Begging Money

Financial Hardship Help

Last Updated:

Went Financially Astray After Illness

In October of 2020, I got sick. I was admitted to the hospital with pneumonia. I was isolated in my own room, receiving an IV of remdesivir for 5 of the 6 days I stayed there. Upon returning home, my boss wanted me back to work as soon as possible. I had already been working from home at that time, so I followed his advice and tried an 8-hour day as soon as the quarantine time had expired (14 days back then). That first day I started in to work, I needed a nap after 2 hours!! I had to request extended time away, and reduced hours, for when I did finally return. Fortunately, my doctor worked with me for this.

Eventually I began working 20 hours a week. That solved for the lack of energy, but cut my pay in half, of course. I signed up (and paid via credit) for several successive online businesses, that never ended up amounting to anything – I tried several versions of real estate; which included tax lien certificates, finding foreclosed property owners to let them know they were entitled to any amount of proceeds that were above and beyond what they owed, and I even tried to partner up with a real estate “flipper” to get something going. But none panned out. So now, not only did I have half the income, but I had significant bills for the training hanging over my head. In total, about $84k in debt.

At the end of 2023, my company wanted me to return to 40-hour weeks. I didn’t feel capable of doing that at the time, and being 64, I decided to retire and take my social security.

It wasn’t very long before I started looking for an online part time job. And I found one! It was actually advertised on job boards, so I thought it was legit. It was unusual in that it required me to put money into it to continue to “earn” additional money. But then multi-level marketing businesses require funds too, so maybe it’s “the new normal”?  (Of course, MLMs have products, not whatever this service was.) It was also crypto based, so I figured I was learning something new.

Unfortunately, I seem to have a streak of magical thinking, like my mom. My brother says I’m just another older lady that got tricked out of her funds.

A good friend of mine had predicted long ago, that I would have a hefty amount of money to my name someday – and I thought “maybe this is how I accomplish that”!

Looking back, I can see that I was in some kind of a trance. I’d seen myself get careless about money and just go along with excessive charges because I was feeling good in the past – but this time took the cake, so to speak.

Before too long my whole retirement savings and inheritance had been plied into this so-called part time crypto job, that was supposedly “optimizing software” for a variety of companies. Realistically, my money was being held for ransom, with additional and higher stakes required for the promise that the money would be returned. I had the money – and the timing of my inheritance was coincidental, so I thought “it must be fate”! So, I kept thinking I would see where it takes me. Well, it took me to where I no longer had any money. There was always a new fee that has to be submitted before the funds would be returned. I see now that my original money has been held for ransom – to the point of complete depletion. Over $200k.

So now I don’t have enough coming in to last me to the end of the month. My minimums due are more than what I make. I have enrolled into a financial hardship program, but even their fees are steep! There is relief at the end of a three-year tunnel with them, but that’s not helping me get there much.

In the meantime, I have applied and been hired as a caregiver for Senior Helpers in my community, but it hasn’t started yet, and payday won’t be for two weeks after I start.

I have started Capital One’s Khan Academy to learn better how to manage my funds not that I have less coming in. It’s quite a shift in my experience and reminds me of when I just got out of high school.

I am taking steps to pull myself out of this and really hope that someone might be willing to provide funding to get me through this gap/mess I have created for myself. Please be kind and help. $5k should get me through this month, and my earnings from my job should kick in after that. I’m grateful for any donations. Thank you.

https://paypal.me/MaryLivingston92?country.x=US&locale.x=en_US

 

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A Heartfelt Plea for Help

Introduction I find myself in a difficult and heartbreaking situation. Recently, I have been battling a severe illness that has left me physically and emotionally drained. The toll it has taken on my life is overwhelming, and I am reaching out for support during this challenging time.

The Struggle Every day is a struggle as I cope with the symptoms of my illness. Simple tasks that once brought me joy now feel insurmountable. The pain and fatigue are constant companions, making it hard to find the strength to get out of bed or engage with loved ones. My medical bills are piling up, and I fear that without assistance, I may not be able to afford the treatment I desperately need.

