Hello everyone.
I am a university student, I am also working part time job as a carer. Recently I started applying for online jobs to make extra money as I was struggling financially. I saw an ad looking for ebay seller to sell their product. I thought about it and applied for it. Few days later I received an email from a lady (I am not going to name her), she stated that she was doing drop shipping as she had made a deal with supplier. She send me contract on online which stated I would be paid for each item sold and the role of my job.
I agreed to it, she send me the picture of her product and details which I listed as it was. The item was sold but the buyer refused to pay for it when he found out it was drop shipping and I was selling it for the lady. His reason was that same thing happened to him twice and it was a scam. That got me thinking about whether this venture was even legit or just scam. I forwarded everything to the lady and I told her I would no longer be working for her. Her reaction was that either I pay for the order she made or relist the product or else she will sue me for breaching the contract. She send me her driving licence to prove that she was real. With no choice I had to relist the product, which sold and this time the buyer paid for it too.
Then all the drama started, I send the money to the lady and she assured me the product would be delivered. she said she had paid the supplier and item has been dispatch. Every time I asked her for the tracking number her reply would be that she is awaiting email from her supplier. Buyer kept asking me about the progress of the product and I said the item was dispatched. However, later I found out that the product has not been dispatch at all. After a week the buyer complained about the delivery and how I lied to her about the product being dispatch. The buyer threaten me to either send the refund or provide the tracking number. Unfortunately I had to refund her with my own money as she had opened a request with ebay. the Lady said the ring was already dispatched, so the buyer assured me that if the ring arrives at her postal service she would re pay me. It has been nearly three weeks now and the buyer has not yet received the items. The lady would not give my money back as she says I am the one giving her stress, she keeps saying her supplier has dispatched the item but she does not give me any tracking number. She says that she cannot make money appear. I told her I would sue her as per contract it was her responsibility to refund, yet she says she has proof about paying supplier and she told me to do what I want. It goes on and on I cannot write all the conversation here it will be too long sorry.
As a result of the refund I have a PayPal debt. of £750 plus £30 charge. I don’t have enough money to pay the debt, I have bills to pay, essay to do, I have applied for loan with no luck, have called my bank to charge back but they cannot help in this matter. I am under stress, I don’t know what to do. I just feel like I have been scammed. I feel like crying, all I wanted was to earn extra money and it landed me here.

PLEASE help me this is urgent, if not donation just loan me I will pay back in instalment. I have nowhere else to go now!!

I was scammed out of over $15,000 by Jerrick Johnson, someone I considered a close friend of 6 years. I am one of the most caring people you will ever meet. He knew this and took full advantage. In 2014, he stated he was diagnosed with testicular cancer and could not work. He said he was going through radiation and chemotherapy. He indicated he applied for disability but was denied. His children’s mother also broke up with him in 2014 and he became homeless. I agreed to help him financially if he re-paid me once he was able to work again. He agreed to repay me. He claimed he had numerous surgeries for his cancer at Cancer Treatment Center of America in Illinois and that the cancer became terminal. I was devastated. All I could think about was his 4 children growing up without their father. In the summer of 2014, Jerrick said he beat the cancer using cannabis oil.

At the end of 2015, Jerrick said he was diagnosed with genetic colon cancer, which he also claimed was terminal. He also claimed his testicular cancer had returned. It had been once crisis after another with Jerrick and he has claimed numerous family members have died throughout different periods of time, as well as a childhood friend of his dying from a terminal lung cancer and that he needed money to travel to attend their funerals. Jerrick had told me he was adopted and during the years I have known him both his adoptive and biological mother supposedly passed away. I found out via his children’s mother that Jerrick’s mother is alive and well, which I also confirmed this with a coworker who grew up with Jerrick.

