Everything started ok. I moved to a new state to help my mum take care of my grandma. She had cancer, again! But my aunt ended up dropping dead from an aneurism. My mum was caught in the middle, so as the dutiful eldest, I gave up my job, my flat, my life and moved to a new country and state. Where my income magically got cut in half. My gram did apologize to me as she knew my finances took a hit.

I was able to get a job teaching. Wowzers. I did it for 7 years in the new place and when I had finally been badgered out (by both students, admin, and laws) I was making LESS money that when I had started 15 years ago. Not good. Outside of teaching, the median wage was in the teens. (Teaching was mid twenties per hour). So I am juggling 4 jobs with 2-3 days off a month. Mathematically, I’m still living less than paycheck to paycheck. So I took out loans. One has an interest rate of 26% ($9527 left on this one) and the other 377% ($1437 left on this one… after 5 payments… when I only borrowed $1000 to make rent one month). Don’t gasp, the 377% is better than the 533% going through this company usually is. I’ve had to do this once a year just to pay rent, car repairs, random medical (I’ve had a major surgery since moving that had me out of work for six weeks).

If I can get out from under these loans I can use the money to pay  ahead on the car payment, actually have money for any repairs to both the car and the house, and have more than 3 days off a month.

House, well doublewide. I was “lucky” to be able to buy a double wide with 14% interest as I didn’t qualify to rent anywhere. That’s right. Working as a teacher I still didn’t make 3x the rent in monthly salary. I didn’t even make 2.5x but one place (1 door in and out, 3 windows, 1 bathroom 900square feet for both me and my mother) took a chance on a “probationary period” to rent to me. I found a family owned flipping business that did mobile homes and after taking out a loan (the 26% one) to get the down payment, was able to buy the doublewide ($1354 a month + $972 lot rent).

I’m running myself ragged just to drown slowly. Paying off the loans will free up $809 a month. Almost the lot rent. But every little bit helps.

http://paypal.me/princessvicofjersey

Begging.com

Caleena McCombs

PayPal  caleena@aol.com

             paypal.me/CMcCombs

 

I am 50 and need need a second to catch my breath.  I need a reprieve from the constant financial stress that I’ve been under since I became permanently disabled from a 2015 auto accident. I was hit from behind by a repeat offender dui driver.  It left me with mobility issues, TBI brain injury (brain issues and seizures), and the stress from it all pushed my Lupus into overdrive. I do chemo treatments for the lupus as well as many lifestyle changes. All in all I take 15 different prescription meds per day and it’s exhausting. I’ve been dealing with these things since. It took almost 4 years to get ss disability to pay…and having been a mom, full time student ( graduated teaching degree 2014 LOL), I don’t don’t get much. The $900 a month I do get doesn’t cover the credit card debt $2300 month minimum payments that I have from medical, utilities, and food during that time frame and it’s only gotten worse with this economy.  I live a very frugal life. I use Cricket cell phone with the affordability discount. I visit food banks. But, my Lupus doesn’t allow for heat so summer temperature in Texas is almost year round for me, so my electric is a burden. I own an old manufactured home and it is in need of many repairs Roof, floors, siding, windows, central heat/ac…that could reduce my electric. I need money for home repairs and also to help with my bills. I feel like maybe with a little less financial stress maybe my health, at least the Lupus might go into remission. It has been so long since I’ve had a day that I felt like doing anything, or felt good. I don’t even remember how it was or when. Even though I’m at a point in my life where I’m physically unable to cook, clean, go shopping, or drive myself. I refuse to give up, I know there is more for me. Thanks for listening and God bless those with big hearts.

 

paypal.me/CMcCombs

 

Cash app  $CaleenaMcCombs

Hello,

My name is Dottie Heath, please call/ refer to me as Lainie..  I have never asked anyone for anything. I’ve always provided for myself. But the funds are almost gone and I need help. I live in a (local count, not week enders )fishing town of appoximently 379 people . The town of Suwannee Fl. is the last stop, end of highway 349 runs directly into the Gulf. Hurricane ideliah hit my beautiful town August with 12foot swells. I have my homestead here. Been here almost 10 years. My better half and I worked long and Hard many years, and by the Grace of God, paid it off early. That same winter,  cancer took my best friend home to Heaven. Not 2 months after paying it off. Life kinda just Stops.  I lost everything.  Except my animals, and the house it self. I have 3dogs, 5 roasters, 7 cats I feed, and my pal, turtle Man. We all stayed during the storm, people begged me to leave but you see, I refused to leave my truest friends.  My fur (shelled & feathered) family. The storm was like nothing I have ever known before, and pray I’ll never see again. I KNOW JESUS rode it out with us. My house is 5 foot raised off the ground and the water was 18 inches inside the house!!!. To rebuild a 2 bedroom 2 bath front &back porch plus outside oyster room cleaned my account, Today I came in from a house cleaning job pd. 200.00 $ for my  3 days work. Oh, I lost my job at the marina here. I lost my car, so I ride my bike and do odd jobs for bills. Suwannee is 25 miles to the nearest lrg. town & 45 miles (1 way) to walmart. I get a ride in every 5 to 6 weeks for supplies. I am at the end of my rope with expenses,  but no matter what happens here, or with life , I have my animals, my life , my Most Wonderful God and one heck of a story about the day I swam in my front yard to get my boat to recuse my animal crew. Thank everyone who takes time to concierge my plee.  I will forever be in graditude fir any help.sincerely  & in blessed peace & Love.

