Begging Money

Financial Hardship Help

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Last Updated: February 25, 2025

Out Of Options

First off, thank you for taking the time to read my post.

This is new for me. I’ll start by stating a little about myself. I am a father of 2 girls and 1 boy. Ages 7, 3 and 5 mos. I was born and raised in the heart of Newark, NJ but moved to Louisville, KY at 19.

Fast forward to now. Currently 32 years old and was just permanently laid off by Jack Cooper Transport. Ive been employed there since moving to Kentucky in 2011. My gf is currently in nursing school and has no income. It was tough as is trying to maintain things on my income alone. There is no chance of me getting my job back unfortunately so I’m actively in the job market.

We have three vehicles, all of which are not currently running aside from one, Our oldest, a 1997 toyota corolla that’s on its way out. We shopped our 2015 durango for repair, paid 3k that we didn’t really have (winter time and we have young kids – this vehicle is a necessity for us) only for them not to fix the issue and tell us we need to pay 4k more in order to fix the issue. We also have a 2018 Ford fusion that has a blown engine.

We were able to make rent for february but march and April are not looking very good. We are almost down to no car since we can’t afford to repair our durango and we are behind on payments since we put out a lumpsum for the repair. Hopefully the bank will not repo it from us.

Our oldest is getting surgery on the 10th of March. It would be nice to have a comfortable and safe vehicle to transport our baby from the procedure.

We are making due with what we have and we help all we can. We are asking for some love here, some help to get us through these times.

Our goal is 10k. This will allow us to fix our vehicle, pay rent for 2 months and catch up on the vehicles payments while I search high and low for employment that will sustain our family of 5. I feel less of a man, that I am unable to provide my family with comfort at this time. Especially since my gf is in school and needs to be focused on her schooling. I don’t enjoy making my family worry on whether or not their man/dad can take care of them.

 

Please to those that see this, donate what you can. Thank you and God bless.

https://paypal.me/dacg0419?country.x=US&locale.x=en_US

Filed Under: Car Repairs Tagged With: USA

Last Updated: February 24, 2025

request of help

Good morning,

Mine is a particular situation, and I thank you very much  for the interest in a good cause. I ask one help for me and  my mother that she is 84 y.o., we are in a difficult finacial situation, and she is not in good health, we asked for justice fighting against corruption, and it  led us to poverty, for court costs, and, in my courtry Italy, they no longer give loans over 75 years. I request one fianancial help we need   40375 $ 

Thank you very much. With heartfelt gratitude,

paypal.me/Riccardo454702

Filed Under: Emergency Money Tagged With: EU

Last Updated: February 24, 2025

Mortgage, Car and Bills

Hi, thanks for taking the time to read this. I know everyone on here has their own unique set of circumstances. Mine are as follows:

  1. I shattered my kneecap September 2023 after recently going through a divorce. Due to medical bills, being out of work for two months and the debt I was still carrying due to divorce lawyers I maxed out all my cards nearly $40,000 in debt. Ive paid off 3 of the 4 but it is still a wok in progress.
  2. My Identity got stolen and my ICLOUD hacked in late June 2024. I was only able to recover half of the money that was stolen and am still dealing with this as an ongoing issue despite my numerous precautionary measures.
  3. I rent out a floor in my house to traveling nurses to help with my mortgage. We worked completely opposite schedules and after agreeing to wait until her assignment started to pay me for the first month she paid for one week with continued promises of full payment when the position started. This continued for a month and a half but I hadn’t secured another tenant so I was stuck, hoping she would pay. She didn’t pay for any more of her 3 month contract and packed up and left without telling me, texting me for weeks as if she was still living here. That drained my account with no help with mortgage or utilities for 3 months.
  4. Due to the seasonality of my job, my hours were cut significantly in early July.
  5. I was carjacked as I was leaving work in mid-August. The vehicle was never recovered. My laptop, ipad and phone were all in the car.
  6. I broke my foot a week after being carjacked.
  7. I hired an Auto Broker to find a car for me at auction, he has a legitimate LLC and Dealer License. I gave him a budget of what I wanted to spend and in addition to his brokers fee I had to pay half upfront. He went to auctions twice a week and was constantly sending options while there. He said he f0und one but needed the rest of the money before leaving the auction lot because he was also buying several other cars at the auction and didn’t have enough cash. So I sent it to him. Long story short, I am out $8,000, dont have a vehicle and though I won my judgement against him- you can’t garnish what they don’t have.
  8. Due to the absolute disaster beyond explanation that my nonpaying roomate left her rooms in, I spent a month patching drywall, scrubbing floors, cleaning carpets and disposing of bags and bags of trash. I was just able to repost it as available but have had no inquiries.
  9. My property taxes and homeowner insurance both nearly doubled in 2024 vs. 2023. My former insurer refused to renew my policy when it was set to renew early July because apparently I need a new roof, badly.

