Begging Money

Financial Hardship Help

How to Beg Online Safely with Common Sense Beggingmoney.com receives visitors from all over the world. Some have the intention to scam you! NEVER send money to anyone who “wants to help you”. All the transfer fees and other excuses are just an attempt to scam someone. Before you ask for money on our website, don’t forget to read our START HERE page 419 Scammers visit this site daily from Nigeria, HELP STOP THE FRAUD and report the criminals! Report all SUSPICIOUS EMAILS TO: http://www.fbi.gov/scams-safety/fraud Do NOT send money to ANYONE Scammers will send you checks and ask for your personal address. Here is what a typical SCAM EMAIL LOOKS LIKE: Good Day i was reading your page and i see that you really needed some donation.This is my frist time on the site,but i was touched by you word and i feel like help you.i do not run a paypal account but will be ok by you if am willing donate money to you in another way.i donate money to many people and organization,i will be putting you in this month budget among does that am ready to help.well the only method i can help you with its through check if you are okay with the method just get back to me with the followings Name;………………………………………………………………….. Contact Address;…………………………………………………. Telephone Number;…………………………………………….. State;…………………………………………………………………… City;……………………………………………………………………… Zip Code;……………………………………………………………… Once you get back to me with the details i will ask my manager to issued the check payment out to you immediately. REGARD TO YOUR FAMILY THANK REGARD TO YOUR FAMILY  If you receive an email like this forward/send  it to the local authorities with the email address! This is Fraud according to the http://www.fbi.gov/scams-safety/fraud – “Nigerian Letter or “419” Fraud Nigerian letter frauds combine the threat of impersonation fraud with a variation of an advance fee scheme in which a letter mailed from Nigeria offers the recipient the “opportunity” to share in a percentage of millions of dollars that the author—a self-proclaimed government official—is trying to transfer illegally out of Nigeria. The recipient is encouraged to send information to the author, such as blank letterhead stationery, bank name and account numbers, and other identifying information using a fax number provided in the letter. Some of these letters have also been received via e-mail through the Internet. The scheme relies on convincing a willing victim, who has demonstrated a “propensity for larceny” by responding to the invitation, to send money to the author of the letter in Nigeria in several instalments of increasing amounts for a variety of reasons. Payment of taxes, bribes to government officials, and legal fees are often described in great detail with the promise that all expenses will be reimbursed as soon as the funds are spirited out of Nigeria. In actuality, the millions of dollars do not exist, and the victim eventually ends up with nothing but loss. Once the victim stops sending money, the perpetrators have been known to use the personal information and checks that they received to impersonate the victim, draining bank accounts and credit card balances. While such an invitation impresses most law-abiding citizens as a laughable hoax, millions of dollars in losses are caused by these schemes annually. Some victims have been lured to Nigeria, where they have been imprisoned against their will along with losing large sums of money. The Nigerian government is not sympathetic to victims of these schemes, since the victim actually conspires to remove funds from Nigeria in a manner that is contrary to Nigerian law. The schemes themselves violate section 419 of the Nigerian criminal code, hence the label “419 fraud.” Tips for Avoiding Nigerian Letter or “419” Fraud:
  • If you receive a letter from Nigeria asking you to send personal or banking information, do not reply in any manner. Send the letter to the U.S. Secret Service, your local FBI office, or the U.S. Postal Inspection Service. You can also register a complaint with the Federal Trade Commission’s Complaint Assistant.
  • If you know someone who is corresponding in one of these schemes, encourage that person to contact the FBI or the U.S. Secret Service as soon as possible.
  • Be skeptical of individuals representing themselves as Nigerian or foreign government officials asking for your help in placing large sums of money in overseas bank accounts.
  • Do not believe the promise of large sums of money for your cooperation.
  • Guard your account information carefully.”
Report all FRAUDS AND SCAMS IMMEDIATELY TO http://www.fbi.gov/scams-safety/fraud Wikipedia explains online fraud in detail. Be smart and keep your personal info to yourself. Report them

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Got scammed out of $800 by a eBay phishing scheme. Anything helps!

Hi guys, I’m Justin.

I was recently a victim of cybercrime, in that when selling my Wii U on eBay, the buyer sent me a text message saying it was his daughter’s birthday and he needed $300 worth of Steam gift cards, then got an email disguised as eBay/PayPal saying that I needed to do so with the cards scratched off. It was my first time selling on eBay so I didn’t think anything of his request.

Long story short, it turns out it was all a scam and I ended up spending money on Steam gift cards and mailing them to the address he sent. I ended up getting robbed out of $799. I even lost my Wii U!

So, yeah, I’m pretty upset about these horrible people taking my money. But I’m trying to stay positive about this. There’s nothing I can do at this point but just try to think positive, laugh it off, and ask you guys for help. Literally anything helps! Even pennies! I hope that I am eventually able to make all of this back up someday. 

