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Financial Hardship Help

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Last Updated: December 24, 2023

I need help

Hello,

I would first like to start off by saying thank you to anyone who provides any assistance and reads my cry for help.

I’m a single father who has a shared custody of two kids from my ex.

I recently lost my job due to failing to renew my resident permit in time, and this left me in a areas of rent with bills to pay and kids to look after. This Christmas was dry for the kids as I have no money to buy them gifts. Also, I have to borrow money from friends and sometimes sell some of my items for cash. I am behind 3 months on my rent and am now on the edge of facing eviction with a balance of £5400.00. Everything just happened so fast and this is the lowest I have ever been and felt. Between grieving, having two kids to stay strong for and take care of, facing eviction, bills, and it’s has been so so so hard. Please please please help and thank you for hearing my situation and for any assistance.

https://www.paypal.me/Aoladel

Filed Under: Rent Tagged With: UK

Last Updated: December 23, 2023

Desperate for family reunion

Hello, my name is Phiona, 36 years and a mother of 4 children. A few months ago, I and my husband relocated to UK.

My husband got a scholarship in the UK to upgrade his studies as he always desired however, the scholarship was not to facilitate his relocation.

So, because we didn’t have much, we decided to sell our home, the only property we had to fulfill his heart’s desire. We also decided that I move along with him and try to get better employment in the UK and also be able to support our young family.

We decided that we leave our children with my husband’s big sister in the meantime as I make ends meet to collect them for a reunion in the UK.

But to be honest I don’t see that happening soon unless we get an extra hand, my husband and I are trying to save 32,000 pounds to reunite with our children but life is becoming harder and harder every single day. For we have to take care of ourselves, pay high bills and also pay house rate for the children since they had to relocate to a rented house after selling off our house and also facilitate their wellbeing.

As a mother am going through a depression, for I left behind a one-year-old child (last born) whom I don’t know when I will ever see again. I just can’t sleep well, eat well because my heart is always yearning for my children.

Recently I called home to check on how they were doing and our oldest son asked me in a sorrowful voice, ‘‘mummy when exactly are you coming back and we see you?’’ this broke my heart because I didn’t have the best answer to give him well knowing that things where just not ok.

Christmas is here again and its so heart breaking for me that as a family we won’t be having a meal together. As families all over the world will be celebrating, eating and laughing together ours will be in misery.

It’s my humble prayer/ request that as it is a giving season you will bless my house hold with whatever you have so that my family to will reunite sooner than I could ever imagine.

May God bless and increase you as you support us. Thank you.

You can send the financial support on my paypal.me/kamusiim

 

 

 

Filed Under: Wishes Tagged With: UK

Last Updated: December 23, 2023

Help for a new beginning

Hi, my name is Gabriela, I’m 27. I live in UK for over 4 years now and I’ve never been in a situation like this before in my life. UK changed very much since Brexit and it took me by surprise..Cost of living increased a lot, everything changed after COVID and I found myself in a situation from where it seems that I can’t get out. I got myself in debt since my ex relationship, I have some credit cards that I need to pay off, but I just can’t seem to manage to do it!! The interest is throwing me off everytime and it just seems like it drags out over and over. I tried to apply for a loan to consolidate all my debt in one, but I literally get declined for any..I am in a neverending situation and pressured by my family situation in Romania, they almost constantly need financial support..I can’t seem to find the end of it 💔

If anyone is willing to help me get a fresh start, here is my PayPal and I must say I am grateful for any support I get!! 🫶🏻

https://www.paypal.me/kewzle

Filed Under: Emergency Money Tagged With: UK

Last Updated: December 20, 2023

Single Mother of two, please help me someone.

Hi,

My name is Genny, I was forced into being a single mother of two children when my husband abruptly filed for divorce when my son was just 3 months old, he is now 3years. A man who I thought was my rock and I met him when we were studying the same course at the university over 10 years ago and he woke up one day and decided to leave. I have two children with him, a 6year old and a 3 year old. All the marital assets we owned together he sold them and had all funds diverted to his mother in another country.

