A few months ago I moved from a small town to another town to help my friend who couldn’t make rent. I am a babysitter so I informed her I couldn’t pay a lot as it is right away but I could help with what I have. So I move, i’m informed that rent is 1500/month and that by helping pay for one small room for $500 a month plus utilities I can live there and it would be a great help. That’s the same amount I was paying before so it cost me nothing except moving costs to go down and help her make her rent. She had the master bedroom and I had one of the small rooms and another person had another one of the small rooms next to me. This is when things start to get odd…. I have known this friend for 6 years. 6 YEARS. keep in mind, so I went into this with a lot of trust.
two weeks into me being there the other roommate informed me that he was moving out, to somewhere cheaper. Me, thinking, what could be cheaper than $500 for rent? I don’t make a lot so it seemed about right, city prices being what they are. Kinda living in a not so great neighborhood, but whatever, 500 for rent is 500 for rent. Then come the utilities, which were harsh, my first month there the utilities totaled to almost $200 for just ME, which means it was 600 for all the utilities together… starting to see where things are off? I asked and she showed me pictures of the bill totals and I went on with my day, kind of struggling along but making it none the less.
Then, the other roommate moved out and she informed me we would be splitting rent, even though she had the master room, three times the size of my room. so then, I went from paying 500+200 a month, 700, to paying 750+around 275 for rent…. my cost of living was now far, far, far above what I could afford. two months of this went by, I couldn’t pick up enough shifts to afford anything else for basic living plus my housing costs. I would ask people to come to try to move into the other room, no one wanted to move in. She’s a MESSY person. My room and the shared bathroom on my side were the only clean things. She had also damaged a bunch of things, holes in walls, carpet destroyed with stained red dirt from her three dogs, fans all needed to be replaced because they had never been cleaned and had permanently been stained as well, chew marks through the trimming and around the doors, etc, which I hadn’t known before I moved in (as the damage had occurred within three months before I moved in).
This goes on until the middle of March, I ask for a bill breakdown because the bills kept getting higher somehow, and then, a light bulb moment. In the listed charges for the month for one of the utilities it said “total charges: $130″… the bill she snapped me said $250, for ONE bill. Saying it was less this month and we can split the 250 two ways… so I called the electric company, she had included the account number in the picture she sent me, found out from them that the reason our bills were so high was because she had only been making partial payments the whole time. Long before I even moved in she had been doing this. I told her I would like to talk about it and she freaked out and told me to move into a new place because she doesn’t want me there and now i’m “accusing her”, at this point all I asked was to go over it and talk about the bills. She didn’t like that and told me to get out, I told her I would like to still go over it and figure out what was going on, she didn’t want to hear it, I had to give her money or get out.  I gave thirty days notice and she “prorated” the rent for me. Now. The RENT. I went to the landlord to discuss what was going on to see if I could just stay and pay bills to them, in whatever the right increments were, or see what they could do. found out rent was ACTUALLY 1200 the WHOLE TIME. She had been living off of me, as I was pushing myself to be able to make these insane bill and rent amounts, while she was going to concerts and festivals the whole time, I was financing her life. Again, I told her we needed to talk it out, she started turning off the electricity to “my side” of the house, having people over to intimidate me, and messing with my food and stealing from me. I kept some money I stashed here and there in a book, when I came home one day all the money was gone. It was everything I had for a move/emergency funds. I got out as fast as I could, I have a new place to go but my stuff is in a small rental storage for now and I am trying to scavenge enough for a deposit on a new place that I had lined up before my cash all went missing.
Any/all help is appreciated, I need 900 :( :( :( to move into my new place which is the 450 rent plus the 450 deposit. I have about 150, but that has to go towards other bills I have and it’s pushing it, any help is appreciated.
I am disheartened that this was someone I considered to be a friend. Who took advantage of me, then conned me, then took everything else I had. So i’m reaching out here because I don’t know where else to look for help.

Hi,

My name is Val, and I am a 20-year old pre-clinical nursing student from the US. I work 35 hours a week as a receptionist and record keeper at an optometrists’ office when I am not in class.

I’m posting here today because I foolishly fell for a gift card scam, and was cheated out of $5,962.09. My bank, the gift card companies, and the stores I purchased them from cannot refund the money or any of the fees associated with it. I have filed a complaint with the FTC and am in the process of filing a police report, but they’ve both told me that from previous experience, there is very little they can do to find the scammer and get my money back.

I now have no stable way of paying my bills now, as the bank shut down my account, quoting me a “threat to the institution.” I cannot use my credit card again until I can pay off the debt,which according to them, ultimately falls onto my responsibility.

