My name is Jared. I am a 30-year-old husband of 4 years. Never expected to try to reach to people in this way to get out of our financial hardship that we have suffered during 2023.

Let me just say that it has not been an easy year. During the beginning of the year a friend of ours offered me a job that sounded like a great opportunity. I ended up regretting quitting my previous job of 4+ years that paid much more than this new “opportunity”.

Because of this, having been fired unfairly, me and my wife were almost homeless at one time. We didn’t even know if we could afford to pay rent, car payment and utilities. We had been so excited to have been able to move to Texas. We absolutely love where we live, but at this time we do not know if we will be able to afford to stay.

My biggest wish is to provide a financially stable home to my wife that suffers depression and anxiety. She can barely sleep at night due to all our financial issues. I have to work 2 jobs and that is not even scratching the surface. Yes, like every young person, we have made some financial mistakes. But, let me tell you, we have learned from our mistakes, and we are not making them again.

Even for myself. I would like to have the peace of mind that every husband should strive for, to provide for his family in every way possible. Please help me be able to achieve some financial stability and provide this peace of mind. It is not easy being the man of the house and to humble yourself to ask others for money. I can’t even ask my family; they have already helped enough, and we do not want to be a burden to them.

Ideally, we are asking for $35,000 to be able to survive. This includes being able to catch up in our car payments (which we are 3 months behind), credit card debt of $25,000 and past due rent (which if we don’t pay it by next month, we are going to end up homeless).

I don’t want to ignore the fact that amount of money is a lot. And it is. If any kind soul can spare some to help us in our most dire need, we would be eternally greatful. And we guaranty that when we are financially able to, we will also try to help others that need assistance in any way.

paypal.me/jdog365

I need financial help for various reasons.

1. Living expenses- I used to be my mother’s live-in caregiver(she was still mobile), but sadly, she passed away unexpectedly a year ago, and I had to move to another state with my son and his wife. I haven’t worked since 2014 due to a back injury and other ailments that have made working outside my home difficult. 
2. Aspiring writer- As stated above, I can no longer work outside my home. However, I write poetry and articles about various topics on my HubPages (A writing forum under the pen name DonnaRayne). I also participate in online communities, survey taking, home trials, and tests for multiple products.

I am doing everything possible to earn money, but it’s tedious work with little pay. Please help me if you can so that I am not a burden to my son while I’m trying to pay my way, and I will pay it forward when my finances allow me to do so. I appreciate any help you can provide. paypal.me/donnarayne (I’ve been a member of Paypal since 2009.)

I’m reaching out during a challenging time, and I hope you can understand the urgency and gravity of my situation. Recently, my car, which is essential for my daily life, was repossessed. This unfortunate event occurred as a result of a series of financial setbacks, including unexpected car repairs and significant medical bills, which have depleted my savings.
To recover my car and regain some normalcy in my life, I am in urgent need of $595 by January 18th. Additionally, I need to gather a total of $2,911 by January 25th to cover the outstanding balance on my car loan and the costs associated with the repossession.
Having my car is more than a convenience; it is a necessity for my everyday activities and responsibilities. Your understanding and assistance in this trying time would mean the world to me. Thank you for considering my request and for any help you can offer.

paypal.me/Nstpre

Just when I thought I was getting back on track, last week my car was repossessed.

I moved to Texas to be closer to my son. In my move, car repairs and emergence dental needs took what little savings I had. I started doing Uber here, but rising expenses of gas and car maintenance made me think that getting a regular 9 to 5 would be better.  Fighting for a year to keep a roof over my head; food on the table, I fell way behind in my car payments.  I took some other hits to my finances, but I’m only concerned with getting and keeping my car.  I have limited amount of time to come up with the funds before I lose my car.

I need $718 by January 27th to get my car back. My total past due is $4418 to bring my car loan current, and to cover the repossession cost. Being able to bring my loan current would nice, but I would really just like to get my car back.

Paypal: paypal.me/adacott

Cashapp: $adacott

I am reaching out in a time of significant need and would sincerely appreciate your/any assistance.

My Name is RuthR, and I am currently facing challenges due to my undocumented status in the United States.  Despite these hurdles, I pursued my education and successfully became a registered nurse, aspiring to make a meaningful contribution to society.

Regrettably, my work authorization has expired and cannot be renewed due to my immigration status.  In pursuit of stability and an opportunity to continue my career, I explored the possibly of relocating to Canada under their provisional programs and I was successful in getting hired.  However, this transition requires financial support that I currently lack.

I am in need of financial assistance totaling $41,475 for the following expenses.