If you need any more evidence of the scam aside the picture attached, the other pictures are posted here: https://drive.google.com/drive/folders/1JLFCZwmD1E_HjoiCwZQd1RwYfKJaRb73?usp=sharing

To send me any donations, send it to me at: paypal.me/justine643

My dream is to one day become a philanthropist (I legitimately want to be part of The Giving Pledge someday), and instead of hurting people like these horrible scammers, I want to help people. I come from a fairly poor environment, but I’ve managed to save up some money before college (unfortunately, I just ended up wasting some of that money on these scammers) and plan to use what I save on getting out of my bad environment, creating a better future for myself, and most importantly — . I have a long ways ahead but every little bit helps! Losing this money was definitely a blow, but I’m not giving up by any means. I’m staying positive and optimistic!

Lesson to everyone: don’t fall for gift card schemes. Be critical of messages and emails (and I wouldn’t be openly telling you to do this unless I was being 100% honest about all of this – my request for donations isn’t a scam, but that doesn’t mean you should believe me at face value. :) ). And most importantly, stop asking waiters if they have the “super salad.” No one likes Dad jokes!

Sharing this post is appreciated!

 

Have a fantastic day/week/year/century,

Justin

 

P.S. Sorry if it seems like I’m not taking this super seriously. I try to make light of this situation because there’s nothing that can be done at this point. Plus I like helping people laugh so if you got a chuckle from one of my “jokes,” I did my job!

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The brutality of being old and gay.

The gay scene is dominated by the young and beautiful and sadly there are many who use their youth as a tool to deceive silver daddies (mature men with grey hair) for financial gain.

My personality type is to look for the best in people and I have no regrets in being kind and generous to those in need.  Good intentions lead to positive outcomes……or do they?

In 2018, after being befriended by an intelligent 25 year old man with a charismatic personality and a cheeky smile, I was drawn into his world with stories of misfortune and disadvantage. As immigrants, his family struggled when his father passed away shortly after arriving in Australia. He was the only male with 3 young sisters and was unable to pursue his medical studies in order to work and support his family. It was evident that his potential was being smothered by obligation and it became my mission to help him get his life back on track. I was prepared to take on more debt in order to help him with food, rent, transport, medical expenses and studies.

I am certain that you have now assumed, after reading the above, that this was a sexual relationship, however this was not the case. I truly took on the role of father, carer and mentor, or so I thought?

After losing my job in March 2019 a friend took me away for two weeks to collect my thoughts. While away, communications from my young friend suddenly stopped. Upon returning home I was unable to reach him or locate him. After several days of no contact, I feared something serious had happened to him, even possibly death, therefore I googled his name hoping to find clues or answers.

What I did uncover was a world of lies and deception as profiles appeared with information contradicting stories, he had told me. Friends started contacting me telling me how he had stolen from them and further stories of false identity, fraud, prostitution and drug dealing began to unfold. I was soon to discover my savings had been accessed and spyware had been installed on my mobile phone. I was left standing as a foolish, gullible and stupid old man trying to make sense of it all?

And that brings me up to today. It has now been 8 weeks since losing my job and no source of income as a result. I have not yet had success in acquiring a replacement job and although I have registered for unemployment benefits, my request is yet to be approved. With rent, gas and electricity to pay and several financial institutions chasing me for payment, life has become a struggle. I am eternally grateful to friends and family who have assisted in small ways, but my stupidity is no longer their burden to bear. My request is for a rescue package of $5,000 to help get my debt in order and to pay back friends and family.

PayPal.Me/fruitmincetart

Thank you for reading and kind regards,

MARK

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Please help me fix a massive mistake

My story and why I need help to save my family

Hi my name is Jason, I am currently in the army,  my life is falling apart around me.

On May 6th I tried to make up missing my wifes 23rd birthday and many others I haven’t been able to be there for by getting her a kitten, so I began searching the internet…. I found one on facebook and when I approached them they asked for £100 and then they took the kitten to a courier service and the service asked for £300 further for refundable insurance.. However the payment was attempted to be done through PayPal the first time and it failed only resulting in the payment going through western union in the end, which they then asked for a further £400 just for a cat carrier box which was air contained even though the kitten was supposedly only 3 hours away.. The payments were all weird with different names and to abroad but apparently the person I was dealing with was still able to collect that money which was weird and I should have trusted my wife when I was told all along it sounded like it was not legitimate. I pushed because I wanted so desperately to get this kitten for her.. I only realised it was fraud after I already lost £400… and just this week I lost £300 to PayPal because of the earlier transaction failing which I was told from PayPal that the payment was still made by them so now if we don’t pay up with the £300, debt collectors will come to our home and take our things until it amounts to that money… No matter how much I explained to PayPal that they’re site said the payment failed and I even attempted to cancel the payment so even deep down I myself knew this wasn’t right.. They still want the money cos they paid this person whoever he or she is on our behalf even though the transaction failed.. Even the bank says that on the system it is not showing that I even requested a transaction with paypal.. Now.. £700 down and my marriage is right on the edge of collapse, losing my job because of how much stress I have caused, we need to be home with family and people who care.. Especially with my wife’s mother being so ill and my wife herself with her disability.. She struggles every day and I feel I’ve ruined everything.. I need help, please if you could donate at least a penny it would be something towards saving a life.. We are on bare minimum wages right now and well.. We have a 1 year old to feed and she’s not well herself, suffering from tummy spasms and that was a fight to get anywhere, finally saw a surgeon just the other day before I had to deploy for a week and leave my wife on her own struggling in pain with our child that we are now going to get a letter for our little girl to finally have a scan.. Even my wife had cancer when she was 14 and that isn’t the only thing.. I should have known and seen that I shouldn’t have done this..

