Beautiful day. I have never done anything like this before and am not sure exactly what information I should include. I have never asked anyone for help, but I have found myself in a position where my pride must be sacrificed to help my family. So, I guess I will just begin.

 

Both my husband and I have jobs and despite not having an income that would allow us to have a mortgage or even rent (our house is paid for, but it is only worth about $10,000), we usually live paycheck to paycheck and have some money left over to eat out and occasionally have money to purchase something we want and not just need.  So, what is the problem now, you ask? Besides inflation, that we have all become subject to, my husband unexpectedly started experiencing back issues to the point that he could barely walk. He is a truck driver by trade and could not drive. After going to several doctors and having CT’s and MRI’s we found out that he has several bulging discs and pinched nerves. He has been getting shots in his back and they are supposed to cauterize nerves. After seeing a chiropractor and starting the shots he was able to start back to work. Not consistently, but bringing in something, this was after about two months. Then he was bit by a German Sheppard in the hand. He received twelve stiches in his hand, the palm. And it also got infected. So, there was another month without work. You cannot shift gears with a dog bite in your hand. So, where we were normally using two incomes to pay for bills, we only had one. We did everything we could to stay afloat. I used my bonus to pay for bills and we sold what we could to pay bills. I had planned to use my bonus to pay off a couple of small credit cards. He is now back at work full time, but not getting a 40-hours per week. I have also been having medical issues and missed work due to that. I have been trying to just suck it up and work. I have something wrong with my arms, they say a lot of things, but they still hurt. I also suffer from PTSD, anxiety, and migraines. Since we have been married, we have never had any huge financial problems and it is distressing. This year we will have been married 13 years.

 

Now, the finances. I pay for everything I can with the money we have. While he was out of work, I used a credit card to pay for our bills or to buy groceries, stuff like that. Before that we used the credit card to update our bathroom, which the hot water heater does not work properly. That is another story. But I was not initially worried about the credit card because before, when he was working, I was able to make the monthly payment. Now I am not able to keep up with the minimum amount due. I cannot make the payment. I owe $18,000 just on this one credit card. Just to kind of give you an idea of what we also have I have a solar panel payment, I still owe $17,000 on those and I have a 401K Loan, there are a few other small things, but nothing that is a huge deal, the others are minimal, and two are almost paid, and I haven’t been charging anything else.  If I do not have the money in my checking account, we do not get it, even if we need it. Oh, and the solar panels made a tremendous monetary impact on our electricity bill. Also, our house is falling. Parts of the house are sitting on the ground; my house is peer and beam. There is a huge hole in the laundry room where the roof leaks. We have tried numerous times to fix the roof and we cannot get it to stop leaking. And now there is not only a hole in the ceiling but one in the floor from the leak. I am sure we have black mold; we have just been ignoring it because we cannot do anything about it. I cannot push the washer and dryer all the way back because the floor is so weak, plus there is that hole. We were in a position where we were trying to save money to build a new house, one that does not leak or sit on the dirt. Now that is out of the question until I can at least get the credit card paid off.

 

Anything anyone could help me with would be appreciated. I am not looking to take advantage of anyone, and I feel bad even asking for help. I just did not know what else to do. If my husband had been able to work, we would not be in this circumstance.

Thank you so much for reading,

 

Tammy

 

Pay pal:  Tammy Brock@TammyHolder563

Hello,

My name is Wolfgins Valable. I live in Santiago, Dominican Republic. I am 35 and looking for some help to assist my family and I. I have 6 younger siblings, plus parents are and grandparents are deceased. My siblings live in Haiti, and I do my best to help them with shelter,food,and school, but it’s not easy.

I work as a customer care rep, yet am homeless at the same time. I have been living in an abandoned house for a few weeks now. The house has no water or electricity. I am looking to get an apartment for me and my younger siblings. I want them to move here and handle school. Things in Haiti are not good.

I have opportunities to work from home and earn double what I earn now. I need a place to stay, a laptop, router, internet and customer care headsets.

I also have a product that I make for cleaning all footwear that I make and want to make a business of because it’s good. I have people in the USA waiting to support, but I must get things together.

I need medical help also. I am halfway blind in one eye, pancreatic cancer, and I walk around with a concussion. I went to hospital and clinic, no money to get what I need and medicines are expensive.