 

I am sure this is likely very similar to what you read on other messages, that is why I tried to break each incident down seperately to make my situation a bit more clear. I would sincerely appreciate any help you can give. My financial situation over the last 6 months has literally made me sick to my stomach. I couldn’t even afford to buy Christmas presents for anyone this year. Thank you in advance to anyone kind enough to help out.

amt

paypal.me/amthies

Filed Under: Mortgage Tagged With: USA

Last Updated: February 24, 2025

Lost my job due to major health crisis

My world came crashing down on May 14 2024. My day started off great as it was my day off.  Around 1:30 pm I had tightness in my chest. Next thing I know I’m on the floor at home.  My husband call 911.
After that it’s fleeting moments.
The ambulance ride, the hospital personnel removing my clothes quickly. Removing my jewelry and fighting to get my necklace to release. That was the last thing I remember till I woke up in ICU four days later.  I had had a major heart attack. Died on the table as I was told later. But as I came around I couldn’t feel my right leg and foot from the knee down.
I woke up from the heart attack but found I have neuropathy in my right leg. It has been a long road of pain in my foot that never goes away. Many different doctors and so many test and still don’t feel my foot. Yet, the pain continues.  I can’t drive, I can’t work as my job you are on your feet all day. I can’t be on my feet for long periods of time as the pain gets worse. I can’t sit in a chair with my feet down for long periods. Needing to prop up my foot won’t work at my job. My household bills have piled up. My social security is less than $1000 a month. That does not go far. Mine and my husband’s social security is not enough.
Trying to keep up on property taxes, electric, gas, homeowners insurance, credit cards that have all been cancelled. Medications co pays have gone way up. It’s like taking one step forward and knocked back five paces. For the last couple of months I have had such fear as the power and or gas will be shut off. I’m constantly watching the street when I hear vehicles go by. Looking to see if they are turning me off. I have so much stress. I don’t sleep well at night. I just wish I could get my life back. I know it will never be the same. I never in my life thought I would be asking, begging for financial help from strangers. I have always been the one helping others. I’m not use to being the one asking for help. Anything that you can give I would be ever so grateful.
paypal.me@ lindas296

Filed Under: Emergency Money Tagged With: USA

Last Updated: February 24, 2025

HELP WITH THE BILLS PLEASE!

Thanks for reading my plea!

I’m requesting $1500 to cover the various necessities while I wait for someone to hire me. PayPal link at the bottom.

Donations of any size will genuinely restore my faith in humanity.

If I can’t find work this month, I will create an ongoing request here or elsewhere for a monthly wage in exchange for picking up trash, in lieu of a traditional job.

I’m not sure how much anyone wants to hear my sob story but I’m willing to try to tell it as of lately. Sorry it’s going to end up being a novel. I haven’t had anyone to talk to in years and have the type of problems that the therapy available only makes worse.

I’m an intelligent hard worker with a variety of low-paying but translatable skills. I’m not sure what more I can do be hired somewhere. I’m already writing eloquent cover letters, dripping with desperation for custodial positions at the truck stop/Wendy’s. And being turned down to pick up the trash that blows away from the dump.

I live hand-to-mouth, paycheck to paycheck. My expenses are minimal because I live in a van and my only family is a cat. This month though, I have to renew my drivers license and registration which has really added to the pressure.

I suffered what should’ve been a treatable injury to my wrist in September, in Oregon, USA. I’m poor though so my options for care are limited to an MRI by springtime. I was a dedicated, heavily invested, 38 year old whitewater raft guide so now this is a life-changing injury.

Where I was in Oregon is cloudy, cold and wet almost every day in the winter so my solar panels couldn’t charge my batteries, in fact I was so desperate to use lights or charge my phone for work or distraction that I let those conditions damage my solar batteries permanently. Not for lack of effort though. By December I attempted to buy something that would plug in to the equipment that I ready have and use my van’s engine to charge my solar batteries when I drive. The “reputable” international company I purchased the gear from was so incompetent that I had to purchase it twice and in the end never received it nor was refunded and had to go through my bank’s fraud department. So many hours on the phone and of providing documentation of a confusing situation this company created. Merry Christmas to me!

So I’m sitting in the dark, in Oregon, injured more seriously than ever before in my life, climbing on my snowy van’s slippery roof at least once a week to move propane around to supply my heat. It’s suggested to me that, I could just go south to wait for MRI. South from Oregon generally has significantly more sun, less precipitation which alone would improve the quality of my life.

So I take care of what little business I had in Oregon and drove until the weather suited me. At which time my van broke down.

I guess it’s lucky I didn’t break down sooner. The weather here is better.

I took my van to the only place open on a Saturday. The entire experience was unbelievable but here are the highlights. When receiving a quote for the repair, I asked the manager to please let me know if anything changes because, well, I’m poor. He assured me he wouldn’t spend my money without telling me. I asked how did this dangerous problem happen to my van so I can avoid it better in the future? The manager and mechanics spent five days telling me I have nothing to worry about, they’re going to take care of me.

Then, on the manager’s day off, they finish with my van. The poor guy stuck giving me the bill knows all of the prior events and apologizes. The manager told him to charge me $750 more. They didn’t even have real reasons for the additional charges.

Cool.

I get in my van and the root cause of the problem is not fixed. Guaranteeing that eventually this dangerous break down event that occurred will happen again. The necessary  part to fix it cost less than $10.

