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Financial Hardship Help

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Last Updated: November 16, 2024

I need help getting out of financial crisis

Hello,

I made some terrible financial decisions and I was also careless with my finances and greedy between 2020 to 2023 and now I am stuck with a very huge debt that I cannot repay and I really need help/miracle to get out of this.

I am managing my finances better now, but still have a huge deal to pay. This is my embarrassing story and do not feel bad if I am judged, looking back I feel terrible.

I started gambling in 2020, and between February 2020 and November 2022 I have raked up 235,000CAD in debt. I did make some money but was too greedy to quit, until I had dug myself into this massive hole that I cannot dig myself out of.

I quit gambling and started the process of paying back. I took loans from banks and loan companies including credit cards in February 2023 to begin paying, totalling 30,000CAD. I have been consistently paying down on those loans, but still have $200,000CAD still hanging over my head from the main debt.

I am employed as a software developer and also doing freelance, I have also created a couple of SAAS applications between April 2023 to date, only one is still up, the others did not get any revenue and I was making loses. The only one up makes a revenue of approximately 30CAD every other month, with just 10 paying customers, I am currently in the process of adding more features to make it more viable, nevertheless I am still incurring losses on it, but am certain that if 1 person is paying then I can get more people to use the app if I fix the issues and feedback customers have provided. I am also doing delivery services and Uber.

All the money from my job, freelancing and delivery services goes into paying off the loans, rent and family expenses with little or nothing left to save and pay the outstanding debt, I still send money from time to time to various people I borrowed money from, like rationing. I have been threatened, embarrassed and lost the trust of my family and friends as I borrowed some of the money I used to gamble from them. I am still working hard to pay back all of them.

The issue I have now is that one of my friends I borrowed money from is now been harassed and is about to lose her house to the people she borrowed money from to give to me. Hence my heightened desperation as the period she was given has expired. I owe her 74,000CAD in total. I really need help with this, or some of it, to give her.

I cannot live with myself if she loses everything because of me, it has been very hard and gruelling past 2 years, and help with this, will really help me concentrate and work on everything I am doing now to pay off and be financially liberated.

I have burnt all the bridges where I would have been able to get help and ended up finding this website after I began searching and looking out of desperation. I fill stuck and cannot think straight knowing that somebody else is suffering due to my bad choices.

Please I need an angel to give me a second chance, and help me fix all I have broken. Please any help will go a long way.

Thank you,

https://paypal.me/unekuidumajogu?country.x=CA&locale.x=en_US

 

Filed Under: Emergency Money Tagged With: Canada

Last Updated: November 15, 2024

Urgently seeking financial help

Where to begin… I’m a girl in her 20 and boy has life did a number on me… 

between work and taking care of the people I love I was so busy taking care of people that I forgot to take care of myself and at this point I just don’t know what to do and feel completely defeated. I had took a chance and called both my parents to see if they could help out but there story is always “im working for money and can’t seem to see where It goes” so they weren’t much help. And as of family and friends well there no help either because everyone looks at me like I’m a black sheep so they avoid me at all cost.

I had ran in to some car troubles where they had almost reposed my car and desperately needing the money I had to rush to take out loans and got the money accumulated. 400 hundred here 350 there 600 there and so on..only now my bf asked to borrow money knowing that money is for the car and still has yet to give it back he has not done so and im nervous to even ask for it back knowing that he’s going to give me an ear full when he knows I didn’t do anything wrong and has been every step with me in this situation… so now Im worried about paying for my car and also pay back for loans plus car maintenance. Im already in money problems because of him and asking back for money is like the world is going to end and I work pay cheque to pay cheque and at the end of the month I only have 200 to my name and still I don’t even get to use it because it goes to him and his family.. I’m looking at atleast 4000 that I’ll need but at this point anything would help me out. I am really struggling out here and would greatly appreciate anyone who could help me out with anything. Thankyou for taking time to hear me out and thankyou in advance for your kindness.

 

PayPal @abiguuuurl

https://www.paypal.me/abiguuuurl?locale.x=en_CA

Filed Under: Emergency Money Tagged With: Canada

Last Updated: November 11, 2024

LOSING MY HOME’ CANNOT PAY MORTGAGE. GOD BLESS

Blessings To All,

I am 68 years old and lost my job more than 8 years ago.

My mother [passed away and had a few challenging situations.

Now I am unable to pay my mortgage and bills. I am almost 4

months behind. Plus I am being foreclosed.

Have some health issues also.

I need some help to pay my bills and mortgage.