He also applied to the courts to take both my children away from me. I had to take bank loans to cover legal costs because I was trying so hard  not to lose custody of my kids. This has left me in huge debt, I am severely broke and I can not keep up with the monthly bill payments.  It is a case of picking which bill to pay and which to default on each month as I can not afford to pay all. I am currently in £80,000 worth of debt. I have a full time job and I have been looking around for a second job to support my monthly income but I can not seem to secure any. I have made over 100 applications for literally any job but, I have not been successful.

To make matters worse, the house I and my children live in is up for sale. My ex husband wants the proceeds of the house. This will leave I and my children out on the streets if I don’t find a place. I am desperately looking for a place for I and my kids. Please I need somebody out there to help me. My salary is not enough to secure a mortgage to get a decent house for I and my kids. I would have loved to put a deposit down to for a house but, my monthly salary is just not enough. Each month, I have to pay all my bank loans off first before considering what is left for I and my kids each month. I struggle to buy groceries, I don’t eat some days so I have enough food for my kids to eat. I am behind on payment for my 6 year olds school fees. I have already started getting notifications from her school for payment. I don’t know what to do. I was picking up my son from nursery the other day and my petrol tank was on empty. I was driving home praying ,crying and hoping my car does not stop on the way because I didn’t have money to buy petrol. I pray someone reading this can help me.  I am in desperate need of help. I don’t know what else to do or where to turn to. Please kindly find a place in your heart to help me somebody. I have reached rock bottom and have no where else to turn to.

This is my pay pal payment link PayPal.Me/GChude

Thank you

https://www.paypal.com/paypalme/GChude?v=1&utm_source=unp&utm_medium=email&utm_campaign=RT000269&utm_unptid=c90ce7aa-788e-11ee-b80e-3cfdfeef8069&ppid=RT000269&cnac=GB&rsta=en_GB%28en-GB%29&cust=U3QY8FBREMQJL&unptid=c90ce7aa-788e-11ee-b80e-3cfdfeef8069&calc=f55285900c2b9&unp_tpcid=ppme-social-user-profile-created&page=main%3Aemail%3ART000269&pgrp=main%3Aemail&e=cl&mchn=em&s=ci&mail=sys&appVersion=1.212.0&xt=104038%2C127632

Filed Under: Single Moms Tagged With: UK

Last Updated: December 20, 2023

Help with student loans repayment

Hi, my name is Kwame.

I am a 21-year-old in university and also in full-time work.

I have been blessed to be able to get married to an amazing woman soon, and my goal is to go into marriage debt-free, develop myself as an individual, and develop skills that will aid me in providing for her and our future. In the process of all of this, I have had to redo a year at university without attendance so I can catch up with the required points to develop to the second year of my degree, as well as move into my first rented property, where I hope my fiancé will join me when we get married.

Unfortunately, this has brought me about £7k in total debt; £4k of that debt was from having to leave university in 2021 during the COVID-19 pandemic, worsening my mental health and almost ending my life. I get worried and go back and forth with GOD, wondering if I will get out of this, but I trust and believe that this is only temporary.

I continue to keep my resilience growing and do my absolute best in an attempt to pay off this debt and prepare for the future. I currently work two jobs and six days a week to be able to keep afloat in life right now with bills, attempting to save for a wedding, which has unfortunately not been very successful, as well as trying to pay off this debt, which still leaves my bank account in the minus several times in the month.

In all honesty, it felt wrong to ask for help because I have always had the mindset of figuring things out by myself. Nevertheless, upon breaking that mindset, I realized I needed to ask for help to get to a point where I could develop myself, use that as a testimony, and one day be in a position to help others in the same way. Any help that is hopefully received is greatly and truly appreciated, and I thank you ever so much for your help.

Thank you once again for taking the time to read my story, and may GOD bless you.

https://paypal.me/Jrsfashion?country.x=GB&locale.x=en_GB

 

Filed Under: Student Loans Tagged With: UK

Last Updated: December 17, 2023

Help with debt

Hi. My name is Jon, and I’m looking for help to pay off some debt that is crippling me, and seriously preventing me from doing anything.