After being robbed at the register, I didn’t bother to go back inside and bring it up. They obviously don’t care, they already had all my money. And there was no more money to give them. I’ll just try to never drive this vehicle that is my house and is not allowed to be anywhere for an extended period of time since I don’t own land or have money for a campsite. And living in fear of the consequences of driving my only form of transportation is just a new fun part of my life.

Cool.

So now I’m stuck Arizona, USA. Because I live in a van, everything that requires providing an address is difficult. I don’t even know what address to use to renew my license and registration. Additionally, I don’t have an address for food stamps or Medicaid.

Which is special, because I pay for an annual digital mail service that provides me with an address to receive mail. But PO Boxes aren’t residences so it’s difficult to force the computer or convince a person to accept one when you need to deserve things like food, shelter, and healthcare.

I’m doing my best but everything is so pointless. The harder I work it seems like the less I get for my efforts. And people are so regularly willing to do worse things to me than I would ever do to anyone. People have taught me that my only role is to let people exploit and abuse me or they’ll punish me for existing near them. I’m also required to maintain a positive attitude about this or else, definitely, there’s a chemical imbalance in my head that no doctor will ever check for, they just know that no one could ever be displeased in world that is simply not for them.

I’ll stop now, sorry for the word vomit.

Those who are able to, please share what you can.

@TGRiverGuide

Filed Under: Emergency Money Tagged With: USA

Last Updated: February 23, 2025

Long read but please do

Hello, I’d like to start this by saying I’ve never wanted to spend more on my credit than I needed. However I was manipulating the due dates to stretch money here and there. I’ve been on my own since 17 and just now have opened credit so that I could qualify for an apartment. I used to get approved easily with no credit because places were willing to take the bigger deposit. Now that’s not the case. I was couch surfing for a couple months, so grateful for the people that helped in those times. And I made sure to do right by them. At the time i was working as a miner so the money was good but my mental not so much. My schedule would switch for 6 day weeks and 7 days weekly. 12 hour shifts. I honestly felt it was nice job. I liked being physical, I like being able to buy groceries and gas for those I was staying with while also doing the same for myself. But I could not continue to work there when the work is made for a 6 man crew and I was the only one there for 4 months. Training people just to leave. With all that I’d still say I liked that job over any other I had. I felt like it was more fulfilling. I do not support consumerism. It’s truly disheartening seeing how we in America are looked at as just people to squeeze money out of. I’ve felt this way from a very young age coming from a poor family. I lived in; not a full tool shed. Half of a tool shed up until I was 7 and in that time I almost lost my life. Sleeping on the floor in my sleeping bag at the age of 5. I was stung by a scorpion on the neck. Foaming at the mouth and convulsing I just remember my mom screaming carrying me out trying to find a phone to call the ambulance and then waking up realizing I missed a couple days of my life as opposed to all of them. It really made me conscious. So never having money and seeing distressed clothing going for hundreds of dollars while 2 thousand pieces of clothing are thrown out per second in the u.s.  I say this to further cement the dread of my next job. Amazon. This is the birth of fast everything. Which leads to the normalization of buying things. But it doesn’t stop there. This company has built itself to the point where it can buy the manufacturing or licensing of the product their supposed to only deliver. Why? Many reasons but let’s say they see a product doing well. Well they do the research as to why. And in that research they find out they’re only doing good on Amazon. Nobody is making the effort to buy them in person. Well that must mean they’re losing money on being able to hold their stock at Walmart. So let’s employ people to but it off the shelf when it goes on discount then sell it for more. I really could go on but I’m here begin for money so please allow to go back. I reluctantly became an Amazon delivery driver with it being the highest paying intro job at the time and then promising 40 hour work weeks and overtime possible which I’ve become accustomed to. Well after 2 peak seasons I had only gotten 10 hours of overtime. Then barely got 36 hours regularly if I even got to work my full week. At a restaurant there are a set number of employees so on a given shift if someone calls out it can be a struggle finding someone to cover. A unfortunate issue but Amazon has a solution. Have 16 extra people show up to work as if they would be working and if someone doesn’t show up then they can work. Other than that they don’t have a route and we knew this before you left your house. Wasting time and gas to not work is horrible. No compensation and no assurance that it won’t happen again. But this is a normal practice for Amazon. But now I do not have the honor to even be put as an “extra” because I was let go in response to even less routes. Why is there less routes? Because our warehouse doesn’t have enough employees to fulfill orders in time. Sometimes having to pick up packages at other warehouses. But before being let go I was asked by a friend for some financial help. And thinking I was going to still be getting paid this month I have him 1200 dollars making sure he gave me his word I would get it back from him within 2 weeks because he assured he would. He did not. My friend is recently have had cancerous growths being found in his foot and have had cancer battles in his past and successful surgeries on his back. Well with being out 1200 I wasn’t able to continue my credit stretching and had to even ask for my money myself from an ex to pay for my rent. And I wasn’t aware it was also her credit so I’m fine with the interest on my credit but definitely not hers. I could not do that to her. So I’m selling things trying to scrounge up enough. I need 700 more for her credit and now a lot more on mine. I’ve been trying to get myself to a point where I can be my own boss and it looked close but not it’s starting to feel so far. I want to make healthy food for my community who stuggles on a nationally recognized level of diabetes. I want to upscale thirties clothes for the children in my community whos parents can’t afford new clothes like how mine couldn’t. For the kids who want to dress how they want I wanted. I want to educate my community of practices of the companies they probably wouldn’t support if they knew. I do not want this to grow into something I can’t handle. I knew I should have stayed away from this credit stuff. I’m totally fine and used to being broke. Completely broke and starving that is nothing new to me. But I do not want to owe and stay in debt. 5k would be amazing to squash my expenses and have enough to pay for ingredients or supplies I can use to sell and make more until I get another job but to me thinking people would give such an amount is unbelievable. So I beg if you’re that person, please help me.

