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Financial Hardship Help

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Last Updated: January 6, 2025

Help Needed After Help Given

Peace and blessings to whosoever have the power to help us and do so. My name is Lionell Ephraim. I am 65 years of age. My wife, who is the same age and retired, has serious health issues and we both live on fixed incomes. A few months ago we were compelled by a family emergency to move out of our small, affordable apartment in order to secure a more spacious house to provide a safe haven for her daughter (my step-daughter) and her two young grand-daughters. Because of the sensitive and fluid nature of the family emergency I choose to keep the names of my step-daughter, her husband and two children undisclosed. However, in order for you to fully understand our predicament, I think its critical to explain the details of the family emergency.

My step-daughter is in the military. In March of 2024, while she was stationed in New Hampshire, her husband, who was living here in Virginia with their two daughters (ages 2 and 8), threatened to kill himself and their two daughters during a phone call. My step-daughter immediately called the police and her mother. My wife in turn called me, because although my wife and I live about 200 miles from her daughter’s apartment, I happened to be in the area of her apartment at that time. My wife frantically informed me of the death threat against our grand-daughters and asked me to meet the police at the apartment to take custody of them and bring them back to our home with me. I quickly made it to the apartment and communicated with the police until they were finally able to gain entry, arrest the husband, and allowed me to take my grand-daughters in my arms to comfort them and bring them safely with me home to their grandmother.

In short, my step-daughter was granted leave. Understandably, she and our grand-daughters needed to live with my wife and I until she sorted things out. However, our apartment was just too small with just one bathroom to accommodate our private and personal needs. So we searched and found a larger house with two bathrooms. However, the rent ($1,400 a month) in the larger house was double the cost of our smaller apartment. But we were willing to bear the cost and uproot ourselves in order to protect our grand-daughters and give them time to heal from such a traumatic experience. Although my step-daughter was receiving military pay every two weeks she claimed she could not help us with the deposit, the rent, nor any of our bills because she needed the money to relocate. She convinced us that she would not reconcile with her husband and could not live in their previous apartment again because she feared her husband would return there after he was released from police custody.

Shockingly, we discovered that my step-daughter’s husband had been released from the psychiatric ward and she had been seeing him and spending money on hotels to be with him while living with us for almost 3 months, free of charge. We were furious that she had put us through rearranging our lives and moving into a place we could not afford just to go back to a man who had threatened the lives of her children. When I confronted her she refused to talk about it, and I realized that she had used us and was planning all along to get back with her husband and move back into the same apartment.

In the end, we spent all of our savings paying the much higher rent and bills in an effort to help my step-daughter and our grand-daughters. And she lied about her ability to help with the financial burden of moving, when we only moved to help her and our grand-daughters. Now they are back together and my wife and I are stuck in a house we can no longer afford, and are now facing eviction in 10 days if we do not come up with back rent totaling over $2,400. My step-daughter knows we are facing eviction and still offers no help. I will hold my judgment against her for now. Right now, my focus is on not becoming homeless.

Please help if its in your power to do so. We are elderly and have no family to whom we can turn. I am providing my landlord’s info and my PayPal info. Thank you so much for listening, and helping if you can.

Sincerely,

Lionell Ephraim – (757) 272-5776

paypal.me/ephraim7759

Alliance Realty Group / Property Management Team (434) 288-0821

 

 

Filed Under: Eviction Notice Tagged With: USA

Last Updated: January 6, 2025

To Make A Wrong Go Right

I need $9,144.04 for an auto insurance claim. I had a minor accident in another person’s car that I had borrowed. They are going to be sued for that amount unless I can come up with a way to pay for the damages of the car I damaged. I have been homeless for 2 years and I don’t have a steady income to pay this. I feel terrible that I have created this hardship and unnecessary grief for someone else that doesn’t deserve it. I am responsible for this and I feel defeated in making this right.

