Begging Money

Financial Hardship Help

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Bed bugs are going to take over if I can’t get the money to exterminate

First let me start off by simply indicating that I am in a very tough position as well as millions of Americans and other partnering countries. When the pandemic first hit, I didn’t think that it would be as bad as it initially turned out to be. I was laid off in March of 2020, but I was lucky to find another job in that same week. However I ended up losing about 10 weeks worth of pay when I had to quarantine on 3 separate occasions due to being in close contact with co-workers that tested positive for Covid-19. My job like a million other jobs had more than 500 employee’s within the US, so they were not required to pay us for loss time at work due to Covid-19 situations. I filed for PUA immediately, but as of today; nearly a year later my funds have still yet to be released. I have tried to get to the bottom of the issue for months and to no prevail have i been successful. I have written letters and I call the hotline number several times a week, the stories or rather explanations change so much at this point that I have requested help from my state representative. I am currently waiting to hear back from them.

I thought that by now I would received  both of my missed stimulus payments along with my 2020 income taxes, or at least one so that I can catch-up on some of my bills that I am behind on. I am currently working with a tax advocate that is advocating with me to resolve the issues that are delaying my taxes from being released into my bank account. As of yesterday, May 6th of 2021 my account status and details are not available.

Yesterday I asked my eldest child to go into their siblings room to retrieve some clothes that I needed to take to the wash, and as my child was getting the clothes from the back end of the bed that’s when my child noticed a stain and something crawling on the bed sheets. My child immediately called for me to come in to the room and investigate what that might have been. At the time i wasn’t fully aware or had any idea of what it might have been. So I started doing some research online and later that day I was able to get an exterminator to come out and inspect the room that we saw the bug in. After the exterminator completed the inspection, it was then discovered that our home had bed bugs. And after further investigation I found out that one of my relatives had them really bad in their home and there was a strong possibility that that was where the bugs came from in my home. Because my relatives young aged child has spent a few nights with my child in the past. So the exterminator quoted me a price that is just out of this world. He said that it would cost me 1500 dollars to treat the beg bug issue in my home. At this very moment and time I can barely afford tennis shoes for my kid’s, alone 1500 dollars to treat a bed bug issue.

I reached out to the property management company that I am renting my property from. Later that evening they  sent me a disclousure explaining in grave detail that after a unit has been occupied for over 90 days and it is discovered that there is any bug infestation issue then the issue would have to be rectified between the tenant and a local or nonlocal exterminator contractor. After receiving their initial response, I looked up tenant and landlord rights and responsibilities in SC. After reading and deeply deciphering laws and how those laws apply to my situation, and looking over my lease agreement with a fine tooth comb; it was there in plain sight. Pretty much the content said that it was my responsibility to hire someone to get rid of any and all bug infestation issues after a grace period of 90 days.

I called my local DHEC office and spoke with a representative to see it there were any non-profit organizations or charities that I could reach out to for assistance and she couldn’t locate one within my geographical region. I have spent hours researching for help online and that’s when i ran across this page. I knew it would be a long shot but why not. When you need help, you need help. I am not asking for cash. I would be so grateful and appreciative if I could just forward my information for services and that the kind soul can just pay in-person or by phone so that this issue can be rectified immediately. I don’t want to let my problem trample over into someone’s else household. Please, Please can someone please help me and my family!

Love,

Badly need help! [Read more…]

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Struggling

I’m not one to ask for help, especially financial help but I’m struggling to get through this on my own. I’ve unfortunately gotten myself into some debt with us making it difficult for me to afford other “luxuries” such as food and car bills.

I’ve been trying to get though my debt for a while now. The total amount I’d need completely is £5500/£6000 but any donations help.

I need the debt to be gone so I can finally live stress free and not worry about being able to afford things or getting from one month to the next.

I also have a dog which as many people will know can become expensive.

Thank you for your time.

https://www.paypal.me/alixlaura

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I need help paying my bills and moving back home

paypal.me/tyalls

At the beginning of 2020 I lost my job. I had worked for the company for over 11 years and I had moved to Germany specifically for this job. It was my dream role and I never expected to become unemployed so unexpectedly.

