My name is Jim and I’m struggling with the  financial burden of recovery from a severe tropical storm that did extensive damage to my property nearly two years ago. I was unsure of which category to post this to.

After battling with my insurance, regrettably without an attorney, I only received about 25% of the actual damage amount. They repeatedly promised to pay for parts of the claim, then when I’d contact them to follow up, they’d tell me that the adjuster who  had previously promised to cover certain damages had been reassigned and they could not cover those damages! This happened multiple times!

Ultimately, I had to finance the majority of the repairs on my own and then have almost drained my entire savings trying to make payments on these high interest loans.  With my savings all but depleted, I have tried to get various lower interest loans, such as home equity, debt consolidation and personal loans. I have been denied on all attempts due to insufficient income. And now I only have a modest Social Security income. So now I am out of options!

I have already accumulated $110,000 in debt from repairs and those repair have still not been completed. And my insurance is threatening to not renew my policy if I don’t have repairs completed.

I have always prided myself in being able take care of things on my own but now realize that this storm has defeated me! This is very uncomfortable for me to acknowledge this but I need help! I need the $110,000 previously mentioned, within 6 months to be able to keep my head above water, but urgently need about one third of that, $40,000 asap to pay off some of my debt that I got with  promotional rates that are about to expire. Those expirations will triple my interest rates and monthly payments!

So can you please help me recover from this natural disaster? Any amount will help and be greatly appreciated.

Thank you

paypal.me/JAM5722

To Whom It May Concern:

I hope this letter finds you well. I am writing to formally express my current situation and the difficulties I am facing, which have placed a significant burden on my financial stability. Due to unforeseen circumstances, I have encountered substantial challenges in meeting my financial obligations. Over the past few months, I have faced a series of unexpected medical expenses, car repairs, and credit card debt that have strained my budget. These expenses have been compounded by a recent reduction in my working hours, which has drastically affected my monthly income. As a result, I find myself in a precarious position, struggling to keep up with my regular payments and essential living costs. I kindly request your generous donation or a possible forbearance period that allows me some relief as I work to stabilize my situation. I believe with your support, I will be able to navigate through this difficult period and ultimately return to my previous financial standing. Thank you for taking the time to consider my request. I am hopeful for a positive response and am willing to discuss this matter further at your earliest convenience.

paypal.me/mike639377

Im Dialysis patient 2 works.i had stroke and my rent over due and im bout to get kicked out.im behind 3,000. I got 6 days to pay or sheriff’s put my stuff on Street.i have Diabetes high  blood pressure also. I have 2 sons living wit me too.i live in Winchester,va nd aint much help round here.Thank all for help. I only have Zelle.

Lettaz@gmail.com

Please understand that I have never asked anyone for this kind of help in my entire life and I am ashamed to do so.    I am a retired teacher living alone, forced to retire early due to severe heart disease.  I did not have enough credits toward retirement to be eligible for full benefits.  I make just enough to pay my rent.  My daughter is a single mother living in Texas which makes it almost impossible to visit my grandchildren for the holidays.  I am enrolled in the body gift program at WVU which makes me ineligible if I move more than 75 miles from WVU University.  This helps ease the financial burden to my daughter when I pass, but makes it harder for me to visit her.  Recently my vehicle has reached the end of its life which makes it almost impossible for me to travel locally to Dr. visits, grocery store, etc. More importantly, to travel to Texas and spend the holidays with my family.  To help make my financial situation more understandable, I am receiving meals on wheels that you have to qualify for.  I am trying to raise 20,000 dollars to help with medical bills and purchase a good used vehicle that will last me the rest of my life and be able to drive in winter months and be able to visit my girls.  I have a friend in the car business that will help me with this task as soon as I raise the funds. I realize that there are more people in worse situations than myself.  If anyone decides to help you will be helping an old man on disability to afford to purchase the means to take care of himself and more importantly to spend as much time as possible with family.  Anything would help at this point.

For those of you who read this.  God bless and keep you safe in his hands always. 