You must be asking yourself, why should you help me? And I say because I’m human and I made a mistake. I am not asking for myself personally for a debt that I have incurred, but I am asking for an accident that I had, which caused someone else to have this hardship happen in their life all of a sudden… because they helped me. And because they trusted me. And I failed them, and I need to make this right.

I know $9,144.04 is not a small amount, and I wish I had the means to fix this myself. However, being homeless and struggling to find stable work has made it almost impossible to come up with any portion of this money on my own. This situation weighs heavily on me, and every day I think about how I’ve let down someone who was kind enough to lend me their car. It’s a constant reminder of how a moment can change everything.

I am determined to make amends for my mistake. I’ve explored every option I can think of, but I’ve realized I can’t do this alone. This is why I’m reaching out and asking for help. Your generosity could not only help me make this right but also give relief to the person who trusted me and is now facing a financial burden they don’t deserve.

Every little bit counts, and your kindness can help repair not just the damage to the car but also the trust and peace of mind that was lost in this process. Thank you for taking the time to read my story and consider helping me. Your support would mean the world to me and to the person I owe this debt to. Thank you for believing in second chances.

 

paypal.me/HeatherJohnson366

Filed Under: Uncategorized Tagged With: USA

Last Updated: January 6, 2025

PLEASE HELP ME SMILE AGAIN

My name is Donald. I’m 55 yrs old with 3 kids and 3 gran children. My youngest son is special needs due to an experimental drug administered during pregnancy.I have now been without teeth for 10yrs, and without help I will probably die with no teeth.  

                   How I got here. when I was 8 yrs old I was in a horrible head on collision auto accident with my father. He lost control of steering and went into oncoming traffic. This is a time when seat belts were not mandatory, and I flew from the back seat into the floor gearshift with my mouth. The impact split my mouth open and shifted my teeth. Around 12 yrs old I went to get braces to correct the shift in my teeth. 6 yrs later they tried to take the braces off and ended up tearing the enamel  off all my teeth. The dentist said this was old technology they used to adhere the brace to my teeth.Well with no enamel protecting my teeth I started getting cavities, but not like everyone else. I got cavities along the gum lines on the side of the tooth were the ate through the tooth breaking the tooth off below the gum line.

Today I still have every single tooth (root) broken off so before I can get teeth the game plan was to put me to sleep and have a dental surgeon remove all the broken teeth before they can put post in. For more than  10 yrs I’ve been getting infections and treating it by myself with Amoxicillin which I obtain through friends going to other countries and bringing back to me after vacation. I have become very anti-social stopped going to church or even meeting new people because I am ashamed, I feel when I talk to someone especially professionals they are staring at my mouth trying to see I have no teeth. Now my kids are always trying to take pictures with me and my grandchildren and I cant smile. I often think when they get older and look at the pictures of me and think was he always mad because he never smiles.

Having three kids I have always put them before myself to the point where I was neglecting me. I don’t regret it, because that is what a father is suppose to do. when I went to go see about fixing my teeth I was told it is all cosmetic. After the consultation I was told it would cost over $48,000 they don’t know exact number because oral surgeon was another cost. I worry the longer I wait the more chance of stroke or even heart attack because of the poison from bacteria I swallowing all the time, not to mention the low self esteem or my mental health.

It took a lot for me to come on this site and beg complete strangers for money. I have never asked anything from anyone before I have always worked for it. I have been working since age 16. I have collected unemployment 1 time in my life and that was for a wrongful termination, my wife and son both had heart surgery’s the same week. After 10 yrs I have to face the facts that sometimes you have to swallow tour pride and ask for help, because I can’t do it alone. I sure miss the foods I cant eat anymore and I miss looking in the mirror at myself.

If you can find it in your heart to help me, you have no idea how grateful I would be. You would me giving me my life back. To be able to be social again to be able to make new friends, to be able to eat apples, nuts, steak and all the other foods I can no longer eat. But most of all I can smile again. Thank you for taking the time out of your day to read my story. Thank you from the bottom of my heart for your contribution to my situation.