At first, my plan was to move back home. I thought I’d be happier being close to friends and family and that I’d find better work opportunities. So, I began looking for work in the U.K. (I think we can all tell where this is going).

While I was looking for work surprisingly, I was offered a marketing role by a recruitment company I was using to help with my search. At the time it seemed like a sign from the heavens. How often do you get offered a job that you hadn’t applied for? Now in two minds over leaving Germany I couldn’t decide whether to go back home and have a fresh start or stay put and have the security of a guaranteed job?

And then, the COVID-19 pandemic hit Europe and caused an international lockdown and travel ban.

My job offer was rescinded and I was stuck in Germany.

Unable to find a new job in the U.K. or Germany my little savings quickly disappeared and the little unemployment benefit I was entitled to barely covered my monthly bills. As the debts mounted I remained unable to pay them. In total, I now owe around 8000€ which doesn’t seem a lot but, my monthly income is less than 1000€, my monthly expenses are 825€. I barely have enough money for food. And at the end of March I will no longer be entitled to any unemployment benefits at all. 

I desperately I want to pay off my debts and move back home to be close to friends and family but, I simply can’t afford to. I live alone and don’t have any family in Germany. I have spent the majority of this alone and lonely. But I have done my best to stay positive and productive. During the lockdown I have been taking online courses in Project Management,  Digital Marketing and Graphic Design. I have set up an Etsy store selling unique t-shirts which I have designed (haven’t sold any yet) and my long term goal is to set up my own online retail store selling eco friendly gifts.

I would greatly appreciate any help to pay off my growing debt, to help me move back home and to eventually help me invest into my future goals.

paypal.me/tyalls

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Any & everything helps, homeless & living on streets for 3 years, tried working & govt

I’m kind of at the end of my rope & rock bottom here, I left my homestate 4 years ago to move in with my Dad to try & see and make it in the state he’d lived in and I met a lot of cool people, worked at a lot of good jobs (& a lot of shitty ones) and so on. We didn’t see eye to eye & I moved back home, then ended up moving again to the home-state of some work friends I’d met, who threw me out once my job fired me. From there I bounced from shelter to shelter & group to group, traveled to some pretty decent states (being an East Coaster, seeing California & a lot of the Southwest getting there was amazing) and so on. Nothings ever really worked out for me though & I’ve been fired from jobs for rly minor reasons & quit a few just from dissatisfaction. Done some volunteer work & a lot of favors from people but never really made friends – I’m Bi & people always seem to gravitate towards and then away from me.

So I’m back in my home state again now & on the street. Found out I was adopted & that my parents both had schizophrenia [which has been getting worse for me in the last few years. Kind of stabilized by now but.. yeah.] & my adoptees knew about that & that I might be autistic & didn’t tell me – I had to find out after the fact, same with the adoption. Finally biting the bullet and swallowing my pride and living in a makeshift structure under a bridge to avoid the toxicity of the shelter system while accessing as many programs as possible but I’m tired, hungry, [even with an EBT card] stressed, thirsty, going through nicotine withdrawals & just overwhelmed lately doing everything by myself. My family doesn’t feel like my family anymore & my friends kind of shut me out of their lives or moved away from here a long time ago and I’ve been diagnosed with PTSD at this point but have no meds. I pretend everything is okay in public & with people all of the time but it’s really not at all.

I don’t even have a car or a bike, I never managed to get enough money for the former & I don’t have any for the latter

I’m at a plaza with multiple hotels & motels and I was wondering if anyone would be kind enough to throw 100 $ or so for me to get a room for the night just to have some natural rest so I can get through the rest of this week & the next one with at least some natural, non-stressful sleep under my belt but tbh, anything helps. There’s a pantry near me & places to get food but that’s not everything ykno

paypal.me/berouty

cashapp is $Josh1ElGrande

Chime is BethBerot

photo isn’t current but it’s me

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Please help my mother with cancer