PayPal: thyfruitrollup

Filed Under: Emergency Money Tagged With: USA

Last Updated: February 23, 2025

My Last Resort

My name is Teresa. I’m 56 years old and have been through so much pain and suffering that I’m honestly surprised I’m still alive. I was married to a man for 20 years that started off being a good husband, father, and provider, but he let alcohol take over his life and one day decided he didn’t want to work anymore and started receiving disability. He became someone I didn’t know. Verbal abuse and physical abuse to me and my children until one day he had a massive stroke. After caring for him for over a year that’s all I could take of the abuse so I divorced him. I have been working for almost 4 years in management at a grocery store and ended up having to give up my job to care for him after the stroke. After divorce I went back to work in a different field. I struggled everyday trying to work pay all the bills by myself and take care of two teenagers. It was very hard trying to make ends meet. I’m at another man and started dating him. Early on in the relationship between the alcoholism and the physical abuse I ended up losing my job because I couldn’t make it to work with the black eyes and the busted lips and bruises. I couldn’t afford where I was living not to mention the bad memories from the marriage that I just got out of. So I ended up selling the place I was living and moving away for a few years. Sometimes there was good times but most of time everyday was a fight or an argument. I did try to go back to work even with my mindset of either being beaten, staying up all night because I could not sleep with the fighting and the arguing constantly. Then one night in the middle of the regular arguments, he grabbed me by my throat and choked me till I was almost unconscious, then he picked me up by my throat and slammed my body on top of a wooden coffee table almost breaking my back. I ended up going to the emergency room a few weeks later from some other complications that I thought was my digestive system or something. But turns out I had a blow to my kidney when I went through that coffee table, and after test and scans we’re ran on my organs a tumor was found in my right kidney. It was renal cell carcinoma a very rapid spreading type of cancer. It took me 6 months to be able to come up with the money to get an MRI, only to find out that there really wasn’t any treatment options, so I opted to have the entire kidney removed. After surgery a scan was done and a second tumor was found in my left kidney. That was in 2019. I had my surgery in 2020, and since July of 2020 I have been out of work, the first year was a healing process from the surgery. But after that is when I started getting accused of mooching and free loading off of the man that told me not to go back to work until I got my health right.I eventually broke up with him  and I was left alone with no income no transportation no way to get to work pay my bills, I had nothing but an old mobile home that didn’t belong to me that I was supposed to be renting but I never could afford to pay the rent because I could not get a job and hadn’t no income whatsoever. But I struggled and strived the best way I knew how, asking for churches to help me with my bills, food pantries so I have enough food to to last through the month because my youngest son was still living at home. He tried his best to help me when he could. He was doing all that he could to try to help me but he was in the same boat with no transportation and that made it hard because where we live there’s nothing around us for miles except a little convenience store, a tire shop, a Dollar general that had just opened and that was about it. But in August of 2023 my world came crashing down, my son went to Houston to visit his children before they went back to school, got into an altercation with some of his family members from his dad’s side, and one of them shot and killed him. I don’t know how I’ve even survived the loss of my youngest child. It’s the worst pain that I’ve ever felt in my entire life. Since then I’ve been completely alone, struggling to just keep my utilities on. But my water has been turned off because the well that supplied my house was shut down by the new owners. So I have not had running water to my house in 2 years. I’ve kept my electricity tried to keep my phone on I did get food stamps so that does help me through the month. But I have contacted churches, charity organizations, community action, even when it’s far as to contact the news channel trying to get someone to help me pay the money to have a meter installed so I could have running water again. And no one has helped me so I am still living out of jugs. I was going to move and I’ll put a lot of my things in storage, and then the move fell through and I can’t keep up with everything so I’m about to lose my storage unit, which has my son that passed away, all of his things are stored in there. And it was due on the 1st of February and I have no money to pay it. Last Wednesday my electricity was disconnected for the first time. And I lived without lights for 5 days. Staying in this dark trailer with no electric, no heater ,freezing, until I finally was able to get a few places to help me pay it and get it turned back on. I have been doing everything in my power that I know to do to buy a car. Yes I have applied for disability but I’ve been turned down or denied three times since 2019. And I can’t just keep sitting here waiting for something that doesn’t seem like it’s ever going to come. I need a car. My car was stolen and totaled and sold for junk. The second car that I had just bought probably didn’t drive it 10 times, and I was trying to get the insurance to get it registered, and someone in the neighborhood got angry with me because I threatened to call the police on them for bringing stolen stuff on my property, so he destroyed it by putting water in my oil causing the engine to lock up. So that’s another one that had to be sold for junk. I’m asking or I’m begging, or someone to help me with enough money to catch my bills up, buy me a car, something that’ll just get me back and forth to work that’s all I’m asking. I want to go back to work. I have to go back to work. If I don’t get a vehicle and get a job and start earning income again I’m going to end up losing everything I’ve got. Including where I live and I’m going to end up on the streets with nothing. I have begged, pleaded, I have applied for loans, tried to get a car donated through the websites, and nothing has happened for me. I know I have cancer and I know there are times when I get pretty sick. But I want to work, I love to work, I worked my entire life until I got diagnosed with cancer. And I know I need to work it’s the only way I’m going to be able to keep a roof over my head and be able to pay my bills and try to move on with my life. And then I can start thinking about what I’m going to do about the cancer when the time comes. I don’t like asking anyone for anything because I’ve never had to ask for anything ,I’ve always been independent, and I’ve always worked since I was 16 years old. I hope people see this and read this and can find it in their hearts to help me. If not I don’t know what I’m going to do. There really isn’t much that I can do. This is my last resort. If I can’t get help to help myself, then I can’t see any reason to even try to go on. I want to live life, but I have to have a life to live. I put down $3,000 as an amount that I need. That would help me get me a car, get the meter installed for my water, and catch my storage payment up before I lose it, and have money for insurance and gas money so I can get a job.