Thank you for your time to read this

Donald

PaypPal.Me/Wallace2606

Filed Under: Dental Tagged With: USA

Last Updated: January 6, 2025

Hey my name is Rodrick I am a single father with 4 girls ages6,8,14,and15 I am currently having heath issues 4the past 4 months where it has stacked my bills and have made it hard for me to fully do things with my girls and to let them enjoy because of my situation. I always tell them things will be alright hard times don’t last long but it’s getting hard for me to keep saying the same thing.so I’m on here asking for help for my girls because I see the worry in there eyes,things that I just can’t give struggling trying to catch up with bills to have a roof over our heads. All I ask is a lil help on getting back together on bills, and if possble goerice until I can be able to work again.

I think I wrote my request in the tittle but I’m truly looking for a little help for goerice for me and my kids and hopefully a lil help on getting my bills back adjusted so I can be able to have more to give to my girls once again anything will help a lot.My cashapp is $tanksogg sincerely rodrick.

Filed Under: Emergency Money Tagged With: USA

Last Updated: January 6, 2025

Emergency Help

I am seeking assistance to get my family back on track. I have been taking care of my husband who is bedridden and paralyzed on one side from a massive stroke in December 2020. I am his primary caregiver while working full time from home. Recent I have been out of work due to medical issues that I have been go to different specialists and have multiple tests performed. With me being out of work with no pay, my bills have fallen behind. I am asking for help to bring my bills current.

PayPal: paypal.me/tfradrekaj

Cash App: $Newpy1972

Filed Under: Emergency Money Tagged With: USA

Last Updated: January 6, 2025

Children’s Counselor and Fiance Hit Rough Patch,Personal Illness and Disability Causing Eviction

I have spent the last 15 years of my life working with children and young adults with mental health diagnoses, and those who have suffered from trauma that most could not imagine. They have taught me so much about life and what is important. It is priceless to see them make breakthroughs, however, it has never been a lucrative profession. I have struggled to make it through over the year, but we have always managed to keep our heads above water selling items on Ebay and driving for Uber. That is until the last few years. My fiance has become very sick and has not been able to work consistently for the last several years. He has had a head injury and very bad blood clots in his lower legs and lungs.

We finally applied for our dream apartment, which is rent-controlled at $1400 per month. Before COVID-19, rents in my area were closer to $700 – $800. As we are close to DC, when COVID hit everyone from those areas moved into my quaint little town ruining it for anyone who grew up here. When COVID hit, I was laid off from my job and unable to pay a credit card bill, which I thought had been written off. A few months ago, a huge garnishment was placed on my pay. This made it impossible to pay my bills. I will have to apply for bankruptcy, which is scary and frustrating. It seemed it could not get worse, but then I became ill as well. My fiance and I were both hospitalized at the same time. I was not able to save my job because of missed work, due to a lack of a credible diagnosis. We are now facing an eviction. We have one car because I hit two deer within a matter of 6 months. I don’t know the odds of this, but I have never heard of it. After I had the car fixed and paid the deductible twice, it died a month later. Our luck has been terrible. We are kind people who help others whenever possible. I do not understand this, but I know many have it much worse, so it is hard to ask for help. I am applying for new jobs and doing everything possible to make money. My fiance is just now able to work right now until they get his blood clots under control. We appreciate any help you can offer. We currently owe about $3,600 with rent and court fees. Have a wonderful 2025. Thank you from the bottom of our hearts. Once we are back on track, we will come back to help others.Blessings to all!

My paypal.me link is paypal.me/sksgsm.

Filed Under: Eviction Notice Tagged With: USA

Last Updated: January 6, 2025

Please support me! Free my fiancé from modern slavery!

