people that have less than I do and I and always trying to see the best in people who don’t see it in themselves. I have always struggled financially because of me giving money away to help others. My mother told me one time it was because I don’t feel like I deserve anything and sometimes I believe that is the truth. I want to give my children a better life they deserve so much but I always fall short. I have bad credit and mental issues, no insurance but I have children and myself that are very creative and talented. My oldest loves crocheting and is able to make a lot of things. That’s her passion. My son Alexander I recently found out at 15 he reads on a 4th grade level but yet the schools didn’t realize it and I always thought he was just angry, but he can’t read and the schools passed him on to the 8th grade in which he is still behind, bit he can fix anything and he loves creating beats to make music. My daughter Asia is creative, smart and she is always drawing and a recluse. She loves anime and always has a smart comeback to whatever someone says to her. Eric is my baby boy and he is full of energy and athletic as they come. He can throw a baseball, football, shoot basketball, and run his heart out. He is lovable and the one who gets along with everyone. Erian is the spunky, tomboy who tries to do everything Eric does and who is eric,’s keeper. Whenever her birthday comes around she always gets toys for her and Eric. If she goes to the store she always gets something for Eric. They all have great qualities and I have always tried drilling in them to not be bullies, to always help their elders and to always be fair and see the best in people. I have had a hard life. I know everyone has, I still always see the best in people. I have been molested, raped, beaten, abused, prostituted and I still always try to see the best in people. I have helped people from all walks of life. I worked in a gas station in a bad neighborhood and there was a young girl sitting outside it was 2 in the morning. She was high and men were trying to get her in the car and take her off somewhere. I walked outside and I’m 5’3, 180 and a woman but I still went outside to this little frail white girl sitting outside high, and 3 black black guys in a car where trying to get her in the car I yelled at them and I told the girl who was no more than 20 to sit right there she better not move and that I was closing the store to take her home. I didn’t know her from the man on the moon , but the thought of someone’s daughter sitting out there like that I put her in my car and drove her home. Another time a man was jumping on his girlfriend and all these people were outside watching. I had a customer tell me not to go outside because I had children, but me being me I had to intervene. By the time I got out there the man had jumped in his car and was trying to run his girlfriend over and I jumped in front of her and he stopped and I begged and pleaded with him to not hurt her. I have always put myself in harm’s way to protect people. It’s my job to help. I have always wanted to start a place where people aren’t judged and they can come freely and get help. I know I am going on and on but I do need assistance. I am at the point where I will be homeless and my children and I have stayed in hotels before many times and I just don’t want them to go through that anymore. I can’t get financial assistance because my credit score is bad. I just need help. I need mental health and just enough to get me on my feet. I am not on drugs, nor do I drink. Sometimes I wish I had those issues instead of my mental health because I would probably be able to control those issues. I just want to find peace and help my children and others as well. Mental health is a disease that is not really addressed like people say it is. It’s frowned upon in the black community but I know that I need help and I don’t have the insurance or means to get good care. That’s enough of that
I would like someone to help me,but I don’t want anything just given to me I would like to work for it or give something in return. I like writing, I always write poems, books, songs, and I am creative. I wanted to start a business that would be therapeutic to people called custom creations and scented Dreams. People would come in and make candles, crochet and jewelry and it would help to relieve stress and it would be something they can learn as to make them feel like they can accomplish something. I want to start a play center for youth. Not based on ethnicity, financial, or religion just a place where children can just unite and deal with the many issues that they have coming up in this world. I want to help people who are suicidal. I want to help those that think know one hears them. I want to do so much to help. I just need a way to start. I have a million ideas. Like an the lastest vehicles a notification that lets you know you left a child or animal in the car. For Amber alerts a notification that pops up on all the digital dashboard when your driving if you don’t have access to your phone. I have a thousand ideas in my mind but no way to fulfill them. So I am not asking for something for nothing. I want to contribute to the world. I have this idea for a webpage for children to have a big sister or big brother they can reach out to and be anonymous. They can let someone know what’s going on with them and the parents can sign the children up and if there is something that is going on the proper authorities will be notified without jeopardizing the child. That can be for children that are thinking about suicide or have been raped, or bullied. There are so many ways I can help others I just need to get on the right path and assistance for my issues to help others. I know I have said a lot and thank you for taking the time to read my email and if nothing else even if you can’t help me please at least use some of my ideas. I think all of them are worth looking into.
