Begging Money

Financial Hardship Help

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I Very Humbly Request

Hello.

My name is Geri, I’m 62 and 3/4’s, just trying to figure out if it was me that made all the mistakes. I’m pretty certain it was me, who else?!

Long story hopefully short, following a divorce after a long marriage I moved away to take care of my father with Parkinson’s. My first month I met a woman who scammed me horribly. I ended up losing everything but mostly my  credit has completely changed my life.  Prior to moving to assist my father, I had great credit and co- signed for my daughters car.

Now I can’t even buy a car for myself.  Being somewhat, well I mean extremely ignorant, I sold my suv too soon. It was too big and could barely afford to put gas in it. However, I never meant to not have a car to replace it!  What I’m ignorant about is thinking these car sales people were really telling me the truth.

Bottom line they weren’t, it’s now been 9 months without a car and now my credit isn’t much better after looking for a car.

What I’m asking for is the down payment of $5,000.00.

I finally have a car in the works and they told me yesterday I needed a bigger down payment.

I’m on a tight budget (aren’t we all) but I can swing a small car payment which is why I’m buying used. The banks won’t fund an old beater car with lots of miles but I found a car lot that actually has decent used cars and is working with me.

I’m shocked there is a website like this and could I ever use help right now.

I’m grateful for any kind of help, especially prayers as I’m tired and I don’t want to ramble on but life’s been harder than ever in my older age, and I feel I’m overdue for a break.

My Paypal information is https://www.paypal.com/paypalme/vintagecalgal

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One Car Accident Away From Stability — Help a Family Stay Housed

Hello, and thank you for reading.

 

I am a single parent asking for help after a no-fault car accident destroyed my only vehicle just days after I purchased it. I rely on my car to work, and without it, I cannot earn income.

 

Last summer, my child and I experienced housing instability and periods of homelessness. While I worked hard to keep life as normal as possible for him, the instability took a toll on his mental health and led to struggles at school. Since then, with structure, support, and incredible effort on his part, he has made meaningful progress emotionally and academically. Securing stable housing was essential to protecting that progress. In January, after carefully scraping together the resources to purchase a vehicle so I could return to work, I was involved in an accident caused by a loose cow on a rural highway—only three days after buying the car. The vehicle was totaled. Because it was so newly purchased, I am now financially upside down, owing money on a car I no longer have.

 

Although I was not at fault, insurance has not provided timely or adequate help, and the party responsible for the livestock has not resolved the claim. As a result, I am left without transportation and without income at a critical time.

 

I work as a courier, and reliable transportation is not optional—it is required to earn a living. Without a car, I cannot work, and even a short disruption puts rent and housing stability at risk .My goal is $5,000 to help purchase a modest, reliable used vehicle and cover basic registration and immediate repairs so I can return to work right away. This would restore my income, allow me to stay current on rent, and prevent another housing crisis for my family.

 

This request is not for anything extra—only the ability to work, pay rent, and maintain stability for my child after an already difficult year.

 

Any amount truly helps, and I am deeply grateful for your kindness and support.

 

Thank you for reading and for considering helping my family during this critical moment. My paypal is https://www.paypal.me/neverlookback42087

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A Personal Request for Help

I never imagined I would be writing something like this. Asking for help does not come easily to me, and I want to be very honest about that from the beginning. For most of my life, I’ve believed deeply in showing up for others—family, friends, neighbors, and anyone who needed a helping hand. Whenever someone was short on rent, behind on a bill, or simply needed support during a hard season, I did what I could to help. I never expected anything in return. It was just the right thing to do.

Today, I find myself on the other side of that equation.

About seven months ago, I was laid off unexpectedly. Like many people, I believed I would be back on my feet quickly. I applied, interviewed, followed up, and kept pushing forward with optimism. Unfortunately, the job market has been far more difficult than I anticipated, and the months passed faster than I ever thought possible. Despite doing everything I could to stretch savings, cut expenses, and stay afloat, the financial strain has become overwhelming.

The hardest part of this journey has been watching the pressure fall on my family. We’ve done our best to stay strong and hopeful, but the weight of falling behind on our mortgage has been incredibly stressful. Right now, I need $12,000 to fully catch up and stabilize our situation. That amount would allow us to breathe again, protect our home, and focus on rebuilding without the constant fear of losing everything we’ve worked for.

