Hello reader,

I am here on this website to do one of the hardest things I have ever done, and that is ask for help. I am a person who has always stood on my own and was the one who was the helper, and now I find myself on the other end. Since COVID-19, I have been slowly drowning in financial hardship, with the surmounting debt that I have incurred due to survival and not frivolous spending, I have to swallow my pride and see if I can now be helped. I need to purchase a car to keep the job I recently obtained, my car of over 20 years no longer is reliable enough to get me back and forth to my job. My travel to and from work is about 45 mins to 1.5 hours, depending on traffic that day. Trying to get out of debt, and stay afloat, adding a car payment is not looking good for the budget. Since this is not something I am comfortable doing, I am at a loss for words. I feel embarrassed even though my situation, occurred due to losing my job and not being able to obtain one for several years. Once I obtained my job, I knew that it would not be easy getting out of such a large amount of debt, but I knew I would do what was necessary to do it. I am a proud mature woman and knew from very young that you need to be financially responsible, and while I admit I made my mistakes along the way, I have always bounced back and got on track. Covid-19 took all my savings and retirement funds, and never did I think it would take me so long to return to work. I have always worked hard and looked for ways to keep myself marketable in the work field never considering that my age would hold me back, but this time it did.  I am a well-educated individual, with high moral standards, yet life has hit me hard. I believe I still have several good years of working before retiring and need kind, financially stable people to find it in their hearts to help me be able to live and provide for myself by assisting me to purchase a reliable vehicle to get back and forth to work. If after reading this you are someone who can and is willing to help, I want to say thank you and how appreciative I am for your help, no matter how big or small. Just the fact that you are willing to help in itself is greatly appreciated. I know that you will be blessed, God smiles on those who help others in need and shows favor. Never does it say you will never need help, but to help those when you are able, and it will be returned to you. Thank you all for reading this and for whatever you are inspired to do.

God Bless,

Mary Spodnik

paypal.me/SpodnikM

Life is a journey filled with unexpected twists and turns. At 21, I made a mistake that resulted in the loss of my driver’s license. Now, at 49, I find myself in a vulnerable situation, homeless and desperately seeking assistance. In this essay, I will expound upon the challenges I faced and explain why I am reaching out to people for financial aid.

Losing my license at such a young age was a pivotal moment in my life. It had a profound impact on my ability to secure stable employment and maintain financial stability. Over the years, I faced numerous obstacles and setbacks, often feeling trapped in a cycle of despair. However, I have never lost hope or stopped striving for a better future.

Now, at the age of 49, the urgency to rebuild my life has become undeniably apparent. I find myself without a permanent residence, struggling to meet even the most basic needs. While I understand that financial assistance alone cannot solve all my problems, it is an essential stepping stone towards a brighter future.

With the help of generous donations, I would be able to address immediate needs such as finding temporary shelter and securing nutritious meals. The stability provided by these basic necessities would allow me to focus on regaining my driver’s license, a crucial component in my journey towards self-sufficiency. Having a valid license would open doors to employment opportunities, enabling me to secure a job and break free from the cycle of homelessness.

Moreover, financial assistance would give me the chance to invest in my personal development. By acquiring new skills through vocational training or further education, I can enhance my employability and increase the chances of finding sustainable employment. This investment in myself would not only uplift my spirit but also empower me to regain control over my life.

In conclusion, my journey from losing my license at 21 to seeking help at 49 has been challenging, but it has also provided valuable lessons and an unwavering determination to rebuild. Financial assistance would provide me with the means to address immediate needs, reinstate my license, invest in personal development, and ultimately secure stable employment. With the compassion of others, I am confident that I can regain my footing and embark on a path towards a brighter future.

PayPal Stevenburkhalter833

Hi. I’d like to thank you upfront for even considering to read my story, and for donating to our pursuit of completing our family, if you should decide to. We are very grateful for anything even if your not donating please just send a prayer our way.. that we will be able to make this dream of being able to have a baby that is a miracle of us both come true.