I added $3,000 onto my personal loan in 2014 because Jerrick needed a vehicle for work. He said he applied for a Job Access Loan through Ross Industries W2 site which he was going to use to repay me. Jerrick told me he was approved for the loan, but Ross Industries never paid him the money and that he was working with a lawyer who was suing Ross Industries due to this. That turned out to be a lie. In the summer of 2014, I loaned him $900 for a deposit on a new rental property for him, his girlfriend, and his children because he claimed that their current landlord wasn’t paying his mortgage and the home was being foreclosed on and they had 30 days to move. This was during the time he still was allegedly not cleared to work by his Oncologist. I also loaned Jerrick $600 for child support enforcement in 2015, as they allegedly were going to take him to jail if he didn’t pay. Jerrick also managed to get $800 out of a friend of mine and even had numerous donations sent to him and his family from her sister’s church.

I went and spoke with his children’s mother, who stated that having known Jerrick since he was 18 years old, throughout his entire life Jerrick has been a pathological liar and that he has made up various forms of illnesses in the past to get money out of people. She stated Jerrick has been this way his entire life and this is the way his mother raised him, to “lie to get what you can out of people.” When I confronted him about this he claimed that she was lying and that he did indeed have cancer but it had improved due to cannabis oil.

It was at that point when Jerrick admitted none of these things were true and after I spoke with his children’s mother that I found out he was a pathological liar, user, and manipulator. He also gave away the vehicle that I paid for with a loan to his children’s mother because he refused to fix her vehicle for her. I sued Jerrick in small claims court for the maximum amount, $10,000, and was awarded a $10,000 judgement on 9/6/16.

Jerrick promptly filed bankruptcy and wiped away all his debt. He even lied on his filing forms stating that all 4 of his children live with him and his new wife so that their family size would be larger to meet Chapter 7 requirements. He also said he wasn’t working, which he was.

During the last conversation we had the day before bankruptcy court, Jerrick finally admitted he never had any form of cancer. Jerrick has ruined my credit and I am left with thousands of dollars of debt (over $15,000), attributed to him. He used a fake terminal illness to scam people and churches out of money and donations.

I tried working with my local police department, but the DA’s office refused to file charges because they didn’t think they could prove that I wouldn’t have loaned him money if he didn’t tell me he had cancer…! Which I would never loan anyone this amount of money unless they had a terminal illness.

100% of the money donated will be used to pay all the loans and bills I have due to Jerrick. I am currently working 3 jobs to try to pay back the money. I should have filed bankruptcy myself but I refuse to allow someone else to ruin my credit for 7 years.  

This is a very personal story for me and it was difficult to put everything out there, but at this point I will not be receiving any of my money back and I really need assistance.  I’ve always been told I will be blessed for the things I have done for others.  I hope that becomes true some day.

Thank you for reading!

im and 68 years old. my husband left me after 30 years married with my friend he gave me little money but what i had i looked all over nz for a house i could buy out right and be mortgage free and enjoy my retirement.i found a lovely wee house worst house in best location by the river near the beach, country views nice and peaceful but 5 mins to town.Even though i was broken hearted i was happy to have found my own home and have a new start.  It was a mess inside and i thought this old lady needs some love as she had been badly neglected. I sat down went over my figures, cost etc i was a builders wife and we had built 2 homes. so i had a good amount of know how. feeling i had covered evrything  i started the renovations and hiring a builder long story short i was ripped off up 70,000. windows went in window came out charged twice, paint went missing scaffolding tools u name it went, not that one would notice until it was too late . I had to go down to the bank and take out a loan which is now 78,000. My problem is police here wont do anything its a civil matter some used fictitious names address not true and no way to find them even looking at builders licsense pic and number looked authentic but were stolen. i now have my home on the market to sell that way i can pay off the debt but a cheaper home out of town and have money for healthy food and look after my health. i have some repairs to my home that need to be done and i cannot afford to pay for .i have an honest builder now but need help to start a fresh and help me to stop feeling so anxious, ashamed, and can finally enjoy this new beginning for me. i have posted on gorfowrd and give a little but am having trouble signing in so cannot use these sites one is american and i have spent to much time trying to figure out so wont continue with them .thank you for letting me share my story .im a 68 year old pensioner who has worked hard all her life and people who do this have no idea what our life has become because of their Greed.Yours Truly Suzanne

