I will try to keep the negative parts of this post short.  3 months ago I was a happy and positive person.  Since then, my ex left me and is taking the 3 boys, I lost an excellent job as a Healthcare Analyst, burned through all of my savings, and am about to find myself homeless.  I have applied to dozens of jobs, but have been turned down for reasons ranging from having no college education to having made too much money at my lost job.  I have sold or am in the process of selling everything I own (even my coffee maker..  that was a tough one).

Over the years I have lost touch with the things that brought me joy.  I allowed work to consume me, to the detriment of my health and family.  I let distractions take over as things started to fall apart, and sat back as my physical and mental health deteriorated.  These things were my fault – I made the choices that led to this position.

 

I am not looking for pity – like many others, I did this to myself.  What I am looking for is a helping hand to lift myself back up.  I am determined to turn this trial into something that will have a positive impact on my life.

 

I have made a choice to begin walking the Appalachian Trail instead of living in my car or in a shelter.  I want to let go of the distractions, and to use the time on the trail to figure out what kind of person I want to be.  I would like to begin writing again, reconnect with God, and maybe by the end have a better understanding of my place in life.

 

I am here because I am still in need of supplies for my journey, and will run out of money long before the trail is over.  If I need to leave the trail and go to a shelter, I will.  I am not going to risk my life more than any other person on the trail, but I have an opportunity to try to do something that so few people have a chance to do – and that in and of itself is a blessing.

 

Thank you all for reading, and God bless.  If you would like to help, my PayPal is paypal.me/fatmanwalking

Hello my name is AJ and I’m asking for money to help make amends for past spending issues I’ve had over the last decade.  I kept making poor financial decisions with no chance of digging myself out of them with outside help.  Let me first explain I do work hard and I do make decent money, for someone without a college degree.  I have specific goals I must meet to dig myself out of the mess I’ve got myself in.  I have a 401k loan, a credit card, car note and half of 20% down payment for a house to raise.  If I can get a majority of or all of these debts/hurdles raised it will give me the opportunity to save money and not worry about if I will have enough money to cover all my bills in between paychecks.  I also have passions that I’ve always wanted to pursue and or donate to but haven’t had the money to do it.  Please help me make amends for my stupid decisions over the last decade and allow me a second chance to make better decisions going forward.

paypal.me/AJSikes

Hello, I decided to resort to this website after getting my self into debt and struggling to pay it off, I was never intending to get into debt as I would always pay off my bills on time in full, however over the years that changed. As I became depressed for a while and started spending to keep my mind off my depression. it didn’t start this bad but I got diagnosed with Ulcerative colitis when i was 17 and went through lots of treatments that never seemed to work. I was still fine at this point as but when i was 19 i opted for surgery for my large intestine to get remove and get a  j pouch created. This did help a lot as I was no longer having 20+ bowel movements a day and I felt better and I still do but as time went on lets say about 2 years the doctors started to see some inflammation in my small intestine and had to start taking medicine which was helping but i still had inflammation which sucked but that’s life I guess my depression got even worse when I Got diagnosed with a liver disease called Primary Sclerosing Cholangitis or psc for short and i started reading about that and looked up life expectancy which is when is when I got depressed but never showed it this is when it really started to fall apart had to keep fixing my car by using credit cards then started buying things when I know I shouldn’t have because my life just seemed like it was going down hill more and more and it would get my mind off things but now I am now in debt and working to pay it off and i regret it deeply. However one good thing came out of this was I learned to stopped burying my depression inside and talk about it which made me feel so much better and now I just want to get debt free I owe over 20k however I would just like 7-8k just to pay off loans and I will be able to use money from my job to slowly pay off my credit card debt instead of paying minimum payments and getting charged lots of interest.

Finding myself here seems to me to be something unfathomable, yet surreal.
If you stop to read this post, know that I appreciate it very much.

Hello, I’m Aaron. I’m writing this today 01/14/2019 in hopes with prayers that I may be blessed with the good fortune that I may be bestowed help with achieving financial freedom. I’m not sure or even know how much to ask for. Just know that any and everything helps to go a long way towards securing this goal of financial support, not just myself but my also family.

I grew up in poor, in a family of seven in the ghetto of Cincinnati, OH. Raised by a man, my father who worked day end and night on one source of income to support his 5 sons, and wife with a dire medical issue and still happy and married after 30 years. For that extremely humbled as well grateful.

Currently of this day I’m now Twenty-Five years of age, engaged with a son due to meet this world in June of this year. I curiously wonder how I’ve managed to make it to this point of life. I’ve survived my teenage upbringing of a poverty stricken trek through the gang and drug-filled trenches of price hill. Embedded in the back of my mind, I knew that with every waking breath and step through that neighborhood could’ve become drastically life altering.