My name is Meighan and my husband is Billy. I have children from my former husband but my husband has no children of his own and as his wife I want to give him that blessing of being a father. During my last pregnancy (the birth of my daughter) I was shocked by the electricity at work and it sent me into preterm labor in which I had to undergo an emergency cecarisn section. During this I started to bleed and the doctors were in a panic to get wherever the blood was coming from clamped off and once they did they ended up continuing on to do a tubal litigation.

The tubal litigation was done bc once my ex husband had gotten abusive with me during my pregnancy and I had separated from him I made the decision to have this done and signed the paperwork to have the procedure done as well. However months before I went into preterm labor I had spoken to both of my doctors and had told them that I decided not to continue with it and I no longer wished for the surgery on my tubes to be done. That I may want more children later on and they reassured me that they had put it in my charts and I wouldn’t have to go forward with the process. So I never thought about it again.

However, my second day in the hospital after my daughter was born, I was informed that the doctors that treated me (the doctors on call when I arrived at the hospital) had done the procedure and that I had previously signed the forms and they were sorry but if I wanted kids later on I could pay to reverse the surgery. I was devastated and after speaking to several lawyers, I was told that I had previously signed the paperwork for this to be done and that even though my doctors assured me that they would not be moving forward with the surgery… The paperwork was still in my file so that’s all the on call doctors were able to go by and that no malpractice was done considering I had in fact signed for it even though I had expressed I had changed my decision to do so.

This surgery is between $10.000-$15,000.This is why your reading this now.We need help coming up with the money to reverse the surgery that I was never supposed to have received.

I would like to give my husband a son or daughter or hopefully one of each. So if you could possibly look into your heart and see how important that may be to a couple and for one second,just imagine the pain in which it brings me, not to be able to make my husband happy by having his own biological children.  Could you please choose to help us both fulfill this dream and help us complete our tiny family and donate to our miracle. As I mentioned earlier though a prayer in hopes of fulfilling our dream would be just as appreciated and I thank you from the bottom of my heart for just taking the time out of your day to read our story and the thought or consideration of possibly donating to help us. Your an amazing person just for that.

Thank you all so much,

Meighan and Billy

If you would like to donate to our miracle our

Cashtag is $LAcashinout
My PayPal account is
https://www.paypal.me/ourmiraclejourney

Thank you so much for everything, and thank you for being a blessing. Also if your interested and would like updates on our journey I would be more than willing to share and stay in communication with those of you that would.

Thank you all again.

Supporting veterans myself is an opportunity to make a profound impact. By donating to my cause of establishing a woodworking company, you’re not only helping a brave individual on his journey to recovery but also contributing to a flourishing community. Woodworking provides me with an outlet for creativity, purpose, and a sense of accomplishment, all of which are instrumental in his healing from PTSD. Your contribution can transform lives, not only by providing financial support but also by fostering an environment that promotes my mental well-being. With your generous donation, you’re not just investing in my future; you’re investing in a brighter and more resilient community, one piece of finely crafted wood at a time. Give back to those, who have given so much, and be a part of a story of courage, renewal, and hope. Your support means more than you can imagine.

Cashapp: $jokervisions

As the winter season approaches, I am seeking charity to help purchase winter coats,socks, and hats for the homeless, in an around the city of Atlanta GA. I passed out 153 coats with hoods an scarfs last year. I desperately need help this year. 

Homelessness in our society is a pressing issue that affects the most vulnerable members including children of our community. While there are various challenges faced by the homeless, one of the most immediate and impactful ways we can aid them is by providing them with warm clothes to endure if the harsh winter conditions. There are basic necessity but are often inaccessible and unaffordable for those experiencing homelessness. By providing winter coats, we won’t only be alleviating their physical discomfort but also offer some compassion in their lives. My aim is to ensure the unfortunate’s without a home in our community have access to a coat that will shield them from these next few fall and winter months.

To achieve this goal, we are seeking financial contributions from kind-hearted donors like you. Your generosity and support will directly impact the lives of those in need by providing essential winter clothing. We have researched available options and estimate that

$10,500 dollars for 500 mix of  men/women/kids, at $21 per coat.

$3,247.00 dollars for 250 hygiene kits men/women

$13.00 dollars per tent.

$2,250.00 dollars for 250 six in a pack socks

Roughly $8.99 per pack.

