I have been trying for a very long time to be debt-free (like so many people) and to be able to pay my bills and have money left over for “places to go” and “things to do”. Yet each turn I have taken would bring me to another door of inopportune moments of struggle and suffering. I’m a mother of four who has raised my children alone. I lived in New York and was able to get it together. Once I moved to Florida (in 2008) I felt like all the obstacles of the world wanted to attack at once. My two older daughters were on their own and I had the two youngest to raise alone in a state that didn’t quite pay like New York. I didn’t find work right away and was hired in housekeeping in 2009. Not a great-paying job, yet I stuck it out hoping to be hired as a manager like I was consistently promised. My financial burdens kept growing. I would borrow money to then have to pay right away. Pay a bill late to have groceries. Pay a bill late to pay rent. It was one struggle after the other and things that went into collections. I finally enrolled in college to earn a degree that would elevate my worth and hopefully set me up to work where I would get paid more. A bachelor’s degree in business administration, a master’s in business administration, and a master’s in education later only landed me as a business education educator for five years. I still struggled to pay bills and feed us and began to do a little better, yet I still had obstacle after obstacle come my way. Then Hurricane Ian’s flooding totaled my car and my car note and insurance went up. This put me back again. When my younger children were old enough to be on their own, I moved to Texas with my second oldest daughter and my grandson. We’ve been here for almost four months. She’s in midwifery school and works part-time at two birth centers. I’m currently teaching in a charter school that pays very low. We are collectively struggling and trying to make it here. My goal is to become a college professor, and she is on her way to becoming a midwife. I have to obtain my professional teaching certificate by passing tests that are costly. I have student loans that I need to start paying, and personal loans that I took out to help pay bills and buy food. I still owe my friend money, I’m behind on my car note, my car insurance is due, and my phone is due. I would love to have a clean slate and just deal with my day-to-day issues like putting gas in my car and paying my rent on time, and my car note and car insurance. I just would love to finally be debt-free and afford even the simplest thing and help my children when they need me. I feel horrible telling them that I can’t help them when they need me. I cry every day and I would love to have not a teardrop more because of my financial situation. I am currently in debt of $209,158.00 and I don’t even own a home, which is my dream as well as being debt-free. I wish to be blessed with the huge miracle of being able to start over. My life has more struggles that I haven’t listed, it just makes me cry more to even write what I have written so far. I’m so done with suffering and crying. Can you please help?
Apple iPhone Security **ALERT**
I recently took a trip back to my home town of New Orleans to visit my family after losing my job in Florida unexpectedly due to company insolvency related to delayed payments to hurricane victims. While walking home I was hit in the back of the head. My wallet, credit and debit cards, and Apple iPhone were stolen from me. The thief used facial recognition to get into my phone and immediaetly changed my passcode and my 28 Character Key I set up just incase someone eve stole my phone.
While not being able to use Find My iPhone all my banks were logged into via 2 Factor authentication and my PIN numbers changed to all of my cards. Every account was emptied at ATM’s and gas stations. To make matters worse the money temporarily credited to me by Wells Fargo was reversed after including a police report with my claim.
I have lost 20 years of my emails and photos. My life has been completely turned upside down. My Identity has been stolen, credit has been applied for with numerous inquiries making loans nearly impossible because it has crushed my credit scores. Life Lock has offered ZERO assistance. Do not buy!!
I find it extremely negligent of Apple to allow a 28 Character Passcode to be changed without identifying the real account holder is making this request. Apple was alerted of this issue back in February when this crime was exposed by The Wall Street Journal. This can be easily fixed by simply using verification through another device or submitting Proof of identification along with proof of ownership.
Any assistance to get through this difficult time would be greatly appreciated.
My Cash App is
$Joeycashstash
Thank You in advance!!
Homeless Mother and Daughter
Hello my name is Tonya and I have a daughter we are homeless because I left an abusive husband to try and start a new peaceful life for my daughter and I we have been homeless now for six months living out of my car and hotels I finally found a house for us to live and I don’t have the deposit and first months rent which comes out to five thousand dollars. I pray that God touch someone’s heart to be a blessing to us for our new journey. Thank you.
Please help
I am a mother of 6 children. Some of my children have mental health diagnoses. I also have mental health diagnoses and other health issues that prevent me from working traditional employment at this time. I also have to be on standby at all times for one of my children who has mental health diagnoses. I was forced to quit my job years ago due to too many medical appointments. I have been working from home being paid by commission based pay only. Business has been pretty slow because the market for what I do has become saturated.
I’m struggling with my light bill and other utilities at this time. I am dealing with a slum landlord that doesn’t want to do any weatherization fixes to their home that I am renting even though I have put in numerous complaints. The home is old so there is a very bad draft in the windows. Due to this my light bill has skyrocketed to over $2,000.
