UK | Begging Money

Last Updated: March 31, 2023

Son, struggling to support two disabled parents as a full time live-in caretaker and depression

Hello, my name is Matthew.

Whoever is reading this right now, thank you in advance for even taking a look here I’ll try to explain as briefly as I can, but there is quite a lot to go through.

I am a 33-year-old man, that has been thrown into the difficult position for the last 14 years of my life of looking after my sick parents.

My Mother, aged 66 has been admitted to the hospital over the last 10 years an estimated 80+ times, she requires constant monitoring and either an ambulance or me driving her to the hospital at a drop of the hat, leaving me no options for employment as during the work I did have, I had to rapidly leave at all times of the day, either to care for her or to transport her.

Her conditions are as follows.

Bronchomalacia
Addison’s Disease
Long QT syndrome & Other heart arrhythmia disorders
Type 2 Diabetes
Arthritis
Weak left side & severe walking issues.
Long Covid

My father, aged 67 is also heavily disabled and requires less care than my mother, but still enough that I need to be here 24/7 to care for him as well as her. His conditions are as follows.

Spinal disk impaction
Neuropathic arthropathy
Type-2 Diabetes
Possible begging’s of onset dementia
And severe motor nerve damage below the waist from a case of sepsis.

And, there is me..

Despite my needing to step up to the plate and handle both of my parent’s declining state of health, I’ve been struggling with crippling depression for over 15 years because of the pressure, and the stress that is given by their situation,

What I need from whoever right now is reading this, is financial help.

During the last 8 years I have been the sole provider to the household financially, over this time I wracked up an original debt of £6000 in various lines of credit

Once COVID-19 took place in March 2020 I was placed on Furlough at my current job, reducing my pay by 25% for over 6 months. This led to this debt increasing to its current figure of just over £11,000

In December of 2022, I almost made an attempt to end it all and take my own life, and this was the point at which I knew I needed help to take the weight away.

This was all JUST on the tip of being affordable, and then the UK’s ‘Cost of Living crisis hit.. the APR of the credit, the bills, the cost of anything. It’s all rising, and I can’t cope.

Coming here to this website is my cry for help..

Money will not fix my parents, and I wish it really could, just to ease her and his suffering even slightly.

But the removal of even the smallest amount of worry will allow me to focus more clearly on helping them the best I can, and prevent myself from falling deeper into despair.

Thank you, deeply whoever you are for even reading this far.

Matthew

https://paypal.me/vivaxo

Last Updated: March 21, 2023

Mother of 3, debt relief please.

I feel like I’m drowning in debt with no way out and I need a little help please to set me back on course. I’m a mother of 3 young children and I’m struggling to make ends meet. I appreciate the cost of living crisis has impacted everyone, but it really has made my life worse. Energy bills in particular are ridiculous. My utilities were £515 last month! I can never pay the full amount so my debt to utility warehouse is mounting up. I put the heating on as minimally as I can but I can not always avoid doing so. My 3 year old daughter has a heart defect and needs to keep warm.

I have a mortgage not renting so I do not have access to state support. My mortgage is £729 pcm. I work Monday to Friday and my wage varies between £725 – £900. I get child benefit of £204 4 weekly and tax credits of £280 4 weekly. My council tax is £180 pcm. I have a 10k loan (needed for essential home repairs!) which I’m paying off at £144 pcm. I have other bills too but those are my bigger ones not forgetting utilities. After my bills are paid I am not left with anything. In order to keep me a float an pay outstanding bills and pay for food I have turned to credit cards. I can’t sleep. I can’t see a way out of this drowning debt before I completely lose control of it and have debt collectors banging on my door. Some might say go get a higher paid job and yes whilst that is an option, it doesn’t work right now when I have one child who is not school age. I simply couldn’t afford the childcare, plus she needs extra support so I need flexibility to be there for her and her appointments.

In total I’m around 15k in debt. I’m not asking that someone pays this, that’s too big an ask. My request is also a big ask but I’m hopeful it would set me back on track. Please would anyone be able to pay for 1 of my credit bills, that I have used to pay for groceries. It is £2800. Just having one less thing to think about will make all the difference.