Hi, I’m a 24 year old African American entrepreneur. I have had some success starting a few businesses from an idea to a beta. I have worked many part time and full time jobs to make ends meet and to invest in my businesses, however having a dream or idea can be very costly in the beginning before making profit as we all know. Where I have failed and am experiencing a catch-22 is with balancing wants/needs/investments. I recently tried to move to California to grow my business. I went to school for Audio Engineering and had shipped my equipment to San Francisco where I was staying with a family member til I got on my feet. During my month in California my cousin told me after a week of living with her I would have to leave because she struggled from bipolar and PTSD from being in the war. I wasn’t made aware of tho until I arrived which completely caught me off guard. During this time I was searching for Liam’s to apply for housing and ended up being scammed out of $2,700. At the time that was all I had to my name. I immediately had to ask for help just to get back to my home state Tn to stay with a friend. Upon returning I had to find a new job and was told by my friend that I was subleasing from before my trip to California that upon my return he and his girlfriend wanted to live alone and I had to find a new place to stay by December. So I had no money, a broken down vehicle and a temporary place to stay. I found a job booting cars in Nashville for decent money. Only problem is you have to pay for your booting license and use your own transportation. So I asked to borrow my girlfriend’s mom’s car because my girlfriend drives a stick shift and I can’t. Her mom has an automatic. I have been using her car to drive to Nashville every day at 6am to get to work. My girlfriend’s mom then offers to help me get my car fixed. So she paid $700 to get my brakes fixed but the whole system had to be replaced on top of my car needing more work. So my car is still not drivable to Nashville and my girlfriend’s mom wants her car back. So I won’t get paid for my time at work til the end of this month but I also can’t work until I get paid. To make matters even worse my MacBook Pro crashed a week ago eliminating any money I could’ve made from my home business mixing audio. It will cost $475 to fix my computer. My equipment is still in California and was damaged by the usps when it came from Tn. So I have a crashed laptop and no studio equipment on top of car troubles and no money. Here i am today with negative $15 to my name. A lot of owed money waiting to be taken out of my first check and also faced with the dilemma of finding housing with bad credit from student loans and no money to eat. I am seriously drowning and struggling. I’m doing everything I can to change my situations and the problems are stacking quicker than the money is coming. I need help! I can’t get a loan because of my credit. I need a break or a sign to not end my life. I have so much ambition and have so much potential. I’m just having a hard time getting over this mountain of debt and misfortune.

Thank you so very much for taking the time to read this. I would never come on here and ask anybody to give me money if there was any other way. About a year-and-a-half ago, my daughter came to me asking for a retainer fee for her lawyer. Her ex-boyfriend had taken her son and I could not say no. Allowed her to max out my credit card to pay for her lawyer fee and as she didn’t have a job at the time I’ve been making her payments to her lawyer and the guardian ad litem. I have exhausted all of my savings and have fell short of my own bills so I turned to Craigslist trying to get a loan to help cover my expenses and hers. Last November, I had a few responses to my ad but they seemed phony. Finally I had one that seemed legit. His name is John Brennan. He offered me a part time job so I could earn the money instead of borrowing. I accepted and stupidly allowed him to have access to my credit card. He deposited the 2000.00 on the card and then told me to withdraw 500 to send to his client whose name is Joel A Rodriguez in New York. My credit card only has a 400.00 cash advance limit so I explained that I could not do as he asked. He told me 400 was fine and that should keep the rest as future payments to me for my job. I did not have a pin number for the card and told him I would have to wait until the pin came in the mail. That started all kinds of trouble and he insisted that I was to make the payment or he was going to have me arrested for fraud. I withdrew the money from my checking and sent it. I used the credit card to pay the bills that the money was for. 3 days later the credit card company contacted me to inform me that I was over limit. I asked how and they told me that the payment that was made was from a closed account and that I now had to make an immediate payment. I didn’t have the money so I contacted John to find out what happened. He told me that his bank was having technical difficulties and this should be resolved quickly. That was the last time I heard from him. I filed a police report but that was all I could do. I tried getting an old fashioned loan but was informed that he opened cards, filed a fraudulent tax return and took out 2 internet loans in my name. I cannot tell you how utterly stupid I feel but the worse part is I have no money, no credit and Christmas is right around the corner. I’m asking for help to get caught back up on my bills and fix my credit. I promise that when I can, anyone who donates to me will get it back. I have proof of all I’ve told you as I’ve saved every text from the scammer plus the IRS letter and the letter of fraud from Capitol One. Thank you for your time

