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Last Updated: January 10, 2026

REPOSSESSION

Subject: A personal message from the heart

Hello

My name is Russell, and I hope you don’t mind me writing. so openly. This isn’t easy for me, but I feel I need to be honest.

For over twelve years, my wife and I opened our home to children who needed safety and care, we fostered more than fifty children of different ages and it became our whole life. It wasn’t just something we did- it was who we were.

Along the way, things went badly wrong, while fostering within the system, we faced several false allegations. Every one of them was later found to be untrue, but each one meant months without income. The stress and fear were constant, to keep going and keep our home, we took on secured debt just to survive.

Later, another wave of accusations came. Again, all unsubstantiated – but by then, the damage was too much. My wife retired in 2023, and just like that, the life we had built around caring for others was gone.

Right now, I’m not well enough to work, I’m waiting on major surgery and stuck in long NHS delays. We get very little support, and we’re now facing the possibility of losing our home.Our house is on the market-not because we want to sell, but because we’re trying to avoid repossession and hold on to some dignity.

I’m not asking for handouts, I’m asking for help to stand back up.

I ‘m hoping for a long-term loan, at a fair rate, to clear our debts – £525,000 in total-so we can breathe again and rebuild slowly but honestly, with stability and time, I know we could repay and move forward.

I’ll be honest- I’m cautious. We’ve been through a lot, and trust is hard. But I’ve reached a point where staying silent feels worse than asking.

I believe in Jesus Christ, and I believe that even in the darkest seasons, there’s still a way forward.

Thank you for taking the time to read this, whatever you decide, I truly appreciate you listening.

Take care, kind regards.

Russell ( PayPal.Me/DamayanteeWootten)

Filed Under: Mortgage Tagged With: UK

Last Updated: January 10, 2026

I just need a little boost.

 

Hello,

I’m reaching out today with humility and hope. This is not something that comes easily for me, but recent circumstances have brought me to a place where asking for help is necessary.

In December, my younger sister suffered a severe and life-altering stroke. It happened suddenly and changed everything for her and our family. Along with the medical crisis, she was facing eviction at the same time. She has two young daughters who depend on her, and without immediate intervention, they were at risk of losing their home during an already traumatic period.

I made the decision to step in and help. I paid her rent to keep a roof over their heads and have continued to help with food, household items, and basic necessities while she recovers and waits for her insurance, employment benefits, and housing assistance to be approved. I would make the same choice again without hesitation, because family means everything to me.

However, in doing so, I have fallen behind on my own financial obligations. I am currently working and actively searching for a second job to stabilize my situation, but in the meantime, the strain has caught up with me. I am now behind on my rent and some essential bills, and I recently received a three-day notice.

My rent is $3,000. Through my own efforts, I have been able to come up with $1,500 so far, but I am still short the remaining balance. This situation is overwhelming, but I want to be clear: I am not giving up, and I am not standing still. I am doing everything in my power to keep moving forward while holding my family together.

If anyone is able to help in any amount, I would be incredibly grateful. Even small contributions make a difference. If I were able to raise $5,000 total, it would give me the breathing room I need to catch up on rent and bills and regain stability while I continue working and seeking additional income.

I understand that not everyone is in a position to give, and I hold no expectations—only gratitude for your time, consideration, and compassion. Sharing this, offering encouragement, or keeping my family in your thoughts means more than you know.

Thank you for reading and for being part of a community where kindness and empathy still exist. I truly appreciate any support, in any form.

paypal.me/fallynnrian

cashapp/venmo: $fallynnrian

Filed Under: Rent Tagged With: USA

Last Updated: January 10, 2026

Urgent Support Needed

I am writing this with a heavy heart and a great deal of humility to ask for your support during an incredibly difficult chapter in my life. Over the past several months, my family has been navigating a major medical crisis. My brother recently underwent a kidney transplant, and while we are endlessly grateful for this second chance at life for him, the financial toll on our household has been devastating.

As his primary support system, I have been stretched beyond my limits. Balancing work with the demands of his recovery and the mounting medical-related costs has left me drowning in bills. Despite my best efforts to manage these mounting obligations, I reached a breaking point where I had to make the painful and unfortunate decision to file for bankruptcy. This was not a choice I made lightly, but it became the only path forward to address the overwhelming debt that accumulated during this crisis.