#Suwanneestrong

Lainie.

I’m very thankful for everything my parents have done and tried to help me with my whole life. They were both hard working ,although we were far from rich as a child I could not tell and compared to my friends I thought we had it good. Fast forward, I’m an adult now, I realize even though me and my sister had everything we needed growing up we lacked financial literacy and so did my parents. We were not taught about stocks,bonds,savings,401(k),real estate, life insurance etc… or even how important a credit score would be. I feel like even though I know a lot more now I’m still behind because of it and wish I had all this info a long time ago.

I have worked in the medical field most of my life now and enjoy helping people.  I have two children that keep me going everyday. There is nothing I want more than to buy a home of our own. I think about it everyday and how wonderful it would be to have a safe peaceful place and see the smiles on there faces. I have 66,000 in debt,half of it is student loans. The first time I got approved for a mortgage I had to fix my credit score so I worked on that for 2 years. I tried again for a mortgage and didn’t have enough money for the down payment. My third try now, the housing prices are so high and my DTI ratio is not helping me qualify for much. I also have been looking into group home ownership for people with developmental disabilities such as autism because I worry everyday what will happen to my youngest son when I am no longer around. I would love to provide a healthy and safe place for people like him. I feel like I have so much to do and this is just a short snap shot of my life. Every time I take 2 steps forward I literally also move two steps back, it can be very frustrating . I have come across really hard times these past 6 yrs now and like always I am trying to see the sunshine still. Hopefully I can one day be the one to take care of my parents. I am appreciative of any help I receive even if it’s knowledge to help me succeed on my journey.

http://paypal.me/cheypurpleheart

 

 

I worked for a industrial electrical contractor since I was 20, during the later part of 1998 I started having horrible left knee pain after seeing orthopedic doctor he said I had the start to Osteoarthritis. I started to use steroid and Hyalgan injections in the knee first 3 shot series & then 5 shot series to lessen the pain did this for 30 months then in 2011 had a total knee replacement.  I went back to my job for about a year after is when I developed sciatica in my left hip. Upon exam my doctor said the Osteoarthritis had spread through both hips. Round the same time my left shoulder and lower back started to hurt couldn’t lift over my head, after MRI showed I had torn my shoulder muscle and I had a herniated disc in my lower back. So in 2012 went and had a total hip replacement went to physical therapy 6 months, then went back to work and the following spring I had the other hip replaced. I was in the IBEW union went back to work had good days and had bad I was just trying to make it until I could take early retirement. I lasted until 2019 when I had to go in and have total right knee replacement. I told myself I have 7 more years and I will take early retirement, if need be. I went back to work, continued to have aches and pains, inflammation, swelling and was exhausted every day after work. The start of 2022 my doctor sent to a foot specialist because I was having extreme pain in my left foot he discovered I had little to no cartridge in my ankle. So that takes me to Feb 2023 I went on short term disability and applied for SSDI I was approved in Oct 2023. I missed my retirement goal by 3 years but since the bills keep rolling in, I was just informed by my local union I will have to pay back all my short term disability over 20K. Nothing says ease into medical retirement then being stressed out on paying back money that you don’t have because you lived on that money that last six months. I am getting my SSDI and pension but that covers the mortgage, car payment, utilities, living expense, medical bills and everyday living. I’m uncertain how long my ankle will last until I have it replaced, I’d like to at least be debt free while I’m still in pain so I have not two things to stress over.

So this brings me to now, I have always been the friend helping others I am now asking for some help for myself. I feel help less and even wished I would get better to return to work, but that’s not going to happen. I can say my body isn’t in a constant ache 7 pain everyday. Just when I do some thing extreme.

This is my request If you would like to help me you can

donate at   paypal.me/243moose68

 

I will be very grateful, and someday I will pay my kindness forward to someone in need too.  Thanks

My name is Jeremy Russ cash app is $Jrockscrapping….