 

Filed Under: Emergency Money Tagged With: USA

Last Updated: February 22, 2025

Family of 7 falling behind.

  • Over the course of the past 16 years, I’ve finally managed to get myself, my wife, and our 5 daughters into a place we can forever call home. Our mortgage was reasonable and we could afford it. Fast forward 9 months and our insurance company goes out of business (managed by escrow). Since the company went out of business, there was no refund of “unused funds” for loss of coverage. My mortgage company then found another insurance policy. The policy was incredibly high, more than 600% of my original policy. This added an additional $800/mo due with mortgage payment for this insurance.
  • For obvious reasons, I had found my own insurance company All State. Ended up getting a good deal on a car/home bundle. It felt like I was finally beginning to the light at the end of the tunnel. Then, All State sends someone to look at my property in fall (as leaves are falling off of trees). Naturally there were some leaves that hung on to our gutters and they took pictures and canceled my policy. When I was notified of this the leaves had already been removed,  sent pictures, the same day, and they still continued with the cancelation, but promised to give me the same insurance at the same rate. They cut me a check for $3,300 and requested for me to hold on to it. I did. When they called they needed $4,700 to reinstate my policy and continue coverage for the remainder 10 months. So now I owe the obnoxiously high mortgage + monthly payments on homeowners insurance, because I didnt have the $4,700, I had their $3,300, and nothing more. So I’m stuck with $450/mo homeowners insurance, plus $2,400 for mortgage.
  • Then the big thing happened. Our van blew the engine with less than 100 miles past warranty coverage. (Still owed 17k), so I had to return the vehical to the lot and they helped me get into another suv suitable for our size family. So now my payments are $1060/mo for a vehical (from being upside down on previous loan) for the next 72months. Plus my credit cards maxed out.
  • My family has taken the hit from all of this, after food and bills, I’m left with nothing, that’s after working 12-13 hours for 5 days usually totaling 64 hours a week. I’m in so far over my head and have no idea how to move forward and get back on top. I’ve already canceled every subscription to help, we’ve chained our food to mostly chicken (cheapest meat) and don’t qualify for any government help. With inflation I’m absolutely stuck. My homeowners insurance policy and vehical paid off would be a life changer for our family. Please help us, God bless.
  • CASH APP: $sawyerd823

Filed Under: Emergency Money Tagged With: USA

Last Updated: February 22, 2025

Contractor Laid Off Due to Federal Mass Layoffs: Requesting Help

Recently, I lost my job as a contractor for a federal agency where I worked as a Management and Program Analyst. I loved my job, my office, and my team. It was fulfilling to handle complex problems, and I gained a great deal of satisfaction from this job.

In October 2023, I became a homeowner again. I was lucky to live in a rental with below market rental rates, which helped me to save quickly. Working from home also saved me commuting costs. I have no credit card debt, and my car is paid off. I live within my means. However, I’ve lived in my home for 1 year and 4 months, and I haven’t had enough time to rebuild my savings after buying this house.

This sudden horrible mass layoff will have a cascading effect. First, I can’t pay my mortgage, and it will take me longer than 6 months to find employment. When foreclosure starts, I have to pack up a home I just moved into and go where?  By the time the foreclosure starts I will be completely broke. I will eat through what little savings I have, and it will just continue to spiral. The job market will be saturated with others affected by the mass layoffs. Many of us are competing for the same jobs. I just need more time to find work even at a reduced salary to get me through this challenge. I am too old to have this continued path of starting over financially. I’m devastated and I’m so hurt at losing a job I was good at, a job where I was well liked, a job where my colleagues submitted compliments to my contracting company on a regular basis. A job that had my branch chief in tears after learning she lost me. Just all gone. I once again am feeling the kick in the gut by life all because I simply did not have enough time to rebuild my savings account. Look at how vulnerable we can easily become. With the stroke of a pen, it’s all gone.