I want to be clear: any amount helps. Whether it’s $10, $25, $100, or simply sharing this message with others, it all matters more than I can put into words. I’m not asking for a handout—I’m asking for a hand up during one of the most difficult seasons of my life.

This request comes with deep humility and gratitude. I don’t take support lightly, and I promise that once I am back on my feet, I will continue living the values I always have—helping others, giving back, and paying kindness forward whenever I can.

If you’ve ever known me as someone who shows up, who gives when others are struggling, or who believes in doing right by people, I hope you’ll consider helping me and my family now. Your generosity—financial or otherwise—means more than you may ever know.

Thank you for reading, for caring, and for being part of our story during this challenging time.

With sincere gratitude,

https://cash.app/$home580

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Help Disabled Veteran Avlon & Her Teenage Daughter Reunite – Urgent Need for a Home to Qualify for Liver Transplant

Help Disabled Veteran Avlon & Her Teenage Daughter Reunite – Urgent Need for a Home to Qualify for Liver Transplant

Hello, my name is Avlon. I am a disabled female veteran and a single mother to a teenage daughter. I am humbly asking for help during the most difficult time of our lives.

I am a disabled female veteran living with PTSD, depression, and anxiety.

  • I need to be placed on the liver transplant list due to long‑term damage from severe pancreatitis, not alcohol use.
  • I am currently in a nursing home/rehab facility, about 2 hours away from my family, because I am too weak and I do not have a home to return to.
  • To qualify for the liver transplant list and receive palliative care, VA in‑home care, and county IHSS services, I must first have a stable home address.
  • My teenage daughter has been in therapy for years and struggles with PTSD, depression, and anxiety after being abused by her father while I was hospitalized.
  • We still have nightmares of him “finding us” and “killing us,” based on threats he made. Even with therapy, those fears still linger.
  • I am asking for help with:
  • First month’s rent, last month’s rent, and a security deposit for a small home
  • Moving costs and storage fees
  • Basic household start‑up supplies (bed, basic furniture, kitchen items, cleaning supplies, etc.)
  • My out‑of‑date vehicle registration, so I can get to appointments and see my daughter
  • Help for my daughter to get her driver’s license, so she can be more independent and able to visit me
  • My goal is to raise around $8,000 to cover these needs.
  • Donations can be sent via PayPal at: masonavlon29@gmail.co

About ten years ago, my life changed completely. I became very sick with severe pancreatitis and spent about one full year in the hospital. I almost died. The damage from that illness has now led to liver failure, and I need to get onto the liver transplant list to have a chance at surviving.

My condition is not from drinking or alcohol use. It is the result of that pancreatitis and the long‑term complications from it.

While I was in the hospital back then, my daughter was only about 5½ to 6½ years old. When I finally came home after that year, she told me that her father had been molesting her while I was hospitalized.

I left him immediately—the same day she told me. I reported him to the police, filed for a restraining order, and then filed for divorce. Over the years, he violated the restraining order multiple times, but I fought back each time. I eventually secured a permanent restraining order for life, and I was able to get my daughter’s last name changed so she no longer has to carry his name.

My daughter has been in therapy ever since, and she is still in therapy today. She struggles with PTSD, depression, and anxiety, just like I do. We both still wake up from nightmares of him “finding us” and “killing us,” because those were the threats he used to make. Therapy has helped, but the fear and trauma are still very real.

Today, I am in a nursing home/rehab facility, trying to get stronger with physical therapy so I can qualify for a liver transplant. The only thing keeping me from going home is that I have no home to go to. I am about two hours away from my daughter and my elderly mother. They both call me crying, telling me how much they miss me. It breaks my heart that my daughter, after everything she has been through, can’t even have her mom nearby.

To qualify for the liver transplant list, and to receive palliative care, VA in‑home care, and IHSS (In‑Home Supportive Services) from the county, I need a safe, stable place to live. Right now, that is the biggest barrier between me and the medical care that could save my life.

