Begging Money

Financial Hardship Help

How to Beg Online Safely with Common Sense

Beggingmoney.com receives visitors from all over the world. Some have the intention to scam you!

NEVER send money to anyone who “wants to help you”. All the transfer fees and other excuses are just an attempt to scam someone.

Before you ask for money on our website, don’t forget to read our START HERE page

419 Scammers visit this site daily from Nigeria, HELP STOP THE FRAUD and report the criminals!

Report all SUSPICIOUS EMAILS TO: http://www.fbi.gov/scams-safety/fraud

Do NOT send money to ANYONE

Scammers will send you checks and ask for your personal address.

Here is what a typical SCAM EMAIL LOOKS LIKE:

Good Day i was reading your page and i see that you really needed some donation.This is my frist time on the site,but i was touched by you word and i feel like help you.i do not run a paypal account but will be ok by you if am willing donate money to you in another way.i donate money to many people and organization,i will be putting you in this month budget among does that am ready to help.well the only method i can help you with its through check if you are okay with the method just get back to me with the followings Name;………………………………………………………………….. Contact Address;…………………………………………………. Telephone Number;…………………………………………….. State;…………………………………………………………………… City;……………………………………………………………………… Zip Code;………………………………………………………………

Once you get back to me with the details i will ask my manager to issued the check payment out to you immediately. REGARD TO YOUR FAMILY THANK REGARD TO YOUR FAMILY

 If you receive an email like this forward/send  it to the local authorities with the email address!

This is Fraud according to the http://www.fbi.gov/scams-safety/fraud –

“Nigerian Letter or “419” Fraud

Nigerian letter frauds combine the threat of impersonation fraud with a variation of an advance fee scheme in which a letter mailed from Nigeria offers the recipient the “opportunity” to share in a percentage of millions of dollars that the author—a self-proclaimed government official—is trying to transfer illegally out of Nigeria. The recipient is encouraged to send information to the author, such as blank letterhead stationery, bank name and account numbers, and other identifying information using a fax number provided in the letter. Some of these letters have also been received via e-mail through the Internet.

The scheme relies on convincing a willing victim, who has demonstrated a “propensity for larceny” by responding to the invitation, to send money to the author of the letter in Nigeria in several instalments of increasing amounts for a variety of reasons.

Payment of taxes, bribes to government officials, and legal fees are often described in great detail with the promise that all expenses will be reimbursed as soon as the funds are spirited out of Nigeria. In actuality, the millions of dollars do not exist, and the victim eventually ends up with nothing but loss. Once the victim stops sending money, the perpetrators have been known to use the personal information and checks that they received to impersonate the victim, draining bank accounts and credit card balances.

While such an invitation impresses most law-abiding citizens as a laughable hoax, millions of dollars in losses are caused by these schemes annually. Some victims have been lured to Nigeria, where they have been imprisoned against their will along with losing large sums of money.

The Nigerian government is not sympathetic to victims of these schemes, since the victim actually conspires to remove funds from Nigeria in a manner that is contrary to Nigerian law. The schemes themselves violate section 419 of the Nigerian criminal code, hence the label “419 fraud.”

Tips for Avoiding Nigerian Letter or “419” Fraud:

  • If you receive a letter from Nigeria asking you to send personal or banking information, do not reply in any manner. Send the letter to the U.S. Secret Service, your local FBI office, or the U.S. Postal Inspection Service. You can also register a complaint with the Federal Trade Commission’s Complaint Assistant.
  • If you know someone who is corresponding in one of these schemes, encourage that person to contact the FBI or the U.S. Secret Service as soon as possible.
  • Be skeptical of individuals representing themselves as Nigerian or foreign government officials asking for your help in placing large sums of money in overseas bank accounts.
  • Do not believe the promise of large sums of money for your cooperation.
  • Guard your account information carefully.”
Report all FRAUDS AND SCAMS IMMEDIATELY TO http://www.fbi.gov/scams-safety/fraud

Wikipedia explains online fraud in detail. Be smart and keep your personal info to yourself.

Report them

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30 years old and in $432,000 debt

Where do I even begin. I doubt this gets ready by anybody but I guess this is my last resort.

I’m a single father. 30 years old. I’m from Singapore. My wife left me and I’m here fending for our 2 years old daughter alone. In the last two years, I raked up about $432,000 in debt. My wife is from Thailand and she has two of her own kids there. We loaned money to pay off her house in Thailand and to give her kids a better education there. She told me that she would pay me back or at least help to pay off the loans. Unfortunately, she bolted and I’m stuck with the debt. You could say that I got scammed. I have a 2 year old daughter and she’s the cutest. If not for her I would have already killed myself. I’m in such a bad place right now. We don’t have much money. My parents passed away when I was 21. If they were here, I think they could have at least helped out abit. I’m a single child and there is no one that I can turn to for help but the internet. I have attached a picture of my credit report, and it will show you how much of debt I’m in. I hope someone, somewhere will be able to help. Not for me, but for my daughter. She doesn’t deserve this. If you happen to come across my story and are able to help, let me just say first that I’m very appreciative. Thank you in advance and I hope you get back 1000 fold of what you’ve given.

Link : https://paypal.me/mikehy1990

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Scammed out of $7700

Hello,

I am a 80% disabled veteran whose bank account and paypal account was hacked. Whoever this evil person is, they took the money in increments during sleeping hours and sent it to themselves. They labled the money as Tuition! I don’t even know this person! I contacted Paypal to get them to stop the payment and they say they could not because it was sent via friends and family.  This person is a stranger I don’t even know them! Paypal said I needed to speak to the bank and let them know what was going on.  I spoke to the bank and they said paypal probably won’t refund the money because it’s saying I sent it through a family and friend transfer.  AS i’m speaking to them on the phone and logged into my account, I get a notice of a wire transfer $2500.  This person actually was real time trying to wire themselves money from my account.  Trying to take my last $3000! The bank was able to stop this. I also got notice that the person tried to add themselves to my bill pay…and tried to set up weekly bill pays to them. I was able to get another name from this wire transfer and they said since they weren’t able to take the $25oo, is to contact their bank information on file from the wire transfer and alert them that the account is a fraudulent account, which I did. I then received threatening texts to the phone number on my file with the bank from number I don’t know in Minnesota saying if i want my money back to send them my info so they can put it back.  And they after I refused they started threatening me! Saying, they didn’t need my pin to get what was left in the account. I called the bank back again.  They think the new account is safe, no one seems to be helping me get my money back. They took a total of $7700. I was able to save $3000 by opening a new account and moving it there. I’ve been on the phone two days with the bank.  I am distraught.  I have a family, and limited income.  This isn’t right. We are good people.  We don’t bother anyone. I have a 5 year old son.  I just want what I’ve lost back.  Nothing more…I’ll even take less. I’ll take anything at this point.  If you can donate something.  Please send it to : paypal.me/PaulaCT

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Disabled Mother of 3 got scammed

Hello, my name is Rachel, I’m 35 years old and I am medically disabled, I have 3 very smart and beautiful kids ages 12, 13, 14.  Recently I found out that I had been scammed, little by little over time I was scammed and robbed.

I was talking to this man on twitter and he was looking for a sugar baby with no sex, he missed his daughter so much, she was murdered by her boyfriend last year and he’s still on the run.  He told me that I looked a lot like his daughter and wanted to know if I would pretend to be his daughter and if so he will pay off any and all debt that I may of had.

I should have never trusted him, after a week of talking to him he deleted his Twitter account which removed all of our messages from each other, that was red flag #1 that I ignored, I felt sorry for him and thought it may have been a depression thing, because I too suffer from depression.

He contacted me on hangouts and asked for my log in information for my credit card so he could deposit a check into my account, which I did give it to him like an idiot he deposited a fraudulent check, he kept asking me to get gift cards for him which I lied and made every excuse why I was unable to because something didn’t seem right and I changed my password which really didn’t sit well with him but by then he already spent $200 of that scam money.

He then asked me to set up a bank account where he could deposit a check being I had to close my other account due to someone stealing over $500 out of my other bank account which was almost my entire months bills (which I shouldnt of done) but being some how some way someone stole access to it they blamed me for giving that out which I NEVER did.  I had to max my c.c out due to it thus was the reason why he wanted to deposit that check in my c.c account.

I opened a discover account and he deposited a check for $1,411.00 which I didn’t spend and once he did I changed password because again something felt “off” I waited a few days for check to be added and something told me to check what that check looked like.  Thank God I did.