In the past, I overcame hardships with help from friends or by taking on part-time jobs.  I don’t have time on my side. I’m not in my twenties. Every financial setback at this point affects retirement, and how long I have to pay off my mortgage before retirement. I had a plan, and I was moving in a positive direction until circumstances beyond my control intervened. I can’t even apply to other federal agencies where my skills will be a direct match because of the hiring freeze. Another situation beyond my control. I applied for a permanent position early 2024, and I did not get the position. Get this……….had I gotten that position I would be in the probationary period, and I would have still been laid off anyway.

Let me share something I learned from my mom, and it’s something I still practice. Every Sunday my mom prepared a large Sunday dinner and sent plates to all the seniors in our neighborhood. Someone asked her why she did this, she said, “If my child is in a dangerous situation, gets hurt, and I can’t get to her, my kindness will be repaid, and someone will find and save her.” This is how repaying kindness works. In memory of my mom, I promised that if any friend or family member needed financial help, I would always provide it as a gift without ever expecting repayment. I was able to help friends and family in this way, bringing a little peace of mind to whatever hardship they were facing. This holds especially true for me today. If I receive any help and once I am employed, I will pay it forward. I believe in karma.

I’m humbly asking the community at beggingmoney.com for $22,793.16 in assistance to cover my mortgage payments for 12 months.

My PayPal link is PayPal.me/virtuallylinked

Thank you for you for reading my story.

Filed Under: Mortgage Tagged With: USA

Last Updated: February 22, 2025

Lapidary Business Start Up

Hello, my name is Drew! My entire life, as far back as I can remember I have been drawn with rocks and stones. If I had to guess a number, I would say that I have packed home at least 3000 or more geodes, nodules and other interesting specimen. I would LOVE to be able to actually make money working with stone. It would be a dream come true to me. But lapidary equipment is unimaginably expensive. A good cabbing machine to shape and polish pendants Cost anywhere from $800(junk) to 2500 brand new. Then the grinding pads are around $150 each, needing at least 8 of them. A circular type saw that I need due to the sheer size of some of my stones ranges from $5000 to $14000.  then you have The wet style ban saws and the wet grinders and vibratory tables, Gem faceting machines. There is so much overhead that comes with it I fear I will never see my dream to fruition. I have never asked anyone for help. I am typically the one helping others but im I feel like this may be the only way I can reach my goals of owning some of this equipment. I appreciate you for taking the time to read my post, and thank you even more for any kind on contributions that are made. I will be forever grateful down to a dollar. If you would like to help me reach my dreams and achieve me goals, Feel free to cash app me. My tag is $drewster369. Again, thank you 🙏 for your generosity!

Filed Under: Business Capital Tagged With: USA

Last Updated: February 22, 2025

Après la violence et la souffrance, un combat pour la reconstruction.

Il y a quelques années, alors que le monde était plongé dans la crise du Covid, j’ai rencontré un homme qui, au départ, semblait être quelqu’un de bienveillant et attentionné. Très vite, une relation s’est installée, et nous avons emménagé ensemble. Mais ce qui ressemblait à une belle histoire s’est rapidement transformé en un cauchemar. Pendant un an et demi, j’ai vécu sous l’emprise d’un homme qui m’a détruite, aussi bien psychologiquement que physiquement.

La descente aux enfers s’est accélérée lorsque nous avons pris un appartement ensemble. C’est là que les violences ont commencé à s’intensifier. Tortures psychologiques, manipulations, coups… chaque jour était une lutte silencieuse, une survie au quotidien. Il avait une emprise totale sur moi, au point que je cachais la réalité à mon entourage, incapable de parler, incapable de demander de l’aide.

Un jour, il m’a demandé de lui trouver une psychologue pour simuler une dépression auprès de son employeur. J’ai pris rendez-vous, mais au moment d’annuler comme il me l’avait demandé, quelque chose en moi a réagi. Au lieu d’annuler, j’ai demandé à prendre sa place. Cette décision a changé ma vie. Pendant plusieurs mois, je continuais à tout cacher, à faire semblant. Jusqu’au jour où il m’a brisé les côtes.

Ce jour-là, je n’ai pas eu la force d’aller à mon rendez-vous chez la psychologue. Mais la séance suivante, j’ai tout raconté. Sa réaction a été immédiate : elle m’a dit qu’elle ne me laisserait pas partir tant qu’elle n’aurait pas la certitude que j’allais porter plainte. Je l’ai fait, et aujourd’hui encore, je lui suis infiniment reconnaissante, car seule, je n’y serais jamais arrivée. J’étais enfermée dans cette emprise, avec cet espoir insensé que, peut-être, un jour, il changerait. Comme tant de femmes qui vivent l’enfer aux côtés d’un homme violent.