Hi there, I don’t really know where to start .. I am about to lose my apartment… to make it as transparent and short as possible, a few months ago I attempted suicide. I lost my job, lost my benefits, everything. I was able to live off my 401k that I had invested, which wasn’t much while mentally healing and trying to find employment again. I just had an interview this past Wednesday , January 15th for an amazing opportunity. I ended up getting the position and received my offer letter Friday the 17th. I am completely elated, yet so stressed… my anticipated start date is the 3rd of February. I just received this morning an eviction notice via email (which is attached) and following action if they don’t receive payment by tomorrow. I don’t want to be homeless, and if I have an eviction it will be impossible for me to find another place to live. I also have 2 dogs, which I can’t imagine an individual taking us in. I don’t have any family or anyone to borrow from. With this new job, I will be able to cover all my expenses with sound. But it will be a process. Still waiting for drug test and background check to clear, which won’t be an issue, I haven’t even had so much as a speeding ticket. Alternatively, I would ask for an advancement if possible; which just isn’t. Please, if there is anyone out there reading this, please I beg for mercy and just assistance. I just don’t know what else to do. This is so embarrassing, and there really just isn’t any platform to utilize other than social media, which I just don’t have, besides a LinkedIn, which you just can’t go asking for money.. I’ve tried to find side jobs for cleaning or services but at this point it just isn’t enough for my deadline. I can’t sleep, I can’t eat. I just want to be ok for me and my fur babies and to just do the right thing; which God or whoever is out there knows the truth that lies within my heart: please if anyone sees this I’m begging you and pleading with all my being for help. I’m reaching my hand out to just hopefully find my savior who can grab it to just get me over this hunch. I climbed out the hole, but I just need to get past this hill. Anything is helpful at this point. Anything…. if this comes by you,
I have a Paypal account which is Paypal.Me/Bumblebee8987
I’m a hard working 51 year old man, that came down with the flu in November of 2018, the flu turned into pneumonia and eventually caused congestive heart failure. In January of 2019, I had a pulmonary flash flood edema due to the congestive heart failure and lung infection going septic. I was placed into a medically induced coma for 9 days and was very lucky to have survived. The recovery (as much as I can recover anyway) was long. After 3 weeks in the hospital I had to go to a rehabilitation facility to relearn how to walk, as I couldn’t move my legs and only one arm when I came out of the coma. I’m now back to work and functioning the best I can, though I will never be the same, as my heart was damaged. As you could imagine I lost a lot of income during this. I’ve been doing everything I can to get back on my feet financially, but am just too far behind. I cut all the Bill’s that I could, cable, internet, etc…My credit has taken a big hit due to falling behind and have been denied for loans. I dont have any family or friends with funds they can let me borrow. I’ve now been given an eviction notice and a court date. Not sure where to turn at this point. $5000 may not sound like a life changing amount, but at this time it certainly would be for me. It would save my home. I never imagined I would end up in this financial position so quickly let alone have these health issues at such a young age. If you can afford to help a hard working, middle aged, veteran going through a difficult time and find it in your heart to do so, it would be appreciated more than you could ever know., not only by myself but my family, friends and rescue dog.
My pay pal link:
Four years ago, I didn’t have insurance on my car. I struggled to make things happen when I found out my mother was very ill. I sacrificed time & talent. Bent over backwards to take care of my family. But I still struggled. I got caught and screwed up. I got a ticket. SMH :-( I didn’t pay it and got caught again doing, I don’t know…hence another ticket. Damn! I lost my job of 5 years.
Thinking I’d just keep a low profile, I only drove at night, back-roads, to odds & ends jobs. I took off the state tabs because they repeat the colors anyway. I was pretty golden. I landed a job…of all places working at a car rental company. Two weeks at the job, about to earn a really good check for the week, WHAM! My car breaks down in -4 degree weather. Slightly getting frost bitten waiting for someone to rescue me at 4 AM, I get home 3 HOURS later. I was so cold.
OK, I’ll rent a car. My license showed still good, not expired yet. WHAM! My wages are garnished. Now all those hours, all that money, gone to pay back debtors from 1994 and mind you this is 2017 :o Several hundreds of dollars later, my license gets suspended but my coworkers let me slide by not checking my ID & I keep renting until I can get my car fixed. WHAM! We become homeless. My daughter, on the brink of depression & suicide, blames herself.
