My name is Linda. I am a single mother. I have two amazing children. I work 1 full time job – and 1 part time job and am continuing to look for other ways to bring in income. I budget my money – say no to my kids more times than I would like. This is my situation – once you fall behind – its next to impossible to get ahead. 6 years ago – I had to file for a Chapter 13 – had bad advice and got into tax trouble. I am happy to say that I completed my Chapter 13 – it has been discharged. That was no easy feat. In order to do that – I had to juggle what else I could pay. I ran my car to 245,000 miles and into the ground. I need an injection of $10,000 – so that I can get back on top. We can get by on what I make – barely – and I will continue to manage that closely. What we can’t get past – is paying off the debts and getting ahead so that I can breathe. If I could start even and clean – I can move us into a much more balanced financial future and – remove the stress – which overwhelms our daily life. I have some medical bills, and loans – that accrued while I paid off the Chapter 13. I am trying to sell my home – and once that is done – I will be debt free. The house needs some work to put it in a place to sell – but I can’t spend money I don’t have. It’s a vicious circle. I just want to go to bed one night – and not be up worrying about who I can pay and what to do with who I can’t. I would like to say yes to my son – I can buy you a new pair of shoes today – since your shoes have holes in them. But if I buy him shoes – I don’t pay a medical bill or another payment that puts me further behind and leads to more finance charges. I’ve tapped out my family. I will repair my credit – now that the Chapter 13 is discharged – but it is not ok now – so I can’t get a credit card and consolidate everything. Everywhere I look – I hit a wall. Today – I will start driving for Uber – one more way to try and bring in money – and I will continue to balance and juggle. I am just dreaming of being at $0 debt and living within my means. I can’t get out of this hole – without help. Thank you for reading this – and thank you for considering helping me.