Begging Money

Financial Hardship Help

How to Beg Online Safely with Common Sense

Beggingmoney.com receives visitors from all over the world. Some have the intention to scam you!

NEVER send money to anyone who “wants to help you”. All the transfer fees and other excuses are just an attempt to scam someone.

Before you ask for money on our website, don’t forget to read our START HERE page

419 Scammers visit this site daily from Nigeria, HELP STOP THE FRAUD and report the criminals!

Report all SUSPICIOUS EMAILS TO: http://www.fbi.gov/scams-safety/fraud

Do NOT send money to ANYONE

Scammers will send you checks and ask for your personal address.

Here is what a typical SCAM EMAIL LOOKS LIKE:

Good Day i was reading your page and i see that you really needed some donation.This is my frist time on the site,but i was touched by you word and i feel like help you.i do not run a paypal account but will be ok by you if am willing donate money to you in another way.i donate money to many people and organization,i will be putting you in this month budget among does that am ready to help.well the only method i can help you with its through check if you are okay with the method just get back to me with the followings Name;………………………………………………………………….. Contact Address;…………………………………………………. Telephone Number;…………………………………………….. State;…………………………………………………………………… City;……………………………………………………………………… Zip Code;………………………………………………………………

Once you get back to me with the details i will ask my manager to issued the check payment out to you immediately. REGARD TO YOUR FAMILY THANK REGARD TO YOUR FAMILY

 If you receive an email like this forward/send  it to the local authorities with the email address!

This is Fraud according to the http://www.fbi.gov/scams-safety/fraud –

“Nigerian Letter or “419” Fraud

Nigerian letter frauds combine the threat of impersonation fraud with a variation of an advance fee scheme in which a letter mailed from Nigeria offers the recipient the “opportunity” to share in a percentage of millions of dollars that the author—a self-proclaimed government official—is trying to transfer illegally out of Nigeria. The recipient is encouraged to send information to the author, such as blank letterhead stationery, bank name and account numbers, and other identifying information using a fax number provided in the letter. Some of these letters have also been received via e-mail through the Internet.

The scheme relies on convincing a willing victim, who has demonstrated a “propensity for larceny” by responding to the invitation, to send money to the author of the letter in Nigeria in several instalments of increasing amounts for a variety of reasons.

Payment of taxes, bribes to government officials, and legal fees are often described in great detail with the promise that all expenses will be reimbursed as soon as the funds are spirited out of Nigeria. In actuality, the millions of dollars do not exist, and the victim eventually ends up with nothing but loss. Once the victim stops sending money, the perpetrators have been known to use the personal information and checks that they received to impersonate the victim, draining bank accounts and credit card balances.

While such an invitation impresses most law-abiding citizens as a laughable hoax, millions of dollars in losses are caused by these schemes annually. Some victims have been lured to Nigeria, where they have been imprisoned against their will along with losing large sums of money.

The Nigerian government is not sympathetic to victims of these schemes, since the victim actually conspires to remove funds from Nigeria in a manner that is contrary to Nigerian law. The schemes themselves violate section 419 of the Nigerian criminal code, hence the label “419 fraud.”

Tips for Avoiding Nigerian Letter or “419” Fraud:

  • If you receive a letter from Nigeria asking you to send personal or banking information, do not reply in any manner. Send the letter to the U.S. Secret Service, your local FBI office, or the U.S. Postal Inspection Service. You can also register a complaint with the Federal Trade Commission’s Complaint Assistant.
  • If you know someone who is corresponding in one of these schemes, encourage that person to contact the FBI or the U.S. Secret Service as soon as possible.
  • Be skeptical of individuals representing themselves as Nigerian or foreign government officials asking for your help in placing large sums of money in overseas bank accounts.
  • Do not believe the promise of large sums of money for your cooperation.
  • Guard your account information carefully.”
Report all FRAUDS AND SCAMS IMMEDIATELY TO http://www.fbi.gov/scams-safety/fraud

Wikipedia explains online fraud in detail. Be smart and keep your personal info to yourself.

Report them

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Got caught slippin’, while he’s busy dippin’!

I finally had my place, my spot, my very own apartment. I had worked for months, saving every extra cent I could round up. It was a bit more than I had look planned for, but thing things fell into place perfectly. The first three or four months seemed to be a blur of crazy and then it was gone. Month five, rent is $1200 plus the extras like power, and water, the gas company and such. I have skipped bothering with cable or internet, those luxuries are not for me today.

I had been țhinking about getting a pick-up to get myself to where I needed to be, the bus system has been great to me, but they tend to balk a bit when I’m trying to transport the 16 foot branch with the perfect twist to its trunk that I absolutely MUST have for my next wood project or three. Yep, I needed a little truck.

I managed to save a couple hundred dollars. Made myself reign in my impulses and keep my goal in sight. I don’t know how I could have missed the signs, but almost over night the place where I had worked for months now closed its doors and went out of business. I was NOT prepared.

Rent was due on the third, by the fifth there is a fee tacked on of an additional $150. My lease agreement has another month to go, but I am at a loss. I have $360 total and I’m out of time. I began to gather up and pack my belongings. A few pairs of holy jeans, t-shirts, my Doc Martens, and the rest… I think that my clothing only accounts for maybe a third of my pile-in-progress. The other two- thirds would be the many, varied, and unusual random art supplies, and other implements of creation that I am so attached to.

Lost and not knowing what to do I browsed the classified sites on my phone for awhile. An ad caught my eye,

“want to make $400 cash right now? Just look presentable and Bring I.D”

I had to at least try, right?

This guy was pretty slick. He had been taking people to a certain carriers store, having them walk in and get 2 or 4 of the latest iPhones and regardless of their credit score, only the cost of the tax was required at that time. So, he put up the $75 or so per phone, I left with 4 phones. He took out a was of bills and paid me $200 per phone. I was ecstatic! Money in my pocket and I could breathe easy for a bit.

The next day he picked me up and went to a department store, two phones. Then to another, two more phones. And yet another to get two more. $1200 in one day, in the span of maybe 4 hours. In the meantime I am getting my people to come participate as well… share the wealth and all. Right?

Two days pass and I have been in literally every possible store that sells the newest model at least 3 times. I was helping to make sure that we had an efficient little system in place. Well apparently I did something to piss the guy off all of the sudden. It was peachy one minute and a nightmare the next. I don’t know what I did, but I have never been on the receiving end of that kind of rage before. I was legitimately frightened.

I had saved up all my money and it was in an envelope next to me in the car. He made like he was going to swing at me, so I dodged and got the door open. He gunned it, death gripped my money and sped forward as I tumbled out of the passenger side. I stood up, brushed off and realised that I was even deeper in the mud and sinking steadily. What a gullible, easy mark I made myself. What was I even thinking?

The next two days I packed up the rest of my apartment and said my goodbyes to my little h home. Packed it all into a storage shed that my friend was so kind to rent for me, and made plans to head out. 300 or so miles down the freeway is a little cook college town that I lived in a long while back. I can get started over down there and be situated by winter. It’s only the first week of July.

Let me just tell you… I’m not sure that I EVER want to go camping again for as long as I can draw breath. 3 weeks in the woods felt like I was the star of jumanji ! Every time I came out of the tent I was swarmed with meat eating bees. They were Everywhere! I am still too freshly traumatised to go into much detail of the camping I did. I’m very grateful that I am able to say I made it back to salt lake in fairly good condition.

I’m still living day to day with my backpack as my best friend. I’m not sure where, what, when, or how I will make it happen, but I will have a place to call my own before Christmas. I am determined to take my life back into my own hands again.

I have no cell phone. That guy took off in the car holding onto my envelope, and my phone was lost in the confusion. I don’t have any resources to get another, not even a cheap-o from Wal-Mart. But I WILL have one. I’m hoping that I can work through this day labor office for a bit to get some routine back into my days, and earn enough to get by. Not having a phone is a real damper on that since I am impossible to get in contact with except by email.

I am thousands of dollars in debt now, thanks to that cell phone scammer. My credit is a mess! That nightmare is just starting to brew, I’ll be feeling the aftershocks of that for years, I’m sure.

No matter what, I am standing with my head held high and both feet planted firm. I’m not letting these challenges defeat me. Hopefully, with a little help from a friend out there, I might be able to get my life back on track.

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Help me get back !

Hi !  My name is Peter and I desperately want to get back to The Gambia.

In December of 2017 l moved to the Gambia in west Africa, a country I have known for some 27 years. I had been offered a position managing a bar/restaurant by the owner, a good friend of mine who I had known for over 20 years. Unfortunately just before I was due to fly out, my friend Tony passed away. I was in contact with his widow and she encouraged me to come out and take over running the bar as she was not interested in that line of work. I duly arrived there and slotted in really well. The business was not in a great state at the time following Tony’s death. Over the course of 3 months l built the business up to its previous level. In April Tony’s widow Sally asked ne if l would invest in the business in return for a share. I thought long and hard about thus, it all looked good, business was increasing by the month. I eventually opted in and in return for my £ 20,000 ( my life savings) l got a 25% share of the business. This was all done legally through her solicitor.