After being homeless for 2 years, filing bankruptcy, living in & out of hotels & peoples couches (so my daughter could still attend the same school), running out of money-gas-food-sleep-depression-on the brink of suicide myself, luck finally comes back & we find a “forever home”. Not too big, not too small. A manufactured single wide, 29 years old for rent to own $925/month. OK, I’ll sacrifice & we’ll get through. We sleep on air mattresses for the first month. then blessings start coming: Bedroom items. Dining room table. Rocking chairs. Pots & pans. Dishes. Food. Safety. No feeling of gotta leave by 7 am. It was a sense of Amen.
I earn a well deserved vacation end of September 2019. I’m sitting outside on our deck late in the evening; I decided to go to the store & get dinner ready. Walk in the house to get my purse & tell my daughter what I wanted for dinner…. WHAM! My car gets repossessed. Calling all attorneys, BlackHawk Recovery, Credit Acceptance…$4,000 & you can get it back (its 15 years old, needs ALOT of work, and has 220k miles). Sorrow sets in. Vacation turned into a stay-cation with a big depressed face. How will my daughter get home from school (she does dual enrollment & college doesn’t provide transportation to & fro). OK, lets try to rent a car & bust my a$$ for getting a new car. WAIT!!! My license! Okay, bust my a$$, get license, get another car. I can do this. WHAM! I get hurt & the pain is severe; herniated discs in my neck, spine, and sciatica pinched nerves. But I cannot miss work, I just can’t, too much was at stake. Worker’s Comp: DENIED. Insurance pays: DENIED. Co-pay: $7,495 MRI patient responsible. Time to play catch-up. 50-60 hours a week; split-shifts; round-the-clock shifts: RENT>PHONE>INTERNET>UTILITIES>>>L.I.C.E.N.S.E.S!!!!>>>>>RENTAL CAR? Dang! Then it happens…..
My coworker tells on me. I do not have a valid license. I scramble to get them with that last bonus check of October, darn that was going to be used to get ahead on rent cause Thanksgiving & Christmas is coming up. I take the whole check to pay those tickets & get my license so my job don’t find out. Awe crap, the bosses are moving in on my deception. I file for short-term disability. WHAM! My phone gets cut off & I cannot call my absences into work. WHAM! I lose my job.
I filed for unemployment. DENIED. I filed for rental assistance. DENIED. Now I’m struggling…no car (cannot rent anymore), live in a rural area with NO bus transportation, and now NO MONEY; can’t use Uber or Lyft. I start robbing Peter to pay Paul. I negotiate with every bill I know & have. I apply for more assistance. Its a WAITING GAME & I’m failing fast.
December 2nd, letter comes to my door, you are hereby summoned for court failure to pay rent. You must appear December 19th. I enter a default judgement because I cannot get to court. I have 10-days to pay or vacate. Please, please, please, don’t do this to us. Please help! The holidays gave me grace. The lawyer says they probably will file the writ after the 2nd or 3rd of January.
I reach out to all organizations from here to Timbuckto0. I call people who helped previously. I’m single, scared, and facing homelessness again. Every car door, every bump in the night, every phone call scares us to where we can’t sleep that the court officers are coming. I haven’t followed up with my doctor’s appointments since November for lack of transportation. We have no local laundromat & no w/d inside our home. Our house looks like a bomb went off. I was blessed with food stamps for 1/2 of November, all of December but being desperate, I sold my stamps.
We have limited areas for food pantries via foot. My daughter sacrifices not eating by saying she’s not hungry when I know that she is. She takes pills for her headaches & we struggle to find money for school lunch. She has a good friend who doesn’t charge her for gas for rides home. And sometimes this 16 year old boy will take her to McDonald’s for a chicken sandwich on the $1 menu. He doesn’t work :-( He has no money. He’s that small blessing for her sanity.
Now, the court officers are coming cause my borrowed time is up. Please I need help. Listing of desperation: Rent w/fees $3350 (to stay put); Sprint $549; DTE $281; Comcast/Internet $305….TOTAL NEEDED: $4485. To Keep Me Ahead: $5410. Credit cards are maxed out; local hotels that are reasonable, I have balances with them.
