Financial Hardship Help
Beggingmoney.com receives visitors from all over the world. Some have the intention to scam you!
NEVER send money to anyone who “wants to help you”. All the transfer fees and other excuses are just an attempt to scam someone.
Before you ask for money on our website, don’t forget to read our START HERE page
419 Scammers visit this site daily from Nigeria, HELP STOP THE FRAUD and report the criminals!
Report all SUSPICIOUS EMAILS TO: http://www.fbi.gov/scams-safety/fraud
Do NOT send money to ANYONE
Scammers will send you checks and ask for your personal address.
Here is what a typical SCAM EMAIL LOOKS LIKE:
Good Day i was reading your page and i see that you really needed some donation.This is my frist time on the site,but i was touched by you word and i feel like help you.i do not run a paypal account but will be ok by you if am willing donate money to you in another way.i donate money to many people and organization,i will be putting you in this month budget among does that am ready to help.well the only method i can help you with its through check if you are okay with the method just get back to me with the followings Name;………………………………………………………………….. Contact Address;…………………………………………………. Telephone Number;…………………………………………….. State;…………………………………………………………………… City;……………………………………………………………………… Zip Code;………………………………………………………………
Once you get back to me with the details i will ask my manager to issued the check payment out to you immediately. REGARD TO YOUR FAMILY THANK REGARD TO YOUR FAMILY
If you receive an email like this forward/send it to the local authorities with the email address!
This is Fraud according to the http://www.fbi.gov/scams-safety/fraud –
“Nigerian Letter or “419” Fraud
Nigerian letter frauds combine the threat of impersonation fraud with a variation of an advance fee scheme in which a letter mailed from Nigeria offers the recipient the “opportunity” to share in a percentage of millions of dollars that the author—a self-proclaimed government official—is trying to transfer illegally out of Nigeria. The recipient is encouraged to send information to the author, such as blank letterhead stationery, bank name and account numbers, and other identifying information using a fax number provided in the letter. Some of these letters have also been received via e-mail through the Internet.
The scheme relies on convincing a willing victim, who has demonstrated a “propensity for larceny” by responding to the invitation, to send money to the author of the letter in Nigeria in several instalments of increasing amounts for a variety of reasons.
Payment of taxes, bribes to government officials, and legal fees are often described in great detail with the promise that all expenses will be reimbursed as soon as the funds are spirited out of Nigeria. In actuality, the millions of dollars do not exist, and the victim eventually ends up with nothing but loss. Once the victim stops sending money, the perpetrators have been known to use the personal information and checks that they received to impersonate the victim, draining bank accounts and credit card balances.
While such an invitation impresses most law-abiding citizens as a laughable hoax, millions of dollars in losses are caused by these schemes annually. Some victims have been lured to Nigeria, where they have been imprisoned against their will along with losing large sums of money.
The Nigerian government is not sympathetic to victims of these schemes, since the victim actually conspires to remove funds from Nigeria in a manner that is contrary to Nigerian law. The schemes themselves violate section 419 of the Nigerian criminal code, hence the label “419 fraud.”
Tips for Avoiding Nigerian Letter or “419” Fraud:
Wikipedia explains online fraud in detail. Be smart and keep your personal info to yourself.
Dear friends, I am here because I recently lost my childhood home to lava on Hawaii. FEMA sent me a few thousand for “assistance “ but as it turns out they are asking for it back and I do not have the money for it because I am taking care of my mother and father who are ill with a disease. Please please please help me ! If I don’t pay this soon the IRS WILL GET INVOLVED ! PLEASE PLEASE HELP ME! Blessings – Marcus
https://paypal.me/needfundsasap
God Bless you!
Hello dear readers.
First of all, I would like to apologize for my language in advance, as I am not from an English speaking country.
As the title says, it is my time to say please. Please, to support me in any way you can.
I am a foreign student in South Korea, to be specific, a “former” student. Couple month ago, I was released from detention center after a 1 year long trial. Unfair trial. I was charged with money counterfeit and its use. I got frauded by one guy, who I bought a motorcycle from some time ago. He paid me 3 million won ($3,000) in cash. At that time, I could not even think that it was counterfeited money, because Korea is one of those countries with very low crime rate. Consequently, without even realizing that I was commuting a big crime by using fake money, I used it for my daily expenses such as food, housing fee, books etc.
As a result, one night after coming back from uni, police was awaiting me at the front door of my house. And after that all this nightmare started. For the last 1 year time span, I struggled a lot. Moreover, struggling for no reason is even more painful and stressful. I got not guilty on the counterfeit charge because we were able to prove that I was not the one who actually did the counterfeiting, however on the using counterfeited money charge I got 3 years on probation. During this 1 year trial, as a foreigner student in a foreign country with no family, it was very hard to go through it. My family had to come to Korea and support me. Overall, we spent over $100,000 on lawyers and other expenses. We had to sell most of our assets to cover the expenses.
Eventually, I got kicked out of the uni. Although we were able to win the followed-up administrative case about deportation which allowed me to stay further in the country. However, I am totally depressed and have no hope about my future. This situation turned my and my family members’ life 180 degrees.
Thus, I am begging you, dear readers to provide me with little financial support so that I could get back on my legs and go forward.
Big Thank You in advance.
God bless you all.
I guess, I could explain a bit of myself to complete the 400 word description. My name is jack and the past two years I saved up 28k$ to move away from my family and go for my dream of acting as I discovered i am very naturally talented at. I planned and put down a security deposit already on an apartment in Georgia Atlanta October 1st. But I was scammed 1.5 weeks ago which the investor took all 28k and ran with it.
Im hoping to gather help from anyone – I will have an IOU with you and will listen to any of your terms / conditions.
All I’m asking for is a minimum of 10k$ and I will work my ass off to pay you back. As I can’t make enough to finish my bills up here (Pennsylvania Pittsburgh) and then move down to Atlanta to become an actor. I can’t necessarily ask from family as they are against the idea of me moving. And I only have one friend who already is a poor college student.
Please, it all helps!
I was recently robbed by some people I thought of as friends. This couple I know have been struggling recently, and the woman is newly pregnant. They are both unemployed, but luckily they are not homeless due to family giving them a place to stay temporarily. I have always done everything I can to help them out, but I started trying to help them more once I knew she was pregnant. I was trying to help them make resumes and look for jobs, while allowing them into my apartment to clean up and get something to eat. This was going on for about a month before they stole from me, no problems until this incident.
I was using the bathroom and when I came out they were no longer there. I assumed they were outside smoking a cigarette. After a few minutes, I noticed my purse was messed with and then I saw my wallet on the table. I had just gotten paid that day and I had taken out the money to get a money order for rent. Before I made it to get the money order, I ran into them and made the bad decision to help them out. I should have known better to not have cash on me with them around, but I did not even think about it. I just wanted to help them out after they asked me for food, saying they had not eaten in a couple of days. I was naive and let my heart lead my decision, unfortunately.
They ended up stealing almost $400 from me. This was going towards my rent for the upcoming month. Since I do not make a huge wage at my job, I typically take money from every check and get a money order towards the rent. I am now struggling to buy food for myself and my dog because I know rent is due soon, and my landlord is unwilling to help and work with me. The picture is of my dog, looking sad and desperate for attention while wrapping her paws around this guy and forcing him to give her some love.
Anything would help out. I am just trying to get back on my feet, since I recently depleted my savings account on an emergency dental procedure that I desperately needed. I cannot believe these people would do this to me after all my kindness towards them. I had bought them groceries, food, even given them money before when they needed it. I thought people were better than that, but now I’m losing hope. Please, if you can help me out, I would be truly grateful and appreciative. Thank you for taking the time to read my plea.
paypal.me/BeckOD
Hello! So, I understand that you guys help fulfill a lot of people’s dreams and such by donating money and I hope that you will do the same for me. However, my issue is not like those that I am sure usually receive but I am here to try anyway. So to begin, recently I took part in a deal with “CSGO” or Counter Strike Global Offensive trading in which I was trying to sell my skins for money. There is a very trusted site that I was going to which goes by bitskins. You can find it by going to bitskins.com. Essentially I was supposed to have traded my skins to a bot that they would send out so that I could start to sell and get money for my skins. Unfortunately, I must have encountered a fake bot sent by someone and accidentally sent my skins to them. So goodbye I will never see them again. Anyways, the reason I am asking for money is that I believe that this was not my fault. When attempting to trade to the “bot”, I verified all credentials, dates, etc. and even saw that the inventory was stock full of items (so I knew I was in the right place). I then proceeded to send the skins over and found out that they got sent to another account that was completely different and unlike the one I sent my skins too. So, I believe that some way they could have been hacked per se and grabbed out of circulation. I was planning to put the money towards buying myself a better computer so that I could play with my friends more often and have something a little faster and easier to use for school as well. My current computer can be a little laggy and difficult to use. If you are curious as to which skins I sent away so you could look them up then here’s a small list:
AK-47 Fire Serpent Battle Scarred
Bayonet Black Laminate Field Tested
So these skins total up to about $350 according to current Steam Market Prices which means that I just lost a lot that could have gone towards funding my project. Any help would be much appreciated and I suppose taking the chance to ask for money and being denied is better than not asking at all in the first place. I much appreciate your time reading this and hope you have a fantastic day.
Link: https://paypal.me/bbgarduno
Hi guys, I’m Justin.
I was recently a victim of cybercrime, in that when selling my Wii U on eBay, the buyer sent me a text message saying it was his daughter’s birthday and he needed $300 worth of Steam gift cards, then got an email disguised as eBay/PayPal saying that I needed to do so with the cards scratched off. It was my first time selling on eBay so I didn’t think anything of his request.
Long story short, it turns out it was all a scam and I ended up spending money on Steam gift cards and mailing them to the address he sent. I ended up getting robbed out of $799. I even lost my Wii U!
So, yeah, I’m pretty upset about these horrible people taking my money. But I’m trying to stay positive about this. There’s nothing I can do at this point but just try to think positive, laugh it off, and ask you guys for help. Literally anything helps! Even pennies! I hope that I am eventually able to make all of this back up someday.
If you need any more evidence of the scam aside the picture attached, the other pictures are posted here: https://drive.google.com/drive/folders/1JLFCZwmD1E_HjoiCwZQd1RwYfKJaRb73?usp=sharing
To send me any donations, send it to me at: paypal.me/justine643
My dream is to one day become a philanthropist (I legitimately want to be part of The Giving Pledge someday), and instead of hurting people like these horrible scammers, I want to help people. I come from a fairly poor environment, but I’ve managed to save up some money before college (unfortunately, I just ended up wasting some of that money on these scammers) and plan to use what I save on getting out of my bad environment, creating a better future for myself, and most importantly — . I have a long ways ahead but every little bit helps! Losing this money was definitely a blow, but I’m not giving up by any means. I’m staying positive and optimistic!
Lesson to everyone: don’t fall for gift card schemes. Be critical of messages and emails (and I wouldn’t be openly telling you to do this unless I was being 100% honest about all of this – my request for donations isn’t a scam, but that doesn’t mean you should believe me at face value. :) ). And most importantly, stop asking waiters if they have the “super salad.” No one likes Dad jokes!
Sharing this post is appreciated!
Have a fantastic day/week/year/century,
Justin
P.S. Sorry if it seems like I’m not taking this super seriously. I try to make light of this situation because there’s nothing that can be done at this point. Plus I like helping people laugh so if you got a chuckle from one of my “jokes,” I did my job!
