I was asked by a person to help them cover a bill, normally i don’t help strangers but i had the urge to help them, with their assurance that i would be repaid the following morning. I wasn’t and i was trying to send multiple requests to be repaid, however i accidentally sent them even more money. I shouldn’t have helped them in the first place because i don’t have much money. Please i am a poor 22 yr old whose trying to keep my summer wages to pay my bills while i work less. I get very stressed when it comes to finances. I work every chance i get but unfortunately my paychecks go to my bills. It sounds like i am not sturdy on my shoulders and i have definitely learned my lesson, but please i begging fro someones help. I don’t know what i’m going to do, i just lost $300 dollars for trying to be nice. I should have just accepted i was scammed conned out of the $150 and left it alone. Please help me .
- If you receive a letter from Nigeria asking you to send personal or banking information, do not reply in any manner. Send the letter to the U.S. Secret Service, your local FBI office, or the U.S. Postal Inspection Service. You can also register a complaint with the Federal Trade Commission’s Complaint Assistant.
- If you know someone who is corresponding in one of these schemes, encourage that person to contact the FBI or the U.S. Secret Service as soon as possible.
- Be skeptical of individuals representing themselves as Nigerian or foreign government officials asking for your help in placing large sums of money in overseas bank accounts.
- Do not believe the promise of large sums of money for your cooperation.
- Guard your account information carefully.”
Hey, I’m Michael Morales, i work as security guard. I’m 20 years old, currently living with my family, both my parents and my brother are currently unemployed.
A few days ago i was reached out by a fellow coworker whom claimed to be my Field Supervisor, this person showed me ID and everything and checked my log book, did everything a field supervisor would. So at the end of the day he said my boss was going to text me on his new company phone. I received the text asking me if my field supervisor had arrived today and we spoke through text regularly like the usual.
The day after i was reached out by both my field super and my boss that the was an incident in which they will be needing help but we had to keep it on low profile with no one but us 3 knowing about it. They asked for my help in a large sum of money in which they said i was gonna get paid on it back direct deposited on my account after all was solved.
I agreed to help, thinking they both my superiors in need, as a fellow friend/employee let me help them out however needed. So i helped them, they got the money and all, kept asking me more little by little different days with reasonable explanations. Next thing i know, my bank locked itself and i called them up. It was too late to realize i had gone negative with these transactions and had gone over sending $12,000 that i had saved up.
I tried callin both my boss and field super and none of them picked up. Called all day long, and then the next day. I then tried calling my boss old company phone in which he picked up. We spoke and he said that i have No field supervisor and that he hadn’t heard from me in a long time so he doesn’t know whom i was speaking to. He checked the database and there is noone with my field supervisor name from the ID he had shown me…. i tried doing a police report but they said there’s nothing they can do because i willingly gave them the money even tho it was to help on a situation that might have not been real… and there was no guarantee they would pay me the money back and i still willingly helped…
So a friend told me to try this out in hopes someone would plz help me with clearing my negative balance and paying my upcoming bill until i get my paychecks and start saving up again getting back on my feet.. i never thought i would ever go through this but i feel like this is what i get for always tryin to help without thinking things through 1st.. I just ask for a little help so i can start over and i promise i won’t make the same mistake. I dont know how much I’ll be needing in total but I’m desperately seeking help at the moment so anything will be appreciated.
So I found a person (who I realize now is a stolen identity) that was impersonating as a trading account manager. I will place a link to his social media account :
He referred me to a website called fusiondots.com (which is a scam website) detailing that all you need to do is make a free account and then fund the account with a minimum of $500. I give him the email I used to make the account and he adds it to his trading system. After 7 days it shows that I accumulated $20,000 worth of bitcoin on the website. When I wanted to withdraw that amount I was informed by the platform that I would need to pay a withdrawal fee of $2,000 (10% of profits). After paying a withdrawal fee, they had me pay an Escrow fee of $1,000. After that, there was a $750 fee to transfer the bitcoins from Escrow to my Coinbase wallet. (it was all very convincing obviously)
After paying those three fees, they told me that they couldn’t send it to my coinbase wallet I have given them due to the funds needing to be encrypted. They made a blockchain account for me to receive funds, however, they sent me a “watch-only” address and told me that I would need to add $3,000 worth of bitcoins to the account to have access to the private key… I stopped at that point and asked for them to make a legal agreement in writing to ensure that I would receive my profits. They sent me a totally bogus word document. I showed it to my Business law professor and he told me that there is no information in the agreement that would be enforceable.