I am in a horrible financial situation/ my credit cards are maxed out. I am not able to pay my monthly mortgage, pay my credit card bills, and  go to a food bank every week.

I  never thought I would have to  beg. So, I am asking for help getting rid of my debts and not be foreclosed..   off my shoulders. The balance on it is $470,000. But any help will be greatly appreciated.

I ask God to bless everyone who can help me and May God multiply every blessings back to you. Amen.Thank you all in advance.

paypal.me/ThankGod98

 

Filed Under: Home Foreclosure Tagged With: Canada

Last Updated: November 5, 2024

CRY FOR HELP!!! “Urgent Financial Assistance”.

Dear Friends and Supporters,

I am reaching out with a humble heart to share my current situation and seek your generosity in assisting my family and me during this challenging time.

I am a student in Canada, striving to pursue my education while supporting my family, which includes my father and six children. As you can imagine, managing the needs of a family of eight is quite a task, especially when financial difficulties arise. Currently, I am facing challenges in paying our house rent and providing essential food for my family.

Despite my hard work in seeking employment opportunities, I have yet to secure a job that can help alleviate our financial strain. If anyone is aware of remote or in-person job opportunities in Brantford, I would greatly appreciate your assistance in connecting me with potential employers.

Your support can make a significant difference in our lives. Whether through financial contributions or job leads, every little bit helps us stay afloat during this difficult period. Together, we can ensure that my family has a roof over our heads and enough food to eat.

Thank you for taking the time to consider my plea. Your kindness and support can help us navigate through this challenging time.

With heartfelt gratitude,
Email:chiben278@gmail.com

https://paypal.me/COrji393

Filed Under: Emergency Money Tagged With: Canada

Last Updated: October 26, 2024

Please help us get a better car and pay off rental arrears.

https://gofund.me/dded6346

Here is my GoFundMe. Please help us.

 

Filed Under: Wishes Tagged With: Canada

Last Updated: October 19, 2024

Mortgage foreclosure

I’m handicap and they are foreclosing on our mortgage. Have a small dog, a 1 year kitten and a cat. My husband is over 70 years old and struggles with depression. My husband is Robert Boucher and we have been together for 40 years and the properties are in his name.  I had two properties and I rented out to homeless peoples in the secondary property.

Had a lot of complains, so got in the process of getting them out. They refuse to leave, Gives them money  to leave, and they didn’t leave. Needed money so I rented two rooms in my principal home. Hoping I could get thought my money problems. But it was worse, they didn’t pay me for 2 years, couldn’t keep up with bills, that why they are foreclosing on mortgage.

The renters were on drugs, they cut gables on my power chair and my stair lift. they push me down the stairs. I been begging at grocery store (Walmart and no-frills) for foods.

I just wanted to help homeless peoples because everyone ignore them, now I know why.

They were stilling my money my food, I understood they had noting. And me mother though me if you have a hold bread, break in haft to share it. My foundation with mother was GOD. She always saying God will always provide. It said in the Bible, they that wait a pound the lord shall renew there strength, they shall mount up with wings like an eagle they shall run and not be weary they shall walk and never felt, That what the Bible says.

I had a stoke 7 years ago, all my right side was affected, I had to learn how to use the left hand  to do every thing, also my right leg to walk and can’t see good in my right eye.

My pets worries because they afraid that I will have to get ride of them. Something I don’t want to do my hear feel for them.

We are old peoples and don’t want to be living on the streets.

They damage the secondary property by taking out the cupper pipes, put holds in the walls and brought cockroaches in the property, took the flooring out.

My pets are anxious about the possibility of having to give them up, which breaks my heart. We are older and fear the prospect of living on the streets. My husband often tells me that I have a big heart and a wonderful spirit, always wanting to help others. We desperately need assistance by October 25, 2024, or we risk ending up homeless.

We would like to keep this place but we are over $700,000 in debt

Filed Under: Mortgage Tagged With: Canada

Last Updated: October 13, 2024

In need of help for debt repayment and carrying for elderly parents

I have been a caregiver for over 10 years to a mother with Alzheimer’s. My father also has dementia. I am very close to my parents and seeing them last ving with dementia is heartbreaking and demanding. I suffer from anxiety and am having difficulty handling my stress level. I have accumulated debt which I am no longer able to make minimum payments and the interest is eating up more than half my already low income. I am therefore asking for financial help to pay off some of my debt and get me at a more manageable financial situation. Because of my disability I am unable to work in a regular job

I thank you in advance for your help and compassion. God bless Sonia

Here is my PayPal link

https://paypal.me/setarantino?country.x=CA&locale.x=en_US

 

Filed Under: Emergency Money Tagged With: Canada

Last Updated: October 9, 2024

Enjoy a better life and build a better world!