We didn’t have much, but what we had was each other and a roof over our heads. Our mother didn’t work, she was a stay at home mother due to her failing liver from a medical condition. What seemed to be an eternity of prayers in this month six years ago for a blessed soul to be a matched donor with only a three percent success chance of that liver functioning properly after the surgery, my mother is now healthy and happily living her life.

Through most of my teenage years there were times we didn’t have water, electric or heat. Most, if not all the time, it was one or the other. Those teenage days consisted of finding a source of money, food and a day’s shower. As my father worked constantly to play catch up constantly on past due bills, myself and the two oldest brothers went to get jobs to help relieve the pressure from my father which ultimately caused myself to drop out of high school to get a full-time job to help support my two younger siblings as they became of the age to get a job themselves.

I’m the third son of five, just getting by with what I have as I prepare to make room and to begin to raise a son of my own this year. I currently had to go through a chapter 7 bankruptcy due to a car wreck that happened on the way to get my license when I was nineteen years old, I was left with medical bills for myself and the passengers as well I was sued. A gut-wrenching feeling knowing I can’t provide a house for my son and Fiancé because of that or help my family members due to the things that had happened the past. I’m hoping that all I can do now is move into the future with the positive thought that I’m capable of helping everyone along this path in life.

I think to myself questioning all the reasons that I wouldn’t express this so openly to anyone but very close companions, especially to the public, leaves me with a comforting feeling of relief, knowing I didn’t have an simple come up, that nothing in this world comes easy and that everything that is worth fighting for isn’t easily obtain.

I know you can only read the words I’ve written and can only imagine the way things were for my family and myself as we all grew into adults. I would like to thank you for taking the time to read this, it’s much appreciated.

 

The link for supporting

paypal.me/supportingmylife

Here goes nothing. I’m an almost 36 year old divorcée that worked hundreds of hours of overtime for the last several years to save up enough money to buy my space on this earth. The second I found the property it I knew it was meant to be mine. The house that came with it however, had a lot of “Hold my beer i’m Gonna fix this” repairs and remodeling. Being the strong willed, independent person that I am, I refused to listen when my father told me to take is slow, demo one room at a time. I, instead gutted the inside not wanting to be in a constant state of destruction. This did two things.. opened up the once tiny rooms and created a huge open space, but also revealed the massive amounts of hazardous electrical wires that were hidden and not so hidden throughout the house. Wanting to do it properly I hired friends of friends that would help me at a lower rate than they would normally charge. However, this project has spiraled completely out of control. I’ve stayed up countless nights, sometimes sobbing, wondering what have I done? I took on more than I can handle. It’s no where near completed and I had to tell the electrician to stop work because I can’t afford to pay him, and the countless credit cards bills that are coming in. I never had credit cards prior to purchasing this house and I doubt I will again once they are paid off because the stress it almost too much to bare. I never thought I would be on a site requesting money from strangers, but my pride has been taken down several notches due to my desire not to fail. Please help me prove to myself that I am not a failure and that through faith and kindness and a lot of hard work anything can be accomplished. Thank you for taking the time to read this. Take care. 💕

My name is Joseph Vasquez, im currently working as a customer service rep at a mortgage company, i make 15 an hour.

Due to unforeseen events ive come to understand that i need help badly, i made stupid decisions which left me in a huge financial disadvantage, and im inching towards bankruptcy if i can get even a portion paid off that would be a blessing.

So heres the story, back in may 2018 i went to a bar with some group of co workers, one of my co workers pressured me into drinking more then my comfort zone, now i only agreed because he offered me a place to stay for the night, so i happily drank away without thinking only to black out and wake up in the emergency room because he had left me there, that was 1500$ to go to a hospital not even 0.6 miles away (thats right not even a mile)

Now that was the beginning to the pitfall that i stupidly dug myself in

then i made the decision to pull out a personal loan (ROCKETLOANS) to consolidate debt that i had already accrued with credit cards since it made financial sense

after that it was smooth sailing and i was in great financial shape for a bit because i had consolidated everything but then not even a month later my car got totaled by another friend of mine (Unlucky right?) and i had to go back into debt because i didnt have any money saved so i had to go back into debt to get a new car before my week of work started.

Stupidly i panicked and applied for another personal loan UPSTART to quickly get money and pay for the new car and repairs but i didnt realize that now i have 2 loan payments to pay.

Please i just wanna start saving money and not live paycheck to paycheck, everything is going to this debt, i cant even afford to feed myself some times, its driving my crazy , so please help me out, anything helps.

thank you

paypal.me/HelpJoeOut

 

Hello,

My name is Christina. In the process of helping my Mom with her bills I let one of my own go into default. The collection agency have placed this default bill on my credit report. Please can you help me with this bill. I Thank you so much in advance and God Bless you.