It was from the department of treasury and it was a “tax return” check which I haven’t worked for several years now and have been disabled since 2013, I immediately reported all of this to the united states department of treasury and called discover, I gave them all the information.  This guy used scare tactics, refused to give me a recent picture of him holding a calendar with the date circled and told me that I was a scammer when he is the one that contacted me to be his daughter….

I’m so ashamed, so embarrassed,  I failed as a mother, a wife… I trusted once again and I got hurt, but this time he stole from my kids as well, and he was a DAMN good scammer, but got all rude with me when I called him out on it telling me that I was “playing” smart with him.

I wish I never trusted and come to find out, my old bank believe that this scammer is the same one that hacked my bank account, it was all done over a computer with very similar IP addresses, so now I’m in debt of almost $2,000.

I now see why the bank thinks that, this guy contacts me out of the blue, and messages me saying what he did.

I now don’t have enough to buy necessities for our home or had enough to pay all my bills for the month, my husband can’t work either due to severe health issues, and I’m afraid to tell him, I had to borrow money to pay my bills, he has his own bills.

I don’t expect anyone to help, but I’m begging for help, I am begging for mercy, I was able to get some screen shots of our messages for proof.

So please don’t hesitate to ask and I will gladly provide the proof, If anyone can help me at all I would be so grateful, my payment information is listed below. Thanks for reading and may God bless you

PayPal:  paypal.me/lilbitsexymomma

Cashapp:  $familyzeverything

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Increasing seizures and holiday scammers

DAB9DE47-D446-4CFF-9E4A-696A161E5DC2.jpeg

A couple of months back my dear old mother, who I live with, just us two as her husband and my father passed and I was younger. We don’t have contact with the rest of her family anymore.
She is the sweetest most intelligent funniest goofiest Woman you could ever know with quite the Pedigree and her masters at a private college.
As of Late has become increasingly difficult financially for the two of us in terms of her aging (but an inspiring kindred spirit) and dealing with intermittent periods of unemployment
Partially due to the fact of a bit of age discrimination it’s hard for her to get jobs despite the fact she has twice the experience of those people applying for positions she is well overqualified for
she’s a sweet woman with the best of intentions but her sense of paying attention to detail and recalling things will slowly fade for her
she recently I’ve been scammed by someone who had come to her under the guise of a mechanic at the shop that we usually go to
As I was not particularly involved in this whole situation
A night or 2 prior her car had broken down on the side of the highway and she was unable to afford a tow, he promised to tow it for her, now that’s 2 for 2 as Additionally
My car was also out of commission as my starter was broken and he said that he would fix that as well
He ended up Putting a broken part in my car receiving the rest of the payment for a previous brake job my mom got at the shop he had been employed at and took it for himself never gave her ignition key back never told her car
Leading to it getting towed and has been completely out of options as she used the very last of her money to try and save our employment situations by making it possible for us to get to and from
(Her job involves helping the community and seeing her clients at their homes or at her office all throughout the day sometimes 2030 minutes apart in destinations)
In the end, she ended up taking my car To another shop to get it fixed paying full price while her car was in an impound lot with no way to afford to get it out keep in mind she had to tow it from the impound lot to a shop all the while she couldn’t get inside because the scammer had left with her keys and all the money she gave him
This was three days before Christmas
As for lack of my involvement financially it’s due to a recent string of seizures and medical issues that he began to arise and have yet to be totally resolved
I went from grand mal seizures (once while driving) to partial complex seizures, dealing with hypoglycemia and severe panic attacks with no real way to offer as much support as I would’ve loved to
The days in between going to my neurologist and dealing with different health issues the restaurant business gets very very slow in the winter
Ranging from about $20 a day to 70 maybe 80 a day and being shorted scheduling wise (with understandable justifications)
Working the early part-time every day the very little I had I’d end up using for toilet paper or paper towels or dog food which is another struggle of itself The tide is just been rising in my usual “yin and yang” philosophy towards life and understanding that everything will resolve itself and time incorrectly I slowly been fading into a more jaded attitude. Rent, car insurance (that’s recently skyrocketed due to the neighborhood we recently moved to,any bit of food to eat or gas for transportation to our jobs that we so desperately need  and want has been like finding a needle in a haystack.
Be that it is as it may Life continues as it always does but limited resources, family, and medical restrictions have led me here and I think anyone for even taking the time to read my poor sap of the story they only do the anonymous person reading this I’m usually much funnier and this was even a drag for me to write assuming I haven’t totally run a dark cloud and severe rain over your hopefully positive day
It would mean absolutely everything to me if anyone could help no Amount too small
Not a microsecond of your time spent reading this goes unappreciated. I am humbling looking for anything between $10 to $1300 to get us back on our feet.
And if humans aren’t your thing, my blue nose pitbull puppy, old man jenkins (8 year old yorkie) and cherub of a cat would appreciate it dearly.
  • All the love to you Anonymous reader, GodspeedE32C16A0-A547-4502-A715-5A83AD044BD1.jpeg

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I’m in a really bad situation and I need some help

Hi there Dear Stranger!

I’m in a really desperate situation, and I could really use some help, let me tell you my story briefly.

I’m 24 years old girl, who moved to London almost 3 years ago. I’ve had financial problems in the past but not as big as the one I’m currently in.

I quit my job in September, cause I really needed a change, and I also went to travel for a bit. After I came back from my travels, I got a job quite quickly but I was short on cash, so I’ve decided to apply for a loan online. On the 14th of November I got an email from a company saying I got approved for a loan, but before they can pay my amount I need to prepay my first installment, because my credit score is not the best, and this way I can prove to the lender that I will be able to afford the monthly repayment. I sadly sent them the money, and then sent them some more.

I know now, that it was a scam, and to be honest with you I feel really stupid about it, but I was really desperate given that I had/still have bills and rent to pay. And they told me that I’ll receive a refund on all the money I sent, they were really nice and helpful, and they made me feel like I was in safe hands. I ended up sending them £1500, and the worst part is, it wasn’t even my money, a friend helped me out, because I promised her she gets back the money in no time. I’ve reported this company to the appropriate authorities, and thanks to god I have a nice friend so she doesn’t hate me blowing her money, but I’m out of everything and I have no one who could help me, that’s why I’m turning to the internet, and to You.
I’m days away to live on the streets, I have -£500 in my account with an empty fridge and a crushing amount of dept. I’m going from one loan company to another, I’m applying to part time jobs to get some other income next to my main one, but the loan companies keep turning me down, and even if I get a second job it’s not going to pay in time, and even it it would, it still wouldn’t be enough. The minimum amount of money I need is £1500, so I can catch up on my bills and rent – one less thing to worry about!
I’m really anxious and depressed by this whole thing, so if you could help me with a little I would be so so happy!
My PayPal is paypal.me/tiborbala

Thank you so much for reading this and kudos to you if you decide to help!

Have a nice day!

Ps: my post image is my paypal.me image, so you know you’re sending money to me, if you decide to do it.

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A Scammer Ruined My 20-Year-Old Life