Please.. We are falling apart.. And also we have a loan that we’re struggling to pay off each month just so that we could get married in the first place so my wife could be with me.. I have made mistake after mistake and now I’ve come to the stage where I have to ask for help.. Which I feel so embarrassed about..  But I have no other hope.. May God bless you just for even reading this and listening to my story.. We barely get chance to see any family at all in this army life and it’s taken it’s toll.. Every time we go down we have to pay for a 6-8 hour journey down with the trains as we can’t afford a car regardless of the fact that I have a licence.. Money has not been kind…

I really really hope that there is someone out there who is kind enough to help us.. Please.. Thank you

https://paypal.me/jasonjohnbarker?locale.x=en_GB

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Please help me get over my nightmare

hello and thank you for taking time to look at my page this could help me get over my horrible nightmare that I am living at the moment there really might be Good Samaritan angels out there.  I’m in a horrible situation with what my brother in law has done to me. Let me share with you the e mail I had to send to ladbrokes.

 

To whom this may concern

I really don’t know where to start with this.
I’m just going to have to explain my situation and pray that ladbrokes as such a big reputable company will take me into consideration.

Where do I start today has been the worse day of my life it all came crashing down this lunch time  when I had logged into my banking app to send my wife some money for some nappy bins for my daughter. I had noticed that a substantial amount of money had gone missing from my account and knowing that I hadn’t spent this I investigated to see what this may have been. Knowing that mortgage and bills don’t usually go out till end of month but with the bank holiday coming up thought maybe this had been taken early.

To my horror I found that I had pending transactions of £6000  for Ladbrokes well I nearly fell over in shock!! The 1st thing I did was to freeze all my bank accounts so this could not happen and got straight onto the phone to ladbrokes to see what was happening.

I managed to get through and very kindly customer support had frozen my account straight away and confirmed to my do belief that yes I had 3 transactions of £2000 debited to my account and I had an outstanding balance of £1000 well I had to sit down I was shacking so much! Customer support was very helpful to me and after a short wait I had been told that this had been escalated to the security team and that it was in hand and to wait for a reply from the team and to also get onto my bank.

My next port of call was to call my wife to explain this nightmare I was experiencing. I went through and explained that I had somehow had my account hacked and they had used my details to deposit money to gamble with. To which she was also horrified and couldn’t believe that this was happening.

Now this is where it gets even more devastating for myself and my wife. Throughout the day speaking with my wife and what she had been up to she had told me that my brother in law had popped in to my home and looked after my daughter while she popped out to run a few errands. Now unfortunately my brother in law is what we thought was an ex drug user which he has been getting help for and also I know he also likes to have a cheeky gamble.

Now trying to put all this together as to how my account would have been hacked and for someone to be able to do this baffled me. My wife had told me that the PlayStation had been used and also the laptop had also been used. Which had made me suspicious. I really didn’t want this to be the case but my wife has got ahold of my brother in law and he has admitted that he managed to get into my account and had debited money to gamble with. One £2000 hit which I’m told he lost to then go onto debiting another £2000 which he also lost saying that he wanted to try and win it back so that I wouldn’t be none the wiser. Which he then lost to then debit another £2000 which I’m told he lost £1000 of before he got to scared and had given up! When my wife asked about it he said he had gone on to try and win money as he doesn’t have a job and the money he had won he wanted to have some of it! I’m guessing for another hit of drugs or maybe for the thrill of what he has done! Sorry this is probably a lot to take in. Even more so for myself I cannot believing that I would be waking up today and for me to be writing this e mail to yourselves.

Now where do I go from here I have tried to get ahold of him myself but he has now gone into hiding and I’m guessing I won’t see him now for a very long time.

Now I totally and utterly understand that you have a policy of responsible gambling and this is totally unacceptable and should never have happened. And on my part I should have done more to make sure this was secure and only I was able to access this account. And this absolute life changing event for myself should never have happened!  But it has and I’m hoping that I can work with ladbrokes to get over this.