1. $35,000 to settle my car loan, essential for my relocation and establishing myself in a new country.
2. $1,475 for Provincial application fees, a critical step in the immigration process
3. $5,000 for relocation expenses, including initial accommodation and settling costs.

I am aware of the magnitude of my request and genuinely hope for your compassion and support during this challenging time.  Any assistance you can provide would mean the world to me and would significantly aid me in pursuing this opportunity for a stable and secure future.

Thank you for considering my situation.  I am open to providing any further information or documentation required.  Please feel free to reach out to me at PandemicNha@Gmail.com

 

Sincerely,

 

Ruth R

paypal.me/RuthR205

Cash app $MLS809

 

I’m humbly coming to ask for something that has always been difficult for me to do. I need help. I have always been a self-sufficient, independent, hard working individual. I spent 20yrs serving the public as an EMT and suffered emotional and physical damage along the way. I’ve always been able to push through and bounce back most of my life but as I grow older I have found myself in a life changing situation that im having extreme difficulty handling. I’m completely on my own now with no support system. I do have a therapist but my funds are limited and im not able to pay my bill therefore i can’t make any appointments .I have no home, spouse, children or family(I walked away from them and the toxicity destroying me). I am “renting” whatever shelter I can find so I’m completely relying on my vehicle not only as transportation but also emergency shelter if necessary. My vehicle needs some repairs so I can keep working. I’m on disability and have several medical issues including diabetes that causes me chronic pain and mobility issues but I have to work to make ends meat. Retirement is not in my future as i will have to work till i cannot. To be able to pay off my bills and have the opportunity to get back on my feet would be a tremendous help. I’m requesting $10,000 to pay off and repair my vehicle,pay off my credit cards and give me the chance to get back on my feet. I’m grateful to have the opportunity to appeal to someone’s generosity.

My PayPal is

@Sshoemaker1971

 

Www.paypal.me/Sshoemaker1971

I was an Ultrasound Tech for over 10 years and I left my career to work with my mom. It gave me much more flexibility to take my kids to and from school and be with them when they were sick.

I unfortunately got let go due to personal reasons. I hated working a 9-5 so much more after having the new flexibility, so I tried to find a job working from home. I tried insurance and quickly realized that it wasn’t for me.

So, I went on to try digital marketing and e-commerce, which I’m still working on now. It, however, has not shown results yet. For all of this time, we’ve been having to live on my husband’s income only for a family of 6.

I would like to raise money to be able to run ads to finally get my business going but with rising bills and other expenses such as daycare, it’s seemingly impossible.

I’m asking for $7,000 to get my business going and help pay my bills in the meantime. I would be eternally grateful for this kind act. Thanks in advance.

 

paypal.me/amanda1718

My name is Melanie. I am a generally happy person, but pretty quiet, too.

I am 49, I teach English, and I live in Florida with my tiny Morkie (Maltese-Yorkie).

https://paypal.me/journeytobeautiful74?country.x=US&locale.x=en_US

I successfully raised three incredible kids who are now three fabulous young adults who love each other, their momma, and everyone else, too, lol. My middle says that when he is wealthy, he is going to buy his momma a house and a car, and I will never have to work again! This is wonderful news! :) I’m not sure how much the Coast Guard pays, but my guess is that I will have a bit of a wait until he can make good on that promise. ;)

In the meantime, momma has to make ends meet. Problem is, I can’t seem to find the ends to put them together. I moved two hours away from my family in order to be able to live on my teaching salary, but when my pay went up a thousand dollars a year, my tax bracket went up to nearly a quarter of my income (!!).

After having been married to a non-working, drug-addicted man for twenty years (and trying so, so hard to help him and make it work), I finally had to admit defeat, and we left – but not before my finances and credit were completely devastated. I don’t feel sorry for myself – I chose to stay because I felt it was the right thing to do. But hindsight is 20/20. The positives are that my kids are well-versed in compassion, empathy, and loving a person in spite of their flaws, and they want absolutely nothing to do with substances of any kind. The negatives are that they never got to see what a healthy marriage or father/child relationship look like, and that here I am at 49, starting over.

I work hard – I teach all day, and then I Door-dash in the evenings and on weekends. I spend nearly nothing, except for what is necessary, and I try to help my kids when I can, but usually I can’t – and it breaks my heart.