I am asking for money because the proceeds of my home just sold have been put on hold for a long time without my knowledge, consent and  without logical reason.  I am  a fiduciary fraud and identity theft victim that kicked into high gear after getting a divorce in 2008. I also suffered credit card theft around 2008. The sheriff’s department served notice to appear about my stolen credit cards in court to a room tenant at my house twice. I miraculously showed for the second credit card but the first one resulted in a default judgement against me. After having 4 attorneys work on it the judgement against me was finally vacated in September 2016. True to extortion techniques the people have had me served again even though they lost. If I do not have donations I will wind up homeless in 3 days. I have not done anything to anyone to deserve this. 

Hi everyone, my name is Brent and I’m posting on here out of desperation due to a current situation that I’m in. 3 months ago, I got laid off from my job in the oil field here in Canada. Brutal times for a lot of us up here. But this is not why I’m here. Last month, I fell victim to identity theft, not only having someone across the world posing as me, but losing everything that I had in both my credit and debit accounts. Apparently it was a hacker of some sort, which is still being investigated right now. I’m literally down to nothing at all, and am still searching hours on end each day for a job. I ask for your willingness to help me out in anyway possible and I seek to pay every name back that I receive a donation from! Thank you so much and God bless. Brent.

Hi thank you for taking the time to read this.

I have had a very painful year an a half, which ended thankfully last August. Prior to that my parents divorced and the whole family divided. I was very low to say the least. I then met a guy who thought the world of me, he was sweet, funny, kind or so I thought. He said he loved me after 2 weeks of meeting him and that he wanted to marry me etc. He then proceeded to tell me that he couldn’t afford his rent and gave me a sob story that his mum wouldn’t help him out etc. So I started paying his rent on top of mine and my own bills. I was having beans on toast for lunch and crackers for dinner. He changed from a caring person into one that out me down and made me feel like it was my fault. His mother supposedly had surgery and he had to look after her a lot, hicj turned out he was at other women’s houses. Long story short I ended up giving him around £3000 in total and in the end found out he was on drugs, selling drugs and completely bad news. It was a painful learning curve for me as I am a very trusting and honest person. If I could get some of the money back that was supposed to be paid back to me I would be eternally greatful. I got into debt over a waste of space and I’m left to pick up the pieces.

Thank you in advance.

I am on SSI disabilty for Schizophrenia, depression. and bipolar, I only get 733 a month. I was trying to get a loan for dentures, I got scammed around Christmas.They took me for $500.00. I to get a title loan on my 1996 dodge neon.  I’m barely making it. Don’t know if I’ll make it next month. I might become homeless, The only relative is my mother, and she is in a nursing home. Trying to pay off her bills to.I was trying to get dentures ,because I look older than what I am. with out  them and people treat me different.And it’s much harder to find work because of my appearence, I don,t even like showing up in public.Well that’s about all I can think of , Thank you listening and any support would be greatly appriecated.