Your contribution, no matter the size, will go a long way in making a difference in the lives of our homeless community members. Your generosity will provide warmth, comfort, and protection during the challenging winter months, and it will demonstrate our shared commitment to caring for those who are less fortunate.

We are more than willing to collaborate with you to ensure transparency and accountability. We can provide you with regular updates, photographs, and impact reports showing how your donation is making a positive impact on the lives of those who receive these items.

Your donation will truly be a gift that warms not only their bodies but also their hearts.

Thank you for considering our request and for your commitment to creating a compassionate and inclusive community. Together, we can make a tangible difference in the lives of the homeless this winter season.

We deeply appreciate your consideration and look forward to the possibility of working together to bring warmth and support to those in need.

With heartfelt gratitude,

Alexander Herrera

This isn’t easy to explain, because I have never done this before. I moved to Texas last December 2022, because i thought this was going to be the break i needed. Unfortunately, it has not turned out that way.
I moved here with a small UHAUL and a car dolly to bring my Vehicle with me. I left so many things behind, because I was by myself and my 2 Cat’s. I decided that i needed to get away, and start a new life at the age of 60 years old. I had $8000 in my savings account and around $800 in my checking account.
When i got here, and ca.e inside, I had to get some rest. It was a long trip from Kansas City to Conroe TX, so i decides to just unload the Uhaul in the morning. I get a Social Security Disability Check each month and that what i live on.
When I got it partially done I fund out there was no hot water in this house. So that was the beginning of my new life, to pay for repairs so i could live here. This house 🏠 is owned by an old friend of mine, so i didn’t now about all the issues living here that I’ve been trying dealing with since then.
I decided that I needed help now, considering that all my savings is gone. I fell 09/17/2023 and broke my L2 Vertebra my back. I just found out how bad it is Wednesday when i went to the Doctors to see my MRI results. Now i am so far in debt, that i had nowhere else to turn besides here. The homeowners insurance has denied my claim, because they’re considering me a resident. Even though i pay rent, utilities and other expenses smeach month. I turned 61 two days after my fall. Now i cannot afford to go back to my family and friends in Kansas City because I cannot drive myself until i heal. I’m also unable to afford to move anywhere.

Hello my name is Anthony I  have been homeless since the pandemic started because I lived with my dad his girlfriend and 2 kids and contracted covid -19. Since April 2021 I have been  in and out of the homeless shelter not been able to find affordable housing. I found an reasonably price modest house in upstate New York, but me and my dad meet credit standards for mortgage but we cannot afford the down payment plus closing costs. It would be awesome if we can downright pay the full amount.  The house is only $60,000 3 bedroom 2 bath family home.

my PayPal @fantomfreak  cashapp  $fantomfreak

Howdy world, it’s a good day today!

I’m reaching out because I’m in a bit of a situation. I want a new car. Not a new car, just new to me. The reason I can’t get it is because I can’t afford it. Now, that doesn’t sound like much of a problem. And to most people, it wouldn’t be – they can take out a loan or ask friends or family to help them out and that’s that. But I don’t have friends or family who can help. Or, more accurately, the ones that can help would turn me down the second I opened my mouth. Because it is a silly idea at first glance.

The car that I want is a 1978 Chrysler New Yorker with 57,000 miles on it.

I want this car because I look at modern cars and I don’t like them. I also test drove this car and fell in love. The handling and ride quality are just nothing I’ve felt before. To put it short, I fell in love with this car. The butterscotch interior and exterior, the leather upholstery, the classic dials and gauges – everything fits my bill. This car is what I want people to think of when they think of me. I want to stand out from the parking lot of beigemobiles and I want people to know that I’m there purely because my car is unique.

There’s another reason I want this car. My current car is a broken Hyundai Blue Elantra “gift” from my abusive ex-boyfriend in Utah. The steering wheel rattles back and forth so hard on the freeway that my wrists ache after driving for long, there’s no noise deadening so the wind noise makes my ears ache, and the upholstery is so stained I’m ashamed to have passengers. I got the car because my ex wanted me to get him a Chrysler 300m a coworker was offering to me for cheap. So I got the Chrysler and traded for his Hyundai, with the understanding that I could trade it for something better eventually, since he didn’t have many options while living out among the sands. Well, that day never came. My boyfriend crashed and totaled the Chrysler 300m in the desert, then had me drive him up here for Christmas, wherein he crashed the Hyundai while driving too fast on an icy road. It didn’t total the car, but he couldn’t afford to fix it and I couldn’t either. So I’ve been driving this broken car and feeling very broken the entire time. I want to have a car that makes me excited to drive it and happy to be in it, not one that hurts me and forces me to relive all the miserable times I spent with my ex.