Please, please, please, help my family. No car this time, being evicted would devastate my daughter & probably bring me to my end :(
my PayPal account: PayPal/Kai-Ron Twinkles
Hello I am looking for help. I was helping my client/friend with their business. We tried to expand the business to another location to push business to the other location, i pulled 20K in merchant loans that are now sucking up all my cash. I have 4 airbnb now that are being book but need to pay the rent on 3, because my cash is being suck up by the merchant loan i took out to help my friend, the closed her businesses cause she was diagnosed with cancer. I am now in a financial situation. I need 10k before thursday so that i can pay all my light, rent and water bills . please help me . Not sure what to do to get out this situation.
my cashapp in $thankyou
I am a 21 year old struggling to support my family after recently loosing my job due to mental health issues including depression and anxiety.
After loosing my job bills and debts started to stack up however my previous head space somehow allowed me to believe it’ll all be ok it’s just a couple of rough months and I’ll be back on my feet however little did I know I was creating a vicious circle for myself and my family as it seems I have put us all selfishly on a road we can come off.
We are currently in debt with multiple companies from mobile phone providers to home improvement stores which I purchased when we were in a comfortable position and had no issues we are also in alot of debt with our social housing tenant for around £1600 and our total bills amount too around just over £8000 but due to interest are of course rising consistently.
This is not easy for me, I have never had to rely on anyone else to really help me out through tough times as me and my partner have always been in work since we both left school, I myself have been a chef for the past 6 years however it took its toll on me once we started a family and I realized I wasent around as much as I needed to be to support my partner and the money was never really good enough come the end of the month once the bills were paid my partner was either also in the hospitality industry or in childcare positions around our area.
Honestly any donation at the moment would just be a massive help to me and my family as we risk loosing our flat at the moment so any contribution we can put to our arrears to keep them off our backs is absolutely huge to us.
I would like to take this opportunity to thank anybody who has either taken the time to read this and/or to donate to me my partner and our 2 year old daughter it honestly is massively appreciated and I really do hope this message reaches people as I’ve never used this type of website before if you have any question at all please feel free to email me:
My PayPal link is attached as an image but I will also add it here
Hey, my name is Denis Burke. My story is a very long one to understand but I will try to cut it down as best I can. I live in colorado springs colorado where hippies like me live laugh and love. I am cursed with the heart to care for friends as if they were family because my own family and I never got along well. I moved out when i was 16. I’m 28 now. I met a woman when i was 14 and me n her grew up to be best friends. Shes fed me when I was poor gave me rides when it was cold or raining.. she has been there for me when I needed her the most.. recently she shared with me that she had been suffering from a meth addiction. This caught me by suprise because I had not noticed even the slightest clue that she had been using daily for the past 5 years. I dont know much about meth other then it keeps you up for days. She told me this finally because she wanted to quit but it was hard and she needed someone to understand.. and she knew that was me.. a few months ago in august I caught he rdd using in my home and i got real angry with her and wanted to kick her out but as she got up to leave I remembered she needed me to understand her not to abandon her. So i tried to get he rdd to stay said i was sorry but she felt so guilty I had to jump in the car with her to get her to understand that I was just as emotional as she was. I asked her to drive to the store so we could grab some snacks and drinks and on the way there we got pulled over. She has two kids a boy as and a girl aiden is 10 and autumn is 7. If she got another drug charge she feared that they might take her kids away from her and if she did get another drug charge she might serve a year or 2 in prison.. I just couldn’t let this addiction take it all away from her. She deserves a second chance not from me but from the world.. she forgot her drugs where out in plain sight by the gear shifter so I grabbed the bag and put it in my pocket. She didnt even know I did it. As fate would have it these cops felt unusually clingy they saw a black female and a white male and just couldn’t believe we were just going to the gas station. They wanted to do a gun frisk because it was a bad part of town so they searched us both and the car.. they found the drugs in my pocket and took me to jail right there. I did not get a p.r bond nobody bailed me out I was in there for 45 days when I got out I had lost my home my job and everything I own besides my car.. she lived with her mom and dad so she couldn’t help neither could any friends. She has gone to in-patient rehab after seeing me suffer for my choice. I’m asking for any help to get me back on my feet gas money clothes a hotel room for a night before an interview to shower. Please and god bless
All through this year, up until now, I have been struggling.
I came in to this country as a tourist, with the intention of just a 3 months holiday in September 2017 until I realized in November that I was expecting a child and it became a bigger priority that I be the best father I could possibly be for my unborn daughter and stayed behind. She was born in August 2018 and at only 6 weeks after she was born, I had to take on the responsibility of being a single father without any prior experience on fatherhood.