My area where I live does not have any funding available for my family. Winter is approaching and I do not want to end up homeless. We live below the federal income poverty guidelines…so the little bit of money we have coming in I have to use for hygiene, household items and transportation. I do not have a vehicle and use rideshare services.
I am embarrassed to ask for help here however I have tried ever other avenue possible prior to finding this website. Please someone help us. My youngest child is 24 months old. We have no where to go if we get put out of our home because we can’t pay the utilities. There is no shelter in my area and no family or friends that can assist us with our situation because they are also struggling.
PayPal.me/MAGPVA
Support Our Hydrology PhD Research for a Sustainable Future!
Dear Supporters,
I am reaching out to you today with a request for your support and contribution to my Ph.D. research journey, which is focused on addressing critical issues related to climate change, watershed delineation, best management practice design, and the impact of drought and extreme weather events in Southern California.
The Challenge:
Southern California faces growing challenges due to climate change, including increasingly severe droughts and extreme weather events. These environmental changes have profound implications for our water resources, ecosystems, and communities. As a Ph.D. researcher, my mission is to find innovative and sustainable solutions to mitigate these challenges.
The Research Goals:
- Climate Change Impact Assessment: Analyze the impact of climate change on Southern California’s water resources and ecosystems.
- Watershed Delineation: Identify critical watershed areas and their vulnerabilities.
- Best Management Practice Design: Develop strategies to protect and enhance our watersheds, ensuring their resilience.
- Drought and Extreme Weather Resilience: Investigate ways to make our communities more resilient to drought and extreme weather events.
How You Can Help:
I am seeking your support to fund this vital research. Your contribution will help cover research expenses, data collection, laboratory analysis, and outreach efforts to share findings with the community.
Our Reasonable Goal:
Our initial funding goal is $10,000. This amount will allow me to kickstart my research, collect essential data, and begin implementing best management practices that can make a real difference in Southern California’s water resilience.
Support Our Hydrology Discovery Quest:
To make a donation, please visit my PayPal fundraising page at [PayPal.me/HydroDiscoveryQuest](https://www.paypal.me/HydroDiscoveryQuest [paypal.me]). Every contribution, no matter the size, brings us one step closer to our goal and to a sustainable future for Southern California.
Thank You for Your Support:
Your support is not just an investment in my research but also in the well-being of our region and the planet. Together, we can make a meaningful impact on the challenges posed by climate change and water management.
Thank you for being a part of our Hydrology Discovery Quest!
“Reaching out, by Faith.”
I’m reaching out to you based on this Biblical principle that I believe in, from the Word of God, Luke6:38, “Give and it will be given back to you, good measure, pressed down, shaken together …. for with the same measure that you give, it shall be measured to you,” My wife and I, for over 20 years, were devout givers ourselves, giving of our talent, our time, and finances to meet the needs of others, from the very old to the very young. Now retired for the last 3 years, we have come upon some lean, lean, lean seasons. I am asking in this very lean season that we have encountered, that you would rally behind us and bestow to us whatever your heart deems. and “Know” this, that whatever you “give”, we will truly give thanks! For it is written, ” In All Things give thanks, for this is the will of God concerning you in Christ Jesus.” 1thess5:18 Shalom. LINK: paypal.me/FranklinBrown886
Senior Survival
I don’t want to stop living at this point of my life. This year has probably been my worst in my almost 70 years. My love and best husband of over 22 years just passed, our beloved dog of 17 years passed just before him, and now the company I’ve been working for around 7 years as an enjoyment is going through hard times and will be closing.
Through all my years the challenges usually only made me stronger but now getting ready to turn 70 I find I don’t have as much energy as I used to stand for 8 hours or do the heavy lifting that some jobs need. Losing part of my income, I thought no problem I would just find another job, not so easy anymore like when I was young.
With the debts left over from my husbands passing, I’ve made attempts to get consolidation loans, personal loans but nothing has come to fruition. Now I have to decide how I can continue to live where I am at, independently, able to afford my bills, which is what I hope I can do, or do I sell out my belongings that I have collected over many years, to put some money together and start over some place where I can afford to live possibly closer to family. I am not ready to give up my independence but things have become so expensive.
I want to pay off all my debts of over $10,000 and start fresh.
Please help me do so.
Embarrassed and in Need
My ID expired in 2020, after covid. I set an appointment and it was a year out. Forgetting about it because I was worried about my job and family, left me not worrying about it. Then I lost my job around Christmas, I have pushed for the last past 10 months.
Now I have an appointment for 1/04/24 to have my ID replaced I am stuck and out of funds (Dealing with even my 401k I have to have my ID). I am out of useable resources. I can’t allow my family to go without.
I need help, I do not know who to go to. I just need what ever help that can help me and my family.