The gay scene is dominated by the young and beautiful and sadly there are many who use their youth as a tool to deceive silver daddies (mature men with grey hair) for financial gain.
My personality type is to look for the best in people and I have no regrets in being kind and generous to those in need. Good intentions lead to positive outcomes……or do they?
In 2018, after being befriended by an intelligent 25 year old man with a charismatic personality and a cheeky smile, I was drawn into his world with stories of misfortune and disadvantage. As immigrants, his family struggled when his father passed away shortly after arriving in Australia. He was the only male with 3 young sisters and was unable to pursue his medical studies in order to work and support his family. It was evident that his potential was being smothered by obligation and it became my mission to help him get his life back on track. I was prepared to take on more debt in order to help him with food, rent, transport, medical expenses and studies.
I am certain that you have now assumed, after reading the above, that this was a sexual relationship, however this was not the case. I truly took on the role of father, carer and mentor, or so I thought?
After losing my job in March 2019 a friend took me away for two weeks to collect my thoughts. While away, communications from my young friend suddenly stopped. Upon returning home I was unable to reach him or locate him. After several days of no contact, I feared something serious had happened to him, even possibly death, therefore I googled his name hoping to find clues or answers.
What I did uncover was a world of lies and deception as profiles appeared with information contradicting stories, he had told me. Friends started contacting me telling me how he had stolen from them and further stories of false identity, fraud, prostitution and drug dealing began to unfold. I was soon to discover my savings had been accessed and spyware had been installed on my mobile phone. I was left standing as a foolish, gullible and stupid old man trying to make sense of it all?
And that brings me up to today. It has now been 8 weeks since losing my job and no source of income as a result. I have not yet had success in acquiring a replacement job and although I have registered for unemployment benefits, my request is yet to be approved. With rent, gas and electricity to pay and several financial institutions chasing me for payment, life has become a struggle. I am eternally grateful to friends and family who have assisted in small ways, but my stupidity is no longer their burden to bear. My request is for a rescue package of $5,000 to help get my debt in order and to pay back friends and family.
PayPal.Me/fruitmincetart
Thank you for reading and kind regards,
MARK
Hi my name is Jason, I am currently in the army, my life is falling apart around me.
On May 6th I tried to make up missing my wifes 23rd birthday and many others I haven’t been able to be there for by getting her a kitten, so I began searching the internet…. I found one on facebook and when I approached them they asked for £100 and then they took the kitten to a courier service and the service asked for £300 further for refundable insurance.. However the payment was attempted to be done through PayPal the first time and it failed only resulting in the payment going through western union in the end, which they then asked for a further £400 just for a cat carrier box which was air contained even though the kitten was supposedly only 3 hours away.. The payments were all weird with different names and to abroad but apparently the person I was dealing with was still able to collect that money which was weird and I should have trusted my wife when I was told all along it sounded like it was not legitimate. I pushed because I wanted so desperately to get this kitten for her.. I only realised it was fraud after I already lost £400… and just this week I lost £300 to PayPal because of the earlier transaction failing which I was told from PayPal that the payment was still made by them so now if we don’t pay up with the £300, debt collectors will come to our home and take our things until it amounts to that money… No matter how much I explained to PayPal that they’re site said the payment failed and I even attempted to cancel the payment so even deep down I myself knew this wasn’t right.. They still want the money cos they paid this person whoever he or she is on our behalf even though the transaction failed.. Even the bank says that on the system it is not showing that I even requested a transaction with paypal.. Now.. £700 down and my marriage is right on the edge of collapse, losing my job because of how much stress I have caused, we need to be home with family and people who care.. Especially with my wife’s mother being so ill and my wife herself with her disability.. She struggles every day and I feel I’ve ruined everything.. I need help, please if you could donate at least a penny it would be something towards saving a life.. We are on bare minimum wages right now and well.. We have a 1 year old to feed and she’s not well herself, suffering from tummy spasms and that was a fight to get anywhere, finally saw a surgeon just the other day before I had to deploy for a week and leave my wife on her own struggling in pain with our child that we are now going to get a letter for our little girl to finally have a scan.. Even my wife had cancer when she was 14 and that isn’t the only thing.. I should have known and seen that I shouldn’t have done this..
Please.. We are falling apart.. And also we have a loan that we’re struggling to pay off each month just so that we could get married in the first place so my wife could be with me.. I have made mistake after mistake and now I’ve come to the stage where I have to ask for help.. Which I feel so embarrassed about.. But I have no other hope.. May God bless you just for even reading this and listening to my story.. We barely get chance to see any family at all in this army life and it’s taken it’s toll.. Every time we go down we have to pay for a 6-8 hour journey down with the trains as we can’t afford a car regardless of the fact that I have a licence.. Money has not been kind…
I really really hope that there is someone out there who is kind enough to help us.. Please.. Thank you
https://paypal.me/jasonjohnbarker?locale.x=en_GB
hello and thank you for taking time to look at my page this could help me get over my horrible nightmare that I am living at the moment there really might be Good Samaritan angels out there. I’m in a horrible situation with what my brother in law has done to me. Let me share with you the e mail I had to send to ladbrokes.
To whom this may concern
I really don’t know where to start with this.
I’m just going to have to explain my situation and pray that ladbrokes as such a big reputable company will take me into consideration.
Where do I start today has been the worse day of my life it all came crashing down this lunch time when I had logged into my banking app to send my wife some money for some nappy bins for my daughter. I had noticed that a substantial amount of money had gone missing from my account and knowing that I hadn’t spent this I investigated to see what this may have been. Knowing that mortgage and bills don’t usually go out till end of month but with the bank holiday coming up thought maybe this had been taken early.
To my horror I found that I had pending transactions of £6000 for Ladbrokes well I nearly fell over in shock!! The 1st thing I did was to freeze all my bank accounts so this could not happen and got straight onto the phone to ladbrokes to see what was happening.
I managed to get through and very kindly customer support had frozen my account straight away and confirmed to my do belief that yes I had 3 transactions of £2000 debited to my account and I had an outstanding balance of £1000 well I had to sit down I was shacking so much! Customer support was very helpful to me and after a short wait I had been told that this had been escalated to the security team and that it was in hand and to wait for a reply from the team and to also get onto my bank.
My next port of call was to call my wife to explain this nightmare I was experiencing. I went through and explained that I had somehow had my account hacked and they had used my details to deposit money to gamble with. To which she was also horrified and couldn’t believe that this was happening.
Now this is where it gets even more devastating for myself and my wife. Throughout the day speaking with my wife and what she had been up to she had told me that my brother in law had popped in to my home and looked after my daughter while she popped out to run a few errands. Now unfortunately my brother in law is what we thought was an ex drug user which he has been getting help for and also I know he also likes to have a cheeky gamble.
Now trying to put all this together as to how my account would have been hacked and for someone to be able to do this baffled me. My wife had told me that the PlayStation had been used and also the laptop had also been used. Which had made me suspicious. I really didn’t want this to be the case but my wife has got ahold of my brother in law and he has admitted that he managed to get into my account and had debited money to gamble with. One £2000 hit which I’m told he lost to then go onto debiting another £2000 which he also lost saying that he wanted to try and win it back so that I wouldn’t be none the wiser. Which he then lost to then debit another £2000 which I’m told he lost £1000 of before he got to scared and had given up! When my wife asked about it he said he had gone on to try and win money as he doesn’t have a job and the money he had won he wanted to have some of it! I’m guessing for another hit of drugs or maybe for the thrill of what he has done! Sorry this is probably a lot to take in. Even more so for myself I cannot believing that I would be waking up today and for me to be writing this e mail to yourselves.
Now where do I go from here I have tried to get ahold of him myself but he has now gone into hiding and I’m guessing I won’t see him now for a very long time.
Now I totally and utterly understand that you have a policy of responsible gambling and this is totally unacceptable and should never have happened. And on my part I should have done more to make sure this was secure and only I was able to access this account. And this absolute life changing event for myself should never have happened! But it has and I’m hoping that I can work with ladbrokes to get over this.
I think I have only used this account once this is when some friends had come over to mine at the weekend and we had a bit of a party and thought would be a bit of fun to have a bit of a gamble and play some roulette we all put money in and played. I think on this occasion this weekend we had won some money which was great and beginners luck I guess. Now I haven’t used this account again my only dispute that I would have with ladbrokes is maybe player protection I know I have a duty to responsible gambling but do ladbrokes not have a duty to protect their customers. Would it not flag up that one user is making substantial amounts of money to an account that hasn’t really been active? To maybe put a cap on it query it or stop and phone the customer. I’m in no way blaming ladbrokes for this but also think of this was in place this may have been stopped before it got to far!
Now I’m a hard working father with a wife at home who is off work looking after my daughter who turns 1 next month I am the only one working at the moment working 6 hard days to bring home the money to provide for my family. I am currently borrowing a car at the moment as my engine blew up and am waiting to either find out if I have to buy a new car or have to get a new engine put in mine. While also running my wife’s car paying mortgage and putting food on the table. I’m sorry to go on I’m just trying to give you an idea of what’s going on and what’s happening in my life and in my head and this horrible nightmare that I am living currently. I guess I’m trying to pull on ladbrokes good side and the managers side to hear my case and my terrible nightmare I’m going through to see if they will do a good deed for the day and help me out here. To me the £5000 that I personally have lost really is going to cripple me I’m guessing for a good year it’s taken all my savings away I won’t be able to get my car fixed I’m worried how I’m going to get to work any holiday that I may have been able to take my family away on is ruined I’m worried about not keeping up with mortgage payments it’s just endless I’m just trying to give you the picture here. Now I’m guessing it maybe just one of those things to ladbrokes but I don’t know how well they listen to their customers and want to help their customers in genuine times of need but I know ladbrokes are a huge company and £5000 to them as a company wouldn’t cripple them as much as I would my small family. I’m asking if not begging that you have a heart and listen to my nightmare and hope that in this one off case can refund me the money that was debited into my account and gambled not by myself. I’m hoping maybe there is some sort of protection like I mentioned earlier. This account was made for a little bit of fun on a night with friends to potentially crippling me ruining my year well it already has and also I just don’t know how I am going to get over this. I couldn’t go on all night but I’m sitting here still shaking and crying my eyes out writing this I don’t know how I’m going to sleep tonight with the worry of what’s going to happen or how I’m going to get over this. All I can ask is please can ladrokes take into concideration what I have said and please value me as a customer and please help me in every way possible my dream would be for you to write off the £5000 that was taken from my account and to refund me. Then close my account and this has been a very valuable lesson to myself and my family as to just how dangerous gambling can be I don’t want a part of this ever again it went from earlier fun to potentially breaking a small family.
Please once again take into account what has happened I’ve tried to be as open and honest about myself my life and my situation I’m just hoping you take this on board and maybe give me a chance to get over this put this behind me and make a very valuable lesson learnt. I’m not going to be able to sleep until I hear a reply but please can this get escalated to the highest of manger that maybe able to overturn this nightmare for me.
I very much look forward to hearing from you I’m very sorry this has happening and that you have had to deal with this and read through this horrible e-mail I just hope I can get over this and get on with my life.