Please help my mother with lung cancer that has spread to other parts of her body. My mother is a very good, kind hearted person who loves helping other people. She was raising two of my nieces after my brother got into a fatal car accident two years ago. The insurance covers a portion of the tests, treatments, and ICU. The bill for the hospital stay is piling up every single day, and already exceeding what the family and I already have our combined savings to cover the hospital stay. My family and I are hoping to get through this hard, trying time. My mother’s cancer progressed from 47 percent of both lungs to an aggressive form that spread to the stomach, liver, kidneys, and esophagus. She is currently fighting for her life to see the her nine grandchildren grow up.
My brothers, sister, nephews, nieces, aunt’s, and uncles love her a whole lot. Please help all of us help get my mother through this disease, and for her to see all of her grandchildren grow up, and spend more years together with the rest of us. I cannot tell you how grateful my family, and relatives are for any amount, we know that would help keep my mother around for a longer time. If there’s any money left over my family, relatives, and I would be more than happy to pay it forward to other people with the same disease, and cancer research.
My mother loved helping people, now more than ever she needs us to help her get through this disease. I cannot express how so very grateful we all are for you taking the time to read such a painful story, and your donations in advance. I prey to god that my mother survives, and may god bless each and every one of you, your families, my family and me.
paypal.me/Demetrios3683
Screenshot_2020-11-19 lung-cancer-patient_G_1214076581-860x573 jpg (JPEG Image, 860 × 573 pixels).png

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A mom tired and done with being abused

First of all I apologize if u have already read my post but I cant find it and I’m sure I didnt put my PayPal address on here and also I’m new to this. I dont even know if it’s real. But I hope n pray it is. I’m in a 6 yrs long relationship with a man that is abusive.  We have a 5 yr old son together.  He used to be physically abusive and now its mental abuse and it’s just as bad if not worse. Far as the physical abuse, he used to choke my till I was close to blacking out, I have gotten drug out the door and down the steps by the hair of my head, he gave me the first black eye I have ever had, when I was 5 months pregnant with our son he choked me on the floor I couldn’t breathe so I was doing anything I could to get up and scratched his face trying to get up, the law was called I guess by the neighbor and when they arrived I went to jail 5 months pregnant because the WOMAN cop saw he had the scratch and I was in jail 48 hours. That’s just the beginning of it . People always say WELL JUST LEAVE. It is not the easy in an abusive relationship just to pack up and leave. For me I’m a stay at home mom that homeschooled my son. His abusive dad has beat me down so much mentally also that I lay awake at night thinking of the things he has called me and done to me. He tells me I’m a piece of crap mom, and I’m ruining our son by being a stay at home mom, he tells me he wishes I wasnt Tristans mom. By the way that is my little boys name ( Tristan) his dad’s name is Jon. Jon has told me he hates me 100 times and that he wishes I would die so many times. He blames me for EVERYTHING that happens as far as arguments and fights it’s always my fault. Yes I have called the law and the neighbors have have more then anything and EVERYTIME they insisted that I be the one to go find somewhere to stay that night because it 9 out of 10 times happens at night when hes good and drunk. But the cops always insist I wake my son up and go somewhere and stay the night . I cant do that and they never insist that he leave and go stay somewhere so nothing ends up getting done about it. And after they leave I go through hell more. I stopped calling them because if anything I END UP PAYING FOR IT. I have a car to drive but it’s in his name .He has taken the license plates off of it so I cant drive it, he has done something to make it not crank a few times so I couldn’t drive it, he has told me ( BITCH IF YOU TAKE OFF IN THAT CAR I WILL CALL THE LAW AND REPORT IT STOLEN). The car anyway is old and when I’m allowed to drive. The car has left my son and me stranded so many times because it wouldn’t crank up. I remember one time before he got that car he was taking me somewhere that I needed to go early one morning and the whole way there we were arguing over him not wanting to take me so when we get there I get out and and go the the back passenger door to get my son out. I grab the door handle and Jon takes off. It almost ripped my hand off and I got slung down in the parking lot in the dark because it was early morning. He speeds off with my son leaving me laying in a dark cold parking lot with my pocketbook and everything in it all over the ground. He just left me laying didnt even care if he had ran over my hand or foot . He just left and I couldn’t get him on the phone all day to find out WHERE MY SON IS. He would let me know and mind you my son is with me 24 hours a day 7 days a week. I was so worried.  Finally late that evening Jon brought him home THANK GOD. Because if always had it in the back of my mind that he may one day take my son and leave for good because he tells me he hates that I’m Tristans mom. I do the VERY BEST I can at being a mom. And Jon has called DSS on me before and ask them how to get a child taken from their mother ( talking about me). The DSS lady told me that he ask her that. I have taken out a DVO on him before and he kept texting me telling me how so sorry he was that he realizes what he has lost and that he misses us because at the time he was NOT allowed no where around me or Tristan . Well eventually he had convinced me that he was truly sorry and would change so I dropped the DVO and about a week later he started the abuse again. About a month later after dropping the DVO we had gotten evicted out of the apt that we lived in. After he had gotten everything out of the apt because everything is his and he reminds me of that frequently but after he had gotten everything out he leaves Tristan and me standing at the front door of an empty apt with a few cloths and things beside me. While he was backing out I asked him WHAT ABOUT US. His response was Tristan has a place with me at mom’s, and see them trees FOR ALL I CARE BRIDGET YOU CAN GO LIVE IN THOSE WOODS. 😞 My dad and mom helped and Tristan to stay in a hotel for a while but they cant help but so much. Eventually he gets another apt and Tristan and me move in with him because it’s either be homeless or move in with him. And all I wanted was a roof over my sons head and a home where I could take care of him. Sometimes I wanna just give up but I know I have to keep going for Tristan. And I think to myself ,Well for one thing if I leave he will not let me take the car that he claims to have gotten for me. So if I left I would be careless. I wouldn’t have a home, I dont have any money at all, no credit cards . I never have any money.  Jon works but it’s hard to get any money from him. Guys whoever’s is reading this and I hope this is real and someone will PLEASE PLEASE PLEASE HELP ME AND MY SON. I could go on all day long and I probably haven’t told everything I wanted to. But I figure I dont want to make whoever’s reading this to have to read a book. If there is any help out there I would be so grateful, and thankful beyond words. I dont like begging AT ALL but I dont know what else to do.

