Hello Potential Saviors

Like so many other deserving individuals on this site, I find myself in a desperate situation and have decided to see if I may receive help from this site.  Unlike others that seem to be so many in number, I am not in need due to COVID or personal disaster.  Rather, I am a giver who has just learned to say no and KNOW when that is a good thing and to stop putting myself in pain and jeopardy for others.  Two years ago I decided to sell my condo, buy an RV and go back to school to earn a degree in Psychology.  I took a personal loan of $10,000 to fix my condo and list.  However, as it seems to be a habit, fate had other plans and I ended up adopting my granddaughter and trying to get my daughter back on the right path in life.  Then soon too, my son hit a rough patch in his life and had to move into my home for a while.  Although they are both adults, I was raised that “you always help family out.”

Then last year, we discovered that my mother was having issues with memory and wasn’t taking care of her diabetes.  She ended up in the hospital with ketoacidosis, she had suffered a stroke as well and then was diagnosed with moderate vascular dementia.  Since I had semi-retired (preparing for full retirement and moving), our small family meeting to discuss my mother, led to my deciding to fully retire and take on the brunt of helping so that my sister and my mother’s partner could continue working as they more desperately needed to keep their jobs.  Here we are sixteen months later, my income cut in half and although I am at the final stage of waiting for my bankruptcy discharge, I am close to having to file bankruptcy again.  I am trying to find work at home options but am already at the point of having maxed out my credit cards, am now late on my mortgage payments and cannot do a refinance or home equity loan due to the bankruptcy not being discharged.  The only other option I have considered at this point is to sell my home and still buy that RV so I can pay off my debt and have some money.  This, however, isn’t an ideal situation for a 7 year old to be raised in.  Others may view that statement as incorrect but this child has been through enough trauma in her short life and I would like to keep it somewhat as stable as possible.

Thus, I find myself hearing about this website. So, I too, am here to seek a helping hand from the kind and helping hands that peruse this site.  I am asking for $35,000.  This would pay off my personal loan, my credit cards and allow me to finally finish the renovations that were started and never finished in my condo. I truly appreciate anyone who has taken the time to read my story and to possibly help out.  Bless all on here who also need help.   As our family motto these days go, “This too shall pass!” – hopefully with your help.

paypal.me/tzgoodin

Dear generous donors! I just want to thank you in advance.  I just found out that such a place as this existed where caring people can help others in need. I live on the island of Maui. The home of one of the most devastating wildfires in recent history. Everyone has been impacted by the turn of events. As you may know, our island’s economy is predicated by tourism. And after the tragic events, people who have never been to Maui were saying do not come to Maui. It has impacted business tremendously here. Slowly, it is beginning to get busy again. Earlier this year, I had to fly to Texas to take care of my mother who wasn’t in very good health and wasn’t in a very good living situation. I had a strong feeling that I needed to go see her, and two weeks from me getting on the plane to fly, she went into the ER.

I couldn’t get a straight answer from the people who were living with her in regards to her health. I would always get that she was doing fine. but when she went into the ER, I found out that she had a bad heart, and kidneys & a bunch of other things going on with her that wasn’t being told to me by anyone living there. The house was cluttered, there was a hole in the floor and the place was roach infested.

We spent a lot of money traveling home and getting mom situated only to run into incurring a lot of debt due to a slowed economy. It’s been quite challenging and I will be the first to say we find ourselves about $20,000 in the hole right now, working to fight our way back to just break even.

We just need to get everything back to being manageable again. We need $20,000 but really we appreciate whatever anyone can spare. God bless you all for being such generous and cheerful givers.

paypal.me/hayzeltongentry

Dear compassionate individual,

I am a 33yo female. Born and raised by my single mother, in the south side of Chicago. I play bass guitar. I am an artist. I rescue and rehabilitate reptiles. I love animals, music, gardening, plant medicine and philosophy and I have worked as a professional bartender for 14 years. I would love to learn carpentry, welding and hope to travel the world. I grew up in an unstable and dysfunctional family so, I have spent a good portion of my life alone. A bit of a loner, borderline autistic, creative and passionate nomad. I began working at 15yo and by junior year I dropped out and got my GED. At the age of 26, I moved to Denver, Colorado with my Dogs and less than a couple hundred dollars in cash. By 28yo, I made it to Oceanside, California. I had finally made a home for myself.

Unfortunately, I had a bad snowboarding fall which led to one injury after another. I had a rotated and fractured sacrum and ruptured psoas muscle putting me in a permanent state of “fight or flight” and constant pain. However, I continued working and going on about my life, completely unaware that I was in danger of losing myself.