A few months ago, an old friend that I knew when I was only a child reached out to me on social media after I tweeted about how I was struggling financially and that I needed to win the lottery. She told me about a man that she had known who was basically her “sugar daddy” but all she did was talk to him and keep him company. She told me she had to stop doing it, because her fiancé was not comfortable with it. She then asked if I would be interested in replacing her. Me, being 20 years old and naive, said “Sure!” Thinking, what’s the worst that could happen? I mean, all I had to do was talk to the guy. I started talking to him, my boyfriend knowing about it and encouraging me to pursue it if he was going to pay me for it. After the first day, he sent me his bank account information. Then I really thought that there’s no way he couldn’t be legit. I mean, he sent me HIS bank information so that I could pay off my credit card. After the payment went through on my credit card, he asked me to send a part of that through Venmo to someone else, and then he would send me more. This is where I got stupid. I thought at that point that that seemed fishy, but my boyfriend convinced me that if I did that, then I could continue to get money from him. I finally agreed and sent around $1,600 to someone on Venmo through multiple payments since Venmo only lets you send so much at a time. It took several days for those payments to go through from my credit card. One morning, I got up and checked to see if the payment had went through since the man kept asking me. I logged in to see that not only had the payments gone through, but that the entire total he had sent me before, around $2,500, had been taken back out of my account. This left me about $4,500 in debt. I couldn’t get in contact with him after that. That bank account information no longer worked. I was heartbroken. I was scared. No one that I talked to was able to do anything about any of this. My temporary job was ending and the new job that I had lined up, fell through. I wasn’t able to make any payments. And to make matters worse, only a couple weeks before this happened, I had taken out a personal loan of $750 dollars. A few months go by and I’m still jobless, broke, and eating one meal a day just to survive. That meal was typically a bag of popcorn or maybe a bowl of cereal. I have been constantly depressed since then. I considered ending everything, because how could I get out of this? I couldn’t tell my parents, they’d disown me. I just wanted to die. I still do. I had been trying to take out the loan to boost my credit score, because for a long time I have been trying to get an apartment, so I could stop living in the little bedroom of a family member’s home. And then I wasn’t able to make the payments on the loan. Now I’m stuck with a terrible credit score, struggling to afford anything. I finally was hired just a few days ago, but the pay will never be enough to fix this, at least not anytime soon. And with Christmas coming up, this is just making matters worse. I just want to get my life back on track. I’m only 20 years old, I shouldn’t be this depressed or this bad off. I just need a little help to get to where I should be, and anything helps. I will never make a mistake like this again, I’ve hated myself every second for it. Please help me get out of the hole I’m stuck in.

PayPal.Me/dani0429

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I helped someone in Need, and i was toyed with.

I have myself to blame but im a young man, 20 years old.

There was someone i knew who had his car breakdown, and i had been saving money up to that point for the last 8 months.

So when he asked for help I offered it in a heartbeat.

I gave him $2800 straight out of pocket for a broken transmission… and so the story goes on, it seems to have went from this to him missing out on rent and getting kicked out of his house, i mean i get it we all have our rough moments sometimes longer than others, so i saw no reason to back off from someone i trusted and leave him out to dry.

I lent him more money.

He told he would pay me back as soon as his tax deposit came in, he said it was going to be fast but he was getting the bank off of his back

apparently he had missed a debt and it only accumulated…

so i lent him 40 dollars, 250 dollars,

i really thought it would Fix this. As if i was going to be asked to loan him again and again. But that’s exactly what happened.

He really convinced me that it was only going well until the bank came around and said “you’ve missed this too”

and i fell for it :(. I didn’t really understand, money changes people, if you LEND to others you better realize where that money’s going.

needless to say I had trusted him… and that trust was left behind nowhere to be found.

i disappointingly ate it up, and continued to offer much more support than i can handle.

 

I sent over 6 thousand dollars, and i have 1k in credit debt.

there’s something biting at me, that i feel like i have been wronged. Even though i am to blame is it right to be burdened by the actions of another individual? It doesn’t matter

I’ll be going to the recruiters tomorrow. I’m enlisting to the coast guard, i’ll be taking charge to protect others, and i’d be proud to do so.

I ‘d share more but if you read this far, thank you for giving the time. I really mean that

 

 

I’m only asking money for this to relieve these frustrations, and get my life back on track, with  (the whole im in 1k debt and cant pay rent…)

And if you’re going to help me. Thank you from the bottom of my heart.

PayPal.Me/Imadesomemistakes

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I got scammed and they’ve ruined me

It started with a sale. A simple transaction that would inevitably lead to my bank account being overdraft, my rent check being returned and now to where I am no longer attending school (I dropped out as of 11/7/2019 and a senior attending university in Arizona).

I needed a little extra cash because on top of this I recently got re-ended by a propane commercial vehicle while running errands. There is more to this story which relates to what I received just two weeks ago from this scammer.

When re-ended the car that I owned was a 2006 Nissan Pathfinder that my dad gifted me a week prior to the accident. Not only that, it was just paid off two weeks prior to my dad gifting it to me for my 21st Birthday. So car paid off, my dad gifts it to me as a present and then boom, its no longer mine, and the insurance are taking their sweet time to do anything with the vehicle.

So, with an origin presented, fast forward to needing some little cash, I sold my violin. A violin that I have had for almost ten years. I started playing the violin when I was 5, then piano at 12 and continued until I graduated high school at 17.

So I post it on Craiglist, Facebook, basically anywhere. Then I received an email saying the buyer is interested, they will send a check, and to ‘please remove the ad on Craiglist”. The only thing I found odd in the format of the email was spacing and a few random capitalized words but I thought based off the rest, perhaps they jumped into the ad wanting it.

I said I only received a certified cashier check/bank check to which they said they would go ahead to see through it. They sent me a 2050 dollar check. But it was not only for the violin but to help with expenses as the “buyer” asked why I was selling my violin. So I typed a novel story of it with the answers the “buyer” wanted and then it comes in. I wish I had known better and being the naive person I can be, to which my boyfriend just shook his head and the result of what I have done, deposited the check to which I became disbelieved of the following actions: check was returned, the person wasn’t who they were (they called and left a voicemail message threatening me with calling the FBI)…..

They still message me to this day trying to “apologize” but their damage has been done and I am swimming in debt. I am optimistic that there will be light at the end of the tunnel. I also believe everything comes in threes and well, this is one of those that came.

I live with my boyfriend and dog name Mandi. I used to be a College Senior. I work at a makeup store part-time. I Postmates to get some money in to at least eat or feed Mandi. I don’t have a car and rely on my boyfriend. I have been job hunting for nearly three months. Life sucks. But when things go down there are always things that will go up.

 

paypal.me/sophmend

If you want to send something go right ahead. I also felt the need to share my story to hopefully help someone.

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Needing help with debt!

87FFB8E2-3284-4877-B4D4-ACF6E5484530.jpegDear friends, I am here because I recently lost my childhood home to lava on Hawaii. FEMA sent me a few thousand for “assistance “ but as it turns out they are asking for it back and I do not have the money for it because I am taking care of my mother and father who are ill with a disease. Please please please help me ! If I don’t pay this soon the IRS WILL GET INVOLVED ! PLEASE PLEASE HELP ME! Blessings – Marcus

https://paypal.me/needfundsasap

 

God Bless you!

 

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It seems that it is now my time to say please.

Hello dear readers.

First of all, I would like to apologize for my language in advance, as I am not from an English speaking country.

As the title says, it is my time to say please. Please, to support me in any way you can.

I am a foreign student in South Korea, to be specific, a “former” student. Couple month ago, I was released from detention center after a 1 year long trial. Unfair trial. I was charged with money counterfeit and its use. I got frauded by one guy, who I bought a motorcycle from some time ago. He paid me 3 million won ($3,000) in cash. At that time, I could not even think that it was counterfeited money, because Korea is one of those countries with very low crime rate. Consequently, without even realizing that I was commuting a big crime by using fake money, I used it for my daily expenses such as food, housing fee, books etc.

As a result, one night after coming back from uni, police was awaiting me at the front door of my house. And after that all this nightmare started. For the last 1 year time span, I struggled a lot. Moreover, struggling for no reason is even more painful and stressful. I got not guilty on the counterfeit charge because we were able to prove that I was not the one who actually did the counterfeiting, however on the using counterfeited money charge I got 3 years on probation. During this 1 year trial, as a foreigner student in a foreign country with no family, it was very hard to go through it. My family had to come to Korea and support me. Overall, we spent over $100,000 on lawyers and other expenses. We had to sell most of our assets to cover the expenses.

Eventually, I got kicked out of the uni.  Although we were able to win the followed-up administrative case about deportation which allowed me to stay further in the country. However, I am totally depressed and have no hope about my future. This situation turned my and my family members’ life 180 degrees.

Thus, I am begging you, dear readers to provide me with little financial support so that I could get back on my legs and go forward.

paypal.me/envioused

Big Thank You in advance.

God bless you all.

 

 

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Scammed my hardwork

I guess, I could explain a bit of myself to complete the 400 word description. My name is jack and the past two years I saved up 28k$ to move away from my family and go for my dream of acting as I discovered i am very naturally talented at. I planned and put down a security deposit already on an apartment in Georgia Atlanta October 1st. But I was scammed 1.5 weeks ago which the investor took all 28k and ran with it.

Im hoping to gather help from anyone – I will have an IOU with you and will listen to any of your terms / conditions.

All I’m asking for is a minimum of 10k$ and I will work my ass off to pay you back. As I can’t make enough to finish my bills up here (Pennsylvania Pittsburgh) and then move down to Atlanta to become an actor. I can’t necessarily ask from family as they are against the idea of me moving. And I only have one friend who already is a poor college student.