My Venmo account is.      Jim-Bowen-28

http://paypal.me/JamesBowen634

Hi everyone, My name’s Jared, and my girlfriend Jenifer and we are asking for any help we can get. We need $10,000 and ill break that down for clearity. We’ve lost everything. A few months ago, we were at a go-kart track with my kids when my 8-year-old spun out. Another group of karts were coming fast toward him, and without thinking, I ran to pulled him out of the way. The karts hit me instead and broke both my legs. He would have been hurt badly. That split-second changed everything. I was single father of 3. Raising my 3 kids was my life.  I lost my  job because I couldn’t work, and before long, I lost our home too. My daughters are now staying with my mom, my son with his mom, and Jenifer (who’s disabled and lives on about $900 a month) and I are doing everything we can just to survive. Some nights we can afford a cheap motel; most nights, we sleep outside. It’s exhausting. Every day we keep pushing because we want our lives back. I’m healing and ready to get back into HVAC as soon as we have a stable place to live. Jenifer is an artist who just needs a roof and a little peace to start creating again. We’re trying to raise enough to cover rent, deposit, cheap work truck, food, gas, work tools as I’ve had to sell to survive, and basic essentials. Rent is at $2900 per month here in Mount Pleasant, South Carolina. First month and security deposit are $6000. i can get a cheap work truck around $1500. That pbrings total to &7500. Hvac tools, guages, Torches, parts and refrigerant will be another $2500. Then utility deposits, food, gas, basic house essentials will cost $800-$1000. That brings total to $11000. We need help so we can get off the streets and rebuild our lives. We’re not asking for handouts-just a hand up. Even a small amount could make a real difference. Thank you from the bottom of our hearts for reading, for caring, and for believing we can make it through this.

– Jared & Jenifer

Cashapp – $JaredStroud84

Venmo – @J-M-Stroud84

Paypal – JaredStroud24@Gmail.com

It’s always been difficult for me to ask for help . I will give help easily and enjoy doing so but , I am having to listen to my own advice which is ” Just ask ! ”

I am a 35 year old single moma of my awesome daughter who is now 5. We’ve been fighting together from the day I found out she was in my belly and I do everything in my life ultimately for her to have a life she deserves. Im not perfect, and I take responsibility for any wrong situation I perhaps end up in. Why waste time playing the ol blame game, even if its easy and in my current one it would be. However, I choose to only blame me and learn from my choices and be totally transparent and honest because to me that’s more worthy of respect.

Ok, long story short: Im a homeowner that came into full ownership before expecting to… and if it can go wrong, it’s gone wrong. Right now, my once beautiful house is filled with black mold, structural damage from having poor drainage , and no gutters . I have some pretty major chronic health issues such as Type 1 Diabetes, that prevent me from working but don’t qualify for disability.  I resell things online to barely make ends meet for my sweet daughter. The prices recently qouted to me to be able to have a healthy livable home are near impossible for me. Recently, cavities were found in my lung from mold exposure but what can a girl do really? Im humbly asking for any support to be able to remediate my home — before I’m forced to just have to leave it. Its caused much depression and mental health issues , hence the title that also says Restoring Lives. Because through home restoration , you’ll be also Restoring the lives of my daughter and I . Thank you to anyone that’s made it this far reading this even. Love and Light!

Cashapp: @rachleannaa

Paypal: @rachleannaross

Full disclosure, this pains me to do this. I’ve always taken great pride and comfort in providing for my wife and children. However, like many others, this economic downturn has been a devastating blow to my finances. The cost of living of essentials like food, gas for the car, utilities, and rent increases have been like treading quicksand. It’s been a slow, horrifying descent into the abyss of financial ruin. Every time it seems like I’ll be in good spot financially and able to at least break even for the month, disaster strikes. Now things are piling up faster than the paychecks can cover. My employer has begun to rapidly lose business, and I desperately need to find better paying, more stable employment. This is quite frankly, terrifying, as I’m acutely aware of the possibility I may be in between jobs while the bills continue to pile up. Our car needs work, and I’ve recently developed a medical issue that will require professional help, probably surgery. The rent is behind, and while we haven’t reached eviction notices yet thankfully, the threat looms on the horizon. I don’t have legal or illegal vices I’m wasting money on, I’m just at the point where I have to swallow my pride and say: I need help. I don’t care about myself. All that matters to me is my beautiful, supportive, loving wife and our three incredible children. Whatever it takes to provide for them until I can get to a better financial position is what I’ll do. If that means humbling myself and asking for assistance from a good Samaritan, so be it. Whatever you’re able to afford is immensely appreciated. I pray for peace, blessings and lifelong success for whoever reads this, regardless of your ability to help. Take care.