I am so fed up of having to tell my children no when they want something. Just writing that has made me feel very emotional. I want to be the best Mum I can to them but feel like I’m failing. Life is just hard at the moment.

From the bottom of my heart thank you for taking the time to read this.

Last Updated: March 17, 2023

Homeless and neglected by the council

My name is Carlo and I am accompanied by my partner Ellie.

We were evicted from our apartment 7 days ago at the time of this post as the result of our inability to pay our rent. The reason for that is that our rent has increased 3 times in the 18 months we lived in our apartment. It jumped from £900, to £1,000 to £1,100 per month. I work as a bartender and at first it was easy for me to pick up extra shifts to make up the extra costs.

However, a combination of factors eventually made it difficult for us to meet the new rent amount. This ranged from my partner’s mental illness (Borderline Personality Disorder) to her increasing need of mobility aid because of her having been diagnosed as having chronic fatigue which is sporadic in nature and drastically limits her mobility.

We were evicted from our apartment because eventually as time went on we started to fall into arrears and evidently I told the landlord that the rent amount is untenable and we’d need to negotiate as we have no place to go. Her family excommunicated her due to her mental illness and mine are not in the country (United Kingdom).

On the surface, the landlord seemed willing to just accept whatever amount we could give, only to then be served by multiple eviction notices over the past 8 months. When confronted with it, the landlord told us not to worry and that he was going to have them withdrawn and that he wasn’t really going to take action.

That is, up until the 28th of February 2023, 7 days ago. We were woken up to the sound of bailiffs knocking on our door and telling us that we are being served with a court ordered eviction and that we had to leave the property at that moment. We were booted out on the street with what luggage and stuff we could carry and have been sleeping rough around the borough of Haringey, sometimes we would get lucky and receive the donations of strangers so that we can find some shelter for the night.

This can only go on for so long obviously. We desperately need a sum of money that can end this by helping us pay for the deposit of a small, modest room so that we can be out of the cold for good, and that we can build back from the ground up. We need your help. Please.

Last Updated: March 17, 2023

Desperate request as am at wits end, would appreciate any help at all. Thank you if you will take the time to read the following narrative.

Hello, don’t know where and how to start but here goes. My names Tony, I’m 50 years old now, half a century, with absolutely nothing to sure for it. My troubles started many decades ago and I dont think the space given will suffice but primarily my existence literally/metaphorically ended on the morning of Tuesday August 23rd when I lost my partner for more than 30 yrs to Lung/Heart complications, namely COPD and secondary heart failure. For more than a month she was in ICU and I naturally visited her every day. Sorry, forgot to mention that I hale from Greater West London. Whilst the worst catastrophe in our lives was unravelling before me I had been holding down a job through a temping agency. This was our only source of income, was doing 4 nights in a food factory a week. The twisted irony is that the only time in our lives I started to get a regular income, my other half was in hospital. This all stopped as my partner became sick and the£200 or so I saved depleted. “Grief is the price you pay for love”, I read somewhere is so true. I recall that morning vividly as the Doc was discussing end of life, then put the oxygen and machines off and left me alone with Lynz. I think of it constantly.

We’ve only had each other in our lives, no support from family (both of us estranged from them), nomadic homeless for the last 4 years, just living in the smallest room and surviving on Govt benefits (for which we were grateful). Before Xmas 21, I started to work and therefore stopped the benefits but stopped when Lynz got sick begging July 22.

The other thing which rips my sole to pieces is the fact that the funeral of Lynz had to be from public funds (paupers funeral) but the Bereavement services at the hospital didnt do there jobs properly and the person I had spoken to, kept fobbing me off ( theres delays, many people wating for funerals, you should get a call within few days or next week). These were the responses I got when I did manage to get through to him after at least 20/25 calls I made. My partner had been left in the morgue for a month or more. So what happened ultimately, without any knowledge or me being informed was that my partner was cremated. For some reason I cannot pick up the phone to verify this and they just presume I’ve forgotten about it. It breaks my heart to pieces which I cannot bring to describe.

As I mentioned earlier, on that dreadful morning, I wish I had died too, am such a coward. After the loss, I managed to stay in my fathers house but I just stay in my room, surrounded by Lynz’s sketches, her clothes, every single thing of hers, even still the plastic carrier bag in which her possessions were kept in from the hospital. I know for a fact I’m suffering from chronic depression, my OCD is mentally/physically exhausting, I havnt changed clothes or showered for a long time, basically lost the plot.