I’ve tried to consolidate it, and reduce payments, but every time I do that, something else comes up that I need to use my credit card for, so any savings I have made are instantly wiped out.

This is causing me no end of stress and depression, and is having a real effect on my life. I haven’t had a proper holiday in 6 years, and with the constant price rises it feels like I’m never going to be free.

If I could pay this loan off, it would save me £550 a month, and mean that I could stop having to live on my credit card, increasing the payments I have to make on that, and break the vicious circle.

I’m looking for £20,000, but any help would be hugely appreciated.

Paypal: Paypal.me/jwt139

Filed Under: Uncategorized Tagged With: UK

Last Updated: December 13, 2023

Help Before Christmas

Hi there,

I’m writing this today in hope that someone will read and help us. Never imagined I would do this and never knew you could until I was googling desperate methods to make money quick. I’ve been arguing with myself and going back an forwards with actually submitting this and I’ve come to a conclusion that I have nothing to lose. “Ask and you shall receive” well I hope so anyway as my situation is getting worse and even if no one helps maybe getting this off my chest will help me as I have no one to talk to about it.
I’ve been happily married for 15 years and we have 5 amazing kids, life’s not always been this hard financially but with rising living costs and our interest rate on our mortgage gone up at its last renewal every month is a struggle and recently there’s just not enough to cover everything. We owe to gas and electric, water, council tax and I’ve been surviving on credit cards for the last 6 months an now there’s no more left in them I’ve been left with high payments every month and no way to pay them. I use to work before I had my last child but due to his disabilities I am now his carer, it’s not easy but I love being home bringing up my kids and I’m grateful that I’ve been able to look after my baby who has such complex needs. My husband works 2 jobs bless him so we hardly see him and I know he feels stuck and feels like he’s not providing enough so I try not to tell him how bad it is as I know he can’t help anymore then he is. He doesn’t know about my credit cards and I hate not being able to share it with him but he already works most hours of the day so what else could he possibly do and last time I mentioned about Christmas being a struggle he got so down and kept blaming himself and he’s suffered with his mental health and I don’t want to trigger him before Christmas. We have tried to get help by getting benefits but due to my husband earning over a certain amount we can’t get any help. It’s almost like we would be better off an get more help if he didn’t work as much but my husband is old school and believes that he should be providing for all his kids even if he doesn’t get to see them. As it stands now I’m about £20000 in bills and credit card debt with most threatening Bailif action and with no family to turn to I’m hoping this amazing stranger will help a large family in need. I don’t want this to sound like some sob story and I know there are loads of people struggling and worse off then us but I’m hoping that someone will consider helping a family in need. Maybe they have the extra cash and believe in paying it forward like I do. It would be amazing if I could pay some debt off and sleep a-bit easier at night, the feeling of not knowing how to get out of this is crippling and a constant weight on me. I try and get on with things and stay positive, count my blessing and list all the things I’m grateful for every morning but it’s so hard when the reality is we just about have enough to feed the kids everyday.

If anyone does help us however big or small I will make sure I come back on here and pay it forward and help someone even if it’s a small amount. I am a strong believer in what you give you receive back so I pray that whoever does help us is blessed with 10 times more back.

Thanks for reading and I hope you all have an amazing Christmas and a big thankyou to all the donators that have helped people worse off than themselves. Thankyou

paypal.me/fivena

 

 

Filed Under: Emergency Money Tagged With: UK

Last Updated: December 14, 2023

Urgent Appeal for Support: A Hopeful Journey Against HPV

Dear Good people,

I trust this letter finds you in good health and high spirits. I am writing to you with a vulnerable heart and a hopeful spirit, seeking your support in a crucial chapter of my life. My name is Micaela , and I am reaching out to you today with the hope that you might be willing to assist me in a matter of utmost importance.

I am currently facing a challenging battle against the Human Papillomavirus (HPV), a diagnosis that has brought unexpected emotional and financial burdens into my life. As you may be aware, the costs associated with HPV treatment can be substantial, and regrettably, I find myself in a position where these expenses have become overwhelming, as my financial situation is not great at the moment, but this is something that I trust God it will resolve.