To cut a long story short, within 3 weeks she did a runner to Guinea Conakry with all the money. She had emptied the business account, taken all the cash in hand, ( along with my money ) and disappeared.

Shortly after that bailiffs arrived and closed the bar because of unpaid supplier bills. I was out. I stayed at a friends house whilst he traveled to Europe for some months, but eventually what little money l had ran out. I had to return to the UK courtesy of an airline ticket bought by my son in England. To make things even harder for me l had to leave behind my girlfriend who l have been with for 3 years now. She is unable to travel to the uk because of visa requirements, not that she wants to anyway, she is happily and proudly African, and has no desire to live in Europe.

As they say there is “No fool like an old fool” and now l am stuck here in England just desperately trying to work iut how I can return to my beloved Gambia and my girlfriend.

Thanks for reading and try not to laugh at me too much. If you wish to help me financially heres the link.

www.paypal.me/gambiapete

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For Profit School Scam

 

This past year I enrolled in a for profit school. I’m not going to say the name because I’ve heard they can ask to be taken down and whatnot. But please do not enroll in for profits they are snakes with lots of equipment to show but very little to do with what they are showing :( I owe what’s looking like $20k in student loans since its now hard to get out, but I don’t feel it’s necessary asking for that much.

I plan on extending out the loans on a 10 year plan, working part time and just getting a degree in economics from my city university within 3 years since I already have my associate’s. After doing the math, $5k seems to be about 2 years worth of payments, and 2 years of the next payments I’m going to be stuck with can really help me out. I plan on getting an economics degree this time around and dumping all of my income into getting out of debt once I graduate. So it would be ideal to be receiving the money over the next few years until I graduate and can pay for them all myself. 10k of this 20k is in parent plus loans and I can’t possibly ask my mom for that type of money. I normally don’t ask for handouts but that 10k on the parent plus could put our home on the line. Sadly I won’t be able to offer you much, except maybe a free portfolio consultation after college lol. But i can’t thank you enough if you do donate any amount. God bless you all!

Giovanni H.

https://paypal.me/beenscammed

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Widow Duped by Con Man

Hello,

I was widowed in 2014 at the age of 52. Last year I decided to start dating again and began to join dating websites. I started talking to a few men, 3 to be exact, but wasn’t quite interested in them. Late one night I came across a profile that touched me.

He was a little younger than me and raising g his 5 year old child. He immediately told me he had been married 4 time and had 10 children. (Yes, I know, I should have run).

We dated for two months and started to talk about the future. He told me he could not live in town anymore, that he needed to be in the country.

I could no longer afford my house and had recently filed bankruptcy.  My deceased husband left me with a huge IRS debt.

So a plan was hatched to sell my house and buy a property in the country. He promised to marry me if I purchased a property for us.

My house was paid off so I would be able to pay cash for a property. My house sold in two days. We found a house on 10 acres and made an offer on it and it was accepted.

I walked away with $54,000.00 and the spending spree began. He bought two Kawasaki ATV’s, a small ATV for his daughter, an enclosed trailer, a car hauler trailer, multiple guns, and a whole laundry list of other items.

And I gave him $10,000.00 to give to his ex-wife to sign custody over of his daughter.

Some of that money was to be used to pay off the utilities and Bill’s associated with the sell of the house. Needless to say, that never happened. And he confessed his divorce was not final yet.

Things were going well except that he would not help with any of the household bills.  Any fights we had were over money. All the while he was still promising to marry me.

Then in May we had a huge fight over housework. My routine every day was to wake his daughter up, get her dressed, breakfast then off to the bus and I went on to work. After I got off work I would pick her up at the sitters ar 6:00pm, cook dinner, help her with her homework, put her in the bath and then off to bed. No help from him whatsoever. He asked me one day “when are you going to do housework?” The fight was on and I asked him to leave. He apologized,  said he would do more around the house, and that was the end of it.

Then the harrassment began about him not feeling safe because I held all of the cards. Nightly he would harass me about putting his name on the deed until I finally did it.

Then in June he asked if we could just live together, that he was afraid to get married again. I said I was fine with that for now.

Then he had a friend move a shed on to the property so she could turn it into a tiny home. I believe he is having an affair with her.

In July he had his mother move a building on to the property to have a tiny home also. During her visit here we had an incident where one of my dogs killed a stray kitten and he threatened to kill my dog because of ot.

This past Monday, 8/14/18, he told me at dinner that he did not want to be in a relationship anymore, but wanted to build a house on the property and have me raise his daughter and he would let me dat other people.

That was not our agreement and I told him so.

I came home the next day with a list of how we were going to divide things and he was fine with that until his mother started getting involved. I was harassed in person and via text message for the rest of the evening.

The next morning as I was going to work I noticed he had removed the keys to the ATV’s and had is mistress come out to spend the night. I called the sheriff and they advised me to get a protective order.

I did, and after he got served the protective order he stole the ATV’s, trailer and other items.

I have hired an attorney and a civil case is being prepared.

I need $8,000.00 for the following:

$3,500.00 for attorney

$1,600.00 for the titles to the ATV’s

$1,500.00 for the car tag and insurance that I could not pay because he has cleaned me out.

The rest to get caught up on utilities and medical bills.

Any help would be greatly appreciated.

paypal.me/dupedinok

Sincerely,

Erin Porter

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I got scammed $1,400

201C8D9E-209D-4BE7-9B60-9968EE88337B.pngHey everyone. My name is Shannon and I’m only a new to the adult world. I had sold my iPhone ($400) to an overseas buyer.. that was my first mistake. Then the bank they were with had an international bank transfer of $1000. But I had to pay the $600 first… second mistake. After paying that with iTunes cards the bank contacted me asking for a “refundable” $400 for the “BILLING CODE”. After that I was very broke. And they had asked me to pay another $500 for a mistake they made, but then they would give me $2000 in return. First of all the maths didn’t add up, and paying in iTunes cards didn’t add up either, and I was no longer convinced. But I had lost my iPhone, which I sold for $400, and lost $1000 that I had saved up. The only reason I was able to pay the $600 was because I got a Centrelink advance that you slowly pay back. You could only get those once a year. (Centrelink is government benefits for those who don’t earn enough, and are job seekers, not not old enough, which is youth allowance for things like study) Now I have no money left and I’m struggling to put even $50 each week to build up my savings. I’m an adult now which means I get bills which take away all my money. I even had to cancel my health care because I couldn’t pay $40 consistently each fortnight. I’m really desperate so that’s why I’m here. I hope you guys can help me restore all I’ve lost so I can get back on my feet to save up for my first car.

p.s. I’ve already contacted Apple. They haven’t been able to do anything, only report it and keep watch of that person.

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Give me a second chance in life

My name is Djavon Spencer and I wondering if you can help me. I’m a new home owner and have a nice job and stuff like that. I’m a sweet, caring, responsible person and I never do any harm to anyone. I really love my family and friends and I like to help them out the best I can. I never had a girlfriend in my life before and I thought I can trust a girl I met online then everything went south from there. I cut ties with this person and I will never have a girlfriend ever again. I will remain single for the rest of my life. Now I have a huge amount of debt and I really want to get out of it and continue to live my life again. I haven’t been able to rest anymore because I am so worried that I will lose everything I worked so hard on getting in life and I don’t want to lose any of it. I really really want to get this burden out of my life. I feel like I failed my family and I don’t want these people to attack my family as well to collect this debts because of a dumb decision I made. I never ask anyone for money before, but this is urgent and need to get out of this so that I can continue to surrport my family again. I really really love my family and I don’t want anything to happen to them. So please help me out.

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I’m a struggling Marine, who was scammed but someone who got a hold of my bank information. Please help

  1. Recently, someone close to me or a scammer got my credit card information and put me in dept of close to 20,000. When contacting the bank about it they couldn’t do much for me , an investigation was started but the case against fraud was closed due to minimal information. I lost my car due to being unable to pay the bills, because I send money home to help my mom take care of my grandmothers medical bills and keep food in the house. I tried to take it into court but I couldn’t. I’m a United States Marine and I don’t make much. Especially trying to support my family back home . I’ve been trying to go home but I don’t even have enough for a plane ticket half of the time. Please Assist me in getting taken care of this 20,000 dollar dept so I can help my grandma, my family , and myself I’m getting a car. My paypal me link is : https://paypal.me/selenarolon

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I got scammed and in debt now

Earlier I trusted a guy and got screwed over. My bank account accepted his check but apparently his didn’t so the check bounced after I did all the money transactions for him. So basically the bank took my money. My account says I have -$2,794 and, all of my money that I was saving up for my sophomore year of college is gone. All last year at school I worked so hard with my job to save up for tuition and apartment fees yet I still needed a lot more money so I went online and asked for help. I didn’t everything to make sure it wasn’t a scam, I have him no personal details yet I just have missed something because my bank account is in the negative. As I said earlier he gave me $2,950 to take $400 and to send the money to other people in the form of a check. Being an honest person I took my $400 and sent the money. Earlier last week I get a notification saying $2,950 was taken from my account. I ask the guy what was going on and ask him to fix it and he said he would fix it this week. That conversation took place on Saturday and he won’t respond to any of my text messages or calls. I feel stupid and dumb and need my money back. My account say -$2,794 because it took my own money that was already in there, so now I need $2,950 to put me back where I was and where I have my original money back. I’m actually begging please help any amount donated means something

PayPal.Me/AnjelicaWebb

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Lost Job and Unable to Care for Family

 

I can’t believe that I am actually here right now doing this. I won’t even ask people for 50 cents to buy a soda from a machine so this is my very last resort.