Après ma plainte, il a été expulsé de notre domicile. Mais pour moi, ce n’était que le début d’un autre combat. J’ai été arrêtée au travail, plongée dans une dépression profonde, aggravée par un stress post-traumatique dont je n’ai pris conscience que bien plus tard. Pendant deux ans, j’ai vécu dans l’ombre de cette souffrance, incapable de me lever, incapable de reprendre une vie normale. J’ai accumulé des dettes, incapable de payer mes assurances maladie et mes charges courantes. Les seules aides que j’ai reçues m’ont permis de garder un toit sur ma tête, mais rien de plus.

Le procès a duré trois longues années. J’ai eu peur, peur de parler, peur de me confronter à lui, peur même de lui causer du tort malgré tout ce qu’il m’avait fait subir. L’emprise ne disparaît pas du jour au lendemain. Mais j’ai fini par y arriver, par m’exprimer, par me libérer. Il a été condamné à plusieurs années de prison, malgré son recours, et la justice suit son cours.

Aujourd’hui, cela fait un an que j’ai repris le travail. Mais malgré cela, je ne m’en sors toujours pas. Mes dettes accumulées durant ces années noires continuent de peser sur moi. Mon salaire est saisi, ne me laissant que de quoi payer mon loyer et survivre. Chaque mois, je dois faire face à cette réalité : une dette de 50 000 francs, un poids immense qui me rappelle sans cesse ce que j’ai traversé. Ce chiffre, au-delà de sa valeur financière, représente toutes ces années de souffrance, de lutte et de survie. Il m’empêche d’avancer sereinement, de tourner définitivement la page et de reconstruire mon avenir sans ces chaînes du passé.

J’essaie de me reconstruire, pas à pas, mais le chemin est encore long. Je suis toujours suivie par une psychologue, car les séquelles sont profondes. Les cauchemars, les peurs persistantes, l’incapacité à faire confiance, à envisager un avenir serein… chaque jour est un défi.

Mon objectif aujourd’hui est simple : me reconstruire, et ne plus laisser mon passé dicter mon avenir. Mais pour cela, j’ai besoin d’aide. Aide pour surmonter ces dettes qui me maintiennent prisonnière de cette période, aide pour enfin respirer et avancer sans ce poids constant. Toute contribution, quelle qu’elle soit, serait une lueur d’espoir dans ce long processus de reconstruction.

Merci à ceux qui prendront le temps de lire mon histoire, de comprendre mon parcours et, peut-être, de m’aider à tourner enfin cette page.

https://www.paypal.me/melo3M

Filed Under: Medical Bills Tagged With: EU

Last Updated: February 22, 2025

A Father’s Plea: Help Me Smile Again for My Autistic Son

Every day, I wake up to the soft sounds of my son stirring in his room. He is autistic, nonverbal, and his world is one of patterns, routines, and deep emotions he struggles to express. My world, however, is one of sacrifices—ones I gladly make for him. But some sacrifices come at a painful cost, and one of those is my ability to smile.

I never imagined I would lose my teeth so young. I never imagined the simple act of eating a meal would become a challenge. I never thought I would feel ashamed to talk to people, afraid that my appearance would make them turn away. But here I am—struggling with the reality that my missing teeth don’t just rob me of my confidence, they rob me of opportunities to provide for my son.

Not long ago, my life looked very different. I was married, holding onto the dream of a stable family, believing that love could weather any storm. But life has a way of unraveling plans. The pressures of raising a special-needs child took a toll on my marriage, leading to a painful separation. Now, I am a single father, doing my best to navigate a world that often feels isolating and overwhelming.

I want to go back to work, but my son’s needs are demanding, and I am his primary caregiver. Therapy appointments, unpredictable meltdowns, sleepless nights—I pour every ounce of myself into making sure he is safe, comforted, and supported. But in the process, I have lost pieces of myself—my confidence, my ability to provide, my very smile.

Something as simple as eating dinner with my son has become a challenge. Soft foods, avoiding certain textures, and the constant pain of exposed gums—every bite is a reminder of what I’ve lost. More than that, social gatherings are unbearable. I can’t bring myself to talk to people, let alone smile. Job interviews feel impossible. First impressions matter, and when you don’t have a smile to offer, doors close before they even open.

Dental implants could change everything for me. They could give me back my ability to eat, to speak confidently, to smile at my son without hesitation. They could help me re-enter the workforce, giving me the chance to build a future where I am financially stable and able to provide for my son’s needs without fear.

I am not asking for luxury or vanity. I am asking for a chance—to reclaim my dignity, to secure a job, and to be the father my son needs without feeling broken every time I look in the mirror.

Philanthropy has the power to transform lives, and I hope my story touches your heart. A smile may seem like a small thing, but to me, it is the key to rebuilding my life. Your generosity could give me that second chance—to eat without pain, to face the world without shame, and most importantly, to smile at my son with the confidence and joy he deserves to see in his father.

The total cost of the dental implant procedure is $32,000—an amount far beyond what I can afford in my current situation.

If you find it in your heart to help, your support would mean everything. Not just to me, but to my son—the little boy whose world is already filled with so many challenges. Your kindness could change our lives forever.