The purpose of this letter is not to simply share my struggles but to appeal to your compassionate spirit and generous heart. I am seeking financial assistance to help cover the expenses related to my HPV treatment, ensuring that I receive the care necessary to overcome this health challenge and move forward with my life.

I understand that everyone faces their own financial constraints, and it is not easy to extend a helping hand. However, I believe in the power of community and the kindness that resides in the hearts of individuals like you. Your support, no matter the amount, will contribute significantly to easing the financial burden and allowing me to focus on my health and recovery.

I want to express my deepest gratitude for taking the time to read my letter and consider my request. Your kindness has the potential to make a profound impact on my journey toward healing, and I am genuinely thankful for any support you can offer.

Please feel free to contact me if you have any questions or require additional information. Your empathy and generosity mean more to me than words can express.

If you find it within your means to assist, I will provide the necessary details below.

Thank you for being a beacon of hope in my life.

With heartfelt appreciation,

Mikaela

Paypal.me

 

The costs I am facing are as follows:

Multivitamin and supplements  costs for a 12-month treatment: £ 1,680

Acupuncture sessions for 6 Months: £1,100

Herbal medicine treatment  Daily Tea for 6 months:  £1,080

Filed Under: Medical Bills Tagged With: UK

Last Updated: December 12, 2023

Long Term Illness

Hello.

My name is Angela, and I am writing to ask for help as I find myself struggling with a long-term illness and am unable to work at the moment. I am not sure when I will be able to return to employment.

I suffer from chronic pain, and I had an operation this year on my lower back due to a calcified herniated disc. This issue led to me being let go from a new job I had started, which I tried so desperately hard to avoid by going to work, even though I was in pain, and I had even paid almost £1000 for two private consultations and an MRI so I could find out quickly what was going on and get fixed. Unfortunately, as I was still in my probationary period, the company decided to terminate my employment.

I had to cancel my trip to Florida, which I had saved for 2 years for, as my operation was in August. It is taking me a long time to recover, as I have two herniated discs in my cervical spine and a tumour in my spinal cord, which a neurosurgeon will remove at some point next year. I paid some of my loan off with the money I got back, but I am still in debt for £17,000, and I have had to go to Step Change charity in order to work out small payments I can just about afford to make to my creditors out of the benefits I am getting, which isn’t an awful lot as I am single and have no dependents.

I have worked my whole life. I have never taken any long-term illness from a job and now I find myself in a position that is damaging my mental health due to the worry and stress of not knowing when I will be fit enough to return to work.

Any help would be appreciated, and I thank you for your time.

Angela Young

paypal.me/therealajyoung

Filed Under: Wishes Tagged With: UK

Last Updated: December 13, 2023

AI destroyed my business. Suddenly I’m penniless. Can an Angel help save our home?

I am a 64-year-old translator and speak 7 languages. It took 7 years’ training to become a good translator, the same time it takes to study law or medicine.

After working as a freelance translator, I founded my own Translations company in 1994 based in London, UK. We cover 225 languages with 3500 highly qualified translators based worldwide. I’ve been so lucky to love my job, and successfully provided a top-quality service to a long list of well-known multinational companies for almost 30 years.

The appearance of platforms like Google Translate did not affect my business – Legal, Medical and Pharmaceutical clients, etc. needed 100% accurate translations and depended on the expertise of experienced humans. That is, until now…

AI suddenly arrived in a big way in 2023, it has almost completely destroyed the translations industry in just a few months. I’m still not sure exactly how, but the demand for my skills has all but dried up. In 2024 we were going to celebrate our 30th anniversary, and my eldest daughter was going to take over my company when I turn 65.

Instead, I had to make several people redundant this year, and in January I must fire my last employee, my daughter, and close doors for the last time.

My income has gone from healthy to almost nothing in just a few months!