Why Donations Matter Your generous donations can make a significant difference in my life. They will help cover medical expenses, provide necessary medications, and allow me to focus on recovery rather than financial stress. Your kindness can bring hope back into my life during this dark time.

Conclusion I humbly ask for your support as I navigate this challenging journey. Every contribution, no matter how small, brings me one step closer to healing and regaining my health. Thank you for considering helping someone in need.

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Need Help, Stuck in Financial Rut due to Legal Battle with Vehicle Manufacturer

To a very kind individual,

I need $2,000.00 to help me get back on track and ensure bills can get paid while I am waiting for a settlement from my vehicle manufacturer. The settlement includes reimbursements for emergency repairs that had to be done and that I had to pay for unplanned. The costs set me back further than I thought. The 2k would help me get back on track. I am guaranteed the settlement in the next two months, just in a holding pattern waiting for check from Manufacturer and I am struggling. Your help or any help is greatly appreciated.  https://www.paypal.biz/thetysonblairshow

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Can’t Recovery fully in Debt

I’m recently taking back agency over my life. Preform self care in multiple areas, and succeeding by proceeding. Late week I found out that I owe 10,000 to the IRS.  I don’t have a lot of in cone. I live at a substance abuse program and house manager. Making 800 in stipend money, phone bill, car insurance, and groceries come out of that. Please help me get debt free. I’ve been sober for 3 years 4 months. I’ve gotten my record expunged, and am enrolled in a training course for medical peer support specialist. Please help me with my continued success as we all play part in creating places for better world on this earth.

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Single mom of three just trying to get caught up!

Where to start? I found out my husband [of seven years] was being unfaithful nine years ago so I became a single mom to my two beautiful daughters. I busted my rump to find a job and restart my life. I found a job, managed to get into a small one bedroom apartment and started on my new journey. Throughout the years I have had some health issues (Rheumatoid Arthritis, Occipital Neuralgia, Postural Orthostatic Tachycardia Syndrome, Fibromyalgia, Orthostasis, and Chronic Migraines as well as cirrhosis of the gallbladder leading to severe malnutrition that caused me to fall into a coma for a week before they found and removed the gallbladder) come up that make it almost impossible to work any manual labor jobs, and even working retail can be overwhelming for my conditions, but I continued to work to provide for my girls. Roughly two years ago a man drugged me and forced intercourse. Due to his actions a baby was conceived. When I was eight months pregnant I had a health crises and was faced with a hard choice. Either stay in the hospital on bed rest for the duration of my pregnancy with the possibility of death by stroke at any moment, or induce labor and put my baby in NICU. I decided to stay in the hospital on bedrest but within thirty seven hours we had to do an emergency induction due to my decline. My sweet baby boy was born eight weeks early and spent the next two months in the hospital. I had to quit my job and spent the next few months going between the hospital and home to be present for all of my children. After I brought him home, I started my hunt for work to no avail. I eventually decided to start cleaning houses to bring in some money and now it is my main source of income, but its nowhere near enough. I clean houses and drive uber as well as doing any side gigs that I can find, but with the state of the current economy I cant get caught up. I am behind on my electricity, car insurance and rent. My car is six months past inspection because I have repairs that need to be made to pass inspection. The ABS sensor, tire pressure sensor and oil need to be replaced as well as the brakes and rotors. And then of course, I need to get it inspected and registered. If you find it in your heart to give to my cause, I would be forever grateful. Thank you for taking the time to read my story. My cashapp is $Coco2416

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Senior Scam Victim Needs Financial Help