My bills average around 4000 a month. I can’t get a job, due to my ID. I am trying to make money salvaging metals, and it does not help me stay afloat. My daughter is a post covid senior in High School. I have been broken down as a man (I am here begging) .
My rent is due in 7 days and I am down to my last attainable 500. Please help me. I have 2 more months to go through.
I need help with my credit card debt
I can’t get any body to send me money to my cash app very hard that’s part of the reason why I’m in credit card debt please help $djessie20 cash tag
In desperate need of help
Hi my name is Brandon and I am currently going through one of the hardest patches of my life. I’m a recovering addict with 8 years clean I can get through anything in my opinion but I’m feeling pretty hopeless. I recently got in a car accident where somebody t-boned me doing about 45 mph totaling my vehicle. I only had liability insurance cuz my financial situation is tough right now just went through a divorce and don’t have a whole lot of money. The person got away and they were driving a car that wasn’t registered to them so I was left with nobody to turn to. I missed a few days at work after this because my body was sore. I came back to work and my boss basically told me I was a sissy for taking time off work and told me I don’t deserve respect for my coworkers because I missed work. That triggered me to stick up for myself and I ended up getting fired in the process. There was no way I could let a man talk to me that way after what I just been through. I’m a very hard worker and I always show up to work so for me not to there has to be something drastically wrong. I also recently went through a divorce and my mother just passed away a couple months ago which left me with nobody to turn to to ask for help. I literally live alone with me and my dog and I don’t know who to ask anymore I’ve tried every agency every possible way I could and nothing is panned out. If you could be so generous to help me out I will forever be grateful and pay it back somehow some way but I desperately need help I don’t want to end up homeless again on the streets it’s been 8 years since I was in that situation. I chose to get clean 8 years ago because I was tired of the homeless situation I don’t want to go back. If you send me money to
Paypal- bcallahan99206@gmail.com
DENTAL ARMANDO LARA for PayPal https://py.pl/1Evfjj
I am 64 year old, I have been working with our communities here in California with the needy for free; although I believe in personal development and I teach such, I have neglected my finances. I don’t have steady income and my refrigerator is empty.
Regarding my teeth, NOW, at this time, I have lost two molars, the gaps in between are getting bigger because of problems on my gum; but also, my teeth need cleaning as well as some repair.
I am at the point where biting is difficult for me and the gap on my teeth is creating problems in my mouth already.
I will appreciate any amount to help me on the type of dental work I need.
Single mom , eviction, moving closer to better healthcare fire my disabled son
Hello,
I am a 31 year old single mother of three children. (15, 12:special needs, and 10). We are being evicted because my vehicle’s motor went out. I got a rental for a few days that turned into a month once I couldn’t find anyone to fix my suv that is large enough to fit my son’s wheelchair. We live in a based on income apartment for 8 years. I got behind on my rent due to getting another vehicle. The rental also cost 1200. I have no family so I’m thinking of moving to Birmingham from Huntsville to be closer to my son’s appointments. Rent for a four bedroom home is Atleast 1600. I’ve worked my butt off my whole life to be able to buy a house. When I got 9k saved up last year I was robbed (I made a police report) and my credit dropped significantly and buying a home was no longer an option. Growing up , I had my mom and little brother. Neither can help even with babysitting. I don’t go out. I stay home with my children. I’m single and choose to stay that way until the right man comes along. The apartment complex is giving me a week to move or pay 3600. I would love to move in a house closer to my sons appointments anyways but since that money got stolen I’m no where near how close I was to buy a home. I just want my kids to have a decent safe home. Everything is falling on my shoulders and I’m stuck. I have nowhere to turn. No family to live with. Nobody to borrow money from. I make 13.50 an hour, 80 hours a week. My son gets 900 in ssi. With that income I’m barely scraping by with a car payment and $2000 rent, car insurance, food, phone, and whatever my kids need. I went to nursing school but never finished because of my son being hospitalized due to Lennox gastaut syndrome. He was a perfect healthy baby until delivery somehow he ended up inhaling a lot of amniotic fluid, which caused his brain to die in certain spots. It’s so hard seeing him go from a child who looks healthy and walking to a deteriorating boy who is in a wheelchair. I’m his only caregiver. The syndrome only gets worse until he passes. He is always in pain and it breaks my heart when he says walk mommy walk. He doesn’t understand why he can’t walk. Now I’m facing eviction due to getting another vehichle and paying enterprise rent a car 1200. I feel like a failure. Everytime I get close to buying them a home something happens. I have so many student loans and couldn’t finish school because his health had declined. My 3 children have the same father but I don’t get any help from him or anybody. I hate to be on this website but I have no choice. This is my last resort. I would never sell my body or the tv that my disabled son uses. That’s the only thing he is able to do. I gave my last to help a young woman pay her utility bill. She promised I’d get it back October 2nd and now I can’t get in touch with her. I’ve swallowed my pride. I’m hungry but my kids ate. There are people worse off, I really don’t want to take my kids to the homeless shelter. They are my life. I don’t trust people. They are all I have. If children services were involved they would probably take them. My daughter has a 4.3 gpa my other son has straight As. They are very good kids. I don’t want to fail them. I have proof of everything. I can pay you back, on a payment plan. I really need whatever I can use to move and rent a house until I build my credit back up to buy a home. I’m failing them. I am so depressed and desperate. I’m so sorry to have to beg for help. Thanks for reading my story. I hope it came out right. My head is hurting and my belly is growling but my kids ate and that’s what matters. They don’t know what’s going on. I hope I figure something out before they put our stuff out. God bless.
