Begging Money

Financial Hardship Help

Last Updated:

Super Garden Volunteer Needs to Hold Off Social Security Until 70

When I’m 70 my Social Security figure will cover my modest expenses and way of life. I’m 68 and a half now. My sister and brothers never made as much as I did, so I can’t fall back on them. I just want to be able to continue my intensive volunteering at a nearby garden.

I always planned to work until I was 70. The museum where I was a constant freelancer always kept older people as long as they wanted to work, and I was counting on that. Unfortunately, museum cut-backs from huge losses during the Covid pandemic have been extreme, and this has essentially forced me to retire early. There will not be a turn-around there any time soon. I’ve been very careful about spending and I’ve looked hard for work, but I’ve run through all my savings now. No one is hiring 68-year-olds, no matter what the news says.

For the past 30 years, I’ve been a constant volunteer at a large community garden, caring for a collection of rare trees, training young people, and keeping the garden open to the public. In the spring, we often have over 500 visitors a day, a bit less when the bulbs have finished blooming and people start going away for the weekend. We have a constant dog parade from our neighbors who walk through. Our 90 large and small trees are famous locally, and their care is my main project, along with teaching new members and high-school kids how to prune them. Recently, I had the parent of twins I’ve watched grow up ask if they could do their senior community-service project with me. Of course the answer was yes.

Every week while I was working at the museum I often also spent from 10 to 20 hours at the garden, except during rush times at the end of a project. Since I stopped getting any freelance work, I usually spend 30 hours a week as group head and primary gardener. All I want to do is to continue volunteering there.

My monthly expense is $1,800 and I’m 20 months away from 70, so I need $26,000 to reach my best Social Security figure. Without help now, I’ll only have $200 a month after very basic bills. If I can make 70, I’ll have $400 a month over rent and utilities, plenty enough for me. With that, I could volunteer in peace at the garden for all the years ahead. I just need to bridge the gap to 70.

Paypal.me/gardener70

Last Updated:

Almost to the Next Plateau

Since 2008 I have been struggling to “fix” myself after brain surgery due to a neurological condition. While the physical stuff was pretty challenging, the real test was the one of my mind. I admit, I fell apart. I stopped trusting my own thoughts and decisions and, inevitably, made a mess of everything I touched. It took quite a while, lots of therapy, and many mistakes to get to a place where I finally started learning to trust me and my brain again. For the last 6 months I have been unemployed, doing random gigs, online and on-site testing, donating plasma, using cash advances, and living off what savings I was able to hoard in order to survive. I finally found a job I have been wanting to get back into, I’m creating again (I have 3 low content books published on Amazon KDP), and I actually have a pretty sound plan but time and money have run out. I need help to keep my roof over my head. My new job starts next week but the funds are needed now. I would appreciate whatever help you can give but I really need $2000. That will get my rent paid and give me enough to last until my first check. Ironically, my 51st birthday is on Monday and it would great to actually be able to celebrate without having a panic attack. I’m not sure how this works, but if you would like one of my low content notebooks I will definitely send one to you! My guinea pigs will be ever so grateful as well. Please. I don’t want to lose what little I have managed to keep for myself.

paypal.me/MariaPurrpl

Last Updated:

Fees to Access Retirement Account

Your willingness to read this message provides me with hope, thank you for hearing my story. Over the last four months I have placed all my financial resources into an investment account that is brokered out of Hong Kong. Recently, I was looking to access some of these funds to assist me in paying off debt, which would make it easier for me to retire in the next couple of years. I received a response from the broker that in order to withdraw the money I requested, I need to pay upgrade brokerage fees for my account. I have been able to raise about half of the funds from friends and family, but have hit the proverbial brick wall in finding the rest of it. I am desperate for help, as everything I have worked for my entire life is tied up in that account; if I lose that, I lose everything. I have prayed for this money and for some reason God has brought me here to you. If you are willing to help me fund the additional $80,000 I know that you will be blessed and you will have blessed me.

Thank you!

paypal.me/dbrowe574

 

Last Updated:

TYPE 1 DIABETIC UNABLE TO KEEP UP WITH MEDICAL BILLS

Hello,

My name is Steven Gray. I’m a type 1 diabetic of two years who has been working as a line cook for 10 years. It was difficult to keep working this position despite my veteran experience in restaurants when I was diagnosed with my illness. Even before this diagnosis, I was unable to keep up with my bills such as rent which my landlord insists on raising by $200/per year as well as electric, food, gas, basic living needs.