The most heart-breaking of all of it for me is the car. Let me explain:

When my oldest turned 17, he had saved up enough for a down-payment on his own car. Mine was paid-for, so I took out an auto loan for him in my name, and he made the payments, faithfully. Not long after that, I was rear-ended by a man going 60 mph (I was at a dead stop), and he totaled my car. Insurance, of course, did not give me nearly enough to replace the kind of vehicle I had (a mini-van), so I ended up with a $4k beater that lasted a couple of years and then went completely kaput. I ended up having to finance a vehicle, which I hated to do, but I had to be able to get to work. Problem was, they wouldn’t give me a loan for another car because I already had one for my son’s car, unless he co-signed with me, showing a need for two vehicles. By then, he was 19 and a year away from paying off his car; so we went ahead and did that. Meanwhile, the accident had caused a disk herniation that finally broke off, got tangled in my sciatic nerve, and landed me in surgery and a long recovery. This, of course, put me behind financially. I wrote lesson plans and graded papers from home, but since I wasn’t actually present, I wasn’t paid until I went back.

Fast-forward to this past year, and I have had issue after issue, including a hospital stay where I was diagnosed with seizures (??). Not having enough PTO accrued, my pay was docked for the hospital stay. Between that and barely making enough to live, I fell behind on car payments, and it has now hurt my oldest child’s credit. The fact that my loan is attached to him also kills his debt-to-income ratio, because he is a college student working at Starbucks. Right now, he has nearly $22k in debt on my behalf, after having responsibly paid off his own car.

I am up to my eyeballs in debt, with student loans I had to defer for years while I was raising kids and the sole household income, and every time I turn around, something else breaks or wears out and has to be replaced. I am nearly at my wits’ end and can’t see a way up and out, in spite of working nearly every hour of every day.

I want to go back and get my masters degree in clinical social work, which is actually what I am made for, but in spite of applying for tons of grants and scholarships, I haven’t gotten there yet. My heart is for the kids who have nobody – my favorite teaching job was in a teen boys’ high-security detention center, where I was able to reach kids that believed nobody cared anymore and give them hope and tools and opportunities and a belief that their lives could be different.

There is just so much I want to do – but I feel so stuck, and stalled at every turn because of financial strain I cannot get out from under.

I owe $19k in student debt.

I (and my son) owe $22k on an auto loan (which they refuse to refinance in my name only – believe me, I’ve asked.)

I owe $11k on a personal loan from my divorce.

I owe who-knows-how-much in medical bills – I haven’t even added all of that up yet.

Writing it all out and looking at it is making me ill…

Help would be like a breath of fresh air – just to be able to breath and see hope and not feel so heavy with this mountain of debt, and so responsible for my oldest son’s credit, because it is absolutely not his fault. That one kills me.

There is so much more… I am a writer, I blog (for family and friends), I love people, I believe everyone is precious and valuable, and I wish there was some way to show them and convince them of their worth. I want to see families treating each other right, husbands loving their wives well, wives affirming and adoring their husbands, couples working as a team to raise the next generation with confidence and dignity and compassion and empathy… I want to do so much. And I just feel stuck, with no end in sight to this day-in and day-out effort and grind of trying to catch up.

So that’s my story in a nutshell, and I would love and appreciate for someone to help in any way they can. Many thanks, and if anything, thank you for taking time to read. That alone makes you kind!

With love and warmest regards,

Melanie

Hello and thank you for taking the time to read this. So at the end of last August my wife and son went to see family in her home country  of Ethiopia. Soon after my grandmother became very ill to which we found out was a spreading cancer that ending up taking her life at the end of the year to which it has been one year today (Dec 30) as I write this. After she passed I fell into a great depression. She was one of the best people I knew, my biggest cheerleader, and was just always there. We had been living together with my wife and son. With everyone gone I had to find a new place to live. I managed to do so and didn’t have problems for the first few months. Then one of my jobs stopped scheduling me for no reason and the other cut my hours down so I started losing income. I ended up finding a new job, but the hours there are not enough to get me where I need at the moment. Then I started to borrow from lending companies and credit cards to help, but I ended up falling behind on payments because I didn’t have enough money coming in. So now my credit score is dwindling down from what was a decent score to very poor. My debt is climbing. My stress is also climbing. My car was also hit recently while it was parked so the power steering isn’t working and it’s a car that’s computer reliant so it doesn’t have power steering. So I have to get that fixed along with new tires, inspection, and registration. My wife and son are wanting to come home now. Other than not having money to sustain myself currently I also have to pay for their flight home which is a couple grand at least. I don’t know if I will be able to pay my rent this month and I am also ending the year with Covid currently so this year has been tough. I think if I get between $25,000 and $50,000 I can stabilize my situation and my debt. Thank you again for reading this at the very least. $LoganH1989 is my cashapp.