PayPal link: https://paypal.me/moorefamilyforever

On June 26, 2026, I lost my job while struggling with an autoimmune disease that severely drains my energy and causes chronic fatigue, pain, and inflammation. I also live with IBS-D and diabetes, making it difficult to work outside the home or in a traditional workplace.

Since losing my income, I have fallen behind on essential bills. I am now facing the frightening possibility of becoming homeless and losing my transportation—the very things I need to remain safe, attend medical appointments, and continue searching for work.

The extreme heat makes my health conditions significantly worse, so the thought of losing stable housing or reliable transportation is terrifying. I am actively searching for a remote position that will allow me to support myself while managing my health, but I need help staying afloat until I can secure one.

My goal is to raise $15,000 to help cover housing, transportation, utilities, food, medical needs, and overdue bills during this difficult transition.

Asking for help is not easy for me. I want to work, regain my stability, and move forward—but right now, I cannot do it alone. Any donation, no matter the amount, would give me more time and security while I search for a remote job. If you are unable to donate, sharing my story would mean just as much.

Thank you for reading, supporting me, and helping me hold on to hope during one of the hardest seasons of my life.  paypal.me/needhelpnow188

I never imagined I would be in a position where I would have to ask for help like this, but life has a way of humbling you. If you’ve ever struggled financially or felt like you were doing everything you could just to stay afloat, then you know how hard it is to ask for help.

The past year has been one of the most difficult years of my life, both emotionally and financially. My family went through an almost separation, and the stress, uncertainty, and financial strain that came with it affected every part of our lives. We fought hard to keep our family together, and while I’m incredibly grateful that we made it through that chapter, rebuilding financially has been much harder than I ever expected.

Like so many families, we found ourselves trying to choose which bills could wait so we could keep food on the table, put gas in the car, and take care of everyday necessities. Unfortunately, our Southern California Edison bill continued to grow until it became something that now feels impossible to overcome.

My current Edison balance is $3,841.05.

I tried to set up another payment arrangement, hoping I could slowly catch up, but because I’ve already used the maximum number of payment arrangements allowed, Edison has informed me that I must first pay $2,430.91 before I can even qualify for another payment plan.

I have until August 14 to come up with that amount.

To be completely honest, I don’t know how I’m going to do it.

This bill has become something that keeps me awake at night. I constantly find myself worrying about the possibility of our electricity being disconnected. Living in California, where summer temperatures regularly climb above 105 degrees, losing power isn’t just an inconvenience, it could become dangerous. The thought of not having air conditioning during the hottest part of the year is terrifying.

I’ve spent countless nights lying awake, running numbers over and over in my head, wondering what else I can sell, what extra work I can pick up, or what bill has to wait next. It’s exhausting carrying that weight every single day.

As difficult as it is to ask, I’m reaching out because I simply can’t do this alone.

For anyone who would like verification, I’m happy to attach a screenshot of my Edison bill, which shows the current balance of $3,841.05 and the requirement to pay $2,430.91 before I’m eligible for another payment arrangement.

Thank you for taking the time to read my story. Asking for help has been one of the hardest things I’ve ever had to do, but I’m choosing to believe there are kind people who understand that sometimes even the hardest-working families hit a season where they need a hand.

From the bottom of my heart, thank you for your kindness, your prayers, your encouragement, and any support you’re able to give. It truly means more than words can express.

paypal.me/elij514

Hi, my name is Sharonda, and I am a single parent currently going through a difficult financial period. Despite doing my best to provide for my family, I have fallen behind on essential bills, including rent, utilities, groceries, transportation/repairs, and childcare.

