In 2007 when I was a school kid, my father took a loan of 6 million rupees to run his business properly. My father is a poultry farmer and at that time it was profitable work to do. The loan was granted by The National Bank of Pakistan against the house in which we are still living. Things started getting better but in 2009, the poultry industry was hit by the Swine Flu pandemic. Our poultry farm was not affected but as it was a general perception chicken is responsible for swine flu, business was badly damaged. We were not able to pay the installments of the loan timely. Due to this bank declared my father a loan defaulter, took possession of the house, and started proceedings to auction our house to recover the amount. At that time my father paid almost 1.5 million rupees.
The case went to the banking court and the bank declared in the court that 6.5 million rupees were to be recovered. We fought our battle in the court first and got successful in the banking court and then in the High Court. In January 2017, the bank took the case to the Supreme Court of Pakistan. To fight the legal battle in the Supreme Court was much more expensive. But at that stage me, my younger brother and my father, all were earning to support ourselves. In December 2019 the famous Covid-19 pandemic out-broke and affected our family badly.
Total lockdown was imposed and jobs of me and my younger brother were gone. The remains of my father’s business were also badly affected and he had to shut it down. It was a very hard time but we lived through it.
In December 2022, the Supreme Court decided the matter in our favor and asked my father to just pay the remaining amount of the loan which is 4.5 million rupees. We submitted in the court about our financial condition and the court again accepted our plea and allowed us to pay the amount in the form of installments. Till now we have paid 2 million rupees. And still Rs. 2.5 million are remaining.
Father’s business is shut down and only me and my younger brother are earning. We have to pay the rent monthly as the possession of our house is still with the bank until we clear the outstanding amount. Me and my brother, we can meet our monthly expenses but paying installments is now totally impossible. And if we default in our installments, again a legal proceeding will start and according to the lawyers, courts will not favor us this time.
The outstanding amount is 2.5 million rupees (8985.87 US dollars). But we need Rs. One million (3594.35 US dollars) urgently to pay the installments of last and this month and if we not, the bank will go for legal proceedings against us.
I literally beg you all to help me in this regard to totally pay off the amount and Save my house. Please.
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To be honest, I never thought that I would ever try to write and ask for financial help, but I’ll still try so that someone will respond and thank you for that! A little about us, we are a large family living in Israel, a husband, wife and seven children, I will be honest and say that the eldest daughter is married and no longer lives with us, another one studies and lives in a dormitory, everyone else lives with us, all our children were born in Israel except for the eldest daughter, I won’t talk about how my wife and I raised all our little children, this is a separate story, we had practically no help, but thanks to the fact that we believed in Jesus in Israel for seven years they helped us a little with the kindergarten for a small payment, my wife and I worked at different times in order to somehow make ends meet, all the children, by the grace of Jesus Christ, were born healthy, moreover, more than once it was Jesus who saved some of them from death at the time of the terrorist attack on the bus in 2011 near Eilat, our daughter was in that bus returning home from the army, in general, during all this time we have not moved and have not stopped seeing the miracles of Jesus Christ around our family, but we never had a chance to buy our own apartment and in all these twenty four years we have changed more than 10 rented apartments and I admit honestly, even as a father, I am ashamed in front of the children that they go to school and communicate with the majority of children who do not even think about it because they have it from there perents, I will not write about our debts, because all of them is  because of  my downfalls after every time I wanted to start some kind of quick business that could bring good initial capital for a down payment on an apartment, but unfortunately failure after failure and I’m just broken , I’m generally silent  obout my wife even , she’s just disappointed, and you know I’m not even asking for a specific amount to buy an apartment, because apartments in Israel are realy expensive, but I just hope that someone will respond and the money they donate will be enough for a down payment to buy an apartment that we ourselves will never be able to afford us to buy! I am ready to fully account for every dollar, where it was spent and when, and whoever this person is, perhaps even one who has taken  his finances away from himself, I will thank our Lord Jesus Christ for you with all my heart!  Thank you and God bless you!
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