So PLEASE AND THANK YOU. SINCERELY Bridget White😘 One more thing, I’m gonna put my PayPal account here because I’m not sure where to put it at where people can see it. paypal.me/Bridgetdawn76

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please help my wife

please help my loving wife of 7 years.  She is a 50  year old woman that is a mother and a grandmother with a new grandbaby on the way .She is currently raising four of our grandsons as their parent had abandon them a year ago . To many reason  list under one category We need help with getting school supplies for   them for one Secondly , we have tried everywhere we could to get  a loan  as my wife has been recently diagnosed with vaginal Sacoma a rare form of cancer they believe it has been caught at an early stage to were my wife’s  survival will be 65% after 5 years .but only if she can get her treatments.  the insurance wont cover it until we meet the required $25,000 to get started .on her 8 weeks of chemo and radiation treatments which will be almost an every day .occurrence. she is scheduled to start on the 11 th of October

I love my wife very dearly is is my world my rock my best friends and my soulmate .Please help me to save my wife . so we can have many more years together and to get the 4 small grandsons raised up as we are the only ones they have .any little bit helps and all donations will go towards her treatment s and research for a cure for all cancers

thank you so much in advanced for your time in reading this as well as your donations it means so much to our family… May god bless and every one and your families

you can send your  donationsreceived_144685273552335[1].jpeg to paypal.me/helpmywife124

 

 

 

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Down on his luck person needs cash

My name is Greg Palmer, and I am a 31-year-old living with my parents in Elon, NC. I have less than $100 in my checking account, and since I am filed as a dependent on my parents’ tax return, I didn’t get a stimulus check at all the first time around.

I pay $100 a month in “rent” to my parents, plus $35 a month for a cell phone and my own groceries. My parents have graciously decided to suspend rent and phone bills for now. They also pay for my medications. I need this money. I need this money badly. Any donations will help with financial independence and some will be used to pay back rent.