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Financial help, robbed after trying to help struggling people, struggling myself now

Please, it all helps!

I was recently robbed by some people I thought of as friends. This couple I know have been struggling recently, and the woman is newly pregnant. They are both unemployed, but luckily they are not homeless due to family giving them a place to stay temporarily. I have always done everything I can to help them out, but I started trying to help them more once I knew she was pregnant. I was trying to help them make resumes and look for jobs, while allowing them into my apartment to clean up and get something to eat. This was going on for about a month before they stole from me, no problems until this incident.

I was using the bathroom and when I came out they were no longer there. I assumed they were outside smoking a cigarette. After a few minutes, I noticed my purse was messed with and then I saw my wallet on the table. I had just gotten paid that day and I had taken out the money to get a money order for rent. Before I made it to get the money order, I ran into them and made the bad decision to help them out. I should have known better to not have cash on me with them around, but I did not even think about it. I just wanted to help them out after they asked me for food, saying they had not eaten in a couple of days. I was naive and let my heart lead my decision, unfortunately.

They ended up stealing almost $400 from me. This was going towards my rent for the upcoming month.  Since I do not make a huge wage at my job, I typically take money from every check and get a money order towards the rent. I am now struggling to buy food for myself and my dog because I know rent is due soon, and my landlord is unwilling to help and work with me. The picture is of my dog, looking sad and desperate for attention while wrapping her paws around this guy and forcing him to give her some love.

Anything would help out. I am just trying to get back on my feet, since I recently depleted my savings account on an emergency dental procedure that I desperately needed. I cannot believe these people would do this to me after all my kindness towards them. I had bought them groceries, food, even given them money before when they needed it. I thought people were better than that, but now I’m losing hope. Please, if you can help me out, I would be truly grateful and appreciative. Thank you for taking the time to read my plea.

paypal.me/BeckOD

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Scammed In a Sale

Hello! So, I understand that you guys help fulfill a lot of people’s dreams and such by donating money and I hope that you will do the same for me. However, my issue is not like those that I am sure usually receive but I am here to try anyway. So to begin, recently I took part in a deal with “CSGO” or Counter Strike Global Offensive trading in which I was trying to sell my skins for money. There is a very trusted site that I was going to which goes by bitskins. You can find it by going to bitskins.com. Essentially I was supposed to have traded my skins to a bot that they would send out so that I could start to sell and get money for my skins. Unfortunately, I must have encountered a fake bot sent by someone and accidentally sent my skins to them. So goodbye I will never see them again. Anyways, the reason I am asking for money is that I believe that this was not my fault. When attempting to trade to the “bot”, I verified all credentials, dates, etc. and even saw that the inventory was stock full of items (so I knew I was in the right place). I then proceeded to send the skins over and found out that they got sent to another account that was completely different and unlike the one I sent my skins too. So, I believe that some way they could have been hacked per se and grabbed out of circulation. I was planning to put the money towards buying myself a better computer so that I could play with my friends more often and have something a little faster and easier to use for school as well. My current computer can be a little laggy and difficult to use. If you are curious as to which skins I sent away so you could look them up then here’s a small list:

AK-47 Fire Serpent Battle Scarred

Bayonet Black Laminate Field Tested

So these skins total up to about $350 according to current Steam Market Prices which means that I just lost a lot that could have gone towards funding my project. Any help would be much appreciated and I suppose taking the chance to ask for money and being denied is better than not asking at all in the first place. I much appreciate your time reading this and hope you have a fantastic day.

 

Link: https://paypal.me/bbgarduno

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Got scammed out of $800 by a eBay phishing scheme. Anything helps!

Hi guys, I’m Justin.

I was recently a victim of cybercrime, in that when selling my Wii U on eBay, the buyer sent me a text message saying it was his daughter’s birthday and he needed $300 worth of Steam gift cards, then got an email disguised as eBay/PayPal saying that I needed to do so with the cards scratched off. It was my first time selling on eBay so I didn’t think anything of his request.

Long story short, it turns out it was all a scam and I ended up spending money on Steam gift cards and mailing them to the address he sent. I ended up getting robbed out of $799. I even lost my Wii U!

So, yeah, I’m pretty upset about these horrible people taking my money. But I’m trying to stay positive about this. There’s nothing I can do at this point but just try to think positive, laugh it off, and ask you guys for help. Literally anything helps! Even pennies! I hope that I am eventually able to make all of this back up someday. 

If you need any more evidence of the scam aside the picture attached, the other pictures are posted here: https://drive.google.com/drive/folders/1JLFCZwmD1E_HjoiCwZQd1RwYfKJaRb73?usp=sharing

To send me any donations, send it to me at: paypal.me/justine643

My dream is to one day become a philanthropist (I legitimately want to be part of The Giving Pledge someday), and instead of hurting people like these horrible scammers, I want to help people. I come from a fairly poor environment, but I’ve managed to save up some money before college (unfortunately, I just ended up wasting some of that money on these scammers) and plan to use what I save on getting out of my bad environment, creating a better future for myself, and most importantly — . I have a long ways ahead but every little bit helps! Losing this money was definitely a blow, but I’m not giving up by any means. I’m staying positive and optimistic!

Lesson to everyone: don’t fall for gift card schemes. Be critical of messages and emails (and I wouldn’t be openly telling you to do this unless I was being 100% honest about all of this – my request for donations isn’t a scam, but that doesn’t mean you should believe me at face value. :) ). And most importantly, stop asking waiters if they have the “super salad.” No one likes Dad jokes!

Sharing this post is appreciated!

 

Have a fantastic day/week/year/century,

Justin

 

P.S. Sorry if it seems like I’m not taking this super seriously. I try to make light of this situation because there’s nothing that can be done at this point. Plus I like helping people laugh so if you got a chuckle from one of my “jokes,” I did my job!

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The brutality of being old and gay.

The gay scene is dominated by the young and beautiful and sadly there are many who use their youth as a tool to deceive silver daddies (mature men with grey hair) for financial gain.

My personality type is to look for the best in people and I have no regrets in being kind and generous to those in need.  Good intentions lead to positive outcomes……or do they?

In 2018, after being befriended by an intelligent 25 year old man with a charismatic personality and a cheeky smile, I was drawn into his world with stories of misfortune and disadvantage. As immigrants, his family struggled when his father passed away shortly after arriving in Australia. He was the only male with 3 young sisters and was unable to pursue his medical studies in order to work and support his family. It was evident that his potential was being smothered by obligation and it became my mission to help him get his life back on track. I was prepared to take on more debt in order to help him with food, rent, transport, medical expenses and studies.

I am certain that you have now assumed, after reading the above, that this was a sexual relationship, however this was not the case. I truly took on the role of father, carer and mentor, or so I thought?

After losing my job in March 2019 a friend took me away for two weeks to collect my thoughts. While away, communications from my young friend suddenly stopped. Upon returning home I was unable to reach him or locate him. After several days of no contact, I feared something serious had happened to him, even possibly death, therefore I googled his name hoping to find clues or answers.

What I did uncover was a world of lies and deception as profiles appeared with information contradicting stories, he had told me. Friends started contacting me telling me how he had stolen from them and further stories of false identity, fraud, prostitution and drug dealing began to unfold. I was soon to discover my savings had been accessed and spyware had been installed on my mobile phone. I was left standing as a foolish, gullible and stupid old man trying to make sense of it all?

And that brings me up to today. It has now been 8 weeks since losing my job and no source of income as a result. I have not yet had success in acquiring a replacement job and although I have registered for unemployment benefits, my request is yet to be approved. With rent, gas and electricity to pay and several financial institutions chasing me for payment, life has become a struggle. I am eternally grateful to friends and family who have assisted in small ways, but my stupidity is no longer their burden to bear. My request is for a rescue package of $5,000 to help get my debt in order and to pay back friends and family.

PayPal.Me/fruitmincetart

Thank you for reading and kind regards,

MARK

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Please help me fix a massive mistake

My story and why I need help to save my family

Hi my name is Jason, I am currently in the army,  my life is falling apart around me.