I am now facing an immediate and urgent hurdle. My first bankruptcy repayment is due on January 21, 2026, and because of my current circumstances, I simply do not have the funds to cover it. Missing this payment could jeopardize the entire legal process I have started to regain my financial footing.

Additionally, my primary source of extra income is a part-time job delivering groceries. Unfortunately, my car is currently in desperate need of repairs. Without a functional vehicle, I lose the ability to work this job, which is the only way I can currently bring in supplemental cash to keep us afloat.

My goal is to raise $5,000. This amount would cover my initial bankruptcy payment, the necessary car repairs to keep me working, and provide a small buffer for the living expenses that have fallen behind.

If I can reach this goal, it would provide more than just financial relief; it would give me the space to breathe and the stability to continue caring for my brother without the constant fear of total financial collapse. Any contribution, no matter the size, would be a tremendous help in getting me to a space where I can finally breathe again.

I really appreciate your consideration in assisting me.

 

https://www.paypal.me/aknott0425

Filed Under: Emergency Money Tagged With: USA

Last Updated: January 9, 2026

Unplanned expenses – doing all I can to reduce my credit card debt

I know times are hard for a lot of people right now.

After graduating college, I was so excited about starting my future. I moved back home with my parents, began my first job, and mapped out a financial plan to manage my student loans and start saving for what I was building toward. But over time, the role I was working toward at my job became a series of unmet promises, and stability never came my way. Staying ahead financially became harder and harder, the balances quickly grew beyond what I could manage. I soon understood the meaning of living paycheck to paycheck. While the debt of my student loans and the simple needs to get by continued to come my way, I continued facing more and more financial setbacks and unexpected expenses. As of now, almost 2 years later, I am still living at my parents home, doing all I can to dig myself out of the debt, and create a realistic path to my independence and stability.

I feel so incredibly anxious and weighed down by this financial stress that seems like it will never end. It constantly consumes me thinking about when I will be able to just get to 0 again.

I’m here looking for help to reduce my credit card debt so I can get back on stable footing. Any support would go directly toward paying off these balances and offer me some breathing room while I continue working, growing professionally, and create a real start for myself. Thanks for listening and for any support you may be able to provide.

http://paypal.me/colleenbuckingham

Filed Under: Student Loans Tagged With: USA

Last Updated: January 9, 2026

Really Struggling

Hi my name is Chloe. I have been struggling lately to pay bills, I got a little behind and built up my credit cards and now I feel that I am in a hole that I can’t climb out of. I started doing food delivery apps on the side of my job at a private daycare. However I hit a deer while delivering food and was unaware that insurance will not cover the damage because I admitted that I was delivering food at the time. I now have $3000 in damage on my car and can’t get it fixed with no money, I also am limited now to making money during daylight because my car is missing a headlight. This makes it harder for me to make any extra money outside my day job. I have never asked for charity in my life but I feel that I have no other option at this point. Thank you to anyone who can help me

https://www.paypal.me/chloemeyer1

Filed Under: Car Repairs Tagged With: USA

Last Updated: January 8, 2026

HELP US GET BACK TO OUR HOME AND OUR LIVES

Blessed Day!

My name is Carmen and my husband and I am currently in Arizona caring for my elderly parents. My husband and I have been here for months and had to leave our home in beautiful Belize. My Dad is 85 and has congenital heart failure, kidney disease, prostate cancer,  and recently fell and had hip surgery and is very limited in mobility. My mom is 80 and has Type 2 diabetes, A-Fib, and recently had a stroke that affected her short term memory. They desperately want to stay in their home together for the remainder of time they have left in this life. In order to be able to stay in their home, they need full time care, which my husband and I have been providing but desperately need a respite. We want to get back to our home and our life in Belize, but can not afford the high cost of in home care or an assisted living facility. My parents are unable to cook, clean, shower, or shop for themselves. We are asking for donations to raise enough money to cover 24 hour in home care for 6 months so that we can return home for awhile to attend to our house and see our family and friends. We very much need the respite. In home care runs about $480 a day (yes, I know, its insane!). That calculates to around $13,000 a month. We are able to cover $2000 a month, but are trying to raise funds for the remaining $11,000 a month. In order for us to cover the costs for 6 months we need to raise about  $66,000. We know trying to raise that amount of money is a long shot, but at this point, if we could even raise enough to cover 2-3 months that would be a god send. Anything you may be able to donate would be greatly appreciated, as small donations add up over time. Thank you!