Hi My Friend,

My name is Adrian, and I’m the founder of the Blue Eden Project.

The purpose of the project is to help all people in the world to achieve a healthy, financially worry-free, wise and happy life.

I’m building the Tree of Life that shares all the best knowledge about living well.

I need a lot of money to support the project, but I’m running out of money and really need some helps.

You can visit the Tree of Life 2.0 in the following link:

https://www.blueeden-project.com/treeoflife

Or visit my Youtube channel:

https://www.youtube.com/@blueedenproject5370

Here is my PayPal.me account:

paypal.me/BlueEdenProject

Thank you very much for your support to the project!

Join Blue Eden Project, achieve a better life, and build a better world!

 

Filed Under: Business Capital Tagged With: Canada

Last Updated: October 8, 2024

Need help with rent

Hey!

I am needing help with this months rent that is now a week late, I am looking for $1300 to cover my rent and the late fees before I get an eviction notice, I have lived in my place for 4 years and recently a property management company has taken over for the landlords as they are dealing with some health issues. In the past being late paying for rent wouldn’t have been a big deal as I would just talk to them and they were super understanding, the property management company not so much.
Little back story -I lost my job back in February and thankfully only went a month without working, I make less money my job now I make less money than my previous job. I was aware of that when I accepted the job obviously, but it’s an amazing place to work in all ways but the pay (Which isn’t horrible) and I have managed up until this last month. Between making less money and the cost of life continuously going up I have been struggling financially to keep up on top of everything the last couple months with how expensive everything is right now. This last paycheck after groceries and bills, I was left with only $200 which is nowhere near what I need for my rent and I can not afford to get evicted and to have to find a new place to live. I have no family near by and no one to help me right now in any way. I am currently working on getting myself out of this situation I find myself in by working on my credit to get a loan to help with a few things and I am in the process of trying to find a second job, but it’s gonna take a few months before I am back on even ground – money wise.

 I struggle with my mental health and the fact I haven’t been able to pay my rent yet is really starting to affect me along with a few other things, I am starting to get overwhelmed and just want to cry. I hate that I’ve put myself in this position. I am so stressed over this, its all I can think about at night instead of sleeping and this is one of my last efforts to try and get help, so if anyone is able to help in anyway I would be so grateful!

Thanks for taking the time to read and hopefully help an overwhelmed girl out. <3
paypal.me/missarose29

 

Filed Under: Rent Tagged With: Canada

Last Updated: September 29, 2024

Please support me with tuition and help me meet my potential

Hello and thank you so much for taking the time to go through my post out of the many other people who also need financial assistance.

My story may not be something new because this is a story for quite a few international students moving countries for a better chance at life and to fully take on the role of someone who is expected to help make a difference in their society, family or country through education. That’s exactly me and this time all the odds just weren’t in my favour.

I have been a severely Type A kid since whenever I had the chance to be responsible, maybe at age 7. Always on track, getting everything done, meeting deadlines weeks before they’re due and knowing when to ask for help. I didn’t think I’d be one of the probable majority of students transitioning into university who were hit with so many changes that they go off track a little. In my case this would be mentally because it’s gotten much worse for me and my disassociation to a level of it bringing on memory issues and having me socially backing out. I have been working jobs and doing relatively well in school so I don’t know where I went wrong but if I reach out to family back home, I have to make them aware about my mental well-being and reach out time and again for additional support, which they’ve already invested so much by sending me abroad for education.

I have been trying to fix my mental health and seeking support amongst friends finally, which I was hesitant about and I am still doing well in school so I don’t want to pause here or go back home and start all over again and be a burden to people there just because of lack of financial resources. Along with that, I came across some dental issues this summer which was not the best addition to my bills.

I have paid what I was able to from my summer jobs which is exactly what I wanted to be able to do for the entire amount but I’m still short some $10,000 (which is a significant amount, I am aware and feel very bad about). But I would appreciate any support even if it helps me get at a $5000 or up to $10000 total.

If you’ve read up until here, my future and I would be grateful to you for any assistance you’re able to provide. If not, hey, you were kind enough to read my story and even getting this off my chest helps me out a ton. So thank you. You can support me through my PayPal link below.

paypal.me/MemoryGa

Filed Under: Tuition Fees Tagged With: Canada

Last Updated: September 26, 2024

Help My Niece Fulfill Her Dream of Becoming a Doctor

Hello, my name is Nasran, and I’m reaching out to you today to ask for help in supporting my incredible niece, Nafsiah Hamad, who is facing overwhelming challenges in pursuing her dream of becoming a doctor.