Hope to hear from you soon
One very upset and devastated customer
James Lovell
If you have taken the time to read all this I am forever grateful as you can see I have been taken advantage of by a family member I trusted but has a few issues himself. This has left me in a massive hole and I am asking for help from good Samaritans out there to get me back on track again. I am happy to work with anyone that wants to help to give back something to help them I understand that this is a lot to ask but it’s something I wanted to put out to see if I would get a response.
thank you for taking the time to read this and look forward to hearing from you.
This is my funding page
PayPal.me/helpJLgetbackontrack
very much look forward to hearing from you any questions please don’t hesitate to ask
many thanks
James
Dear all,
Firstly, thank you so much in advance for your time.
I’m a small person in this world, a girl from Slovakia, who finds most joy when being surrounded by animals since I never found that pure love inside my family due to my father. I really wish to be free, help animals & support my mom who should be already retired but still has to work.
I don’t want to get in to a sad talk but I would like to ask for your help or support to start a new chapter in my life, so I can finally move forward without looking back at times which made my suffer bad.
I was working since the age of 14 while also studying to earn money as we never had any, and was very proud to get things on my own. My dream was always to own a small apartment in a quiet area to have a place to call home, a place I would come to after work and feel peace instead of aggression, anger & abuse. However, after finding one and being desperate to get it to feel free, I got scammed leaving me with a huge bank loan and no apartment.
From that devastating moment, I have been mentally down, empty inside, which all lead to health issues too. My new dog saved me literally, the only being who was able to make me smile again.
But the huge weight is still there and although I really try, the loan is dragging me down and it feels like I’m still drowning.
With all my heart, I would like to ask four your support and whether you could help me to pay off my debt. I cannot describe how much that would change my life.
I know it is an incredibly huge thing to ask, but I would not do this if there would be any other option.
The current bank debt is € 40 000 for an apartment scam I had to take a loan for… and since the fees are not comparable with my monthly wage, I’m in a huge risk of losing my rental studio. Although I try the best I can to prevent this, I can’t imagine not having a roof over my head.
It would be a dream come true for me to start all over with a clear mind, to work hard to “fix” myself from the inside and after, help the animals in need and support my mom.
I really appreciate you taking time to read this note. Thank you so much in advance.
Please, help me here, I’ll be forever grateful:
paypal.me/xxxkatarinaxxx
Sincerely, Katarina.
Hello,
My name is Michael Jones. I moved to Arizona 8 months ago. In the time i moved here i was cruelly manipulated by a woman to believe she was in love with me. In this incident i accrued a mass of debt via a scam she was pulling. I naively and without knowledge fell for her scam. The bank i was with had insurance for this, but the insurance only covered a small portion of the total remaining amount. I have been working and diligently saving money while trying to balance living expenses such as rent and auto insurance and food costs. All of this has been rather manageable for me however the passing of my great grandmother and my cousin jordan has really been hurting my family financially. In order to go home and be able to help them out i need to be free of this debt. I need to get home to help them. If you can help me with anything i would be eternally greatfull. Thank you for taking the time to read this.
Sincerely
Michael J. Jones
Paypal.me/mijone95
A few months ago I moved from a small town to another town to help my friend who couldn’t make rent. I am a babysitter so I informed her I couldn’t pay a lot as it is right away but I could help with what I have. So I move, i’m informed that rent is 1500/month and that by helping pay for one small room for $500 a month plus utilities I can live there and it would be a great help. That’s the same amount I was paying before so it cost me nothing except moving costs to go down and help her make her rent. She had the master bedroom and I had one of the small rooms and another person had another one of the small rooms next to me. This is when things start to get odd…. I have known this friend for 6 years. 6 YEARS. keep in mind, so I went into this with a lot of trust.
two weeks into me being there the other roommate informed me that he was moving out, to somewhere cheaper. Me, thinking, what could be cheaper than $500 for rent? I don’t make a lot so it seemed about right, city prices being what they are. Kinda living in a not so great neighborhood, but whatever, 500 for rent is 500 for rent. Then come the utilities, which were harsh, my first month there the utilities totaled to almost $200 for just ME, which means it was 600 for all the utilities together… starting to see where things are off? I asked and she showed me pictures of the bill totals and I went on with my day, kind of struggling along but making it none the less.
Then, the other roommate moved out and she informed me we would be splitting rent, even though she had the master room, three times the size of my room. so then, I went from paying 500+200 a month, 700, to paying 750+around 275 for rent…. my cost of living was now far, far, far above what I could afford. two months of this went by, I couldn’t pick up enough shifts to afford anything else for basic living plus my housing costs. I would ask people to come to try to move into the other room, no one wanted to move in. She’s a MESSY person. My room and the shared bathroom on my side were the only clean things. She had also damaged a bunch of things, holes in walls, carpet destroyed with stained red dirt from her three dogs, fans all needed to be replaced because they had never been cleaned and had permanently been stained as well, chew marks through the trimming and around the doors, etc, which I hadn’t known before I moved in (as the damage had occurred within three months before I moved in).
This goes on until the middle of March, I ask for a bill breakdown because the bills kept getting higher somehow, and then, a light bulb moment. In the listed charges for the month for one of the utilities it said “total charges: $130″… the bill she snapped me said $250, for ONE bill. Saying it was less this month and we can split the 250 two ways… so I called the electric company, she had included the account number in the picture she sent me, found out from them that the reason our bills were so high was because she had only been making partial payments the whole time. Long before I even moved in she had been doing this. I told her I would like to talk about it and she freaked out and told me to move into a new place because she doesn’t want me there and now i’m “accusing her”, at this point all I asked was to go over it and talk about the bills. She didn’t like that and told me to get out, I told her I would like to still go over it and figure out what was going on, she didn’t want to hear it, I had to give her money or get out. I gave thirty days notice and she “prorated” the rent for me. Now. The RENT. I went to the landlord to discuss what was going on to see if I could just stay and pay bills to them, in whatever the right increments were, or see what they could do. found out rent was ACTUALLY 1200 the WHOLE TIME. She had been living off of me, as I was pushing myself to be able to make these insane bill and rent amounts, while she was going to concerts and festivals the whole time, I was financing her life. Again, I told her we needed to talk it out, she started turning off the electricity to “my side” of the house, having people over to intimidate me, and messing with my food and stealing from me. I kept some money I stashed here and there in a book, when I came home one day all the money was gone. It was everything I had for a move/emergency funds. I got out as fast as I could, I have a new place to go but my stuff is in a small rental storage for now and I am trying to scavenge enough for a deposit on a new place that I had lined up before my cash all went missing.
Any/all help is appreciated, I need 900 :( :( :( to move into my new place which is the 450 rent plus the 450 deposit. I have about 150, but that has to go towards other bills I have and it’s pushing it, any help is appreciated.
I am disheartened that this was someone I considered to be a friend. Who took advantage of me, then conned me, then took everything else I had. So i’m reaching out here because I don’t know where else to look for help.
I’m currently a senior in college pursuing a 4yr degree in psychology and gender studies with a minor in biology. I’ve been supporting myself through two jobs, two on campus jobs between classes, and making sculptures to sell to people for some extra cash just to pay for rent, loans, and food. It’s been a hard 4yrs and these scammers I encountered made it even worse.
A few weeks ago I was contacted by what I thought was a genuine human being who had noticed my attempt at being fully self sufficient since my parents are not able to support my dad’s cancer bills and my college education at the same time. This person reassured me that he could give me 4,000$ USD as a gift to help take the pressure off of me for a little while. I kept contact through emails, seeing none of the typical red flags that most scammers do.
After a few weeks of contact with this person I got a check sent to my PO box that I was told to cash in when I could. I cashed it. It went through. No problems from the bank for an entire month. I used that money to help start paying off one of my larger loans. I thought everything was looking up for once, but still kept up with my numerous jobs.
A month passed and I got an overdraft email from my bank saying they were charging me overdraft fees on my account. I hadn’t used my bank card for any large purchases that would have overdrafted my account recently. I checked my balance, and discovered I was completely out the 4000$ I had been “gifted” along with being stuck paying 60$ overdraft fee that continues to increase the more I’m overdrafted.
If anybody out there could offer even a little bit of help, any help would be greatly appreciated. I normally try to be self sufficient on nearly everything I can since I’m used to being an only child in a household with two working parents and many many cancer bills being paid off.
My paypal is paypal.me/cloudforestcrow . Any help is greatly appreciated! Thank you!!
Hi,
My name is Val, and I am a 20-year old pre-clinical nursing student from the US. I work 35 hours a week as a receptionist and record keeper at an optometrists’ office when I am not in class.
I’m posting here today because I foolishly fell for a gift card scam, and was cheated out of $5,962.09. My bank, the gift card companies, and the stores I purchased them from cannot refund the money or any of the fees associated with it. I have filed a complaint with the FTC and am in the process of filing a police report, but they’ve both told me that from previous experience, there is very little they can do to find the scammer and get my money back.
I now have no stable way of paying my bills now, as the bank shut down my account, quoting me a “threat to the institution.” I cannot use my credit card again until I can pay off the debt,which according to them, ultimately falls onto my responsibility.
I only made 13k last year, and having to repay this debt (not even considering the 20% monthly interest rate) with this salary will take me over 6 months to pay back myself– assuming I do not allow myself to buy any food, pay any bills, pay for any of my medication, or use any sort of transportation (which, understandably, is quite hard to expect.)
I’ve gone from somebody who could comfortably live off of their income to somebody who is basically surviving on water and ritz crackers in an attempt to save money. I am trying to sell a large portion of my material possessions but have calculated that it will hardly make a dent in my debt. I used to pay off my credit card statements in full and have an immaculate credit score, and now I am dealing with having to pay this money back and fixing my plummeted credit score because of a selfish scammer who didn’t keep his promises.
Please restore my faith in humanity and help me get myself back on track. I am a good person and believe in karma, and I have done nothing but my absolute best for all the people around me. I fell for this scam to begin with because I was too kind, and it came back and bit me. Please find it in your heart to help me pay this back even a little bit.
Thank you for your time.
https://paypal.me/vhayes15
I met someone over Instagram in November of 2018, he pursued a relationship with me, sent flowers, was very sweet.
About a month into the relationship he offered to come and visit. He wanted to send me money to make arrangements for the visit. I let him. That was my first mistake. Instead of sending money, he made a $12000 payment on my credit card. I told him I was uncomfortable and to reverse the payment. He apologized and said he’d take care of it.
Instead the next day he told me if I didn’t return his money, “he’d find me no matter what” he knew where I lived. I realize I should gave gone to the police at this point, but I was terrified, embarrassed, and wanted this to be over. I returned all the money through prepaid card purchases. As soon as the money was returned, I cut him off.
A month later he reversed the payment putting me in nearly $30000 of debt. He sent me a taunting email telling me I deserve it for ignoring him.
The police and my bank have been no help in rectifying the situation. I can’t recover the money and I can’t afford to pay off the new amount of debt. I’m embarrassed and broke and not sure what to do, but I’m unable to afford to live.
I just want to go back to before this all happened and shake myself silly. Anything you can do to help with make a young woman’s life a whole lot easier.
My name is shawn and I work full time in Salinas California.
Recently my girlfriend lost her apartment due to a drunk ex trying to get back together with her and causing problems with her neighbors. After being together for awhile and her losing the apartment, we decided to move in together.
We were looking into houses for rent with around 3 bedrooms and was planning to share the house with my sister, her fiance, and both my girlfriend and sisters kids. We found one that was cheap, looked nice, and close to my grandmother so we can still help take care of her.