I am humbly asking for help to:

  • Secure housing: first month’s rent, last month’s rent, and a security deposit for a small, safe place for me to live
  • Cover moving and storage costs so I can bring my belongings out of storage
  • Get basic household supplies so my home is livable (a bed, basic furniture, kitchen items, bathroom items, cleaning supplies, etc.)
  • Fix my vehicle registration, which is out of date, so I can use my car for medical appointments and to see my family
  • Help my teenage daughter get her driver’s license, giving her some independence and a way to come see me more easily

My goal is to raise about $8,000 to cover these needs and finally have a safe place to call home, so I can:

  • Get onto the liver transplant list
  • Receive the in‑home care I qualify for
  • Reunite with my teenage daughter and elderly mother, instead of being two hours away in a facility

I am not asking for luxury—just a basic, stable home, a chance to get lifesaving medical care, and the ability to be a present mother to my daughter during the years I still have.

If you are able to help in any way—large or small—it would mean more than I can express. Even sharing my story is a form of help.

Donations can be sent via PayPal to: masonavlon29@gmail.com

From the bottom of my heart, thank you for reading my story and for caring about me and my daughter.

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You contribution would be greatly appreciated

Hello, I am a Christian sixty one year old woman. I currently live in a two bedroom apartment in a old grade school. I discovered a beautiful home by the Cedar River and a state park in northeast Iowa located between Waverly and Janesville Iowa. I am seeking financial support to purchase this property it is listed for $369,000.00. This is a far reach for me to afford in my present situation. I am employed full time as a receptionist at a local veterinary clinic, this gives me the needed funds to live at the property, taxes, insurance, upkeep and utilities. I unfortunately do not have the finances for the  purchase. Also, my friend is close to retirement, we would love to spend our golden years at this property, enjoying days with our family and friends. I would be able to set up my weaving room and teach weaving classes on my 100 year old looms. I would run a home-based business of exterior porch decorating and design. Jeff would enjoy the small river environment and nature. I recently explored the Brave Thinking Institute platform and feel this is not a good fit, that is when I searched further to see if there would be another opportunity. I am a humble hardworking woman who needs a chance to live and fully experience the final chapters of her life. Thank you for reading, your consideration and gift would be appreciated beyond words. It would be a blessing to say to Jeff, “hunny, I purchased a home, let’s live a life together” I do have a paypal and venmo account. Email mlkoth2010@gmail.com

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Asking for a Little Help While I Get Back on My Feet

This isn’t something I ever thought I’d be writing, and it’s honestly a little uncomfortable to put out there, but life has a way of changing fast.

I lost my job back in September. What makes this especially hard for me to process is that I’ve never lost a job before. I started working when I was 15 years old, and since then I’ve always worked—often juggling one, two, sometimes even three jobs at a time. Working, paying my bills, and taking care of myself has always been something I took pride in, so being in this position feels unfamiliar and scary.

When I lost my job, I truly believed I’d find something new quickly. I assumed this would be a short setback, not something that would stretch on for months. Unfortunately, that hasn’t been how things played out, and the longer the search has taken, the more stressful things have become.

Since September, I’ve been applying for jobs every single day. I apply for at least one job daily—most days it’s closer to two or three. I’m applying for all types of roles I’m qualified for, not just within my usual specialty, because my goal right now is simple: get back to work and stay housed. I’ve been updating resumes, tailoring applications, and following up when I can, even when responses are slow or don’t come at all.

At the same time, I’ve been doing everything I can to create income on my own. I’m actively setting up freelance service sites and building an online digital business so I’m not relying on just one option. These aren’t instant solutions, but they are real, intentional steps forward. I’m hopeful that by March, freelancing and digital sales will be bringing in enough income to cover my bills consistently.

The hardest part right now is getting through February.

My savings are gone, and my credit cards are maxed from covering basic living expenses over the past few months. I’ve already cut back everywhere possible, but rent and essential bills don’t stop. I need to pay rent by February 1, and I need about $5,000 to cover rent and other necessary bills for the month. To be completely honest, I’m scared that without help, I may not have anywhere to live soon—and that fear has been weighing heavily on me.

I’m not asking for help because I’ve stopped trying. I’m asking because I’m in a really difficult in-between moment—working hard, pushing forward, and doing everything I can, but still short on time and resources. Any donation, no matter the amount, would go directly toward keeping a roof over my head and giving me the breathing room I need to keep moving forward. Even sharing this or offering kind words truly helps more than I can say.