Stupidly, I even quit my job because I thought I found a legit company (I’m 23 and completely new to this trading world and should have done my research first before starting.)
I even had my parents pay towards some of the fees as well (I owe them big time)…
To be honest I am not even asking for you to donate that amount of money I have paid towards fees…
I have found a legit registered company called Ctmarketonline.com where they show legal proof of business. (you can look at the website and also the link I have provided) They are also based in the UK if you were wondering! seems to be made by a family group:
I just need $500 to add funds to so that the trading can commence.
I will be able to pay my parents back with this new investment plan and Life can continue to move forward for me!
I am struggling to find a job right now and would seriously appreciate it if anyone can send me $500 so I can get my life back on track.
here are some pictures of the email conversations I was having with this scam website to show some proof that all of this was happening:
Also my post image is a picture to show that I have been making $500 purchases of bitcoins through my cash app that I would then send to the fusiondots.com platform wallet to pay for those scam fees and what not.
Here is my Paypal:
Email me if you have anymore questions: ElCordova16@icloud.com
As today I have lost $3000 because I believed a stupid scam about me winning a lot of money and brand new car. Anyone on twitter should please report this as this is a fake account representing a good community for Bill Pulte. All I was thinking at the time was how I was gonna help the people around me and it costed me all my savings account. I was gonna use that money to buy a pre built PC to help me broadcast on twitch but now that’s gonna have to wait even longer. I was being told that I would get my money reimbursed if I paid however much the scammer wanted. I have some information on him but I’m not sure what to do with it so if any one can help it would be much appreciated. The only information they have on me is where I live. The money I sent to this person was through a cashiers check so I don’t think I can tell my bank it was fraud.
If you want to know more details or want to help me get some of my money back on the matter here’s my number.
Cash app: $Joshymadoo
Thank you for your time.
I’m Aaliyah, I need help because I was scammed of 900 dollars from a ebay buyer. I am 18 years old,!graduating this Wednesday. I was customizing shoes for extra money. They buyer told me that in their state they were on lockdown and she wanted gift cards. I got a fake PayPal email confirming I would get the money if I sent the gift card codes with a extra 50 dollars. I didn’t realize I was being played until it was to late. I cannot tell my mom because it is embarrassing. I have bills this month I will be missing and my debit card will have a overdraft fees since I cannot pay for my monthly subscriptions. I’m young and was greedy for money. This was the first time I’ve had one thousand dollars and was not using my brain. Before I go work I normally get food but I can’t now. My only way of eating is at work . If my job didn’t offer tips I would be without gas money. I’ve contacted google play and steam about the gift cards but it’s nothing they can do. In the picture shown, she asked for google play cards and once I got them she sent another email from PayPal saying I’d get even more money if I got them steam cards. I didn’t have one thousand dollars. I was told I could get four ,one hundred dollars worth steam cards and they would send the proof to PayPal to send me the money. As a new seller I’ve never really used paypal. The idea of you having to send proof of things in oder to get anything sounded normal in my head. The PayPal email looked legit. On eBay when you’re a new seller they tell everyone which makes it easier to be tricked. You pay for things through paypal on eBay for a lot of items. The buyer knew I was a new seller and told me the reason I didn’t have the money in my PayPal was because I was new to it, PayPal and eBay also have it on their website saying it. I’m a victim of scamming. I contacted her saying it was a scam and got blocked. Now when I text that number from a different number I used, I get a fake attorney texting me with a similar area code of hers. Anything I get I will be very appreciative. I have more evidence but I’m only allowed to post two pictures on this so I chose the most important ones. If I can send more please email me. I am very graceful for everything you guys are doing for people, I hope someday I can do the same .
I Thank you for taking the time to read this in advance. It’s a long story.
I am 19 and currently things have been spiraling. I had gotten out of a relationship in late 2018 and ended up getting into another one early 2019. I didn’t give myself much time to process or heal. In March of 2019 I moved in with my boyfriend at that time. Things were alright but after the quarantine hit it got a lot worse in the house.