Nafsiah is an exceptionally bright and determined young woman. She has always been passionate about her education and, despite facing hardship, has maintained an incredible 89% average throughout her first two years of medical school in Sudan. Her dream is not just her own—it was also her late mother’s hope for her to become the first woman in their family to graduate from university. Sadly, due to the war in Sudan, her family lost their home and both of her parents. Nafsiah and her three younger siblings have been displaced and now reside in Egypt, struggling to rebuild their lives.

Through all the heartbreak and loss, Nafsiah has remained focused on her studies. She has recently been accepted into the Medicine Faculty at Helwan University in Cairo, Egypt. However, due to their current financial circumstances, Nafsiah cries every day, feeling heartbroken over the possibility of not being able to continue her education. I have been doing my best to help them with food and basic living expenses, but we are in urgent need of financial support to cover her university tuition, living expenses, school supplies, and dormitory fees.

The yearly tuition for Nafsiah’s medical program is approximately $1,800 USD. What we need right away to secure her spot and cover immediate expenses is $2,400 USD. This includes her initial tuition payment and other essential costs such as school supplies and living expenses.

The cost of completing her next three years of medical school, including tuition and essential living expenses, is approximately $10,000. We are hoping to raise this amount to ensure Nafsiah can continue her education and fulfill the dream she and her late mother shared.

Your donation, no matter how small, can help change her life and bring hope to her future. Every dollar raised will go directly toward Nafsiah’s education and living expenses. Thank you for taking the time to read our story, and thank you in advance for any support you can offer.

With heartfelt gratitude,

Nasran

Filed Under: Tuition Fees Tagged With: Canada

Last Updated: September 23, 2024

With gratitude, please help me pay off my medical debt. Anything helps!

Anyone who donates I will be sending thoughts of gratitude and positive affirmations your way.

This year has been a struggle with my health and needing to go on unemployment for the first time in my life and then EI ran out. It has put me behind on my bills and cost me a lot in extra medical expenses I did not plan for.

I am on slowly on the mend now but I do not see a path for me to get out of the financial mess with my current job. If you can donate even the smallest amount I would greatly appreciate it. Every little bit counts and I will be eternally grateful.

As soon as I am out of debt, I will be paying it forward and helping others out. How amazing is it that we have the ability to help each other so easily? Thanks to all the supporters out there that are continually helping strangers, it’s a beautiful thing.

paypal.me/thanksforthehelp24

Filed Under: Medical Bills Tagged With: Canada

Last Updated: September 5, 2024

Urgent Help Needed for a Family in Crisis: A Chance to Rebuild After a Stroke and Job Loss

Dear compassionate souls,

I am reaching out with a humble and urgent plea for help. Just a few years ago, my husband and I were living a stable, fulfilling life. He was a national director, thriving in his career, and I had a well-paying and rewarding job. But everything changed in an instant when my husband suffered a stroke. The impact of this event was profound. Our world was turned upside down as we focused all of our energy on his recovery and keeping him away from stress—his health became our priority.

In the midst of this upheaval, I lost my job. Since then, I’ve been doing whatever work I can find to keep us afloat, but the pay has never been enough to cover our living expenses. We hoped that things would improve, but as months turned into years, our financial situation has only worsened. We found ourselves relying on credit cards to make ends meet, and now we are drowning in debt, unable to keep up with even our basic bills. The rent is overdue, and we have run out of options.

The silver lining in this storm is that my husband’s health has made an incredible recovery. We are so grateful for this, but the fear of him returning to a high-stress job that could put his health at risk again weighs heavily on our minds. I have some promising job opportunities on the horizon, but they won’t come in time to meet our immediate needs. We desperately need a bridge to get us through this moment.

We are seeking urgent financial assistance to cover our immediate needs, including rent and overdue bills, and to give us the breathing room we need to rebuild. With your help, we can pay down our most pressing debts and keep a roof over our heads. We are not looking for a permanent solution, just a little relief to get us back on our feet. Even the smallest donation could make a significant difference for us right now.

We have always been the ones who generously give to others in need, and it is with deep humility that we now ask for help ourselves. We know that there are so many people in need, and it is not easy to ask for assistance. But we truly believe that with just a bit of support, we can get back on track and be the ones giving to others once again.