My sister got in contact with the man claiming to be the owner who said he was a pastor living out of state in Texas. He claimed that he wasn’t in it for the money, that he just wanted someone to take care of the house. Rent was going to be $700 and the deposit was $800. Altogether was $1,500 although he said to just send the deposit and rent could wait till April.
Later he told us that he spoke to a lawyer and they told him to get the first months rent as well which we sent the day after the deposit was sent. Since my sister was moving in with her fiance we were planning to split the rent but at this point her fiance wasn’t in town and she hadn’t saved up any money, I put forth the deposit and first rent myself.
At this point plenty of red flags appeared showing this was a scam. The reason I went along with it was because he had us send it through walmart 2 walmart and I assumed that since they needed the information of the person picking up the money and a valid I.D. that they would be able to help us get the money back if anything went wrong.
After the man got the money he told us that he was sending in the keys and they should be here between a day or two. We didn’t receive the keys so my sister messaged him and he started making excuses saying the FedEx network was down, they never gave him a confirmation number to send us, and that he wanted to send it through another means
Of course we are at this point meaning we never got the keys and walmart was no help since they had already collected the money. Now I am looking for the cheapest place possible for just my girlfriend and I to stay but I need help with the rent and deposit. My savings were lost and soon the store I work at will close on March second. My girlfriend works as well but most of her money goes towards her six year old son.
I’m not asking for a crazy amount just about $3,000 – $3,500 in total to help cover first months rent and security deposit. Any help will be greatly appreciated. Thank you for taking the time to read this and possibly donating.
Paypal.me/Nozanthian
Hello, as of recently I have been selling clothing that I either find at thrift stores or clothing I do not need online via the app DePop. I had encountered a customer wanting to buy from me, including items I haven’t listed that were valued quite highly. Him and I exchanged emails and carried on with out business. I don’t know how I was as careless to ignore the huge red flag when he noted he doesn’t not want to do a PayPal transaction, but would rather send checks to me that I could directly cash to my bank. With that, I proceeded. Within the next day, I receive two checks listed at $1,250 each, totaling at $2,500. The clothes I was selling did NOT total to the full amount, but he mentioned that due to all the trouble he was putting me through, he would include extra funds. I cash the checks (note, before cashing, my account was around $250, not including my savings, but I do not transfer money to either account from each other. direct deposits ONLY) and prepare to ship out the packages. Due to my suspicions, I kindly ask him to no longer contact me as a customer as the process was very daunting and tedious. I will not go into that detail however, because it is only significant to who the customer was and their identity. Now I have the money from the checks in my account, I feel great because I made a great sale, got a good amount of cash for the value of my clothing, and it was overall rewarding to my confidence in making sales. My following on my shops isn’t very high, so it was clearly amazing to me. However, a few days later, I get a letter from my bank regarding overdraft fees and returned checks. I was obviously not pleased and thought “okay.. what the f***”. I get in contact with my bank, they mail me two substitute checks, and I cash them both two days after. I feel relieved once again… BUT THEN, just yesterday (Feb. 14, 2019), after my card has been totally functional early afternoon, I go to make a purchase at an art store. Card declined. The hell? Check my account, checks returned AGAIN! I have already contacted my bank, however, I’m certain that IF they retrieve substitute checks for me again, they will end up going through the same process of being returned. Not only do the returned checks leave my balance totally in the negatives, but overdraft fees and return fees have been added. Overdraft is currently sitting at $60, climbing and climbing. the amount in my savings is not even half of the debt in my checking. PLEASE, if someone can help me erase this debt, I will be ETERNALLY grateful. I will note my business email and PayPal to avoid any unwanted contact. Thank you,
Kimmy.
I trusted someone who ruined my life and now I am in big debt because of making the wrong decision. My high school friend asked me to join in a investment where you can get a 15% interest monthly. As a human being and thinking of earning extra, I believed her, with her promise that she have one word and not breaking our friendship because of money. I believed her and it was my biggest mistake. After 3 months, she asked me to invite people to join, because of my intention that I can help people by inviting them and they will extra also, I believe her again. It lasted for 11months but then, on the 10th month, problem came, I asked her why is it like I invited people and then the interest is from the money they also joined? She told me that the money invested is still inside where it is all invested and its all okay. I believe her again as for me thinking I will pull out all the money and return it to all people who joined.
Last December 2018, my biggest fear happened when I confronted her, all lies came, the money is nowhere to be found and it came out that she all used it. There was no business investment, she used me to invite people for her own benefits. Now all she can do is hide. Everyday I pray that all this problem will be solved. All people I have asked to join is my friend and that’s the biggest mistake I ever did in my life. Some people I asked for help telling me to walkaway and hide, but in my heart I cannot do that. I even think of doing suicide because of this problem. But everytime I think of it, I think of my family and friends, If i die the problem will be still the same and they will all suffer. My problem is big but I know God is bigger than my problem. The total amount she took is $210,000 in USD. (11 Million in Philippine Peso) I am not asking to for this amount but I am asking for any help. I am OFW who is earning $1,330 in USD ($1,800 in SGD) I always prayed to God that one day will come for me to return all their money. I am not here to scam people, I am here to ask for help for me to continue my normal life back. Because everyday of my life changed when this thing happened. A lot of people messaging me and they are waiting for me to return their money. What I have learned from this big mistake is not to ask for more, be contented of what God gave you, don’t ask your friends or loveones whom you thought it will help them. The only one can help them is themselves. As now this problem came I cannot asked my friend to help me because I dragged them to this problem as well by asking them to join. And now I am helpless to think everyday to resolve this issue. Thanking God for every blessing he gave even big or small. I am grateful for any help you can give me and believing me I am not a bad person and I am a victim of trusting a wrong person. Thank you for your time reading my message.paypal.me/kristellamari
People have probably heard a story like mine a thousand times.
4 tears ago I was a travelling private investigator. Well I was working my wife of 9 years cheated on me. I gought to save the marriage but she would have none of it.
Couple months later she kicked me out of the house.
Having no option I continued that work for 3 years.
In 2018 I left that job because I only saw my boys about 10 days in 2017.
In 2018 I started a new new job but it did not pay as much. I got to see my boys a little more but between child support and my ex’s demand for $100 everytime she brings me the boys I was barely keeping my head above water.
Then in December in desperation to get more money I “invested” in a couple forex traders. They said invest $500-1000 and within a week you will receive $5000-10000 back.
I should have known it was a scam, but I just wanted a good Christmas for my three boys.
When the payment came up I was told that I have to pay lawyers fees or commission on the profits before they would be released.
Needless to say I never received the money. Now a month later I am now struggling with the payday loans that I took out to “invest” with these scammers. My rent for January has not been paid and it is almost February.
I am asking for help to get rid of these loans and yo get caught up on my bills. Any help is appreciated because the sooner I can do that the sooner I can see my boys again because as of right now I could not pay my ex’s transportation fee or even feed my boys.
Attached is a picture of me and my boys and a screenshot of the message from one of the scammers.
https://paypal.me/dereklucier
Hi there,
I don’t typically ask for help and frankly, I feel this embarrassment and shame since a living situation happened and I like to get myself back on my feet. For those of you who is taking their time to read, first of all thank you regardless for the consideration… it really does mean a lot. My sister and I have been looking for a place to live for about two months, due to borrowing a portion of money from our close friends… my sister and I got scammed for a price that was too good to be true. My sister and I found an affordable apartment online, and we thought this was an amazing opportunity to be on our own after finishing her undergraduate studies and as for me entering my final year in my undergrad. We both got scammed and lost 1,800 to a scammer promising and impersonating as a landlord. The day we realized we’ve been scammed, was literally the most traumatizing moment of our lives. Since starting school, I was able to pay back the amount to my friend and another portion back as I was behind on rent money by a month of $550… because of that major loss of money, it seems so little but for me it is A LOT.
I’ve been working two part-time jobs to keep up, and every time I feel like I’m starting to get back on my feet I fall behind. I feel like I’m only making enough or barely enough to keep up. I’m behind on bills, sometimes not enough for food, but enough for rent. It’s embarrassing to ask those close to you for help because the one thing you don’t want to talk about is getting scammed. My whole savings towards this “wonderful apartment” have left me scarred and feeling I’m trying to constantly dig out of a hole I can’t get out of. Even though it’s been a few months, and being back in school for a few months I still feel this restlessness and stress for not having much money left. I’ve been so stressed out that a few weeks ago, after a doctor visit I got diagnosed with alopecia areata. For those of you who may not know what it is, it is an autoimmune disease where your own immune system attacks the hair follicles thinking you’re sick and that your hair is bad. Since then, I’ve been getting bald patches and now learning that I may have to take some shots to speed the growth where I may not know if it’ll grow back. Hearing this, I already know I’m due to pay more than I am capable of. Right now, I’m doing my best to stay positive, doing my best to work as much as I can. But I do please ask of you, if you can donate any dollar amount I would forever be grateful. Thank you.
https://paypal.me/marng
Well first off my name is Rob. I don’t like asking anybody for anything especially for support. I had always been brought up to look after yourself and people you love but never thought it would be my downfall but it somehow was. It was back in 2011 the company I worked for closed the doors and I found myself out of work I was blessed with a good job that gave me a years salary to ease the pain of losing my job. I had dated a girl years earlier but she went away to school in a different part of the country but continued to write her letters and got together after the school year and she came home, this lasted a few years. One day she wrote me and stated she had found another I understood because I to had fallen for someone else and ended up marrying her the following year we are still together 8 years later. Back to 2011 my ex had contacted me knowing I had gotten a buyout package from my company because that is where I had met her years before. She had emailed me stating she was traveling in another country and as involved in an accident and asked if she could borrow a few thousand to pay some outstanding medical bills and she would pay me back when she got back to Canada I told her I was now married and couldn’t she pleaded and begged me and because I had loved her once before I agreed as long as I got paid back as soon as possible. I took it out of my personal account not telling my wife (big mistake) Soon after she asked for more I told her no that’s when the nightmare began she demanded more and when I told her no she threatened to show my wife old letters saying we were still involved and we had never stopped seeing each other. Because she lived in the same city she knew where my wife worked and threatened to go to her work and show her the letters so I gave in I didn’t want my wife to think something was going on and didn’t know what my ex had but didn’t want my wife involved so I gave her more just to go away. Soon she demanded more and started to call me at home I changed my number but she soon found out the new one via the internet. I told her I as going to go to the police and she had to stop again she threatened me and said if I go she will tell the police that I raped her I ended up giving her one last payment over $60,000 in total the only reason the payments stopped is my wife found the emails and payment history. I swore nothing happened and though I had doubts my wife said she believed me I told her I as scared she would leave and didn’t want her to think I cheated on her but she still resented me for paying that money and I understands I am totally to blame. We are still together after 8 years have a nice family and are still very much in love we for the most part have gotten past this except for that bill that comes every month I still owe the bank $48000 for the loan I took out to pay her off a cruel reminder that my wife and I struggle to pay every month. I really need to pay this off so we can move on from this to put this in our past and forget it forever because though she forgives me it still puts a huge strain on our marriage. I know this was my mistake but I truly thought I was helping someone out. I am so sorry for asking and will always be thankful to all that can help…..bless you all
God knows if this will actually work but here goes.