The reason why I moved in with him so quickly was to get out of my moms house. When college didn’t work out, I moved back in with him. It’s extremely toxic here at my mom’s. There are roaches and my parents fight and argue all of the time. There have been plenty of domestic violence instances between them and I was sexually abused by my step father from 7-14. When I tried to tell my mother she blamed me and still resents me for it.
Finally getting to the scam part…
I had been saving up every penny I could while living at my boyfriends house. Aside from buying essentials I put everything away so we could get an apartment. I had 900$ saved up and he lent me $1050 to help cover the security deposit and first two months rent. I guess I was just so excited at the idea of finally having a place to ourselves where we could focus on growing. I had contacted the “landlord” and at first it was just the 650 rent and 650 down payment. I was ready to move out the next day if I could. We had messaged back and forth for 3 days. I had gotten his license, I had received what I thought was a decent lease, and the guy had a lawyer so everything was fine, right? No.
I ended up sending the money through cashapp because that was the only payment method I could securely use at the time (didn’t have paypal I just made it for this) and I didn’t realize the implications of that. After I sent the money over I waited for a response but never received one. I tried calling the number I had been texting him at but it was no longer in service… I was broken. I had just lost everything me and my boyfriend had saved for a total of 1950 gone.
After that, the relationship between me and my boyfriend had declined further. I wanted out of the tiny room that we shared, but I also no longer had the money to be able to do so.
May 1st, 2020 I moved back into my moms house. I am currently residing in a small room on the third floor. It’s hard to eat here because everything is so dirty and no one cleans up after themselves. It’s a really bad place to be right now. My mental health is deteriorating more than it was before and I need out. I finally just got my health insurance back up and running so I’ll be able to resume counseling soon.
If you read this far, thank you for listening to my story. It’s been a really hard few months For me because of the Virus just like it has been for everyone else. Anything, no matter how big or small, is one step closer to me being able to separate myself from my toxic family and start fresh.
repost because I forgot to put my paypal link like an idiot ;-;
Where do I even begin. I doubt this gets ready by anybody but I guess this is my last resort.
I’m a single father. 30 years old. I’m from Singapore. My wife left me and I’m here fending for our 2 years old daughter alone. In the last two years, I raked up about $432,000 in debt. My wife is from Thailand and she has two of her own kids there. We loaned money to pay off her house in Thailand and to give her kids a better education there. She told me that she would pay me back or at least help to pay off the loans. Unfortunately, she bolted and I’m stuck with the debt. You could say that I got scammed. I have a 2 year old daughter and she’s the cutest. If not for her I would have already killed myself. I’m in such a bad place right now. We don’t have much money. My parents passed away when I was 21. If they were here, I think they could have at least helped out abit. I’m a single child and there is no one that I can turn to for help but the internet. I have attached a picture of my credit report, and it will show you how much of debt I’m in. I hope someone, somewhere will be able to help. Not for me, but for my daughter. She doesn’t deserve this. If you happen to come across my story and are able to help, let me just say first that I’m very appreciative. Thank you in advance and I hope you get back 1000 fold of what you’ve given.
Link : https://paypal.me/mikehy1990
I am a 80% disabled veteran whose bank account and paypal account was hacked. Whoever this evil person is, they took the money in increments during sleeping hours and sent it to themselves. They labled the money as Tuition! I don’t even know this person! I contacted Paypal to get them to stop the payment and they say they could not because it was sent via friends and family. This person is a stranger I don’t even know them! Paypal said I needed to speak to the bank and let them know what was going on. I spoke to the bank and they said paypal probably won’t refund the money because it’s saying I sent it through a family and friend transfer. AS i’m speaking to them on the phone and logged into my account, I get a notice of a wire transfer $2500. This person actually was real time trying to wire themselves money from my account. Trying to take my last $3000! The bank was able to stop this. I also got notice that the person tried to add themselves to my bill pay…and tried to set up weekly bill pays to them. I was able to get another name from this wire transfer and they said since they weren’t able to take the $25oo, is to contact their bank information on file from the wire transfer and alert them that the account is a fraudulent account, which I did. I then received threatening texts to the phone number on my file with the bank from number I don’t know in Minnesota saying if i want my money back to send them my info so they can put it back. And they after I refused they started threatening me! Saying, they didn’t need my pin to get what was left in the account. I called the bank back again. They think the new account is safe, no one seems to be helping me get my money back. They took a total of $7700. I was able to save $3000 by opening a new account and moving it there. I’ve been on the phone two days with the bank. I am distraught. I have a family, and limited income. This isn’t right. We are good people. We don’t bother anyone. I have a 5 year old son. I just want what I’ve lost back. Nothing more…I’ll even take less. I’ll take anything at this point. If you can donate something. Please send it to : paypal.me/PaulaCT
Hello, my name is Rachel, I’m 35 years old and I am medically disabled, I have 3 very smart and beautiful kids ages 12, 13, 14. Recently I found out that I had been scammed, little by little over time I was scammed and robbed.