I am a victim of wire fraud. They presented as a legitimate broker in a vehicle transaction. (Ebay Motors) I wired $21,000 to them before I discovered that they were illegitimate.This can be verified by my banker, Scott at State Employees Credit Union at the S. Churton St. branch in Hillsborough, NC. Needless to say, my retirement funds disappeared. In an attempt to earn enough money to cover my living expenses, I sought a work from home job because my failing health would not allow me to do outside work. I got onboarded by a company that presented themselves as a well known legitimate business (AirBnb) They turned out to be a scam that stole another $30,000 from me.
There were others that scammed me to the tune of $12,000.
I feel foolish about these errors in judgement, and they have left me desperate. My once good credit rating is now very poor, making it difficult to get good housing. I have always worked hard but I am now in failing health. My Social Security doesn’t cover the extremely high rentals in my area. This is the sole purpose of my appeal. I’m in immediate need of assistance. I need to move from this furnished place for more reasonable rent. First month rent and deposit will cost me about $3,000. I will also need to buy some furniture. If I can’t get that pretty quick, I will need another $1,800 to close out where I’m living now.
Can you help me? Any amount will help.
Thank you so much for your help and consideration.
paypal.me/fvanlaer

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Urgent Help Needed – Struggling After Severe Illness and Loss

To Whomever Can Help,

I never imagined I’d be in a position where I’d have to write a letter like this, but life has taken some heartbreaking and unexpected turns.

Not long ago, I was hospitalized with severe COVID pneumonia and given only a 50/50 chance of survival. While I was fighting for my life, my 83-year-old mother, whom I was caring for, also fell ill with the same thing. Tragically, she passed away a week later. I remained in the hospital for over a month, and even after being discharged, I was still very sick and dependent on oxygen.

During this time, I lost my job and the home I shared with my mother. Selling the house barely covered the remaining mortgage and debts, leaving me with nothing. I have since used up all my savings and credit, sold most of my belongings, and am struggling to find stable work while still dealing with the long-term effects of my illness and the grief of losing my mom. I’m a single dad with 2 kids, and I’m having hard time providing for them. I’m running out of options.

I am reaching out because I truly need help to get back on my feet. Any amount, no matter how small, would mean the world to me. If you’re unable to give, simply sharing my story or keeping me in your thoughts would also be deeply appreciated.

If you are able to assist, my Pay Pal is: pierre.fransua1@gmail.com, or my Venmo is @Pierre-Fransua.

From the bottom of my heart, thank you for reading this and for any kindness you can extend. I hope one day I can pay it forward.

With gratitude,
Pierre Fransua
pierre.fransua1@gmail.com

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Single mom in need of help

Hey there! My name is Makayla. I’m a single mother of an amazing 3 year old boy, who also works a full time job as well as maintaining our home life to the best of my abilities. Unfortunately, I am doing this all on my own with no one to fall back on or to ask for help. I’m putting myself out here because I have come to a place where I’m out of options and unsure of what to do.

We were in a terrible toxic environment living with his father, so I found a way out about 2 years ago. Trying my best to provide a safe, stable and loving home that my son and myself both deserved. I do not have/receive any type of support to aid in the care for my son by said father.

With that being said, I used what savings I had to get us a fresh start. Of course sicknesses and other things came into play over the past couple of years where I would have to miss work or pay to have something repaired. which in turn made my paychecks less. I would make ends meet by using my credit card to ensure our bills were paid and he had what he needed.

Fast forward to now, Before I knew it I am now in $16,000 worth of credit cards debit that I can’t seem to get myself out of. I start to make it ahead a little and then something else happens and I’m right back to where I am now. Although, I have not missed a payment for anything but I’m at the point where I feel like I’m drowning and I need some financial help to get us back to where we need to be. Im struggling with how I’m going to pay for the bare Necessities to live at this point with how the cost of living has increased. I barely have enough for gas to get him to his childcare as well as get myself to work.

I’m an independent type of person and asking for help in this way has me cringing and my skin crawling, but I have run out of ideas and ways to get this under control.

Thank you for taking the time to read the short version of our story and for absolutely any help you may be able to provide. We are so very deeply grateful for your kindness and compassion.

Every little bit helps an extreme amount, Thank you from the bottom of my heart & every cell of my body. -Makayla

paypal.me/Mommaofone21

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Surgery for Wife – Struggling To Keep Pur Heads Above Water

Dear friends,

 

I’ve never been the type to ask for help, but today I find myself at a point where I don’t know where else to turn. I’m reaching out to you all in a moment of great need, and with the hope that some of you may be able to offer a little bit of help or support in whatever way you can.