On May 6th I tried to make up missing my wifes 23rd birthday and many others I haven’t been able to be there for by getting her a kitten, so I began searching the internet…. I found one on facebook and when I approached them they asked for £100 and then they took the kitten to a courier service and the service asked for £300 further for refundable insurance.. However the payment was attempted to be done through PayPal the first time and it failed only resulting in the payment going through western union in the end, which they then asked for a further £400 just for a cat carrier box which was air contained even though the kitten was supposedly only 3 hours away.. The payments were all weird with different names and to abroad but apparently the person I was dealing with was still able to collect that money which was weird and I should have trusted my wife when I was told all along it sounded like it was not legitimate. I pushed because I wanted so desperately to get this kitten for her.. I only realised it was fraud after I already lost £400… and just this week I lost £300 to PayPal because of the earlier transaction failing which I was told from PayPal that the payment was still made by them so now if we don’t pay up with the £300, debt collectors will come to our home and take our things until it amounts to that money… No matter how much I explained to PayPal that they’re site said the payment failed and I even attempted to cancel the payment so even deep down I myself knew this wasn’t right.. They still want the money cos they paid this person whoever he or she is on our behalf even though the transaction failed.. Even the bank says that on the system it is not showing that I even requested a transaction with paypal.. Now.. £700 down and my marriage is right on the edge of collapse, losing my job because of how much stress I have caused, we need to be home with family and people who care.. Especially with my wife’s mother being so ill and my wife herself with her disability.. She struggles every day and I feel I’ve ruined everything.. I need help, please if you could donate at least a penny it would be something towards saving a life.. We are on bare minimum wages right now and well.. We have a 1 year old to feed and she’s not well herself, suffering from tummy spasms and that was a fight to get anywhere, finally saw a surgeon just the other day before I had to deploy for a week and leave my wife on her own struggling in pain with our child that we are now going to get a letter for our little girl to finally have a scan.. Even my wife had cancer when she was 14 and that isn’t the only thing.. I should have known and seen that I shouldn’t have done this..

Please.. We are falling apart.. And also we have a loan that we’re struggling to pay off each month just so that we could get married in the first place so my wife could be with me.. I have made mistake after mistake and now I’ve come to the stage where I have to ask for help.. Which I feel so embarrassed about..  But I have no other hope.. May God bless you just for even reading this and listening to my story.. We barely get chance to see any family at all in this army life and it’s taken it’s toll.. Every time we go down we have to pay for a 6-8 hour journey down with the trains as we can’t afford a car regardless of the fact that I have a licence.. Money has not been kind…

I really really hope that there is someone out there who is kind enough to help us.. Please.. Thank you

https://paypal.me/jasonjohnbarker?locale.x=en_GB

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Please help me get over my nightmare

hello and thank you for taking time to look at my page this could help me get over my horrible nightmare that I am living at the moment there really might be Good Samaritan angels out there.  I’m in a horrible situation with what my brother in law has done to me. Let me share with you the e mail I had to send to ladbrokes.

 

To whom this may concern

I really don’t know where to start with this.
I’m just going to have to explain my situation and pray that ladbrokes as such a big reputable company will take me into consideration.

Where do I start today has been the worse day of my life it all came crashing down this lunch time  when I had logged into my banking app to send my wife some money for some nappy bins for my daughter. I had noticed that a substantial amount of money had gone missing from my account and knowing that I hadn’t spent this I investigated to see what this may have been. Knowing that mortgage and bills don’t usually go out till end of month but with the bank holiday coming up thought maybe this had been taken early.

To my horror I found that I had pending transactions of £6000  for Ladbrokes well I nearly fell over in shock!! The 1st thing I did was to freeze all my bank accounts so this could not happen and got straight onto the phone to ladbrokes to see what was happening.

I managed to get through and very kindly customer support had frozen my account straight away and confirmed to my do belief that yes I had 3 transactions of £2000 debited to my account and I had an outstanding balance of £1000 well I had to sit down I was shacking so much! Customer support was very helpful to me and after a short wait I had been told that this had been escalated to the security team and that it was in hand and to wait for a reply from the team and to also get onto my bank.

My next port of call was to call my wife to explain this nightmare I was experiencing. I went through and explained that I had somehow had my account hacked and they had used my details to deposit money to gamble with. To which she was also horrified and couldn’t believe that this was happening.

Now this is where it gets even more devastating for myself and my wife. Throughout the day speaking with my wife and what she had been up to she had told me that my brother in law had popped in to my home and looked after my daughter while she popped out to run a few errands. Now unfortunately my brother in law is what we thought was an ex drug user which he has been getting help for and also I know he also likes to have a cheeky gamble.

Now trying to put all this together as to how my account would have been hacked and for someone to be able to do this baffled me. My wife had told me that the PlayStation had been used and also the laptop had also been used. Which had made me suspicious. I really didn’t want this to be the case but my wife has got ahold of my brother in law and he has admitted that he managed to get into my account and had debited money to gamble with. One £2000 hit which I’m told he lost to then go onto debiting another £2000 which he also lost saying that he wanted to try and win it back so that I wouldn’t be none the wiser. Which he then lost to then debit another £2000 which I’m told he lost £1000 of before he got to scared and had given up! When my wife asked about it he said he had gone on to try and win money as he doesn’t have a job and the money he had won he wanted to have some of it! I’m guessing for another hit of drugs or maybe for the thrill of what he has done! Sorry this is probably a lot to take in. Even more so for myself I cannot believing that I would be waking up today and for me to be writing this e mail to yourselves.

Now where do I go from here I have tried to get ahold of him myself but he has now gone into hiding and I’m guessing I won’t see him now for a very long time.

Now I totally and utterly understand that you have a policy of responsible gambling and this is totally unacceptable and should never have happened. And on my part I should have done more to make sure this was secure and only I was able to access this account. And this absolute life changing event for myself should never have happened!  But it has and I’m hoping that I can work with ladbrokes to get over this.

I think I have only used this account once this is when some friends had come over to mine at the weekend and we had a bit of a party and thought would be a bit of fun to have a bit of a gamble and play some roulette we all put money in and played. I think on this occasion this weekend we had won some money which was great and beginners luck I guess. Now I haven’t used this account again my only dispute that I would have with ladbrokes is maybe player protection I know I have a duty to responsible gambling but do ladbrokes not have a duty to protect their customers. Would it not flag up that one user is making substantial amounts of money to an account that hasn’t really been active? To maybe put a cap on it query it or stop and phone the customer. I’m in no way blaming ladbrokes for this but also think of this was in place this may have been stopped before it got to far!

Now I’m a hard working father with a wife at home who is off work looking after my daughter who turns 1 next month I am the only one working at the moment working 6 hard days to bring home the money to provide for my family. I am currently borrowing a car at the moment as my engine blew up and am waiting to either find out if I have to buy a new car or have to get a new engine put in mine. While also running my wife’s car paying mortgage and putting food on the table. I’m sorry to go on I’m just trying to give you an idea of what’s going on and what’s happening in my life and in my head and this horrible nightmare that I am living currently. I guess I’m trying to pull on ladbrokes good side and the managers side to hear my case and my terrible nightmare I’m going through to see if they will do a good deed for the day and help me out here. To me the £5000 that I personally have lost really is going to cripple me I’m guessing for a good year it’s taken all my savings away I won’t be able to get my car fixed I’m worried how I’m going to get to work any holiday that I may have been able to take my family away on is ruined I’m worried about not keeping up with mortgage payments it’s just endless I’m just trying to give you the picture here. Now I’m guessing it maybe just one of those things to ladbrokes but I don’t know how well they listen to their customers and want to help their customers in genuine times of need but I know ladbrokes are a huge company and £5000 to them as a company wouldn’t cripple them as much as I would my small family. I’m asking if not begging that you have a heart and listen to my nightmare and hope that in this one off case can refund me the money that was debited into my account and gambled not by myself. I’m hoping maybe there is some sort of protection like I mentioned earlier. This account was made for a little bit of fun on a night with friends to potentially crippling me ruining my year well it already has and also I just don’t know how I am going to get over this. I couldn’t go on all night but I’m sitting here still shaking and crying my eyes out writing this I don’t know how I’m going to sleep tonight with the worry of what’s going to happen or how I’m going to get over this. All I can ask is please can ladrokes take into concideration what I have said and please value me as a customer and please help me in every way possible my dream would be for you to write off the £5000 that was taken from my account and to refund me. Then close my account and this has been a very valuable lesson to myself and my family as to just how dangerous gambling can be I don’t want a part of this ever again it went from earlier fun to potentially breaking a small family.