I was talking to this man on twitter and he was looking for a sugar baby with no sex, he missed his daughter so much, she was murdered by her boyfriend last year and he’s still on the run. He told me that I looked a lot like his daughter and wanted to know if I would pretend to be his daughter and if so he will pay off any and all debt that I may of had.
I should have never trusted him, after a week of talking to him he deleted his Twitter account which removed all of our messages from each other, that was red flag #1 that I ignored, I felt sorry for him and thought it may have been a depression thing, because I too suffer from depression.
He contacted me on hangouts and asked for my log in information for my credit card so he could deposit a check into my account, which I did give it to him like an idiot he deposited a fraudulent check, he kept asking me to get gift cards for him which I lied and made every excuse why I was unable to because something didn’t seem right and I changed my password which really didn’t sit well with him but by then he already spent $200 of that scam money.
He then asked me to set up a bank account where he could deposit a check being I had to close my other account due to someone stealing over $500 out of my other bank account which was almost my entire months bills (which I shouldnt of done) but being some how some way someone stole access to it they blamed me for giving that out which I NEVER did. I had to max my c.c out due to it thus was the reason why he wanted to deposit that check in my c.c account.
I opened a discover account and he deposited a check for $1,411.00 which I didn’t spend and once he did I changed password because again something felt “off” I waited a few days for check to be added and something told me to check what that check looked like. Thank God I did.
It was from the department of treasury and it was a “tax return” check which I haven’t worked for several years now and have been disabled since 2013, I immediately reported all of this to the united states department of treasury and called discover, I gave them all the information. This guy used scare tactics, refused to give me a recent picture of him holding a calendar with the date circled and told me that I was a scammer when he is the one that contacted me to be his daughter….
I’m so ashamed, so embarrassed, I failed as a mother, a wife… I trusted once again and I got hurt, but this time he stole from my kids as well, and he was a DAMN good scammer, but got all rude with me when I called him out on it telling me that I was “playing” smart with him.
I wish I never trusted and come to find out, my old bank believe that this scammer is the same one that hacked my bank account, it was all done over a computer with very similar IP addresses, so now I’m in debt of almost $2,000.
I now see why the bank thinks that, this guy contacts me out of the blue, and messages me saying what he did.
I now don’t have enough to buy necessities for our home or had enough to pay all my bills for the month, my husband can’t work either due to severe health issues, and I’m afraid to tell him, I had to borrow money to pay my bills, he has his own bills.
I don’t expect anyone to help, but I’m begging for help, I am begging for mercy, I was able to get some screen shots of our messages for proof.
So please don’t hesitate to ask and I will gladly provide the proof, If anyone can help me at all I would be so grateful, my payment information is listed below. Thanks for reading and may God bless you
All the love to you Anonymous reader, Godspeed
Hi there Dear Stranger!
I’m in a really desperate situation, and I could really use some help, let me tell you my story briefly.
I’m 24 years old girl, who moved to London almost 3 years ago. I’ve had financial problems in the past but not as big as the one I’m currently in.
I quit my job in September, cause I really needed a change, and I also went to travel for a bit. After I came back from my travels, I got a job quite quickly but I was short on cash, so I’ve decided to apply for a loan online. On the 14th of November I got an email from a company saying I got approved for a loan, but before they can pay my amount I need to prepay my first installment, because my credit score is not the best, and this way I can prove to the lender that I will be able to afford the monthly repayment. I sadly sent them the money, and then sent them some more.