 

My wife, Elisabeth, is a beautiful, strong woman and an amazing mother to our kids. But right now, she’s facing a health crisis that’s threatening to change our lives in ways we never imagined. For the past few months, she’s been struggling with severe heart issues—specifically aortic arrhythmia and sinus tachycardia. These conditions have been terrifying and life-altering, and after numerous tests and doctor’s visits, we’ve finally received the recommendation for surgery. The surgery is not just a suggestion—it’s something that will literally save her life.

 

The cost of the surgery, however, is a staggering $7,000. And the truth is, I can’t afford it. I’ve been doing everything I can to keep our family afloat, but between the rent for our small apartment, monthly bills, and taking care of our kids, I’m struggling just to get by. We don’t have a lot of savings, and what we do have is being eaten up by the rising costs of everyday life.

 

To make matters even more difficult, the insurance company has refused to cover the surgery, citing her heart condition as a “pre-existing condition.” It’s something we’re both devastated by, and honestly, I feel like I’ve hit a wall. I’ve spent hours on the phone with them, trying to reason with them, trying to figure out any way they can help. But, as of right now, they’ve made it clear that there’s no way they’ll cover the surgery.

 

I’ve tried to look into every possible option, but nothing seems to be working. The hospitals offer payment plans, but with my income, I just don’t see how I can make the monthly payments on top of everything else. I feel like I’m drowning, and no matter how hard I try to stay afloat, the weight keeps pulling me down.

 

This isn’t just about the surgery—it’s about my wife. It’s about the woman I love, the mother of our children, the person who’s been by my side through thick and thin. She’s scared, and I’m scared. I don’t want to lose her. I don’t want my kids to lose their mother. And I don’t want to be in a position where I can’t do everything in my power to help her.

 

I’m reaching out to you all today to ask for help. I know that this isn’t something anyone likes to do, but I don’t know what else to do at this point. If there’s anyone who might be able to donate, whether it’s $5, $10, or anything you can afford, it would mean the world to us. Every little bit helps, and I’m so grateful for anything you can give.

 

I know times are tough for everyone right now, and I never want to make anyone feel obligated. But if you can, please consider donating to help us cover the cost of this surgery. We’ve set up a Paypal.me account, which is the easiest way for you to donate. The link is below:

 

paypal.me/cosmicquesadilla

 

If you can’t donate, I completely understand. But even just sharing this post with your friends and family would mean so much to us. The more people who know, the more likely it is that we can raise enough to give my wife the care she needs.

 

I’m also asking for your prayers. I know that sounds cliché, but in a time like this, when everything feels uncertain and out of control, I believe in the power of faith and community. If you could keep my wife in your thoughts, and send good energy our way, I would appreciate it more than words can express.

 

I want to take a moment to say thank you to everyone who has already reached out to offer words of encouragement. It’s been overwhelming and humbling to see how much love and support we’ve received. You all have made a huge difference in helping us stay positive and hopeful during this difficult time. Even if you’re not in a position to help financially, just knowing that we’re not alone means everything.

 

Please, if you can, help us in any way you can. I’m doing everything I can to keep my family together, to keep things from falling apart, but I can’t do it alone. With your help, we can get my wife the surgery she needs, and we can hopefully get back to living our lives without this constant fear hanging over us.

 

I don’t want to let this be the story of our lives. I want my wife to come out of this stronger than ever, and I want to be able to continue to take care of our family. So, I’m asking for your help, not just for money, but for hope. For love. For my wife.

 

Thank you, from the bottom of my heart, for your time, your support, and for being part of this journey with us. It means more than I can ever express.

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Help Us Secure a Roof Over Our Heads

Hello,

My name is Amanda, and I am reaching out with a humble request for help. My husband and I, along with our two children, have been facing homelessness for the past few of months, and we are desperately trying to secure stable housing before the arrival of our third child in May.

As a mother, I never expected to find myself in this situation—struggling to provide a safe and stable home for my children. I have always worked hard to support my family, but after the loss of my income, we have been unable to make ends meet on my husband’s earnings alone. With medical bills, daily necessities, and other financial responsibilities, saving enough for a fresh start has felt impossible.