Your donation, no matter the size, will go directly to paying for our most urgent needs: rent, utilities, and critical bills. You would be giving us the chance to breathe again, to rebuild, and to continue my husband’s recovery without the constant threat of financial ruin hanging over our heads.

We would be forever grateful for your kindness and generosity. We know that times are tough for many, but we hope that our story touches your heart. Thank you for considering helping us in our time of need. Your support would be a lifeline and a blessing.

With heartfelt thanks.

paypal.me/ksher888

Filed Under: Emergency Money Tagged With: Canada

Last Updated: September 1, 2024

My Family has never been so tested.

To whomever this plea for a help finds…

My name is Richard,  I’m 40, married to a fantastic woman named Tessa and we have 3 people that we have rasied the best that we possibly could. All healthy no complications, injury, or serious illness until mothers day of 2023. A day that will never leave our collective memory!!

A peaceful morning shattered with a phone call that I wish no parent ever recieves. Smashed out of bed to the scrambled, shocked, and terrified voice of our youngest daughters best friends mother doing her best to deliver news I doubt I could deliver myself!  Our beautiful daughrter Beuxy (Bowie) 15 at the time was found seizing in her own excrement, cold to the touch and blue from lack of oxygen.  With no idea how long she had been in this state paramedics were called and the the madness of the day procedded along.

Upon our arrival to the hospital, we found the situation had turned to the point that she must be airlifted to the nearest Childrens hospital for more entensive care.  The ER staff explianed that we should say our final goodbyes as they finished her flight prep. The tears fill my eyes just as much now as I write this as they did that day. Saying good bye to a fully intabated mess of tube and wire is Life altering, and not an expeirence I want anyone to share.

She woke up and thank the Gods that she was still our daughter and not in a vegitaive state. after 10 days of observation, no answers given, sent home only for 3 weeks  later the scenario played out for a second time. diagnosis came quickly this time.  Frontal lobe epilepsy, in it’s most severe form, grand mal seizures everytime.

After 3 Helicoptor rides 11 ambulences and an alergy to the typical medication one would recieve for epilepsy, we are not even 2 years into this learning and coping and dealing mode that the cost of everything especially living has crushed us!! We are financally tapped and now find ourselves Homeless, and living in a cheap hotel with essencailly the clothes on our backs.  Without going into too much detail due to a pending legal battle that will eventually play itself out in court, we have nothing but eachother and the kindess of strangers and friends, that has only been able to go so far with the cost of everything so damn high.  We are not greedy people and every bit helps, but I have to get my daughter into a home and not a hotel. If you can find it in your heart to help My family would be eternally grateful.

Thank you for your time.

R.K.

https://paypal.me/richhogan1?country.x=CA&locale.x=en_US

Filed Under: Wishes Tagged With: Canada

Last Updated: September 1, 2024

With Gods Guidance I humbly ask

I posted on this site before but realized afterwards that my paypal link was not working (due to my error). I’m hoping they will allow me to post again.

This time I decided to set up a simple webpage with a paypal option.

I know some people only have a few dollars to spare and others have an abundance they wish to share; I set up the site for both.

God has been really good to us with so many things including a beautiful baby (girl) which we had been praying for for many years. My wife and I have always worked hard and take great pride in being responsible, dependable, kind and respectful. After many years of saving up we could finally invest in a townhouse to build a family. My wife recently lost literally all her immediate family members due to age, illness and/or violence so we have worked our behinds off to make our home a place of joy and comfort. Unfortunately my body is showing the wear and tear of many years in the work force and I am not as physically capable as I once was to put in the overtime hours or work multiple jobs. Some injuries could very well be career ending if I’m not very careful and I would like to remain healthy enough to raise our little girl. Our faith in God has always helped and protected us in the past; sadly we now find ourselves being completely overrun by steep increases in general living expenses including insurances, property taxes, strata fees, food, utilities and the list goes on. The stress has been overwhelming and it has created a cloud of anxiety and depression over our home. I’m reaching out to ask for assistance in paying off or reducing our mortgage debt. I wasn’t sure if it was appropriate as a person of faith to ask for financial help but recently at church my uncertainty was put to rest. It was as though the sermon was directed at me personally. It said “I have not failed you before and I will not fail you now; place your fears and needs in me and cast your net. I will fill it with unimaginable abundance. Have faith in me and you will see my glory” (paraphrased). Well I have faith in God and I have faith in the kindness of good people. If you are in a position to help a little or a lot; I would be forever grateful and if you are not able to help I would be grateful for your prayers.

Please visit my site at

https://ahumbleask.com/a-humble-ask

Filed Under: Uncategorized Tagged With: Canada

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