1. Over the last few years I felt like I’ve been drowning from trying to pay my bills. I have been working tirelessly in the education field working paycheck to paycheck and struggling to make ends meet. I make $1,400 biweekly. I pay for my car, daycare, our home, groceries…and due to this all piling on I found myself just adding to the credit card debt. It’s put myself into such a bad place of feeling like I can’t get out of it. I owe 13k on one card, 8 k on another, my car loan has about 13k left, and a student loan of 8k left.  I’m losing sleep at night worrying about money. I want to focus on my child and our future and not be stuck on the present stress. Everything keeps going up in cost and I feel like I’m never going to come out of this. I don’t understand how it is that I work so much and have so little to show for it. Anything at will be so helpful.
   PP @EmilyHorton65

Hello, my name is Keelee Hudson. I am 38 yrs old, and I’m starting over for the 4th time in my life. I didn’t realize my mental/emotional issues in life stemmed from my childhood until 2018. After my kids dad beat me up pretty badly I realized I needed to fix something within myself before I could be a productive citizen of society. By the end of 2018 I had begun to develop agoraphobia from deep shame and unworthiness. By the end of 2019 I was overcome by agoraphobia. I lost my car and my apartment by Aug. of 2020. I was a complete wreck at this point. A “friend” from high school offered to fly me across the country, to California, to help me. As soon as I got off of the plane I realized something was off. When we got to his apartment it was clear that he wanted me to sleep with him in exchange for room and board. I was so very broken and I just couldn’t, so I offered to do all the cooking/cleaning and running errands while I worked on establishing myself in California. Things just increasingly got more and more uncomfortable, he was extremely emotionally and mentally abusive. I was there for a year, and I was able to successfully start CBT therapy, EMDR therapy, get a Life Coach, as well as, get my California DL, ID, health insurance and food stamps. I left and he threw away most of my belongings. I stayed in 3 different shelters for 2 years. I continued my therapy, as well as taking care of my physical health. I explored California in order to work on facing my agoraphobia. Learning to navigate the world independently vs codependently was very difficult, but rewarding. I was taken out of the shelter system March 2023, and I immediately enrolled into the local community college. I will be graduating Spring of 2024. I have 2 young daughter’s who I plan to bring to California in the Summer. I really need help paying off my dental bills. I need to pay off my braces and my dental implant which is about $8,000.00. I also need help with a car so I can get a job after I graduate, and I need a car for my children. I would also appreciate help with clothes for when I graduate. My CashApp is $KeeleeHudson
Thank you so much for reading, Keelee Hudson.

My name is Mickey.  I am a 70 year old disabled woman. I’ve had some very hard times over the last 6 years.  I have had to bury 2 children. I was kicked out of my husband’s house. He preferred younger women. Fortunately I had credit cards to pay the movers $4400 and I moved from eastern NC to western NC which I loved.

The landlady of the house later decided that repairs to the house were my responsibility which went on my credit cards to the tune of $46oo.  I fell in the shower and knocked almost all of my teeth out. I had some insurance but I had to charge $5000 on my credit cards.  That was just for the upper teeth.

After 3 years she wanted to sell the house and I had to move again during the gas shortage in 2022. The cost of the move plus gas this time was $7400.

I moved in with a friend back in eastern NC.  My belongings had to go into storage. That was $140/m0 for 6 months. ($840) Ten days later she said I couldn’t stay there because her daughter and family had been evicted from their apartment and had to move in with her and I had to go.  I couldn’t find an apartment that I could afford.  I had to live in the back of my truck in the Walmart parking lot for 5 months and ate at McDonald’s twice a day.

There was still nothing available that I could afford. I finally found an old house in Frostburg MD for $400 plus the utilities which were $350/mo plus paid for weekly mowing at $40/wk. Moving costs were $$3,520. Then the owner died several months ago.  His family is going to sell the house.  They have to wait until the end of March so that any creditors can submit bills to be paid from the estate.

I have found a small apartment that are for seniors. There is a short waiting list but I just don’t know when it’ll be my turn.  I can pay the first months’ rent of $700 and I may be able to come up with the security deposit which is the same amount but I won’t be able to pay the movers which should also be about $700. If there’s no opening before the end of March I’ll be living in my truck again.

I can pay my monthly bills but all of these other costs I never expected have gone on my credit cards to the tune of just under $26000.  I had turned some of them over to a company called Beyonce Finance.  Another rip off.  They get the creditor to take less and then they charge me excessive fees.  In over 6 months they have paid the credit card companies next to nothing! They say it’s my fault because I’m not giving them enough money to negotiate with the creditor. I pay them $500/mo. and I can’t keep doing that.