I am on the autism spectrum, which makes it difficult for me to get and keep a job. I spent 11 months looking for work, 9 of those in Elon/Burlington. I used to work at Sears (see the picture), and when it was announced our store was closing, I got a raise from $7.25 an hour (minimum wage) to $11 an hour. I thought I’d be able to get a job easily, so I spent my money foolishly.

I did get another job in selling cell phones at Walmart. I lasted through training, but got kicked out my first day of optional overtime because I was too aggressive. Then, the whole coronavirus thing happened and I haven’t been able to find work since. I’m currently working with the Autism Society to get a job coach and find steady employment that plays to my strengths.

I am more than a statistic, or a disabled person. I am a human being with financial obligations. I am just as capable of stimulating the economy as anyone else is. This is a terrible situation for a lot of people, especially for those who have slipped through the cracks.

I’m thankful for my parents, especially my mother, for showing me how to stretch a food budget. I’ve been shopping at Aldi, which is a great way to save money.

If you’re wondering where your money will go, rest assured it won’t go towards alcohol, smokes, drugs, or hookers. I am a member of the Church of Jesus Christ of Latter-Day Saints. You might know our church members as Mormons. I don’t smoke and I don’t drink. I do enjoy junk food, eating out, WWE Champions, and lately Forge of Empires. I’ve had to put a curb on some unnecessary spending because I’m unemployed.

I’m not looking to become a “welfare king”. I’m working to find a job. I’d apply for jobs myself on Indeed, but I’ve been discouraged from doing so until I can get guidance from a job coach. I’ve been to job clubs, church employment courses, and so on. I want to work and have a normal life. I just need money to make ends meet.

paypal.me/GPalmer777

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At my wit’s end

Hello

I’ve never done anything like this before. It has nothing to do with pride, but more so that others out there could need it more. It’s just come to the point where I don’t know what else to do. I also don’t know what category to chose since there are so many different reasons I’m even here doing this.  I just can’t keep up with all my bills; especially with all the Covid19 issues. My main source of income has vanished and shut down at the worst time possible. I’m currently working two minimum wage jobs to bring in as much income as possible; while applying elsewhere to better myself;  but it seems like no one is hiring. I’ve heard back from three of the nine people I’ve interviewed with. Two of them decided they didn’t need anyone after all with everything that’s going on and the other said they went with someone else. I’m running so far behind on bills and responsibilities as my income was cut in over half of what I was originally making. I’m barely affording my rent, let alone pay any of my medical bills. I have many health issues; diabetes and depression are just two of the many battles I struggle with. I have my little sister and a cat that I provide for; they come first in my life. I can’t even afford to get my prescriptions filled. I feel like my life just got turned upside down and was unraveled. I can’t pull myself out of this on my own; though I keep trying my very best and hardest.  It’s so frustrating that no matter what I do, it only keeps on getting worse. I really also need a new vehicle; not brand new, just new to me; that’s reliable and I won’t be worrying if I’ll make it to work and back every day. Even that has taken a backseat due to all the other issues going on. I don’t even have any family or friends to ask for assistance. Both my parents are gone and have no remaining relatives. I want to be able to do more than just get on by; and I can’t even seem to get anywhere even close to just getting by. I have very much prided myself on being able to make ends meet and live on my own for a while now; it’s quite upsetting to even admit to myself I need help.  I hope in the not too distant future I’ll be able to pay it forward and help like I’m being asked to be helped. Thank you for taking the time to read. Any and all help is greatly appreciated.

Thank you

paypal.me/overwhelmed93

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Diabetic Children, debt and sleepless nights

I am 44 years old and have worked ever since leaving education at 18. I come from a family that didn’t have much money and as I’ve grown older, I realised that this shortage of money was due to a lack of financial intelligence. My parents spent every penny they had. I was young and impressionable so I thought that was how to manage money. How wrong was I!

By the time I was thirty I was over twenty thousand pounds in credit card debt and was struggling to make ends meet. By now I was married with kids, which was and is great, but the weight of not successfully managing the household finances was making me anxious and depressed.

And then my world started to unravel. One of my children got seriously ill as was diagnosed with type 1 diabetes. This was hard to deal with as he only two years old, but thankfully he pulled through and now, although he has this condition for life, we have learned to accept it for what it is and are just grateful that he is able to receive the medication he needs.