I think I have only used this account once this is when some friends had come over to mine at the weekend and we had a bit of a party and thought would be a bit of fun to have a bit of a gamble and play some roulette we all put money in and played. I think on this occasion this weekend we had won some money which was great and beginners luck I guess. Now I haven’t used this account again my only dispute that I would have with ladbrokes is maybe player protection I know I have a duty to responsible gambling but do ladbrokes not have a duty to protect their customers. Would it not flag up that one user is making substantial amounts of money to an account that hasn’t really been active? To maybe put a cap on it query it or stop and phone the customer. I’m in no way blaming ladbrokes for this but also think of this was in place this may have been stopped before it got to far!

Now I’m a hard working father with a wife at home who is off work looking after my daughter who turns 1 next month I am the only one working at the moment working 6 hard days to bring home the money to provide for my family. I am currently borrowing a car at the moment as my engine blew up and am waiting to either find out if I have to buy a new car or have to get a new engine put in mine. While also running my wife’s car paying mortgage and putting food on the table. I’m sorry to go on I’m just trying to give you an idea of what’s going on and what’s happening in my life and in my head and this horrible nightmare that I am living currently. I guess I’m trying to pull on ladbrokes good side and the managers side to hear my case and my terrible nightmare I’m going through to see if they will do a good deed for the day and help me out here. To me the £5000 that I personally have lost really is going to cripple me I’m guessing for a good year it’s taken all my savings away I won’t be able to get my car fixed I’m worried how I’m going to get to work any holiday that I may have been able to take my family away on is ruined I’m worried about not keeping up with mortgage payments it’s just endless I’m just trying to give you the picture here. Now I’m guessing it maybe just one of those things to ladbrokes but I don’t know how well they listen to their customers and want to help their customers in genuine times of need but I know ladbrokes are a huge company and £5000 to them as a company wouldn’t cripple them as much as I would my small family. I’m asking if not begging that you have a heart and listen to my nightmare and hope that in this one off case can refund me the money that was debited into my account and gambled not by myself. I’m hoping maybe there is some sort of protection like I mentioned earlier. This account was made for a little bit of fun on a night with friends to potentially crippling me ruining my year well it already has and also I just don’t know how I am going to get over this. I couldn’t go on all night but I’m sitting here still shaking and crying my eyes out writing this I don’t know how I’m going to sleep tonight with the worry of what’s going to happen or how I’m going to get over this. All I can ask is please can ladrokes take into concideration what I have said and please value me as a customer and please help me in every way possible my dream would be for you to write off the £5000 that was taken from my account and to refund me. Then close my account and this has been a very valuable lesson to myself and my family as to just how dangerous gambling can be I don’t want a part of this ever again it went from earlier fun to potentially breaking a small family.

Please once again take into account what has happened I’ve tried to be as open and honest about myself my life and my situation I’m just hoping you take this on board and maybe give me a chance to get over this put this behind me and make a very valuable lesson learnt. I’m not going to be able to sleep until I hear a reply but please can this get escalated to the highest of manger that maybe able to overturn this nightmare for me.

I very much look forward to hearing from you I’m very sorry this has happening and that you have had to deal with this and read through this horrible e-mail I just hope I can get over this and get on with my life.

Hope to hear from you soon

One very upset and devastated customer

James Lovell

 

If you have taken the time to read all this I am forever grateful as you can see I have been taken advantage of by a family member I trusted but has a few issues himself. This has left me in a massive hole and I am asking for help from good Samaritans out there to get me back on track again. I am happy to work with anyone that wants to help to give back something to help them I understand that this is a lot to ask but it’s something I wanted to put out to see if I would get a response.

 

thank you for taking the time to read this and look forward to hearing from you.

This is my funding page

 

PayPal.me/helpJLgetbackontrack

 

very much look forward to hearing from you any questions please don’t hesitate to ask

 

many thanks

 

James

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Save Me & My Life Please

Dear all,

Firstly, thank you so much in advance for your time.

I’m a small person in this world, a girl from Slovakia, who finds most joy when being surrounded by animals since I never found that pure love inside my family due to my father. I really wish to be free, help animals & support my mom who should be already retired but still has to work.

I don’t want to get in to a sad talk but I would like to ask for your help or support to start a new chapter in my life, so I can finally move forward without looking back at times which made my suffer bad.

I was working since the age of 14 while also studying to earn money as we never had any, and was very proud to get things on my own. My dream was always to own a small apartment in a quiet area to have a place to call home, a place I would come to after work and feel peace instead of aggression, anger & abuse. However, after finding one and being desperate to get it to feel free, I got scammed leaving me with a huge bank loan and no apartment.

From that devastating moment, I have been mentally down, empty inside, which all lead to health issues too. My new dog saved me literally, the only being who was able to make me smile again.

But the huge weight is still there and although I really try, the loan is dragging me down and it feels like I’m still drowning.

With all my heart, I would like to ask four your support and whether you could help me to pay off my debt. I cannot describe how much that would change my life.