I know now, that it was a scam, and to be honest with you I feel really stupid about it, but I was really desperate given that I had/still have bills and rent to pay. And they told me that I’ll receive a refund on all the money I sent, they were really nice and helpful, and they made me feel like I was in safe hands. I ended up sending them £1500, and the worst part is, it wasn’t even my money, a friend helped me out, because I promised her she gets back the money in no time. I’ve reported this company to the appropriate authorities, and thanks to god I have a nice friend so she doesn’t hate me blowing her money, but I’m out of everything and I have no one who could help me, that’s why I’m turning to the internet, and to You.
I’m days away to live on the streets, I have -£500 in my account with an empty fridge and a crushing amount of dept. I’m going from one loan company to another, I’m applying to part time jobs to get some other income next to my main one, but the loan companies keep turning me down, and even if I get a second job it’s not going to pay in time, and even it it would, it still wouldn’t be enough. The minimum amount of money I need is £1500, so I can catch up on my bills and rent – one less thing to worry about!
I’m really anxious and depressed by this whole thing, so if you could help me with a little I would be so so happy!
My PayPal is paypal.me/tiborbala
Thank you so much for reading this and kudos to you if you decide to help!
Have a nice day!
Ps: my post image is my paypal.me image, so you know you’re sending money to me, if you decide to do it.
A few months ago, an old friend that I knew when I was only a child reached out to me on social media after I tweeted about how I was struggling financially and that I needed to win the lottery. She told me about a man that she had known who was basically her “sugar daddy” but all she did was talk to him and keep him company. She told me she had to stop doing it, because her fiancé was not comfortable with it. She then asked if I would be interested in replacing her. Me, being 20 years old and naive, said “Sure!” Thinking, what’s the worst that could happen? I mean, all I had to do was talk to the guy. I started talking to him, my boyfriend knowing about it and encouraging me to pursue it if he was going to pay me for it. After the first day, he sent me his bank account information. Then I really thought that there’s no way he couldn’t be legit. I mean, he sent me HIS bank information so that I could pay off my credit card. After the payment went through on my credit card, he asked me to send a part of that through Venmo to someone else, and then he would send me more. This is where I got stupid. I thought at that point that that seemed fishy, but my boyfriend convinced me that if I did that, then I could continue to get money from him. I finally agreed and sent around $1,600 to someone on Venmo through multiple payments since Venmo only lets you send so much at a time. It took several days for those payments to go through from my credit card. One morning, I got up and checked to see if the payment had went through since the man kept asking me. I logged in to see that not only had the payments gone through, but that the entire total he had sent me before, around $2,500, had been taken back out of my account. This left me about $4,500 in debt. I couldn’t get in contact with him after that. That bank account information no longer worked. I was heartbroken. I was scared. No one that I talked to was able to do anything about any of this. My temporary job was ending and the new job that I had lined up, fell through. I wasn’t able to make any payments. And to make matters worse, only a couple weeks before this happened, I had taken out a personal loan of $750 dollars. A few months go by and I’m still jobless, broke, and eating one meal a day just to survive. That meal was typically a bag of popcorn or maybe a bowl of cereal. I have been constantly depressed since then. I considered ending everything, because how could I get out of this? I couldn’t tell my parents, they’d disown me. I just wanted to die. I still do. I had been trying to take out the loan to boost my credit score, because for a long time I have been trying to get an apartment, so I could stop living in the little bedroom of a family member’s home. And then I wasn’t able to make the payments on the loan. Now I’m stuck with a terrible credit score, struggling to afford anything. I finally was hired just a few days ago, but the pay will never be enough to fix this, at least not anytime soon. And with Christmas coming up, this is just making matters worse. I just want to get my life back on track. I’m only 20 years old, I shouldn’t be this depressed or this bad off. I just need a little help to get to where I should be, and anything helps. I will never make a mistake like this again, I’ve hated myself every second for it. Please help me get out of the hole I’m stuck in.
I have myself to blame but im a young man, 20 years old.
There was someone i knew who had his car breakdown, and i had been saving money up to that point for the last 8 months.
So when he asked for help I offered it in a heartbeat.