We have been approved for an apartment that participates in the Housing Tax Credit affordable housing program, which means our monthly rent and utilities will be manageable on my husband’s income while I continue searching for work. However, our biggest challenge right now is the move-in cost, which totals $3,328. This includes the security deposit, the first month’s rent, and other required fees before we can move in.

I have applied for state assistance for help with the move-in costs, but resources are extremely limited, and I have yet to receive any answers on when—or even if—we will get help. Every time I reach out, I’m met with uncertainty, leaving us in an agonizing waiting game with no clear resolution. In the meantime, we remain stuck in a cycle of instability, relying on family or friends for places to stay since shelters we contact have 4-6 month waiting lists. Every moment without a home adds to the stress and uncertainty, especially as we prepare to welcome our newest little one.

I am asking for any support—whether big or small—to help us reach this goal. Every donation brings us one step closer to securing a home for our children, where they can feel safe and secure. If you are unable to donate, simply sharing our story would mean the world to us.

From the bottom of my heart, I appreciate any kindness and generosity you can offer. Thank you for taking the time to read our story. May you be blessed abundantly for any help you can provide.

With gratitude,
Amanda & Family

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I need $18,000 to clear debt incurred from losing job

Why I Need This Support:

1. Job Loss & Extended Unemployment: I was laid off in 2023 and it took over a year to secure a stable position.

2. Significant Debt Accumulation: During this period, I incurred over $20,000 in debt, making it difficult to regain financial stability despite now having a job. I need $18,000 because after paying that, I will be able to make arrangements with creditors to pay off the balance.

3. Car in Repossession: My car, which I have already paid off more than halfway, is in the repossession proceeding. Losing it would severely impact my ability to work as an outside sales representative.

4. Temporary Transportation Issue: I am currently using a loaner car for work, but I must return it soon. Without my own vehicle, I risk losing my job and falling further into financial hardship.

5. Path to Financial Recovery: Clearing this debt will allow me to move forward, stay on track with my new job, and avoid further financial setbacks.

Thanks in advance for any help that can be rendered.

PayPalme.com/AshaAdira

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Please help me save my home?

I am a disabled Marine Corps combat veteran.  I served as a rifleman and scout-sniper with my battalion’s STA (Surveillance and Target Acquisition) platoon in Operation Desert Shield and Operation Desert Storm.  I am struggling with a brain injury and PTSD.  Last year I had to take a disability leave of absence from my job due to my condition.  Fortunately, I was able to have my VA mortgage placed in a forbearance.  I applied for and eventually received a disability rating for multiple conditions, and I now receive a disability pension from the Department of Veterans Affairs.  During this process, I also discovered that I had a rated disability for a knee injury dating back to 1991.  Because of some incompetence at the Department of Veterans Affairs, I never received any payments for this injury, nor was it included as part of my current disability rating.   So I submitted a claim with the VA to collect a significant amount of backpay.  I was told that this was a simple process because all the VA had to do was to calculate what the backpay owed to me would be and issue a payment.  This year the forbearance on my VA mortgage ended, and I now must catch-up the missed mortgage payments.  Again, I thought that I was fortunate because the amount I owe is approximately equal to the amount I should have been receiving from the VA for backpay for my knee injury in 1991.  I had planned to use this money to payoff the amount due on my mortgage from the forbearance.  As incompetence abounds in the bureaucracy at the Department of Veterans Affairs, I found out this week that my claim for backpay was mistakenly confused with my claim from last year and closed erroneously.  I must now start an appeal and / or review process with the VA.  The very soonest I could possibly get any relief would be at least 6 months and could be over a year.  There is no way to call anyone or expedite the process.  These anonymous bureaucrats, who arbitrarily ruin people’s lives, hide in the bureaucracy so that they never have to face the people they destroy.  I have spoken with my congressman and to an attorney, but there isn’t anything that can be done.  Because a director at the VA did not take the time or make the effort to understand the claim I filed for backpay, my mortgage is in default and will be foreclosed, if I cannot bring the loan current.  I am so frustrated and disappointed with the way our government treats its veterans, but I had to face the reality that I absolutely cannot rely on the VA to do the right thing; they are incapable of that.  So now I am submitting my appeal to the generosity of the American people.  I thank God for the appreciation the American people have for our veterans and hopefully anticipate their generous support.  Thank you from the bottom of my heart, God bless you and God bless America.