I have to make an appt with my GP and get some semblance of life back in order, financially destitute, 20p in bank. We were always kind of poor but happy with what little we had. I’m in a state but I have to get my life in some order, have no one to ask for financial help (would never dream of asking my father for a penny, cold heartless person).

I know there are good and beautiful people in this world, my partner was and still is for sure and i would beseech these good soles for ANY help, which would be extremely appreciated. Theres so much more to say, espeacially about my current plight, the straits I’m waddling through whist being completely destitute but more about the gentle, beautiful sole, Lynz, her dreams and aspirations, the beauty of them.

Thank you immensely for taking time to read this, as I said theres so much more to say and express, making a Greek tragedy seem a comical farce, I’ll just end up probably ruining your day. Sorry about not sending an image because I’m not presently a pleasant sight to look upon. I hope I’ve done this properly tonyuppal6@gmail.com

paypal.me/tony478604

Last Updated: March 15, 2023

For tuition fees please

Hi my name is Paul.

I would like to thank you for taking the time to read this.

I was born in London’s East End and my dad died when I was about 5, I was placed into care when I was about 8 to about 10 was sexually abused not by care staff but by a mixed group of residents age only of 13 -16 .when I left the care home and went home my Mum and new step dad were heavy drinkers and I grew up a very angry young man getting into trouble all the time at school and with the police. I left school with only a few grades.

As I got older still very Angry confused I turned to drink for many years which in turn ruined any relationship I had including 1 marriage. Other problems i had was trust issues with almost anyone who tried to get close to me, and deep financial problems due to my drinking i wasted 90% of it down the drain and ended up bankrupt.

Fast forward to now with the help of my 2 wife we have been married now for 12 years 8 of those I rarely drink cause of the counselling I have had for anger and my drink abuse problems all relating from the death of my dad and the sexual abuse I received as a boy. And another reason is I’m a coach driver which I could never have done when I was drinking.

I am so proud of the way my life is now turning out that I’ve held on to steady reliable jobs and the partnership with my wife is unreal. And my only regret is not being able to open up and get help in my youth I think my life would’ve been a whole lot better

I am looking for funding of £6,750 so I can take e-commerce course so i can retrain and start my own business earning in excess £30,000a year and start a better my life for me and my family. It is so important to me to provide for my family and try and get to a better place financially in my life.

Thank you for taking the time to read about me. if you can donate a little or all of my funding i would be so grateful.

Please either reply to my email for any other information and also a link to my paypal acc.

My paypal link is https://paypal.me/wolfie67

Thank you once again.

Kind regards.

Paul

Last Updated: March 13, 2023

Baliffs Removal Notice

Hi all,

I’m just here to request some financial help as I’ve been sent a baliff letter due to unpaid council tax.

I fell behind on my council tax after the increase of cost of living. I then lost my job shortly after but I’ve just started working again and I’ve agreed a payment plan with the removal company.

The total amount owed is £809.50 but I don’t expect help with the full amount, just something small please.

I know us are going through a lot of financial difficulty and I just pray we get through it. It’s not nice going to bed anxious constantly worried about paying bills. I’ve asked friends and family too but everyone is in a tight spot so they usually help out with a few bits like food.

One I clear my bill, I plan on moving back with my parents to bounce back.

Thanks in advance to anyone who contributes and God bless you x

Last Updated: February 17, 2023

Really Need Some Help.

Hello, Thank you for your time, (and possibly your donation!).

I have got to the point where i am literally begging strangers online for help. My wife has no idea i am writing this, while i type this plea, she is curled up sobbing and exhausted on the bed after her 18th consecutive day of work.

She is working 3 jobs while also trying to study for a degree and is 6 months into a 3 year course where she is learning to become a qualified podiatrist. She is working almost 60hrs+ and studying 16hrs each week.

I am currently working around 55hrs+ a week and take what little overtime and weekend work is available whenever possible. I have been with my current company for just over 5 years now.