By 2022, I was put on antidepressants, my absentee father died from intentional overdose, one of my 15yo pups was dying of lymphoma and my roommates and I were being evicted due to covid and hazardous living conditions. for 3 months, I didn’t have a stable home but, I was still working full time, caring for 6 reptiles and one senior dog in my unsustainable state. In February 2023, I was laid off, moved into an abandoned apartment and I was suffering from “failure to thrive”. for 8 months, I would remain there, desolate, desperate, determined to get a grip or find some impossible way to cope. Suddenly, on June 5th 2023, my rotated sacrum  finally released and I have been improving everyday since.

I packed up my dog and reptiles and drove back to Chicago. Currently, I am living in a closet in my mom’s basement. I have been diagnosed with fibromyalgia due to untreated physical trauma and referred to pain management and orthopedic specialist. however, I cannot receive treatment in Chicago with California state insurance. So after all that, I find myself right back where I started. Back in this place to tried so hard to escape from.

I hope to one day make it back to California and be reunited with my art work and reptile habitats from my storage unit. I’ve always dreamed of buying my mom a house. Maybe live on a farm, start a family, and a little animal sanctuary. I look back on my life and wonder; Were to odds stacked against me from the beginning? Or did I zig when I should have zagged? Regardless, I have gazed into that abyss and surrender but now, I am so grateful for the experiences that have made me who I am and to know that I still have so much more to offer. With this new perspective on life, I am thrilled to see what the future holds for me.

Today, I am receiving state disability benefits which is not enough to cover my monthly bills. I have about $10,000 in credit card debt and I desperately need a place to call home. I am not here necessarily asking for money. I’m looking for opportunities. I would travel anywhere for the right opportunity. A place to call home for me and my old dog. A chance to start again, to heal, to regain my confidence, rejoin society and give back.

Thank you for your time and consideration.

Paypal.me/CrystalMooreColor

In 2008 I began my dream career to become a chef but it didn’t go as planned, school was expensive and finding a job was almost impossible for a college drop out. I began working laborious jobs like construction, landscaping, restaurants and cleaning, but no employer paid me fairly because they thought I was not a US Citizen. Working  12-18 hour days I looked for a change in my life so i enlisted in the Navy. Moved from California to my first duty station in Virginia then deployed to Afghanistan, got injured and recovered and deployed five times to Iraq the injuries just returned with a vengeance. Currently the the Department of Defense/Navy is going to medically separate me so I sold all my stuff and bought a sprinter van. But, everything to make it comfortably livable is so expensive I’m reaching out for help, all i have inside is a sleeping bag and some clothes.

I am embarrassed to ask for help but i have no other choice. I’m looking to get insulation, a heater, roof rack, water tank, and other essential things to be able to support myself safely inside.

My goal is to raise $15,000 to build it and also have some saved up for when the time comes for separation.

paypal.me/EnriqueE159

 

I am a Mom of 3 awesome kids, all college graduates, and Grandmom of 2. I was a stay at home mom and loved every minute of it. I now work full time trying to live in California to be near my family.

I have been divorced 13 years. My ex-husband has always been a terrible provider. I have come to realize that he is a con-artist and liar. How could I have been so stupid.

Hoping to keep his business going during covid I agreed to put $16,000 on my credit cards and take out a SBA loan for $19,000.  5 years ago he asked to “borrow” $15,000 (all the money I had in the world and left to me by a family member) telling me I would have it back in 1 week. That was 5 years ago and he still hasn’t paid any of it back. $50,000 would get me whole. I am having a terrible time keeping up with the interest payments and haven’t been able to pay anything off.

Working full time to keep my head above water I don’t have a lot of time to see my kids and grandkids who live 7 hours away. I am definitely not the Grandmother I always wanted to be.

He lost our house and I have rented for 15 years trying to pay the high housing costs of California. I am still hopeful that I will have my own house again because that is who I am-a homeowner.

I don’t need new things-I drive an old car, use an old phone and love thrifting! I don’t value “things”. I do value family, peace, and freedom.

This debt is killing me and I have been stuck in this for so long. I need to break this link to him to find peace and freedom.

Thank you to everyone who will even read my story. I wish you Love and Peace.

PayPal.me/MyFreedom4Peace

It is impossible to believe that life circumstances can put you in dire financial straits so late in life.  But with 3 key people from a business, I once owned dying, income I was relying on disappeared.  Then COVID hit with its financial side effects, followed by crushing inflation, all of which has led to our being upside down financially!