Please consider making a donation to help me regain my smile and rebuild my future. I currently can accept donations with cash app. Thank you very much for your donations

Cashapp I.D: $SKNY301

Filed Under: Dental Tagged With: USA

Last Updated: February 22, 2025

Almost

If…If I had been a few years older than I could have possibly taken my brothers in and been the mother to them they never knew. If I had joined the military a few years earlier. If I could have stopped them from doing this or that…We were separated before life actually tore us apart and delivered us into evil with no skills. I survived, because I learned that putting God first even in the middle of my mistakes, kept me from drowning. Faith of a mustard seed, that is the difference between success and failure.

Now I am a veteran on a fixed income, trying to care for my mentally challenged brother in a state hospital because he was severely abused in the system. I can’t tell him our youngest brother is no longer with us because his case workers feel like it will break him. I am humbly asking for whatever is on your heart to give so that I can send him a few things like a cd player, headphones, and I am working on trying to go visit him in person because even having a family I understand the type of loneliness he is experiencing because I still have it from time to time.  know that life is more than money. I just don’t have enough of it to go around because I paid for my youngest brother’s funeral cost and it put me behind on some bills. Thank you for taking the time to read my story, for that I hope your day is wonderful.

Be Blessed,

Phoebe

paypal.me/pbooker16

Filed Under: Uncategorized Tagged With: USA

Last Updated: February 22, 2025

Desperate for Help

Hello, my name is Russell, and I’m reaching out in the hope that you might help me during one of the most challenging periods of my life. I’m 62 years old, and I recently lost my job, leaving me unemployed and struggling to keep up with essential expenses. I have always prided myself on being independent and self-reliant, but now I find myself in a situation where I must ask for help. I am in urgent need of approximately $5,000.00 to cover critical bills and prevent my life from spiraling further out of control.

One of my biggest concerns right now is my car. I have fallen behind on my car payments, and the threat of repossession is real and looming. My car is much more than a vehicle—it is my lifeline. It enables me to attend job interviews, run errands, and maintain a semblance of normalcy in my day-to-day life. Losing my car would not only impact my mobility, but it would also significantly hinder my ability to secure new employment opportunities and manage daily responsibilities.

In addition to the mounting car payments, I have several bills that I simply cannot afford since I do not currently have an income. These include prescription medications that my wife relies on for her health, as well as essential utility bills such as electric, water, gas, auto ins, and groceries. Each day brings new challenges as I scramble to keep up with these mounting expenses, and the stress of this financial instability is overwhelming.

Adding to these difficulties is a personal crisis within my family. My wife recently underwent surgery and is now staying with our daughter in another state so that our daughter and son-in-law can care for her during her recovery. While I am immensely grateful that she is receiving the care she needs, the physical distance between us adds to my emotional strain. I remain here at our home, tirelessly searching for work and managing the household responsibilities that have become even more burdensome in her absence.

I am reaching out to this compassionate community in the hope that you can help me bridge this difficult gap. Every dollar contributed will go directly toward keeping my car, paying off these overdue bills, and providing the stability I desperately need to get back on my feet. Your generosity would not only help me maintain my independence but also ensure that I can continue supporting my wife’s recovery from afar.

Thank you for taking the time to read my story and consider my request. I deeply appreciate any help you can provide during this challenging time.

Sincerely,
Russell

https://www.paypal.me/rkmintx1

Filed Under: Medical Bills Tagged With: USA

Last Updated: February 21, 2025

Request for Financial Support to Revive ELOHIM COSMETICS and Continue Supporting Orphanages

Dear Sir/Madam,

My name is Oubaye, founder of ELOHIM COSMETICS in TOGO, a company specializing in the treatment of skin diseases and external hemorrhoids through natural antibiotic soaps made from raw shea butter, tamarind, palm kernel oil, neem oil, and dried moringa leaf powder. These products, derived from traditional and natural expertise, have improved the quality of life for many people while supporting social causes.

Unfortunately, in October 2023, a car accident turned my life and my business upside down. Medical expenses and the consequences of this accident led to the bankruptcy of my company, despite all my efforts to keep it afloat. My lease was terminated, and I now find myself unable to restart my activities without external support.

ELOHIM COSMETICS was not only a source of income for me but also a means to fund local orphanages and pay my employees. Reviving this business is therefore crucial, not only for me but also for the children I was helping through it.

This is why I am reaching out to you to request funding of $13,200. This amount will allow the factory to restart production,  pay off the debts, and breathe new life into this initiative that combines health, well-being, and solidarity. You can find evidence of my work and achievements in this link:

https://photos.app.goo.gl/jBcFTH63wqDAyQWT7

I firmly believe in you and your solidarity, and I am convinced that your support could have a significant impact, not only on my life but also on the lives of those who benefit from my products and the orphanages I support.

I remain entirely at your disposal to provide further information or discuss this request. Hoping for a favorable response, I thank you in advance for the attention you will give to my situation.

With deepest gratitude,
Founder of ELOHIM COSMETICS TOGO

https://paypal.me/elohimcosmeticstg

Filed Under: Business Capital Tagged With: Africa

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