I have just one year left to pay off the mortgage on our house, with just GBP 12280 / USD 15514 / EUR 14400 outstanding. However the bank is being totally unhelpful. I am 2 months in arrears, and if I miss one further month, they’ll start legal proceedings to repossess / foreclose the house!

My wife has been ill for many years and unable to work, so the responsibility is all on my shoulders. My youngest son is in his second year at university studying mechanical engineering. I’m gutted I can no longer support him.

I’m trying my hardest to reinvent myself at the age of 64, and I’m confident that I will! But these things take time…

The family understands we can survive deleting Christmas this year. But losing the house after all these years of hard and proud work is frightening and gives me sleepless nights.

Maybe there’s an angel out there who can help us through the coming year until I can stand on my two feet again?

Best wishes, and thank you for listening!

https://www.paypal.com/paypalme/patrick255059

Filed Under: Home Foreclosure Tagged With: UK

Last Updated: December 11, 2023

Single, Jobless & Penniless

Dear all,

Thank you for taking the time and trouble of reading my message.

I don’t know how I got here but here I am, asking for money online!

Well, here goes, I am a struggling self employed Accountant and things have been pretty difficult financially since the pandemic.  I was fortunate enough to remain Covid free but employment opportunities went from very few to non existent, and as a result have been in and out of work and have built up debt over the last few years, mainly credit card and mortgage, each owing thousands of pounds.  In total roughly about £20k in debt.

My Bank although have been patient with me are now getting quite concerned.

Each time I manage to find work, I clear my arrears save a little then my contract comes to an end, then it can take months to find another contract and before I know I have fallen behind again and living on savings and using my credit cards, so it becomes like a constant cycle.

I have borrowed from friends and family in the past and they have helped but they have their own families and are struggling now too.  This situation makes me very sad, when I do work long term I am usually very good with money.  I just need a bit of extra help right now.

My Father also is turning 80 next February, and he is having a birthday party to celebrate but it looks like I wont be able to attend because the party is in Jamaica where he lives, I would love the opportunity to be there and give him a lovely surprise as I haven’t see him in 5 years.

I would also love to set myself up in business selling online, to give myself a passive income with the aim to be able to support my aging parents.

Grateful for your time and any donations, would like to raise £10k.

Help needed right away!

Thanks and God bless

 

Click for paypal.me/CashApp151

Filed Under: Wishes Tagged With: UK

Last Updated: December 11, 2023

I had and accident made me disabled for work

I am a single mother of 2 children, I used to work full time as a senior carer and receiving Child Maintenance from their dad, I fell of the stairs and broke my tailbone which made me disabled to work.

I am struggling to pay £10,600 for my car finance plus he left me with £1974.56 electricity debit.

I am really struggling to keep the house warm for my children. Help me please

https://paypal.me/umhaytham?country.x=GB&locale.x=en_GB

Filed Under: Single Moms Tagged With: UK

Last Updated: December 9, 2023

Life changing eye surgery

Hello my name is Marvin and I need eye surgery on my right eye that will remove a cataract. 29 years now, I have only been able to see out of my left eye due to a childhood accident that left me partially blind.

At 38 years old, I have struggled through life due to a cataract that left me with vision only in one eye. My education and learning has suffered as a result of mental overload from straining the left eye.

For years I was unaware why, the veins in my eyes turned red and constant headaches were due to the cataract till the eye tests in 2019.

At university a foundation degree in aeronautical engineering was what I only managed to achieve. Recently computer programming is what I started retaining in, I like solving challenges and the employment. But my eyes start to sting and make it difficult to focus on a computer screen for a prolonged time.

Survey will restore my eyesight by removing and replacing the cataract with a new lens implanting, from the recent medical assessment and referral.

Unfortunately I can’t afford this urgent £5,000 surgery on my financial credit due to my wild child older sister Yvonne, as woke up to owing £35,000 in parking fine debts.

January 2021 Yvonne my older sister asked me for help in buying a car on my financial credit, to which I was reluctantly to decline mainly due to their past character being inattentive.