paypal.me/CarmenLynnMercado

Filed Under: Medical Bills Tagged With: USA

Last Updated: January 8, 2026

Thankful for any and all contributions. May God bless each and everyone of you!

Hello everyone,

I’m reaching out with humility and hope to ask for financial assistance during a very difficult time in my life. This isn’t something I ever imagined doing, but circumstances have brought me here, and I’m choosing to be honest and ask for help.

My goal is $50,000, which would allow me to stabilize my situation, cover urgent expenses, and work toward a fresh start. That said, I am deeply grateful for any amount at all—even the smallest contribution makes a real difference and means more to me than I can fully express.

I am doing my best to move forward and improve my situation, but right now I can’t do it alone. If you’re unable to donate, I completely understand, and even taking the time to read this is appreciated.

Thank you for your kindness, compassion, and generosity. Your support—financial or otherwise—means everything to me, and I will never take it for granted.

With sincere gratitude,

paypal.me/ble96243

Filed Under: Emergency Money Tagged With: USA

Last Updated: January 8, 2026

Newly single mom of 4 about to be evicted. Help please

I am getting ready to go through a divorce. My children’s father has moved to another state and is no help. I have been playing catch up with the amount of bills left for me to figure out on my own. Today my landlord showed up and told me that my rent is almost 2 months behind. I had no knowledge of this because my soon to be ex husband assured me the rent for December had been paid in full (the rent was his part of the bills to be paid). The landlord is only giving me a couple days to come up with the money before an eviction is filed. I work, but I do not get paid for another 2 weeks and my paycheck would not be enough to cover it. I have no support or help from family or friends and im just trying to hold it together for my kids. My rent is past due 2000, and I don’t know what else to do. No local organizations are helping with things because of lack of funding so this is my last hope. So please if you are able to help even a little bit at all, it would be more than appreciated. I’m just a mom trying to provide the best I can. My cash app is $Slayer8969. Thank you

Filed Under: Eviction Notice Tagged With: USA

Last Updated: January 8, 2026

January Rent Due January 14, 2026 | URGENT – Time is of the Essence

Hello, my name is Stephanie Thomas, and I’m a diabetic and have been unemployed since October 31, 2025.  On September 8, 2025 I woke up and could not see out of my right eye and went to the doctor.  She performed surgery on my right eye as the diabetes affected my retina and had surgery to remove the hema (blood) behind my eyes.  Thankfully, I did not have a detached retina, and currently have eye injections every month to keep the swelling down, along with eating right and exercise.  The surgery and  healing process is still ongoing and was advised to file for SSDI by my doctor.  I’m still awaiting approval from SSDI which could take up to 60 days (March 2026).  Per their process and my work history it’s been verified I’m eligible for SSDI and awaiting approval.  I turned 65 on my birthday, January 1, 2026 applied for Medicare and awaiting approval for SSDI per my doctor’s order as my true retirement age is 67 and can work till 70! The doctor wanted to see how my eye was doing monthly, and the 1st month some swelling in the left eye and last month, it was better in both and see the doctor again on January 15th for the monthly eye injections ($125).  I’m currently unemployed and unfortunately I’m tapped out and do not have funds to pay the current month’s rent as I was informed by SSDI it could take up to 6 months before receipt of any benefits payment. I’ve been worried and a bit concern, as I can’t sleep, my cell phone bill is past due, I just recently purchased a used vehicle and if I can make the (3) payments owed they will move the next 2 months loan payments to the end of the loan if payment is made on or before January 14, 2026.