 

https://www.paypal.me/allstardoll

Three weeks ago, I embarked upon a spiritual journey, unlike anything I’ve ever done. The inspiration – recognizing a generations-long pattern of poor behavior exhibited by the men in my family, including myself, and having a few conversations with a spiritual guide to gain clarity in my own life. It was suggested I travel from DC (where I live) to New Orleans first to begin the process and from there, Trinidad and Tobago, the birthplace of my dad and much of his family.

I’m currently in New Orleans and have been here for three weeks. I arrived on a one-way ticket with a few hundred dollars in my pocket. Even not having a flight booked for Trinidad, my plan was to be in New Orleans for three days and Trinidad for seven. It’s actually a good thing that plan didn’t work out because I’ve learned a number of lessons in the time I’ve been in Crescent City – understanding what a spiritual life will look like for me, watching and learning from entrepreneurial friends how to have a sustainable business and healthy marriages, and not feeling bad for asking for help while being open to receiving positive responses. All of this has kept me in a state of self-reflection to unlearn all the thoughts and behaviors which never served me well. Being resourceful has kept me afloat (I’ve stayed with friends and in hostels). Faith and persistence have kept me seeking ways to come up with the money needed to fly from New Orleans to Trinidad, then back to DC.

My ask is for $1500. This will cover the cost of last-minute travel from New Orleans to Trinidad and then back to DC, a week’s stay in an Airbnb in Port of Spain, and food & transportation while in Trinidad. While there, I’ll be visiting any elder relatives living on the island, the country’s vital statistics office, and national library to conduct my ancestral research.

It’s my hope to be on a plane to Trinidad this week so I can return to DC next week. Friends and family at home have been supportive, but are also concerned despite the constant reassurances of my safety. To everyone who reads this, I hope my story has inspired you to not only contribute but also embark upon your own ancestral and spiritual journey. Thank you!

I am a 31 year old man residing on the western edge of the chicago metropolitan area, who without help will be homeless in a few months. I work full time and cant get my debt paid off

A combination of bad luck, minor health problems, and my decision to help my terminally mother has left me with over $30000 in credit card and personal loan debt and I am desperate.

 

My financial troubles started in November 2014 when i was laid off my job.  I purchased a home only 6 months earlier with a low down payment and was forced to sell it.  I ended up having to take over a  $4000 cash advance on my credit card in order to sell it (property taxes, attorney and realtors fees), but I had to in order to control the financial bleeding and avoid a bad mark on my credit report.

 

At around the same time, my mom’s autoimmune disease was severely affecting her health and was forced to go on disability.   I moved back to my parents place to take care if her full time.  I did everything possible to make her feel comfortable as her disease progressed, including doctor and hospital visits, and medical care i could provide.  My father at the time worked more than full time to pay the rest of the house bills and my mom’s medical bills.

 

I ended up taking cash advances to pay my student loans regularly and for a while, bypassing paying the high interest rates by repeating taking balance transfer offers from one credit card to another.

 

My mom sadly passed away in July 2016 at 56 years old waiting for a liver transplant.

 

I started to look for work again shortly after her passing. After completing a 12 week course to help get certifications to work in a restaurant kitchen.

 

Starting in late 2016 through 2017, I started to get sick regularly with severe cases of tonsillitis and strep throat, but lacked good health insurance at the time and ended up going to immediate care every 8 weeks or so and being forced to pay with my credit card to cover copays and out of pocket expenses. I had a deviated septum (an internally narrow and crooked nasal passage) that was causing blockage and allowed bacteria to grow.

 

I did land a decent job in March 2017, and continued to deal with my health issue.

 

I did get decent health insurance in January 2018 and got my health issues resolved after getting throat surgery.  I had to pay my deductible and maximum out of pocket and copays with credit cards, but I am healthy again.

 

After all of this, I accumulated over $30,000 in credit card debt from taking cash advances to pay student loans, medical cost, insurance premiums, paying to sell my home and food, utilities and other necessary living expenses.  I have taken out a personal loan but it only helps a little.  I can only manage to pay a little above the minimum payment.

 

My father was nice enough to have me live him since i moved back in, but without my mom’s disability insurance from her former place of employment and from Social Security Disability, he recently foreclosed on his house.  He has plans to move in with his girlfriend in central Illinois, but with my current work situation, it is uneconomical for me to move with him since i lack a car. I ride my bicycle everywhere and i make it work or i get rides from coworkers.

 

I have been trying to pay off my credit cards, but it has come to the point where i am barely making the minimum payments on my credit cards, student loans, food.

 

I am desperate.  If i can get help to pay most or all of my credit card debt, it will be a great help.

 

I attached screen shots of my medical claims and current screenshots of my credit cards and loan balances (and I blacked out personal info)

 

Please help!

paypal.me/jeremythecook