Please believe me when I say that I would not be posting this unless I needed it desperately.

I’ll start with what my situation is right now.

I am 32 years old and living with my parents in order to take care of them because they are both disabled and it happened quite suddenly. I don’t mind taking care of them because I would do anything for them but the problem right now is that I lost my job in March and I was the bread winner before that. The only income we have now between the 3 of us is my father’s disability and after paying bills, we’re lucky to have enough for more than what it takes to make a sandwich a day for each of us. I no longer have medical insurance because I could not pay the bill and i’m counting change to buy food on some days.

Before all of this, I had an amazing job, loved working, I paid all of the bills and bought all of the groceries and it felt so good to give back to these amazing people who raised me and loved me so much.

Now I have nothing and I am draining them instead of helping.

I am applying for jobs every single day obsessively but haven’t had any luck. I have to work from home because of having to be here for my parents so it’s even harder than a normal job search.

On top of all of this I’ve told you, I ended up being the victim of not one but two scammers.
I did a week of work, over 40 hours, for an employer who had me posting advertisements for their rental properties and then on the day I was meant to be paid, they disappeared and blocked me.

The second person promised me the world for my virtual assisting services. I was told that I would have benefits and be paid so much money that I would never have to worry about money again. They would tell me this over and over and then all they really wanted was to have me do some horrible money laundering for them so obviously I ran from that whole thing.

I’m not one to think people are all horrible because of the actions of one but those two people really broke my ability to see any good in people and my hopes are very shattered right now.

Because of all of this, I desperately need money to hold me over until I get another job and get back on my feet.

If someone can be gracious enough to help me out with this, I would be more than happy to donate here later on when I have money again so that I can show someone else the kindness that someone showed me.

I really doubt I’ll be lucky enough to get any help because I’m sure people have worse stories than me but hey, if you just took the time to read this, I have to thank you for that.

I’m not sure if I’m supposed to ask for a certain amount but I’m not greedy. Anything at all would help and probably make me cry happy tears before passing due to extreme happiness and relief.

I hope you have a wonderful day.

Christina

PayPal: https://www.paypal.me/CrittyCat

 

 

I know only one photo was asked for but I wanted to include another to make myself feel better about not looking like I’m full of it.

bank.jpg

phonebill.jpg

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College student, needing help to get back on her feet.

Hello,

First of all, a little about me. My name is Karen and I am a university student about to enter my last year in school. I want to continue my education and go to grad school. From there, I would like to enter the healthcare sector and help provide better services for low income families.

So recently I started a job as an administrative assistant for a lady who claimed to be working for DRES, a disability service. She sent me checks, so I could deposit them into my account and then buy her the things she needed, in this case she needed iTunes gift cards to help install program into iPads for kids with disabilities. So the checks were deposited into my account, and I started to buy her the gift cards, I assumed nothing was wrong because a bank wouldn’t deposit the money if the check wasn’t real, would it? Well I was wrong, because a couple days later the check was returned due to it being a closed account, but I had already given Dr. Lori Snow (who she claimed to be) the giftcards and she had used them. I really do believe in helping others and cannot believe there are bad people in the world who would use the excuse of helping disabled children to steal money from broke college kids. Now, I do not have enough money to pay for rent, buy groceries, and am working two jobs to try to help pay for these.

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Please help me get back up

I know this is crazy but I’ve try everything and this is the one another platform of hope i can look for.

My name is Mina I am originally from Thailand but now live in Australia for the past 12years. I am 32 yrs old childcare worker and piano teacher. I am working 14hrs a day most of the time.

Just like everyone I am one looking for a better way to earn money and living life the way I wanted. I ran into one online business and it did look like a great opportunity for me. So I loaned $40,000 to invest into the business. But turned out it’s just one of the pyramid system and I ended up wasting my time and money into this. I tried to find some private lender to payout this debt as the interest from the bank is 10%. But to top it off I ended got scammed from many many people who call themselves “Genuine Lender”. I’ve lost over $2,000 into those scammers and now I’ve been behind the payment for my loan.

Now I have my own music school business but I need to get some money to buy some instruments. I cannot get any fund due to my current loan that still extremely overdue. All my usual payment got poured into loan repayment, rents etc.

And today I am here, 32 years old stuck with big loan and with no chance to get back up and start my own business soon. I have to avoid all the calls from the collector. I used up my saving, I start selling my things (even sign up for this discreet used panties for sale website hoping for extra cash)

That’s when I start searching for hope and I came across a website that give me this suggestion. I know that I have to try this and only hope that you can help me.

 

I hope miracle does exist and I can get some help from some of you.

With all my regards,

Mina (Puttawan) T.

my paypal Link: www.paypal.me/MinaTamruksa

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Taken Advantage Of

Hello. My story is one you’ve probably heard before. I am a young woman, working full-time, barely able to pay all my bills. I took my car payment money, plus some, and decided to take a chance on this “loan” company. They sent me documents, I signed them, it was all laid out in paper. I wired them money, $575.00, and was told I would receive my money in 2-4 hours. I called to let them know and I was informed I had to pay $750.00 MORE for insurance, which was OPTIONAL, in the loan contract. Now, I am out money for my car payment and other living expenses and I have no where else to turn. If you have anything to give, please be kind and know that I am forever thankful for your kindness.

 

paypal.me/petl

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Scammed out of a wedding gift

I’m the unfortunate fool who fell for a scam, and I fell hard. Initially I wanted to buy a puppy for my fiance and I as a wedding gift and to celebrate finally getting our life re-balanced after him losing his job. I found a breeder who was kind and eager to talk to me, showed me the puppy in multiple photos and said the puppy would be shipped to me. I almost did this for a Husky a while back so I thought it was fairly legitimate. Wrong, I paid the $450 for the puppy and that’s all I was told to pay. Then more charges came up for life insurance on the puppy and his vaccinations. I of course paid. The man played my heartstrings with a child in the hospital and I was very patient…but as soon as all my savings were gone I slowly fought back. Even getting to the point of desperation of just wanting the “refundable” money back and not even caring about the initial $450. Now no one responds and I’m left heartbroken and scarred. All my money is gone for my wedding and honestly I have no one to blame but myself, but even a small amount of help would make me eternally grateful.

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Scammed on Craigslist—I Owe the bank money I don’t have!

To whom it may concern,

Hi, my name is Gabriella and I am a 20-year-old university student. About a month ago, in a desperate search for a job, I received an email back from an ad on craigslist, from a man named “Scott Eric”. This person ended up being one of the largest scammers on Craigslist, but I was not aware of this at the time, some may say “too bad you should have done your research” but for anyone who has ever been scammed or has been in a situation dire for cash, especially as a student, knows how hard things can get. To summarize the incident, this man told me that he needed a personal assistant to process shipments and payments for his commercial sculpture company. I was sent two checks in the mail and was ordered to cash them and “pay the shipping agent through a cash deposit.” I deposited and cashed the first check and the second one, luckily the bank held it and I was able to do some research after that. My personal bank account since then has been frozen and my account is now overdrawn 5,000 dollars, and despite my efforts with the police department and the bank’s fraud department, they are obligating me to pay the $5,000. I do not have this kind of money, I recently just got a job but at $11,25 an hour, all while being a student, I will not be able to pay the amount in time and I will be placed into collection. I need my life back and I do not want to continue living with this debt hanging over my head, any amount would be helpful. I hope this is a sufficient plea for help, this is not a joke or a scam, I have been a victim of that myself.

Thank you to whoever takes the time to read this and I hope this can lead me somewhere.

God bless!

paypal: paypal.me/gabdemauro

Gabriella

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My Poem: A Tragic Quest for Good

Berlin.jpgHuge greetings to you! Thank you so much for just being here. The above image is of me. I hope to hold your attention with a concisely written poem of my background, what happened, why it happened, who did it, and where I’m going to go from here. Here it goes:

Once lost in what I wanted, I was still the queen of fiscal responsibility.

Living from the bucket list, I was still avoiding any debt and liability.

 

Donating to charity,  I continually had tens of thousands in the bank.

Then came my new ambition, but I ended with a fake business and my heart sank.

 

For fake business coaches, I paid nearly twenty thousand but nothing was showing.