Please once again take into account what has happened I’ve tried to be as open and honest about myself my life and my situation I’m just hoping you take this on board and maybe give me a chance to get over this put this behind me and make a very valuable lesson learnt. I’m not going to be able to sleep until I hear a reply but please can this get escalated to the highest of manger that maybe able to overturn this nightmare for me.

I very much look forward to hearing from you I’m very sorry this has happening and that you have had to deal with this and read through this horrible e-mail I just hope I can get over this and get on with my life.

Hope to hear from you soon

One very upset and devastated customer

James Lovell

 

If you have taken the time to read all this I am forever grateful as you can see I have been taken advantage of by a family member I trusted but has a few issues himself. This has left me in a massive hole and I am asking for help from good Samaritans out there to get me back on track again. I am happy to work with anyone that wants to help to give back something to help them I understand that this is a lot to ask but it’s something I wanted to put out to see if I would get a response.

 

thank you for taking the time to read this and look forward to hearing from you.

This is my funding page

 

PayPal.me/helpJLgetbackontrack

 

very much look forward to hearing from you any questions please don’t hesitate to ask

 

many thanks

 

James

Last Updated:

Save Me & My Life Please

Dear all,

Firstly, thank you so much in advance for your time.

I’m a small person in this world, a girl from Slovakia, who finds most joy when being surrounded by animals since I never found that pure love inside my family due to my father. I really wish to be free, help animals & support my mom who should be already retired but still has to work.

I don’t want to get in to a sad talk but I would like to ask for your help or support to start a new chapter in my life, so I can finally move forward without looking back at times which made my suffer bad.

I was working since the age of 14 while also studying to earn money as we never had any, and was very proud to get things on my own. My dream was always to own a small apartment in a quiet area to have a place to call home, a place I would come to after work and feel peace instead of aggression, anger & abuse. However, after finding one and being desperate to get it to feel free, I got scammed leaving me with a huge bank loan and no apartment.

From that devastating moment, I have been mentally down, empty inside, which all lead to health issues too. My new dog saved me literally, the only being who was able to make me smile again.

But the huge weight is still there and although I really try, the loan is dragging me down and it feels like I’m still drowning.

With all my heart, I would like to ask four your support and whether you could help me to pay off my debt. I cannot describe how much that would change my life.

I know it is an incredibly huge thing to ask,  but I would not do this if there would be any other option.

The current bank debt is € 40 000 for an apartment scam I had to take a loan for… and since the fees are not comparable with my monthly wage, I’m in a huge risk of losing my rental studio. Although I try the best I can to prevent this, I can’t imagine not having a roof over my head.

It would be a dream come true for me to start all over with a clear mind, to work hard to “fix” myself from the inside and after, help the animals in need and support my mom.

I really appreciate you taking time to read this note. Thank you so much in advance.

Please, help me here, I’ll be forever grateful:

paypal.me/xxxkatarinaxxx

Sincerely, Katarina.

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help me pay off my debt and get to my family

Hello,

My name is Michael Jones. I moved to Arizona 8 months ago. In the time i moved here i was cruelly manipulated by a woman to believe she was in love with me. In this incident i accrued a mass of debt via a scam she was pulling. I naively and without knowledge fell for her scam. The bank i was with had insurance for this, but the insurance only covered a small portion of the total remaining amount.  I have been working and diligently saving money while trying to balance living expenses such as rent and auto insurance and food costs. All of this has been rather manageable for me however the passing of my great grandmother and my cousin jordan has really been hurting my family financially. In order to go home and be able to help them out i need to be free of this debt. I need to get home to help them. If you can help me with anything i would be eternally greatfull. Thank you for taking the time to read this.

Sincerely

Michael J. Jones

Paypal.me/mijone95

 

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Scammed by a friend, need to afford new place to live.

A few months ago I moved from a small town to another town to help my friend who couldn’t make rent. I am a babysitter so I informed her I couldn’t pay a lot as it is right away but I could help with what I have. So I move, i’m informed that rent is 1500/month and that by helping pay for one small room for $500 a month plus utilities I can live there and it would be a great help. That’s the same amount I was paying before so it cost me nothing except moving costs to go down and help her make her rent. She had the master bedroom and I had one of the small rooms and another person had another one of the small rooms next to me. This is when things start to get odd…. I have known this friend for 6 years. 6 YEARS. keep in mind, so I went into this with a lot of trust.
two weeks into me being there the other roommate informed me that he was moving out, to somewhere cheaper. Me, thinking, what could be cheaper than $500 for rent? I don’t make a lot so it seemed about right, city prices being what they are. Kinda living in a not so great neighborhood, but whatever, 500 for rent is 500 for rent. Then come the utilities, which were harsh, my first month there the utilities totaled to almost $200 for just ME, which means it was 600 for all the utilities together… starting to see where things are off? I asked and she showed me pictures of the bill totals and I went on with my day, kind of struggling along but making it none the less.
Then, the other roommate moved out and she informed me we would be splitting rent, even though she had the master room, three times the size of my room. so then, I went from paying 500+200 a month, 700, to paying 750+around 275 for rent…. my cost of living was now far, far, far above what I could afford. two months of this went by, I couldn’t pick up enough shifts to afford anything else for basic living plus my housing costs. I would ask people to come to try to move into the other room, no one wanted to move in. She’s a MESSY person. My room and the shared bathroom on my side were the only clean things. She had also damaged a bunch of things, holes in walls, carpet destroyed with stained red dirt from her three dogs, fans all needed to be replaced because they had never been cleaned and had permanently been stained as well, chew marks through the trimming and around the doors, etc, which I hadn’t known before I moved in (as the damage had occurred within three months before I moved in).
This goes on until the middle of March, I ask for a bill breakdown because the bills kept getting higher somehow, and then, a light bulb moment. In the listed charges for the month for one of the utilities it said “total charges: $130″… the bill she snapped me said $250, for ONE bill. Saying it was less this month and we can split the 250 two ways… so I called the electric company, she had included the account number in the picture she sent me, found out from them that the reason our bills were so high was because she had only been making partial payments the whole time. Long before I even moved in she had been doing this. I told her I would like to talk about it and she freaked out and told me to move into a new place because she doesn’t want me there and now i’m “accusing her”, at this point all I asked was to go over it and talk about the bills. She didn’t like that and told me to get out, I told her I would like to still go over it and figure out what was going on, she didn’t want to hear it, I had to give her money or get out.  I gave thirty days notice and she “prorated” the rent for me. Now. The RENT. I went to the landlord to discuss what was going on to see if I could just stay and pay bills to them, in whatever the right increments were, or see what they could do. found out rent was ACTUALLY 1200 the WHOLE TIME. She had been living off of me, as I was pushing myself to be able to make these insane bill and rent amounts, while she was going to concerts and festivals the whole time, I was financing her life. Again, I told her we needed to talk it out, she started turning off the electricity to “my side” of the house, having people over to intimidate me, and messing with my food and stealing from me. I kept some money I stashed here and there in a book, when I came home one day all the money was gone. It was everything I had for a move/emergency funds. I got out as fast as I could, I have a new place to go but my stuff is in a small rental storage for now and I am trying to scavenge enough for a deposit on a new place that I had lined up before my cash all went missing.
Any/all help is appreciated, I need 900 :( :( :( to move into my new place which is the 450 rent plus the 450 deposit. I have about 150, but that has to go towards other bills I have and it’s pushing it, any help is appreciated.
I am disheartened that this was someone I considered to be a friend. Who took advantage of me, then conned me, then took everything else I had. So i’m reaching out here because I don’t know where else to look for help.

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Scammers preyed on a college student

I’m currently a senior in college pursuing a 4yr degree in psychology and gender studies with a minor in biology. I’ve been supporting myself through two jobs, two on campus jobs between classes, and making sculptures to sell to people for some extra cash just to pay for rent, loans, and food. It’s been a hard 4yrs and these scammers I encountered made it even worse.

A few weeks ago I was contacted by what I thought was a genuine human being who had noticed my attempt at being fully self sufficient since my parents are not able to support my dad’s cancer bills and my college education at the same time. This person reassured me that he could give me 4,000$ USD as a gift to help take the pressure off of me for a little while. I kept contact through emails, seeing none of the typical red flags that most scammers do.

After a few weeks of contact with this person I got a check sent to my PO box that I was told to cash in when I could. I cashed it. It went through. No problems from the bank for an entire month. I used that money to help start paying off one of my larger loans. I thought everything was looking up for once, but still kept up with my numerous jobs.