Her mum made attempts to dump her at a strangers doorstep and threatened to kill her on several occasions, among several despicable things she did to the little girl in her first 5 weeks. This was where my legal battle to gain custody of my child began. And God so good, after about 1 year I was finally granted full physical and legal conservator of my baby. But it’s been hard.
As at the time I started taking sole care of my baby at 6 weeks old, she had respiratory issues in which I’ve had to be back and forth the hospital. Meanwhile, my baby’s mother hasn’t made the slightest of attempt to contact her and all attempts made by me proved abortive.
My baby is now 16 months old. She’s very healthy and even though I have no means of working legally in the United States yet, I have done my best to provide for her.
While I tried to figure out how I will be able to sustain myself and her financially, and because I do not have a work authorization yet, I had to look for opportunities online. I started an e-commerce business with the intent that I will be able to work from home. It failed. I self trained myself on digital and email marketing and set up a little online digital agency, that didn’t go so well either. I also do have a Bachelor’s degree in Physics and Solar energy. So I’m sure and confident that, if only I can get an opportunity to prove myself, I will be able to generate enough income to sustain myself and my baby and begin to build my life again.
I know for a fact that if I applied for my work authorization, things would be much better but it’s been quite difficult covering our monthly bills nor even able to save towards that.
My biggest concern right now is to be able to clear my rent bill this month. My rent has been due since 3rd of this month and my daughter and I are facing a possible eviction next.
I am in dire need of help. My rent alone is $787, excluding other house bills. I would really appreciate it if you could help me with any amount. It will greatly lessen my stress and give me some peace of mind.
Thank you for your taking time to read my story and choosing to help.
First, thank you for taking the time to read this post. Second, please know that I am absolutely mortified to be asking for help. I am a 37 year old female that has been 100% self sufficient since the age of 19. I have NEVER asked for help from anyone (even when truly desperate), as I have always been too proud and would find a way to make things work.
I will start by telling you I do have a good career, and work hard regardless of any situation. I have even recently started a part time job delivering groceries in my spare time, which there definitely is not a lot of, but I try to put in as many hours as possible.
This past spring my world was turned upside down and inside out. As a single professional, my dog was truly my world outside of the office. I finally had to stop being selfish and say goodbye to my best friend in the world once the vet said he was in pain and nothing else could be done. The following day was not only the worst because I couldn’t comprehend him not being here with me, but because of a phone call I received from the local hospital. My mom (only relative) was admitted and I was called as I am the emergency contact.
My mom had been diagnosed with stage 4 (end of life) nonalcoholic cirrhosis of the liver and cancer. She knew about it for quite some time, but hid it from me as if you met her – until recently she was very much the healthiest and most vibrant woman. Often times people confused us as sisters. In my heart, I believe that she hid it not only to keep my from worrying, but in part she was in denial.
Her life is now coming to an end. I found out this summer that she has no money left. Her memory (and body) are failing, and a few months ago I found out her house was going to be foreclosed on. Being that house (and myself) is all she has, I took the maximum loan against my 401K to save it. She insisted on in-home hospice, and I can’t deny her the comfort of her own home during her final time in this lifetime.
Since saving her house I have maxed my credit cards, taken on the part time job, and paid every bill for her. I don’t have the heart, and I am not sure at this point she would fully comprehend that in taking care of her, I haven’t been taking care of me… financially, physically, or emotionally. All of my bills are past due, and most importantly I am now behind on my rent, car payment, and bills. I cannot have an eviction on my credit, as when she passes I will need to be able to lease another place. It is very hard to lease an apartment here with an eviction on your credit. I am working hard with my landlord to make arrangements, but unfortunately she is not being flexible or understanding. I would like to bring my rent current and terminate my lease to move into my mom’s house until she passes. I also cannot lose my car, as I need it to drive all over to maintain both my full time and part time jobs. I already terminated the lease on my mom’s car as she is unable to drive, and her payment was more than mine. To bring my rent current and break my lease I owe $3956. I am also almost $1000 behind on my car payments which they are threatening to reposes if not brought current by next week.
I have my mom still here (as of now) for the holidays, and that is more than any gift or fancy meal to me. If I could have one holiday wish, I would wish for one day with my mom where I wasn’t going insane racking my brains on how I was going to manage working 2 jobs, pay both our bills, feed her, bathe her, make sure everything was ready for the next day for the hours I am not around, trying to rest during the 3 hours I give myself a night – and just truly TRULY enjoy one day with her where she has my full attention and energy.