Now that I also have an autoimmune disease, my medical bills from recurring sickness and diabetes complications such as a gastroparitis diagnosis, shingles, and consistent fevers, morning sickness, proximal neuropathy, as well as needing to buy two types of insulin, I have gone into debt severely. This has caused me to sink into a deep depression. I was diagnosed with ADHD, Social Anxiety, and Major Depression.

It’s difficult finding a way out of this, but I have big plans to also make money online with my own viral YouTube video channels, dropify business, t-shirt, mug, poster, patch, and sticker business as well as playing a cover song set list at bars on weekend nights on top of my regular job, then flip the money into a food truck business where I can sell menu items from my own cookbook and later open a cafe and bookstore of my own to assist my community with healthy eating. I appreciate any interest in helping my plight and wish good blessings to all who have read my story!

Thank you,

– Steven

Last Updated:

Help me save my home

To whom in may concern. We are currently undergoing risk of foreclosure for the house we worked so hard to get. We experienced some financial difficulties during the spike of inflation and gas prices sky rocketing and it became hard to stay on track. Now that we are behind on our mortgage this is the one thing I am desperate to save and right now, the easiest and fastest way is to just get caught up. At this point we are desperate. We would love to stay in this house and let this be the house our kids continue to grow up. We are the point where we can afford to make payments going forward but the backpay to get caught up is the problem. If there is anywhere in your heart where you have the generosity to help this family of 4 out it would be mean the world to us. It would save not only our house but our family and marriage. Times are so difficult and its refreshing to know that there are kind people out there. Thank you for hearing my story I really hope to get someone’s helping hand and in turn someday I can pay it forward. Bless you.

https://www.paypal.me/sweetchika1987

Last Updated:

Stressed to the limit

I lost my job back in December 2022. I’ve been trying to keep the bills up with DoorDash (I’m a dasher).  My car needs repairs and my bills are piling up. My credit cards are 2-3 months behind and I have made payment arrangements for my utilities that are due as we speak. My husband is disabled and not able to work. He helps with the check he receive every month. All I can say is, ” I know trouble don’t last always.”

Last Updated:

Brothers funeral

My brother was a simply trying to stop 2 cousins from fighting. When one of the assailants turned around and shot him. This has been devastating for my family, as my brother didn’t have insurance. We have put our heads together to try and raise some money, but the funeral and all costs associated are 15,000. Me or my mom have that kind of money and the funeral home doesn’t take financing. My brother left behind 3 boys and a girl. Whatever anyone can do is much appreciated, even if it’s just 50 dollars. May god bless you in advance.

my PayPal  @squananas

Last Updated:

My Son and I Need Your Help

I once was a very successful individual, who was able to not only support my household but also my extended family. However life happened, and since 2022 I have not been able to get my bearings. Since 2016, when I was first diagnosed with Breast Cancer, I decided to become a Business Owner. I decided to become a Business Owner, because the job I was working at during that time didn’t in my opinion, care if I was sick they just wanted me to work. The situation was truly ironic because the company was a hospital. The same hospital that found the mass in my right breast. 2016-2017 was a bit of a blur, I went through chemo and surgeries for an entire year and I was able to soon move on with my life. CANCER FREE!!! In 2019, my husband at the time decided to move to Texas for better job opportunities. I wasn’t happy about the move, because I had finally found a job that I loved and that also paid me a sufficient salary. Although I was against the idea I still moved so that I could be a supportive wife. In 2020 I started one of my few business ideas that I had no idea would help me to become a success, KR Royal Services. A little about this business, I helped individuals with financial services. I made more money than I ever fathomed I could make, but after a couple of years, it died down. My business had crashed I was another statistic. After I realized there was no way for me to revive my business I decided to work outside of the home. It proved to be a great challenge for my husband and me to work and not have help with childcare, but somehow with the Grace of God, we did it. Well when I thought things couldn’t get worse, it did. My family and I were on our way to visit family in Louisiana, and we got into a horrible car crash that left my car totaled. Getting home was a rollercoaster. However, that isn’t even the worst part, my assignment for work had ended and my husband lost his job as soon as we went back home. We had no car, no jobs and we ended up losing our apartment. So we relocated and had to move with family. As if that wasn’t bad enough because we couldn’t see a Physical Therapist in a different state where the accident happened we no longer had a Lawyer. So out of the whole ordeal after the creditor and insurance company paid off the car in its entirety we only received $500 back. Something is better than nothing but that was definitely not enough to help my family to get back on our feet. I also deal with mental issues (bipolar, depression, anxiety, and suicidal thoughts, which I make sure I take meds for, which are paid for through Medicaid), and because of the way things have ended, I had multiple suicide attempts. I am unable to work any schedule because I don’t have money for childcare, my husband works a day/night alternating shift and all the help we were told we would receive isn’t there anymore. Everyone is just doing their own thing. Which is fine because the responsibility to watch our child is ours alone, but a little help would help us out a great deal. The strain of it all caused my husband and I to separate. We are now looking to get a divorce. I have since been able to get Food Stamps. But I have no assistance with housing the Section 8 applications have closed, but I still signed up to be waitlisted. I was told that once the application does open up my son and I could still be waiting for housing for years. So we are living in a very toxic environment which isn’t good for my toddler son or myself. I am so used to doing things on my own but I am finally realizing that I truly need support. My child’s welfare depends on it and my health depends on it as well. I feel that this is my final option I don’t know what else I’d be able to do after this. However, I am determined to find a way out of this for the sake of my precious baby boy, as well as myself because he deserves a happy and healthy mommy. So I am begging you if you can find it in your heart to help my son and me please do. Every little bit helps!

 

paypal.me/KelleyCummings

Last Updated:

Mom of five children

Hi, I’m a mom of five children who is in need of emergency help to pay my car insurance and internet bill. I had to use my emergency savings to get a new hot water heater and I also had to get my vehicle repaired within weeks of each other. I  am asking for $600  because I got a letter in the mail saying that my car insurance will be cancelled by September  28th and my internet is also two months behind. I really need this help because I need to be able to take my children to school and I need my internet so that my children can do their homework.  I don’t normally reach out to strangers for help but I didn’t have a choice for this is a urgent need. Thank you all in advance for  I really appreciate the help.
Cash app is $MrsWard5283

www.PayPal.me/@shesheonline

Last Updated:

Starting a new life after surviving abuse. We are asking for $8000.

Hello!

My name is Millie. I’m writing this message on this site in hopes that someone would be kind enough to donate to our situation.

My son and I have just recently escaped an abusive situation with my ex partner. I haven’t been able to work for a while because my ex wouldn’t allow me to work. He controlled everything, including all of the finances…except one credit card.

Anyway, my son and I were able to escape….which left me with a credit card bill that I cannot pay. We have traveled from Europe back to the US, and the plane tickets cost a lot. I had no other choice but to use this credit  card – I don’t have any money. I have job offers lined up, but I don’t know when I will get a job, so I’m just reaching out for help for temporary. We are looking forward to starting a new chapter in our lives – stress free and filled with positivity.

I’m from AMERICA’S FINEST CITY, which is one of the most expensive cities in the US so I’m just looking for funding to pay my bills and get back on my feet. My son and I appreciate any donation that are able to give.

Thank you in advance for taking the time to read our story and/or donate. Have a great day.

Attached is my paypal

paypal.me/millierich83

Last Updated:

paying rent and medical bills

hello my name is Placido  i live in usa i came to america when i was 11 years old  i am 27 now and i been living and helping my parents ever since then  i have a few medicals bills that all toguether  is around $11.500.00 some of them are in collections that i have to pay interest i am just asking for help to pay my bills and continue to help my parents also since my dad is not working  for medical conditions  and its only my brother mom and i paying for everything  including  rent food ans the education of my lil sister  any donations help thank you i was also in the Seattle times where i shared my story

 

 

 

https://www.seattletimes.com/seattle-news/one-teenrsquos-transformation-from-gang-member-to-role-model/

 

also you guys can google me as  Placido Aguirre Bautista

 

my cashapp is:   $PlacidoAguirre

 

thanks.