I only made 13k last year, and having to repay this debt (not even considering the 20% monthly interest rate) with this salary will take me over 6 months to pay back myself– assuming I do not allow myself to buy any food, pay any bills, pay for any of my medication, or use any sort of transportation (which, understandably, is quite hard to expect.)

I’ve gone from somebody who could comfortably live off of their income to somebody who is basically surviving on water and ritz crackers in an attempt to save money. I am trying to sell a large portion of my material possessions but have calculated that it will hardly make a dent in my debt. I used to pay off my credit card statements in full and have an immaculate credit score, and now I am dealing with having to pay this money back and fixing my plummeted credit score because of a selfish scammer who didn’t keep his promises.

Please restore my faith in humanity and help me get myself back on track. I am a good person and believe in karma, and I have done nothing but my absolute best for all the people around me. I fell for this scam to begin with because I was too kind, and it came back and bit me. Please find it in your heart to help me pay this back even a little bit.

Thank you for your time.

https://paypal.me/vhayes15

My name is shawn and I work full time in Salinas California.

Recently my girlfriend lost her apartment due to a drunk ex trying to get back together with her and causing problems with her neighbors. After being together for awhile and her losing the apartment, we decided to move in together.

We were looking into houses for rent with around 3 bedrooms and was planning to share the house with my sister, her fiance, and both my girlfriend and sisters kids. We found one that was cheap, looked nice, and close to my grandmother so we can still help take care of her.

My sister got in contact with the man claiming to be the owner who said he was a pastor living out of state in Texas. He claimed that he wasn’t in it for the money, that he just wanted someone to take care of the house. Rent was going to be $700 and the deposit was $800. Altogether was $1,500 although he said to just send the deposit and rent could wait till April.

Later he told us that he spoke to a lawyer and they told him to get the first months rent as well which we sent the day after the deposit was sent. Since my sister was moving in with her fiance we were planning to split the rent but at this point her fiance wasn’t in town and she hadn’t saved up any money, I put forth the deposit and first rent myself.

At this point plenty of red flags appeared showing this was a scam. The reason I went along with it was because he had us send it through walmart 2 walmart and I assumed that since they needed the information of the person picking up the money and a valid I.D. that they would be able to help us get the money back if anything went wrong.

After the man got the money he told us that he was sending in the keys and they should be here between a day or two. We didn’t receive the keys so my sister messaged him and he started making excuses saying the FedEx network was down, they never gave him a confirmation number to send us, and that he wanted to send it through another means

Of course we are at this point meaning we never got the keys and walmart was no help since they had already collected the money. Now I am looking for the cheapest place possible for just my girlfriend and I to stay but I need help with the rent and deposit. My savings were lost and soon the store I work at will close on March second. My girlfriend works as well but most of her money goes towards her six year old son.

I’m not asking for a crazy amount just about $3,000 – $3,500 in total to help cover first months rent and security deposit. Any help will be greatly appreciated. Thank you for taking the time to read this and possibly donating.

Paypal.me/Nozanthian

Hello, as of recently I have been selling clothing that I either find at thrift stores or clothing I do not need online via the app DePop. I had encountered a customer wanting to buy from me, including items I haven’t listed that were valued quite highly. Him and I exchanged emails and carried on with out business. I don’t know how I was as careless to ignore the huge red flag when he noted he doesn’t not want to do a PayPal transaction, but would rather send checks to me that I could directly cash to my bank. With that, I proceeded. Within the next day, I receive two checks listed at $1,250 each, totaling at $2,500. The clothes I was selling did NOT total to the full amount, but he mentioned that due to all the trouble he was putting me through, he would include extra funds. I cash the checks (note, before cashing, my account was around $250, not including my savings, but I do not transfer money to either account from each other. direct deposits ONLY) and prepare to ship out the packages. Due to my suspicions, I kindly ask him to no longer contact me as a customer as the process was very daunting and tedious. I will not go into that detail however, because it is only significant to who the customer was and their identity. Now I have the money from the checks in my account, I feel great because I made a great sale, got a good amount of cash for the value of my clothing, and it was overall rewarding to my confidence in making sales. My following on my shops isn’t very high, so it was clearly amazing to me. However, a few days later, I get a letter from my bank regarding overdraft fees and returned checks. I was obviously not pleased and thought “okay.. what the f***”. I get in contact with my bank, they mail me two substitute checks, and I cash them both two days after. I feel relieved once again… BUT THEN, just yesterday (Feb. 14, 2019), after my card has been totally functional early afternoon, I go to make a purchase at an art store. Card declined. The hell? Check my account, checks returned AGAIN! I have already contacted my bank, however, I’m certain that IF they retrieve substitute checks for me again, they will end up going through the same process of being returned. Not only do the returned checks leave my balance totally in the negatives, but overdraft fees and return fees have been added. Overdraft is currently sitting at $60, climbing and climbing. the amount in my savings is not even half of the debt in my checking. PLEASE, if someone can help me erase this debt, I will be ETERNALLY grateful. I will note my business email and PayPal to avoid any unwanted contact. Thank you,

Kimmy.