As I write this, I feel that I am betraying the commitment I made to myself 60 years ago that regardless of my visual handicap I would earn my way through life without relying on public assistance or charity.  The State Handicap Assistance Office where I lived tested me and gave me a grant to go to college.  That was the last charitable help I received or asked for until now.  Now, my family and I really need serious financial help so we can live out the days we have left, in peace, free from this overwhelming financial burden, which is not of our creation.  I have provided an explanation of our circumstances below.

I am 80 years old and severely visually impaired (blind in one eye, with limited vision in the other eye complicated by a macular scar).  I am married to a wonderful wife.  My only present source of income is Social Security.  There are some jobs I can manage and am qualified for, but I do not have a license (for obvious reasons), there is limited public transportation, my wife drives but we don’t own a car, and there is NO taxi service where we live in Southern West Virginia, so, I cannot get to a job.  I am more than willing to work!  Since I can’t, I decided to pursue online affiliate marketing to try and earn some money, I have a website, am creating content, both written and video, and I am preparing to launch the marketing effort, which takes time to get established and begin generating an income.  I am estimating it will take about 6 months to generate some meaningful, consistent, and reliable income.  It could be quicker, but I have no available financial resources to put towards promotion, advertising, needed software, virtual assistant services (for technical expertise, right now I must learn all types of things that are new tricks to this old dog, which eats up time) Medically, I have some issues that I cannot seek care for as “they are not in the budget”.  The same goes for dental care.

My wonderful wife is 75.  She suffers from severe anxiety and panic attacks, which can disrupt her daily activities and ability to function normally.  Her only present source of income is Social Security.  She purchased the house in which we now live in December of 2018 through a guaranteed mortgage program with The USDA.  We have a mortgage and related housing expenses.  The house has some repair issues that need to be taken care of, but there are no available funds for that purpose at present.  Also, when the house was purchased, it came with an easement that gave us access to the driveway plus.  When our closing attorney did the property search, he missed that the easement was released in 1972 and that someone else owned that property including our driveway and our screened porch.  That attorney died and there is no recourse to him.  The easement property is owned by the state due to the failure of the present owner to pay taxes.  It can be redeemed, but if we paid the back taxes, we still would not own the property.  We would need a title transfer from the present owner assuming she cooperates.  The funds to pay the costs involved in solving this problem are not available.  We can’t sell or refinance our home to solve our financial issues due to title issues and home repairs that would be required.  All this financial stress seriously affects my wife with her anxiety. She has developed depression issues and has frequent anxiety attacks.  Medically, she has issues (the depression +) that she cannot seek care for as “they are not in the budget”.  The same goes for her dental care.

My stepson is living with us. He is 55, and a Type 1 Brittle Diabetic.  He is on a fixed income SS disability benefit because of this medical condition.  His medical costs are high, as he is hospitalized from time to time with DKA and sometimes needs emergency medical treatment for extremely low blood sugar.  In either case we must call 911 and incur the expense of an ambulance.  A low blood sugar incident can usually be handled by the ambulance paramedic or at the emergency room.  With DKA he is always admitted to an ICU and sometimes incubated.  He is very seriously ill and requires monitoring.  The other morning my wife heard his Dexcom alarm going off and his sugar was crashing.  He did not wake up when the alarm sounded.  If we were not aware of his situation and were not able to treat his dangerously low blood sugar quickly, he could have died.  All the equipment needed to provide insulin automatically (his pump) and the blood sugar monitor (Dexcom unit and cell phone) and related supplies and insulin requires ongoing monthly costs not completely covered by insurance.  Not to mention ambulance and hospitalization costs not covered by insurance.  He also needs dental care, which we cannot afford.

We also have an 11-year-old dog that is very precious to us and suffers from Diabetes and accompanying blindness.  To treat her properly requires insulin, and a special diet to maintain her health.  This has added heavy additional costs each month beyond those for a normal healthy dog.  She is doing well with the current care we are providing and hopefully will be with us for several more years.

To continue to pay our bills and meet the challenges of daily life, like many Americans, we have turned to credit card debt.  This has gotten to the point where all our payments combined are more than we will be able to pay.  Prices keep going up and we have no way out.  The Fed indicates they are going to increase interest rates, which will push our credit card interest rate up again.  Soon, all our credit card debt and mortgage will be in default, and we are afraid we will be homeless without hope.

Our goal with this request is to:  eliminate the credit card debt;  get our home repairs done; gain ownership and clear title to the “easement” property;  and accelerate my online business efforts so it will generate the minimum $1,000 per month we need very quickly.  If we can get this help, we should be able to manage our finances successfully on an ongoing basis.

The amount we are requesting is $88,110.00 and will allow us to get back on our feet and give us the opportunity to pursue the additional monthly income we need.  This amount includes the income taxes we will have to pay on the donations we receive.  We hope and pray that you can see your way clear to help us!  We have no place else to turn.