As mentioned above, I am mortified to even be writing this, and even more so to be asking for help. I love helping those in need, and wholeheartedly believe in paying it forward. Even if you are unable to assist financially, I am grateful for anyone that has taken the time to read this long message, as it has taken everything out of me to even type it. If you are able to assist in any way not only will I be eternally grateful, but I am most willing to repay (just tell me where to send it) or pay it forward to others in need once …. I can’t even say it but I am sure you know what comes next.
I wish all a very happy holiday season, and a healthy happy new year.
Many thanks in advance.
S R S
Hi my name is nicole and to make a long story short I was supposed to start working for a company for a job that I would’ve loved . Ive been waiting to start with them for a long time now but they told me today their production dept shut down and they’ve basically just wasted a year of my time . I owe 8000 in rent amongst many other bills and credit card debt. I am ready to give up on life at this point which is what brought me here .I would greatly appreciate any kind of help . Thank you
I have the ugly pink notice (just removed from my door) and I’m desperate for help.
I have been trying to pay off several small loans (family, payday loans) to stay afloat. In November, one of the family loans needed to be paid in full immediately; my relative had their own needs. I thought I’d be able to pay off that loan without an adverse effect, but my November rent came back. I did what I could to fill in the gaps, but I was unable to find what I needed. I was unable to pay both November and December (and court/late fees) with one paycheck.
I have a few options for help and enough to pay most of the court fees, but I’m still about $1500 short. I work full time and can’t skip work (or really take calls during the day) without getting into trouble with the bosses. I always try to pay it forward when someone helps me out, and will continue that habit as long as I am able.
My backup plans and backup backup plans have been falling through; I don’t drive or own a vehicle, so I can’t add a rideshare or delivery job. I applied for a less expensive apartment that has a no-rent-this-month special and was denied due to my current situation. I don’t have family in the area or friends with extra space. My cats don’t need to be put on the street (I don’t want to, either, but I’m more worried about them).
I don’t have holiday plans to salvage or travel to rearrange. I only have myself and two very sweet cats that lack outdoor skills. I’m in Colorado in December, so I can’t really get a cheap tent and find a park that’s temporary resident friendly. We’ve already had two significant snowstorms, and one of them led to ice-covered streets and sidewalks that weren’t cleared for a week — and I hit a patch of that ice and fell hard enough to injure my knee. (The other knee is frequently injured and generally hurts.)
I am continuing to seek local help; ideally, I’ll be able to pay off my balance before things get really bad. Beginning in January I will be going to the closest branch of my bank for a (certified) money order to pay rent every month; even after my finances balance out, I would prefer that certainty to relying on automatic payments.
Any help is appreciated.
A year ago today, I had no idea where I would be at this moment. My husband and I had a perfect life from the outside looking in, however I began to grow increasingly concerned with his behaviors as I noticed that he seemed to be self medicating. Fast forward to April, he was fired from a wonderful job, too scared and embarrassed to tell me the truth and come home ( he was working out of state) and before I knew what was happening, had locked himself up in a motel room, drinking and gambling away our savings, leaving me with 5 beautiful children (3 under school age) and no way to care for them.
After many prayers and tears, once the money was gone, I was able to get him home and into treatment. Part of this journey included a 5 month separation, me going back to work full time (which ended up costing more than I was making after childcare and gas), and him taking any odd jobs he can find to make ends meet- which we still haven’t been able to do.
While I am so proud to say that he has now been sober with the help of a doctor and intensive outpatient treatment for almost 6 full months and our family is back under the same roof, I am worried sick, as we are about to be evicted from our home. Our landlord has been wonderful to work with us and allowed us to make late payments the last 3 months ( after over a year of living here, and even paying early many months) however, we are now behind $750 for this month and still have not paid the $100 in late fees from November. The only vehicle which holds all of our children is up for repossession, and our water and electricity are schedule for disconnect on 12/16 and 12/23, with a special needs child who has a surgery scheduled for 12/30. The children have medicaid and we do receive state assistance for food, however, in order to bring all outstanding bills current, we are still lacking approximately $1800. We have cut out any and all unnecessary expenses, and it is so frustrating to still not be able to make it.
It is my hope that someone will help us get back up on our feet, and that one day we will be able to pay it forward. Thank you for taking the time to read our story.