I trusted someone who ruined my life and now I am in big debt because of making the wrong decision. My high school friend asked me to join in a investment where you can get a 15% interest monthly. As a human being and thinking of earning extra, I believed her, with her promise that she have one word and not breaking our friendship because of money. I believed her and it was my biggest mistake. After 3 months, she asked me to invite people to join, because of my intention that I can help people by inviting them and they will extra also, I believe her again. It lasted for 11months but then, on the 10th month, problem came, I asked her why is it like I invited people and then the interest is from the money they also joined? She told me that the money invested is still inside where it is all invested and its all okay. I believe her again as for me thinking I will pull out all the money and return it to all people who joined.

Last December 2018, my biggest fear happened when I confronted her, all lies came, the money is nowhere to be found and it came out that she all used it. There was no business investment, she used me to invite people for her own benefits. Now all she can do is hide. Everyday I pray that all this problem will be solved. All people I have asked to join is my friend and that’s the biggest mistake I ever did in my life. Some people I asked for help telling me to walkaway and hide, but in my heart I cannot do that. I even think of doing suicide because of this problem. But everytime I think of it, I think of my family and friends, If i die the problem will be still the same and they will all suffer. My problem is big but I know God is bigger than my problem. The total amount she took is $210,000 in USD. (11 Million in Philippine Peso) I am not asking to for this amount but I am asking for any help. I am OFW who is earning $1,330 in USD ($1,800 in SGD) I always prayed to God that one day will come for me to return all their money. I am not here to scam people, I am here to ask for help for me to continue my normal life back. Because everyday of my life changed when this thing happened. A lot of people messaging me and they are waiting for me to return their money. What I have learned from this big mistake is not to ask for more, be contented of what God gave you, don’t ask your friends or loveones whom you thought it will help them. The only one can help them is themselves. As now this problem came I cannot asked my friend to help me because I dragged them to this problem as well by asking them to join. And now I am helpless to think everyday to resolve this issue. Thanking God for every blessing he gave even big or small. I am grateful for any help you can give me and believing me I am not a bad person and I am a victim of trusting a wrong person. Thank you for your time reading my message.

paypal.me/kristellamari

Just over 10 months ago, I had met a woman on a popular dating website and for that time, we would communicate through chat and email. This woman claimed to be in the military, currently stationed in Syria before taking a tour in Mauritius and then back to Syria.

We often talked about our dreams, about her experiences in the military life and even soccer during this past World Cup and Champions League.

However, throughout the course of the 10 months, she would often ask for my assistance when it came to financials. I was trying hard to be wary of the situation and often advised the woman that I was not comfortable with such matters, but yet being of the Christian faith, I always believed that it is important to give of one self.

Well, one of the things this Marine wanted to do was set up a Vitamin Water business while on assignment in Port Louis, Mauritius. To do that, she would need me to help put in some money, but I did not have too much money. Instead, I had to take out loans from three banks, as well as a loan against my 401k, to help keep her dream afloat between May and July.

Well, I find out that this is most likely not real and one of the things that disturbed me about this came this month, which really started almost six weeks earlier.

This Marine said her return would be in March from Mauritius, but due to an unforeseen circumstances, the coming home date was changed to August 6. Then, it would be changed to around the first week of December, with the Marine having an opportunity to come home during late September and early October. That never came, and what she wanted to do was sinister and questionable. I advised her that I was not comfortable, but she wanted me to max out my credit card to purchase what would be 16 iPhones XS Max 64 Gigs. Yes, you read that right.

She would make payments down on my credit card to get the balance low, and offered to also pay off two of the outstanding loans as well. Guess what? All those payments had been returned. Bummed out.

Now, I am struggling to make the minimum payments and I am days away from filing for bankruptcy. On top of that, I had just turned 32 just weeks ago, and not only that, my brother had a heart scare in which he needed angioplasty and my older sister had been diagnosed with cancer just weeks ago. Add that my mother suffers from diabetes and my father has a mild case of Parkinson’s disease and the last few weeks (well, really almost all of 2018) has been nothing but a sucker punch.