And yes, I have tried to get a loan and a different car. I’ve been turned down by nine different credit unions in person, three online, and four dealerships. I’ve thought seriously about taking on a payday loan just to get out of this car, but I don’t want to ruin my life any further.

Speaking of my life, the reason I keep getting turned down is because of my credit score. Which is as low as it is because of two credit cards a few years ago. I had just started a new job as a contract employee and I thought it was a good idea to start building my credit. I was making small purchases and paying it off, like you’re supposed to do. After three months, my job told me they had decided to hire me on as a real full-time employee. I was excited! None of my previous positions had ever done that, and I was looking forward to the future. I was going to be a new salaried employee for the first time in my life and thought things would be good for a long while. So I started taking care of my neglected dental issues, using my card to pay it off. After eight months, it turns out the company couldn’t afford me anymore, so they let me go. Just in time for the new year. So, being jobless and not knowing how long it would take to get a new position, I thought the responsible thing to do would be to call the credit union up and let them know, and ask if they could do any kind of forebearance. They said no, they can’t do that, and that since I told them I lost my job, they were going to cancel my cards. So they got canceled and I had to immediately start paying back. Which I fell behind on because of no job but I’ve been doing my best. Every time they call, I give them what they ask, but it’s taken a heavy toll on my score.

Even with my new job, everything I make goes toward maintaining things and I’ve struggled to hold on to any kind of savings. And since the car is priced so cheaply, there’s a real danger of it getting snapped up before I can get it. The seller wants $2,800 for the car, and I know it needs work. It needs hoses and belts replaced in the engine, along with new spark plugs and wires plus distributor cap maintenance, and the door seals need to be replaced because the passenger side leaks when it rains. I knew all this from the start and I’m willing to take this on because I don’t want to lose out on this beautiful piece of history. At this price and everything, it’s something I feel I would be stupid to pass up, and would regret it for a very long time. But I haven’t been able to get any help!

I was trying to get $5,000 so I would have enough to cover any basic repairs and the cost of the car itself, so if any one of you have it in you to help me get this car and help me feel better about driving in general, I would be incredibly grateful.

My PayPal link is PayPal.me/FoxStuff

Thank you for taking the time to read this, and I hope you have a magnificent day!

My great-grandfather in the 1930s was stricken with tuberculosis.            He traveled to saranac Lake New York and thankfully recovered!h     He said it was fresh air! He fell in love with the land and bought property in Wilmington NY .  We always called the Bowman’s Riverbend !  That’s our last name. When my great-grandfather passed away, he and his wife and his sister were buried right on the property in a beautiful Rock flower garden!     My grandfather took over the property and turned it into camp whiteface mountain.  My father was of course a camp counselor. And my mother from Connecticut took a summer job there as a horse riding instructor, Summer romance, they were married,  here I am!!  . After the camp retired we’ve always enjoyed this property. Unfortunately my aunt who’s only 60 has been stricken with terminal brain cancer. We had to put it on the market.        We don’t want to lose our property that has always been in our family!  I want my aunt to be able to live out what time she has left in the land that we all love. And then I would like to turn it into a girl’s camp once again in the summer for unprivileged children.   I  have so many ideas! One Summer girls the next boys . And an animal sanctuary for homeless animals, horse rescue.                                      I think I could do both of these dreams on this beautiful property of 23 acres and I think I could change a lot of lives just as mine was changed and educated of the greatness of nature and the beauty of the mountains. I would love to bring City children there so they can see a mountain for the first time and smell what a real pine tree smells like!  Teach them about animals and nature!! . Please help us keep our great-grandfathers land!!  Don’t let a contractor buy it up and turn it into condos! Anyone who donates is welcome to come up and enjoy the land with us it’s on the ausable River the best trout fishing in the state! Beautiful in the fall and perfect for skiing in the winter as White face mountain is right down the street. If you remember the 1980 Winter Olympics. Please help us to keep our land 23 acres, from being taken over and turned into more commercial property. Keep my great-grandfather’s dream alive, let my aunt live out what little time she has left, and let me bring children there and teach them about nature and animals.  I would love to take in as many animals that need homes or healing or horse rescue. This is my dream I don’t want to lose this land!!   it made such a difference in my life! Feel free to take a visual tour on Zillow 55 Riverbend way Wilmington New York!.