My paypal.me link is @marinecorpswarrior

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Mother’s Plea: A Safe Home for My Three Babies

I never imagined I would find myself in this position writing to strangers, hoping that someone, somewhere, might have the kindness in their heart to help me and my children stay in our home. But life has a way of humbling you, and today, I am asking for a miracle.I am a single mother of three beautiful children, all under the age of five. Every day, I wake up with one goal ”to give them the best life possible, despite the struggles we face. I have always worked hard to provide for them, doing everything in my power to keep food on the table, clothes on their backs, and a roof over their heads. But right now, that roof is at risk.

Over the past few months, I have been fighting to stay afloat. Between rising costs, unexpected expenses, and limited support, I have fallen behind on my rent. My landlord has been patient, but time is running out, and I am terrified that my children and I will be forced out of our home. I need $3,500 to cover the overdue rent and avoid eviction. This amount would not just pay the debt ”it would give us security, warmth, and peace of mind, at least for a little while.

I am not asking for a handout. I am asking for a helping hand something to pull us out of this dark moment so that I can keep pushing forward. I am actively seeking more stable opportunities, doing everything in my power to ensure that this never happens again. But right now, I need help.

I think about my children every second of the day. I see the innocence in their eyes, their little smiles that dont yet understand the weight of the world. They deserve stability. They deserve to wake up in their beds tomorrow and every day after that, without fear of losing their home.

If you have the ability to help, even in the smallest way, you would not just be giving us money you would be giving my children a safe place to sleep, a home filled with love instead of fear, and a mother who can breathe again.

Thank you for reading my story. Thank you for even considering helping us. I pray that someone out there has the heart to answer this desperate plea.

With gratitude and hope,

Anna

 

 

 

https://paypal.me/beechanted?country.x=US&locale.x=en_US

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Help Me Start My Business

I’m an ex-con who has turned my life around. I’ve struggled to find meaningful work despite possessing the knowledge and skills required. It seems that few companies want to give me a chance to prove myself. I am an experienced diesel mechanic with multiple Cummins certifications. I want to start my own mobile auto repair business in order to meet an unmet need in my rural community. I have the knowledge, experience, skills and tools that I need to be successful. My LLC has been secured. What I need now is the working capital to purchase a welder, parts and supplies to do the job. As they say: ‘it takes money to make money’. That is what I’m lacking. I am trying to build a stable income for my family’s future. Can you help me succeed? https://cash.app/$shortysrepairandfab

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Disabled Man In Need Help Paying Credit Card Debt

I’ve always tried to be smart with money. I never splurged on expensive things or lived beyond my means. But having Ulcerative Colitis changed everything.

When my UC got really bad, it completely took over my life. The pain, exhaustion, and constant trips to the bathroom made it impossible to work consistently. Even with Medicaid, there were still costs like medications, pain management and other things insurance didn’t cover. I had no savings, no backup plan, so I turned to credit cards just to get by.

At first, I told myself I’d pay off the credit card debt once I got better. But UC doesn’t just go away, and I kept falling behind. I maxed out my cards on groceries, gas, and basic needs. When I couldn’t make the payments anymore, my credit score tanked.

Not having credit has made life so much harder. I can’t get approved for a decent credit card, which means I have no cushion for emergencies. Renting by myself isn’t an option. It feels like I’m stuck, unable to move forward.

Now, I work for Lyft, but with my income, paying off my debt is tough. Most of what I make goes toward bills and everyday expenses.

I didn’t get into debt because I was reckless. I was sick, struggling, and had no other choice. I just want a chance to get back on track, to pay off what I owe, and to finally stop feeling like I’m drowning financially.

paypal.me/ltserge94

cashapp: $ltserge94