I know in reading this you make think I should have been more wary, and I understand your thoughts. But perhaps the toughest moniker I had to shed growing up was being labelled “most gullible” growing up. I thought I did, but now I realize I need more work.

All I wanted to find on the website was a suitable woman that I could share my dreams and talents with. Now, all I am facing is the possibility that none of my dreams will come to fruition.

Please help me to whoever sees this :( I am currently in debt with about a few hundred dollars because my EX-best friend scammed me…It was like she was planning this for months. We met at my school 2 months ago and she was the new student. I wanted to be the nice person so I befriended her. But I should’ve known that this was going to happen…She has been acting a little bit weird and kept on bringing up stuff relating to money. I never knew she would do this. I thought SHE was in a need of something so badly that she would talk about this in front of me. I felt bad (somehow..) so I asked her why she kept on bringing it up.. she said that she just needed $10 to buy something from an online site that I didn’t know of or else her (supposedly) abusive boyfriend would do something to her. I agreed because I didn’t want anything happening to her.. but.. she needed my card info (her parents “didn’t trust her” with a card) to be able to “buy” IT. I was skeptical with her but to see her act like THAT, I felt pity for her so I gave my info…anddd that leads to where I am… She used my info to transfer all I saved up to her account… I tried everything to try and contact her but the next thing I knew, she already moved to who knows where. Please help me.. I need to have a way to put food in my stomach and a warm house to stay in. Please help me :(

PayPal.me/larisale

I finally had my place, my spot, my very own apartment. I had worked for months, saving every extra cent I could round up. It was a bit more than I had look planned for, but thing things fell into place perfectly. The first three or four months seemed to be a blur of crazy and then it was gone. Month five, rent is $1200 plus the extras like power, and water, the gas company and such. I have skipped bothering with cable or internet, those luxuries are not for me today.

I had been țhinking about getting a pick-up to get myself to where I needed to be, the bus system has been great to me, but they tend to balk a bit when I’m trying to transport the 16 foot branch with the perfect twist to its trunk that I absolutely MUST have for my next wood project or three. Yep, I needed a little truck.

I managed to save a couple hundred dollars. Made myself reign in my impulses and keep my goal in sight. I don’t know how I could have missed the signs, but almost over night the place where I had worked for months now closed its doors and went out of business. I was NOT prepared.

Rent was due on the third, by the fifth there is a fee tacked on of an additional $150. My lease agreement has another month to go, but I am at a loss. I have $360 total and I’m out of time. I began to gather up and pack my belongings. A few pairs of holy jeans, t-shirts, my Doc Martens, and the rest… I think that my clothing only accounts for maybe a third of my pile-in-progress. The other two- thirds would be the many, varied, and unusual random art supplies, and other implements of creation that I am so attached to.

Lost and not knowing what to do I browsed the classified sites on my phone for awhile. An ad caught my eye,

“want to make $400 cash right now? Just look presentable and Bring I.D”

I had to at least try, right?

This guy was pretty slick. He had been taking people to a certain carriers store, having them walk in and get 2 or 4 of the latest iPhones and regardless of their credit score, only the cost of the tax was required at that time. So, he put up the $75 or so per phone, I left with 4 phones. He took out a was of bills and paid me $200 per phone. I was ecstatic! Money in my pocket and I could breathe easy for a bit.

The next day he picked me up and went to a department store, two phones. Then to another, two more phones. And yet another to get two more. $1200 in one day, in the span of maybe 4 hours. In the meantime I am getting my people to come participate as well… share the wealth and all. Right?

Two days pass and I have been in literally every possible store that sells the newest model at least 3 times. I was helping to make sure that we had an efficient little system in place. Well apparently I did something to piss the guy off all of the sudden. It was peachy one minute and a nightmare the next. I don’t know what I did, but I have never been on the receiving end of that kind of rage before. I was legitimately frightened.

I had saved up all my money and it was in an envelope next to me in the car. He made like he was going to swing at me, so I dodged and got the door open. He gunned it, death gripped my money and sped forward as I tumbled out of the passenger side. I stood up, brushed off and realised that I was even deeper in the mud and sinking steadily. What a gullible, easy mark I made myself. What was I even thinking?

The next two days I packed up the rest of my apartment and said my goodbyes to my little h home. Packed it all into a storage shed that my friend was so kind to rent for me, and made plans to head out. 300 or so miles down the freeway is a little cook college town that I lived in a long while back. I can get started over down there and be situated by winter. It’s only the first week of July.