CashApp: $qwiktypist – January Rent $1400 – Late Fee $50 (after the 7th)

February Rent – $1,350.00

March Rent – $1,350.00

Total Rent – $4,100.00 (Must be paid on or before                                                                                                      January 14, 1026

Cell Phone Bill:                   $571.12 (Restore Service) + 198 each for Jan, Feb &                                                        March = 1,165.12 (must be paid by January 10, 2026 to                                                   keep # and avoid suspension)

Vehicle Loan:                       $1,880.76 (3) Payments + Repo Fee – $700.00 =                                                             $2,580.07

 

Eye Injections:                      $125 x (Jan, Feb, Mar) = $375.00

Total Needed:                        $8,220.88

 

 

Filed Under: Emergency Money Tagged With: USA

Last Updated: January 7, 2026

Desperate need of any help! Little or Small!

I am an extremely hard working mother of 2 that owns and operates a business. I have been doing this for the past 25 years. The past 3-4 years, despite my best efforts, have been exhausting to stay afloat to say the least. No matter what we do we are barely surviving. I am not one to ever ask for charity, as I am 47 years old and have worked since I was 16 years old, but I am at a crossroad. I work 10-12 hours a day, 6 days a week and just cannot get my head above water. My ultimate goat would be to pay off our debt and start over at a normal 8-5 job where I don’t have to worry about money 24/7. I have given my children the best life possible and still continue to do everything I can for them and always will. I just want this weight lifted off of me. I cannot breathe already. I have exhausted every other aspect, basically ruined my credit, and just don’t know what else to do or where to turn. I have always been a giving person my entire life and will continue to do so as long as I’m able. I just hope and pray someone can do that for me in return. I know that I will never be rich or wealthy. I would just like to get out of this hole I’m in and finally see some light at the end of the tunnel. I hope and pray someone can help. I appreciate you taking the time to read this. God is good and I will continue to pray for me and my children and everyone else struggling every day.

PayPal.me/bkk9222

Filed Under: Emergency Money Tagged With: USA

Last Updated: January 7, 2026

Spiritual Warfare

I am a single mother of four. April 2025 I was drugged and raped by the doctor I worked for. I was moved for my safety due to threats. as I wait for a trial I am trying to peace my life back together, but it has been one tribulation after another. My engine went out at the beginning of December. A week later my son’s car was stolen while he was away playing in his college football playoffs. It has now been found but the thief messed up his engine as well. Christmas was null and void and life is “life-ing”. He is home for the college break. School starts back next week.  I am asking if anyone has a heart to help with the engine repairs or a vehicle so that he can make it back to college next week. The Devil is busy.

CashApp $AndreaB2823

PayPal @Draya2823

Filed Under: Car Repairs Tagged With: USA

Last Updated: January 7, 2026

£16,000 ($21,000) needed for surgery please read

I was a victim of severe domestic and Sexual abuse for 7 years I had been beaten and abused very badly which as led to many parts of my female body to be left disproportionate. I have spent 2 years undergoing therapy to heal mentally but I still have to see the physical scars left from the abuse and I have internal pain that can only be fixed by surgery . I want to regain my life that was cruelly taken from me and move on and try and find love and have a family but I can’t do this unless I can fix the exterior. This man took everything from me and I just want the chance to feel like a normal woman and live a normal life. I tried to take my own life just before Christmas but was saved by a stranger talking me down and I was told how this platform has helped people and may be able to help me. I need to raise the money to have internal surgery from the abuse and to have breast augmentation because one side is mutilated from the physical abuse. Please help me live the life I deserve. I just want a chance a life again. Thank you in advance for reading my story. I am in the uk and paypal me link is https://paypal.me/Sug61

Filed Under: Medical Bills Tagged With: UK

Last Updated: January 6, 2026

I have never asked for anything in my entire life…till today.

I have never asked for anything in my entire life.
I’m a giver…I’ve always given without ever asking for anything in return, and that’s why… this… doing this for myself is hard. Very hard.
Asking for something, asking for help… very hard.
But here I am.

My story begins in 2011. After a terrible flood in my area, my girlfriend and I decided to leave everything behind and build something in her country.
We left with very little money in our pockets. We loaded what we had into the car, our dog, and we left without looking back.
I had to leave my parents behind, hoping to see them as often as possible.