A few years passed. I managed to pay off some debts by living quite a frugal life, but we still owed a figure number in credit card debts. It felt like the interest was increasing as the credit card companies could see there was no easy way out of this for us. Would we ever get out of this and have any money to spare?
And then it happened again, another one of my kids was diagnosed with diabetes. This was the final straw for me. I spiralled into depression and starting spending to make myself and others feel better. It didn’t work.

As we pulled together and back to some sort of normality, I find myself here and now, a few years later, typing a begging email for your money. It is what it is. I’m not going to disguise the fact that I feel ashamed to be doing this, but the fact is I’m still about £5k in credit card debt which I need to pay off before I can even think about paying a mortgage, and I need your help.
I’m tired of worrying about it all. I think my family deserves better. Any donation would be great, especially during the current situation with COVID 19. I am worried and want to shield my family the best I can. If that means swallowing my pride and asking for help then so be it.

Sorry for the morbid tone, I’ve never done anything like this before.
I truly am grateful for any amount you want to donate
Thank you

paypal.me/JWthanksyou

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I am completely embarrassed, but we need help!!

Hello, my name is Allen. I have two children ages 11, 2 . There the best you could possibly ask for an I am not just saying that either,they really are. But times have taken a toll out of me and my family we are currently caring for my elderly grandparents, who has dementia an the other is 85 an in very poor health copd is taking him to the grave unfortunately. I don’t mean to sound like a negative person but it is just what it is an he knows it we all do . So we just bare it this is our cross to bare together, but I  even Jesus had people who wanted to help him carry it . I’m just hoping that there is someone out there who could help us Carry ours Even if it’s for a short time, there was a time when my mother was given a ton of stuff an money from a dying man who wanted her to spread joy an love to as many people as she could , with me being so close to her as her son we donated time , food, resources ,money, homes , sometimes without even being able to see the joy on people’s faces when the realize that it’s going to be ok , but now I’m on the other side of all that an now I’m the one looking for help , everyone who knows us says what comes around goes around , so I pray I pray I pray that that is true , Lord I pray to you that that is true , but I’m going to go way out of my comfort zone and ask so here I go ,hello my name is Allen kraay. I need help I can’t pay my bills all the way. I can’t stop an get a drink from the store if I really needed one ,I can barley put 5 dollars in gas in our car to take the kids to school , my kids are well taken care of.  just  myself an there mother are asking for a little help with some money so we can get caught up with things , were not completely poor we both work an stay busy 100% of the time. I have a lawn care business I run , an my wife is the office manager at one of the last flee market’s in our state, so thank you for your time it took to read this, an thank you also if you can afford to help our family , here is the PayPal link they asked me to include

https://paypal.me/Alslawnz

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Lost everything, time for a walk

I will try to keep the negative parts of this post short.  3 months ago I was a happy and positive person.  Since then, my ex left me and is taking the 3 boys, I lost an excellent job as a Healthcare Analyst, burned through all of my savings, and am about to find myself homeless.  I have applied to dozens of jobs, but have been turned down for reasons ranging from having no college education to having made too much money at my lost job.  I have sold or am in the process of selling everything I own (even my coffee maker..  that was a tough one).

Over the years I have lost touch with the things that brought me joy.  I allowed work to consume me, to the detriment of my health and family.  I let distractions take over as things started to fall apart, and sat back as my physical and mental health deteriorated.  These things were my fault – I made the choices that led to this position.

 

I am not looking for pity – like many others, I did this to myself.  What I am looking for is a helping hand to lift myself back up.  I am determined to turn this trial into something that will have a positive impact on my life.

 

I have made a choice to begin walking the Appalachian Trail instead of living in my car or in a shelter.  I want to let go of the distractions, and to use the time on the trail to figure out what kind of person I want to be.  I would like to begin writing again, reconnect with God, and maybe by the end have a better understanding of my place in life.