Let me just tell you… I’m not sure that I EVER want to go camping again for as long as I can draw breath. 3 weeks in the woods felt like I was the star of jumanji ! Every time I came out of the tent I was swarmed with meat eating bees. They were Everywhere! I am still too freshly traumatised to go into much detail of the camping I did. I’m very grateful that I am able to say I made it back to salt lake in fairly good condition.

I’m still living day to day with my backpack as my best friend. I’m not sure where, what, when, or how I will make it happen, but I will have a place to call my own before Christmas. I am determined to take my life back into my own hands again.

I have no cell phone. That guy took off in the car holding onto my envelope, and my phone was lost in the confusion. I don’t have any resources to get another, not even a cheap-o from Wal-Mart. But I WILL have one. I’m hoping that I can work through this day labor office for a bit to get some routine back into my days, and earn enough to get by. Not having a phone is a real damper on that since I am impossible to get in contact with except by email.

I am thousands of dollars in debt now, thanks to that cell phone scammer. My credit is a mess! That nightmare is just starting to brew, I’ll be feeling the aftershocks of that for years, I’m sure.

No matter what, I am standing with my head held high and both feet planted firm. I’m not letting these challenges defeat me. Hopefully, with a little help from a friend out there, I might be able to get my life back on track.

This past year I enrolled in a for profit school. I’m not going to say the name because I’ve heard they can ask to be taken down and whatnot. But please do not enroll in for profits they are snakes with lots of equipment to show but very little to do with what they are showing :( I owe what’s looking like $20k in student loans since its now hard to get out, but I don’t feel it’s necessary asking for that much.

I plan on extending out the loans on a 10 year plan, working part time and just getting a degree in economics from my city university within 3 years since I already have my associate’s. After doing the math, $5k seems to be about 2 years worth of payments, and 2 years of the next payments I’m going to be stuck with can really help me out. I plan on getting an economics degree this time around and dumping all of my income into getting out of debt once I graduate. So it would be ideal to be receiving the money over the next few years until I graduate and can pay for them all myself. 10k of this 20k is in parent plus loans and I can’t possibly ask my mom for that type of money. I normally don’t ask for handouts but that 10k on the parent plus could put our home on the line. Sadly I won’t be able to offer you much, except maybe a free portfolio consultation after college lol. But i can’t thank you enough if you do donate any amount. God bless you all!

Giovanni H.

https://paypal.me/beenscammed

Hello,

I was widowed in 2014 at the age of 52. Last year I decided to start dating again and began to join dating websites. I started talking to a few men, 3 to be exact, but wasn’t quite interested in them. Late one night I came across a profile that touched me.

He was a little younger than me and raising g his 5 year old child. He immediately told me he had been married 4 time and had 10 children. (Yes, I know, I should have run).

We dated for two months and started to talk about the future. He told me he could not live in town anymore, that he needed to be in the country.

I could no longer afford my house and had recently filed bankruptcy.  My deceased husband left me with a huge IRS debt.

So a plan was hatched to sell my house and buy a property in the country. He promised to marry me if I purchased a property for us.

My house was paid off so I would be able to pay cash for a property. My house sold in two days. We found a house on 10 acres and made an offer on it and it was accepted.

I walked away with $54,000.00 and the spending spree began. He bought two Kawasaki ATV’s, a small ATV for his daughter, an enclosed trailer, a car hauler trailer, multiple guns, and a whole laundry list of other items.

And I gave him $10,000.00 to give to his ex-wife to sign custody over of his daughter.

Some of that money was to be used to pay off the utilities and Bill’s associated with the sell of the house. Needless to say, that never happened. And he confessed his divorce was not final yet.

Things were going well except that he would not help with any of the household bills.  Any fights we had were over money. All the while he was still promising to marry me.

Then in May we had a huge fight over housework. My routine every day was to wake his daughter up, get her dressed, breakfast then off to the bus and I went on to work. After I got off work I would pick her up at the sitters ar 6:00pm, cook dinner, help her with her homework, put her in the bath and then off to bed. No help from him whatsoever. He asked me one day “when are you going to do housework?” The fight was on and I asked him to leave. He apologized,  said he would do more around the house, and that was the end of it.

Then the harrassment began about him not feeling safe because I held all of the cards. Nightly he would harass me about putting his name on the deed until I finally did it.

Then in June he asked if we could just live together, that he was afraid to get married again. I said I was fine with that for now.

Then he had a friend move a shed on to the property so she could turn it into a tiny home. I believe he is having an affair with her.