I know it is an incredibly huge thing to ask,  but I would not do this if there would be any other option.

The current bank debt is € 40 000 for an apartment scam I had to take a loan for… and since the fees are not comparable with my monthly wage, I’m in a huge risk of losing my rental studio. Although I try the best I can to prevent this, I can’t imagine not having a roof over my head.

It would be a dream come true for me to start all over with a clear mind, to work hard to “fix” myself from the inside and after, help the animals in need and support my mom.

I really appreciate you taking time to read this note. Thank you so much in advance.

Please, help me here, I’ll be forever grateful:

paypal.me/xxxkatarinaxxx

Sincerely, Katarina.

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help me pay off my debt and get to my family

Hello,

My name is Michael Jones. I moved to Arizona 8 months ago. In the time i moved here i was cruelly manipulated by a woman to believe she was in love with me. In this incident i accrued a mass of debt via a scam she was pulling. I naively and without knowledge fell for her scam. The bank i was with had insurance for this, but the insurance only covered a small portion of the total remaining amount.  I have been working and diligently saving money while trying to balance living expenses such as rent and auto insurance and food costs. All of this has been rather manageable for me however the passing of my great grandmother and my cousin jordan has really been hurting my family financially. In order to go home and be able to help them out i need to be free of this debt. I need to get home to help them. If you can help me with anything i would be eternally greatfull. Thank you for taking the time to read this.

Sincerely

Michael J. Jones

Paypal.me/mijone95

 

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Scammed by a friend, need to afford new place to live.

A few months ago I moved from a small town to another town to help my friend who couldn’t make rent. I am a babysitter so I informed her I couldn’t pay a lot as it is right away but I could help with what I have. So I move, i’m informed that rent is 1500/month and that by helping pay for one small room for $500 a month plus utilities I can live there and it would be a great help. That’s the same amount I was paying before so it cost me nothing except moving costs to go down and help her make her rent. She had the master bedroom and I had one of the small rooms and another person had another one of the small rooms next to me. This is when things start to get odd…. I have known this friend for 6 years. 6 YEARS. keep in mind, so I went into this with a lot of trust.
two weeks into me being there the other roommate informed me that he was moving out, to somewhere cheaper. Me, thinking, what could be cheaper than $500 for rent? I don’t make a lot so it seemed about right, city prices being what they are. Kinda living in a not so great neighborhood, but whatever, 500 for rent is 500 for rent. Then come the utilities, which were harsh, my first month there the utilities totaled to almost $200 for just ME, which means it was 600 for all the utilities together… starting to see where things are off? I asked and she showed me pictures of the bill totals and I went on with my day, kind of struggling along but making it none the less.
Then, the other roommate moved out and she informed me we would be splitting rent, even though she had the master room, three times the size of my room. so then, I went from paying 500+200 a month, 700, to paying 750+around 275 for rent…. my cost of living was now far, far, far above what I could afford. two months of this went by, I couldn’t pick up enough shifts to afford anything else for basic living plus my housing costs. I would ask people to come to try to move into the other room, no one wanted to move in. She’s a MESSY person. My room and the shared bathroom on my side were the only clean things. She had also damaged a bunch of things, holes in walls, carpet destroyed with stained red dirt from her three dogs, fans all needed to be replaced because they had never been cleaned and had permanently been stained as well, chew marks through the trimming and around the doors, etc, which I hadn’t known before I moved in (as the damage had occurred within three months before I moved in).
This goes on until the middle of March, I ask for a bill breakdown because the bills kept getting higher somehow, and then, a light bulb moment. In the listed charges for the month for one of the utilities it said “total charges: $130″… the bill she snapped me said $250, for ONE bill. Saying it was less this month and we can split the 250 two ways… so I called the electric company, she had included the account number in the picture she sent me, found out from them that the reason our bills were so high was because she had only been making partial payments the whole time. Long before I even moved in she had been doing this. I told her I would like to talk about it and she freaked out and told me to move into a new place because she doesn’t want me there and now i’m “accusing her”, at this point all I asked was to go over it and talk about the bills. She didn’t like that and told me to get out, I told her I would like to still go over it and figure out what was going on, she didn’t want to hear it, I had to give her money or get out.  I gave thirty days notice and she “prorated” the rent for me. Now. The RENT. I went to the landlord to discuss what was going on to see if I could just stay and pay bills to them, in whatever the right increments were, or see what they could do. found out rent was ACTUALLY 1200 the WHOLE TIME. She had been living off of me, as I was pushing myself to be able to make these insane bill and rent amounts, while she was going to concerts and festivals the whole time, I was financing her life. Again, I told her we needed to talk it out, she started turning off the electricity to “my side” of the house, having people over to intimidate me, and messing with my food and stealing from me. I kept some money I stashed here and there in a book, when I came home one day all the money was gone. It was everything I had for a move/emergency funds. I got out as fast as I could, I have a new place to go but my stuff is in a small rental storage for now and I am trying to scavenge enough for a deposit on a new place that I had lined up before my cash all went missing.
Any/all help is appreciated, I need 900 :( :( :( to move into my new place which is the 450 rent plus the 450 deposit. I have about 150, but that has to go towards other bills I have and it’s pushing it, any help is appreciated.
I am disheartened that this was someone I considered to be a friend. Who took advantage of me, then conned me, then took everything else I had. So i’m reaching out here because I don’t know where else to look for help.