We are both in our 30s, work full time, have no children and yet have still managed to spiral into substantial debt. Weve been far from the most needy people out there but are hardly well off either. We have the usual monthly outgoings, mortgage, council tax, insurances, phones and internet etc. we do not have a lavish lifestyle by any means. I cannot afford my own car, i help my wife pay for her car (a skoda citigo) while i am lucky enough to have use of the work van provided.

Before Covid hit, we took out a loan to clear up some credit card and various other small debts and also spent just under £2000 to fix up the kitchen and a few bits around the house, we had been in our home for about 2 years at this point and hadnt really done anything to it since moving in, seemed manageable at the time.

Then, Covid and a whole bunch of other financial problems arose pretty much at the same time and completely out of the blue. I was put on furlough for 3 months at the start of the pandemic, my brother lost his job, his girlfriend and the roof over his head and was at rock bottom. He asked for some help so i tried to be the good big brother, got another loan out to help ourselves and my brother. He hasnt managed to stay in full time employement since which means i get little to nothing back from him. Then the boiler broke, then a couple of unexpected vet bills, then we forked out over £1200 trying to keep my wifes previous car going, which later turned out to be a complete waste and as you can see things really snowballed very quickly from there. We cut out any unnecessary expenses and also sold anything we could live without just to keep paying the bills.

Flash forward a couple of years, we now have no savings, reached our credit card limits and are deep into our overdrafts, we have just been paying out more than were getting in for long enough that we have literally reached the very limit. our only next step is to sell the house we have worked long and hard for to pay everything off, move to one of our parents and start all over again.

My wife suffers with her mental health and has done for most of her life but this has put so much more stress on her that she really isnt coping. I came home one day last year and found her being carted off in an ambulance after she attempted to take her own life. Thankfully she survived but everyday ive lived with the fear that next time she would succeed ever since. I try to be her rock, something solid to help keep her grounded but we are both just so emotionaly and physicly exhausted.

I just dont know what else to do at this point.

With pretty much everybody else we know in similar financial situations, there really isnt anybody we could turn to for help. I am not asking for you to pay off our mortgage or pay our loans but if we could raise enough to get out of our overdrafts and possibly our credit cards we could get back on track. hopefully our run of bad luck is over. We have 7 years of repayments left on our biggest loan but if we are no longer making credit card and overdraft repayments i think we can manage. Just those expenses alone would free up around £250-£300 a month which would be

Thank you very much for taking the time to read our sob story, and a very big thank you to anybody in a position to donate! Anything you could spare is greatly appreciated!

Currently our accounts look something like this..

Mine:

overdraft: – £560

credit card: – £4,380.49

loan: – £17,705.04

Wife:

overdraft: – £1000

credit cards: – £3500

paypal.me/thedeadendz

Last Updated: February 15, 2023

Please assist me with my recovery

Firstly, thank you for taking the time to read this. It is greatly appreciated.

I am 24 and up until a few months ago I had spent 5 years battling with a severe addiction which has completely taken over the past 5 years of my life. Fortunately on the 18th July 2022 I made a decision to go to a 14 week rehabilitation centre and haven’t been near gambling since. However, I am still early in my recovery and as advised by many of the staff at the rehabilitation centre, it is advisable that I spend at least my 1st year of early recovery without any potential factors that may upset my new routines and recovery. This includes things that could potentially influence my stress or emotional state such as entering a relationship or work. I have made the decision to follow this advice but am struggling with money and any amount would allow me to fully focus on my personal development and self improvement to map out a new life for myself without needing to struggle financially for things.

PayPal https://www.paypal.me/Akendall1998

@akendall1998

Last Updated: February 14, 2023

Desperate Situation

I don’t think I’ve ever been in a worse situation than I am now ! I’m a mum of two amazing children who ask for nothing and an amazing husband who tries his hardest every day, unfortunately he lost his job back in October in the construction industry and is fighting every day to get a job, but we are now at breaking point and have nothing left to give , my small wage only just covers the food so I’m currently searching for another side job as well as selling lots of our things!

I’m mentally exhausted and feel that life is not worth carrying on at the moment, but I’m trying, most of my family have now passed away my brother in a terrible accident, mum and dad too the dreaded ‘C’ and I have no one to turn too anymore and my husband’s mum is 87 she has helped us as much as she can, I’m frightened we are going too loose everything , my kids don’t deserve this .