False promises was what came: a great website, high value info, and top notch coaching.

 

Better Business Bureau: an A rating and high reviews from the majority.

Trust from me was gained from this, but I later learned that this system rated faultily.

 

Buried in my newfound debt, my big, hard-earned government contract job also ended.

Fixing my hard position, I did many gigs for cash and toward that debt I spent it.

 

Interest was steps ahead, I was inconsistent in paying any principal.

Other living expenses, they were put on card as damage that was collateral.

 

Federal Trade Commission: sued Top Shelf Marketing, Inc. for over 16 million.

I’m so happy they got caught, but I received about 355, a mere fraction.

 

Now I want to move forward, and I’ve planned on what to do as I get back on my feet.

Tried and true business routes: social media management and travel will soon meet.

 

Second goal is for the world. To inspire research and cures for health and serenity.

I’m grateful to those who give. Bless you a thousand times more than what you donate to me.

paypal.me/ManetteS

Reliable Business Consultants a.k.a. Business Development Services were one of the several companies that were collectively known as Top Shelf Marketing, Inc.

Here is a link to the FTC (Federal Trade Commission) webpage showing  the record and other sources of the civil action case against Reliable Business Consultants and other companies of Top Shelf Marketing Inc.  in Federal Court in Southern District of  New York

https://www.ftc.gov/enforcement/cases-proceedings/142-3228/top-shelf-marketing-corp

The following images are my screenshots of the initial bills that I paid to Reliable Business Consultants, and these do not include the other things that I paid for that were not to Reliable Business Consultants but were still part of the business they created for me. These things were website hosting packages, business registration, and mainly inventory that they strongly suggested but were useless and duds. They guided me through all of these things but were ultimately focused on just making money from me in exchange for scam services and products.

Needless to say, they now have an F rating on BBB. The scary thing is that New Beginnings Education LLC  was the company that illegally marketed my information to them and New Beginnings Education has an A + rating!  Just something to keep in mind.

 

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Student Victim of International Scam-artist Net

 

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Hello I am slovak student in Munich, Germany, and I was recently scammed by a scam-artist of a known international mafia group. He came by with his rented car and asked me for directions to the airport, and that wouldn’t be so strange, if I wasn’t asked for directions regularly twice a week, at least. I gave him the directions and as thanks he gave me a bag with three leather jackets for free as he is a fashion designer and is coming from a fashion show. He needed money to pay the customs office for a another bag with similar clothing, and that he is desperate and needs help. That’s when my altruism and good-naturedness got the best of me and I ended up handing him over 470€ that he promised to pay me tomorrow via Western Union.

As soon as this happened I went back home and checked his credentials (he gave me his fake business card) and found out he is part of an international scammer group. I already contacted the police and handed them all the material I had from him, but even though the bavarian police are renowned professionals, I am not optimistic that I will ever see that money ever again and that this criminal (and his group) will ever be put to justice.

It wouldn’t be a problem if I had wealthy parents or siblings, but they can barely manage on their own and I blew more than a half of my savings I needed to pay the rent, schoolbooks and traffic-card for, I still, stupidly, didn’t do.

If you want to get more info on these guys, here are some useful links:

http://www.fairfaxunderground.com/forum/read/2/604099/2628748.html#msg-2628748

https://www.complaintsboard.com/complaints/emporio-armani-beware-antonio-d-managing-director-in-emporio-armani-collezione-c694244.html

Here is more or less the same business card he gave me: (Mine is in the hands of the police already, same with the leather jackets)

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If you could help me out even to a small degree it would mean the world to me. :)

Take care and do not trust completely random strangers, even though they look trustworthy.

Thank you. <3

paypal.me/matrochamp

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Wasted years of money on fraud school

hello everybody, thank you for clicking on my column. I have been going to a tattoo school for over a year now. During high school, i knew that i would have to save up myself to be able to afford a tattoo school that i had done some research on. It was the  only school of its type in my state, and i knew it would be all i could afford since it was $9000 to enroll. I spent two and a half years saving my money from age 17-19 and finally by the time i was 20 i was able to afford it and go. After going to school for a few months, i had realized that my instructor was not teaching me ANYTHING at all. I was very disappointing and upset but continued to go so that i could get my hours done and pit it towards getting my tattooing license. The shop was filled with drama, and even drugs were coming in and out, like heroin. I chose to ignore it but overtime more negativity was surrounding me. Drama, drugs, lawsuits against my instructor. Some guy was even trying to sue my instructor and my instructor was trying to supene me to court for back up. I am very upset that i had wasted my very hard earned money and over a year of my time at this school. I wish i could go back in time and maybe invest in a school out of state. I cannot sue because i dont have the money for that and i would not like to go through all the trouble of doing so. I believe my safest bet would be to start over. I am not asking for $9,000 as that is a lot to ask for, but anything to help me achieve my goal of going to a better tattoo school out of state, i would be very grateful. Thank you all for taking the time to read my story.

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Scam

Hello,

My wells Fargo account was taken over by foreigners in Europe. The person who tried to take over my account did not only try to take over it, they also tried to take my identity. They racked up my credit card to 2,064, I am a student that attends the University of Arizona. My parents are paying 48,000 for me to go to college plus other expenses like living arrangements, and food arrangements.  You must be asking yourself, why pick a college so expensive that my parents could barley afford. The University of Arizona offers a great program for students with learning disabilities, I learned how to read and write at a very late age causing me to all behind and put in a program called Special Education. University of Arizona and Lynn University were the only colleges that offered a great learning program that fit me. I, unfortunately, could not attend Lynn University because of the cost which brought me here to Tucson AZ. I called the bank and the person who tried to take over my account also tried to duplicate it, they added checks to my account forcing the checks to reverse back onto my credit card. I’m begging for help. This is effecting my credit score and making my parents finically poor. I really need help badly because there charging me interest feed. It would honestly mean the world to me if you could donate to me and help me. I really don’t want to be forced to leave The University of Arizona because of someone else’s actions. my PayPal is PayPal.me/AMichel81 I’m begging to please help me. In the pictures I provided with you I high lighted all the transactions that caused my credit card to be so high. This this person was trying to add checks to my account, the check’s were coming from an none existing account number causing the checks to reverse back. I need help, please.

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help with paypal debt

Hello everyone.
I am a university student, I am also working part time job as a carer. Recently I started applying for online jobs to make extra money as I was struggling financially. I saw an ad looking for ebay seller to sell their product. I thought about it and applied for it. Few days later I received an email from a lady (I am not going to name her), she stated that she was doing drop shipping as she had made a deal with supplier. She send me contract on online which stated I would be paid for each item sold and the role of my job.
I agreed to it, she send me the picture of her product and details which I listed as it was. The item was sold but the buyer refused to pay for it when he found out it was drop shipping and I was selling it for the lady. His reason was that same thing happened to him twice and it was a scam. That got me thinking about whether this venture was even legit or just scam. I forwarded everything to the lady and I told her I would no longer be working for her. Her reaction was that either I pay for the order she made or relist the product or else she will sue me for breaching the contract. She send me her driving licence to prove that she was real. With no choice I had to relist the product, which sold and this time the buyer paid for it too.
Then all the drama started, I send the money to the lady and she assured me the product would be delivered. she said she had paid the supplier and item has been dispatch. Every time I asked her for the tracking number her reply would be that she is awaiting email from her supplier. Buyer kept asking me about the progress of the product and I said the item was dispatched. However, later I found out that the product has not been dispatch at all. After a week the buyer complained about the delivery and how I lied to her about the product being dispatch. The buyer threaten me to either send the refund or provide the tracking number. Unfortunately I had to refund her with my own money as she had opened a request with ebay. the Lady said the ring was already dispatched, so the buyer assured me that if the ring arrives at her postal service she would re pay me. It has been nearly three weeks now and the buyer has not yet received the items. The lady would not give my money back as she says I am the one giving her stress, she keeps saying her supplier has dispatched the item but she does not give me any tracking number. She says that she cannot make money appear. I told her I would sue her as per contract it was her responsibility to refund, yet she says she has proof about paying supplier and she told me to do what I want. It goes on and on I cannot write all the conversation here it will be too long sorry.
As a result of the refund I have a PayPal debt. of £750 plus £30 charge. I don’t have enough money to pay the debt, I have bills to pay, essay to do, I have applied for loan with no luck, have called my bank to charge back but they cannot help in this matter. I am under stress, I don’t know what to do. I just feel like I have been scammed. I feel like crying, all I wanted was to earn extra money and it landed me here.

 

PLEASE help me this is urgent, if not donation just loan me I will pay back in instalment. I have nowhere else to go now!!