If you’ve ever been in a situation where timing made everything harder, you probably understand how stressful and overwhelming this feels. I’m doing everything I can to turn effort into stability—I just need a little help bridging the gap.

Thank you so much for taking the time to read this and for any kindness or support you’re able to offer. 💛

paypal.me/mypaynest

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Decorated military veteran / single dad in need of financial help.

To whom it may concern ,

My name is Mauro DiBenedetto. I am a United States Marine Corps veteran. I am also a single father of a 17yr old daughter, and sole provider. Over the last few years I have put myself in debt with my credit cards. I am currently being laid off from my job. As of right now, I’m barely able to pay my mortgage and bills. And literally put food on the table.  I have come to realize that my daughter will be going to college soon and with this debt I will not be able to help her. This isn’t fair to her. I made the mistake of putting us in this position and am reaching out for some help,  a second chance. Every dollar i work for goes straight to bills. I am 65k in debt, between my credit cards and loans I have taken out to help me pay my mortgage and bills. I have used all my savings to try to bail myself out.   I’m currently searching for a new job / career. This situation is constantly on my mind every minute of the day. It is causing me anxiety as well as making myself physically sick. With this help, I will be able to sufficiently provide for my child, and keep a roof over our heads. I am seeking financial councilling  and learning how to not make this mistake again. Please take this request into consideration. Your time and attention to this matter is greatly appreciated. Thank you for your time. Should a decision be made to help, please send funds to :

https://www.paypal.com/paypalme/my/profile

Or

Venmo @diben4681

Or

Cashapp  $mauro4681

 

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Emergency rent help

I am swallowing my pride and asking for help. I’m 50 years old and divorced and I have been struggling with severe mental health issues for the last two years. I’ve been able to keep down a job for most of that time, but I was fired from a job in September and my savings have run out and I have maxed out my credit cards. I have rent due in eight days and I have no idea how I will pay it. $5000 would cover my rent and bills for February, and give me time to earn money to cover my March expenses. If I can’t pay my rent on February 1 they will evict me. I have no place to go, and I am scared to death at 50 years old of becoming homeless. If you are blessed enough to be able to help I cannot thank you enough for any and all contributions. I hope once I am back on my feet I can pay it forward. Thank you.
paypal.me/socal80skid

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Help me reunite with my kids and stay employed

Hi, my name is Richard. Asking for help like this is not easy for me, but I’m at a point where I need to be honest about where I’m at.

I’m working full-time and doing everything I can to rebuild my life, but right now I don’t have a reliable vehicle. Not having a car affects every part of my life — getting to work, staying stable, and most importantly, being there for my kids.

I want nothing more than to be a present, dependable father. A car isn’t just transportation for me — it’s the difference between struggling day to day and having a real chance to move forward and show up for my children the way they deserve.

I’m saving every week and taking responsibility for my situation, but rebuilding takes time. I’m asking for help to put toward a dependable used car so I can stay employed, regain independence, and continue building a better future for my family.

Any support — even a share or a kind word — truly means more than I can express. Thank you for taking the time to read this and for any kindness you’re able to offer.

paypal.me/RichardCoomer857

$LycaonNightwolf

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Emergency Help for Phone, Rent, and Food After Job Loss

My name is Konrad, and I am asking for help to get through a serious short‑term crisis so I can get back to working and supporting myself. I live in Las Vegas and, until recently, I was working as a chauffeur and then doing delivery and other gig work to cover my basic expenses. Losing my job and then struggling to keep enough income coming in has left me in a position where one problem has snowballed into several, and I no longer have any safety net.

Right now, my most urgent problem is that my phone service has been disconnected. The past few months, I have been relying on gig apps and delivery work to bring in money, but all of that depends on having a working smartphone. No phone means I cannot accept orders, use navigation, or communicate with customers, which means I currently have no reliable way to earn income. My phone bill is 502.80, and that is the amount I need to pay to restore service and keep the line active so I can work again.