Last Updated:

HELP…Predatory Loans Have Taken Over My Life

Hello friends,

This is really hard for me to do.  I’ve always been the type of person to push through hard times on my own and never look to others for help.  I’m sad to say that this time is completely different with my circumstances.  I’ve exhausted all of my resources, sold everything valuable that I own, and trying to work odd jobs on the side to make ends meet.  Unfortunately, I turned to payday/installment loans with extremely high interest rates (400-799%) to cover emergency expenses and household bills.  I’m also taking care of most of my youngest son’s tuition and living expenses while he’s attending college.  My fear is I may have to leave my current full-time job to care for my mother who is now living with me.  I’ve been experiencing setback after setback trying to start my business utilizing my professional licenses.  Being an entrepreneur would give me some freedom to care for my mother and not to mention my adult autistic son who also lives with me.  Currently, I have maxed out all of my credit cards and I have close to 19 open installment loans that totals an estimated $8000 a month.  So I’m in a situation where I have to open new payday loans just to cover the existing bi-weekly payments.  I’ve never been in a situation where I actually dreaded my own payday or get extreme anxiety the week my payroll is processed.  I do take full responsibility for all of my bad financial decisions.  Whenever I experienced an emergency expense or a financial setback I just seemed to panic and went for a quick fix.  I’ve always been considered a very responsible person but I’ve allowed my pride to put me in a hole that seems to grow deeper and deeper.

I’m not asking for anyone to fund my bad judgment in financial decisions.  I just need to have the ability to achieve my professional and business goals along with having some sort of financial freedom.  I would like the opportunity to have financial stability once again so that I may be a blessing to others as well.  At one point in my life, I was the person that help those in need and played a role in someone else’s achievements.  That is such a wonderful feeling to me!  Giving back is extremely important to me and it breaks my heart that it has come to a point in my life where it’s a challenge just to donate can goods.

Currently, I’m at risk of getting behind in my mortgage, credit cards, and loans.  My account is constantly getting overdrawn and I have high debt to income ratio so I don’t even qualify for debt consolidation loans. Every other day I do feel like giving up but I have too many people counting on me. My love for my family gives me the drive to keep pushing forward and striving for better.

I’m continuously researching and learning new skills to also better my financial goals. As I’ve stated previously, I’m not looking for money to just drop out of the sky or for anyone to have pity on me.  I’m just asking for some assistance in getting my finances back in order so that I may be self sufficient and the ability build a business that benefits my community.

Any help you may have to offer would be greatly appreciated.  Despite of my current situation, I do still feel blessed and grateful for my life.  I truly people that there are good people in this world and we’re all here to serve a purpose.

Thank you for taking the time to read my story and I hope that you find it in your heart to help!

paypal.me/shetherapy78

Examples of Installment/PayDay Loans That I currently have:

Xact $361 bi-weekly, Power Finance Texas (x2) $545 bi-weekly, CashNet USA $435 bi-weekly, The Cash Store $384 bi-weekly, WithU Loans $311 bi-weekly, Wise Loan $299 bi-weekly, Speedy Cash $392 bi-weekly, Advance America $243 bi-weekly, etc.

Personal Loans:

Regional Finance $135 month, Upstart $311, Tower Loan $280 month, World Finance $187 month, Republic Finance $350 month, Mariner Finance $113 month, and Worth Finance $140 month.

Business Goals: Seeking training to become a Notary Loan Signing Agent and Starting a Wellness and Beauty Practice catering to parents of Special Needs children. I’ve held a professional in the Holistic Healing field for over 15 years.  I would like to put my skills to good use.

You may send donations to the link below:

paypal.me/shetherapy78

 

Last Updated:

Anything is appreciated, Single Mom of 2 – Financial Hardship

Hello, my name is Anna, and I found myself on this website after I heard about it on Youtube. I don’t normally like to share the difficult aspects of my life, and I am a very private person. However, I’m here because I decided to take a leap of faith.

I’m a single mom to two children (9 and 10 years old).

These last 2 years have been such a rollercoaster, and I lost 5 family members within a span of 6 months and became a single mom.

2023 has been a very eventful year.

I separated from my longtime partner of 13 years and became a single mother to my two children in February.

I live in California, and most of my family lives out of state. In March 2022, my cousin, whom I view as my brother, reached out and wanted to help him change his life and be free from addiction. I opened up my home to him, vowed to help him stay clean, and four months later he decided to go back east. As much as I did not want him to go back, I trusted God to protect him, and three days later, I got the news that my cousin overdosed. I was in complete shock and was unable to forgive myself, but I had to stay sane to keep things in order for my family.

