Hello, my name is Amy and I am a 43 year old hard working mother of 2, who has gotten into a bit of financial trouble because of payday loans.
This is the hardest thing I have ever had to do. I am both embarrassed and ashamed that I have to ask complete strangers for help, but here I am pleading for help for my family. About a year ago we were doing just fine financially, yes we struggled but we always made it through. Well, an unexpected bill came in and the only to pay it and still make it to the end of the month was to get a payday loan, well the next month I had to make a payment on the loan which put us behind again so I got another payday loan. Every month we seem to have gotten further and further in debt because of them and now there is no way out. All my paychecks go to paying these loans and it leaves us little left to feed my family and to afford gas to get to and from work everyday, and now that they are home all day because its summer break it makes it even harder to provide for them. We have had to borrow money from my parents but they are having a rough time right now and we are struggling to feed our kids everyday. We live in a high poverty area and because I have a job that brings in about $1,500 a month we are not able to receive any assistance. I am the only person in our household that is working right now, my boyfriend of 21 years has medical issues and is not able to work right now. He is trying to get on disability but it is long and hard process. We have 2 children that are 15 and 12, and the 15 year old is autistic, which is a struggle by itself. We are not asking for much just enough to put food in our house and to pay our $900 power bill that is due to be shutoff at anytime now. We have not been able to keep up with the bill over the long winter. We just want to be able to go back to the way things were before the whole payday loan issues. Any donations would be greatly appreciated and we than you in advance for anything that we receive.