Hello, my name is Cedric and last month I was scammed a total of 1100 dollars. I woke up 3 mornings and made myself a cup of coffee and sat at my computer. I did my usual routine such as looking on Facebook, checking my eBay items, checking the weather for the day, checking what’s happening in the world on a news website, and checking my bank account online. As I open up the page I notice in brackets (811.93). I thought I had a balance of 811 dollars but did not know where it came from. As I check my account history I notice there are 4 checks returned. One for 400, the next for 300, and 2 for 200 totalling 1100 dollars. I had 288.07 dollars saved for the month ( I am on disability for mental issues thus the little income in my bank) and now I owed 811.93! I had a hot flash and a panic attack. I couldnt belive my eyes. How did someone cash in checks into my account, withdraw the money and erase the transaction details. (There was no sign of any of the checks deposited, just the returned checks notification and the amount i now owe the bank). Somehow someone got all the information needed to cash checks into my account and withdraw the money right away using my loyalty customer withdrawal credit limit. I called the bank as soon as it opened and explained what I was seeing on my online banking and they told me to come in and set me up with an appointment with one of the managers. The manager closed my account and set me up with a new one for my disability check to go into so I wouldn’t starve the next 3-4 months and told me that all the deposits were made on the outdoor ATM and there are no cameras there to see who did it and I will be responsible to pay back the full amount whenever I can. I burst into tears and explained that I am unable to work and all I can spare is 20-30 bucks a month at the most and that how can I be held responsible when I was not the one that wrote the checks. She said that I am not the only one that has had this happen to them and it sucks but its the way it is. She will wave off all the NSF fees totalling 180 dollars extra and that there is no rush to pay it off. All in all she was very helpful and sympathetic with the situation but now I have the problem of paying it off. I filed a police report and asked around for information on what to do next. I am currently looking for a fraud lawyer that might have a better idea of the options I have but it is Saturday and all the offices are closed until Monday. I hope I will get through this quickly and I hope to get help from the community if possible. That is why I am on this website begging for help. Anything helps and will be recognized by myself as a generous and thoughtful individual and God bless them all. Thank you for taking the time to read my situation and I hope you understand what a hole I am in.

sincerely Cedric

Hi, everyone. I really can’t believe I’m doing this but I have no other options at this point. I returned from a deployment in kunduz Afghanistan at the age of 22. Excited, and relieved that I made it back home i decided to purchase my first car. I was a long way from my home town of Hyde park Massachusetts just outside fort.stewart Georgia. I found a 2003 Lincoln ls with about 68000 miles on it and for 11,000 dollars. The owner of the dealership (Alpha Motors) in Brunswick Georgia didn’t seem like the type to hustle a young guy in a military uniform. Well he was. I didn’t know it then due to ignorance. It was my first car , the first time I had ever got my own money so I was eager and he could see right through me. I was tricked into signing a contract with a 7,000 dollar down payment and a 29 percent rate on the remaining 4 grand. I left that lot with a smile on my face not knowing what had just happened and what was soon to unfold. This was within a week of me returning from Afghanistan and I would attempt to drive back home to boston to see my family after over a year for a week. The car made it but barely. It broke down the day after I got home. The engine blew. And since I drove it up the east coast it was no longer under warranty. 2,000 miles or 3 months was the warranty. Well me being ignorant i dug deep into the rest of my savings from the war and replaced the engine. I was able to get my car back the day before I was heading back down to Georgia. I make the drive again and the transmission goes. Just like that. I was in debt. Couldn’t pay the 297/month payments, insurance, NOTHING. I was living paycheck to paycheck but it was gone before I saw it. A month or so goes by with it rotting away in my barracks parking lot. They repossessed it eventually. And now I sit here till this day no car, no money,  and in tens of thousands of dollars in debt. I don’t like asking for anything but I don’t know where else to turn. Please, anything will help especially this time of year. Thank you all for reading. God bless.

[don8 email=”glenn.ghizzoni@aol.com”]

All of my life my goals were to raise a family, work hard and help others. Unfortunately, a head injury and then other illness snack in and slammed many dreams away. I did learn though that even though I couldn’t work any more at least new dreams could be formed. This I did, I decided to write and paint. These are passions of mine, yet no money is made–this does keep me busy and I am happy to be alive. All of my life whether I had money or not, I always did my best to give back to others. This was a need to pay it forward to those who were there when I needed help.