I am looking to raise $20,000 for an apartment, medicals, laptop, router, internet, and customer care headsets. Plus I want to help 2 of my siblings come here legally,so we can build a family business together. Honestly I can do with more because I have a plan, just lack the finances.

 

                         WHERE TO START 

I have had some unusual situations in the last four months. Just want to say Thank You for the generosity you are giving to all that need your help. This is my first time asking for help in a long time, but never like this. But help is difficult to find, so when I learned about you wonderful people I just had this feeling that I could get the financial help I desperately need. Well I moved into the apartment with my partner and the rent was $1,200 a month, everything was going great. Then four months ago my partner just left, I am still not sure what happened, have not talked to him since. So he left me with all the bills, I was able to pay April’s bills, then came May, June and I started to get behind. I do work but have not been getting to many hours do to it being very hot in Nevada, and my job intel’s me working outside and the heat is very exhausting. Tried to get help from resources and never received any help, as I am writing this letter for help. I also talked to my landlord and explained to him my situation and he said nothing, right after that I could never get intouch with him to find out what I could do to catch up on my rent, he never responded. So I was evicted on July 11, 23 with just the cloths on my body and my phone and ID, I had no idea that this was happening because I did not receive any notice. Then I was told I have up to 30 days to get my property or else ey would keep it. I have been waiting to see if I would receive any help from those resources but could not wait any longer, now I only have two weeks left to get my property. I need help financially to rent a moving truck and movers, as I have no male family or friends that are able to help me. I am now staying with someone that I am paying to stay there and I can not stay here to long. I would like to move to Utah and have a new start in life, my friend says she would help me find employment. I also brought a fixer upper car, so I would not have to pay a monthly bill for one, the car needs more work done. Mind you when I rented the apartment and brought the car I had help, not the case now. So I really need financial help with the move to Utah and for a month to get on my feet. I know it seems like I need a lot of help, that is because I do. Really in despair and need your help. In the past I have also donated to (Feed The Children), that is when I could do so. I am a very giving and loving woman, I just need some of that love so sad that things have turned out this way, I work so hard so these kind of things would not happen, but you know what the say (When it Rains it Pours). So anything that you can donate would mean the world to me. I just started all over again about a year ago, I try to remind myself  that the pain I feel from the disappointment that I have is only for a moment, and that we are only human. It does not make me bitter and I will give people chances and not take it out on them for someone else actions.

                             Thank You All For Saving My Life 

You can send donations to https://www.paypal.com/paypalme/Egyptians6777

Hello, I am a single mother to a five-year-old girl and a three-year-old son. I am asking for financial help until I can start my new job in October for a medical assistant position. My last day of work was June 15th, 2023. And up until now I have exhausted all of my savings to keep me afloat. Before I can start the medical assistant position, there is a 12-week training that I will have to take prior to starting the job. Unfortunately, during the training I will not be getting paid. I have looked into getting my CDL, but I will have no help when it comes to my children. Their fathers are not around. I have one on child support and he has not made a payment in a month. And I have a court date in October to put the other father on child support. My mother and big sister both passed away in 2018. I have signed up for food stamps, so food isn’t a problem, and I just used the rest of my savings to pay for rent for August. Also, my kids will be starting school in September. Please help us, anything will do.

Thank you so much, it’s PayPal.me/p3findime

Hi, I’m a mother of three beautiful children, but life had not been kind to me lately. I’m struggling with high blood pressure, a condition that added to my already heavy burden of responsibilities. My days were filled with worry, not only about my health but also about how I would manage to pay the mounting bills.
My firstborn son its autism and its a lot of work because I need to be on top of him all the time. Alex is a bright and curious child, with a unique way of looking at the world. He was diagnosed with autism at a young age, and while i initially faced uncertainty about what the future would hold, i soon discovered that my child’s journey would be a remarkable and beautiful one.
From an early age, Alexander showed signs of being different from his peers. He was sensitive to certain sounds and textures, and he struggled with changes in routines. But he also had an extraordinary ability to focus intensely on things that interested him. He became fixated on specific topics like dinosaurs, space, or numbers, and his knowledge in these areas surpassed that of most children his age.
Each morning, i woke up early, despite feeling fatigued from my restless nights. I prepared breakfast for my children, kissed them goodbye, and sent them off to school. My days at work were long and physically demanding, standing on my feet for hours, scanning groceries, and dealing with customers.
The weight of my responsibilities took a toll on my health, and i often felt overwhelmed and exhausted. The doctor had advised me to take regular breaks, rest, and try to reduce stress, but i knew that wasn’t an option. I couldn’t afford to miss work or lose her job.
As the bills piled up, my anxiety grew. I sat at the kitchen table, surrounded by stacks of envelopes and statements, trying to figure out how to make ends meet. I constantly worried about the future and how I could provide a better life for my children. I knew I had to find a way to alleviate the financial burden on my shoulders.
I suffered from high blood pressure, which required regular medication and constant monitoring. Despite this health issue, i never allowed it to dampen my spirits or stop me from taking care of my children. But as time went on, the bill expenses started to pile up, putting a significant strain on my already limited finances.
Unfortunately, my salary was barely enough to make ends meet, let alone tackle the mounting bills. The burden of debt weighed heavily on my shoulders, causing me many sleepless nights and a constant knot in her stomach.