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Fraud Fund

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I was scammed out of over $15,000 by Jerrick Johnson, someone I considered a close friend of 6 years. I am one of the most caring people you will ever meet. He knew this and took full advantage. In 2014, he stated he was diagnosed with testicular cancer and could not work. He said he was going through radiation and chemotherapy. He indicated he applied for disability but was denied. His children’s mother also broke up with him in 2014 and he became homeless. I agreed to help him financially if he re-paid me once he was able to work again. He agreed to repay me. He claimed he had numerous surgeries for his cancer at Cancer Treatment Center of America in Illinois and that the cancer became terminal. I was devastated. All I could think about was his 4 children growing up without their father. In the summer of 2014, Jerrick said he beat the cancer using cannabis oil.

At the end of 2015, Jerrick said he was diagnosed with genetic colon cancer, which he also claimed was terminal. He also claimed his testicular cancer had returned. It had been once crisis after another with Jerrick and he has claimed numerous family members have died throughout different periods of time, as well as a childhood friend of his dying from a terminal lung cancer and that he needed money to travel to attend their funerals. Jerrick had told me he was adopted and during the years I have known him both his adoptive and biological mother supposedly passed away. I found out via his children’s mother that Jerrick’s mother is alive and well, which I also confirmed this with a coworker who grew up with Jerrick.

I added $3,000 onto my personal loan in 2014 because Jerrick needed a vehicle for work. He said he applied for a Job Access Loan through Ross Industries W2 site which he was going to use to repay me. Jerrick told me he was approved for the loan, but Ross Industries never paid him the money and that he was working with a lawyer who was suing Ross Industries due to this. That turned out to be a lie. In the summer of 2014, I loaned him $900 for a deposit on a new rental property for him, his girlfriend, and his children because he claimed that their current landlord wasn’t paying his mortgage and the home was being foreclosed on and they had 30 days to move. This was during the time he still was allegedly not cleared to work by his Oncologist. I also loaned Jerrick $600 for child support enforcement in 2015, as they allegedly were going to take him to jail if he didn’t pay. Jerrick also managed to get $800 out of a friend of mine and even had numerous donations sent to him and his family from her sister’s church.

I went and spoke with his children’s mother, who stated that having known Jerrick since he was 18 years old, throughout his entire life Jerrick has been a pathological liar and that he has made up various forms of illnesses in the past to get money out of people. She stated Jerrick has been this way his entire life and this is the way his mother raised him, to “lie to get what you can out of people.” When I confronted him about this he claimed that she was lying and that he did indeed have cancer but it had improved due to cannabis oil.

It was at that point when Jerrick admitted none of these things were true and after I spoke with his children’s mother that I found out he was a pathological liar, user, and manipulator. He also gave away the vehicle that I paid for with a loan to his children’s mother because he refused to fix her vehicle for her. I sued Jerrick in small claims court for the maximum amount, $10,000, and was awarded a $10,000 judgement on 9/6/16.

Jerrick promptly filed bankruptcy and wiped away all his debt. He even lied on his filing forms stating that all 4 of his children live with him and his new wife so that their family size would be larger to meet Chapter 7 requirements. He also said he wasn’t working, which he was.

During the last conversation we had the day before bankruptcy court, Jerrick finally admitted he never had any form of cancer. Jerrick has ruined my credit and I am left with thousands of dollars of debt (over $15,000), attributed to him. He used a fake terminal illness to scam people and churches out of money and donations.

I tried working with my local police department, but the DA’s office refused to file charges because they didn’t think they could prove that I wouldn’t have loaned him money if he didn’t tell me he had cancer…! Which I would never loan anyone this amount of money unless they had a terminal illness.

100% of the money donated will be used to pay all the loans and bills I have due to Jerrick. I am currently working 3 jobs to try to pay back the money. I should have filed bankruptcy myself but I refuse to allow someone else to ruin my credit for 7 years.  IMG_1331[1].PNGIMG_1336[1].PNG

This is a very personal story for me and it was difficult to put everything out there, but at this point I will not be receiving any of my money back and I really need assistance.  I’ve always been told I will be blessed for the things I have done for others.  I hope that becomes true some day.

Thank you for reading!

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Set Up for a Scam by a Friend

I can’t stand needing financial help, but at this point I have no options. I offered to help out a friend of 10 years and she back-stabbed me by setting me up for a scam between her and another person. A friend of mine recently had her Paypal account closed for unrelated reasons, so I offered to let her accept money through my own account. A person we both knew and trusted sent $2500 which I immediately withdrew and gave to the friend, but now the sender did a chargeback on the money, leaving my account in the negative. I need help getting my account back in the positive before 7 days have passed, as Paypal refuses to let me dispute this chargeback. These two “friends” set me up to scam me out of $2500 that I did not have and I have no current way of replacing that money within the 7 days Paypal has given me.
I am considering hiring a lawyer and pressing charges for fraud against these two people, and that will also cost money. I will have to pay for court fees, lawyer fees, and who knows what else to fix this issue. For now, I have absolutely no money as Paypal took all that was in my account and put the rest in the negative. I have proof that the person intentionally sent the money to my account, knowing it was my account, and proof that I got all the money to the friend who was using my account, so I should have no problem winning a case. The only issue is paying for it in the first place.
I am extremely emotionally hurt by this person, who has been my closest friend for nearly ten years and knows me as well as I know myself. She took advantage of my kindness when I saw that she was in need and I am unbelievably angry, sad, offended, and many other emotions. In total I will need around $3000, $2303.82 to resolve the Paypal balance and the rest (and probably more) for legal fees, but any contributions at all will be greatly, deeply appreciated. Thank you so much.

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pensioner needs money for house repairs

im and 68 years old. my husband left me after 30 years married with my friend he gave me little money but what i had i looked all over nz for a house i could buy out right and be mortgage free and enjoy my retirement.i found a lovely wee house worst house in best location by the river near the beach, country views nice and peaceful but 5 mins to town.Even though i was broken hearted i was happy to have found my own home and have a new start.  It was a mess inside and i thought this old lady needs some love as she had been badly neglected. I sat down went over my figures, cost etc i was a builders wife and we had built 2 homes. so i had a good amount of know how. feeling i had covered evrything  i started the renovations and hiring a builder long story short i was ripped off up 70,000. windows went in window came out charged twice, paint went missing scaffolding tools u name it went, not that one would notice until it was too late . I had to go down to the bank and take out a loan which is now 78,000. My problem is police here wont do anything its a civil matter some used fictitious names address not true and no way to find them even looking at builders licsense pic and number looked authentic but were stolen. i now have my home on the market to sell that way i can pay off the debt but a cheaper home out of town and have money for healthy food and look after my health. i have some repairs to my home that need to be done and i cannot afford to pay for .i have an honest builder now but need help to start a fresh and help me to stop feeling so anxious, ashamed, and can finally enjoy this new beginning for me. i have posted on gorfowrd and give a little but am having trouble signing in so cannot use these sites one is american and i have spent to much time trying to figure out so wont continue with them .thank you for letting me share my story .im a 68 year old pensioner who has worked hard all her life and people who do this have no idea what our life has become because of their Greed.Yours Truly Suzanne

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I NEED HELP!

Hi, I’m a 24 year old African American entrepreneur. I have had some success starting a few businesses from an idea to a beta. I have worked many part time and full time jobs to make ends meet and to invest in my businesses, however having a dream or idea can be very costly in the beginning before making profit as we all know. Where I have failed and am experiencing a catch-22 is with balancing wants/needs/investments. I recently tried to move to California to grow my business. I went to school for Audio Engineering and had shipped my equipment to San Francisco where I was staying with a family member til I got on my feet. During my month in California my cousin told me after a week of living with her I would have to leave because she struggled from bipolar and PTSD from being in the war. I wasn’t made aware of tho until I arrived which completely caught me off guard. During this time I was searching for Liam’s to apply for housing and ended up being scammed out of $2,700. At the time that was all I had to my name. I immediately had to ask for help just to get back to my home state Tn to stay with a friend. Upon returning I had to find a new job and was told by my friend that I was subleasing from before my trip to California that upon my return he and his girlfriend wanted to live alone and I had to find a new place to stay by December. So I had no money, a broken down vehicle and a temporary place to stay. I found a job booting cars in Nashville for decent money. Only problem is you have to pay for your booting license and use your own transportation. So I asked to borrow my girlfriend’s mom’s car because my girlfriend drives a stick shift and I can’t. Her mom has an automatic. I have been using her car to drive to Nashville every day at 6am to get to work. My girlfriend’s mom then offers to help me get my car fixed. So she paid $700 to get my brakes fixed but the whole system had to be replaced on top of my car needing more work. So my car is still not drivable to Nashville and my girlfriend’s mom wants her car back. So I won’t get paid for my time at work til the end of this month but I also can’t work until I get paid. To make matters even worse my MacBook Pro crashed a week ago eliminating any money I could’ve made from my home business mixing audio. It will cost $475 to fix my computer. My equipment is still in California and was damaged by the usps when it came from Tn. So I have a crashed laptop and no studio equipment on top of car troubles and no money. Here i am today with negative $15 to my name. A lot of owed money waiting to be taken out of my first check and also faced with the dilemma of finding housing with bad credit from student loans and no money to eat. I am seriously drowning and struggling. I’m doing everything I can to change my situations and the problems are stacking quicker than the money is coming. I need help! I can’t get a loan because of my credit. I need a break or a sign to not end my life. I have so much ambition and have so much potential. I’m just having a hard time getting over this mountain of debt and misfortune.