We are grateful for your reading this request and wish you great blessings in your life.  Should you donate, we cannot begin to thank you enough!

https://paypal.me/SCK444?country.x=US&locale.x=en_US

Hello everyone, My story is probably like many others but I am desperate. I have always been a worker and a mother. Now, not so much these days. This is a last hope for me not to lose the little I have left- essentials for living. I could ask for help with one thing but my situation is more broad than that. I understand people are suffering in these times of recession and inflation around the world. So I appreciate you just taking the time to hear my story and any financial help would be great. I am just looking to survive during these times too. But I keep getting knocked down and I am out of options. I have tried looking for financial assistance from our state and/or government, here in the USA but that is all run around dead ends for me. And my time has ran out. I am desperate and my pride has left me little hope of not losing everything from my car, home, and mental health.
I worked through the pandemic until end of 2019. I was part of the management team and it was highly recommended we get vaccinated. They didn’t mandate but you get the point right. Between that pressure, my mother is a 3x Cancer survivor and she is getting up there in years- she wouldn’t let anyone visit who didn’t get it. Well, being in medical, we got front line for vaccinations and I received Moderna 2-doses. Since the first vaccine, I have suffered from side effects that leave me with migraines and other things. I have asthma get sharp pains inside my chest area.  At the end of of 2019, I had to leave my job to take care of my aunt. I didn’t receive any pandemic funds, being it was right at the cut off-I was told. My family doesn’t have a lot of money but they all contributed what they could but it just wasn’t enough and I felt the loss of income. And I had to make sacrifices to stay above the water. When my aunt was able to tend to her needs more, she went to live with my mother and I went back to work. Within the first month, I caught Covid and was deadly sick. I lost slot of hair and I cannot stay focused. I have PTSD and many years ago, I was diagnosed with bipolar disorder. I didn’t think that the doctor diagnosed me correctly nor did she provide any information about the illness or aftercare instructions. I was given Xanax and lithium and sent on my way. I never touched the Lithium- that stuff eats brain. I took the Xanax due to the panic attacks I get sometimes. But that was over many years1 I never went back to that doctor. I have a therapist who treats my PTSD but I think it’s time to get serious about my health. I was let go from the last job because I went to the owners about the manager making comments about old people and not wanting them to work for him. And also, because the manager was a thief and the owners had him take tips to cover missing product- that he took more from me than everyone else. Maybe I should have kept my mouth closed but when I made over 200 and relied on it to feed myself and have gas- walking out with 25-75  hours as not acceptable. I have always been in management and I know when my rights are being violated. I am too old to be letting that happen to me, lol. Well, it was a blow to my mental health being fired for someone else’s errors and the fact I was lied on like I was- well I completely have lose my will to go out in public. I get anxiety attacks and cannot handle someone else driving me anywhere: I get nervous in public and don’t want to be around anyone. If you knew me just last year, you wouldn’t never believe I am who I am right now. I have tried to get back to work but for whatever reason, no one had hired me yet. But in honesty, I cannot commit to a job and not give it my all, so I have shied away from even trying to look for work. I cannot give anyone my all because I am not at my all or even close. Not yet. Well life and expenses do not care about my sad story. They need to get paid. I need to make doctor appointments and find the help I need to get my mental health in order. When I got sick from Covid, it has triggered all the signs and symptoms of being bipolar and I didn’t do anything about the diagnoses from about 15 years ago. I need to address that but more importantly, I need to figure out what the vaccines and the actual virus had done to my body and mind. There is no resources, from what I have found, for anyone who says they are not well from vaccine or that still have symptoms in the aftermath of the pandemic. You are on your own, unless you want to join a study group. No thank you, it has gotten enough out of me.
I have never asked anyone for any handouts in my life. I wish I didn’t feel desperate as I do and my time is running out. I will be without utilities or a home to live in. I live in a roommate environment and it would be really crappy to leave them holding the bag. They are like lost Americans right now- barely able to put dinner on the table. So once again, thank you for listening to my story, I know it isn’t as bad as other , I can imagine. The only reason I went forward with this, is because I have always been on the other end- helping others in their time of need. I feel it wouldn’t be just me asking for help; money- I would be me asking for a alittle of the pay it forward karma I have coming. Lol.
I have to set an amount so I will set it at 25,000 because that would be the amount I need not lose my home, car, and also, to get creditors taken care of enough to focus on my health without the worry of not having a job right now.

My cash app tag is $DDDeLapp. Take care and be kind to one another.

Hello, kindhearted!