At the same time, my housing is on the line. My monthly rent is 750, and that is due regardless of whether I have work or not. I do not have family nearby who can cover this for me, and my parents live in Brazil on retirement income, so I am doing everything I can not to put this burden on them. Without help, I risk falling behind on rent and starting down a path toward losing the place where I live, which would make it even harder to recover.

On top of the phone bill and rent, I still need to eat and cover basic groceries. I am trying to keep my costs as low as possible, but I estimate I need about 200 for food for the month, so I am not choosing between paying a bill and having enough to eat. Altogether, my immediate, concrete need is 1,452.80: 502.80 for the phone bill, 750 for rent, and 200 for groceries.

There is another layer of stress behind all of this. Over the past months, as I tried to stay afloat after losing my job, I relied on credit cards to cover gaps. My total balance across my credit cards is now 4,102.21. I am not asking for help to pay all of that off through this request. I am sharing it so you can understand the pressure I am under and why I am trying so hard not to let this month spiral into missed payments, more late fees, and even deeper debt. Getting my phone turned back on and my rent and food covered this month would stop things from getting worse and give me a real chance to stabilize.

I am actively looking for more stable work and plan to go back to delivery and gig driving as soon as my phone is working again. Any help you can give will go directly to the amounts listed above, in this order: first to restore my phone service, then to cover rent, and then to pay for basic groceries. Even a small donation, or simply sharing this request, would mean a lot. Thank you for taking the time to read my story and for any support you are able to offer.

https://www.paypal.biz/simplykonrad
Venmo: The_Konrad
Cashapp: $TheKonrad

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Your Help Could Give Me Back My Health, My Smile, and My Ability to Work Again!

 

My name is Michelle, and asking for help like this is one of the hardest things I’ve ever had to do. But I’ve reached a point where I can’t fix this on my own, and I’m hoping that someone out there might be willing to help me reclaim my health, my smile, and my future.

Why I’m Asking for Help

I need extensive dental work—full All‑on‑4 dental implants with zirconia, extractions, and sedation. After multiple consultations, the most reputable and medically attentive clinic quoted me $48,000 for everything. It’s a staggering amount, but it’s the only option that will stop the infections in my mouth and restore my ability to live and work without constant pain and fear.

My Health Journey

About 17 years ago, my health began to decline, and it has been a long, exhausting road ever since. I’ve been diagnosed with Psoriatic Arthritis, Fibromyalgia, Severe Obstructive Sleep Apnea, Raynaud’s Syndrome, Metabolic Syndrome, High Cholesterol, GERD, Barrett’s Esophagus, a Hiatal Hernia, Anxiety, Depression, Burning Mouth Syndrome, and chronic dry mouth. These conditions have taken a toll on every part of my life—including my teeth.

Dental issues don’t get the same support as medical issues. Medicaid helped me survive, but it doesn’t cover the kind of dental care I desperately need. Over the years, the infections and damage have only gotten worse.

How I Lost Everything—and Fought My Way Back

For six years, I could barely work. Some days I couldn’t get out of bed for more than ten minutes because of the pain and exhaustion. I applied for disability and was denied repeatedly. I drained my retirement savings just trying to survive. Eventually, I had to sell my home. My son stepped in and used the proceeds as a down payment on a house we could share. Without him, I would have been homeless.

I applied to thousands of jobs from 2020 onward—literally thousands—and heard nothing back. No calls, no interviews, nothing. I was penniless, terrified, and hanging on by a thread. My family kept me afloat when I couldn’t keep myself afloat.

A New Beginning—But One Big Obstacle

After years of trying, I finally found a job. I start on February 3rd, 2026, and I’m so grateful for the chance to rebuild my life. It’s a sales position, which means I’ll be speaking with people all day. I want to show up with confidence, health, and dignity.

But my oral health is failing fast. The infections in my mouth are dangerous, and every dentist I’ve seen has told me the same thing: implants are the only way forward. If I don’t get this done soon, the infection will spread, and I’ll lose the ability to work again. I’m 57 in June, and I’m scared of what will happen if I can’t get this taken care of.

What I’m Asking For

I’m not asking for help with my credit cards or my bills. I’m not asking for a bailout from past mistakes or hardships. I’m asking for help with one thing—the one thing standing between me and a real comeback:

A healthy mouth. A healthy body. A chance to work, to smile, and to live without constant pain.