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Scammers preyed on a college student

I’m currently a senior in college pursuing a 4yr degree in psychology and gender studies with a minor in biology. I’ve been supporting myself through two jobs, two on campus jobs between classes, and making sculptures to sell to people for some extra cash just to pay for rent, loans, and food. It’s been a hard 4yrs and these scammers I encountered made it even worse.

A few weeks ago I was contacted by what I thought was a genuine human being who had noticed my attempt at being fully self sufficient since my parents are not able to support my dad’s cancer bills and my college education at the same time. This person reassured me that he could give me 4,000$ USD as a gift to help take the pressure off of me for a little while. I kept contact through emails, seeing none of the typical red flags that most scammers do.

After a few weeks of contact with this person I got a check sent to my PO box that I was told to cash in when I could. I cashed it. It went through. No problems from the bank for an entire month. I used that money to help start paying off one of my larger loans. I thought everything was looking up for once, but still kept up with my numerous jobs.

A month passed and I got an overdraft email from my bank saying they were charging me overdraft fees on my account. I hadn’t used my bank card for any large purchases that would have overdrafted my account recently. I checked my balance, and discovered I was completely out the 4000$ I had been “gifted” along with being stuck paying 60$ overdraft fee that continues to increase the more I’m overdrafted.

If anybody out there could offer even a little bit of help, any help would be greatly appreciated. I normally try to be self sufficient on nearly everything I can since I’m used to being an only child in a household with two working parents and many many cancer bills being paid off.

My paypal is paypal.me/cloudforestcrow . Any help is greatly appreciated! Thank you!!

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Begging you to please restore my faith in humanity

Hi,

My name is Val, and I am a 20-year old pre-clinical nursing student from the US. I work 35 hours a week as a receptionist and record keeper at an optometrists’ office when I am not in class.

I’m posting here today because I foolishly fell for a gift card scam, and was cheated out of $5,962.09. My bank, the gift card companies, and the stores I purchased them from cannot refund the money or any of the fees associated with it. I have filed a complaint with the FTC and am in the process of filing a police report, but they’ve both told me that from previous experience, there is very little they can do to find the scammer and get my money back.

I now have no stable way of paying my bills now, as the bank shut down my account, quoting me a “threat to the institution.” I cannot use my credit card again until I can pay off the debt,which according to them, ultimately falls onto my responsibility.

I only made 13k last year, and having to repay this debt (not even considering the 20% monthly interest rate) with this salary will take me over 6 months to pay back myself– assuming I do not allow myself to buy any food, pay any bills, pay for any of my medication, or use any sort of transportation (which, understandably, is quite hard to expect.)

I’ve gone from somebody who could comfortably live off of their income to somebody who is basically surviving on water and ritz crackers in an attempt to save money. I am trying to sell a large portion of my material possessions but have calculated that it will hardly make a dent in my debt. I used to pay off my credit card statements in full and have an immaculate credit score, and now I am dealing with having to pay this money back and fixing my plummeted credit score because of a selfish scammer who didn’t keep his promises.

Please restore my faith in humanity and help me get myself back on track. I am a good person and believe in karma, and I have done nothing but my absolute best for all the people around me. I fell for this scam to begin with because I was too kind, and it came back and bit me. Please find it in your heart to help me pay this back even a little bit.

Thank you for your time.

https://paypal.me/vhayes15

 

 

 

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I was scammed by a fake long distance relationship

I met someone over Instagram in November of 2018, he pursued a relationship with me, sent flowers, was very sweet.

About a month into the relationship he offered to come and visit. He wanted to send me money to make arrangements for the visit. I let him. That was my first mistake. Instead of sending money, he made a $12000 payment on my credit card. I told him I was uncomfortable and to reverse the payment. He apologized and said he’d take care of it.

Instead the next day he told me if I didn’t return his money, “he’d find me no matter what” he knew where I lived. I realize I should gave gone to the police at this point, but I was terrified, embarrassed, and wanted this to be over. I returned all the money through prepaid card purchases. As soon as the money was returned, I cut him off.

A month later he reversed the payment putting me in nearly $30000 of debt. He sent me a taunting email telling me I deserve it for ignoring him.

The police and my bank have been no help in rectifying the situation. I can’t recover the money and I can’t afford to pay off the new amount of debt. I’m embarrassed and broke and not sure what to do, but I’m unable to afford to live.

I just want to go back to before this all happened and shake myself silly. Anything you can do to help with make a young woman’s life a whole lot easier.