Recently, my washer broke down. I needed help and put it on another site (i have a fractured spine and could no longer wash laundry in the tub) yet I felt so guilty to ask for help, I removed the request.  A friend a few weeks later brought me a “surprise” washer that she picked up at a thrift shop. It was a surprise al-right.  To no fault of her own the washer is a lemon. It didn’t work. When I asked her to please bring it back (and I paid for the surprise or gift), she decided to fix it herself. She bought  parts that she felt would fix the washer. They didn’t work and then  a week later she brought over a guy that fixed washers. What I didn’t know that he wasn’t the friend she said he was and found him on Craigs List. After he so-called fixed the washer and she paid him 133.00- he left me with a functional, noisy machine. Hopefully, never to see this guy again.

A few weeks later at 11:30 at night as I was getting ready to sleep. I heard banging on my front door. My name was being called frantically by this mechanic that fixed my washer.He was frantic and crying. He kept saying “his kids-his kids!” and since I basically thought I knew who he was…I opened the door. He fell into m y apartment and I had to move away from the door. Being 62, I don’t move too fast. I have a fractured spine. This man Kevin, fell into my home and started begging for money. He had this story (which he changed often) that his car broke down with his five kids and wife and they were crying and stranded…he talked so fast my head was spinning. I had to go to minor surgery that week and was taking pain killers. He begged for money about 140 dollars and I said I didn’t have it. He then became very angry and demanding. He wanted me to call my girlfriend who paid him for the work originally, to come over.He wanted more money. I told him NO.  I felt my life was over. My phone was too far to call the police. He wouldn’t leave and I wanted him out of  my home.  At one point he tried to grab me and I pushed him away and told him not to touch me. There was an exercise bike between us which I was grateful for.

I finally in fear gave him my debit card. He promised he would only take out the $140 and pay me back the next day. He left and my head was spinning. He of course never paid me back but wiped out my account. I called him the next day. I had the receipt. I wanted my money back. He said,” I saw it…I wanted it and I took it.” He was nasty. Then he said he would pay me back Friday–he was stalling and I did call the police.

To make this short, when the Sheriff Deputy (Pasco County Sheriff Dept-Port Richey, fl) came over-all he did was quote laws (that I was screwed) and he cursed and yelled at me. To prove I am not lying my friend and her daughter were witnesses to  his cruel behaviour and I just shut down.

The deputy got the perpetrator to come to my home. Which he wrote his side of the story in the complaint which were ALL lies and the deputy let him go. I couldn’t believe this. I tried to call the deputies supervisor for cursing, yelling and even making fun of me in front of my friends.–I was ignored. This is the holidays and I am so depressed. I have never been treated as this before. I used to work in Law Enforcement and even NASA Security when I was younger. I had commendations and was a hard worker and believe in justice and loyalty. I can’t believe what happened and how I was treated.

Now I want to get a new washer. I hang my clothes outside and don’t mind-it’s only me. Yet, also I am wanting to find a way to leave this apartment and go to a 55+ safe community–I need help moving and cleaning, since I do have multiple illnesses plus a fractured spine. I have lived here over 15 years and I need to feel safer and with some help. My car was stolen by my brother who has power of attorney of my sick mom —so I need help with transportation. I have always been a good loving person and am grateful to my friends–yet my life seems over—always independent and doing the right thing–now I am lost–ill and of course older…I have no clue what to do any more. What happened to justice and decent officers? I feel so lost and as though I am drowning–Thank you for reading this.

This dude that ripped me off is named Kevin Thomas Keller(possible alias last name : Fagen, Kelly, Kellee) he lives at 9136 Chantilly Lane Port Richey, Fl 34668- He phone number is 727-346-0788 He goes under Kevin’s Appliance and is usually on Craigs list or a flyer paper.  He is a crook and I hope that Santa gives me the gift of him going to jail. Kevin knew I was sick and disabled and he did fraud to the elderly. Oh, and my machine still doesn’t work. I would love to have a new washer.

Thank you for reading this. Merry Christmas. May all of your dreams come true–and if you can’t help me–please pray that my dreams will come true and I can heal. Donna S.