Why This Matters So Much

I want to show my children—and my granddaughter—that I haven’t given up. That even after everything, I’m still fighting. I want to be able to smile in photos again. I want to speak without embarrassment. I want to stay healthy enough to keep the job I worked so hard to get.

If you’re able to help, even a little, it would mean more than I can ever express. You wouldn’t just be helping me get dental implants—you’d be helping me reclaim my life.

Thank you for reading my story, and thank you for caring.

With all my heart,
Michelle

My PayPal link:  https://paypal.me/purplegirl2019

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PLEASE HELP ME GET BACK ON ME FEET

Hello, I am a retired 64 year old nurse.  I retired in May 2024. Other than my house payment, I had all medical bills, credit cards, and my car paid off.  My daughter and son-in-law had lent me $30,000 to pay off the medical bills and credit cards that I previously owed so that I could retire a little early. (I’ve been a nurse for 30 years). I already had the 2013 car paid off. I have been making $600 monthly payments over the past 2  1/2 years, and will have my family paid back completely in 6 months.  They wanted me to move in with them in 2024 and rent my home out for rental income to supplement my social security.  I didn’t make any profit since renting it out in 2024 due to unforeseen issues that kept arising. There was a hail and wind storm that damaged the roof and siding. I had to pay a large deductible to the insurance company for repairs for that. Throughout the that year I spent over $25,000 to make multiple repairs and replacements in the house. I had to replace the kitchen counter tops, had a swagging porch fixed, replaced several windows, treat for insects monthly, and many more issues minor and major. The central air also had to be fixed. The basement is a completely finished basement. It started having leaks. I had to buy 2 sump pumps and have a perimeter drain put in on one side of the basement floor. The company had to tear out the whole wall and studs. They then had to replace the studs, wall, and repaint them and the concrete floor. When the tenant moved out at the end of July 2025, there were other issues that had to be delt with before attempting to rent the home again.  The house was sagging on one side. That fix was over $5,000, the basement was actually flooding after several big rain storms. I had to have a complete perimeter drain in the whole basement put in. All the walls in the basement had to be torn out, replaced and painted, the concrete floor had to be redone. The insurance didn’t cover flooding so I had to cover all of that myself. I also had to buy a new water heater, refrigerator and had do other repairs and floor replacement on the main floor.  I tried to pay with cash and used most of my retirement account as the repairs were being done, but unfortunately I couldn’t keep up with it and had to apply for and use credit cards. That amounted to over $40,000. It took a month to find a new tenant so I missed a month of rent as well. So now in January 2026, since I had almost maxed out the credit cards last year on the house, the credit card companies have decreased my available credit and highly increased my monthly payments. I have always paid them on time and make extra payments as I can. I don’t use the cards unless something happens and I don’t have the cash, such as anything else with the home or car repairs.  I have been trying to find a job but no one calls me back. Maybe my age has something to do with it, I’m not sure. I don’t qualify for any loans or equity loan. I have tried to think of anything I can do. I can’t borrow from family again. With the increased payment amounts of the credit cards, $7,000 medical bills I’m making payments on, finishing paying my family back and just paying regular monthly and medical bills I will be in the negative and not able to pay these bills within 2 weeks. I’m so glad to have found this site. I don’t have any other recourse. I’ve thought about trying to sell my home, but after paying off the rest of the balance owed, and all these bills I would have nothing and I wouldn’t have the extra income that I need.

I would really appreciate any help.  I feel like I’m drowning in debt.

Thank you very much for considering,

paypal.me/beckaleewill

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Help Me Regain Mobility, Independence, and Dignity

Hello, and thank you for taking the time to read this.

My name is Joel, and I am wheelchair bound due to morbid obesity. I am unable to walk and currently rely on a manual wheelchair that is not designed for my body or medical condition. I also lack the upper body strength needed to push myself for any meaningful distance. Using this chair causes constant pain and discomfort, and in many situations, I cannot move at all without help.

Because of this, I rarely leave my home. The wheelchair is extremely heavy, and most people are unable or uncomfortable pushing it. As a result, I am home almost all the time, even during the summer. I cannot do my own shopping, and getting to medical appointments has become difficult and, at times, humiliating after being denied help or transportation due to the physical strain involved.