 

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Victim of fraud

My name is shawn and I work full time in Salinas California.

Recently my girlfriend lost her apartment due to a drunk ex trying to get back together with her and causing problems with her neighbors. After being together for awhile and her losing the apartment, we decided to move in together.

We were looking into houses for rent with around 3 bedrooms and was planning to share the house with my sister, her fiance, and both my girlfriend and sisters kids. We found one that was cheap, looked nice, and close to my grandmother so we can still help take care of her.

My sister got in contact with the man claiming to be the owner who said he was a pastor living out of state in Texas. He claimed that he wasn’t in it for the money, that he just wanted someone to take care of the house. Rent was going to be $700 and the deposit was $800. Altogether was $1,500 although he said to just send the deposit and rent could wait till April.

Later he told us that he spoke to a lawyer and they told him to get the first months rent as well which we sent the day after the deposit was sent. Since my sister was moving in with her fiance we were planning to split the rent but at this point her fiance wasn’t in town and she hadn’t saved up any money, I put forth the deposit and first rent myself.

At this point plenty of red flags appeared showing this was a scam. The reason I went along with it was because he had us send it through walmart 2 walmart and I assumed that since they needed the information of the person picking up the money and a valid I.D. that they would be able to help us get the money back if anything went wrong.

After the man got the money he told us that he was sending in the keys and they should be here between a day or two. We didn’t receive the keys so my sister messaged him and he started making excuses saying the FedEx network was down, they never gave him a confirmation number to send us, and that he wanted to send it through another means

Of course we are at this point meaning we never got the keys and walmart was no help since they had already collected the money. Now I am looking for the cheapest place possible for just my girlfriend and I to stay but I need help with the rent and deposit. My savings were lost and soon the store I work at will close on March second. My girlfriend works as well but most of her money goes towards her six year old son.

I’m not asking for a crazy amount just about $3,000 – $3,500 in total to help cover first months rent and security deposit. Any help will be greatly appreciated. Thank you for taking the time to read this and possibly donating.

Paypal.me/Nozanthian

 

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Fraudulent Encounter: account in the negatives

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Hello, as of recently I have been selling clothing that I either find at thrift stores or clothing I do not need online via the app DePop. I had encountered a customer wanting to buy from me, including items I haven’t listed that were valued quite highly. Him and I exchanged emails and carried on with out business. I don’t know how I was as careless to ignore the huge red flag when he noted he doesn’t not want to do a PayPal transaction, but would rather send checks to me that I could directly cash to my bank. With that, I proceeded. Within the next day, I receive two checks listed at $1,250 each, totaling at $2,500. The clothes I was selling did NOT total to the full amount, but he mentioned that due to all the trouble he was putting me through, he would include extra funds. I cash the checks (note, before cashing, my account was around $250, not including my savings, but I do not transfer money to either account from each other. direct deposits ONLY) and prepare to ship out the packages. Due to my suspicions, I kindly ask him to no longer contact me as a customer as the process was very daunting and tedious. I will not go into that detail however, because it is only significant to who the customer was and their identity. Now I have the money from the checks in my account, I feel great because I made a great sale, got a good amount of cash for the value of my clothing, and it was overall rewarding to my confidence in making sales. My following on my shops isn’t very high, so it was clearly amazing to me. However, a few days later, I get a letter from my bank regarding overdraft fees and returned checks. I was obviously not pleased and thought “okay.. what the f***”. I get in contact with my bank, they mail me two substitute checks, and I cash them both two days after. I feel relieved once again… BUT THEN, just yesterday (Feb. 14, 2019), after my card has been totally functional early afternoon, I go to make a purchase at an art store. Card declined. The hell? Check my account, checks returned AGAIN! I have already contacted my bank, however, I’m certain that IF they retrieve substitute checks for me again, they will end up going through the same process of being returned. Not only do the returned checks leave my balance totally in the negatives, but overdraft fees and return fees have been added. Overdraft is currently sitting at $60, climbing and climbing. the amount in my savings is not even half of the debt in my checking. PLEASE, if someone can help me erase this debt, I will be ETERNALLY grateful. I will note my business email and PayPal to avoid any unwanted contact. Thank you,

Kimmy.

 

 

 

 

 

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Seeking for help to get my Normal Life Back

I trusted someone who ruined my life and now I am in big debt because of making the wrong decision. My high school friend asked me to join in a investment where you can get a 15% interest monthly. As a human being and thinking of earning extra, I believed her, with her promise that she have one word and not breaking our friendship because of money. I believed her and it was my biggest mistake. After 3 months, she asked me to invite people to join, because of my intention that I can help people by inviting them and they will extra also, I believe her again. It lasted for 11months but then, on the 10th month, problem came, I asked her why is it like I invited people and then the interest is from the money they also joined? She told me that the money invested is still inside where it is all invested and its all okay. I believe her again as for me thinking I will pull out all the money and return it to all people who joined.