I finally had the courage to kick my emotionally abusive boyfriend out of my life in October. We have been together for 2 years and shared a flat for just over that. He is a “musician” and a “producer” and does a lot of freelance work and touring. This meant he didn’t have a lot of money and did a lot of touring. Because of this I would pay most of the bills because he was away a lot. They were apparently my problem to deal with even though he had begged to move in together in the first place. I also took out a credit card in my name for him to use because his credit was so bad ( as I’m writing this I now my own stupidity, I swear it’s so embarrassing) and he rinsed that pretty quick.
He told me me I was fat and useless and ugly and all the other wonderful things a boyfriend should never get away with saying. He cut me off from my family and friends and he made me get rid of my cat.
Once a friend from work finally helped me see the relationship for what it is I ended things and kicked him out but he is refusing to pay back the money he owes me. I know I will never see it from him and I’m doing everything I can to pay it back. It’s becoming a massive burden on my life and I feel like I will never pay it all off. I have just under £1500 left and I could really use the help. I have no one to turn too and my credit is screwed because of him though so I can’t take out a loan. Please help. I need a fresh start and I can’t do that without this looming over me.
Hello everyone!
I am currently an active duty – E-5 Petty Officer in the United States Navy.
I have some MAJOR financial problem that I can’t seem to get out of. I am asking for a minimum of $20,000 for the following reason:
I got scammed from a dealership recently for a vehicle that I took a loan out for. I am $20,000 underwater with this car!! It’s a 2018 Jeep Compass (Latitude Edition) which is worth around $16,000 – $18,000. They sold it for me for $36,142!!! I feel so foolish that I signed that sales contract. I needed a car but it’s way over my budget and I honestly don’t know what to do. I can’t trade it in because they’ll just add on the negative equity on top whatever car I get next. I can’t sell it for even close to the amount I owe vs its value. I’ll literally end up paying $45,000 due to interests.
PLEASE help a fellow active duty Sailor get rid of this car or at the very least – help me drop down the amount owed to match its market value.
Pay pal link: HELP THIS ACTIVE DUTY MEMBER
Hello, and thank you for taking the time to read my story. I am a 21 year-old student at Florida International University and I am in serious need of whatever help I can get. I have been on my own for about 3 years now and have been lucky enough to put myself through college in the time being. I am right around the corner of graduation.
However, I recently suffered a large financial loss that has put not only college, but my entire life on hold. I couldn’t afford the entirety of my tuition this semester and like many people, I started to look for a loan to take out.
Unfortunately, what I thought was the answer to my prayers ended up being my worst nightmare. I applied for a loan through PersonalLoans.com and received a phone call not too much later. I was approved! I went through the rest of the process over the phone and everything seemed legitimate. Fast forward to the next day and the funds were in my account. I was over the moon!! I then proceeded to enroll in my classes and pay off the semester. One week went by and I was casually checking my bank account…
And all of the money I had used to pay my tuition was gone. The loan was taken right out and my account was and still is severely overdrafted. After many long phone calls, I was told that I was a victim of fake-check fraud and there was nothing I could do about it because I had already spent the money.. I am completely devastated by this and it has been a negative domino effect ever since.
I guess specifically what I am asking help for, is being able to pay my rent. My rent is $2400 and had been paid at the same time the loan process was happening but when it was taken back out, they sent the e-check for my rent back to me due to insufficient funds in my account. I don’t really have many people to turn to or ways to make this money quickly. If anyone could PLEASE PLEASE help me, I would be eternally grateful and will pay it forward some day. Thank you! 🙏🏼
Hi, over a period of 7 months I’ve been lending money to a so called friend who told me he was homeless. I tried to help him as much as possible by lending him money so he could get somewhere to stay.
He kept showing me texts and photos for proof that he’d be getting the money back from various sources so that he could pay me back. However, these were all lies and none of it was true. He has now deleted his Facebook account, which was my only way of contacting him and hasn’t paid me any of my money back.
I’m now left in a really bad situation, my credit card is maxed out, I have a £21000 loan which I took out in order to try and get me back on track and I’m at the limit of my overdraft. I know it was stupid of me to lend this amount of money to someone when it put me in such a bad position, but I trusted him, and because it was over a period of months, it didn’t seem as bad as lending him that amount in one go (as each month I thought I’d be getting at least some of it back). That’s the kind of person I am, I always try to see the good in people and always try to help people if I can, but this time I went too far and I’m now suffering for it.
I literally have nothing left each month and am getting charged each month too because of all this debt I’m in. For the last 3 months (since I’ve stopped lending him money) I’ve literally been scraping by month by month and I’m struggling to afford food or anything else I need e.g. new shoes, clothes etc. I’m scared that I’m going to lose my house and car if this carries on, which I’ve worked so hard for!
In total he owes me £32000, is there any chance you could help me? Even if I don’t manage to raise the full amount, I’d still be greatly appreciative. Receiving this money would mean the world to me, you’d be allowing me to get out of this depression and start to enjoy my life again.
Here’s some of the images he sent me as proof, which never materialised:
(A cheque for £30000 addressed to his Dad which he said would transfer to me after it cleared, but he didn’t.)
(Supposedly an email from the job centre to me which states that the money he was getting from them had been sent, but again this wasn’t true)
Many thanks,
Chris
https://www.paypal.me/chrismogzy
Hi, over a period of 7 months I’ve been lending money to a so called friend who told me he was homeless. I tried to help him as much as possible by lending him money so he could get somewhere to stay.
He kept showing me texts and photos for proof that he’d be getting the money back from various sources so that he could pay me back. However, these were all lies and none of it was true. He has now deleted his Facebook account, which was my only way of contacting him and hasn’t paid me any of my money back.
I’m now left in a really bad situation, my credit card is maxed out, I have a £21000 loan which I took out in order to try and get me back on track and I’m at the limit of my overdraft. I know it was stupid of me to lend this amount of money to someone when it put me in such a bad position, but I trusted him, and because it was over a period of months, it didn’t seem as bad as lending him that amount in one go (as each month I thought I’d be getting at least some of it back). That’s the kind of person I am, I always try to see the good in people and always try to help people if I can, but this time I went too far and I’m now suffering for it.
I literally have nothing left each month and am getting charged each month too because of all this debt I’m in. For the last 3 months (since I’ve stopped lending him money) I’ve literally been scraping by month by month and I’m struggling to afford food or anything else I need e.g. new shoes, clothes etc. I’m scared that I’m going to lose my house and car if this carries on, which I’ve worked so hard for!
In total he owes me £32000, is there any chance you could help me? Even if I don’t manage to raise the full amount, I’d still be greatly appreciative. Receiving this money would mean the world to me, you’d be allowing me to get out of this depression and start to enjoy my life again.
Here’s some of the images he sent me as proof, which never materialised:
(A cheque for £30000 addressed to his Dad which he said would transfer to me after it cleared, but he didn’t.)
(Supposedly an email from the job centre to me which states that the money he was getting from them had been sent, but again this wasn’t true)
Many thanks,
Chris
Hey guys,
Today I’ll tell about my story and maybe someone is here who wants / can help me ..
My name is Maxi, I am 29 years old, single mother of 2 children.
So at the beginning of October I bought an article on ebay for 388, – €. This should be the Christmas present for my eldest son. He is 12 years old and had an incredibly difficult year. First we had to move then the grandma left us and finally he has lost 80% sight in the left eye due to a rip-off in the schoolyard. Our planned vacation has fallen into the water and I thought I could give the children at least Christmas a treat.
I paid the article immediately after the confirmation of purchase by bank transfer (I also thought I was paid by the Ebay buyer protection, as it was not clear to me that this only applies to payments via Paypal.) The seller then has his Ebay account deleted the same day what I found very strange. He had also provided the same offer several times, so I think I’m not the only one. So I waited a few days to see if something happened but did not happen. The delivery date also says that the item is delivered between 19.10.2018 – 06.11.2018 so I waited further. Up to this point, I have never had bad experiences with Ebay. In the meantime, my car has broken (transmission damage) and I had to spend a large part of the money saved. When the delivery date was exceeded, I contacted the seller, of course without success. I tried it a few days longer but nothing happened but I was looking for help on ebay. I did not get that. My purchase is not protected and my money is gone. The seller probably already has a new account and is gambling away the next people.
This Ebay SCAM has gotten dramatically worse in recent months and years. More and more fake shops are springing up and more and more people are getting ripped off. Finally, I ended up in the Ebay Community Forum where I was first slain by the extent of cheating people. SCAM is the order of the day. Every day, countless people are being ripped off and ebay just looks on idly. For me it is incomprehensible how something like this is possible today without consequences. I’ll go to the police tomorrow and report. Unfortunately, the chances that I get my money back let alone caught the perpetrator probably at less than 1%.
This is going to be a pretty sad Christmas. After I received the message that I do not get an extension of my employment contract, I was so glad to have the gift early on worried but now it is just about to pay the rent and fill the fridge. Everything is just down the drain and then you get such news. I do not know any further and my last hope is now the public and the chance that anyone can help me ..
Greetings
Maxi
Just over 10 months ago, I had met a woman on a popular dating website and for that time, we would communicate through chat and email. This woman claimed to be in the military, currently stationed in Syria before taking a tour in Mauritius and then back to Syria.
We often talked about our dreams, about her experiences in the military life and even soccer during this past World Cup and Champions League.
However, throughout the course of the 10 months, she would often ask for my assistance when it came to financials. I was trying hard to be wary of the situation and often advised the woman that I was not comfortable with such matters, but yet being of the Christian faith, I always believed that it is important to give of one self.
Well, one of the things this Marine wanted to do was set up a Vitamin Water business while on assignment in Port Louis, Mauritius. To do that, she would need me to help put in some money, but I did not have too much money. Instead, I had to take out loans from three banks, as well as a loan against my 401k, to help keep her dream afloat between May and July.
Well, I find out that this is most likely not real and one of the things that disturbed me about this came this month, which really started almost six weeks earlier.
This Marine said her return would be in March from Mauritius, but due to an unforeseen circumstances, the coming home date was changed to August 6. Then, it would be changed to around the first week of December, with the Marine having an opportunity to come home during late September and early October. That never came, and what she wanted to do was sinister and questionable. I advised her that I was not comfortable, but she wanted me to max out my credit card to purchase what would be 16 iPhones XS Max 64 Gigs. Yes, you read that right.
She would make payments down on my credit card to get the balance low, and offered to also pay off two of the outstanding loans as well. Guess what? All those payments had been returned. Bummed out.
Now, I am struggling to make the minimum payments and I am days away from filing for bankruptcy. On top of that, I had just turned 32 just weeks ago, and not only that, my brother had a heart scare in which he needed angioplasty and my older sister had been diagnosed with cancer just weeks ago. Add that my mother suffers from diabetes and my father has a mild case of Parkinson’s disease and the last few weeks (well, really almost all of 2018) has been nothing but a sucker punch.
I know in reading this you make think I should have been more wary, and I understand your thoughts. But perhaps the toughest moniker I had to shed growing up was being labelled “most gullible” growing up. I thought I did, but now I realize I need more work.
All I wanted to find on the website was a suitable woman that I could share my dreams and talents with. Now, all I am facing is the possibility that none of my dreams will come to fruition.