A month after my cousin passed away, I started a new position and worked 100% from home as an advisor in the senior living industry. I buried myself in my work to distract myself and used my pain as motivation to make sure I continued to be self-sufficient.

For the majority of my relationship with my ex (13 years), I was the breadmaker. My ex was either unemployed, in between jobs, or incarcerated. For most of my children’s lives, I’ve been their sole caretaker, and I will do anything and everything for my kids.

Two months into my new job (September 2022), my ex began to be completely intolerable. I worked strategically to leave my apartment with my children and dogs right after every shift. We’d come home when we knew my ex would be asleep and barricade my children’s bedroom doors so he wouldn’t disturb us. Luckily for us, he would leave by 6 a.m., which allowed my kids and me peace in the mornings.

One night in November, my ex and I got into an argument, and he took my car keys and wallet, so I couldn’t leave with my kids. (There was a time in the relationship where we agreed to never fight in front of our kids and usually wait until the kids were in bed, but he really changed over the night.) That night in November, he was trying absolutely everything to get a reaction out of me, and I continued to ignore him until he started picking on our son, and I was completely enraged when our son started to cry. He’s a complete narcissist and will do anything for a reaction. He will hurt my dog or pretend to hurt her just to get a rise out of me. He was threatening to physically hurt my son for not getting him the remote controller for the TV, and I called the police for help. The police did not do anything, and I found myself hitting a brick wall every time I called for help because the abuse could not be proved. They were looking for physical evidence (a bruise or a black eye) in order to remove him from our home.

So I decided to plan an escape and save as much money as I could to move out by March, and I accepted that I would have to walk on eggshells until I had my own place.
A week after our argument, my other cousin was hospitalized due to an accident. A month later, my cousin passed away, and I found out about his passing while I had COVID.

The last week of January, I attempted to call the cops again for a similar situation but was turned away. I decided to go to court and file for a restraining order or move-out order, and that same exact day I got a phone call that my grandma was in the ICU.

By the time it was February, my life was completely upside down, and I was still trying to drown myself in work despite the challenges I was facing in my personal life. I was able to take some time off of work to spend time with my grandma before she passed away. After a week off of work, I went back to my normal routine and just did my best to keep everything together.

I have over $3500 per month in bills, and I am the sole provider for my children. By the time my ex was ordered to leave, he removed himself from the lease, stopped paying for half of my rent, and I was financially responsible for everything. I was not qualified for any government assistance, nor have I received any child support.

I thank the Lord every day for blessing me with a career that can support my family of 3 plus 2 dogs.

Unfortunately, in April 2023, I hit a breaking point after I attended my grandfather’s funeral. I was unable to sleep, think properly, or function, and in June 2023, I had to go on a medical leave from work. Since I was not yet employed with the company for a year, I was ineligible for FMLA and had no choice but to pay my bills with my credit cards and my savings.

My medical leave ended up being 2 months long, and I just went back to work a month ago. My income is not the same as it was in May because I’m starting from scratch, and it takes at least 4-5 months to start seeing the fruits of my labor with my job. I used to also do grocery delivery as a side hustle to have extra money, but with the outrageous gas prices, I stopped driving 50 miles to get to the city, where I actually get orders to shop for people. My financial situation has completely changed since May, and I’ve also been avoiding my dentist and have postponed my dental procedure because I can’t afford it at this time. I’ve been wearing a temporary crown on my front tooth since May, and my tooth was scheduled to be extracted in August. I am also now in a position where I don’t know how I’m going to be able to pay all of my bills for the next few months, as this paycheck I just received will allow me to pay for my utilities, my phone bill, and groceries. I won’t have enough for my rent in less than 2 weeks, but I am hoping and praying for the best possible outcome.

I will be 31 in a few weeks and will be a mom for officially 11 years, 5 days after my birthday next month. My daughter will be turning 11. My daughter and son mean the absolute world to me.

11 years ago, I was in a woman’s shelter because I had a broken relationship with my parents. They were not accepting of me becoming a mom so soon, so I moved out to protect my daughter and contacted 211 for assistance. 11 years ago, I was saved by God, and he changed my life completely. God placed me in a beautiful shelter, which I lived in for 8 months. God transformed my life, and everything I prayed for then, God has blessed me with now. My relationship with my family has been mended, although distance is still a challenge. Despite my current circumstances, I know how faithful God is. He will not forsake me, as he always keeps his promises. I am grateful that God continues to provide, and therefore I am blessed.