 

I am here because I am still in need of supplies for my journey, and will run out of money long before the trail is over.  If I need to leave the trail and go to a shelter, I will.  I am not going to risk my life more than any other person on the trail, but I have an opportunity to try to do something that so few people have a chance to do – and that in and of itself is a blessing.

 

Thank you all for reading, and God bless.  If you would like to help, my PayPal is paypal.me/fatmanwalking

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Making amends

Hello my name is AJ and I’m asking for money to help make amends for past spending issues I’ve had over the last decade.  I kept making poor financial decisions with no chance of digging myself out of them with outside help.  Let me first explain I do work hard and I do make decent money, for someone without a college degree.  I have specific goals I must meet to dig myself out of the mess I’ve got myself in.  I have a 401k loan, a credit card, car note and half of 20% down payment for a house to raise.  If I can get a majority of or all of these debts/hurdles raised it will give me the opportunity to save money and not worry about if I will have enough money to cover all my bills in between paychecks.  I also have passions that I’ve always wanted to pursue and or donate to but haven’t had the money to do it.  Please help me make amends for my stupid decisions over the last decade and allow me a second chance to make better decisions going forward.

paypal.me/AJSikes

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Please help me get out of debt

F1CE9402-BE6E-4B16-9D97-B5E208766E9C.jpegHi, my name is Jess and I am 23 years old. So first of all I wanted to say thank you purely for you clicking on my story. It starts with me moving in with my partner 3 years ago. He wanted to move in together as he wasn’t getting along with his family at the time. I had money from student loans etc and he had some savings, but moving in saw us use all that on getting furniture for our house and bills. That was fine and we were managing our money well but at the time I was on a 0 hours contract in work and they cut my hours down. We moved back in with my mum to save money but she split up with my step dad of 18 years and began charging us extortionate rent because she was on her own and we couldn’t manage. It caused a lot of friction and we ended up living in my friends one bedroom flat for 2 months trying to get back on our feet- in the end we saver enough for a deposit and a months rent on our current home. Now I know this story seems that we have just been rubbish at managing money, however along the way I have had numerous family members borrow money from us and then give excuses as to why they couldn’t pay me back. This caused us to use credit cards for a lot of things such as food shopping and petrol as we were struggling without the money back from my family members. They have ordered items from my very account and ended up adding nearly 60% interest on these amounts to the point where my account is in arrears and my credit is now really low. I am paying off debts of loans that my mum has got me into a few years back but never told me she had taken out but as she is my mum I could not report it as fraud without getting her into trouble. Fast forward to now, my partner has tried to help me get out of my own money issues caused by trying to help out family and we have ended up in a viscous circle of paying every spare penny on credit cards every month to try and get out of debt but putting some back on for food and petrol as we used our wages to pay the cards off. Now my family sound awful in this post and I know how it looks, but my mum has struggled with money since being on her own and my Auntie also split with her husband a few years back and needed financial help. And my Grandad died last month which meant we all took some time off work to come to terms with it. (I am now in a job where I support adults with learning disabilities and it is the most rewarding thing)  Anyway, we have a wedding booked for next year in May but it is looking like we may have to cancel as we owe £10,000 in credit card debt and currently have £200 saved for the wedding which is obviously nowhere near enough. 😔 I know how it looks and I am embarrassed of having to basically beg for help but me and my partner literally work all hours under the sun and we never have any money to do anything together and the thought of having to cancel our wedding because we have tried to help other people and been stung is so upsetting. I just want to get ourselves back on the straight and narrow and be able to marry my best friend. I don’t even care about a honeymoon I just want to be able to say I do on the day we have planned. I have learned my lesson and won’t be helping people out again because I can’t help anyone when I can’t even help myself.  My story is a little bit all over the place but the jist of it is that we have tried to help people out and got ourselves into a mess in the process which we now can’t really see a way out of without some help. We have taken out various loans to try and get on top of the credit cards but it just ends up with more payments out and more debt on top when we can’t pay everything. If anybody can help it would be so appreciated I can’t egen describe how much it would mean. At 23 I didn’t see my life going this way but unfortunately it has. My Grandad always told me never to get into debt and to have savings to fall back on and it would mean the world to me to have the opportunity to honour my promise to him. 💕