My Gas and electric is over £5000 along with other debt building up.

I’m asking if anyone can help my struggling family I would truly appreciate it and be forever in your debt. I just want to be able to sleep at night knowing I will keep a roof over my kids heads and full tummies.

https://www.paypal.com/paypalme/vikkiguy

Last Updated: February 8, 2023

Self sufficient community dream

I have a dream that I would love to make happen.

I am a Christian, a wife and a mother to two boys.

I have experienced darkness most of my life until I found Jesus, and discovered that he is absolutely the way, the truth and the life. I want to bring light into people’s lives and show them that there is another way. Not in a pushy, evangelical way, I just want to open a space and invite people to be apart of it, all people from all walks of life. I am getting ahead of myself, here is a little bit of information about me. I currently live as a caretaker and I am very lucky to have a home to live in, however I have a dream that I want to make a reality and the only thing stopping me is money. I have no spare money that I can put away, it all goes month to month. I home educate my boys so I work my business around my sons (I spin and dye wool for knitting)

I want to buy a piece of land and a little home/base. I want to live a natural, self-sufficient lifestyle. I want to raise my own animals and grow all my own food. I want to pass this on to the next generation, and the next.

I want to open this space up to a community to teach people these old forgotten skills. How to grow food, how to forage food, how to raise animals for food/ wool ect. How to make clothing, tools etc.

I believe we are so far removed from how we were designed to live that we now live in a society where everyone is depressed but they don’t know why.

I am also a beekeeper and want to be able to teach people this too. Ways of living naturally and in harmony with the earth.

It will be accessible to all people from all backgrounds regardless of money. I want people to have a space to come and grow veg, look after animals etc and work towards things as a community. Beekeeping workshops, all kinds of things. For example, If a family want to come for a holiday but have no money, they can come and help out in exchange etc.

I want to help people struggling with their mental health that just don’t have access to natural spaces to have a place to come and find purpose, whether that’s looking after animals, growing food, or helping with workshops etc.

The little farm will be open for families who have children with disabilities/ issues to come and spend time with the animals. I would run it as non-profit charity and possibly open a farm shop/ artist/ maker space to keep an income coming in. I want to make this world a better place. Thank you for reading this, if you have got this far.

Amy

Here is my PayPal link:

https://paypal.me/AmyHymer?country.x=GB&locale.x=en_GB

Last Updated: February 5, 2023

Financial assistance to secure a brighter future

Hello to anybody reading.

My name is Jaedan Ross. I am a 39 years of age and currently reside in Berkshire UK.

As a child i was sexually abused by my biological father and one of his friends. Through nightmares i remember how it started and what would happen when my mother was out at work. I have come to terms with this mostly but this still affects several aspcect of my life even today. i still have regular nightmares and wake up crying and then cant get back to sleep and sometimes i dont sleep at all for the fear of the nightmares waking me.

I have attempted to take my own life several times since the age of 15 i am currently in the headapce that i no longer wish to be alive. I cant take this feeling anymore and am begging for assistance to normalise my life as i cant face another 10 years in this despair.

I have been in several relationships that have all ended badly and made my mental health issues even more complicated than they were previously. I have Complex PTSD, deprerssion, Borderline Multiple Personality disorder, Diabetes and Hyertension more recently past 18 months i also suffer from bouts of Vertigo.

I have always worked but am not a very educated man. I worked in retail for a large chunk of my early adulthood and then from 2010 i was a care assistant looking after elderly clients with dementia and then adults with autism and severe learning difficulties. I am now working as a housekeeper ( room attendant ) in a large hotel but am struggling to make ends meet as these jobs are all minimum wage.

over the last 20 years i have taken out loans to please partners and had credit cards, once these relationships broke down i was left with debt that i was unable to satisfy and have now got several defaults and repossesions on my credit file. nobody would touch me with a loan and last year i entered in to an IVA, i am unfortunately struggling to meet payments for my regular bills and cost of living.