I am begging for help! Please support me. Free my fiancé from modern slavery! In January 2024, Me, Franziska (34) and my fiancé Victor (38) moved to the Maldives to work there. We started working in the kitchen. But after a few weeks, my boss fired a colleague and gave us complete responsibility for the business because he and his wife wanted to start another business in Europe. We had responsibility for the entire operation and its finances. Among the normal work in the restaurant and the room maintenance , we were also supposed to take care of a big amount of cash and the business account was also entrusted to us. At one point we were missing $3000 from the business account. We informed our boss and he said that his Maldivian business partner had withdrawn the money to pay for some things. We should give him the cash ($26,000) so he could deposit it into the account. My boss wanted to make some payments and the rest should be kept in the account. After a few days we got a call that the money had never arrived. The business partner claimed we never gave him the money. Suddenly we were accused of embezzling the money. Our passports were confiscated and we were no longer paid. We worked from 8 a.m. until midnight. Sometimes without any breaks. We couldn’t file a report because the business partner was also a police officer. A local told us that my boss has a lot of debt and is trying to get the money back this way. Or at least he had to have 2 workers for over 6 months that he didn’t have to pay. We have absolutely no rights in this country. Without passports we could not do anything: We were blamed for something we didn’t do. I was wondering why my boss left us so much money. When he barely knew us. But apparently he had planned this from the start. I contacted the German embassy but they were also helpless. Everything seemed corrupt… My parents tried to file a complaint. But they couldn’t do anything from Germany. It was hopeless. At some point my boss started blackmailing me. When I don’t pay the money, I will go to prison and my parents will have to pay the whole amount to set me free. Of course, my parents couldn’t and shouldn’t have paid $38,000 (that was the alleged total that was apparently missing). In the end, I contacted a Maldivian lawyer and he arranged for me to leave the country. But only under the condition of paying a partial amount. My parents applied for a loan and paid my boss $13,000. A few days ago I arrived in Germany. This story sounds almost unbelievable and I still can’t conceive this sneaky game. My fiancé is still being held. He still doesn’t have his passport and my boss is now demanding more money from me to release my fiancé. He threatens every day to send people to my and my family’s apartment and to force the money there. I’m afraid for my family and I’m afraid for my fiancé, who has to continue working there under inhumane conditions. We reported the case to the police in Germany, but they can only help if something has happened. I ask everyone who has even a dollar to spare to support me in this unbearable situation. As soon as my fiancé is free and my boss returns to Europe we will try to report him. But for now money seems like the only solution. We only have a few days, maybe 1 or 2 more weeks left before my fiancé is sent to prison. I’m desperate and need quick help… I know it’s a lot of money… But any support helps me. Please share this with your friends and family!! If we can reach a big crouwd, everyone only has to pay a few dollars and you can save an innocent life that could end up in prison for several years. I am begging you and I appreciate your time.

Thank you, Franziska

https://paypal.me/franayag

Filed Under: Emergency Money Tagged With: EU

Last Updated: January 6, 2025

A Veterans Call for Help

Hello,

I hope this message finds you well. Reaching out for help isn’t easy, but sometimes life humbles us in unexpected ways. My name is Nate, and I’m a retired disabled Air Force Veteran. I proudly served our country, but like many Veterans, transitioning to civilian life has come with its challenges.

Since retiring, I’ve faced numerous obstacles, including moving multiple times before finally buying a home—a dream I worked hard to achieve. Unfortunately, that dream turned into a struggle last year when a devastating flood caused over $100,000 in damages to my home. While insurance covered some of the costs, the aftermath has been overwhelming.

Between contractor delays, insurance battles, and additional unexpected expenses, my family and I have been struggling to make ends meet. Our kitchen was out of commission until just last week, forcing us to rely on costly takeout to feed our family of five. Compounding the situation, my insurance company dropped us, and my mortgage provider had to step in, drastically increasing our monthly payments.

As of now, we’re $10,000 behind on mortgage payments. I’ve done everything I can to keep the lights on, food on the table, and our family afloat, but I can’t do it alone anymore.

I’m reaching out to ask for your support to help us catch up on our mortgage and stabilize our finances. Your kindness would not only help us keep our home but also allow us to regain a sense of normalcy after such a difficult period.