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I was scammed and had my identity stolen.

Thank you so very much for taking the time to read this. I would never come on here and ask anybody to give me money if there was any other way. About a year-and-a-half ago, my daughter came to me asking for a retainer fee for her lawyer. Her ex-boyfriend had taken her son and I could not say no. Allowed her to max out my credit card to pay for her lawyer fee and as she didn’t have a job at the time I’ve been making her payments to her lawyer and the guardian ad litem. I have exhausted all of my savings and have fell short of my own bills so I turned to Craigslist trying to get a loan to help cover my expenses and hers. Last November, I had a few responses to my ad but they seemed phony. Finally I had one that seemed legit. His name is John Brennan. He offered me a part time job so I could earn the money instead of borrowing. I accepted and stupidly allowed him to have access to my credit card. He deposited the 2000.00 on the card and then told me to withdraw 500 to send to his client whose name is Joel A Rodriguez in New York. My credit card only has a 400.00 cash advance limit so I explained that I could not do as he asked. He told me 400 was fine and that should keep the rest as future payments to me for my job. I did not have a pin number for the card and told him I would have to wait until the pin came in the mail. That started all kinds of trouble and he insisted that I was to make the payment or he was going to have me arrested for fraud. I withdrew the money from my checking and sent it. I used the credit card to pay the bills that the money was for. 3 days later the credit card company contacted me to inform me that I was over limit. I asked how and they told me that the payment that was made was from a closed account and that I now had to make an immediate payment. I didn’t have the money so I contacted John to find out what happened. He told me that his bank was having technical difficulties and this should be resolved quickly. That was the last time I heard from him. I filed a police report but that was all I could do. I tried getting an old fashioned loan but was informed that he opened cards, filed a fraudulent tax return and took out 2 internet loans in my name. I cannot tell you how utterly stupid I feel but the worse part is I have no money, no credit and Christmas is right around the corner. I’m asking for help to get caught back up on my bills and fix my credit. I promise that when I can, anyone who donates to me will get it back. I have proof of all I’ve told you as I’ve saved every text from the scammer plus the IRS letter and the letter of fraud from Capitol One. Thank you for your time

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Fraud Victim Needs Help Now

Robertapic.jpgI am asking for money because the proceeds of my home just sold have been put on hold for a long time without my knowledge, consent and  without logical reason.  I am  a fiduciary fraud and identity theft victim that kicked into high gear after getting a divorce in 2008. I also suffered credit card theft around 2008. The sheriff’s department served notice to appear about my stolen credit cards in court to a room tenant at my house twice. I miraculously showed for the second credit card but the first one resulted in a default judgement against me. After having 4 attorneys work on it the judgement against me was finally vacated in September 2016. True to extortion techniques the people have had me served again even though they lost. If I do not have donations I will wind up homeless in 3 days. I have not done anything to anyone to deserve this. 

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Scammed

Hello everyone, Thank you for taking the time to read this. I don’t usually ask for help, but I have no idea where to turn. Myself, my husband and our three children have been scammed and because of this, were left homeless. We found a house to rent on Craigslist. We were all excited to move out of the cramped 2 bedroom house we had been renting since our kids were born. Them being 16, 15 and 13, it was just time. We needed more room and the girls more privacy. Anyways I was looking on Cragslist one night and came across an ad for a house for rent. It was 3-4 bedrooms and a perfect fit for us. I emailed the people and went to bed. Then next morning I got the kids ready for school and told them about the house. The lady emailed me back later on that day and I set up a appointment to go check it out. When my kids got home from school I told them we were going to look at it. Anyways, we got to the house, looked around, fell completely in love with it. The landlord was so nice we all got along great. I told get I was very interested and  little about why we were moving. She said we were what she was looking for. She wanted to rent to a nice family. We agreed to meet at the house that Friday and I would give her the deposit ($1500) The following Friday we met up again and I gave her the first months rent ($1500) and that weekend we moved in. Everything was great until, I looked out my front window and saw a woman taking pictures of the house and my car. Next thing I know the police are knocking on the front door telling me and my husband that we were trespassing and if we didn’t pack up and leave immediately we would both be under arrest. I ran to the kitchen and grabbed the lease agreement we signed and the rent receipt I had and deposit receipt. He looked at them and said they were fake, and we needed to leave. The lady that rented the house to us in fact didn’t own the house. So we rented a u haul and put all our stuff in storage. Our problem is we had no place to go with three kids and a dog. We moved to an Extended Stay Hotel that’s costing us $856.00 a week. Paying that much plus food and gas for my husband to get back and forth to work it is impossible for us to save the money for first months rent and security deposit. Plus we don’t have the extra money to even pay our storage bill. If there is anyone out there that can help us get out of this hotel and into a home of our own, we would very much appreciate it. I found a house for rent (Through a friend this time) The rent is $1750 a month $1750 security deposit, and $500 pet deposit. So we need $4000 to get out of this hotel. Please please please help if you can. Thank you in advance! 

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Lost everything to identity theft, need help asap

Hi everyone, my name is Brent and I’m posting on here out of desperation due to a current situation that I’m in. 3 months ago, I got laid off from my job in the oil field here in Canada. Brutal times for a lot of us up here. But this is not why I’m here. Last month, I fell victim to identity theft, not only having someone across the world posing as me, but losing everything that I had in both my credit and debit accounts. Apparently it was a hacker of some sort, which is still being investigated right now. I’m literally down to nothing at all, and am still searching hours on end each day for a job. I ask for your willingness to help me out in anyway possible and I seek to pay every name back that I receive a donation from! Thank you so much and God bless. Brent.

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Scammed please help

I fell victim to a scam earlier this month and because of that Chase bank permanently terminated my account  with them and I owe over $2,300 to the Bank of America just to have my account reach the positive side again. I received countless letters from this bank informing me of the balance. They even took money out of my sisters account and transferred it to mine because my mom is what links us to each other and they thought it would help. I spoke to a representative and he told me I have until August 15 to pay the negative balance and if I don’t that can lead to the closing of my account and possible consequences. Knowing it wouldn’t help my case I tried to go to the police station anyways in order to report these scammers who I thought were my friends because I knew them since middle school, but the officer at the front desk said he couldn’t do much about it. Instead he consoled me because at that point I broke out into tears knowing that I won’t be able to do this alone and there is no one else I can really turn to for help at the moment. Please I’m not asking for much or something crazy. I just need enough to help take me out of the negatives, so I can start all over. That would be GREATLY appreciated. If you’re willing may I get $2,500. Those funds will go directly to my bank account to bring it to the positive. If you would like me to show proof of the balance then I will send it. Please and thank you so much!!

Marie Elna Louis

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Scammed by an emotional con artist

Hi thank you for taking the time to read this.

I have had a very painful year an a half, which ended thankfully last August. Prior to that my parents divorced and the whole family divided. I was very low to say the least. I then met a guy who thought the world of me, he was sweet, funny, kind or so I thought. He said he loved me after 2 weeks of meeting him and that he wanted to marry me etc. He then proceeded to tell me that he couldn’t afford his rent and gave me a sob story that his mum wouldn’t help him out etc. So I started paying his rent on top of mine and my own bills. I was having beans on toast for lunch and crackers for dinner. He changed from a caring person into one that out me down and made me feel like it was my fault. His mother supposedly had surgery and he had to look after her a lot, hicj turned out he was at other women’s houses. Long story short I ended up giving him around £3000 in total and in the end found out he was on drugs, selling drugs and completely bad news. It was a painful learning curve for me as I am a very trusting and honest person. If I could get some of the money back that was supposed to be paid back to me I would be eternally greatful. I got into debt over a waste of space and I’m left to pick up the pieces.

Thank you in advance.

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scammed

I am on SSI disabilty for Schizophrenia, depression. and bipolar, I only get 733 a month. I was trying to get a loan for dentures, I got scammed around Christmas.They took me for $500.00. I to get a title loan on my 1996 dodge neon.  I’m barely making it. Don’t know if I’ll make it next month. I might become homeless, The only relative is my mother, and she is in a nursing home. Trying to pay off her bills to.I was trying to get dentures ,because I look older than what I am. with out  them and people treat me different.And it’s much harder to find work because of my appearence, I don,t even like showing up in public.Well that’s about all I can think of , Thank you listening and any support would be greatly appriecated.