PayPal : Lakshmy6@msn.con

 

 

Subject: Desperate Plea for Financial Assistance

 

Dear reader,

 

I hope this letter finds you in good health and high spirits. I am writing to you today with a heavy heart and a desperate plea for financial assistance. I find myself in a dire situation, burdened by an overwhelming amount of debt that has left me feeling trapped and hopeless. I humbly request your understanding, empathy, and support as I share the details of my debt situation.

 

To provide you with a comprehensive understanding of my financial predicament, I will delve into the origins of my debt, the challenges I face, and the potential consequences if I do not receive the necessary assistance. Please bear with me as I attempt to convey the gravity of my situation.

 

1. Background:

My debt troubles began in 2020 when the pandemic started and i had my baby. At that time, I was facing various personal and financial challenges, including medical issues, as a type 1 diabetic, i depend fully on humalug and lantus insulin, right now i can’t even affor medical insurance. Unfortunately, I lacked the necessary knowledge and financial literacy to manage my finances effectively, leading to a series of poor decisions that exacerbated my debt situation.

 

2. Debt Overview:

Currently, my total debt amounts to approximately $50,000. This debt is spread across various sources, including credit cards, personal loans, and outstanding bills, and my child’s well-being.

 

3. Challenges Faced:

The burden of debt has had a profound impact on every aspect of my life. I am constantly plagued by anxiety, stress, and sleepless nights not to mention my diabetes out of control due to the stress, as I struggle to make ends meet. The weight of my financial obligations has affected my mental and emotional well-being, making it difficult to focus on other important aspects of my life, such as my career and personal relationships.

 

4. Consequences of Inaction:

If I do not receive the necessary financial assistance, the consequences will be severe and far-reaching. The mounting interest rates and late payment fees have already pushed my debt to unsustainable levels. I fear that I may soon face legal action, wage garnishment, or even bankruptcy. Moreover, my credit score has been severely impacted, making it nearly impossible for me to secure any form of credit or loans in the future.

 

5. Efforts to Resolve Debt:

I want to assure you that I have not been idle in my pursuit of debt resolution. Over the past few months, I have taken several steps to address my financial situation. These efforts include seeking financial advice, creating a budget, negotiating with creditors, and exploring potential debt consolidation options. However, despite my best efforts, I have been unable to make significant progress in reducing my debt burden.

 

6. Request for Financial Assistance:

Given the gravity of my situation, I humbly request your financial assistance to help me overcome this overwhelming debt. I understand that this is a significant request, and I do not make it lightly.

 

I want to emphasize that I am not seeking a handout but rather a helping hand to guide me towards financial stability.

 

7. Impact of Financial Assistance:

If you choose to extend your support, it would have a profound impact on my life. It would provide me with the opportunity to alleviate the stress and anxiety caused by my debt, allowing me to focus on rebuilding my financial future. Your generosity would not only help me overcome my current challenges but also serve as a beacon of hope and inspiration for me to regain control of my financial well-being.

 

8. Conclusion:

In closing, I want to express my sincere gratitude for taking the time to read this letter and consider my plea for financial assistance. I understand that you may have your own financial obligations and limitations, but I genuinely hope that you can find it in your heart to extend a helping hand during this challenging time.

 

I am more than willing to provide any additional information. Please feel free to contact me at your convenience via the provided contact details.

 

Thank you once again for your understanding, compassion, and potential support. I remain hopeful that with your assistance, I can overcome this overwhelming debt and rebuild my life on a solid financial foundation.

 

Yours sincerely,

 

Hermarie Torres

https://www.paypal.me/HermarieTorres