I am trying to raise 10,000 to help cover these immediate expenses and bring my household back to a stable place. Any contribution, no matter the amount, would make a meaningful difference for my family. Donations will be used toward the most urgent expenses.

Asking for help is not easy, but I am grateful for any financial support, encouragement, or sharing of this request. Thank you for taking the time to read about our situation and for helping us through this challenging period.

https://paypal.me/sgriffin1123

To everyone taking the time to read my story,

I never imagined I would be in a position where I needed to ask strangers for help. After dedicating my career as a first responder, my focus was always on helping others through some of the hardest moments of their lives. I took pride in serving my community and never expected that one day I would be the one reaching out for support.

Retirement has been much more difficult than I anticipated. Rising living expenses, unexpected bills, and financial setbacks have left me struggling to keep up with basic necessities. Like many retired first responders, I live on a fixed income that simply doesn’t stretch as far as it once did.

Asking for help is one of the hardest things I’ve ever had to do. I’ve always believed in working hard and standing on my own, but sometimes life has a way of humbling us. Right now, I’m doing everything I can to stay afloat while preserving my independence and dignity.

Any contribution, no matter the amount, would help ease the financial burden and allow me to focus on getting through this difficult chapter. If you’re unable to donate, simply sharing my campaign would mean just as much.

Thank you for taking the time to read my story and for considering helping a retired first responder who spent a career helping others. Your kindness, generosity, and compassion mean more than words can express, and I will always be grateful for any support you can provide.

Thank you, and may you and your loved ones stay safe.

Hello, I’m a 66-year-old facing an uncertain and increasingly difficult future. After a lifetime of hard work, my declining health has left me unable to continue working. I live in an average rent home but it still drains my very limited resources. I am in constant fear of eviction for not having enough to pay rent.

With no remaining savings or assets, I’m turning to you for help through this GoFundMe campaign. My only hope to secure a stable, dignified life where I can visit my children and grandchildren and spend whatever time is left with my family. I’ve worked since I was 14 years old (my parents signed their permission for me to do so) and so many of my later work years were spent working two and often 3 jobs at a time. There was no time for my young family because we needed to survive financially. I was deprived of so much because of the financial pressures. Medical challenges (e.g., aortal aneurysm, “respiratory/pulmonary issues” (I’ve never smoked) and inability to walk more than 5 minutes now due to severe hip issue) an inoperable hernia and the inability to work as I used to, have left me with nothing to fall back on.

The fear of losing my home and being homeless at this age and condition is frightening and depressing. I cannot stand long enough to work at jobs I used to work at. My health issues on a daily basis have been difficult enough to make me think about whatever future I have left. Your support can help change that. I’m humbly ask for as many contributions as possible. I would place any funds into an interest-bearing account that could provide a regular income to supplement my small social security income. If I receive enough donations, I intend on purchasing a mobile home on land of my own to avoid monthly payments.

Every dollar can bring me closer to security and peace, which is something I have never experienced despite long, hard work all of my life. I have NO addictions – I never use alcohol, illicit drugs nor do I gamble.  If you can’t donate, sharing my story would mean everything. Thank you for considering giving me a chance to live my remaining years with hope and stability.

Please send donations to https://paypal.me/helpgrandpa

On February 20th, I was involved in a serious car accident that left me with four broken ribs, a broken wrist, and a fractured C7 in my spine. I am currently unable to work for at least a few more months. My car was totaled, and as a result of the accident and its aftermath, I lost my apartment and am living with friends.  Most of my belongings have had to go into storage which is almost $200 per month.  I also had to rehome my precious emotional support cat, Charlie. (This has been the worst for me.)

The money i recieve through this fundraiser will buy me another car,  pay for taxes, Title, and tags and insurance and pay rental fees on my storage unit.  I am able to drive finally but not far distances yet. Thank you so much for any support you can give—it means more than words can say.

Paypal.me/prissyg