I’m a hard working man trying to make a better life for me and my family I have a invention idea that will save lifes in the automotive industry  I’ve been slowly putting what money I can spare towards it but it’s hard because I barley make enough to put food on the table all my bills are past due and im struggling so whoever is reading this if u can help me please do I’m chasing my dream I’m tired of seeing my family go without whatever you can spare will help thank you

Dear readers,

I would like to share my story and humbly seek your support. My name is Pearl, and as a mother, my utmost priority is to provide the best education for my child, Hezakiah. Sadly, Hezakiah has endured unspeakable abuse at a public school, resulting in deep emotional wounds. To shield him from further harm and create a healing environment, I have made the heartfelt decision to homeschool him.

Nevertheless, this journey has presented its own set of challenges. As a single parent, I find myself grappling to make ends meet and cover the necessary expenses to ensure Hezakiah receives a quality homeschooling experience. My primary concern is securing the therapy and support he urgently needs to heal from the traumas he has endured. The cost of therapy is substantial and has strained my ability to meet our basic needs and financial obligations.

In addition, I am wholeheartedly dedicated to establishing a nurturing learning environment for Hezakiah within our home. I firmly believe that by providing him with a dedicated space for learning, we can cultivate his growth and facilitate his education in a safe and comfortable atmosphere. My aspiration is to equip him with the finest educational materials and tools, empowering him to thrive in the real world and reach his full potential.

Although I lack formal homeschooling experience, I am fully committed to embracing this new role as Hezakiah’s educator. I have already provided him with musical instruments such as drums, guitar, and piano. It is truly incredible to witness how he has self-taught himself to play these instruments, a testament to his innate curiosity and passion for learning.

To ensure Hezakiah receives a comprehensive education, I am eager to deepen my understanding of American citizenship and the laws that govern our society. By incorporating a common law curriculum, I aim to instill in him an awareness of his rights and responsibilities as a citizen, empowering him to become an informed and engaged member of our community.

With deep humility, I ask for your assistance. Your generous contributions will have a profound impact on Hezakiah’s life, providing him with access to therapy, educational materials, and a dedicated learning space. Your support will not only alleviate our financial burden but also enable Hezakiah to heal, grow, and develop the essential skills needed for a promising future.

I am sincerely grateful for any amount you can contribute to our cause. Your belief in our journey will not only transform Hezakiah’s life but also reaffirm our faith in the power of compassion and community. Together, let us create a safe and nurturing environment for Hezakiah, ensuring that he receives the education he deserves and has the opportunity to flourish.

From the depths of my heart, I thank you for considering our request and for being a beacon of hope in our lives.

With profound gratitude,

Pearl

 

paypal.me/VEXYINKD

 

My name is Jared. I am a 30-year-old husband of 4 years. Never expected to try to reach to people in this way to get out of our financial hardship that we have suffered during 2023.

Let me just say that it has not been an easy year. During the beginning of the year a friend of ours offered me a job that sounded like a great opportunity. I ended up regretting quitting my previous job of 4+ years that paid much more than this new “opportunity”.

Because of this, having been fired unfairly, me and my wife were almost homeless at one time. We didn’t even know if we could afford to pay rent, car payment and utilities. We had been so excited to have been able to move to Texas. We absolutely love where we live, but at this time we do not know if we will be able to afford to stay.

My biggest wish is to provide a financially stable home to my wife that suffers depression and anxiety. She can barely sleep at night due to all our financial issues. I have to work 2 jobs and that is not even scratching the surface. Yes, like every young person, we have made some financial mistakes. But, let me tell you, we have learned from our mistakes, and we are not making them again.

Even for myself. I would like to have the peace of mind that every husband should strive for, to provide for his family in every way possible. Please help me be able to achieve some financial stability and provide this peace of mind. It is not easy being the man of the house and to humble yourself to ask others for money. I can’t even ask my family; they have already helped enough, and we do not want to be a burden to them.

Ideally, we are asking for $35,000 to be able to survive. This includes being able to catch up in our car payments (which we are 3 months behind), credit card debt of $25,000 and past due rent (which if we don’t pay it by next month, we are going to end up homeless).

I don’t want to ignore the fact that amount of money is a lot. And it is. If any kind soul can spare some to help us in our most dire need, we would be eternally greatful. And we guaranty that when we are financially able to, we will also try to help others that need assistance in any way.

paypal.me/jdog365

I need financial help for various reasons.