I’m Celeste, and I’m writing to ask you for financial assistance. I need $20,000 to cover the amount I have to pay. Never once did I need to beg or ask for money. My Social Security cheque covers my water and gas, and my rent for the time being. I am having trouble with paying my electricity my bill for July is $497 and August is $633. I appreciate your assistance in meeting my financial demands in advance.
Jobs and individuals have undergone significant transformation since COVID-19. I’ve always worked and met my duties. I had a job that earned $16.00 per hour, which was enough to cover my necessities and be fairly well off. I have worked for organizations that I believed would employ me permanently. I was always on time, put in extra effort, and assisted others as needed to finish their tasks.
Then I would receive a phone call or a text message that it was my last day of work.  I haven’t had a permanent job since 2018. So, I ended up applying for different jobs, working through temporary services hoping to gain permanent employment.   I was told I wasn’t qualified, or I wasn’t the right fit. A lot of the companies would have younger employees; I could do the job, but I wasn’t the right fit.  The phrase “I wasn’t the right fit” lowered my self-esteem. I just had a job in August 2023, and I enjoyed working at the last company I worked for, I thought it was going to work for me, but I was let go after I worked there for 3 weeks. I’m in the job market again at the age of 70. I thought I was finished looking for employment. I have applied for different jobs with so many people in the job market. Companies have a lot more applicants to choose from and pick the best qualified for their company. I was consistently early, put in extra hours, and assisted others as needed to do their tasks.
I had a small nest fund that I was guarding, but I was duped out of $28,000, and the con artists took advantage of me when I was at my weakest. I am not benefiting from the 11-time increase in interest rates. I’m wasting money by robbing Peter to pay Paul. The interest is being paid, but the balance isn’t changing.
I appreciate you reading my plea, thank you. I appreciate your financial support in any amount. I appreciate you helping me out with my financial needs in advance.

Thank you,

Celeste

PayPal.me/Trezie18

Hello. I hope that you are going well. I am a senior citizen living in Alabama. I do work a part-time job, Monday-Thursday, 8:00 am-12:00 noon. I am living in government housing and I would love to move from being joined by another neighbor. I am struggling to make it in this world like a lot of other people. My reason for writing to you is this, I am interested in purchasing a single-family home for myself, the asking price is $29,900. I cannot afford this amount of money now the home is sold as is and I realize that more money will be needed to finish the renovation of this home, the total asking amount is $60,000, please. This is the address you are welcome to check it out. 2005 Long 14th Street, Bessemer, Alabama 35020. I do not know how long this home has been listed. I am trying to locate the acting agent to schedule an appointment for a showing tour, but have not heard anything as of yet a 3 bedroom and 1 bath, it is in a quiet neighborhood and sitting in a good spot. I would not be asking for your support if  I could afford to do this myself, so I hope you and your team look into this matter and make a decision on whether the money should be granted or not. Whatever you decide will be okay with me. As I get older looking back to what could have been is way past that time now so I have to look forward and hope for the best. I have prayed to the lord asking him to show me the right way to go in purchasing this future home, he will answer maybe not right off but he will just have to have faith that’s all. I just want to help myself which is nothing wrong with that, don’t you think?

Hello, my name is Fred. I want to share my story and hopefully get some much needed assistance. I also want to help others avoid my mistakes.

 I grew up on the low side of middle class in a small town of about 8000. We never went without but really didn’t have much extra. I never learned how to manage money because there wasn’t much to manage.

In 2019 I was given a terminal medical diagnosis.  My diagnosis was determined to be directly related to my military service and as a result I began to receive compensation benefits.

My wife and I decided we wanted to travel while I still could. We left our duplex and purchased a camper and we were off.

The problems soon began due to my lack of financial education. You see, my compensation checks were more than anyone I personally knew made at their jobs. I felt wealthy. I was not. I began to spend and the I began to build debt. Soon enough the monthly obligations for the items I had purchased took all of the check.

The first month this happened we paid the bills then were left with no food or gas money.

Not knowing what else to do I went to a pawn shop and sold a rifle. The problem was it happened again next month and the next.

I soon ran out of things to sell. Again not knowing what to do I took a short term cash loan at a very high interest rate.  By this time Peter had nothing left to pay Paul and we began to lose things.

I was determined to dig out and began educating myself in personal finance.

As I write this today I understand the mistakes I made and how money works. However I am so far in the hole with high interest loans. I can see daylight.  I have nothing of monetary value left to sell.

I am seeking $15175 to pay off the high interest loans.

I have other debt but if I could just get the high interest loans paid off I could meet my obligations with no problems and beging to properly invest and provide for my wife’s future.