This is very embarrassing and the most frustrating 3 plus years dealing with this women. She was an old coworker of mine at primm valley casino resorts. She needed help for many various reasons from rent to doctor/lawyer Bill’s. I made her sign multiple contracts but she broken every contract and I’ve lost complete faith in this women. I help way to much because of my heart instead of using my head. I am so depress from all this that it has crushed all my Hopes, dreams, believing in people. I didnt sue MGM for the shooting. I wish I did for damages to me mentally that still haunts me. I’ve listed a lot of faith in people. I dont want to help people because of her. I cant be generous and help others because of the strain of cash, checks I gave to this women. I want to cut her off but I cant without getting my money back. I dont want to disappoint my mother and can never tell her this. I already lost 200k opening a restaurant and failing in 2 years. Another 120k I can’t swallow. Please if anyone of multiple people can help me. I wont lose this at all. I wont loan anyone any more money. This is a hard lesson honestly I cant swallow. I’ve considered suicide a few times already and I have to many people that rely on me. I help my mother with Bill’s. My brother lives with me is still going to school. I hate begging. But someone begged me for 3 years and didnt pay me back as she promised. I would hope the universe would have people like me that are willing to help. I expected repayment and believe this women but I was fooled. I dont want to live with this regret. If anyone can find the bottom of their heart to help me. I would really appreciate it so much. I cant repay you unless she does eventually pay me back. I will stay in contact with you if need be to complete this agreement. I help her because she had seizures and was about to die. I felt at the time no amount of money is worth someone’s life. But it almost cost me my condo, car and my life. She push me to the brink. So please help me. I believe there are good people. Please dont let me think everyone is like her taking advantage of me. I’m a good hard honest working person. I was at the route 91 shooting and it almost cost me my life because I had to work to survive. And yet she kept asking. It was heartless and gutless by her but she kept asking for help and she would repay me asap. She still hasnt giving me excuses. I’m tired of waiting and being on a hook and left in the dark. Again. I wont let you down. I never did with her but she did. Please dont let me lose hope. Hope in this world or I might just leave this world. Please I would greatly appreciate your help and support that I can continue to build my life. I will be completely honest and give you all the text contracts and amounts that I gave to this women. This is my PayPal me as well
https://paypal.me/tyroneli12
My name is Michael Thomson, I was once on Instagram looking around at peoples profiles and I found somebody that I was interested in. I messaged them and we started talking, we then started talking on WhatsApp. He is a guy from India named Kumar, I wanted to meet him and he wanted to meet me. After a long time of chatting, he mentioned that he had a business on amazon and needed money for supplies to manufacture stuff. I was a bit hesitant to give money at first but I thought it would be fine as just a one off thing. Then after a while he’d ask for money again and I was still more hesitant but he insisted he would be able to pay me back. He sent videos and voice messages and it seemed convincing that he was definitely telling the truth. At one point I kept telling him I couldn’t send anymore money to him as I was running low. He begged and begged and says he had tax coming back that he would give to me to pay me back. But his tax keeps getting delayed and it’s taking longer and longer. I’m getting anxious and I’m not sending him money anymore. I’m only young, 18 years old with a job at a grocery store. I’m planning on moving out into my own house next year and wanted to save money and that’s a whole lot of money that is now gone and I don’t think I’ll be getting back. My messages don’t send through to him now on my WhatsApp. I can’t let my parents find out anything that has happened with my money and I am desperate to get my money back. I am very disappointed in my self and everyday I’m anxious about my money that I need back. I just feel like he’s using excuses as to not give money back. I was warned about these kind of scams and I didn’t think I would be involved in one. I now know to give money to anyone online that I have never met. I want to get my money back and block this person out of my life and continue on my career as I am going to be working in CSSD department in a hospital. I have attached a photo of Western Union transaction details in my email from a part of the money I sent to him. I have more emails and proof of these transactions. I will be extremely grateful for anyone that can help me out. Mainly I need my money back because I’m trying to save my money for my future and I didn’t know I would be scammed. Thank you to anyone that can help me. I was scammed $2007.85
paypal.me/mikey777W
Hi, recently in October and November 2018 I’ve been scammed by binary options telegram channel which promises you profit if you invest in them. In this case they accepted bitcoin as a payment. I know it’s stupid to send money to some stranger in hoping for a big return. Actually I’ve been scammed twice by different people. I didn’t learn my lesson at the first time because I was really desperate. The reason behind my desperation is because I quit my job to become a streamer and youtuber. I quit my job at the end of September. I hated and stressed out by my job because my older colleague always pass on their job to me. Whenever there’s a job to be done, they will always avoid it and hand it over to me.
At that time I already save enough money to buy pc setup but it can’t handle anything heavy duty work. I needed more to buy a better pc so I can do streaming and editing videos. Because of that, driven by my desperation and greed, I came across this telegram group and I blow almost everything towards them. Now I’m left with money that isn’t enough to buy pc. I tried to contact them but they wouldn’t reply to my text. I feel helpless. I know I shouldn’t be asking money and I should work for it. But I can’t find a decent job because of my college diploma. My college diploma is not been acknowledged by my country because the syllabus is not matching with the diploma standards. Now I’m left with a diploma that’s basically worthless a piece of paper. The only way I can think off to make money is becoming a streamer or youtuber. I really like playing video games and it’s been my passion since I was a kid. It would be really nice to get paid doing something you love. But I can’t do that because my money issue.
All I’m asking is just $1500 to $2000 to buy a decent pc setup. I won’t asking for more as it would be abusing other people kindness. You can also email me if you need further proof whether I been scammed or not. Hoping for a miracle to happen and help from you all.
https://paypal.me/mriman309 or 1HvDrCF2nvVtbovhE57owG1Wn9ETcgKDwX
My sister Amanda fell victim to a scam, her family is considered Working class. Only the husband works Amanda stays at home with their 4 kids.
Before the scam happened her family has struggled with money an after falling Victim to the scam they have had little to no spending money. she got a phone call From the scammer, she usually hangs up on people she Doesn’t know but this Time she decided to hear what the person want’ed, which turned out to be a Terrible idea.
The scammer said the government wanted her and they randomly picked a number of people To go out and buy Xbox cards and give them the codes on the cards. straight away She knew it was a scam because why would the government want people to go out And buy Xbox cards, she replied I’m not near any store’s they then said you’re 5 Mile’s away from Walmart which she was this scared her so she took her kids and Drove to Walmart to buy the cards. she told them there was only a certain amount Of cards at the store they then told her to go to a different store to buy more or her Kids would get hurt, they heard her kids while she was on the phone call, this made Her start getting emotional. She followed their instructions and drove to the other Store and bought more cards all together she lost $1200. to her family that’s a lot of Money, this is making it hard for them to pay their house bill’s, they have 4 kid’s so this is making them unable to do Anything with there kids at this point they are lucky to even go out for dinner without worrying about how much money they are spending they had a vacation Planned for 2 weeks after the incident which they had to cancel which made their kids upset and made me and their family upset because they wouldn’t be going on vacation with us, I don’t expect any donations but I would be very thankful because it would allow me to surprise them with the Money they lost or even some of the money, they would be extremely thankful for anything. I just want my sister her husband to not worry about the money they lost.
If you want to contact me my Instagram is @chris_14v14
https://paypal.me/chrisfreeman705
Please help me to whoever sees this :( I am currently in debt with about a few hundred dollars because my EX-best friend scammed me…It was like she was planning this for months. We met at my school 2 months ago and she was the new student. I wanted to be the nice person so I befriended her. But I should’ve known that this was going to happen…She has been acting a little bit weird and kept on bringing up stuff relating to money. I never knew she would do this. I thought SHE was in a need of something so badly that she would talk about this in front of me. I felt bad (somehow..) so I asked her why she kept on bringing it up.. she said that she just needed $10 to buy something from an online site that I didn’t know of or else her (supposedly) abusive boyfriend would do something to her. I agreed because I didn’t want anything happening to her.. but.. she needed my card info (her parents “didn’t trust her” with a card) to be able to “buy” IT. I was skeptical with her but to see her act like THAT, I felt pity for her so I gave my info…anddd that leads to where I am… She used my info to transfer all I saved up to her account… I tried everything to try and contact her but the next thing I knew, she already moved to who knows where. Please help me.. I need to have a way to put food in my stomach and a warm house to stay in. Please help me :(
PayPal.me/larisale
I finally had my place, my spot, my very own apartment. I had worked for months, saving every extra cent I could round up. It was a bit more than I had look planned for, but thing things fell into place perfectly. The first three or four months seemed to be a blur of crazy and then it was gone. Month five, rent is $1200 plus the extras like power, and water, the gas company and such. I have skipped bothering with cable or internet, those luxuries are not for me today.
I had been țhinking about getting a pick-up to get myself to where I needed to be, the bus system has been great to me, but they tend to balk a bit when I’m trying to transport the 16 foot branch with the perfect twist to its trunk that I absolutely MUST have for my next wood project or three. Yep, I needed a little truck.
I managed to save a couple hundred dollars. Made myself reign in my impulses and keep my goal in sight. I don’t know how I could have missed the signs, but almost over night the place where I had worked for months now closed its doors and went out of business. I was NOT prepared.
Rent was due on the third, by the fifth there is a fee tacked on of an additional $150. My lease agreement has another month to go, but I am at a loss. I have $360 total and I’m out of time. I began to gather up and pack my belongings. A few pairs of holy jeans, t-shirts, my Doc Martens, and the rest… I think that my clothing only accounts for maybe a third of my pile-in-progress. The other two- thirds would be the many, varied, and unusual random art supplies, and other implements of creation that I am so attached to.
Lost and not knowing what to do I browsed the classified sites on my phone for awhile. An ad caught my eye,
“want to make $400 cash right now? Just look presentable and Bring I.D”
I had to at least try, right?
This guy was pretty slick. He had been taking people to a certain carriers store, having them walk in and get 2 or 4 of the latest iPhones and regardless of their credit score, only the cost of the tax was required at that time. So, he put up the $75 or so per phone, I left with 4 phones. He took out a was of bills and paid me $200 per phone. I was ecstatic! Money in my pocket and I could breathe easy for a bit.
The next day he picked me up and went to a department store, two phones. Then to another, two more phones. And yet another to get two more. $1200 in one day, in the span of maybe 4 hours. In the meantime I am getting my people to come participate as well… share the wealth and all. Right?
Two days pass and I have been in literally every possible store that sells the newest model at least 3 times. I was helping to make sure that we had an efficient little system in place. Well apparently I did something to piss the guy off all of the sudden. It was peachy one minute and a nightmare the next. I don’t know what I did, but I have never been on the receiving end of that kind of rage before. I was legitimately frightened.
I had saved up all my money and it was in an envelope next to me in the car. He made like he was going to swing at me, so I dodged and got the door open. He gunned it, death gripped my money and sped forward as I tumbled out of the passenger side. I stood up, brushed off and realised that I was even deeper in the mud and sinking steadily. What a gullible, easy mark I made myself. What was I even thinking?
The next two days I packed up the rest of my apartment and said my goodbyes to my little h home. Packed it all into a storage shed that my friend was so kind to rent for me, and made plans to head out. 300 or so miles down the freeway is a little cook college town that I lived in a long while back. I can get started over down there and be situated by winter. It’s only the first week of July.
Let me just tell you… I’m not sure that I EVER want to go camping again for as long as I can draw breath. 3 weeks in the woods felt like I was the star of jumanji ! Every time I came out of the tent I was swarmed with meat eating bees. They were Everywhere! I am still too freshly traumatised to go into much detail of the camping I did. I’m very grateful that I am able to say I made it back to salt lake in fairly good condition.