In July he had his mother move a building on to the property to have a tiny home also. During her visit here we had an incident where one of my dogs killed a stray kitten and he threatened to kill my dog because of ot.

This past Monday, 8/14/18, he told me at dinner that he did not want to be in a relationship anymore, but wanted to build a house on the property and have me raise his daughter and he would let me dat other people.

That was not our agreement and I told him so.

I came home the next day with a list of how we were going to divide things and he was fine with that until his mother started getting involved. I was harassed in person and via text message for the rest of the evening.

The next morning as I was going to work I noticed he had removed the keys to the ATV’s and had is mistress come out to spend the night. I called the sheriff and they advised me to get a protective order.

I did, and after he got served the protective order he stole the ATV’s, trailer and other items.

I have hired an attorney and a civil case is being prepared.

I need $8,000.00 for the following:

$3,500.00 for attorney

$1,600.00 for the titles to the ATV’s

$1,500.00 for the car tag and insurance that I could not pay because he has cleaned me out.

The rest to get caught up on utilities and medical bills.

Any help would be greatly appreciated.

paypal.me/dupedinok

Sincerely,

Erin Porter

My name is Djavon Spencer and I wondering if you can help me. I’m a new home owner and have a nice job and stuff like that. I’m a sweet, caring, responsible person and I never do any harm to anyone. I really love my family and friends and I like to help them out the best I can. I never had a girlfriend in my life before and I thought I can trust a girl I met online then everything went south from there. I cut ties with this person and I will never have a girlfriend ever again. I will remain single for the rest of my life. Now I have a huge amount of debt and I really want to get out of it and continue to live my life again. I haven’t been able to rest anymore because I am so worried that I will lose everything I worked so hard on getting in life and I don’t want to lose any of it. I really really want to get this burden out of my life. I feel like I failed my family and I don’t want these people to attack my family as well to collect this debts because of a dumb decision I made. I never ask anyone for money before, but this is urgent and need to get out of this so that I can continue to surrport my family again. I really really love my family and I don’t want anything to happen to them. So please help me out.

1. Recently, someone close to me or a scammer got my credit card information and put me in dept of close to 20,000. When contacting the bank about it they couldn’t do much for me , an investigation was started but the case against fraud was closed due to minimal information. I lost my car due to being unable to pay the bills, because I send money home to help my mom take care of my grandmothers medical bills and keep food in the house. I tried to take it into court but I couldn’t. I’m a United States Marine and I don’t make much. Especially trying to support my family back home . I’ve been trying to go home but I don’t even have enough for a plane ticket half of the time. Please Assist me in getting taken care of this 20,000 dollar dept so I can help my grandma, my family , and myself I’m getting a car. My paypal me link is : https://paypal.me/selenarolon

Earlier I trusted a guy and got screwed over. My bank account accepted his check but apparently his didn’t so the check bounced after I did all the money transactions for him. So basically the bank took my money. My account says I have -$2,794 and, all of my money that I was saving up for my sophomore year of college is gone. All last year at school I worked so hard with my job to save up for tuition and apartment fees yet I still needed a lot more money so I went online and asked for help. I didn’t everything to make sure it wasn’t a scam, I have him no personal details yet I just have missed something because my bank account is in the negative. As I said earlier he gave me $2,950 to take $400 and to send the money to other people in the form of a check. Being an honest person I took my $400 and sent the money. Earlier last week I get a notification saying $2,950 was taken from my account. I ask the guy what was going on and ask him to fix it and he said he would fix it this week. That conversation took place on Saturday and he won’t respond to any of my text messages or calls. I feel stupid and dumb and need my money back. My account say -$2,794 because it took my own money that was already in there, so now I need $2,950 to put me back where I was and where I have my original money back. I’m actually begging please help any amount donated means something

PayPal.Me/AnjelicaWebb

I can’t believe that I am actually here right now doing this. I won’t even ask people for 50 cents to buy a soda from a machine so this is my very last resort.

Please believe me when I say that I would not be posting this unless I needed it desperately.

I’ll start with what my situation is right now.

I am 32 years old and living with my parents in order to take care of them because they are both disabled and it happened quite suddenly. I don’t mind taking care of them because I would do anything for them but the problem right now is that I lost my job in March and I was the bread winner before that. The only income we have now between the 3 of us is my father’s disability and after paying bills, we’re lucky to have enough for more than what it takes to make a sandwich a day for each of us. I no longer have medical insurance because I could not pay the bill and i’m counting change to buy food on some days.