I want to tell you how much I appreciate the time you shared with me to learn about my situation. I am fully aware and understand that there are people who are in need of more help, and I pray for them.

I would appreciate many prayers and want to thank you again for your time.

Prayers and all donations are appreciated.

https://paypal.me/celinkzzz?country.x=US&locale.x=en_US

I am truly humbled by your kindness.

God bless.

Last Updated:

I need a little help

Hi I’m in need of help.I’m a 52 year old women,working two jobs and getting nowhere on these bills I owe.I’m behind on everything ,its like working for nothing.Ive written this before but i don’t know if you gotten this.All im asking is a helping hand to help me catch up on my mortgage,lights,gas,etc.If I got help I can have some relieve.Can you feel sorry for me and help me out,I’ve gotten in a bind trying to get out of a bind,my paypal is newtonjanice6@gmail.com

Last Updated:

My Pride Aside, I just need help.

I come in humility putting pride aside, humbly seeking financial help. I am at the lowest point of my life where I am needing help. I am married with one 14-year-old son. Me and my wife are trying to get on our feet and we are just consumed by $415, 810 of debt. As a man I have always strived to provide for my family doing whatever it takes by any means necessary. I have been working 2 jobs for the last 3 years trying to make ends meet. The cost of living is high, gas prices through the roof, and every time we seem to come closer to having ends meet, we run into another problem financially and have to take a step back. Majority of our money has gone to my wife’s older brother who currently has Stage 4 cancer. We contribute heavily to the expense of his diet, his family, and medical as he is going through chemotherapy and their home just went into foreclosure. We are hard workers who value family. We 36 and 37 years old and want to expand our family, but right now we cannot as it wouldn’t make sense financially. My wife is 37 and age is against her where health wise for a healthy pregnancy, she needs to start now. We recently got a conditional approval for our 1st home, but our debt-to-income ratio is through the roof. We need to cut down our debt in order to move forward. It’s a used home and selling price with Closing costs are $746,604. The mortgage rates are high 7% and it is almost impossible to have a mortgage as well as be able to pay our monthly bills and start a family. This is my first time asking for help and I’m not even sure if this is something that will work, but I have nowhere to turn and just wanted to try. I am not here asking for only money donations, but for help with my bills so that I can afford mortgage, continue to help brother-in-law, and get back on my feet and support my family. To validate my request, I have included the account numbers for our outstanding bills and their respective amounts due. I express my deep gratitude in advance to those who may be willing to offer assistance. I fervently pray that your kindness and generosity will be returned to you tenfold. I have attached my PayPal link for your convenience, and once again, thank you for considering my plea. paypal.me/NathanielJones573

Installment MOHELA/DOFED 8534505233KM00019 – $ 82,342.00 (Student Loan)

Installment NAVY FEDERAL CR UNION XXXXXXXXXX4500 – $ 34,152.00 (My Car)

Installment NAVY FEDERAL CR UNION XXXXXXXXXX7244 – $ 33,389.00 (Wife’s Car)

Revolving COMENITYBANK/JARED 7788504133371868 – $ 26,567.00 (Credit Card)

Revolving NAVY FEDERAL CR UNION 406095XXXXXX9133 – $ 20,103.00 (Credit Card)

Revolving AMEX -3499930055853383 $ 17,664.00 (Credit Card)

Revolving DISCOVER BANK 601101209254 – $ 14,505.00 (Credit Card)

Revolving SYNCB/CARE CREDIT 6019183849538194 – $ 5,000.00 (Credit Card)

Installment MOHELA/DOFED 1759456768KM00002 – $ 163,250.00 (Wife’s Student Loan)

Revolving BANK OF AMERICA 4400662339333606 – $ 13,681.00 (Credit Card)

Installment WESTUNIVRS 9K550955932PER24A – $ 3,442.00 (Student Loan)

Revolving MEDICAL PAYMENT 5780979915039614 – $ 1,299.00 (Medical Bill)

Revolving BANK OF AMERICA 4400667999900479 – $ 416.00 (Credit Card)