I’m still living day to day with my backpack as my best friend. I’m not sure where, what, when, or how I will make it happen, but I will have a place to call my own before Christmas. I am determined to take my life back into my own hands again.
I have no cell phone. That guy took off in the car holding onto my envelope, and my phone was lost in the confusion. I don’t have any resources to get another, not even a cheap-o from Wal-Mart. But I WILL have one. I’m hoping that I can work through this day labor office for a bit to get some routine back into my days, and earn enough to get by. Not having a phone is a real damper on that since I am impossible to get in contact with except by email.
I am thousands of dollars in debt now, thanks to that cell phone scammer. My credit is a mess! That nightmare is just starting to brew, I’ll be feeling the aftershocks of that for years, I’m sure.
No matter what, I am standing with my head held high and both feet planted firm. I’m not letting these challenges defeat me. Hopefully, with a little help from a friend out there, I might be able to get my life back on track.
Hi ! My name is Peter and I desperately want to get back to The Gambia.
In December of 2017 l moved to the Gambia in west Africa, a country I have known for some 27 years. I had been offered a position managing a bar/restaurant by the owner, a good friend of mine who I had known for over 20 years. Unfortunately just before I was due to fly out, my friend Tony passed away. I was in contact with his widow and she encouraged me to come out and take over running the bar as she was not interested in that line of work. I duly arrived there and slotted in really well. The business was not in a great state at the time following Tony’s death. Over the course of 3 months l built the business up to its previous level. In April Tony’s widow Sally asked ne if l would invest in the business in return for a share. I thought long and hard about thus, it all looked good, business was increasing by the month. I eventually opted in and in return for my £ 20,000 ( my life savings) l got a 25% share of the business. This was all done legally through her solicitor.
To cut a long story short, within 3 weeks she did a runner to Guinea Conakry with all the money. She had emptied the business account, taken all the cash in hand, ( along with my money ) and disappeared.
Shortly after that bailiffs arrived and closed the bar because of unpaid supplier bills. I was out. I stayed at a friends house whilst he traveled to Europe for some months, but eventually what little money l had ran out. I had to return to the UK courtesy of an airline ticket bought by my son in England. To make things even harder for me l had to leave behind my girlfriend who l have been with for 3 years now. She is unable to travel to the uk because of visa requirements, not that she wants to anyway, she is happily and proudly African, and has no desire to live in Europe.
As they say there is “No fool like an old fool” and now l am stuck here in England just desperately trying to work iut how I can return to my beloved Gambia and my girlfriend.
Thanks for reading and try not to laugh at me too much. If you wish to help me financially heres the link.
www.paypal.me/gambiapete
This past year I enrolled in a for profit school. I’m not going to say the name because I’ve heard they can ask to be taken down and whatnot. But please do not enroll in for profits they are snakes with lots of equipment to show but very little to do with what they are showing :( I owe what’s looking like $20k in student loans since its now hard to get out, but I don’t feel it’s necessary asking for that much.
I plan on extending out the loans on a 10 year plan, working part time and just getting a degree in economics from my city university within 3 years since I already have my associate’s. After doing the math, $5k seems to be about 2 years worth of payments, and 2 years of the next payments I’m going to be stuck with can really help me out. I plan on getting an economics degree this time around and dumping all of my income into getting out of debt once I graduate. So it would be ideal to be receiving the money over the next few years until I graduate and can pay for them all myself. 10k of this 20k is in parent plus loans and I can’t possibly ask my mom for that type of money. I normally don’t ask for handouts but that 10k on the parent plus could put our home on the line. Sadly I won’t be able to offer you much, except maybe a free portfolio consultation after college lol. But i can’t thank you enough if you do donate any amount. God bless you all!
Giovanni H.
https://paypal.me/beenscammed
Hello,
I was widowed in 2014 at the age of 52. Last year I decided to start dating again and began to join dating websites. I started talking to a few men, 3 to be exact, but wasn’t quite interested in them. Late one night I came across a profile that touched me.
He was a little younger than me and raising g his 5 year old child. He immediately told me he had been married 4 time and had 10 children. (Yes, I know, I should have run).
We dated for two months and started to talk about the future. He told me he could not live in town anymore, that he needed to be in the country.
I could no longer afford my house and had recently filed bankruptcy. My deceased husband left me with a huge IRS debt.
So a plan was hatched to sell my house and buy a property in the country. He promised to marry me if I purchased a property for us.
My house was paid off so I would be able to pay cash for a property. My house sold in two days. We found a house on 10 acres and made an offer on it and it was accepted.
I walked away with $54,000.00 and the spending spree began. He bought two Kawasaki ATV’s, a small ATV for his daughter, an enclosed trailer, a car hauler trailer, multiple guns, and a whole laundry list of other items.
And I gave him $10,000.00 to give to his ex-wife to sign custody over of his daughter.
Some of that money was to be used to pay off the utilities and Bill’s associated with the sell of the house. Needless to say, that never happened. And he confessed his divorce was not final yet.
Things were going well except that he would not help with any of the household bills. Any fights we had were over money. All the while he was still promising to marry me.
Then in May we had a huge fight over housework. My routine every day was to wake his daughter up, get her dressed, breakfast then off to the bus and I went on to work. After I got off work I would pick her up at the sitters ar 6:00pm, cook dinner, help her with her homework, put her in the bath and then off to bed. No help from him whatsoever. He asked me one day “when are you going to do housework?” The fight was on and I asked him to leave. He apologized, said he would do more around the house, and that was the end of it.
Then the harrassment began about him not feeling safe because I held all of the cards. Nightly he would harass me about putting his name on the deed until I finally did it.
Then in June he asked if we could just live together, that he was afraid to get married again. I said I was fine with that for now.
Then he had a friend move a shed on to the property so she could turn it into a tiny home. I believe he is having an affair with her.
In July he had his mother move a building on to the property to have a tiny home also. During her visit here we had an incident where one of my dogs killed a stray kitten and he threatened to kill my dog because of ot.
This past Monday, 8/14/18, he told me at dinner that he did not want to be in a relationship anymore, but wanted to build a house on the property and have me raise his daughter and he would let me dat other people.
That was not our agreement and I told him so.
I came home the next day with a list of how we were going to divide things and he was fine with that until his mother started getting involved. I was harassed in person and via text message for the rest of the evening.
The next morning as I was going to work I noticed he had removed the keys to the ATV’s and had is mistress come out to spend the night. I called the sheriff and they advised me to get a protective order.
I did, and after he got served the protective order he stole the ATV’s, trailer and other items.
I have hired an attorney and a civil case is being prepared.
I need $8,000.00 for the following:
$3,500.00 for attorney
$1,600.00 for the titles to the ATV’s
$1,500.00 for the car tag and insurance that I could not pay because he has cleaned me out.
The rest to get caught up on utilities and medical bills.
Any help would be greatly appreciated.
paypal.me/dupedinok
Sincerely,
Erin Porter
Hey everyone. My name is Shannon and I’m only a new to the adult world. I had sold my iPhone ($400) to an overseas buyer.. that was my first mistake. Then the bank they were with had an international bank transfer of $1000. But I had to pay the $600 first… second mistake. After paying that with iTunes cards the bank contacted me asking for a “refundable” $400 for the “BILLING CODE”. After that I was very broke. And they had asked me to pay another $500 for a mistake they made, but then they would give me $2000 in return. First of all the maths didn’t add up, and paying in iTunes cards didn’t add up either, and I was no longer convinced. But I had lost my iPhone, which I sold for $400, and lost $1000 that I had saved up. The only reason I was able to pay the $600 was because I got a Centrelink advance that you slowly pay back. You could only get those once a year. (Centrelink is government benefits for those who don’t earn enough, and are job seekers, not not old enough, which is youth allowance for things like study) Now I have no money left and I’m struggling to put even $50 each week to build up my savings. I’m an adult now which means I get bills which take away all my money. I even had to cancel my health care because I couldn’t pay $40 consistently each fortnight. I’m really desperate so that’s why I’m here. I hope you guys can help me restore all I’ve lost so I can get back on my feet to save up for my first car.
p.s. I’ve already contacted Apple. They haven’t been able to do anything, only report it and keep watch of that person.
My name is Djavon Spencer and I wondering if you can help me. I’m a new home owner and have a nice job and stuff like that. I’m a sweet, caring, responsible person and I never do any harm to anyone. I really love my family and friends and I like to help them out the best I can. I never had a girlfriend in my life before and I thought I can trust a girl I met online then everything went south from there. I cut ties with this person and I will never have a girlfriend ever again. I will remain single for the rest of my life. Now I have a huge amount of debt and I really want to get out of it and continue to live my life again. I haven’t been able to rest anymore because I am so worried that I will lose everything I worked so hard on getting in life and I don’t want to lose any of it. I really really want to get this burden out of my life. I feel like I failed my family and I don’t want these people to attack my family as well to collect this debts because of a dumb decision I made. I never ask anyone for money before, but this is urgent and need to get out of this so that I can continue to surrport my family again. I really really love my family and I don’t want anything to happen to them. So please help me out.
Earlier I trusted a guy and got screwed over. My bank account accepted his check but apparently his didn’t so the check bounced after I did all the money transactions for him. So basically the bank took my money. My account says I have -$2,794 and, all of my money that I was saving up for my sophomore year of college is gone. All last year at school I worked so hard with my job to save up for tuition and apartment fees yet I still needed a lot more money so I went online and asked for help. I didn’t everything to make sure it wasn’t a scam, I have him no personal details yet I just have missed something because my bank account is in the negative. As I said earlier he gave me $2,950 to take $400 and to send the money to other people in the form of a check. Being an honest person I took my $400 and sent the money. Earlier last week I get a notification saying $2,950 was taken from my account. I ask the guy what was going on and ask him to fix it and he said he would fix it this week. That conversation took place on Saturday and he won’t respond to any of my text messages or calls. I feel stupid and dumb and need my money back. My account say -$2,794 because it took my own money that was already in there, so now I need $2,950 to put me back where I was and where I have my original money back. I’m actually begging please help any amount donated means something
PayPal.Me/AnjelicaWebb
I can’t believe that I am actually here right now doing this. I won’t even ask people for 50 cents to buy a soda from a machine so this is my very last resort.
Please believe me when I say that I would not be posting this unless I needed it desperately.
I’ll start with what my situation is right now.
I am 32 years old and living with my parents in order to take care of them because they are both disabled and it happened quite suddenly. I don’t mind taking care of them because I would do anything for them but the problem right now is that I lost my job in March and I was the bread winner before that. The only income we have now between the 3 of us is my father’s disability and after paying bills, we’re lucky to have enough for more than what it takes to make a sandwich a day for each of us. I no longer have medical insurance because I could not pay the bill and i’m counting change to buy food on some days.
Before all of this, I had an amazing job, loved working, I paid all of the bills and bought all of the groceries and it felt so good to give back to these amazing people who raised me and loved me so much.
Now I have nothing and I am draining them instead of helping.
I am applying for jobs every single day obsessively but haven’t had any luck. I have to work from home because of having to be here for my parents so it’s even harder than a normal job search.
On top of all of this I’ve told you, I ended up being the victim of not one but two scammers.
I did a week of work, over 40 hours, for an employer who had me posting advertisements for their rental properties and then on the day I was meant to be paid, they disappeared and blocked me.