Before all of this, I had an amazing job, loved working, I paid all of the bills and bought all of the groceries and it felt so good to give back to these amazing people who raised me and loved me so much.

Now I have nothing and I am draining them instead of helping.

I am applying for jobs every single day obsessively but haven’t had any luck. I have to work from home because of having to be here for my parents so it’s even harder than a normal job search.

On top of all of this I’ve told you, I ended up being the victim of not one but two scammers.
I did a week of work, over 40 hours, for an employer who had me posting advertisements for their rental properties and then on the day I was meant to be paid, they disappeared and blocked me.

The second person promised me the world for my virtual assisting services. I was told that I would have benefits and be paid so much money that I would never have to worry about money again. They would tell me this over and over and then all they really wanted was to have me do some horrible money laundering for them so obviously I ran from that whole thing.

I’m not one to think people are all horrible because of the actions of one but those two people really broke my ability to see any good in people and my hopes are very shattered right now.

Because of all of this, I desperately need money to hold me over until I get another job and get back on my feet.

If someone can be gracious enough to help me out with this, I would be more than happy to donate here later on when I have money again so that I can show someone else the kindness that someone showed me.

I really doubt I’ll be lucky enough to get any help because I’m sure people have worse stories than me but hey, if you just took the time to read this, I have to thank you for that.

I’m not sure if I’m supposed to ask for a certain amount but I’m not greedy. Anything at all would help and probably make me cry happy tears before passing due to extreme happiness and relief.

I hope you have a wonderful day.

Christina

PayPal: https://www.paypal.me/CrittyCat

I know only one photo was asked for but I wanted to include another to make myself feel better about not looking like I’m full of it.

Hello,

First of all, a little about me. My name is Karen and I am a university student about to enter my last year in school. I want to continue my education and go to grad school. From there, I would like to enter the healthcare sector and help provide better services for low income families.

So recently I started a job as an administrative assistant for a lady who claimed to be working for DRES, a disability service. She sent me checks, so I could deposit them into my account and then buy her the things she needed, in this case she needed iTunes gift cards to help install program into iPads for kids with disabilities. So the checks were deposited into my account, and I started to buy her the gift cards, I assumed nothing was wrong because a bank wouldn’t deposit the money if the check wasn’t real, would it? Well I was wrong, because a couple days later the check was returned due to it being a closed account, but I had already given Dr. Lori Snow (who she claimed to be) the giftcards and she had used them. I really do believe in helping others and cannot believe there are bad people in the world who would use the excuse of helping disabled children to steal money from broke college kids. Now, I do not have enough money to pay for rent, buy groceries, and am working two jobs to try to help pay for these.

Hello. My story is one you’ve probably heard before. I am a young woman, working full-time, barely able to pay all my bills. I took my car payment money, plus some, and decided to take a chance on this “loan” company. They sent me documents, I signed them, it was all laid out in paper. I wired them money, $575.00, and was told I would receive my money in 2-4 hours. I called to let them know and I was informed I had to pay $750.00 MORE for insurance, which was OPTIONAL, in the loan contract. Now, I am out money for my car payment and other living expenses and I have no where else to turn. If you have anything to give, please be kind and know that I am forever thankful for your kindness.

paypal.me/petl

I’m the unfortunate fool who fell for a scam, and I fell hard. Initially I wanted to buy a puppy for my fiance and I as a wedding gift and to celebrate finally getting our life re-balanced after him losing his job. I found a breeder who was kind and eager to talk to me, showed me the puppy in multiple photos and said the puppy would be shipped to me. I almost did this for a Husky a while back so I thought it was fairly legitimate. Wrong, I paid the $450 for the puppy and that’s all I was told to pay. Then more charges came up for life insurance on the puppy and his vaccinations. I of course paid. The man played my heartstrings with a child in the hospital and I was very patient…but as soon as all my savings were gone I slowly fought back. Even getting to the point of desperation of just wanting the “refundable” money back and not even caring about the initial $450. Now no one responds and I’m left heartbroken and scarred. All my money is gone for my wedding and honestly I have no one to blame but myself, but even a small amount of help would make me eternally grateful.

Huge greetings to you! Thank you so much for just being here. The above image is of me. I hope to hold your attention with a concisely written poem of my background, what happened, why it happened, who did it, and where I’m going to go from here. Here it goes:

Once lost in what I wanted, I was still the queen of fiscal responsibility.

Living from the bucket list, I was still avoiding any debt and liability.

Donating to charity,  I continually had tens of thousands in the bank.

Then came my new ambition, but I ended with a fake business and my heart sank.