After six months of difficult searching and hard work, I managed to open a small shop, immediately loved by the locals in that city: a little grocery store with traditional products from my homeland.
It was going so well that in 2014, after countless requests from customers and my girlfriend (as it was her dream), I convinced myself, went to the bank, and asked for a loan to open a restaurant that would be one with the shop.

I committed myself to the bank in a country and a language I didn’t know, because I was sure of my support…my partner.
Unfortunately, three months after opening the restaurant, in 2015, I discovered that my girlfriend was cheating on me with the chef in my kitchen.

In one day, I lost both her and the chef. Looking back as I write this, I smile…but at the time, it was tragic. I found myself alone with a mortgage to pay, employees, and a job that had me working 6 days a week and on weekends up to 18–20 hours a day, with a dog to care for… but I would never give up.

As if that weren’t enough, I started feeling unwell: a violent cough, sleepless nights, heavy sweating, risking my life, because the doctor gave me the wrong medication without even examining me: “Ventolin,” because he thought I had asthma. He didn’t tell me it should be taken only once a day, and I took it five times in an hour… risking a heart attack…my hearth was racing like hell.

Thanks to a colleague, I discovered bioresonance—a method based on frequencies. Through that method, I discovered I had contracted Legionella. It saved my life. From that moment on, bioresonance became the only way I trusted to take care of myself, after traditional medicine had betrayed me.

A quick note: since I was 16, I’ve suffered from tremors in my hands and arms. The doctor told me that after I turned 40, I would have to take medication to try to block it—but I’ll come back to this later.

Going back to the day I lost those two people: I closed the restaurant for 24 hours. I had to think. I decided to completely redo the menu (a huge risk) and step into the kitchen (I wasn’t a chef)—but at least temporarily, it was the only option.

From 2015 to 2020, I never left the kitchen again. I had several second chefs, but I couldn’t take the risk anymore. From 2015 to 2020, I saw everything: employees stealing money from the register, people showing up to work drunk, people not showing up on Sundays with every table reserved, times when I ended up cooking, washing dishes, serving (very difficult for me with my hands), taking orders… but I never gave up.

In 2019, I decided to take out another loan. I needed to raise the level of my staff because I couldn’t go on like that. I hired “trusted” people, but they cost a lot more because I had to bring them away from jobs they already had. This time the loan was larger, more demanding, but I always thought only a pandemic could stop me… and a few months later, it arrived…

Many restaurants in my city, overwhelmed by expenses, shut down—bankruptcy. Some sold their homes. Some even put plates and knives up for sale online to pay their debts. I tried to hang on, but the owner of the restaurant premises didn’t do much to help me, while others were lucky enough to sign rent-free agreements for at least a year. I got only two months. The cherry on top? With Legionella and Covid possibility of death was 90%…for months I lived thinking that I would not see my parents again…luckily thanks to bioresonance I managed to put Legionella to sleep just 1 month before catching Covid in December 2021.

Nine years of hard work vanished in seven months of Covid.

On top of that, fully aware of the situation, the chef who worked with me in the kitchen, the “trusted” one…tried to take the restaurant for free by speaking directly with the property owner. My lawyer saved me at the last moment, but I couldn’t do anything anymore. Either I closed, or I “sold off” the restaurant to my cook, who made me a very low offer, knowing I wouldn’t get another one. I accepted with a heavy heart, thinking I would somehow manage.

But that wasn’t what happened.

What happened from 2020 to 2022 is hard for me to talk about, things that don’t even happen in movies. All I can say is that instead of thinking about myself and my debts, I ended up in a relationship where I literally saved the lives of two people. I saved the life of her parent, and I saved her house (the walls were full of gas, it had become a bomb, and the gas technicians couldn’t explain how that house was still standing). If I hadn’t been there, two people would have died at two different times, the parent would have lost everything, and the house would have exploded with everyone inside.

I may sound mystical, but I know someone led me there.

But those same people, on an ordinary day, threw me out of the house because I was no longer “good enough” for one of them. Overwhelmed by despair, I returned to my home country and fell into a deep depression for at least two years.