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need money urgently

I am 32 years old and recently just gave birth to a baby boy.  I thought my life will be so wonderful coz i finally have a baby which i tried for so long.  However me and my husband have been scammed into an investment.  This guy told us we need to put in money for some oil investment and he is from a big company which we thought it was real and we thought we should invest to give better life for the newborn baby and our future as our small business is not making money which we always stressed out every single day to meet our daily needs.  We were promised to earn 4 times the money we invested, so we invested all our hardearned noney and borrow from relatives, banks and my mum too.  We borrow because when we have invested all our hardearned money which is about $50,000, the guy said its not enough and we need to continue to invest more if not we cant get our money back.  And he assure us we should and we can earn more.   It was so real because he will ask my husband to go oversea and settle some documents for him.  But all this he just wanted to make it real to scammed our money..  I am so so sad now that my relatives and my mum money were used to invest as now i am unable to return all of them as i still owe banks amd money lenders.  In total i owe more than Sgd $250,000.  We cannot find the Con man and he just dissapear with all our money.  We are so sad and scare and blame ourselves for being stupid.  Now my family are in deep debts which we are not able to survive anymore.  Please any kind and rich people out there please donate to me to clear all my debts so my family able to live a normal live again especially with our newborn baby.  He is so cute but now me and my husband have been crying everyday and worrying about what our lives is going to be for so much debts we cant return..  thanks in advance for the kind donations and you sure will have good returns.  God blessed.  Pls help me Jesus

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Please help

Hello, my name is Cedric and last month I was scammed a total of 1100 dollars. I woke up 3 mornings and made myself a cup of coffee and sat at my computer. I did my usual routine such as looking on Facebook, checking my eBay items, checking the weather for the day, checking what’s happening in the world on a news website, and checking my bank account online. As I open up the page I notice in brackets (811.93). I thought I had a balance of 811 dollars but did not know where it came from. As I check my account history I notice there are 4 checks returned. One for 400, the next for 300, and 2 for 200 totalling 1100 dollars. I had 288.07 dollars saved for the month ( I am on disability for mental issues thus the little income in my bank) and now I owed 811.93! I had a hot flash and a panic attack. I couldnt belive my eyes. How did someone cash in checks into my account, withdraw the money and erase the transaction details. (There was no sign of any of the checks deposited, just the returned checks notification and the amount i now owe the bank). Somehow someone got all the information needed to cash checks into my account and withdraw the money right away using my loyalty customer withdrawal credit limit. I called the bank as soon as it opened and explained what I was seeing on my online banking and they told me to come in and set me up with an appointment with one of the managers. The manager closed my account and set me up with a new one for my disability check to go into so I wouldn’t starve the next 3-4 months and told me that all the deposits were made on the outdoor ATM and there are no cameras there to see who did it and I will be responsible to pay back the full amount whenever I can. I burst into tears and explained that I am unable to work and all I can spare is 20-30 bucks a month at the most and that how can I be held responsible when I was not the one that wrote the checks. She said that I am not the only one that has had this happen to them and it sucks but its the way it is. She will wave off all the NSF fees totalling 180 dollars extra and that there is no rush to pay it off. All in all she was very helpful and sympathetic with the situation but now I have the problem of paying it off. I filed a police report and asked around for information on what to do next. I am currently looking for a fraud lawyer that might have a better idea of the options I have but it is Saturday and all the offices are closed until Monday. I hope I will get through this quickly and I hope to get help from the community if possible. That is why I am on this website begging for help. Anything helps and will be recognized by myself as a generous and thoughtful individual and God bless them all. Thank you for taking the time to read my situation and I hope you understand what a hole I am in.

sincerely Cedric

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US army Veteran returns from war and gets hustled for all his deployment cash.

Hi, everyone. I really can’t believe I’m doing this but I have no other options at this point. I returned from a deployment in kunduz Afghanistan at the age of 22. Excited, and relieved that I made it back home i decided to purchase my first car. I was a long way from my home town of Hyde park Massachusetts just outside fort.stewart Georgia. I found a 2003 Lincoln ls with about 68000 miles on it and for 11,000 dollars. The owner of the dealership (Alpha Motors) in Brunswick Georgia didn’t seem like the type to hustle a young guy in a military uniform. Well he was. I didn’t know it then due to ignorance. It was my first car , the first time I had ever got my own money so I was eager and he could see right through me. I was tricked into signing a contract with a 7,000 dollar down payment and a 29 percent rate on the remaining 4 grand. I left that lot with a smile on my face not knowing what had just happened and what was soon to unfold. This was within a week of me returning from Afghanistan and I would attempt to drive back home to boston to see my family after over a year for a week. The car made it but barely. It broke down the day after I got home. The engine blew. And since I drove it up the east coast it was no longer under warranty. 2,000 miles or 3 months was the warranty. Well me being ignorant i dug deep into the rest of my savings from the war and replaced the engine. I was able to get my car back the day before I was heading back down to Georgia. I make the drive again and the transmission goes. Just like that. I was in debt. Couldn’t pay the 297/month payments, insurance, NOTHING. I was living paycheck to paycheck but it was gone before I saw it. A month or so goes by with it rotting away in my barracks parking lot. They repossessed it eventually. And now I sit here till this day no car, no money,  and in tens of thousands of dollars in debt. I don’t like asking for anything but I don’t know where else to turn. Please, anything will help especially this time of year. Thank you all for reading. God bless.

[don8 email=”glenn.ghizzoni@aol.com”]

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Elderly Woman Robbed

All of my life my goals were to raise a family, work hard and help others. Unfortunately, a head injury and then other illness snack in and slammed many dreams away. I did learn though that even though I couldn’t work any more at least new dreams could be formed. This I did, I decided to write and paint. These are passions of mine, yet no money is made–this does keep me busy and I am happy to be alive. All of my life whether I had money or not, I always did my best to give back to others. This was a need to pay it forward to those who were there when I needed help.

Recently, my washer broke down. I needed help and put it on another site (i have a fractured spine and could no longer wash laundry in the tub) yet I felt so guilty to ask for help, I removed the request.  A friend a few weeks later brought me a “surprise” washer that she picked up at a thrift shop. It was a surprise al-right.  To no fault of her own the washer is a lemon. It didn’t work. When I asked her to please bring it back (and I paid for the surprise or gift), she decided to fix it herself. She bought  parts that she felt would fix the washer. They didn’t work and then  a week later she brought over a guy that fixed washers. What I didn’t know that he wasn’t the friend she said he was and found him on Craigs List. After he so-called fixed the washer and she paid him 133.00- he left me with a functional, noisy machine. Hopefully, never to see this guy again.

A few weeks later at 11:30 at night as I was getting ready to sleep. I heard banging on my front door. My name was being called frantically by this mechanic that fixed my washer.He was frantic and crying. He kept saying “his kids-his kids!” and since I basically thought I knew who he was…I opened the door. He fell into m y apartment and I had to move away from the door. Being 62, I don’t move too fast. I have a fractured spine. This man Kevin, fell into my home and started begging for money. He had this story (which he changed often) that his car broke down with his five kids and wife and they were crying and stranded…he talked so fast my head was spinning. I had to go to minor surgery that week and was taking pain killers. He begged for money about 140 dollars and I said I didn’t have it. He then became very angry and demanding. He wanted me to call my girlfriend who paid him for the work originally, to come over.He wanted more money. I told him NO.  I felt my life was over. My phone was too far to call the police. He wouldn’t leave and I wanted him out of  my home.  At one point he tried to grab me and I pushed him away and told him not to touch me. There was an exercise bike between us which I was grateful for.

I finally in fear gave him my debit card. He promised he would only take out the $140 and pay me back the next day. He left and my head was spinning. He of course never paid me back but wiped out my account. I called him the next day. I had the receipt. I wanted my money back. He said,” I saw it…I wanted it and I took it.” He was nasty. Then he said he would pay me back Friday–he was stalling and I did call the police.

To make this short, when the Sheriff Deputy (Pasco County Sheriff Dept-Port Richey, fl) came over-all he did was quote laws (that I was screwed) and he cursed and yelled at me. To prove I am not lying my friend and her daughter were witnesses to  his cruel behaviour and I just shut down.

The deputy got the perpetrator to come to my home. Which he wrote his side of the story in the complaint which were ALL lies and the deputy let him go. I couldn’t believe this. I tried to call the deputies supervisor for cursing, yelling and even making fun of me in front of my friends.–I was ignored. This is the holidays and I am so depressed. I have never been treated as this before. I used to work in Law Enforcement and even NASA Security when I was younger. I had commendations and was a hard worker and believe in justice and loyalty. I can’t believe what happened and how I was treated.

Now I want to get a new washer. I hang my clothes outside and don’t mind-it’s only me. Yet, also I am wanting to find a way to leave this apartment and go to a 55+ safe community–I need help moving and cleaning, since I do have multiple illnesses plus a fractured spine. I have lived here over 15 years and I need to feel safer and with some help. My car was stolen by my brother who has power of attorney of my sick mom —so I need help with transportation. I have always been a good loving person and am grateful to my friends–yet my life seems over—always independent and doing the right thing–now I am lost–ill and of course older…I have no clue what to do any more. What happened to justice and decent officers? I feel so lost and as though I am drowning–Thank you for reading this.