For fake business coaches, I paid nearly twenty thousand but nothing was showing.

False promises was what came: a great website, high value info, and top notch coaching.

Better Business Bureau: an A rating and high reviews from the majority.

Trust from me was gained from this, but I later learned that this system rated faultily.

Buried in my newfound debt, my big, hard-earned government contract job also ended.

Fixing my hard position, I did many gigs for cash and toward that debt I spent it.

Interest was steps ahead, I was inconsistent in paying any principal.

Other living expenses, they were put on card as damage that was collateral.

Federal Trade Commission: sued Top Shelf Marketing, Inc. for over 16 million.

I’m so happy they got caught, but I received about 355, a mere fraction.

Now I want to move forward, and I’ve planned on what to do as I get back on my feet.

Tried and true business routes: social media management and travel will soon meet.

Second goal is for the world. To inspire research and cures for health and serenity.

I’m grateful to those who give. Bless you a thousand times more than what you donate to me.

paypal.me/ManetteS

Reliable Business Consultants a.k.a. Business Development Services were one of the several companies that were collectively known as Top Shelf Marketing, Inc.

Here is a link to the FTC (Federal Trade Commission) webpage showing  the record and other sources of the civil action case against Reliable Business Consultants and other companies of Top Shelf Marketing Inc.  in Federal Court in Southern District of  New York

https://www.ftc.gov/enforcement/cases-proceedings/142-3228/top-shelf-marketing-corp

The following images are my screenshots of the initial bills that I paid to Reliable Business Consultants, and these do not include the other things that I paid for that were not to Reliable Business Consultants but were still part of the business they created for me. These things were website hosting packages, business registration, and mainly inventory that they strongly suggested but were useless and duds. They guided me through all of these things but were ultimately focused on just making money from me in exchange for scam services and products.

Needless to say, they now have an F rating on BBB. The scary thing is that New Beginnings Education LLC  was the company that illegally marketed my information to them and New Beginnings Education has an A + rating!  Just something to keep in mind.

hello everybody, thank you for clicking on my column. I have been going to a tattoo school for over a year now. During high school, i knew that i would have to save up myself to be able to afford a tattoo school that i had done some research on. It was the  only school of its type in my state, and i knew it would be all i could afford since it was $9000 to enroll. I spent two and a half years saving my money from age 17-19 and finally by the time i was 20 i was able to afford it and go. After going to school for a few months, i had realized that my instructor was not teaching me ANYTHING at all. I was very disappointing and upset but continued to go so that i could get my hours done and pit it towards getting my tattooing license. The shop was filled with drama, and even drugs were coming in and out, like heroin. I chose to ignore it but overtime more negativity was surrounding me. Drama, drugs, lawsuits against my instructor. Some guy was even trying to sue my instructor and my instructor was trying to supene me to court for back up. I am very upset that i had wasted my very hard earned money and over a year of my time at this school. I wish i could go back in time and maybe invest in a school out of state. I cannot sue because i dont have the money for that and i would not like to go through all the trouble of doing so. I believe my safest bet would be to start over. I am not asking for $9,000 as that is a lot to ask for, but anything to help me achieve my goal of going to a better tattoo school out of state, i would be very grateful. Thank you all for taking the time to read my story.

Hello,

My wells Fargo account was taken over by foreigners in Europe. The person who tried to take over my account did not only try to take over it, they also tried to take my identity. They racked up my credit card to 2,064, I am a student that attends the University of Arizona. My parents are paying 48,000 for me to go to college plus other expenses like living arrangements, and food arrangements.  You must be asking yourself, why pick a college so expensive that my parents could barley afford. The University of Arizona offers a great program for students with learning disabilities, I learned how to read and write at a very late age causing me to all behind and put in a program called Special Education. University of Arizona and Lynn University were the only colleges that offered a great learning program that fit me. I, unfortunately, could not attend Lynn University because of the cost which brought me here to Tucson AZ. I called the bank and the person who tried to take over my account also tried to duplicate it, they added checks to my account forcing the checks to reverse back onto my credit card. I’m begging for help. This is effecting my credit score and making my parents finically poor. I really need help badly because there charging me interest feed. It would honestly mean the world to me if you could donate to me and help me. I really don’t want to be forced to leave The University of Arizona because of someone else’s actions. my PayPal is PayPal.me/AMichel81 I’m begging to please help me. In the pictures I provided with you I high lighted all the transactions that caused my credit card to be so high. This this person was trying to add checks to my account, the check’s were coming from an none existing account number causing the checks to reverse back. I need help, please.