[don8 email=”dscaglione2@tampabay.rr.com”]

I am a 43yr old guy married with 6 kids ages 3 to 23. I live in Orlando florida where I opened a small automotive repair shop. I’m struggling make it work in a down economy but I need immediate help. I was recently scammed by selling merchandise that was on consignment. I was paid with a counterfeit cashier’s check $3500. If it was my merchandise i would have to take a lost a learn from it. But because it belong to a customer I’m in big trouble. Simply because the customer is a street thug that’s constantly harassing me and I don’t have the credit to get a loan to cover the loss. I’ve not been comfortable letting my family come see me at the the shop because I don’t know what this guy will do physically. I would prefer to do what’s technically right and give him his money for the merchandise.

[don8 email=”occustommotors@gmail.com”]

Struggling Single Mother

I am a struggling single mother of three children, I was doing a lot better at one point in my life a couple of years ago before the economy hit for a rough turn and things got tough, I was laid off from my job of about 8 yrs. about 3 yrs ago and within that 3 yr period things have been going down hill for me I don’t know the reason,but I’ve always been a person that loved to

help others but for some reason now I’m in need of help and I dont know what else to do.  had no choice so I wiped out my accounts and couldnt even afford school anymore so I was placed on suspension and now I am just trying to help put my life back

together and get back into school and raise my children. I have been struggling very badly for the past several months and I just need a little help with my finances . Things have been very stressful for me physically and

emotionally I have lost a substantial amount of weight worry if I will be able to make ends meet so If anyone
can and is willing to help I would appreciate any monetary donation that you are offering any amount will be greatly appreciated. Thanks so much!!

If you receive a fraudulent email from someone asking you to send money. Make sure you report them to the local authorities. Many people lose their whole life savings and end up broke, in foreclosure and homeless, when they are scammed by these criminals.

Here is a recent scammer trying to con and steal your money – dont let this happen to you!

“Hello my good friend,
I have been in search of someone that bear the same LAST NAME with you, so
when I saw your name I was pushed to contact you and see how best we can
assist each other. I am Mr.DAVID CLIFF a Banker here in GHANA. I believe it
is destiny for me to come across your name on the internet. I have an
important business discussion I wish to share with you which I believe will
interest you because, it is in connection with your last name and you are
going to benefit from it.

One Late ANDREW , a citizen of your country had a fixed deposit with my bank
in 2008 for 36 calendar months, valued at US$16,000,000.00 (Sixteen million
US Dollars) the due date for this deposit contract was this 16 of January
2011. Sadly andrew was among the death victims in the january 2011plane
crash in Iran that killed over 70 people. He was in Iran on a business trip
and that was how he met his end.

My bank management is yet to know about his death, I knew about it because
he was my friend and I am his account officer.andrew did not mention any
Next of Kin/ Heir when the account was opened, and he was not married and no
children. Last week my Bank Management requested that I should give
instructions on what to do about his funds, if to renew the contract.

I know this will happen and that is why I have been looking for a means to
handle the situation, because if my Bank Directors happens to know that he
is dead and do not have any Heir, they will take the funds for their
personal use, so I don’t want such to happen. That was why when I saw your
last name I was happy and I am now seeking your co-operation to present you
as Next of Kin/ Heir to the account, since you have the same last name with
him and my bank head quarters will release the account to you.

There is no risk involved; the transaction will be executed under a
legitimate arrangement that will protect you from any breach of law.
It is better that we claim the money, than allowing the Bank Directors to
take it, they are rich already. I am not a greedy person, so I am suggesting
we share the funds , 30/70% to both parties, my share will assist me to
start my own company which has been my dream.

Let me know your mind on this and please do treat this information as TOP
SECRET. We shall go over the details once I receive your urgent response
strictly through my personal email address, herbetcherisol@hotmail.com
We can as well discuss this on phone; let me have your telephone number and
also know when you will be available to speak with me. Have a nice day and
remain blessed.
Mr DAVID CLIFF.”

You can also report the email account to the email service provider!
Report email scammers

Do not become a victim of the Nigerian 419 scam! You may recieve an email stating that a Rich wealthy Diplomat, king or some other fictional character has millions of dollars to give you BUT they need your help to get their money out of Nigeria.

It’s a scam, a lie, a fraud, illegal, cowardly and they will take all your money!