This dude that ripped me off is named Kevin Thomas Keller(possible alias last name : Fagen, Kelly, Kellee) he lives at 9136 Chantilly Lane Port Richey, Fl 34668- He phone number is 727-346-0788 He goes under Kevin’s Appliance and is usually on Craigs list or a flyer paper.  He is a crook and I hope that Santa gives me the gift of him going to jail. Kevin knew I was sick and disabled and he did fraud to the elderly. Oh, and my machine still doesn’t work. I would love to have a new washer.

Thank you for reading this. Merry Christmas. May all of your dreams come true–and if you can’t help me–please pray that my dreams will come true and I can heal. Donna S.

[don8 email=”dscaglione2@tampabay.rr.com”]

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family crisis

I am a 43yr old guy married with 6 kids ages 3 to 23. I live in Orlando florida where I opened a small automotive repair shop. I’m struggling make it work in a down economy but I need immediate help. I was recently scammed by selling merchandise that was on consignment. I was paid with a counterfeit cashier’s check $3500. If it was my merchandise i would have to take a lost a learn from it. But because it belong to a customer I’m in big trouble. Simply because the customer is a street thug that’s constantly harassing me and I don’t have the credit to get a loan to cover the loss. I’ve not been comfortable letting my family come see me at the the shop because I don’t know what this guy will do physically. I would prefer to do what’s technically right and give him his money for the merchandise.

[don8 email=”occustommotors@gmail.com”]

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Hopeless Helpless and Desperate

Struggling Single Mother

 

I am a struggling single mother of three children, I was doing a lot better at one point in my life a couple of years ago before the economy hit for a rough turn and things got tough, I was laid off from my job of about 8 yrs. about 3 yrs ago and within that 3 yr period things have been going down hill for me I don’t know the reason,but I’ve always been a person that loved to

help others but for some reason now I’m in need of help and I dont know what else to do.  had no choice so I wiped out my accounts and couldnt even afford school anymore so I was placed on suspension and now I am just trying to help put my life back

together and get back into school and raise my children. I have been struggling very badly for the past several months and I just need a little help with my finances . Things have been very stressful for me physically and

emotionally I have lost a substantial amount of weight worry if I will be able to make ends meet so If anyone
can and is willing to help I would appreciate any monetary donation that you are offering any amount will be greatly appreciated. Thanks so much!!

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Email Scammers and Fraudster 419

If you receive a fraudulent email from someone asking you to send money. Make sure you report them to the local authorities. Many people lose their whole life savings and end up broke, in foreclosure and homeless, when they are scammed by these criminals.

Here is a recent scammer trying to con and steal your money – dont let this happen to you!

“Hello my good friend,
I have been in search of someone that bear the same LAST NAME with you, so
when I saw your name I was pushed to contact you and see how best we can
assist each other. I am Mr.DAVID CLIFF a Banker here in GHANA. I believe it
is destiny for me to come across your name on the internet. I have an
important business discussion I wish to share with you which I believe will
interest you because, it is in connection with your last name and you are
going to benefit from it.

One Late ANDREW , a citizen of your country had a fixed deposit with my bank
in 2008 for 36 calendar months, valued at US$16,000,000.00 (Sixteen million
US Dollars) the due date for this deposit contract was this 16 of January
2011. Sadly andrew was among the death victims in the january 2011plane
crash in Iran that killed over 70 people. He was in Iran on a business trip
and that was how he met his end.

My bank management is yet to know about his death, I knew about it because
he was my friend and I am his account officer.andrew did not mention any
Next of Kin/ Heir when the account was opened, and he was not married and no
children. Last week my Bank Management requested that I should give
instructions on what to do about his funds, if to renew the contract.

I know this will happen and that is why I have been looking for a means to
handle the situation, because if my Bank Directors happens to know that he
is dead and do not have any Heir, they will take the funds for their
personal use, so I don’t want such to happen. That was why when I saw your
last name I was happy and I am now seeking your co-operation to present you
as Next of Kin/ Heir to the account, since you have the same last name with
him and my bank head quarters will release the account to you.

There is no risk involved; the transaction will be executed under a
legitimate arrangement that will protect you from any breach of law.
It is better that we claim the money, than allowing the Bank Directors to
take it, they are rich already. I am not a greedy person, so I am suggesting
we share the funds , 30/70% to both parties, my share will assist me to
start my own company which has been my dream.

Let me know your mind on this and please do treat this information as TOP
SECRET. We shall go over the details once I receive your urgent response
strictly through my personal email address, herbetcherisol@hotmail.com
We can as well discuss this on phone; let me have your telephone number and
also know when you will be available to speak with me. Have a nice day and
remain blessed.
Mr DAVID CLIFF.”

You can also report the email account to the email service provider!
Report email scammers

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Stop Nigerian 419 Scammers

Do not become a victim of the Nigerian 419 scam! You may recieve an email stating that a Rich wealthy Diplomat, king or some other fictional character has millions of dollars to give you BUT they need your help to get their money out of Nigeria.

It’s a scam, a lie, a fraud, illegal, cowardly and they will take all your money!

Here is an actual Nigerian 419 Advance Fee Fraud email , smell the filth?

 

“hello,
i will be glad to donation for the childfund for reliefing them from total abject poverty . i will be donating a tangible amount of money for the benefit of the less privilege. kindly get across to me with the necessary information about your organisation so that i can issue out the payment as soon as possible . kindly get back to me with full name in which the payment will be made to your organisation, adrdess , zip code, telephone .waiting for your soonest reply.a penny a donate can change life a day .thank for your usual support of the less privilege children.”

BRONW ROBERT  drrobert231@gmail.com

If you have received a letter, but have not lost any monies to this
scheme, please fax a copy of that letter to the U.S. Secret Service on
(202) 406-5031.
If you are outside the United States, you should
report it to your local authorities and send documentation via fax to
the U.S. Secret Service.
The U.S. Secret Service has instructed
anyone in the US who has lost funds because of this scam to forward
appropriate written documentation to:
U.S. Secret Service
Financial Crimes Division
950 H Street, NW,
Washington, DC 20001.
(202) 406-5850
Or send e-mail to 419.fcd@usss.treas.gov
 



Report these people http://www.fraud.org/info/repoform.htm

People are losing their homes, life savings, money, friends and destroying lives because of these individuals.

Report them and stop the lies.

Visit  http://www.fraud.org/info/repoform.htm These people are ruining your opportunity to receive money on this website from legitimate donors who want to help you.

We need your help to stop them from ruining a great free begging website!

Nigerian 419 scammers want your money and will do everything to get it including lying, cheating and stealing.

Inform yourself and fight back follow the link on this website
http://www.fraud.org/info/repoform.htm AND REPORT THEM!

http://home.rmci.net/alphae/419coal/

http://www.snopes.com/fraud/advancefee/nigeria.asp


http://www.fbi.gov/scams-safety/fraud

http://www.419eater.com/


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419 Nigerian Scam

Increasing numbers of people are being contacted by 419 Scammers. Help put a stop to this and report all fraudulent scam emails to your local authorities. These scammers target innocent people like these, who are begging for money online.

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I run a home daycare and due to budget cuts in my state I have lost several kids because they can no longer afford daycare copays from the state eligible kids. I just need a little help to get me through till I fill the spots. I have lost over half of my income and am a single mom of 2 kids…in fear of losing home, power shut off and not able to put food on the table. Please help in any amount possible. Thank you.

Hello I have a severe upper respiratory infection and I need to be able to get to the doctor 5 PM today. I will most likely be getting a script for cough medicine, which I badly need to function at work and sleep at night, as well as antibiotics since I’m coughing up green junk. Bleh. Please I need you help, all of my money until next payday has gone towards college for this Semester. Any amount would be appreciated! Thank you.

Please help me if you can,anything will be appricated. i’m a 67 year old grandma who has raised 3 children and a grandchild, i never thought i would need help but i now find myself needing money to buy a used car, we live on social security only, and my husband has terminal cancer, our car stopped running, and it cost to much to fix it, it was 20years old,, i was useing my granddaughter car but she had a car accident and totaled her car.

i need a car to get to dr’s appt. and run errands.Our oldest daughter stole our idenity and we lost everything because of it. when we found out it was her. she commited sucide, So we lost our daughter,home and car and bussiness.i know only gives to you what you can handeled. but i can’t handled this. so please help us

Hello I am a single mother that is unemployed and has alot of medical problems. I am on alot of medican and trying to get disability. I have Fibromyalgia, Osteoarthritis, Diabetes, Neuropathy, Back problems, Bad knees. I have always been a hard worker but this past year my health has really went down hill.

I am behind on all of my bills. I owen my house but it needs alot of repairs. And I owe my property taxes too. I am asking for HELP from all of you. If you have it in your heart to help me that would be great. I would love to have some money for food too, if possible. I tryed to get link and they only give me $67.00 a month. So PLEASE HELP ME PLEASE!!!!! P.S. I would love to get my kids some school clothes too

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Help make this site better and together we can reduce the amount of email scammers looking for victims online to steal their hard earned money. Report email scammers