What I need is a heavy-duty electric wheelchair that can properly support my weight and allow me to move independently. This would dramatically improve my quality of life by reducing pain, protecting my health, and allowing me to attend appointments, shop for necessities, and leave my home without relying on others.

The cost of the wheelchair I need is approximately $3,500, which I cannot afford on my own. Insurance does not cover the type of wheelchair required for my condition, leaving me responsible for the full cost despite medical need.

If you are able to help, even a small donation would bring me closer to regaining independence and dignity. If you are unable to donate, sharing this message would mean just as much.

For those who prefer to help directly, PayPal.me/joeking810

Thank you for reading, for your compassion, and for any support you are able to give.

With sincere gratitude,
Joel

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help mom and hard working dad of 7 get back on track.

Aloha, we are from Honolulu Hawaii. Im a stay at home mom of 7. My husband is a blue collar worker, and works really hard. We have been having a hard time right now. My husband has type 1 diabetes, but you would never think because he’s has always been. When he misses work he doesn’t get paid! no holiday pay no sick leave. We had to rack up our oldest daughter’s (21yrs) credit card for an emergency trip to Iowa when my grandmother was passing away, as well as a loan for hardship. My husbands car broke and needed to fix it since he is the working parent. She worked really hard on getting her credit good, and we kinda messed her up a little. We feel like crap and have been trying to fix it and pay off her bills that were ours. ANYTHING helps and we are totally grateful! God Bless

 

Cash App: $RondellChoyFoo

 

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I’m Not a Gambler. I Just Gambled and Lost

Hello,

I’m seeking financial support to help me get back on track. I made the terrible decision to invest money in late October. It was actually the evening of Halloween, October 31. That evening, as I was walking home from the train station, I saw a man and a woman (who greeted me as they passed) entering a restaurant near where I lived. It was Friday night, and I thought I would enjoy going out to dinner. Thinking to myself, I should ask my mom when I get home. But as I was walking, I thought I should give her the choice of walking to the restaurant around the corner from our house or going to the casino, having dinner, and playing a little bit. She opted for the latter. Long story short, I grossly overspent that night and had to take out loans to cover the losses I incurred each time I went back trying to recover the money I had lost. Dumb decision, I know. But when you’re desperate, making bad decisions is easy. Now I’m in a hole for 27K because I didn’t know when to leave and kept going back instead of cutting my losses. Now I have taken out loans that need to be repaid. :(

Currently, I need $2,500 to cover my January expenses before it’s too late, and my credit score is impacted.

That said, the stress in my life would be reduced if I got help with my overall situation. Your support would keep my credit in good standing and avoid further financial hardship. Your assistance would be like a lifeline at this challenging time. It would allow me to regain financial stability, support my immediate needs, and reduce expenses.

I’m retired on a fixed income, and my loans are too much for me to handle. My background is in finance. I used to own a mortgage brokerage business and a credit repair consultancy, and I know how credit works and why it’s important for me to maintain mine.

I am partially retired. I retired at age 62, about three years ago, and I received $954 minus $143, which the IRS deducts for repayment on a business loan I had when I owned a mortgage broker company. I also work part-time, making an additional $800 per month.

However, as far as my current situation is concerned, I truly didn’t realize how my income would be affected by taking out all these loans to pay bills, and each time spending more money at the casino trying to recover my losses. And getting a debt consolidation loan is not an option. Doing a debt relief program would cost me, and it would just lower my payments. I would much rather wipe out the debt and pay my creditors back.

I was able to get a loan because I had fairly good credit. I took out the first loan for $7,000, which I used to pay off/down my credit cards, and the rest was applied to my rent, $1.795, which included a late fee of $150. The payment on the loan is $240. The second was $4,500 with a payment of $180. The third one was for $2,100 with a monthly payment of $71 for 5 years. I also need to repay my mother for the loans she took out, which total roughly $12,900, and she is on a fixed income as well.

Between November and now, it has been crazy trying to make ends meet. I wish I could go back to the day and follow my first instinct to just go to the restaurant.

http://paypal.me/Tippietop028

Thank you in advance for your consideration.