PayPal.me/knoel1291
cash app $runmycashup14
Empowering Survivors: Legal Support Fund
Hello,
I am reaching out with a courageous heart and a determined spirit. My name is Feli, and I am a survivor of domestic violence. The path to healing and justice is not easy, but I am committed to reclaiming my life.
I have taken the step to break free from an abusive situation, and now I am navigating the legal journey towards a safer and brighter future. However, legal costs can be overwhelming, and I am reaching out to you, my community, for support.
I have initiated this fundraiser to raise funds for my attorney fees, ensuring that I can secure the legal representation I need. Every contribution, no matter the size, makes a difference in helping me regain control of my life.
Together, let’s stand against domestic violence and empower survivors to rebuild their lives. Your support is not just financial; it’s a lifeline that helps me move from victim to victor. Thank you for being part of this journey towards healing and justice.
With gratitude,
Feli B.
https://paypal.me/felib123?country.x=US&locale.x=en_US
Prospective Commodities Trader on the Edge of Bust
Hello reader,
My name is Mike, and I am nothing more than a man with a dream to master the reading and trading the futures markets; to secure the future of myself, my family, and anyone who could be helped through money or trading.
To do this, I had to single mindedly pursue my study and practice for more than a full year to date. You would probably imagine this would make me extremely economically literate, and an expert at managing finances.
Embarrassingly enough, despite having become very consistent and profitable with my market read and paper trading, and very effective at managing an equity curve in practice accounts; the real world investments and savings I’ve been drawing from to support myself have come up short.
I was so absorbed in my study, I’d neglected my actual finances; and didn’t notice that the very week I was finally going to take on a live market, my rent payment left me with $20 to my name, the end of my safety net, and nothing to market myself with other than an informal economics education.
Without any assets that could be liquidated for a usable sum, and with such a large gap in my employment history; I’m afraid my mistake has left me in need of donations or investment arrangements to get by in the near term.
I’m very comfortable eating and living on pennies, so I don’t need much to get myself back on track.
With $2,000 I would be able to have enough for rent, and can get my situation running smoothly again.
At the minimum, if I can get $300, I will be able to begin applying my skills through a prop account on a live futures market; and create a livable income by the end of a month or two.
Any donations would make a massive difference right now, and I would be very grateful.
I know my situation is not as dire as some people in much greater need, so I would understand if you would rather view it as an investment. Paypal is extremely limited for communication and negotiating such things while protecting both sides of a transaction from fraud, but I would be just as grateful to see what can be done about that and try to make sure the arrangement is fair for you.
If I find nothing else is possible as it seems could be the case, I may simply surprise you with your money back one day.
For a kind donation of any amount, use the link below. I look forward to doing great things together!
https://paypal.me/Superamazingbadgermn
Memorial/Widow Fund
Hello. My mother recently lost her husband to cancer. Furthermore, she is currently battling the ssa for survivors benefits. My mother is in dire financial straits ever since losing her husband, and she has been unable to find the assistance she needs. I am hoping to help her find some financial security by creating a campaign on this website. I am hoping to raise about 150,000. This amount will pay off her mortgage, her car, and various other debts that have been accumulated. By accomplishing this I hope to alleviate greatly her financial burdens and her sorrow over the untimely demise of her husband, my father. Anything you can give would be greatly appreciated. God bless.
My mother is an extremely kind and caring women, and has worked hard all her life. It would make me so happy to her face when she finds out she no longer has to work as hard as before, particularly as she is reaching retirement age. It would truly be a gift and miracle if I could help her in this way. The issue we are currently having with ssa is that they claim my mother makes too much money, which is over their income limit of 20,000 so they reduced her benefit to hardly anything at all, less than half of what her husband’s retirement benefit. When my father was alive and she had his income to rely it was still not enough to make ends meet. Now that he is gone and ssa refuses to provide her what she needs, and is essentially stealing my father’s retirement fund in my opinion, her financial woes and distress has increased. I have tried to help her but sadly I am unable to provide what she needs as well, particularly in this economy. Again, your assistance and charity in this matter would be greatly appreciated.
Please donate to this link: https://gofund.me/2083a046
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