So I am going to give a break down on the past year and how I’ve come to be where I am today.
The new year was supposed to bring many good things as we all hope for, but in my case life took a turn for the worse. The father of my children and I have been together since 15 years old, so we’ve come across many obstacles like any relationship, until the verbal abuse had gotten so hurtful. Once he knew the words weren’t hurting anymore, it moved on to physical abuse. My children look up to their dad as Superman but to me I see someone I fear. We were always a team but nothing seemed good enough for him anymore. The abuse got more frequent, the bruises became more noticeable. .. I felt I had become a human punching bag with no way out. Until the day came where he tried to push me down our two flights of stairs in our home. At that moment I knew things would never go back to the good ol days. Unfortunately I was not making enough financially to hold down the fort on my own so we decided to sleep in separate beds to try and cope until one of us could get on our own. All went well until the day came when I had the sheriff knocking on my door to serve me a notice to quit. At that moment it had come to my attention that my ex held off on October’s rent without telling me. End of October I Ended up losing my job because my means of transportation had been wiped away. With everything falling apart I still try to make the day great and show my two amazing kids how strong their mama is, but sometimes we all hit that rock bottom feeling. I am there! At this point my ex moved out, left me with an eviction in motion, backed up light bill and all the other stress that comes with these life issues. I have until December 16th to leave my home with my kids & I have absolutely no savings or a place to go until I get on my feet. I do currently receive state benefits which is a huge help as far as grocery shopping goes, but trying to find a place to move with zero income seems close to impossible. Every day I am applying and making the necessary moves but some help would be tremendous. I’m giving this a shot with an open mind. I also know my story may sound horrible to some, but I am a fighter and he is out the picture which means I am safe again! If anyone could possibly contribute anything at all, the amount of stress that will be lifted off my shoulders will make me feel alive again. Any thing helps, and nothing is too small. We all need some help sometimes, it’s just up to us to put our pride aside and ask.
Thank you for taking the time to read & I appreciate any and all support!
A mom who won’t give up
Hello to all caring human beings,
My name is Kevin and I am 61 years young. My common law wife, myself, and our two cats will soon be evicted from where we are currently staying, at an Extended Stay hotel in the Metro Washington D.C, area. I am not normally one to ask anybody for financial assistance, but these are extraordinary times for myself and family. The following is our story.
I had been employed as a CPR and First Aid instructor for the past 12 years. I lost my job at the beginning of August of this year, 2019. My wife has been unable to work for several years because of mental health issues. She was denied any disability benefits even though her longtime doctor confirmed she is unable to hold continuous employment. We were evicted from our condo two years ago because we could not make rent payments without her additional source of income. We ended up at an Extended Stay hotel because we could still afford that on my income and they allow pets. We have been living here for almost two years. After losing my job things became desperate. We have no family to provide any assistance and our friends tried to help but there was just not enough money for the support we require because I am having trouble finding any employment that will pay the bills. I have had my drivers license and car registration suspended because I can no longer pay for car insurance, a requirement in Virginia. This makes it even more difficult for me to find a job that will support us, We have turned to Churches and Government Agencies for assistance and all we were able to obtain was food stamps and Medicaid for my wife. Needless to say, we are desperate, dreading becoming homeless, and losing our cats. Also, in her current mental state, my wife is slipping further into a bi-polar depression. The staff at the hotel have been very kind and human toward us but they have no choice but to evict. We need immediate help desperately.
The eviction notice gives an amount past due, including attorney fees of a bit over $ 5500.00 and this does not include the rent building up since the notice was given earlier this week. Also, in order to get insurance and have my license reinstated at the DMV, I am looking at an additional $ 1500.00. Then we have to come up with payment for a few more months of rent at approximately $ 1600.00 a month and hopefully this will give enough time for me to become employed again. I have a wide skill set and a college degree but I feel my age is hindering me from finding meaningful employment or any employment that might support us. I have been working since I was a teen and being unemployed is a new experience for me.
Now, after we add up the funding we require just to remain in our hotel room and to be able to use our car again – approximately $ 12,000.00 – we feel desperate and defeated. We pray there are some human beings in this world, who may be more fortunate than us, that will offer assistance to some good people and their cats. I am working on getting our eviction notice scanned in and posted along with a picture of our family. Any help you may provide would be greatly appreciated. Our thoughts and prayers are with you all. We thank you in advance for your support.
Kevin & Family
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