1. Living expenses- I used to be my mother’s live-in caregiver(she was still mobile), but sadly, she passed away unexpectedly a year ago, and I had to move to another state with my son and his wife. I haven’t worked since 2014 due to a back injury and other ailments that have made working outside my home difficult. 
2. Aspiring writer- As stated above, I can no longer work outside my home. However, I write poetry and articles about various topics on my HubPages (A writing forum under the pen name DonnaRayne). I also participate in online communities, survey taking, home trials, and tests for multiple products.

I am doing everything possible to earn money, but it’s tedious work with little pay. Please help me if you can so that I am not a burden to my son while I’m trying to pay my way, and I will pay it forward when my finances allow me to do so. I appreciate any help you can provide. paypal.me/donnarayne (I’ve been a member of Paypal since 2009.)

I’m reaching out during a challenging time, and I hope you can understand the urgency and gravity of my situation. Recently, my car, which is essential for my daily life, was repossessed. This unfortunate event occurred as a result of a series of financial setbacks, including unexpected car repairs and significant medical bills, which have depleted my savings.
To recover my car and regain some normalcy in my life, I am in urgent need of $595 by January 18th. Additionally, I need to gather a total of $2,911 by January 25th to cover the outstanding balance on my car loan and the costs associated with the repossession.
Having my car is more than a convenience; it is a necessity for my everyday activities and responsibilities. Your understanding and assistance in this trying time would mean the world to me. Thank you for considering my request and for any help you can offer.

paypal.me/Nstpre

Just when I thought I was getting back on track, last week my car was repossessed.

I moved to Texas to be closer to my son. In my move, car repairs and emergence dental needs took what little savings I had. I started doing Uber here, but rising expenses of gas and car maintenance made me think that getting a regular 9 to 5 would be better.  Fighting for a year to keep a roof over my head; food on the table, I fell way behind in my car payments.  I took some other hits to my finances, but I’m only concerned with getting and keeping my car.  I have limited amount of time to come up with the funds before I lose my car.

I need $718 by January 27th to get my car back. My total past due is $4418 to bring my car loan current, and to cover the repossession cost. Being able to bring my loan current would nice, but I would really just like to get my car back.

Paypal: paypal.me/adacott

Cashapp: $adacott

I am reaching out in a time of significant need and would sincerely appreciate your/any assistance.

My Name is RuthR, and I am currently facing challenges due to my undocumented status in the United States.  Despite these hurdles, I pursued my education and successfully became a registered nurse, aspiring to make a meaningful contribution to society.

Regrettably, my work authorization has expired and cannot be renewed due to my immigration status.  In pursuit of stability and an opportunity to continue my career, I explored the possibly of relocating to Canada under their provisional programs and I was successful in getting hired.  However, this transition requires financial support that I currently lack.

I am in need of financial assistance totaling $41,475 for the following expenses.

1. $35,000 to settle my car loan, essential for my relocation and establishing myself in a new country.
2. $1,475 for Provincial application fees, a critical step in the immigration process
3. $5,000 for relocation expenses, including initial accommodation and settling costs.

I am aware of the magnitude of my request and genuinely hope for your compassion and support during this challenging time.  Any assistance you can provide would mean the world to me and would significantly aid me in pursuing this opportunity for a stable and secure future.

Thank you for considering my situation.  I am open to providing any further information or documentation required.  Please feel free to reach out to me at PandemicNha@Gmail.com

 

Sincerely,

 

Ruth R

paypal.me/RuthR205

Cash app $MLS809

 

I’m humbly coming to ask for something that has always been difficult for me to do. I need help. I have always been a self-sufficient, independent, hard working individual. I spent 20yrs serving the public as an EMT and suffered emotional and physical damage along the way. I’ve always been able to push through and bounce back most of my life but as I grow older I have found myself in a life changing situation that im having extreme difficulty handling. I’m completely on my own now with no support system. I do have a therapist but my funds are limited and im not able to pay my bill therefore i can’t make any appointments .I have no home, spouse, children or family(I walked away from them and the toxicity destroying me). I am “renting” whatever shelter I can find so I’m completely relying on my vehicle not only as transportation but also emergency shelter if necessary. My vehicle needs some repairs so I can keep working. I’m on disability and have several medical issues including diabetes that causes me chronic pain and mobility issues but I have to work to make ends meat. Retirement is not in my future as i will have to work till i cannot. To be able to pay off my bills and have the opportunity to get back on my feet would be a tremendous help. I’m requesting $10,000 to pay off and repair my vehicle,pay off my credit cards and give me the chance to get back on my feet. I’m grateful to have the opportunity to appeal to someone’s generosity.

My PayPal is

@Sshoemaker1971

 

Www.paypal.me/Sshoemaker1971