A month passed and I got an overdraft email from my bank saying they were charging me overdraft fees on my account. I hadn’t used my bank card for any large purchases that would have overdrafted my account recently. I checked my balance, and discovered I was completely out the 4000$ I had been “gifted” along with being stuck paying 60$ overdraft fee that continues to increase the more I’m overdrafted.

If anybody out there could offer even a little bit of help, any help would be greatly appreciated. I normally try to be self sufficient on nearly everything I can since I’m used to being an only child in a household with two working parents and many many cancer bills being paid off.

My paypal is paypal.me/cloudforestcrow . Any help is greatly appreciated! Thank you!!

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Begging you to please restore my faith in humanity

Hi,

My name is Val, and I am a 20-year old pre-clinical nursing student from the US. I work 35 hours a week as a receptionist and record keeper at an optometrists’ office when I am not in class.

I’m posting here today because I foolishly fell for a gift card scam, and was cheated out of $5,962.09. My bank, the gift card companies, and the stores I purchased them from cannot refund the money or any of the fees associated with it. I have filed a complaint with the FTC and am in the process of filing a police report, but they’ve both told me that from previous experience, there is very little they can do to find the scammer and get my money back.

I now have no stable way of paying my bills now, as the bank shut down my account, quoting me a “threat to the institution.” I cannot use my credit card again until I can pay off the debt,which according to them, ultimately falls onto my responsibility.

I only made 13k last year, and having to repay this debt (not even considering the 20% monthly interest rate) with this salary will take me over 6 months to pay back myself– assuming I do not allow myself to buy any food, pay any bills, pay for any of my medication, or use any sort of transportation (which, understandably, is quite hard to expect.)

I’ve gone from somebody who could comfortably live off of their income to somebody who is basically surviving on water and ritz crackers in an attempt to save money. I am trying to sell a large portion of my material possessions but have calculated that it will hardly make a dent in my debt. I used to pay off my credit card statements in full and have an immaculate credit score, and now I am dealing with having to pay this money back and fixing my plummeted credit score because of a selfish scammer who didn’t keep his promises.

Please restore my faith in humanity and help me get myself back on track. I am a good person and believe in karma, and I have done nothing but my absolute best for all the people around me. I fell for this scam to begin with because I was too kind, and it came back and bit me. Please find it in your heart to help me pay this back even a little bit.

Thank you for your time.

https://paypal.me/vhayes15

 

 

 

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I was scammed by a fake long distance relationship

I met someone over Instagram in November of 2018, he pursued a relationship with me, sent flowers, was very sweet.

About a month into the relationship he offered to come and visit. He wanted to send me money to make arrangements for the visit. I let him. That was my first mistake. Instead of sending money, he made a $12000 payment on my credit card. I told him I was uncomfortable and to reverse the payment. He apologized and said he’d take care of it.

Instead the next day he told me if I didn’t return his money, “he’d find me no matter what” he knew where I lived. I realize I should gave gone to the police at this point, but I was terrified, embarrassed, and wanted this to be over. I returned all the money through prepaid card purchases. As soon as the money was returned, I cut him off.

A month later he reversed the payment putting me in nearly $30000 of debt. He sent me a taunting email telling me I deserve it for ignoring him.

The police and my bank have been no help in rectifying the situation. I can’t recover the money and I can’t afford to pay off the new amount of debt. I’m embarrassed and broke and not sure what to do, but I’m unable to afford to live.

I just want to go back to before this all happened and shake myself silly. Anything you can do to help with make a young woman’s life a whole lot easier.

 

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Victim of fraud

My name is shawn and I work full time in Salinas California.

Recently my girlfriend lost her apartment due to a drunk ex trying to get back together with her and causing problems with her neighbors. After being together for awhile and her losing the apartment, we decided to move in together.

We were looking into houses for rent with around 3 bedrooms and was planning to share the house with my sister, her fiance, and both my girlfriend and sisters kids. We found one that was cheap, looked nice, and close to my grandmother so we can still help take care of her.

My sister got in contact with the man claiming to be the owner who said he was a pastor living out of state in Texas. He claimed that he wasn’t in it for the money, that he just wanted someone to take care of the house. Rent was going to be $700 and the deposit was $800. Altogether was $1,500 although he said to just send the deposit and rent could wait till April.

Later he told us that he spoke to a lawyer and they told him to get the first months rent as well which we sent the day after the deposit was sent. Since my sister was moving in with her fiance we were planning to split the rent but at this point her fiance wasn’t in town and she hadn’t saved up any money, I put forth the deposit and first rent myself.

At this point plenty of red flags appeared showing this was a scam. The reason I went along with it was because he had us send it through walmart 2 walmart and I assumed that since they needed the information of the person picking up the money and a valid I.D. that they would be able to help us get the money back if anything went wrong.

After the man got the money he told us that he was sending in the keys and they should be here between a day or two. We didn’t receive the keys so my sister messaged him and he started making excuses saying the FedEx network was down, they never gave him a confirmation number to send us, and that he wanted to send it through another means

Of course we are at this point meaning we never got the keys and walmart was no help since they had already collected the money. Now I am looking for the cheapest place possible for just my girlfriend and I to stay but I need help with the rent and deposit. My savings were lost and soon the store I work at will close on March second. My girlfriend works as well but most of her money goes towards her six year old son.

I’m not asking for a crazy amount just about $3,000 – $3,500 in total to help cover first months rent and security deposit. Any help will be greatly appreciated. Thank you for taking the time to read this and possibly donating.

Paypal.me/Nozanthian

 

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Fraudulent Encounter: account in the negatives

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Hello, as of recently I have been selling clothing that I either find at thrift stores or clothing I do not need online via the app DePop. I had encountered a customer wanting to buy from me, including items I haven’t listed that were valued quite highly. Him and I exchanged emails and carried on with out business. I don’t know how I was as careless to ignore the huge red flag when he noted he doesn’t not want to do a PayPal transaction, but would rather send checks to me that I could directly cash to my bank. With that, I proceeded. Within the next day, I receive two checks listed at $1,250 each, totaling at $2,500. The clothes I was selling did NOT total to the full amount, but he mentioned that due to all the trouble he was putting me through, he would include extra funds. I cash the checks (note, before cashing, my account was around $250, not including my savings, but I do not transfer money to either account from each other. direct deposits ONLY) and prepare to ship out the packages. Due to my suspicions, I kindly ask him to no longer contact me as a customer as the process was very daunting and tedious. I will not go into that detail however, because it is only significant to who the customer was and their identity. Now I have the money from the checks in my account, I feel great because I made a great sale, got a good amount of cash for the value of my clothing, and it was overall rewarding to my confidence in making sales. My following on my shops isn’t very high, so it was clearly amazing to me. However, a few days later, I get a letter from my bank regarding overdraft fees and returned checks. I was obviously not pleased and thought “okay.. what the f***”. I get in contact with my bank, they mail me two substitute checks, and I cash them both two days after. I feel relieved once again… BUT THEN, just yesterday (Feb. 14, 2019), after my card has been totally functional early afternoon, I go to make a purchase at an art store. Card declined. The hell? Check my account, checks returned AGAIN! I have already contacted my bank, however, I’m certain that IF they retrieve substitute checks for me again, they will end up going through the same process of being returned. Not only do the returned checks leave my balance totally in the negatives, but overdraft fees and return fees have been added. Overdraft is currently sitting at $60, climbing and climbing. the amount in my savings is not even half of the debt in my checking. PLEASE, if someone can help me erase this debt, I will be ETERNALLY grateful. I will note my business email and PayPal to avoid any unwanted contact. Thank you,

Kimmy.

 

 

 

 

 

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Seeking for help to get my Normal Life Back

I trusted someone who ruined my life and now I am in big debt because of making the wrong decision. My high school friend asked me to join in a investment where you can get a 15% interest monthly. As a human being and thinking of earning extra, I believed her, with her promise that she have one word and not breaking our friendship because of money. I believed her and it was my biggest mistake. After 3 months, she asked me to invite people to join, because of my intention that I can help people by inviting them and they will extra also, I believe her again. It lasted for 11months but then, on the 10th month, problem came, I asked her why is it like I invited people and then the interest is from the money they also joined? She told me that the money invested is still inside where it is all invested and its all okay. I believe her again as for me thinking I will pull out all the money and return it to all people who joined.