The second person promised me the world for my virtual assisting services. I was told that I would have benefits and be paid so much money that I would never have to worry about money again. They would tell me this over and over and then all they really wanted was to have me do some horrible money laundering for them so obviously I ran from that whole thing.
I’m not one to think people are all horrible because of the actions of one but those two people really broke my ability to see any good in people and my hopes are very shattered right now.
Because of all of this, I desperately need money to hold me over until I get another job and get back on my feet.
If someone can be gracious enough to help me out with this, I would be more than happy to donate here later on when I have money again so that I can show someone else the kindness that someone showed me.
I really doubt I’ll be lucky enough to get any help because I’m sure people have worse stories than me but hey, if you just took the time to read this, I have to thank you for that.
I’m not sure if I’m supposed to ask for a certain amount but I’m not greedy. Anything at all would help and probably make me cry happy tears before passing due to extreme happiness and relief.
I hope you have a wonderful day.
Christina
PayPal: https://www.paypal.me/CrittyCat
I know only one photo was asked for but I wanted to include another to make myself feel better about not looking like I’m full of it.
Hello,
First of all, a little about me. My name is Karen and I am a university student about to enter my last year in school. I want to continue my education and go to grad school. From there, I would like to enter the healthcare sector and help provide better services for low income families.
So recently I started a job as an administrative assistant for a lady who claimed to be working for DRES, a disability service. She sent me checks, so I could deposit them into my account and then buy her the things she needed, in this case she needed iTunes gift cards to help install program into iPads for kids with disabilities. So the checks were deposited into my account, and I started to buy her the gift cards, I assumed nothing was wrong because a bank wouldn’t deposit the money if the check wasn’t real, would it? Well I was wrong, because a couple days later the check was returned due to it being a closed account, but I had already given Dr. Lori Snow (who she claimed to be) the giftcards and she had used them. I really do believe in helping others and cannot believe there are bad people in the world who would use the excuse of helping disabled children to steal money from broke college kids. Now, I do not have enough money to pay for rent, buy groceries, and am working two jobs to try to help pay for these.
I know this is crazy but I’ve try everything and this is the one another platform of hope i can look for.
My name is Mina I am originally from Thailand but now live in Australia for the past 12years. I am 32 yrs old childcare worker and piano teacher. I am working 14hrs a day most of the time.
Just like everyone I am one looking for a better way to earn money and living life the way I wanted. I ran into one online business and it did look like a great opportunity for me. So I loaned $40,000 to invest into the business. But turned out it’s just one of the pyramid system and I ended up wasting my time and money into this. I tried to find some private lender to payout this debt as the interest from the bank is 10%. But to top it off I ended got scammed from many many people who call themselves “Genuine Lender”. I’ve lost over $2,000 into those scammers and now I’ve been behind the payment for my loan.
Now I have my own music school business but I need to get some money to buy some instruments. I cannot get any fund due to my current loan that still extremely overdue. All my usual payment got poured into loan repayment, rents etc.
And today I am here, 32 years old stuck with big loan and with no chance to get back up and start my own business soon. I have to avoid all the calls from the collector. I used up my saving, I start selling my things (even sign up for this discreet used panties for sale website hoping for extra cash)
That’s when I start searching for hope and I came across a website that give me this suggestion. I know that I have to try this and only hope that you can help me.
I hope miracle does exist and I can get some help from some of you.
With all my regards,
Mina (Puttawan) T.
my paypal Link: www.paypal.me/MinaTamruksa
Hello. My story is one you’ve probably heard before. I am a young woman, working full-time, barely able to pay all my bills. I took my car payment money, plus some, and decided to take a chance on this “loan” company. They sent me documents, I signed them, it was all laid out in paper. I wired them money, $575.00, and was told I would receive my money in 2-4 hours. I called to let them know and I was informed I had to pay $750.00 MORE for insurance, which was OPTIONAL, in the loan contract. Now, I am out money for my car payment and other living expenses and I have no where else to turn. If you have anything to give, please be kind and know that I am forever thankful for your kindness.
paypal.me/petl
I’m the unfortunate fool who fell for a scam, and I fell hard. Initially I wanted to buy a puppy for my fiance and I as a wedding gift and to celebrate finally getting our life re-balanced after him losing his job. I found a breeder who was kind and eager to talk to me, showed me the puppy in multiple photos and said the puppy would be shipped to me. I almost did this for a Husky a while back so I thought it was fairly legitimate. Wrong, I paid the $450 for the puppy and that’s all I was told to pay. Then more charges came up for life insurance on the puppy and his vaccinations. I of course paid. The man played my heartstrings with a child in the hospital and I was very patient…but as soon as all my savings were gone I slowly fought back. Even getting to the point of desperation of just wanting the “refundable” money back and not even caring about the initial $450. Now no one responds and I’m left heartbroken and scarred. All my money is gone for my wedding and honestly I have no one to blame but myself, but even a small amount of help would make me eternally grateful.
To whom it may concern,
Hi, my name is Gabriella and I am a 20-year-old university student. About a month ago, in a desperate search for a job, I received an email back from an ad on craigslist, from a man named “Scott Eric”. This person ended up being one of the largest scammers on Craigslist, but I was not aware of this at the time, some may say “too bad you should have done your research” but for anyone who has ever been scammed or has been in a situation dire for cash, especially as a student, knows how hard things can get. To summarize the incident, this man told me that he needed a personal assistant to process shipments and payments for his commercial sculpture company. I was sent two checks in the mail and was ordered to cash them and “pay the shipping agent through a cash deposit.” I deposited and cashed the first check and the second one, luckily the bank held it and I was able to do some research after that. My personal bank account since then has been frozen and my account is now overdrawn 5,000 dollars, and despite my efforts with the police department and the bank’s fraud department, they are obligating me to pay the $5,000. I do not have this kind of money, I recently just got a job but at $11,25 an hour, all while being a student, I will not be able to pay the amount in time and I will be placed into collection. I need my life back and I do not want to continue living with this debt hanging over my head, any amount would be helpful. I hope this is a sufficient plea for help, this is not a joke or a scam, I have been a victim of that myself.
Thank you to whoever takes the time to read this and I hope this can lead me somewhere.
God bless!
paypal: paypal.me/gabdemauro
Gabriella
Huge greetings to you! Thank you so much for just being here. The above image is of me. I hope to hold your attention with a concisely written poem of my background, what happened, why it happened, who did it, and where I’m going to go from here. Here it goes:
Once lost in what I wanted, I was still the queen of fiscal responsibility.
Living from the bucket list, I was still avoiding any debt and liability.
Donating to charity, I continually had tens of thousands in the bank.
Then came my new ambition, but I ended with a fake business and my heart sank.
For fake business coaches, I paid nearly twenty thousand but nothing was showing.
False promises was what came: a great website, high value info, and top notch coaching.
Better Business Bureau: an A rating and high reviews from the majority.
Trust from me was gained from this, but I later learned that this system rated faultily.
Buried in my newfound debt, my big, hard-earned government contract job also ended.
Fixing my hard position, I did many gigs for cash and toward that debt I spent it.
Interest was steps ahead, I was inconsistent in paying any principal.
Other living expenses, they were put on card as damage that was collateral.
Federal Trade Commission: sued Top Shelf Marketing, Inc. for over 16 million.
I’m so happy they got caught, but I received about 355, a mere fraction.
Now I want to move forward, and I’ve planned on what to do as I get back on my feet.
Tried and true business routes: social media management and travel will soon meet.
Second goal is for the world. To inspire research and cures for health and serenity.
I’m grateful to those who give. Bless you a thousand times more than what you donate to me.
paypal.me/ManetteS
Reliable Business Consultants a.k.a. Business Development Services were one of the several companies that were collectively known as Top Shelf Marketing, Inc.
Here is a link to the FTC (Federal Trade Commission) webpage showing the record and other sources of the civil action case against Reliable Business Consultants and other companies of Top Shelf Marketing Inc. in Federal Court in Southern District of New York
https://www.ftc.gov/enforcement/cases-proceedings/142-3228/top-shelf-marketing-corp
The following images are my screenshots of the initial bills that I paid to Reliable Business Consultants, and these do not include the other things that I paid for that were not to Reliable Business Consultants but were still part of the business they created for me. These things were website hosting packages, business registration, and mainly inventory that they strongly suggested but were useless and duds. They guided me through all of these things but were ultimately focused on just making money from me in exchange for scam services and products.
Needless to say, they now have an F rating on BBB. The scary thing is that New Beginnings Education LLC was the company that illegally marketed my information to them and New Beginnings Education has an A + rating! Just something to keep in mind.
Hello I am slovak student in Munich, Germany, and I was recently scammed by a scam-artist of a known international mafia group. He came by with his rented car and asked me for directions to the airport, and that wouldn’t be so strange, if I wasn’t asked for directions regularly twice a week, at least. I gave him the directions and as thanks he gave me a bag with three leather jackets for free as he is a fashion designer and is coming from a fashion show. He needed money to pay the customs office for a another bag with similar clothing, and that he is desperate and needs help. That’s when my altruism and good-naturedness got the best of me and I ended up handing him over 470€ that he promised to pay me tomorrow via Western Union.
As soon as this happened I went back home and checked his credentials (he gave me his fake business card) and found out he is part of an international scammer group. I already contacted the police and handed them all the material I had from him, but even though the bavarian police are renowned professionals, I am not optimistic that I will ever see that money ever again and that this criminal (and his group) will ever be put to justice.
It wouldn’t be a problem if I had wealthy parents or siblings, but they can barely manage on their own and I blew more than a half of my savings I needed to pay the rent, schoolbooks and traffic-card for, I still, stupidly, didn’t do.
If you want to get more info on these guys, here are some useful links:
http://www.fairfaxunderground.com/forum/read/2/604099/2628748.html#msg-2628748
https://www.complaintsboard.com/complaints/emporio-armani-beware-antonio-d-managing-director-in-emporio-armani-collezione-c694244.html
Here is more or less the same business card he gave me: (Mine is in the hands of the police already, same with the leather jackets)
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If you could help me out even to a small degree it would mean the world to me. :)
Take care and do not trust completely random strangers, even though they look trustworthy.
Thank you. <3
paypal.me/matrochamp
hello everybody, thank you for clicking on my column. I have been going to a tattoo school for over a year now. During high school, i knew that i would have to save up myself to be able to afford a tattoo school that i had done some research on. It was the only school of its type in my state, and i knew it would be all i could afford since it was $9000 to enroll. I spent two and a half years saving my money from age 17-19 and finally by the time i was 20 i was able to afford it and go. After going to school for a few months, i had realized that my instructor was not teaching me ANYTHING at all. I was very disappointing and upset but continued to go so that i could get my hours done and pit it towards getting my tattooing license. The shop was filled with drama, and even drugs were coming in and out, like heroin. I chose to ignore it but overtime more negativity was surrounding me. Drama, drugs, lawsuits against my instructor. Some guy was even trying to sue my instructor and my instructor was trying to supene me to court for back up. I am very upset that i had wasted my very hard earned money and over a year of my time at this school. I wish i could go back in time and maybe invest in a school out of state. I cannot sue because i dont have the money for that and i would not like to go through all the trouble of doing so. I believe my safest bet would be to start over. I am not asking for $9,000 as that is a lot to ask for, but anything to help me achieve my goal of going to a better tattoo school out of state, i would be very grateful. Thank you all for taking the time to read my story.