Every contribution, no matter how small, makes a difference. Thank you for taking the time to read our story, and for any help you can provide.

Stay blessed,
Nate

Cash App: https://cash.app/$NateStults

 

Filed Under: Mortgage Tagged With: USA

Last Updated: January 5, 2025

Urgent Help Needed – Struggling with $23,000 Debt, Caring for Elderly Mother

I hope this message finds you well. My name is Meena and I am writing to you today in a time of personal hardship and distress. I find myself in a difficult financial situation, and I am reaching out in the hope that you may be able to offer some support.

At present, I am facing significant financial burdens due to personal debt amounting to $23,000. Unfortunately, despite my best efforts to manage this situation, I have been unable to secure a solution on my own. The weight of this debt has been overwhelming, and I am struggling to find a way to pay it off while also meeting the daily needs of my family.

I am a single individual who is the primary caregiver for my aged mother, who is in need of constant care and attention due to her health. As you can imagine, this has made it even more challenging to find stable work or maintain a steady income. My mother’s health is my priority, and my ability to take care of her has been compromised by the financial strain.

I am reaching out to you, as I believe you may have the resources to assist me in my time of need. I would be deeply grateful for any help you may be able to offer, whether it be a financial contribution or any advice or connections that could help me find a way forward.

Your generosity would provide much-needed relief, not just for me, but for my mother as well. It would give me the chance to focus on caring for her without the constant worry of mounting debt and limited resources.

Thank you for taking the time to read my message. I fully understand that you may not be in a position to help, but I truly appreciate your consideration, and I am open to any suggestions you may have that could help improve my situation.

Wishing you all the best, and I sincerely thank you for your time and kindness.

Warm regards,

Meena R

Payment Informaton
paypal.me/MeenaRenganathan

Filed Under: Emergency Money Tagged With: Asia

Last Updated: January 5, 2025

A desperate plea for my children’s education

Hello everyone,

I am writing today with humility and hope, seeking your help to overcome a difficult situation I find myself in. My name is Victor Pimentel, and I live in Guarenas, Miranda State, Venezuela.

I have two sons: the elder is 12 years old (with mild autism) and the younger is 10 years old (both are excellent students). The reason I am requesting this kind of assistance is to cover our basic needs, which have become overwhelming. I never imagined being in this situation, but due to the depletion of our savings caused by unemployment and medical emergencies, we are turning to this option, unfamiliar as it may be, with faith that good will come of it.

Our primary concern is the education of our children. Public education in Venezuela has deteriorated significantly over the years; to give you an idea, public schools only have classes two days a week. As parents, we are deeply concerned about the quality of education and the values our children will learn, which is why we have been forced to enroll them in private schools. Currently, I lost my job in September 2024 and have been unable to find another since.

Between the daily expenses for basic necessities such as food, utilities, transportation, education, and therapy (without any luxuries or recreation), I have exhausted our savings. I had hoped to sell my car, but it is damaged and cannot be sold.

The assistance I require is specifically for two things: first, to pay the two overdue monthly tuition fees for my children’s schools (December 2024 and January 2025) and the upcoming fee for February 2025; and second, to repair my damaged car so that I can sell it. Selling the car would provide temporary financial relief while I seek new employment to cover my family’s ongoing expenses. The total amount of assistance I require is $7,000, and I assure you that every dollar will be used exactly as described.

The economic crisis in Venezuela has made it extremely difficult for families like mine to survive. Basic goods are scarce and incredibly expensive, and the healthcare system is in a state of collapse. We are grateful for any help you can provide, no matter how small. Your generosity will make a significant difference in our lives.