I lay in bed praying for a solution. I end up crying myself to sleep. If anyone can help me with that debt I would be so grateful and I can just have some peace for however long I live.

 

https://www.paypal.com/paypalme/MickeyH7866

 

 

I seem to be working all of the time and still am struggling to put food on the table and pay the bills. The cost of living is so high here in the town where i grew up and with inflation I can even afford to have a reliable vehicle as well as the fact that ive had two catastrophic engine failures in two years, got scammed for 4k on a suburban i bought that was supposed to run but didn’t, as well as totaled my girlfriends car a week after my birthday.. and one day after her father passed away. That was and still is very difficult for her as she has no other family besides me now.  We were living in a motel at this time last year while awaiting a rental to open up as there is a housing crisis currently here in Colorado due to the mass growth in population. It would be a blessing to have some help financially to be able to have warm enough clothes for the winter, or even just take my girlfriend on a simple date like she deserves. My father is a great man and he just had to move out for not being able to pay rent because his arthritis has gotten so bad he can hardly work anymore. He just lost his best friend(his dog) He is now living with my girlfriend and myself. I dont have any credit to get a loan because of medical debt from when i almost died from severe pancreantitis when i was 20. I just turned 28 and work my butt off. I sell firewood and do snow removal as well as remodel jobs, etc. Im trying to start my own tree removal business but have been limited with what i can do as far as affording the proper equipment and insurance. I am an honest hardworking individual who just wants some stability in life, help my family, and most of all… have some peace of mind… which i havent had since my father lost his house after the 2008 reccession. If i could just get caught up and ahead just enough to where i could start my business and not live paycheck to paycheck… i could really make a difference in my community. We recently had a massive forrest fire that caused a lot of damage. There are still so many trees that are dead from the pine beetle infestation that cause a hazard to homes all over Grand County Colorado. With your help i will also be putting some of the funds towards helping people clear these trees. Mainly i need a reliable work vehicle. Then i could focus on my jobs and not having to wrench on my old truck all of the time. My girlfriend has an auto immune virus and she still is working harf everyday even though its a giant battle. It would be amazing for her to have the chance to take some time off. I plan on asking her to marry me as soon as things are a little more secure and some stress is off of our shoulders. Im not the type to usually ask for help but at this point i dont know what else to do because if i cant catch up soon & start building my credit, its only a matter of time before the next major unexpected expense puts me far enough behind to where i wont even be able to pay rent. I surely and greatly appreciate any help you would be willing to give my family and I. You’d be more help than you could imagine. Thank you! Sincerely- Mike Hilton

https://cash.app/$HiltonM95

Hi,

I hope this letter finds you in good health and high spirits. I am writing to you today with sincere urgency and the hope that you will consider extending your generosity towards my family and me during a challenging financial crisis. I understand that your passion lies in helping prople in need, and I believe my circumstances align with your philanthropic vision. I find myself in this desperate situation due to my poor trading skills in the cryptocurrency market, which have resulted in significant financial losses. Naively, and stupidly, I ventured into the volatile world of crypto trading without adequate knowledge, and as a consequence, suffered substantial setbacks. However, I have learned valuable lessons from my mistakes and now have a dedicated mentor guiding me on the right path. To fund my ill-fated crypto investments, I made the colossal error of dipping into my retirement account, a decision that has left me burdened with overwhelming debts. The weight of this situation is aggravated by the fact that I have a loving wife and two children currently enrolled in college. As their father and provider, i feel that the weight of their education and well-being rests heavily on my shoulders. Understanding the gravity of the situation, I have made considerable changes to rectify my past negligence. Apart from acquiring a skilled mentor to improve my trading skills I have also sought professional courses and education to supplement my knowledge in the financial market. By doing so, I aim to regain my financial stability and guarantee a secure future for my family. I humbly request your assistance to the extent of $30,000, which will subsequently be used to replenish the funds lost in my ill-fated crypto investments. This injection of capital will significantly relieve the financial strain I currently face, allowing me to ensure my children’s education is not compromised and my wife can breathe easy knowing our family’s future is secure.  I understand the magnitude of your decision and assure you that every penny provided will be utilized scrupulously and responsibly. I genuinely appreciate your valuable time and consideration in reviewing my request. Should you require any additional information or wish to discuss this matter further, please do not hesitate to contact me at your convenience. I am eternally grateful for any assistance you can provide me and my family during this trying time. Thank you once again for your compassion and generosity. Warm regards,

Larry    paypal.me/Ltl721