Last December 2018, my biggest fear happened when I confronted her, all lies came, the money is nowhere to be found and it came out that she all used it. There was no business investment, she used me to invite people for her own benefits. Now all she can do is hide. Everyday I pray that all this problem will be solved. All people I have asked to join is my friend and that’s the biggest mistake I ever did in my life. Some people I asked for help telling me to walkaway and hide, but in my heart I cannot do that. I even think of doing suicide because of this problem. But everytime I think of it, I think of my family and friends, If i die the problem will be still the same and they will all suffer. My problem is big but I know God is bigger than my problem. The total amount she took is $210,000 in USD. (11 Million in Philippine Peso) I am not asking to for this amount but I am asking for any help. I am OFW who is earning $1,330 in USD ($1,800 in SGD) I always prayed to God that one day will come for me to return all their money. I am not here to scam people, I am here to ask for help for me to continue my normal life back. Because everyday of my life changed when this thing happened. A lot of people messaging me and they are waiting for me to return their money. What I have learned from this big mistake is not to ask for more, be contented of what God gave you, don’t ask your friends or loveones whom you thought it will help them. The only one can help them is themselves. As now this problem came I cannot asked my friend to help me because I dragged them to this problem as well by asking them to join. And now I am helpless to think everyday to resolve this issue. Thanking God for every blessing he gave even big or small. I am grateful for any help you can give me and believing me I am not a bad person and I am a victim of trusting a wrong person. Thank you for your time reading my message.
paypal.me/kristellamari

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Single Father Loses to Scammers.

People have probably heard a story like mine a thousand times.

4 tears ago I was a travelling private investigator. Well I was working my wife of 9 years cheated on me. I gought to save the marriage but she would have none of it.

Couple months later she kicked me out of the house.

Having no option  I continued that work for 3 years.

In 2018 I left that job because I only saw my boys about 10 days in 2017.

In 2018 I started a new new job but it did not pay as much. I got to see my boys a little more but between child support and my ex’s demand for $100 everytime she brings me the boys I was barely keeping my head above water.

Then in December in desperation to get more money I “invested” in a couple forex traders. They said invest $500-1000 and within a week you will receive $5000-10000 back.

I should have known it was a scam, but I just wanted a good Christmas for my three boys.

When the payment came up I was told that I have to pay lawyers fees or commission on the profits before they would be released.

Needless to say I never received the money. Now a month later I am now struggling with the payday loans that I took out to “invest” with these scammers. My rent for January has not been paid and it is almost February.

I am asking for help to get rid of these loans and yo get caught up on my bills. Any help is appreciated because the sooner I can do that the sooner I can see my boys again because as of right now I could not pay my ex’s transportation fee or even feed my boys.

Attached is a picture of me and my boys and a screenshot of the message from one of the scammers.

https://paypal.me/dereklucier

 

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Anything That Helps

Hi there,

 

I don’t typically ask for help and frankly, I feel this embarrassment and shame since a living situation happened and I like to get myself back on my feet. For those of you who is taking their time to read, first of all thank you regardless for the consideration… it really does mean a lot. My sister and I have been looking for a place to live for about two months, due to borrowing a portion of money from our close friends… my sister and I got scammed for a price that was too good to be true. My sister and I found an affordable apartment online, and we thought this was an amazing opportunity to be on our own after finishing her undergraduate studies and as for me entering my final year in my undergrad. We both got scammed and lost 1,800 to a scammer promising and impersonating as a landlord. The day we realized we’ve been scammed, was literally the most traumatizing moment of our lives. Since starting school, I was able to pay back the amount to my friend and another portion back as I was behind on rent money by a month of $550… because of that major loss of money, it seems so little but for me it is A LOT.

 

I’ve been working two part-time jobs to keep up, and every time I feel like I’m starting to get back on my feet I fall behind. I feel like I’m only making enough or barely enough to keep up. I’m behind on bills, sometimes not enough for food, but enough for rent. It’s embarrassing to ask those close to you for help because the one thing you don’t want to talk about is getting scammed. My whole savings towards this “wonderful apartment” have left me scarred and feeling I’m trying to constantly dig out of a hole I can’t get out of. Even though it’s been a few months, and being back in school for a few months I still feel this restlessness and stress for not having much money left. I’ve been so stressed out that a few weeks ago, after a doctor visit I got diagnosed with alopecia areata. For those of you who may not know what it is, it is an autoimmune disease where your own immune system attacks the hair follicles thinking you’re sick and that your hair is bad. Since then, I’ve been getting bald patches and now learning that I may have to take some shots to speed the growth where I may not know if it’ll grow back. Hearing this, I already know I’m due to pay more than I am capable of. Right now, I’m doing my best to stay positive, doing my best to work as much as I can. But I do please ask of you, if you can donate any dollar amount I would forever be grateful. Thank you.

 

https://paypal.me/marng