Weeks later I agreed and bought her car using my financial credit, for as long as she made the monthly payments and all matters of the car were dealt with. The idea of helping Yvonne a single parent with 2 boys obtain a car to help with daily life and getting to work, may have persuaded me to help.

Months after getting the car letters continued to accumulate despite having repeatedly asked Yvonne to deal with the matter. Choosing not interfering in a her life was my thought at that time out of respect. £35,000 in 205 parking tickets is the result of her inattentiveness to deal with an important matter over the course of two and a half years. Question, To which point does an individual take payment communication letters seriously instead of the celebrity party scene?

At that time I recall hearing “Marvin don’t worry, that company issues tickets to everyone” and told she was on the so called waiting list for a parking permit at her residence. Knowing that I felt no reason to distrust Yvonne, so back then I continued trusting her. Today 2023 yes I feel naive, stupid and betrayed as I once deeply trusted my older sister Yvonne. To know the person changed in two years after I agreed to help her hurts (Did I make a mistake? The thought repeats in my mind). I no longer feel angry just sad and tired as I continue to receive more court letter asking for payments.

Today 2023 November its as bad as our mother helping Yvonne make payments, her avoiding my phone calls and letters from the court demanding repayments totalling a shocking £35,000 all in parking fines.

Looking to the new year 2024 were I aim to let go of the past and move on with my life, currently I ask all kind individuals for help in my challenging time.

The urgent £5,000 eye surgery will restore my eyesight after 29 years which will help me complete retraining and gain employment in passion computer programming.
Planned at Moorfields eye hospital where the full costs of onward treatment will be £3,175 which includes a standard lens and one post operative appointment. Fees for the initial consultation are charged at £225 and the £1,600 towards additional costs for cataract surgery aftercare as required and off work recovery duration.

Donations will help me get life changing cataract eye surgery, improve further and help me & my mother put the debt behind us.

PayPal.Me/marvinmpoza

Thank you for reading my story and follow along

https://gofund.me/63144af7

Eternally grateful Marvin Mpoza

Filed Under: Medical Bills Tagged With: UK

Last Updated: December 9, 2023

Nim a student and desperately need help with my rent w

 

I hope this message finds you well. I am reaching out to you with a heavy heart, . Recently, I’ve encountered unexpected financial challenges that have made it difficult for me to cover my rent this month. I understand that everyone has their own responsibilities, but I’m in a tight spot and reaching out to those closest to me for support.

I wouldn’t ask if it weren’t truly necessary, and I want to assure you that I am actively working to improve my situation. Your assistance, whether big or small, would mean the world to me during this challenging time. If you can help, please let me know, and we can discuss the details.

Regardless of your decision, I appreciate you taking the time to consider my situation. Thank you for being a supportive and understanding friend.

 

 

 

 

 

https://paypal.me/LLovetta?country.x=AU&locale.x=en_AU

Filed Under: Rent Tagged With: UK

Last Updated: December 7, 2023

Renal artery stenosis, Chronic kidney disease and High blood pressure.

Dear Donors,

Hope this meets you well.

I have been suffering from renal artery stenosis, chronic kidney disease, high blood pressure and the complications that come with them. I suffered a heart attack last year which has caused fluid to gather around my heart. Most times, I feel breathless when I walk and as a result of all that is going on, I am on a lot of medication.

I have not been able to work for quite  a while and that has impacted a lot on my finances. I live with my kids and even the basic things are no longer affordable.

I had to borrow money from different people who are now demanding payments but unfortunately, I have not been able to pay back due to my inability to work and I am not on any benefit. I lost a lot of money on some failed investments all trying to make ends meet. I owe over £100,000 on loans and interests which have been piling up over the years. There is a lot going on with my health and I have NHS letters and other documents that can shed more light on what’s going on.

I want to appeal to your good nature to kindly assist me and my little ones during this difficult moment. Your support is crucial to helping my overall wellbeing and health. No amount is too little for me in this hard time.

Thank you in advance for your contribution which will be highly appreciated.

My PayPal link is https://paypal.me/NapedaJB

Thank you once again.

 

Filed Under: Emergency Money Tagged With: UK

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