Here is an actual Nigerian 419 Advance Fee Fraud email , smell the filth?

“hello,
i will be glad to donation for the childfund for reliefing them from total abject poverty . i will be donating a tangible amount of money for the benefit of the less privilege. kindly get across to me with the necessary information about your organisation so that i can issue out the payment as soon as possible . kindly get back to me with full name in which the payment will be made to your organisation, adrdess , zip code, telephone .waiting for your soonest reply.a penny a donate can change life a day .thank for your usual support of the less privilege children.”

BRONW ROBERT  drrobert231@gmail.com

If you have received a letter, but have not lost any monies to this
scheme, please fax a copy of that letter to the U.S. Secret Service on
(202) 406-5031.
If you are outside the United States, you should
report it to your local authorities and send documentation via fax to
the U.S. Secret Service.
The U.S. Secret Service has instructed
anyone in the US who has lost funds because of this scam to forward
appropriate written documentation to:
U.S. Secret Service
Financial Crimes Division
950 H Street, NW,
Washington, DC 20001.
(202) 406-5850
Or send e-mail to 419.fcd@usss.treas.gov
 



Report these people http://www.fraud.org/info/repoform.htm

People are losing their homes, life savings, money, friends and destroying lives because of these individuals.

Report them and stop the lies.

Visit  http://www.fraud.org/info/repoform.htm These people are ruining your opportunity to receive money on this website from legitimate donors who want to help you.

We need your help to stop them from ruining a great free begging website!

Nigerian 419 scammers want your money and will do everything to get it including lying, cheating and stealing.

Inform yourself and fight back follow the link on this website
http://www.fraud.org/info/repoform.htm AND REPORT THEM!

http://home.rmci.net/alphae/419coal/

http://www.snopes.com/fraud/advancefee/nigeria.asp


http://www.fbi.gov/scams-safety/fraud

http://www.419eater.com/

Increasing numbers of people are being contacted by 419 Scammers. Help put a stop to this and report all fraudulent scam emails to your local authorities. These scammers target innocent people like these, who are begging for money online.

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I run a home daycare and due to budget cuts in my state I have lost several kids because they can no longer afford daycare copays from the state eligible kids. I just need a little help to get me through till I fill the spots. I have lost over half of my income and am a single mom of 2 kids…in fear of losing home, power shut off and not able to put food on the table. Please help in any amount possible. Thank you.

Hello I have a severe upper respiratory infection and I need to be able to get to the doctor 5 PM today. I will most likely be getting a script for cough medicine, which I badly need to function at work and sleep at night, as well as antibiotics since I’m coughing up green junk. Bleh. Please I need you help, all of my money until next payday has gone towards college for this Semester. Any amount would be appreciated! Thank you.

Please help me if you can,anything will be appricated. i’m a 67 year old grandma who has raised 3 children and a grandchild, i never thought i would need help but i now find myself needing money to buy a used car, we live on social security only, and my husband has terminal cancer, our car stopped running, and it cost to much to fix it, it was 20years old,, i was useing my granddaughter car but she had a car accident and totaled her car.

i need a car to get to dr’s appt. and run errands.Our oldest daughter stole our idenity and we lost everything because of it. when we found out it was her. she commited sucide, So we lost our daughter,home and car and bussiness.i know only gives to you what you can handeled. but i can’t handled this. so please help us

Hello I am a single mother that is unemployed and has alot of medical problems. I am on alot of medican and trying to get disability. I have Fibromyalgia, Osteoarthritis, Diabetes, Neuropathy, Back problems, Bad knees. I have always been a hard worker but this past year my health has really went down hill.

I am behind on all of my bills. I owen my house but it needs alot of repairs. And I owe my property taxes too. I am asking for HELP from all of you. If you have it in your heart to help me that would be great. I would love to have some money for food too, if possible. I tryed to get link and they only give me $67.00 a month. So PLEASE HELP ME PLEASE!!!!! P.S. I would love to get my kids some school clothes too

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Help make this site better and together we can reduce the amount of email scammers looking for victims online to steal their hard earned money. Report email scammers