Once our financial situation improves, I pledge to use this platform to assist others in need. I believe in paying it forward and helping those who are less fortunate. Thank you for your time and consideration.

paypal.me/VPimentelDalo

Filed Under: Emergency Money Tagged With: South and Central America

Last Updated: January 5, 2025

Studying fee

hello . I’m looking for a financial help . I was born and raised in Zimbabwe by a single mother . My father passed away before I was born and life was never easy . I didn’t finish my studies . But I’m a brilliant child . I’m currently 24 years . I came to South Africa in 2019 and ever since that time I’ve been working as a maid . I wish to study but financiers are so bad . My mother is 64 years old and she’s not working . She has bp and some times it gets too much for me . All I’m asking for a little help financially to study a short course of business and I will start from there to grow . Please please help me to come out of this situation and I pray that God will bless you 🙏 thank you in advance

Filed Under: Tuition Fees Tagged With: Africa

Last Updated: January 4, 2025

Emergency

My boyfriend & I are going through a custody battle for his 2 children, the final court date is on Jan 13th & he has to drive 11 hours to a different state to the court hearing. He just got into a car accident last week, & he needs a new rim, rotors, brakes & axle. The total cost to fix his car would be around $2,000 with labor & taxes, & the cost for gas to get to the courthouse & back home is roughly $500. The judge also wants him to pay off his lawyer or else the kids will go to foster care. The remaining fee is $1,200. We’ve tried getting loans to pay for this because we don’t have much time, but neither of us have good enough credit to take out a loan that equals what we need, & now the car accident has set us back, too. In order to get the car repaired on time, we’d need the money no later than Jan 7th or 8th. Someone please help us, these kids mean everything to us & we don’t want them to go back to the abusive mother or foster care, we can afford to take care of them, but the lawyer is taking up a lot of our finances to get the kids back.

PayPal:

https://www.paypal.me/AmberWoodhurst

 

CashApp:

$AmbblyPuff

Filed Under: Emergency Money Tagged With: USA

Last Updated: January 4, 2025

Re need money

Can’t find or get a job in rural area only have a few job skill a solo worker need too raise money too move away was working a few years ago a thief stole my car have a police report too prove that while have a different used car currently lost my job at time due to thief stealing my vehicle had mostly newer parts under the hood at time life savings went in too most new parts at the time only have a ged which I have mostly 97 percent on most subject and one type of job in lifetime. I have been doing surveys for hours most days very little pay. Trying to raise money too leave rural area in future.  Likes reading memory likes animals music and a fairly quite person and a Christian.

Filed Under: Wishes Tagged With: USA

Last Updated: January 4, 2025

VA home loan wasn’t enough to pay student loan debt

Dear to whomever reads this

Am a partially disabled veteran who’s been STRUGGLING to push for 100% disability that would have granted me student loan forgiveness.

Toxic relations ‘threatened’ me to “quit” a good job & go back to college only for “their” benefit. Only to end up with being ‘shamed’, in debt, & surviving on ‘paycheck to paycheck’ dead end jobs.

Current student loan debt’s around $30k, down from around $140k from paying $110k with my VA Home Loan in order to re-finance my mortgage <2 years ago. Now THAT entire VA Home Loan payout ($170k) became my new mortgage balance.

Was previously paying extra principal until laid off from work July 2024 (now, Jan 2025 & still job hunting).

Didn’t qualify for the “Art Institutes” debt forgiveness due to “when” I enrolled.

Deeply fear next POTUS admin changes/cuts to such student loan debt relief programs.

Only income’s VA disability which pays mortgage & HOA alone, for now, both increase ever so often.

paypal.me/Jeanine77Munoz

Or direct to student loan debt co:

https://sloanservicing.com/
Account D045553271

Filed Under: Student Loans Tagged With: USA

Last Updated: January 4, 2025

Need Help to restore my business.

Hi, I started a small business in 2019 and took ill. Due to the illness I was not able to work unable to pay someone to help run the business so it went bankrupt. I would like yo get back on my feet. I tried other areas to restart but can’t get back up I really need the help. Lost all my savings to medical bills and with the pandemic things just got worst. This is not what I really want to do but I just need to get back on my feet. I will really appreciation your help.

https://paypal.me/ASparks590?country.x=JM&locale.x=en_US

Filed Under: Business Capital Tagged With: USA

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