Last December 2018, my biggest fear happened when I confronted her, all lies came, the money is nowhere to be found and it came out that she all used it. There was no business investment, she used me to invite people for her own benefits. Now all she can do is hide. Everyday I pray that all this problem will be solved. All people I have asked to join is my friend and that’s the biggest mistake I ever did in my life. Some people I asked for help telling me to walkaway and hide, but in my heart I cannot do that. I even think of doing suicide because of this problem. But everytime I think of it, I think of my family and friends, If i die the problem will be still the same and they will all suffer. My problem is big but I know God is bigger than my problem. The total amount she took is $210,000 in USD. (11 Million in Philippine Peso) I am not asking to for this amount but I am asking for any help. I am OFW who is earning $1,330 in USD ($1,800 in SGD) I always prayed to God that one day will come for me to return all their money. I am not here to scam people, I am here to ask for help for me to continue my normal life back. Because everyday of my life changed when this thing happened. A lot of people messaging me and they are waiting for me to return their money. What I have learned from this big mistake is not to ask for more, be contented of what God gave you, don’t ask your friends or loveones whom you thought it will help them. The only one can help them is themselves. As now this problem came I cannot asked my friend to help me because I dragged them to this problem as well by asking them to join. And now I am helpless to think everyday to resolve this issue. Thanking God for every blessing he gave even big or small. I am grateful for any help you can give me and believing me I am not a bad person and I am a victim of trusting a wrong person. Thank you for your time reading my message.
paypal.me/kristellamari

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Single Father Loses to Scammers.

People have probably heard a story like mine a thousand times.

4 tears ago I was a travelling private investigator. Well I was working my wife of 9 years cheated on me. I gought to save the marriage but she would have none of it.

Couple months later she kicked me out of the house.

Having no option  I continued that work for 3 years.

In 2018 I left that job because I only saw my boys about 10 days in 2017.

In 2018 I started a new new job but it did not pay as much. I got to see my boys a little more but between child support and my ex’s demand for $100 everytime she brings me the boys I was barely keeping my head above water.

Then in December in desperation to get more money I “invested” in a couple forex traders. They said invest $500-1000 and within a week you will receive $5000-10000 back.

I should have known it was a scam, but I just wanted a good Christmas for my three boys.

When the payment came up I was told that I have to pay lawyers fees or commission on the profits before they would be released.

Needless to say I never received the money. Now a month later I am now struggling with the payday loans that I took out to “invest” with these scammers. My rent for January has not been paid and it is almost February.

I am asking for help to get rid of these loans and yo get caught up on my bills. Any help is appreciated because the sooner I can do that the sooner I can see my boys again because as of right now I could not pay my ex’s transportation fee or even feed my boys.

Attached is a picture of me and my boys and a screenshot of the message from one of the scammers.

https://paypal.me/dereklucier

 

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Anything That Helps

Hi there,

 

I don’t typically ask for help and frankly, I feel this embarrassment and shame since a living situation happened and I like to get myself back on my feet. For those of you who is taking their time to read, first of all thank you regardless for the consideration… it really does mean a lot. My sister and I have been looking for a place to live for about two months, due to borrowing a portion of money from our close friends… my sister and I got scammed for a price that was too good to be true. My sister and I found an affordable apartment online, and we thought this was an amazing opportunity to be on our own after finishing her undergraduate studies and as for me entering my final year in my undergrad. We both got scammed and lost 1,800 to a scammer promising and impersonating as a landlord. The day we realized we’ve been scammed, was literally the most traumatizing moment of our lives. Since starting school, I was able to pay back the amount to my friend and another portion back as I was behind on rent money by a month of $550… because of that major loss of money, it seems so little but for me it is A LOT.

 

I’ve been working two part-time jobs to keep up, and every time I feel like I’m starting to get back on my feet I fall behind. I feel like I’m only making enough or barely enough to keep up. I’m behind on bills, sometimes not enough for food, but enough for rent. It’s embarrassing to ask those close to you for help because the one thing you don’t want to talk about is getting scammed. My whole savings towards this “wonderful apartment” have left me scarred and feeling I’m trying to constantly dig out of a hole I can’t get out of. Even though it’s been a few months, and being back in school for a few months I still feel this restlessness and stress for not having much money left. I’ve been so stressed out that a few weeks ago, after a doctor visit I got diagnosed with alopecia areata. For those of you who may not know what it is, it is an autoimmune disease where your own immune system attacks the hair follicles thinking you’re sick and that your hair is bad. Since then, I’ve been getting bald patches and now learning that I may have to take some shots to speed the growth where I may not know if it’ll grow back. Hearing this, I already know I’m due to pay more than I am capable of. Right now, I’m doing my best to stay positive, doing my best to work as much as I can. But I do please ask of you, if you can donate any dollar amount I would forever be grateful. Thank you.

 

https://paypal.me/marng

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Mr Nice Guy

Well first off my name is Rob. I don’t like asking anybody for anything especially for support. I had always been brought up to look after yourself and people you love but never thought it would be my downfall but it somehow was. It was back in 2011 the company I worked for closed the doors and I found myself out of work I was blessed with a good job that gave me a years salary to ease the pain of losing my job. I had dated a girl years earlier but she went away to school in a different part of the country but continued to write her letters and got together after the school year and she came home, this lasted a few years. One day she wrote me and stated she had found another I understood because I to had fallen for someone else and ended up marrying her the following year we are still together 8 years later. Back to 2011 my ex had contacted me knowing I had gotten a buyout package from my company because that is where I had met her years before. She had emailed me stating she was traveling in another country and as involved in an accident and asked if she could borrow a few thousand to pay some outstanding medical bills and she would pay me back when she got back to Canada I told her I was now married and couldn’t she pleaded and begged me and because I had loved her once before I agreed as long as I got paid back as soon as possible. I took it out of my personal account not telling my wife (big mistake) Soon after she asked for more I told her no that’s when the nightmare began she demanded more and when I told her no she threatened to show my wife old letters saying we were still involved and we had never stopped seeing each other. Because she lived in the same city she knew where my wife worked and threatened to go to her work and show her the letters so I gave in I didn’t want my wife to think something was going on and didn’t know what my ex had but didn’t want my wife involved so I gave her more just to go away. Soon she demanded more and started to call me at home I changed my number but she soon found out the new one via the internet. I told her I as going to go to the police and she had to stop again she threatened me and said if I go she will tell the police that I raped her I ended up giving her one last payment over $60,000 in total the only reason the payments stopped is my wife found the emails and payment history. I swore nothing happened and though I had doubts my wife said she believed me I told her I as scared she would leave and didn’t want her to think I cheated on her but she still resented me for paying that money and I understands I am totally to blame. We are still together after 8 years have a nice family and are still very much in love we for the most part have gotten past this except for that bill that comes every month I still owe the bank $48000 for the loan I took out to pay her off a cruel reminder that my wife and I struggle to pay every month. I really need to pay this off so we can move on from this to put this in our past and forget it forever because though she forgives me it still puts a huge strain on our marriage. I know this was my mistake but I truly thought I was helping someone out. I am so sorry for asking and will always be thankful to all that can help…..bless you all

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Abusive ex left me with nothing

God knows if this will actually work but here goes.

I finally had the courage to kick my emotionally abusive boyfriend out of my life in October. We have been together for 2 years and shared a flat for just over that. He is a “musician” and a “producer” and does a lot of freelance work and touring. This meant he didn’t have a lot of money and did a lot of touring. Because of this I would pay most of the bills because he was away a lot. They were apparently my problem to deal with even though he had begged to move in together in the first place. I also took out a credit card in my name for him to use because his credit was so bad ( as I’m writing this I now my own stupidity, I swear it’s so embarrassing) and he rinsed that pretty quick.

He told me me I was fat and useless and ugly and all the other wonderful things a boyfriend should never get away with saying. He cut me off from my family and friends and he made me get rid of my cat.

Once a friend from work finally helped me see the relationship for what it is I ended things and kicked him out but he is refusing to pay back the money he owes me. I know I will never see it from him and I’m doing everything I can to pay it back. It’s becoming a massive burden on my life and I feel like I will never pay it all off. I have just under £1500 left and I could really use the help. I have no one to turn too and my credit is screwed because of him though so I can’t take out a loan. Please help. I need a fresh start and I can’t do that without this looming over me.