Now I’m trying to rise again.

A few months ago, two people I helped with some work gave me a great gift: after seeing me (with my tremor) and hearing my story, they decided to advance the money so I could buy a bioresonance machine, so I could use it to calm my tremor. It was a loan, and every month I’m paying it back, but it’s an expensive machine.

But I’m me :)) and instead of using it only for myself, I started helping everyone I can. To this day, about 90% of the results have been positive, on who I tested,  but I’m not a doctor: I can’t diagnose and I can’t cure. So I decided to study and earn a certificate as a naturopathic practitioner, because I want to help as many people as possible.

All the good that has been given to me, I want to multiply it for everyone I will meet.

This is my current situation:
My debt to the bank doesn’t allow me to have a car. Since 2022, I haven’t had one, and because of that I only leave home to buy groceries once a week. I spend all my time doing small online jobs (I can’t do more because of my tremor) and studying to open my practice.
I also have the debt for the bioresonance machine.

Talking about figures makes no sense, I don’t see it as respectful toward you, because they’re too high. I owe the bank hundreds of thousands of euros, courts, and more… but I’m not giving up.

I know that somehow I can get out of this. My focus right now is to stay alive to help as many people as possible. I know this is my path.

If you’ve made it this far, you’ve already given me so much “your time” and I’m infinitely grateful.

I’ve never asked anything of anyone, and I’ve never asked for money in any crowdfunding, because doing it so openly would have thrown me back into depression. It would have felt like a defeat.

I decided to try here, instinctively, I feel here I can, by keeping my privacy, so today I chose to tell my story.

The last thing I want to tell you is that I will dedicate all donations to one purpose:
to help as many people as possible.

Even if nothing comes in, I will NEVER stop.

Thank you from the bottom of my heart.

You can send your donations here:

https://paypal.me/noize940

Filed Under: Mortgage Tagged With: EU

Last Updated: January 6, 2026

COMMUNITY IS LIFE

Jowayns Community Projects NPC

Reg. Number: 2014/088898/08

Project: Community is Life

We are a Non-profit company, our main purpose for fund-raising is to provide food for our underprivileged community who lives in poverty. We see poverty every day in our areas and want to provide food on a daily basis and not just once a week as we currently do.

We have a special treat for our senior citizens in our community whereas we provide them with a Christmas lunch and an outing once a year.

We also provide extra mural activities for our children and youth to keep them off the streets and away from crime and gangsterism.

Our main income is from fund-raising events regularly. We would appreciate it very much if we can get help from other sources, it would make our efforts and events so much easier.

We are very passionate about feeding the poor people and keep them safe, it makes us happy to see smiling faces every day. We believe with a positive approach we can be successful in our efforts to feed the poor people in our communities.

Any donation from $5 to $100 would be greatly appreciated. Thank you in advance for your donations, may God Bless you and we wish you every success in your future endeavours.

People from the USA please do not offer donations where I have to pay fees to obtain a donation, I had so many people in the past offering donations but requested some fees which I have paid but to date I have not received one dollar from them, I have learned by my mistakes and won’t respond to these kind of donations.

If you are really a kind-hearted person and offer donations out of the kindness of your heart, it would be really appreciated so much.

https://www.paypal.com/donate/?business=RZ3SS4BG2RNMW&no_recurring=0&item_name=We+help+to+feed+the+poor+people+in+our+community+who+lives+in+poverty+every+day.%0AWith+help+from+others%2C+we+can+feed+them+daily.&currency_code=USD

Filed Under: Wishes Tagged With: Africa

Last Updated: January 5, 2026

Working, single mom struggles

Hey there. Single mom of 3 great boys. Working full time and trying to find a side hustle to help out. The struggle out there is real. Having a hard time with monly bills, groceries (boys eat allot lol), medical expenses (female issues that require annual surgeries it seems) and just life. Applied for a personal loan and the payments don’t justify the amount received.

Very proud and independent so this is rough for me. May it come back to you 10-fold 💛

paypal.me/jeskaminski

Filed Under: Single Moms Tagged With: USA

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