• So much appreciate anyone’s contributions, big or small anyone who contributes is welcome to come up and fish and camp and enjoy pristine nature!!  Thank you!
• Lauren  [Read more…]

I have been trying for a very long time to be debt-free (like so many people) and to be able to pay my bills and have money left over for “places to go” and “things to do”. Yet each turn I have taken would bring me to another door of inopportune moments of struggle and suffering. I’m a mother of four who has raised my children alone. I lived in New York and was able to get it together. Once I moved to Florida (in 2008) I felt like all the obstacles of the world wanted to attack at once. My two older daughters were on their own and I had the two youngest to raise alone in a state that didn’t quite pay like New York. I didn’t find work right away and was hired in housekeeping in 2009. Not a great-paying job, yet I stuck it out hoping to be hired as a manager like I was consistently promised. My financial burdens kept growing. I would borrow money to then have to pay right away. Pay a bill late to have groceries. Pay a bill late to pay rent. It was one struggle after the other and things that went into collections. I finally enrolled in college to earn a degree that would elevate my worth and hopefully set me up to work where I would get paid more. A bachelor’s degree in business administration, a master’s in business administration, and a master’s in education later only landed me as a business education educator for five years. I still struggled to pay bills and feed us and began to do a little better, yet I still had obstacle after obstacle come my way. Then Hurricane Ian’s flooding totaled my car and my car note and insurance went up. This put me back again. When my younger children were old enough to be on their own, I moved to Texas with my second oldest daughter and my grandson. We’ve been here for almost four months. She’s in midwifery school and works part-time at two birth centers. I’m currently teaching in a charter school that pays very low. We are collectively struggling and trying to make it here. My goal is to become a college professor, and she is on her way to becoming a midwife. I have to obtain my professional teaching certificate by passing tests that are costly. I have student loans that I need to start paying, and personal loans that I took out to help pay bills and buy food. I still owe my friend money, I’m behind on my car note, my car insurance is due, and my phone is due. I would love to have a clean slate and just deal with my day-to-day issues like putting gas in my car and paying my rent on time, and my car note and car insurance. I just would love to finally be debt-free and afford even the simplest thing and help my children when they need me. I feel horrible telling them that I can’t help them when they need me. I cry every day and I would love to have not a teardrop more because of my financial situation. I am currently in debt of $209,158.00 and I don’t even own a home, which is my dream as well as being debt-free. I wish to be blessed with the huge miracle of being able to start over. My life has more struggles that I haven’t listed, it just makes me cry more to even write what I have written so far. I’m so done with suffering and crying. Can you please help?

http://paypal.me/nomoreteardrops

I don’t want to stop living at this point of my life. This year has probably been my worst in my almost 70  years. My love and best husband of over 22 years just passed, our beloved dog of 17 years passed just before him, and now the company I’ve been working for around 7 years as an enjoyment is going through hard times and will be closing.

Through all my years the challenges usually only made me stronger but now getting ready to turn 70 I find I don’t have as much energy as I used to stand for 8 hours or do the heavy lifting that some jobs need.  Losing part of my income, I thought no problem I would just find another job, not so easy anymore like when I was young.

With the debts left over from my husbands passing, I’ve made attempts to get consolidation loans, personal loans but nothing has come to fruition. Now I have to decide how I can continue to live where I am at, independently, able to afford my bills, which is what I hope I can do, or do I sell out my belongings that I have collected over many years, to put some money together and start over some place where I can afford to live possibly closer to family.  I am not ready to give up my independence but things have become so expensive.

I want to pay off all my debts of over $10,000 and start fresh.

Please help me do so.