I presently over 19k to the IVA company and on top of this i borrowed money from my landlady £3600 and havent been able to pay rent for the 7 months i have lived here and right now this totals £2100, i also owe money to my grandarents who took money out of their pension with the understanding i would pay them back monthly and i havent been able to pay this back i currently owe them £5500, i also owe somebody who was a close friend £2500 which she loaned to me to hire the van to move me last june, covered my food and bills for the 2 months but this didnt stretch to my rent.

im worried that i will lose my friendship with my friend as she has been going through oesophogeal cancer treatment and has been unable to work. my grandparents are getting upset that i havent been able to pay them back and i dont know for how much longer i will have somewhere to live if i cant pay back my landlady and catch up with rent payments.

i would like very much to step away from lower paid work and train to become a registered nurse but to enable myself to do this i would need to go to college and sit my GCSE’S to enable me to get on to an access to higher education Nursing course and then to go forwards and do extra training to become an oncology speciality nurse for breast cancer.

while i am still plagued with debt i will never be able to better myself and change my situation to have a chance at a succesful future.

i hope there are people out there willing to help me with my situation and i thank you sincerely if you do.

paypalme/JaedanRoss83

Last Updated: February 1, 2023

Transport urgency

I’m not the type to really request for funds but I’m at the lowest point of my life financially and it’s mainly due to two things; My sister’s upcoming wedding (18th March) & Currently unemployed. The wedding has taken a huge toll on my bank acc as I’ve been contributing quite a lot and not working from December has not helped either. I’ll keep this brief. I’ll be starting a job soon however the commute is quite far and I do not drive(I live in the countryside so there’s no local transport). I plan on getting an e-bike to help me get to this location so I can get back on my feet. I’m not going to say the price of the E-bike but I wont need any more than £1700. Any amount will help greatly and I will really appreciate any token of kindness. Thank you for reading. Gideon. unnamed (4).jpg unnamed (5).jpg

Last Updated: January 31, 2023

Debt Spiral

Dear Reader,

I would like to request your kind help to turn my life around.

Unfortunately, I have been caught in a never ending circle of debt due to some bad decisions I have made.

I have started taking out pay day loans when I was in need a few years back.

This now escalated to a debt of different kinds of GBP 10.000 and it’s incresing everyday due to the high interest rates.

I have no idea on how I could ever pay this back as I currently barely able to pay enough monthly to cover the interests.

I have 0 disposable income and just can not advance in my life in any way.

I am depressed and lost the will to lived or do anything.

I would like to turn my life around to be able ti enjoy it, to travel and to buy gifts for my loved ones.

I would be forever grateful for any donations sent to me:

paypal.me/zsoltitkd

I have attached a picture of my cats who are currently the only happiness in my life.

Warmest regards,

Zsolt

Last Updated: January 30, 2023

student help food and bill

Hello, my name is Laith.

I am currently a university student studying sports science. However, I am really struggling financially. I am down to my final couple pounds leaving me with enough to afford just food for 1/2 more weeks. I am working part time to try and help the situation, but I am on a zero-hour contract, so my shifts given to me are scarce, random and are not enough to keep me going. The rising prices from this cost-of-living crisis means I can only buy the cheapest food too. As a result of all this, my grades have started to take a hit. The stress and time taken trying to find work and getting in the way of my studies. If I fail university too I will truly have no where to go afterwards. I have no one else I can ask for support so please consider helping. I am a good person I often give to charity when I can on the street. However now I find myself in their position too.

I don’t drink, do drugs, smoke or waist time. If you were to help me out, I can only promise to make it pay off. There is also the next rent payment coming up next term which I will not be able to afford. If this happens, I can only imagine the debt and trouble I would get into and will then be out on the streets. I can no longer sleep at night as I am up just thinking of how I can try fix this and worrying about the future. I am getting depressed and desperate. Please if you could help it would really go a long way and I would promise to make it pay off in the future.

Any amount you can give to help would be much appreciated. But if there is someone out there who could bless me with £2000.00, that would really help put me on my feet for at least the next term.

I have no option to fail, I need to do well so I can help my family and myself, which is the whole reason I wanted to come to university in the first place.

So once again, please if you could help so that I could afford food and rent I would be so appreciative in ways words cannot explain. If you could help now, I could ace my studies and pay it forward in the future hopefully.

£2000.0

PayPal link = https://paypal.me/Latihals?country.x=GB&locale.x=en_GB

PayPal= laithals123@gmail.com