I gave him $2800 straight out of pocket for a broken transmission… and so the story goes on, it seems to have went from this to him missing out on rent and getting kicked out of his house, i mean i get it we all have our rough moments sometimes longer than others, so i saw no reason to back off from someone i trusted and leave him out to dry.
I lent him more money.
He told he would pay me back as soon as his tax deposit came in, he said it was going to be fast but he was getting the bank off of his back
apparently he had missed a debt and it only accumulated…
so i lent him 40 dollars, 250 dollars,
i really thought it would Fix this. As if i was going to be asked to loan him again and again. But that’s exactly what happened.
He really convinced me that it was only going well until the bank came around and said “you’ve missed this too”
and i fell for it :(. I didn’t really understand, money changes people, if you LEND to others you better realize where that money’s going.
needless to say I had trusted him… and that trust was left behind nowhere to be found.
i disappointingly ate it up, and continued to offer much more support than i can handle.
I sent over 6 thousand dollars, and i have 1k in credit debt.
there’s something biting at me, that i feel like i have been wronged. Even though i am to blame is it right to be burdened by the actions of another individual? It doesn’t matter
I’ll be going to the recruiters tomorrow. I’m enlisting to the coast guard, i’ll be taking charge to protect others, and i’d be proud to do so.
I ‘d share more but if you read this far, thank you for giving the time. I really mean that
I’m only asking money for this to relieve these frustrations, and get my life back on track, with (the whole im in 1k debt and cant pay rent…)
And if you’re going to help me. Thank you from the bottom of my heart.
It started with a sale. A simple transaction that would inevitably lead to my bank account being overdraft, my rent check being returned and now to where I am no longer attending school (I dropped out as of 11/7/2019 and a senior attending university in Arizona).
I needed a little extra cash because on top of this I recently got re-ended by a propane commercial vehicle while running errands. There is more to this story which relates to what I received just two weeks ago from this scammer.
When re-ended the car that I owned was a 2006 Nissan Pathfinder that my dad gifted me a week prior to the accident. Not only that, it was just paid off two weeks prior to my dad gifting it to me for my 21st Birthday. So car paid off, my dad gifts it to me as a present and then boom, its no longer mine, and the insurance are taking their sweet time to do anything with the vehicle.
So, with an origin presented, fast forward to needing some little cash, I sold my violin. A violin that I have had for almost ten years. I started playing the violin when I was 5, then piano at 12 and continued until I graduated high school at 17.
So I post it on Craiglist, Facebook, basically anywhere. Then I received an email saying the buyer is interested, they will send a check, and to ‘please remove the ad on Craiglist”. The only thing I found odd in the format of the email was spacing and a few random capitalized words but I thought based off the rest, perhaps they jumped into the ad wanting it.
I said I only received a certified cashier check/bank check to which they said they would go ahead to see through it. They sent me a 2050 dollar check. But it was not only for the violin but to help with expenses as the “buyer” asked why I was selling my violin. So I typed a novel story of it with the answers the “buyer” wanted and then it comes in. I wish I had known better and being the naive person I can be, to which my boyfriend just shook his head and the result of what I have done, deposited the check to which I became disbelieved of the following actions: check was returned, the person wasn’t who they were (they called and left a voicemail message threatening me with calling the FBI)…..
They still message me to this day trying to “apologize” but their damage has been done and I am swimming in debt. I am optimistic that there will be light at the end of the tunnel. I also believe everything comes in threes and well, this is one of those that came.
I live with my boyfriend and dog name Mandi. I used to be a College Senior. I work at a makeup store part-time. I Postmates to get some money in to at least eat or feed Mandi. I don’t have a car and rely on my boyfriend. I have been job hunting for nearly three months. Life sucks. But when things go down there are always things that will go up.
If you want to send something go right ahead. I also felt the need to share my story to hopefully help someone.
Dear friends, I am here because I recently lost my childhood home to lava on Hawaii. FEMA sent me a few thousand for “assistance “ but as it turns out they are asking for it back and I do not have the money for it because I am taking care of my mother and father who are ill with a disease. Please please please help me ! If I don’t pay this soon the IRS WILL GET INVOLVED ! PLEASE PLEASE HELP ME! Blessings – Marcus
God Bless you!